Indianapolis VA Loan Rates, Closing Costs & Stats

INDIANAPOLIS-CARMEL-ANDERSON, IN

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Indianapolis's 156 lenders originated 2,572 VA loans during 2023. The total origination value was $765,070,000, with an average VA loan value of $297,461.

    Indianapolis VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Indianapolis averaged 6.51% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Indianapolis's average VA mortgage closing costs are $5,263.

    The average rate for the prior week (2025-02-07) was 6.34% and one month ago for the week of 2025-01-10, the average rate was 6.48%.

    The average rate one year ago was 6.6%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.71%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Indianapolis VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Indianapolis level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 451 6.76% $6,400
    QUICKEN LOANS, LLC 161 6.17% $10,873
    FREEDOM MORTGAGE CORPORATION 107 6.53% $14,110
    GVC MORTGAGE, INC. 95 6.85% $7,345
    VANDERBILT MORTGAGE AND FINANCE, INC. 82 5.67% $6,669
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 81 6.87% $7,552
    UNITED WHOLESALE MORTGAGE, LLC 81 6.35% $7,938
    NAVY FEDERAL CREDIT UNION 78 5.85% $5,686
    NEWREZ LLC 70 6.79% $7,220
    CALIBER HOME LOANS, INC. 65 6.41% $5,884
    RUOFF MORTGAGE COMPANY, INC. 61 6.54% $6,155
    USAA Federal Savings Bank 61 6.40% $7,435
    EAGLE HOME MORTGAGE, LLC 55 5.37% $6,006
    NEW DAY FINANCIAL, LLC 53 7.50% $12,101
    DHI MORTGAGE COMPANY, LTD. 52 5.27% $7,290
    PENNYMAC LOAN SERVICES, LLC 46 5.53% $7,025
    LOANDEPOT.COM, LLC 45 6.26% $11,187
    The Federal Savings Bank 43 6.45% $15,438
    MJW Financial LLC 43 6.54% $6,203
    CROSSCOUNTRY MORTGAGE, LLC 42 6.82% $9,375
    M/I FINANCIAL, LLC 33 5.64% $13,657
    NVR Mortgage Finance, Inc. 27 5.48% $9,855
    HALLMARK HOME MORTGAGE, LLC 20 6.63% $8,303
    PULTE MORTGAGE LLC 19 5.84% $6,007
    TUCKER MORTGAGE, LLC 17 6.59% $6,765
    Barrington Bank & Trust Company, N.A. 17 6.18% $10,521
    UNION HOME MORTGAGE CORP. 17 7.01% $6,340
    The Huntington National Bank 16 6.66% $4,979
    Flagstar Bank, FSB 15 6.79% $6,484
    MILESTONE HOME LENDING, LLC 15 6.84% $9,264
    JPMorgan Chase Bank 15 6.26% $7,064
    AMERISAVE MORTGAGE CORPORATION 14 5.90% $14,791
    BROKER SOLUTIONS, INC. 14 6.75% $10,012
    Wolfe Financial, Inc 14 6.98% $7,226
    THRIVE MORTGAGE, LLC 13 6.92% $6,158
    VILLAGE CAPITAL MORTGAGE 13 6.07% $9,476
    GUARANTEED RATE, INC. 13 6.76% $6,436
    Nations Lending Corporation 13 7.07% $8,851
    FIRST COMMUNITY MORTGAGE, INC. 12 6.66% $8,327
    LOANPAL, LLC 11 5.81% $11,819
    Mr. Cooper ( Nationstar Mortgage ) 11 6.26% $12,402
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 11 6.88% $8,752
    MUTUAL OF OMAHA MORTGAGE, INC. 10 6.20% $11,830
    MORTGAGE SOLUTIONS OF COLORADO, LLC 10 7.71% $5,070
    LAKEVIEW LOAN SERVICING, LLC 10 6.08% $9,908
    PLANET HOME LENDING, LLC 9 5.93% $8,943
    PLAZA HOME MORTGAGE, INC. 9 6.67% $8,789
    Magnolia Bank 9 6.26% $19,511
    Fifth Third Bank 8 6.45% $5,731
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.63% $10,592
    VICTORY MORTGAGE, L.L.C. 7 6.07% $5,454
    Sierra Pacific Mortgage Company, Inc. 7 6.63% $6,896
    NBKC BANK 7 6.16% $5,697
    Bank of England 7 6.77% $11,076
    Paramount Residential Mortgage Group, Inc. 7 6.79% $5,568
    PENTAGON FEDERAL CREDIT UNION 7 5.45% $7,273
    RELIANCE FIRST CAPITAL, LLC 6 6.00% $9,511
    ROYAL UNITED MORTGAGE LLC 6 7.17% $14,850
    Northpointe Bank 6 6.38% $8,175
    FIRST EQUITY MORTGAGE INCORPORATED 6 6.14% $14,627
    ENDEAVOR CAPITAL, LLC. 6 6.69% $6,338
    Prosperity Home Mortgage, LLC 5 6.00% $7,495
    CARDINAL FINANCIAL 5 7.05% $6,531
    Elements Financial Federal Credit Union 5 6.48% $8,454
    First Option Mortgage, LLC 5 6.83% $7,329
    Servion, Inc. 5 6.20% $6,669
    Union Savings Bank 5 6.88% $5,700
    Residential Mortgage Solutions, Inc. 4 7.09% $10,862
    EUSTIS AND AMERICAN MORTGAGE COMPANY 4 7.28% $4,598
    Advisors Mortgage Group, L.L.C. 4 6.97% $7,006
    AMERICAN FINANCIAL NETWORK, INC. 4 6.63% $20,347
    MOVEMENT MORTGAGE, LLC 4 6.75% $13,405
    Old National Bank 4 6.41% $3,405
    Blue Ridge Bank 4 6.38% $8,858
    FORUM Credit Union 4 6.38% $7,026
    Mid-Continent Funding, Inc. 4 5.65% $11,775
    PNC Bank 4 6.16% $5,776
    1ST SIGNATURE LENDING, LLC 3 6.13% $9,664
    Century Mortgage Company DBA Century Lending Company 3 6.46% $8,987
    North American Savings Bank, F.S.B. 3 5.54% $7,654
    SUN WEST MORTGAGE COMPANY, INC. 3 6.75% $5,984
    The Central Trust Bank 3 5.38% $7,414
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.58% $7,682
    Armed Forces Bank 3 6.00% $6,098
    DAS Acquisition Company, LLC 3 7.46% $3,388
    GUILD MORTGAGE COMPANY 3 6.46% $9,308
    Wells Fargo Bank 3 6.00% $10,983
    CORNERSTONE HOME LENDING, INC. 3 7.08% $4,410
    VERITAS FUNDING, LLC 2 6.75% $18,244
    EVERETT FINANCIAL, INC. 2 6.69% $14,191
    TEACHERS CREDIT UNION 2 6.38% $5,852
    Gateway First Bank 2 5.88% $1,914
    LAND HOME FINANCIAL SERVICES, INC. 2 6.75% $11,182
    Citizens Bank 2 7.25% $11,849
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.44% $14,766
    BAYSHORE MORTGAGE FUNDING, LLC 2 7.50% $13,753
    TOP FLITE FINANCIAL, INC. 2 6.44% $12,834
    Community First National Bank 2 5.75% $6,066
    V.I.P. MORTGAGE, INC. 2 6.19% $11,655
    CMG MORTGAGE, INC. 2 7.06% $8,068
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.63% $7,381
    Plains Commerce Bank 2 6.44% $7,403
    U.S. Bank 2 6.13% $15,724
    Carrington Mortgage Services, LLC 2 5.88% $1,773
    WesBanco 2 5.69% $5,578
    BNC National Bank 2 5.88% $9,401
    Centier Bank 2 6.56% $6,983
    Regions Bank 2 6.19% $2,783
    Equity Prime Mortgage LLC 2 5.81% $4,116
    MICHIGAN MUTUAL, INC. 2 6.69% $4,807
    Strong Home Mortgage, LLC 2 6.38% $7,557
    Encompass Lending Group, LP 2 7.69% $5,603
    HOMESIDE FINANCIAL, LLC 1 6.25% $15,840
    KELLER MORTGAGE, LLC 1 5.75% $1,222
    KeyBank 1 6.88% $4,801
    Key Mortgage Services, Inc. 1 6.50% $4,102
    LEADERONE FINANCIAL CORPORATION 1 6.75% $2,029
    GUARANTEED RATE AFFINITY, LLC 1 6.15% $1,714
    LOANFLIGHT LENDING, LLC 1 6.25% $7,536
    GSF Mortgage Corporation 1 6.75% $7,817
    GERSHMAN INVESTMENT CORP. 1 6.13% $1,009
    MID AMERICA MORTGAGE, INC. 1 6.75% $3,412
    MIDLAND MORTGAGE CORPORATION 1 7.00% $11,764
    Midwest Mortgage Associates Corporation 1 6.63% $6,865
    German American Bank 1 6.75% $2,563
    GENEVA FINANCIAL, LLC 1 7.50% $12,725
    Mortgage Assurance Inc. 1 6.25% $2,944
    First Merchants Bank 1 6.75% $8,587
    First Financial Bank 1 7.13% $22,186
    First Federal Bank 1 6.13% $8,228
    NATIONS DIRECT MORTGAGE, LLC 1 5.50% $10,393
    Farmers Bank & Trust 1 5.49% $1,500
    EQUITY RESOURCES, INC. 1 5.75% $5,077
    Northwest Bank 1 5.50% $5,789
    NP, Inc. 1 5.75% $4,575
    OPEN MORTGAGE, LLC 1 7.13% $8,932
    Credence Funding Corporation 1 6.00% $2,942
    Cornerstone First Mortgage, Inc 1 7.00% $7,614
    POLARIS HOME FUNDING CORP. 1 6.75% $7,903
    Presidential Bank, FSB 1 5.75% $14,615
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $13,071
    SIRVA MORTGAGE, INC. 1 5.88% $14,526
    SOVEREIGN LENDING GROUP INCORPORATED 1 4.99% $17,976
    Stifel Bank and Trust 1 6.25% $1,915
    STOCKTON MORTGAGE CORPORATION 1 8.00% $7,467
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.00% $4,830
    SWBC MORTGAGE CORPORATION 1 7.13% $26,085
    BM Real Estate Services, Inc. 1 7.25% $6,752
    The State Bank and Trust Company 1 6.75% $23,001
    Arvest Bank 1 6.50% $10,425
    Academy Bank 1 5.63% $6,873
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $7,053
    American Mortgage & Equity Consultants, Inc. 1 7.62% $5,933
    AMERICAN FINANCING CORPORATION 1 7.38% $15,568
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $2,355
    HOMESTEAD FUNDING CORP. 1 5.75% $1,393

    The top Indianapolis VA lender as defined by loan originations is Mortgage Research Center, LLC, with 451 VA loans originated. Their average total fees are $6,400, which is $4,473 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Indianapolis VA lenders (with over 10 loans originated) are The Huntington National Bank ($4,979), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,070), NAVY FEDERAL CREDIT UNION ($5,686), CALIBER HOME LOANS, INC. ($5,884) and EAGLE HOME MORTGAGE, LLC ($6,006).

    The lowest rate Indianapolis VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.27%), EAGLE HOME MORTGAGE, LLC (5.37%), NVR Mortgage Finance, Inc. (5.48%), PENNYMAC LOAN SERVICES, LLC (5.53%) and M/I FINANCIAL, LLC (5.64%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Indianapolis (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $232,076 (29.5%) $309,498 (16.0%) 0.85 4,617
    2018-02-01 $249,445 (35.4%) $321,772 (15.5%) 0.90 4,160
    2018-03-01 $260,400 (25.8%) $336,322 (13.7%) 0.91 4,073
    2018-04-01 $279,950 (27.3%) $355,423 (16.5%) 0.94 4,280
    2018-05-01 $285,000 (24.0%) $361,066 (14.9%) 0.95 4,708
    2018-06-01 $279,900 (19.2%) $354,852 (11.1%) 0.93 5,251
    2018-07-01 $272,500 (18.5%) $345,073 (8.9%) 0.91 5,816
    2018-08-01 $262,450 (14.2%) $335,377 (7.2%) 0.88 6,091
    2018-09-01 $254,900 (11.4%) $329,369 (6.2%) 0.86 6,357
    2018-10-01 $245,519 (9.2%) $317,798 (4.0%) 0.83 6,631
    2018-11-01 $239,900 (6.6%) $317,850 (3.8%) 0.81 6,350
    2018-12-01 $239,900 (6.7%) $314,077 (3.6%) 0.83 5,676
    2019-01-01 $242,431 (4.5%) $317,044 (2.4%) 0.84 5,130
    2019-02-01 $257,400 (3.2%) $332,400 (3.3%) 0.87 4,790
    2019-03-01 $269,229 (3.4%) $348,248 (3.6%) 0.88 4,701
    2019-04-01 $277,450 (-0.9%) $357,290 (0.5%) 0.88 4,535
    2019-05-01 $284,250 (-0.3%) $361,010 (0.0%) 0.88 4,897
    2019-06-01 $279,900 (0.0%) $355,557 (0.2%) 0.87 5,299
    2019-07-01 $279,950 (2.7%) $366,289 (6.2%) 0.88 5,686
    2019-08-01 $271,600 (3.5%) $352,364 (5.1%) 0.86 5,965
    2019-09-01 $266,501 (4.6%) $341,563 (3.7%) 0.85 6,145
    2019-10-01 $263,102 (7.2%) $334,294 (5.2%) 0.84 6,292
    2019-11-01 $259,900 (8.3%) $329,013 (3.5%) 0.85 5,913
    2019-12-01 $256,950 (7.1%) $327,283 (4.2%) 0.85 5,134
    2020-01-01 $265,000 (9.3%) $349,089 (10.1%) 0.89 4,596
    2020-02-01 $273,270 (6.2%) $341,024 (2.6%) 0.88 4,005
    2020-03-01 $279,940 (4.0%) $346,586 (-0.5%) 0.88 3,802
    2020-04-01 $284,900 (2.7%) $343,197 (-3.9%) 0.89 4,016
    2020-05-01 $298,662 (5.1%) $362,265 (0.4%) 0.90 3,798
    2020-06-01 $299,900 (7.2%) $374,453 (5.3%) 0.88 3,473
    2020-07-01 $300,000 (7.2%) $380,250 (3.8%) 0.87 3,328
    2020-08-01 $299,900 (10.4%) $375,194 (6.5%) 0.86 3,170
    2020-09-01 $286,342 (7.5%) $367,410 (7.6%) 0.82 3,204
    2020-10-01 $274,900 (4.5%) $353,066 (5.6%) 0.79 3,318
    2020-11-01 $267,000 (2.7%) $341,674 (3.9%) 0.78 3,231
    2020-12-01 $259,950 (1.2%) $328,294 (0.3%) 0.77 2,772
    2021-01-01 $259,900 (-1.9%) $328,272 (-6.0%) 0.78 2,273
    2021-02-01 $264,525 (-3.2%) $341,631 (0.2%) 0.78 1,759
    2021-03-01 $270,874 (-3.2%) $352,572 (1.7%) 0.77 1,692
    2021-04-01 $274,155 (-3.8%) $363,272 (5.9%) 0.74 1,678
    2021-05-01 $275,000 (-7.9%) $367,942 (1.6%) 0.73 1,748
    2021-06-01 $275,000 (-8.3%) $371,074 (-0.9%) 0.72 2,000
    2021-07-01 $279,250 (-6.9%) $368,082 (-3.2%) 0.74 2,304
    2021-08-01 $279,125 (-6.9%) $370,792 (-1.2%) 0.75 2,434
    2021-09-01 $280,000 (-2.2%) $372,913 (1.5%) 0.75 2,462
    2021-10-01 $275,000 (0.0%) $363,318 (2.9%) 0.73 2,467
    2021-11-01 $269,850 (1.1%) $357,350 (4.6%) 0.72 2,264
    2021-12-01 $277,350 (6.7%) $363,901 (10.9%) 0.75 1,916
    2022-01-01 $279,900 (7.7%) $368,569 (12.3%) 0.75 1,590
    2022-02-01 $292,500 (10.6%) $381,543 (11.7%) 0.76 1,354
    2022-03-01 $297,500 (9.8%) $394,570 (11.9%) 0.75 1,349
    2022-04-01 $299,900 (9.4%) $398,205 (9.6%) 0.72 1,416
    2022-05-01 $318,327 (15.8%) $402,332 (9.4%) 0.73 1,946
    2022-06-01 $320,000 (16.4%) $407,858 (9.9%) 0.71 2,418
    2022-07-01 $325,000 (16.4%) $405,155 (10.1%) 0.73 3,128
    2022-08-01 $312,500 (12.0%) $388,274 (4.7%) 0.72 3,349
    2022-09-01 $300,000 (7.1%) $381,981 (2.4%) 0.70 3,553
    2022-10-01 $300,000 (9.1%) $382,280 (5.2%) 0.71 3,757
    2022-11-01 $297,025 (10.1%) $377,103 (5.5%) 0.71 3,810
    2022-12-01 $294,700 (6.3%) $376,788 (3.5%) 0.73 3,434
    2023-01-01 $289,750 (3.5%) $379,772 (3.0%) 0.72 2,944
    2023-02-01 $302,450 (3.4%) $393,266 (3.1%) 0.73 2,527
    2023-03-01 $316,123 (6.3%) $410,363 (4.0%) 0.74 2,309
    2023-04-01 $333,000 (11.0%) $445,536 (11.9%) 0.77 2,303
    2023-05-01 $349,450 (9.8%) $460,762 (14.5%) 0.79 2,556
    2023-06-01 $349,950 (9.4%) $458,158 (12.3%) 0.79 2,852
    2023-07-01 $349,500 (7.5%) $443,521 (9.5%) 0.79 3,149
    2023-08-01 $337,450 (8.0%) $430,477 (10.9%) 0.77 3,380
    2023-09-01 $329,900 (10.0%) $417,493 (9.3%) 0.77 3,710
    2023-10-01 $321,950 (7.3%) $407,383 (6.6%) 0.75 4,106
    2023-11-01 $312,500 (5.2%) $404,539 (7.3%) 0.74 4,139
    2023-12-01 $304,000 (3.2%) $401,119 (6.5%) 0.74 3,695
    2024-01-01 $307,500 (6.1%) $411,220 (8.3%) 0.76 3,144
    2024-02-01 $318,513 (5.3%) $419,614 (6.7%) 0.77 2,843
    2024-03-01 $330,000 (4.4%) $429,086 (4.6%) 0.78 2,850
    2024-04-01 $340,625 (2.3%) $437,933 (-1.7%) 0.79 3,067
    2024-05-01 $349,950 (0.1%) $449,312 (-2.5%) 0.79 3,316
    2024-06-01 $349,900 (0.0%) $448,557 (-2.1%) 0.79 3,662
    2024-07-01 $339,375 (-2.9%) $439,948 (-0.8%) 0.77 4,010
    2024-08-01 $330,000 (-2.2%) $428,840 (-0.4%) 0.77 4,337
    2024-09-01 $324,950 (-1.5%) $422,358 (1.2%) 0.76 4,573
    2024-10-01 $322,400 (0.1%) $416,644 (2.3%) 0.76 4,718
    2024-11-01 $316,000 (1.1%) $402,122 (-0.6%) 0.76 4,721
    2024-12-01 $309,959 (2.0%) $398,342 (-0.7%) 0.77 4,123
    2025-01-01 $300,000 (-2.4%) $396,609 (-3.6%) 0.00 3,689
    Indianapolis's median listing price for 2025-01-01 was $300,000, a difference of $-7,500 (-2.4%) versus the prior year and $-9,959 versus the prior month.

    Indianapolis's median listing price comes in at 0% of the national average.

    Indianapolis's average listing price for 2025-01-01 was $396,609, a difference of $-14,611 (-3.6%) versus the prior year and $-1,733 versus the prior month.

    For the 2025-01-01 period, Indianapolis had 3,689 MLS listings, a difference of -434 listings (-11%) versus the prior month and 545 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Indianapolis (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 77 days 2,405 sqft
    2018-02-01 71 days 2,448 sqft
    2018-03-01 50 days 2,530 sqft
    2018-04-01 44 days 2,618 sqft
    2018-05-01 37 days 2,659 sqft
    2018-06-01 39 days 2,651 sqft
    2018-07-01 43 days 2,581 sqft
    2018-08-01 46 days 2,521 sqft
    2018-09-01 50 days 2,459 sqft
    2018-10-01 53 days 2,407 sqft
    2018-11-01 57 days 2,363 sqft
    2018-12-01 71 days 2,333 sqft
    2019-01-01 78 days 2,328 sqft
    2019-02-01 78 days 2,400 sqft
    2019-03-01 63 days 2,456 sqft
    2019-04-01 49 days 2,499 sqft
    2019-05-01 43 days 2,543 sqft
    2019-06-01 44 days 2,540 sqft
    2019-07-01 48 days 2,539 sqft
    2019-08-01 48 days 2,473 sqft
    2019-09-01 51 days 2,442 sqft
    2019-10-01 53 days 2,421 sqft
    2019-11-01 59 days 2,382 sqft
    2019-12-01 70 days 2,344 sqft
    2020-01-01 80 days 2,337 sqft
    2020-02-01 81 days 2,328 sqft
    2020-03-01 50 days 2,350 sqft
    2020-04-01 48 days 2,372 sqft
    2020-05-01 54 days 2,408 sqft
    2020-06-01 47 days 2,418 sqft
    2020-07-01 44 days 2,425 sqft
    2020-08-01 44 days 2,390 sqft
    2020-09-01 42 days 2,290 sqft
    2020-10-01 41 days 2,236 sqft
    2020-11-01 48 days 2,155 sqft
    2020-12-01 54 days 2,085 sqft
    2021-01-01 58 days 2,043 sqft
    2021-02-01 52 days 2,028 sqft
    2021-03-01 39 days 2,062 sqft
    2021-04-01 36 days 2,058 sqft
    2021-05-01 34 days 2,055 sqft
    2021-06-01 31 days 2,070 sqft
    2021-07-01 33 days 2,116 sqft
    2021-08-01 33 days 2,110 sqft
    2021-09-01 36 days 2,089 sqft
    2021-10-01 37 days 2,093 sqft
    2021-11-01 40 days 2,066 sqft
    2021-12-01 44 days 2,050 sqft
    2022-01-01 48 days 2,010 sqft
    2022-02-01 37 days 1,997 sqft
    2022-03-01 32 days 2,037 sqft
    2022-04-01 29 days 2,049 sqft
    2022-05-01 25 days 2,111 sqft
    2022-06-01 26 days 2,166 sqft
    2022-07-01 30 days 2,181 sqft
    2022-08-01 36 days 2,135 sqft
    2022-09-01 39 days 2,098 sqft
    2022-10-01 41 days 2,090 sqft
    2022-11-01 45 days 2,092 sqft
    2022-12-01 53 days 2,094 sqft
    2023-01-01 61 days 2,063 sqft
    2023-02-01 59 days 2,104 sqft
    2023-03-01 46 days 2,110 sqft
    2023-04-01 38 days 2,162 sqft
    2023-05-01 36 days 2,222 sqft
    2023-06-01 36 days 2,219 sqft
    2023-07-01 38 days 2,233 sqft
    2023-08-01 36 days 2,195 sqft
    2023-09-01 39 days 2,160 sqft
    2023-10-01 41 days 2,102 sqft
    2023-11-01 46 days 2,074 sqft
    2023-12-01 57 days 2,027 sqft
    2024-01-01 67 days 2,020 sqft
    2024-02-01 59 days 2,026 sqft
    2024-03-01 42 days 2,070 sqft
    2024-04-01 39 days 2,118 sqft
    2024-05-01 34 days 2,190 sqft
    2024-06-01 35 days 2,182 sqft
    2024-07-01 40 days 2,139 sqft
    2024-08-01 43 days 2,117 sqft
    2024-09-01 45 days 2,080 sqft
    2024-10-01 46 days 2,065 sqft
    2024-11-01 50 days 2,050 sqft
    2024-12-01 60 days 2,014 sqft
    2025-01-01 0 days 1,983 sqft
    Indianapolis's median listing age (time on market) for 2025-01-01 was 0 days. This is -100% shorter than the same period one year ago.

    Indianapolis's median square footage for active listings during the 2025-01-01 period was 1,983 sqft. One year prior, the average listing was 2,020 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.