Los Angeles VA Loan Rates, Closing Costs & Stats
Los Angeles-Long Beach-Anaheim, CA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Los Angeles's 152 lenders originated 2,741 VA loans during 2024. The total origination value was $2,070,315,000, with an average VA loan value of $755,314.
Los Angeles VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Los Angeles
averaged
6.65%
for the week of 2025-04-04, compared to the national average (all VA variants) of
6.06% for the same period.
Los Angeles's average VA mortgage closing costs are $9,107.
The average rate for the prior week (2025-03-28) was
6.67% and
one month ago for the week of 2025-02-28, the
average rate was 6.55%.
The average rate one year ago was 6.86%.
For refis of the same type during the week of 2025-04-04, the average rate
was 6.47%.
Los Angeles VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Los Angeles level.
The top Los Angeles VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
646 VA loans originated. Their average total fees are
$11,637, which is $523
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Los Angeles VA lenders (with over 10 loans originated) are
KBHS HOME LOANS, LLC ($5,243), HOMEAMERICAN MORTGAGE CORPORATION ($5,950), PLANET HOME LENDING, LLC ($6,487), DHI MORTGAGE COMPANY, LTD. ($7,872) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,934).
The lowest rate Los Angeles VA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.36%), HOMEAMERICAN MORTGAGE CORPORATION (5.47%), Lakeview Community Capital, LLC (5.54%), LOANDEPOT.COM, LLC (5.61%) and EAGLE HOME MORTGAGE, LLC (5.66%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Los Angeles (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $778,250 (9.7%) | $1,736,123 (14.6%) | 2.89 | 12,707 |
2018-02-01 | $789,250 (7.8%) | $1,725,434 (11.2%) | 2.87 | 13,760 |
2018-03-01 | $799,900 (5.8%) | $1,721,041 (6.8%) | 2.81 | 14,581 |
2018-04-01 | $825,000 (6.5%) | $1,701,177 (4.8%) | 2.80 | 15,990 |
2018-05-01 | $824,450 (3.9%) | $1,701,830 (4.0%) | 2.75 | 17,287 |
2018-06-01 | $820,000 (4.3%) | $1,686,038 (3.7%) | 2.73 | 18,772 |
2018-07-01 | $799,975 (2.7%) | $1,651,173 (2.9%) | 2.67 | 20,303 |
2018-08-01 | $784,450 (2.0%) | $1,584,537 (-1.3%) | 2.63 | 21,228 |
2018-09-01 | $769,200 (0.0%) | $1,559,038 (-3.0%) | 2.59 | 22,128 |
2018-10-01 | $762,500 (-0.5%) | $1,557,410 (-4.8%) | 2.58 | 22,809 |
2018-11-01 | $753,500 (-2.1%) | $1,549,112 (-6.8%) | 2.55 | 22,803 |
2018-12-01 | $749,000 (-3.7%) | $1,569,179 (-9.7%) | 2.58 | 20,249 |
2019-01-01 | $741,250 (-4.8%) | $1,567,489 (-9.7%) | 2.56 | 18,976 |
2019-02-01 | $749,450 (-5.0%) | $1,602,051 (-7.2%) | 2.53 | 19,543 |
2019-03-01 | $770,571 (-3.7%) | $1,632,488 (-5.2%) | 2.52 | 19,911 |
2019-04-01 | $798,500 (-3.2%) | $1,650,997 (-3.0%) | 2.54 | 20,308 |
2019-05-01 | $805,000 (-2.4%) | $1,679,888 (-1.3%) | 2.52 | 21,470 |
2019-06-01 | $825,000 (0.6%) | $1,677,854 (-0.5%) | 2.58 | 21,741 |
2019-07-01 | $829,950 (3.8%) | $1,689,220 (2.3%) | 2.60 | 22,093 |
2019-08-01 | $836,091 (6.6%) | $1,703,692 (7.5%) | 2.65 | 21,518 |
2019-09-01 | $837,727 (8.9%) | $1,727,463 (10.8%) | 2.68 | 20,560 |
2019-10-01 | $836,818 (9.8%) | $1,750,053 (12.4%) | 2.70 | 19,670 |
2019-11-01 | $835,000 (10.8%) | $1,809,367 (16.8%) | 2.74 | 17,778 |
2019-12-01 | $845,000 (12.8%) | $1,896,057 (20.8%) | 2.82 | 14,152 |
2020-01-01 | $849,000 (14.5%) | $1,956,413 (24.8%) | 2.84 | 12,822 |
2020-02-01 | $889,000 (18.6%) | $1,993,844 (24.5%) | 2.91 | 12,891 |
2020-03-01 | $908,500 (17.9%) | $2,004,069 (22.8%) | 2.85 | 12,819 |
2020-04-01 | $855,000 (7.1%) | $1,829,547 (10.8%) | 2.68 | 13,319 |
2020-05-01 | $875,000 (8.7%) | $1,820,358 (8.4%) | 2.66 | 15,151 |
2020-06-01 | $917,000 (11.2%) | $1,918,493 (14.3%) | 2.70 | 15,155 |
2020-07-01 | $947,000 (14.1%) | $2,002,816 (18.6%) | 2.74 | 14,649 |
2020-08-01 | $950,000 (13.6%) | $2,039,166 (19.7%) | 2.72 | 14,426 |
2020-09-01 | $949,475 (13.3%) | $2,019,469 (16.9%) | 2.72 | 14,549 |
2020-10-01 | $949,500 (13.5%) | $2,028,792 (15.9%) | 2.72 | 14,837 |
2020-11-01 | $949,500 (13.7%) | $2,057,568 (13.7%) | 2.78 | 14,197 |
2020-12-01 | $949,450 (12.4%) | $2,167,504 (14.3%) | 2.82 | 12,032 |
2021-01-01 | $950,000 (11.9%) | $2,271,561 (16.1%) | 2.84 | 10,268 |
2021-02-01 | $969,000 (9.0%) | $2,348,451 (17.8%) | 2.82 | 9,944 |
2021-03-01 | $970,000 (6.8%) | $2,318,254 (15.7%) | 2.75 | 9,753 |
2021-04-01 | $974,925 (14.0%) | $2,285,108 (24.9%) | 2.64 | 9,784 |
2021-05-01 | $975,000 (11.4%) | $2,295,012 (26.1%) | 2.59 | 9,726 |
2021-06-01 | $966,950 (5.5%) | $2,268,145 (18.2%) | 2.55 | 10,228 |
2021-07-01 | $949,999 (0.3%) | $2,184,845 (9.1%) | 2.51 | 11,067 |
2021-08-01 | $921,223 (-3.0%) | $2,131,113 (4.5%) | 2.46 | 11,122 |
2021-09-01 | $912,100 (-3.9%) | $2,120,682 (5.0%) | 2.43 | 10,569 |
2021-10-01 | $925,000 (-2.6%) | $2,167,961 (6.9%) | 2.47 | 10,089 |
2021-11-01 | $910,000 (-4.2%) | $2,219,415 (7.9%) | 2.43 | 8,871 |
2021-12-01 | $909,725 (-4.2%) | $2,347,834 (8.3%) | 2.46 | 7,097 |
2022-01-01 | $920,000 (-3.2%) | $2,487,238 (9.5%) | 2.49 | 6,105 |
2022-02-01 | $949,000 (-2.1%) | $2,520,710 (7.3%) | 2.47 | 6,506 |
2022-03-01 | $975,000 (0.5%) | $2,457,614 (6.0%) | 2.44 | 6,938 |
2022-04-01 | $980,000 (0.5%) | $2,351,919 (2.9%) | 2.34 | 7,541 |
2022-05-01 | $992,875 (1.8%) | $2,244,648 (-2.2%) | 2.27 | 10,013 |
2022-06-01 | $996,500 (3.1%) | $2,152,879 (-5.1%) | 2.22 | 11,977 |
2022-07-01 | $970,000 (2.1%) | $2,020,076 (-7.5%) | 2.19 | 14,721 |
2022-08-01 | $950,000 (3.1%) | $1,962,212 (-7.9%) | 2.20 | 15,038 |
2022-09-01 | $949,450 (4.1%) | $1,976,198 (-6.8%) | 2.22 | 14,466 |
2022-10-01 | $940,000 (1.6%) | $1,966,289 (-9.3%) | 2.21 | 14,600 |
2022-11-01 | $933,944 (2.6%) | $1,999,820 (-9.9%) | 2.25 | 14,344 |
2022-12-01 | $935,000 (2.8%) | $2,089,747 (-11.0%) | 2.31 | 12,280 |
2023-01-01 | $938,458 (2.0%) | $2,182,624 (-12.3%) | 2.32 | 10,562 |
2023-02-01 | $973,500 (2.6%) | $2,408,719 (-4.4%) | 2.35 | 9,824 |
2023-03-01 | $999,500 (2.5%) | $2,533,623 (3.1%) | 2.36 | 9,238 |
2023-04-01 | $1,099,999 (12.2%) | $2,633,826 (12.0%) | 2.56 | 8,853 |
2023-05-01 | $1,150,222 (15.9%) | $2,688,308 (19.8%) | 2.61 | 9,038 |
2023-06-01 | $1,169,975 (17.4%) | $2,665,519 (23.8%) | 2.63 | 9,471 |
2023-07-01 | $1,195,000 (23.2%) | $2,668,644 (32.1%) | 2.72 | 9,989 |
2023-08-01 | $1,162,500 (22.4%) | $2,581,851 (31.6%) | 2.67 | 10,502 |
2023-09-01 | $1,175,000 (23.8%) | $2,578,895 (30.5%) | 2.74 | 10,611 |
2023-10-01 | $1,159,000 (23.3%) | $2,526,383 (28.5%) | 2.73 | 11,223 |
2023-11-01 | $1,150,000 (23.1%) | $2,552,219 (27.6%) | 2.74 | 11,424 |
2023-12-01 | $1,100,000 (17.7%) | $2,601,702 (24.5%) | 2.68 | 10,044 |
2024-01-01 | $1,100,000 (17.2%) | $2,663,478 (22.0%) | 2.69 | 9,158 |
2024-02-01 | $1,137,000 (16.8%) | $2,700,839 (12.1%) | 2.74 | 9,411 |
2024-03-01 | $1,150,000 (15.1%) | $2,683,379 (5.9%) | 2.71 | 9,736 |
2024-04-01 | $1,192,000 (8.4%) | $2,670,091 (1.4%) | 2.77 | 10,595 |
2024-05-01 | $1,223,500 (6.4%) | $2,696,171 (0.3%) | 2.78 | 11,794 |
2024-06-01 | $1,199,000 (2.5%) | $2,602,362 (-2.4%) | 2.73 | 12,950 |
2024-07-01 | $1,199,000 (0.3%) | $2,549,218 (-4.5%) | 2.74 | 14,302 |
2024-08-01 | $1,190,000 (2.4%) | $2,444,394 (-5.3%) | 2.77 | 14,876 |
2024-09-01 | $1,154,440 (-1.8%) | $2,390,494 (-7.3%) | 2.72 | 15,585 |
2024-10-01 | $1,150,000 (-0.8%) | $2,371,615 (-6.1%) | 2.71 | 15,621 |
2024-11-01 | $1,130,000 (-1.7%) | $2,355,765 (-7.7%) | 2.71 | 15,283 |
2024-12-01 | $1,094,000 (-0.6%) | $2,398,115 (-7.8%) | 2.72 | 12,686 |
2025-01-01 | $1,089,500 (-1.0%) | $2,392,413 (-10.2%) | 2.72 | 12,175 |
2025-02-01 | $1,119,000 (-1.6%) | $2,507,130 (-7.2%) | 2.72 | 13,455 |
2025-03-01 | $1,179,000 (2.5%) | $2,524,336 (-5.9%) | 0.00 | 14,775 |
Los Angeles's median listing price comes in at 0% of the national average.
Los Angeles's average listing price for 2025-03-01 was $2,524,336, a difference of $-159,043 (-5.9%) versus the prior year and $17,206 versus the prior month.
For the 2025-03-01 period, Los Angeles had 14,775 MLS listings, a difference of 1,320 listings (10%) versus the prior month and 5,039 listings (52%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Los Angeles (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 46 days | 1,864 sqft |
2018-02-01 | 30 days | 1,876 sqft |
2018-03-01 | 31 days | 1,889 sqft |
2018-04-01 | 31 days | 1,907 sqft |
2018-05-01 | 30 days | 1,913 sqft |
2018-06-01 | 32 days | 1,906 sqft |
2018-07-01 | 35 days | 1,898 sqft |
2018-08-01 | 37 days | 1,850 sqft |
2018-09-01 | 39 days | 1,819 sqft |
2018-10-01 | 41 days | 1,798 sqft |
2018-11-01 | 44 days | 1,778 sqft |
2018-12-01 | 54 days | 1,766 sqft |
2019-01-01 | 57 days | 1,750 sqft |
2019-02-01 | 40 days | 1,756 sqft |
2019-03-01 | 41 days | 1,795 sqft |
2019-04-01 | 43 days | 1,831 sqft |
2019-05-01 | 43 days | 1,857 sqft |
2019-06-01 | 45 days | 1,876 sqft |
2019-07-01 | 47 days | 1,889 sqft |
2019-08-01 | 48 days | 1,883 sqft |
2019-09-01 | 50 days | 1,875 sqft |
2019-10-01 | 51 days | 1,865 sqft |
2019-11-01 | 53 days | 1,861 sqft |
2019-12-01 | 64 days | 1,860 sqft |
2020-01-01 | 64 days | 1,864 sqft |
2020-02-01 | 44 days | 1,901 sqft |
2020-03-01 | 44 days | 1,920 sqft |
2020-04-01 | 51 days | 1,831 sqft |
2020-05-01 | 59 days | 1,844 sqft |
2020-06-01 | 48 days | 1,871 sqft |
2020-07-01 | 46 days | 1,884 sqft |
2020-08-01 | 44 days | 1,873 sqft |
2020-09-01 | 45 days | 1,853 sqft |
2020-10-01 | 45 days | 1,841 sqft |
2020-11-01 | 50 days | 1,824 sqft |
2020-12-01 | 62 days | 1,815 sqft |
2021-01-01 | 63 days | 1,808 sqft |
2021-02-01 | 43 days | 1,800 sqft |
2021-03-01 | 39 days | 1,799 sqft |
2021-04-01 | 40 days | 1,807 sqft |
2021-05-01 | 38 days | 1,805 sqft |
2021-06-01 | 36 days | 1,786 sqft |
2021-07-01 | 35 days | 1,761 sqft |
2021-08-01 | 36 days | 1,725 sqft |
2021-09-01 | 39 days | 1,719 sqft |
2021-10-01 | 38 days | 1,720 sqft |
2021-11-01 | 43 days | 1,713 sqft |
2021-12-01 | 49 days | 1,714 sqft |
2022-01-01 | 45 days | 1,693 sqft |
2022-02-01 | 30 days | 1,700 sqft |
2022-03-01 | 30 days | 1,722 sqft |
2022-04-01 | 29 days | 1,732 sqft |
2022-05-01 | 29 days | 1,729 sqft |
2022-06-01 | 31 days | 1,737 sqft |
2022-07-01 | 33 days | 1,703 sqft |
2022-08-01 | 41 days | 1,701 sqft |
2022-09-01 | 47 days | 1,704 sqft |
2022-10-01 | 47 days | 1,702 sqft |
2022-11-01 | 51 days | 1,702 sqft |
2022-12-01 | 61 days | 1,713 sqft |
2023-01-01 | 68 days | 1,704 sqft |
2023-02-01 | 52 days | 1,737 sqft |
2023-03-01 | 46 days | 1,757 sqft |
2023-04-01 | 44 days | 1,792 sqft |
2023-05-01 | 39 days | 1,814 sqft |
2023-06-01 | 39 days | 1,830 sqft |
2023-07-01 | 41 days | 1,853 sqft |
2023-08-01 | 41 days | 1,835 sqft |
2023-09-01 | 45 days | 1,830 sqft |
2023-10-01 | 44 days | 1,813 sqft |
2023-11-01 | 47 days | 1,809 sqft |
2023-12-01 | 54 days | 1,791 sqft |
2024-01-01 | 57 days | 1,785 sqft |
2024-02-01 | 40 days | 1,795 sqft |
2024-03-01 | 42 days | 1,800 sqft |
2024-04-01 | 39 days | 1,818 sqft |
2024-05-01 | 36 days | 1,827 sqft |
2024-06-01 | 40 days | 1,809 sqft |
2024-07-01 | 43 days | 1,812 sqft |
2024-08-01 | 44 days | 1,809 sqft |
2024-09-01 | 46 days | 1,793 sqft |
2024-10-01 | 48 days | 1,787 sqft |
2024-11-01 | 53 days | 1,772 sqft |
2024-12-01 | 63 days | 1,742 sqft |
2025-01-01 | 64 days | 1,738 sqft |
2025-02-01 | 39 days | 1,756 sqft |
2025-03-01 | 0 days | 1,780 sqft |
Los Angeles's median square footage for active listings during the 2025-03-01 period was 1,780 sqft. One year prior, the average listing was 1,800 sqft.