The First Bank And Trust Company Of Murphysboro Mortgage Rates, Fees & Info
MURPHYSBORO, ILLEI: 5493005MOGCDHVVGS531
Tax ID: 37-0274735
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
The First Bank And Trust Company Of Murphysboro is a smaller bank specializing in Home Purchase loans. The First Bank And Trust Company Of Murphysboro has a high proportion of conventional loans. Their top (well, only) market is Carbondale.The First Bank And Trust Company Of Murphysboro has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
38Origination Dollar Volume (All Markets)
$2,900,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 37 | $2,695,000 | $72,838 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 38 | $2,900,000 | $76,316 | $0 | 0.00% |
For 2019, The First Bank And Trust Company Of Murphysboro's most frequently originated type of loan was Conventional, with 38 originations.
Loan Reason
For 2019, The First Bank And Trust Company Of Murphysboro's most frequently cited loan purpose was Home Purchase, with 20 originations. The 2nd most popular reason was Cash Out Refi, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 38 | $2,900,000 | $76,316 | $0 | 0.00% |
For 2019, The First Bank And Trust Company Of Murphysboro's most frequently cited loan duration was Other, with 38 originations.
Loan Sizing
2019 saw The First Bank And Trust Company Of Murphysboro place emphasis on $100,000 or less loans with 29 originations, totaling $1,385,000 in origination value.
Applicant Income
The First Bank And Trust Company Of Murphysboro lent most frequently to those with incomes in the $50k or less range, with 11 originations. The second most popular income band? $100k-150k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 38 | $2,900,000 | $76,316 | $0 | 0.00% |
The First Bank And Trust Company Of Murphysboro lent most frequently to those with DTI ratios of Exempt%, with 38 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.11%
The First Bank And Trust Company Of Murphysboro has an average approval rate.
Pick Rate
Approvals leading to origination92.11%
The First Bank And Trust Company Of Murphysboro has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 38 | $2,900,000 | $76,316 |