TOPEKA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Topeka averaged
6.54%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
7.02% and
one month ago for the week of 2023-02-16, the
average rate was 6.44%.
Topeka's average rate one year ago was 3.84%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Topeka 30 Year Fixed Rate | 2023-03-23 | 6.54% |
| Topeka 30 Year Fixed Rate Refi | 2023-03-23 | 6.41% |
| Topeka 15 Year Fixed Rate | 2023-03-23 | 6.87% |
| Topeka 15 Year Fixed Rate Refi | 2023-03-23 | 6.04% |
| Topeka 30 Year FHA | 2023-03-23 | 6.36% |
| Topeka 30 Year FHA Refi | 2023-03-23 | 6.28% |
| Topeka 30 Year USDA | 2023-03-23 | 6.57% |
| Topeka 30 Year USDA Refi | 2023-03-23 | 5.97% |
| Topeka 30 Year VA | 2023-03-23 | 6.22% |
| Topeka 30 Year VA Refi | 2023-03-23 | 5.72% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TOPEKA, KS.
TOPEKA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TOPEKA, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TOPEKA Average Closing Costs & Other Stats
TOPEKA, KS's 139 lenders originated 5,546
loans during 2022. The total origination value was $917,100,000, with an average loan value of
$165,362.
TOPEKA's average closing costs are $3,433.
The top TOPEKA lender as defined by loan originations is Landmark National Bank, with
264 loans originated. Their average total fees are
$2,387, which is $986
lower than the next largest lender,
Envista Credit Union.
The lowest fee TOPEKA lenders (with over 10 loans originated) are
Azura Credit Union ($490), Central National Bank ($1,759), CoreFirst Bank & Trust ($1,996), Truity Federal Credit Union ($2,115) and Landmark National Bank ($2,387).
The lowest rate TOPEKA lenders (with over 10 loans originated) are
BOKF (4.32%), Capitol Federal Savings Bank (4.51%), Truity Federal Credit Union (4.52%), CoreFirst Bank & Trust (4.57%) and Equity Bank (4.61%).
TOPEKA, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Landmark National Bank | $122,930,000 | $84,650,000 | -31.1% | 9.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $94,095,000 | $72,440,000 | -23.0% | 7.9% |
| Envista Credit Union | $64,280,000 | $63,010,000 | -2.0% | 6.9% |
| Capitol Federal Savings Bank | $82,730,000 | $51,820,000 | -37.4% | 5.7% |
| QUICKEN LOANS, LLC | $115,265,000 | $49,480,000 | -57.1% | 5.4% |
| Community Bank | $41,885,000 | $32,770,000 | -21.8% | 3.6% |
| CoreFirst Bank & Trust | $46,765,000 | $32,520,000 | -30.5% | 3.5% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $26,925,000 | n/a | 2.9% | |
| Azura Credit Union | $34,925,000 | $26,225,000 | -24.9% | 2.9% |
| Truist | $1,055,000 | $24,685,000 | 2,239.8% | 2.7% |
| The Denison State Bank | $34,165,000 | $23,540,000 | -31.1% | 2.6% |
| U.S. Bank | $38,935,000 | $22,280,000 | -42.8% | 2.4% |
| Mortgage Research Center, LLC | $27,985,000 | $20,155,000 | -28.0% | 2.2% |
| Silver Lake Bank | $11,090,000 | $18,200,000 | 64.1% | 2.0% |
| NBH Bank | $15,755,000 | $16,045,000 | 1.8% | 1.7% |
| Community National Bank | $1,850,000 | $13,670,000 | 638.9% | 1.5% |
| VisionBank | $48,040,000 | $12,325,000 | -74.3% | 1.3% |
| Kaw Valley Bank | $9,745,000 | $11,860,000 | 21.7% | 1.3% |
| Mid-America Bank | $13,220,000 | $10,535,000 | -20.3% | 1.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $15,205,000 | $10,340,000 | -32.0% | 1.1% |
| Central National Bank | $20,780,000 | $9,955,000 | -52.1% | 1.1% |
| LOANDEPOT.COM, LLC | $17,515,000 | $8,830,000 | -49.6% | 1.0% |
| Flagstar Bank, FSB | $13,300,000 | $8,345,000 | -37.3% | 0.9% |
| UNION HOME MORTGAGE CORP. | $7,195,000 | $8,310,000 | 15.5% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $15,795,000 | $8,135,000 | -48.5% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $27,475,000 | $7,580,000 | -72.4% | 0.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,310,000 | $7,460,000 | -19.9% | 0.8% |
| Wells Fargo Bank | $11,175,000 | $7,365,000 | -34.1% | 0.8% |
| FLAT BRANCH MORTGAGE, INC. | $9,560,000 | $7,330,000 | -23.3% | 0.8% |
| Bank of the Flint Hills | $11,475,000 | $7,050,000 | -38.6% | 0.8% |
| Equity Bank | $2,935,000 | $6,865,000 | 133.9% | 0.7% |
| USAA Federal Savings Bank | $7,640,000 | $6,135,000 | -19.7% | 0.7% |
| CALIBER HOME LOANS, INC. | $8,645,000 | $6,105,000 | -29.4% | 0.7% |
| BOKF | $10,515,000 | $5,895,000 | -43.9% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $14,215,000 | $5,815,000 | -59.1% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $6,775,000 | $5,250,000 | -22.5% | 0.6% |
| COMMUNITYAMERICA | $3,295,000 | $4,995,000 | 51.6% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $12,785,000 | $4,795,000 | -62.5% | 0.5% |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS | $7,110,000 | $4,675,000 | -34.2% | 0.5% |
| The Union State Bank of Everest | $6,735,000 | $4,410,000 | -34.5% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,705,000 | $4,010,000 | 135.2% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $9,540,000 | $3,920,000 | -58.9% | 0.4% |
| Truity Federal Credit Union | $6,680,000 | $3,535,000 | -47.1% | 0.4% |
| Farm Credit Mid-America, ACA | $7,880,000 | $3,505,000 | -55.5% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,310,000 | $3,385,000 | -59.3% | 0.4% |
| KeyBank | $11,245,000 | $3,170,000 | -71.8% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $7,170,000 | $2,985,000 | -58.4% | 0.3% |
| First State Bank and Trust | $5,805,000 | $2,900,000 | -50.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,930,000 | $2,875,000 | 49.0% | 0.3% |
| Sunflower Bank | $370,000 | $2,705,000 | 631.1% | 0.3% |
| GUILD MORTGAGE COMPANY | $2,110,000 | $2,655,000 | 25.8% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $2,325,000 | $2,600,000 | 11.8% | 0.3% |
| MERITRUST Federal Credit Union | $2,190,000 | $2,590,000 | 18.3% | 0.3% |
| Mortgage Investment Services Corporation | $8,585,000 | $2,550,000 | -70.3% | 0.3% |
| JPMorgan Chase Bank | $3,360,000 | $2,540,000 | -24.4% | 0.3% |
| RCB Bank | $1,620,000 | $2,440,000 | 50.6% | 0.3% |
| Morgan Stanley Private Bank | $2,425,000 | n/a | 0.3% | |
| HOME POINT FINANCIAL CORPORATION | $5,990,000 | $2,410,000 | -59.8% | 0.3% |
| Carrington Mortgage Services, LLC | $2,210,000 | $2,120,000 | -4.1% | 0.2% |
| First State Bank of St. Charles, Missouri | $1,725,000 | $2,105,000 | 22.0% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $1,075,000 | $2,100,000 | 95.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,190,000 | $2,045,000 | -51.2% | 0.2% |
| NEWREZ LLC | $6,215,000 | $1,970,000 | -68.3% | 0.2% |
| Citizens Bank | $1,440,000 | $1,965,000 | 36.5% | 0.2% |
| ENDEAVOR CAPITAL, LLC. | $3,720,000 | $1,960,000 | -47.3% | 0.2% |
| Armed Forces Bank | $515,000 | $1,865,000 | 262.1% | 0.2% |
| Mutual Savings Association | $4,305,000 | $1,845,000 | -57.1% | 0.2% |
| NBKC BANK | $3,745,000 | $1,795,000 | -52.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $1,410,000 | $1,765,000 | 25.2% | 0.2% |
| Commerce Bank | $1,445,000 | $1,720,000 | 19.0% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $985,000 | $1,675,000 | 70.1% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,435,000 | $1,655,000 | 15.3% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,815,000 | $1,620,000 | -10.7% | 0.2% |
| COMMUNITY MORTGAGE, LLC | $4,070,000 | $1,585,000 | -61.1% | 0.2% |
| COMMUNICATION | $850,000 | $1,555,000 | 82.9% | 0.2% |
| Bank of America | $3,050,000 | $1,515,000 | -50.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $3,835,000 | $1,465,000 | -61.8% | 0.2% |
| Fidelity Bank | $1,170,000 | $1,455,000 | 24.4% | 0.2% |
| CMG MORTGAGE, INC. | $440,000 | $1,435,000 | 226.1% | 0.2% |
| Arvest Bank | $3,880,000 | $1,355,000 | -65.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,390,000 | $1,350,000 | -2.9% | 0.1% |
| Ally Bank | $710,000 | $1,280,000 | 80.3% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,290,000 | $1,265,000 | -1.9% | 0.1% |
| Ixonia Bank | $925,000 | $1,245,000 | 34.6% | 0.1% |
| Nations Lending Corporation | $1,115,000 | $1,235,000 | 10.8% | 0.1% |
| Members Mortgage Services, L.L.C. | $1,740,000 | $1,220,000 | -29.9% | 0.1% |
| North American Savings Bank, F.S.B. | $1,565,000 | $1,195,000 | -23.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $300,000 | $1,190,000 | 296.7% | 0.1% |
| Bell Bank | $490,000 | $1,145,000 | 133.7% | 0.1% |
| HEARTLAND CREDIT UNION | $150,000 | $1,130,000 | 653.3% | 0.1% |
| United Fidelity Funding Corp. | $890,000 | $1,090,000 | 22.5% | 0.1% |
| KS StateBank | $3,690,000 | $1,075,000 | -70.9% | 0.1% |
| Discover Bank | $95,000 | $1,065,000 | 1,021.1% | 0.1% |
| GUARANTEED RATE, INC. | $935,000 | $990,000 | 5.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $700,000 | $980,000 | 40.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,420,000 | $960,000 | -32.4% | 0.1% |
| Bank of England | $785,000 | $915,000 | 16.6% | 0.1% |
| BAY EQUITY LLC | $875,000 | $860,000 | -1.7% | 0.1% |
| M&T Bank | $1,535,000 | $845,000 | -45.0% | 0.1% |
| PEOPLES STATE BANK | $520,000 | $840,000 | 61.5% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $830,000 | n/a | 0.1% | |
| The Farmers State Bank of Westmoreland | $1,130,000 | $830,000 | -26.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $980,000 | $825,000 | -15.8% | 0.1% |
| Gateway First Bank | $720,000 | $770,000 | 6.9% | 0.1% |
| Oakstar Bank | $770,000 | n/a | 0.1% | |
| Availa Bank | $755,000 | n/a | 0.1% | |
| Intrust Bank | $1,885,000 | $730,000 | -61.3% | 0.1% |
| First Bank | $565,000 | $710,000 | 25.7% | 0.1% |
| PNC Bank | $525,000 | $700,000 | 33.3% | 0.1% |
| West Gate Bank | $470,000 | $695,000 | 47.9% | 0.1% |
| Stifel Bank and Trust | $430,000 | $690,000 | 60.5% | 0.1% |
| Community First National Bank | $2,570,000 | $685,000 | -73.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $485,000 | $685,000 | 41.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,330,000 | $660,000 | -50.4% | 0.1% |
| GNBank | $3,980,000 | $660,000 | -83.4% | 0.1% |
| UMB Bank | $1,405,000 | $650,000 | -53.7% | 0.1% |
| MID AMERICAN | $255,000 | $630,000 | 147.1% | 0.1% |
| Plains Commerce Bank | $1,025,000 | $630,000 | -38.5% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $585,000 | $600,000 | 2.6% | 0.1% |
| The Federal Savings Bank | $3,460,000 | $600,000 | -82.7% | 0.1% |
| PLANET HOME LENDING, LLC | $1,875,000 | $595,000 | -68.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,090,000 | $570,000 | -47.7% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,560,000 | $555,000 | -84.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,345,000 | $555,000 | -58.7% | 0.1% |
| MORTGAGE ACCESS CORP. | $175,000 | $520,000 | 197.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $145,000 | $510,000 | 251.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,145,000 | $505,000 | -55.9% | 0.1% |
| Figure Lending LLC | $215,000 | $495,000 | 130.2% | 0.1% |
| RESIDENTIAL BANCORP. | $240,000 | $495,000 | 106.3% | 0.1% |
| ESB Financial | $1,850,000 | $480,000 | -74.1% | 0.1% |
| Exchange Bank & Trust | $440,000 | $470,000 | 6.8% | 0.1% |
| INLANTA MORTGAGE, INC. | $470,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $465,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $105,000 | $465,000 | 342.9% | 0.1% |
| Goldwater Bank, N.A. | $455,000 | n/a | 0.0% | |
| The Bennington State Bank | $480,000 | $430,000 | -10.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $735,000 | $425,000 | -42.2% | 0.0% |
| Equity Prime Mortgage LLC | $250,000 | $420,000 | 68.0% | 0.0% |
| The Central Trust Bank | $1,580,000 | $420,000 | -73.4% | 0.0% |
| JLB CORPORATION | $1,155,000 | $415,000 | -64.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $405,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| Exchange Bank | $400,000 | n/a | 0.0% | |
| CREDIT UNION OF AMERICA | $85,000 | $395,000 | 364.7% | 0.0% |
| American Bank & Trust | $385,000 | n/a | 0.0% | |
| LOANPAL, LLC | $485,000 | $385,000 | -20.6% | 0.0% |
| PHH Mortgage Corporation | $550,000 | $385,000 | -30.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $265,000 | $375,000 | 41.5% | 0.0% |
| First Guaranty Mortgage Corporation | $1,000,000 | $360,000 | -64.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| Farmers and Drovers Bank | $1,120,000 | $340,000 | -69.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $85,000 | $340,000 | 300.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $335,000 | n/a | 0.0% | |
| Farmers State Bank | $335,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $330,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $455,000 | $325,000 | -28.6% | 0.0% |
| Bank of Blue Valley | $315,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $65,000 | $315,000 | 384.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $205,000 | $310,000 | 51.2% | 0.0% |
| FRONTIER COMMUNITY CREDIT UNION | $755,000 | $300,000 | -60.3% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,265,000 | $290,000 | -77.1% | 0.0% |
| Community National Bank & Trust | $405,000 | $280,000 | -30.9% | 0.0% |
| Great Southern Bank | $280,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $170,000 | $280,000 | 64.7% | 0.0% |
| ATLANTA POSTAL | $275,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,780,000 | $270,000 | -84.8% | 0.0% |
| SPRING EQ, LLC | $260,000 | $260,000 | 0.0% | 0.0% |
| First United Bank and Trust Company | $255,000 | n/a | 0.0% | |
| Baxter Credit Union | $250,000 | n/a | 0.0% | |
| GOLDEN PLAINS | $250,000 | n/a | 0.0% | |
| Academy Bank | $245,000 | n/a | 0.0% | |
| American National Bank of Minnesota | $235,000 | $245,000 | 4.3% | 0.0% |
| INTERCAP LENDING INC. | $245,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | $235,000 | 0.0% | 0.0% |
| Canyon State Credit Union | $225,000 | n/a | 0.0% | |
| First Home Bank | $585,000 | $225,000 | -61.5% | 0.0% |
| First Option Bank | $230,000 | $225,000 | -2.2% | 0.0% |
| Mid-Missouri Bank | $225,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $65,000 | $215,000 | 230.8% | 0.0% |
| Devon Bank | $215,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $480,000 | $215,000 | -55.2% | 0.0% |
| Mid-Continent Funding, Inc. | $1,840,000 | $215,000 | -88.3% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,605,000 | $215,000 | -86.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $370,000 | $205,000 | -44.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $195,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $470,000 | $195,000 | -58.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $850,000 | $185,000 | -78.2% | 0.0% |
| Chickasaw Community Bank | $330,000 | $185,000 | -43.9% | 0.0% |
| Colonial Savings, F.A. | $1,050,000 | $185,000 | -82.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $185,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $475,000 | $185,000 | -61.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $870,000 | $185,000 | -78.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $85,000 | $180,000 | 111.8% | 0.0% |
| First National Bank of Omaha | $585,000 | $175,000 | -70.1% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $175,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $325,000 | $175,000 | -46.2% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $170,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $165,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,465,000 | $165,000 | -88.7% | 0.0% |
| NFM, INC. | $165,000 | n/a | 0.0% | |
| SCOTT CREDIT UNION | $165,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $155,000 | n/a | 0.0% | |
| First State Bank Nebraska | $155,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $155,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $920,000 | $145,000 | -84.2% | 0.0% |
| Enterprise Bank & Trust | $135,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $225,000 | $135,000 | -40.0% | 0.0% |
| United Bank & Trust | $10,110,000 | $135,000 | -98.7% | 0.0% |
| Black Hills Community Bank | $125,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $475,000 | $125,000 | -73.7% | 0.0% |
| Northpointe Bank | $125,000 | n/a | 0.0% | |
| Peoples Bank | $125,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $565,000 | $115,000 | -79.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $265,000 | $115,000 | -56.6% | 0.0% |
| F & M Bank | $115,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $165,000 | $115,000 | -30.3% | 0.0% |
| MAINSTREET FEDERAL CREDIT UNION | $175,000 | $105,000 | -40.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $255,000 | $95,000 | -62.7% | 0.0% |
| Deere Employees Credit Union | $95,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $95,000 | n/a | 0.0% | |
| Emprise Bank | $50,000 | $90,000 | 80.0% | 0.0% |
| Cache Valley Bank | $85,000 | n/a | 0.0% | |
| Citizens Bank of Amsterdam | $85,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $75,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $280,000 | $75,000 | -73.2% | 0.0% |
| First-Citizens Bank & Trust Company | $75,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $490,000 | $65,000 | -86.7% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $185,000 | $65,000 | -64.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $60,000 | n/a | 0.0% | |
| Bank of the West | $335,000 | $55,000 | -83.6% | 0.0% |
| Prosperity Bank | $55,000 | n/a | 0.0% | |
| Country Club Bank | $295,000 | $35,000 | -88.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $115,000 | $25,000 | -78.3% | 0.0% |
| Lakeview Community Capital, LLC | $25,000 | n/a | 0.0% | |
| KANSAS STATE UNIVERSITY Federal Credit Union | $385,000 | $15,000 | -96.1% | 0.0% |
TOPEKA's top lender by overall market share is Landmark National Bank, with 9.2% market share. In second place, with 7.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $72,440,000 in loans. In third place, with 6.9%, is Envista Credit Union, having originated $63,010,000 in loans. In fourth place, with 5.7%, is Capitol Federal Savings Bank, having originated $51,820,000 in loans. In fifth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $49,480,000 in loans.
TOPEKA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TOPEKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $106,200 (-1.2%) | $151,836 (1.5%) | 0.39 | 566 |
| 2018-02-01 | $110,000 (0.1%) | $157,130 (2.1%) | 0.40 | 568 |
| 2018-03-01 | $114,900 (-1.9%) | $159,102 (-2.3%) | 0.40 | 555 |
| 2018-04-01 | $116,450 (-5.1%) | $170,246 (-1.9%) | 0.39 | 546 |
| 2018-05-01 | $119,938 (1.3%) | $176,975 (3.8%) | 0.40 | 565 |
| 2018-06-01 | $125,000 (-2.5%) | $184,672 (7.3%) | 0.42 | 619 |
| 2018-07-01 | $130,500 (8.8%) | $183,644 (9.0%) | 0.44 | 654 |
| 2018-08-01 | $127,450 (8.5%) | $181,595 (9.6%) | 0.43 | 644 |
| 2018-09-01 | $120,000 (9.2%) | $171,694 (7.1%) | 0.40 | 662 |
| 2018-10-01 | $119,999 (4.5%) | $168,513 (4.6%) | 0.41 | 644 |
| 2018-11-01 | $117,500 (9.1%) | $162,557 (4.5%) | 0.40 | 622 |
| 2018-12-01 | $119,900 (11.5%) | $165,190 (7.9%) | 0.41 | 567 |
| 2019-01-01 | $118,450 (11.5%) | $167,305 (10.2%) | 0.41 | 552 |
| 2019-02-01 | $119,720 (8.8%) | $176,298 (12.2%) | 0.40 | 510 |
| 2019-03-01 | $126,101 (9.8%) | $183,363 (15.3%) | 0.41 | 503 |
| 2019-04-01 | $138,850 (19.2%) | $188,886 (11.0%) | 0.44 | 493 |
| 2019-05-01 | $152,450 (27.1%) | $191,640 (8.3%) | 0.48 | 491 |
| 2019-06-01 | $149,000 (19.2%) | $182,288 (-1.3%) | 0.47 | 522 |
| 2019-07-01 | $149,900 (14.9%) | $183,775 (0.1%) | 0.47 | 512 |
| 2019-08-01 | $149,245 (17.1%) | $187,870 (3.5%) | 0.47 | 506 |
| 2019-09-01 | $148,263 (23.6%) | $188,834 (10.0%) | 0.47 | 500 |
| 2019-10-01 | $146,212 (21.8%) | $188,022 (11.6%) | 0.47 | 504 |
| 2019-11-01 | $134,900 (14.8%) | $181,857 (11.9%) | 0.44 | 526 |
| 2019-12-01 | $125,000 (4.3%) | $169,395 (2.6%) | 0.42 | 485 |
| 2020-01-01 | $127,975 (8.0%) | $166,088 (-0.7%) | 0.43 | 418 |
| 2020-02-01 | $137,000 (14.4%) | $174,542 (-1.0%) | 0.45 | 381 |
| 2020-03-01 | $147,800 (17.2%) | $185,416 (1.1%) | 0.46 | 379 |
| 2020-04-01 | $152,475 (9.8%) | $193,064 (2.2%) | 0.48 | 367 |
| 2020-05-01 | $165,000 (8.2%) | $206,687 (7.9%) | 0.50 | 305 |
| 2020-06-01 | $152,450 (2.3%) | $200,250 (9.9%) | 0.45 | 292 |
| 2020-07-01 | $131,975 (-12.0%) | $194,724 (6.0%) | 0.38 | 282 |
| 2020-08-01 | $140,000 (-6.2%) | $198,626 (5.7%) | 0.40 | 273 |
| 2020-09-01 | $138,725 (-6.4%) | $196,702 (4.2%) | 0.40 | 273 |
| 2020-10-01 | $134,950 (-7.7%) | $199,862 (6.3%) | 0.39 | 253 |
| 2020-11-01 | $142,450 (5.6%) | $196,981 (8.3%) | 0.42 | 257 |
| 2020-12-01 | $142,450 (14.0%) | $191,045 (12.8%) | 0.42 | 233 |
| 2021-01-01 | $146,200 (14.2%) | $199,663 (20.2%) | 0.44 | 191 |
| 2021-02-01 | $147,500 (7.7%) | $205,495 (17.7%) | 0.43 | 152 |
| 2021-03-01 | $154,850 (4.8%) | $204,214 (10.1%) | 0.44 | 159 |
| 2021-04-01 | $157,725 (3.4%) | $226,037 (17.1%) | 0.43 | 158 |
| 2021-05-01 | $160,000 (-3.0%) | $224,490 (8.6%) | 0.42 | 177 |
| 2021-06-01 | $152,500 (0.0%) | $219,628 (9.7%) | 0.40 | 216 |
| 2021-07-01 | $172,273 (30.5%) | $231,245 (18.8%) | 0.45 | 255 |
| 2021-08-01 | $164,500 (17.5%) | $221,169 (11.4%) | 0.44 | 247 |
| 2021-09-01 | $171,250 (23.5%) | $227,269 (15.5%) | 0.46 | 253 |
| 2021-10-01 | $168,750 (25.1%) | $215,427 (7.8%) | 0.45 | 253 |
| 2021-11-01 | $165,532 (16.2%) | $206,148 (4.7%) | 0.44 | 226 |
| 2021-12-01 | $160,894 (13.0%) | $218,073 (14.2%) | 0.44 | 185 |
| 2022-01-01 | $154,950 (6.0%) | $230,781 (15.6%) | 0.42 | 124 |
| 2022-02-01 | $179,250 (21.5%) | $249,527 (21.4%) | 0.47 | 117 |
| 2022-03-01 | $179,950 (16.2%) | $251,413 (23.1%) | 0.45 | 128 |
| 2022-04-01 | $182,450 (15.7%) | $255,260 (12.9%) | 0.43 | 151 |
| 2022-05-01 | $213,200 (33.3%) | $275,437 (22.7%) | 0.49 | 175 |
| 2022-06-01 | $219,975 (44.3%) | $273,298 (24.4%) | 0.49 | 202 |
| 2022-07-01 | $210,000 (21.9%) | $268,019 (15.9%) | 0.47 | 220 |
| 2022-08-01 | $229,750 (39.7%) | $341,969 (54.6%) | 0.53 | 210 |
| 2022-09-01 | $229,900 (34.3%) | $317,040 (39.5%) | 0.54 | 225 |
| 2022-10-01 | $229,000 (35.7%) | $306,636 (42.3%) | 0.54 | 273 |
| 2022-11-01 | $232,450 (40.4%) | $369,855 (79.4%) | 0.56 | 326 |
| 2022-12-01 | $227,450 (41.4%) | $382,683 (75.5%) | 0.56 | 283 |
| 2023-01-01 | $241,738 (56.0%) | $404,744 (75.4%) | 0.60 | 232 |
| 2023-02-01 | $244,500 (36.4%) | $373,530 (49.7%) | 0.59 | 215 |
TOPEKA's median listing price for 2023-02-01 was $244,500, a difference of
$65,250
(36.4%) versus the prior year and
$2,762 versus the prior month.
TOPEKA's median listing price comes in at 59% of the national average.
TOPEKA's average listing price for 2023-02-01 was $373,530, a difference of $124,003 (49.7%) versus the prior year and $-31,214 versus the prior month.
For the 2023-02-01 period, TOPEKA had 215 MLS listings, a difference of -17 listings (-7%) versus the prior month and 98 listings (84%) versus the prior year.
TOPEKA's median listing price comes in at 59% of the national average.
TOPEKA's average listing price for 2023-02-01 was $373,530, a difference of $124,003 (49.7%) versus the prior year and $-31,214 versus the prior month.
For the 2023-02-01 period, TOPEKA had 215 MLS listings, a difference of -17 listings (-7%) versus the prior month and 98 listings (84%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TOPEKA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 70 days | 1,590 sqft |
| 2018-02-01 | 62 days | 1,614 sqft |
| 2018-03-01 | 47 days | 1,636 sqft |
| 2018-04-01 | 42 days | 1,667 sqft |
| 2018-05-01 | 40 days | 1,671 sqft |
| 2018-06-01 | 37 days | 1,700 sqft |
| 2018-07-01 | 39 days | 1,734 sqft |
| 2018-08-01 | 44 days | 1,671 sqft |
| 2018-09-01 | 46 days | 1,600 sqft |
| 2018-10-01 | 48 days | 1,600 sqft |
| 2018-11-01 | 57 days | 1,585 sqft |
| 2018-12-01 | 66 days | 1,586 sqft |
| 2019-01-01 | 68 days | 1,588 sqft |
| 2019-02-01 | 67 days | 1,610 sqft |
| 2019-03-01 | 55 days | 1,656 sqft |
| 2019-04-01 | 38 days | 1,699 sqft |
| 2019-05-01 | 38 days | 1,765 sqft |
| 2019-06-01 | 38 days | 1,786 sqft |
| 2019-07-01 | 39 days | 1,772 sqft |
| 2019-08-01 | 43 days | 1,768 sqft |
| 2019-09-01 | 41 days | 1,769 sqft |
| 2019-10-01 | 41 days | 1,755 sqft |
| 2019-11-01 | 46 days | 1,700 sqft |
| 2019-12-01 | 54 days | 1,665 sqft |
| 2020-01-01 | 60 days | 1,643 sqft |
| 2020-02-01 | 58 days | 1,660 sqft |
| 2020-03-01 | 38 days | 1,679 sqft |
| 2020-04-01 | 41 days | 1,788 sqft |
| 2020-05-01 | 36 days | 1,799 sqft |
| 2020-06-01 | 26 days | 1,729 sqft |
| 2020-07-01 | 26 days | 1,627 sqft |
| 2020-08-01 | 30 days | 1,631 sqft |
| 2020-09-01 | 26 days | 1,591 sqft |
| 2020-10-01 | 29 days | 1,637 sqft |
| 2020-11-01 | 29 days | 1,634 sqft |
| 2020-12-01 | 32 days | 1,576 sqft |
| 2021-01-01 | 39 days | 1,634 sqft |
| 2021-02-01 | 32 days | 1,641 sqft |
| 2021-03-01 | 20 days | 1,600 sqft |
| 2021-04-01 | 14 days | 1,560 sqft |
| 2021-05-01 | 13 days | 1,643 sqft |
| 2021-06-01 | 15 days | 1,664 sqft |
| 2021-07-01 | 18 days | 1,723 sqft |
| 2021-08-01 | 23 days | 1,674 sqft |
| 2021-09-01 | 23 days | 1,686 sqft |
| 2021-10-01 | 28 days | 1,676 sqft |
| 2021-11-01 | 32 days | 1,676 sqft |
| 2021-12-01 | 40 days | 1,645 sqft |
| 2022-01-01 | 32 days | 1,625 sqft |
| 2022-02-01 | 24 days | 1,681 sqft |
| 2022-03-01 | 12 days | 1,733 sqft |
| 2022-04-01 | 24 days | 1,693 sqft |
| 2022-05-01 | 26 days | 1,751 sqft |
| 2022-06-01 | 20 days | 1,774 sqft |
| 2022-07-01 | 27 days | 1,768 sqft |
| 2022-08-01 | 32 days | 1,849 sqft |
| 2022-09-01 | 28 days | 1,846 sqft |
| 2022-10-01 | 33 days | 1,820 sqft |
| 2022-11-01 | 36 days | 1,745 sqft |
| 2022-12-01 | 44 days | 1,716 sqft |
| 2023-01-01 | 60 days | 1,723 sqft |
| 2023-02-01 | 65 days | 1,698 sqft |
TOPEKA's median listing age (time on market) for 2023-02-01 was 65 days.
This
is 174%
longer
than the same period one year ago.
TOPEKA's median square footage for active listings during the 2023-02-01 period was 1,698 sqft. One year prior, the average listing was 1,681 sqft.
TOPEKA's median square footage for active listings during the 2023-02-01 period was 1,698 sqft. One year prior, the average listing was 1,681 sqft.
TOPEKA, KS Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 66002 | Topeka, KS | $660 | $780 | $920 | $1,230 | $1,400 |
| 66044 | Topeka, KS | $670 | $780 | $920 | $1,260 | $1,490 |
| 66050 | Topeka, KS | $680 | $730 | $910 | $1,290 | $1,520 |
| 66054 | Topeka, KS | $670 | $780 | $920 | $1,230 | $1,400 |
| 66058 | Topeka, KS | $570 | $580 | $760 | $970 | $1,150 |
| 66060 | Topeka, KS | $570 | $570 | $750 | $960 | $1,130 |
| 66066 | Topeka, KS | $630 | $630 | $830 | $1,060 | $1,250 |
| 66070 | Topeka, KS | $700 | $700 | $920 | $1,170 | $1,390 |
| 66073 | Topeka, KS | $730 | $740 | $970 | $1,240 | $1,470 |
| 66086 | Topeka, KS | $680 | $780 | $920 | $1,230 | $1,400 |
| 66088 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66095 | Topeka, KS | $570 | $580 | $760 | $970 | $1,150 |
| 66097 | Topeka, KS | $660 | $780 | $920 | $1,230 | $1,400 |
| 66401 | Topeka, KS | $620 | $620 | $820 | $1,170 | $1,420 |
| 66402 | Topeka, KS | $590 | $590 | $780 | $990 | $1,180 |
| 66407 | Topeka, KS | $650 | $650 | $820 | $1,090 | $1,420 |
| 66409 | Topeka, KS | $650 | $690 | $880 | $1,230 | $1,490 |
| 66413 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66414 | Topeka, KS | $600 | $600 | $790 | $1,010 | $1,190 |
| 66416 | Topeka, KS | $570 | $580 | $750 | $950 | $1,130 |
| 66418 | Topeka, KS | $700 | $720 | $930 | $1,210 | $1,430 |
| 66419 | Topeka, KS | $620 | $620 | $820 | $1,040 | $1,240 |
| 66420 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66422 | Topeka, KS | $650 | $650 | $820 | $1,090 | $1,420 |
| 66423 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66428 | Topeka, KS | $570 | $580 | $760 | $970 | $1,150 |
| 66429 | Topeka, KS | $680 | $690 | $900 | $1,150 | $1,360 |
| 66431 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66432 | Topeka, KS | $650 | $650 | $820 | $1,090 | $1,420 |
| 66436 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66439 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66440 | Topeka, KS | $610 | $620 | $810 | $1,030 | $1,220 |
| 66451 | Topeka, KS | $670 | $670 | $880 | $1,120 | $1,330 |
| 66501 | Topeka, KS | $610 | $620 | $810 | $1,030 | $1,220 |
| 66502 | Topeka, KS | $720 | $720 | $900 | $1,180 | $1,540 |
| 66507 | Topeka, KS | $720 | $730 | $970 | $1,250 | $1,470 |
| 66509 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66510 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66512 | Topeka, KS | $610 | $610 | $800 | $1,020 | $1,210 |
| 66516 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66523 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66524 | Topeka, KS | $650 | $690 | $860 | $1,230 | $1,490 |
| 66526 | Topeka, KS | $610 | $620 | $810 | $1,060 | $1,260 |
| 66528 | Topeka, KS | $570 | $570 | $750 | $960 | $1,130 |
| 66533 | Topeka, KS | $770 | $780 | $1,020 | $1,300 | $1,540 |
| 66536 | Topeka, KS | $650 | $650 | $820 | $1,090 | $1,420 |
| 66537 | Topeka, KS | $750 | $750 | $990 | $1,260 | $1,500 |
| 66539 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66540 | Topeka, KS | $650 | $650 | $820 | $1,090 | $1,420 |
| 66542 | Topeka, KS | $650 | $690 | $860 | $1,230 | $1,490 |
| 66543 | Topeka, KS | $740 | $750 | $980 | $1,250 | $1,480 |
| 66546 | Topeka, KS | $630 | $630 | $830 | $1,060 | $1,250 |
| 66547 | Topeka, KS | $660 | $670 | $830 | $1,090 | $1,420 |
| 66550 | Topeka, KS | $610 | $610 | $800 | $1,020 | $1,210 |
| 66552 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66601 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66603 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66604 | Topeka, KS | $680 | $690 | $900 | $1,150 | $1,360 |
| 66605 | Topeka, KS | $640 | $640 | $840 | $1,070 | $1,270 |
| 66606 | Topeka, KS | $640 | $650 | $850 | $1,080 | $1,280 |
| 66607 | Topeka, KS | $590 | $590 | $780 | $990 | $1,180 |
| 66608 | Topeka, KS | $660 | $660 | $870 | $1,110 | $1,310 |
| 66609 | Topeka, KS | $610 | $610 | $800 | $1,020 | $1,210 |
| 66610 | Topeka, KS | $960 | $970 | $1,270 | $1,620 | $1,920 |
| 66611 | Topeka, KS | $670 | $680 | $890 | $1,130 | $1,340 |
| 66612 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66614 | Topeka, KS | $670 | $680 | $890 | $1,130 | $1,340 |
| 66615 | Topeka, KS | $780 | $780 | $1,030 | $1,310 | $1,560 |
| 66616 | Topeka, KS | $580 | $590 | $770 | $980 | $1,160 |
| 66617 | Topeka, KS | $730 | $730 | $960 | $1,220 | $1,450 |
| 66618 | Topeka, KS | $760 | $760 | $1,000 | $1,270 | $1,510 |
| 66619 | Topeka, KS | $850 | $860 | $1,130 | $1,440 | $1,710 |
| 66620 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66621 | Topeka, KS | $680 | $690 | $900 | $1,140 | $1,350 |
| 66622 | Topeka, KS | $680 | $690 | $900 | $1,150 | $1,360 |
| 66647 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66667 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66675 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66683 | Topeka, KS | $650 | $650 | $860 | $1,100 | $1,300 |
| 66834 | Topeka, KS | $620 | $620 | $820 | $1,170 | $1,420 |
| 66846 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66856 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
| 66868 | Topeka, KS | $610 | $610 | $800 | $1,020 | $1,210 |
| 66871 | Topeka, KS | $560 | $570 | $740 | $940 | $1,120 |
2022 Average & Median Rent Data Statistics
TOPEKA, KS average 1BR rent: $654, median: $650
TOPEKA, KS average 2BR rent: $846, median: $830
TOPEKA, KS average 3BR rent: $1,095, median: $1,090
TOPEKA, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,996 | $588,690,000 | $196,492 |
| Cash Out Refi | 807 | $153,045,000 | $189,647 |
| Refi | 717 | $109,455,000 | $152,657 |
| Home Improvement | 603 | $36,815,000 | $61,053 |
| Other | 423 | $29,095,000 | $68,783 |
Topeka's most frequently cited loan purpose was Home Purchase, with 2,996 originations. The 2nd most popular reason was Cash Out Refi, with 807 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,399 | $227,765,000 | $162,806 |
| 4-5% | 1,145 | $202,575,000 | $176,921 |
| 3-4% | 974 | $147,970,000 | $151,920 |
| 6-7% | 559 | $82,495,000 | $147,576 |
| 2.5-3% | 272 | $48,770,000 | $179,301 |
| 7-8% | 218 | $22,640,000 | $103,853 |
| <2.5% | 102 | $50,190,000 | $492,059 |
| Over 8% | 58 | $3,440,000 | $59,310 |
During 2022, Topeka's most frequently originated rate bucket was 5-6%, with 1,399 originations.
Loan Sizing (TOPEKA, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,072 | $113,080,000 | $54,575 |
| $100k-200k | 2,024 | $294,540,000 | $145,524 |
| $200k-400k | 1,235 | $333,345,000 | $269,915 |
| $400k-600k | 168 | $77,690,000 | $462,440 |
| $600k-1000k | 32 | $22,840,000 | $713,750 |
| $Over $1MM | 15 | $75,605,000 | $5,040,333 |
TOPEKA's loan sizing saw the bucket of loans from $100,000 or less with 2,072 originations, totaling $113,080,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,049 | $416,555,000 | $203,297 |
| 60-80% | 1,182 | $239,490,000 | $202,614 |
| 20-40% | 496 | $32,040,000 | $64,597 |
| Under 20% | 483 | $18,555,000 | $38,416 |
| 40-60% | 392 | $48,080,000 | $122,653 |
| Over 100% | 56 | $25,970,000 | $463,750 |
TOPEKA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,049 originations, totaling $416,555,000 in origination value.