WICHITA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wichita averaged 5.19% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.24% and one month ago for the week of 2022-04-14, the average rate was 5.04%.

Wichita's average rate one year ago was 3.14%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.18%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Wichita 30 Year Fixed Rate 2022-05-19 5.19%
Wichita 30 Year Fixed Rate Refi 2022-05-19 5.18%
Wichita 15 Year Fixed Rate 2022-05-19 5.86%
Wichita 15 Year Fixed Rate Refi 2022-05-19 4.71%
Wichita 30 Year FHA 2022-05-19 5.31%
Wichita 30 Year FHA Refi 2022-05-19 5.31%
Wichita 30 Year USDA 2022-05-19 5.41%
Wichita 30 Year USDA Refi 2022-05-19 5.36%
Wichita 30 Year VA 2022-05-19 5.56%
Wichita 30 Year VA Refi 2022-05-19 5.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WICHITA, KS.

WICHITA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WICHITA, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CREDIT UNION OF AMERICA 710 3.14% $2,178
Fidelity Bank 677 2.99% $2,675
QUICKEN LOANS, LLC 598 3.12% $4,453
MERITRUST Federal Credit Union 528 3.21% $2,977
Sierra Pacific Mortgage Company, Inc. 392 3.24% $3,291
Capitol Federal Savings Bank 375 2.93% $2,403
FLAT BRANCH MORTGAGE, INC. 294 3.19% $2,946
Gateway First Bank 229 3.10% $2,591
HOME BANK AND TRUST COMPANY 212 3.04% $2,474
HEARTLAND CREDIT UNION 195 3.31% $2,273
Wells Fargo Bank 194 3.13% $3,116
Intrust Bank 192 2.94% $1,652
DELMAR FINANCIAL COMPANY 190 3.35% $3,263
LEADERONE FINANCIAL CORPORATION 178 3.23% $3,391
OPEN MORTGAGE, LLC 175 3.20% $3,272
Regent Financial Group, Inc. 164 3.18% $2,884
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 155 3.08% $3,603
BNC National Bank 154 3.07% $3,598
PENTAGON FEDERAL CREDIT UNION 150 2.88% $1,993
LOANDEPOT.COM, LLC 133 3.14% $4,096
Sunflower Bank 127 3.14% $3,782
Flagstar Bank, FSB 121 3.27% $3,168
Plains Commerce Bank 109 2.93% $2,616
U.S. Bank 106 3.13% $2,690
UNITED WHOLESALE MORTGAGE, LLC 102 3.03% $3,766
HOME POINT FINANCIAL CORPORATION 95 3.02% $3,043
SKYWARD 88 3.00% $2,032
PRIMELENDING, A PLAINSCAPITAL COMPANY 85 3.16% $3,722
Bank of America 85 2.92% $2,534
AMERISAVE MORTGAGE CORPORATION 82 2.94% $4,869
Wichita Federal Credit Union 76 3.34% $1,859
PENNYMAC LOAN SERVICES, LLC 74 3.25% $4,252
Commerce Bank 69 3.34% $2,667
BETTER MORTGAGE CORPORATION 62 2.88% $2,586
MID AMERICAN 62 3.19% $1,952
THRIVE MORTGAGE, LLC 60 3.15% $3,087
BOKF 56 3.20% $2,772
Equity Bank 55 3.18% $2,510
RCB Bank 55 3.15% $2,902
Emprise Bank 53 3.24% $2,339
PRIMARY RESIDENTIAL MORTGAGE, INC. 53 3.29% $3,256
Mr. Cooper ( Nationstar Mortgage ) 53 3.41% $4,931
US MORTGAGE CORPORATION 53 3.22% $4,328
JPMorgan Chase Bank 50 3.07% $2,628
Community National Bank & Trust 49 3.42% $2,211
Financial Funding Solutions, Inc. 46 3.26% $3,422
AMERICAN FINANCING CORPORATION 46 3.06% $4,092
Simmons Bank 41 3.09% $2,793
PLANET HOME LENDING, LLC 41 3.25% $2,831
ARK-LA-TEX FINANCIAL SERVICES, LLC. 40 3.41% $4,697
KELLER MORTGAGE, LLC 39 3.21% $1,935
GOLDEN PLAINS 39 2.91% $1,585
FREEDOM MORTGAGE CORPORATION 39 3.21% $2,442
EVERETT FINANCIAL, INC. 36 3.46% $1,781
KS StateBank 32 3.13% $2,215
Mortgage Investment Services Corporation 31 3.48% $2,898
Bank of the West 29 3.20% $4,506
GUILD MORTGAGE COMPANY 28 3.19% $3,088
CALIBER HOME LOANS, INC. 27 3.11% $2,416
MORTGAGE 1 INCORPORATED 27 3.35% $3,578
INLAND BANK & TRUST 26 3.05% $2,256
NEWREZ LLC 26 3.19% $3,323
BROKER SOLUTIONS, INC. 25 3.34% $4,184
United Fidelity Funding Corp. 25 3.21% $4,595
T2 FINANCIAL LLC 19 3.37% $3,427
ROYAL UNITED MORTGAGE LLC 18 3.43% $6,562
NBKC BANK 18 3.12% $2,328
Central National Bank 18 2.90% $1,850
Ally Bank 18 2.97% $4,039
NAVY FEDERAL CREDIT UNION 17 3.77% $3,617
Nations Lending Corporation 16 3.30% $4,556
MUTUAL OF OMAHA MORTGAGE, INC. 16 3.34% $4,038
LAKEVIEW LOAN SERVICING, LLC 15 3.33% $2,206
Arvest Bank 15 2.89% $3,208
Mortgage Research Center, LLC 14 2.88% $2,864
CMG MORTGAGE, INC. 14 3.07% $4,523
MID AMERICA MORTGAGE, INC. 14 3.25% $5,769
MOVEMENT MORTGAGE, LLC 13 3.25% $3,109
GUARANTEED RATE, INC. 13 3.06% $3,419
CHURCHILL MORTGAGE CORPORATION 13 3.51% $3,193
NBH Bank 12 3.22% $2,350
SUN WEST MORTGAGE COMPANY, INC. 12 3.21% $3,605
Carrington Mortgage Services, LLC 12 3.32% $3,836
PANHANDLE FEDERAL CREDIT UNION 12 3.26% $1,729
FINANCE OF AMERICA MORTGAGE LLC 11 3.38% $4,769
SIRVA MORTGAGE, INC. 11 3.13% $889
SOFI LENDING CORP. 10 3.05% $3,107
The Central Trust Bank 10 3.05% $3,447
First Guaranty Mortgage Corporation 9 3.19% $3,780
Citizens Bank 9 2.99% $3,239
ENDEAVOR CAPITAL, LLC. 9 3.03% $3,016
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.67% $3,708
PREMIA MORTGAGE, LLC 8 2.84% $1,596
COMMUNITY MORTGAGE, LLC 8 3.05% $2,865
Prosperity Home Mortgage, LLC 8 3.13% $2,938
First State Bank of St. Charles, Missouri 8 2.94% $3,640
Colonial Savings, F.A. 7 3.30% $1,914
COMMUNITYAMERICA 7 3.21% $2,896
First Federal Bank of Kansas City 7 2.91% $2,436
DAS Acquisition Company, LLC 7 3.34% $2,743
Chicago Mortgage Solutions LLC 7 2.97% $1,531
Truist Bank 7 3.03% $3,426
UMB Bank 7 3.16% $2,447
Landmark National Bank 7 2.93% $2,988
FirstBank 6 2.81% $2,305
North American Savings Bank, F.S.B. 6 2.92% $2,081
SUCCESS MORTGAGE PARTNERS, INC. 6 3.50% $4,298
ZILLOW HOME LOANS, LLC 6 2.88% $3,679
HOMESIDE FINANCIAL, LLC 6 3.21% $4,152
Manufacturers and Traders Trust Company 6 3.27% $3,874
PHH Mortgage Corporation 5 4.08% $6,719
PLAZA HOME MORTGAGE, INC. 5 3.18% $4,663
Bell Bank 5 3.15% $4,287
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.98% $4,131
Northpointe Bank 5 3.32% $2,465
STEARNS LENDING, LLC 5 2.85% $3,061
Wyndham Capital Mortgage, Inc. 5 3.25% $1,611
AmeriHome Mortgage Company, LLC 4 3.12% $4,370
BMO Harris Bank 4 3.19% $3,778
UNITED MORTGAGE CORP. 4 3.13% $3,537
The Federal Savings Bank 4 3.06% $3,493
The Huntington National Bank 4 3.22% $4,923
Deere Employees Credit Union 4 2.22% $2,791
First Mortgage Solutions, LLC 4 3.25% $2,467
Members Mortgage Services, L.L.C. 4 3.06% $2,207
Discover Bank 4 5.31% $0
ACADEMY MORTGAGE CORPORATION 3 3.21% $3,058
AMERICAN INTERNET MORTGAGE, INC. 3 2.75% $2,809
BNY Mellon 3 2.75% $4,131
Charles Schwab Bank, SSB 3 2.03% $3,822
CROSSCOUNTRY MORTGAGE, LLC 3 3.63% $3,802
Great Southern Bank 3 2.88% $3,173
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 3.33% $3,210
LOANPAL, LLC 3 3.08% $5,608
Meridian Bank Corporation 3 4.00% $3,414
Morgan Stanley Private Bank 3 2.63% $3,191
SPRING EQ, LLC 3 3.08% $790
Stifel Bank and Trust 3 2.88% $2,476
Strong Home Mortgage, LLC 3 3.58% $2,778
TCF National Bank 3 3.08% $3,229
USAA Federal Savings Bank 3 2.96% $3,311
Waterstone Mortgage Corporation 3 3.33% $3,825
MORIA DEVELOPMENT, INC. 2 3.56% $5,028
Community First National Bank 2 2.94% $3,304
Azura Credit Union 2 3.19% $692
First Horizon Bank 2 2.94% $3,304
CELEBRITY HOME LOANS, LLC 2 3.13% $2,605
TruHome Solutions, LLC 2 3.19% $2,867
EMBRACE HOME LOANS, INC. 2 3.43% $3,912
Truity Federal Credit Union 2 2.88% $1,360
First National Bank of Omaha 2 2.88% $2,466
First Midwest Bank 2 2.81% $2,938
DIGITAL Federal Credit Union 2 2.69% $3,301
ASSEMBLIES OF GOD Credit Union 2 2.93% $1,854
CANOPY MORTGAGE, LLC 2 2.87% $3,761
GUIDANCE RESIDENTIAL, LLC 2 3.00% $6,117
GUARANTEED RATE AFFINITY, LLC 2 3.00% $3,660
ANGEL OAK HOME LOANS LLC 2 4.44% $5,471
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 4.75% $2,820
Midwest Mortgage Associates Corporation 2 3.44% $3,711
RUOFF MORTGAGE COMPANY, INC. 2 3.00% $2,389
S1L, Inc. 2 3.25% $3,855
ALLIANT CREDIT UNION 2 3.38% $3,150
BAY EQUITY LLC 2 3.12% $5,425
SENTE MORTGAGE, INC. 2 3.25% $4,408
Baxter Credit Union 2 2.88% $2,550
Bank of England 2 2.81% $4,062
Envista Credit Union 1 3.13% $2,151
Dollar Bank, Federal Savings Bank 1 3.38% $3,816
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.00% $3,637
Regions Bank 1 3.38% $5,952
RELIANCE FIRST CAPITAL, LLC 1 2.50% $7,859
RESIDENTIAL BANCORP. 1 3.63% $3,030
DATA MORTGAGE, INC. 1 3.50% $3,595
SECURITYNATIONAL MORTGAGE COMPANY 1 3.25% $2,740
CORNERSTONE HOME LENDING, INC. 1 3.25% $3,557
City Bank 1 2.88% $5,960
Capital Bank 1 3.13% $2,806
SOUTHWEST FUNDING, LP 1 4.13% $5,714
American Mortgage & Equity Consultants, Inc. 1 2.75% $2,142
Springfield First Community Bank 1 2.88% $2,383
West Gate Bank 1 3.25% $1,596
Stride Bank 1 3.00% $3,078
AMERICAN FINANCIAL NETWORK, INC. 1 3.38% $5,608
CALCON MUTUAL MORTGAGE LLC 1 3.00% $3,560
SUMMIT FUNDING, INC. 1 3.38% $2,172
Boeing Employees Credit Union 1 3.13% $2,233
BLACK HILLS FEDERAL CREDIT UNION 1 2.63% $5,004
Wood & Huston Bank 1 2.63% $2,433
Bank Five Nine 1 3.13% $2,969
Think Mutual Bank 1 3.00% $3,589
TIAA, FSB 1 3.38% $1,165
TRIAD FINANCIAL SERVICES, INC. 1 7.25% $5,449
Axos Bank 1 2.99% $2,486
Atlantic Union Bank 1 3.63% $6,202
Union Bank and Trust Company 1 2.75% $2,803
UNITED CONSUMERS CREDIT UNION 1 2.88% $1,771
Armed Forces Bank 1 3.38% $2,671
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.50% $6,232
Amarillo National Bank 1 3.25% $3,471
Level One Bank 1 2.75% $2,799
LENDERFI, INC. 1 2.88% $2,827
American National Bank 1 2.25% $3,617
Magnolia Bank 1 3.38% $7,730
Jonah Bank of Wyoming 1 3.49% $3,722
Ixonia Bank 1 3.63% $5,182
U S WIDE FINANCIAL LLC 1 2.50% $1,156
INLANTA MORTGAGE, INC. 1 3.13% $3,653
Hometown Lenders, Inc. 1 2.88% $2,765
Mid-America Bank 1 2.75% $2,483
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.63% $2,749
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.00% $3,826
MORTGAGE ACCESS CORP. 1 3.13% $3,351
Heritage Federal Credit Union 1 3.25% $2,275
GSF Mortgage Corporation 1 2.75% $4,443
Goldwater Bank, N.A. 1 2.88% $3,908
Generations Community Federal Credit Union 1 2.99% $2,377
Flanagan State Bank 1 3.50% $3,045
First Western Trust Bank 1 3.00% $10,966
First United Bank and Trust Company 1 3.13% $3,573
NEW DAY FINANCIAL, LLC 1 2.63% $6,192
FirstTrust Home Loans, Inc. 1 2.75% $2,430
Northwest Farm Credit Services, FLCA 1 4.40% $7,231
First Interstate Bank 1 2.75% $6,789
First Internet Bank of Indiana 1 2.75% $1,912
Paramount Bank 1 3.50% $6,146
Paramount Residential Mortgage Group, Inc. 1 2.99% $3,465
First Federal Bank, A FSB 1 2.63% $1,799
FIRST COMMUNITY MORTGAGE, INC. 1 3.38% $1,668
First Bank 1 2.88% $2,900
FAY SERVICING, LLC 1 2.63% $4,916
Evolve Bank & Trust 1 3.50% $3,401
EVERENCE FEDERAL CREDIT UNION 1 3.50% $413
ESB Financial 1 2.50% $1,850

WICHITA, KS's 234 lenders originated 24,012 loans during 2021. The total origination value was $4,614,170,000, with an average loan value of $192,161.

The top WICHITA lender as defined by loan originations is CREDIT UNION OF AMERICA, with 710 loans originated. Their average total fees are $2,178, which is $497 lower than the next largest lender, Fidelity Bank.

The lowest fee WICHITA lenders (with over 10 loans originated) are SIRVA MORTGAGE, INC. ($889), GOLDEN PLAINS ($1,585), Intrust Bank ($1,652), PANHANDLE FEDERAL CREDIT UNION ($1,729) and EVERETT FINANCIAL, INC. ($1,781).

The lowest rate WICHITA lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.88%), PENTAGON FEDERAL CREDIT UNION (2.88%), Mortgage Research Center, LLC (2.88%), Arvest Bank (2.89%) and Central National Bank (2.90%).

WICHITA, KS Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $224,570,000 $265,810,000 18.4% 5.8%
Fidelity Bank $280,290,000 $253,610,000 -9.5% 5.5%
CREDIT UNION OF AMERICA $187,815,000 $197,660,000 5.2% 4.3%
MERITRUST Federal Credit Union $227,165,000 $196,405,000 -13.5% 4.3%
Capitol Federal Savings Bank $151,050,000 $165,875,000 9.8% 3.6%
Sierra Pacific Mortgage Company, Inc. $130,225,000 $147,475,000 13.2% 3.2%
FREEDOM MORTGAGE CORPORATION $143,900,000 $121,485,000 -15.6% 2.6%
FLAT BRANCH MORTGAGE, INC. $46,240,000 $105,540,000 128.2% 2.3%
Wells Fargo Bank $44,780,000 $105,050,000 134.6% 2.3%
Gateway First Bank $139,085,000 $94,750,000 -31.9% 2.1%
Intrust Bank $161,515,000 $92,130,000 -43.0% 2.0%
Emprise Bank $100,130,000 $75,800,000 -24.3% 1.6%
HOME BANK AND TRUST COMPANY $109,990,000 $75,100,000 -31.7% 1.6%
PENTAGON FEDERAL CREDIT UNION $60,495,000 $71,030,000 17.4% 1.5%
Mortgage Research Center, LLC $47,380,000 $70,375,000 48.5% 1.5%
PENNYMAC LOAN SERVICES, LLC $28,170,000 $68,320,000 142.5% 1.5%
LOANDEPOT.COM, LLC $31,805,000 $67,750,000 113.0% 1.5%
LEADERONE FINANCIAL CORPORATION $90,340,000 $67,050,000 -25.8% 1.5%
HEARTLAND CREDIT UNION $53,215,000 $65,380,000 22.9% 1.4%
DELMAR FINANCIAL COMPANY $34,480,000 $64,265,000 86.4% 1.4%
KS StateBank $70,550,000 $64,015,000 -9.3% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $38,025,000 $63,235,000 66.3% 1.4%
OPEN MORTGAGE, LLC $61,340,000 $62,965,000 2.6% 1.4%
Regent Financial Group, Inc. $73,165,000 $61,650,000 -15.7% 1.3%
Arbor Realty Trust, Inc. $38,850,000 $57,015,000 46.8% 1.2%
BNC National Bank $67,910,000 $53,370,000 -21.4% 1.2%
Simmons Bank $19,000,000 $49,900,000 162.6% 1.1%
Citizens Bank of Kansas $33,720,000 $44,180,000 31.0% 1.0%
Flagstar Bank, FSB $35,085,000 $43,000,000 22.6% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $15,615,000 $42,465,000 172.0% 0.9%
HOME POINT FINANCIAL CORPORATION $20,175,000 $42,025,000 108.3% 0.9%
U.S. Bank $46,055,000 $41,600,000 -9.7% 0.9%
Sunflower Bank $35,235,000 $41,520,000 17.8% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $32,085,000 $37,650,000 17.3% 0.8%
Plains Commerce Bank $17,775,000 $36,025,000 102.7% 0.8%
RCB Bank $38,015,000 $35,420,000 -6.8% 0.8%
Springfield First Community Bank $35,370,000 n/a 0.8%
Commerce Bank $49,820,000 $35,330,000 -29.1% 0.8%
Garden Plain State Bank $38,110,000 $33,900,000 -11.0% 0.7%
The Union State Bank $37,935,000 $33,745,000 -11.0% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $33,910,000 $32,785,000 -3.3% 0.7%
Bank of America $32,805,000 $32,335,000 -1.4% 0.7%
Wichita Federal Credit Union $44,235,000 $30,420,000 -31.2% 0.7%
AMERISAVE MORTGAGE CORPORATION $15,980,000 $29,545,000 84.9% 0.6%
Legacy Bank $39,465,000 $29,170,000 -26.1% 0.6%
CrossFirst Bank $33,660,000 $29,045,000 -13.7% 0.6%
Community National Bank & Trust $25,640,000 $28,650,000 11.7% 0.6%
The Halstead Bank $33,340,000 $28,515,000 -14.5% 0.6%
Southwest National Bank $19,925,000 $28,510,000 43.1% 0.6%
BETTER MORTGAGE CORPORATION $10,010,000 $27,720,000 176.9% 0.6%
The Bennington State Bank $6,370,000 $24,995,000 292.4% 0.5%
The Citizens State Bank $24,950,000 $24,435,000 -2.1% 0.5%
SKYWARD $41,790,000 $23,625,000 -43.5% 0.5%
KANZA Bank $23,140,000 $23,265,000 0.5% 0.5%
MID AMERICAN $30,220,000 $22,880,000 -24.3% 0.5%
USAA Federal Savings Bank $24,870,000 $22,590,000 -9.2% 0.5%
BOKF $22,505,000 $20,805,000 -7.6% 0.5%
Central National Bank $13,020,000 $20,690,000 58.9% 0.4%
JPMorgan Chase Bank $14,180,000 $20,400,000 43.9% 0.4%
US MORTGAGE CORPORATION $21,170,000 $20,270,000 -4.3% 0.4%
BancorpSouth Bank $20,215,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $18,465,000 $19,525,000 5.7% 0.4%
THRIVE MORTGAGE, LLC $22,295,000 $19,370,000 -13.1% 0.4%
PLANET HOME LENDING, LLC $24,810,000 $18,740,000 -24.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $14,915,000 $17,265,000 15.8% 0.4%
NEWREZ LLC $9,945,000 $17,045,000 71.4% 0.4%
Bank of the West $13,455,000 $16,995,000 26.3% 0.4%
CALIBER HOME LOANS, INC. $11,355,000 $16,945,000 49.2% 0.4%
Grandbridge Real Estate Capital LLC $16,735,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $14,250,000 $16,600,000 16.5% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $17,465,000 $15,755,000 -9.8% 0.3%
Equity Bank $16,860,000 $15,440,000 -8.4% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $15,005,000 n/a 0.3%
BERKELEY POINT CAPITAL LLC $13,975,000 n/a 0.3%
GOLDEN PLAINS $15,535,000 $13,815,000 -11.1% 0.3%
WHITE EAGLE Credit Union $15,875,000 $13,490,000 -15.0% 0.3%
AMERICAN FINANCING CORPORATION $6,660,000 $13,400,000 101.2% 0.3%
UMB Bank $13,890,000 $13,010,000 -6.3% 0.3%
NBKC BANK $5,185,000 $12,850,000 147.8% 0.3%
WALKER & DUNLOP, LLC $25,250,000 $12,370,000 -51.0% 0.3%
BROKER SOLUTIONS, INC. $11,580,000 $12,150,000 4.9% 0.3%
EVERETT FINANCIAL, INC. $735,000 $11,890,000 1,517.7% 0.3%
Financial Funding Solutions, Inc. $14,760,000 $11,460,000 -22.4% 0.2%
NEW DAY FINANCIAL, LLC $10,250,000 $10,925,000 6.6% 0.2%
CMG MORTGAGE, INC. $3,190,000 $10,725,000 236.2% 0.2%
MORTGAGE 1 INCORPORATED $10,495,000 n/a 0.2%
Mortgage Investment Services Corporation $8,705,000 $10,015,000 15.0% 0.2%
KELLER MORTGAGE, LLC $11,350,000 $9,635,000 -15.1% 0.2%
FirstBank $1,355,000 $9,440,000 596.7% 0.2%
KeyBank $21,300,000 $9,305,000 -56.3% 0.2%
GUILD MORTGAGE COMPANY $10,650,000 $9,060,000 -14.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $7,070,000 $8,750,000 23.8% 0.2%
INLAND BANK & TRUST $13,835,000 $8,570,000 -38.1% 0.2%
The Federal Savings Bank $2,505,000 $8,165,000 225.9% 0.2%
Members Mortgage Services, L.L.C. $9,275,000 $8,050,000 -13.2% 0.2%
Nations Lending Corporation $5,595,000 $7,935,000 41.8% 0.2%
VALLEY STATE BANK $8,155,000 $7,335,000 -10.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,400,000 $7,050,000 30.6% 0.2%
Arvest Bank $10,710,000 $6,920,000 -35.4% 0.1%
T2 FINANCIAL LLC $6,915,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $5,940,000 $6,795,000 14.4% 0.1%
Ally Bank $1,655,000 $6,510,000 293.4% 0.1%
Truist Bank $4,990,000 $6,475,000 29.8% 0.1%
NBH Bank $3,965,000 $6,455,000 62.8% 0.1%
United Fidelity Funding Corp. $7,110,000 $6,450,000 -9.3% 0.1%
Carrington Mortgage Services, LLC $5,705,000 $6,400,000 12.2% 0.1%
The Central Trust Bank $6,075,000 n/a 0.1%
GUARANTEED RATE, INC. $3,260,000 $5,965,000 83.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $530,000 $5,885,000 1,010.4% 0.1%
SOFI LENDING CORP. $1,105,000 $5,085,000 360.2% 0.1%
North American Savings Bank, F.S.B. $4,890,000 $4,775,000 -2.4% 0.1%
MOVEMENT MORTGAGE, LLC $58,220,000 $4,520,000 -92.2% 0.1%
Guaranty Bank $4,480,000 n/a 0.1%
21ST MORTGAGE CORPORATION $2,290,000 $4,360,000 90.4% 0.1%
STEARNS LENDING, LLC $1,085,000 $4,160,000 283.4% 0.1%
First State Bank of St. Charles, Missouri $3,985,000 $4,105,000 3.0% 0.1%
SIRVA MORTGAGE, INC. $1,670,000 $3,925,000 135.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,635,000 $3,885,000 6.9% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,250,000 $3,880,000 72.4% 0.1%
PANHANDLE FEDERAL CREDIT UNION $2,340,000 $3,880,000 65.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,805,000 $3,825,000 111.9% 0.1%
ROYAL UNITED MORTGAGE LLC $3,575,000 $3,790,000 6.0% 0.1%
Manufacturers and Traders Trust Company $745,000 $3,760,000 404.7% 0.1%
First Guaranty Mortgage Corporation $4,505,000 $3,470,000 -23.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $4,165,000 $3,440,000 -17.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,430,000 $3,410,000 -0.6% 0.1%
ZILLOW HOME LOANS, LLC $1,970,000 $3,390,000 72.1% 0.1%
Bell Bank $2,465,000 $3,360,000 36.3% 0.1%
Community First National Bank $490,000 $3,170,000 546.9% 0.1%
Barrington Bank & Trust Company, N.A. $6,890,000 $3,140,000 -54.4% 0.1%
Low VA Rates, LLC $5,300,000 $3,125,000 -41.0% 0.1%
Wyndham Capital Mortgage, Inc. $1,380,000 $3,060,000 121.7% 0.1%
Equity Prime Mortgage LLC $2,415,000 $2,985,000 23.6% 0.1%
ENDEAVOR CAPITAL, LLC. $3,685,000 $2,980,000 -19.1% 0.1%
COMMUNITY MORTGAGE, LLC $1,230,000 $2,930,000 138.2% 0.1%
BNY Mellon $505,000 $2,905,000 475.2% 0.1%
Stifel Bank and Trust $195,000 $2,790,000 1,330.8% 0.1%
First Mortgage Solutions, LLC $4,090,000 $2,765,000 -32.4% 0.1%
FirstOak Bank $1,010,000 $2,755,000 172.8% 0.1%
Citizens Bank $4,400,000 $2,680,000 -39.1% 0.1%
PLAZA HOME MORTGAGE, INC. $1,155,000 $2,600,000 125.1% 0.1%
PHH Mortgage Corporation $865,000 $2,590,000 199.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,745,000 $2,545,000 45.8% 0.1%
Landmark National Bank $1,535,000 $2,540,000 65.5% 0.1%
COMMUNITYAMERICA $2,035,000 $2,525,000 24.1% 0.1%
PREMIA MORTGAGE, LLC $2,115,000 $2,520,000 19.1% 0.1%
Chicago Mortgage Solutions LLC $2,510,000 n/a 0.1%
Prosperity Home Mortgage, LLC $1,065,000 $2,500,000 134.7% 0.1%
LIMA ONE CAPITAL, LLC $2,455,000 n/a 0.1%
Farmers Bank & Trust $315,000 $2,425,000 669.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $2,190,000 n/a 0.0%
Morgan Stanley Private Bank $3,425,000 $2,110,000 -38.4% 0.0%
HOMESIDE FINANCIAL, LLC $1,655,000 $2,055,000 24.2% 0.0%
Pinnacle Bank $450,000 $1,980,000 340.0% 0.0%
DAS Acquisition Company, LLC $1,335,000 $1,955,000 46.4% 0.0%
BMO Harris Bank $730,000 $1,950,000 167.1% 0.0%
Magnolia Bank $2,105,000 $1,930,000 -8.3% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $1,860,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,205,000 $1,770,000 46.9% 0.0%
Paramount Residential Mortgage Group, Inc. $685,000 $1,770,000 158.4% 0.0%
First Midwest Bank $275,000 $1,665,000 505.5% 0.0%
First Federal Bank of Kansas City $2,220,000 $1,640,000 -26.1% 0.0%
Community Bank $2,095,000 $1,620,000 -22.7% 0.0%
First Federal Bank $1,415,000 $1,580,000 11.7% 0.0%
LOANPAL, LLC $775,000 $1,500,000 93.5% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $885,000 $1,460,000 65.0% 0.0%
Deere Employees Credit Union $895,000 $1,450,000 62.0% 0.0%
Colonial Savings, F.A. $2,570,000 $1,445,000 -43.8% 0.0%
Charles Schwab Bank, SSB $280,000 $1,405,000 401.8% 0.0%
ACCELERATE MORTGAGE, LLC $1,290,000 n/a 0.0%
Northpointe Bank $255,000 $1,290,000 405.9% 0.0%
The Huntington National Bank $905,000 $1,200,000 32.6% 0.0%
Mid-Continent Funding, Inc. $780,000 $1,190,000 52.6% 0.0%
UNION HOME MORTGAGE CORP. $1,225,000 $1,185,000 -3.3% 0.0%
TJC Mortgage, Inc. $1,170,000 n/a 0.0%
SPRING EQ, LLC $280,000 $1,165,000 316.1% 0.0%
Bank of England $1,245,000 $1,160,000 -6.8% 0.0%
SENTE MORTGAGE, INC. $1,045,000 $1,150,000 10.0% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,045,000 $1,135,000 8.6% 0.0%
JONES LANG LASALLE MULTIFAMILY, LLC $1,105,000 n/a 0.0%
TCF National Bank $465,000 $1,085,000 133.3% 0.0%
LENDERFI, INC. $630,000 $1,040,000 65.1% 0.0%
First Horizon Bank $1,025,000 n/a 0.0%
INLANTA MORTGAGE, INC. $950,000 n/a 0.0%
BAY EQUITY LLC $945,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $735,000 $935,000 27.2% 0.0%
GUIDANCE RESIDENTIAL, LLC $825,000 $935,000 13.3% 0.0%
West Gate Bank $1,260,000 $930,000 -26.2% 0.0%
Discover Bank $1,510,000 $860,000 -43.0% 0.0%
CELEBRITY HOME LOANS, LLC $185,000 $830,000 348.6% 0.0%
PNC Bank $280,000 $820,000 192.9% 0.0%
AmeriHome Mortgage Company, LLC $810,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $450,000 $790,000 75.6% 0.0%
EMBRACE HOME LOANS, INC. $975,000 $790,000 -19.0% 0.0%
Strong Home Mortgage, LLC $790,000 n/a 0.0%
AMERICAN ADVISORS GROUP $835,000 $745,000 -10.8% 0.0%
Great Southern Bank $25,000 $745,000 2,880.0% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $745,000 n/a 0.0%
UNITED MORTGAGE CORP. $700,000 $745,000 6.4% 0.0%
Hometown Lenders, Inc. $470,000 $735,000 56.4% 0.0%
DIGITAL Federal Credit Union $265,000 $725,000 173.6% 0.0%
Waterstone Mortgage Corporation $725,000 n/a 0.0%
ALLIANT CREDIT UNION $430,000 $720,000 67.4% 0.0%
Mid-America Bank $1,330,000 $720,000 -45.9% 0.0%
ASSEMBLIES OF GOD Credit Union $310,000 $715,000 130.6% 0.0%
TIAA, FSB $900,000 $710,000 -21.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $365,000 $705,000 93.2% 0.0%
AMCAP MORTGAGE, LTD. $685,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $415,000 $685,000 65.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 $655,000 670.6% 0.0%
GSF Mortgage Corporation $85,000 $645,000 658.8% 0.0%
Paramount Bank $640,000 n/a 0.0%
Roundbank $635,000 n/a 0.0%
Chickasaw Community Bank $580,000 $625,000 7.8% 0.0%
Bank of Colorado $620,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $415,000 $620,000 49.4% 0.0%
NP, Inc. $1,500,000 $615,000 -59.0% 0.0%
Kaw Valley Bank $600,000 n/a 0.0%
PARKSIDE LENDING, LLC $290,000 $590,000 103.4% 0.0%
Regions Bank $290,000 $585,000 101.7% 0.0%
ESB Financial $1,080,000 $565,000 -47.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,105,000 $560,000 -49.3% 0.0%
MORIA DEVELOPMENT, INC. $105,000 $555,000 428.6% 0.0%
American National Bank $565,000 $545,000 -3.5% 0.0%
VisionBank $325,000 $545,000 67.7% 0.0%
CITYWIDE HOME LOANS, LLC $245,000 $535,000 118.4% 0.0%
MORTGAGE ACCESS CORP. $535,000 n/a 0.0%
Renasant Bank $155,000 $515,000 232.3% 0.0%
ANGEL OAK HOME LOANS LLC $510,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $1,185,000 $505,000 -57.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $500,000 n/a 0.0%
Figure Lending LLC $290,000 $480,000 65.5% 0.0%
GUARANTEED RATE AFFINITY, LLC $820,000 $475,000 -42.1% 0.0%
City Bank $470,000 n/a 0.0%
First National Bank of Omaha $645,000 $470,000 -27.1% 0.0%
Boeing Employees Credit Union $315,000 $460,000 46.0% 0.0%
CANOPY MORTGAGE, LLC $135,000 $460,000 240.7% 0.0%
Baxter Credit Union $675,000 $440,000 -34.8% 0.0%
Capital Bank $660,000 $440,000 -33.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,270,000 $440,000 -86.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $420,000 n/a 0.0%
Toyota Financial Savings Bank $415,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $410,000 n/a 0.0%
Stride Bank $410,000 n/a 0.0%
Amarillo National Bank $405,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $405,000 n/a 0.0%
First Interstate Bank $255,000 $405,000 58.8% 0.0%
INTERCAP LENDING INC. $145,000 $405,000 179.3% 0.0%
Red River Bank $395,000 n/a 0.0%
Texana Bank $395,000 n/a 0.0%
JLB CORPORATION $320,000 $385,000 20.3% 0.0%
Think Mutual Bank $385,000 n/a 0.0%
First Western Trust Bank $375,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $375,000 n/a 0.0%
Truity Federal Credit Union $675,000 $370,000 -45.2% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $215,000 $365,000 69.8% 0.0%
SOUTHWEST FUNDING, LP $450,000 $360,000 -20.0% 0.0%
Citibank $865,000 $350,000 -59.5% 0.0%
First Option Bank $420,000 $335,000 -20.2% 0.0%
TruHome Solutions, LLC $330,000 n/a 0.0%
Atlantic Union Bank $325,000 n/a 0.0%
Bank Five Nine $325,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $280,000 $325,000 16.1% 0.0%
Envista Credit Union $510,000 $320,000 -37.3% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $320,000 n/a 0.0%
Armed Forces Bank $1,140,000 $315,000 -72.4% 0.0%
U S WIDE FINANCIAL LLC $215,000 $315,000 46.5% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,245,000 $310,000 -75.1% 0.0%
Bethpage Federal Credit Union $65,000 $305,000 369.2% 0.0%
CIT Bank $305,000 n/a 0.0%
The Home Loan Expert LLC $145,000 $305,000 110.3% 0.0%
First Internet Bank of Indiana $460,000 $300,000 -34.8% 0.0%
Meridian Bank Corporation $145,000 $295,000 103.4% 0.0%
Azura Credit Union $385,000 $290,000 -24.7% 0.0%
RESIDENTIAL BANCORP. $290,000 n/a 0.0%
Midwest Mortgage Associates Corporation $2,190,000 $280,000 -87.2% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $285,000 $280,000 -1.8% 0.0%
CASTLE & COOKE MORTGAGE, LLC $270,000 n/a 0.0%
Level One Bank $260,000 n/a 0.0%
Axos Bank $375,000 $255,000 -32.0% 0.0%
Flanagan State Bank $255,000 n/a 0.0%
Bankers' Bank $250,000 n/a 0.0%
Ameris Bank $245,000 n/a 0.0%
First Community Bank $235,000 n/a 0.0%
Generations Community Federal Credit Union $235,000 n/a 0.0%
S1L, Inc. $235,000 $230,000 -2.1% 0.0%
Visio Financial Services Inc. $230,000 n/a 0.0%
BLACK HILLS FEDERAL CREDIT UNION $225,000 n/a 0.0%
HIGHMARK $225,000 n/a 0.0%
InterContinental Capital Group, Inc $365,000 $225,000 -38.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $220,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $195,000 $220,000 12.8% 0.0%
TOWNE MORTGAGE COMPANY $220,000 n/a 0.0%
The City National Bank and Trust Company of Lawton $215,000 n/a 0.0%
Rock Canyon Bank $350,000 $200,000 -42.9% 0.0%
American Airlines Federal Credit Union $565,000 $195,000 -65.5% 0.0%
Bank of Blue Valley $195,000 n/a 0.0%
Happy State Bank $115,000 $195,000 69.6% 0.0%
SouthPoint Bank $195,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $195,000 n/a 0.0%
Heritage Bank $185,000 n/a 0.0%
Service Federal Credit Union $225,000 $185,000 -17.8% 0.0%
Servion, Inc. $185,000 n/a 0.0%
Colten Mortgage, LLC $175,000 n/a 0.0%
First Bank $115,000 $175,000 52.2% 0.0%
First State Bank and Trust $925,000 $175,000 -81.1% 0.0%
First United Bank and Trust Company $1,000,000 $175,000 -82.5% 0.0%
GNBank $175,000 n/a 0.0%
Great Plains National Bank $175,000 n/a 0.0%
The Farmers State Bank of Westmoreland $115,000 $175,000 52.2% 0.0%
ADVANCIAL $170,000 n/a 0.0%
Centier Bank $265,000 $165,000 -37.7% 0.0%
Community National Bank $165,000 n/a 0.0%
DATA MORTGAGE, INC. $165,000 n/a 0.0%
First Home Bank $925,000 $165,000 -82.2% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $610,000 $165,000 -73.0% 0.0%
JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. $165,000 n/a 0.0%
Tyndall Federal Credit Union $165,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $160,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $560,000 $155,000 -72.3% 0.0%
FirstTrust Home Loans, Inc. $155,000 n/a 0.0%
Goldwater Bank, N.A. $605,000 $155,000 -74.4% 0.0%
Jonah Bank of Wyoming $155,000 n/a 0.0%
Ixonia Bank $145,000 n/a 0.0%
Firstar Bank $585,000 $135,000 -76.9% 0.0%
First Federal Bank, A FSB $135,000 n/a 0.0%
Heritage Federal Credit Union $135,000 n/a 0.0%
UNITED CONSUMERS CREDIT UNION $210,000 $135,000 -35.7% 0.0%
Chambers Bank $125,000 n/a 0.0%
Merchants Bank of Indiana $215,000 $125,000 -41.9% 0.0%
PURDUE FEDERAL CREDIT UNION $360,000 $125,000 -65.3% 0.0%
Union Bank and Trust Company $125,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $115,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
Origin Bank $115,000 n/a 0.0%
IMPAC MORTGAGE CORP. $345,000 $105,000 -69.6% 0.0%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
Connexus Credit Union $100,000 n/a 0.0%
Evolve Bank & Trust $95,000 n/a 0.0%
FAY SERVICING, LLC $95,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $65,000 $85,000 30.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $125,000 $85,000 -32.0% 0.0%
UNITED SECURITY FINANCIAL CORP $125,000 $85,000 -32.0% 0.0%
AEROSPACE FEDERAL CREDIT UNION $75,000 n/a 0.0%
HIWAY $75,000 n/a 0.0%
Wood & Huston Bank $75,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.0%
Guaranty Bank & Trust, N.A. $65,000 n/a 0.0%
Southern Bank $65,000 n/a 0.0%
SUMMIT FUNDING, INC. $65,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $1,905,000 $55,000 -97.1% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $55,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $55,000 n/a 0.0%
NUMARK CREDIT UNION $125,000 $45,000 -64.0% 0.0%
Home Loan Investment Bank, F.S.B. $95,000 $40,000 -57.9% 0.0%
CITIZENS EQUITY FIRST $450,000 $35,000 -92.2% 0.0%
EVANSVILLE TEACHERS $35,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $25,000 n/a 0.0%

WICHITA's top lender by overall market share is QUICKEN LOANS, LLC, with 5.8% market share. In second place, with 5.5%, is Fidelity Bank, having originated $253,610,000 in loans. In third place, with 4.3%, is CREDIT UNION OF AMERICA, having originated $197,660,000 in loans. In third place, with 4.3%, is MERITRUST Federal Credit Union, having originated $196,405,000 in loans. In third place, with 3.6%, is Capitol Federal Savings Bank, having originated $165,875,000 in loans.


WICHITA, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 10,992 $2,369,320,000 $215,549
Refi 7,547 $1,403,095,000 $185,914
Cash Out Refi 4,155 $722,985,000 $174,004
Home Improvement 765 $56,655,000 $74,059
Other 553 $62,115,000 $112,324

Wichita's most frequently cited loan purpose was Home Purchase, with 10,992 originations. The 2nd most popular reason was Refi, with 7,547 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 8,748 $1,678,350,000 $191,855
3-4% 7,789 $1,512,085,000 $194,131
<2.5% 4,038 $792,890,000 $196,357
4-5% 1,357 $241,065,000 $177,646
5-6% 295 $25,335,000 $85,881
7-8% 146 $6,510,000 $44,589
6-7% 79 $11,605,000 $146,899
Over 8% 43 $1,575,000 $36,628

During 2021, Wichita's most frequently originated rate bucket was 2.5-3%, with 8,748 originations.

Loan Sizing (WICHITA, KS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 10,594 $1,557,150,000 $146,984
$200k-400k 6,573 $1,735,955,000 $264,104
$100,000 or less 5,845 $383,525,000 $65,616
$400k-600k 700 $331,520,000 $473,600
$600k-1000k 178 $133,070,000 $747,584
$Over $1MM 122 $472,950,000 $3,876,639

WICHITA's loan sizing saw the bucket of loans from $100k-200k with 10,594 originations, totaling $1,557,150,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,487 $1,873,305,000 $197,460
60-80% 7,527 $1,624,695,000 $215,849
40-60% 2,457 $376,585,000 $153,270
20-40% 990 $95,490,000 $96,455
Under 20% 663 $25,485,000 $38,439
Over 100% 350 $120,000,000 $342,857

WICHITA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,487 originations, totaling $1,873,305,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - WICHITA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $172,000 (4.3%) $226,787 (2.9%) 0.63 1,976
2018-02-01 $179,900 (8.4%) $232,943 (4.7%) 0.65 1,813
2018-03-01 $189,900 (7.3%) $237,229 (3.0%) 0.66 1,772
2018-04-01 $199,950 (9.5%) $249,044 (6.0%) 0.67 1,800
2018-05-01 $200,000 (5.3%) $248,948 (3.3%) 0.67 1,928
2018-06-01 $199,900 (7.2%) $249,778 (4.1%) 0.67 2,046
2018-07-01 $199,918 (8.1%) $256,935 (8.5%) 0.67 2,015
2018-08-01 $199,700 (10.7%) $258,577 (10.3%) 0.67 2,029
2018-09-01 $189,900 (8.5%) $252,124 (10.2%) 0.64 2,092
2018-10-01 $190,000 (11.8%) $251,504 (10.8%) 0.64 2,126
2018-11-01 $184,450 (8.5%) $244,263 (8.3%) 0.62 2,166
2018-12-01 $184,000 (8.2%) $243,188 (7.9%) 0.63 2,040
2019-01-01 $186,750 (8.6%) $243,985 (7.6%) 0.64 1,907
2019-02-01 $195,433 (8.6%) $254,171 (9.1%) 0.65 1,799
2019-03-01 $203,343 (7.1%) $260,821 (9.9%) 0.66 1,741
2019-04-01 $212,500 (6.3%) $269,041 (8.0%) 0.67 1,731
2019-05-01 $219,450 (9.7%) $276,528 (11.1%) 0.68 1,744
2019-06-01 $217,310 (8.7%) $274,381 (9.9%) 0.67 1,709
2019-07-01 $204,950 (2.5%) $265,957 (3.5%) 0.64 1,737
2019-08-01 $199,900 (0.1%) $260,622 (0.8%) 0.63 1,788
2019-09-01 $202,525 (6.7%) $261,898 (3.9%) 0.64 1,759
2019-10-01 $218,500 (15.0%) $273,887 (8.9%) 0.70 1,684
2019-11-01 $209,000 (13.3%) $267,448 (9.5%) 0.67 1,593
2019-12-01 $199,250 (8.3%) $260,468 (7.1%) 0.66 1,501
2020-01-01 $199,400 (6.8%) $260,591 (6.8%) 0.66 1,390
2020-02-01 $207,250 (6.1%) $270,900 (6.6%) 0.67 1,305
2020-03-01 $223,400 (9.9%) $285,863 (9.6%) 0.70 1,248
2020-04-01 $229,900 (8.2%) $289,881 (7.8%) 0.72 1,243
2020-05-01 $246,275 (12.2%) $298,252 (7.9%) 0.75 1,186
2020-06-01 $259,450 (19.4%) $311,805 (13.6%) 0.76 1,057
2020-07-01 $249,900 (21.9%) $302,556 (13.8%) 0.72 993
2020-08-01 $250,000 (25.1%) $305,971 (17.4%) 0.71 974
2020-09-01 $242,000 (19.5%) $302,148 (15.4%) 0.69 956
2020-10-01 $239,900 (9.8%) $296,233 (8.2%) 0.69 1,014
2020-11-01 $236,025 (12.9%) $288,811 (8.0%) 0.68 1,005
2020-12-01 $222,500 (11.7%) $277,138 (6.4%) 0.65 917
2021-01-01 $225,000 (12.8%) $286,119 (9.8%) 0.66 782
2021-02-01 $247,450 (19.4%) $302,500 (11.7%) 0.71 625
2021-03-01 $249,165 (11.5%) $306,704 (7.3%) 0.70 547
2021-04-01 $239,500 (4.2%) $297,100 (2.5%) 0.64 504
2021-05-01 $235,000 (-4.6%) $286,989 (-3.8%) 0.62 571
2021-06-01 $224,950 (-13.3%) $284,647 (-8.7%) 0.58 666
2021-07-01 $219,700 (-12.1%) $279,931 (-7.5%) 0.57 747
2021-08-01 $216,505 (-13.4%) $281,107 (-8.1%) 0.57 850
2021-09-01 $207,500 (-14.3%) $275,197 (-8.9%) 0.55 854
2021-10-01 $220,000 (-8.3%) $283,150 (-4.4%) 0.58 838
2021-11-01 $224,750 (-4.8%) $292,933 (1.4%) 0.59 758
2021-12-01 $229,950 (3.4%) $293,602 (5.9%) 0.61 671
2022-01-01 $247,128 (9.8%) $315,623 (10.3%) 0.66 533
2022-02-01 $252,450 (2.0%) $313,766 (3.7%) 0.64 462
2022-03-01 $254,900 (2.3%) $315,778 (3.0%) 0.63 452
2022-04-01 $265,000 (10.7%) $316,424 (6.5%) 0.62 492
WICHITA's median listing price for 2022-04-01 was $265,000, a difference of $25,500 (10.7%) versus the prior year and $10,100 versus the prior month.

WICHITA's median listing price comes in at 62% of the national average.

WICHITA's average listing price for 2022-04-01 was $316,424, a difference of $19,324 (6.5%) versus the prior year and $646 versus the prior month.

For the 2022-04-01 period, WICHITA had 492 MLS listings, a difference of 40 listings (9%) versus the prior month and -12 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WICHITA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 78 days 2,094 sqft
2018-02-01 79 days 2,137 sqft
2018-03-01 57 days 2,190 sqft
2018-04-01 49 days 2,251 sqft
2018-05-01 45 days 2,260 sqft
2018-06-01 45 days 2,250 sqft
2018-07-01 52 days 2,262 sqft
2018-08-01 57 days 2,261 sqft
2018-09-01 53 days 2,218 sqft
2018-10-01 57 days 2,203 sqft
2018-11-01 57 days 2,166 sqft
2018-12-01 66 days 2,127 sqft
2019-01-01 76 days 2,115 sqft
2019-02-01 73 days 2,138 sqft
2019-03-01 57 days 2,159 sqft
2019-04-01 47 days 2,215 sqft
2019-05-01 47 days 2,258 sqft
2019-06-01 49 days 2,255 sqft
2019-07-01 50 days 2,216 sqft
2019-08-01 52 days 2,193 sqft
2019-09-01 56 days 2,203 sqft
2019-10-01 58 days 2,257 sqft
2019-11-01 61 days 2,228 sqft
2019-12-01 69 days 2,115 sqft
2020-01-01 75 days 2,083 sqft
2020-02-01 72 days 2,121 sqft
2020-03-01 57 days 2,197 sqft
2020-04-01 58 days 2,241 sqft
2020-05-01 64 days 2,272 sqft
2020-06-01 58 days 2,303 sqft
2020-07-01 54 days 2,295 sqft
2020-08-01 49 days 2,328 sqft
2020-09-01 43 days 2,262 sqft
2020-10-01 42 days 2,231 sqft
2020-11-01 45 days 2,187 sqft
2020-12-01 56 days 2,053 sqft
2021-01-01 60 days 2,048 sqft
2021-02-01 61 days 2,052 sqft
2021-03-01 55 days 2,050 sqft
2021-04-01 51 days 2,029 sqft
2021-05-01 38 days 2,015 sqft
2021-06-01 39 days 1,974 sqft
2021-07-01 38 days 1,995 sqft
2021-08-01 37 days 1,992 sqft
2021-09-01 42 days 1,959 sqft
2021-10-01 42 days 1,982 sqft
2021-11-01 45 days 1,961 sqft
2021-12-01 54 days 1,908 sqft
2022-01-01 66 days 1,869 sqft
2022-02-01 57 days 1,900 sqft
2022-03-01 46 days 1,951 sqft
2022-04-01 37 days 2,015 sqft
WICHITA's median listing age (time on market) for 2022-04-01 was 37 days. This is -27% shorter than the same period one year ago.

WICHITA's median square footage for active listings during the 2022-04-01 period was 2,015 sqft. One year prior, the average listing was 2,029 sqft.