Crescent Mortgage Company Rates, Fees & Info
WILMINGTON, DELEI: 549300D214S3L7KZ0515
Tax ID: 16-1686740
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Mortgage Data
Review & Overview
Crescent Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. Crescent Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Greenville, Memphis, Spartanburg, and Minneapolis among others. We have data for 160 markets. (Some data included below & more in-depth data is available with an active subscription.)Crescent Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Crescent Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.67% | 12/16/24 |
| 30 Year Conventional Refi | 6.55% | 12/16/24 |
| 30 Year Cash-out Refi | 6.77% | 12/16/24 |
| 30 Year FHA Purchase | 7.26% | 12/16/24 |
| 30 Year FHA Refi | 7.05% | 12/16/24 |
| 30 Year VA Purchase | 6.15% | 12/16/24 |
| 30 Year VA Refi | 5.69% | 12/16/24 |
| 30 Year USDA Purchase | 6.84% | 12/16/24 |
| 30 Year USDA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 6.09% | 12/16/24 |
| 15 Year Conventional Refi | 6.10% | 12/16/24 |
| 15 Year Cash-out Refi | 6.10% | 12/16/24 |
| 15 Year FHA Refi | 7.02% | 12/16/24 |
| 15 Year VA Purchase | 5.94% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Crescent Mortgage Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Crescent Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,021Origination Dollar Volume (All Markets)
$321,475,000Awards
CRESCENT MORTGAGE COMPANY - 2023
CRESCENT MORTGAGE COMPANY is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Crescent Mortgage Company's average 30 year fixed mortgage rate was
6.05%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.43%.
Relative Fees (Closing Costs)
Crescent Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,025.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 289 | $124,165,000 | $429,637 | $5,222 | 4.75% |
| Outside of Metro Areas | 173 | $42,525,000 | $245,809 | $6,313 | 6.82% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 79 | $23,175,000 | $293,354 | $5,092 | 6.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 26 | $9,120,000 | $350,769 | $8,252 | 6.16% |
| SPARTANBURG, SC (FHA|USDA|VA) | 32 | $8,110,000 | $253,438 | $5,199 | 6.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $5,915,000 | $311,316 | $8,041 | 6.73% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $8,875 | 6.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $4,395,000 | $293,000 | $4,366 | 6.98% |
| THE VILLAGES, FL (FHA|USDA|VA) | 11 | $3,495,000 | $317,727 | $4,460 | 6.67% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $3,130,000 | $223,571 | $8,303 | 6.31% |
| Helena, MT (FHA|USDA|VA) | 9 | $3,035,000 | $337,222 | $7,978 | 6.80% |
| Evanston, WY (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $7,353 | 6.74% |
| MANKATO, MN (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $5,662 | 7.07% |
| FAIRBANKS, AK (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $7,776 | 6.47% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $5,957 | 6.54% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $5,664 | 6.72% |
| Dublin, GA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $8,146 | 7.00% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,686 | 6.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $8,530 | 6.68% |
| LIMA, OH (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,809 | 6.88% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $7,922 | 6.33% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,559 | 7.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $8,622 | 6.75% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $7,031 | 7.00% |
| Murray, KY (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $3,461 | 6.97% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $2,881 | 7.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $7,667 | 6.50% |
| Riverton, WY (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $7,111 | 7.25% |
| Rock Springs, WY (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,925 | 6.98% |
| DALTON, GA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,584 | 6.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,720 | 7.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $10,211 | 6.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,611 | 6.42% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $11,036 | 6.83% |
| ROME, GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,881 | 6.71% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,353 | 6.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,401 | 7.18% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $14,848 | 6.44% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,373 | 7.17% |
| Seneca, SC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,888 | 7.50% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,352 | 6.46% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $6,613 | 6.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,096 | 6.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $11,620 | 6.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,022 | 6.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,909 | 6.79% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $8,147 | 7.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $12,129 | 5.83% |
| Williston, ND (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,494 | 6.96% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,038 | 6.63% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,355 | 7.06% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,163 | 7.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,564 | 6.40% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,628 | 7.63% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,904 | 6.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $16,778 | 6.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,389 | 7.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,590 | 6.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,383 | 6.75% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,797 | 6.50% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,319 | 7.25% |
| Laramie, WY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $7,956 | 7.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,741 | 6.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $19,605 | 6.00% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,311 | 7.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,305 | 6.56% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,652 | 6.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,403 | 6.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,595 | 7.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,183 | 6.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,073 | 6.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,848 | 6.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,533 | 7.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,026 | 6.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,907 | 7.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,166 | 6.49% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,081 | 6.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,578 | 7.50% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,378 | 6.59% |
| Waycross, GA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,401 | 6.38% |
| CASPER, WY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,987 | 7.31% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,322 | 7.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,274 | 6.13% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,209 | 6.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,159 | 6.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,777 | 7.00% |
| Price, UT (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,293 | 7.25% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,258 | 6.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,755 | 6.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,783 | 7.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,143 | 6.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,023 | 7.19% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,398 | 5.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,925 | 6.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,589 | 6.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,357 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,965 | 7.25% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,440 | 6.94% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,183 | 7.19% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,904 | 6.44% |
| Elko, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,447 | 5.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,019 | 7.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,209 | 6.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,084 | 3.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,495 | 7.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,470 | 6.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,529 | 7.63% |
| Juneau, AK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,398 | 6.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.63% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,184 | 6.63% |
| Atmore, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,821 | 7.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,494 | 5.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,127 | 5.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,872 | 6.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,744 | 6.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,010 | 6.38% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,136 | 6.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,168 | 6.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,480 | 6.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,136 | 5.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,579 | 7.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,232 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,206 | 6.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,985 | 5.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,594 | 6.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,753 | 6.63% |
| Tifton, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,999 | 7.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,865 | 6.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,948 | 6.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,234 | 7.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,346 | 6.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,694 | 6.13% |
| Union, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,856 | 6.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,103 | 7.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,388 | 7.38% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,973 | 6.38% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,788 | 5.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,844 | 7.38% |
| Martin, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,107 | 6.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,861 | 6.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,098 | 6.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,107 | 7.75% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,951 | 7.50% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,550 | 7.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $242 | 7.13% |
| Marshall, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,150 | 6.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,877 | 5.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,541 | 6.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,789 | 5.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,128 | 6.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,098 | 7.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,013 | 6.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,286 | 7.49% |
| Union City, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,860 | 6.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,028 | 7.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,488 | 7.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,031 | 7.63% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,558 | 7.13% |
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We use machine learning to identify the top lenders compared against CRESCENT MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Crescent Mortgage Company's most frequently originated type of loan was Conventional, with 757 originations. Their 2nd most popular type was FHA, with 148 originations.
Loan Reason
For 2023, Crescent Mortgage Company's most frequently cited loan purpose was Home Purchase, with 898 originations. The 2nd most popular reason was Refi, with 58 originations.
Loan Duration/Length
For 2023, Crescent Mortgage Company's most frequently cited loan duration was 30 Year, with 934 originations. The 2nd most popular length was 30+ year, with 52 originations.
Origination Fees/Closing Costs
Crescent Mortgage Company's average total fees were $6,025, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 446 originations.
Interest Rates
During 2023, Crescent Mortgage Company's average interest rate for loans was 6.05%, while their most frequently originated rate bucket for loans was 6-7%, with 436 originations.
Loan Sizing
2023 saw Crescent Mortgage Company place emphasis on $200k-400k loans with 500 originations, totaling $145,160,000 in origination value.
Applicant Income
Crescent Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 264 originations. The second most popular income band? $50k-75k, with 221 originations.
Applicant Debt to Income Ratio
Crescent Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 217 originations. The next most common DTI ratio? 30-36%, with 182 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.15%
Crescent Mortgage Company has a below average approval rate.
Pick Rate
Approvals leading to origination80.12%
Crescent Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,021 | $321,475,000 | $314,863 |