CARBONDALE - MARION Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carbondale - Marion averaged 6.14% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.14% and one month ago for the week of 2024-09-05, the average rate was 6.27%.

Carbondale - Marion's average rate one year ago was 7.61%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Carbondale - Marion 30 Year Fixed Rate 2024-10-10 6.14%
Carbondale - Marion 30 Year Fixed Rate Refi 2024-10-10 6.92%
Carbondale - Marion 15 Year Fixed Rate 2024-10-10 5.41%
Carbondale - Marion 15 Year Fixed Rate Refi 2024-10-10 5.41%
Carbondale - Marion 30 Year FHA 2024-10-10 5.89%
Carbondale - Marion 30 Year FHA Refi 2024-10-10 6%
Carbondale - Marion 30 Year USDA 2024-10-10 6.01%
Carbondale - Marion 30 Year USDA Refi 2024-10-10 5.88%
Carbondale - Marion 30 Year VA 2024-10-10 5.97%
Carbondale - Marion 30 Year VA Refi 2024-10-10 5.75%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.

CARBONDALE - MARION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
U.S. Bank 78 6.78% $3,020
SIU 60 5.90% $2,015
GUILD MORTGAGE COMPANY 56 7.02% $3,334
Peoples National Bank , N.A. 40 6.78% $2,566
QUICKEN LOANS, LLC 32 6.80% $4,488
First Mid Bank & Trust 23 6.65% $2,283
FLAT BRANCH MORTGAGE, INC. 22 6.66% $3,167
Banterra Bank 22 7.04% $2,839
Flagstar Bank, FSB 16 7.23% $2,783
GERSHMAN INVESTMENT CORP. 16 7.30% $4,629
FirstTrust Home Loans, Inc. 15 7.20% $4,890
Community Mortgage Banc Corporation 9 7.13% $2,462
Regions Bank 8 7.33% $3,949
JPMorgan Chase Bank 8 7.25% $4,995
BROKER SOLUTIONS, INC. 7 7.11% $4,490
Wells Fargo Bank 6 6.85% $3,747
USAA Federal Savings Bank 5 6.65% $3,529
LOANDEPOT.COM, LLC 4 6.69% $5,554
GUARANTEED RATE, INC. 4 7.14% $4,447
Fifth Third Bank 3 7.55% $2,307
PENNYMAC LOAN SERVICES, LLC 3 7.08% $6,665
ZILLOW HOME LOANS, LLC 3 7.46% $4,487
EVANSVILLE TEACHERS 3 7.08% $3,562
NAVY FEDERAL CREDIT UNION 3 8.08% $4,594
NBKC BANK 2 7.19% $2,130
AmeriHome Mortgage Company, LLC 2 7.13% $4,349
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.37% $4,659
Mortgage Research Center, LLC 2 6.94% $1,559
Discover Bank 2 8.74% $0
SCOTT CREDIT UNION 2 6.94% $2,164
BETTER MORTGAGE CORPORATION 2 6.38% $4,577
Farm Credit Mid-America, ACA 2 6.75% $6,815
DAS Acquisition Company, LLC 2 7.13% $5,164
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $3,497
The Huntington National Bank 2 7.06% $4,491
Nations Lending Corporation 1 7.63% $5,942
PENTAGON FEDERAL CREDIT UNION 1 5.38% $5,230
Pinnacle Bank 1 6.25% $2,840
PNC Bank 1 7.63% $2,369
PREMIA MORTGAGE, LLC 1 6.13% $717
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $6,015
PURDUE FEDERAL CREDIT UNION 1 7.13% $2,163
ROYAL UNITED MORTGAGE LLC 1 6.38% $7,203
RUOFF MORTGAGE COMPANY, INC. 1 7.38% $1,661
Southern Bank 1 6.88% $2,249
Stifel Bank and Trust 1 6.00% $2,204
21ST MORTGAGE CORPORATION 1 11.20% $4,038
The Federal Savings Bank 1 7.75% $4,390
Truist 1 5.49% $2,864
United Community Bank 1 6.95% $1,740
UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $1,542
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $3,679
Waterstone Mortgage Corporation 1 6.50% $6,215
STOCKTON MORTGAGE CORPORATION 1 6.88% $3,349
Alerus Financial 1 6.63% $3,856
Ally Bank 1 7.88% $2,722
AMERICAN FINANCIAL RESOURCES, INC. 1 5.88% $5,333
AMERISAVE MORTGAGE CORPORATION 1 6.75% $4,654
Bank of Pontiac 1 6.88% $2,613
Barrington Bank & Trust Company, N.A. 1 6.50% $4,017
Carrollton Bank 1 5.75% $2,136
CHURCHILL MORTGAGE CORPORATION 1 5.75% $3,495
CITIZENS EQUITY FIRST 1 6.75% $2,293
Civista Bank 1 5.12% $2,672
COMPASS MORTGAGE, INC. 1 6.50% $3,590
CONSUMERS COOPERATIVE CREDIT UNION 1 5.88% $2,367
CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $5,515
DECATUR EARTHMOVER CREDIT UNION 1 6.60% $2,827
DELMAR FINANCIAL COMPANY 1 6.63% $3,402
DIRECT MORTGAGE LOANS, LLC 1 6.99% $2,268
ENVOY MORTGAGE, LTD 1 6.38% $6,064
Farmers Bank & Trust 1 6.99% $3,036
FCB Banks 1 6.63% $3,069
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.75% $1,684
First Community Bank 1 7.88% $4,621
FIRST COMMUNITY MORTGAGE, INC. 1 7.00% $3,603
First Federal Savings Bank 1 6.38% $2,208
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.38% $0
First National Bank of Waterloo 1 6.25% $6,852
First State Community Bank 1 9.40% $1,670
FIRST STATE MORTGAGE SERVICES, LLC 1 6.38% $2,350
FORT FINANCIAL Federal Credit Union 1 8.00% $2,822
Gateway First Bank 1 7.00% $3,799
GENEVA FINANCIAL, LLC 1 6.88% $4,424
Great Southern Bank 1 6.75% $7,023
GUARANTEED RATE AFFINITY, LLC 1 7.38% $9,967
IAA Credit Union 1 6.25% $2,283
MEMBER FIRST MORTGAGE, LLC 1 6.63% $3,050

CARBONDALE - MARION Average Closing Costs & Other Stats

CARBONDALE-MARION, IL's 88 lenders originated 1,763 loans during 2023. The total origination value was $258,625,000, with an average loan value of $146,696.

CARBONDALE - MARION's average closing costs are $3,722.

The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with 78 loans originated. Their average total fees are $3,020, which is $1,005 higher than the next largest lender, SIU.

The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are SIU ($2,015), First Mid Bank & Trust ($2,283), Peoples National Bank , N.A. ($2,566), Flagstar Bank, FSB ($2,783) and Banterra Bank ($2,839).

The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are SIU (5.90%), First Mid Bank & Trust (6.65%), FLAT BRANCH MORTGAGE, INC. (6.66%), U.S. Bank (6.78%) and Peoples National Bank , N.A. (6.78%).

CARBONDALE-MARION, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Farmers State Bank of Alto Pass $14,000,000 $19,965,000 42.6% 7.7%
U.S. Bank $22,195,000 $18,595,000 -16.2% 7.2%
GUILD MORTGAGE COMPANY $7,285,000 $17,825,000 144.7% 6.9%
FIRST SOUTHERN BANK $24,540,000 $17,800,000 -27.5% 6.9%
SouthernTrust Bank $12,685,000 $13,700,000 8.0% 5.3%
SIU $16,140,000 $10,895,000 -32.5% 4.2%
Mortgage Research Center, LLC $15,790,000 $9,095,000 -42.4% 3.5%
QUICKEN LOANS, LLC $18,470,000 $9,070,000 -50.9% 3.5%
Peoples National Bank , N.A. $13,925,000 $8,430,000 -39.5% 3.3%
The Bank of Herrin $7,700,000 n/a 3.0%
Flagstar Bank, FSB $9,785,000 $6,410,000 -34.5% 2.5%
Banterra Bank $9,520,000 $6,085,000 -36.1% 2.4%
GERSHMAN INVESTMENT CORP. $9,280,000 $5,975,000 -35.6% 2.3%
FLAT BRANCH MORTGAGE, INC. $5,775,000 $5,825,000 0.9% 2.3%
First Mid Bank & Trust $6,345,000 $4,980,000 -21.5% 1.9%
GUARANTEED RATE, INC. $7,935,000 $4,935,000 -37.8% 1.9%
Murphy-Wall State Bank and Trust Company $11,635,000 $4,410,000 -62.1% 1.7%
FirstTrust Home Loans, Inc. $75,000 $3,785,000 4,946.7% 1.5%
Regions Bank $8,285,000 $3,420,000 -58.7% 1.3%
THE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO $3,290,000 n/a 1.3%
Legence Bank $6,280,000 $3,135,000 -50.1% 1.2%
GREYSTONE SERVICING COMPANY LLC $3,035,000 n/a 1.2%
NAVY FEDERAL CREDIT UNION $3,465,000 $3,025,000 -12.7% 1.2%
The First National Bank of Ava $2,645,000 n/a 1.0%
Community Mortgage Banc Corporation $5,610,000 $2,525,000 -55.0% 1.0%
Fifth Third Bank $2,840,000 $2,490,000 -12.3% 1.0%
BROKER SOLUTIONS, INC. $2,200,000 $2,320,000 5.5% 0.9%
Southern Bank $205,000 $2,145,000 946.3% 0.8%
USAA Federal Savings Bank $2,930,000 $2,090,000 -28.7% 0.8%
The Federal Savings Bank $720,000 $1,880,000 161.1% 0.7%
EVANSVILLE TEACHERS $935,000 $1,740,000 86.1% 0.7%
First State Bank of Campbell Hill $7,630,000 $1,655,000 -78.3% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $1,980,000 $1,535,000 -22.5% 0.6%
FCB Banks $1,510,000 $1,355,000 -10.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $2,720,000 $1,335,000 -50.9% 0.5%
JPMorgan Chase Bank $1,750,000 $1,295,000 -26.0% 0.5%
LOANDEPOT.COM, LLC $3,430,000 $1,280,000 -62.7% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,825,000 $1,070,000 -41.4% 0.4%
ROYAL UNITED MORTGAGE LLC $1,075,000 $1,055,000 -1.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $465,000 $1,040,000 123.7% 0.4%
NBKC BANK $960,000 n/a 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,000,000 $950,000 -5.0% 0.4%
The Huntington National Bank $95,000 $905,000 852.6% 0.3%
First Federal Savings Bank $835,000 n/a 0.3%
21ST MORTGAGE CORPORATION $930,000 $815,000 -12.4% 0.3%
Equity Prime Mortgage LLC $310,000 $785,000 153.2% 0.3%
Farm Credit Mid-America, ACA $710,000 $780,000 9.9% 0.3%
DAS Acquisition Company, LLC $1,825,000 $760,000 -58.4% 0.3%
ENDEAVOR CAPITAL, LLC. $230,000 $750,000 226.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $305,000 $730,000 139.3% 0.3%
Wells Fargo Bank $3,585,000 $725,000 -79.8% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,750,000 $675,000 -61.4% 0.3%
ZILLOW HOME LOANS, LLC $320,000 $650,000 103.1% 0.3%
Great Southern Bank $630,000 n/a 0.2%
Carrington Mortgage Services, LLC $935,000 $615,000 -34.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $575,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,425,000 $565,000 -76.7% 0.2%
The Peoples State Bank of Newton, Illinois $105,000 $555,000 428.6% 0.2%
Barrington Bank & Trust Company, N.A. $1,055,000 $530,000 -49.8% 0.2%
DOMINION FINANCIAL SERVICES, LLC $340,000 $530,000 55.9% 0.2%
FREEDOM MORTGAGE CORPORATION $960,000 $530,000 -44.8% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $510,000 n/a 0.2%
Alerus Financial $505,000 n/a 0.2%
United Community Bank $560,000 $505,000 -9.8% 0.2%
FAIR WAY LENDING LLC $540,000 $465,000 -13.9% 0.2%
FIRST STATE MORTGAGE SERVICES, LLC $455,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $1,280,000 $450,000 -64.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $445,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $950,000 $420,000 -55.8% 0.2%
First National Bank of Waterloo $570,000 $410,000 -28.1% 0.2%
IAA Credit Union $405,000 n/a 0.2%
SCOTT CREDIT UNION $1,035,000 $405,000 -60.9% 0.2%
BNC National Bank $395,000 n/a 0.2%
Buena Vista National Bank $435,000 $385,000 -11.5% 0.1%
Magnolia Bank $135,000 $375,000 177.8% 0.1%
NEWREZ LLC $370,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $250,000 $355,000 42.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $465,000 $350,000 -24.7% 0.1%
Bank of America $450,000 $345,000 -23.3% 0.1%
Dieterich Bank $370,000 $345,000 -6.8% 0.1%
Discover Bank $295,000 $330,000 11.9% 0.1%
First Federal Bank $325,000 n/a 0.1%
PNC Bank $665,000 $320,000 -51.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $860,000 $310,000 -64.0% 0.1%
First Federal Savings Bank $305,000 n/a 0.1%
Arvest Bank $590,000 $300,000 -49.2% 0.1%
ENVOY MORTGAGE, LTD $295,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $350,000 $280,000 -20.0% 0.1%
Waterstone Mortgage Corporation $275,000 n/a 0.1%
CITIZENS EQUITY FIRST $485,000 $270,000 -44.3% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $585,000 $255,000 -56.4% 0.1%
Nations Lending Corporation $170,000 $255,000 50.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $145,000 $245,000 69.0% 0.1%
BMO Harris Bank $350,000 $245,000 -30.0% 0.1%
Civista Bank $235,000 $245,000 4.3% 0.1%
FAMILY FINANCE MORTGAGE, LLC $235,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $195,000 $235,000 20.5% 0.1%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $230,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $225,000 n/a 0.1%
Community Bank of Trenton $215,000 n/a 0.1%
Bank of Pontiac $85,000 $205,000 141.2% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.1%
NFM, INC. $235,000 $205,000 -12.8% 0.1%
First State Community Bank $715,000 $200,000 -72.0% 0.1%
Ameris Bank $315,000 $195,000 -38.1% 0.1%
DELMAR FINANCIAL COMPANY $145,000 $195,000 34.5% 0.1%
Servion, Inc. $195,000 n/a 0.1%
CARDINAL FINANCIAL $860,000 $190,000 -77.9% 0.1%
Citizens Bank $720,000 $190,000 -73.6% 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $185,000 n/a 0.1%
DECATUR EARTHMOVER CREDIT UNION $185,000 n/a 0.1%
Farmers Bank & Trust $185,000 n/a 0.1%
GCS $45,000 $185,000 311.1% 0.1%
First United Bank and Trust Company $175,000 n/a 0.1%
PURDUE FEDERAL CREDIT UNION $175,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $175,000 n/a 0.1%
Alliance Bank $165,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $1,185,000 $160,000 -86.5% 0.1%
EVERETT FINANCIAL, INC. $200,000 $160,000 -20.0% 0.1%
Midland States Bank $75,000 $160,000 113.3% 0.1%
Grundy Bank $155,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $305,000 $155,000 -49.2% 0.1%
Pinnacle Bank $155,000 n/a 0.1%
First Community Bank $185,000 $145,000 -21.6% 0.1%
Ixonia Bank $145,000 n/a 0.1%
PREMIA MORTGAGE, LLC $215,000 $145,000 -32.6% 0.1%
RUOFF MORTGAGE COMPANY, INC. $145,000 n/a 0.1%
Citizens Community Bank $135,000 n/a 0.1%
FORT FINANCIAL Federal Credit Union $135,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $205,000 $135,000 -34.1% 0.1%
Neighborhood Loans, Inc. $130,000 n/a 0.1%
First FSB of Mascoutah $125,000 n/a 0.0%
First National Bank of America $175,000 $125,000 -28.6% 0.0%
Stifel Bank and Trust $315,000 $125,000 -60.3% 0.0%
The FNB Community Bank $95,000 $125,000 31.6% 0.0%
GENEVA FINANCIAL, LLC $85,000 $115,000 35.3% 0.0%
ALLIANT CREDIT UNION $340,000 $110,000 -67.6% 0.0%
Ally Bank $340,000 $105,000 -69.1% 0.0%
COMPASS MORTGAGE, INC. $285,000 $105,000 -63.2% 0.0%
First State Bank $375,000 $105,000 -72.0% 0.0%
Coastal Community Bank $100,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $370,000 $95,000 -74.3% 0.0%
CIBM Bank $155,000 $95,000 -38.7% 0.0%
DIRECT MORTGAGE LOANS, LLC $305,000 $95,000 -68.9% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $90,000 n/a 0.0%
Mound City Bank $85,000 n/a 0.0%
PLANET HOME LENDING, LLC $85,000 n/a 0.0%
First Midwest Bank of Poplar Bluff $75,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $75,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $75,000 n/a 0.0%
Truist $450,000 $75,000 -83.3% 0.0%
Figure Lending LLC $230,000 $70,000 -69.6% 0.0%
Carrollton Bank $925,000 $65,000 -93.0% 0.0%
First Bank $190,000 $65,000 -65.8% 0.0%
JERSEY STATE BANK $65,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $65,000 n/a 0.0%
Bank of Gibson City $55,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $55,000 n/a 0.0%
Old National Bank $55,000 n/a 0.0%
SPRING EQ, LLC $80,000 $55,000 -31.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $35,000 n/a 0.0%
Gateway First Bank $35,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $25,000 n/a 0.0%
Flanagan State Bank $165,000 $15,000 -90.9% 0.0%
Montgomery Bank $245,000 $15,000 -93.9% 0.0%

CARBONDALE - MARION's top lender by overall market share is Farmers State Bank of Alto Pass, with 7.7% market share. In second place, with 7.2%, is U.S. Bank, having originated $18,595,000 in loans. In third place, with 6.9%, is GUILD MORTGAGE COMPANY, having originated $17,825,000 in loans. In fourth place, with 6.9%, is FIRST SOUTHERN BANK, having originated $17,800,000 in loans. In fifth place, with 5.3%, is SouthernTrust Bank, having originated $13,700,000 in loans.

CARBONDALE-MARION, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,245 $195,555,000 $157,072
Refi 180 $28,420,000 $157,889
Cash Out Refi 143 $18,365,000 $128,427
Home Improvement 107 $9,105,000 $85,093
Other 88 $7,180,000 $81,591

Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,245 originations. The 2nd most popular reason was Refi, with 180 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 516 $80,930,000 $156,841
7-8% 356 $54,940,000 $154,326
5-6% 177 $29,795,000 $168,333
Over 8% 140 $10,960,000 $78,286
<2.5% 24 $140,000 $5,833
4-5% 13 $2,135,000 $164,231
3-4% 3 $345,000 $115,000

During 2023, Carbondale - Marion's most frequently originated rate bucket was 6-7%, with 516 originations.

Loan Sizing (CARBONDALE-MARION, IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 744 $43,520,000 $58,495
$100k-200k 647 $93,845,000 $145,046
$200k-400k 309 $81,725,000 $264,482
$400k-600k 43 $20,495,000 $476,628
$600k-1000k 15 $11,265,000 $751,000
$Over $1MM 5 $7,775,000 $1,555,000

CARBONDALE - MARION's loan sizing saw the bucket of loans from $100,000 or less with 744 originations, totaling $43,520,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 703 $114,035,000 $162,212
60-80% 260 $41,910,000 $161,192
40-60% 89 $14,725,000 $165,449
20-40% 77 $4,945,000 $64,221
Under 20% 75 $1,805,000 $24,067
Over 100% 23 $4,695,000 $204,130

CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 703 originations, totaling $114,035,000 in origination value.