Lyndon State Bank Mortgage Rates, Fees & Info
Lyndon, KSLEI: 549300BGTO2X0ZFZVC45
Tax ID: 48-0316470
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Lyndon State Bank is a smaller bank specializing in Home Purchase and Home Improvement loans. Lyndon State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Topeka, Ottawa, Kansas City, and Emporia among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Lyndon State Bank has an above average approval rate when compared to the average across all lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
26Origination Dollar Volume (All Markets)
$5,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TOPEKA, KS (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $0 | 0.00% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $510,000 | $127,500 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against LYNDON STATE BANK based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 90
Similarity Rank: 120
Similarity Rank: 140
Similarity Rank: 168
Similarity Rank: 198
Similarity Rank: 462
Similarity Rank: 585
Similarity Rank: 649
Similarity Rank: 715
Similarity Rank: 1586
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $5,550,000 | $213,462 | $0 | 0.00% |
For 2023, Lyndon State Bank's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
For 2023, Lyndon State Bank's most frequently cited loan purpose was Home Purchase, with 10 originations. The 2nd most popular reason was Home Improvement, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $5,550,000 | $213,462 | $0 | 0.00% |
For 2023, Lyndon State Bank's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
2023 saw Lyndon State Bank place emphasis on $100,000 or less loans with 9 originations, totaling $515,000 in origination value.
Applicant Income
Lyndon State Bank lent most frequently to those with incomes in the $50k-75k range, with 8 originations. The second most popular income band? $150k-250k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $5,550,000 | $213,462 | $0 | 0.00% |
Lyndon State Bank lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 26 | $5,550,000 | $213,462 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Lyndon State Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $5,550,000 | $213,462 |