Clackamas County Bank Mortgage Rates, Fees & Info

Sandy, OR

LEI: 254900U7WUFP33SSQ460

Tax ID: 93-0140734

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Clackamas County Bank is a smaller bank specializing in Home Purchase loans. Clackamas County Bank has a high proportion of conventional loans. Their top two markets are Portland and Salem .

    Clackamas County Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    35

    Origination Dollar Volume (All Markets)

    $27,235,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 33 $25,285,000 $766,212 $0 0.00%
    SALEM, OR (FHA|USDA|VA) 2 $1,950,000 $975,000 $0 0.00%
    Clackamas County Bank's top markets include Portland and Salem among others.

    Their top states include:
  • Oregon (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 35 $27,235,000 $778,143 $0 0.00%

    For 2023, Clackamas County Bank's most frequently originated type of loan was Conventional, with 35 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 26 $21,750,000 $836,538 $0 0.00%
    Home Improvement 3 $645,000 $215,000 $0 0.00%
    Other 2 $220,000 $110,000 $0 0.00%
    Refi 2 $3,690,000 $1,845,000 $0 0.00%
    Cash Out Refi 2 $930,000 $465,000 $0 0.00%

    For 2023, Clackamas County Bank's most frequently cited loan purpose was Home Purchase, with 26 originations. The 2nd most popular reason was Home Improvement, with 3 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 35 $27,235,000 $778,143 $0 0.00%

    For 2023, Clackamas County Bank's most frequently cited loan duration was Other, with 35 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 9 $15,625,000 $1,736,111 $0 0.00%
    $200k-400k 8 $2,200,000 $275,000 $0 0.00%
    $400k-600k 7 $3,285,000 $469,286 $0 0.00%
    $600k-1MM 7 $5,815,000 $830,714 $0 0.00%
    $100,000 or less 3 $165,000 $55,000 $0 0.00%
    $100k-200k 1 $145,000 $145,000 $0 0.00%

    2023 saw Clackamas County Bank place emphasis on $1MM+ loans with 9 originations, totaling $15,625,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 4 $780,000 $195,000 $0 0.00%
    $250k+ 4 $3,610,000 $902,500 $0 0.00%
    $50k or less 2 $220,000 $110,000 $0 0.00%
    $100k-150k 1 $495,000 $495,000 $0 0.00%
    $50k-75k 1 $375,000 $375,000 $0 0.00%
    $75k-100k 1 $505,000 $505,000 $0 0.00%

    Clackamas County Bank lent most frequently to those with incomes in the $150k-250k range, with 4 originations. The second most popular income band? $250k+, with 4 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 35 $27,235,000 $778,143 $0 0.00%

    Clackamas County Bank lent most frequently to those with DTI ratios of Exempt%, with 35 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 22 $21,250,000 $965,909 $0 0.00%
    White 11 $4,275,000 $388,636 $0 0.00%
    Asian 2 $1,710,000 $855,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.02%

    Clackamas County Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.57%

    Clackamas County Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 35 $27,235,000 $778,143

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    35 $27,235,000 $778,143