Guaranty Home Mortgage Corporation Rates, Fees & Info
NASHVILLE, TNLEI: 5493005HCI0Y8LUK5S48
Tax ID: 62-1259997
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Mortgage Data
Review & Overview
Guaranty Home Mortgage Corporation is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Guaranty Home Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Minneapolis, Nashville, Birmingham, and Los Angeles among others. We have data for 342 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 12/17/24 |
| 30 Year Conventional Refi | 6.60% | 12/17/24 |
| 30 Year Cash-out Refi | 6.85% | 12/17/24 |
| 30 Year FHA Purchase | 7.30% | 12/17/24 |
| 30 Year FHA Refi | 7.29% | 12/17/24 |
| 30 Year VA Purchase | 6.13% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 6.77% | 12/17/24 |
| 30 Year USDA Refi | 6.57% | 12/17/24 |
| 15 Year Conventional Purchase | 6.15% | 12/17/24 |
| 15 Year Conventional Refi | 6.06% | 12/17/24 |
| 15 Year Cash-out Refi | 6.06% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranty Home Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Guaranty Home Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,468Origination Dollar Volume (All Markets)
$2,480,570,000Awards
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GUARANTY HOME MORTGAGE CORPORATION - 2021
GUARANTY HOME MORTGAGE CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 737 | $290,795,000 | $394,566 | $3,364 | 2.74% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 663 | $206,345,000 | $311,229 | $5,284 | 2.92% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 648 | $202,300,000 | $312,191 | $3,985 | 2.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 393 | $121,925,000 | $310,242 | $6,142 | 2.78% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 215 | $112,035,000 | $521,093 | $6,816 | 2.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 354 | $107,950,000 | $304,944 | $8,088 | 2.80% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 233 | $85,945,000 | $368,863 | $5,199 | 2.62% |
| Outside of Metro Areas | 386 | $72,240,000 | $187,150 | $4,457 | 2.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 315 | $70,525,000 | $223,889 | $3,560 | 2.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 251 | $60,125,000 | $239,542 | $3,220 | 2.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 285 | $58,825,000 | $206,404 | $3,955 | 2.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 106 | $40,020,000 | $377,547 | $4,881 | 2.81% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 161 | $39,945,000 | $248,106 | $4,508 | 2.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 103 | $39,185,000 | $380,437 | $3,977 | 2.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 87 | $33,125,000 | $380,747 | $3,803 | 2.76% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 93 | $32,825,000 | $352,957 | $5,274 | 2.80% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 82 | $32,500,000 | $396,341 | $6,373 | 2.82% |
| JACKSON, MS (FHA|USDA|VA) | 114 | $32,340,000 | $283,684 | $4,008 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 111 | $30,085,000 | $271,036 | $5,094 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 125 | $28,335,000 | $226,680 | $4,423 | 2.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 73 | $25,905,000 | $354,863 | $4,442 | 2.64% |
| Statesboro, GA (FHA|USDA|VA) | 126 | $25,770,000 | $204,524 | $4,477 | 2.71% |
| LYNCHBURG, VA (FHA|USDA|VA) | 104 | $23,570,000 | $226,635 | $3,827 | 2.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 50 | $23,400,000 | $468,000 | $4,938 | 2.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 79 | $22,145,000 | $280,316 | $3,976 | 2.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 81 | $19,595,000 | $241,914 | $5,082 | 2.76% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 46 | $18,430,000 | $400,652 | $4,836 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 57 | $17,765,000 | $311,667 | $2,913 | 2.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 50 | $15,610,000 | $312,200 | $5,885 | 2.60% |
| BRUNSWICK, GA (FHA|USDA|VA) | 65 | $15,185,000 | $233,615 | $5,361 | 2.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 47 | $14,995,000 | $319,043 | $5,364 | 2.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 32 | $14,880,000 | $465,000 | $4,396 | 2.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 73 | $14,875,000 | $203,767 | $4,585 | 3.02% |
| RICHMOND, VA (FHA|USDA|VA) | 56 | $14,200,000 | $253,571 | $5,724 | 2.96% |
| BOULDER, CO (FHA|USDA|VA) | 31 | $12,035,000 | $388,226 | $4,400 | 2.80% |
| Madisonville, KY (FHA|USDA|VA) | 69 | $11,235,000 | $162,826 | $3,247 | 2.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 53 | $11,215,000 | $211,604 | $4,900 | 2.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 39 | $11,215,000 | $287,564 | $4,724 | 2.92% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $11,185,000 | $414,259 | $3,741 | 2.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 37 | $11,125,000 | $300,676 | $5,284 | 2.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $10,550,000 | $251,190 | $2,504 | 2.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 33 | $10,375,000 | $314,394 | $7,107 | 2.86% |
| TULSA, OK (FHA|USDA|VA) | 43 | $10,345,000 | $240,581 | $3,523 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 44 | $9,810,000 | $222,955 | $5,384 | 2.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 28 | $9,550,000 | $341,071 | $4,399 | 2.80% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 24 | $9,200,000 | $383,333 | $3,687 | 2.65% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 28 | $9,160,000 | $327,143 | $4,233 | 2.92% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 21 | $7,895,000 | $375,952 | $5,064 | 2.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 36 | $7,720,000 | $214,444 | $3,801 | 2.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 36 | $7,480,000 | $207,778 | $5,614 | 2.82% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $7,130,000 | $237,667 | $4,014 | 2.82% |
| Columbus, MS (FHA|USDA|VA) | 39 | $6,825,000 | $175,000 | $5,404 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 37 | $6,605,000 | $178,514 | $2,677 | 2.82% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 28 | $6,400,000 | $228,571 | $4,876 | 2.74% |
| ROANOKE, VA (FHA|USDA|VA) | 21 | $6,145,000 | $292,619 | $4,645 | 2.86% |
| READING, PA (FHA|USDA|VA) | 27 | $6,025,000 | $223,148 | $6,921 | 2.76% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $5,925,000 | $237,000 | $6,046 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 18 | $5,760,000 | $320,000 | $3,716 | 2.73% |
| Georgetown, SC (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $4,308 | 2.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 21 | $5,575,000 | $265,476 | $4,239 | 2.76% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 21 | $5,535,000 | $263,571 | $4,064 | 2.87% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 24 | $5,530,000 | $230,417 | $4,096 | 2.96% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 41 | $5,185,000 | $126,463 | $4,492 | 2.89% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 25 | $5,125,000 | $205,000 | $5,405 | 3.01% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $5,080,000 | $423,333 | $11,126 | 2.92% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 14 | $4,940,000 | $352,857 | $3,602 | 2.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $4,895,000 | $376,538 | $6,359 | 3.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $4,740,000 | $237,000 | $4,421 | 2.94% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $4,595,000 | $306,333 | $5,382 | 2.81% |
| Cordele, GA (FHA|USDA|VA) | 22 | $4,380,000 | $199,091 | $3,542 | 2.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 19 | $4,365,000 | $229,737 | $4,867 | 2.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $4,180,000 | $418,000 | $6,354 | 2.87% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $4,110,000 | $411,000 | $5,271 | 2.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $4,040,000 | $252,500 | $5,759 | 2.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $4,715 | 3.05% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,735,000 | $339,545 | $8,298 | 3.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $5,199 | 3.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 10 | $3,620,000 | $362,000 | $5,976 | 2.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 19 | $3,585,000 | $188,684 | $3,154 | 2.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $3,500,000 | $250,000 | $4,993 | 3.14% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $3,335,000 | $370,556 | $3,482 | 2.76% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $5,291 | 3.03% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $3,205,000 | $188,529 | $4,059 | 3.15% |
| Frankfort, KY (FHA|USDA|VA) | 18 | $3,090,000 | $171,667 | $3,450 | 2.81% |
| Lewisburg, TN (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $4,890 | 2.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $2,517 | 2.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $6,597 | 2.73% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $4,315 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $4,376 | 2.74% |
| Dublin, GA (FHA|USDA|VA) | 11 | $2,625,000 | $238,636 | $3,947 | 2.51% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $5,952 | 2.86% |
| Murray, KY (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $5,319 | 2.91% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $3,735 | 2.86% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $4,573 | 2.91% |
| FLORENCE, SC (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $6,013 | 3.26% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $7,706 | 2.73% |
| Richmond-Berea, KY (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $3,005 | 2.79% |
| Danville, KY (FHA|USDA|VA) | 15 | $2,455,000 | $163,667 | $2,614 | 2.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $3,230 | 2.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $4,531 | 3.30% |
| COLUMBIA, SC (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $4,056 | 2.98% |
| Starkville, MS (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $4,026 | 3.33% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $5,459 | 3.28% |
| Milledgeville, GA (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $4,085 | 2.86% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $4,346 | 2.79% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $4,910 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $4,869 | 3.04% |
| Jesup, GA (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $4,672 | 2.79% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $3,978 | 2.82% |
| Outside of Metro Areas | 5 | $2,075,000 | $415,000 | $4,650 | 2.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $4,762 | 3.05% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $4,583 | 3.12% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $3,430 | 3.14% |
| Lawrenceburg, TN (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $4,213 | 2.90% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $4,926 | 2.80% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $6,399 | 3.21% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,374 | 2.70% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $8,562 | 2.72% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $4,009 | 2.92% |
| Greenville, MS (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $5,473 | 2.89% |
| OWENSBORO, KY (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $3,066 | 2.75% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $3,138 | 2.80% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $5,189 | 2.79% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $6,066 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $5,662 | 3.16% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,013 | 2.94% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,728 | 2.97% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $3,328 | 2.88% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $3,264 | 2.88% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $5,199 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $4,001 | 2.89% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,395 | 2.44% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,934 | 3.10% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $3,159 | 3.33% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $6,312 | 2.85% |
| Mayfield, KY (FHA|USDA|VA) | 10 | $1,160,000 | $116,000 | $4,246 | 3.25% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,463 | 2.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,358 | 2.88% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,401 | 2.92% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,899 | 2.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $2,620 | 2.79% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $10,525 | 2.91% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,849 | 2.71% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,406 | 2.72% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $2,864 | 2.84% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,620 | 2.90% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,756 | 3.06% |
| Scottsburg, IN (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $3,330 | 2.93% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,440 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $4,752 | 3.86% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,576 | 3.21% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,710 | 2.50% |
| Concord, NH (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $5,918 | 2.88% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,360 | 2.06% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $10,722 | 2.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,294 | 2.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,083 | 2.67% |
| MADISON, WI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,470 | 3.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,761 | 3.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,784 | 2.91% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,729 | 2.44% |
| Waycross, GA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,679 | 3.08% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,414 | 2.58% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,906 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,136 | 3.00% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,255 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,468 | 3.03% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $8,753 | 3.06% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,282 | 2.87% |
| Oxford, MS (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,456 | 3.38% |
| NAPA, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,318 | 3.13% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,095 | 3.06% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,901 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,309 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $14,994 | 3.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,585 | 3.06% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,476 | 2.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,530 | 2.79% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,161 | 2.81% |
| Cullman, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,805 | 2.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,339 | 3.06% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,761 | 3.16% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,179 | 2.78% |
| Newberry, SC (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,515 | 3.03% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,601 | 2.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,622 | 3.31% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,559 | 3.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,930 | 2.63% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,922 | 2.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,490 | 2.69% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,640 | 2.67% |
| London, KY (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $2,934 | 2.60% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,070 | 2.91% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,069 | 3.04% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,671 | 3.13% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,120 | 2.92% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,225 | 3.13% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,444 | 3.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,886 | 2.94% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,951 | 3.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,899 | 3.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $20,742 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,895 | 3.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,531 | 2.91% |
| Albertville, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,022 | 2.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,763 | 3.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,422 | 2.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,336 | 2.92% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,081 | 2.83% |
| Crossville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,524 | 2.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,037 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,302 | 3.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,256 | 3.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,921 | 2.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,178 | 2.44% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,861 | 3.63% |
| Americus, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,639 | 2.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,996 | 3.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,980 | 2.93% |
| CHICO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $44,169 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,903 | 2.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,864 | 2.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,470 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,772 | 3.00% |
| Albert Lea, MN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,417 | 3.09% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,590 | 2.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,234 | 2.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,602 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,330 | 2.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,579 | 2.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,942 | 2.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,773 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,792 | 3.06% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,255 | 2.83% |
| Jasper, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,448 | 2.66% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,015 | 3.38% |
| Vernal, UT (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,721 | 3.00% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,539 | 2.69% |
| Jasper, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,181 | 2.69% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,980 | 2.92% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,429 | 2.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,106 | 2.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,405 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,532 | 3.08% |
| Heber, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,559 | 2.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,220 | 2.69% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,279 | 2.69% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,521 | 2.94% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,557 | 2.63% |
| Central City, KY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,875 | 3.16% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,662 | 2.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,416 | 2.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,455 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $903 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,247 | 3.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,991 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,897 | 4.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,576 | 2.99% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,902 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,767 | 2.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,644 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,250 | 2.99% |
| Paris, TN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,441 | 3.17% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,062 | 3.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,043 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,178 | 2.50% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,817 | 2.63% |
| Austin, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,649 | 2.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,442 | 2.88% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,959 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,862 | 3.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,027 | 3.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,050 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,600 | 2.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,271 | 2.25% |
| Douglas, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,761 | 2.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,949 | 3.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,080 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,936 | 3.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,314 | 2.88% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,077 | 3.25% |
| Madison, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,161 | 3.25% |
| Sanford, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,107 | 2.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,912 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,782 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,019 | 3.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,715 | 2.88% |
| Craig, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,598 | 2.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,294 | 2.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,845 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,886 | 2.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,013 | 2.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,352 | 2.63% |
| Elk City, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,925 | 2.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,396 | 3.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,913 | 3.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,837 | 2.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,074 | 2.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,408 | 3.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,745 | 2.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,413 | 3.50% |
| Winona, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,963 | 3.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,877 | 2.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,476 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,905 | 2.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,894 | 3.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,449 | 3.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,251 | 2.88% |
| ERIE, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,742 | 3.81% |
| ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,905 | 2.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,482 | 2.88% |
| Alma, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,181 | 2.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,191 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,254 | 4.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,745 | 3.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $644 | 2.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,142 | 3.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,142 | 3.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,796 | 2.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,645 | 2.38% |
| West Point, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,290 | 2.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,017 | 2.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,196 | 3.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,254 | 3.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,209 | 2.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,364 | 3.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,505 | 2.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,235 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,777 | 3.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,073 | 2.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,876 | 2.88% |
| Ashland, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,550 | 2.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,832 | 3.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,661 | 2.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,139 | 3.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,105 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,883 | 4.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,540 | 3.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,249 | 2.63% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,180 | 3.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,958 | 2.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,321 | 2.50% |
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Product Mix
For 2021, Guaranty Home Mortgage Corporation's most frequently originated type of loan was Conventional, with 7,459 originations. Their 2nd most popular type was FHA, with 393 originations.
Loan Reason
For 2021, Guaranty Home Mortgage Corporation's most frequently cited loan purpose was Refi, with 3,341 originations. The 2nd most popular reason was Home Purchase, with 2,994 originations.
Loan Duration/Length
For 2021, Guaranty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,403 originations. The 2nd most popular length was 15 Year, with 1,408 originations.
Origination Fees/Closing Costs
Guaranty Home Mortgage Corporation's average total fees were $4,938, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,773 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 4,606 | $1,420,320,000 | $308,363 |
| 3-4% | 2,078 | $556,250,000 | $267,685 |
| <2.5% | 1,735 | $495,285,000 | $285,467 |
| 4-5% | 49 | $8,715,000 | $177,857 |
During 2021, Guaranty Home Mortgage Corporation's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,606 originations.
Loan Sizing
2021 saw Guaranty Home Mortgage Corporation place emphasis on $200k-400k loans with 3,746 originations, totaling $1,079,350,000 in origination value.
Applicant Income
Guaranty Home Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,085 originations. The second most popular income band? $150k-250k, with 1,698 originations.
Applicant Debt to Income Ratio
Guaranty Home Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,202 originations. The next most common DTI ratio? 30-36%, with 1,629 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.29%
Guaranty Home Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.08%
Guaranty Home Mortgage Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,468 | $2,480,570,000 | $292,935 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,468 | $2,480,570,000 | $292,935 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTY HOME MORTGAGE CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |