Wolfe Financial Inc Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 5493005XMJQ1GSXUGT67

Tax ID: 26-2429669

4 stars - out of 5 stars, based on 53 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Wolfe Financial Inc is a smaller mortgage company specializing in Home Purchase loans. Wolfe Financial Inc has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Indianapolis, Houston, Memphis, Jacksonville, and Greensboro among others. Wolfe Financial Inc has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Wolfe Financial Inc is typically an average fee lendor.


Originations

2,853

Origination Dollar Volume (All Markets)

$665,995,000
Show all (5) awards

Relative Rate

Wolfe Financial Inc's average 30 year fixed rate mortgage of loans were 3.19%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.04%.

Relative Fees

Wolfe Financial Inc's average total fees for a 30 year fixed rate mortgage are $5,598.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 334 $75,300,000 $225,449 $3,831 3.11%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 232 $60,930,000 $262,629 $5,947 3.30%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 179 $46,565,000 $260,140 $8,108 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 164 $44,030,000 $268,476 $5,425 3.14%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 198 $40,660,000 $205,354 $4,402 3.08%
RENO, NV (FHA|USDA|VA) 113 $38,125,000 $337,389 $6,393 3.24%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 141 $36,155,000 $256,418 $4,658 3.11%
Seymour, IN (FHA|USDA|VA) 188 $30,190,000 $160,585 $4,445 3.24%
Outside of Metro Areas 94 $18,230,000 $193,936 $5,733 3.12%
Crawfordsville, IN (FHA|USDA|VA) 104 $17,110,000 $164,519 $4,170 3.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 63 $15,835,000 $251,349 $5,003 2.96%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 76 $13,330,000 $175,395 $6,398 3.05%
ASHEVILLE, NC (FHA|USDA|VA) 45 $12,985,000 $288,556 $4,026 3.13%
Sevierville, TN (FHA|USDA|VA) 41 $12,875,000 $314,024 $5,956 3.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 46 $11,970,000 $260,217 $6,026 3.03%
APPLETON, WI (FHA|USDA|VA) 57 $11,615,000 $203,772 $5,673 3.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $11,590,000 $413,929 $10,688 3.24%
KNOXVILLE, TN (FHA|USDA|VA) 43 $11,045,000 $256,860 $6,661 3.16%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 25 $9,925,000 $397,000 $8,776 3.15%
WINSTON-SALEM, NC (FHA|USDA|VA) 43 $8,505,000 $197,791 $5,052 3.02%
Fernley, NV (FHA|USDA|VA) 26 $8,460,000 $325,385 $6,596 3.21%
North Vernon, IN (FHA|USDA|VA) 52 $7,880,000 $151,538 $5,263 3.33%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 42 $7,380,000 $175,714 $5,439 3.09%
Scottsburg, IN (FHA|USDA|VA) 39 $6,755,000 $173,205 $5,283 3.33%
TERRE HAUTE, IN (FHA|USDA|VA) 42 $6,750,000 $160,714 $4,320 3.22%
Elko, NV (FHA|USDA|VA) 24 $6,470,000 $269,583 $5,824 3.10%
JACKSON, TN (FHA|USDA|VA) 37 $6,415,000 $173,378 $7,204 3.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $4,810,000 $400,833 $7,334 3.49%
COLUMBUS, IN (FHA|USDA|VA) 27 $4,765,000 $176,481 $5,122 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 20 $4,750,000 $237,500 $6,647 2.96%
Brevard, NC (FHA|USDA|VA) 18 $4,310,000 $239,444 $4,308 3.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 19 $3,725,000 $196,053 $6,492 3.32%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 12 $3,250,000 $270,833 $5,603 2.93%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 17 $3,235,000 $190,294 $3,794 3.19%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,875,000 $410,714 $14,217 2.96%
CARSON CITY, NV (FHA|USDA|VA) 11 $2,745,000 $249,545 $4,900 2.94%
Fallon, NV (FHA|USDA|VA) 6 $1,980,000 $330,000 $6,445 3.23%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,970,000 $328,333 $6,543 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,990 3.47%
Huntsville, TX (FHA|USDA|VA) 4 $1,580,000 $395,000 $5,881 3.22%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,510,000 $377,500 $7,623 3.28%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,460,000 $243,333 $4,795 2.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,324 2.96%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,000 3.20%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,800 3.16%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,305 3.05%
Madison, IN (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,492 3.34%
Rockingham, NC (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,581 3.35%
Frankfort, IN (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,069 3.48%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $1,095,000 $365,000 $10,237 2.96%
Boone, NC (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,417 3.31%
Shelby, NC (FHA|USDA|VA) 2 $1,090,000 $545,000 $12,360 3.06%
GREEN BAY, WI (FHA|USDA|VA) 5 $955,000 $191,000 $4,980 3.35%
Greensburg, IN (FHA|USDA|VA) 4 $900,000 $225,000 $5,361 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 4 $830,000 $207,500 $3,940 2.97%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $810,000 $202,500 $4,570 2.94%
WILMINGTON, NC (FHA|USDA|VA) 3 $795,000 $265,000 $4,204 2.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $785,000 $157,000 $4,014 3.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $780,000 $195,000 $7,138 3.19%
Crossville, TN (FHA|USDA|VA) 2 $760,000 $380,000 $10,870 3.44%
BURLINGTON, NC (FHA|USDA|VA) 3 $755,000 $251,667 $5,898 2.92%
Morehead City, NC (FHA|USDA|VA) 3 $755,000 $251,667 $3,714 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $720,000 $360,000 $5,572 2.94%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $705,000 $235,000 $6,914 3.58%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $695,000 $231,667 $5,371 3.13%
McMinnville, TN (FHA|USDA|VA) 2 $690,000 $345,000 $7,066 3.25%
MOBILE, AL (FHA|USDA|VA) 3 $645,000 $215,000 $7,590 2.96%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $590,000 $147,500 $4,265 3.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $590,000 $295,000 $10,156 3.31%
Brownsville, TN (FHA|USDA|VA) 3 $575,000 $191,667 $9,490 2.83%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $530,000 $265,000 $4,365 3.38%
DECATUR, AL (FHA|USDA|VA) 4 $530,000 $132,500 $6,132 3.13%
MONTGOMERY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $7,379 2.96%
Bedford, IN (FHA|USDA|VA) 2 $510,000 $255,000 $7,492 3.75%
Athens, TN (FHA|USDA|VA) 3 $495,000 $165,000 $6,091 3.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $490,000 $245,000 $9,350 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $475,000 $475,000 $3,410 2.38%
Seneca, SC (FHA|USDA|VA) 1 $465,000 $465,000 $3,703 2.63%
Ellensburg, WA (FHA|USDA|VA) 1 $465,000 $465,000 $16,586 2.38%
WENATCHEE, WA (FHA|USDA|VA) 1 $435,000 $435,000 $14,987 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $8,597 3.31%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $16,541 3.13%
Albertville, AL (FHA|USDA|VA) 1 $405,000 $405,000 $5,574 2.25%
Lawrenceburg, TN (FHA|USDA|VA) 2 $400,000 $200,000 $8,359 2.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $400,000 $200,000 $4,454 2.69%
Palatka, FL (FHA|USDA|VA) 3 $395,000 $131,667 $4,607 2.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,380 3.00%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $370,000 $185,000 $6,486 3.25%
Warsaw, IN (FHA|USDA|VA) 1 $355,000 $355,000 $2,819 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $3,639 3.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $340,000 $170,000 $6,587 2.94%
Shawano, WI (FHA|USDA|VA) 1 $335,000 $335,000 $3,716 2.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $325,000 $325,000 $7,069 3.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $320,000 $160,000 $6,040 3.25%
Stevens Point, WI (FHA|USDA|VA) 1 $315,000 $315,000 $6,642 2.38%
Jefferson, GA (FHA|USDA|VA) 1 $315,000 $315,000 $6,562 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,435 3.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,726 3.00%
Mount Airy, NC (FHA|USDA|VA) 1 $285,000 $285,000 $5,520 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $3,031 3.25%
El Campo, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,418 3.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $5,924 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,813 2.25%
SAVANNAH, GA (FHA|USDA|VA) 1 $245,000 $245,000 $8,145 3.00%
Corinth, MS (FHA|USDA|VA) 1 $245,000 $245,000 $11,451 3.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,196 2.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,989 2.75%
Scottsboro, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,701 3.00%
Union City, TN (FHA|USDA|VA) 2 $230,000 $115,000 $5,429 2.75%
Dayton, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,761 2.88%
Richmond, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,703 2.50%
COLUMBIA, SC (FHA|USDA|VA) 1 $195,000 $195,000 $7,387 3.13%
Grenada, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,302 3.25%
Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,470 3.63%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,441 2.88%
Blytheville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $8,869 2.50%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,266 3.25%
Albemarle, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,473 3.50%
Winnemucca, NV (FHA|USDA|VA) 1 $175,000 $175,000 $3,868 3.25%
DALTON, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,327 2.88%
Lake City, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,495 2.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,331 2.63%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $8,392 3.63%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,147 3.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,980 3.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $145,000 $145,000 $7,874 2.75%
New Castle, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,814 3.25%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,560 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $6,540 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,181 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,188 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $135,000 $135,000 $7,433 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $135,000 $135,000 $4,992 4.38%
Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,657 3.00%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,312 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,753 2.75%
Forest City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,641 3.25%
KOKOMO, IN (FHA|USDA|VA) 1 $115,000 $115,000 $447 3.25%
Logansport, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,962 3.63%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,679 4.50%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $4,349 3.63%
PANAMA CITY, FL (FHA|USDA|VA) 1 $75,000 $75,000 $4,036 3.38%

Wolfe Financial Inc's top markets include Indianapolis, Houston, Memphis, Jacksonville, and Greensboro among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,789 $438,685,000 $245,212 $4,534 3.15%
FHA 582 $122,030,000 $209,674 $8,018 3.24%
USDA 271 $43,155,000 $159,244 $4,966 3.12%
VA 211 $62,125,000 $294,431 $6,983 2.96%

For the 2021 period, Wolfe Financial Inc's most frequently originated loan type of loans were Conventional, with 1,789 originations. Their 2nd most popular type is FHA, with 582 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,980 $466,290,000 $235,500 $5,838 3.19%
Refi 525 $120,005,000 $228,581 $4,352 2.95%
Cash Out Refi 344 $78,360,000 $227,791 $4,994 3.26%
Home Improvement 4 $1,340,000 $335,000 $8,990 4.00%

For the 2021, Wolfe Financial Inc's most frequently cited loan purpose of loans were Home Purchase, with 1,980 originations. The 2nd most popular reason of loans were Refi, with 525 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,601 $614,495,000 $236,253 $5,598 3.19%
15 Year 159 $30,615,000 $192,547 $3,896 2.68%
20 Year 58 $14,160,000 $244,138 $4,528 2.92%
Other 23 $4,955,000 $215,435 $4,914 2.96%
10 Year 12 $1,770,000 $147,500 $3,626 2.63%

For the 2021, Wolfe Financial Inc's most frequently cited loan length of loans were 30 Year, with 2,601 originations. The 2nd most popular length of loans were 15 Year, with 159 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,503 $343,075,000 $228,260
$3k-4k 492 $115,560,000 $234,878
$2k-3k 432 $78,110,000 $180,810
$<1k 262 $64,620,000 $246,641
$5k+ 164 $64,630,000 $394,085

$5,598 of loans were Wolfe Financial Inc's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,503 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,631 $389,095,000 $238,562
2.5-3% 954 $214,250,000 $224,581
<2.5% 203 $49,625,000 $244,458
4-5% 65 $13,025,000 $200,385

During 2021, Wolfe Financial Inc's average interest rate of loans were 3.19%, while their most frequently originated rate bucket of loans were 3-4%, with 1,631 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,237 $341,925,000 $276,415 $6,018 3.13%
$100k-200k 1,178 $179,020,000 $151,969 $4,640 3.17%
$400k-600k 249 $117,515,000 $471,948 $7,295 3.14%
$100,000 or less 170 $13,730,000 $80,765 $3,539 3.18%
$600k-1MM 18 $12,740,000 $707,778 $14,109 3.31%
$1MM+ 1 $1,065,000 $1,065,000 $15,207 3.75%

2021 saw Wolfe Financial Inc place emphasis on $200k-400k loans with 1,237 originations, totaling $341,925,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 769 $157,995,000 $205,455 $5,552 3.17%
$50k or less 769 $121,315,000 $157,757 $4,832 3.14%
$100k-150k 513 $151,725,000 $295,760 $5,799 3.18%
$75k-100k 495 $122,295,000 $247,061 $5,708 3.12%
$150k-250k 243 $83,785,000 $344,794 $5,738 3.15%
$250k+ 61 $27,765,000 $455,164 $6,524 3.14%

Wolfe Financial Inc lent most frequently to those with incomes in the $50k-75k range, with 769 originations. The second most popular income band? $50k or less, with 769 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 554 $123,410,000 $222,762 $4,683 3.12%
30-36% 505 $117,035,000 $231,752 $5,110 3.14%
50-60% 186 $47,090,000 $253,172 $8,535 3.15%
40% 138 $31,440,000 $227,826 $5,164 3.26%
<20% 135 $29,215,000 $216,407 $4,372 3.03%
44% 130 $30,510,000 $234,692 $5,704 3.20%
38% 125 $28,115,000 $224,920 $5,473 3.24%
41% 116 $27,420,000 $236,379 $5,610 3.23%
39% 110 $24,240,000 $220,364 $5,733 3.18%
42% 104 $26,630,000 $256,058 $6,242 3.21%
36% 100 $20,700,000 $207,000 $4,802 3.12%
43% 98 $22,770,000 $232,347 $5,162 3.16%
37% 96 $21,790,000 $226,979 $5,187 3.13%
45% 92 $22,630,000 $245,978 $6,279 3.18%
49% 91 $24,305,000 $267,088 $6,121 3.24%
47% 78 $18,930,000 $242,692 $6,107 3.27%
46% 77 $18,955,000 $246,169 $5,673 3.14%
48% 72 $18,540,000 $257,500 $6,122 3.14%
>60% 5 $1,655,000 $331,000 $9,448 3.08%

Wolfe Financial Inc lent most frequently to those with DTI ratios of 20-30%, with 554 originations. The next most common DTI ratio? 30-36%, with 505 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,578 $597,300,000 $231,691 $5,360 3.15%
Black 179 $42,795,000 $239,078 $6,602 3.17%
Asian 76 $21,540,000 $283,421 $6,142 3.20%
American Indian 11 $2,415,000 $219,545 $7,200 3.11%
Native Hawaiian 4 $700,000 $175,000 $5,516 2.94%
Other Asian 2 $630,000 $315,000 $8,281 3.13%
Asian Indian 2 $440,000 $220,000 $4,811 3.38%
Japanese 1 $175,000 $175,000 $3,495 3.38%

Approval Rates

Total approvals of all applications
96.92%

Wolfe Financial Inc has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
75.69%

Wolfe Financial Inc has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,853 $665,995,000 $233,437

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,853 $665,995,000 $233,437

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 44 $6,970,000 $158,409 $3,740 2.76%
40-60% 186 $38,510,000 $207,043 $4,215 2.89%
60-80% 854 $206,570,000 $241,885 $4,701 3.20%
80-100% 1,726 $401,580,000 $232,665 $5,878 3.17%
Over 100% 41 $12,215,000 $297,927 $11,794 3.00%
Under 20% 2 $150,000 $75,000 $2,896 2.38%