CARBONDALE - MARION Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Carbondale - Marion averaged 6.62% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.61% and one month ago for the week of 2024-11-07, the average rate was 6.81%.

    Carbondale - Marion's average rate one year ago was 6.85%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Carbondale - Marion 30 Year Fixed Rate 2024-12-12 6.62%
    Carbondale - Marion 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Carbondale - Marion 15 Year Fixed Rate 2024-12-12 5.74%
    Carbondale - Marion 15 Year Fixed Rate Refi 2024-12-12 5.84%
    Carbondale - Marion 30 Year FHA 2024-12-12 6.17%
    Carbondale - Marion 30 Year FHA Refi 2024-12-12 6.38%
    Carbondale - Marion 30 Year USDA 2024-12-12 6.13%
    Carbondale - Marion 30 Year USDA Refi 2024-12-12 6.2%
    Carbondale - Marion 30 Year VA 2024-12-12 5.99%
    Carbondale - Marion 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.

    CARBONDALE - MARION Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    U.S. Bank 78 6.78% $3,020
    SIU 60 5.90% $2,015
    GUILD MORTGAGE COMPANY 56 7.02% $3,334
    Peoples National Bank , N.A. 40 6.78% $2,566
    QUICKEN LOANS, LLC 32 6.80% $4,488
    First Mid Bank & Trust 23 6.65% $2,283
    FLAT BRANCH MORTGAGE, INC. 22 6.66% $3,167
    Banterra Bank 22 7.04% $2,839
    Flagstar Bank, FSB 16 7.23% $2,783
    GERSHMAN INVESTMENT CORP. 16 7.30% $4,629
    FirstTrust Home Loans, Inc. 15 7.20% $4,890
    Community Mortgage Banc Corporation 9 7.13% $2,462
    Regions Bank 8 7.33% $3,949
    JPMorgan Chase Bank 8 7.25% $4,995
    BROKER SOLUTIONS, INC. 7 7.11% $4,490
    Wells Fargo Bank 6 6.85% $3,747
    USAA Federal Savings Bank 5 6.65% $3,529
    LOANDEPOT.COM, LLC 4 6.69% $5,554
    GUARANTEED RATE, INC. 4 7.14% $4,447
    Fifth Third Bank 3 7.55% $2,307
    PENNYMAC LOAN SERVICES, LLC 3 7.08% $6,665
    ZILLOW HOME LOANS, LLC 3 7.46% $4,487
    EVANSVILLE TEACHERS 3 7.08% $3,562
    NAVY FEDERAL CREDIT UNION 3 8.08% $4,594
    NBKC BANK 2 7.19% $2,130
    AmeriHome Mortgage Company, LLC 2 7.13% $4,349
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.37% $4,659
    Mortgage Research Center, LLC 2 6.94% $1,559
    Discover Bank 2 8.74% $0
    SCOTT CREDIT UNION 2 6.94% $2,164
    BETTER MORTGAGE CORPORATION 2 6.38% $4,577
    Farm Credit Mid-America, ACA 2 6.75% $6,815
    DAS Acquisition Company, LLC 2 7.13% $5,164
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $3,497
    The Huntington National Bank 2 7.06% $4,491
    Nations Lending Corporation 1 7.63% $5,942
    PENTAGON FEDERAL CREDIT UNION 1 5.38% $5,230
    Pinnacle Bank 1 6.25% $2,840
    PNC Bank 1 7.63% $2,369
    PREMIA MORTGAGE, LLC 1 6.13% $717
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $6,015
    PURDUE FEDERAL CREDIT UNION 1 7.13% $2,163
    ROYAL UNITED MORTGAGE LLC 1 6.38% $7,203
    RUOFF MORTGAGE COMPANY, INC. 1 7.38% $1,661
    Southern Bank 1 6.88% $2,249
    Stifel Bank and Trust 1 6.00% $2,204
    21ST MORTGAGE CORPORATION 1 11.20% $4,038
    The Federal Savings Bank 1 7.75% $4,390
    Truist 1 5.49% $2,864
    United Community Bank 1 6.95% $1,740
    UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $1,542
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $3,679
    Waterstone Mortgage Corporation 1 6.50% $6,215
    STOCKTON MORTGAGE CORPORATION 1 6.88% $3,349
    Alerus Financial 1 6.63% $3,856
    Ally Bank 1 7.88% $2,722
    AMERICAN FINANCIAL RESOURCES, INC. 1 5.88% $5,333
    AMERISAVE MORTGAGE CORPORATION 1 6.75% $4,654
    Bank of Pontiac 1 6.88% $2,613
    Barrington Bank & Trust Company, N.A. 1 6.50% $4,017
    Carrollton Bank 1 5.75% $2,136
    CHURCHILL MORTGAGE CORPORATION 1 5.75% $3,495
    CITIZENS EQUITY FIRST 1 6.75% $2,293
    Civista Bank 1 5.12% $2,672
    COMPASS MORTGAGE, INC. 1 6.50% $3,590
    CONSUMERS COOPERATIVE CREDIT UNION 1 5.88% $2,367
    CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $5,515
    DECATUR EARTHMOVER CREDIT UNION 1 6.60% $2,827
    DELMAR FINANCIAL COMPANY 1 6.63% $3,402
    DIRECT MORTGAGE LOANS, LLC 1 6.99% $2,268
    ENVOY MORTGAGE, LTD 1 6.38% $6,064
    Farmers Bank & Trust 1 6.99% $3,036
    FCB Banks 1 6.63% $3,069
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.75% $1,684
    First Community Bank 1 7.88% $4,621
    FIRST COMMUNITY MORTGAGE, INC. 1 7.00% $3,603
    First Federal Savings Bank 1 6.38% $2,208
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.38% $0
    First National Bank of Waterloo 1 6.25% $6,852
    First State Community Bank 1 9.40% $1,670
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.38% $2,350
    FORT FINANCIAL Federal Credit Union 1 8.00% $2,822
    Gateway First Bank 1 7.00% $3,799
    GENEVA FINANCIAL, LLC 1 6.88% $4,424
    Great Southern Bank 1 6.75% $7,023
    GUARANTEED RATE AFFINITY, LLC 1 7.38% $9,967
    IAA Credit Union 1 6.25% $2,283
    MEMBER FIRST MORTGAGE, LLC 1 6.63% $3,050

    CARBONDALE - MARION Average Closing Costs & Other Stats

    CARBONDALE-MARION, IL's 88 lenders originated 1,763 loans during 2023. The total origination value was $258,625,000, with an average loan value of $146,696.

    CARBONDALE - MARION's average closing costs are $3,722.

    The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with 78 loans originated. Their average total fees are $3,020, which is $1,005 higher than the next largest lender, SIU.

    The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are SIU ($2,015), First Mid Bank & Trust ($2,283), Peoples National Bank , N.A. ($2,566), Flagstar Bank, FSB ($2,783) and Banterra Bank ($2,839).

    The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are SIU (5.90%), First Mid Bank & Trust (6.65%), FLAT BRANCH MORTGAGE, INC. (6.66%), U.S. Bank (6.78%) and Peoples National Bank , N.A. (6.78%).

    CARBONDALE-MARION, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Farmers State Bank of Alto Pass $14,000,000 $19,965,000 42.6% 7.7%
    U.S. Bank $22,195,000 $18,595,000 -16.2% 7.2%
    GUILD MORTGAGE COMPANY $7,285,000 $17,825,000 144.7% 6.9%
    FIRST SOUTHERN BANK $24,540,000 $17,800,000 -27.5% 6.9%
    SouthernTrust Bank $12,685,000 $13,700,000 8.0% 5.3%
    SIU $16,140,000 $10,895,000 -32.5% 4.2%
    Mortgage Research Center, LLC $15,790,000 $9,095,000 -42.4% 3.5%
    QUICKEN LOANS, LLC $18,470,000 $9,070,000 -50.9% 3.5%
    Peoples National Bank , N.A. $13,925,000 $8,430,000 -39.5% 3.3%
    The Bank of Herrin $7,700,000 n/a 3.0%
    Flagstar Bank, FSB $9,785,000 $6,410,000 -34.5% 2.5%
    Banterra Bank $9,520,000 $6,085,000 -36.1% 2.4%
    GERSHMAN INVESTMENT CORP. $9,280,000 $5,975,000 -35.6% 2.3%
    FLAT BRANCH MORTGAGE, INC. $5,775,000 $5,825,000 0.9% 2.3%
    First Mid Bank & Trust $6,345,000 $4,980,000 -21.5% 1.9%
    GUARANTEED RATE, INC. $7,935,000 $4,935,000 -37.8% 1.9%
    Murphy-Wall State Bank and Trust Company $11,635,000 $4,410,000 -62.1% 1.7%
    FirstTrust Home Loans, Inc. $75,000 $3,785,000 4,946.7% 1.5%
    Regions Bank $8,285,000 $3,420,000 -58.7% 1.3%
    THE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO $3,290,000 n/a 1.3%
    Legence Bank $6,280,000 $3,135,000 -50.1% 1.2%
    GREYSTONE SERVICING COMPANY LLC $3,035,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $3,465,000 $3,025,000 -12.7% 1.2%
    The First National Bank of Ava $2,645,000 n/a 1.0%
    Community Mortgage Banc Corporation $5,610,000 $2,525,000 -55.0% 1.0%
    Fifth Third Bank $2,840,000 $2,490,000 -12.3% 1.0%
    BROKER SOLUTIONS, INC. $2,200,000 $2,320,000 5.5% 0.9%
    Southern Bank $205,000 $2,145,000 946.3% 0.8%
    USAA Federal Savings Bank $2,930,000 $2,090,000 -28.7% 0.8%
    The Federal Savings Bank $720,000 $1,880,000 161.1% 0.7%
    EVANSVILLE TEACHERS $935,000 $1,740,000 86.1% 0.7%
    First State Bank of Campbell Hill $7,630,000 $1,655,000 -78.3% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,980,000 $1,535,000 -22.5% 0.6%
    FCB Banks $1,510,000 $1,355,000 -10.3% 0.5%
    PENNYMAC LOAN SERVICES, LLC $2,720,000 $1,335,000 -50.9% 0.5%
    JPMorgan Chase Bank $1,750,000 $1,295,000 -26.0% 0.5%
    LOANDEPOT.COM, LLC $3,430,000 $1,280,000 -62.7% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,825,000 $1,070,000 -41.4% 0.4%
    ROYAL UNITED MORTGAGE LLC $1,075,000 $1,055,000 -1.9% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $465,000 $1,040,000 123.7% 0.4%
    NBKC BANK $960,000 n/a 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,000,000 $950,000 -5.0% 0.4%
    The Huntington National Bank $95,000 $905,000 852.6% 0.3%
    First Federal Savings Bank $835,000 n/a 0.3%
    21ST MORTGAGE CORPORATION $930,000 $815,000 -12.4% 0.3%
    Equity Prime Mortgage LLC $310,000 $785,000 153.2% 0.3%
    Farm Credit Mid-America, ACA $710,000 $780,000 9.9% 0.3%
    DAS Acquisition Company, LLC $1,825,000 $760,000 -58.4% 0.3%
    ENDEAVOR CAPITAL, LLC. $230,000 $750,000 226.1% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $305,000 $730,000 139.3% 0.3%
    Wells Fargo Bank $3,585,000 $725,000 -79.8% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,750,000 $675,000 -61.4% 0.3%
    ZILLOW HOME LOANS, LLC $320,000 $650,000 103.1% 0.3%
    Great Southern Bank $630,000 n/a 0.2%
    Carrington Mortgage Services, LLC $935,000 $615,000 -34.2% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $575,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,425,000 $565,000 -76.7% 0.2%
    The Peoples State Bank of Newton, Illinois $105,000 $555,000 428.6% 0.2%
    Barrington Bank & Trust Company, N.A. $1,055,000 $530,000 -49.8% 0.2%
    DOMINION FINANCIAL SERVICES, LLC $340,000 $530,000 55.9% 0.2%
    FREEDOM MORTGAGE CORPORATION $960,000 $530,000 -44.8% 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $510,000 n/a 0.2%
    Alerus Financial $505,000 n/a 0.2%
    United Community Bank $560,000 $505,000 -9.8% 0.2%
    FAIR WAY LENDING LLC $540,000 $465,000 -13.9% 0.2%
    FIRST STATE MORTGAGE SERVICES, LLC $455,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $1,280,000 $450,000 -64.8% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $445,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $950,000 $420,000 -55.8% 0.2%
    First National Bank of Waterloo $570,000 $410,000 -28.1% 0.2%
    IAA Credit Union $405,000 n/a 0.2%
    SCOTT CREDIT UNION $1,035,000 $405,000 -60.9% 0.2%
    BNC National Bank $395,000 n/a 0.2%
    Buena Vista National Bank $435,000 $385,000 -11.5% 0.1%
    Magnolia Bank $135,000 $375,000 177.8% 0.1%
    NEWREZ LLC $370,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $250,000 $355,000 42.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $465,000 $350,000 -24.7% 0.1%
    Bank of America $450,000 $345,000 -23.3% 0.1%
    Dieterich Bank $370,000 $345,000 -6.8% 0.1%
    Discover Bank $295,000 $330,000 11.9% 0.1%
    First Federal Bank $325,000 n/a 0.1%
    PNC Bank $665,000 $320,000 -51.9% 0.1%
    CHURCHILL MORTGAGE CORPORATION $860,000 $310,000 -64.0% 0.1%
    First Federal Savings Bank $305,000 n/a 0.1%
    Arvest Bank $590,000 $300,000 -49.2% 0.1%
    ENVOY MORTGAGE, LTD $295,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $350,000 $280,000 -20.0% 0.1%
    Waterstone Mortgage Corporation $275,000 n/a 0.1%
    CITIZENS EQUITY FIRST $485,000 $270,000 -44.3% 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $585,000 $255,000 -56.4% 0.1%
    Nations Lending Corporation $170,000 $255,000 50.0% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $145,000 $245,000 69.0% 0.1%
    BMO Harris Bank $350,000 $245,000 -30.0% 0.1%
    Civista Bank $235,000 $245,000 4.3% 0.1%
    FAMILY FINANCE MORTGAGE, LLC $235,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $195,000 $235,000 20.5% 0.1%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $230,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $225,000 n/a 0.1%
    Community Bank of Trenton $215,000 n/a 0.1%
    Bank of Pontiac $85,000 $205,000 141.2% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.1%
    NFM, INC. $235,000 $205,000 -12.8% 0.1%
    First State Community Bank $715,000 $200,000 -72.0% 0.1%
    Ameris Bank $315,000 $195,000 -38.1% 0.1%
    DELMAR FINANCIAL COMPANY $145,000 $195,000 34.5% 0.1%
    Servion, Inc. $195,000 n/a 0.1%
    CARDINAL FINANCIAL $860,000 $190,000 -77.9% 0.1%
    Citizens Bank $720,000 $190,000 -73.6% 0.1%
    CONSUMERS COOPERATIVE CREDIT UNION $185,000 n/a 0.1%
    DECATUR EARTHMOVER CREDIT UNION $185,000 n/a 0.1%
    Farmers Bank & Trust $185,000 n/a 0.1%
    GCS $45,000 $185,000 311.1% 0.1%
    First United Bank and Trust Company $175,000 n/a 0.1%
    PURDUE FEDERAL CREDIT UNION $175,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $175,000 n/a 0.1%
    Alliance Bank $165,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $1,185,000 $160,000 -86.5% 0.1%
    EVERETT FINANCIAL, INC. $200,000 $160,000 -20.0% 0.1%
    Midland States Bank $75,000 $160,000 113.3% 0.1%
    Grundy Bank $155,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $305,000 $155,000 -49.2% 0.1%
    Pinnacle Bank $155,000 n/a 0.1%
    First Community Bank $185,000 $145,000 -21.6% 0.1%
    Ixonia Bank $145,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $215,000 $145,000 -32.6% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $145,000 n/a 0.1%
    Citizens Community Bank $135,000 n/a 0.1%
    FORT FINANCIAL Federal Credit Union $135,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $205,000 $135,000 -34.1% 0.1%
    Neighborhood Loans, Inc. $130,000 n/a 0.1%
    First FSB of Mascoutah $125,000 n/a 0.0%
    First National Bank of America $175,000 $125,000 -28.6% 0.0%
    Stifel Bank and Trust $315,000 $125,000 -60.3% 0.0%
    The FNB Community Bank $95,000 $125,000 31.6% 0.0%
    GENEVA FINANCIAL, LLC $85,000 $115,000 35.3% 0.0%
    ALLIANT CREDIT UNION $340,000 $110,000 -67.6% 0.0%
    Ally Bank $340,000 $105,000 -69.1% 0.0%
    COMPASS MORTGAGE, INC. $285,000 $105,000 -63.2% 0.0%
    First State Bank $375,000 $105,000 -72.0% 0.0%
    Coastal Community Bank $100,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $370,000 $95,000 -74.3% 0.0%
    CIBM Bank $155,000 $95,000 -38.7% 0.0%
    DIRECT MORTGAGE LOANS, LLC $305,000 $95,000 -68.9% 0.0%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $90,000 n/a 0.0%
    Mound City Bank $85,000 n/a 0.0%
    PLANET HOME LENDING, LLC $85,000 n/a 0.0%
    First Midwest Bank of Poplar Bluff $75,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $75,000 n/a 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $75,000 n/a 0.0%
    Truist $450,000 $75,000 -83.3% 0.0%
    Figure Lending LLC $230,000 $70,000 -69.6% 0.0%
    Carrollton Bank $925,000 $65,000 -93.0% 0.0%
    First Bank $190,000 $65,000 -65.8% 0.0%
    JERSEY STATE BANK $65,000 n/a 0.0%
    MEMBER FIRST MORTGAGE, LLC $65,000 n/a 0.0%
    Bank of Gibson City $55,000 n/a 0.0%
    LEADERONE FINANCIAL CORPORATION $55,000 n/a 0.0%
    Old National Bank $55,000 n/a 0.0%
    SPRING EQ, LLC $80,000 $55,000 -31.3% 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $35,000 n/a 0.0%
    Gateway First Bank $35,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $25,000 n/a 0.0%
    Flanagan State Bank $165,000 $15,000 -90.9% 0.0%
    Montgomery Bank $245,000 $15,000 -93.9% 0.0%

    CARBONDALE - MARION's top lender by overall market share is Farmers State Bank of Alto Pass, with 7.7% market share. In second place, with 7.2%, is U.S. Bank, having originated $18,595,000 in loans. In third place, with 6.9%, is GUILD MORTGAGE COMPANY, having originated $17,825,000 in loans. In fourth place, with 6.9%, is FIRST SOUTHERN BANK, having originated $17,800,000 in loans. In fifth place, with 5.3%, is SouthernTrust Bank, having originated $13,700,000 in loans.

    CARBONDALE - MARION Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $123,200 (4.0%) $156,992 (1.8%) 0.00 804
    2018-02-01 $124,400 (3.7%) $160,139 (2.0%) 0.00 805
    2018-03-01 $124,450 (3.8%) $157,953 (0.1%) 0.00 843
    2018-04-01 $125,750 (-2.5%) $160,042 (-3.2%) 0.00 857
    2018-05-01 $125,750 (-2.8%) $162,141 (-2.2%) 0.00 860
    2018-06-01 $126,000 (-2.4%) $161,727 (-2.1%) 0.00 866
    2018-07-01 $124,900 (-3.9%) $160,050 (-3.8%) 0.00 868
    2018-08-01 $123,250 (-5.1%) $157,140 (-5.1%) 0.00 868
    2018-09-01 $124,500 (-4.2%) $158,124 (-4.7%) 0.00 879
    2018-10-01 $119,950 (-7.7%) $156,407 (-5.2%) 0.00 875
    2018-11-01 $119,700 (-7.5%) $154,555 (-5.2%) 0.00 849
    2018-12-01 $119,900 (-3.3%) $153,953 (-2.8%) 0.00 823
    2019-01-01 $116,100 (-5.8%) $152,044 (-3.2%) 0.00 783
    2019-02-01 $116,750 (-6.2%) $152,233 (-4.9%) 0.00 772
    2019-03-01 $119,143 (-4.3%) $155,624 (-1.5%) 0.00 768
    2019-04-01 $119,900 (-4.7%) $157,857 (-1.4%) 0.00 773
    2019-05-01 $119,700 (-4.8%) $159,023 (-1.9%) 0.00 793
    2019-06-01 $119,900 (-4.8%) $157,188 (-2.8%) 0.00 811
    2019-07-01 $119,961 (-4.0%) $155,936 (-2.6%) 0.00 838
    2019-08-01 $119,927 (-2.7%) $154,351 (-1.8%) 0.00 828
    2019-09-01 $119,968 (-3.6%) $153,264 (-3.1%) 0.00 819
    2019-10-01 $121,500 (1.3%) $152,756 (-2.3%) 0.00 809
    2019-11-01 $124,900 (4.3%) $152,525 (-1.3%) 0.00 783
    2019-12-01 $118,950 (-0.8%) $148,368 (-3.6%) 0.00 744
    2020-01-01 $115,250 (-0.7%) $149,076 (-2.0%) 0.00 703
    2020-02-01 $117,400 (0.6%) $148,284 (-2.6%) 0.00 719
    2020-03-01 $118,950 (-0.2%) $152,852 (-1.8%) 0.00 718
    2020-04-01 $118,200 (-1.4%) $150,218 (-4.8%) 0.00 711
    2020-05-01 $119,900 (0.2%) $154,721 (-2.7%) 0.00 672
    2020-06-01 $116,725 (-2.7%) $148,199 (-5.7%) 0.00 624
    2020-07-01 $119,250 (-0.6%) $152,145 (-2.4%) 0.00 567
    2020-08-01 $114,900 (-4.2%) $150,892 (-2.2%) 0.00 543
    2020-09-01 $114,700 (-4.4%) $155,961 (1.8%) 0.00 517
    2020-10-01 $115,000 (-5.4%) $156,797 (2.7%) 0.00 478
    2020-11-01 $116,575 (-6.7%) $155,591 (2.0%) 0.00 451
    2020-12-01 $110,975 (-6.7%) $152,755 (3.0%) 0.00 431
    2021-01-01 $110,000 (-4.6%) $155,848 (4.5%) 0.00 392
    2021-02-01 $107,338 (-8.6%) $160,548 (8.3%) 0.00 321
    2021-03-01 $116,300 (-2.2%) $167,891 (9.8%) 0.00 297
    2021-04-01 $119,438 (1.1%) $176,612 (17.6%) 0.00 273
    2021-05-01 $114,900 (-4.2%) $173,943 (12.4%) 0.00 274
    2021-06-01 $115,600 (-1.0%) $181,918 (22.8%) 0.00 280
    2021-07-01 $109,950 (-7.8%) $179,621 (18.1%) 0.00 291
    2021-08-01 $102,650 (-10.7%) $183,159 (21.4%) 0.00 282
    2021-09-01 $111,950 (-2.4%) $194,770 (24.9%) 0.00 299
    2021-10-01 $117,500 (2.2%) $205,965 (31.4%) 0.00 293
    2021-11-01 $93,000 (-20.2%) $200,383 (28.8%) 0.00 280
    2021-12-01 $99,250 (-10.6%) $191,241 (25.2%) 0.00 291
    2022-01-01 $91,000 (-17.3%) $176,813 (13.5%) 0.00 290
    2022-02-01 $74,900 (-30.2%) $161,139 (0.4%) 0.00 314
    2022-03-01 $95,625 (-17.8%) $193,472 (15.2%) 0.00 229
    2022-04-01 $119,900 (0.4%) $221,434 (25.4%) 0.00 225
    2022-05-01 $122,475 (6.6%) $226,793 (30.4%) 0.00 227
    2022-06-01 $124,450 (7.7%) $222,220 (22.2%) 0.00 246
    2022-07-01 $131,450 (19.6%) $218,733 (21.8%) 0.00 286
    2022-08-01 $129,600 (26.3%) $210,562 (15.0%) 0.00 301
    2022-09-01 $129,900 (16.0%) $214,514 (10.1%) 0.00 294
    2022-10-01 $124,900 (6.3%) $196,136 (-4.8%) 0.00 315
    2022-11-01 $125,875 (35.4%) $201,447 (0.5%) 0.00 332
    2022-12-01 $123,000 (23.9%) $208,841 (9.2%) 0.00 302
    2023-01-01 $129,600 (42.4%) $215,286 (21.8%) 0.00 283
    2023-02-01 $129,900 (73.4%) $224,804 (39.5%) 0.00 240
    2023-03-01 $129,925 (35.9%) $227,854 (17.8%) 0.00 216
    2023-04-01 $135,000 (12.6%) $241,054 (8.9%) 0.00 218
    2023-05-01 $130,700 (6.7%) $244,516 (7.8%) 0.00 224
    2023-06-01 $152,450 (22.5%) $262,759 (18.2%) 0.00 225
    2023-07-01 $169,000 (28.6%) $269,247 (23.1%) 0.00 241
    2023-08-01 $152,825 (17.9%) $248,580 (18.1%) 0.00 253
    2023-09-01 $157,500 (21.3%) $244,725 (14.1%) 0.00 273
    2023-10-01 $149,900 (20.0%) $239,489 (22.1%) 0.00 277
    2023-11-01 $157,750 (25.3%) $237,504 (17.9%) 0.00 275
    2023-12-01 $148,000 (20.3%) $222,529 (6.6%) 0.00 276
    2024-01-01 $139,000 (7.3%) $217,630 (1.1%) 0.00 276
    2024-02-01 $137,750 (6.0%) $216,800 (-3.6%) 0.00 295
    2024-03-01 $132,450 (1.9%) $216,537 (-5.0%) 0.00 281
    2024-04-01 $137,975 (2.2%) $222,906 (-7.5%) 0.00 293
    2024-05-01 $147,100 (12.6%) $225,214 (-7.9%) 0.00 293
    2024-06-01 $145,500 (-4.6%) $224,956 (-14.4%) 0.00 309
    2024-07-01 $162,450 (-3.9%) $233,373 (-13.3%) 0.00 330
    2024-08-01 $180,000 (17.8%) $245,275 (-1.3%) 0.00 334
    2024-09-01 $189,475 (20.3%) $252,644 (3.2%) 0.00 317
    2024-10-01 $194,250 (29.6%) $257,691 (7.6%) 0.00 337
    2024-11-01 $190,000 (20.4%) $246,610 (3.8%) 0.00 353
    CARBONDALE - MARION's median listing price for 2024-11-01 was $190,000, a difference of $32,250 (20.4%) versus the prior year and $-4,250 versus the prior month.

    CARBONDALE - MARION's median listing price comes in at 0% of the national average.

    CARBONDALE - MARION's average listing price for 2024-11-01 was $246,610, a difference of $9,106 (3.8%) versus the prior year and $-11,081 versus the prior month.

    For the 2024-11-01 period, CARBONDALE - MARION had 353 MLS listings, a difference of 16 listings (5%) versus the prior month and 78 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,696 sqft
    2018-02-01 0 days 1,690 sqft
    2018-03-01 0 days 1,700 sqft
    2018-04-01 0 days 1,717 sqft
    2018-05-01 0 days 1,728 sqft
    2018-06-01 0 days 1,728 sqft
    2018-07-01 0 days 1,700 sqft
    2018-08-01 0 days 1,677 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,683 sqft
    2018-11-01 0 days 1,699 sqft
    2018-12-01 0 days 1,673 sqft
    2019-01-01 0 days 1,651 sqft
    2019-02-01 0 days 1,632 sqft
    2019-03-01 0 days 1,653 sqft
    2019-04-01 0 days 1,680 sqft
    2019-05-01 0 days 1,685 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,667 sqft
    2019-08-01 0 days 1,642 sqft
    2019-09-01 0 days 1,630 sqft
    2019-10-01 0 days 1,621 sqft
    2019-11-01 0 days 1,617 sqft
    2019-12-01 0 days 1,600 sqft
    2020-01-01 0 days 1,599 sqft
    2020-02-01 0 days 1,570 sqft
    2020-03-01 0 days 1,600 sqft
    2020-04-01 0 days 1,594 sqft
    2020-05-01 0 days 1,600 sqft
    2020-06-01 0 days 1,591 sqft
    2020-07-01 0 days 1,603 sqft
    2020-08-01 0 days 1,540 sqft
    2020-09-01 0 days 1,557 sqft
    2020-10-01 0 days 1,550 sqft
    2020-11-01 0 days 1,565 sqft
    2020-12-01 0 days 1,500 sqft
    2021-01-01 0 days 1,498 sqft
    2021-02-01 0 days 1,491 sqft
    2021-03-01 0 days 1,501 sqft
    2021-04-01 0 days 1,548 sqft
    2021-05-01 0 days 1,550 sqft
    2021-06-01 0 days 1,559 sqft
    2021-07-01 0 days 1,509 sqft
    2021-08-01 0 days 1,517 sqft
    2021-09-01 0 days 1,503 sqft
    2021-10-01 0 days 1,545 sqft
    2021-11-01 0 days 1,413 sqft
    2021-12-01 0 days 1,418 sqft
    2022-01-01 0 days 1,402 sqft
    2022-02-01 0 days 1,263 sqft
    2022-03-01 0 days 1,360 sqft
    2022-04-01 0 days 1,524 sqft
    2022-05-01 0 days 1,500 sqft
    2022-06-01 0 days 1,482 sqft
    2022-07-01 0 days 1,568 sqft
    2022-08-01 0 days 1,570 sqft
    2022-09-01 0 days 1,551 sqft
    2022-10-01 0 days 1,520 sqft
    2022-11-01 0 days 1,544 sqft
    2022-12-01 0 days 1,522 sqft
    2023-01-01 0 days 1,546 sqft
    2023-02-01 0 days 1,536 sqft
    2023-03-01 0 days 1,536 sqft
    2023-04-01 0 days 1,555 sqft
    2023-05-01 0 days 1,578 sqft
    2023-06-01 0 days 1,626 sqft
    2023-07-01 0 days 1,656 sqft
    2023-08-01 0 days 1,670 sqft
    2023-09-01 0 days 1,640 sqft
    2023-10-01 0 days 1,626 sqft
    2023-11-01 0 days 1,611 sqft
    2023-12-01 0 days 1,588 sqft
    2024-01-01 0 days 1,588 sqft
    2024-02-01 0 days 1,592 sqft
    2024-03-01 0 days 1,608 sqft
    2024-04-01 0 days 1,599 sqft
    2024-05-01 0 days 1,672 sqft
    2024-06-01 0 days 1,639 sqft
    2024-07-01 0 days 1,674 sqft
    2024-08-01 0 days 1,664 sqft
    2024-09-01 0 days 1,676 sqft
    2024-10-01 0 days 1,685 sqft
    2024-11-01 0 days 1,680 sqft
    CARBONDALE - MARION's median listing age (time on market) for 2024-11-01 was 0 days.

    CARBONDALE - MARION's median square footage for active listings during the 2024-11-01 period was 1,680 sqft. One year prior, the average listing was 1,611 sqft.

    CARBONDALE-MARION, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,245 $195,555,000 $157,072
    Refi 180 $28,420,000 $157,889
    Cash Out Refi 143 $18,365,000 $128,427
    Home Improvement 107 $9,105,000 $85,093
    Other 88 $7,180,000 $81,591

    Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,245 originations. The 2nd most popular reason was Refi, with 180 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 516 $80,930,000 $156,841
    7-8% 356 $54,940,000 $154,326
    5-6% 177 $29,795,000 $168,333
    Over 8% 140 $10,960,000 $78,286
    <2.5% 24 $140,000 $5,833
    4-5% 13 $2,135,000 $164,231
    3-4% 3 $345,000 $115,000

    During 2023, Carbondale - Marion's most frequently originated rate bucket was 6-7%, with 516 originations.

    Loan Sizing (CARBONDALE-MARION, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 744 $43,520,000 $58,495
    $100k-200k 647 $93,845,000 $145,046
    $200k-400k 309 $81,725,000 $264,482
    $400k-600k 43 $20,495,000 $476,628
    $600k-1000k 15 $11,265,000 $751,000
    $Over $1MM 5 $7,775,000 $1,555,000

    CARBONDALE - MARION's loan sizing saw the bucket of loans from $100,000 or less with 744 originations, totaling $43,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 703 $114,035,000 $162,212
    60-80% 260 $41,910,000 $161,192
    40-60% 89 $14,725,000 $165,449
    20-40% 77 $4,945,000 $64,221
    Under 20% 75 $1,805,000 $24,067
    Over 100% 23 $4,695,000 $204,130

    CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 703 originations, totaling $114,035,000 in origination value.