Encore Bank Mortgage Rates, Fees & Info

Little Rock, AR

LEI: 5493000JFVFQFL816N45

Tax ID: 62-1700716

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Encore Bank is a smaller bank specializing in various types of mortgages.



    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.13% 12/16/24
    30 Year Conventional Refi 4.81% 12/16/24
    30 Year Cash-out Refi 6.56% 12/16/24
    30 Year FHA Purchase 7.33% 12/16/24
    30 Year FHA Refi 7.10% 12/16/24
    30 Year VA Purchase 6.06% 12/16/24
    30 Year VA Refi 5.66% 12/16/24
    30 Year USDA Purchase 6.82% 12/16/24
    15 Year Conventional Purchase 5.91% 12/16/24
    15 Year Conventional Refi 4.88% 12/16/24
    15 Year Cash-out Refi 4.88% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Encore Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Encore Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Similar Lenders

    We use machine learning to identify the top lenders compared against ENCORE BANK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 86
    ONE BANK & TRUST, NATIONAL ASS
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    NEIGHBORHOOD
    Similarity Rank: 200
    TEXANS
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    TELCOE FEDERAL CREDIT UNION
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    Truity Federal Credit Union
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    Wolfe Financial, Inc
    Similarity Rank: 651
    The First National Bank of Fort Smith
    Similarity Rank: 704
    FIRST WESTERN MORTGAGE, INC.
    Similarity Rank: 744
    AMERICAN HERITAGE CAPITAL, L.P.
    Similarity Rank: 780

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    ENCORE CAPITAL GROUP INC. Other type of mortgage Trouble during payment process 1 100.0%