Sag-aftra Fcu Mortgage Rates, Fees & Info
Burbank, CALEI: 549300988TNLQ6YUZP27
Tax ID: 95-6071918
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Mortgage Data
Review & Overview
Sag-aftra Fcu is a smaller credit union specializing in Cash Out Refi and Refi loans. Sag-aftra Fcu has a high proportion of conventional loans. Their top (well, only) market is Los Angeles.Sag-aftra Fcu has an above average approval rate when compared to the average across all lenders.
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Originations
24Origination Dollar Volume (All Markets)
$10,210,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 23 | $9,735,000 | $423,261 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $475,000 | $475,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 24 | $10,210,000 | $425,417 | $0 | 0.00% |
For 2019, Sag-aftra Fcu's most frequently originated type of loan was Conventional, with 24 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 13 | $5,905,000 | $454,231 | $0 | 0.00% |
| Refi | 9 | $3,105,000 | $345,000 | $0 | 0.00% |
| Home Purchase | 2 | $1,200,000 | $600,000 | $0 | 0.00% |
For 2019, Sag-aftra Fcu's most frequently cited loan purpose was Cash Out Refi, with 13 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 23 | $9,825,000 | $427,174 | $0 | 0.00% |
| 15 Year | 1 | $385,000 | $385,000 | $0 | 0.00% |
For 2019, Sag-aftra Fcu's most frequently cited loan duration was 30 Year, with 23 originations. The 2nd most popular length was 15 Year, with 1 originations.
Loan Sizing
2019 saw Sag-aftra Fcu place emphasis on $400k-600k loans with 11 originations, totaling $5,355,000 in origination value.
Applicant Income
Sag-aftra Fcu lent most frequently to those with incomes in the $75k-100k range, with 9 originations. The second most popular income band? $150k-250k, with 5 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 17 | $7,655,000 | $450,294 | $0 | 0.00% |
| Not provided | 7 | $2,555,000 | $365,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications96.43%
Sag-aftra Fcu has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24 | $10,210,000 | $425,417 |