CARBONDALE - MARION Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Carbondale - Marion averaged
5.82%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.73% and
one month ago for the week of 2022-05-26, the
average rate was 5.02%.
Carbondale - Marion's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.87%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Carbondale - Marion 30 Year Fixed Rate | 2022-06-30 | 5.82% |
| Carbondale - Marion 30 Year Fixed Rate Refi | 2022-06-30 | 5.87% |
| Carbondale - Marion 15 Year Fixed Rate | 2022-06-30 | 5.21% |
| Carbondale - Marion 15 Year Fixed Rate Refi | 2022-06-30 | 4.9% |
| Carbondale - Marion 30 Year FHA | 2022-06-30 | 5.87% |
| Carbondale - Marion 30 Year FHA Refi | 2022-06-30 | 5.78% |
| Carbondale - Marion 30 Year USDA | 2022-06-30 | 5.78% |
| Carbondale - Marion 30 Year USDA Refi | 2022-06-30 | 5.67% |
| Carbondale - Marion 30 Year VA | 2022-06-30 | 5.47% |
| Carbondale - Marion 30 Year VA Refi | 2022-06-30 | 5.53% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARBONDALE-MARION, IL.
CARBONDALE - MARION Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CARBONDALE-MARION, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CARBONDALE-MARION, IL's 119 lenders originated 3,173
loans during 2021. The total origination value was $471,835,000, with an average loan value of
$148,703.
The top CARBONDALE - MARION lender as defined by loan originations is U.S. Bank, with
120 loans originated. Their average total fees are
$2,320, which is $245
higher than the next largest lender,
Peoples National Bank , N.A..
The lowest fee CARBONDALE - MARION lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($1,675), First Mid Bank & Trust ($1,840), CRESCENT MORTGAGE COMPANY ($1,959), Peoples National Bank , N.A. ($2,075) and U.S. Bank ($2,320).
The lowest rate CARBONDALE - MARION lenders (with over 10 loans originated) are
Peoples National Bank , N.A. (3.07%), U.S. Bank (3.07%), QUICKEN LOANS, LLC (3.12%), Community Mortgage Banc Corporation (3.19%) and First Mid Bank & Trust (3.21%).
CARBONDALE-MARION, IL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| U.S. Bank | $36,485,000 | $43,100,000 | 18.1% | 9.1% |
| QUICKEN LOANS, LLC | $27,900,000 | $37,330,000 | 33.8% | 7.9% |
| FIRST SOUTHERN BANK. | $53,970,000 | $32,765,000 | -39.3% | 6.9% |
| Farmers State Bank of Alto Pass | $50,255,000 | $28,800,000 | -42.7% | 6.1% |
| Peoples National Bank , N.A. | $45,575,000 | $27,780,000 | -39.0% | 5.9% |
| SIU | $17,910,000 | $15,995,000 | -10.7% | 3.4% |
| Mortgage Research Center, LLC | $8,375,000 | $15,815,000 | 88.8% | 3.4% |
| Banterra Bank | $24,810,000 | $13,965,000 | -43.7% | 3.0% |
| Community Mortgage Banc Corporation | $17,280,000 | $13,725,000 | -20.6% | 2.9% |
| Murphy-Wall State Bank and Trust Company | $13,770,000 | $12,690,000 | -7.8% | 2.7% |
| SouthernTrust Bank | $5,315,000 | $12,005,000 | 125.9% | 2.5% |
| FREEDOM MORTGAGE CORPORATION | $8,540,000 | $9,635,000 | 12.8% | 2.0% |
| GUARANTEED RATE, INC. | $7,180,000 | $9,465,000 | 31.8% | 2.0% |
| Regions Bank | $6,775,000 | $8,285,000 | 22.3% | 1.8% |
| Bank of the West | $8,195,000 | n/a | 1.7% | |
| Legence Bank | $11,810,000 | $7,795,000 | -34.0% | 1.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,070,000 | $7,770,000 | 28.0% | 1.6% |
| GERSHMAN INVESTMENT CORP. | $2,235,000 | $7,615,000 | 240.7% | 1.6% |
| First Mid Bank & Trust | $13,030,000 | $7,415,000 | -43.1% | 1.6% |
| Flagstar Bank, FSB | $2,845,000 | $7,385,000 | 159.6% | 1.6% |
| LOANDEPOT.COM, LLC | $1,770,000 | $4,940,000 | 179.1% | 1.0% |
| CRESCENT MORTGAGE COMPANY | $475,000 | $4,890,000 | 929.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $1,435,000 | $4,155,000 | 189.5% | 0.9% |
| Wells Fargo Bank | $3,755,000 | $4,095,000 | 9.1% | 0.9% |
| The Paducah Bank and Trust Company | $460,000 | $3,865,000 | 740.2% | 0.8% |
| Farm Credit Mid-America, ACA | $2,830,000 | $3,800,000 | 34.3% | 0.8% |
| BROKER SOLUTIONS, INC. | $3,680,000 | $3,685,000 | 0.1% | 0.8% |
| USAA Federal Savings Bank | $5,615,000 | $3,590,000 | -36.1% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,910,000 | $3,520,000 | 21.0% | 0.7% |
| First State Bank of Campbell Hill | $3,485,000 | n/a | 0.7% | |
| PENNYMAC LOAN SERVICES, LLC | $1,545,000 | $3,280,000 | 112.3% | 0.7% |
| Fifth Third Bank | $3,120,000 | $2,895,000 | -7.2% | 0.6% |
| BETTER MORTGAGE CORPORATION | $815,000 | $2,775,000 | 240.5% | 0.6% |
| NEWREZ LLC | $775,000 | $2,555,000 | 229.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,185,000 | $2,395,000 | -24.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,095,000 | $2,360,000 | 115.5% | 0.5% |
| EVANSVILLE TEACHERS | $935,000 | $2,340,000 | 150.3% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $775,000 | $2,300,000 | 196.8% | 0.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,890,000 | $2,180,000 | -44.0% | 0.5% |
| FCB Banks | $1,150,000 | $2,150,000 | 87.0% | 0.5% |
| DAS Acquisition Company, LLC | $875,000 | $2,100,000 | 140.0% | 0.4% |
| JPMorgan Chase Bank | $1,605,000 | $1,910,000 | 19.0% | 0.4% |
| Associated Bank | $1,355,000 | $1,900,000 | 40.2% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $1,030,000 | $1,790,000 | 73.8% | 0.4% |
| First Option Mortgage, LLC | $1,730,000 | n/a | 0.4% | |
| CROSSCOUNTRY MORTGAGE, LLC | $615,000 | $1,695,000 | 175.6% | 0.4% |
| United Community Bank | $2,670,000 | $1,495,000 | -44.0% | 0.3% |
| ENDEAVOR CAPITAL, LLC. | $2,050,000 | $1,450,000 | -29.3% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,575,000 | $1,325,000 | -15.9% | 0.3% |
| GUILD MORTGAGE COMPANY | $1,295,000 | $1,325,000 | 2.3% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $1,100,000 | $1,270,000 | 15.5% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $495,000 | $1,200,000 | 142.4% | 0.3% |
| Town & Country Banc Mortgage Services, Inc. | $1,735,000 | $1,200,000 | -30.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,890,000 | $1,140,000 | -39.7% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,775,000 | $1,120,000 | -36.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $515,000 | $1,095,000 | 112.6% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $260,000 | $1,090,000 | 319.2% | 0.2% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $485,000 | $1,070,000 | 120.6% | 0.2% |
| First State Community Bank | $1,040,000 | n/a | 0.2% | |
| 21ST MORTGAGE CORPORATION | $625,000 | $1,025,000 | 64.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $165,000 | $1,005,000 | 509.1% | 0.2% |
| Buena Vista National Bank | $1,715,000 | $995,000 | -42.0% | 0.2% |
| FLAT BRANCH MORTGAGE, INC. | $325,000 | $990,000 | 204.6% | 0.2% |
| Hometown Lenders, Inc. | $1,005,000 | $975,000 | -3.0% | 0.2% |
| SCOTT CREDIT UNION | $335,000 | $950,000 | 183.6% | 0.2% |
| Low VA Rates, LLC | $950,000 | $910,000 | -4.2% | 0.2% |
| FAIR WAY LENDING LLC | $935,000 | $875,000 | -6.4% | 0.2% |
| The Federal Savings Bank | $1,005,000 | $825,000 | -17.9% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $950,000 | $770,000 | -18.9% | 0.2% |
| CLEARPATH LENDING | $1,105,000 | $750,000 | -32.1% | 0.2% |
| The Huntington National Bank | $400,000 | $750,000 | 87.5% | 0.2% |
| Carrollton Bank | $1,085,000 | $745,000 | -31.3% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,100,000 | $730,000 | -33.6% | 0.2% |
| Montgomery Bank | $215,000 | $700,000 | 225.6% | 0.1% |
| Bank of Springfield | $580,000 | $680,000 | 17.2% | 0.1% |
| Bank of America | $1,030,000 | $675,000 | -34.5% | 0.1% |
| PNC Bank | $245,000 | $655,000 | 167.3% | 0.1% |
| Carrington Mortgage Services, LLC | $760,000 | $645,000 | -15.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $630,000 | n/a | 0.1% | |
| Petefish, Skiles & Co. | $195,000 | $615,000 | 215.4% | 0.1% |
| RANLIFE, INC. | $590,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $85,000 | $570,000 | 570.6% | 0.1% |
| Arvest Bank | $505,000 | $560,000 | 10.9% | 0.1% |
| NBKC BANK | $155,000 | $560,000 | 261.3% | 0.1% |
| Bank of England | $530,000 | n/a | 0.1% | |
| TOGETHER CREDIT UNION | $565,000 | $525,000 | -7.1% | 0.1% |
| INB | $250,000 | $515,000 | 106.0% | 0.1% |
| CIBM Bank | $510,000 | n/a | 0.1% | |
| F&B Acquisition Group LLC | $510,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $660,000 | $500,000 | -24.2% | 0.1% |
| First State Bank of St. Charles, Missouri | $240,000 | $500,000 | 108.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $275,000 | $495,000 | 80.0% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | $495,000 | 266.7% | 0.1% |
| Gateway First Bank | $490,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $1,155,000 | $480,000 | -58.4% | 0.1% |
| DELMAR FINANCIAL COMPANY | $155,000 | $475,000 | 206.5% | 0.1% |
| PLANET HOME LENDING, LLC | $740,000 | $475,000 | -35.8% | 0.1% |
| Ally Bank | $210,000 | $470,000 | 123.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $840,000 | $465,000 | -44.6% | 0.1% |
| First Bank | $375,000 | $465,000 | 24.0% | 0.1% |
| Commerce Bank | $460,000 | n/a | 0.1% | |
| Signature Federal Credit Union | $460,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $340,000 | $430,000 | 26.5% | 0.1% |
| Bank of O'Fallon | $425,000 | n/a | 0.1% | |
| BOKF | $425,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $480,000 | $410,000 | -14.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $565,000 | $395,000 | -30.1% | 0.1% |
| NP, Inc. | $390,000 | n/a | 0.1% | |
| First Financial Bank | $170,000 | $380,000 | 123.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $380,000 | n/a | 0.1% | |
| Key Mortgage Services, Inc. | $375,000 | n/a | 0.1% | |
| Citizens Bank | $370,000 | n/a | 0.1% | |
| Truist Bank | $715,000 | $370,000 | -48.3% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $355,000 | n/a | 0.1% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | $345,000 | 228.6% | 0.1% |
| Colonial Savings, F.A. | $330,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $310,000 | n/a | 0.1% | |
| INLAND BANK & TRUST | $310,000 | n/a | 0.1% | |
| The First National Bank in Carlyle | $310,000 | n/a | 0.1% | |
| ACCESS CAPITAL FUNDING, L.L.C. | $560,000 | $305,000 | -45.5% | 0.1% |
| United Fidelity Funding Corp. | $305,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $290,000 | $300,000 | 3.4% | 0.1% |
| Cf Bank | $295,000 | n/a | 0.1% | |
| CITIZENS EQUITY FIRST | $560,000 | $295,000 | -47.3% | 0.1% |
| Fidelity Bank | $295,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $245,000 | $295,000 | 20.4% | 0.1% |
| IAA Credit Union | $185,000 | $290,000 | 56.8% | 0.1% |
| Northpointe Bank | $290,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $285,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $280,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $305,000 | $275,000 | -9.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $275,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $310,000 | $265,000 | -14.5% | 0.1% |
| Boeing Employees Credit Union | $265,000 | n/a | 0.1% | |
| Financial Federal Bank | $265,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $265,000 | n/a | 0.1% | |
| State Bank of Waterloo | $65,000 | $265,000 | 307.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $265,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $260,000 | n/a | 0.1% | |
| ACCELERATE MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
| Bank & Trust Company | $255,000 | n/a | 0.1% | |
| Discover Bank | $175,000 | $255,000 | 45.7% | 0.1% |
| Morton Community Bank | $205,000 | $255,000 | 24.4% | 0.1% |
| The Bank of Missouri | $420,000 | $255,000 | -39.3% | 0.1% |
| Bethpage Federal Credit Union | $250,000 | n/a | 0.1% | |
| Magnolia Bank | $625,000 | $245,000 | -60.8% | 0.1% |
| PHH Mortgage Corporation | $240,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| DIAMOND VALLEY | $225,000 | n/a | 0.0% | |
| The Bradford National Bank of Greenville | $225,000 | n/a | 0.0% | |
| GCS | $270,000 | $215,000 | -20.4% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $615,000 | $205,000 | -66.7% | 0.0% |
| CANOPY MORTGAGE, LLC | $205,000 | $205,000 | 0.0% | 0.0% |
| Citizens National Bank of Greater St. Louis | $205,000 | n/a | 0.0% | |
| Flanagan State Bank | $2,190,000 | $205,000 | -90.6% | 0.0% |
| CoVantage Credit Union | $195,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $195,000 | n/a | 0.0% | |
| KeyBank | $625,000 | $195,000 | -68.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| Dieterich Bank | $190,000 | n/a | 0.0% | |
| Southern Bank | $680,000 | $190,000 | -72.1% | 0.0% |
| Capital Bank | $185,000 | n/a | 0.0% | |
| First American Bank | $115,000 | $185,000 | 60.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $185,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $185,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $435,000 | $185,000 | -57.5% | 0.0% |
| The Farmers and Merchants National Bank of Nashville | $235,000 | $185,000 | -21.3% | 0.0% |
| The Home Loan Expert LLC | $235,000 | $185,000 | -21.3% | 0.0% |
| CNB Bank And Trust, N.A. | $125,000 | $180,000 | 44.0% | 0.0% |
| Central Bank Illinois | $175,000 | n/a | 0.0% | |
| Focus Bank | $65,000 | $175,000 | 169.2% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $175,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $165,000 | n/a | 0.0% | |
| Leaders Credit Union | $165,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | n/a | 0.0% | |
| AMERICAN HOME LENDING USA, LLC | $155,000 | n/a | 0.0% | |
| First Midwest Bank | $95,000 | $155,000 | 63.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,030,000 | $155,000 | -85.0% | 0.0% |
| Nations Lending Corporation | $200,000 | $155,000 | -22.5% | 0.0% |
| EVERETT FINANCIAL, INC. | $145,000 | $145,000 | 0.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $410,000 | $145,000 | -64.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $145,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $465,000 | $135,000 | -71.0% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| FNB Bank, Inc. | $135,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $135,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $135,000 | n/a | 0.0% | |
| UMB Bank | $125,000 | n/a | 0.0% | |
| UNIVERSITY OF ILLINOIS COMMUNITY | $125,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $115,000 | n/a | 0.0% | |
| First Midwest Bank of Dexter | $115,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $495,000 | $115,000 | -76.8% | 0.0% |
| Allied First Bank,sb | $95,000 | $105,000 | 10.5% | 0.0% |
| Bell Bank | $105,000 | n/a | 0.0% | |
| NORTHWEST BANK OF ROCKFORD | $105,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $205,000 | $105,000 | -48.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $300,000 | $105,000 | -65.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $95,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $135,000 | $95,000 | -29.6% | 0.0% |
| State Bank of Graymont | $95,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $85,000 | n/a | 0.0% | |
| Home State Bank | $85,000 | n/a | 0.0% | |
| TrustBank | $15,000 | $80,000 | 433.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $160,000 | $75,000 | -53.1% | 0.0% |
| Catlin Bank | $75,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $345,000 | $75,000 | -78.3% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $75,000 | n/a | 0.0% | |
| JLB CORPORATION | $460,000 | $75,000 | -83.7% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $220,000 | $75,000 | -65.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $105,000 | $75,000 | -28.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $250,000 | $75,000 | -70.0% | 0.0% |
| BMO Harris Bank | $430,000 | $65,000 | -84.9% | 0.0% |
| Mortgage Network, Inc. | $65,000 | n/a | 0.0% | |
| Nicolet National Bank | $55,000 | n/a | 0.0% | |
| Old National Bank | $310,000 | $55,000 | -82.3% | 0.0% |
| Wood & Huston Bank | $175,000 | $55,000 | -68.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $50,000 | 100.0% | 0.0% |
| Holcomb Bank | $45,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $45,000 | n/a | 0.0% | |
| Marine Bank | $240,000 | $45,000 | -81.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $35,000 | n/a | 0.0% | |
| Town and Country Bank | $35,000 | n/a | 0.0% | |
| Figure Lending LLC | $135,000 | $25,000 | -81.5% | 0.0% |
CARBONDALE - MARION's top lender by overall market share is U.S. Bank, with 9.1% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $37,330,000 in loans. In third place, with 6.9%, is FIRST SOUTHERN BANK., having originated $32,765,000 in loans. In third place, with 6.1%, is Farmers State Bank of Alto Pass, having originated $28,800,000 in loans. In third place, with 5.9%, is Peoples National Bank , N.A., having originated $27,780,000 in loans.
CARBONDALE-MARION, IL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,564 | $246,460,000 | $157,583 |
| Refi | 967 | $138,825,000 | $143,563 |
| Cash Out Refi | 512 | $75,630,000 | $147,715 |
| Home Improvement | 78 | $6,740,000 | $86,410 |
| Other | 52 | $4,180,000 | $80,385 |
Carbondale - Marion's most frequently cited loan purpose was Home Purchase, with 1,564 originations. The 2nd most popular reason was Refi, with 967 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 870 | $134,280,000 | $154,345 |
| 3-4% | 832 | $130,090,000 | $156,358 |
| <2.5% | 411 | $65,885,000 | $160,304 |
| 4-5% | 64 | $5,970,000 | $93,281 |
| 5-6% | 16 | $1,270,000 | $79,375 |
| Over 8% | 10 | $670,000 | $67,000 |
| 6-7% | 9 | $575,000 | $63,889 |
| 7-8% | 7 | $885,000 | $126,429 |
During 2021, Carbondale - Marion's most frequently originated rate bucket was 2.5-3%, with 870 originations.
Loan Sizing (CARBONDALE-MARION, IL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,416 | $201,370,000 | $142,210 |
| $100,000 or less | 1,102 | $72,750,000 | $66,016 |
| $200k-400k | 591 | $154,855,000 | $262,022 |
| $400k-600k | 49 | $22,515,000 | $459,490 |
| $600k-1000k | 11 | $7,955,000 | $723,182 |
| $Over $1MM | 4 | $12,390,000 | $3,097,500 |
CARBONDALE - MARION's loan sizing saw the bucket of loans from $100k-200k with 1,416 originations, totaling $201,370,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,222 | $191,010,000 | $156,309 |
| 60-80% | 589 | $98,365,000 | $167,003 |
| 40-60% | 175 | $20,735,000 | $118,486 |
| 20-40% | 76 | $5,550,000 | $73,026 |
| Over 100% | 39 | $8,385,000 | $215,000 |
| Under 20% | 27 | $1,175,000 | $43,519 |
CARBONDALE - MARION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,222 originations, totaling $191,010,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $123,050 (2.6%) | $156,661 (-2.2%) | 0.00 | 737 |
| 2018-02-01 | $124,400 (2.0%) | $159,827 (-1.9%) | 0.00 | 740 |
| 2018-03-01 | $124,000 (2.5%) | $158,582 (-1.3%) | 0.00 | 780 |
| 2018-04-01 | $125,000 (-1.6%) | $160,648 (-2.1%) | 0.00 | 788 |
| 2018-05-01 | $125,000 (-3.4%) | $162,085 (-2.0%) | 0.00 | 801 |
| 2018-06-01 | $125,000 (-3.0%) | $160,647 (-2.3%) | 0.00 | 810 |
| 2018-07-01 | $123,900 (-4.3%) | $159,462 (-4.8%) | 0.00 | 806 |
| 2018-08-01 | $119,900 (-7.7%) | $156,410 (-6.3%) | 0.00 | 799 |
| 2018-09-01 | $121,500 (-6.5%) | $157,911 (-5.9%) | 0.00 | 805 |
| 2018-10-01 | $119,450 (-8.0%) | $156,792 (-5.9%) | 0.00 | 801 |
| 2018-11-01 | $118,000 (-7.8%) | $154,669 (-6.3%) | 0.00 | 774 |
| 2018-12-01 | $118,000 (-4.8%) | $154,564 (-3.7%) | 0.00 | 755 |
| 2019-01-01 | $111,000 (-9.8%) | $152,702 (-2.5%) | 0.00 | 721 |
| 2019-02-01 | $112,500 (-9.6%) | $152,878 (-4.4%) | 0.00 | 707 |
| 2019-03-01 | $115,957 (-6.5%) | $155,454 (-2.0%) | 0.00 | 703 |
| 2019-04-01 | $119,000 (-4.8%) | $157,778 (-1.8%) | 0.00 | 701 |
| 2019-05-01 | $119,000 (-4.8%) | $159,175 (-1.8%) | 0.00 | 714 |
| 2019-06-01 | $119,000 (-4.8%) | $158,157 (-1.6%) | 0.00 | 730 |
| 2019-07-01 | $119,900 (-3.2%) | $158,803 (-0.4%) | 0.00 | 759 |
| 2019-08-01 | $118,143 (-1.5%) | $157,310 (0.6%) | 0.00 | 751 |
| 2019-09-01 | $119,000 (-2.1%) | $156,491 (-0.9%) | 0.00 | 743 |
| 2019-10-01 | $119,900 (0.4%) | $154,186 (-1.7%) | 0.00 | 749 |
| 2019-11-01 | $119,900 (1.6%) | $151,831 (-1.8%) | 0.00 | 1,384 |
| 2019-12-01 | $114,950 (-2.6%) | $148,848 (-3.7%) | 0.00 | 679 |
| 2020-01-01 | $118,500 (6.8%) | $148,264 (-2.9%) | 0.00 | 669 |
| 2020-02-01 | $117,900 (4.8%) | $147,244 (-3.7%) | 0.00 | 690 |
| 2020-03-01 | $115,900 (-0.1%) | $149,992 (-3.5%) | 0.00 | 710 |
| 2020-04-01 | $114,900 (-3.5%) | $148,929 (-5.6%) | 0.00 | 823 |
| 2020-05-01 | $119,000 (0.0%) | $153,353 (-3.7%) | 0.00 | 837 |
| 2020-06-01 | $116,200 (-2.4%) | $148,594 (-6.1%) | 0.00 | 732 |
| 2020-07-01 | $115,000 (-4.1%) | $148,132 (-6.7%) | 0.00 | 651 |
| 2020-08-01 | $110,000 (-6.9%) | $145,771 (-7.3%) | 0.00 | 630 |
| 2020-09-01 | $107,900 (-9.3%) | $152,527 (-2.5%) | 0.00 | 617 |
| 2020-10-01 | $114,500 (-4.5%) | $155,438 (0.8%) | 0.00 | 490 |
| 2020-11-01 | $114,900 (-4.2%) | $152,217 (0.3%) | 0.00 | 467 |
| 2020-12-01 | $109,450 (-4.8%) | $148,068 (-0.5%) | 0.00 | 445 |
| 2021-01-01 | $110,000 (-7.2%) | $156,185 (5.3%) | 0.00 | 399 |
| 2021-02-01 | $113,950 (-3.4%) | $162,485 (10.4%) | 0.00 | 340 |
| 2021-03-01 | $118,400 (2.2%) | $168,760 (12.5%) | 0.00 | 321 |
| 2021-04-01 | $118,450 (3.1%) | $173,757 (16.7%) | 0.00 | 290 |
| 2021-05-01 | $112,000 (-5.9%) | $169,441 (10.5%) | 0.00 | 281 |
| 2021-06-01 | $112,750 (-3.0%) | $174,753 (17.6%) | 0.00 | 281 |
| 2021-07-01 | $106,500 (-7.4%) | $169,212 (14.2%) | 0.00 | 287 |
| 2021-08-01 | $99,450 (-9.6%) | $168,328 (15.5%) | 0.00 | 271 |
| 2021-09-01 | $105,000 (-2.7%) | $181,550 (19.0%) | 0.00 | 282 |
| 2021-10-01 | $112,500 (-1.8%) | $191,690 (23.3%) | 0.00 | 270 |
| 2021-11-01 | $89,950 (-21.7%) | $185,289 (21.7%) | 0.00 | 260 |
| 2021-12-01 | $93,500 (-14.6%) | $175,709 (18.7%) | 0.00 | 270 |
| 2022-01-01 | $88,500 (-19.6%) | $165,749 (6.1%) | 0.00 | 269 |
| 2022-02-01 | $69,500 (-39.0%) | $149,164 (-8.2%) | 0.00 | 302 |
| 2022-03-01 | $91,950 (-22.3%) | $178,059 (5.5%) | 0.00 | 214 |
| 2022-04-01 | $110,000 (-7.1%) | $196,437 (13.1%) | 0.00 | 211 |
| 2022-05-01 | $119,450 (6.7%) | $210,813 (24.4%) | 0.00 | 204 |
| 2022-06-01 | $121,950 (8.2%) | $207,394 (18.7%) | 0.00 | 216 |
CARBONDALE - MARION's median listing price for 2022-06-01 was $121,950, a difference of
$9,200
(8.2%) versus the prior year and
$2,500 versus the prior month.
CARBONDALE - MARION's median listing price comes in at 0% of the national average.
CARBONDALE - MARION's average listing price for 2022-06-01 was $207,394, a difference of $32,641 (18.7%) versus the prior year and $-3,419 versus the prior month.
For the 2022-06-01 period, CARBONDALE - MARION had 216 MLS listings, a difference of 12 listings (6%) versus the prior month and -65 listings (-23%) versus the prior year.
CARBONDALE - MARION's median listing price comes in at 0% of the national average.
CARBONDALE - MARION's average listing price for 2022-06-01 was $207,394, a difference of $32,641 (18.7%) versus the prior year and $-3,419 versus the prior month.
For the 2022-06-01 period, CARBONDALE - MARION had 216 MLS listings, a difference of 12 listings (6%) versus the prior month and -65 listings (-23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CARBONDALE - MARION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,688 sqft |
| 2018-02-01 | 0 days | 1,690 sqft |
| 2018-03-01 | 0 days | 1,700 sqft |
| 2018-04-01 | 0 days | 1,730 sqft |
| 2018-05-01 | 0 days | 1,727 sqft |
| 2018-06-01 | 0 days | 1,722 sqft |
| 2018-07-01 | 0 days | 1,690 sqft |
| 2018-08-01 | 0 days | 1,677 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,682 sqft |
| 2018-11-01 | 0 days | 1,678 sqft |
| 2018-12-01 | 0 days | 1,668 sqft |
| 2019-01-01 | 0 days | 1,651 sqft |
| 2019-02-01 | 0 days | 1,628 sqft |
| 2019-03-01 | 0 days | 1,642 sqft |
| 2019-04-01 | 0 days | 1,665 sqft |
| 2019-05-01 | 0 days | 1,686 sqft |
| 2019-06-01 | 0 days | 1,680 sqft |
| 2019-07-01 | 0 days | 1,671 sqft |
| 2019-08-01 | 0 days | 1,636 sqft |
| 2019-09-01 | 0 days | 1,619 sqft |
| 2019-10-01 | 0 days | 1,622 sqft |
| 2019-11-01 | 0 days | 1,625 sqft |
| 2019-12-01 | 0 days | 1,600 sqft |
| 2020-01-01 | 0 days | 1,604 sqft |
| 2020-02-01 | 0 days | 1,600 sqft |
| 2020-03-01 | 0 days | 1,608 sqft |
| 2020-04-01 | 0 days | 1,565 sqft |
| 2020-05-01 | 0 days | 1,600 sqft |
| 2020-06-01 | 0 days | 1,590 sqft |
| 2020-07-01 | 0 days | 1,589 sqft |
| 2020-08-01 | 0 days | 1,520 sqft |
| 2020-09-01 | 0 days | 1,517 sqft |
| 2020-10-01 | 0 days | 1,535 sqft |
| 2020-11-01 | 0 days | 1,564 sqft |
| 2020-12-01 | 0 days | 1,506 sqft |
| 2021-01-01 | 0 days | 1,520 sqft |
| 2021-02-01 | 0 days | 1,495 sqft |
| 2021-03-01 | 0 days | 1,504 sqft |
| 2021-04-01 | 0 days | 1,512 sqft |
| 2021-05-01 | 0 days | 1,530 sqft |
| 2021-06-01 | 0 days | 1,540 sqft |
| 2021-07-01 | 0 days | 1,503 sqft |
| 2021-08-01 | 0 days | 1,502 sqft |
| 2021-09-01 | 0 days | 1,489 sqft |
| 2021-10-01 | 0 days | 1,504 sqft |
| 2021-11-01 | 0 days | 1,385 sqft |
| 2021-12-01 | 0 days | 1,371 sqft |
| 2022-01-01 | 0 days | 1,366 sqft |
| 2022-02-01 | 0 days | 1,237 sqft |
| 2022-03-01 | 0 days | 1,293 sqft |
| 2022-04-01 | 0 days | 1,404 sqft |
| 2022-05-01 | 0 days | 1,400 sqft |
| 2022-06-01 | 0 days | 1,438 sqft |
CARBONDALE - MARION's median listing age (time on market) for 2022-06-01 was 0 days.
CARBONDALE - MARION's median square footage for active listings during the 2022-06-01 period was 1,438 sqft. One year prior, the average listing was 1,540 sqft.
CARBONDALE - MARION's median square footage for active listings during the 2022-06-01 period was 1,438 sqft. One year prior, the average listing was 1,540 sqft.
