Crescent Mortgage Company Rates, Fees & Info

WILMINGTON, DE

LEI: 549300D214S3L7KZ0515

Tax ID: 16-1686740

5 stars - Updated: 3/3/24 - out of 5 stars, based on 46 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Crescent Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. Crescent Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Memphis, Greenville, Minneapolis, and Lake Charles among others. We have data for 257 markets. (Some data included below & more in-depth data is available with an active subscription.)

Crescent Mortgage Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Crescent Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 3/3/24
30 Year Conventional Refi 6.55% 3/3/24
30 Year Cash-out Refi 6.77% 3/3/24
30 Year FHA Purchase 7.26% 3/3/24
30 Year FHA Refi 7.05% 3/3/24
30 Year VA Purchase 6.15% 3/3/24
30 Year VA Refi 5.69% 3/3/24
30 Year USDA Purchase 6.84% 3/3/24
30 Year USDA Refi 6.27% 3/3/24
15 Year Conventional Purchase 6.09% 3/3/24
15 Year Conventional Refi 6.10% 3/3/24
15 Year Cash-out Refi 6.10% 3/3/24
15 Year FHA Refi 7.02% 3/3/24
15 Year VA Purchase 5.94% 3/3/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Crescent Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Crescent Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,099

Origination Dollar Volume (All Markets)

$569,685,000
Show all (31) awards

Relative Rate

Crescent Mortgage Company's average 30 year fixed mortgage rate was 4.7%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.06%.

Relative Fees (Closing Costs)

Crescent Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $5,612.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 426 $95,800,000 $224,883 $5,217 4.67%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 142 $65,210,000 $459,225 $6,230 4.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 101 $31,775,000 $314,604 $7,401 4.77%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 88 $25,000,000 $284,091 $5,197 4.87%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 45 $13,195,000 $293,222 $6,449 4.91%
LAKE CHARLES, LA (FHA|USDA|VA) 39 $10,165,000 $260,641 $5,646 4.12%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $9,495,000 $499,737 $7,325 4.78%
KNOXVILLE, TN (FHA|USDA|VA) 33 $9,225,000 $279,545 $5,256 4.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 27 $9,145,000 $338,704 $4,228 4.02%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 22 $7,940,000 $360,909 $9,508 4.62%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 37 $7,785,000 $210,405 $4,930 4.39%
SPARTANBURG, SC (FHA|USDA|VA) 31 $7,145,000 $230,484 $5,803 5.04%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $7,050,000 $271,154 $4,178 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 31 $6,985,000 $225,323 $3,997 3.87%
LAFAYETTE, LA (FHA|USDA|VA) 32 $6,370,000 $199,063 $5,658 4.69%
Murray, KY (FHA|USDA|VA) 31 $6,365,000 $205,323 $3,629 4.61%
Helena, MT (FHA|USDA|VA) 18 $5,980,000 $332,222 $6,646 4.54%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 25 $5,845,000 $233,800 $6,346 4.20%
THE VILLAGES, FL (FHA|USDA|VA) 17 $5,755,000 $338,529 $4,922 4.64%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 19 $5,645,000 $297,105 $3,942 4.09%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 27 $5,415,000 $200,556 $5,495 5.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $4,745,000 $527,222 $8,200 4.69%
Minden, LA (FHA|USDA|VA) 20 $4,390,000 $219,500 $5,823 4.19%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $4,285,000 $285,667 $3,899 4.18%
BATON ROUGE, LA (FHA|USDA|VA) 16 $4,250,000 $265,625 $6,084 4.53%
Elko, NV (FHA|USDA|VA) 15 $4,045,000 $269,667 $6,741 4.19%
Dublin, GA (FHA|USDA|VA) 16 $3,850,000 $240,625 $6,637 4.43%
OKLAHOMA CITY, OK (FHA|USDA|VA) 17 $3,825,000 $225,000 $5,323 5.37%
Centralia, WA (FHA|USDA|VA) 13 $3,645,000 $280,385 $5,875 4.96%
Cookeville, TN (FHA|USDA|VA) 15 $3,625,000 $241,667 $4,892 4.13%
Evanston, WY (FHA|USDA|VA) 12 $3,240,000 $270,000 $6,284 4.14%
DULUTH, MN-WI (FHA|USDA|VA) 21 $3,225,000 $153,571 $4,543 4.92%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $3,120,000 $222,857 $8,005 4.79%
WARNER ROBINS, GA (FHA|USDA|VA) 14 $3,000,000 $214,286 $8,319 5.44%
MANKATO, MN (FHA|USDA|VA) 13 $2,965,000 $228,077 $5,567 4.25%
Rock Springs, WY (FHA|USDA|VA) 11 $2,925,000 $265,909 $6,031 5.26%
ROCHESTER, MN (FHA|USDA|VA) 9 $2,915,000 $323,889 $6,289 5.43%
DeRidder, LA (FHA|USDA|VA) 10 $2,830,000 $283,000 $4,679 4.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $2,680,000 $335,000 $6,047 4.08%
GAINESVILLE, GA (FHA|USDA|VA) 6 $2,650,000 $441,667 $5,147 5.25%
Jefferson, GA (FHA|USDA|VA) 6 $2,600,000 $433,333 $6,641 5.40%
FAIRBANKS, AK (FHA|USDA|VA) 11 $2,555,000 $232,273 $5,433 5.44%
Oxford, MS (FHA|USDA|VA) 8 $2,450,000 $306,250 $5,037 4.16%
BEND, OR (FHA|USDA|VA) 7 $2,435,000 $347,857 $7,665 3.86%
Sevierville, TN (FHA|USDA|VA) 6 $2,310,000 $385,000 $6,526 4.65%
OCALA, FL (FHA|USDA|VA) 7 $2,095,000 $299,286 $5,624 4.11%
GREAT FALLS, MT (FHA|USDA|VA) 7 $2,045,000 $292,143 $8,030 4.21%
DALTON, GA (FHA|USDA|VA) 8 $2,030,000 $253,750 $5,677 4.92%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,906 5.00%
Marshall, MN (FHA|USDA|VA) 12 $2,000,000 $166,667 $4,049 5.09%
Alexandria, MN (FHA|USDA|VA) 7 $1,985,000 $283,571 $4,471 4.38%
GREELEY, CO (FHA|USDA|VA) 5 $1,985,000 $397,000 $3,822 4.74%
ST. CLOUD, MN (FHA|USDA|VA) 7 $1,925,000 $275,000 $9,130 5.09%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,387 4.18%
Kalispell, MT (FHA|USDA|VA) 4 $1,880,000 $470,000 $7,559 3.19%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,815,000 $259,286 $4,326 3.86%
Statesboro, GA (FHA|USDA|VA) 6 $1,800,000 $300,000 $7,284 4.19%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,795,000 $199,444 $4,796 4.24%
MONROE, LA (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,161 4.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $1,705,000 $341,000 $7,058 3.12%
Washington, NC (FHA|USDA|VA) 10 $1,690,000 $169,000 $4,599 4.74%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $1,685,000 $561,667 $5,925 4.13%
Opelousas, LA (FHA|USDA|VA) 11 $1,655,000 $150,455 $5,154 5.29%
Waycross, GA (FHA|USDA|VA) 6 $1,570,000 $261,667 $10,014 3.10%
Bogalusa, LA (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,911 4.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,708 4.08%
Butte-Silver Bow, MT (FHA|USDA|VA) 5 $1,535,000 $307,000 $9,856 4.35%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,520,000 $380,000 $6,578 3.34%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,721 5.39%
Brainerd, MN (FHA|USDA|VA) 4 $1,490,000 $372,500 $6,499 4.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $8,034 4.38%
JACKSON, MS (FHA|USDA|VA) 6 $1,470,000 $245,000 $7,160 4.56%
CLEVELAND, TN (FHA|USDA|VA) 3 $1,455,000 $485,000 $6,737 4.79%
Bemidji, MN (FHA|USDA|VA) 6 $1,440,000 $240,000 $5,168 4.63%
Price, UT (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,380 3.50%
Boone, NC (FHA|USDA|VA) 3 $1,405,000 $468,333 $4,292 4.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,395,000 $465,000 $4,088 5.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,370,000 $342,500 $4,836 4.16%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,347 5.05%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $1,250,000 $625,000 $10,551 3.44%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,640 4.08%
GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,635 4.73%
Martin, TN (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,176 4.94%
Mount Sterling, KY (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,326 3.47%
Minot, ND (FHA|USDA|VA) 3 $1,205,000 $401,667 $5,202 4.21%
CARBONDALE-MARION, IL (FHA|USDA|VA) 9 $1,205,000 $133,889 $2,205 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,160,000 $193,333 $2,868 3.69%
DOTHAN, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,386 4.52%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,126 5.39%
Mayfield, KY (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,749 4.04%
Rolla, MO (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,750 3.47%
Paducah, KY-IL (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,363 3.85%
Greeneville, TN (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,133 3.98%
PROVO-OREM, UT (FHA|USDA|VA) 2 $1,040,000 $520,000 $8,641 5.31%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,715 3.73%
Georgetown, SC (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,234 3.58%
Jennings, LA (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,363 5.81%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $1,015,000 $338,333 $3,704 4.08%
Cleveland, MS (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,873 4.19%
Meridian, MS (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,578 4.12%
Montrose, CO (FHA|USDA|VA) 2 $1,000,000 $500,000 $5,665 4.56%
CASPER, WY (FHA|USDA|VA) 4 $980,000 $245,000 $5,019 4.41%
BILLINGS, MT (FHA|USDA|VA) 4 $970,000 $242,500 $6,266 3.34%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $950,000 $158,333 $3,192 5.17%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $950,000 $475,000 $9,576 3.56%
Fort Polk South, LA (FHA|USDA|VA) 4 $930,000 $232,500 $4,730 5.25%
El Campo, TX (FHA|USDA|VA) 3 $925,000 $308,333 $4,651 4.71%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $920,000 $230,000 $7,142 4.50%
SAVANNAH, GA (FHA|USDA|VA) 3 $905,000 $301,667 $7,290 3.79%
MISSOULA, MT (FHA|USDA|VA) 2 $850,000 $425,000 $7,904 3.56%
WILMINGTON, NC (FHA|USDA|VA) 2 $850,000 $425,000 $3,951 4.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $840,000 $420,000 $7,004 5.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $840,000 $420,000 $4,889 4.38%
PANAMA CITY, FL (FHA|USDA|VA) 3 $825,000 $275,000 $6,558 4.91%
ANCHORAGE, AK (FHA|USDA|VA) 3 $815,000 $271,667 $2,916 3.88%
MADISON, WI (FHA|USDA|VA) 3 $795,000 $265,000 $7,696 5.50%
Cullman, AL (FHA|USDA|VA) 5 $795,000 $159,000 $5,053 3.15%
Fergus Falls, MN (FHA|USDA|VA) 3 $785,000 $261,667 $7,464 4.91%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $765,000 $765,000 $3,447 3.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $745,000 $248,333 $3,079 5.25%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $735,000 $245,000 $8,269 4.79%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $725,000 $241,667 $4,058 4.67%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $720,000 $360,000 $7,502 4.06%
NEW BERN, NC (FHA|USDA|VA) 4 $700,000 $175,000 $4,923 3.59%
Vidalia, GA (FHA|USDA|VA) 5 $685,000 $137,000 $5,787 4.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $680,000 $340,000 $4,036 4.44%
LOUISVILLE, KY (FHA|USDA|VA) 2 $660,000 $330,000 $10,683 6.06%
Toccoa, GA (FHA|USDA|VA) 1 $645,000 $645,000 $6,798 5.75%
Natchez, MS-LA (FHA|USDA|VA) 2 $640,000 $320,000 $5,831 4.63%
Port Angeles, WA (FHA|USDA|VA) 1 $635,000 $635,000 $1,565 4.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $635,000 $635,000 $29,182 5.25%
CHEYENNE, WY (FHA|USDA|VA) 3 $625,000 $208,333 $5,006 4.50%
Calhoun, GA (FHA|USDA|VA) 2 $610,000 $305,000 $5,795 5.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $600,000 $300,000 $2,234 4.94%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $580,000 $290,000 $7,688 4.50%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $565,000 $188,333 $7,828 5.54%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,729 3.87%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $560,000 $140,000 $4,650 4.63%
Morehead City, NC (FHA|USDA|VA) 2 $550,000 $275,000 $3,078 3.50%
Rutland, VT (FHA|USDA|VA) 2 $550,000 $275,000 $7,517 5.56%
Riverton, WY (FHA|USDA|VA) 1 $545,000 $545,000 $5,712 3.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $540,000 $270,000 $4,258 3.62%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $540,000 $135,000 $4,471 4.19%
PUEBLO, CO (FHA|USDA|VA) 2 $540,000 $270,000 $4,398 5.38%
Lumberton, NC (FHA|USDA|VA) 3 $535,000 $178,333 $3,536 4.21%
Wilson, NC (FHA|USDA|VA) 1 $535,000 $535,000 $4,901 3.25%
GOLDSBORO, NC (FHA|USDA|VA) 3 $525,000 $175,000 $3,796 4.25%
Galesburg, IL (FHA|USDA|VA) 4 $520,000 $130,000 $5,307 4.91%
HAMMOND, LA (FHA|USDA|VA) 1 $515,000 $515,000 $4,441 3.49%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $510,000 $255,000 $5,424 4.94%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $510,000 $255,000 $6,661 2.50%
Heber, UT (FHA|USDA|VA) 1 $505,000 $505,000 $11,187 5.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $505,000 $505,000 $3,473 4.00%
Aberdeen, WA (FHA|USDA|VA) 1 $495,000 $495,000 $13,515 5.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $485,000 $485,000 $4,533 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $460,000 $230,000 $4,462 3.44%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,856 4.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $455,000 $455,000 $3,997 6.63%
Athens, TN (FHA|USDA|VA) 1 $455,000 $455,000 $7,096 5.25%
Thomasville, GA (FHA|USDA|VA) 3 $425,000 $141,667 $4,651 5.25%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $420,000 $210,000 $3,598 3.56%
Gillette, WY (FHA|USDA|VA) 2 $420,000 $210,000 $4,922 4.38%
London, KY (FHA|USDA|VA) 2 $420,000 $210,000 $2,684 4.31%
Juneau, AK (FHA|USDA|VA) 1 $415,000 $415,000 $8,641 2.75%
Prineville, OR (FHA|USDA|VA) 1 $405,000 $405,000 $11,536 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $400,000 $200,000 $5,023 3.75%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $4,013 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $11,268 5.38%
Grand Rapids, MN (FHA|USDA|VA) 2 $380,000 $190,000 $5,404 4.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $375,000 $375,000 $4,870 4.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $2,656 3.38%
Emporia, KS (FHA|USDA|VA) 2 $370,000 $185,000 $9,535 3.56%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $365,000 $365,000 $5,863 4.00%
Seneca, SC (FHA|USDA|VA) 1 $355,000 $355,000 $5,289 4.13%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $355,000 $355,000 $3,514 6.00%
Milledgeville, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,543 3.75%
Huntsville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $3,328 5.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $335,000 $335,000 $12,684 3.99%
The Dalles, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,650 5.50%
COLUMBUS, OH (FHA|USDA|VA) 1 $325,000 $325,000 $13,236 5.25%
Easton, MD (FHA|USDA|VA) 1 $325,000 $325,000 $4,518 4.13%
Port Lavaca, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,397 2.63%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $315,000 $315,000 $7,283 3.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $315,000 $315,000 $3,320 3.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $315,000 $315,000 $3,774 5.13%
Newport, TN (FHA|USDA|VA) 1 $315,000 $315,000 $7,669 3.38%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $315,000 $315,000 $11,540 5.38%
Fitzgerald, GA (FHA|USDA|VA) 1 $305,000 $305,000 $8,724 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $305,000 $305,000 $7,157 4.99%
Greenwood, SC (FHA|USDA|VA) 1 $305,000 $305,000 $3,564 4.75%
GAINESVILLE, FL (FHA|USDA|VA) 2 $300,000 $150,000 $5,240 4.13%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $295,000 $295,000 $5,909 4.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $5,449 3.75%
Farmington, MO (FHA|USDA|VA) 1 $285,000 $285,000 $6,045 4.99%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $280,000 $140,000 $5,813 5.19%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $275,000 $275,000 $5,629 3.88%
ST. GEORGE, UT (FHA|USDA|VA) 1 $275,000 $275,000 $4,916 3.13%
St. Marys, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,758 3.38%
WACO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,211 3.88%
Red Wing, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,063 5.63%
Willmar, MN (FHA|USDA|VA) 2 $270,000 $135,000 $3,507 3.69%
Tupelo, MS (FHA|USDA|VA) 2 $270,000 $135,000 $3,478 3.06%
Cedartown, GA (FHA|USDA|VA) 1 $265,000 $265,000 $8,280 4.38%
RICHMOND, VA (FHA|USDA|VA) 1 $255,000 $255,000 $10,180 2.88%
Orangeburg, SC (FHA|USDA|VA) 1 $255,000 $255,000 $5,700 3.25%
Menomonie, WI (FHA|USDA|VA) 1 $255,000 $255,000 $11,375 4.75%
Batesville, AR (FHA|USDA|VA) 1 $255,000 $255,000 $1,446 2.75%
ROME, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,480 5.50%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $3,086 3.13%
ASHEVILLE, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,576 6.38%
Bluefield, WV-VA (FHA|USDA|VA) 1 $245,000 $245,000 $7,287 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,489 3.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $4,495 6.99%
OWENSBORO, KY (FHA|USDA|VA) 1 $205,000 $205,000 $6,702 4.75%
Baraboo, WI (FHA|USDA|VA) 1 $205,000 $205,000 $8,509 5.00%
Lebanon, MO (FHA|USDA|VA) 1 $195,000 $195,000 $6,372 2.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $195,000 $195,000 $2,054 3.50%
VICTORIA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,070 5.38%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,700 3.99%
BISMARCK, ND (FHA|USDA|VA) 1 $185,000 $185,000 $4,501 5.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,801 5.99%
HINESVILLE, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,741 4.00%
PEORIA, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,043 4.75%
Palatka, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,155 5.13%
Ozark, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,566 5.13%
Atmore, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,836 3.49%
Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,331 5.99%
Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,351 5.63%
Shawnee, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,184 5.50%
Gaffney, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,194 5.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,994 5.63%
Sterling, CO (FHA|USDA|VA) 1 $155,000 $155,000 $3,620 3.25%
GREENVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,918 3.50%
ROANOKE, VA (FHA|USDA|VA) 1 $145,000 $145,000 $5,289 2.88%
LONGVIEW, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,686 4.50%
Starkville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $4,967 3.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,305 5.38%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,434 3.88%
Union City, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,194 5.50%
Bainbridge, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,909 3.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,709 4.13%
Greenwood, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,112 4.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $4,557 4.25%
Jamestown, ND (FHA|USDA|VA) 1 $125,000 $125,000 $5,240 5.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,831 3.75%
Grenada, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,428 5.25%
Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $6,008 7.63%
WICHITA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,652 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,253 5.13%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,158 5.88%
Shelby, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,366 3.13%
APPLETON, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,161 2.63%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,997 4.38%
Sterling, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,354 4.75%
Fort Payne, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,821 3.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,618 3.63%
Clarksdale, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,045 4.88%
Crescent Mortgage Company's top markets include Atlanta, Memphis, Greenville, Minneapolis, and Lake Charles among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,708 $478,870,000 $280,369 $5,238 4.54%
    FHA 161 $35,245,000 $218,913 $8,205 4.89%
    VA 133 $40,795,000 $306,729 $6,974 4.55%
    USDA 97 $14,775,000 $152,320 $5,116 4.47%

    For 2022, Crescent Mortgage Company's most frequently originated type of loan was Conventional, with 1,708 originations. Their 2nd most popular type was FHA, with 161 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,460 $423,330,000 $289,952 $5,946 4.76%
    Refi 295 $73,885,000 $250,458 $4,552 4.07%
    Cash Out Refi 289 $61,625,000 $213,235 $4,910 4.09%
    Other 55 $10,845,000 $197,182 $4,737 4.56%

    For 2022, Crescent Mortgage Company's most frequently cited loan purpose was Home Purchase, with 1,460 originations. The 2nd most popular reason was Refi, with 295 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,723 $455,975,000 $264,640 $5,612 4.70%
    15 Year 211 $40,625,000 $192,536 $4,342 3.51%
    30+ year 114 $62,650,000 $549,561 $7,581 4.74%
    20 Year 43 $8,415,000 $195,698 $4,623 4.23%
    10 Year 5 $905,000 $181,000 $5,491 3.17%
    Other 3 $1,115,000 $371,667 $6,985 4.38%

    For 2022, Crescent Mortgage Company's most frequently cited loan duration was 30 Year, with 1,723 originations. The 2nd most popular length was 15 Year, with 211 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 685 $182,735,000 $266,766
    $<1k 378 $87,660,000 $231,905
    $2k-3k 374 $81,410,000 $217,674
    $3k-4k 249 $66,935,000 $268,815
    $5k+ 222 $94,360,000 $425,045
    $4k-5k 154 $50,240,000 $326,234

    Crescent Mortgage Company's average total fees were $5,612, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 685 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 687 $189,525,000 $275,873
    5-6% 513 $134,215,000 $261,628
    4-5% 496 $143,450,000 $289,214
    6-7% 198 $52,540,000 $265,354
    2.5-3% 136 $32,180,000 $236,618
    <2.5% 34 $7,400,000 $217,647
    7-8% 34 $9,940,000 $292,353
    Over 8% 1 $435,000 $435,000

    During 2022, Crescent Mortgage Company's average interest rate for loans was 4.70%, while their most frequently originated rate bucket for loans was 3-4%, with 687 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 904 $255,880,000 $283,053 $5,983 4.59%
    $100k-200k 683 $102,645,000 $150,286 $4,323 4.54%
    $400k-600k 272 $128,620,000 $472,868 $7,235 4.54%
    $100,000 or less 156 $11,930,000 $76,474 $3,498 4.55%
    $600k-1MM 66 $44,160,000 $669,091 $9,399 4.70%
    $1MM+ 18 $26,450,000 $1,469,444 $9,709 4.45%

    2022 saw Crescent Mortgage Company place emphasis on $200k-400k loans with 904 originations, totaling $255,880,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 517 $162,595,000 $314,497 $6,115 4.58%
    $50k-75k 494 $97,490,000 $197,348 $5,034 4.61%
    $75k-100k 415 $100,935,000 $243,217 $5,473 4.58%
    $50k or less 308 $42,710,000 $138,669 $4,273 4.55%
    $150k-250k 249 $97,925,000 $393,273 $6,653 4.48%
    $250k+ 114 $67,580,000 $592,807 $7,254 4.51%

    Crescent Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 517 originations. The second most popular income band? $50k-75k, with 494 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 453 $119,345,000 $263,455 $4,953 4.39%
    30-36% 385 $102,325,000 $265,779 $5,351 4.49%
    <20% 149 $34,715,000 $232,987 $4,754 4.18%
    40% 102 $27,640,000 $270,980 $5,794 4.93%
    42% 101 $31,115,000 $308,069 $5,942 4.52%
    36% 92 $25,650,000 $278,804 $5,710 4.57%
    38% 90 $24,080,000 $267,556 $5,303 4.73%
    43% 83 $24,475,000 $294,880 $6,326 4.72%
    41% 83 $23,105,000 $278,373 $5,243 4.66%
    44% 82 $22,630,000 $275,976 $5,669 4.73%
    49% 68 $19,250,000 $283,088 $5,755 4.66%
    39% 67 $18,155,000 $270,970 $6,301 4.63%
    37% 65 $18,095,000 $278,385 $5,951 4.87%
    45% 62 $17,180,000 $277,097 $5,940 4.71%
    46% 58 $17,100,000 $294,828 $6,975 4.79%
    50-60% 57 $16,465,000 $288,860 $8,079 4.55%
    48% 52 $14,650,000 $281,731 $6,546 4.64%
    47% 48 $13,260,000 $276,250 $5,812 5.14%

    Crescent Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 453 originations. The next most common DTI ratio? 30-36%, with 385 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,773 $476,745,000 $268,892 $5,497 4.54%
    Not provided 178 $50,800,000 $285,393 $5,891 4.67%
    Black 100 $24,930,000 $249,300 $6,511 4.88%
    Asian 26 $10,040,000 $386,154 $5,702 4.17%
    American Indian 14 $2,930,000 $209,286 $4,457 4.73%
    Asian Indian 1 $1,255,000 $1,255,000 $7,689 4.50%
    Vietnamese 2 $1,230,000 $615,000 $5,844 5.06%
    Japanese 2 $700,000 $350,000 $5,552 4.19%
    Filipino 1 $545,000 $545,000 $7,629 5.63%
    Other Asian 2 $510,000 $255,000 $4,712 6.63%

    Approval Rates

    Total approvals of all applications
    80.92%

    Crescent Mortgage Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    93.23%

    Crescent Mortgage Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,099 $569,685,000 $271,408

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,099 $569,685,000 $271,408

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 128 $23,290,000 $181,953 $4,245 4.12%
    40-60% 325 $78,525,000 $241,615 $4,687 4.36%
    60-80% 678 $204,420,000 $301,504 $5,478 4.43%
    80-100% 919 $251,155,000 $273,292 $5,948 4.81%
    Over 100% 39 $10,635,000 $272,692 $10,385 4.60%
    Under 20% 8 $1,210,000 $151,250 $4,042 4.34%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    CrossCountry Mortgage LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%