The First Bank And Trust Company Of Murphysboro Mortgage Rates, Fees & Info
MURPHYSBORO, ILLEI: 5493005MOGCDHVVGS531
Tax ID: 37-0274735
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Mortgage Data
Review & Overview
The First Bank And Trust Company Of Murphysboro is a smaller bank specializing in Home Purchase, Cash Out Refi, and Refi loans. The First Bank And Trust Company Of Murphysboro has a high proportion of conventional loans. Their top (well, only) market is Carbondale.The First Bank And Trust Company Of Murphysboro has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
47Origination Dollar Volume (All Markets)
$6,295,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 38 | $5,020,000 | $132,105 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $1,275,000 | $141,667 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 47 | $6,295,000 | $133,936 | $0 | 0.00% |
For 2018, The First Bank And Trust Company Of Murphysboro's most frequently originated type of loan was Conventional, with 47 originations.
Loan Reason
For 2018, The First Bank And Trust Company Of Murphysboro's most frequently cited loan purpose was Home Purchase, with 26 originations. The 2nd most popular reason was Cash Out Refi, with 13 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 47 | $6,295,000 | $133,936 | $0 | 0.00% |
For 2018, The First Bank And Trust Company Of Murphysboro's most frequently cited loan duration was Other, with 47 originations.
Loan Sizing
2018 saw The First Bank And Trust Company Of Murphysboro place emphasis on $100,000 or less loans with 22 originations, totaling $1,270,000 in origination value.
Applicant Income
The First Bank And Trust Company Of Murphysboro lent most frequently to those with incomes in the $75k-100k range, with 13 originations. The second most popular income band? $50k or less, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 47 | $6,295,000 | $133,936 | $0 | 0.00% |
The First Bank And Trust Company Of Murphysboro lent most frequently to those with DTI ratios of Exempt%, with 47 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.66%
The First Bank And Trust Company Of Murphysboro has an average approval rate.
Pick Rate
Approvals leading to origination91.49%
The First Bank And Trust Company Of Murphysboro has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 47 | $6,295,000 | $133,936 |