Intercontinental Capital Group Inc Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300DMIVL13D62WX91

Tax ID: 20-2355296

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Mortgage Data

Review & Overview

Intercontinental Capital Group Inc is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Intercontinental Capital Group Inc has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Baltimore, Washington, Atlanta, and Los Angeles among others. We have data for 264 markets. (Some data included below & more in-depth data is available with an active subscription.)

Intercontinental Capital Group Inc has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intercontinental Capital Group Inc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

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Originations

3,718

Origination Dollar Volume (All Markets)

$1,096,050,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,409 $541,865,000 $384,574 $12,503 4.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 217 $53,195,000 $245,138 $8,903 4.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 167 $49,265,000 $295,000 $10,707 4.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 219 $43,485,000 $198,562 $7,889 4.83%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 105 $39,935,000 $380,333 $11,595 4.80%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 110 $32,310,000 $293,727 $9,789 4.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 75 $22,125,000 $295,000 $9,041 4.62%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 101 $18,405,000 $182,228 $5,667 4.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 63 $14,395,000 $228,492 $8,379 4.87%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 51 $13,555,000 $265,784 $10,489 4.99%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 26 $11,730,000 $451,154 $14,911 4.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 50 $11,350,000 $227,000 $8,472 4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 50 $9,790,000 $195,800 $5,289 4.89%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 19 $9,525,000 $501,316 $14,753 4.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 28 $8,200,000 $292,857 $8,495 4.65%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $7,855,000 $314,200 $9,720 4.94%
Outside of Metro Areas 44 $7,800,000 $177,273 $7,046 4.99%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $7,685,000 $219,571 $6,759 4.96%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $7,015,000 $334,048 $11,028 4.52%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 34 $6,780,000 $199,412 $7,905 4.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 25 $6,715,000 $268,600 $9,079 4.84%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 26 $6,550,000 $251,923 $9,289 5.07%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 32 $6,470,000 $202,188 $7,034 4.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 32 $6,320,000 $197,500 $6,635 4.89%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 24 $5,530,000 $230,417 $7,319 5.18%
VALLEJO, CA (FHA|USDA|VA) 12 $4,260,000 $355,000 $11,765 4.39%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 20 $4,050,000 $202,500 $6,233 4.89%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 24 $3,740,000 $155,833 $6,932 4.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $3,620,000 $181,000 $7,942 4.92%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $3,195,000 $456,429 $12,635 4.88%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 13 $3,105,000 $238,846 $8,955 4.81%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $2,985,000 $229,615 $7,199 4.82%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,885,000 $577,000 $11,478 4.48%
BELLINGHAM, WA (FHA|USDA|VA) 12 $2,790,000 $232,500 $6,697 5.07%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $2,745,000 $183,000 $6,296 4.90%
Torrington, CT (FHA|USDA|VA) 11 $2,515,000 $228,636 $7,029 4.89%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,465,000 $224,091 $9,705 4.89%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $2,400,000 $200,000 $7,508 4.85%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,355,000 $261,667 $10,265 4.96%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $2,195,000 $243,889 $7,601 4.99%
MODESTO, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $7,194 4.52%
STOCKTON, CA (FHA|USDA|VA) 8 $1,920,000 $240,000 $8,330 4.77%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $1,915,000 $174,091 $5,688 4.59%
YORK-HANOVER, PA (FHA|USDA|VA) 11 $1,825,000 $165,909 $8,399 5.01%
PITTSBURGH, PA (FHA|USDA|VA) 11 $1,785,000 $162,273 $8,070 4.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $1,780,000 $222,500 $6,601 4.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $1,655,000 $183,889 $6,699 5.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,950 4.80%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 9 $1,575,000 $175,000 $7,922 4.83%
KINGSTON, NY (FHA|USDA|VA) 6 $1,560,000 $260,000 $7,976 4.92%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,555,000 $222,143 $7,139 4.71%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,475,000 $295,000 $9,393 4.60%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $1,475,000 $210,714 $6,212 4.95%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,395,000 $199,286 $8,251 4.91%
VISALIA, CA (FHA|USDA|VA) 6 $1,370,000 $228,333 $9,730 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,365,000 $195,000 $8,093 5.00%
GAINESVILLE, GA (FHA|USDA|VA) 8 $1,280,000 $160,000 $6,915 4.78%
SALEM, OR (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,040 4.98%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,225,000 $245,000 $8,892 4.80%
GREELEY, CO (FHA|USDA|VA) 6 $1,200,000 $200,000 $8,991 5.17%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,170,000 $146,250 $5,766 4.42%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,879 5.00%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,100,000 $183,333 $8,006 4.98%
RENO, NV (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,609 4.73%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,736 4.53%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,400 5.17%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,025,000 $205,000 $7,740 4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,015,000 $145,000 $6,929 5.05%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $950,000 $158,333 $5,845 5.21%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $940,000 $156,667 $6,486 5.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $935,000 $187,000 $7,685 5.03%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $930,000 $232,500 $7,932 4.72%
AKRON, OH (FHA|USDA|VA) 8 $910,000 $113,750 $5,306 5.05%
Sevierville, TN (FHA|USDA|VA) 3 $855,000 $285,000 $3,427 4.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $800,000 $400,000 $8,960 4.88%
FORT COLLINS, CO (FHA|USDA|VA) 3 $795,000 $265,000 $9,023 4.79%
ASHEVILLE, NC (FHA|USDA|VA) 3 $765,000 $255,000 $7,224 4.75%
Shelton, WA (FHA|USDA|VA) 3 $735,000 $245,000 $8,267 4.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $735,000 $245,000 $7,231 4.21%
Ukiah, CA (FHA|USDA|VA) 2 $720,000 $360,000 $15,537 4.06%
COLUMBUS, OH (FHA|USDA|VA) 5 $705,000 $141,000 $5,865 4.83%
LANCASTER, PA (FHA|USDA|VA) 4 $690,000 $172,500 $6,376 5.16%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $675,000 $225,000 $4,972 4.75%
SALINAS, CA (FHA|USDA|VA) 3 $675,000 $225,000 $7,936 4.38%
TUCSON, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $6,838 5.06%
Sonora, CA (FHA|USDA|VA) 2 $670,000 $335,000 $9,724 4.75%
KNOXVILLE, TN (FHA|USDA|VA) 3 $655,000 $218,333 $6,319 4.46%
BATON ROUGE, LA (FHA|USDA|VA) 3 $635,000 $211,667 $6,983 4.83%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $630,000 $315,000 $7,497 4.44%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $10,229 5.44%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $630,000 $315,000 $8,924 5.31%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $615,000 $205,000 $4,946 5.08%
Toccoa, GA (FHA|USDA|VA) 4 $610,000 $152,500 $6,835 4.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $590,000 $295,000 $8,694 4.25%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $590,000 $147,500 $7,051 5.06%
OCALA, FL (FHA|USDA|VA) 4 $590,000 $147,500 $7,119 5.31%
CHICO, CA (FHA|USDA|VA) 2 $580,000 $290,000 $5,621 4.06%
COLUMBIA, SC (FHA|USDA|VA) 3 $565,000 $188,333 $6,326 4.71%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $565,000 $188,333 $5,855 4.96%
CLEVELAND, TN (FHA|USDA|VA) 4 $560,000 $140,000 $6,034 4.69%
Big Spring, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,153 4.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $550,000 $275,000 $11,882 4.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $540,000 $270,000 $8,429 5.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $515,000 $171,667 $6,860 5.33%
Key West, FL (FHA|USDA|VA) 1 $505,000 $505,000 $15,461 3.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $505,000 $168,333 $8,383 5.29%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $495,000 $165,000 $5,497 5.46%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $490,000 $245,000 $4,496 4.56%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $485,000 $161,667 $7,158 5.50%
MADERA, CA (FHA|USDA|VA) 2 $480,000 $240,000 $8,485 4.88%
NEW BERN, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,787 5.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $450,000 $225,000 $7,769 5.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $450,000 $225,000 $11,125 4.88%
FRESNO, CA (FHA|USDA|VA) 2 $440,000 $220,000 $7,756 4.94%
READING, PA (FHA|USDA|VA) 3 $435,000 $145,000 $7,257 5.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $435,000 $145,000 $3,699 5.54%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $425,000 $141,667 $4,785 4.25%
NAPA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $10,152 3.75%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $410,000 $205,000 $7,828 4.25%
LOUISVILLE, KY (FHA|USDA|VA) 2 $410,000 $205,000 $8,832 5.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $3,820 4.75%
WALLA WALLA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $7,978 4.94%
YAKIMA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $7,410 4.88%
Plattsburgh, NY (FHA|USDA|VA) 2 $400,000 $200,000 $8,255 4.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $395,000 $131,667 $6,203 4.54%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $395,000 $131,667 $5,391 4.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $380,000 $190,000 $6,465 4.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $375,000 $375,000 $9,011 4.88%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $370,000 $185,000 $8,155 4.75%
AMARILLO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $3,616 3.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $370,000 $185,000 $6,684 4.56%
WACO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,435 5.31%
REDDING, CA (FHA|USDA|VA) 2 $350,000 $175,000 $7,131 4.19%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $340,000 $170,000 $4,523 4.69%
TULSA, OK (FHA|USDA|VA) 2 $340,000 $170,000 $6,477 4.00%
ODESSA, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,515 5.06%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $340,000 $170,000 $8,104 5.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $340,000 $170,000 $6,824 4.13%
Stephenville, TX (FHA|USDA|VA) 3 $335,000 $111,667 $4,553 5.58%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $335,000 $335,000 $17,027 5.63%
Wilmington, OH (FHA|USDA|VA) 1 $335,000 $335,000 $7,714 5.50%
LAS CRUCES, NM (FHA|USDA|VA) 2 $330,000 $165,000 $7,625 4.44%
HAMMOND, LA (FHA|USDA|VA) 1 $325,000 $325,000 $8,222 4.88%
Concord, NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,882 4.75%
BOISE CITY, ID (FHA|USDA|VA) 2 $320,000 $160,000 $6,619 4.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $315,000 $105,000 $6,148 5.42%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $315,000 $315,000 $10,815 5.13%
Wooster, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,621 5.13%
Fredericksburg, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,886 5.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $305,000 $305,000 $10,918 5.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,839 5.94%
ROCHESTER, NY (FHA|USDA|VA) 2 $300,000 $150,000 $6,328 5.19%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $300,000 $150,000 $6,600 6.13%
PUEBLO, CO (FHA|USDA|VA) 2 $290,000 $145,000 $6,821 4.94%
Cedartown, GA (FHA|USDA|VA) 2 $290,000 $145,000 $5,720 5.25%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $285,000 $285,000 $12,623 5.00%
LAWTON, OK (FHA|USDA|VA) 1 $285,000 $285,000 $8,995 3.88%
BINGHAMTON, NY (FHA|USDA|VA) 3 $285,000 $95,000 $6,089 4.79%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $280,000 $140,000 $4,291 5.31%
EL PASO, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,685 4.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $275,000 $275,000 $18,044 4.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $275,000 $275,000 $10,232 4.50%
Kalispell, MT (FHA|USDA|VA) 1 $265,000 $265,000 $7,311 3.75%
Centralia, WA (FHA|USDA|VA) 1 $255,000 $255,000 $8,547 4.88%
Harrison, AR (FHA|USDA|VA) 1 $255,000 $255,000 $2,750 5.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $255,000 $255,000 $8,766 5.25%
DOVER, DE (FHA|USDA|VA) 1 $245,000 $245,000 $9,062 4.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,801 4.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $245,000 $245,000 $8,453 4.63%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $235,000 $235,000 $8,862 5.13%
Port Angeles, WA (FHA|USDA|VA) 2 $230,000 $115,000 $6,340 5.44%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,068 4.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $225,000 $225,000 $9,066 5.50%
Susanville, CA (FHA|USDA|VA) 1 $225,000 $225,000 $8,595 4.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,400 5.13%
PEORIA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,655 4.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,121 4.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,169 5.63%
MERCED, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,173 4.38%
YUBA CITY, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,049 5.38%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $215,000 $215,000 $9,033 4.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $215,000 $215,000 $6,205 4.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $210,000 $105,000 $4,794 4.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $210,000 $105,000 $6,969 4.88%
Oil City, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,533 4.63%
UTICA-ROME, NY (FHA|USDA|VA) 1 $205,000 $205,000 $12,031 4.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $195,000 $195,000 $7,245 4.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $195,000 $195,000 $5,575 5.50%
Batavia, NY (FHA|USDA|VA) 1 $195,000 $195,000 $9,287 5.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $195,000 $195,000 $8,784 4.88%
Roseburg, OR (FHA|USDA|VA) 1 $195,000 $195,000 $10,018 5.50%
Crescent City, CA (FHA|USDA|VA) 1 $195,000 $195,000 $10,605 5.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,949 5.50%
Plainview, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,380 5.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $195,000 $195,000 $6,956 3.88%
GAINESVILLE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,165 5.13%
MONROE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,526 5.50%
LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,773 4.00%
ITHACA, NY (FHA|USDA|VA) 1 $185,000 $185,000 $8,915 5.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $185,000 $185,000 $6,944 4.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,104 4.13%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $9,633 4.88%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $180,000 $90,000 $4,547 4.38%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $175,000 $175,000 $8,552 4.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,400 5.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $175,000 $175,000 $10,356 5.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $175,000 $175,000 $8,877 4.88%
MISSOULA, MT (FHA|USDA|VA) 1 $175,000 $175,000 $3,601 4.38%
APPLETON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,460 4.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,245 4.88%
Cornelia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,965 4.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $175,000 $175,000 $7,155 4.25%
HINESVILLE, GA (FHA|USDA|VA) 2 $170,000 $85,000 $6,789 4.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $165,000 $165,000 $6,794 5.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,509 5.25%
Jefferson, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,133 4.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $9,100 4.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,980 4.50%
KOKOMO, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,524 6.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $155,000 $155,000 $5,810 4.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $155,000 $155,000 $5,143 3.88%
Rockport, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,460 4.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $155,000 $155,000 $7,101 5.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $8,704 5.00%
SAVANNAH, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,211 3.75%
Hudson, NY (FHA|USDA|VA) 1 $145,000 $145,000 $7,300 5.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,949 5.75%
Aberdeen, WA (FHA|USDA|VA) 1 $145,000 $145,000 $5,864 4.63%
MONTGOMERY, AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,304 4.75%
Ashtabula, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,846 5.63%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $145,000 $145,000 $7,215 4.88%
Washington, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,639 5.50%
Show Low, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $8,016 4.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,843 4.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $135,000 $135,000 $8,265 5.63%
Pullman, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,232 5.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $135,000 $135,000 $6,387 4.00%
ERIE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $8,750 5.00%
Granbury, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,874 5.00%
Barre, VT (FHA|USDA|VA) 1 $135,000 $135,000 $8,419 4.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,337 4.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,551 5.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,495 5.13%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,555 5.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,616 4.75%
MADISON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,465 4.38%
Arcadia, FL (FHA|USDA|VA) 1 $115,000 $115,000 $5,114 5.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $6,946 4.75%
Corning, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,417 5.50%
HATTIESBURG, MS (FHA|USDA|VA) 1 $115,000 $115,000 $7,649 4.88%
Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,952 4.88%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $6,635 5.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $105,000 $105,000 $5,503 5.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $105,000 $105,000 $7,447 5.50%
Macomb, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,184 5.13%
Moses Lake, WA (FHA|USDA|VA) 1 $105,000 $105,000 $6,667 4.88%
Forest City, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,029 5.00%
Greenville, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,115 5.63%
Madison, IN (FHA|USDA|VA) 1 $95,000 $95,000 $6,244 5.00%
Lewisburg, TN (FHA|USDA|VA) 1 $85,000 $85,000 $4,116 4.00%
Huntington, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,432 5.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $4,482 5.25%
Lumberton, NC (FHA|USDA|VA) 1 $75,000 $75,000 $4,640 5.63%
Bedford, IN (FHA|USDA|VA) 1 $75,000 $75,000 $6,418 5.63%
Intercontinental Capital Group Inc's top markets include New York, Baltimore, Washington, Atlanta, and Los Angeles among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,795 $538,265,000 $299,869 $12,203 4.77%
    Conventional 1,573 $449,095,000 $285,502 $7,079 4.96%
    VA 342 $107,370,000 $313,947 $11,392 4.76%
    USDA 8 $1,320,000 $165,000 $7,570 4.92%

    For 2018, Intercontinental Capital Group Inc's most frequently originated type of loan was FHA, with 1,795 originations. Their 2nd most popular type was Conventional, with 1,573 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,537 $512,215,000 $333,256 $10,968 4.95%
    Cash Out Refi 1,513 $409,165,000 $270,433 $9,686 4.87%
    Refi 544 $142,990,000 $262,849 $8,004 4.49%
    Home Improvement 124 $31,680,000 $255,484 $9,134 4.91%

    For 2018, Intercontinental Capital Group Inc's most frequently cited loan purpose was Home Purchase, with 1,537 originations. The 2nd most popular reason was Cash Out Refi, with 1,513 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,392 $1,024,250,000 $301,960 $10,251 4.89%
    15 Year 140 $29,550,000 $211,071 $6,439 4.34%
    20 Year 98 $21,530,000 $219,694 $6,727 4.68%
    Other 74 $18,230,000 $246,351 $7,644 4.29%
    10 Year 14 $2,490,000 $177,857 $6,936 4.35%

    For 2018, Intercontinental Capital Group Inc's most frequently cited loan duration was 30 Year, with 3,392 originations. The 2nd most popular length was 15 Year, with 140 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,213 $344,605,000 $284,093
    $5k+ 1,042 $408,920,000 $392,438
    $3k-4k 540 $122,680,000 $227,185
    $2k-3k 424 $92,200,000 $217,453
    $4k-5k 391 $103,835,000 $265,563
    $<1k 108 $23,810,000 $220,463

    Intercontinental Capital Group Inc's average total fees were $10,251, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,213 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,234 $680,620,000 $304,664
    5-6% 1,211 $341,945,000 $282,366
    3-4% 259 $70,455,000 $272,027
    6-7% 14 $3,030,000 $216,429

    During 2018, Intercontinental Capital Group Inc's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 2,234 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,848 $535,360,000 $289,697 $9,781 4.81%
    $100k-200k 994 $155,830,000 $156,771 $6,600 4.90%
    $400k-600k 621 $296,715,000 $477,802 $14,383 4.83%
    $600k-1MM 145 $98,945,000 $682,379 $19,876 4.87%
    $100,000 or less 110 $9,200,000 $83,636 $4,991 5.12%

    2018 saw Intercontinental Capital Group Inc place emphasis on $200k-400k loans with 1,848 originations, totaling $535,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 948 $339,840,000 $358,481 $11,586 4.85%
    $50k-75k 924 $205,620,000 $222,532 $8,622 4.89%
    $75k-100k 859 $257,705,000 $300,006 $10,490 4.87%
    $50k or less 514 $90,360,000 $175,798 $6,758 4.72%
    $150k-250k 415 $178,215,000 $429,434 $12,110 4.86%
    $250k+ 58 $24,310,000 $419,138 $9,321 4.83%

    Intercontinental Capital Group Inc lent most frequently to those with incomes in the $100k-150k range, with 948 originations. The second most popular income band? $50k-75k, with 924 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 624 $214,820,000 $344,263 $13,733 4.82%
    30-36% 456 $123,630,000 $271,118 $8,604 4.88%
    20-30% 376 $87,870,000 $233,697 $7,620 4.84%
    49% 249 $80,875,000 $324,799 $10,162 4.88%
    48% 201 $61,955,000 $308,234 $10,192 4.91%
    <20% 193 $43,885,000 $227,383 $6,716 4.29%
    47% 182 $57,860,000 $317,912 $10,621 4.90%
    46% 167 $51,145,000 $306,257 $10,100 4.92%
    45% 164 $48,990,000 $298,720 $10,019 4.91%
    44% 162 $51,290,000 $316,605 $9,751 4.94%
    43% 152 $42,970,000 $282,697 $9,782 4.92%
    42% 137 $41,505,000 $302,956 $9,701 4.98%
    41% 122 $35,290,000 $289,262 $9,553 4.97%
    38% 115 $33,185,000 $288,565 $9,159 4.93%
    40% 114 $32,590,000 $285,877 $9,095 4.83%
    39% 102 $29,720,000 $291,373 $9,215 4.88%
    36% 91 $26,115,000 $286,978 $9,481 4.88%
    37% 90 $24,920,000 $276,889 $8,951 4.86%
    >60% 14 $5,530,000 $395,000 $13,542 4.94%

    Intercontinental Capital Group Inc lent most frequently to those with DTI ratios of 50-60%, with 624 originations. The next most common DTI ratio? 30-36%, with 456 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,393 $684,445,000 $286,020 $9,315 4.82%
    Black 789 $247,905,000 $314,202 $12,024 4.91%
    Not provided 355 $94,575,000 $266,408 $8,751 4.88%
    Asian 148 $57,150,000 $386,149 $11,674 4.90%
    Native Hawaiian or Islander 16 $6,020,000 $376,250 $13,703 4.73%
    American Indian 17 $5,955,000 $350,294 $9,886 4.69%

    Approval Rates

    Total approvals of all applications
    91.21%

    Intercontinental Capital Group Inc has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.23%

    Intercontinental Capital Group Inc has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,718 $1,096,050,000 $294,796

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 53 $8,745,000 $165,000
    Single Family (1-4 Units):Site-Built 3,665 $1,087,305,000 $296,673

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 100 $21,100,000 $211,000 $7,364 4.99%
    40-60% 273 $66,825,000 $244,780 $7,475 4.76%
    60-80% 1,055 $298,425,000 $282,867 $8,276 4.94%
    80-100% 2,211 $683,045,000 $308,930 $10,976 4.81%
    Over 100% 67 $24,205,000 $361,269 $16,853 4.79%
    Under 20% 11 $2,335,000 $212,273 $7,869 4.76%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    INTERCONTINENTAL CAPITAL GROUP VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    INTERCONTINENTAL CAPITAL GROUP Conventional home mortgage Closing on a mortgage 1 25.0%
    INTERCONTINENTAL CAPITAL GROUP FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    INTERCONTINENTAL CAPITAL GROUP FHA mortgage Closing on a mortgage 1 25.0%