Clackamas County Bank Mortgage Rates, Fees & Info

Sandy, OR

LEI: 254900U7WUFP33SSQ460

Tax ID: 93-0140734

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Clackamas County Bank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    58

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 28.6%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS Conventional home mortgage Trouble during payment process 3 42.9%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%
    CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS VA mortgage Trouble during payment process 1 14.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Clackamas County Bank 1101 Ne Burnside Rd Gresham, OR 97030 Full Service B&M $48,400
    Clackamas County Bank 28500 S.E. Highway 212 Boring, OR 97009 Full Service B&M $51,926
    Clackamas County Bank 38975 Proctor Blvd. Sandy, OR 97055 Full Service B&M $112,381
    Clackamas County Bank 67403 E Highway 26 Welches, OR 97067 Full Service B&M $28,958

    For 2021, Clackamas County Bank had 4 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $9,191
    Net interest income $9,050
    Total noninterest income $1,670
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $188
    Trading account gains and fees $0
    Additional Noninterest Income $1,482
    Pre-tax net operating income $3,896
    Securities gains (or losses, -) $0
    Income before extraordinary items $3,835
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $3,835
    Minority interest net income $0
    Net income $3,835
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $3,835

    Clackamas County Bank's gross interest income from loans was $9,191,000.
    Clackamas County Bank's net interest income from loans was $9,050,000.
    Clackamas County Bank's fee based income from loans was $188,000.
    Clackamas County Bank's net income from loans was $3,835,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $141
    Provision for credit losses $-250
    Total noninterest expense $7,074
    Salaries and employee benefits $4,438
    Premises and equipment expense $1,006
    Additional noninterest expense $1,630
    Applicable income taxes $61
    Net charge-offs $0
    Cash dividends $2,601

    Clackamas County Bank's interest expense for loans was $141,000.
    Clackamas County Bank's payroll and benefits expense were $4,438,000.
    Clackamas County Bank's property, plant and equipment expenses $1,006,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $258,140
    Deposits held in domestic offices $258,140
    Deposits by Individuals, partnerships, and corporations $255,070
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $3,070
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $130,797
    Demand deposits $117,709
    Nontransaction accounts $127,343
    Money market deposit accounts (MMDAs) $51,673
    Other savings deposits (excluding MMDAs) $55,163
    Total time deposits $20,506
    Total time and savings deposits $140,431
    Noninterest-bearing deposits $130,797
    Interest-bearing deposits $127,343
    Retail deposits $255,268
    IRAs and Keogh plan accounts $6,162
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $303,324
    Cash & Balances due from depository institutions $53,104
    Interest-bearing balances $50,236
    Total securities $110,115
    Federal funds sold & reverse repurchase $0
    Net loans and leases $129,130
    Loan and leases loss allowance $1,594
    Trading account assets $0
    Bank premises and fixed assets $9,683
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $1,292

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $303,324
    Total Liabilities $272,731
    Total deposits $258,140
    Interest-bearing deposits $127,343
    Deposits held in domestic offices $258,140
    % insured (estimated) $81
    Federal funds purchased and repurchase agreements $14,358
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $233

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $129,130
    Loan and leases loss allowance $1,594
    Total loans and leases (domestic) $130,724
    All real estate loans $129,278
    Real estate loans in domestic offices $129,278
    Construction and development loans $15,095
    Residential 1-4 family construction $4,839
    Other construction, all land development and other land $10,256
    Loans secured by nonfarm nonresidential properties $62,578
    Nonfarm nonresidential secured by owner-occupied properties $21,298
    Commercial real estate & other non-farm, non-residential $41,280
    Multifamily residential real estate $27,918
    1-4 family residential loans $22,662
    Farmland loans $1,025
    Loans held in foreign offices $0
    Farm loans $181
    Commercial and industrial loans $1,371
    To non-U.S. addressees $0
    Loans to individuals $440
    Credit card loans $0
    Related Plans $239
    Consumer Auto Loans $20
    Other loans to individuals $181
    All other loans & leases $537
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Clackamas County Bank had $129,130,000 of loans outstanding in 2021. $129,278,000 of loans were in real estate loans. $15,095,000 of loans were in development loans. $27,918,000 of loans were in multifamily mortgage loans. $22,662,000 of loans were in 1-4 family mortgage loans. $181,000 of loans were in farm loans. $0 of loans were in credit card loans. $20,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 107 $33,477 $312,869
    Nonfarm, nonresidential loans - <$100k 7 $402 $57,429
    Nonfarm, nonresidential loans - $100-250k 33 $4,142 $125,515
    Nonfarm, nonresidential loans - $250k-1MM 67 $28,933 $431,836
    Commercial & Industrial, US addressed loans - <$1MM 51 $1,371 $26,882
    Commercial & Industrial, US addressed loans - <$100k 43 $665 $15,465
    Commercial & Industrial, US addressed loans - $100-250k 8 $706 $88,250
    Farmland loans - <$1MM 4 $1,025 $256,250
    Farmland loans - $100-250k 2 $274 $137,000
    Farmland loans - $250k-1MM 2 $751 $375,500
    Agriculture operations loans - <$1MM 1 $181 $181,000
    Agriculture operations loans - $100-250k 1 $181 $181,000