Guaranty Home Mortgage Corporation Rates, Fees & Info
NASHVILLE, TNLEI: 5493005HCI0Y8LUK5S48
Tax ID: 62-1259997
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Mortgage Data
Review & Overview
Guaranty Home Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Guaranty Home Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Minneapolis, Boston, Philadelphia, and Birmingham among others. We have data for 311 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.68% | 12/17/24 |
30 Year Conventional Refi | 6.60% | 12/17/24 |
30 Year Cash-out Refi | 6.85% | 12/17/24 |
30 Year FHA Purchase | 7.30% | 12/17/24 |
30 Year FHA Refi | 7.29% | 12/17/24 |
30 Year VA Purchase | 6.13% | 12/17/24 |
30 Year VA Refi | 6.27% | 12/17/24 |
30 Year USDA Purchase | 6.77% | 12/17/24 |
30 Year USDA Refi | 6.57% | 12/17/24 |
15 Year Conventional Purchase | 6.15% | 12/17/24 |
15 Year Conventional Refi | 6.06% | 12/17/24 |
15 Year Cash-out Refi | 6.06% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Guaranty Home Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Guaranty Home Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,806Origination Dollar Volume (All Markets)
$1,129,280,000GUARANTY HOME MORTGAGE CORPORATION - 2022
GUARANTY HOME MORTGAGE CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 242 | $95,380,000 | $394,132 | $6,000 | 4.46% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 224 | $73,320,000 | $327,321 | $6,135 | 4.24% |
Outside of Metro Areas | 263 | $56,875,000 | $216,255 | $20,860 | 4.66% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 90 | $40,590,000 | $451,000 | $4,916 | 3.96% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 119 | $40,335,000 | $338,950 | $8,522 | 4.52% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 128 | $36,650,000 | $286,328 | $5,388 | 4.84% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 76 | $30,590,000 | $402,500 | $7,853 | 4.48% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 140 | $29,290,000 | $209,214 | $5,414 | 4.61% |
LOUISVILLE, KY (FHA|USDA|VA) | 127 | $28,885,000 | $227,441 | $4,778 | 4.94% |
JACKSONVILLE, FL (FHA|USDA|VA) | 81 | $26,715,000 | $329,815 | $6,200 | 4.61% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 114 | $26,630,000 | $233,596 | $5,144 | 4.51% |
JACKSON, MS (FHA|USDA|VA) | 89 | $25,295,000 | $284,213 | $5,264 | 4.89% |
HUNTSVILLE, AL (FHA|USDA|VA) | 75 | $23,655,000 | $315,400 | $5,832 | 5.41% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 91 | $23,065,000 | $253,462 | $6,108 | 4.71% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 57 | $20,545,000 | $360,439 | $7,058 | 4.37% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 38 | $19,030,000 | $500,789 | $7,265 | 4.29% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 30 | $18,160,000 | $605,333 | $8,256 | 3.84% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 67 | $17,545,000 | $261,866 | $4,217 | 5.05% |
WARNER ROBINS, GA (FHA|USDA|VA) | 60 | $14,470,000 | $241,167 | $6,567 | 5.05% |
Statesboro, GA (FHA|USDA|VA) | 64 | $13,640,000 | $213,125 | $5,410 | 4.54% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $13,410,000 | $515,769 | $13,672 | 4.40% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 23 | $12,445,000 | $541,087 | $6,016 | 4.49% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 28 | $11,690,000 | $417,500 | $5,575 | 4.67% |
LYNCHBURG, VA (FHA|USDA|VA) | 44 | $11,440,000 | $260,000 | $5,121 | 4.65% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 38 | $9,600,000 | $252,632 | $6,296 | 4.97% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $9,225,000 | $485,526 | $6,955 | 5.09% |
BRUNSWICK, GA (FHA|USDA|VA) | 44 | $9,170,000 | $208,409 | $6,854 | 4.19% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 17 | $9,165,000 | $539,118 | $10,780 | 4.94% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $8,650,000 | $360,417 | $9,105 | 4.91% |
GAINESVILLE, GA (FHA|USDA|VA) | 23 | $8,525,000 | $370,652 | $6,797 | 3.98% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 42 | $8,340,000 | $198,571 | $5,312 | 5.63% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 29 | $8,215,000 | $283,276 | $7,498 | 5.00% |
ASHEVILLE, NC (FHA|USDA|VA) | 23 | $8,025,000 | $348,913 | $6,630 | 6.11% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 39 | $7,295,000 | $187,051 | $5,863 | 5.47% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $7,280,000 | $404,444 | $12,076 | 4.87% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $7,215,000 | $555,000 | $10,725 | 4.45% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $7,150,000 | $397,222 | $4,757 | 4.85% |
CUMBERLAND, MD-WV (FHA|USDA|VA) | 50 | $6,740,000 | $134,800 | $4,745 | 4.53% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 17 | $6,715,000 | $395,000 | $7,223 | 4.74% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $5,299 | 4.09% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 24 | $5,650,000 | $235,417 | $6,031 | 4.60% |
ROANOKE, VA (FHA|USDA|VA) | 31 | $5,645,000 | $182,097 | $5,298 | 5.84% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $5,645,000 | $434,231 | $11,273 | 4.88% |
COLUMBUS, OH (FHA|USDA|VA) | 25 | $5,285,000 | $211,400 | $4,371 | 3.95% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $5,265,000 | $405,000 | $7,757 | 4.39% |
KNOXVILLE, TN (FHA|USDA|VA) | 25 | $5,255,000 | $210,200 | $5,841 | 5.24% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 16 | $4,580,000 | $286,250 | $3,898 | 4.83% |
Greenville, MS (FHA|USDA|VA) | 23 | $4,545,000 | $197,609 | $6,649 | 4.51% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $6,146 | 4.11% |
RICHMOND, VA (FHA|USDA|VA) | 18 | $4,450,000 | $247,222 | $6,374 | 4.58% |
Madisonville, KY (FHA|USDA|VA) | 25 | $4,405,000 | $176,200 | $3,615 | 4.58% |
SAVANNAH, GA (FHA|USDA|VA) | 17 | $4,395,000 | $258,529 | $6,713 | 4.62% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 12 | $4,230,000 | $352,500 | $6,599 | 4.97% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $4,160,000 | $520,000 | $6,481 | 4.11% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 15 | $4,155,000 | $277,000 | $5,300 | 5.09% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $4,145,000 | $376,818 | $7,982 | 4.76% |
CHARLOTTESVILLE, VA (FHA|USDA|VA) | 10 | $4,020,000 | $402,000 | $8,303 | 5.49% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $3,995,000 | $570,714 | $6,336 | 4.79% |
ERIE, PA (FHA|USDA|VA) | 18 | $3,950,000 | $219,444 | $8,316 | 5.42% |
TULSA, OK (FHA|USDA|VA) | 13 | $3,945,000 | $303,462 | $4,699 | 4.13% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $3,805,000 | $253,667 | $9,040 | 4.81% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $3,800,000 | $316,667 | $5,839 | 4.65% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $3,125,000 | $446,429 | $6,026 | 4.95% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $5,433 | 4.35% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $2,960,000 | $740,000 | $4,082 | 5.03% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $2,945,000 | $226,538 | $6,611 | 5.16% |
STOCKTON, CA (FHA|USDA|VA) | 8 | $2,910,000 | $363,750 | $8,162 | 5.14% |
GREELEY, CO (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $8,123 | 4.40% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $5,206 | 4.18% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $2,645,000 | $203,462 | $3,689 | 4.51% |
PITTSBURGH, PA (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $7,251 | 5.57% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $5,755 | 4.63% |
WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $7,354 | 3.48% |
DECATUR, AL (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $5,719 | 5.12% |
FLORENCE, SC (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $6,271 | 4.26% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $7,828 | 4.05% |
Georgetown, SC (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $5,580 | 3.65% |
PROVO-OREM, UT (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $10,970 | 3.48% |
MOBILE, AL (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,002 | 5.26% |
Dublin, GA (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,514 | 5.78% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $2,070,000 | $517,500 | $7,089 | 3.81% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $6,492 | 5.63% |
SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $9,760 | 3.94% |
Frankfort, KY (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $4,713 | 4.44% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $5,889 | 4.22% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $6,302 | 4.56% |
Lewisburg, TN (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $8,890 | 3.84% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $3,498 | 4.38% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $7,898 | 4.25% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $7,129 | 5.16% |
Murray, KY (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $5,020 | 4.00% |
Columbus, MS (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $7,202 | 4.72% |
Richmond-Berea, KY (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $3,321 | 4.29% |
Cordele, GA (FHA|USDA|VA) | 12 | $1,560,000 | $130,000 | $4,014 | 3.90% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $30,139 | 3.63% |
Cullman, AL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $9,019 | 4.96% |
VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $5,630 | 3.69% |
MORRISTOWN, TN (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $6,342 | 5.16% |
Jesup, GA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,354 | 3.40% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $11,481 | 3.75% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $3,462 | 4.25% |
SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $5,025 | 4.00% |
FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $9,533 | 4.04% |
LANCASTER, PA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $9,978 | 4.63% |
DOVER, DE (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $4,723 | 5.00% |
JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $6,303 | 4.54% |
Meadville, PA (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $6,240 | 5.57% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $7,228 | 5.19% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,670 | 4.54% |
Key West, FL (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $15,451 | 3.50% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,129 | 4.06% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $4,979 | 5.00% |
Meridian, MS (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $6,673 | 5.15% |
Brainerd, MN (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,386 | 4.21% |
BOULDER, CO (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $10,858 | 4.69% |
Heber, UT (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $6,925 | 3.25% |
ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,854 | 5.32% |
Shelbyville, TN (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $10,587 | 4.25% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $15,105 | 5.71% |
Milledgeville, GA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $6,641 | 4.53% |
YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $7,060 | 5.30% |
SALINAS, CA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $9,095 | 5.46% |
MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,556 | 4.38% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $8,721 | 5.13% |
BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,765 | 4.21% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,022 | 5.03% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,269 | 4.18% |
OWENSBORO, KY (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,199 | 5.13% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $6,691 | 4.06% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,654 | 4.03% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,276 | 4.50% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $8,461 | 4.38% |
READING, PA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,193 | 4.55% |
Oxford, MS (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,591 | 5.21% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,719 | 3.88% |
TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,485 | 4.38% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,392 | 4.06% |
VALLEJO, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $13,963 | 5.88% |
COLUMBIA, SC (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,608 | 4.98% |
Mount Sterling, KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $93,039 | 4.75% |
Cookeville, TN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,965 | 5.54% |
ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,731 | 3.44% |
ST. GEORGE, UT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,500 | 4.00% |
Bardstown, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,512 | 6.13% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $6,464 | 6.42% |
Breckenridge, CO (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $6,206 | 5.00% |
West Point, MS (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,812 | 5.69% |
Alexander City, AL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $7,051 | 5.19% |
WILMINGTON, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,728 | 6.50% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,216 | 4.25% |
Starkville, MS (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,951 | 4.78% |
GETTYSBURG, PA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,779 | 4.83% |
LaGrange, GA-AL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,662 | 5.72% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,563 | 4.63% |
MODESTO, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,128 | 4.94% |
Outside of Metro Areas | 2 | $710,000 | $355,000 | $8,972 | 4.00% |
TUCSON, AZ (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,957 | 5.25% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,463 | 3.31% |
ST. CLOUD, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,663 | 4.25% |
Albertville, AL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,450 | 5.44% |
SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,512 | 4.56% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,647 | 3.00% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,738 | 4.53% |
GAINESVILLE, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $13,464 | 5.44% |
PANAMA CITY, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,379 | 4.75% |
Mayfield, KY (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,943 | 4.55% |
GADSDEN, AL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,174 | 4.46% |
Lawrenceburg, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,374 | 4.00% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,478 | 3.94% |
Lufkin, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $7,114 | 5.25% |
Laconia, NH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,552 | 4.50% |
STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,848 | 5.44% |
Martin, TN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,370 | 3.81% |
Paducah, KY-IL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,814 | 4.08% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $10,650 | 4.75% |
Gainesville, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,794 | 4.00% |
Edwards, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,354 | 3.13% |
COLUMBUS, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,527 | 4.54% |
Pottsville, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,731 | 5.75% |
MONTGOMERY, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,354 | 3.25% |
Hailey, ID (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,652 | 5.25% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,428 | 5.08% |
Waycross, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,231 | 4.46% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,307 | 4.88% |
Cleveland, MS (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $12,006 | 2.88% |
JACKSON, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,989 | 4.38% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,121 | 4.88% |
HATTIESBURG, MS (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,262 | 5.50% |
Boone, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,065 | 7.63% |
Steamboat Springs, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,588 | 3.88% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,910 | 6.50% |
Orangeburg, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,711 | 6.25% |
Wilmington, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,796 | 4.25% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,549 | 5.38% |
Glenwood Springs, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $22,209 | 5.25% |
Scottsboro, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,024 | 5.62% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,368 | 5.94% |
Durango, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,632 | 2.38% |
TOLEDO, OH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,194 | 4.88% |
Danville, KY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,245 | 3.83% |
YUBA CITY, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,992 | 5.00% |
Athens, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,584 | 5.38% |
OCALA, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,602 | 5.75% |
Jasper, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,940 | 4.83% |
Centralia, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,324 | 5.50% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,244 | 4.56% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,894 | 4.75% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,902 | 5.63% |
WICHITA, KS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,984 | 4.00% |
Vidalia, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,979 | 5.25% |
Dayton, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,309 | 4.31% |
TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,581 | 4.75% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,108 | 5.88% |
Vicksburg, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,814 | 6.63% |
Sevierville, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,283 | 5.25% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,150 | 6.00% |
Watertown, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,400 | 6.00% |
BATON ROUGE, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,651 | 3.38% |
Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,196 | 6.13% |
Port Angeles, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.88% |
TOPEKA, KS (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,363 | 7.00% |
SPARTANBURG, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,447 | 4.06% |
Thomaston, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,228 | 2.38% |
TYLER, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,690 | 3.38% |
Athens, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,811 | 5.25% |
EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,624 | 2.99% |
Ardmore, OK (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,737 | 5.46% |
Calhoun, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,553 | 5.50% |
Cedar City, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
Sandusky, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,591 | 4.13% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,330 | 4.63% |
Rockport, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,995 | 6.38% |
Albert Lea, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,266 | 5.38% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,750 | 5.25% |
Scottsburg, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,231 | 4.63% |
Lewisburg, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,551 | 6.25% |
Mount Airy, NC (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,788 | 5.50% |
YAKIMA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,135 | 4.00% |
STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,469 | 5.50% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,468 | 4.75% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,692 | 4.75% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,412 | 4.88% |
Grand Rapids, MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,857 | 3.94% |
FLINT, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,944 | 5.50% |
EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,293 | 3.25% |
Alexandria, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,251 | 6.00% |
Pierre, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,582 | 3.38% |
Oak Harbor, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,628 | 4.38% |
ROCHESTER, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,121 | 3.63% |
CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,956 | 2.38% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,608 | 7.25% |
Red Wing, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,987 | 5.38% |
Gillette, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,471 | 5.38% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,004 | 6.63% |
Warren, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,753 | 6.38% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,123 | 2.99% |
Jefferson, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,509 | 4.75% |
LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,509 | 3.25% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,632 | 5.00% |
Marion, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,846 | 6.88% |
Brookings, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,811 | 7.50% |
WHEELING, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,560 | 4.88% |
Newport, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,281 | 4.88% |
Indianola, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,129 | 5.13% |
Cullowhee, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,801 | 6.38% |
ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,063 | 5.38% |
Selinsgrove, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,610 | 5.38% |
Torrington, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,895 | 3.13% |
ROME, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,485 | 6.50% |
Cornelia, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,052 | 6.75% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,121 | 3.25% |
London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,907 | 3.00% |
Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,254 | 3.88% |
LEBANON, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,331 | 6.50% |
COLUMBIA, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,412 | 3.88% |
Bluefield, WV-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,213 | 7.25% |
Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
Fairmont, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,308 | 4.75% |
Mexico, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,384 | 5.63% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,800 | 3.75% |
Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,625 | 3.25% |
Marion, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,634 | 3.00% |
Bemidji, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,096 | 4.13% |
Owatonna, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,975 | 6.13% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,294 | 5.25% |
Madison, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,860 | 5.00% |
Eufaula, AL-GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,242 | 6.38% |
Newberry, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,117 | 5.25% |
Douglas, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,212 | 3.50% |
Uvalde, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,539 | 3.63% |
Sunbury, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,530 | 5.38% |
Duncan, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,718 | 4.25% |
ABILENE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,175 | 6.25% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,517 | 5.00% |
New Castle, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,913 | 6.38% |
Natchez, MS-LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,571 | 6.50% |
Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,634 | 5.25% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,998 | 5.75% |
Danville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,699 | 6.50% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,510 | 6.13% |
Austin, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,167 | 4.25% |
Searcy, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,837 | 5.00% |
LAWTON, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,150 | 5.63% |
SAGINAW, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,269 | 5.88% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,633 | 3.63% |
Crossville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,728 | 5.88% |
Washington Court House, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,285 | 6.50% |
Fitzgerald, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,879 | 6.13% |
HAMMOND, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,430 | 5.63% |
Shelton, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,061 | 3.88% |
Bartlesville, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,800 | 5.50% |
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We use machine learning to identify the top lenders compared against GUARANTY HOME MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, Guaranty Home Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,118 originations. Their 2nd most popular type was FHA, with 274 originations.
Loan Reason
For 2022, Guaranty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 2,496 originations. The 2nd most popular reason was Cash Out Refi, with 763 originations.
Loan Duration/Length
For 2022, Guaranty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,369 originations. The 2nd most popular length was 15 Year, with 317 originations.
Origination Fees/Closing Costs
Guaranty Home Mortgage Corporation's average total fees were $7,661, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,137 originations.
Interest Rates
During 2022, Guaranty Home Mortgage Corporation's average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 5-6%, with 1,063 originations.
Loan Sizing
2022 saw Guaranty Home Mortgage Corporation place emphasis on $200k-400k loans with 1,613 originations, totaling $459,505,000 in origination value.
Applicant Income
Guaranty Home Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 892 originations. The second most popular income band? $100k-150k, with 878 originations.
Applicant Debt to Income Ratio
Guaranty Home Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,433 originations. The next most common DTI ratio? <20%, with 1,277 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.69%
Guaranty Home Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination81.37%
Guaranty Home Mortgage Corporation has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 3,806 | $1,129,280,000 | $296,710 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
3,806 | $1,129,280,000 | $296,710 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 1 | 50.0% |