CARBONDALE - MARION Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carbondale - Marion averaged 6.72% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.65% and one month ago for the week of 2023-02-09, the average rate was 6.44%.

Carbondale - Marion's average rate one year ago was 4.07%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Carbondale - Marion 30 Year Fixed Rate 2023-03-16 6.72%
Carbondale - Marion 30 Year Fixed Rate Refi 2023-03-16 6.97%
Carbondale - Marion 15 Year Fixed Rate 2023-03-16 5.98%
Carbondale - Marion 15 Year Fixed Rate Refi 2023-03-16 6.17%
Carbondale - Marion 30 Year FHA 2023-03-16 6.36%
Carbondale - Marion 30 Year FHA Refi 2023-03-16 6.56%
Carbondale - Marion 30 Year USDA 2023-03-16 6.38%
Carbondale - Marion 30 Year USDA Refi 2023-03-16 6.37%
Carbondale - Marion 30 Year VA 2023-03-16 6.39%
Carbondale - Marion 30 Year VA Refi 2023-03-16 6.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.

CARBONDALE - MARION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
U.S. Bank 120 3.07% $2,320
Peoples National Bank , N.A. 112 3.07% $2,075
QUICKEN LOANS, LLC 74 3.12% $4,183
Community Mortgage Banc Corporation 48 3.19% $2,425
GUARANTEED RATE, INC. 25 3.25% $2,919
First Mid Bank & Trust 25 3.21% $1,840
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 3.51% $2,984
Regions Bank 23 3.32% $2,930
GERSHMAN INVESTMENT CORP. 18 3.42% $2,839
Flagstar Bank, FSB 18 3.29% $2,493
CRESCENT MORTGAGE COMPANY 16 3.27% $1,959
Wells Fargo Bank 12 3.26% $2,519
HOMESIDE FINANCIAL, LLC 10 3.31% $3,006
JPMorgan Chase Bank 10 3.32% $1,675
BROKER SOLUTIONS, INC. 10 3.21% $3,570
Fifth Third Bank 9 3.08% $2,764
ENDEAVOR CAPITAL, LLC. 8 3.19% $3,233
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.16% $3,950
Farm Credit Mid-America, ACA 7 3.43% $6,654
LOANDEPOT.COM, LLC 7 3.12% $3,447
NAVY FEDERAL CREDIT UNION 7 3.86% $2,613
AMERISAVE MORTGAGE CORPORATION 7 3.32% $4,108
Associated Bank 6 3.13% $2,325
BETTER MORTGAGE CORPORATION 6 3.15% $2,275
EVANSVILLE TEACHERS 6 3.38% $2,630
GUILD MORTGAGE COMPANY 6 3.27% $2,893
CROSSCOUNTRY MORTGAGE, LLC 5 3.23% $3,395
UNITED WHOLESALE MORTGAGE, LLC 4 3.09% $4,598
United Community Bank 4 3.18% $1,577
ROYAL UNITED MORTGAGE LLC 4 3.25% $5,699
FCB Banks 3 2.71% $2,324
HOME POINT FINANCIAL CORPORATION 3 3.16% $2,803
Bank of America 3 3.00% $3,464
Ally Bank 3 3.33% $2,743
Mortgage Research Center, LLC 3 3.08% $2,723
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.00% $3,966
DAS Acquisition Company, LLC 3 3.59% $2,881
CIBM Bank 3 3.33% $2,518
CALIBER HOME LOANS, INC. 3 4.23% $1,597
Town & Country Banc Mortgage Services, Inc. 3 2.93% $1,813
DELMAR FINANCIAL COMPANY 2 3.00% $2,632
Barrington Bank & Trust Company, N.A. 2 3.06% $4,870
IAA Credit Union 2 3.00% $1,756
INB 2 3.63% $2,104
CITIZENS EQUITY FIRST 2 3.13% $3,166
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.87% $2,939
Mr. Cooper ( Nationstar Mortgage ) 2 2.94% $6,169
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.38% $3,809
Arvest Bank 2 3.25% $2,945
NEWREZ LLC 2 3.00% $3,508
Petefish, Skiles & Co. 2 3.06% $4,012
AMERICAN FINANCING CORPORATION 2 3.38% $2,329
Discover Bank 2 6.00% $0
Southern Bank 2 3.75% $1,731
Stifel Bank and Trust 2 3.13% $2,039
F&B Acquisition Group LLC 2 2.88% $3,061
The Huntington National Bank 2 2.79% $2,552
Carrington Mortgage Services, LLC 2 3.19% $3,486
CELEBRITY HOME LOANS, LLC 2 3.63% $3,466
First Guaranty Mortgage Corporation 2 3.31% $5,505
Bank of England 2 2.94% $4,429
First Option Mortgage, LLC 2 3.75% $4,565
First State Bank of St. Charles, Missouri 2 3.06% $3,041
ZILLOW HOME LOANS, LLC 1 3.25% $3,036
ACCESS CAPITAL FUNDING, L.L.C. 1 2.88% $2,288
AMERICAN FINANCE HOUSE LARIBA 1 3.20% $2,426
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.88% $2,941
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.38% $1,218
Bank of Springfield 1 2.50% $2,727
BAY EQUITY LLC 1 3.25% $3,166
Bell Bank 1 3.00% $2,221
Bethpage Federal Credit Union 1 2.88% $2,413
BLACK HILLS FEDERAL CREDIT UNION 1 2.99% $3,922
Boeing Employees Credit Union 1 3.13% $3,269
CANOPY MORTGAGE, LLC 1 2.99% $1,968
Central Bank Illinois 1 3.88% $1,754
Cf Bank 1 2.63% $3,014
Chicago Mortgage Solutions LLC 1 3.13% $1,098
CHURCHILL MORTGAGE CORPORATION 1 3.25% $2,669
Citizens Bank 1 3.00% $2,673
CNB Bank And Trust, N.A. 1 4.25% $1,736
Colonial Savings, F.A. 1 3.38% $2,577
Colten Mortgage, LLC 1 2.88% $5,139
Commerce Bank 1 2.63% $2,972
CONSUMERS COOPERATIVE CREDIT UNION 1 2.88% $3,813
DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $2,332
Financial Federal Bank 1 3.13% $2,642
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.38% $2,653
FIRST COMMUNITY 1 4.00% $0
First Financial Bank 1 3.25% $2,374
First Midwest Bank 1 2.75% $2,204
FREEDOM MORTGAGE CORPORATION 1 4.38% $2,556
GUIDANCE RESIDENTIAL, LLC 1 3.25% $2,993
Home State Bank 1 2.38% $2,348
Hometown Lenders, Inc. 1 3.12% $3,312
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 3.00% $1,909
JLB CORPORATION 1 3.38% $4,026
KeyBank 1 2.99% $3,210
Leaders Credit Union 1 3.25% $2,639
Nations Lending Corporation 1 3.13% $3,492
NBKC BANK 1 3.00% $1,836
Neighborhood Loans, Inc. 1 2.88% $2,219
Nicolet National Bank 1 3.50% $4,134
Paramount Residential Mortgage Group, Inc. 1 3.25% $3,472
PENNYMAC LOAN SERVICES, LLC 1 2.75% $6,837
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,719
PLANET HOME LENDING, LLC 1 2.99% $2,323
PLAZA HOME MORTGAGE, INC. 1 4.13% $1,336
PNC Bank 1 2.88% $1,317
PREMIA MORTGAGE, LLC 1 2.99% $5,825
RANLIFE, INC. 1 3.13% $7,916
RESIDENTIAL BANCORP. 1 2.75% $3,640
SCOTT CREDIT UNION 1 2.88% $2,762
The Bank of Missouri 1 2.88% $2,908
TOGETHER CREDIT UNION 1 3.00% $2,763
TOTAL MORTGAGE SERVICES, LLC 1 3.25% $3,155
UNION HOME MORTGAGE CORP. 1 2.88% $4,846
V.I.P. MORTGAGE, INC. 1 3.25% $2,656
21ST MORTGAGE CORPORATION 1 5.75% $6,049

CARBONDALE - MARION Average Closing Costs & Other Stats

CARBONDALE-MARION, IL's 119 lenders originated 3,173 loans during 2021. The total origination value was $471,835,000, with an average loan value of $148,703.

CARBONDALE - MARION's average closing costs are $3,438.

The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with 120 loans originated. Their average total fees are $2,320, which is $245 higher than the next largest lender, Peoples National Bank , N.A..

The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are JPMorgan Chase Bank ($1,675), First Mid Bank & Trust ($1,840), CRESCENT MORTGAGE COMPANY ($1,959), Peoples National Bank , N.A. ($2,075) and U.S. Bank ($2,320).

The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are Peoples National Bank , N.A. (3.07%), U.S. Bank (3.07%), QUICKEN LOANS, LLC (3.12%), Community Mortgage Banc Corporation (3.19%) and First Mid Bank & Trust (3.21%).

CARBONDALE-MARION, IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
U.S. Bank $36,485,000 $43,100,000 18.1% 9.1%
QUICKEN LOANS, LLC $27,900,000 $37,330,000 33.8% 7.9%
FIRST SOUTHERN BANK. $53,970,000 $32,765,000 -39.3% 6.9%
Farmers State Bank of Alto Pass $50,255,000 $28,800,000 -42.7% 6.1%
Peoples National Bank , N.A. $45,575,000 $27,780,000 -39.0% 5.9%
SIU $17,910,000 $15,995,000 -10.7% 3.4%
Mortgage Research Center, LLC $8,375,000 $15,815,000 88.8% 3.4%
Banterra Bank $24,810,000 $13,965,000 -43.7% 3.0%
Community Mortgage Banc Corporation $17,280,000 $13,725,000 -20.6% 2.9%
Murphy-Wall State Bank and Trust Company $13,770,000 $12,690,000 -7.8% 2.7%
SouthernTrust Bank $5,315,000 $12,005,000 125.9% 2.5%
FREEDOM MORTGAGE CORPORATION $8,540,000 $9,635,000 12.8% 2.0%
GUARANTEED RATE, INC. $7,180,000 $9,465,000 31.8% 2.0%
Regions Bank $6,775,000 $8,285,000 22.3% 1.8%
Bank of the West $8,195,000 n/a 1.7%
Legence Bank $11,810,000 $7,795,000 -34.0% 1.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,070,000 $7,770,000 28.0% 1.6%
GERSHMAN INVESTMENT CORP. $2,235,000 $7,615,000 240.7% 1.6%
First Mid Bank & Trust $13,030,000 $7,415,000 -43.1% 1.6%
Flagstar Bank, FSB $2,845,000 $7,385,000 159.6% 1.6%
LOANDEPOT.COM, LLC $1,770,000 $4,940,000 179.1% 1.0%
CRESCENT MORTGAGE COMPANY $475,000 $4,890,000 929.5% 1.0%
NAVY FEDERAL CREDIT UNION $1,435,000 $4,155,000 189.5% 0.9%
Wells Fargo Bank $3,755,000 $4,095,000 9.1% 0.9%
The Paducah Bank and Trust Company $460,000 $3,865,000 740.2% 0.8%
Farm Credit Mid-America, ACA $2,830,000 $3,800,000 34.3% 0.8%
BROKER SOLUTIONS, INC. $3,680,000 $3,685,000 0.1% 0.8%
USAA Federal Savings Bank $5,615,000 $3,590,000 -36.1% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,910,000 $3,520,000 21.0% 0.7%
First State Bank of Campbell Hill $3,485,000 n/a 0.7%
PENNYMAC LOAN SERVICES, LLC $1,545,000 $3,280,000 112.3% 0.7%
Fifth Third Bank $3,120,000 $2,895,000 -7.2% 0.6%
BETTER MORTGAGE CORPORATION $815,000 $2,775,000 240.5% 0.6%
NEWREZ LLC $775,000 $2,555,000 229.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $3,185,000 $2,395,000 -24.8% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,095,000 $2,360,000 115.5% 0.5%
EVANSVILLE TEACHERS $935,000 $2,340,000 150.3% 0.5%
HOMESIDE FINANCIAL, LLC $775,000 $2,300,000 196.8% 0.5%
UNITED WHOLESALE MORTGAGE, LLC $3,890,000 $2,180,000 -44.0% 0.5%
FCB Banks $1,150,000 $2,150,000 87.0% 0.5%
DAS Acquisition Company, LLC $875,000 $2,100,000 140.0% 0.4%
JPMorgan Chase Bank $1,605,000 $1,910,000 19.0% 0.4%
Associated Bank $1,355,000 $1,900,000 40.2% 0.4%
HOME POINT FINANCIAL CORPORATION $1,030,000 $1,790,000 73.8% 0.4%
First Option Mortgage, LLC $1,730,000 n/a 0.4%
CROSSCOUNTRY MORTGAGE, LLC $615,000 $1,695,000 175.6% 0.4%
United Community Bank $2,670,000 $1,495,000 -44.0% 0.3%
ENDEAVOR CAPITAL, LLC. $2,050,000 $1,450,000 -29.3% 0.3%
CALIBER HOME LOANS, INC. $1,575,000 $1,325,000 -15.9% 0.3%
GUILD MORTGAGE COMPANY $1,295,000 $1,325,000 2.3% 0.3%
Barrington Bank & Trust Company, N.A. $1,100,000 $1,270,000 15.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $495,000 $1,200,000 142.4% 0.3%
Town & Country Banc Mortgage Services, Inc. $1,735,000 $1,200,000 -30.8% 0.3%
NEW DAY FINANCIAL, LLC $1,890,000 $1,140,000 -39.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,775,000 $1,120,000 -36.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $515,000 $1,095,000 112.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $260,000 $1,090,000 319.2% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $485,000 $1,070,000 120.6% 0.2%
First State Community Bank $1,040,000 n/a 0.2%
21ST MORTGAGE CORPORATION $625,000 $1,025,000 64.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $165,000 $1,005,000 509.1% 0.2%
Buena Vista National Bank $1,715,000 $995,000 -42.0% 0.2%
FLAT BRANCH MORTGAGE, INC. $325,000 $990,000 204.6% 0.2%
Hometown Lenders, Inc. $1,005,000 $975,000 -3.0% 0.2%
SCOTT CREDIT UNION $335,000 $950,000 183.6% 0.2%
Low VA Rates, LLC $950,000 $910,000 -4.2% 0.2%
FAIR WAY LENDING LLC $935,000 $875,000 -6.4% 0.2%
The Federal Savings Bank $1,005,000 $825,000 -17.9% 0.2%
CELEBRITY HOME LOANS, LLC $950,000 $770,000 -18.9% 0.2%
CLEARPATH LENDING $1,105,000 $750,000 -32.1% 0.2%
The Huntington National Bank $400,000 $750,000 87.5% 0.2%
Carrollton Bank $1,085,000 $745,000 -31.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,100,000 $730,000 -33.6% 0.2%
Montgomery Bank $215,000 $700,000 225.6% 0.1%
Bank of Springfield $580,000 $680,000 17.2% 0.1%
Bank of America $1,030,000 $675,000 -34.5% 0.1%
PNC Bank $245,000 $655,000 167.3% 0.1%
Carrington Mortgage Services, LLC $760,000 $645,000 -15.1% 0.1%
AMERICAN FINANCING CORPORATION $630,000 n/a 0.1%
Petefish, Skiles & Co. $195,000 $615,000 215.4% 0.1%
RANLIFE, INC. $590,000 n/a 0.1%
CMG MORTGAGE, INC. $85,000 $570,000 570.6% 0.1%
Arvest Bank $505,000 $560,000 10.9% 0.1%
NBKC BANK $155,000 $560,000 261.3% 0.1%
Bank of England $530,000 n/a 0.1%
TOGETHER CREDIT UNION $565,000 $525,000 -7.1% 0.1%
INB $250,000 $515,000 106.0% 0.1%
CIBM Bank $510,000 n/a 0.1%
F&B Acquisition Group LLC $510,000 n/a 0.1%
First Guaranty Mortgage Corporation $660,000 $500,000 -24.2% 0.1%
First State Bank of St. Charles, Missouri $240,000 $500,000 108.3% 0.1%
ROYAL UNITED MORTGAGE LLC $275,000 $495,000 80.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $135,000 $495,000 266.7% 0.1%
Gateway First Bank $490,000 n/a 0.1%
InterContinental Capital Group, Inc $1,155,000 $480,000 -58.4% 0.1%
DELMAR FINANCIAL COMPANY $155,000 $475,000 206.5% 0.1%
PLANET HOME LENDING, LLC $740,000 $475,000 -35.8% 0.1%
Ally Bank $210,000 $470,000 123.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $840,000 $465,000 -44.6% 0.1%
First Bank $375,000 $465,000 24.0% 0.1%
Commerce Bank $460,000 n/a 0.1%
Signature Federal Credit Union $460,000 n/a 0.1%
Neighborhood Loans, Inc. $340,000 $430,000 26.5% 0.1%
Bank of O'Fallon $425,000 n/a 0.1%
BOKF $425,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $480,000 $410,000 -14.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $565,000 $395,000 -30.1% 0.1%
NP, Inc. $390,000 n/a 0.1%
First Financial Bank $170,000 $380,000 123.5% 0.1%
PREMIA MORTGAGE, LLC $380,000 n/a 0.1%
Key Mortgage Services, Inc. $375,000 n/a 0.1%
Citizens Bank $370,000 n/a 0.1%
Truist Bank $715,000 $370,000 -48.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $355,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $105,000 $345,000 228.6% 0.1%
Colonial Savings, F.A. $330,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $310,000 n/a 0.1%
INLAND BANK & TRUST $310,000 n/a 0.1%
The First National Bank in Carlyle $310,000 n/a 0.1%
ACCESS CAPITAL FUNDING, L.L.C. $560,000 $305,000 -45.5% 0.1%
United Fidelity Funding Corp. $305,000 n/a 0.1%
Chicago Mortgage Solutions LLC $290,000 $300,000 3.4% 0.1%
Cf Bank $295,000 n/a 0.1%
CITIZENS EQUITY FIRST $560,000 $295,000 -47.3% 0.1%
Fidelity Bank $295,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $245,000 $295,000 20.4% 0.1%
IAA Credit Union $185,000 $290,000 56.8% 0.1%
Northpointe Bank $290,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $285,000 n/a 0.1%
Hometown Equity Mortgage, LLC $280,000 n/a 0.1%
GSF Mortgage Corporation $305,000 $275,000 -9.8% 0.1%
Paramount Residential Mortgage Group, Inc. $275,000 n/a 0.1%
BAY EQUITY LLC $310,000 $265,000 -14.5% 0.1%
Boeing Employees Credit Union $265,000 n/a 0.1%
Financial Federal Bank $265,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $265,000 n/a 0.1%
State Bank of Waterloo $65,000 $265,000 307.7% 0.1%
UNION HOME MORTGAGE CORP. $265,000 n/a 0.1%
Stifel Bank and Trust $260,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $255,000 n/a 0.1%
Bank & Trust Company $255,000 n/a 0.1%
Discover Bank $175,000 $255,000 45.7% 0.1%
Morton Community Bank $205,000 $255,000 24.4% 0.1%
The Bank of Missouri $420,000 $255,000 -39.3% 0.1%
Bethpage Federal Credit Union $250,000 n/a 0.1%
Magnolia Bank $625,000 $245,000 -60.8% 0.1%
PHH Mortgage Corporation $240,000 n/a 0.1%
KELLER MORTGAGE, LLC $235,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $225,000 n/a 0.0%
DIAMOND VALLEY $225,000 n/a 0.0%
The Bradford National Bank of Greenville $225,000 n/a 0.0%
GCS $270,000 $215,000 -20.4% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $615,000 $205,000 -66.7% 0.0%
CANOPY MORTGAGE, LLC $205,000 $205,000 0.0% 0.0%
Citizens National Bank of Greater St. Louis $205,000 n/a 0.0%
Flanagan State Bank $2,190,000 $205,000 -90.6% 0.0%
CoVantage Credit Union $195,000 n/a 0.0%
FIRST COMMUNITY $195,000 n/a 0.0%
KeyBank $625,000 $195,000 -68.8% 0.0%
V.I.P. MORTGAGE, INC. $195,000 n/a 0.0%
Dieterich Bank $190,000 n/a 0.0%
Southern Bank $680,000 $190,000 -72.1% 0.0%
Capital Bank $185,000 n/a 0.0%
First American Bank $115,000 $185,000 60.9% 0.0%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.0%
Lakeview Community Capital, LLC $185,000 n/a 0.0%
STEARNS LENDING, LLC $435,000 $185,000 -57.5% 0.0%
The Farmers and Merchants National Bank of Nashville $235,000 $185,000 -21.3% 0.0%
The Home Loan Expert LLC $235,000 $185,000 -21.3% 0.0%
CNB Bank And Trust, N.A. $125,000 $180,000 44.0% 0.0%
Central Bank Illinois $175,000 n/a 0.0%
Focus Bank $65,000 $175,000 169.2% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $175,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $165,000 n/a 0.0%
Leaders Credit Union $165,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $160,000 n/a 0.0%
AMERICAN HOME LENDING USA, LLC $155,000 n/a 0.0%
First Midwest Bank $95,000 $155,000 63.2% 0.0%
LEADERONE FINANCIAL CORPORATION $1,030,000 $155,000 -85.0% 0.0%
Nations Lending Corporation $200,000 $155,000 -22.5% 0.0%
EVERETT FINANCIAL, INC. $145,000 $145,000 0.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 $145,000 -64.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $145,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $465,000 $135,000 -71.0% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $135,000 n/a 0.0%
FNB Bank, Inc. $135,000 n/a 0.0%
Mid-Continent Funding, Inc. $135,000 n/a 0.0%
RESIDENTIAL BANCORP. $135,000 n/a 0.0%
UMB Bank $125,000 n/a 0.0%
UNIVERSITY OF ILLINOIS COMMUNITY $125,000 n/a 0.0%
Colten Mortgage, LLC $115,000 n/a 0.0%
First Midwest Bank of Dexter $115,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $495,000 $115,000 -76.8% 0.0%
Allied First Bank,sb $95,000 $105,000 10.5% 0.0%
Bell Bank $105,000 n/a 0.0%
NORTHWEST BANK OF ROCKFORD $105,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $205,000 $105,000 -48.8% 0.0%
ZILLOW HOME LOANS, LLC $300,000 $105,000 -65.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $95,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $135,000 $95,000 -29.6% 0.0%
State Bank of Graymont $95,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $85,000 n/a 0.0%
Home State Bank $85,000 n/a 0.0%
TrustBank $15,000 $80,000 433.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $160,000 $75,000 -53.1% 0.0%
Catlin Bank $75,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $345,000 $75,000 -78.3% 0.0%
ILLINOIS STATE CREDIT UNION $75,000 n/a 0.0%
JLB CORPORATION $460,000 $75,000 -83.7% 0.0%
MOVEMENT MORTGAGE, LLC $220,000 $75,000 -65.9% 0.0%
PLAZA HOME MORTGAGE, INC. $105,000 $75,000 -28.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $250,000 $75,000 -70.0% 0.0%
BMO Harris Bank $430,000 $65,000 -84.9% 0.0%
Mortgage Network, Inc. $65,000 n/a 0.0%
Nicolet National Bank $55,000 n/a 0.0%
Old National Bank $310,000 $55,000 -82.3% 0.0%
Wood & Huston Bank $175,000 $55,000 -68.6% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%
Holcomb Bank $45,000 n/a 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $45,000 n/a 0.0%
Marine Bank $240,000 $45,000 -81.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $35,000 n/a 0.0%
Town and Country Bank $35,000 n/a 0.0%
Figure Lending LLC $135,000 $25,000 -81.5% 0.0%

CARBONDALE - MARION's top lender by overall market share is U.S. Bank, with 9.1% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $37,330,000 in loans. In third place, with 6.9%, is FIRST SOUTHERN BANK., having originated $32,765,000 in loans. In fourth place, with 6.1%, is Farmers State Bank of Alto Pass, having originated $28,800,000 in loans. In fifth place, with 5.9%, is Peoples National Bank , N.A., having originated $27,780,000 in loans.


CARBONDALE - MARION Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $123,200 (4.0%) $156,992 (1.8%) 0.00 804
2018-02-01 $124,400 (3.7%) $160,139 (2.0%) 0.00 805
2018-03-01 $124,450 (3.8%) $157,953 (0.1%) 0.00 843
2018-04-01 $125,000 (0.1%) $159,908 (-2.9%) 0.00 856
2018-05-01 $125,750 (-2.8%) $162,055 (-2.3%) 0.00 860
2018-06-01 $126,250 (-2.2%) $161,746 (-2.1%) 0.00 866
2018-07-01 $124,900 (-3.9%) $160,050 (-3.8%) 0.00 868
2018-08-01 $123,250 (-5.1%) $157,140 (-5.1%) 0.00 868
2018-09-01 $124,500 (-4.2%) $158,124 (-4.7%) 0.00 879
2018-10-01 $119,950 (-7.7%) $156,407 (-5.2%) 0.00 875
2018-11-01 $119,700 (-7.5%) $154,555 (-5.2%) 0.00 849
2018-12-01 $119,900 (-3.3%) $153,953 (-2.8%) 0.00 823
2019-01-01 $116,100 (-5.8%) $152,044 (-3.2%) 0.00 783
2019-02-01 $116,750 (-6.2%) $152,233 (-4.9%) 0.00 772
2019-03-01 $119,143 (-4.3%) $155,666 (-1.5%) 0.00 768
2019-04-01 $119,900 (-4.1%) $157,899 (-1.3%) 0.00 773
2019-05-01 $119,700 (-4.8%) $159,023 (-1.9%) 0.00 793
2019-06-01 $119,900 (-5.0%) $157,188 (-2.8%) 0.00 811
2019-07-01 $119,961 (-4.0%) $155,936 (-2.6%) 0.00 838
2019-08-01 $119,927 (-2.7%) $154,351 (-1.8%) 0.00 828
2019-09-01 $119,968 (-3.6%) $153,264 (-3.1%) 0.00 819
2019-10-01 $121,500 (1.3%) $152,756 (-2.3%) 0.00 809
2019-11-01 $123,950 (3.6%) $151,901 (-1.7%) 0.00 782
2019-12-01 $118,950 (-0.8%) $148,368 (-3.6%) 0.00 744
2020-01-01 $115,250 (-0.7%) $149,076 (-2.0%) 0.00 703
2020-02-01 $117,400 (0.6%) $148,284 (-2.6%) 0.00 719
2020-03-01 $118,950 (-0.2%) $152,852 (-1.8%) 0.00 718
2020-04-01 $118,200 (-1.4%) $150,218 (-4.9%) 0.00 711
2020-05-01 $119,900 (0.2%) $154,721 (-2.7%) 0.00 672
2020-06-01 $116,725 (-2.7%) $148,199 (-5.7%) 0.00 624
2020-07-01 $119,250 (-0.6%) $152,145 (-2.4%) 0.00 567
2020-08-01 $114,900 (-4.2%) $150,892 (-2.2%) 0.00 543
2020-09-01 $114,700 (-4.4%) $155,961 (1.8%) 0.00 517
2020-10-01 $115,000 (-5.4%) $156,797 (2.7%) 0.00 478
2020-11-01 $116,450 (-6.1%) $155,448 (2.3%) 0.00 452
2020-12-01 $110,975 (-6.7%) $152,755 (3.0%) 0.00 431
2021-01-01 $110,000 (-4.6%) $155,848 (4.5%) 0.00 392
2021-02-01 $107,338 (-8.6%) $160,548 (8.3%) 0.00 321
2021-03-01 $116,300 (-2.2%) $167,891 (9.8%) 0.00 297
2021-04-01 $119,438 (1.1%) $176,612 (17.6%) 0.00 273
2021-05-01 $114,900 (-4.2%) $173,943 (12.4%) 0.00 274
2021-06-01 $115,525 (-1.0%) $181,962 (22.8%) 0.00 279
2021-07-01 $109,900 (-7.8%) $179,656 (18.1%) 0.00 290
2021-08-01 $100,650 (-12.4%) $183,223 (21.4%) 0.00 281
2021-09-01 $111,850 (-2.5%) $194,770 (24.9%) 0.00 299
2021-10-01 $117,500 (2.2%) $205,965 (31.4%) 0.00 293
2021-11-01 $93,000 (-20.1%) $200,383 (28.9%) 0.00 280
2021-12-01 $99,250 (-10.6%) $191,241 (25.2%) 0.00 291
2022-01-01 $91,000 (-17.3%) $176,813 (13.5%) 0.00 290
2022-02-01 $74,900 (-30.2%) $161,139 (0.4%) 0.00 314
2022-03-01 $95,625 (-17.8%) $193,472 (15.2%) 0.00 229
2022-04-01 $119,900 (0.4%) $221,434 (25.4%) 0.00 225
2022-05-01 $122,475 (6.6%) $226,793 (30.4%) 0.00 227
2022-06-01 $124,675 (7.9%) $222,220 (22.1%) 0.00 246
2022-07-01 $129,950 (18.2%) $218,793 (21.8%) 0.00 286
2022-08-01 $127,075 (26.3%) $213,275 (16.4%) 0.00 301
2022-09-01 $129,900 (16.1%) $215,896 (10.9%) 0.00 294
2022-10-01 $124,900 (6.3%) $196,283 (-4.7%) 0.00 315
2022-11-01 $125,000 (34.4%) $202,928 (1.3%) 0.00 332
2022-12-01 $123,000 (23.9%) $215,395 (12.6%) 0.00 302
2023-01-01 $128,425 (41.1%) $218,893 (23.8%) 0.00 283
2023-02-01 $127,700 (70.5%) $228,013 (41.5%) 0.00 240
CARBONDALE - MARION's median listing price for 2023-02-01 was $127,700, a difference of $52,800 (70.5%) versus the prior year and $-725 versus the prior month.

CARBONDALE - MARION's median listing price comes in at 0% of the national average.

CARBONDALE - MARION's average listing price for 2023-02-01 was $228,013, a difference of $66,874 (41.5%) versus the prior year and $9,120 versus the prior month.

For the 2023-02-01 period, CARBONDALE - MARION had 240 MLS listings, a difference of -43 listings (-15%) versus the prior month and -74 listings (-24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,696 sqft
2018-02-01 0 days 1,690 sqft
2018-03-01 0 days 1,700 sqft
2018-04-01 0 days 1,716 sqft
2018-05-01 0 days 1,728 sqft
2018-06-01 0 days 1,725 sqft
2018-07-01 0 days 1,700 sqft
2018-08-01 0 days 1,677 sqft
2018-09-01 0 days 1,700 sqft
2018-10-01 0 days 1,683 sqft
2018-11-01 0 days 1,699 sqft
2018-12-01 0 days 1,673 sqft
2019-01-01 0 days 1,651 sqft
2019-02-01 0 days 1,632 sqft
2019-03-01 0 days 1,656 sqft
2019-04-01 0 days 1,681 sqft
2019-05-01 0 days 1,685 sqft
2019-06-01 0 days 1,664 sqft
2019-07-01 0 days 1,667 sqft
2019-08-01 0 days 1,642 sqft
2019-09-01 0 days 1,630 sqft
2019-10-01 0 days 1,621 sqft
2019-11-01 0 days 1,616 sqft
2019-12-01 0 days 1,600 sqft
2020-01-01 0 days 1,599 sqft
2020-02-01 0 days 1,570 sqft
2020-03-01 0 days 1,600 sqft
2020-04-01 0 days 1,594 sqft
2020-05-01 0 days 1,600 sqft
2020-06-01 0 days 1,591 sqft
2020-07-01 0 days 1,603 sqft
2020-08-01 0 days 1,540 sqft
2020-09-01 0 days 1,557 sqft
2020-10-01 0 days 1,555 sqft
2020-11-01 0 days 1,565 sqft
2020-12-01 0 days 1,500 sqft
2021-01-01 0 days 1,498 sqft
2021-02-01 0 days 1,491 sqft
2021-03-01 0 days 1,501 sqft
2021-04-01 0 days 1,548 sqft
2021-05-01 0 days 1,550 sqft
2021-06-01 0 days 1,562 sqft
2021-07-01 0 days 1,510 sqft
2021-08-01 0 days 1,520 sqft
2021-09-01 0 days 1,503 sqft
2021-10-01 0 days 1,545 sqft
2021-11-01 0 days 1,413 sqft
2021-12-01 0 days 1,418 sqft
2022-01-01 0 days 1,402 sqft
2022-02-01 0 days 1,263 sqft
2022-03-01 0 days 1,360 sqft
2022-04-01 0 days 1,524 sqft
2022-05-01 0 days 1,500 sqft
2022-06-01 0 days 1,476 sqft
2022-07-01 0 days 1,568 sqft
2022-08-01 0 days 1,562 sqft
2022-09-01 0 days 1,551 sqft
2022-10-01 0 days 1,506 sqft
2022-11-01 0 days 1,541 sqft
2022-12-01 0 days 1,530 sqft
2023-01-01 0 days 1,544 sqft
2023-02-01 0 days 1,541 sqft
CARBONDALE - MARION's median listing age (time on market) for 2023-02-01 was 0 days.

CARBONDALE - MARION's median square footage for active listings during the 2023-02-01 period was 1,541 sqft. One year prior, the average listing was 1,263 sqft.

CARBONDALE-MARION, IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,564 $246,460,000 $157,583
Refi 967 $138,825,000 $143,563
Cash Out Refi 512 $75,630,000 $147,715
Home Improvement 78 $6,740,000 $86,410
Other 52 $4,180,000 $80,385

Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,564 originations. The 2nd most popular reason was Refi, with 967 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 870 $134,280,000 $154,345
3-4% 832 $130,090,000 $156,358
<2.5% 411 $65,885,000 $160,304
4-5% 64 $5,970,000 $93,281
5-6% 16 $1,270,000 $79,375
Over 8% 10 $670,000 $67,000
6-7% 9 $575,000 $63,889
7-8% 7 $885,000 $126,429

During 2021, Carbondale - Marion's most frequently originated rate bucket was 2.5-3%, with 870 originations.

Loan Sizing (CARBONDALE-MARION, IL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,416 $201,370,000 $142,210
$100,000 or less 1,102 $72,750,000 $66,016
$200k-400k 591 $154,855,000 $262,022
$400k-600k 49 $22,515,000 $459,490
$600k-1000k 11 $7,955,000 $723,182
$Over $1MM 4 $12,390,000 $3,097,500

CARBONDALE - MARION's loan sizing saw the bucket of loans from $100k-200k with 1,416 originations, totaling $201,370,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,222 $191,010,000 $156,309
60-80% 589 $98,365,000 $167,003
40-60% 175 $20,735,000 $118,486
20-40% 76 $5,550,000 $73,026
Over 100% 39 $8,385,000 $215,000
Under 20% 27 $1,175,000 $43,519

CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,222 originations, totaling $191,010,000 in origination value.