CARBONDALE - MARION Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carbondale - Marion averaged 5.82% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.73% and one month ago for the week of 2022-05-26, the average rate was 5.02%.

Carbondale - Marion's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Carbondale - Marion 30 Year Fixed Rate 2022-06-30 5.82%
Carbondale - Marion 30 Year Fixed Rate Refi 2022-06-30 5.87%
Carbondale - Marion 15 Year Fixed Rate 2022-06-30 5.21%
Carbondale - Marion 15 Year Fixed Rate Refi 2022-06-30 4.9%
Carbondale - Marion 30 Year FHA 2022-06-30 5.87%
Carbondale - Marion 30 Year FHA Refi 2022-06-30 5.78%
Carbondale - Marion 30 Year USDA 2022-06-30 5.78%
Carbondale - Marion 30 Year USDA Refi 2022-06-30 5.67%
Carbondale - Marion 30 Year VA 2022-06-30 5.47%
Carbondale - Marion 30 Year VA Refi 2022-06-30 5.53%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.

CARBONDALE - MARION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
U.S. Bank 120 3.07% $2,320
Peoples National Bank , N.A. 112 3.07% $2,075
QUICKEN LOANS, LLC 74 3.12% $4,183
Community Mortgage Banc Corporation 48 3.19% $2,425
GUARANTEED RATE, INC. 25 3.25% $2,919
First Mid Bank & Trust 25 3.21% $1,840
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 3.51% $2,984
Regions Bank 23 3.32% $2,930
GERSHMAN INVESTMENT CORP. 18 3.42% $2,839
Flagstar Bank, FSB 18 3.29% $2,493
CRESCENT MORTGAGE COMPANY 16 3.27% $1,959
Wells Fargo Bank 12 3.26% $2,519
HOMESIDE FINANCIAL, LLC 10 3.31% $3,006
JPMorgan Chase Bank 10 3.32% $1,675
BROKER SOLUTIONS, INC. 10 3.21% $3,570
Fifth Third Bank 9 3.08% $2,764
ENDEAVOR CAPITAL, LLC. 8 3.19% $3,233
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.16% $3,950
Farm Credit Mid-America, ACA 7 3.43% $6,654
LOANDEPOT.COM, LLC 7 3.12% $3,447
NAVY FEDERAL CREDIT UNION 7 3.86% $2,613
AMERISAVE MORTGAGE CORPORATION 7 3.32% $4,108
Associated Bank 6 3.13% $2,325
BETTER MORTGAGE CORPORATION 6 3.15% $2,275
EVANSVILLE TEACHERS 6 3.38% $2,630
GUILD MORTGAGE COMPANY 6 3.27% $2,893
CROSSCOUNTRY MORTGAGE, LLC 5 3.23% $3,395
UNITED WHOLESALE MORTGAGE, LLC 4 3.09% $4,598
United Community Bank 4 3.18% $1,577
ROYAL UNITED MORTGAGE LLC 4 3.25% $5,699
FCB Banks 3 2.71% $2,324
HOME POINT FINANCIAL CORPORATION 3 3.16% $2,803
Bank of America 3 3.00% $3,464
Ally Bank 3 3.33% $2,743
Mortgage Research Center, LLC 3 3.08% $2,723
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.00% $3,966
DAS Acquisition Company, LLC 3 3.59% $2,881
CIBM Bank 3 3.33% $2,518
CALIBER HOME LOANS, INC. 3 4.23% $1,597
Town & Country Banc Mortgage Services, Inc. 3 2.93% $1,813
DELMAR FINANCIAL COMPANY 2 3.00% $2,632
Barrington Bank & Trust Company, N.A. 2 3.06% $4,870
IAA Credit Union 2 3.00% $1,756
INB 2 3.63% $2,104
CITIZENS EQUITY FIRST 2 3.13% $3,166
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.87% $2,939
Mr. Cooper ( Nationstar Mortgage ) 2 2.94% $6,169
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.38% $3,809
Arvest Bank 2 3.25% $2,945
NEWREZ LLC 2 3.00% $3,508
Petefish, Skiles & Co. 2 3.06% $4,012
AMERICAN FINANCING CORPORATION 2 3.38% $2,329
Discover Bank 2 6.00% $0
Southern Bank 2 3.75% $1,731
Stifel Bank and Trust 2 3.13% $2,039
F&B Acquisition Group LLC 2 2.88% $3,061
The Huntington National Bank 2 2.79% $2,552
Carrington Mortgage Services, LLC 2 3.19% $3,486
CELEBRITY HOME LOANS, LLC 2 3.63% $3,466
First Guaranty Mortgage Corporation 2 3.31% $5,505
Bank of England 2 2.94% $4,429
First Option Mortgage, LLC 2 3.75% $4,565
First State Bank of St. Charles, Missouri 2 3.06% $3,041
ZILLOW HOME LOANS, LLC 1 3.25% $3,036
ACCESS CAPITAL FUNDING, L.L.C. 1 2.88% $2,288
AMERICAN FINANCE HOUSE LARIBA 1 3.20% $2,426
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.88% $2,941
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.38% $1,218
Bank of Springfield 1 2.50% $2,727
BAY EQUITY LLC 1 3.25% $3,166
Bell Bank 1 3.00% $2,221
Bethpage Federal Credit Union 1 2.88% $2,413
BLACK HILLS FEDERAL CREDIT UNION 1 2.99% $3,922
Boeing Employees Credit Union 1 3.13% $3,269
CANOPY MORTGAGE, LLC 1 2.99% $1,968
Central Bank Illinois 1 3.88% $1,754
Cf Bank 1 2.63% $3,014
Chicago Mortgage Solutions LLC 1 3.13% $1,098
CHURCHILL MORTGAGE CORPORATION 1 3.25% $2,669
Citizens Bank 1 3.00% $2,673
CNB Bank And Trust, N.A. 1 4.25% $1,736
Colonial Savings, F.A. 1 3.38% $2,577
Colten Mortgage, LLC 1 2.88% $5,139
Commerce Bank 1 2.63% $2,972
CONSUMERS COOPERATIVE CREDIT UNION 1 2.88% $3,813
DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $2,332
Financial Federal Bank 1 3.13% $2,642
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.38% $2,653
FIRST COMMUNITY 1 4.00% $0
First Financial Bank 1 3.25% $2,374
First Midwest Bank 1 2.75% $2,204
FREEDOM MORTGAGE CORPORATION 1 4.38% $2,556
GUIDANCE RESIDENTIAL, LLC 1 3.25% $2,993
Home State Bank 1 2.38% $2,348
Hometown Lenders, Inc. 1 3.12% $3,312
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 3.00% $1,909
JLB CORPORATION 1 3.38% $4,026
KeyBank 1 2.99% $3,210
Leaders Credit Union 1 3.25% $2,639
Nations Lending Corporation 1 3.13% $3,492
NBKC BANK 1 3.00% $1,836
Neighborhood Loans, Inc. 1 2.88% $2,219
Nicolet National Bank 1 3.50% $4,134
Paramount Residential Mortgage Group, Inc. 1 3.25% $3,472
PENNYMAC LOAN SERVICES, LLC 1 2.75% $6,837
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,719
PLANET HOME LENDING, LLC 1 2.99% $2,323
PLAZA HOME MORTGAGE, INC. 1 4.13% $1,336
PNC Bank 1 2.88% $1,317
PREMIA MORTGAGE, LLC 1 2.99% $5,825
RANLIFE, INC. 1 3.13% $7,916
RESIDENTIAL BANCORP. 1 2.75% $3,640
SCOTT CREDIT UNION 1 2.88% $2,762
The Bank of Missouri 1 2.88% $2,908
TOGETHER CREDIT UNION 1 3.00% $2,763
TOTAL MORTGAGE SERVICES, LLC 1 3.25% $3,155
UNION HOME MORTGAGE CORP. 1 2.88% $4,846
V.I.P. MORTGAGE, INC. 1 3.25% $2,656
21ST MORTGAGE CORPORATION 1 5.75% $6,049

CARBONDALE-MARION, IL's 119 lenders originated 3,173 loans during 2021. The total origination value was $471,835,000, with an average loan value of $148,703.

The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with 120 loans originated. Their average total fees are $2,320, which is $245 higher than the next largest lender, Peoples National Bank , N.A..

The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are JPMorgan Chase Bank ($1,675), First Mid Bank & Trust ($1,840), CRESCENT MORTGAGE COMPANY ($1,959), Peoples National Bank , N.A. ($2,075) and U.S. Bank ($2,320).

The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are Peoples National Bank , N.A. (3.07%), U.S. Bank (3.07%), QUICKEN LOANS, LLC (3.12%), Community Mortgage Banc Corporation (3.19%) and First Mid Bank & Trust (3.21%).

CARBONDALE-MARION, IL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
U.S. Bank $36,485,000 $43,100,000 18.1% 9.1%
QUICKEN LOANS, LLC $27,900,000 $37,330,000 33.8% 7.9%
FIRST SOUTHERN BANK. $53,970,000 $32,765,000 -39.3% 6.9%
Farmers State Bank of Alto Pass $50,255,000 $28,800,000 -42.7% 6.1%
Peoples National Bank , N.A. $45,575,000 $27,780,000 -39.0% 5.9%
SIU $17,910,000 $15,995,000 -10.7% 3.4%
Mortgage Research Center, LLC $8,375,000 $15,815,000 88.8% 3.4%
Banterra Bank $24,810,000 $13,965,000 -43.7% 3.0%
Community Mortgage Banc Corporation $17,280,000 $13,725,000 -20.6% 2.9%
Murphy-Wall State Bank and Trust Company $13,770,000 $12,690,000 -7.8% 2.7%
SouthernTrust Bank $5,315,000 $12,005,000 125.9% 2.5%
FREEDOM MORTGAGE CORPORATION $8,540,000 $9,635,000 12.8% 2.0%
GUARANTEED RATE, INC. $7,180,000 $9,465,000 31.8% 2.0%
Regions Bank $6,775,000 $8,285,000 22.3% 1.8%
Bank of the West $8,195,000 n/a 1.7%
Legence Bank $11,810,000 $7,795,000 -34.0% 1.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,070,000 $7,770,000 28.0% 1.6%
GERSHMAN INVESTMENT CORP. $2,235,000 $7,615,000 240.7% 1.6%
First Mid Bank & Trust $13,030,000 $7,415,000 -43.1% 1.6%
Flagstar Bank, FSB $2,845,000 $7,385,000 159.6% 1.6%
LOANDEPOT.COM, LLC $1,770,000 $4,940,000 179.1% 1.0%
CRESCENT MORTGAGE COMPANY $475,000 $4,890,000 929.5% 1.0%
NAVY FEDERAL CREDIT UNION $1,435,000 $4,155,000 189.5% 0.9%
Wells Fargo Bank $3,755,000 $4,095,000 9.1% 0.9%
The Paducah Bank and Trust Company $460,000 $3,865,000 740.2% 0.8%
Farm Credit Mid-America, ACA $2,830,000 $3,800,000 34.3% 0.8%
BROKER SOLUTIONS, INC. $3,680,000 $3,685,000 0.1% 0.8%
USAA Federal Savings Bank $5,615,000 $3,590,000 -36.1% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,910,000 $3,520,000 21.0% 0.7%
First State Bank of Campbell Hill $3,485,000 n/a 0.7%
PENNYMAC LOAN SERVICES, LLC $1,545,000 $3,280,000 112.3% 0.7%
Fifth Third Bank $3,120,000 $2,895,000 -7.2% 0.6%
BETTER MORTGAGE CORPORATION $815,000 $2,775,000 240.5% 0.6%
NEWREZ LLC $775,000 $2,555,000 229.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $3,185,000 $2,395,000 -24.8% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,095,000 $2,360,000 115.5% 0.5%
EVANSVILLE TEACHERS $935,000 $2,340,000 150.3% 0.5%
HOMESIDE FINANCIAL, LLC $775,000 $2,300,000 196.8% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $3,890,000 $2,180,000 -44.0% 0.5%
FCB Banks $1,150,000 $2,150,000 87.0% 0.5%
DAS Acquisition Company, LLC $875,000 $2,100,000 140.0% 0.4%
JPMorgan Chase Bank $1,605,000 $1,910,000 19.0% 0.4%
Associated Bank $1,355,000 $1,900,000 40.2% 0.4%
HOME POINT FINANCIAL CORPORATION $1,030,000 $1,790,000 73.8% 0.4%
First Option Mortgage, LLC $1,730,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $615,000 $1,695,000 175.6% 0.4%
United Community Bank $2,670,000 $1,495,000 -44.0% 0.3%
ENDEAVOR CAPITAL, LLC. $2,050,000 $1,450,000 -29.3% 0.3%
CALIBER HOME LOANS, INC. $1,575,000 $1,325,000 -15.9% 0.3%
GUILD MORTGAGE COMPANY $1,295,000 $1,325,000 2.3% 0.3%
Barrington Bank & Trust Company, N.A. $1,100,000 $1,270,000 15.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $495,000 $1,200,000 142.4% 0.3%
Town & Country Banc Mortgage Services, Inc. $1,735,000 $1,200,000 -30.8% 0.3%
NEW DAY FINANCIAL, LLC $1,890,000 $1,140,000 -39.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,775,000 $1,120,000 -36.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $515,000 $1,095,000 112.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $260,000 $1,090,000 319.2% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $485,000 $1,070,000 120.6% 0.2%
First State Community Bank $1,040,000 n/a 0.2%
21ST MORTGAGE CORPORATION $625,000 $1,025,000 64.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $165,000 $1,005,000 509.1% 0.2%
Buena Vista National Bank $1,715,000 $995,000 -42.0% 0.2%
FLAT BRANCH MORTGAGE, INC. $325,000 $990,000 204.6% 0.2%
Hometown Lenders, Inc. $1,005,000 $975,000 -3.0% 0.2%
SCOTT CREDIT UNION $335,000 $950,000 183.6% 0.2%
Low VA Rates, LLC $950,000 $910,000 -4.2% 0.2%
FAIR WAY LENDING LLC $935,000 $875,000 -6.4% 0.2%
The Federal Savings Bank $1,005,000 $825,000 -17.9% 0.2%
CELEBRITY HOME LOANS, LLC $950,000 $770,000 -18.9% 0.2%
CLEARPATH LENDING $1,105,000 $750,000 -32.1% 0.2%
The Huntington National Bank $400,000 $750,000 87.5% 0.2%
Carrollton Bank $1,085,000 $745,000 -31.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,100,000 $730,000 -33.6% 0.2%
Montgomery Bank $215,000 $700,000 225.6% 0.1%
Bank of Springfield $580,000 $680,000 17.2% 0.1%
Bank of America $1,030,000 $675,000 -34.5% 0.1%
PNC Bank $245,000 $655,000 167.3% 0.1%
Carrington Mortgage Services, LLC $760,000 $645,000 -15.1% 0.1%
AMERICAN FINANCING CORPORATION $630,000 n/a 0.1%
Petefish, Skiles & Co. $195,000 $615,000 215.4% 0.1%
RANLIFE, INC. $590,000 n/a 0.1%
CMG MORTGAGE, INC. $85,000 $570,000 570.6% 0.1%
Arvest Bank $505,000 $560,000 10.9% 0.1%
NBKC BANK $155,000 $560,000 261.3% 0.1%
Bank of England $530,000 n/a 0.1%
TOGETHER CREDIT UNION $565,000 $525,000 -7.1% 0.1%
INB $250,000 $515,000 106.0% 0.1%
CIBM Bank $510,000 n/a 0.1%
F&B Acquisition Group LLC $510,000 n/a 0.1%
First Guaranty Mortgage Corporation $660,000 $500,000 -24.2% 0.1%
First State Bank of St. Charles, Missouri $240,000 $500,000 108.3% 0.1%
ROYAL UNITED MORTGAGE LLC $275,000 $495,000 80.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $135,000 $495,000 266.7% 0.1%
Gateway First Bank $490,000 n/a 0.1%
InterContinental Capital Group, Inc $1,155,000 $480,000 -58.4% 0.1%
DELMAR FINANCIAL COMPANY $155,000 $475,000 206.5% 0.1%
PLANET HOME LENDING, LLC $740,000 $475,000 -35.8% 0.1%
Ally Bank $210,000 $470,000 123.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $840,000 $465,000 -44.6% 0.1%
First Bank $375,000 $465,000 24.0% 0.1%
Commerce Bank $460,000 n/a 0.1%
Signature Federal Credit Union $460,000 n/a 0.1%
Neighborhood Loans, Inc. $340,000 $430,000 26.5% 0.1%
Bank of O'Fallon $425,000 n/a 0.1%
BOKF $425,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $480,000 $410,000 -14.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $565,000 $395,000 -30.1% 0.1%
NP, Inc. $390,000 n/a 0.1%
First Financial Bank $170,000 $380,000 123.5% 0.1%
PREMIA MORTGAGE, LLC $380,000 n/a 0.1%
Key Mortgage Services, Inc. $375,000 n/a 0.1%
Citizens Bank $370,000 n/a 0.1%
Truist Bank $715,000 $370,000 -48.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $355,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $105,000 $345,000 228.6% 0.1%
Colonial Savings, F.A. $330,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $310,000 n/a 0.1%
INLAND BANK & TRUST $310,000 n/a 0.1%
The First National Bank in Carlyle $310,000 n/a 0.1%
ACCESS CAPITAL FUNDING, L.L.C. $560,000 $305,000 -45.5% 0.1%
United Fidelity Funding Corp. $305,000 n/a 0.1%
Chicago Mortgage Solutions LLC $290,000 $300,000 3.4% 0.1%
Cf Bank $295,000 n/a 0.1%
CITIZENS EQUITY FIRST $560,000 $295,000 -47.3% 0.1%
Fidelity Bank $295,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $245,000 $295,000 20.4% 0.1%
IAA Credit Union $185,000 $290,000 56.8% 0.1%
Northpointe Bank $290,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $285,000 n/a 0.1%
Hometown Equity Mortgage, LLC $280,000 n/a 0.1%
GSF Mortgage Corporation $305,000 $275,000 -9.8% 0.1%
Paramount Residential Mortgage Group, Inc. $275,000 n/a 0.1%
BAY EQUITY LLC $310,000 $265,000 -14.5% 0.1%
Boeing Employees Credit Union $265,000 n/a 0.1%
Financial Federal Bank $265,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $265,000 n/a 0.1%
State Bank of Waterloo $65,000 $265,000 307.7% 0.1%
UNION HOME MORTGAGE CORP. $265,000 n/a 0.1%
Stifel Bank and Trust $260,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $255,000 n/a 0.1%
Bank & Trust Company $255,000 n/a 0.1%
Discover Bank $175,000 $255,000 45.7% 0.1%
Morton Community Bank $205,000 $255,000 24.4% 0.1%
The Bank of Missouri $420,000 $255,000 -39.3% 0.1%
Bethpage Federal Credit Union $250,000 n/a 0.1%
Magnolia Bank $625,000 $245,000 -60.8% 0.1%
PHH Mortgage Corporation $240,000 n/a 0.1%
KELLER MORTGAGE, LLC $235,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $225,000 n/a 0.0%
DIAMOND VALLEY $225,000 n/a 0.0%
The Bradford National Bank of Greenville $225,000 n/a 0.0%
GCS $270,000 $215,000 -20.4% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $615,000 $205,000 -66.7% 0.0%
CANOPY MORTGAGE, LLC $205,000 $205,000 0.0% 0.0%
Citizens National Bank of Greater St. Louis $205,000 n/a 0.0%
Flanagan State Bank $2,190,000 $205,000 -90.6% 0.0%
CoVantage Credit Union $195,000 n/a 0.0%
FIRST COMMUNITY $195,000 n/a 0.0%
KeyBank $625,000 $195,000 -68.8% 0.0%
V.I.P. MORTGAGE, INC. $195,000 n/a 0.0%
Dieterich Bank $190,000 n/a 0.0%
Southern Bank $680,000 $190,000 -72.1% 0.0%
Capital Bank $185,000 n/a 0.0%
First American Bank $115,000 $185,000 60.9% 0.0%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.0%
Lakeview Community Capital, LLC $185,000 n/a 0.0%
STEARNS LENDING, LLC $435,000 $185,000 -57.5% 0.0%
The Farmers and Merchants National Bank of Nashville $235,000 $185,000 -21.3% 0.0%
The Home Loan Expert LLC $235,000 $185,000 -21.3% 0.0%
CNB Bank And Trust, N.A. $125,000 $180,000 44.0% 0.0%
Central Bank Illinois $175,000 n/a 0.0%
Focus Bank $65,000 $175,000 169.2% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $175,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $165,000 n/a 0.0%
Leaders Credit Union $165,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $160,000 n/a 0.0%
AMERICAN HOME LENDING USA, LLC $155,000 n/a 0.0%
First Midwest Bank $95,000 $155,000 63.2% 0.0%
LEADERONE FINANCIAL CORPORATION $1,030,000 $155,000 -85.0% 0.0%
Nations Lending Corporation $200,000 $155,000 -22.5% 0.0%
EVERETT FINANCIAL, INC. $145,000 $145,000 0.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 $145,000 -64.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $145,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $465,000 $135,000 -71.0% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $135,000 n/a 0.0%
FNB Bank, Inc. $135,000 n/a 0.0%
Mid-Continent Funding, Inc. $135,000 n/a 0.0%
RESIDENTIAL BANCORP. $135,000 n/a 0.0%
UMB Bank $125,000 n/a 0.0%
UNIVERSITY OF ILLINOIS COMMUNITY $125,000 n/a 0.0%
Colten Mortgage, LLC $115,000 n/a 0.0%
First Midwest Bank of Dexter $115,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $495,000 $115,000 -76.8% 0.0%
Allied First Bank,sb $95,000 $105,000 10.5% 0.0%
Bell Bank $105,000 n/a 0.0%
NORTHWEST BANK OF ROCKFORD $105,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $205,000 $105,000 -48.8% 0.0%
ZILLOW HOME LOANS, LLC $300,000 $105,000 -65.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $95,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $135,000 $95,000 -29.6% 0.0%
State Bank of Graymont $95,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $85,000 n/a 0.0%
Home State Bank $85,000 n/a 0.0%
TrustBank $15,000 $80,000 433.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $160,000 $75,000 -53.1% 0.0%
Catlin Bank $75,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $345,000 $75,000 -78.3% 0.0%
ILLINOIS STATE CREDIT UNION $75,000 n/a 0.0%
JLB CORPORATION $460,000 $75,000 -83.7% 0.0%
MOVEMENT MORTGAGE, LLC $220,000 $75,000 -65.9% 0.0%
PLAZA HOME MORTGAGE, INC. $105,000 $75,000 -28.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $250,000 $75,000 -70.0% 0.0%
BMO Harris Bank $430,000 $65,000 -84.9% 0.0%
Mortgage Network, Inc. $65,000 n/a 0.0%
Nicolet National Bank $55,000 n/a 0.0%
Old National Bank $310,000 $55,000 -82.3% 0.0%
Wood & Huston Bank $175,000 $55,000 -68.6% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%
Holcomb Bank $45,000 n/a 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $45,000 n/a 0.0%
Marine Bank $240,000 $45,000 -81.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $35,000 n/a 0.0%
Town and Country Bank $35,000 n/a 0.0%
Figure Lending LLC $135,000 $25,000 -81.5% 0.0%

CARBONDALE - MARION's top lender by overall market share is U.S. Bank, with 9.1% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $37,330,000 in loans. In third place, with 6.9%, is FIRST SOUTHERN BANK., having originated $32,765,000 in loans. In third place, with 6.1%, is Farmers State Bank of Alto Pass, having originated $28,800,000 in loans. In third place, with 5.9%, is Peoples National Bank , N.A., having originated $27,780,000 in loans.


CARBONDALE-MARION, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,564 $246,460,000 $157,583
Refi 967 $138,825,000 $143,563
Cash Out Refi 512 $75,630,000 $147,715
Home Improvement 78 $6,740,000 $86,410
Other 52 $4,180,000 $80,385

Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,564 originations. The 2nd most popular reason was Refi, with 967 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 870 $134,280,000 $154,345
3-4% 832 $130,090,000 $156,358
<2.5% 411 $65,885,000 $160,304
4-5% 64 $5,970,000 $93,281
5-6% 16 $1,270,000 $79,375
Over 8% 10 $670,000 $67,000
6-7% 9 $575,000 $63,889
7-8% 7 $885,000 $126,429

During 2021, Carbondale - Marion's most frequently originated rate bucket was 2.5-3%, with 870 originations.

Loan Sizing (CARBONDALE-MARION, IL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,416 $201,370,000 $142,210
$100,000 or less 1,102 $72,750,000 $66,016
$200k-400k 591 $154,855,000 $262,022
$400k-600k 49 $22,515,000 $459,490
$600k-1000k 11 $7,955,000 $723,182
$Over $1MM 4 $12,390,000 $3,097,500

CARBONDALE - MARION's loan sizing saw the bucket of loans from $100k-200k with 1,416 originations, totaling $201,370,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,222 $191,010,000 $156,309
60-80% 589 $98,365,000 $167,003
40-60% 175 $20,735,000 $118,486
20-40% 76 $5,550,000 $73,026
Over 100% 39 $8,385,000 $215,000
Under 20% 27 $1,175,000 $43,519

CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,222 originations, totaling $191,010,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $123,050 (2.6%) $156,661 (-2.2%) 0.00 737
2018-02-01 $124,400 (2.0%) $159,827 (-1.9%) 0.00 740
2018-03-01 $124,000 (2.5%) $158,582 (-1.3%) 0.00 780
2018-04-01 $125,000 (-1.6%) $160,648 (-2.1%) 0.00 788
2018-05-01 $125,000 (-3.4%) $162,085 (-2.0%) 0.00 801
2018-06-01 $125,000 (-3.0%) $160,647 (-2.3%) 0.00 810
2018-07-01 $123,900 (-4.3%) $159,462 (-4.8%) 0.00 806
2018-08-01 $119,900 (-7.7%) $156,410 (-6.3%) 0.00 799
2018-09-01 $121,500 (-6.5%) $157,911 (-5.9%) 0.00 805
2018-10-01 $119,450 (-8.0%) $156,792 (-5.9%) 0.00 801
2018-11-01 $118,000 (-7.8%) $154,669 (-6.3%) 0.00 774
2018-12-01 $118,000 (-4.8%) $154,564 (-3.7%) 0.00 755
2019-01-01 $111,000 (-9.8%) $152,702 (-2.5%) 0.00 721
2019-02-01 $112,500 (-9.6%) $152,878 (-4.4%) 0.00 707
2019-03-01 $115,957 (-6.5%) $155,454 (-2.0%) 0.00 703
2019-04-01 $119,000 (-4.8%) $157,778 (-1.8%) 0.00 701
2019-05-01 $119,000 (-4.8%) $159,175 (-1.8%) 0.00 714
2019-06-01 $119,000 (-4.8%) $158,157 (-1.6%) 0.00 730
2019-07-01 $119,900 (-3.2%) $158,803 (-0.4%) 0.00 759
2019-08-01 $118,143 (-1.5%) $157,310 (0.6%) 0.00 751
2019-09-01 $119,000 (-2.1%) $156,491 (-0.9%) 0.00 743
2019-10-01 $119,900 (0.4%) $154,186 (-1.7%) 0.00 749
2019-11-01 $119,900 (1.6%) $151,831 (-1.8%) 0.00 1,384
2019-12-01 $114,950 (-2.6%) $148,848 (-3.7%) 0.00 679
2020-01-01 $118,500 (6.8%) $148,264 (-2.9%) 0.00 669
2020-02-01 $117,900 (4.8%) $147,244 (-3.7%) 0.00 690
2020-03-01 $115,900 (-0.1%) $149,992 (-3.5%) 0.00 710
2020-04-01 $114,900 (-3.5%) $148,929 (-5.6%) 0.00 823
2020-05-01 $119,000 (0.0%) $153,353 (-3.7%) 0.00 837
2020-06-01 $116,200 (-2.4%) $148,594 (-6.1%) 0.00 732
2020-07-01 $115,000 (-4.1%) $148,132 (-6.7%) 0.00 651
2020-08-01 $110,000 (-6.9%) $145,771 (-7.3%) 0.00 630
2020-09-01 $107,900 (-9.3%) $152,527 (-2.5%) 0.00 617
2020-10-01 $114,500 (-4.5%) $155,438 (0.8%) 0.00 490
2020-11-01 $114,900 (-4.2%) $152,217 (0.3%) 0.00 467
2020-12-01 $109,450 (-4.8%) $148,068 (-0.5%) 0.00 445
2021-01-01 $110,000 (-7.2%) $156,185 (5.3%) 0.00 399
2021-02-01 $113,950 (-3.4%) $162,485 (10.4%) 0.00 340
2021-03-01 $118,400 (2.2%) $168,760 (12.5%) 0.00 321
2021-04-01 $118,450 (3.1%) $173,757 (16.7%) 0.00 290
2021-05-01 $112,000 (-5.9%) $169,441 (10.5%) 0.00 281
2021-06-01 $112,750 (-3.0%) $174,753 (17.6%) 0.00 281
2021-07-01 $106,500 (-7.4%) $169,212 (14.2%) 0.00 287
2021-08-01 $99,450 (-9.6%) $168,328 (15.5%) 0.00 271
2021-09-01 $105,000 (-2.7%) $181,550 (19.0%) 0.00 282
2021-10-01 $112,500 (-1.8%) $191,690 (23.3%) 0.00 270
2021-11-01 $89,950 (-21.7%) $185,289 (21.7%) 0.00 260
2021-12-01 $93,500 (-14.6%) $175,709 (18.7%) 0.00 270
2022-01-01 $88,500 (-19.6%) $165,749 (6.1%) 0.00 269
2022-02-01 $69,500 (-39.0%) $149,164 (-8.2%) 0.00 302
2022-03-01 $91,950 (-22.3%) $178,059 (5.5%) 0.00 214
2022-04-01 $110,000 (-7.1%) $196,437 (13.1%) 0.00 211
2022-05-01 $119,450 (6.7%) $210,813 (24.4%) 0.00 204
2022-06-01 $121,950 (8.2%) $207,394 (18.7%) 0.00 216
CARBONDALE - MARION's median listing price for 2022-06-01 was $121,950, a difference of $9,200 (8.2%) versus the prior year and $2,500 versus the prior month.

CARBONDALE - MARION's median listing price comes in at 0% of the national average.

CARBONDALE - MARION's average listing price for 2022-06-01 was $207,394, a difference of $32,641 (18.7%) versus the prior year and $-3,419 versus the prior month.

For the 2022-06-01 period, CARBONDALE - MARION had 216 MLS listings, a difference of 12 listings (6%) versus the prior month and -65 listings (-23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,688 sqft
2018-02-01 0 days 1,690 sqft
2018-03-01 0 days 1,700 sqft
2018-04-01 0 days 1,730 sqft
2018-05-01 0 days 1,727 sqft
2018-06-01 0 days 1,722 sqft
2018-07-01 0 days 1,690 sqft
2018-08-01 0 days 1,677 sqft
2018-09-01 0 days 1,700 sqft
2018-10-01 0 days 1,682 sqft
2018-11-01 0 days 1,678 sqft
2018-12-01 0 days 1,668 sqft
2019-01-01 0 days 1,651 sqft
2019-02-01 0 days 1,628 sqft
2019-03-01 0 days 1,642 sqft
2019-04-01 0 days 1,665 sqft
2019-05-01 0 days 1,686 sqft
2019-06-01 0 days 1,680 sqft
2019-07-01 0 days 1,671 sqft
2019-08-01 0 days 1,636 sqft
2019-09-01 0 days 1,619 sqft
2019-10-01 0 days 1,622 sqft
2019-11-01 0 days 1,625 sqft
2019-12-01 0 days 1,600 sqft
2020-01-01 0 days 1,604 sqft
2020-02-01 0 days 1,600 sqft
2020-03-01 0 days 1,608 sqft
2020-04-01 0 days 1,565 sqft
2020-05-01 0 days 1,600 sqft
2020-06-01 0 days 1,590 sqft
2020-07-01 0 days 1,589 sqft
2020-08-01 0 days 1,520 sqft
2020-09-01 0 days 1,517 sqft
2020-10-01 0 days 1,535 sqft
2020-11-01 0 days 1,564 sqft
2020-12-01 0 days 1,506 sqft
2021-01-01 0 days 1,520 sqft
2021-02-01 0 days 1,495 sqft
2021-03-01 0 days 1,504 sqft
2021-04-01 0 days 1,512 sqft
2021-05-01 0 days 1,530 sqft
2021-06-01 0 days 1,540 sqft
2021-07-01 0 days 1,503 sqft
2021-08-01 0 days 1,502 sqft
2021-09-01 0 days 1,489 sqft
2021-10-01 0 days 1,504 sqft
2021-11-01 0 days 1,385 sqft
2021-12-01 0 days 1,371 sqft
2022-01-01 0 days 1,366 sqft
2022-02-01 0 days 1,237 sqft
2022-03-01 0 days 1,293 sqft
2022-04-01 0 days 1,404 sqft
2022-05-01 0 days 1,400 sqft
2022-06-01 0 days 1,438 sqft
CARBONDALE - MARION's median listing age (time on market) for 2022-06-01 was 0 days.

CARBONDALE - MARION's median square footage for active listings during the 2022-06-01 period was 1,438 sqft. One year prior, the average listing was 1,540 sqft.