Intercontinental Capital Group Inc Mortgage Rates, Fees & Info
Albany, NYLEI: 549300DMIVL13D62WX91
Tax ID: 20-2355296
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Intercontinental Capital Group Inc is a mid-sized mortgage company specializing in Refi loans. Intercontinental Capital Group Inc has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Nassau County, New York, Baltimore, Phoenix, and Atlanta among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Intercontinental Capital Group Inc is typically an average fee lendor.Originations
17,606Origination Dollar Volume (All Markets)
$5,323,370,000Awards
Details
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InterContinental Capital Group Inc - 2020 Certified Lowest Rate Lender
InterContinental Capital Group Inc is a 2020 Certified Lowest Rate Lender due to their exceptionally low rates.
For 2020, less than 2.9% of lenders were eligible for this award.
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Relative Rate
Intercontinental Capital Group Inc's average 30 year fixed rate mortgage was
2.96%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.4%.
Relative Fees
Intercontinental Capital Group Inc's average total fees for a 30 year fixed rate
mortgage are $5,920.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 7,898 | $2,343,060,000 | $296,665 | $5,463 | 3.06% |
| VA | 6,061 | $1,911,065,000 | $315,305 | $4,191 | 2.63% |
| FHA | 3,638 | $1,067,280,000 | $293,370 | $9,159 | 3.07% |
| USDA | 9 | $1,965,000 | $218,333 | $7,780 | 3.28% |
For the 2020 period, Intercontinental Capital Group Inc's most frequently originated loan type was Conventional, with 7,898 originations. Their 2nd most popular type is VA, with 6,061 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 13,870 | $4,195,270,000 | $302,471 | $5,277 | 2.82% |
| Cash Out Refi | 2,250 | $622,950,000 | $276,867 | $6,766 | 3.27% |
| Home Purchase | 1,461 | $498,475,000 | $341,188 | $9,160 | 3.32% |
| Home Improvement | 25 | $6,675,000 | $267,000 | $5,686 | 3.51% |
For the 2020, Intercontinental Capital Group Inc's most frequently cited loan purpose was Refi, with 13,870 originations. The 2nd most popular reason was Cash Out Refi, with 2,250 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 15,516 | $4,771,990,000 | $307,553 | $5,920 | 2.94% |
| 15 Year | 1,192 | $308,640,000 | $258,926 | $4,686 | 2.62% |
| 20 Year | 506 | $135,590,000 | $267,964 | $4,937 | 2.95% |
| Other | 349 | $99,095,000 | $283,940 | $5,165 | 2.85% |
| 10 Year | 43 | $8,055,000 | $187,326 | $4,560 | 2.66% |
For the 2020, Intercontinental Capital Group Inc's most frequently cited loan length was 30 Year, with 15,516 originations. The 2nd most popular length was 15 Year, with 1,192 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 7,711 | $2,220,515,000 | $287,967 |
| $<1k | 4,320 | $1,373,480,000 | $317,935 |
| $3k-4k | 2,332 | $657,870,000 | $282,105 |
| $5k+ | 1,834 | $700,890,000 | $382,165 |
| $2k-3k | 1,404 | $368,350,000 | $262,358 |
$5,920 was Intercontinental Capital Group Inc's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 7,711 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 806 | $311,400,000 | $386,352 | $8,599 | 3.10% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 693 | $306,905,000 | $442,864 | $10,116 | 3.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 764 | $215,920,000 | $282,618 | $6,576 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ | 704 | $192,720,000 | $273,750 | $4,537 | 2.84% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 777 | $190,945,000 | $245,746 | $5,920 | 3.20% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 465 | $189,195,000 | $406,871 | $6,256 | 2.89% |
| Outside of Metro Areas | 745 | $182,805,000 | $245,376 | $4,778 | 2.91% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 535 | $177,365,000 | $331,523 | $5,479 | 2.90% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 423 | $139,235,000 | $329,161 | $7,556 | 3.06% |
| DENVER-AURORA-LAKEWOOD, CO | 316 | $113,630,000 | $359,589 | $5,879 | 2.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 420 | $111,230,000 | $264,833 | $4,470 | 2.88% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 249 | $108,415,000 | $435,402 | $5,940 | 2.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 241 | $107,695,000 | $446,867 | $5,406 | 2.70% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 317 | $101,525,000 | $320,268 | $7,000 | 3.02% |
| DALLAS-PLANO-IRVING, TX | 317 | $89,915,000 | $283,644 | $5,748 | 2.92% |
| NEWARK, NJ-PA | 280 | $87,110,000 | $311,107 | $7,609 | 3.07% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 220 | $76,430,000 | $347,409 | $5,358 | 2.79% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 276 | $75,860,000 | $274,855 | $6,121 | 2.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 258 | $69,660,000 | $270,000 | $5,596 | 2.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 264 | $68,000,000 | $257,576 | $5,058 | 2.84% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 204 | $66,600,000 | $326,471 | $5,963 | 2.78% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 212 | $64,670,000 | $305,047 | $6,805 | 3.07% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 223 | $63,195,000 | $283,386 | $4,787 | 2.72% |
| COLORADO SPRINGS, CO | 185 | $58,225,000 | $314,730 | $4,576 | 2.69% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 128 | $56,370,000 | $440,391 | $4,786 | 2.73% |
| JACKSONVILLE, FL | 195 | $56,295,000 | $288,692 | $4,753 | 2.80% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 201 | $54,195,000 | $269,627 | $6,115 | 3.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 185 | $53,555,000 | $289,486 | $4,761 | 2.76% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 192 | $52,930,000 | $275,677 | $5,340 | 2.86% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 145 | $51,745,000 | $356,862 | $6,350 | 2.93% |
| RALEIGH-CARY, NC | 177 | $51,655,000 | $291,836 | $4,594 | 2.77% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 184 | $51,570,000 | $280,272 | $5,496 | 2.88% |
| SEATTLE-BELLEVUE-KENT, WA | 142 | $48,660,000 | $342,676 | $6,837 | 3.18% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 147 | $47,445,000 | $322,755 | $6,040 | 2.88% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 160 | $45,760,000 | $286,000 | $5,259 | 2.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 145 | $41,985,000 | $289,552 | $5,370 | 2.73% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 148 | $41,880,000 | $282,973 | $5,007 | 2.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 164 | $39,130,000 | $238,598 | $4,522 | 2.84% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 120 | $35,840,000 | $298,667 | $6,532 | 2.73% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 65 | $29,625,000 | $455,769 | $3,794 | 2.69% |
| TUCSON, AZ | 109 | $28,855,000 | $264,725 | $4,252 | 2.78% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 104 | $28,350,000 | $272,596 | $5,119 | 2.97% |
| WARREN-TROY-FARMINGTON HILLS, MI | 128 | $28,320,000 | $221,250 | $3,727 | 2.82% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 64 | $28,300,000 | $442,188 | $5,776 | 2.78% |
| FRESNO, CA | 102 | $28,150,000 | $275,980 | $4,781 | 2.75% |
| TACOMA-LAKEWOOD, WA | 87 | $25,325,000 | $291,092 | $6,160 | 3.06% |
| STOCKTON, CA | 65 | $22,745,000 | $349,923 | $5,274 | 2.68% |
| COLUMBUS, OH | 80 | $22,380,000 | $279,750 | $5,013 | 2.75% |
| CLEVELAND-ELYRIA, OH | 114 | $22,320,000 | $195,789 | $5,397 | 3.07% |
| CINCINNATI, OH-KY-IN | 81 | $21,445,000 | $264,753 | $4,664 | 2.73% |
| CAMDEN, NJ | 77 | $21,145,000 | $274,610 | $5,548 | 2.87% |
| PORT ST. LUCIE, FL | 84 | $21,020,000 | $250,238 | $5,716 | 3.06% |
| VALLEJO, CA | 51 | $20,045,000 | $393,039 | $4,875 | 2.71% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 76 | $18,300,000 | $240,789 | $5,468 | 2.88% |
| SALEM, OR | 59 | $16,825,000 | $285,169 | $5,727 | 2.67% |
| LAKELAND-WINTER HAVEN, FL | 73 | $16,395,000 | $224,589 | $5,484 | 2.99% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 57 | $15,885,000 | $278,684 | $4,268 | 2.76% |
| FAYETTEVILLE, NC | 62 | $15,480,000 | $249,677 | $3,406 | 2.72% |
| BAKERSFIELD, CA | 58 | $15,320,000 | $264,138 | $5,039 | 2.91% |
| DURHAM-CHAPEL HILL, NC | 51 | $14,735,000 | $288,922 | $4,932 | 2.78% |
| CAPE CORAL-FORT MYERS, FL | 65 | $14,655,000 | $225,462 | $5,527 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 50 | $14,580,000 | $291,600 | $4,390 | 2.68% |
| ASHEVILLE, NC | 51 | $14,175,000 | $277,941 | $4,197 | 2.89% |
| KNOXVILLE, TN | 52 | $14,140,000 | $271,923 | $4,337 | 2.76% |
| SALINAS, CA | 32 | $13,740,000 | $429,375 | $5,553 | 2.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 53 | $13,685,000 | $258,208 | $6,711 | 2.98% |
| PENSACOLA-FERRY PASS-BRENT, FL | 49 | $13,435,000 | $274,184 | $4,315 | 2.66% |
| MEDFORD, OR | 44 | $13,060,000 | $296,818 | $5,751 | 2.87% |
| MODESTO, CA | 42 | $12,960,000 | $308,571 | $4,931 | 2.85% |
| GREELEY, CO | 40 | $12,900,000 | $322,500 | $4,782 | 2.82% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 36 | $12,800,000 | $355,556 | $8,267 | 3.02% |
| MEMPHIS, TN-MS-AR | 46 | $12,750,000 | $277,174 | $4,362 | 2.75% |
| ELGIN, IL | 47 | $12,325,000 | $262,234 | $4,924 | 2.88% |
| BIRMINGHAM-HOOVER, AL | 40 | $12,320,000 | $308,000 | $4,629 | 2.71% |
| EUGENE-SPRINGFIELD, OR | 44 | $12,250,000 | $278,409 | $4,920 | 2.77% |
| PHILADELPHIA, PA | 45 | $12,185,000 | $270,778 | $5,950 | 2.92% |
| BELLINGHAM, WA | 42 | $11,650,000 | $277,381 | $6,037 | 3.09% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 42 | $11,010,000 | $262,143 | $4,148 | 2.71% |
| AKRON, OH | 57 | $11,005,000 | $193,070 | $4,865 | 3.06% |
| PITTSBURGH, PA | 42 | $10,940,000 | $260,476 | $5,536 | 2.69% |
| FORT COLLINS, CO | 33 | $10,935,000 | $331,364 | $4,776 | 2.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 49 | $10,915,000 | $222,755 | $4,737 | 2.81% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 34 | $10,530,000 | $309,706 | $7,528 | 3.14% |
| ST. LOUIS, MO-IL | 40 | $10,480,000 | $262,000 | $3,913 | 2.64% |
| TRENTON-PRINCETON, NJ | 40 | $10,330,000 | $258,250 | $5,810 | 2.97% |
| KILLEEN-TEMPLE, TX | 43 | $10,325,000 | $240,116 | $4,116 | 2.66% |
| CHARLESTON-NORTH CHARLESTON, SC | 38 | $10,260,000 | $270,000 | $5,069 | 2.77% |
| YORK-HANOVER, PA | 44 | $10,230,000 | $232,500 | $7,072 | 2.89% |
| VISALIA, CA | 38 | $9,960,000 | $262,105 | $5,208 | 2.96% |
| BEND, OR | 31 | $9,765,000 | $315,000 | $5,057 | 2.91% |
| SANTA MARIA-SANTA BARBARA, CA | 24 | $9,730,000 | $405,417 | $4,125 | 2.56% |
| GARY, IN | 38 | $9,670,000 | $254,474 | $5,392 | 3.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 21 | $9,605,000 | $457,381 | $4,104 | 2.70% |
| CLARKSVILLE, TN-KY | 38 | $9,330,000 | $245,526 | $3,917 | 2.63% |
| SANTA ROSA-PETALUMA, CA | 20 | $9,270,000 | $463,500 | $5,966 | 2.78% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 20 | $9,240,000 | $462,000 | $4,205 | 2.58% |
| CHATTANOOGA, TN-GA | 40 | $9,070,000 | $226,750 | $5,215 | 3.01% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 34 | $8,890,000 | $261,471 | $3,972 | 2.67% |
| HUNTSVILLE, AL | 27 | $8,705,000 | $322,407 | $4,304 | 2.63% |
| CALIFORNIA-LEXINGTON PARK, MD | 29 | $8,695,000 | $299,828 | $5,412 | 2.73% |
| RENO, NV | 26 | $8,390,000 | $322,692 | $6,380 | 2.93% |
| PANAMA CITY, FL | 27 | $8,325,000 | $308,333 | $4,452 | 2.55% |
| NAPLES-MARCO ISLAND, FL | 27 | $8,145,000 | $301,667 | $5,634 | 2.81% |
| WILMINGTON, NC | 29 | $7,995,000 | $275,690 | $4,310 | 2.77% |
| WILMINGTON, DE-MD-NJ | 28 | $7,660,000 | $273,571 | $6,531 | 2.97% |
| SAVANNAH, GA | 30 | $7,530,000 | $251,000 | $4,659 | 2.80% |
| DAYTON-KETTERING, OH | 29 | $7,345,000 | $253,276 | $3,709 | 2.59% |
| SEBASTIAN-VERO BEACH, FL | 34 | $7,340,000 | $215,882 | $4,357 | 3.25% |
| COLUMBIA, SC | 26 | $7,310,000 | $281,154 | $4,266 | 2.66% |
| LAKE HAVASU CITY-KINGMAN, AZ | 29 | $7,175,000 | $247,414 | $4,780 | 2.93% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 28 | $6,980,000 | $249,286 | $5,599 | 2.91% |
| GREENSBORO-HIGH POINT, NC | 29 | $6,945,000 | $239,483 | $4,408 | 2.81% |
| PUNTA GORDA, FL | 32 | $6,750,000 | $210,938 | $4,251 | 3.18% |
| GREENVILLE-ANDERSON, SC | 32 | $6,410,000 | $200,313 | $4,719 | 2.95% |
| EL PASO, TX | 27 | $6,375,000 | $236,111 | $4,078 | 2.82% |
| YUBA CITY, CA | 21 | $6,285,000 | $299,286 | $5,294 | 2.73% |
| GRAND RAPIDS-KENTWOOD, MI | 30 | $6,170,000 | $205,667 | $4,670 | 3.00% |
| ALBANY-LEBANON, OR | 22 | $6,160,000 | $280,000 | $5,745 | 2.60% |
| WINSTON-SALEM, NC | 25 | $6,025,000 | $241,000 | $4,593 | 2.78% |
| NEW HAVEN-MILFORD, CT | 20 | $5,740,000 | $287,000 | $5,623 | 2.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 23 | $5,705,000 | $248,043 | $3,487 | 2.67% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 23 | $5,605,000 | $243,696 | $5,612 | 2.74% |
| MOUNT VERNON-ANACORTES, WA | 23 | $5,585,000 | $242,826 | $4,921 | 3.02% |
| MERCED, CA | 21 | $5,585,000 | $265,952 | $5,526 | 2.86% |
| JACKSONVILLE, NC | 24 | $5,290,000 | $220,417 | $3,614 | 2.59% |
| HANFORD-CORCORAN, CA | 17 | $5,125,000 | $301,471 | $4,048 | 2.70% |
| HARRISBURG-CARLISLE, PA | 19 | $5,115,000 | $269,211 | $6,619 | 2.91% |
| REDDING, CA | 17 | $4,915,000 | $289,118 | $4,324 | 2.76% |
| DETROIT-DEARBORN-LIVONIA, MI | 21 | $4,875,000 | $232,143 | $4,671 | 2.90% |
| MILWAUKEE-WAUKESHA, WI | 18 | $4,820,000 | $267,778 | $4,205 | 2.58% |
| GAINESVILLE, GA | 22 | $4,810,000 | $218,636 | $5,970 | 3.02% |
| EAST STROUDSBURG, PA | 23 | $4,765,000 | $207,174 | $6,568 | 3.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 17 | $4,715,000 | $277,353 | $6,690 | 3.26% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $4,680,000 | $260,000 | $5,553 | 2.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $4,640,000 | $331,429 | $4,227 | 2.68% |
| SIERRA VISTA-DOUGLAS, AZ | 20 | $4,500,000 | $225,000 | $3,224 | 2.64% |
| SAN RAFAEL, CA | 8 | $4,480,000 | $560,000 | $7,934 | 2.75% |
| BOULDER, CO | 12 | $4,430,000 | $369,167 | $6,060 | 2.91% |
| CANTON-MASSILLON, OH | 21 | $4,395,000 | $209,286 | $4,844 | 3.18% |
| TALLAHASSEE, FL | 16 | $4,270,000 | $266,875 | $4,764 | 2.74% |
| PUEBLO, CO | 18 | $4,170,000 | $231,667 | $4,371 | 2.66% |
| WARNER ROBINS, GA | 15 | $4,165,000 | $277,667 | $5,644 | 2.71% |
| OCALA, FL | 18 | $4,160,000 | $231,111 | $4,931 | 2.91% |
| CORPUS CHRISTI, TX | 15 | $4,085,000 | $272,333 | $5,156 | 2.67% |
| READING, PA | 18 | $4,040,000 | $224,444 | $7,217 | 2.76% |
| YUMA, AZ | 16 | $4,040,000 | $252,500 | $4,226 | 2.77% |
| BOSTON, MA | 9 | $3,995,000 | $443,889 | $13,420 | 3.39% |
| COLUMBUS, GA-AL | 15 | $3,715,000 | $247,667 | $4,216 | 2.58% |
| SPOKANE-SPOKANE VALLEY, WA | 17 | $3,705,000 | $217,941 | $5,007 | 3.10% |
| TOLEDO, OH | 16 | $3,690,000 | $230,625 | $4,744 | 2.83% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 8 | $3,680,000 | $460,000 | $7,106 | 3.06% |
| MIDLAND, TX | 15 | $3,665,000 | $244,333 | $6,651 | 3.16% |
| NEW ORLEANS-METAIRIE, LA | 14 | $3,640,000 | $260,000 | $4,582 | 2.85% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 12 | $3,600,000 | $300,000 | $4,493 | 2.61% |
| GRAND JUNCTION, CO | 14 | $3,600,000 | $257,143 | $3,719 | 2.88% |
| FLAGSTAFF, AZ | 15 | $3,595,000 | $239,667 | $4,457 | 2.98% |
| OLYMPIA-LACEY-TUMWATER, WA | 13 | $3,585,000 | $275,769 | $5,021 | 3.10% |
| HICKORY-LENOIR-MORGANTON, NC | 15 | $3,545,000 | $236,333 | $4,338 | 2.89% |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $3,335,000 | $256,538 | $5,070 | 3.06% |
| ODESSA, TX | 14 | $3,210,000 | $229,286 | $7,188 | 3.03% |
| SALISBURY, MD-DE | 15 | $3,195,000 | $213,000 | $5,797 | 2.98% |
| MONTGOMERY, AL | 10 | $3,190,000 | $319,000 | $3,608 | 2.85% |
| TYLER, TX | 12 | $3,180,000 | $265,000 | $4,871 | 3.03% |
| LANCASTER, PA | 13 | $3,175,000 | $244,231 | $5,867 | 2.73% |
| BRUNSWICK, GA | 10 | $3,040,000 | $304,000 | $4,648 | 2.51% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 14 | $2,930,000 | $209,286 | $3,837 | 2.79% |
| NEW BERN, NC | 12 | $2,860,000 | $238,333 | $3,613 | 2.72% |
| THE VILLAGES, FL | 14 | $2,820,000 | $201,429 | $4,679 | 2.96% |
| LUBBOCK, TX | 11 | $2,815,000 | $255,909 | $4,961 | 2.73% |
| CHICO, CA | 11 | $2,695,000 | $245,000 | $5,624 | 2.84% |
| MADERA, CA | 11 | $2,685,000 | $244,091 | $4,309 | 2.74% |
| HOMOSASSA SPRINGS, FL | 10 | $2,580,000 | $258,000 | $4,098 | 2.56% |
| ROCHESTER, MN | 10 | $2,560,000 | $256,000 | $4,367 | 2.61% |
| KINGSPORT-BRISTOL, TN-VA | 14 | $2,560,000 | $182,857 | $3,950 | 2.79% |
| JOHNSON CITY, TN | 12 | $2,560,000 | $213,333 | $5,223 | 2.84% |
| ANN ARBOR, MI | 10 | $2,530,000 | $253,000 | $5,292 | 2.83% |
| SCRANTON--WILKES-BARRE, PA | 11 | $2,495,000 | $226,818 | $5,959 | 2.89% |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $2,475,000 | $275,000 | $4,208 | 2.61% |
| KENNEWICK-RICHLAND, WA | 10 | $2,460,000 | $246,000 | $5,227 | 3.13% |
| OCEAN CITY, NJ | 8 | $2,460,000 | $307,500 | $5,128 | 3.25% |
| COEUR D'ALENE, ID | 8 | $2,440,000 | $305,000 | $7,620 | 3.00% |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $2,380,000 | $396,667 | $6,276 | 2.56% |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $2,365,000 | $337,857 | $5,886 | 2.77% |
| BURLINGTON, NC | 10 | $2,320,000 | $232,000 | $4,590 | 2.84% |
| MOBILE, AL | 10 | $2,320,000 | $232,000 | $5,043 | 2.96% |
| CORVALLIS, OR | 6 | $2,180,000 | $363,333 | $5,683 | 2.77% |
| GREENVILLE, NC | 10 | $2,180,000 | $218,000 | $3,465 | 2.49% |
| MCALLEN-EDINBURG-MISSION, TX | 9 | $2,175,000 | $241,667 | $4,693 | 3.15% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 13 | $2,135,000 | $164,231 | $4,449 | 2.90% |
| NAPA, CA | 5 | $2,125,000 | $425,000 | $5,388 | 3.03% |
| EVANSVILLE, IN-KY | 9 | $2,065,000 | $229,444 | $3,904 | 2.99% |
| PROVIDENCE-WARWICK, RI-MA | 7 | $2,065,000 | $295,000 | $6,131 | 2.79% |
| LEBANON, PA | 7 | $1,955,000 | $279,286 | $6,667 | 2.71% |
| MACON-BIBB COUNTY, GA | 8 | $1,870,000 | $233,750 | $5,446 | 2.78% |
| LONGVIEW, TX | 8 | $1,840,000 | $230,000 | $3,892 | 3.05% |
| BUFFALO-CHEEKTOWAGA, NY | 9 | $1,825,000 | $202,778 | $7,601 | 4.15% |
| BROWNSVILLE-HARLINGEN, TX | 8 | $1,790,000 | $223,750 | $4,411 | 2.47% |
| KANSAS CITY, MO-KS | 9 | $1,785,000 | $198,333 | $4,978 | 2.97% |
| MORRISTOWN, TN | 6 | $1,780,000 | $296,667 | $6,261 | 2.92% |
| GETTYSBURG, PA | 6 | $1,770,000 | $295,000 | $7,685 | 2.73% |
| WACO, TX | 7 | $1,745,000 | $249,286 | $4,255 | 2.89% |
| ROCHESTER, NY | 6 | $1,730,000 | $288,333 | $4,784 | 2.94% |
| BOISE CITY, ID | 6 | $1,730,000 | $288,333 | $8,299 | 3.02% |
| GAINESVILLE, FL | 7 | $1,725,000 | $246,429 | $4,808 | 2.86% |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $1,635,000 | $233,571 | $3,433 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $1,630,000 | $271,667 | $5,704 | 2.46% |
| DULUTH, MN-WI | 5 | $1,625,000 | $325,000 | $3,543 | 2.60% |
| LANSING-EAST LANSING, MI | 8 | $1,570,000 | $196,250 | $3,291 | 2.98% |
| FLORENCE, SC | 5 | $1,555,000 | $311,000 | $6,421 | 2.50% |
| CARSON CITY, NV | 5 | $1,525,000 | $305,000 | $5,824 | 2.98% |
| FORT WAYNE, IN | 7 | $1,515,000 | $216,429 | $4,251 | 3.39% |
| WENATCHEE, WA | 5 | $1,515,000 | $303,000 | $8,484 | 3.35% |
| GRANTS PASS, OR | 5 | $1,485,000 | $297,000 | $5,163 | 2.65% |
| ELKHART-GOSHEN, IN | 6 | $1,480,000 | $246,667 | $5,166 | 2.90% |
| MADISON, WI | 5 | $1,435,000 | $287,000 | $5,677 | 2.93% |
| PEORIA, IL | 5 | $1,425,000 | $285,000 | $3,127 | 2.43% |
| SPRINGFIELD, MA | 7 | $1,425,000 | $203,571 | $5,434 | 3.07% |
| CLEVELAND, TN | 7 | $1,415,000 | $202,143 | $4,337 | 2.88% |
| BLOOMINGTON, IN | 6 | $1,410,000 | $235,000 | $3,393 | 2.83% |
| ERIE, PA | 5 | $1,385,000 | $277,000 | $4,832 | 2.50% |
| KINGSTON, NY | 6 | $1,370,000 | $228,333 | $6,840 | 3.48% |
| SEBRING-AVON PARK, FL | 6 | $1,360,000 | $226,667 | $3,787 | 3.10% |
| SPARTANBURG, SC | 6 | $1,340,000 | $223,333 | $5,431 | 3.27% |
| ATHENS-CLARKE COUNTY, GA | 6 | $1,330,000 | $221,667 | $4,424 | 3.00% |
| BATON ROUGE, LA | 5 | $1,285,000 | $257,000 | $3,917 | 2.63% |
| WORCESTER, MA-CT | 5 | $1,255,000 | $251,000 | $6,607 | 2.85% |
| WICHITA FALLS, TX | 5 | $1,225,000 | $245,000 | $3,222 | 2.50% |
| DES MOINES-WEST DES MOINES, IA | 5 | $1,225,000 | $245,000 | $3,097 | 2.63% |
| ABILENE, TX | 5 | $1,195,000 | $239,000 | $3,980 | 2.68% |
| TULSA, OK | 5 | $1,195,000 | $239,000 | $9,771 | 3.05% |
| CARBONDALE-MARION, IL | 5 | $1,155,000 | $231,000 | $3,292 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $1,145,000 | $229,000 | $6,411 | 3.18% |
| RACINE, WI | 4 | $1,110,000 | $277,500 | $5,006 | 3.00% |
| SHERMAN-DENISON, TX | 4 | $1,090,000 | $272,500 | $4,876 | 2.53% |
| LONGVIEW, WA | 3 | $1,085,000 | $361,667 | $5,102 | 2.67% |
| JACKSON, MS | 3 | $1,045,000 | $348,333 | $6,247 | 3.29% |
| SUMTER, SC | 5 | $1,015,000 | $203,000 | $4,636 | 3.28% |
| EL CENTRO, CA | 5 | $1,005,000 | $201,000 | $4,822 | 2.95% |
| SAN ANGELO, TX | 5 | $1,005,000 | $201,000 | $5,335 | 3.03% |
| YAKIMA, WA | 5 | $995,000 | $199,000 | $4,605 | 2.73% |
| BATTLE CREEK, MI | 4 | $960,000 | $240,000 | $4,208 | 2.81% |
| BLOOMINGTON, IL | 4 | $950,000 | $237,500 | $5,235 | 2.94% |
| STATE COLLEGE, PA | 3 | $945,000 | $315,000 | $5,875 | 2.92% |
| SPRINGFIELD, IL | 3 | $925,000 | $308,333 | $4,491 | 2.42% |
| EAU CLAIRE, WI | 4 | $920,000 | $230,000 | $4,852 | 2.47% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 3 | $895,000 | $298,333 | $4,777 | 2.96% |
| MONROE, LA | 4 | $880,000 | $220,000 | $2,758 | 2.75% |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $855,000 | $171,000 | $4,020 | 2.75% |
| TUSCALOOSA, AL | 3 | $835,000 | $278,333 | $4,540 | 2.88% |
| MANKATO, MN | 3 | $825,000 | $275,000 | $3,106 | 2.75% |
| GOLDSBORO, NC | 4 | $820,000 | $205,000 | $4,972 | 2.50% |
| BINGHAMTON, NY | 5 | $805,000 | $161,000 | $5,838 | 3.53% |
| VALDOSTA, GA | 4 | $800,000 | $200,000 | $3,504 | 2.75% |
| JACKSON, TN | 3 | $795,000 | $265,000 | $3,124 | 2.63% |
| AMARILLO, TX | 4 | $790,000 | $197,500 | $5,677 | 2.63% |
| LEXINGTON-FAYETTE, KY | 3 | $785,000 | $261,667 | $4,621 | 2.67% |
| NORWICH-NEW LONDON, CT | 3 | $785,000 | $261,667 | $5,864 | 3.13% |
| COLLEGE STATION-BRYAN, TX | 2 | $760,000 | $380,000 | $7,483 | 2.38% |
| HINESVILLE, GA | 3 | $745,000 | $248,333 | $3,958 | 2.79% |
| AUBURN-OPELIKA, AL | 3 | $745,000 | $248,333 | $4,468 | 2.67% |
| FLINT, MI | 3 | $735,000 | $245,000 | $5,910 | 3.21% |
| SPRINGFIELD, OH | 3 | $735,000 | $245,000 | $3,860 | 2.67% |
| TEXARKANA, TX-AR | 3 | $715,000 | $238,333 | $4,736 | 2.54% |
| DOVER, DE | 3 | $705,000 | $235,000 | $5,860 | 3.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $695,000 | $231,667 | $3,351 | 3.04% |
| BEAUMONT-PORT ARTHUR, TX | 3 | $675,000 | $225,000 | $6,440 | 2.67% |
| VINELAND-BRIDGETON, NJ | 3 | $675,000 | $225,000 | $2,863 | 2.29% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $655,000 | $218,333 | $4,610 | 2.79% |
| LEWISTON, ID-WA | 1 | $645,000 | $645,000 | $17,803 | 6.75% |
| BOWLING GREEN, KY | 2 | $630,000 | $315,000 | $3,991 | 2.81% |
| BARNSTABLE TOWN, MA | 2 | $630,000 | $315,000 | $6,054 | 2.69% |
| ROME, GA | 3 | $625,000 | $208,333 | $5,851 | 2.75% |
| ST. CLOUD, MN | 3 | $615,000 | $205,000 | $5,327 | 2.63% |
| DOTHAN, AL | 3 | $605,000 | $201,667 | $4,067 | 2.75% |
| NILES, MI | 3 | $605,000 | $201,667 | $5,073 | 2.71% |
| MUNCIE, IN | 3 | $605,000 | $201,667 | $4,128 | 3.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $580,000 | $145,000 | $4,529 | 3.19% |
| ALBANY, GA | 2 | $580,000 | $290,000 | $3,491 | 2.50% |
| KALAMAZOO-PORTAGE, MI | 2 | $560,000 | $280,000 | $5,095 | 2.63% |
| ROCKY MOUNT, NC | 3 | $555,000 | $185,000 | $4,167 | 3.00% |
| SAGINAW, MI | 2 | $540,000 | $270,000 | $3,899 | 2.25% |
| LAFAYETTE, LA | 2 | $510,000 | $255,000 | $3,925 | 2.38% |
| LAKE CHARLES, LA | 2 | $500,000 | $250,000 | $3,453 | 2.25% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $495,000 | $165,000 | $5,621 | 3.38% |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $465,000 | $465,000 | $8,557 | 3.00% |
| OKLAHOMA CITY, OK | 2 | $460,000 | $230,000 | $5,479 | 2.75% |
| WILLIAMSPORT, PA | 2 | $460,000 | $230,000 | $5,062 | 2.50% |
| PITTSFIELD, MA | 1 | $445,000 | $445,000 | $20,600 | 3.00% |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $430,000 | $215,000 | $7,707 | 3.44% |
| MONROE, MI | 2 | $420,000 | $210,000 | $4,990 | 3.81% |
| MICHIGAN CITY-LA PORTE, IN | 2 | $420,000 | $210,000 | $4,661 | 2.38% |
| LIMA, OH | 2 | $420,000 | $210,000 | $3,215 | 2.75% |
| CHAMPAIGN-URBANA, IL | 2 | $420,000 | $210,000 | $2,837 | 2.25% |
| ITHACA, NY | 2 | $410,000 | $205,000 | $6,514 | 3.13% |
| JOHNSTOWN, PA | 1 | $405,000 | $405,000 | $6,043 | 2.75% |
| TERRE HAUTE, IN | 2 | $400,000 | $200,000 | $3,307 | 3.00% |
| SALT LAKE CITY, UT | 2 | $400,000 | $200,000 | $5,613 | 2.50% |
| MANCHESTER-NASHUA, NH | 2 | $400,000 | $200,000 | $7,729 | 3.06% |
| GREAT FALLS, MT | 2 | $390,000 | $195,000 | $3,117 | 3.25% |
| ALBUQUERQUE, NM | 2 | $390,000 | $195,000 | $9,667 | 3.88% |
| BILLINGS, MT | 2 | $380,000 | $190,000 | $4,734 | 3.38% |
| HOUMA-THIBODAUX, LA | 1 | $375,000 | $375,000 | $6,819 | 2.75% |
| DECATUR, AL | 2 | $370,000 | $185,000 | $4,375 | 2.38% |
| WICHITA, KS | 1 | $365,000 | $365,000 | $2,121 | 2.25% |
| ROCKFORD, IL | 2 | $360,000 | $180,000 | $3,198 | 2.56% |
| ANCHORAGE, AK | 1 | $345,000 | $345,000 | $8,102 | 2.63% |
| LAS CRUCES, NM | 2 | $340,000 | $170,000 | $3,444 | 2.50% |
| LEWISTON-AUBURN, ME | 1 | $335,000 | $335,000 | $2,910 | 2.25% |
| WAUSAU-WESTON, WI | 2 | $330,000 | $165,000 | $4,278 | 2.81% |
| ALTOONA, PA | 1 | $325,000 | $325,000 | $4,301 | 2.25% |
| GREEN BAY, WI | 2 | $320,000 | $160,000 | $4,985 | 3.50% |
| JONESBORO, AR | 1 | $315,000 | $315,000 | $3,348 | 2.88% |
| LAREDO, TX | 1 | $305,000 | $305,000 | $3,049 | 2.25% |
| OSHKOSH-NEENAH, WI | 2 | $280,000 | $140,000 | $4,629 | 2.94% |
| APPLETON, WI | 1 | $255,000 | $255,000 | $7,211 | 2.63% |
| VICTORIA, TX | 1 | $255,000 | $255,000 | $8,016 | 3.50% |
| GADSDEN, AL | 2 | $250,000 | $125,000 | $3,933 | 3.00% |
| MUSKEGON, MI | 1 | $245,000 | $245,000 | $2,247 | 2.88% |
| BLOOMSBURG-BERWICK, PA | 1 | $245,000 | $245,000 | $4,533 | 2.25% |
| DECATUR, IL | 1 | $225,000 | $225,000 | $3,425 | 2.38% |
| BANGOR, ME | 1 | $205,000 | $205,000 | $7,401 | 3.13% |
| CHEYENNE, WY | 1 | $205,000 | $205,000 | $9,206 | 2.75% |
| JANESVILLE-BELOIT, WI | 1 | $205,000 | $205,000 | $4,210 | 2.75% |
| WALLA WALLA, WA | 1 | $205,000 | $205,000 | $2,996 | 3.38% |
| CASPER, WY | 1 | $205,000 | $205,000 | $4,550 | 3.25% |
| KANKAKEE, IL | 1 | $185,000 | $185,000 | $3,775 | 2.75% |
| DALTON, GA | 1 | $185,000 | $185,000 | $3,471 | 3.13% |
| TOPEKA, KS | 1 | $185,000 | $185,000 | $5,378 | 3.00% |
| FARMINGTON, NM | 2 | $180,000 | $90,000 | $4,123 | 3.44% |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $175,000 | $175,000 | $3,641 | 3.00% |
| FORT SMITH, AR-OK | 1 | $155,000 | $155,000 | $3,927 | 2.88% |
| UTICA-ROME, NY | 1 | $155,000 | $155,000 | $5,524 | 4.00% |
| KOKOMO, IN | 1 | $145,000 | $145,000 | $3,769 | 3.75% |
| SIOUX FALLS, SD | 1 | $145,000 | $145,000 | $5,041 | 3.50% |
| FOND DU LAC, WI | 1 | $125,000 | $125,000 | $3,685 | 3.13% |
| ELMIRA, NY | 1 | $125,000 | $125,000 | $6,581 | 4.63% |
| MANHATTAN, KS | 1 | $115,000 | $115,000 | $3,931 | 3.38% |
| IOWA CITY, IA | 1 | $115,000 | $115,000 | $3,486 | 2.88% |
| IDAHO FALLS, ID | 1 | $105,000 | $105,000 | $5,318 | 3.13% |
| COLUMBUS, IN | 1 | $95,000 | $95,000 | $4,513 | 3.00% |
Intercontinental Capital Group Inc's top markets include Nassau County, New York, Baltimore, Phoenix, and Atlanta among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 6,518 | $1,995,470,000 | $306,148 |
| 3-4% | 5,518 | $1,598,770,000 | $289,737 |
| <2.5% | 5,051 | $1,590,435,000 | $314,875 |
| 4-5% | 496 | $130,860,000 | $263,831 |
| 5-6% | 18 | $5,560,000 | $308,889 |
| 6-7% | 3 | $1,755,000 | $585,000 |
| Over 8% | 2 | $520,000 | $260,000 |
During 2020, Intercontinental Capital Group Inc's average interest rate was 2.96%, while their most frequently originated rate bucket was 2.5-3%, with 6,518 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 11,230 | $3,226,610,000 | $287,321 | $5,648 | 2.88% |
| $100k-200k | 2,908 | $464,160,000 | $159,615 | $4,675 | 3.07% |
| $400k-600k | 2,836 | $1,329,460,000 | $468,780 | $6,878 | 2.86% |
| $600k-1MM | 393 | $271,865,000 | $691,768 | $10,725 | 2.96% |
| $100,000 or less | 229 | $19,305,000 | $84,301 | $4,117 | 3.24% |
| $1MM+ | 10 | $11,970,000 | $1,197,000 | $25,828 | 2.75% |
2020 saw Intercontinental Capital Group Inc place emphasis on $200k-400k loans with 11,230 originations, totaling $3,226,610,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 2,654 | $888,530,000 | $334,789 | $6,881 | 3.05% |
| $75k-100k | 1,988 | $561,840,000 | $282,616 | $6,499 | 3.11% |
| $50k-75k | 1,888 | $427,870,000 | $226,626 | $6,046 | 3.23% |
| $150k-250k | 1,552 | $595,800,000 | $383,892 | $6,214 | 2.93% |
| $50k or less | 828 | $135,970,000 | $164,215 | $5,396 | 3.26% |
| $250k+ | 366 | $158,390,000 | $432,760 | $5,703 | 2.86% |
Intercontinental Capital Group Inc lent most frequently to those with incomes in the $100k-150k range, with 2,654 originations. The second most popular income band? $75k-100k, with 1,988 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,128 | $606,250,000 | $284,892 | $5,215 | 2.97% |
| 30-36% | 1,708 | $501,760,000 | $293,770 | $5,851 | 3.11% |
| <20% | 716 | $194,050,000 | $271,020 | $4,629 | 2.85% |
| 44% | 428 | $131,220,000 | $306,589 | $6,903 | 3.19% |
| 43% | 390 | $117,680,000 | $301,744 | $6,817 | 3.22% |
| 42% | 384 | $118,370,000 | $308,255 | $6,536 | 3.16% |
| 50-60% | 381 | $125,125,000 | $328,412 | $12,179 | 3.27% |
| 39% | 339 | $98,665,000 | $291,047 | $5,879 | 3.12% |
| 38% | 333 | $98,675,000 | $296,321 | $6,069 | 3.10% |
| 36% | 321 | $95,245,000 | $296,713 | $6,192 | 3.13% |
| 40% | 314 | $95,850,000 | $305,255 | $6,371 | 3.20% |
| 41% | 304 | $92,950,000 | $305,757 | $6,618 | 3.16% |
| 37% | 298 | $88,670,000 | $297,550 | $6,290 | 3.12% |
| 45% | 272 | $89,340,000 | $328,456 | $7,658 | 3.18% |
| 46% | 259 | $82,585,000 | $318,861 | $7,773 | 3.13% |
| 49% | 249 | $83,595,000 | $335,723 | $7,837 | 3.24% |
| 47% | 228 | $74,620,000 | $327,281 | $8,284 | 3.22% |
| 48% | 220 | $72,320,000 | $328,727 | $7,854 | 3.20% |
| >60% | 9 | $3,765,000 | $418,333 | $11,064 | 4.04% |
Intercontinental Capital Group Inc lent most frequently to those with DTI ratios of 20-30%, with 2,128 originations. The next most common DTI ratio? 30-36%, with 1,708 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 11,494 | $3,411,070,000 | $296,770 | $5,596 | 2.92% |
| Not provided | 2,919 | $876,355,000 | $300,224 | $5,291 | 2.80% |
| Black | 2,296 | $712,780,000 | $310,444 | $7,283 | 3.06% |
| Asian | 741 | $274,525,000 | $370,479 | $6,173 | 2.86% |
| American Indian | 101 | $30,115,000 | $298,168 | $5,470 | 2.94% |
| Native Hawaiian | 48 | $15,800,000 | $329,167 | $6,181 | 2.92% |
| Asian Indian | 3 | $1,055,000 | $351,667 | $4,117 | 2.33% |
| Other Pacific Islander | 2 | $700,000 | $350,000 | $5,187 | 3.06% |
| Other Asian | 1 | $515,000 | $515,000 | $5,110 | 2.75% |
| Chinese | 1 | $455,000 | $455,000 | $5,835 | 2.88% |
Approval Rates
Total approvals of all applications95.58%
Intercontinental Capital Group Inc has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination51.09%
Intercontinental Capital Group Inc has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,606 | $5,323,370,000 | $302,361 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 167 | $37,025,000 | $221,707 |
| Single Family (1-4 Units):Site-Built | 17,439 | $5,286,345,000 | $303,133 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 472 | $113,150,000 | $239,725 | $4,490 | 2.83% |
| 40-60% | 1,682 | $472,700,000 | $281,034 | $4,731 | 2.86% |
| 60-80% | 4,384 | $1,322,750,000 | $301,722 | $5,894 | 3.14% |
| 80-100% | 2,700 | $855,020,000 | $316,674 | $8,320 | 3.21% |
| Over 100% | 32 | $9,780,000 | $305,625 | $13,378 | 3.57% |
| Under 20% | 44 | $7,700,000 | $175,000 | $4,279 | 2.89% |