Nbh Bank Mortgage Rates, Fees & Info

Greenwood Village, CO

LEI: 549300T7AIY7RU1YDP31

Tax ID: 51-0678201

5 stars - out of 5 stars, based on 84 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Nbh Bank is a small bank specializing in Home Purchase and Refi loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Provo among others. Nbh Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Nbh Bank is typically an average fee lendor.


Originations

7,029

Origination Dollar Volume (All Markets)

$2,201,575,000

Employee count

1,136 Show all (23) awards

Relative Rate

Nbh Bank's average 30 year fixed rate mortgage of loans were 3.05%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.1%.

Relative Fees

Nbh Bank's average total fees for a 30 year fixed rate mortgage are $4,250.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,799 $613,435,000 $340,987 $4,477 2.91%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,232 $465,760,000 $378,052 $3,707 3.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 457 $181,555,000 $397,276 $5,173 3.19%
Outside of Metro Areas 462 $135,930,000 $294,221 $4,268 3.29%
KANSAS CITY, MO-KS (FHA|USDA|VA) 703 $118,755,000 $168,926 $2,652 3.37%
PROVO-OREM, UT (FHA|USDA|VA) 158 $62,470,000 $395,380 $5,603 3.20%
LAWRENCE, KS (FHA|USDA|VA) 229 $52,185,000 $227,882 $2,794 3.20%
GREELEY, CO (FHA|USDA|VA) 135 $37,495,000 $277,741 $3,630 3.07%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 91 $32,015,000 $351,813 $5,391 3.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 63 $27,575,000 $437,698 $9,460 2.56%
FORT COLLINS, CO (FHA|USDA|VA) 84 $26,130,000 $311,071 $4,071 3.15%
Edwards, CO (FHA|USDA|VA) 31 $21,415,000 $690,806 $7,630 3.24%
Emporia, KS (FHA|USDA|VA) 142 $20,500,000 $144,366 $2,622 3.11%
Heber, UT (FHA|USDA|VA) 20 $19,390,000 $969,500 $10,125 3.30%
BOULDER, CO (FHA|USDA|VA) 52 $19,310,000 $371,346 $3,453 3.05%
TOPEKA, KS (FHA|USDA|VA) 91 $15,755,000 $173,132 $3,599 3.33%
Salina, KS (FHA|USDA|VA) 104 $15,040,000 $144,615 $3,014 2.93%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 41 $14,705,000 $358,659 $9,807 2.75%
PUEBLO, CO (FHA|USDA|VA) 59 $14,315,000 $242,627 $4,434 2.93%
Breckenridge, CO (FHA|USDA|VA) 25 $12,555,000 $502,200 $5,256 3.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 26 $12,500,000 $480,769 $9,277 2.62%
Durango, CO (FHA|USDA|VA) 40 $11,740,000 $293,500 $4,269 3.41%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 29 $10,495,000 $361,897 $5,068 2.97%
Ottawa, KS (FHA|USDA|VA) 67 $10,175,000 $151,866 $2,759 3.19%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 23 $8,535,000 $371,087 $6,945 3.17%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 71 $8,455,000 $119,085 $2,056 3.33%
Glenwood Springs, CO (FHA|USDA|VA) 26 $7,430,000 $285,769 $3,191 3.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 33 $6,805,000 $206,212 $3,872 2.87%
WICHITA, KS (FHA|USDA|VA) 33 $6,455,000 $195,606 $4,948 3.34%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $6,245,000 $416,333 $5,969 3.04%
ST. GEORGE, UT (FHA|USDA|VA) 19 $6,225,000 $327,632 $4,233 3.37%
BEND, OR (FHA|USDA|VA) 13 $5,805,000 $446,538 $3,742 3.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $5,065,000 $460,455 $7,991 3.15%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8 $4,970,000 $621,250 $5,075 2.70%
LUBBOCK, TX (FHA|USDA|VA) 1 $4,885,000 $4,885,000 $0 3.50%
Taos, NM (FHA|USDA|VA) 20 $4,770,000 $238,500 $4,667 3.52%
Kirksville, MO (FHA|USDA|VA) 35 $4,625,000 $132,143 $2,882 3.47%
BAKERSFIELD, CA (FHA|USDA|VA) 17 $4,245,000 $249,706 $3,032 2.86%
LOGAN, UT-ID (FHA|USDA|VA) 13 $4,055,000 $311,923 $5,338 3.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 12 $4,010,000 $334,167 $5,818 3.21%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $3,780,000 $630,000 $12,240 2.54%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 11 $3,665,000 $333,182 $5,092 2.94%
GRAND JUNCTION, CO (FHA|USDA|VA) 15 $3,545,000 $236,333 $2,510 3.16%
BOISE CITY, ID (FHA|USDA|VA) 8 $3,390,000 $423,750 $5,393 2.94%
Maryville, MO (FHA|USDA|VA) 32 $3,270,000 $102,188 $1,892 3.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $3,185,000 $455,000 $6,093 2.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $3,150,000 $393,750 $3,479 3.11%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $3,000,000 $375,000 $4,518 2.92%
Steamboat Springs, CO (FHA|USDA|VA) 6 $2,690,000 $448,333 $3,227 2.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $2,675,000 $382,143 $3,869 3.41%
CaƱon City, CO (FHA|USDA|VA) 11 $2,655,000 $241,364 $3,349 3.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,595,000 $370,714 $5,827 3.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $2,400,000 $400,000 $1,854 2.88%
Montrose, CO (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,370 3.27%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,225,000 $445,000 $3,816 3.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,220,000 $370,000 $3,563 3.06%
SANTA FE, NM (FHA|USDA|VA) 6 $2,210,000 $368,333 $4,769 3.03%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $2,145,000 $429,000 $3,683 2.70%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,990,000 $497,500 $2,934 2.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,980,000 $330,000 $4,209 2.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,905,000 $635,000 $9,136 3.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,755,000 $351,000 $9,739 2.70%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $1,695,000 $339,000 $2,662 2.78%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $1,695,000 $339,000 $4,329 3.68%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,660,000 $415,000 $4,620 2.88%
Warrensburg, MO (FHA|USDA|VA) 8 $1,640,000 $205,000 $2,465 3.45%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,630,000 $271,667 $3,919 3.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,620,000 $270,000 $6,864 2.92%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,058 3.14%
Sevierville, TN (FHA|USDA|VA) 3 $1,555,000 $518,333 $6,517 3.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,227 2.93%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,550,000 $258,333 $3,369 2.88%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,873 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,400,000 $350,000 $4,736 2.97%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,390,000 $347,500 $5,659 3.03%
Williston, ND (FHA|USDA|VA) 4 $1,380,000 $345,000 $3,721 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,368 2.81%
TUCSON, AZ (FHA|USDA|VA) 6 $1,330,000 $221,667 $2,984 2.94%
TULSA, OK (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,276 2.75%
BILLINGS, MT (FHA|USDA|VA) 3 $1,115,000 $371,667 $10,408 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,132 3.33%
Bozeman, MT (FHA|USDA|VA) 2 $1,050,000 $525,000 $9,819 2.62%
Branson, MO (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,367 3.61%
TWIN FALLS, ID (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,874 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $995,000 $331,667 $7,128 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $995,000 $331,667 $3,856 2.79%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $985,000 $328,333 $4,246 2.71%
COLUMBIA, MO (FHA|USDA|VA) 4 $980,000 $245,000 $3,545 2.44%
MANHATTAN, KS (FHA|USDA|VA) 5 $975,000 $195,000 $3,479 3.10%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $955,000 $318,333 $4,363 3.16%
Cedar City, UT (FHA|USDA|VA) 4 $950,000 $237,500 $6,249 3.59%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $950,000 $475,000 $14,479 2.75%
VISALIA, CA (FHA|USDA|VA) 3 $925,000 $308,333 $7,630 2.71%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $920,000 $230,000 $3,920 2.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $895,000 $298,333 $2,725 3.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $875,000 $291,667 $2,502 2.75%
ANCHORAGE, AK (FHA|USDA|VA) 3 $865,000 $288,333 $4,451 2.71%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $790,000 $395,000 $3,406 2.63%
Wooster, OH (FHA|USDA|VA) 4 $760,000 $190,000 $5,755 3.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $750,000 $375,000 $5,654 3.13%
ABILENE, TX (FHA|USDA|VA) 2 $750,000 $375,000 $2,942 2.37%
DOTHAN, AL (FHA|USDA|VA) 1 $745,000 $745,000 $937 3.13%
NEW BERN, NC (FHA|USDA|VA) 2 $740,000 $370,000 $3,230 3.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $730,000 $365,000 $5,380 3.19%
Bartlesville, OK (FHA|USDA|VA) 4 $730,000 $182,500 $4,890 3.56%
Whitewater, WI (FHA|USDA|VA) 3 $725,000 $241,667 $3,226 3.21%
MISSOULA, MT (FHA|USDA|VA) 1 $725,000 $725,000 $6,601 2.75%
Kapaa, HI (FHA|USDA|VA) 1 $725,000 $725,000 $7,092 2.75%
LAS CRUCES, NM (FHA|USDA|VA) 3 $715,000 $238,333 $5,772 2.91%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $715,000 $238,333 $4,271 3.33%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $710,000 $355,000 $4,472 2.81%
BATON ROUGE, LA (FHA|USDA|VA) 2 $700,000 $350,000 $2,460 3.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $690,000 $172,500 $8,640 2.72%
YAKIMA, WA (FHA|USDA|VA) 2 $690,000 $345,000 $3,046 3.00%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $690,000 $345,000 $4,381 2.94%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $690,000 $345,000 $6,852 2.50%
WILMINGTON, NC (FHA|USDA|VA) 3 $675,000 $225,000 $1,614 2.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $670,000 $335,000 $6,011 3.19%
Oak Harbor, WA (FHA|USDA|VA) 2 $670,000 $335,000 $6,039 2.56%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $665,000 $221,667 $6,415 3.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $650,000 $325,000 $3,195 2.44%
POCATELLO, ID (FHA|USDA|VA) 3 $635,000 $211,667 $6,218 2.71%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $630,000 $157,500 $3,240 2.94%
PANAMA CITY, FL (FHA|USDA|VA) 2 $600,000 $300,000 $3,192 2.38%
SALEM, OR (FHA|USDA|VA) 2 $590,000 $295,000 $1,949 2.81%
EL PASO, TX (FHA|USDA|VA) 3 $575,000 $191,667 $8,024 2.92%
Rexburg, ID (FHA|USDA|VA) 2 $570,000 $285,000 $4,602 3.38%
RENO, NV (FHA|USDA|VA) 2 $550,000 $275,000 $544 2.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $5,986 3.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $545,000 $545,000 $6,177 3.13%
Plattsburgh, NY (FHA|USDA|VA) 1 $545,000 $545,000 $6,590 3.13%
GAINESVILLE, GA (FHA|USDA|VA) 1 $545,000 $545,000 $4,926 3.25%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $545,000 $545,000 $2,857 3.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $545,000 $545,000 $3,384 2.63%
Key West, FL (FHA|USDA|VA) 1 $545,000 $545,000 $6,273 3.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $545,000 $545,000 $2,884 3.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $545,000 $545,000 $4,607 3.25%
Vernal, UT (FHA|USDA|VA) 2 $540,000 $270,000 $4,779 2.69%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $525,000 $525,000 $3,195 3.13%
NAPA, CA (FHA|USDA|VA) 1 $525,000 $525,000 $6,054 2.75%
COLUMBIA, SC (FHA|USDA|VA) 3 $515,000 $171,667 $4,813 2.79%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $515,000 $515,000 $5,976 2.50%
Port Angeles, WA (FHA|USDA|VA) 2 $510,000 $255,000 $2,088 3.25%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $505,000 $505,000 $165 2.75%
Kalispell, MT (FHA|USDA|VA) 1 $505,000 $505,000 $5,678 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $505,000 $168,333 $4,050 3.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $495,000 $495,000 $17,244 2.38%
WENATCHEE, WA (FHA|USDA|VA) 1 $475,000 $475,000 $1,769 2.25%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $475,000 $475,000 $3,749 2.75%
Atchison, KS (FHA|USDA|VA) 2 $460,000 $230,000 $7,808 2.75%
Laconia, NH (FHA|USDA|VA) 1 $455,000 $455,000 $735 2.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $455,000 $455,000 $5,174 3.13%
Rock Springs, WY (FHA|USDA|VA) 2 $450,000 $225,000 $1,834 3.00%
SAN ANGELO, TX (FHA|USDA|VA) 2 $450,000 $225,000 $7,945 2.69%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $445,000 $445,000 $3,877 3.13%
Fort Morgan, CO (FHA|USDA|VA) 2 $440,000 $220,000 $6,880 3.13%
Jesup, GA (FHA|USDA|VA) 1 $415,000 $415,000 $4,333 2.38%
Picayune, MS (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.38%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $410,000 $205,000 $1,177 2.81%
Newport, OR (FHA|USDA|VA) 1 $405,000 $405,000 $6,500 3.38%
Enterprise, AL (FHA|USDA|VA) 2 $390,000 $195,000 $833 2.62%
HINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $28 2.50%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $385,000 $385,000 $10,121 2.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $375,000 $375,000 $1,443 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $623 2.87%
Laramie, WY (FHA|USDA|VA) 1 $355,000 $355,000 $1,489 2.63%
Sterling, CO (FHA|USDA|VA) 2 $350,000 $175,000 $4,434 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $335,000 $335,000 $10,301 2.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $335,000 $335,000 $2,262 3.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $325,000 $325,000 $1,242 2.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $7,424 3.13%
Del Rio, TX (FHA|USDA|VA) 1 $325,000 $325,000 $9,058 2.75%
RICHMOND, VA (FHA|USDA|VA) 2 $320,000 $160,000 $1,623 3.63%
OCALA, FL (FHA|USDA|VA) 2 $320,000 $160,000 $2,097 2.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $315,000 $315,000 $6,830 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,486 2.50%
RAPID CITY, SD (FHA|USDA|VA) 1 $315,000 $315,000 $805 3.13%
BANGOR, ME (FHA|USDA|VA) 1 $315,000 $315,000 $8,732 2.99%
Baraboo, WI (FHA|USDA|VA) 1 $315,000 $315,000 $3,390 2.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $305,000 $305,000 $3,446 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $305,000 $305,000 $7,250 2.88%
Rockingham, NC (FHA|USDA|VA) 1 $295,000 $295,000 $984 2.50%
Las Vegas, NM (FHA|USDA|VA) 1 $295,000 $295,000 $8,215 3.23%
Outside of Metro Areas 1 $285,000 $285,000 $0 3.50%
Dodge City, KS (FHA|USDA|VA) 3 $285,000 $95,000 $3,531 2.83%
Aberdeen, WA (FHA|USDA|VA) 1 $265,000 $265,000 $3,542 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $265,000 $265,000 $3,978 2.38%
COLUMBUS, OH (FHA|USDA|VA) 1 $265,000 $265,000 $4,513 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,384 2.50%
Evanston, WY (FHA|USDA|VA) 1 $265,000 $265,000 $4,099 3.38%
La Grande, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,616 3.38%
STOCKTON, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,751 3.00%
Huntsville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $13,026 2.38%
Grand Rapids, MN (FHA|USDA|VA) 1 $255,000 $255,000 $3,957 3.00%
Garden City, KS (FHA|USDA|VA) 1 $245,000 $245,000 $1,998 3.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,560 2.75%
CHEYENNE, WY (FHA|USDA|VA) 1 $235,000 $235,000 $7,002 2.88%
FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $949 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $1,601 2.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,752 3.00%
North Platte, NE (FHA|USDA|VA) 1 $215,000 $215,000 $3,558 3.13%
Spearfish, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,952 3.50%
Helena, MT (FHA|USDA|VA) 1 $215,000 $215,000 $5,151 3.13%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,448 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,032 3.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,753 2.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,036 3.38%
ROCHESTER, NY (FHA|USDA|VA) 1 $205,000 $205,000 $4,603 2.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,699 3.38%
Granbury, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,839 3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $195,000 $195,000 $3,237 3.38%
CARSON CITY, NV (FHA|USDA|VA) 1 $195,000 $195,000 $587 2.25%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $5,736 2.75%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $1,765 2.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $195,000 $195,000 $3,534 3.13%
Marinette, WI-MI (FHA|USDA|VA) 1 $185,000 $185,000 $6,247 3.00%
Payson, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $2,274 3.00%
Hays, KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,777 2.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $2,905 3.38%
LINCOLN, NE (FHA|USDA|VA) 1 $165,000 $165,000 $2,117 2.75%
JACKSON, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,288 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,421 2.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,402 2.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,820 2.50%
Hutchinson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,504 2.88%
FARMINGTON, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,690 2.88%
ENID, OK (FHA|USDA|VA) 1 $145,000 $145,000 $5,270 2.88%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $687 2.25%
Rolla, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,472 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,856 3.38%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,270 2.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,087 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,899 3.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
CORVALLIS, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $622 2.50%
Alamogordo, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,072 3.13%
Elko, NV (FHA|USDA|VA) 1 $95,000 $95,000 $3,549 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,074 3.37%
Hastings, NE (FHA|USDA|VA) 1 $75,000 $75,000 $3,667 2.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,880 3.25%

Nbh Bank's top markets include Colorado Springs, Denver, Salt Lake City, Kansas City, and Provo among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,451 $1,651,635,000 $302,997 $3,329 3.20%
VA 1,039 $419,295,000 $403,556 $6,397 2.54%
FHA 486 $120,040,000 $246,996 $7,461 3.07%
USDA 53 $10,605,000 $200,094 $3,698 2.79%

For the 2021 period, Nbh Bank's most frequently originated loan type of loans were Conventional, with 5,451 originations. Their 2nd most popular type is VA, with 1,039 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,412 $1,232,430,000 $361,205 $5,160 3.11%
Refi 2,136 $583,190,000 $273,029 $2,725 2.94%
Cash Out Refi 1,210 $356,230,000 $294,405 $3,825 3.10%
Home Improvement 182 $15,400,000 $84,615 $944 4.04%
Other 89 $14,325,000 $160,955 $2,565 3.79%

For the 2021, Nbh Bank's most frequently cited loan purpose of loans were Home Purchase, with 3,412 originations. The 2nd most popular reason of loans were Refi, with 2,136 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,743 $1,889,195,000 $328,956 $4,250 3.05%
15 Year 590 $118,680,000 $201,153 $2,557 2.69%
10 Year 396 $35,790,000 $90,379 $920 4.04%
30+ year 100 $78,480,000 $784,800 $12,273 3.59%
20 Year 85 $21,905,000 $257,706 $2,814 2.98%
Other 80 $26,130,000 $326,625 $3,256 3.15%
5 Year 22 $4,300,000 $195,455 $150 3.92%
1 Year 10 $2,300,000 $230,000 $3,148 4.64%
3 Year 3 $24,795,000 $8,265,000 $14 3.47%

For the 2021, Nbh Bank's most frequently cited loan length of loans were 30 Year, with 5,743 originations. The 2nd most popular length of loans were 15 Year, with 590 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,705 $916,225,000 $338,715
$<1k 2,474 $691,950,000 $279,689
$2k-3k 378 $133,460,000 $353,069
$3k-4k 336 $134,050,000 $398,958
$5k+ 131 $107,015,000 $816,908

$4,250 of loans were Nbh Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,705 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,937 $912,695,000 $310,758
2.5-3% 2,661 $863,305,000 $324,429
<2.5% 1,099 $367,095,000 $334,026
4-5% 303 $55,885,000 $184,439
5-6% 27 $2,455,000 $90,926
6-7% 2 $140,000 $70,000

During 2021, Nbh Bank's average interest rate of loans were 3.05%, while their most frequently originated rate bucket of loans were 3-4%, with 2,937 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 3,006 $887,520,000 $295,250 $4,037 3.02%
$400k-600k 1,509 $730,515,000 $484,105 $5,050 2.95%
$100k-200k 1,489 $226,775,000 $152,300 $2,812 3.13%
$100,000 or less 694 $41,910,000 $60,389 $1,932 3.64%
$600k-1MM 258 $184,370,000 $714,612 $8,335 3.03%
$1MM+ 73 $130,485,000 $1,787,466 $13,552 3.15%

2021 saw Nbh Bank place emphasis on $200k-400k loans with 3,006 originations, totaling $887,520,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,465 $491,855,000 $335,737 $4,635 3.09%
$50k-75k 1,455 $352,305,000 $242,134 $4,227 3.12%
$75k-100k 1,224 $367,470,000 $300,221 $4,348 3.12%
$150k-250k 1,027 $417,215,000 $406,246 $4,608 3.15%
$50k or less 914 $134,190,000 $146,816 $3,118 3.14%
$250k+ 481 $266,055,000 $553,129 $5,852 3.24%

Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 1,465 originations. The second most popular income band? $50k-75k, with 1,455 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,562 $448,920,000 $287,401 $3,733 3.12%
30-36% 1,237 $394,985,000 $319,309 $4,101 3.13%
<20% 687 $174,245,000 $253,632 $3,093 3.15%
40% 263 $83,295,000 $316,711 $4,420 3.20%
44% 263 $83,605,000 $317,890 $4,449 3.14%
41% 256 $82,860,000 $323,672 $4,655 3.13%
42% 250 $78,790,000 $315,160 $4,785 3.20%
43% 243 $80,095,000 $329,609 $4,661 3.11%
37% 238 $77,630,000 $326,176 $4,186 3.11%
38% 234 $75,650,000 $323,291 $4,659 3.12%
39% 229 $71,275,000 $311,245 $4,553 3.18%
36% 219 $70,505,000 $321,941 $4,059 3.19%
50-60% 215 $78,265,000 $364,023 $8,343 2.90%
49% 187 $61,785,000 $330,401 $4,587 3.05%
45% 159 $55,705,000 $350,346 $4,962 3.05%
46% 145 $46,935,000 $323,690 $5,203 3.08%
47% 131 $43,765,000 $334,084 $5,055 3.06%
48% 123 $38,815,000 $315,569 $4,527 3.05%
>60% 17 $7,445,000 $437,941 $5,588 3.66%

Nbh Bank lent most frequently to those with DTI ratios of 20-30%, with 1,562 originations. The next most common DTI ratio? 30-36%, with 1,237 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,870 $1,467,760,000 $301,388 $3,969 3.07%
Not provided 1,801 $598,365,000 $332,240 $4,752 3.16%
Black 183 $50,605,000 $276,530 $4,266 3.11%
Asian 120 $41,380,000 $344,833 $4,419 3.01%
Not applicable 7 $27,545,000 $3,935,000 $0 3.94%
American Indian 28 $8,050,000 $287,500 $4,573 3.07%
Native Hawaiian 10 $3,370,000 $337,000 $3,718 3.17%
Filipino 2 $1,510,000 $755,000 $7,700 3.31%
Asian Indian 2 $740,000 $370,000 $2,559 3.06%
Chinese 1 $595,000 $595,000 $3,154 3.25%
Other Asian 1 $575,000 $575,000 $0 2.88%
Japanese 1 $565,000 $565,000 $24,222 2.25%
Korean 2 $340,000 $170,000 $1,945 2.94%
Vietnamese 1 $175,000 $175,000 $2,434 2.50%

Approval Rates

Total approvals of all applications
92.89%

Nbh Bank has an average approval rate.

Pick Rate

Approvals leading to origination
69.14%

Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 7,029 $2,201,575,000 $313,213

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
7,029 $2,201,575,000 $313,213

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 508 $86,590,000 $170,453 $2,725 3.19%
40-60% 1,072 $326,630,000 $304,692 $3,108 2.97%
60-80% 2,435 $837,645,000 $344,002 $3,605 3.12%
80-100% 2,527 $852,085,000 $337,192 $4,592 3.01%
Over 100% 178 $77,840,000 $437,303 $14,787 2.64%
Under 20% 308 $20,420,000 $66,299 $1,129 4.02%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
NOVA Financial Holding Company, LLC Conventional home mortgage Closing on a mortgage 1 33.3%
NOVA Financial Holding Company, LLC FHA mortgage Closing on a mortgage 1 33.3%
NOVA Financial Holding Company, LLC Other type of mortgage Closing on a mortgage 1 33.3%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Nbh Bank 100 Main Street Grand Junction, CO 81501 Full Service B&M $24,587
Nbh Bank 1580 N Church Road Liberty, MO 64068 Full Service B&M $126,807
Nbh Bank 1701 Main Ave Durango, CO 81301 Full Service B&M $50,968
Nbh Bank 18301 East 40 Highway Independence, MO 64055 Full Service B&M $106,706
Nbh Bank 18601 East Main Street Parker, CO 80134 Full Service B&M $80,000
Nbh Bank 1899 Woodmoor Drive Monument, CO 80132 Full Service B&M $122,856
Nbh Bank 19 North Tejon, Ste 100 Colorado Springs, CO 80903 Full Service B&M $57,575
Nbh Bank 200 North Spartan Drive Richmond, MO 64085 Full Service B&M $102,276
Nbh Bank 2002 East Santa Fe Olathe, KS 66062 Full Service B&M $87,565
Nbh Bank 201 N. Jesse James Road Excelsior Springs, MO 64024 Full Service B&M $152,945
Nbh Bank 201 North Elson Street Kirksville, MO 63501 Full Service B&M $155,614
Nbh Bank 201 North Main Street Rocky Ford, CO 81067 Full Service B&M $29,637
Nbh Bank 2045 Broadway Street Boulder, CO 80302 Full Service B&M $8,761
Nbh Bank 2061 Main Street Alamosa, CO 81101 Full Service B&M $58,472
Nbh Bank 210 N. Mill St. Aspen, CO 81611 Full Service B&M $124,860
Nbh Bank 212 South Broadway Louisburg, KS 66053 Full Service B&M $32,665
Nbh Bank 2155 Louisiana Blvd Ne Albuquerque, NM 87110 Full Service B&M $41,623
Nbh Bank 219 South Main Street Rock Port, MO 64482 Full Service B&M $68,762
Nbh Bank 231 Silver Street Lake City, CO 81235 Full Service B&M $24,496
Nbh Bank 255 Gold Rivers Road, #140 Basalt, CO 81621 Full Service B&M $59,975
Nbh Bank 2710 Walsh Tarlton Lane Austin, TX 78746 Full Service B&M $33,484
Nbh Bank 277 Broadway Denver, CO 80203 Full Service B&M $132,458
Nbh Bank 29889 Us Highway 160 South Fork, CO 81154 Full Service B&M $47,891
Nbh Bank 301 North Commerce Drive Bayfield, CO 81122 Full Service B&M $69,532
Nbh Bank 305 South Guyrene Street Dove Creek, CO 81324 Full Service B&M $38,464
Nbh Bank 3095 South Parker Road Aurora, CO 80014 Full Service Retail $19,171
Nbh Bank 4532 Boardwalk Drive Fort Collins, CO 80525 Full Service B&M $56,182
Nbh Bank 4600 Shawnee Drive Kansas City, KS 66106 Full Service B&M $74,908
Nbh Bank 4831 West 6th Street Lawrence, KS 66049 Full Service B&M $60,849
Nbh Bank 501 Main Street La Jara, CO 81140 Full Service B&M $70,780
Nbh Bank 501 Main Street Walsenburg, CO 81089 Full Service B&M $60,565
Nbh Bank 502 N Main St Maryville, MO 64468 Limited, Drive-thru $0
Nbh Bank 503 6th Street Crested Butte, CO 81224 Full Service B&M $94,387
Nbh Bank 5175 North Academy Boulevard Colorado Springs, CO 80918 Full Service B&M $49,404
Nbh Bank 520 Highway 24 South Buena Vista, CO 81211 Full Service B&M $44,445
Nbh Bank 6249 Brookside Boulevard Kansas City, MO 64113 Full Service B&M $41,010
Nbh Bank 6425 North Oak Trafficway Gladstone, MO 64118 Full Service B&M $91,733
Nbh Bank 6430 North Cosby Avenue Kansas City, MO 64151 Full Service B&M $47,560
Nbh Bank 651 Scott Avenue Woodland Park, CO 80863 Full Service B&M $19,694
Nbh Bank 710 Paseo Del Pueblo Sur Suite A Taos, NM 87571 Full Service B&M $15,904
Nbh Bank 7530 Grandview Avenue Arvada, CO 80002 Full Service B&M $82,889
Nbh Bank 7579 West 151st Street Overland Park, KS 66223 Full Service B&M $48,665
Nbh Bank 7800 East Orchard Road Suite 200 Greenwood Village, CO 80111 Full Service B&M $518,817
Nbh Bank 7804 State Avenue Kansas City, KS 66112 Full Service B&M $76,710
Nbh Bank 7900 East 1st Avenue Denver, CO 80230 Full Service B&M $25,481
Nbh Bank 7904 Ward Parkway Kansas City, MO 64114 Full Service B&M $33,131
Nbh Bank 801 N 500 W, Ste 202 West Bountiful, UT 84010 Full Service B&M $29,439
Nbh Bank 801 N. 36th Street St. Joseph, MO 64506 Full Service B&M $91,360
Nbh Bank 931 West Foxwood Dr. Raymore, MO 64083 Full Service B&M $35,044
Nbh Bank 120 So Elizabeth St Elizabeth, CO 80107 Full Service B&M $62,249
Nbh Bank 1205 Ne Douglas Street Lees Summit, MO 64086 Full Service B&M $58,798
Nbh Bank 121 East Main Street Questa, NM 87556 Full Service B&M $30,443
Nbh Bank 1211 Main Street Lexington, MO 64067 Full Service B&M $52,577
Nbh Bank 123 W. 1st Street Pueblo, CO 81003 Full Service B&M $18,051
Nbh Bank 12500 South 71 Highway Grandview, MO 64030 Full Service B&M $97,261
Nbh Bank 1304 N. Walnut Cameron, MO 64429 Full Service B&M $90,343
Nbh Bank 13270 Metcalf Avenue Overland Park, KS 66213 Full Service B&M $121,867
Nbh Bank 13425 Shawnee Mission Parkway Shawnee, KS 66216 Full Service B&M $62,202
Nbh Bank 1356 Paseo Del Pueblo Sur Taos, NM 87571 Full Service B&M $141,762
Nbh Bank 14735 West 119th Street Olathe, KS 66062 Full Service B&M $39,483
Nbh Bank 15040 West 87th Street Lenexa, KS 66215 Full Service B&M $98,826
Nbh Bank 3102 Maple Ave, Suite 24 Dallas, TX 75201 Full Service B&M $205,632
Nbh Bank 313 Chambers Ave. Unit A Eagle, CO 81631 Full Service B&M $24,525
Nbh Bank 326 Comanche Street Kiowa, CO 80117 Full Service B&M $54,721
Nbh Bank 330 S 12th Street Unit B Stuite 1 Montrose, CO 81401 Full Service B&M $25,003
Nbh Bank 345 South Washington Street Chillicothe, MO 64601 Full Service B&M $80,260
Nbh Bank 3473 W. 32nd Ave Denver, CO 80211 Full Service B&M $26,262
Nbh Bank 3501 South Broadway Englewood, CO 80110 Full Service B&M $41,550
Nbh Bank 3635 23rd Avenue Evans, CO 80620 Full Service B&M $101,135
Nbh Bank 3780 West 10th Street Greeley, CO 80634 Full Service B&M $104,800
Nbh Bank 385 Justin Avenue Platteville, CO 80651 Full Service B&M $27,749
Nbh Bank 400 Harrison Avenue Leadville, CO 80461 Full Service B&M $78,089
Nbh Bank 402 North Main Maryville, MO 64468 Full Service B&M $130,115
Nbh Bank 434 South Main Street Ottawa, KS 66067 Full Service B&M $92,556
Nbh Bank 100 West Colorado Avenue, Unit C Telluride, CO 81435 Full Service B&M $56,647
Nbh Bank 1002 N Us Highway 65 Carrollton, MO 64633 Full Service B&M $21,987
Nbh Bank 101 East Warren Avenue Cripple Creek, CO 80813 Full Service B&M $44,152
Nbh Bank 102 South Highway 71 Savannah, MO 64485 Full Service B&M $41,119
Nbh Bank 110 South Fourth Street Edwardsville, KS 66113 Full Service B&M $65,290
Nbh Bank 1100 N.W. Outer Road Blue Springs, MO 64015 Full Service B&M $60,727
Nbh Bank 1100 North Main Street Gunnison, CO 81230 Full Service B&M $66,947
Nbh Bank 1111 Main Street Suite 100 Kansas City, MO 64105 Full Service B&M $516,100

For 2021, Nbh Bank had 82 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $200,965
Net interest income $187,342
Total noninterest income $111,497
Gross Fiduciary activities income $0
Service charges on deposit accounts $14,079
Trading account gains and fees $11
Additional Noninterest Income $97,407
Pre-tax net operating income $125,279
Securities gains (or losses, -) $0
Income before extraordinary items $100,866
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $100,866
Minority interest net income $0
Net income $100,866
Sale, conversion, retirement of capital stock, net $0
Net operating income $100,866

Nbh Bank's gross interest income from loans was $200,965,000.
Nbh Bank's net interest income from loans was $187,342,000.
Nbh Bank's fee based income from loans was $14,079,000.
Nbh Bank's net income from loans was $100,866,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $13,623
Provision for credit losses $-9,293
Total noninterest expense $182,853
Salaries and employee benefits $121,882
Premises and equipment expense $25,192
Additional noninterest expense $35,779
Applicable income taxes $24,413
Net charge-offs $1,264
Cash dividends $63,003

Nbh Bank's interest expense for loans was $13,623,000.
Nbh Bank's payroll and benefits expense were $121,882,000.
Nbh Bank's property, plant and equipment expenses $25,192,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $6,339,009
Deposits held in domestic offices $6,339,009
Deposits by Individuals, partnerships, and corporations $5,844,732
Deposits by U.S. Government $8
Deposits by States and political subdivisions in the U.S. $457,614
Deposits by Commercial banks and other depository institutions in U.S. $36,655
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $3,167,977
Demand deposits $3,167,977
Nontransaction accounts $3,171,032
Money market deposit accounts (MMDAs) $1,562,557
Other savings deposits (excluding MMDAs) $774,559
Total time deposits $833,917
Total time and savings deposits $3,171,032
Noninterest-bearing deposits $2,621,337
Interest-bearing deposits $3,717,672
Retail deposits $6,217,583
IRAs and Keogh plan accounts $143,816
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $7,187,889
Cash & Balances due from depository institutions $838,712
Interest-bearing balances $787,530
Total securities $1,300,391
Federal funds sold & reverse repurchase $0
Net loans and leases $4,602,831
Loan and leases loss allowance $49,694
Trading account assets $8,321
Bank premises and fixed assets $116,419
Other real estate owned $7,005
Goodwill and other intangibles $127,349
All other assets $186,861

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $7,187,889
Total Liabilities $6,441,754
Total deposits $6,339,009
Interest-bearing deposits $3,717,672
Deposits held in domestic offices $6,339,009
% insured (estimated) $77
Federal funds purchased and repurchase agreements $22,768
Trading liabilities $8,329
Other borrowed funds $20,253
Subordinated debt $0
All other liabilities $51,395

Issued Loan Types

Type Value (in 000's)
Net loans and leases $4,602,831
Loan and leases loss allowance $49,694
Total loans and leases (domestic) $4,652,525
All real estate loans $2,093,419
Real estate loans in domestic offices $2,093,419
Construction and development loans $176,583
Residential 1-4 family construction $55,425
Other construction, all land development and other land $121,158
Loans secured by nonfarm nonresidential properties $969,488
Nonfarm nonresidential secured by owner-occupied properties $496,716
Commercial real estate & other non-farm, non-residential $472,772
Multifamily residential real estate $92,174
1-4 family residential loans $773,092
Farmland loans $82,082
Loans held in foreign offices $0
Farm loans $121,508
Commercial and industrial loans $1,490,973
To non-U.S. addressees $0
Loans to individuals $17,581
Credit card loans $0
Related Plans $2,809
Consumer Auto Loans $6,285
Other loans to individuals $8,487
All other loans & leases $929,045
Loans to foreign governments and official institutions $0
Other loans $0
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $6,957
Non 1-4 family restructured loans & leases $4,609
Total loans and leases (foreign) $0

NBH Bank had $4,602,831,000 of loans outstanding in 2021. $2,093,419,000 of loans were in real estate loans. $176,583,000 of loans were in development loans. $92,174,000 of loans were in multifamily mortgage loans. $773,092,000 of loans were in 1-4 family mortgage loans. $121,508,000 of loans were in farm loans. $0 of loans were in credit card loans. $6,285,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 601 $160,059 $266,321
Nonfarm, nonresidential loans - <$100k 87 $3,335 $38,333
Nonfarm, nonresidential loans - $100-250k 171 $21,853 $127,795
Nonfarm, nonresidential loans - $250k-1MM 343 $134,871 $393,210
Commercial & Industrial, US addressed loans - <$1MM 1,185 $125,018 $105,500
Commercial & Industrial, US addressed loans - <$100k 634 $12,828 $20,233
Commercial & Industrial, US addressed loans - $100-250k 214 $19,330 $90,327
Commercial & Industrial, US addressed loans - $250k-1MM 337 $92,860 $275,549
Farmland loans - <$1MM 125 $9,771 $78,168
Farmland loans - <$100k 59 $1,513 $25,644
Farmland loans - $100-250k 43 $4,065 $94,535
Farmland loans - $250k-1MM 23 $4,193 $182,304
Agriculture operations loans - <$1MM 170 $7,597 $44,688
Agriculture operations loans - <$100k 127 $2,334 $18,378
Agriculture operations loans - $100-250k 31 $3,228 $104,129
Agriculture operations loans - $250k-1MM 12 $2,035 $169,583