Clackamas County Bank Mortgage Rates, Fees & Info
Sandy, OR
LEI: 254900U7WUFP33SSQ460
Tax ID: 93-0140734
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Mortgage Data
Bank Data
Review & Overview
Clackamas County Bank is a smaller bank specializing in
various types of mortgages.
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Originations
0
Origination Dollar Volume (All Markets)
$0
Employee count
63
Complaints
| Bank Name |
Product |
Issue |
2019 CPFB Complaints |
% of Total Issues |
| ClosingMark Financial Services, LLC |
Conventional home mortgage |
Applying for a mortgage or refinancing an existing mortgage |
1 |
50.0% |
| ClosingMark Financial Services, LLC |
Conventional home mortgage |
Closing on a mortgage |
1 |
50.0% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| Clackamas County Bank |
2482 East Burnside Gresham, OR 97030 |
Full Service B&M
|
$32,680 |
| Clackamas County Bank |
28500 S.E. Highway 212 Boring, OR 97009 |
Full Service B&M
|
$39,026 |
| Clackamas County Bank |
38975 Proctor Blvd. Sandy, OR 97055 |
Full Service B&M
|
$80,232 |
| Clackamas County Bank |
67430 E. Highway 26 Welches, OR 97067 |
Full Service B&M
|
$23,118 |
For 2019, Clackamas County Bank had 4 branches.
Yearly Performance Overview
Bank Income
Clackamas County Bank's gross interest income from loans was $9,560,000.
Clackamas County Bank's net interest income from loans was $9,305,000.
Clackamas County Bank's fee based income from loans was $282,000.
Clackamas County Bank's net income from loans was $3,888,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$255 |
| Provision for credit losses |
$-176 |
| Total noninterest expense |
$7,009 |
| Salaries and employee benefits |
$4,613 |
| Premises and equipment expense |
$863 |
| Additional noninterest expense |
$1,533 |
| Applicable income taxes |
$19 |
| Net charge-offs |
$-183 |
| Cash dividends |
$2,488 |
Clackamas County Bank's interest expense for loans was $255,000.
Clackamas County Bank's payroll and benefits expense were $4,613,000.
Clackamas County Bank's property, plant and equipment expenses $863,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$173,059 |
| Deposits held in domestic offices |
$173,059 |
| Deposits by Individuals, partnerships, and corporations |
$169,262 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$3,797 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$0 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$73,869 |
| Demand deposits |
$65,104 |
| Nontransaction accounts |
$99,190 |
| Money market deposit accounts (MMDAs) |
$39,808 |
| Other savings deposits (excluding MMDAs) |
$35,965 |
| Total time deposits |
$23,417 |
| Total time and savings deposits |
$107,955 |
| Noninterest-bearing deposits |
$65,785 |
| Interest-bearing deposits |
$107,274 |
| Retail deposits |
$169,556 |
| IRAs and Keogh plan accounts |
$5,895 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$229,820 |
| Cash & Balances due from depository institutions |
$31,531 |
| Interest-bearing balances |
$29,825 |
| Total securities |
$61,979 |
| Federal funds sold & reverse repurchase |
$0 |
| Net loans and leases |
$125,008 |
| Loan and leases loss allowance |
$1,831 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$9,984 |
| Other real estate owned |
$0 |
| Goodwill and other intangibles |
$0 |
| All other assets |
$1,318 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$229,820 |
| Total Liabilities |
$200,244 |
| Total deposits |
$173,059 |
| Interest-bearing deposits |
$107,274 |
| Deposits held in domestic offices |
$173,059 |
| % insured (estimated) |
$91 |
| Federal funds purchased and repurchase agreements |
$26,710 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$0 |
| Subordinated debt |
$0 |
| All other liabilities |
$475 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$125,008 |
| Loan and leases loss allowance |
$1,831 |
| Total loans and leases (domestic) |
$126,839 |
| All real estate loans |
$124,707 |
| Real estate loans in domestic offices |
$124,707 |
| Construction and development loans |
$16,808 |
| Residential 1-4 family construction |
$5,091 |
| Other construction, all land development and other land |
$11,717 |
| Loans secured by nonfarm nonresidential properties |
$50,651 |
| Nonfarm nonresidential secured by owner-occupied properties |
$10,606 |
| Commercial real estate & other non-farm, non-residential |
$40,045 |
| Multifamily residential real estate |
$18,742 |
| 1-4 family residential loans |
$35,278 |
| Farmland loans |
$3,228 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$201 |
| Commercial and industrial loans |
$1,355 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$949 |
| Credit card loans |
$0 |
| Related Plans |
$455 |
| Consumer Auto Loans |
$27 |
| Other loans to individuals |
$467 |
| All other loans & leases |
$595 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$0 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$0 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$0 |
| Non 1-4 family restructured loans & leases |
$0 |
| Total loans and leases (foreign) |
$0 |
Clackamas County Bank had $125,008,000 of loans outstanding in 2019. $124,707,000 of loans were in real estate loans.
$16,808,000 of loans were in development loans. $18,742,000 of loans were in multifamily mortgage loans.
$35,278,000 of loans were in 1-4 family mortgage loans. $201,000 of loans were in farm loans. $0
of loans were in credit card loans. $27,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
100 |
$29,982 |
$299,820 |
| Nonfarm, nonresidential loans - <$100k |
5 |
$278 |
$55,600 |
| Nonfarm, nonresidential loans - $100-250k |
39 |
$5,419 |
$138,949 |
| Nonfarm, nonresidential loans - $250k-1MM |
56 |
$24,285 |
$433,661 |
| Commercial & Industrial, US addressed loans - <$1MM |
34 |
$1,355 |
$39,853 |
| Commercial & Industrial, US addressed loans - <$100k |
27 |
$521 |
$19,296 |
| Commercial & Industrial, US addressed loans - $100-250k |
7 |
$834 |
$119,143 |
| Farmland loans - <$1MM |
6 |
$1,363 |
$227,167 |
| Farmland loans - $100-250k |
4 |
$667 |
$166,750 |
| Farmland loans - $250k-1MM |
2 |
$696 |
$348,000 |
| Agriculture operations loans - <$1MM |
3 |
$200 |
$66,667 |
| Agriculture operations loans - <$100k |
2 |
$22 |
$11,000 |
| Agriculture operations loans - $100-250k |
1 |
$178 |
$178,000 |