CARBONDALE - MARION Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Carbondale - Marion averaged
6.93%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.87% and
one month ago for the week of 2023-08-10, the
average rate was 6.91%.
Carbondale - Marion's average rate one year ago was 5.54%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.29%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Carbondale - Marion 30 Year Fixed Rate | 2023-09-14 | 6.93% |
Carbondale - Marion 30 Year Fixed Rate Refi | 2023-09-14 | 6.29% |
Carbondale - Marion 15 Year Fixed Rate | 2023-09-14 | 6.5% |
Carbondale - Marion 15 Year Fixed Rate Refi | 2023-09-14 | 6.51% |
Carbondale - Marion 30 Year FHA | 2023-09-14 | 6.46% |
Carbondale - Marion 30 Year FHA Refi | 2023-09-14 | 7.19% |
Carbondale - Marion 30 Year USDA | 2023-09-14 | 6.41% |
Carbondale - Marion 30 Year USDA Refi | 2023-09-14 | 7.18% |
Carbondale - Marion 30 Year VA | 2023-09-14 | 6.53% |
Carbondale - Marion 30 Year VA Refi | 2023-09-14 | 6.71% |
CARBONDALE - MARION Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CARBONDALE - MARION Average Closing Costs & Other Stats
CARBONDALE-MARION, IL's 116 lenders originated 2,244
loans during 2022. The total origination value was $366,930,000, with an average loan value of
$163,516.
CARBONDALE - MARION's average closing costs are $3,609.
The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with
77 loans originated. Their average total fees are
$2,650, which is $920
higher than the next largest lender,
SIU.
The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are
SIU ($1,731), First Mid Bank & Trust ($1,966), Peoples National Bank , N.A. ($2,275), FLAT BRANCH MORTGAGE, INC. ($2,414) and Flagstar Bank, FSB ($2,598).
The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are
First Mid Bank & Trust (4.61%), Peoples National Bank , N.A. (4.80%), FLAT BRANCH MORTGAGE, INC. (4.81%), SIU (4.82%) and QUICKEN LOANS, LLC (4.84%).
CARBONDALE-MARION, IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FIRST SOUTHERN BANK. | $32,765,000 | $24,540,000 | -25.1% | 6.7% |
U.S. Bank | $43,100,000 | $22,195,000 | -48.5% | 6.0% |
QUICKEN LOANS, LLC | $37,330,000 | $18,470,000 | -50.5% | 5.0% |
SIU | $15,995,000 | $16,140,000 | 0.9% | 4.4% |
Mortgage Research Center, LLC | $15,815,000 | $15,790,000 | -0.2% | 4.3% |
Farmers State Bank of Alto Pass | $28,800,000 | $14,000,000 | -51.4% | 3.8% |
Peoples National Bank , N.A. | $27,780,000 | $13,925,000 | -49.9% | 3.8% |
SouthernTrust Bank | $12,005,000 | $12,685,000 | 5.7% | 3.5% |
Murphy-Wall State Bank and Trust Company | $12,690,000 | $11,635,000 | -8.3% | 3.2% |
Flagstar Bank, FSB | $7,385,000 | $9,785,000 | 32.5% | 2.7% |
American National Bank | $9,525,000 | n/a | 2.6% | |
Banterra Bank | $13,965,000 | $9,520,000 | -31.8% | 2.6% |
GERSHMAN INVESTMENT CORP. | $7,615,000 | $9,280,000 | 21.9% | 2.5% |
INB | $515,000 | $8,520,000 | 1,554.4% | 2.3% |
Regions Bank | $8,285,000 | $8,285,000 | 0.0% | 2.3% |
Community Bank Mankato | $8,005,000 | n/a | 2.2% | |
GUARANTEED RATE, INC. | $9,465,000 | $7,935,000 | -16.2% | 2.2% |
First State Bank of Campbell Hill | $3,485,000 | $7,630,000 | 118.9% | 2.1% |
GUILD MORTGAGE COMPANY | $1,325,000 | $7,285,000 | 449.8% | 2.0% |
First Mid Bank & Trust | $7,415,000 | $6,345,000 | -14.4% | 1.7% |
Legence Bank | $7,795,000 | $6,280,000 | -19.4% | 1.7% |
FLAT BRANCH MORTGAGE, INC. | $990,000 | $5,775,000 | 483.3% | 1.6% |
Community Mortgage Banc Corporation | $13,725,000 | $5,610,000 | -59.1% | 1.5% |
The Paducah Bank and Trust Company | $3,865,000 | $4,370,000 | 13.1% | 1.2% |
Wells Fargo Bank | $4,095,000 | $3,585,000 | -12.5% | 1.0% |
NAVY FEDERAL CREDIT UNION | $4,155,000 | $3,465,000 | -16.6% | 0.9% |
LOANDEPOT.COM, LLC | $4,940,000 | $3,430,000 | -30.6% | 0.9% |
USAA Federal Savings Bank | $3,590,000 | $2,930,000 | -18.4% | 0.8% |
Fifth Third Bank | $2,895,000 | $2,840,000 | -1.9% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $3,280,000 | $2,720,000 | -17.1% | 0.7% |
Hometown Lenders, Inc. | $975,000 | $2,715,000 | 178.5% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $2,395,000 | $2,425,000 | 1.3% | 0.7% |
Town & Country Banc Mortgage Services, Inc. | $1,200,000 | $2,330,000 | 94.2% | 0.6% |
BROKER SOLUTIONS, INC. | $3,685,000 | $2,200,000 | -40.3% | 0.6% |
First Option Mortgage, LLC | $1,730,000 | $1,990,000 | 15.0% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $2,180,000 | $1,980,000 | -9.2% | 0.5% |
DAS Acquisition Company, LLC | $2,100,000 | $1,825,000 | -13.1% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,520,000 | $1,825,000 | -48.2% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $2,360,000 | $1,750,000 | -25.8% | 0.5% |
JPMorgan Chase Bank | $1,910,000 | $1,750,000 | -8.4% | 0.5% |
FCB Banks | $2,150,000 | $1,510,000 | -29.8% | 0.4% |
FINANCE OF AMERICA MORTGAGE LLC | $1,330,000 | n/a | 0.4% | |
NEW DAY FINANCIAL, LLC | $1,140,000 | $1,280,000 | 12.3% | 0.3% |
Associated Bank | $1,900,000 | $1,210,000 | -36.3% | 0.3% |
CRESCENT MORTGAGE COMPANY | $4,890,000 | $1,205,000 | -75.4% | 0.3% |
BETTER MORTGAGE CORPORATION | $2,775,000 | $1,185,000 | -57.3% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $495,000 | $1,075,000 | 117.2% | 0.3% |
Barrington Bank & Trust Company, N.A. | $1,270,000 | $1,055,000 | -16.9% | 0.3% |
SCOTT CREDIT UNION | $950,000 | $1,035,000 | 8.9% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,120,000 | $1,000,000 | -10.7% | 0.3% |
Bank of O'Fallon | $425,000 | $985,000 | 131.8% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $9,635,000 | $960,000 | -90.0% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,770,000 | $950,000 | -87.8% | 0.3% |
Carrington Mortgage Services, LLC | $645,000 | $935,000 | 45.0% | 0.3% |
EVANSVILLE TEACHERS | $2,340,000 | $935,000 | -60.0% | 0.3% |
21ST MORTGAGE CORPORATION | $1,025,000 | $930,000 | -9.3% | 0.3% |
Carrollton Bank | $745,000 | $925,000 | 24.2% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $1,790,000 | $915,000 | -48.9% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,200,000 | $860,000 | -28.3% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $1,090,000 | $860,000 | -21.1% | 0.2% |
Citizens Bank | $370,000 | $720,000 | 94.6% | 0.2% |
The Federal Savings Bank | $825,000 | $720,000 | -12.7% | 0.2% |
First State Community Bank | $1,040,000 | $715,000 | -31.3% | 0.2% |
Farm Credit Mid-America, ACA | $3,800,000 | $710,000 | -81.3% | 0.2% |
Bank of Springfield | $680,000 | $690,000 | 1.5% | 0.2% |
PNC Bank | $655,000 | $665,000 | 1.5% | 0.2% |
CALIBER HOME LOANS, INC. | $1,325,000 | $660,000 | -50.2% | 0.2% |
COREVEST AMERICAN FINANCE LENDER LLC | $635,000 | n/a | 0.2% | |
Mid-Continent Funding, Inc. | $135,000 | $625,000 | 363.0% | 0.2% |
Community Partners Savings Bank | $610,000 | n/a | 0.2% | |
AMERICAN FINANCING CORPORATION | $630,000 | $595,000 | -5.6% | 0.2% |
Arvest Bank | $560,000 | $590,000 | 5.4% | 0.2% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $1,070,000 | $585,000 | -45.3% | 0.2% |
First National Bank of Waterloo | $570,000 | n/a | 0.2% | |
Northwest Bank | $565,000 | n/a | 0.2% | |
United Community Bank | $1,495,000 | $560,000 | -62.5% | 0.2% |
FAIR WAY LENDING LLC | $875,000 | $540,000 | -38.3% | 0.1% |
The Farmers and Merchants National Bank of Nashville | $185,000 | $540,000 | 191.9% | 0.1% |
Wyndham Capital Mortgage, Inc. | $285,000 | $495,000 | 73.7% | 0.1% |
CITIZENS EQUITY FIRST | $295,000 | $485,000 | 64.4% | 0.1% |
State Bank of Waterloo | $265,000 | $470,000 | 77.4% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $1,695,000 | $465,000 | -72.6% | 0.1% |
Devon Bank | $465,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $1,005,000 | $465,000 | -53.7% | 0.1% |
The Central Trust Bank | $455,000 | n/a | 0.1% | |
Bank of America | $675,000 | $450,000 | -33.3% | 0.1% |
Truist | $370,000 | $450,000 | 21.6% | 0.1% |
North American Savings Bank, F.S.B. | $445,000 | n/a | 0.1% | |
Buena Vista National Bank | $995,000 | $435,000 | -56.3% | 0.1% |
First State Bank of St. Charles, Missouri | $500,000 | $415,000 | -17.0% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $75,000 | $410,000 | 446.7% | 0.1% |
Bank of England | $530,000 | $405,000 | -23.6% | 0.1% |
Illinois State Police Federal Credit Union | $400,000 | n/a | 0.1% | |
Low VA Rates, LLC | $910,000 | $400,000 | -56.0% | 0.1% |
Bank of Belleville | $380,000 | n/a | 0.1% | |
First State Bank | $375,000 | n/a | 0.1% | |
FNB Bank, Inc. | $135,000 | $375,000 | 177.8% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $465,000 | $370,000 | -20.4% | 0.1% |
Dieterich Bank | $190,000 | $370,000 | 94.7% | 0.1% |
BMO Harris Bank | $65,000 | $350,000 | 438.5% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $395,000 | $350,000 | -11.4% | 0.1% |
MEMBER HOME LOAN, L.L.C. | $345,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $340,000 | n/a | 0.1% | |
Ally Bank | $470,000 | $340,000 | -27.7% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $340,000 | n/a | 0.1% | |
Meridian Bank Corporation | $340,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $410,000 | $335,000 | -18.3% | 0.1% |
Warsaw Federal Savings and Loan Association | $325,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $105,000 | $320,000 | 204.8% | 0.1% |
Ameris Bank | $315,000 | n/a | 0.1% | |
First Financial Bank | $380,000 | $315,000 | -17.1% | 0.1% |
Stifel Bank and Trust | $260,000 | $315,000 | 21.2% | 0.1% |
Credit Union 1 | $310,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $310,000 | n/a | 0.1% | |
DIRECT MORTGAGE LOANS, LLC | $305,000 | n/a | 0.1% | |
FirstBank | $305,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,095,000 | $305,000 | -72.1% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $275,000 | $305,000 | 10.9% | 0.1% |
Discover Bank | $255,000 | $295,000 | 15.7% | 0.1% |
BELEM SERVICING LLC | $285,000 | n/a | 0.1% | |
COMPASS MORTGAGE, INC. | $285,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $500,000 | $275,000 | -45.0% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $730,000 | $270,000 | -63.0% | 0.1% |
First Financial Bank | $380,000 | $265,000 | -30.3% | 0.1% |
First Midwest Bank of Dexter | $115,000 | $260,000 | 126.1% | 0.1% |
TrustBank | $80,000 | $260,000 | 225.0% | 0.1% |
First National Bank of Omaha | $255,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $135,000 | $250,000 | 85.2% | 0.1% |
MICHIGAN MUTUAL, INC. | $250,000 | n/a | 0.1% | |
CB&S Bank, Inc. | $245,000 | n/a | 0.1% | |
Montgomery Bank | $700,000 | $245,000 | -65.0% | 0.1% |
Think Mutual Bank | $245,000 | n/a | 0.1% | |
Bank & Trust Company | $255,000 | $240,000 | -5.9% | 0.1% |
Civista Bank | $235,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $570,000 | $235,000 | -58.8% | 0.1% |
NFM, INC. | $235,000 | n/a | 0.1% | |
Semper Home Loans, Inc. | $235,000 | n/a | 0.1% | |
ENDEAVOR CAPITAL, LLC. | $1,450,000 | $230,000 | -84.1% | 0.1% |
Figure Lending LLC | $25,000 | $230,000 | 820.0% | 0.1% |
MOVEMENT MORTGAGE, LLC | $75,000 | $215,000 | 186.7% | 0.1% |
PREMIA MORTGAGE, LLC | $380,000 | $215,000 | -43.4% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $215,000 | n/a | 0.1% | |
GREAT LAKES | $210,000 | n/a | 0.1% | |
NexBank | $205,000 | n/a | 0.1% | |
Southern Bank | $190,000 | $205,000 | 7.9% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $145,000 | $200,000 | 37.9% | 0.1% |
Heartland Bank and Trust Company | $200,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $2,300,000 | $195,000 | -91.5% | 0.1% |
Independence Bank of Kentucky | $195,000 | n/a | 0.1% | |
Peoples Bank | $195,000 | n/a | 0.1% | |
First Bank | $465,000 | $190,000 | -59.1% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $185,000 | n/a | 0.1% | |
First Community Bank | $185,000 | n/a | 0.1% | |
First National Bank of America | $175,000 | n/a | 0.0% | |
M&T Bank | $175,000 | n/a | 0.0% | |
Nations Lending Corporation | $155,000 | $170,000 | 9.7% | 0.0% |
Firefighters First Federal Credit Union | $165,000 | n/a | 0.0% | |
Flanagan State Bank | $205,000 | $165,000 | -19.5% | 0.0% |
IOWA BANKERS MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
RELIANCE FIRST CAPITAL, LLC | $165,000 | n/a | 0.0% | |
The Home Loan Expert LLC | $185,000 | $165,000 | -10.8% | 0.0% |
CIBM Bank | $510,000 | $155,000 | -69.6% | 0.0% |
HEARTLAND | $155,000 | n/a | 0.0% | |
NP, Inc. | $390,000 | $155,000 | -60.3% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $75,000 | $145,000 | 93.3% | 0.0% |
CIVIC FINANCIAL SERVICES, LLC | $145,000 | n/a | 0.0% | |
DELMAR FINANCIAL COMPANY | $475,000 | $145,000 | -69.5% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $145,000 | n/a | 0.0% | |
BOKF | $425,000 | $135,000 | -68.2% | 0.0% |
Financial Funding Solutions, Inc. | $135,000 | n/a | 0.0% | |
First Financial Credit Union | $135,000 | n/a | 0.0% | |
First Savings Bank | $135,000 | n/a | 0.0% | |
Magnolia Bank | $245,000 | $135,000 | -44.9% | 0.0% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | n/a | 0.0% | |
JUSTICE Federal Credit Union | $125,000 | n/a | 0.0% | |
Petefish, Skiles & Co. | $615,000 | $125,000 | -79.7% | 0.0% |
ALLTRU Federal Credit Union | $115,000 | n/a | 0.0% | |
Beeline Loans, Inc. | $115,000 | n/a | 0.0% | |
DRAPER AND KRAMER MORTGAGE CORP. | $75,000 | $115,000 | 53.3% | 0.0% |
Germantown Trust & Savings Bank | $115,000 | n/a | 0.0% | |
HealthCare Associates Credit Union | $115,000 | n/a | 0.0% | |
INLAND BANK & TRUST | $310,000 | $115,000 | -62.9% | 0.0% |
CNB Bank And Trust, N.A. | $180,000 | $110,000 | -38.9% | 0.0% |
Central Bank Illinois | $175,000 | $105,000 | -40.0% | 0.0% |
FAY SERVICING, LLC | $105,000 | n/a | 0.0% | |
First Trust Bank of Illinois | $105,000 | n/a | 0.0% | |
The Peoples State Bank of Newton, Illinois | $105,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $105,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $95,000 | $95,000 | 0.0% | 0.0% |
The FNB Community Bank | $95,000 | n/a | 0.0% | |
The Huntington National Bank | $750,000 | $95,000 | -87.3% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | n/a | 0.0% | |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $85,000 | n/a | 0.0% | |
Bank of Pontiac | $85,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $85,000 | n/a | 0.0% | |
SPRING EQ, LLC | $80,000 | n/a | 0.0% | |
Amarillo National Bank | $75,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $75,000 | n/a | 0.0% | |
Bankers' Bank | $75,000 | n/a | 0.0% | |
FirstTrust Home Loans, Inc. | $75,000 | n/a | 0.0% | |
Midland States Bank | $75,000 | n/a | 0.0% | |
Morton Community Bank | $255,000 | $75,000 | -70.6% | 0.0% |
The First National Bank and Trust Company | $75,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $65,000 | -59.4% | 0.0% |
ILLINOIS STATE CREDIT UNION | $75,000 | $65,000 | -13.3% | 0.0% |
MID AMERICA MORTGAGE, INC. | $65,000 | n/a | 0.0% | |
National Bank of St. Anne | $65,000 | n/a | 0.0% | |
Busey Bank | $55,000 | n/a | 0.0% | |
First American Bank | $185,000 | $55,000 | -70.3% | 0.0% |
FIRST COMMUNITY | $195,000 | $55,000 | -71.8% | 0.0% |
German American Bank | $55,000 | n/a | 0.0% | |
Old Second National Bank | $55,000 | n/a | 0.0% | |
GCS | $215,000 | $45,000 | -79.1% | 0.0% |
The First National Bank of Carmi | $35,000 | n/a | 0.0% | |
First State Bank of Forrest | $15,000 | n/a | 0.0% |
CARBONDALE - MARION's top lender by overall market share is FIRST SOUTHERN BANK., with 6.7% market share. In second place, with 6.0%, is U.S. Bank, having originated $22,195,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $18,470,000 in loans. In fourth place, with 4.4%, is SIU, having originated $16,140,000 in loans. In fifth place, with 4.3%, is Mortgage Research Center, LLC, having originated $15,790,000 in loans.
CARBONDALE-MARION, IL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,525 | $270,765,000 | $177,551 |
Refi | 292 | $44,570,000 | $152,637 |
Cash Out Refi | 234 | $36,230,000 | $154,829 |
Home Improvement | 121 | $10,305,000 | $85,165 |
Other | 72 | $5,060,000 | $70,278 |
Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,525 originations. The 2nd most popular reason was Refi, with 292 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 487 | $74,575,000 | $153,131 |
4-5% | 413 | $83,525,000 | $202,240 |
3-4% | 378 | $59,400,000 | $157,143 |
6-7% | 226 | $31,120,000 | $137,699 |
2.5-3% | 94 | $15,780,000 | $167,872 |
7-8% | 54 | $6,110,000 | $113,148 |
<2.5% | 29 | $4,155,000 | $143,276 |
Over 8% | 27 | $1,995,000 | $73,889 |
During 2022, Carbondale - Marion's most frequently originated rate bucket was 5-6%, with 487 originations.
Loan Sizing (CARBONDALE-MARION, IL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 866 | $123,680,000 | $142,818 |
$100,000 or less | 861 | $54,495,000 | $63,293 |
$200k-400k | 437 | $115,985,000 | $265,412 |
$400k-600k | 58 | $27,600,000 | $475,862 |
$600k-1000k | 15 | $11,415,000 | $761,000 |
$Over $1MM | 7 | $33,755,000 | $4,822,143 |
CARBONDALE - MARION's loan sizing saw the bucket of loans from $100k-200k with 866 originations, totaling $123,680,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,055 | $168,555,000 | $159,768 |
60-80% | 376 | $77,320,000 | $205,638 |
40-60% | 107 | $14,065,000 | $131,449 |
20-40% | 91 | $8,465,000 | $93,022 |
Under 20% | 52 | $2,200,000 | $42,308 |
Over 100% | 27 | $6,055,000 | $224,259 |
CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,055 originations, totaling $168,555,000 in origination value.