Nbh Bank Mortgage Rates, Fees & Info
Greenwood Village, COLEI: 549300T7AIY7RU1YDP31
Tax ID: 51-0678201
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Mortgage Data
Review & Overview
Nbh Bank is a smaller bank specializing in Home Purchase loans. Nbh Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Colorado Springs, Denver, Dallas, Kansas City, and Jackson among others. We have data for 122 markets. (Some data included below & more in-depth data is available with an active subscription.)Nbh Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nbh Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.83% | 11/17/24 |
| 30 Year Conventional Purchase | 6.63% | 11/17/24 |
| 30 Year Conventional Refi | 6.48% | 11/17/24 |
| 30 Year Cash-out Refi | 6.69% | 11/17/24 |
| 30 Year FHA Purchase | 7.37% | 11/17/24 |
| 30 Year FHA Refi | 7.04% | 11/17/24 |
| 30 Year VA Purchase | 6.06% | 11/17/24 |
| 30 Year VA Refi | 5.97% | 11/17/24 |
| 30 Year USDA Purchase | 6.72% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.12% | 11/17/24 |
| 15 Year Conventional Refi | 6.39% | 11/17/24 |
| 15 Year Cash-out Refi | 6.39% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nbh Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nbh Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,802Origination Dollar Volume (All Markets)
$626,900,000Awards
NBH Bank - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Nbh Bank's average 30 year fixed mortgage rate was
6.67%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Nbh Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,359.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 256 | $106,080,000 | $414,375 | $6,776 | 6.65% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 148 | $56,780,000 | $383,649 | $5,512 | 7.24% |
| Outside of Metro Areas | 224 | $53,890,000 | $240,580 | $5,065 | 7.31% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 110 | $51,960,000 | $472,364 | $7,439 | 6.90% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 290 | $51,680,000 | $178,207 | $3,261 | 7.46% |
| Jackson, WY-ID (FHA|USDA|VA) | 48 | $36,560,000 | $761,667 | $4,034 | 8.05% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $27,255,000 | $27,255,000 | $0 | 7.07% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $26,040,000 | $2,604,000 | $15,764 | 7.34% |
| LAWRENCE, KS (FHA|USDA|VA) | 80 | $20,290,000 | $253,625 | $4,440 | 6.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $20,220,000 | $2,527,500 | $11,726 | 7.55% |
| Heber, UT (FHA|USDA|VA) | 13 | $15,015,000 | $1,155,000 | $15,596 | 8.07% |
| PROVO-OREM, UT (FHA|USDA|VA) | 29 | $13,695,000 | $472,241 | $7,307 | 7.96% |
| Emporia, KS (FHA|USDA|VA) | 83 | $12,875,000 | $155,120 | $3,148 | 6.68% |
| TOPEKA, KS (FHA|USDA|VA) | 74 | $12,540,000 | $169,459 | $3,536 | 6.43% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $8,335,000 | $438,684 | $6,196 | 6.82% |
| Salina, KS (FHA|USDA|VA) | 60 | $8,320,000 | $138,667 | $3,201 | 6.51% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $8,320,000 | $320,000 | $6,415 | 7.15% |
| BOISE CITY, ID (FHA|USDA|VA) | 14 | $6,500,000 | $464,286 | $8,723 | 7.14% |
| Durango, CO (FHA|USDA|VA) | 13 | $4,885,000 | $375,769 | $8,580 | 8.36% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $4,405,000 | $489,444 | $5,669 | 6.54% |
| Glenwood Springs, CO (FHA|USDA|VA) | 7 | $4,365,000 | $623,571 | $6,356 | 7.09% |
| PUEBLO, CO (FHA|USDA|VA) | 17 | $4,135,000 | $243,235 | $5,697 | 7.04% |
| WICHITA, KS (FHA|USDA|VA) | 16 | $3,360,000 | $210,000 | $3,949 | 6.46% |
| Ottawa, KS (FHA|USDA|VA) | 15 | $3,335,000 | $222,333 | $4,363 | 7.14% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $3,190,000 | $265,833 | $7,531 | 6.32% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $2,955,000 | $591,000 | $7,091 | 7.14% |
| Taos, NM (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $5,871 | 8.12% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 26 | $2,650,000 | $101,923 | $3,176 | 7.42% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,455,000 | $818,333 | $11,304 | 8.52% |
| Montrose, CO (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $11,193 | 6.86% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,955,000 | $1,955,000 | $24,242 | 7.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $8,592 | 7.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $6,241 | 6.62% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $11,989 | 6.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $9,753 | 7.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $7,719 | 7.13% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $5,782 | 6.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $10,971 | 6.83% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $5,895 | 6.97% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $20,347 | 8.01% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,948 | 6.43% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,209 | 7.33% |
| Kirksville, MO (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $2,820 | 7.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $27,484 | 5.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,597 | 6.62% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,268 | 6.81% |
| Athens, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,050 | 6.92% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,730 | 8.13% |
| OCALA, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,260 | 6.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,559 | 6.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,324 | 7.08% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,455 | 6.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,273 | 6.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $3,009 | 6.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,043 | 6.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,130 | 6.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,200 | 7.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,157 | 7.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,988 | 7.19% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,592 | 7.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,133 | 7.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,407 | 6.56% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,014 | 6.69% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,258 | 6.50% |
| Branson, MO (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,944 | 8.10% |
| Rockport, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 7.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $16,684 | 6.49% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,145 | 7.44% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,596 | 6.31% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 8.14% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,523 | 7.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,842 | 7.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,958 | 7.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,440 | 6.37% |
| SALEM, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,040 | 5.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,393 | 6.50% |
| Marshall, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,861 | 6.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,778 | 7.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,736 | 7.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,375 | 6.49% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,762 | 5.75% |
| AKRON, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.12% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,511 | 7.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,953 | 7.38% |
| Maryville, MO (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $1,095 | 7.53% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,151 | 7.25% |
| Great Bend, KS (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,110 | 6.83% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,385 | 6.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,885 | 7.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,416 | 7.73% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,570 | 6.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,639 | 6.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13 | 7.25% |
| Riverton, WY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,169 | 7.73% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,289 | 5.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,723 | 6.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,325 | 6.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,275 | 6.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,114 | 6.56% |
| Hays, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,639 | 6.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,830 | 6.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,701 | 7.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,346 | 7.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,150 | 5.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,280 | 6.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,406 | 6.25% |
| Winfield, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,036 | 6.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,559 | 6.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,132 | 7.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,245 | 6.25% |
| McPherson, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,171 | 6.43% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,504 | 5.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.50% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.95% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,566 | 6.38% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,446 | 6.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $607 | 6.88% |
| Española, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,444 | 6.62% |
| Warren, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,628 | 6.12% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,592 | 6.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,803 | 5.99% |
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Product Mix
For 2023, Nbh Bank's most frequently originated type of loan was Conventional, with 1,120 originations. Their 2nd most popular type was FHA, with 250 originations.
Loan Reason
For 2023, Nbh Bank's most frequently cited loan purpose was Home Purchase, with 1,366 originations. The 2nd most popular reason was Home Improvement, with 161 originations.
Loan Duration/Length
For 2023, Nbh Bank's most frequently cited loan duration was 30 Year, with 1,304 originations. The 2nd most popular length was 10 Year, with 250 originations.
Origination Fees/Closing Costs
Nbh Bank's average total fees were $5,359, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 596 originations.
Interest Rates
During 2023, Nbh Bank's average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 693 originations.
Loan Sizing
2023 saw Nbh Bank place emphasis on $200k-400k loans with 591 originations, totaling $170,585,000 in origination value.
Applicant Income
Nbh Bank lent most frequently to those with incomes in the $100k-150k range, with 405 originations. The second most popular income band? $150k-250k, with 344 originations.
Applicant Debt to Income Ratio
Nbh Bank lent most frequently to those with DTI ratios of 30-36%, with 317 originations. The next most common DTI ratio? 20-30%, with 271 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.88%
Nbh Bank has an average approval rate.
Pick Rate
Approvals leading to origination63.15%
Nbh Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,802 | $626,900,000 | $347,891 |