Vintage Bank Kansas Mortgage Rates, Fees & Info
Conway Springs, KSLEI: 549300054IBXNJUH0T10
Tax ID: 48-0435960
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Mortgage Data
Review & Overview
Vintage Bank Kansas is a smaller bank specializing in Home Purchase and Refi loans. Vintage Bank Kansas has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Topeka, and Kansas City among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Vintage Bank Kansas has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
97Origination Dollar Volume (All Markets)
$11,805,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 77 | $9,025,000 | $117,208 | $0 | 0.00% |
| Outside of Metro Areas | 18 | $2,360,000 | $131,111 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 97 | $11,805,000 | $121,701 | $0 | 0.00% |
For 2023, Vintage Bank Kansas's most frequently originated type of loan was Conventional, with 97 originations.
Loan Reason
For 2023, Vintage Bank Kansas's most frequently cited loan purpose was Home Purchase, with 43 originations. The 2nd most popular reason was Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 97 | $11,805,000 | $121,701 | $0 | 0.00% |
For 2023, Vintage Bank Kansas's most frequently cited loan duration was Other, with 97 originations.
Loan Sizing
2023 saw Vintage Bank Kansas place emphasis on $100,000 or less loans with 59 originations, totaling $3,285,000 in origination value.
Applicant Income
Vintage Bank Kansas lent most frequently to those with incomes in the $100k-150k range, with 18 originations. The second most popular income band? $50k-75k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 97 | $11,805,000 | $121,701 | $0 | 0.00% |
Vintage Bank Kansas lent most frequently to those with DTI ratios of Exempt%, with 97 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.69%
Vintage Bank Kansas has an average approval rate.
Pick Rate
Approvals leading to origination92.78%
Vintage Bank Kansas has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 97 | $11,805,000 | $121,701 |