TOPEKA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Topeka averaged
6.92%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.85% and
one month ago for the week of 2024-10-03, the
average rate was 5.85%.
Topeka's average rate one year ago was 7.49%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Topeka 30 Year Fixed Rate | 2024-11-07 | 6.92% |
| Topeka 30 Year Fixed Rate Refi | 2024-11-07 | 6.99% |
| Topeka 15 Year Fixed Rate | 2024-11-07 | 5.8% |
| Topeka 15 Year Fixed Rate Refi | 2024-11-07 | 5.9% |
| Topeka 30 Year FHA | 2024-11-07 | 6.54% |
| Topeka 30 Year FHA Refi | 2024-11-07 | 6.63% |
| Topeka 30 Year USDA | 2024-11-07 | 6.58% |
| Topeka 30 Year USDA Refi | 2024-11-07 | 6.58% |
| Topeka 30 Year VA | 2024-11-07 | 6.5% |
| Topeka 30 Year VA Refi | 2024-11-07 | 6.54% |
TOPEKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TOPEKA, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TOPEKA Average Closing Costs & Other Stats
TOPEKA, KS's 127 lenders originated 4,323
loans during 2023. The total origination value was $783,215,000, with an average loan value of
$181,174.
TOPEKA's average closing costs are $3,569.
The top TOPEKA lender as defined by loan originations is Landmark National Bank, with
178 loans originated. Their average total fees are
$2,335, which is $703
lower than the next largest lender,
Envista Credit Union.
The lowest fee TOPEKA lenders (with over 10 loans originated) are
Azura Credit Union ($2,055), CoreFirst Bank & Trust ($2,065), Mid-America Bank ($2,119), Truity Federal Credit Union ($2,282) and Landmark National Bank ($2,335).
The lowest rate TOPEKA lenders (with over 10 loans originated) are
Landmark National Bank (6.17%), Capitol Federal Savings Bank (6.35%), NBH Bank (6.43%), CoreFirst Bank & Trust (6.62%) and Envista Credit Union (6.74%).
TOPEKA, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Capitol Federal Savings Bank | $51,820,000 | $68,500,000 | 32.2% | 8.7% |
| Landmark National Bank | $84,650,000 | $49,585,000 | -41.4% | 6.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $72,440,000 | $46,635,000 | -35.6% | 6.0% |
| Envista Credit Union | $63,010,000 | $46,575,000 | -26.1% | 5.9% |
| QUICKEN LOANS, LLC | $49,480,000 | $38,830,000 | -21.5% | 5.0% |
| CoreFirst Bank & Trust | $32,520,000 | $34,890,000 | 7.3% | 4.5% |
| First Dakota National Bank | $30,015,000 | n/a | 3.8% | |
| Community National Bank | $13,670,000 | $26,630,000 | 94.8% | 3.4% |
| Mortgage Research Center, LLC | $20,155,000 | $21,775,000 | 8.0% | 2.8% |
| ORIX REAL ESTATE CAPITAL, LLC | $10,340,000 | $21,715,000 | 110.0% | 2.8% |
| Prudential Huntoon Paige Associates, LLC | $21,205,000 | n/a | 2.7% | |
| The Denison State Bank | $23,540,000 | $19,280,000 | -18.1% | 2.5% |
| Community Bank | $32,770,000 | $19,110,000 | -41.7% | 2.4% |
| U.S. Bank | $22,280,000 | $17,355,000 | -22.1% | 2.2% |
| FLAT BRANCH MORTGAGE, INC. | $7,330,000 | $15,905,000 | 117.0% | 2.0% |
| NBH Bank | $16,045,000 | $12,540,000 | -21.8% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,460,000 | $11,385,000 | 52.6% | 1.5% |
| BERKELEY POINT CAPITAL LLC | $11,055,000 | n/a | 1.4% | |
| Kaw Valley Bank | $11,860,000 | $10,930,000 | -7.8% | 1.4% |
| Silver Lake Bank | $18,200,000 | $9,260,000 | -49.1% | 1.2% |
| Azura Credit Union | $26,225,000 | $8,215,000 | -68.7% | 1.0% |
| Stockgrowers State Bank | $6,630,000 | n/a | 0.8% | |
| LEADERONE FINANCIAL CORPORATION | $2,600,000 | $6,595,000 | 153.7% | 0.8% |
| Flagstar Bank, FSB | $8,345,000 | $6,250,000 | -25.1% | 0.8% |
| Central National Bank | $9,955,000 | $5,825,000 | -41.5% | 0.7% |
| COMMUNITYAMERICA | $4,995,000 | $5,700,000 | 14.1% | 0.7% |
| Alliance Bank | $5,425,000 | n/a | 0.7% | |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS | $4,675,000 | $5,410,000 | 15.7% | 0.7% |
| Mid-America Bank | $10,535,000 | $5,305,000 | -49.6% | 0.7% |
| The Farmers State Bank | $4,840,000 | n/a | 0.6% | |
| LOANDEPOT.COM, LLC | $8,830,000 | $4,650,000 | -47.3% | 0.6% |
| Equity Bank | $6,865,000 | $4,535,000 | -33.9% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $5,250,000 | $4,525,000 | -13.8% | 0.6% |
| ENDEAVOR CAPITAL, LLC. | $1,960,000 | $4,375,000 | 123.2% | 0.6% |
| BOKF | $5,895,000 | $4,350,000 | -26.2% | 0.6% |
| Farm Credit Mid-America, ACA | $3,505,000 | $4,110,000 | 17.3% | 0.5% |
| NATIONAL COOPERATIVE BANK, N.A. | $4,105,000 | n/a | 0.5% | |
| FREEDOM MORTGAGE CORPORATION | $7,580,000 | $4,095,000 | -46.0% | 0.5% |
| Bank of the Flint Hills | $7,050,000 | $3,810,000 | -46.0% | 0.5% |
| The Union State Bank of Everest | $4,410,000 | $3,500,000 | -20.6% | 0.4% |
| FLINT HILLS BANK | $3,435,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $6,135,000 | $3,350,000 | -45.4% | 0.4% |
| LYNDON STATE BANK | $3,185,000 | n/a | 0.4% | |
| Bell Bank | $1,145,000 | $3,140,000 | 174.2% | 0.4% |
| Truity Federal Credit Union | $3,535,000 | $3,050,000 | -13.7% | 0.4% |
| Arvest Bank | $1,355,000 | $2,830,000 | 108.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,815,000 | $2,630,000 | -54.8% | 0.3% |
| UMB Bank | $650,000 | $2,605,000 | 300.8% | 0.3% |
| Sunflower Bank | $2,705,000 | $2,565,000 | -5.2% | 0.3% |
| GUILD MORTGAGE COMPANY | $2,655,000 | $2,505,000 | -5.6% | 0.3% |
| NBKC BANK | $1,795,000 | $2,455,000 | 36.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,385,000 | $2,450,000 | -27.6% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,765,000 | $2,450,000 | 38.8% | 0.3% |
| GNBank | $660,000 | $2,435,000 | 268.9% | 0.3% |
| Wells Fargo Bank | $7,365,000 | $2,400,000 | -67.4% | 0.3% |
| UNION HOME MORTGAGE CORP. | $8,310,000 | $2,350,000 | -71.7% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,875,000 | $2,245,000 | -21.9% | 0.3% |
| NEWREZ LLC | $1,970,000 | $2,185,000 | 10.9% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $4,010,000 | $2,085,000 | -48.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,045,000 | $2,085,000 | 2.0% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $2,985,000 | $2,035,000 | -31.8% | 0.3% |
| First State Bank and Trust | $2,900,000 | $2,020,000 | -30.3% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $8,135,000 | $2,010,000 | -75.3% | 0.3% |
| COMMUNICATION | $1,555,000 | $1,990,000 | 28.0% | 0.3% |
| Mortgage Investment Services Corporation | $2,550,000 | $1,990,000 | -22.0% | 0.3% |
| CALIBER HOME LOANS, INC. | $6,105,000 | $1,935,000 | -68.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,920,000 | $1,800,000 | -54.1% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $165,000 | $1,705,000 | 933.3% | 0.2% |
| Carrington Mortgage Services, LLC | $2,120,000 | $1,675,000 | -21.0% | 0.2% |
| First Federal Bank of Kansas City | $65,000 | $1,565,000 | 2,307.7% | 0.2% |
| The First Security Bank | $1,500,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $960,000 | $1,495,000 | 55.7% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $2,100,000 | $1,485,000 | -29.3% | 0.2% |
| The Federal Savings Bank | $600,000 | $1,455,000 | 142.5% | 0.2% |
| Neighborhood Loans, Inc. | $1,450,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,350,000 | $1,430,000 | 5.9% | 0.2% |
| Commerce Bank | $1,720,000 | $1,405,000 | -18.3% | 0.2% |
| JPMorgan Chase Bank | $2,540,000 | $1,395,000 | -45.1% | 0.2% |
| Citizens State Bank | $1,390,000 | n/a | 0.2% | |
| Bank of America | $1,515,000 | $1,385,000 | -8.6% | 0.2% |
| First Bank | $710,000 | $1,300,000 | 83.1% | 0.2% |
| Mutual Savings Association | $1,845,000 | $1,300,000 | -29.5% | 0.2% |
| Citizens Bank | $1,965,000 | $1,280,000 | -34.9% | 0.2% |
| Community First National Bank | $685,000 | $1,260,000 | 83.9% | 0.2% |
| Arbor Bank | $1,255,000 | n/a | 0.2% | |
| AMCAP MORTGAGE, LTD. | $1,205,000 | n/a | 0.2% | |
| Discover Bank | $1,065,000 | $1,190,000 | 11.7% | 0.2% |
| KS StateBank | $1,075,000 | $1,130,000 | 5.1% | 0.1% |
| BMO Harris Bank | $1,125,000 | n/a | 0.1% | |
| Plains Commerce Bank | $630,000 | $1,125,000 | 78.6% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,655,000 | $1,110,000 | -32.9% | 0.1% |
| MERITRUST Federal Credit Union | $2,590,000 | $1,090,000 | -57.9% | 0.1% |
| CARDINAL FINANCIAL | $270,000 | $1,045,000 | 287.0% | 0.1% |
| GUARANTEED RATE, INC. | $990,000 | $1,040,000 | 5.1% | 0.1% |
| Equity Prime Mortgage LLC | $420,000 | $1,025,000 | 144.0% | 0.1% |
| Emprise Bank | $90,000 | $910,000 | 911.1% | 0.1% |
| First National Bank of Omaha | $175,000 | $880,000 | 402.9% | 0.1% |
| The Central Trust Bank | $420,000 | $835,000 | 98.8% | 0.1% |
| Exchange Bank & Trust | $470,000 | $830,000 | 76.6% | 0.1% |
| New Century Bank | $815,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $520,000 | $805,000 | 54.8% | 0.1% |
| Deere Employees Credit Union | $95,000 | $775,000 | 715.8% | 0.1% |
| DAS Acquisition Company, LLC | $185,000 | $770,000 | 316.2% | 0.1% |
| BAY EQUITY LLC | $860,000 | $760,000 | -11.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $185,000 | $750,000 | 305.4% | 0.1% |
| Armed Forces Bank | $1,865,000 | $725,000 | -61.1% | 0.1% |
| North American Savings Bank, F.S.B. | $1,195,000 | $715,000 | -40.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $660,000 | $710,000 | 7.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,795,000 | $710,000 | -85.2% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $195,000 | $700,000 | 259.0% | 0.1% |
| The Kansas State Bank | $685,000 | n/a | 0.1% | |
| NFM, INC. | $165,000 | $670,000 | 306.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $555,000 | $665,000 | 19.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $980,000 | $635,000 | -35.2% | 0.1% |
| JLB CORPORATION | $415,000 | $620,000 | 49.4% | 0.1% |
| OPEN MORTGAGE, LLC | $590,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $575,000 | n/a | 0.1% | |
| ESB Financial | $480,000 | $540,000 | 12.5% | 0.1% |
| FIRST HERITAGE BANK | $530,000 | n/a | 0.1% | |
| PEOPLES STATE BANK | $840,000 | $530,000 | -36.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,465,000 | $510,000 | -65.2% | 0.1% |
| CMG MORTGAGE, INC. | $1,435,000 | $510,000 | -64.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $25,000 | $500,000 | 1,900.0% | 0.1% |
| First State Bank of St. Charles, Missouri | $2,105,000 | $500,000 | -76.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $825,000 | $500,000 | -39.4% | 0.1% |
| Magnolia Bank | $490,000 | n/a | 0.1% | |
| OCMBC, INC. | $485,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,265,000 | $480,000 | -62.1% | 0.1% |
| CITIZENS EQUITY FIRST | $480,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $595,000 | $480,000 | -19.3% | 0.1% |
| Hawthorn Bank | $470,000 | n/a | 0.1% | |
| MEGASTAR FINANCIAL CORP. | $460,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $435,000 | n/a | 0.1% | |
| Farmers and Drovers Bank | $340,000 | $425,000 | 25.0% | 0.1% |
| The First National Bank of Louisburg | $425,000 | n/a | 0.1% | |
| United Bank & Trust | $135,000 | $410,000 | 203.7% | 0.1% |
| The Bennington State Bank | $430,000 | $400,000 | -7.0% | 0.1% |
| FRONTIER COMMUNITY CREDIT UNION | $300,000 | $395,000 | 31.7% | 0.1% |
| CREDIT UNION OF AMERICA | $395,000 | $390,000 | -1.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $195,000 | $390,000 | 100.0% | 0.0% |
| MAINSTREET FEDERAL CREDIT UNION | $105,000 | $385,000 | 266.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | $370,000 | 57.4% | 0.0% |
| Community National Bank & Trust | $280,000 | $370,000 | 32.1% | 0.0% |
| Country Club Bank | $35,000 | $370,000 | 957.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,620,000 | $355,000 | -78.1% | 0.0% |
| Coastal Community Bank | $355,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $180,000 | $350,000 | 94.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $570,000 | $340,000 | -40.4% | 0.0% |
| Fidelity Bank | $1,455,000 | $340,000 | -76.6% | 0.0% |
| RCB Bank | $2,440,000 | $340,000 | -86.1% | 0.0% |
| Centennial Bank | $325,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $325,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $345,000 | $295,000 | -14.5% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $600,000 | $290,000 | -51.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $425,000 | $285,000 | -32.9% | 0.0% |
| Vintage Bank Kansas | $285,000 | n/a | 0.0% | |
| Ixonia Bank | $1,245,000 | $280,000 | -77.5% | 0.0% |
| Think Mutual Bank | $280,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $145,000 | $275,000 | 89.7% | 0.0% |
| First Community Bank | $275,000 | n/a | 0.0% | |
| First Federal Savings and Loan Bank | $275,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $265,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $465,000 | $265,000 | -43.0% | 0.0% |
| Midwest Mortgage Associates Corporation | $265,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $265,000 | n/a | 0.0% | |
| KANSAS STATE UNIVERSITY Federal Credit Union | $15,000 | $260,000 | 1,633.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $505,000 | $260,000 | -48.5% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $245,000 | n/a | 0.0% | |
| LOANPAL, LLC | $385,000 | $230,000 | -40.3% | 0.0% |
| EVANSVILLE TEACHERS | $225,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $2,425,000 | $225,000 | -90.7% | 0.0% |
| Old National Bank | $225,000 | n/a | 0.0% | |
| CrossFirst Bank | $215,000 | n/a | 0.0% | |
| Alerus Financial | $205,000 | n/a | 0.0% | |
| Figure Lending LLC | $495,000 | $205,000 | -58.6% | 0.0% |
| MID AMERICAN | $630,000 | $205,000 | -67.5% | 0.0% |
| PNC Bank | $700,000 | $205,000 | -70.7% | 0.0% |
| SUMMIT FUNDING, INC. | $135,000 | $195,000 | 44.4% | 0.0% |
| The Farmers State Bank of Westmoreland | $830,000 | $195,000 | -76.5% | 0.0% |
| Bank of England | $915,000 | $190,000 | -79.2% | 0.0% |
| Regions Bank | $185,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $260,000 | $185,000 | -28.8% | 0.0% |
| Ameris Bank | $175,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $175,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| HEARTLAND CREDIT UNION | $1,130,000 | $175,000 | -84.5% | 0.0% |
| Members Mortgage Services, L.L.C. | $1,220,000 | $175,000 | -85.7% | 0.0% |
| Servion, Inc. | $175,000 | n/a | 0.0% | |
| BENDENA STATE BANK | $165,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | n/a | 0.0% | |
| The Citizens National Bank | $160,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $685,000 | $155,000 | -77.4% | 0.0% |
| Union Bank and Trust Company | $155,000 | n/a | 0.0% | |
| Ally Bank | $1,280,000 | $145,000 | -88.7% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $1,585,000 | $145,000 | -90.9% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $510,000 | $145,000 | -71.6% | 0.0% |
| Waterstone Mortgage Corporation | $145,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $290,000 | $135,000 | -53.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $405,000 | $135,000 | -66.7% | 0.0% |
| Citizens Bank of Kansas | $125,000 | n/a | 0.0% | |
| Glacier Bank | $125,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $125,000 | n/a | 0.0% | |
| NexBank | $125,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $115,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $115,000 | n/a | 0.0% | |
| Academy Bank | $245,000 | $105,000 | -57.1% | 0.0% |
| Intrust Bank | $730,000 | $95,000 | -87.0% | 0.0% |
| FirstTrust Home Loans, Inc. | $85,000 | n/a | 0.0% | |
| Oakstar Bank | $770,000 | $85,000 | -89.0% | 0.0% |
| PHH Mortgage Corporation | $385,000 | $65,000 | -83.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $280,000 | $65,000 | -76.8% | 0.0% |
| GREATER KC PUBLIC SAFETY CREDIT UNION | $55,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $55,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $45,000 | n/a | 0.0% | |
| Baxter Credit Union | $250,000 | $45,000 | -82.0% | 0.0% |
| Centier Bank | $35,000 | n/a | 0.0% | |
| Citizens Savings and Loan Association, FSB | $25,000 | n/a | 0.0% | |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $60,000 | $25,000 | -58.3% | 0.0% |
TOPEKA's top lender by overall market share is Capitol Federal Savings Bank, with 8.7% market share. In second place, with 6.3%, is Landmark National Bank, having originated $49,585,000 in loans. In third place, with 6.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $46,635,000 in loans. In fourth place, with 5.9%, is Envista Credit Union, having originated $46,575,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $38,830,000 in loans.
TOPEKA, KS Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 66002 | Topeka, KS MSA | $690 | $790 | $930 | $1,230 | $1,420 |
| 66044 | Topeka, KS MSA | $720 | $800 | $980 | $1,390 | $1,650 |
| 66050 | Topeka, KS MSA | $740 | $820 | $1,010 | $1,430 | $1,700 |
| 66054 | Topeka, KS MSA | $730 | $790 | $970 | $1,240 | $1,440 |
| 66058 | Topeka, KS MSA | $620 | $620 | $820 | $1,040 | $1,210 |
| 66060 | Topeka, KS MSA | $610 | $620 | $810 | $1,030 | $1,200 |
| 66066 | Topeka, KS MSA | $650 | $650 | $860 | $1,090 | $1,270 |
| 66070 | Topeka, KS MSA | $720 | $730 | $960 | $1,220 | $1,420 |
| 66073 | Topeka, KS MSA | $780 | $790 | $1,040 | $1,320 | $1,540 |
| 66086 | Topeka, KS MSA | $860 | $970 | $1,130 | $1,480 | $1,720 |
| 66088 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66095 | Topeka, KS MSA | $610 | $620 | $810 | $1,030 | $1,200 |
| 66097 | Topeka, KS MSA | $690 | $790 | $930 | $1,230 | $1,420 |
| 66401 | Topeka, KS MSA | $610 | $610 | $800 | $1,130 | $1,360 |
| 66402 | Topeka, KS MSA | $630 | $640 | $840 | $1,070 | $1,240 |
| 66407 | Topeka, KS MSA | $840 | $850 | $1,060 | $1,380 | $1,740 |
| 66409 | Topeka, KS MSA | $640 | $680 | $850 | $1,200 | $1,410 |
| 66413 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66414 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66416 | Topeka, KS MSA | $600 | $610 | $800 | $1,010 | $1,170 |
| 66418 | Topeka, KS MSA | $690 | $690 | $900 | $1,160 | $1,360 |
| 66419 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66420 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66422 | Topeka, KS MSA | $680 | $690 | $850 | $1,110 | $1,420 |
| 66423 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66428 | Topeka, KS MSA | $620 | $620 | $820 | $1,040 | $1,210 |
| 66429 | Topeka, KS MSA | $730 | $740 | $980 | $1,240 | $1,440 |
| 66431 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66432 | Topeka, KS MSA | $660 | $660 | $820 | $1,080 | $1,400 |
| 66436 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66439 | Topeka, KS MSA | $620 | $620 | $820 | $1,040 | $1,210 |
| 66440 | Topeka, KS MSA | $690 | $690 | $910 | $1,160 | $1,340 |
| 66451 | Topeka, KS MSA | $670 | $680 | $890 | $1,130 | $1,320 |
| 66501 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66502 | Topeka, KS MSA | $780 | $780 | $960 | $1,260 | $1,640 |
| 66507 | Topeka, KS MSA | $730 | $740 | $960 | $1,230 | $1,450 |
| 66509 | Topeka, KS MSA | $690 | $690 | $910 | $1,160 | $1,340 |
| 66510 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66512 | Topeka, KS MSA | $650 | $650 | $860 | $1,090 | $1,270 |
| 66516 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66523 | Topeka, KS MSA | $610 | $620 | $810 | $1,030 | $1,200 |
| 66524 | Topeka, KS MSA | $640 | $680 | $850 | $1,200 | $1,410 |
| 66526 | Topeka, KS MSA | $680 | $690 | $880 | $1,140 | $1,380 |
| 66528 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66533 | Topeka, KS MSA | $780 | $780 | $1,030 | $1,310 | $1,520 |
| 66536 | Topeka, KS MSA | $660 | $660 | $820 | $1,080 | $1,400 |
| 66537 | Topeka, KS MSA | $790 | $800 | $1,050 | $1,340 | $1,550 |
| 66539 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66540 | Topeka, KS MSA | $660 | $660 | $820 | $1,080 | $1,400 |
| 66542 | Topeka, KS MSA | $680 | $710 | $920 | $1,200 | $1,410 |
| 66543 | Topeka, KS MSA | $800 | $810 | $1,060 | $1,350 | $1,570 |
| 66546 | Topeka, KS MSA | $650 | $660 | $870 | $1,110 | $1,290 |
| 66547 | Topeka, KS MSA | $740 | $740 | $910 | $1,200 | $1,550 |
| 66550 | Topeka, KS MSA | $630 | $640 | $840 | $1,070 | $1,240 |
| 66552 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66601 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66603 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66604 | Topeka, KS MSA | $750 | $760 | $1,000 | $1,270 | $1,480 |
| 66605 | Topeka, KS MSA | $690 | $700 | $920 | $1,170 | $1,360 |
| 66606 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66607 | Topeka, KS MSA | $630 | $640 | $840 | $1,070 | $1,240 |
| 66608 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66609 | Topeka, KS MSA | $660 | $660 | $870 | $1,110 | $1,290 |
| 66610 | Topeka, KS MSA | $1,030 | $1,040 | $1,370 | $1,740 | $2,020 |
| 66611 | Topeka, KS MSA | $710 | $710 | $940 | $1,200 | $1,390 |
| 66612 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66614 | Topeka, KS MSA | $730 | $740 | $970 | $1,230 | $1,430 |
| 66615 | Topeka, KS MSA | $850 | $860 | $1,130 | $1,440 | $1,670 |
| 66616 | Topeka, KS MSA | $630 | $640 | $840 | $1,070 | $1,240 |
| 66617 | Topeka, KS MSA | $790 | $800 | $1,050 | $1,340 | $1,550 |
| 66618 | Topeka, KS MSA | $810 | $810 | $1,070 | $1,360 | $1,580 |
| 66619 | Topeka, KS MSA | $940 | $940 | $1,240 | $1,580 | $1,830 |
| 66620 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66621 | Topeka, KS MSA | $740 | $750 | $980 | $1,250 | $1,450 |
| 66622 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66647 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66667 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66675 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66683 | Topeka, KS MSA | $700 | $710 | $930 | $1,180 | $1,370 |
| 66834 | Topeka, KS MSA | $660 | $670 | $880 | $1,130 | $1,360 |
| 66846 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66856 | Topeka, KS MSA | $590 | $600 | $790 | $1,000 | $1,160 |
| 66868 | Topeka, KS MSA | $670 | $680 | $890 | $1,130 | $1,320 |
| 66871 | Topeka, KS MSA | $630 | $630 | $830 | $1,060 | $1,230 |
2022 Average & Median Rent Data Statistics
TOPEKA, KS average 1BR rent: $697, median: $690
TOPEKA, KS average 2BR rent: $903, median: $890
TOPEKA, KS average 3BR rent: $1,160, median: $1,160
TOPEKA, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,571 | $525,835,000 | $204,525 |
| Home Improvement | 478 | $26,070,000 | $54,540 |
| Cash Out Refi | 451 | $72,155,000 | $159,989 |
| Other | 435 | $24,715,000 | $56,816 |
| Refi | 388 | $134,440,000 | $346,495 |
Topeka's most frequently cited loan purpose was Home Purchase, with 2,571 originations. The 2nd most popular reason was Home Improvement, with 478 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,454 | $259,190,000 | $178,260 |
| 7-8% | 935 | $165,245,000 | $176,733 |
| Over 8% | 666 | $80,910,000 | $121,486 |
| 5-6% | 424 | $115,210,000 | $271,722 |
| 4-5% | 29 | $5,645,000 | $194,655 |
| <2.5% | 14 | $21,750,000 | $1,553,571 |
| 2.5-3% | 6 | $1,100,000 | $183,333 |
| 3-4% | 2 | $400,000 | $200,000 |
During 2023, Topeka's most frequently originated rate bucket was 6-7%, with 1,454 originations.
Loan Sizing (TOPEKA, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,732 | $90,760,000 | $52,402 |
| $100k-200k | 1,384 | $203,120,000 | $146,763 |
| $200k-400k | 1,014 | $273,200,000 | $269,428 |
| $400k-600k | 136 | $63,490,000 | $466,838 |
| $600k-1000k | 34 | $24,100,000 | $708,824 |
| $Over $1MM | 23 | $128,545,000 | $5,588,913 |
TOPEKA's loan sizing saw the bucket of loans from $100,000 or less with 1,732 originations, totaling $90,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,563 | $313,375,000 | $200,496 |
| 60-80% | 653 | $144,655,000 | $221,524 |
| Under 20% | 465 | $20,115,000 | $43,258 |
| 20-40% | 447 | $57,875,000 | $129,474 |
| 40-60% | 287 | $76,845,000 | $267,753 |
| Over 100% | 50 | $33,700,000 | $674,000 |
TOPEKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,563 originations, totaling $313,375,000 in origination value.