Intercontinental Capital Group Inc Mortgage Rates, Fees & Info

Albany, NY

LEI: 549300DMIVL13D62WX91

Tax ID: 20-2355296

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Intercontinental Capital Group Inc is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Intercontinental Capital Group Inc has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Baltimore, Washington, Atlanta, and Los Angeles among others. We have data for 264 markets. (Some data included below & more in-depth data is available with an active subscription.)

Intercontinental Capital Group Inc has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intercontinental Capital Group Inc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

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Originations

3,718

Origination Dollar Volume (All Markets)

$1,096,050,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	1,409	$541,865,000	$384,574	$12,503	4.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	217	$53,195,000	$245,138	$8,903	4.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	167	$49,265,000	$295,000	$10,707	4.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	219	$43,485,000	$198,562	$7,889	4.83%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	105	$39,935,000	$380,333	$11,595	4.80%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	110	$32,310,000	$293,727	$9,789	4.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	75	$22,125,000	$295,000	$9,041	4.62%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	101	$18,405,000	$182,228	$5,667	4.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	63	$14,395,000	$228,492	$8,379	4.87%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	51	$13,555,000	$265,784	$10,489	4.99%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	26	$11,730,000	$451,154	$14,911	4.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	50	$11,350,000	$227,000	$8,472	4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	50	$9,790,000	$195,800	$5,289	4.89%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	19	$9,525,000	$501,316	$14,753	4.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	28	$8,200,000	$292,857	$8,495	4.65%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	25	$7,855,000	$314,200	$9,720	4.94%
Outside of Metro Areas	44	$7,800,000	$177,273	$7,046	4.99%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	35	$7,685,000	$219,571	$6,759	4.96%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	21	$7,015,000	$334,048	$11,028	4.52%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	34	$6,780,000	$199,412	$7,905	4.77%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	25	$6,715,000	$268,600	$9,079	4.84%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	26	$6,550,000	$251,923	$9,289	5.07%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	32	$6,470,000	$202,188	$7,034	4.91%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	32	$6,320,000	$197,500	$6,635	4.89%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	24	$5,530,000	$230,417	$7,319	5.18%
VALLEJO, CA (FHA\|USDA\|VA)	12	$4,260,000	$355,000	$11,765	4.39%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	20	$4,050,000	$202,500	$6,233	4.89%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	24	$3,740,000	$155,833	$6,932	4.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	20	$3,620,000	$181,000	$7,942	4.92%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	7	$3,195,000	$456,429	$12,635	4.88%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	13	$3,105,000	$238,846	$8,955	4.81%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	13	$2,985,000	$229,615	$7,199	4.82%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	5	$2,885,000	$577,000	$11,478	4.48%
BELLINGHAM, WA (FHA\|USDA\|VA)	12	$2,790,000	$232,500	$6,697	5.07%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	15	$2,745,000	$183,000	$6,296	4.90%
Torrington, CT (FHA\|USDA\|VA)	11	$2,515,000	$228,636	$7,029	4.89%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	11	$2,465,000	$224,091	$9,705	4.89%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	12	$2,400,000	$200,000	$7,508	4.85%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	9	$2,355,000	$261,667	$10,265	4.96%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	9	$2,195,000	$243,889	$7,601	4.99%
MODESTO, CA (FHA\|USDA\|VA)	8	$2,020,000	$252,500	$7,194	4.52%
STOCKTON, CA (FHA\|USDA\|VA)	8	$1,920,000	$240,000	$8,330	4.77%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	11	$1,915,000	$174,091	$5,688	4.59%
YORK-HANOVER, PA (FHA\|USDA\|VA)	11	$1,825,000	$165,909	$8,399	5.01%
PITTSBURGH, PA (FHA\|USDA\|VA)	11	$1,785,000	$162,273	$8,070	4.82%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	8	$1,780,000	$222,500	$6,601	4.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	9	$1,655,000	$183,889	$6,699	5.06%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	7	$1,585,000	$226,429	$6,950	4.80%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	9	$1,575,000	$175,000	$7,922	4.83%
KINGSTON, NY (FHA\|USDA\|VA)	6	$1,560,000	$260,000	$7,976	4.92%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	7	$1,555,000	$222,143	$7,139	4.71%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	5	$1,475,000	$295,000	$9,393	4.60%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	7	$1,475,000	$210,714	$6,212	4.95%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	7	$1,395,000	$199,286	$8,251	4.91%
VISALIA, CA (FHA\|USDA\|VA)	6	$1,370,000	$228,333	$9,730	4.88%
JACKSONVILLE, FL (FHA\|USDA\|VA)	7	$1,365,000	$195,000	$8,093	5.00%
GAINESVILLE, GA (FHA\|USDA\|VA)	8	$1,280,000	$160,000	$6,915	4.78%
SALEM, OR (FHA\|USDA\|VA)	6	$1,270,000	$211,667	$8,040	4.98%
Oak Harbor, WA (FHA\|USDA\|VA)	5	$1,225,000	$245,000	$8,892	4.80%
GREELEY, CO (FHA\|USDA\|VA)	6	$1,200,000	$200,000	$8,991	5.17%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	8	$1,170,000	$146,250	$5,766	4.42%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	6	$1,110,000	$185,000	$6,879	5.00%
SYRACUSE, NY (FHA\|USDA\|VA)	6	$1,100,000	$183,333	$8,006	4.98%
RENO, NV (FHA\|USDA\|VA)	5	$1,085,000	$217,000	$7,609	4.73%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	4	$1,070,000	$267,500	$6,736	4.53%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	6	$1,070,000	$178,333	$6,400	5.17%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	5	$1,025,000	$205,000	$7,740	4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	7	$1,015,000	$145,000	$6,929	5.05%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	6	$950,000	$158,333	$5,845	5.21%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	6	$940,000	$156,667	$6,486	5.06%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	5	$935,000	$187,000	$7,685	5.03%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	4	$930,000	$232,500	$7,932	4.72%
AKRON, OH (FHA\|USDA\|VA)	8	$910,000	$113,750	$5,306	5.05%
Sevierville, TN (FHA\|USDA\|VA)	3	$855,000	$285,000	$3,427	4.88%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	2	$800,000	$400,000	$8,960	4.88%
FORT COLLINS, CO (FHA\|USDA\|VA)	3	$795,000	$265,000	$9,023	4.79%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$765,000	$255,000	$7,224	4.75%
Shelton, WA (FHA\|USDA\|VA)	3	$735,000	$245,000	$8,267	4.38%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$735,000	$245,000	$7,231	4.21%
Ukiah, CA (FHA\|USDA\|VA)	2	$720,000	$360,000	$15,537	4.06%
COLUMBUS, OH (FHA\|USDA\|VA)	5	$705,000	$141,000	$5,865	4.83%
LANCASTER, PA (FHA\|USDA\|VA)	4	$690,000	$172,500	$6,376	5.16%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	3	$675,000	$225,000	$4,972	4.75%
SALINAS, CA (FHA\|USDA\|VA)	3	$675,000	$225,000	$7,936	4.38%
TUCSON, AZ (FHA\|USDA\|VA)	4	$670,000	$167,500	$6,838	5.06%
Sonora, CA (FHA\|USDA\|VA)	2	$670,000	$335,000	$9,724	4.75%
KNOXVILLE, TN (FHA\|USDA\|VA)	3	$655,000	$218,333	$6,319	4.46%
BATON ROUGE, LA (FHA\|USDA\|VA)	3	$635,000	$211,667	$6,983	4.83%
OCEAN CITY, NJ (FHA\|USDA\|VA)	2	$630,000	$315,000	$7,497	4.44%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	2	$630,000	$315,000	$10,229	5.44%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$630,000	$315,000	$8,924	5.31%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	3	$615,000	$205,000	$4,946	5.08%
Toccoa, GA (FHA\|USDA\|VA)	4	$610,000	$152,500	$6,835	4.50%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	2	$590,000	$295,000	$8,694	4.25%
PUNTA GORDA, FL (FHA\|USDA\|VA)	4	$590,000	$147,500	$7,051	5.06%
OCALA, FL (FHA\|USDA\|VA)	4	$590,000	$147,500	$7,119	5.31%
CHICO, CA (FHA\|USDA\|VA)	2	$580,000	$290,000	$5,621	4.06%
COLUMBIA, SC (FHA\|USDA\|VA)	3	$565,000	$188,333	$6,326	4.71%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	3	$565,000	$188,333	$5,855	4.96%
CLEVELAND, TN (FHA\|USDA\|VA)	4	$560,000	$140,000	$6,034	4.69%
Big Spring, TX (FHA\|USDA\|VA)	2	$560,000	$280,000	$7,153	4.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	2	$550,000	$275,000	$11,882	4.81%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	2	$540,000	$270,000	$8,429	5.06%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	3	$515,000	$171,667	$6,860	5.33%
Key West, FL (FHA\|USDA\|VA)	1	$505,000	$505,000	$15,461	3.88%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	3	$505,000	$168,333	$8,383	5.29%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	3	$495,000	$165,000	$5,497	5.46%
SALISBURY, MD-DE (FHA\|USDA\|VA)	2	$490,000	$245,000	$4,496	4.56%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$485,000	$161,667	$7,158	5.50%
MADERA, CA (FHA\|USDA\|VA)	2	$480,000	$240,000	$8,485	4.88%
NEW BERN, NC (FHA\|USDA\|VA)	2	$460,000	$230,000	$5,787	5.19%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	2	$450,000	$225,000	$7,769	5.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	2	$450,000	$225,000	$11,125	4.88%
FRESNO, CA (FHA\|USDA\|VA)	2	$440,000	$220,000	$7,756	4.94%
READING, PA (FHA\|USDA\|VA)	3	$435,000	$145,000	$7,257	5.00%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	3	$435,000	$145,000	$3,699	5.54%
BAKERSFIELD, CA (FHA\|USDA\|VA)	3	$425,000	$141,667	$4,785	4.25%
NAPA, CA (FHA\|USDA\|VA)	1	$415,000	$415,000	$10,152	3.75%
ALEXANDRIA, LA (FHA\|USDA\|VA)	2	$410,000	$205,000	$7,828	4.25%
LOUISVILLE, KY (FHA\|USDA\|VA)	2	$410,000	$205,000	$8,832	5.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	1	$405,000	$405,000	$3,820	4.75%
WALLA WALLA, WA (FHA\|USDA\|VA)	2	$400,000	$200,000	$7,978	4.94%
YAKIMA, WA (FHA\|USDA\|VA)	2	$400,000	$200,000	$7,410	4.88%
Plattsburgh, NY (FHA\|USDA\|VA)	2	$400,000	$200,000	$8,255	4.31%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	3	$395,000	$131,667	$6,203	4.54%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	3	$395,000	$131,667	$5,391	4.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	2	$380,000	$190,000	$6,465	4.44%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	1	$375,000	$375,000	$9,011	4.88%
TALLAHASSEE, FL (FHA\|USDA\|VA)	2	$370,000	$185,000	$8,155	4.75%
AMARILLO, TX (FHA\|USDA\|VA)	2	$370,000	$185,000	$3,616	3.69%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	2	$370,000	$185,000	$6,684	4.56%
WACO, TX (FHA\|USDA\|VA)	2	$360,000	$180,000	$5,435	5.31%
REDDING, CA (FHA\|USDA\|VA)	2	$350,000	$175,000	$7,131	4.19%
Augusta-Waterville, ME (FHA\|USDA\|VA)	2	$340,000	$170,000	$4,523	4.69%
TULSA, OK (FHA\|USDA\|VA)	2	$340,000	$170,000	$6,477	4.00%
ODESSA, TX (FHA\|USDA\|VA)	2	$340,000	$170,000	$6,515	5.06%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	2	$340,000	$170,000	$8,104	5.13%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	2	$340,000	$170,000	$6,824	4.13%
Stephenville, TX (FHA\|USDA\|VA)	3	$335,000	$111,667	$4,553	5.58%
Eureka-Arcata, CA (FHA\|USDA\|VA)	1	$335,000	$335,000	$17,027	5.63%
Wilmington, OH (FHA\|USDA\|VA)	1	$335,000	$335,000	$7,714	5.50%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$330,000	$165,000	$7,625	4.44%
HAMMOND, LA (FHA\|USDA\|VA)	1	$325,000	$325,000	$8,222	4.88%
Concord, NH (FHA\|USDA\|VA)	1	$325,000	$325,000	$3,882	4.75%
BOISE CITY, ID (FHA\|USDA\|VA)	2	$320,000	$160,000	$6,619	4.25%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	3	$315,000	$105,000	$6,148	5.42%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	1	$315,000	$315,000	$10,815	5.13%
Wooster, OH (FHA\|USDA\|VA)	2	$310,000	$155,000	$6,621	5.13%
Fredericksburg, TX (FHA\|USDA\|VA)	1	$305,000	$305,000	$4,886	5.00%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$305,000	$305,000	$10,918	5.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	2	$300,000	$150,000	$4,839	5.94%
ROCHESTER, NY (FHA\|USDA\|VA)	2	$300,000	$150,000	$6,328	5.19%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	2	$300,000	$150,000	$6,600	6.13%
PUEBLO, CO (FHA\|USDA\|VA)	2	$290,000	$145,000	$6,821	4.94%
Cedartown, GA (FHA\|USDA\|VA)	2	$290,000	$145,000	$5,720	5.25%
WORCESTER, MA-CT (FHA\|USDA\|VA)	1	$285,000	$285,000	$12,623	5.00%
LAWTON, OK (FHA\|USDA\|VA)	1	$285,000	$285,000	$8,995	3.88%
BINGHAMTON, NY (FHA\|USDA\|VA)	3	$285,000	$95,000	$6,089	4.79%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	2	$280,000	$140,000	$4,291	5.31%
EL PASO, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$6,685	4.88%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$275,000	$275,000	$18,044	4.75%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	1	$275,000	$275,000	$10,232	4.50%
Kalispell, MT (FHA\|USDA\|VA)	1	$265,000	$265,000	$7,311	3.75%
Centralia, WA (FHA\|USDA\|VA)	1	$255,000	$255,000	$8,547	4.88%
Harrison, AR (FHA\|USDA\|VA)	1	$255,000	$255,000	$2,750	5.13%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	1	$255,000	$255,000	$8,766	5.25%
DOVER, DE (FHA\|USDA\|VA)	1	$245,000	$245,000	$9,062	4.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$245,000	$245,000	$6,801	4.00%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$245,000	$245,000	$8,453	4.63%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$8,862	5.13%
Port Angeles, WA (FHA\|USDA\|VA)	2	$230,000	$115,000	$6,340	5.44%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$225,000	$225,000	$5,068	4.38%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	1	$225,000	$225,000	$9,066	5.50%
Susanville, CA (FHA\|USDA\|VA)	1	$225,000	$225,000	$8,595	4.88%
MORRISTOWN, TN (FHA\|USDA\|VA)	1	$225,000	$225,000	$7,400	5.13%
PEORIA, IL (FHA\|USDA\|VA)	1	$225,000	$225,000	$6,655	4.00%
GOLDSBORO, NC (FHA\|USDA\|VA)	1	$225,000	$225,000	$3,121	4.13%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$215,000	$215,000	$5,169	5.63%
MERCED, CA (FHA\|USDA\|VA)	1	$215,000	$215,000	$2,173	4.38%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$215,000	$215,000	$3,049	5.38%
SPRINGFIELD, MA (FHA\|USDA\|VA)	1	$215,000	$215,000	$9,033	4.75%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,205	4.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	2	$210,000	$105,000	$4,794	4.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	2	$210,000	$105,000	$6,969	4.88%
Oil City, PA (FHA\|USDA\|VA)	1	$205,000	$205,000	$5,533	4.63%
UTICA-ROME, NY (FHA\|USDA\|VA)	1	$205,000	$205,000	$12,031	4.88%
WENATCHEE, WA (FHA\|USDA\|VA)	1	$195,000	$195,000	$7,245	4.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	1	$195,000	$195,000	$5,575	5.50%
Batavia, NY (FHA\|USDA\|VA)	1	$195,000	$195,000	$9,287	5.50%
CUMBERLAND, MD-WV (FHA\|USDA\|VA)	1	$195,000	$195,000	$8,784	4.88%
Roseburg, OR (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,018	5.50%
Crescent City, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,605	5.50%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,949	5.50%
Plainview, TX (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,380	5.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	1	$195,000	$195,000	$6,956	3.88%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$185,000	$185,000	$4,165	5.13%
MONROE, MI (FHA\|USDA\|VA)	1	$185,000	$185,000	$3,526	5.50%
LAWRENCE, KS (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,773	4.00%
ITHACA, NY (FHA\|USDA\|VA)	1	$185,000	$185,000	$8,915	5.00%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,944	4.75%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,104	4.13%
Celina, OH (FHA\|USDA\|VA)	1	$185,000	$185,000	$9,633	4.88%
WARNER ROBINS, GA (FHA\|USDA\|VA)	2	$180,000	$90,000	$4,547	4.38%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,552	4.38%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,400	5.13%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$175,000	$175,000	$10,356	5.38%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,877	4.88%
MISSOULA, MT (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,601	4.38%
APPLETON, WI (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,460	4.50%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$175,000	$175,000	$9,245	4.88%
Cornelia, GA (FHA\|USDA\|VA)	1	$175,000	$175,000	$6,965	4.38%
Klamath Falls, OR (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,155	4.25%
HINESVILLE, GA (FHA\|USDA\|VA)	2	$170,000	$85,000	$6,789	4.75%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,794	5.75%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,509	5.25%
Jefferson, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,133	4.38%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$9,100	4.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,980	4.50%
KOKOMO, IN (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,524	6.13%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,810	4.13%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,143	3.88%
Rockport, TX (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,460	4.63%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,101	5.63%
WILMINGTON, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,704	5.00%
SAVANNAH, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,211	3.75%
Hudson, NY (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,300	5.50%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$3,949	5.75%
Aberdeen, WA (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,864	4.63%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,304	4.75%
Ashtabula, OH (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,846	5.63%
LEWISTON, ID-WA (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,215	4.88%
Washington, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,639	5.50%
Show Low, AZ (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,016	4.38%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,843	4.38%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,265	5.63%
Pullman, WA (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,232	5.25%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,387	4.00%
ERIE, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,750	5.00%
Granbury, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,874	5.00%
Barre, VT (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,419	4.88%
JOHNSON CITY, TN (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,337	4.50%
COLUMBUS, IN (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,551	5.50%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$7,495	5.13%
PINE BLUFF, AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,555	5.00%
Mount Sterling, KY (FHA\|USDA\|VA)	1	$125,000	$125,000	$2,616	4.75%
MADISON, WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,465	4.38%
Arcadia, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,114	5.25%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,946	4.75%
Corning, NY (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,417	5.50%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,649	4.88%
Sandusky, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$4,952	4.88%
JACKSON, TN (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,635	5.50%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,503	5.00%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$105,000	$105,000	$7,447	5.50%
Macomb, IL (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,184	5.13%
Moses Lake, WA (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,667	4.88%
Forest City, NC (FHA\|USDA\|VA)	1	$95,000	$95,000	$3,029	5.00%
Greenville, MS (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,115	5.63%
Madison, IN (FHA\|USDA\|VA)	1	$95,000	$95,000	$6,244	5.00%
Lewisburg, TN (FHA\|USDA\|VA)	1	$85,000	$85,000	$4,116	4.00%
Huntington, IN (FHA\|USDA\|VA)	1	$85,000	$85,000	$4,432	5.88%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,482	5.25%
Lumberton, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,640	5.63%
Bedford, IN (FHA\|USDA\|VA)	1	$75,000	$75,000	$6,418	5.63%

Intercontinental Capital Group Inc's top markets include New York, Baltimore, Washington, Atlanta, and Los Angeles among others.

Their top states include:

New York (FHA|USDA|VA)

California (FHA|USDA|VA)

Maryland (FHA|USDA|VA)

New Jersey (FHA|USDA|VA)

Washington (FHA|USDA|VA)

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	1,795	$538,265,000	$299,869	$12,203	4.77%
Conventional	1,573	$449,095,000	$285,502	$7,079	4.96%
VA	342	$107,370,000	$313,947	$11,392	4.76%
USDA	8	$1,320,000	$165,000	$7,570	4.92%

For 2018, Intercontinental Capital Group Inc's most frequently originated type of loan was FHA, with 1,795 originations. Their 2nd most popular type was Conventional, with 1,573 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	1,537	$512,215,000	$333,256	$10,968	4.95%
Cash Out Refi	1,513	$409,165,000	$270,433	$9,686	4.87%
Refi	544	$142,990,000	$262,849	$8,004	4.49%
Home Improvement	124	$31,680,000	$255,484	$9,134	4.91%

For 2018, Intercontinental Capital Group Inc's most frequently cited loan purpose was Home Purchase, with 1,537 originations. The 2nd most popular reason was Cash Out Refi, with 1,513 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	3,392	$1,024,250,000	$301,960	$10,251	4.89%
15 Year	140	$29,550,000	$211,071	$6,439	4.34%
20 Year	98	$21,530,000	$219,694	$6,727	4.68%
Other	74	$18,230,000	$246,351	$7,644	4.29%
10 Year	14	$2,490,000	$177,857	$6,936	4.35%

For 2018, Intercontinental Capital Group Inc's most frequently cited loan duration was 30 Year, with 3,392 originations. The 2nd most popular length was 15 Year, with 140 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$1k-2k	1,213	$344,605,000	$284,093
$5k+	1,042	$408,920,000	$392,438
$3k-4k	540	$122,680,000	$227,185
$2k-3k	424	$92,200,000	$217,453
$4k-5k	391	$103,835,000	$265,563
$<1k	108	$23,810,000	$220,463

Intercontinental Capital Group Inc's average total fees were $10,251, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,213 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	2,234	$680,620,000	$304,664
5-6%	1,211	$341,945,000	$282,366
3-4%	259	$70,455,000	$272,027
6-7%	14	$3,030,000	$216,429

During 2018, Intercontinental Capital Group Inc's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 2,234 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,848	$535,360,000	$289,697	$9,781	4.81%
$100k-200k	994	$155,830,000	$156,771	$6,600	4.90%
$400k-600k	621	$296,715,000	$477,802	$14,383	4.83%
$600k-1MM	145	$98,945,000	$682,379	$19,876	4.87%
$100,000 or less	110	$9,200,000	$83,636	$4,991	5.12%

2018 saw Intercontinental Capital Group Inc place emphasis on $200k-400k loans with 1,848 originations, totaling $535,360,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	948	$339,840,000	$358,481	$11,586	4.85%
$50k-75k	924	$205,620,000	$222,532	$8,622	4.89%
$75k-100k	859	$257,705,000	$300,006	$10,490	4.87%
$50k or less	514	$90,360,000	$175,798	$6,758	4.72%
$150k-250k	415	$178,215,000	$429,434	$12,110	4.86%
$250k+	58	$24,310,000	$419,138	$9,321	4.83%

Intercontinental Capital Group Inc lent most frequently to those with incomes in the $100k-150k range, with 948 originations. The second most popular income band? $50k-75k, with 924 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
50-60%	624	$214,820,000	$344,263	$13,733	4.82%
30-36%	456	$123,630,000	$271,118	$8,604	4.88%
20-30%	376	$87,870,000	$233,697	$7,620	4.84%
49%	249	$80,875,000	$324,799	$10,162	4.88%
48%	201	$61,955,000	$308,234	$10,192	4.91%
<20%	193	$43,885,000	$227,383	$6,716	4.29%
47%	182	$57,860,000	$317,912	$10,621	4.90%
46%	167	$51,145,000	$306,257	$10,100	4.92%
45%	164	$48,990,000	$298,720	$10,019	4.91%
44%	162	$51,290,000	$316,605	$9,751	4.94%
43%	152	$42,970,000	$282,697	$9,782	4.92%
42%	137	$41,505,000	$302,956	$9,701	4.98%
41%	122	$35,290,000	$289,262	$9,553	4.97%
38%	115	$33,185,000	$288,565	$9,159	4.93%
40%	114	$32,590,000	$285,877	$9,095	4.83%
39%	102	$29,720,000	$291,373	$9,215	4.88%
36%	91	$26,115,000	$286,978	$9,481	4.88%
37%	90	$24,920,000	$276,889	$8,951	4.86%
>60%	14	$5,530,000	$395,000	$13,542	4.94%

Intercontinental Capital Group Inc lent most frequently to those with DTI ratios of 50-60%, with 624 originations. The next most common DTI ratio? 30-36%, with 456 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,393	$684,445,000	$286,020	$9,315	4.82%
Black	789	$247,905,000	$314,202	$12,024	4.91%
Not provided	355	$94,575,000	$266,408	$8,751	4.88%
Asian	148	$57,150,000	$386,149	$11,674	4.90%
Native Hawaiian or Islander	16	$6,020,000	$376,250	$13,703	4.73%
American Indian	17	$5,955,000	$350,294	$9,886	4.69%

Approval Rates

Total approvals of all applications
91.21%

Intercontinental Capital Group Inc has an average approval rate.

Pick Rate

Approvals leading to origination
70.23%

Intercontinental Capital Group Inc has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,718	$1,096,050,000	$294,796

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	53	$8,745,000	$165,000
Single Family (1-4 Units):Site-Built	3,665	$1,087,305,000	$296,673

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	100	$21,100,000	$211,000	$7,364	4.99%
40-60%	273	$66,825,000	$244,780	$7,475	4.76%
60-80%	1,055	$298,425,000	$282,867	$8,276	4.94%
80-100%	2,211	$683,045,000	$308,930	$10,976	4.81%
Over 100%	67	$24,205,000	$361,269	$16,853	4.79%
Under 20%	11	$2,335,000	$212,273	$7,869	4.76%

Complaints

Bank Name	Product	Issue	2018 CPFB Complaints	% of Total Issues
INTERCONTINENTAL CAPITAL GROUP	VA mortgage	Applying for a mortgage or refinancing an existing mortgage	1	25.0%
INTERCONTINENTAL CAPITAL GROUP	Conventional home mortgage	Closing on a mortgage	1	25.0%
INTERCONTINENTAL CAPITAL GROUP	FHA mortgage	Applying for a mortgage or refinancing an existing mortgage	1	25.0%
INTERCONTINENTAL CAPITAL GROUP	FHA mortgage	Closing on a mortgage	1	25.0%