Nbh Bank Mortgage Rates, Fees & Info
Greenwood Village, COLEI: 549300T7AIY7RU1YDP31
Tax ID: 51-0678201
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Nbh Bank is a small bank specializing in Home Purchase and Refi loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Provo among others. Nbh Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Nbh Bank is typically an average fee lendor.Originations
7,029Origination Dollar Volume (All Markets)
$2,201,575,000Employee count
1,136Awards
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NBH Bank - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Nbh Bank's average 30 year fixed rate mortgage of loans were
3.05%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.1%.
Relative Fees
Nbh Bank's average total fees for a 30 year fixed rate
mortgage are $4,250.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1,799 | $613,435,000 | $340,987 | $4,477 | 2.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,232 | $465,760,000 | $378,052 | $3,707 | 3.06% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 457 | $181,555,000 | $397,276 | $5,173 | 3.19% |
| Outside of Metro Areas | 462 | $135,930,000 | $294,221 | $4,268 | 3.29% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 703 | $118,755,000 | $168,926 | $2,652 | 3.37% |
| PROVO-OREM, UT (FHA|USDA|VA) | 158 | $62,470,000 | $395,380 | $5,603 | 3.20% |
| LAWRENCE, KS (FHA|USDA|VA) | 229 | $52,185,000 | $227,882 | $2,794 | 3.20% |
| GREELEY, CO (FHA|USDA|VA) | 135 | $37,495,000 | $277,741 | $3,630 | 3.07% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 91 | $32,015,000 | $351,813 | $5,391 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 63 | $27,575,000 | $437,698 | $9,460 | 2.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 84 | $26,130,000 | $311,071 | $4,071 | 3.15% |
| Edwards, CO (FHA|USDA|VA) | 31 | $21,415,000 | $690,806 | $7,630 | 3.24% |
| Emporia, KS (FHA|USDA|VA) | 142 | $20,500,000 | $144,366 | $2,622 | 3.11% |
| Heber, UT (FHA|USDA|VA) | 20 | $19,390,000 | $969,500 | $10,125 | 3.30% |
| BOULDER, CO (FHA|USDA|VA) | 52 | $19,310,000 | $371,346 | $3,453 | 3.05% |
| TOPEKA, KS (FHA|USDA|VA) | 91 | $15,755,000 | $173,132 | $3,599 | 3.33% |
| Salina, KS (FHA|USDA|VA) | 104 | $15,040,000 | $144,615 | $3,014 | 2.93% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 41 | $14,705,000 | $358,659 | $9,807 | 2.75% |
| PUEBLO, CO (FHA|USDA|VA) | 59 | $14,315,000 | $242,627 | $4,434 | 2.93% |
| Breckenridge, CO (FHA|USDA|VA) | 25 | $12,555,000 | $502,200 | $5,256 | 3.19% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 26 | $12,500,000 | $480,769 | $9,277 | 2.62% |
| Durango, CO (FHA|USDA|VA) | 40 | $11,740,000 | $293,500 | $4,269 | 3.41% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 29 | $10,495,000 | $361,897 | $5,068 | 2.97% |
| Ottawa, KS (FHA|USDA|VA) | 67 | $10,175,000 | $151,866 | $2,759 | 3.19% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 23 | $8,535,000 | $371,087 | $6,945 | 3.17% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 71 | $8,455,000 | $119,085 | $2,056 | 3.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 26 | $7,430,000 | $285,769 | $3,191 | 3.07% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $6,805,000 | $206,212 | $3,872 | 2.87% |
| WICHITA, KS (FHA|USDA|VA) | 33 | $6,455,000 | $195,606 | $4,948 | 3.34% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $6,245,000 | $416,333 | $5,969 | 3.04% |
| ST. GEORGE, UT (FHA|USDA|VA) | 19 | $6,225,000 | $327,632 | $4,233 | 3.37% |
| BEND, OR (FHA|USDA|VA) | 13 | $5,805,000 | $446,538 | $3,742 | 3.29% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $5,065,000 | $460,455 | $7,991 | 3.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $4,970,000 | $621,250 | $5,075 | 2.70% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $4,885,000 | $4,885,000 | $0 | 3.50% |
| Taos, NM (FHA|USDA|VA) | 20 | $4,770,000 | $238,500 | $4,667 | 3.52% |
| Kirksville, MO (FHA|USDA|VA) | 35 | $4,625,000 | $132,143 | $2,882 | 3.47% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 17 | $4,245,000 | $249,706 | $3,032 | 2.86% |
| LOGAN, UT-ID (FHA|USDA|VA) | 13 | $4,055,000 | $311,923 | $5,338 | 3.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $4,010,000 | $334,167 | $5,818 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,780,000 | $630,000 | $12,240 | 2.54% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $3,665,000 | $333,182 | $5,092 | 2.94% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $3,545,000 | $236,333 | $2,510 | 3.16% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $3,390,000 | $423,750 | $5,393 | 2.94% |
| Maryville, MO (FHA|USDA|VA) | 32 | $3,270,000 | $102,188 | $1,892 | 3.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $3,185,000 | $455,000 | $6,093 | 2.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $3,479 | 3.11% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $4,518 | 2.92% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $2,690,000 | $448,333 | $3,227 | 2.99% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $3,869 | 3.41% |
| Cañon City, CO (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $3,349 | 3.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $5,827 | 3.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $1,854 | 2.88% |
| Montrose, CO (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $4,370 | 3.27% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $3,816 | 3.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $3,563 | 3.06% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $4,769 | 3.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $3,683 | 2.70% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $2,934 | 2.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $4,209 | 2.81% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $9,136 | 3.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $9,739 | 2.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $2,662 | 2.78% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $4,329 | 3.68% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $4,620 | 2.88% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $2,465 | 3.45% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $3,919 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $6,864 | 2.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,058 | 3.14% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $6,517 | 3.46% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,227 | 2.93% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $3,369 | 2.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $6,873 | 3.04% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $4,736 | 2.97% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,659 | 3.03% |
| Williston, ND (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $3,721 | 3.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,368 | 2.81% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $2,984 | 2.94% |
| TULSA, OK (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $4,276 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $10,408 | 2.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $5,132 | 3.33% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $9,819 | 2.62% |
| Branson, MO (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,367 | 3.61% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,874 | 2.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,128 | 2.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,856 | 2.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,246 | 2.71% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,545 | 2.44% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,479 | 3.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,363 | 3.16% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,249 | 3.59% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $14,479 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,630 | 2.71% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,920 | 2.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,725 | 3.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,502 | 2.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,451 | 2.71% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,406 | 2.63% |
| Wooster, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,755 | 3.28% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,654 | 3.13% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,942 | 2.37% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $937 | 3.13% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,230 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,380 | 3.19% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,890 | 3.56% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,226 | 3.21% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,601 | 2.75% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,092 | 2.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,772 | 2.91% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,271 | 3.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,472 | 2.81% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,460 | 3.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,640 | 2.72% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,046 | 3.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,381 | 2.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,852 | 2.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $1,614 | 2.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,011 | 3.19% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,039 | 2.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,415 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,195 | 2.44% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,218 | 2.71% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,240 | 2.94% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,192 | 2.38% |
| SALEM, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,949 | 2.81% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,024 | 2.92% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,602 | 3.38% |
| RENO, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $544 | 2.87% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,986 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,177 | 3.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,590 | 3.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,926 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,857 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,384 | 2.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,273 | 3.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,884 | 3.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,607 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,779 | 2.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,195 | 3.13% |
| NAPA, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,054 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,813 | 2.79% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,976 | 2.50% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,088 | 3.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $165 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,678 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,050 | 3.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $17,244 | 2.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $1,769 | 2.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,749 | 2.75% |
| Atchison, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,808 | 2.75% |
| Laconia, NH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $735 | 2.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,174 | 3.13% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,834 | 3.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,945 | 2.69% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,877 | 3.13% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,880 | 3.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,333 | 2.38% |
| Picayune, MS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,177 | 2.81% |
| Newport, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,500 | 3.38% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $833 | 2.62% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $28 | 2.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,121 | 2.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,443 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $623 | 2.87% |
| Laramie, WY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,489 | 2.63% |
| Sterling, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,434 | 3.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,301 | 2.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,262 | 3.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,242 | 2.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,424 | 3.13% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,058 | 2.75% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,623 | 3.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,097 | 2.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,830 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,486 | 2.50% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $805 | 3.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,732 | 2.99% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,390 | 2.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,446 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,250 | 2.88% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $984 | 2.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,215 | 3.23% |
| Outside of Metro Areas | 1 | $285,000 | $285,000 | $0 | 3.50% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,531 | 2.83% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,542 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,978 | 2.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,513 | 2.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,384 | 2.50% |
| Evanston, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,099 | 3.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,616 | 3.38% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,751 | 3.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,026 | 2.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,957 | 3.00% |
| Garden City, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,998 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,560 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,002 | 2.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $949 | 2.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,601 | 2.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,752 | 3.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,558 | 3.13% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,952 | 3.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,151 | 3.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,448 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,032 | 3.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,753 | 2.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,036 | 3.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,603 | 2.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,699 | 3.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,839 | 3.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,237 | 3.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $587 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,736 | 2.75% |
| Russellville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,765 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,534 | 3.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,247 | 3.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,274 | 3.00% |
| Hays, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,777 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,905 | 3.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,117 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,288 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,421 | 2.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,402 | 2.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,820 | 2.50% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,504 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,690 | 2.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,270 | 2.88% |
| Columbus, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $687 | 2.25% |
| Rolla, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,472 | 2.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,856 | 3.38% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,270 | 2.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,087 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,899 | 3.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $622 | 2.50% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,072 | 3.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,549 | 2.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,074 | 3.37% |
| Hastings, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,667 | 2.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,880 | 3.25% |
Nbh Bank's top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Provo among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 5,451 | $1,651,635,000 | $302,997 | $3,329 | 3.20% |
| VA | 1,039 | $419,295,000 | $403,556 | $6,397 | 2.54% |
| FHA | 486 | $120,040,000 | $246,996 | $7,461 | 3.07% |
| USDA | 53 | $10,605,000 | $200,094 | $3,698 | 2.79% |
For the 2021 period, Nbh Bank's most frequently originated loan type of loans were Conventional, with 5,451 originations. Their 2nd most popular type is VA, with 1,039 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 3,412 | $1,232,430,000 | $361,205 | $5,160 | 3.11% |
| Refi | 2,136 | $583,190,000 | $273,029 | $2,725 | 2.94% |
| Cash Out Refi | 1,210 | $356,230,000 | $294,405 | $3,825 | 3.10% |
| Home Improvement | 182 | $15,400,000 | $84,615 | $944 | 4.04% |
| Other | 89 | $14,325,000 | $160,955 | $2,565 | 3.79% |
For the 2021, Nbh Bank's most frequently cited loan purpose of loans were Home Purchase, with 3,412 originations. The 2nd most popular reason of loans were Refi, with 2,136 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 5,743 | $1,889,195,000 | $328,956 | $4,250 | 3.05% |
| 15 Year | 590 | $118,680,000 | $201,153 | $2,557 | 2.69% |
| 10 Year | 396 | $35,790,000 | $90,379 | $920 | 4.04% |
| 30+ year | 100 | $78,480,000 | $784,800 | $12,273 | 3.59% |
| 20 Year | 85 | $21,905,000 | $257,706 | $2,814 | 2.98% |
| Other | 80 | $26,130,000 | $326,625 | $3,256 | 3.15% |
| 5 Year | 22 | $4,300,000 | $195,455 | $150 | 3.92% |
| 1 Year | 10 | $2,300,000 | $230,000 | $3,148 | 4.64% |
| 3 Year | 3 | $24,795,000 | $8,265,000 | $14 | 3.47% |
For the 2021, Nbh Bank's most frequently cited loan length of loans were 30 Year, with 5,743 originations. The 2nd most popular length of loans were 15 Year, with 590 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 2,705 | $916,225,000 | $338,715 |
| $<1k | 2,474 | $691,950,000 | $279,689 |
| $2k-3k | 378 | $133,460,000 | $353,069 |
| $3k-4k | 336 | $134,050,000 | $398,958 |
| $5k+ | 131 | $107,015,000 | $816,908 |
$4,250 of loans were Nbh Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,705 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,937 | $912,695,000 | $310,758 |
| 2.5-3% | 2,661 | $863,305,000 | $324,429 |
| <2.5% | 1,099 | $367,095,000 | $334,026 |
| 4-5% | 303 | $55,885,000 | $184,439 |
| 5-6% | 27 | $2,455,000 | $90,926 |
| 6-7% | 2 | $140,000 | $70,000 |
During 2021, Nbh Bank's average interest rate of loans were 3.05%, while their most frequently originated rate bucket of loans were 3-4%, with 2,937 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 3,006 | $887,520,000 | $295,250 | $4,037 | 3.02% |
| $400k-600k | 1,509 | $730,515,000 | $484,105 | $5,050 | 2.95% |
| $100k-200k | 1,489 | $226,775,000 | $152,300 | $2,812 | 3.13% |
| $100,000 or less | 694 | $41,910,000 | $60,389 | $1,932 | 3.64% |
| $600k-1MM | 258 | $184,370,000 | $714,612 | $8,335 | 3.03% |
| $1MM+ | 73 | $130,485,000 | $1,787,466 | $13,552 | 3.15% |
2021 saw Nbh Bank place emphasis on $200k-400k loans with 3,006 originations, totaling $887,520,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,465 | $491,855,000 | $335,737 | $4,635 | 3.09% |
| $50k-75k | 1,455 | $352,305,000 | $242,134 | $4,227 | 3.12% |
| $75k-100k | 1,224 | $367,470,000 | $300,221 | $4,348 | 3.12% |
| $150k-250k | 1,027 | $417,215,000 | $406,246 | $4,608 | 3.15% |
| $50k or less | 914 | $134,190,000 | $146,816 | $3,118 | 3.14% |
| $250k+ | 481 | $266,055,000 | $553,129 | $5,852 | 3.24% |
Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 1,465 originations. The second most popular income band? $50k-75k, with 1,455 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,562 | $448,920,000 | $287,401 | $3,733 | 3.12% |
| 30-36% | 1,237 | $394,985,000 | $319,309 | $4,101 | 3.13% |
| <20% | 687 | $174,245,000 | $253,632 | $3,093 | 3.15% |
| 40% | 263 | $83,295,000 | $316,711 | $4,420 | 3.20% |
| 44% | 263 | $83,605,000 | $317,890 | $4,449 | 3.14% |
| 41% | 256 | $82,860,000 | $323,672 | $4,655 | 3.13% |
| 42% | 250 | $78,790,000 | $315,160 | $4,785 | 3.20% |
| 43% | 243 | $80,095,000 | $329,609 | $4,661 | 3.11% |
| 37% | 238 | $77,630,000 | $326,176 | $4,186 | 3.11% |
| 38% | 234 | $75,650,000 | $323,291 | $4,659 | 3.12% |
| 39% | 229 | $71,275,000 | $311,245 | $4,553 | 3.18% |
| 36% | 219 | $70,505,000 | $321,941 | $4,059 | 3.19% |
| 50-60% | 215 | $78,265,000 | $364,023 | $8,343 | 2.90% |
| 49% | 187 | $61,785,000 | $330,401 | $4,587 | 3.05% |
| 45% | 159 | $55,705,000 | $350,346 | $4,962 | 3.05% |
| 46% | 145 | $46,935,000 | $323,690 | $5,203 | 3.08% |
| 47% | 131 | $43,765,000 | $334,084 | $5,055 | 3.06% |
| 48% | 123 | $38,815,000 | $315,569 | $4,527 | 3.05% |
| >60% | 17 | $7,445,000 | $437,941 | $5,588 | 3.66% |
Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 1,562 originations. The next most common DTI ratio? 30-36%, with 1,237 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 4,870 | $1,467,760,000 | $301,388 | $3,969 | 3.07% |
| Not provided | 1,801 | $598,365,000 | $332,240 | $4,752 | 3.16% |
| Black | 183 | $50,605,000 | $276,530 | $4,266 | 3.11% |
| Asian | 120 | $41,380,000 | $344,833 | $4,419 | 3.01% |
| Not applicable | 7 | $27,545,000 | $3,935,000 | $0 | 3.94% |
| American Indian | 28 | $8,050,000 | $287,500 | $4,573 | 3.07% |
| Native Hawaiian | 10 | $3,370,000 | $337,000 | $3,718 | 3.17% |
| Filipino | 2 | $1,510,000 | $755,000 | $7,700 | 3.31% |
| Asian Indian | 2 | $740,000 | $370,000 | $2,559 | 3.06% |
| Chinese | 1 | $595,000 | $595,000 | $3,154 | 3.25% |
| Other Asian | 1 | $575,000 | $575,000 | $0 | 2.88% |
| Japanese | 1 | $565,000 | $565,000 | $24,222 | 2.25% |
| Korean | 2 | $340,000 | $170,000 | $1,945 | 2.94% |
| Vietnamese | 1 | $175,000 | $175,000 | $2,434 | 2.50% |
Approval Rates
Total approvals of all applications92.89%
Nbh Bank has an average approval rate.
Pick Rate
Approvals leading to origination69.14%
Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,029 | $2,201,575,000 | $313,213 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,029 | $2,201,575,000 | $313,213 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 508 | $86,590,000 | $170,453 | $2,725 | 3.19% |
| 40-60% | 1,072 | $326,630,000 | $304,692 | $3,108 | 2.97% |
| 60-80% | 2,435 | $837,645,000 | $344,002 | $3,605 | 3.12% |
| 80-100% | 2,527 | $852,085,000 | $337,192 | $4,592 | 3.01% |
| Over 100% | 178 | $77,840,000 | $437,303 | $14,787 | 2.64% |
| Under 20% | 308 | $20,420,000 | $66,299 | $1,129 | 4.02% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NOVA Financial Holding Company, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |
| NOVA Financial Holding Company, LLC | FHA mortgage | Closing on a mortgage | 1 | 33.3% |
| NOVA Financial Holding Company, LLC | Other type of mortgage | Closing on a mortgage | 1 | 33.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Nbh Bank | 100 Main Street Grand Junction, CO 81501 | Full Service B&M | $24,587 |
| Nbh Bank | 1580 N Church Road Liberty, MO 64068 | Full Service B&M | $126,807 |
| Nbh Bank | 1701 Main Ave Durango, CO 81301 | Full Service B&M | $50,968 |
| Nbh Bank | 18301 East 40 Highway Independence, MO 64055 | Full Service B&M | $106,706 |
| Nbh Bank | 18601 East Main Street Parker, CO 80134 | Full Service B&M | $80,000 |
| Nbh Bank | 1899 Woodmoor Drive Monument, CO 80132 | Full Service B&M | $122,856 |
| Nbh Bank | 19 North Tejon, Ste 100 Colorado Springs, CO 80903 | Full Service B&M | $57,575 |
| Nbh Bank | 200 North Spartan Drive Richmond, MO 64085 | Full Service B&M | $102,276 |
| Nbh Bank | 2002 East Santa Fe Olathe, KS 66062 | Full Service B&M | $87,565 |
| Nbh Bank | 201 N. Jesse James Road Excelsior Springs, MO 64024 | Full Service B&M | $152,945 |
| Nbh Bank | 201 North Elson Street Kirksville, MO 63501 | Full Service B&M | $155,614 |
| Nbh Bank | 201 North Main Street Rocky Ford, CO 81067 | Full Service B&M | $29,637 |
| Nbh Bank | 2045 Broadway Street Boulder, CO 80302 | Full Service B&M | $8,761 |
| Nbh Bank | 2061 Main Street Alamosa, CO 81101 | Full Service B&M | $58,472 |
| Nbh Bank | 210 N. Mill St. Aspen, CO 81611 | Full Service B&M | $124,860 |
| Nbh Bank | 212 South Broadway Louisburg, KS 66053 | Full Service B&M | $32,665 |
| Nbh Bank | 2155 Louisiana Blvd Ne Albuquerque, NM 87110 | Full Service B&M | $41,623 |
| Nbh Bank | 219 South Main Street Rock Port, MO 64482 | Full Service B&M | $68,762 |
| Nbh Bank | 231 Silver Street Lake City, CO 81235 | Full Service B&M | $24,496 |
| Nbh Bank | 255 Gold Rivers Road, #140 Basalt, CO 81621 | Full Service B&M | $59,975 |
| Nbh Bank | 2710 Walsh Tarlton Lane Austin, TX 78746 | Full Service B&M | $33,484 |
| Nbh Bank | 277 Broadway Denver, CO 80203 | Full Service B&M | $132,458 |
| Nbh Bank | 29889 Us Highway 160 South Fork, CO 81154 | Full Service B&M | $47,891 |
| Nbh Bank | 301 North Commerce Drive Bayfield, CO 81122 | Full Service B&M | $69,532 |
| Nbh Bank | 305 South Guyrene Street Dove Creek, CO 81324 | Full Service B&M | $38,464 |
| Nbh Bank | 3095 South Parker Road Aurora, CO 80014 | Full Service Retail | $19,171 |
| Nbh Bank | 4532 Boardwalk Drive Fort Collins, CO 80525 | Full Service B&M | $56,182 |
| Nbh Bank | 4600 Shawnee Drive Kansas City, KS 66106 | Full Service B&M | $74,908 |
| Nbh Bank | 4831 West 6th Street Lawrence, KS 66049 | Full Service B&M | $60,849 |
| Nbh Bank | 501 Main Street La Jara, CO 81140 | Full Service B&M | $70,780 |
| Nbh Bank | 501 Main Street Walsenburg, CO 81089 | Full Service B&M | $60,565 |
| Nbh Bank | 502 N Main St Maryville, MO 64468 | Limited, Drive-thru | $0 |
| Nbh Bank | 503 6th Street Crested Butte, CO 81224 | Full Service B&M | $94,387 |
| Nbh Bank | 5175 North Academy Boulevard Colorado Springs, CO 80918 | Full Service B&M | $49,404 |
| Nbh Bank | 520 Highway 24 South Buena Vista, CO 81211 | Full Service B&M | $44,445 |
| Nbh Bank | 6249 Brookside Boulevard Kansas City, MO 64113 | Full Service B&M | $41,010 |
| Nbh Bank | 6425 North Oak Trafficway Gladstone, MO 64118 | Full Service B&M | $91,733 |
| Nbh Bank | 6430 North Cosby Avenue Kansas City, MO 64151 | Full Service B&M | $47,560 |
| Nbh Bank | 651 Scott Avenue Woodland Park, CO 80863 | Full Service B&M | $19,694 |
| Nbh Bank | 710 Paseo Del Pueblo Sur Suite A Taos, NM 87571 | Full Service B&M | $15,904 |
| Nbh Bank | 7530 Grandview Avenue Arvada, CO 80002 | Full Service B&M | $82,889 |
| Nbh Bank | 7579 West 151st Street Overland Park, KS 66223 | Full Service B&M | $48,665 |
| Nbh Bank | 7800 East Orchard Road Suite 200 Greenwood Village, CO 80111 | Full Service B&M | $518,817 |
| Nbh Bank | 7804 State Avenue Kansas City, KS 66112 | Full Service B&M | $76,710 |
| Nbh Bank | 7900 East 1st Avenue Denver, CO 80230 | Full Service B&M | $25,481 |
| Nbh Bank | 7904 Ward Parkway Kansas City, MO 64114 | Full Service B&M | $33,131 |
| Nbh Bank | 801 N 500 W, Ste 202 West Bountiful, UT 84010 | Full Service B&M | $29,439 |
| Nbh Bank | 801 N. 36th Street St. Joseph, MO 64506 | Full Service B&M | $91,360 |
| Nbh Bank | 931 West Foxwood Dr. Raymore, MO 64083 | Full Service B&M | $35,044 |
| Nbh Bank | 120 So Elizabeth St Elizabeth, CO 80107 | Full Service B&M | $62,249 |
| Nbh Bank | 1205 Ne Douglas Street Lees Summit, MO 64086 | Full Service B&M | $58,798 |
| Nbh Bank | 121 East Main Street Questa, NM 87556 | Full Service B&M | $30,443 |
| Nbh Bank | 1211 Main Street Lexington, MO 64067 | Full Service B&M | $52,577 |
| Nbh Bank | 123 W. 1st Street Pueblo, CO 81003 | Full Service B&M | $18,051 |
| Nbh Bank | 12500 South 71 Highway Grandview, MO 64030 | Full Service B&M | $97,261 |
| Nbh Bank | 1304 N. Walnut Cameron, MO 64429 | Full Service B&M | $90,343 |
| Nbh Bank | 13270 Metcalf Avenue Overland Park, KS 66213 | Full Service B&M | $121,867 |
| Nbh Bank | 13425 Shawnee Mission Parkway Shawnee, KS 66216 | Full Service B&M | $62,202 |
| Nbh Bank | 1356 Paseo Del Pueblo Sur Taos, NM 87571 | Full Service B&M | $141,762 |
| Nbh Bank | 14735 West 119th Street Olathe, KS 66062 | Full Service B&M | $39,483 |
| Nbh Bank | 15040 West 87th Street Lenexa, KS 66215 | Full Service B&M | $98,826 |
| Nbh Bank | 3102 Maple Ave, Suite 24 Dallas, TX 75201 | Full Service B&M | $205,632 |
| Nbh Bank | 313 Chambers Ave. Unit A Eagle, CO 81631 | Full Service B&M | $24,525 |
| Nbh Bank | 326 Comanche Street Kiowa, CO 80117 | Full Service B&M | $54,721 |
| Nbh Bank | 330 S 12th Street Unit B Stuite 1 Montrose, CO 81401 | Full Service B&M | $25,003 |
| Nbh Bank | 345 South Washington Street Chillicothe, MO 64601 | Full Service B&M | $80,260 |
| Nbh Bank | 3473 W. 32nd Ave Denver, CO 80211 | Full Service B&M | $26,262 |
| Nbh Bank | 3501 South Broadway Englewood, CO 80110 | Full Service B&M | $41,550 |
| Nbh Bank | 3635 23rd Avenue Evans, CO 80620 | Full Service B&M | $101,135 |
| Nbh Bank | 3780 West 10th Street Greeley, CO 80634 | Full Service B&M | $104,800 |
| Nbh Bank | 385 Justin Avenue Platteville, CO 80651 | Full Service B&M | $27,749 |
| Nbh Bank | 400 Harrison Avenue Leadville, CO 80461 | Full Service B&M | $78,089 |
| Nbh Bank | 402 North Main Maryville, MO 64468 | Full Service B&M | $130,115 |
| Nbh Bank | 434 South Main Street Ottawa, KS 66067 | Full Service B&M | $92,556 |
| Nbh Bank | 100 West Colorado Avenue, Unit C Telluride, CO 81435 | Full Service B&M | $56,647 |
| Nbh Bank | 1002 N Us Highway 65 Carrollton, MO 64633 | Full Service B&M | $21,987 |
| Nbh Bank | 101 East Warren Avenue Cripple Creek, CO 80813 | Full Service B&M | $44,152 |
| Nbh Bank | 102 South Highway 71 Savannah, MO 64485 | Full Service B&M | $41,119 |
| Nbh Bank | 110 South Fourth Street Edwardsville, KS 66113 | Full Service B&M | $65,290 |
| Nbh Bank | 1100 N.W. Outer Road Blue Springs, MO 64015 | Full Service B&M | $60,727 |
| Nbh Bank | 1100 North Main Street Gunnison, CO 81230 | Full Service B&M | $66,947 |
| Nbh Bank | 1111 Main Street Suite 100 Kansas City, MO 64105 | Full Service B&M | $516,100 |
For 2021, Nbh Bank had 82 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $200,965 |
| Net interest income | $187,342 |
| Total noninterest income | $111,497 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $14,079 |
| Trading account gains and fees | $11 |
| Additional Noninterest Income | $97,407 |
| Pre-tax net operating income | $125,279 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $100,866 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $100,866 |
| Minority interest net income | $0 |
| Net income | $100,866 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $100,866 |
Nbh Bank's gross interest income from loans was $200,965,000.
Nbh Bank's net interest income from loans was $187,342,000.
Nbh Bank's fee based income from loans was $14,079,000.
Nbh Bank's net income from loans was $100,866,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $13,623 |
| Provision for credit losses | $-9,293 |
| Total noninterest expense | $182,853 |
| Salaries and employee benefits | $121,882 |
| Premises and equipment expense | $25,192 |
| Additional noninterest expense | $35,779 |
| Applicable income taxes | $24,413 |
| Net charge-offs | $1,264 |
| Cash dividends | $63,003 |
Nbh Bank's interest expense for loans was $13,623,000.
Nbh Bank's payroll and benefits expense were $121,882,000.
Nbh Bank's property, plant and equipment expenses $25,192,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $6,339,009 |
| Deposits held in domestic offices | $6,339,009 |
| Deposits by Individuals, partnerships, and corporations | $5,844,732 |
| Deposits by U.S. Government | $8 |
| Deposits by States and political subdivisions in the U.S. | $457,614 |
| Deposits by Commercial banks and other depository institutions in U.S. | $36,655 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $3,167,977 |
| Demand deposits | $3,167,977 |
| Nontransaction accounts | $3,171,032 |
| Money market deposit accounts (MMDAs) | $1,562,557 |
| Other savings deposits (excluding MMDAs) | $774,559 |
| Total time deposits | $833,917 |
| Total time and savings deposits | $3,171,032 |
| Noninterest-bearing deposits | $2,621,337 |
| Interest-bearing deposits | $3,717,672 |
| Retail deposits | $6,217,583 |
| IRAs and Keogh plan accounts | $143,816 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $7,187,889 |
| Cash & Balances due from depository institutions | $838,712 |
| Interest-bearing balances | $787,530 |
| Total securities | $1,300,391 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $4,602,831 |
| Loan and leases loss allowance | $49,694 |
| Trading account assets | $8,321 |
| Bank premises and fixed assets | $116,419 |
| Other real estate owned | $7,005 |
| Goodwill and other intangibles | $127,349 |
| All other assets | $186,861 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $7,187,889 |
| Total Liabilities | $6,441,754 |
| Total deposits | $6,339,009 |
| Interest-bearing deposits | $3,717,672 |
| Deposits held in domestic offices | $6,339,009 |
| % insured (estimated) | $77 |
| Federal funds purchased and repurchase agreements | $22,768 |
| Trading liabilities | $8,329 |
| Other borrowed funds | $20,253 |
| Subordinated debt | $0 |
| All other liabilities | $51,395 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $4,602,831 |
| Loan and leases loss allowance | $49,694 |
| Total loans and leases (domestic) | $4,652,525 |
| All real estate loans | $2,093,419 |
| Real estate loans in domestic offices | $2,093,419 |
| Construction and development loans | $176,583 |
| Residential 1-4 family construction | $55,425 |
| Other construction, all land development and other land | $121,158 |
| Loans secured by nonfarm nonresidential properties | $969,488 |
| Nonfarm nonresidential secured by owner-occupied properties | $496,716 |
| Commercial real estate & other non-farm, non-residential | $472,772 |
| Multifamily residential real estate | $92,174 |
| 1-4 family residential loans | $773,092 |
| Farmland loans | $82,082 |
| Loans held in foreign offices | $0 |
| Farm loans | $121,508 |
| Commercial and industrial loans | $1,490,973 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $17,581 |
| Credit card loans | $0 |
| Related Plans | $2,809 |
| Consumer Auto Loans | $6,285 |
| Other loans to individuals | $8,487 |
| All other loans & leases | $929,045 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $6,957 |
| Non 1-4 family restructured loans & leases | $4,609 |
| Total loans and leases (foreign) | $0 |
NBH Bank had $4,602,831,000 of loans outstanding in 2021. $2,093,419,000 of loans were in real estate loans. $176,583,000 of loans were in development loans. $92,174,000 of loans were in multifamily mortgage loans. $773,092,000 of loans were in 1-4 family mortgage loans. $121,508,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,285,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 601 | $160,059 | $266,321 |
| Nonfarm, nonresidential loans - <$100k | 87 | $3,335 | $38,333 |
| Nonfarm, nonresidential loans - $100-250k | 171 | $21,853 | $127,795 |
| Nonfarm, nonresidential loans - $250k-1MM | 343 | $134,871 | $393,210 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,185 | $125,018 | $105,500 |
| Commercial & Industrial, US addressed loans - <$100k | 634 | $12,828 | $20,233 |
| Commercial & Industrial, US addressed loans - $100-250k | 214 | $19,330 | $90,327 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 337 | $92,860 | $275,549 |
| Farmland loans - <$1MM | 125 | $9,771 | $78,168 |
| Farmland loans - <$100k | 59 | $1,513 | $25,644 |
| Farmland loans - $100-250k | 43 | $4,065 | $94,535 |
| Farmland loans - $250k-1MM | 23 | $4,193 | $182,304 |
| Agriculture operations loans - <$1MM | 170 | $7,597 | $44,688 |
| Agriculture operations loans - <$100k | 127 | $2,334 | $18,378 |
| Agriculture operations loans - $100-250k | 31 | $3,228 | $104,129 |
| Agriculture operations loans - $250k-1MM | 12 | $2,035 | $169,583 |
