Guaranty Home Mortgage Corporation Rates, Fees & Info

NASHVILLE, TN

LEI: 5493005HCI0Y8LUK5S48

Tax ID: 62-1259997

5 stars - out of 5 stars, based on 92 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Guaranty Home Mortgage Corporation is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Guaranty Home Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Minneapolis, Nashville, Birmingham, and Los Angeles among others. We have data for 342 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Guaranty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.77% 12/4/22
    30 Year Conventional Refi 6.68% 12/4/22
    30 Year Cash-out Refi 6.81% 12/4/22
    30 Year FHA Purchase 7.55% 12/4/22
    30 Year FHA Refi 7.37% 12/4/22
    30 Year VA Purchase 6.51% 12/4/22
    30 Year VA Refi 6.24% 12/4/22
    30 Year USDA Purchase 7.11% 12/4/22
    30 Year USDA Refi 7.02% 12/4/22
    15 Year Conventional Purchase 5.88% 12/4/22
    15 Year Conventional Refi 5.92% 12/4/22
    15 Year Cash-out Refi 5.92% 12/4/22
    15 Year FHA Purchase 7.16% 12/4/22
    15 Year FHA Refi 6.92% 12/4/22
    15 Year VA Purchase 6.05% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    8,468

    Origination Dollar Volume (All Markets)

    $2,480,570,000
    Show all (56) awards

    Relative Rate

    Guaranty Home Mortgage Corporation's average 30 year fixed mortgage rate was 2.97%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.18%.

    Relative Fees (Closing Costs)

    Guaranty Home Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $4,938.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 737 $290,795,000 $394,566 $3,364 2.74%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 663 $206,345,000 $311,229 $5,284 2.92%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 648 $202,300,000 $312,191 $3,985 2.85%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 393 $121,925,000 $310,242 $6,142 2.78%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 215 $112,035,000 $521,093 $6,816 2.90%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 354 $107,950,000 $304,944 $8,088 2.80%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 233 $85,945,000 $368,863 $5,199 2.62%
    Outside of Metro Areas 386 $72,240,000 $187,150 $4,457 2.86%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 315 $70,525,000 $223,889 $3,560 2.96%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 251 $60,125,000 $239,542 $3,220 2.96%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 285 $58,825,000 $206,404 $3,955 2.93%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 106 $40,020,000 $377,547 $4,881 2.81%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 161 $39,945,000 $248,106 $4,508 2.95%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 103 $39,185,000 $380,437 $3,977 2.89%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 87 $33,125,000 $380,747 $3,803 2.76%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 93 $32,825,000 $352,957 $5,274 2.80%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 82 $32,500,000 $396,341 $6,373 2.82%
    JACKSON, MS (FHA|USDA|VA) 114 $32,340,000 $283,684 $4,008 2.94%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 111 $30,085,000 $271,036 $5,094 2.88%
    WARNER ROBINS, GA (FHA|USDA|VA) 125 $28,335,000 $226,680 $4,423 2.76%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 73 $25,905,000 $354,863 $4,442 2.64%
    Statesboro, GA (FHA|USDA|VA) 126 $25,770,000 $204,524 $4,477 2.71%
    LYNCHBURG, VA (FHA|USDA|VA) 104 $23,570,000 $226,635 $3,827 2.75%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 50 $23,400,000 $468,000 $4,938 2.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 79 $22,145,000 $280,316 $3,976 2.83%
    GAINESVILLE, GA (FHA|USDA|VA) 81 $19,595,000 $241,914 $5,082 2.76%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 46 $18,430,000 $400,652 $4,836 2.94%
    WORCESTER, MA-CT (FHA|USDA|VA) 57 $17,765,000 $311,667 $2,913 2.70%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 50 $15,610,000 $312,200 $5,885 2.60%
    BRUNSWICK, GA (FHA|USDA|VA) 65 $15,185,000 $233,615 $5,361 2.81%
    JACKSONVILLE, FL (FHA|USDA|VA) 47 $14,995,000 $319,043 $5,364 2.89%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 32 $14,880,000 $465,000 $4,396 2.85%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 73 $14,875,000 $203,767 $4,585 3.02%
    RICHMOND, VA (FHA|USDA|VA) 56 $14,200,000 $253,571 $5,724 2.96%
    BOULDER, CO (FHA|USDA|VA) 31 $12,035,000 $388,226 $4,400 2.80%
    Madisonville, KY (FHA|USDA|VA) 69 $11,235,000 $162,826 $3,247 2.88%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 53 $11,215,000 $211,604 $4,900 2.84%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $11,215,000 $287,564 $4,724 2.92%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $11,185,000 $414,259 $3,741 2.68%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $11,125,000 $300,676 $5,284 2.85%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $10,550,000 $251,190 $2,504 2.92%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 33 $10,375,000 $314,394 $7,107 2.86%
    TULSA, OK (FHA|USDA|VA) 43 $10,345,000 $240,581 $3,523 2.88%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 44 $9,810,000 $222,955 $5,384 2.85%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 28 $9,550,000 $341,071 $4,399 2.80%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 24 $9,200,000 $383,333 $3,687 2.65%
    SALT LAKE CITY, UT (FHA|USDA|VA) 28 $9,160,000 $327,143 $4,233 2.92%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $7,895,000 $375,952 $5,064 2.88%
    COLUMBUS, OH (FHA|USDA|VA) 36 $7,720,000 $214,444 $3,801 2.97%
    SAVANNAH, GA (FHA|USDA|VA) 36 $7,480,000 $207,778 $5,614 2.82%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $7,130,000 $237,667 $4,014 2.82%
    Columbus, MS (FHA|USDA|VA) 39 $6,825,000 $175,000 $5,404 2.88%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 37 $6,605,000 $178,514 $2,677 2.82%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 28 $6,400,000 $228,571 $4,876 2.74%
    ROANOKE, VA (FHA|USDA|VA) 21 $6,145,000 $292,619 $4,645 2.86%
    READING, PA (FHA|USDA|VA) 27 $6,025,000 $223,148 $6,921 2.76%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 25 $5,925,000 $237,000 $6,046 2.92%
    FORT COLLINS, CO (FHA|USDA|VA) 18 $5,760,000 $320,000 $3,716 2.73%
    Georgetown, SC (FHA|USDA|VA) 20 $5,630,000 $281,500 $4,308 2.79%
    KNOXVILLE, TN (FHA|USDA|VA) 21 $5,575,000 $265,476 $4,239 2.76%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $5,535,000 $263,571 $4,064 2.87%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $5,530,000 $230,417 $4,096 2.96%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 41 $5,185,000 $126,463 $4,492 2.89%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 25 $5,125,000 $205,000 $5,405 3.01%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $5,080,000 $423,333 $11,126 2.92%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 14 $4,940,000 $352,857 $3,602 2.63%
    ST. GEORGE, UT (FHA|USDA|VA) 13 $4,895,000 $376,538 $6,359 3.03%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $4,740,000 $237,000 $4,421 2.94%
    GREELEY, CO (FHA|USDA|VA) 15 $4,595,000 $306,333 $5,382 2.81%
    Cordele, GA (FHA|USDA|VA) 22 $4,380,000 $199,091 $3,542 2.83%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 19 $4,365,000 $229,737 $4,867 2.81%
    OCEAN CITY, NJ (FHA|USDA|VA) 10 $4,180,000 $418,000 $6,354 2.87%
    ASHEVILLE, NC (FHA|USDA|VA) 10 $4,110,000 $411,000 $5,271 2.69%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $4,040,000 $252,500 $5,759 2.94%
    PROVO-OREM, UT (FHA|USDA|VA) 11 $4,015,000 $365,000 $4,715 3.05%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,735,000 $339,545 $8,298 3.00%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $3,650,000 $260,714 $5,199 3.04%
    RALEIGH-CARY, NC (FHA|USDA|VA) 10 $3,620,000 $362,000 $5,976 2.83%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 19 $3,585,000 $188,684 $3,154 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $3,500,000 $250,000 $4,993 3.14%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $3,335,000 $370,556 $3,482 2.76%
    SALISBURY, MD-DE (FHA|USDA|VA) 10 $3,210,000 $321,000 $5,291 3.03%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 17 $3,205,000 $188,529 $4,059 3.15%
    Frankfort, KY (FHA|USDA|VA) 18 $3,090,000 $171,667 $3,450 2.81%
    Lewisburg, TN (FHA|USDA|VA) 10 $3,000,000 $300,000 $4,890 2.90%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $2,750,000 $275,000 $2,517 2.94%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $2,730,000 $341,250 $6,597 2.73%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,700,000 $450,000 $4,315 3.00%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,625,000 $291,667 $4,376 2.74%
    Dublin, GA (FHA|USDA|VA) 11 $2,625,000 $238,636 $3,947 2.51%
    Jefferson, GA (FHA|USDA|VA) 8 $2,620,000 $327,500 $5,952 2.86%
    Murray, KY (FHA|USDA|VA) 14 $2,600,000 $185,714 $5,319 2.91%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $2,570,000 $183,571 $3,735 2.86%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 15 $2,545,000 $169,667 $4,573 2.91%
    FLORENCE, SC (FHA|USDA|VA) 13 $2,535,000 $195,000 $6,013 3.26%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,515,000 $279,444 $7,706 2.73%
    Richmond-Berea, KY (FHA|USDA|VA) 12 $2,510,000 $209,167 $3,005 2.79%
    Danville, KY (FHA|USDA|VA) 15 $2,455,000 $163,667 $2,614 2.75%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,395,000 $479,000 $3,230 2.70%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $2,380,000 $297,500 $4,531 3.30%
    COLUMBIA, SC (FHA|USDA|VA) 12 $2,350,000 $195,833 $4,056 2.98%
    Starkville, MS (FHA|USDA|VA) 12 $2,340,000 $195,000 $4,026 3.33%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $2,335,000 $212,273 $5,459 3.28%
    Milledgeville, GA (FHA|USDA|VA) 8 $2,250,000 $281,250 $4,085 2.86%
    Shelbyville, TN (FHA|USDA|VA) 9 $2,245,000 $249,444 $4,346 2.79%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,235,000 $319,286 $4,910 3.00%
    ST. CLOUD, MN (FHA|USDA|VA) 9 $2,235,000 $248,333 $4,869 3.04%
    Jesup, GA (FHA|USDA|VA) 13 $2,165,000 $166,538 $4,672 2.79%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,095,000 $299,286 $3,978 2.82%
    Outside of Metro Areas 5 $2,075,000 $415,000 $4,650 2.75%
    BOISE CITY, ID (FHA|USDA|VA) 7 $1,975,000 $282,143 $4,762 3.05%
    Faribault-Northfield, MN (FHA|USDA|VA) 7 $1,845,000 $263,571 $4,583 3.12%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,840,000 $230,000 $3,430 3.14%
    Lawrenceburg, TN (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,213 2.90%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 5 $1,785,000 $357,000 $4,926 2.80%
    Red Wing, MN (FHA|USDA|VA) 6 $1,770,000 $295,000 $6,399 3.21%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,765,000 $353,000 $3,374 2.70%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,710,000 $427,500 $8,562 2.72%
    MOBILE, AL (FHA|USDA|VA) 11 $1,625,000 $147,727 $4,009 2.92%
    Greenville, MS (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,473 2.89%
    OWENSBORO, KY (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,066 2.75%
    Alexander City, AL (FHA|USDA|VA) 5 $1,575,000 $315,000 $3,138 2.80%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,545,000 $515,000 $5,189 2.79%
    Torrington, CT (FHA|USDA|VA) 5 $1,475,000 $295,000 $6,066 2.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,405,000 $200,714 $5,662 3.16%
    BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,013 2.94%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,728 2.97%
    Vineyard Haven, MA (FHA|USDA|VA) 3 $1,325,000 $441,667 $3,328 2.88%
    Bardstown, KY (FHA|USDA|VA) 7 $1,325,000 $189,286 $3,264 2.88%
    Breckenridge, CO (FHA|USDA|VA) 3 $1,325,000 $441,667 $5,199 2.88%
    JACKSON, TN (FHA|USDA|VA) 9 $1,315,000 $146,111 $4,001 2.89%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,395 2.44%
    Brainerd, MN (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,934 3.10%
    BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,159 3.33%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,312 2.85%
    Mayfield, KY (FHA|USDA|VA) 10 $1,160,000 $116,000 $4,246 3.25%
    STAUNTON, VA (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,463 2.88%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,358 2.88%
    Cedar City, UT (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,401 2.92%
    Shelton, WA (FHA|USDA|VA) 4 $1,140,000 $285,000 $2,899 2.63%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,620 2.79%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,080,000 $270,000 $10,525 2.91%
    GADSDEN, AL (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,849 2.71%
    St. Marys, GA (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,406 2.72%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,040,000 $260,000 $2,864 2.84%
    Grand Rapids, MN (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,620 2.90%
    DULUTH, MN-WI (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,756 3.06%
    Scottsburg, IN (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,330 2.93%
    SUMTER, SC (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,440 2.88%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $980,000 $122,500 $4,752 3.86%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $965,000 $321,667 $3,576 3.21%
    Vidalia, GA (FHA|USDA|VA) 4 $950,000 $237,500 $5,710 2.50%
    Concord, NH (FHA|USDA|VA) 2 $900,000 $450,000 $5,918 2.88%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $880,000 $440,000 $2,360 2.06%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $880,000 $440,000 $10,722 2.94%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $870,000 $435,000 $4,294 2.75%
    Lebanon, NH-VT (FHA|USDA|VA) 3 $865,000 $288,333 $3,083 2.67%
    MADISON, WI (FHA|USDA|VA) 3 $865,000 $288,333 $2,470 3.13%
    ALEXANDRIA, LA (FHA|USDA|VA) 4 $860,000 $215,000 $8,761 3.13%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $845,000 $281,667 $3,784 2.91%
    Alexandria, MN (FHA|USDA|VA) 2 $810,000 $405,000 $6,729 2.44%
    Waycross, GA (FHA|USDA|VA) 6 $810,000 $135,000 $5,679 3.08%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $805,000 $268,333 $5,414 2.58%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $790,000 $395,000 $8,906 2.75%
    MORRISTOWN, TN (FHA|USDA|VA) 4 $780,000 $195,000 $3,136 3.00%
    Calhoun, GA (FHA|USDA|VA) 2 $780,000 $390,000 $5,255 2.75%
    SPARTANBURG, SC (FHA|USDA|VA) 4 $770,000 $192,500 $5,468 3.03%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $770,000 $385,000 $8,753 3.06%
    LANCASTER, PA (FHA|USDA|VA) 3 $765,000 $255,000 $3,282 2.87%
    Oxford, MS (FHA|USDA|VA) 3 $755,000 $251,667 $4,456 3.38%
    NAPA, CA (FHA|USDA|VA) 2 $750,000 $375,000 $3,318 3.13%
    Cornelia, GA (FHA|USDA|VA) 4 $740,000 $185,000 $4,095 3.06%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $735,000 $245,000 $3,901 3.13%
    Sevierville, TN (FHA|USDA|VA) 3 $725,000 $241,667 $4,309 2.63%
    LUBBOCK, TX (FHA|USDA|VA) 1 $715,000 $715,000 $14,994 3.50%
    ROCHESTER, MN (FHA|USDA|VA) 2 $710,000 $355,000 $3,585 3.06%
    WILMINGTON, NC (FHA|USDA|VA) 2 $710,000 $355,000 $3,476 2.81%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $705,000 $235,000 $5,530 2.79%
    BATON ROUGE, LA (FHA|USDA|VA) 2 $690,000 $345,000 $9,161 2.81%
    Cullman, AL (FHA|USDA|VA) 2 $650,000 $325,000 $5,805 2.81%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $640,000 $320,000 $7,339 3.06%
    Bellefontaine, OH (FHA|USDA|VA) 4 $630,000 $157,500 $4,761 3.16%
    Fort Payne, AL (FHA|USDA|VA) 4 $620,000 $155,000 $5,179 2.78%
    Newberry, SC (FHA|USDA|VA) 5 $615,000 $123,000 $4,515 3.03%
    MONTGOMERY, AL (FHA|USDA|VA) 2 $610,000 $305,000 $3,601 2.50%
    HARRISONBURG, VA (FHA|USDA|VA) 2 $610,000 $305,000 $4,622 3.31%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $6,559 3.00%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $1,930 2.63%
    Vicksburg, MS (FHA|USDA|VA) 2 $580,000 $290,000 $2,922 2.50%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $570,000 $285,000 $8,490 2.69%
    Cookeville, TN (FHA|USDA|VA) 3 $555,000 $185,000 $4,640 2.67%
    London, KY (FHA|USDA|VA) 5 $545,000 $109,000 $2,934 2.60%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $540,000 $135,000 $4,070 2.91%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $535,000 $178,333 $2,069 3.04%
    MANKATO, MN (FHA|USDA|VA) 3 $525,000 $175,000 $3,671 3.13%
    Thomasville, GA (FHA|USDA|VA) 3 $525,000 $175,000 $9,120 2.92%
    Mitchell, SD (FHA|USDA|VA) 1 $525,000 $525,000 $5,225 3.13%
    Natchez, MS-LA (FHA|USDA|VA) 2 $520,000 $260,000 $3,444 3.13%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $7,886 2.94%
    SIOUX FALLS, SD (FHA|USDA|VA) 2 $520,000 $260,000 $4,951 3.31%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $520,000 $260,000 $3,899 3.00%
    Gainesville, TX (FHA|USDA|VA) 1 $515,000 $515,000 $20,742 2.75%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $3,895 3.50%
    Mount Sterling, KY (FHA|USDA|VA) 3 $515,000 $171,667 $2,531 2.91%
    Albertville, AL (FHA|USDA|VA) 2 $510,000 $255,000 $7,022 2.94%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $500,000 $125,000 $4,763 3.00%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $500,000 $250,000 $4,422 2.50%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $495,000 $165,000 $5,336 2.92%
    McMinnville, TN (FHA|USDA|VA) 3 $495,000 $165,000 $3,081 2.83%
    Crossville, TN (FHA|USDA|VA) 2 $490,000 $245,000 $3,524 2.63%
    Uvalde, TX (FHA|USDA|VA) 1 $485,000 $485,000 $11,037 2.88%
    STOCKTON, CA (FHA|USDA|VA) 1 $485,000 $485,000 $2,302 3.13%
    ROCKFORD, IL (FHA|USDA|VA) 2 $480,000 $240,000 $3,256 3.25%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $475,000 $475,000 $2,921 2.25%
    TOLEDO, OH (FHA|USDA|VA) 2 $470,000 $235,000 $1,178 2.44%
    Sandpoint, ID (FHA|USDA|VA) 1 $465,000 $465,000 $3,861 3.63%
    Americus, GA (FHA|USDA|VA) 2 $460,000 $230,000 $3,639 2.25%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $460,000 $230,000 $3,996 3.43%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $460,000 $230,000 $3,980 2.93%
    CHICO, CA (FHA|USDA|VA) 1 $455,000 $455,000 $44,169 3.25%
    YAKIMA, WA (FHA|USDA|VA) 1 $455,000 $455,000 $3,903 2.63%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $440,000 $220,000 $3,864 2.63%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $440,000 $220,000 $3,470 3.38%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $430,000 $215,000 $4,772 3.00%
    Albert Lea, MN (FHA|USDA|VA) 4 $430,000 $107,500 $4,417 3.09%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $425,000 $425,000 $3,590 2.75%
    Bemidji, MN (FHA|USDA|VA) 1 $425,000 $425,000 $3,234 2.88%
    SPRINGFIELD, MA (FHA|USDA|VA) 2 $420,000 $210,000 $2,602 2.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $415,000 $415,000 $3,330 2.50%
    Orangeburg, SC (FHA|USDA|VA) 1 $415,000 $415,000 $7,579 2.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $415,000 $415,000 $10,942 2.75%
    Granbury, TX (FHA|USDA|VA) 1 $415,000 $415,000 $9,773 2.75%
    Athens, TX (FHA|USDA|VA) 2 $410,000 $205,000 $3,792 3.06%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $405,000 $135,000 $5,255 2.83%
    Jasper, IN (FHA|USDA|VA) 3 $395,000 $131,667 $3,448 2.66%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,015 3.38%
    Vernal, UT (FHA|USDA|VA) 4 $390,000 $97,500 $3,721 3.00%
    Wilmington, OH (FHA|USDA|VA) 2 $390,000 $195,000 $4,539 2.69%
    Jasper, AL (FHA|USDA|VA) 2 $390,000 $195,000 $4,181 2.69%
    ALBANY, GA (FHA|USDA|VA) 3 $385,000 $128,333 $4,980 2.92%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $375,000 $375,000 $2,429 2.63%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $375,000 $375,000 $3,106 2.50%
    CaƱon City, CO (FHA|USDA|VA) 1 $365,000 $365,000 $2,405 2.88%
    Paducah, KY-IL (FHA|USDA|VA) 3 $355,000 $118,333 $2,532 3.08%
    Heber, UT (FHA|USDA|VA) 1 $355,000 $355,000 $2,559 2.38%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $3,220 2.69%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,279 2.69%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $350,000 $175,000 $4,521 2.94%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $345,000 $345,000 $2,557 2.63%
    Central City, KY (FHA|USDA|VA) 3 $345,000 $115,000 $2,875 3.16%
    AMARILLO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,662 2.25%
    Scottsboro, AL (FHA|USDA|VA) 1 $335,000 $335,000 $4,416 2.88%
    Keene, NH (FHA|USDA|VA) 1 $325,000 $325,000 $5,455 3.25%
    Bartlesville, OK (FHA|USDA|VA) 2 $320,000 $160,000 $903 3.00%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $315,000 $315,000 $11,247 3.50%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,991 2.75%
    Sonora, CA (FHA|USDA|VA) 1 $315,000 $315,000 $6,897 4.00%
    Traverse City, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,576 2.99%
    SPRINGFIELD, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,902 2.25%
    Kerrville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,767 2.63%
    LINCOLN, NE (FHA|USDA|VA) 1 $305,000 $305,000 $2,644 3.13%
    Fort Polk South, LA (FHA|USDA|VA) 1 $285,000 $285,000 $5,250 2.99%
    Paris, TN (FHA|USDA|VA) 3 $275,000 $91,667 $3,441 3.17%
    Pottsville, PA (FHA|USDA|VA) 1 $265,000 $265,000 $10,062 3.38%
    BAY CITY, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,043 3.50%
    Danville, VA (FHA|USDA|VA) 2 $260,000 $130,000 $3,178 2.50%
    Bainbridge, GA (FHA|USDA|VA) 1 $255,000 $255,000 $12,817 2.63%
    Austin, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,649 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,442 2.88%
    Bennettsville, SC (FHA|USDA|VA) 1 $255,000 $255,000 $7,959 3.25%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,862 3.00%
    Crawfordsville, IN (FHA|USDA|VA) 1 $255,000 $255,000 $6,027 3.00%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $255,000 $255,000 $6,050 2.88%
    Campbellsville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $6,600 2.50%
    VALDOSTA, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,271 2.25%
    Douglas, GA (FHA|USDA|VA) 1 $255,000 $255,000 $5,761 2.25%
    Holland, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,949 3.13%
    Laurinburg, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,080 2.75%
    HAMMOND, LA (FHA|USDA|VA) 1 $245,000 $245,000 $3,936 3.63%
    Findlay, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,314 2.88%
    Shawnee, OK (FHA|USDA|VA) 2 $240,000 $120,000 $4,077 3.25%
    Madison, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,161 3.25%
    Sanford, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,107 2.75%
    Durant, OK (FHA|USDA|VA) 1 $225,000 $225,000 $3,912 2.88%
    FARGO, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $4,782 3.25%
    Somerset, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,019 3.13%
    Fredericksburg, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,715 2.88%
    Craig, CO (FHA|USDA|VA) 1 $225,000 $225,000 $8,598 2.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,294 2.75%
    Forest City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,845 3.25%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $215,000 $215,000 $2,886 2.88%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $215,000 $215,000 $6,013 2.88%
    Dayton, TN (FHA|USDA|VA) 1 $215,000 $215,000 $7,352 2.63%
    Elk City, OK (FHA|USDA|VA) 1 $215,000 $215,000 $3,925 2.75%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $205,000 $205,000 $3,396 3.13%
    Portsmouth, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,913 3.00%
    Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,837 2.63%
    DOTHAN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,074 2.63%
    Ontario, OR-ID (FHA|USDA|VA) 1 $195,000 $195,000 $3,408 3.25%
    FLINT, MI (FHA|USDA|VA) 1 $185,000 $185,000 $1,745 2.99%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,413 3.50%
    Winona, MN (FHA|USDA|VA) 1 $175,000 $175,000 $4,963 3.13%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $2,877 2.38%
    Seneca, SC (FHA|USDA|VA) 1 $165,000 $165,000 $2,476 2.75%
    Martin, TN (FHA|USDA|VA) 1 $165,000 $165,000 $5,905 2.63%
    Albemarle, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,894 3.00%
    Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,449 3.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,251 2.88%
    ERIE, PA (FHA|USDA|VA) 2 $150,000 $75,000 $4,742 3.81%
    ROME, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,905 2.00%
    Toccoa, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,482 2.88%
    Alma, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,181 2.75%
    Mount Vernon, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,191 2.75%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $6,254 4.00%
    ENID, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,745 3.13%
    MUNCIE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $644 2.75%
    Washington, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,142 3.13%
    MANSFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,142 3.38%
    HINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,796 2.50%
    Aberdeen, WA (FHA|USDA|VA) 1 $125,000 $125,000 $3,645 2.38%
    West Point, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,290 2.88%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $7,017 2.88%
    Tahlequah, OK (FHA|USDA|VA) 1 $125,000 $125,000 $6,196 3.63%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,254 3.13%
    RACINE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,209 2.63%
    Urbana, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,364 3.00%
    Athens, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,505 2.50%
    CLEVELAND, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,235 2.63%
    Lake City, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,777 3.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,073 2.75%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,876 2.88%
    Ashland, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,550 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $105,000 $105,000 $5,832 3.13%
    Marietta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,661 2.25%
    Hutchinson, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,139 3.50%
    MUSKEGON, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,105 3.13%
    DECATUR, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,883 4.38%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,540 3.50%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,249 2.63%
    Muskogee, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,180 3.25%
    Fitzgerald, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,958 2.50%
    Clarksburg, WV (FHA|USDA|VA) 1 $55,000 $55,000 $4,321 2.50%
    Guaranty Home Mortgage Corporation's top markets include Boston, Minneapolis, Nashville, Birmingham, and Los Angeles among others.

    Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against GUARANTY HOME MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOMERSET
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    Homestar Mortgage, Inc.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,459 $2,247,035,000 $301,252 $4,438 2.85%
    FHA 393 $89,525,000 $227,799 $7,491 2.87%
    USDA 323 $55,255,000 $171,068 $5,059 2.93%
    VA 293 $88,755,000 $302,918 $7,003 2.65%

    For 2021, Guaranty Home Mortgage Corporation's most frequently originated type of loan was Conventional, with 7,459 originations. Their 2nd most popular type was FHA, with 393 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 3,341 $988,655,000 $295,916 $4,008 2.72%
    Home Purchase 2,994 $870,890,000 $290,878 $5,677 2.94%
    Cash Out Refi 2,076 $605,210,000 $291,527 $4,407 2.92%
    Home Improvement 57 $15,815,000 $277,456 $3,488 2.92%

    For 2021, Guaranty Home Mortgage Corporation's most frequently cited loan purpose was Refi, with 3,341 originations. The 2nd most popular reason was Home Purchase, with 2,994 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,403 $1,950,665,000 $304,649 $4,938 2.97%
    15 Year 1,408 $352,550,000 $250,391 $4,080 2.37%
    20 Year 390 $107,080,000 $274,564 $3,764 2.80%
    Other 155 $46,595,000 $300,613 $3,509 2.82%
    10 Year 112 $23,680,000 $211,429 $3,256 2.33%

    For 2021, Guaranty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,403 originations. The 2nd most popular length was 15 Year, with 1,408 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,773 $1,127,315,000 $298,785
    $1k-2k 2,194 $613,350,000 $279,558
    $2k-3k 880 $211,810,000 $240,693
    $5k+ 697 $277,915,000 $398,730
    $3k-4k 572 $148,400,000 $259,441
    $4k-5k 350 $101,450,000 $289,857

    Guaranty Home Mortgage Corporation's average total fees were $4,938, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,773 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,606 $1,420,320,000 $308,363
    3-4% 2,078 $556,250,000 $267,685
    <2.5% 1,735 $495,285,000 $285,467
    4-5% 49 $8,715,000 $177,857

    During 2021, Guaranty Home Mortgage Corporation's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,606 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,746 $1,079,350,000 $288,134 $4,593 2.86%
    $100k-200k 2,259 $347,385,000 $153,778 $3,954 2.89%
    $400k-600k 1,873 $903,495,000 $482,379 $5,880 2.77%
    $100,000 or less 431 $34,075,000 $79,060 $3,372 2.94%
    $600k-1MM 149 $104,545,000 $701,644 $6,836 2.96%
    $1MM+ 10 $11,720,000 $1,172,000 $11,420 3.34%

    2021 saw Guaranty Home Mortgage Corporation place emphasis on $200k-400k loans with 3,746 originations, totaling $1,079,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,085 $683,975,000 $328,046 $4,830 2.83%
    $150k-250k 1,698 $651,830,000 $383,881 $5,232 2.79%
    $50k-75k 1,622 $336,700,000 $207,583 $4,346 2.91%
    $75k-100k 1,397 $369,565,000 $264,542 $4,448 2.90%
    $50k or less 994 $150,050,000 $150,956 $4,291 2.90%
    $250k+ 661 $285,265,000 $431,566 $4,852 2.75%

    Guaranty Home Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,085 originations. The second most popular income band? $150k-250k, with 1,698 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,202 $643,570,000 $292,266 $4,214 2.81%
    30-36% 1,629 $469,085,000 $287,959 $4,446 2.86%
    <20% 961 $266,985,000 $277,820 $5,076 2.72%
    42% 303 $94,105,000 $310,578 $4,768 2.93%
    41% 301 $86,905,000 $288,721 $5,937 2.94%
    38% 294 $88,790,000 $302,007 $4,824 2.93%
    44% 294 $85,820,000 $291,905 $4,527 2.96%
    37% 284 $83,010,000 $292,289 $5,595 2.89%
    43% 282 $83,580,000 $296,383 $4,746 2.93%
    40% 281 $83,705,000 $297,883 $4,618 2.94%
    39% 279 $84,445,000 $302,670 $4,551 2.93%
    36% 249 $71,605,000 $287,570 $4,713 2.89%
    45% 186 $56,400,000 $303,226 $4,889 2.85%
    46% 176 $50,800,000 $288,636 $4,574 2.90%
    47% 173 $52,835,000 $305,405 $4,848 2.86%
    49% 172 $55,060,000 $320,116 $5,032 2.89%
    48% 158 $44,870,000 $283,987 $4,655 2.92%
    50-60% 131 $36,315,000 $277,214 $7,575 2.78%
    >60% 9 $2,325,000 $258,333 $6,998 2.67%

    Guaranty Home Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,202 originations. The next most common DTI ratio? 30-36%, with 1,629 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,799 $1,973,545,000 $290,270 $4,587 2.86%
    Not provided 867 $247,015,000 $284,908 $5,049 2.86%
    Asian 464 $172,050,000 $370,797 $4,363 2.64%
    Black 281 $69,635,000 $247,811 $5,197 2.95%
    American Indian 39 $11,375,000 $291,667 $4,897 2.99%
    Native Hawaiian or Islander 10 $3,860,000 $386,000 $45,982 3.00%
    Other Asian 3 $1,095,000 $365,000 $5,491 2.75%
    Asian Indian 2 $800,000 $400,000 $2,744 2.63%
    1 $545,000 $545,000 $2,956 2.63%
    Chinese 1 $515,000 $515,000 $6,480 2.63%
    Vietnamese 1 $135,000 $135,000 $3,102 2.25%

    Approval Rates

    Total approvals of all applications
    96.29%

    Guaranty Home Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    89.08%

    Guaranty Home Mortgage Corporation has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,468 $2,480,570,000 $292,935

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,468 $2,480,570,000 $292,935

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 533 $128,655,000 $241,379 $3,557 2.62%
    40-60% 1,699 $500,245,000 $294,435 $4,128 2.68%
    60-80% 3,442 $1,054,560,000 $306,380 $4,570 2.91%
    80-100% 2,638 $758,650,000 $287,585 $5,301 2.94%
    Over 100% 84 $23,750,000 $282,738 $10,276 2.73%
    Under 20% 49 $8,585,000 $175,204 $3,035 2.70%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    GUARANTY HOME MORTGAGE CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%