CARBONDALE - MARION Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carbondale - Marion averaged 6.62% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.63% and one month ago for the week of 2025-02-27, the average rate was 6.64%.

Carbondale - Marion's average rate one year ago was 7.07%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Carbondale - Marion 30 Year Fixed Rate 2025-04-03 6.62%
Carbondale - Marion 30 Year Fixed Rate Refi 2025-04-03 6.64%
Carbondale - Marion 15 Year Fixed Rate 2025-04-03 5.62%
Carbondale - Marion 15 Year Fixed Rate Refi 2025-04-03 6.32%
Carbondale - Marion 30 Year FHA 2025-04-03 6.21%
Carbondale - Marion 30 Year FHA Refi 2025-04-03 6.46%
Carbondale - Marion 30 Year USDA 2025-04-03 6.32%
Carbondale - Marion 30 Year USDA Refi 2025-04-03 6.22%
Carbondale - Marion 30 Year VA 2025-04-03 6.36%
Carbondale - Marion 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.

CARBONDALE - MARION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
GUILD MORTGAGE COMPANY 92 6.85% $3,373
SIU 48 6.32% $2,023
QUICKEN LOANS, LLC 45 6.87% $5,221
U.S. Bank 40 6.76% $3,237
Peoples National Bank , N.A. 39 6.87% $2,536
GERSHMAN INVESTMENT CORP. 21 7.02% $3,944
Flagstar Bank, FSB 17 6.87% $3,109
Community Mortgage Banc Corporation 15 6.63% $3,418
First Mid Bank & Trust 14 6.47% $2,136
GUARANTEED RATE, INC. 14 6.79% $4,902
FLAT BRANCH MORTGAGE, INC. 10 6.85% $2,793
UNITED WHOLESALE MORTGAGE, LLC 10 6.34% $6,162
ZILLOW HOME LOANS, LLC 8 6.91% $4,609
Fifth Third Bank 8 7.20% $2,685
AmeriHome Mortgage Company, LLC 6 6.69% $3,983
Regions Bank 5 6.93% $2,890
Mr. Cooper ( Nationstar Mortgage ) 5 7.15% $6,477
SCOTT CREDIT UNION 5 6.53% $2,887
Wolfe Financial, Inc 4 6.44% $3,457
BROKER SOLUTIONS, INC. 4 7.15% $3,944
DELMAR FINANCIAL COMPANY 4 7.09% $3,538
Bank of America 4 7.16% $5,058
Horizon Bank 4 7.03% $3,719
PREMIER MORTGAGE RESOURCES, L.L.C. 4 7.19% $5,493
FREEDOM MORTGAGE CORPORATION 3 7.42% $7,439
PENNYMAC LOAN SERVICES, LLC 3 6.75% $6,103
FirstTrust Home Loans, Inc. 3 7.00% $3,053
USAA Federal Savings Bank 3 6.67% $5,327
Discover Bank 2 8.21% $0
DAS Acquisition Company, LLC 2 7.31% $5,932
JPMorgan Chase Bank 2 6.25% $2,048
First State Bank of St. Charles, Missouri 2 7.00% $3,724
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.31% $5,281
Mortgage Research Center, LLC 2 7.19% $4,604
Carrollton Bank 2 8.13% $2,896
EVANSVILLE TEACHERS 2 7.13% $3,354
Gateway First Bank 2 7.00% $3,511
The Federal Savings Bank 2 6.56% $4,267
ROYAL UNITED MORTGAGE LLC 1 6.63% $19,388
Stifel Bank and Trust 1 6.25% $2,679
STOCKTON MORTGAGE CORPORATION 1 6.63% $3,149
The Huntington National Bank 1 6.75% $5,082
21ST MORTGAGE CORPORATION 1 8.28% $8,062
TOGETHER CREDIT UNION 1 6.75% $3,317
UNION HOME MORTGAGE CORP. 1 7.13% $3,846
United Community Bank 1 6.50% $2,829
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $8,354
Wells Fargo Bank 1 7.13% $3,473
The Loan Store, Inc. 1 7.38% $5,349
AMERICAN FINANCING CORPORATION 1 5.63% $8,824
AMERICAN INTERNET MORTGAGE, INC. 1 6.63% $2,790
AMERISAVE MORTGAGE CORPORATION 1 8.13% $4,631
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $6,346
Associated Bank 1 6.50% $2,516
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.99% $3,926
Bank of Pontiac 1 7.50% $2,611
Bank of Springfield 1 6.49% $2,885
BETTER MORTGAGE CORPORATION 1 6.00% $3,459
CHURCHILL MORTGAGE CORPORATION 1 6.13% $8,154
CITIZENS EQUITY FIRST 1 6.00% $2,298
CONSUMERS COOPERATIVE CREDIT UNION 1 6.50% $2,717
CROSSCOUNTRY MORTGAGE, LLC 1 7.95% $5,811
ENDEAVOR CAPITAL, LLC. 1 6.50% $4,366
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.38% $4,707
Farm Credit Mid-America, ACA 1 6.50% $4,756
FIRST COMMUNITY MORTGAGE, INC. 1 5.99% $4,911
First National Bank of Waterloo 1 7.00% $2,665
FIRST STATE MORTGAGE SERVICES, LLC 1 7.50% $3,881
Flanagan State Bank 1 7.50% $5,753
GUIDANCE RESIDENTIAL, LLC 1 6.63% $5,988
HOMESIDE FINANCIAL, LLC 1 7.38% $4,739
LAKE MICHIGAN CREDIT UNION 1 7.50% $8,210
LEADERONE FINANCIAL CORPORATION 1 6.75% $3,393
LOANDEPOT.COM, LLC 1 6.50% $5,366
Luxury Mortgage Corp. 1 8.25% $13,783
MEMBER FIRST MORTGAGE, LLC 1 6.63% $4,212
Midland States Bank 1 7.63% $2,616
Morgan Stanley Private Bank 1 7.20% $2,801
MOVEMENT MORTGAGE, LLC 1 6.63% $3,673
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $2,902
NAVY FEDERAL CREDIT UNION 1 6.00% $1,895
NUMARK CREDIT UNION 1 5.88% $2,388
Pacor Mortgage Corp 1 7.63% $8,621
Petefish, Skiles & Co. 1 7.38% $3,013
PNC Bank 1 6.88% $3,320
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $3,261

CARBONDALE - MARION Average Closing Costs & Other Stats

CARBONDALE-MARION, IL's 86 lenders originated 1,719 loans during 2024. The total origination value was $300,345,000, with an average loan value of $174,721.

CARBONDALE - MARION's average closing costs are $3,838.

The top CARBONDALE - MARION lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 92 loans originated. Their average total fees are $3,373, which is $1,350 higher than the next largest lender, SIU.

The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are SIU ($2,023), First Mid Bank & Trust ($2,136), Peoples National Bank , N.A. ($2,536), FLAT BRANCH MORTGAGE, INC. ($2,793) and Flagstar Bank, FSB ($3,109).

The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are SIU (6.32%), UNITED WHOLESALE MORTGAGE, LLC (6.34%), First Mid Bank & Trust (6.47%), Community Mortgage Banc Corporation (6.63%) and U.S. Bank (6.76%).

CARBONDALE-MARION, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
GUILD MORTGAGE COMPANY $17,825,000 $30,435,000 70.7% 10.1%
FIRST SOUTHERN BANK $17,800,000 $22,860,000 28.4% 7.6%
Mortgage Research Center, LLC $9,095,000 $17,170,000 88.8% 5.7%
QUICKEN LOANS, LLC $9,070,000 $14,530,000 60.2% 4.8%
Farmers State Bank of Alto Pass $19,965,000 $13,560,000 -32.1% 4.5%
U.S. Bank $18,595,000 $12,890,000 -30.7% 4.3%
SouthernTrust Bank $13,700,000 $12,135,000 -11.4% 4.0%
Peoples National Bank , N.A. $8,430,000 $10,575,000 25.4% 3.5%
Arbor Realty Trust, Inc. $9,735,000 n/a 3.2%
SIU $10,895,000 $7,870,000 -27.8% 2.6%
GERSHMAN INVESTMENT CORP. $5,975,000 $7,300,000 22.2% 2.4%
Flagstar Bank, FSB $6,410,000 $7,260,000 13.3% 2.4%
Banterra Bank $6,085,000 $6,900,000 13.4% 2.3%
First Mid Bank & Trust $4,980,000 $6,500,000 30.5% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $1,535,000 $5,850,000 281.1% 1.9%
GUARANTEED RATE, INC. $4,935,000 $5,485,000 11.1% 1.8%
The Bank of Herrin $7,700,000 $4,010,000 -47.9% 1.3%
Fifth Third Bank $2,490,000 $3,660,000 47.0% 1.2%
Community Mortgage Banc Corporation $2,525,000 $3,520,000 39.4% 1.2%
Regions Bank $3,420,000 $3,510,000 2.6% 1.2%
GREYSTONE SERVICING COMPANY LLC $3,035,000 $3,315,000 9.2% 1.1%
PENNYMAC LOAN SERVICES, LLC $1,335,000 $3,270,000 144.9% 1.1%
Legence Bank $3,135,000 $3,245,000 3.5% 1.1%
USAA Federal Savings Bank $2,090,000 $2,810,000 34.4% 0.9%
NAVY FEDERAL CREDIT UNION $3,025,000 $2,475,000 -18.2% 0.8%
FLAT BRANCH MORTGAGE, INC. $5,825,000 $2,325,000 -60.1% 0.8%
The First National Bank of Ava $2,645,000 $2,220,000 -16.1% 0.7%
AmeriHome Mortgage Company, LLC $355,000 $2,160,000 508.5% 0.7%
Bank of Springfield $2,045,000 n/a 0.7%
FREEDOM MORTGAGE CORPORATION $530,000 $2,035,000 284.0% 0.7%
ZILLOW HOME LOANS, LLC $650,000 $1,975,000 203.8% 0.7%
BROKER SOLUTIONS, INC. $2,320,000 $1,720,000 -25.9% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $950,000 $1,675,000 76.3% 0.6%
DELMAR FINANCIAL COMPANY $195,000 $1,490,000 664.1% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $75,000 $1,475,000 1,866.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $565,000 $1,365,000 141.6% 0.5%
First-Citizens Bank & Trust Company $1,355,000 n/a 0.5%
MEMBER FIRST MORTGAGE, LLC $65,000 $1,305,000 1,907.7% 0.4%
JPMorgan Chase Bank $1,295,000 $1,265,000 -2.3% 0.4%
Bank of America $345,000 $1,140,000 230.4% 0.4%
United Community Bank $505,000 $1,140,000 125.7% 0.4%
Horizon Bank $1,135,000 n/a 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,070,000 $1,090,000 1.9% 0.4%
Southern Bank $2,145,000 $995,000 -53.6% 0.3%
21ST MORTGAGE CORPORATION $815,000 $940,000 15.3% 0.3%
Farm Credit Mid-America, ACA $780,000 $940,000 20.5% 0.3%
The Huntington National Bank $905,000 $895,000 -1.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,040,000 $880,000 -15.4% 0.3%
Equity Prime Mortgage LLC $785,000 $870,000 10.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $730,000 $870,000 19.2% 0.3%
NEW DAY FINANCIAL, LLC $450,000 $845,000 87.8% 0.3%
Schaumburg Bank & Trust $845,000 n/a 0.3%
DAS Acquisition Company, LLC $760,000 $840,000 10.5% 0.3%
Germantown Trust & Savings Bank $815,000 n/a 0.3%
Wolfe Financial, Inc $815,000 n/a 0.3%
SCOTT CREDIT UNION $405,000 $805,000 98.8% 0.3%
LAKE MICHIGAN CREDIT UNION $795,000 n/a 0.3%
Bank of O'Fallon $790,000 n/a 0.3%
Carrington Mortgage Services, LLC $615,000 $780,000 26.8% 0.3%
LEADERONE FINANCIAL CORPORATION $55,000 $765,000 1,290.9% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $445,000 $750,000 68.5% 0.2%
GUIDANCE RESIDENTIAL, LLC $730,000 n/a 0.2%
LOANDEPOT.COM, LLC $1,280,000 $710,000 -44.5% 0.2%
NEWREZ LLC $370,000 $710,000 91.9% 0.2%
ROYAL UNITED MORTGAGE LLC $1,055,000 $700,000 -33.6% 0.2%
VILLAGE CAPITAL MORTGAGE $690,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $675,000 $660,000 -2.2% 0.2%
Stifel Bank and Trust $125,000 $565,000 352.0% 0.2%
Citibank $555,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $550,000 n/a 0.2%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $545,000 n/a 0.2%
Triad Bank $515,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 $485,000 410.5% 0.2%
PNC Bank $320,000 $480,000 50.0% 0.2%
UNION HOME MORTGAGE CORP. $480,000 n/a 0.2%
Alliance Bank $165,000 $465,000 181.8% 0.2%
Community Partners Savings Bank $465,000 n/a 0.2%
Heartland Bank and Trust Company $465,000 n/a 0.2%
FCB Banks $1,355,000 $460,000 -66.1% 0.2%
First State Bank of St. Charles, Missouri $455,000 n/a 0.2%
Gateway First Bank $35,000 $450,000 1,185.7% 0.1%
Wells Fargo Bank $725,000 $450,000 -37.9% 0.1%
Brighton Bank $445,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $530,000 $435,000 -17.9% 0.1%
SOUTHWEST STAGE FUNDING, LLC $415,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $235,000 $405,000 72.3% 0.1%
Paramount Residential Mortgage Group, Inc. $155,000 $400,000 158.1% 0.1%
AMERICAN FINANCING CORPORATION $395,000 n/a 0.1%
Discover Bank $330,000 $395,000 19.7% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $455,000 $395,000 -13.2% 0.1%
Commerce Bank $380,000 n/a 0.1%
Bank of Belleville $375,000 n/a 0.1%
Buena Vista National Bank $385,000 $375,000 -2.6% 0.1%
BETTER MORTGAGE CORPORATION $160,000 $355,000 121.9% 0.1%
EVANSVILLE TEACHERS $1,740,000 $325,000 -81.3% 0.1%
Pacor Mortgage Corp $325,000 n/a 0.1%
The Bradford National Bank of Greenville $325,000 n/a 0.1%
Figure Lending LLC $70,000 $310,000 342.9% 0.1%
FirstBank $305,000 n/a 0.1%
Bank & Trust Company $295,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $135,000 $295,000 118.5% 0.1%
Citizens Bank $190,000 $270,000 42.1% 0.1%
FAIR WAY LENDING LLC $465,000 $265,000 -43.0% 0.1%
Coastal Community Bank $100,000 $260,000 160.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $35,000 $255,000 628.6% 0.1%
ENCORE BANK $255,000 n/a 0.1%
First National Bank of Waterloo $410,000 $255,000 -37.8% 0.1%
Luxury Mortgage Corp. $255,000 n/a 0.1%
MORTGAGEONE, INC. $255,000 n/a 0.1%
TOGETHER CREDIT UNION $255,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $245,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $185,000 $245,000 32.4% 0.1%
FAMILY FINANCE MORTGAGE, LLC $235,000 $245,000 4.3% 0.1%
Flanagan State Bank $15,000 $245,000 1,533.3% 0.1%
NFM, INC. $205,000 $235,000 14.6% 0.1%
Carrollton Bank $65,000 $230,000 253.8% 0.1%
Petefish, Skiles & Co. $230,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $205,000 $225,000 9.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $350,000 $215,000 -38.6% 0.1%
American Bank & Trust Company, Inc. $205,000 n/a 0.1%
Morgan Stanley Private Bank $195,000 n/a 0.1%
North American Savings Bank, F.S.B. $195,000 n/a 0.1%
Bank of Pontiac $205,000 $185,000 -9.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $310,000 $185,000 -40.3% 0.1%
Associated Bank $175,000 n/a 0.1%
CITIZENS EQUITY FIRST $270,000 $175,000 -35.2% 0.1%
Sierra Pacific Mortgage Company, Inc. $175,000 n/a 0.1%
FOUNDATION MORTGAGE CORPORATION $165,000 n/a 0.1%
MILESTONE HOME LENDING, LLC $165,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $165,000 n/a 0.1%
The Federal Savings Bank $1,880,000 $160,000 -91.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $575,000 $155,000 -73.0% 0.1%
FIRST COMMUNITY $155,000 n/a 0.1%
Peoples Bank $155,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $175,000 $155,000 -11.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $420,000 $150,000 -64.3% 0.0%
FirstTrust Home Loans, Inc. $3,785,000 $145,000 -96.2% 0.0%
PLANET HOME LENDING, LLC $85,000 $140,000 64.7% 0.0%
MRV Banks $135,000 n/a 0.0%
NASA Federal Credit Union $135,000 n/a 0.0%
Nations Lending Corporation $255,000 $135,000 -47.1% 0.0%
ENDEAVOR CAPITAL, LLC. $750,000 $125,000 -83.3% 0.0%
First State Community Bank $200,000 $125,000 -37.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $125,000 n/a 0.0%
The Loan Store, Inc. $125,000 n/a 0.0%
The Paducah Bank and Trust Company $125,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $115,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.0%
State Bank of Waterloo $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $105,000 n/a 0.0%
AMWEST FUNDING CORP. $95,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 n/a 0.0%
Northpointe Bank $85,000 n/a 0.0%
OPEN MORTGAGE, LLC $85,000 n/a 0.0%
The Bank of Old Monroe $85,000 n/a 0.0%
NUMARK CREDIT UNION $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
Illinois State Police Federal Credit Union $65,000 n/a 0.0%
Mid-Continent Funding, Inc. $65,000 n/a 0.0%
BMO Harris Bank $245,000 $55,000 -77.6% 0.0%
COMMUNITYAMERICA $55,000 n/a 0.0%
Midland States Bank $160,000 $55,000 -65.6% 0.0%
Old National Bank $55,000 $55,000 0.0% 0.0%
SPRING EQ, LLC $55,000 $55,000 0.0% 0.0%
GREENSTATE CREDIT UNION $45,000 n/a 0.0%
University of Wisconsin Credit Union $45,000 n/a 0.0%
Dieterich Bank $345,000 $25,000 -92.8% 0.0%
First Financial Bank $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $25,000 -66.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $25,000 $25,000 0.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $280,000 $25,000 -91.1% 0.0%

CARBONDALE - MARION's top lender by overall market share is GUILD MORTGAGE COMPANY, with 10.1% market share. In second place, with 7.6%, is FIRST SOUTHERN BANK, having originated $22,860,000 in loans. In third place, with 5.7%, is Mortgage Research Center, LLC, having originated $17,170,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $14,530,000 in loans. In fifth place, with 4.5%, is Farmers State Bank of Alto Pass, having originated $13,560,000 in loans.


CARBONDALE - MARION Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $109,975 (10.0%) $151,270 (2.6%) 0.00 317
2018-02-01 $109,450 (0.5%) $150,672 (1.0%) 0.00 323
2018-03-01 $112,000 (12.1%) $149,767 (-1.1%) 0.00 354
2018-04-01 $112,950 (4.6%) $153,440 (-2.3%) 0.00 362
2018-05-01 $110,000 (7.4%) $152,395 (-0.6%) 0.00 349
2018-06-01 $109,900 (7.3%) $149,636 (-1.5%) 0.00 360
2018-07-01 $109,900 (4.7%) $150,766 (-3.9%) 0.00 350
2018-08-01 $109,450 (0.5%) $149,635 (-1.7%) 0.00 356
2018-09-01 $108,000 (-0.9%) $149,221 (-0.5%) 0.00 361
2018-10-01 $104,975 (-4.1%) $145,915 (-3.3%) 0.00 355
2018-11-01 $99,999 (-9.0%) $143,332 (-6.0%) 0.00 351
2018-12-01 $99,900 (-9.1%) $144,418 (-5.0%) 0.00 342
2019-01-01 $99,450 (-9.6%) $143,337 (-5.2%) 0.00 327
2019-02-01 $99,975 (-8.7%) $148,847 (-1.2%) 0.00 308
2019-03-01 $102,957 (-8.1%) $150,538 (0.5%) 0.00 312
2019-04-01 $99,450 (-12.0%) $148,447 (-3.3%) 0.00 326
2019-05-01 $98,750 (-10.2%) $146,898 (-3.6%) 0.00 333
2019-06-01 $96,900 (-11.8%) $146,263 (-2.3%) 0.00 340
2019-07-01 $97,625 (-11.2%) $145,107 (-3.8%) 0.00 333
2019-08-01 $96,245 (-12.1%) $142,917 (-4.5%) 0.00 329
2019-09-01 $95,489 (-11.6%) $141,459 (-5.2%) 0.00 332
2019-10-01 $94,924 (-9.6%) $140,487 (-3.7%) 0.00 334
2019-11-01 $95,250 (-4.8%) $139,841 (-2.4%) 0.00 321
2019-12-01 $89,950 (-10.0%) $134,307 (-7.0%) 0.00 304
2020-01-01 $89,999 (-9.5%) $137,023 (-4.4%) 0.00 289
2020-02-01 $94,000 (-6.0%) $132,622 (-10.9%) 0.00 297
2020-03-01 $95,749 (-7.0%) $137,152 (-8.9%) 0.00 306
2020-04-01 $94,874 (-4.6%) $135,747 (-8.6%) 0.00 304
2020-05-01 $99,000 (0.3%) $138,610 (-5.6%) 0.00 291
2020-06-01 $94,499 (-2.5%) $134,297 (-8.2%) 0.00 284
2020-07-01 $95,750 (-1.9%) $136,284 (-6.1%) 0.00 258
2020-08-01 $93,000 (-3.4%) $137,900 (-3.5%) 0.00 245
2020-09-01 $94,750 (-0.8%) $139,071 (-1.7%) 0.00 240
2020-10-01 $98,750 (4.0%) $139,244 (-0.9%) 0.00 210
2020-11-01 $103,050 (8.2%) $137,808 (-1.5%) 0.00 198
2020-12-01 $100,425 (11.7%) $137,741 (2.6%) 0.00 183
2021-01-01 $100,950 (12.2%) $141,000 (2.9%) 0.00 174
2021-02-01 $106,175 (13.0%) $150,188 (13.2%) 0.00 143
2021-03-01 $107,400 (12.2%) $156,674 (14.2%) 0.00 141
2021-04-01 $111,000 (17.0%) $165,455 (21.9%) 0.00 129
2021-05-01 $99,000 (0.0%) $151,293 (9.2%) 0.00 126
2021-06-01 $109,950 (16.4%) $159,375 (18.7%) 0.00 118
2021-07-01 $93,450 (-2.4%) $146,742 (7.7%) 0.00 122
2021-08-01 $89,225 (-4.1%) $146,155 (6.0%) 0.00 119
2021-09-01 $91,200 (-3.8%) $153,562 (10.4%) 0.00 120
2021-10-01 $99,900 (1.2%) $155,147 (11.4%) 0.00 124
2021-11-01 $77,438 (-24.9%) $143,363 (4.0%) 0.00 121
2021-12-01 $74,925 (-25.4%) $138,542 (0.6%) 0.00 126
2022-01-01 $69,000 (-31.7%) $117,471 (-16.7%) 0.00 138
2022-02-01 $54,725 (-48.5%) $94,029 (-37.4%) 0.00 181
2022-03-01 $68,225 (-36.5%) $106,304 (-32.2%) 0.00 95
2022-04-01 $79,900 (-28.0%) $131,134 (-20.7%) 0.00 88
2022-05-01 $92,625 (-6.4%) $152,900 (1.1%) 0.00 86
2022-06-01 $106,750 (-2.9%) $158,650 (-0.5%) 0.00 89
2022-07-01 $100,700 (7.8%) $157,425 (7.3%) 0.00 109
2022-08-01 $113,000 (26.7%) $161,280 (10.4%) 0.00 118
2022-09-01 $115,000 (26.1%) $184,693 (20.3%) 0.00 119
2022-10-01 $109,800 (9.9%) $178,108 (14.8%) 0.00 122
2022-11-01 $111,981 (44.6%) $179,749 (25.4%) 0.00 133
2022-12-01 $111,963 (49.4%) $187,024 (35.0%) 0.00 121
2023-01-01 $114,925 (66.6%) $187,071 (59.3%) 0.00 117
2023-02-01 $114,950 (110.1%) $188,309 (100.3%) 0.00 106
2023-03-01 $114,900 (68.4%) $195,247 (83.7%) 0.00 98
2023-04-01 $110,000 (37.7%) $187,921 (43.3%) 0.00 104
2023-05-01 $104,725 (13.1%) $183,280 (19.9%) 0.00 95
2023-06-01 $96,850 (-9.3%) $184,667 (16.4%) 0.00 94
2023-07-01 $108,000 (7.3%) $202,225 (28.5%) 0.00 96
2023-08-01 $99,925 (-11.6%) $189,887 (17.7%) 0.00 100
2023-09-01 $107,000 (-7.0%) $193,057 (4.5%) 0.00 111
2023-10-01 $108,750 (-1.0%) $179,220 (0.6%) 0.00 113
2023-11-01 $124,725 (11.4%) $190,382 (5.9%) 0.00 105
2023-12-01 $110,000 (-1.8%) $175,290 (-6.3%) 0.00 107
2024-01-01 $99,900 (-13.1%) $174,766 (-6.6%) 0.00 107
2024-02-01 $91,500 (-20.4%) $157,684 (-16.3%) 0.00 122
2024-03-01 $95,000 (-17.3%) $163,884 (-16.1%) 0.00 121
2024-04-01 $93,500 (-15.0%) $162,084 (-13.8%) 0.00 128
2024-05-01 $85,000 (-18.8%) $142,850 (-22.1%) 0.00 138
2024-06-01 $95,000 (-1.9%) $158,115 (-14.4%) 0.00 139
2024-07-01 $103,500 (-4.2%) $174,489 (-13.7%) 0.00 144
2024-08-01 $109,000 (9.1%) $199,164 (4.9%) 0.00 147
2024-09-01 $112,500 (5.1%) $194,515 (0.8%) 0.00 138
2024-10-01 $126,250 (16.1%) $196,998 (9.9%) 0.00 138
2024-11-01 $126,500 (1.4%) $190,994 (0.3%) 0.00 135
2024-12-01 $114,850 (4.4%) $187,949 (7.2%) 0.00 139
2025-01-01 $124,250 (24.4%) $188,411 (7.8%) 0.00 129
2025-02-01 $130,675 (42.8%) $193,962 (23.0%) 0.00 116
2025-03-01 $157,450 (65.7%) $225,657 (37.7%) 0.00 103
CARBONDALE - MARION's median listing price for 2025-03-01 was $157,450, a difference of $62,450 (65.7%) versus the prior year and $26,775 versus the prior month.

CARBONDALE - MARION's median listing price comes in at 0% of the national average.

CARBONDALE - MARION's average listing price for 2025-03-01 was $225,657, a difference of $61,773 (37.7%) versus the prior year and $31,695 versus the prior month.

For the 2025-03-01 period, CARBONDALE - MARION had 103 MLS listings, a difference of -13 listings (-11%) versus the prior month and -18 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,636 sqft
2018-02-01 0 days 1,608 sqft
2018-03-01 0 days 1,612 sqft
2018-04-01 0 days 1,653 sqft
2018-05-01 0 days 1,653 sqft
2018-06-01 0 days 1,632 sqft
2018-07-01 0 days 1,625 sqft
2018-08-01 0 days 1,657 sqft
2018-09-01 0 days 1,684 sqft
2018-10-01 0 days 1,617 sqft
2018-11-01 0 days 1,619 sqft
2018-12-01 0 days 1,615 sqft
2019-01-01 0 days 1,595 sqft
2019-02-01 0 days 1,602 sqft
2019-03-01 0 days 1,627 sqft
2019-04-01 0 days 1,641 sqft
2019-05-01 0 days 1,612 sqft
2019-06-01 0 days 1,600 sqft
2019-07-01 0 days 1,602 sqft
2019-08-01 0 days 1,596 sqft
2019-09-01 0 days 1,598 sqft
2019-10-01 0 days 1,600 sqft
2019-11-01 0 days 1,578 sqft
2019-12-01 0 days 1,505 sqft
2020-01-01 0 days 1,521 sqft
2020-02-01 0 days 1,500 sqft
2020-03-01 0 days 1,578 sqft
2020-04-01 0 days 1,528 sqft
2020-05-01 0 days 1,547 sqft
2020-06-01 0 days 1,580 sqft
2020-07-01 0 days 1,590 sqft
2020-08-01 0 days 1,489 sqft
2020-09-01 0 days 1,467 sqft
2020-10-01 0 days 1,468 sqft
2020-11-01 0 days 1,495 sqft
2020-12-01 0 days 1,449 sqft
2021-01-01 0 days 1,450 sqft
2021-02-01 0 days 1,478 sqft
2021-03-01 0 days 1,477 sqft
2021-04-01 0 days 1,474 sqft
2021-05-01 0 days 1,501 sqft
2021-06-01 0 days 1,532 sqft
2021-07-01 0 days 1,450 sqft
2021-08-01 0 days 1,430 sqft
2021-09-01 0 days 1,402 sqft
2021-10-01 0 days 1,411 sqft
2021-11-01 0 days 1,245 sqft
2021-12-01 0 days 1,231 sqft
2022-01-01 0 days 1,208 sqft
2022-02-01 0 days 1,152 sqft
2022-03-01 0 days 1,206 sqft
2022-04-01 0 days 1,325 sqft
2022-05-01 0 days 1,317 sqft
2022-06-01 0 days 1,415 sqft
2022-07-01 0 days 1,530 sqft
2022-08-01 0 days 1,574 sqft
2022-09-01 0 days 1,592 sqft
2022-10-01 0 days 1,600 sqft
2022-11-01 0 days 1,621 sqft
2022-12-01 0 days 1,613 sqft
2023-01-01 0 days 1,616 sqft
2023-02-01 0 days 1,627 sqft
2023-03-01 0 days 1,580 sqft
2023-04-01 0 days 1,605 sqft
2023-05-01 0 days 1,628 sqft
2023-06-01 0 days 1,613 sqft
2023-07-01 0 days 1,633 sqft
2023-08-01 0 days 1,656 sqft
2023-09-01 0 days 1,633 sqft
2023-10-01 0 days 1,559 sqft
2023-11-01 0 days 1,659 sqft
2023-12-01 0 days 1,649 sqft
2024-01-01 0 days 1,616 sqft
2024-02-01 0 days 1,556 sqft
2024-03-01 0 days 1,513 sqft
2024-04-01 0 days 1,482 sqft
2024-05-01 0 days 1,441 sqft
2024-06-01 0 days 1,422 sqft
2024-07-01 0 days 1,545 sqft
2024-08-01 0 days 1,558 sqft
2024-09-01 0 days 1,558 sqft
2024-10-01 0 days 1,566 sqft
2024-11-01 0 days 1,582 sqft
2024-12-01 0 days 1,523 sqft
2025-01-01 0 days 1,524 sqft
2025-02-01 0 days 1,583 sqft
2025-03-01 0 days 1,682 sqft
CARBONDALE - MARION's median listing age (time on market) for 2025-03-01 was 0 days.

CARBONDALE - MARION's median square footage for active listings during the 2025-03-01 period was 1,682 sqft. One year prior, the average listing was 1,513 sqft.

CARBONDALE-MARION, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,164 $213,370,000 $183,308
Refi 211 $39,765,000 $188,460
Cash Out Refi 125 $30,735,000 $245,880
Home Improvement 118 $9,270,000 $78,559
Other 101 $7,205,000 $71,337

Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,164 originations. The 2nd most popular reason was Refi, with 211 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 647 $114,645,000 $177,195
7-8% 292 $60,770,000 $208,116
5-6% 170 $42,490,000 $249,941
Over 8% 165 $14,555,000 $88,212
<2.5% 29 $705,000 $24,310
4-5% 9 $2,235,000 $248,333

During 2024, Carbondale - Marion's most frequently originated rate bucket was 6-7%, with 647 originations.

Loan Sizing (CARBONDALE-MARION, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 618 $35,840,000 $57,994
$100k-200k 612 $89,320,000 $145,948
$200k-400k 396 $107,810,000 $272,247
$400k-600k 65 $30,725,000 $472,692
$600k-1000k 22 $16,190,000 $735,909
$Over $1MM 6 $20,460,000 $3,410,000

CARBONDALE - MARION's loan sizing saw the bucket of loans from $100,000 or less with 618 originations, totaling $35,840,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 741 $141,185,000 $190,533
60-80% 262 $62,660,000 $239,160
20-40% 99 $6,845,000 $69,141
Under 20% 85 $2,355,000 $27,706
40-60% 81 $11,925,000 $147,222
Over 100% 20 $5,120,000 $256,000

CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 741 originations, totaling $141,185,000 in origination value.