Crescent Mortgage Company Rates, Fees & Info

WILMINGTON, DE

LEI: 549300D214S3L7KZ0515

Tax ID: 16-1686740

5 stars - out of 5 stars, based on 76 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Crescent Mortgage Company is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Crescent Mortgage Company has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Atlanta, Greenville, Myrtle Beach, Minneapolis, and Memphis among others. We have data for 347 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Crescent Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Crescent Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.93% 11/26/22
    30 Year Conventional Refi 6.86% 11/26/22
    30 Year Cash-out Refi 7.01% 11/26/22
    30 Year FHA Purchase 7.51% 11/26/22
    30 Year FHA Refi 7.38% 11/26/22
    30 Year VA Purchase 6.50% 11/26/22
    30 Year VA Refi 6.33% 11/26/22
    30 Year USDA Purchase 7.08% 11/26/22
    30 Year USDA Refi 6.96% 11/26/22
    15 Year Conventional Purchase 6.25% 11/26/22
    15 Year Conventional Refi 6.27% 11/26/22
    15 Year Cash-out Refi 6.27% 11/26/22
    15 Year VA Refi 6.24% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,729

    Origination Dollar Volume (All Markets)

    $1,283,195,000
    Show all (31) awards

    Relative Rate

    Crescent Mortgage Company's average 30 year fixed mortgage rate was 3.06%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.09%.

    Relative Fees (Closing Costs)

    Crescent Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $4,359.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 1,156 $220,130,000 $190,424 $3,952 2.97%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 286 $87,470,000 $305,839 $4,463 3.06%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 193 $43,025,000 $222,927 $3,588 3.01%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 171 $35,635,000 $208,392 $3,507 3.03%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 133 $33,685,000 $253,271 $4,789 2.97%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 126 $30,120,000 $239,048 $4,163 2.82%
    KNOXVILLE, TN (FHA|USDA|VA) 115 $24,135,000 $209,870 $3,676 3.03%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 77 $21,105,000 $274,091 $3,047 2.89%
    LAFAYETTE, LA (FHA|USDA|VA) 95 $19,505,000 $205,316 $4,797 2.94%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 83 $18,635,000 $224,518 $3,057 2.99%
    LAKE CHARLES, LA (FHA|USDA|VA) 73 $18,335,000 $251,164 $5,095 2.97%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 72 $16,790,000 $233,194 $3,839 2.94%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 70 $14,860,000 $212,286 $3,156 3.04%
    Helena, MT (FHA|USDA|VA) 52 $14,450,000 $277,885 $4,423 3.15%
    Riverton, WY (FHA|USDA|VA) 66 $14,020,000 $212,424 $4,620 2.96%
    SALISBURY, MD-DE (FHA|USDA|VA) 49 $13,785,000 $281,327 $3,177 3.05%
    Alexandria, MN (FHA|USDA|VA) 59 $13,205,000 $223,814 $4,274 2.88%
    Murray, KY (FHA|USDA|VA) 82 $13,120,000 $160,000 $2,835 2.84%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 51 $12,785,000 $250,686 $4,411 3.01%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 42 $12,300,000 $292,857 $7,996 2.85%
    Dublin, GA (FHA|USDA|VA) 68 $12,290,000 $180,735 $4,813 2.78%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 34 $10,700,000 $314,706 $3,448 3.04%
    WARNER ROBINS, GA (FHA|USDA|VA) 55 $10,585,000 $192,455 $5,031 2.58%
    DULUTH, MN-WI (FHA|USDA|VA) 62 $10,480,000 $169,032 $4,286 2.96%
    DOTHAN, AL (FHA|USDA|VA) 51 $10,465,000 $205,196 $4,153 2.96%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 50 $10,350,000 $207,000 $2,177 2.89%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 37 $10,285,000 $277,973 $5,326 3.24%
    THE VILLAGES, FL (FHA|USDA|VA) 33 $9,505,000 $288,030 $5,287 2.81%
    Evanston, WY (FHA|USDA|VA) 38 $9,450,000 $248,684 $4,824 3.05%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 47 $9,235,000 $196,489 $4,465 2.89%
    SPARTANBURG, SC (FHA|USDA|VA) 52 $9,200,000 $176,923 $4,162 2.85%
    WORCESTER, MA-CT (FHA|USDA|VA) 32 $8,680,000 $271,250 $6,747 2.84%
    SAVANNAH, GA (FHA|USDA|VA) 28 $8,340,000 $297,857 $6,930 2.99%
    FAIRBANKS, AK (FHA|USDA|VA) 36 $7,760,000 $215,556 $3,651 3.03%
    MISSOULA, MT (FHA|USDA|VA) 24 $7,750,000 $322,917 $4,910 2.85%
    ROCHESTER, MN (FHA|USDA|VA) 29 $7,715,000 $266,034 $4,819 2.76%
    Elko, NV (FHA|USDA|VA) 30 $7,500,000 $250,000 $5,351 2.98%
    Kalispell, MT (FHA|USDA|VA) 24 $7,430,000 $309,583 $4,626 2.97%
    MANKATO, MN (FHA|USDA|VA) 39 $7,225,000 $185,256 $4,000 2.91%
    BATON ROUGE, LA (FHA|USDA|VA) 26 $7,060,000 $271,538 $5,029 2.97%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $6,720,000 $240,000 $4,468 2.96%
    BLOOMINGTON, IN (FHA|USDA|VA) 32 $6,580,000 $205,625 $2,648 2.90%
    DeRidder, LA (FHA|USDA|VA) 30 $6,260,000 $208,667 $3,955 2.79%
    COLUMBIA, SC (FHA|USDA|VA) 24 $5,980,000 $249,167 $3,274 3.00%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 20 $5,760,000 $288,000 $5,707 3.09%
    Centralia, WA (FHA|USDA|VA) 17 $5,675,000 $333,824 $3,547 3.05%
    WACO, TX (FHA|USDA|VA) 18 $5,630,000 $312,778 $5,709 3.10%
    Cookeville, TN (FHA|USDA|VA) 32 $5,570,000 $174,063 $4,062 3.05%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 17 $5,555,000 $326,765 $6,057 2.93%
    ALEXANDRIA, LA (FHA|USDA|VA) 20 $5,350,000 $267,500 $4,530 3.11%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $5,285,000 $352,333 $6,653 2.93%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 28 $5,050,000 $180,357 $3,556 2.98%
    BILLINGS, MT (FHA|USDA|VA) 23 $4,985,000 $216,739 $5,109 3.06%
    Statesboro, GA (FHA|USDA|VA) 22 $4,980,000 $226,364 $6,015 2.87%
    Waycross, GA (FHA|USDA|VA) 24 $4,920,000 $205,000 $5,870 2.76%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 32 $4,890,000 $152,813 $2,164 3.01%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $4,890,000 $305,625 $4,533 2.99%
    JACKSON, MS (FHA|USDA|VA) 25 $4,795,000 $191,800 $4,742 2.85%
    Oxford, MS (FHA|USDA|VA) 16 $4,720,000 $295,000 $3,981 3.01%
    PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,605,000 $307,000 $4,594 3.05%
    Fergus Falls, MN (FHA|USDA|VA) 15 $4,555,000 $303,667 $3,821 3.01%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $4,265,000 $328,077 $4,361 3.14%
    GOLDSBORO, NC (FHA|USDA|VA) 29 $4,255,000 $146,724 $3,846 3.07%
    Cleveland, MS (FHA|USDA|VA) 26 $4,220,000 $162,308 $4,711 2.97%
    Vidalia, GA (FHA|USDA|VA) 22 $4,150,000 $188,636 $6,949 2.79%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 24 $4,100,000 $170,833 $4,975 2.92%
    RALEIGH-CARY, NC (FHA|USDA|VA) 16 $4,060,000 $253,750 $3,043 2.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $4,040,000 $336,667 $4,331 3.16%
    Bozeman, MT (FHA|USDA|VA) 10 $3,960,000 $396,000 $6,391 2.93%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 18 $3,830,000 $212,778 $6,242 2.57%
    JACKSONVILLE, FL (FHA|USDA|VA) 9 $3,815,000 $423,889 $6,422 2.85%
    Fort Polk South, LA (FHA|USDA|VA) 18 $3,790,000 $210,556 $4,038 2.96%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $3,680,000 $204,444 $3,973 2.93%
    McComb, MS (FHA|USDA|VA) 19 $3,535,000 $186,053 $4,352 2.95%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 16 $3,510,000 $219,375 $4,094 3.05%
    Opelousas, LA (FHA|USDA|VA) 17 $3,455,000 $203,235 $4,630 2.99%
    Rock Springs, WY (FHA|USDA|VA) 16 $3,430,000 $214,375 $4,739 3.25%
    Brainerd, MN (FHA|USDA|VA) 16 $3,400,000 $212,500 $4,665 2.97%
    Mount Sterling, KY (FHA|USDA|VA) 15 $3,345,000 $223,000 $2,791 2.81%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 15 $3,225,000 $215,000 $4,842 3.13%
    Price, UT (FHA|USDA|VA) 23 $3,115,000 $135,435 $3,540 2.99%
    Marshall, MN (FHA|USDA|VA) 21 $3,045,000 $145,000 $3,605 3.00%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 11 $3,015,000 $274,091 $5,461 3.26%
    MONROE, LA (FHA|USDA|VA) 15 $3,005,000 $200,333 $4,163 2.99%
    PANAMA CITY, FL (FHA|USDA|VA) 13 $3,005,000 $231,154 $6,016 2.94%
    WILMINGTON, NC (FHA|USDA|VA) 11 $2,965,000 $269,545 $3,791 3.17%
    Sevierville, TN (FHA|USDA|VA) 13 $2,965,000 $228,077 $4,484 3.24%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 10 $2,960,000 $296,000 $4,913 3.09%
    Atmore, AL (FHA|USDA|VA) 19 $2,875,000 $151,316 $4,527 2.81%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 9 $2,855,000 $317,222 $3,371 2.90%
    CASPER, WY (FHA|USDA|VA) 16 $2,840,000 $177,500 $4,441 3.03%
    GAINESVILLE, GA (FHA|USDA|VA) 9 $2,695,000 $299,444 $5,355 3.08%
    Minden, LA (FHA|USDA|VA) 12 $2,690,000 $224,167 $3,670 2.76%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $2,685,000 $383,571 $7,200 3.12%
    GREELEY, CO (FHA|USDA|VA) 10 $2,670,000 $267,000 $4,726 3.00%
    Washington, NC (FHA|USDA|VA) 13 $2,665,000 $205,000 $3,604 3.02%
    JEFFERSON CITY, MO (FHA|USDA|VA) 19 $2,635,000 $138,684 $2,614 2.68%
    Greeneville, TN (FHA|USDA|VA) 16 $2,530,000 $158,125 $3,648 3.03%
    Bogalusa, LA (FHA|USDA|VA) 12 $2,490,000 $207,500 $3,617 3.17%
    MORRISTOWN, TN (FHA|USDA|VA) 14 $2,420,000 $172,857 $3,855 2.95%
    Juneau, AK (FHA|USDA|VA) 8 $2,420,000 $302,500 $6,275 3.06%
    Jefferson, GA (FHA|USDA|VA) 8 $2,310,000 $288,750 $6,042 2.97%
    FORT COLLINS, CO (FHA|USDA|VA) 5 $2,305,000 $461,000 $3,541 3.08%
    London, KY (FHA|USDA|VA) 11 $2,285,000 $207,727 $2,360 2.88%
    Rolla, MO (FHA|USDA|VA) 12 $2,270,000 $189,167 $1,999 2.79%
    Butte-Silver Bow, MT (FHA|USDA|VA) 10 $2,240,000 $224,000 $4,456 2.96%
    NEW BERN, NC (FHA|USDA|VA) 15 $2,235,000 $149,000 $3,164 2.98%
    OCALA, FL (FHA|USDA|VA) 13 $2,235,000 $171,923 $3,541 2.83%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,230,000 $185,833 $3,707 3.26%
    HATTIESBURG, MS (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,657 2.98%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $2,090,000 $261,250 $4,319 3.23%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $2,040,000 $255,000 $3,610 3.14%
    EAU CLAIRE, WI (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,361 2.80%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $1,970,000 $328,333 $4,634 3.00%
    Kill Devil Hills, NC (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,228 3.17%
    Bemidji, MN (FHA|USDA|VA) 11 $1,905,000 $173,182 $4,974 2.93%
    RICHMOND, VA (FHA|USDA|VA) 7 $1,845,000 $263,571 $6,340 2.79%
    Ketchikan, AK (FHA|USDA|VA) 5 $1,835,000 $367,000 $4,567 3.10%
    Montrose, CO (FHA|USDA|VA) 10 $1,830,000 $183,000 $4,038 3.26%
    GREENVILLE, NC (FHA|USDA|VA) 12 $1,810,000 $150,833 $3,538 3.05%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $1,805,000 $257,857 $2,960 3.05%
    Enterprise, AL (FHA|USDA|VA) 8 $1,770,000 $221,250 $3,959 2.90%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,735,000 $347,000 $6,580 3.05%
    DALTON, GA (FHA|USDA|VA) 7 $1,725,000 $246,429 $4,954 2.96%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 9 $1,705,000 $189,444 $3,176 2.92%
    ANCHORAGE, AK (FHA|USDA|VA) 6 $1,670,000 $278,333 $2,813 3.02%
    PROVO-OREM, UT (FHA|USDA|VA) 5 $1,665,000 $333,000 $7,868 2.85%
    Seneca, SC (FHA|USDA|VA) 6 $1,630,000 $271,667 $2,268 2.77%
    APPLETON, WI (FHA|USDA|VA) 7 $1,605,000 $229,286 $2,039 3.16%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $1,600,000 $200,000 $3,023 2.69%
    Frankfort, KY (FHA|USDA|VA) 8 $1,570,000 $196,250 $2,815 2.84%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,891 2.95%
    CLEVELAND, TN (FHA|USDA|VA) 3 $1,515,000 $505,000 $5,644 3.42%
    ST. CLOUD, MN (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,964 2.98%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,480,000 $370,000 $4,414 3.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) 9 $1,475,000 $163,889 $3,091 2.97%
    FARGO, ND-MN (FHA|USDA|VA) 7 $1,475,000 $210,714 $3,805 2.84%
    Brookhaven, MS (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,768 2.75%
    Morehead City, NC (FHA|USDA|VA) 9 $1,425,000 $158,333 $3,505 3.14%
    Cullowhee, NC (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,851 2.91%
    CHEYENNE, WY (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,281 2.81%
    Greenwood, MS (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,901 3.00%
    Lumberton, NC (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,471 2.82%
    Grenada, MS (FHA|USDA|VA) 7 $1,325,000 $189,286 $4,672 2.59%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,639 3.27%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,974 3.21%
    Milledgeville, GA (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,008 2.85%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,097 2.91%
    FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,807 3.21%
    Minot, ND (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,843 2.84%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $1,210,000 $605,000 $7,918 3.06%
    Grand Rapids, MN (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,629 3.03%
    Martin, TN (FHA|USDA|VA) 9 $1,195,000 $132,778 $3,871 3.22%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,195,000 $398,333 $6,937 2.63%
    El Campo, TX (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,992 3.00%
    DOVER, DE (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,380 2.81%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,640 3.45%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,534 3.09%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,413 3.29%
    Cullman, AL (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,034 2.98%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,860 3.33%
    Natchez, MS-LA (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,407 2.73%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,641 3.16%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,438 2.53%
    BOISE CITY, ID (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,907 3.09%
    Huntsville, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,162 3.25%
    Mayfield, KY (FHA|USDA|VA) 9 $1,045,000 $116,111 $3,579 2.89%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,551 2.91%
    Jennings, LA (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,673 2.75%
    Forest City, NC (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,180 3.03%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,351 3.41%
    MOBILE, AL (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,607 2.95%
    HAMMOND, LA (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,129 2.80%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $970,000 $242,500 $2,843 2.94%
    Calhoun, GA (FHA|USDA|VA) 3 $965,000 $321,667 $5,267 3.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $925,000 $308,333 $3,382 3.00%
    Crossville, TN (FHA|USDA|VA) 3 $925,000 $308,333 $3,850 2.71%
    ROME, GA (FHA|USDA|VA) 3 $895,000 $298,333 $4,824 3.25%
    St. Marys, GA (FHA|USDA|VA) 2 $870,000 $435,000 $11,066 2.81%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $850,000 $425,000 $4,892 3.13%
    Paducah, KY-IL (FHA|USDA|VA) 8 $850,000 $106,250 $2,941 3.44%
    Troy, AL (FHA|USDA|VA) 6 $840,000 $140,000 $4,218 2.89%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $840,000 $420,000 $7,365 2.94%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $840,000 $420,000 $4,032 3.19%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $835,000 $278,333 $3,642 3.25%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $835,000 $278,333 $3,601 2.54%
    Laramie, WY (FHA|USDA|VA) 3 $835,000 $278,333 $4,590 2.58%
    Georgetown, SC (FHA|USDA|VA) 4 $820,000 $205,000 $3,653 3.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $820,000 $205,000 $5,502 3.09%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $820,000 $410,000 $8,457 2.94%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $815,000 $271,667 $4,848 2.79%
    LOGAN, UT-ID (FHA|USDA|VA) 3 $795,000 $265,000 $8,676 2.96%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $790,000 $395,000 $8,611 3.13%
    Meridian, MS (FHA|USDA|VA) 4 $780,000 $195,000 $3,642 3.38%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $780,000 $390,000 $4,535 3.25%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $775,000 $775,000 $11,004 2.88%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $770,000 $192,500 $4,664 2.78%
    Spirit Lake, IA (FHA|USDA|VA) 4 $760,000 $190,000 $1,394 2.75%
    GAINESVILLE, FL (FHA|USDA|VA) 4 $760,000 $190,000 $4,356 3.75%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $750,000 $187,500 $4,921 2.78%
    GREAT FALLS, MT (FHA|USDA|VA) 4 $740,000 $185,000 $4,844 3.06%
    LONGVIEW, WA (FHA|USDA|VA) 2 $740,000 $370,000 $2,786 2.69%
    TALLAHASSEE, FL (FHA|USDA|VA) 3 $715,000 $238,333 $3,488 3.33%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $710,000 $355,000 $3,062 3.13%
    PUEBLO, CO (FHA|USDA|VA) 3 $695,000 $231,667 $2,352 2.75%
    SALT LAKE CITY, UT (FHA|USDA|VA) 3 $675,000 $225,000 $4,385 2.83%
    Emporia, KS (FHA|USDA|VA) 5 $675,000 $135,000 $3,003 3.08%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $675,000 $675,000 $10,896 2.88%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $670,000 $335,000 $6,545 3.50%
    HINESVILLE, GA (FHA|USDA|VA) 5 $665,000 $133,000 $4,242 2.90%
    Stephenville, TX (FHA|USDA|VA) 2 $650,000 $325,000 $4,720 3.19%
    Blackfoot, ID (FHA|USDA|VA) 2 $640,000 $320,000 $7,027 3.00%
    Cornelia, GA (FHA|USDA|VA) 4 $640,000 $160,000 $5,786 3.13%
    WINCHESTER, VA-WV (FHA|USDA|VA) 2 $620,000 $310,000 $6,433 2.75%
    JACKSON, TN (FHA|USDA|VA) 4 $610,000 $152,500 $5,025 2.97%
    Indianola, MS (FHA|USDA|VA) 4 $610,000 $152,500 $4,653 2.78%
    Sterling, CO (FHA|USDA|VA) 3 $605,000 $201,667 $2,246 3.12%
    YAKIMA, WA (FHA|USDA|VA) 1 $605,000 $605,000 $9,640 3.25%
    VICTORIA, TX (FHA|USDA|VA) 3 $595,000 $198,333 $3,590 3.46%
    Bainbridge, GA (FHA|USDA|VA) 3 $585,000 $195,000 $6,783 2.92%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $565,000 $188,333 $3,657 2.96%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $555,000 $185,000 $4,836 3.04%
    Ruston, LA (FHA|USDA|VA) 1 $545,000 $545,000 $9,695 3.13%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $3,858 2.94%
    Aberdeen, WA (FHA|USDA|VA) 2 $510,000 $255,000 $2,462 2.93%
    Paris, TN (FHA|USDA|VA) 4 $500,000 $125,000 $2,313 2.78%
    CaƱon City, CO (FHA|USDA|VA) 2 $500,000 $250,000 $7,424 2.63%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $490,000 $245,000 $2,815 2.44%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $485,000 $485,000 $3,597 2.99%
    Palatka, FL (FHA|USDA|VA) 2 $480,000 $240,000 $7,713 3.75%
    Morgan City, LA (FHA|USDA|VA) 3 $475,000 $158,333 $3,396 3.13%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $470,000 $235,000 $2,565 3.06%
    WHEELING, WV-OH (FHA|USDA|VA) 2 $470,000 $235,000 $3,619 2.94%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $6,479 3.31%
    Keene, NH (FHA|USDA|VA) 2 $470,000 $235,000 $4,992 2.56%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $455,000 $151,667 $3,814 2.71%
    Thomasville, GA (FHA|USDA|VA) 3 $455,000 $151,667 $3,554 2.88%
    Whitewater, WI (FHA|USDA|VA) 1 $445,000 $445,000 $3,323 2.99%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $445,000 $445,000 $5,460 2.99%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $445,000 $445,000 $5,193 3.25%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $435,000 $145,000 $2,816 3.00%
    Albemarle, NC (FHA|USDA|VA) 1 $435,000 $435,000 $3,991 3.25%
    Boone, NC (FHA|USDA|VA) 1 $435,000 $435,000 $3,520 2.75%
    Fort Leonard Wood, MO (FHA|USDA|VA) 2 $430,000 $215,000 $1,455 2.75%
    RAPID CITY, SD (FHA|USDA|VA) 1 $425,000 $425,000 $3,753 3.25%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $425,000 $425,000 $2,804 2.63%
    Spencer, IA (FHA|USDA|VA) 4 $420,000 $105,000 $2,449 2.66%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $420,000 $210,000 $706 2.81%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $405,000 $405,000 $3,634 2.99%
    Scottsboro, AL (FHA|USDA|VA) 2 $400,000 $200,000 $2,726 2.56%
    Galesburg, IL (FHA|USDA|VA) 3 $395,000 $131,667 $2,359 2.88%
    Sheridan, WY (FHA|USDA|VA) 1 $395,000 $395,000 $6,588 3.38%
    Shelbyville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $4,337 2.94%
    TULSA, OK (FHA|USDA|VA) 2 $390,000 $195,000 $5,665 2.69%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,041 3.19%
    GADSDEN, AL (FHA|USDA|VA) 3 $385,000 $128,333 $2,540 2.96%
    Burley, ID (FHA|USDA|VA) 1 $385,000 $385,000 $5,755 2.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,194 2.81%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $380,000 $190,000 $5,611 3.19%
    Key West, FL (FHA|USDA|VA) 1 $375,000 $375,000 $6,260 3.13%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $7,417 2.75%
    Rutland, VT (FHA|USDA|VA) 2 $370,000 $185,000 $6,463 3.25%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $370,000 $185,000 $1,993 2.63%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $360,000 $180,000 $4,056 3.06%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $355,000 $355,000 $8,336 2.50%
    Bardstown, KY (FHA|USDA|VA) 2 $340,000 $170,000 $2,751 3.13%
    Kinston, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,594 3.31%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $330,000 $165,000 $2,373 2.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $325,000 $325,000 $4,956 3.13%
    BOULDER, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,860 3.00%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $320,000 $160,000 $4,461 4.06%
    Albertville, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,137 3.19%
    Newport, TN (FHA|USDA|VA) 1 $305,000 $305,000 $5,607 2.75%
    RENO, NV (FHA|USDA|VA) 1 $305,000 $305,000 $7,086 3.00%
    Somerset, KY (FHA|USDA|VA) 3 $295,000 $98,333 $2,789 3.58%
    CHARLESTON, WV (FHA|USDA|VA) 1 $295,000 $295,000 $8,372 2.63%
    Cedartown, GA (FHA|USDA|VA) 1 $295,000 $295,000 $5,042 3.50%
    COLUMBUS, OH (FHA|USDA|VA) 1 $285,000 $285,000 $8,432 3.63%
    Austin, MN (FHA|USDA|VA) 3 $275,000 $91,667 $3,271 3.00%
    SUMTER, SC (FHA|USDA|VA) 1 $275,000 $275,000 $4,033 2.99%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $265,000 $265,000 $4,721 3.00%
    Americus, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,291 3.38%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $265,000 $265,000 $2,639 3.25%
    JACKSON, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,496 3.25%
    Sandpoint, ID (FHA|USDA|VA) 2 $260,000 $130,000 $4,362 3.31%
    Willmar, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,798 2.99%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,431 2.75%
    Columbus, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,581 3.25%
    Starkville, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,009 2.25%
    Gillette, WY (FHA|USDA|VA) 2 $240,000 $120,000 $4,715 3.75%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,101 2.88%
    Scottsbluff, NE (FHA|USDA|VA) 1 $235,000 $235,000 $3,884 2.38%
    DECATUR, AL (FHA|USDA|VA) 2 $230,000 $115,000 $4,183 2.81%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,768 3.25%
    BISMARCK, ND (FHA|USDA|VA) 1 $225,000 $225,000 $6,886 2.75%
    McAlester, OK (FHA|USDA|VA) 1 $215,000 $215,000 $3,581 3.38%
    Union City, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,777 2.75%
    ALBANY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,400 3.25%
    BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,959 3.00%
    FRESNO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $5,497 2.50%
    Dickinson, ND (FHA|USDA|VA) 1 $215,000 $215,000 $7,242 3.25%
    Fairmont, WV (FHA|USDA|VA) 1 $205,000 $205,000 $2,682 2.88%
    Brenham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,017 2.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,367 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,787 3.63%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $195,000 $195,000 $3,427 3.49%
    STOCKTON, CA (FHA|USDA|VA) 1 $195,000 $195,000 $3,202 2.75%
    EL PASO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,961 3.13%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,205 2.88%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $4,366 2.50%
    Shelton, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,491 3.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,047 2.75%
    Jamestown, ND (FHA|USDA|VA) 1 $165,000 $165,000 $4,590 2.99%
    Thomaston, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,398 2.25%
    Dayton, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,647 3.38%
    TOPEKA, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,941 2.88%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,373 4.13%
    Clarksdale, MS (FHA|USDA|VA) 2 $160,000 $80,000 $3,302 2.88%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $155,000 $155,000 $5,266 2.25%
    Dyersburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $4,340 2.75%
    Arcadia, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,752 3.25%
    Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $7,382 2.75%
    Fallon, NV (FHA|USDA|VA) 1 $155,000 $155,000 $1,639 2.99%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,029 2.25%
    Manitowoc, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,363 2.88%
    Ozark, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,625 2.88%
    Laurel, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,994 3.00%
    Shawnee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,378 2.63%
    Tifton, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,147 2.38%
    Douglas, GA (FHA|USDA|VA) 1 $115,000 $115,000 $5,215 2.25%
    FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $4,919 3.63%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,062 3.63%
    Picayune, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,027 2.88%
    PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,361 2.88%
    Aberdeen, SD (FHA|USDA|VA) 1 $95,000 $95,000 $2,989 2.88%
    Red Wing, MN (FHA|USDA|VA) 1 $95,000 $95,000 $4,771 3.50%
    Winona, MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,318 3.13%
    Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,047 2.75%
    Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $501 3.88%
    Stillwater, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,035 2.63%
    SAGINAW, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,273 2.75%
    Shawano, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,911 3.25%
    Union, SC (FHA|USDA|VA) 1 $75,000 $75,000 $2,191 2.99%
    Ardmore, OK (FHA|USDA|VA) 1 $65,000 $65,000 $2,539 3.25%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,175 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,462 2.75%
    Vernal, UT (FHA|USDA|VA) 1 $35,000 $35,000 $1,798 2.75%
    Crescent Mortgage Company's top markets include Atlanta, Greenville, Myrtle Beach, Minneapolis, and Memphis among others.

    Their top states include:
  • Georgia (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,932 $1,119,290,000 $226,944 $3,961 3.00%
    VA 295 $76,545,000 $259,475 $4,951 2.69%
    USDA 259 $38,965,000 $150,444 $4,937 2.87%
    FHA 243 $48,395,000 $199,156 $7,099 2.83%

    For 2021, Crescent Mortgage Company's most frequently originated type of loan was Conventional, with 4,932 originations. Their 2nd most popular type was VA, with 295 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,673 $628,575,000 $235,157 $4,620 2.99%
    Refi 1,658 $347,460,000 $209,566 $3,564 2.85%
    Cash Out Refi 1,223 $270,575,000 $221,239 $4,100 3.06%
    Other 173 $35,805,000 $206,965 $4,121 3.11%
    Home Improvement 2 $780,000 $390,000 $5,624 3.63%

    For 2021, Crescent Mortgage Company's most frequently cited loan purpose was Home Purchase, with 2,673 originations. The 2nd most popular reason was Refi, with 1,658 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,385 $1,026,005,000 $233,981 $4,359 3.06%
    15 Year 989 $180,165,000 $182,169 $3,467 2.56%
    20 Year 212 $40,450,000 $190,802 $3,841 3.01%
    10 Year 59 $7,445,000 $126,186 $2,924 2.61%
    30+ year 56 $23,290,000 $415,893 $6,846 3.45%
    Other 28 $5,840,000 $208,571 $3,042 2.98%

    For 2021, Crescent Mortgage Company's most frequently cited loan duration was 30 Year, with 4,385 originations. The 2nd most popular length was 15 Year, with 989 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,190 $452,660,000 $206,694
    $<1k 1,676 $359,980,000 $214,785
    $2k-3k 955 $187,025,000 $195,838
    $3k-4k 448 $114,970,000 $256,629
    $5k+ 238 $100,340,000 $421,597
    $4k-5k 222 $68,220,000 $307,297

    Crescent Mortgage Company's average total fees were $4,359, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,190 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,909 $660,065,000 $226,904
    3-4% 1,980 $457,710,000 $231,167
    <2.5% 782 $153,970,000 $196,893
    4-5% 58 $11,450,000 $197,414

    During 2021, Crescent Mortgage Company's average interest rate for loans was 3.06%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,909 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,284 $627,000,000 $274,518 $4,604 2.97%
    $100k-200k 2,272 $341,270,000 $150,207 $3,641 2.95%
    $100,000 or less 634 $48,760,000 $76,909 $2,967 2.97%
    $400k-600k 503 $238,655,000 $474,463 $5,861 3.00%
    $600k-1MM 32 $22,170,000 $692,813 $9,479 3.26%
    $1MM+ 4 $5,340,000 $1,335,000 $19,685 3.41%

    2021 saw Crescent Mortgage Company place emphasis on $200k-400k loans with 2,284 originations, totaling $627,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,426 $262,470,000 $184,060 $3,982 2.96%
    $100k-150k 1,227 $325,215,000 $265,049 $4,385 2.98%
    $50k or less 1,062 $141,280,000 $133,032 $3,549 2.99%
    $75k-100k 1,026 $226,460,000 $220,721 $4,207 2.97%
    $150k-250k 681 $217,355,000 $319,170 $4,807 2.95%
    $250k+ 267 $101,315,000 $379,457 $5,513 2.98%

    Crescent Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,426 originations. The second most popular income band? $100k-150k, with 1,227 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,604 $343,830,000 $214,358 $3,930 2.94%
    30-36% 1,133 $257,995,000 $227,710 $4,285 2.99%
    <20% 653 $127,345,000 $195,015 $3,697 2.89%
    39% 209 $49,665,000 $237,632 $4,498 2.98%
    36% 198 $43,910,000 $221,768 $4,097 3.00%
    42% 197 $47,945,000 $243,376 $4,718 3.06%
    41% 187 $45,505,000 $243,342 $4,417 3.02%
    37% 187 $40,905,000 $218,743 $4,270 3.00%
    43% 184 $45,120,000 $245,217 $4,523 3.04%
    38% 181 $40,935,000 $226,160 $4,362 3.02%
    44% 178 $44,880,000 $252,135 $4,756 3.02%
    40% 174 $39,160,000 $225,057 $4,192 3.08%
    45% 130 $31,250,000 $240,385 $4,322 3.00%
    48% 110 $26,650,000 $242,273 $4,549 2.99%
    46% 106 $26,190,000 $247,075 $4,636 2.97%
    49% 97 $25,895,000 $266,959 $4,661 2.97%
    47% 96 $22,200,000 $231,250 $4,140 2.96%
    50-60% 61 $14,055,000 $230,410 $6,386 2.81%

    Crescent Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,604 originations. The next most common DTI ratio? 30-36%, with 1,133 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,959 $1,098,195,000 $221,455 $4,141 2.96%
    Not provided 416 $100,730,000 $242,139 $4,458 3.00%
    Black 212 $45,510,000 $214,670 $4,566 3.00%
    Asian 72 $21,030,000 $292,083 $4,633 2.88%
    American Indian 56 $13,270,000 $236,964 $4,401 3.00%
    Other Asian 5 $1,865,000 $373,000 $3,882 2.95%
    Asian Indian 4 $1,400,000 $350,000 $4,307 3.47%
    Vietnamese 2 $650,000 $325,000 $5,962 2.81%
    Native Hawaiian or Islander 1 $235,000 $235,000 $3,744 2.38%
    Japanese 1 $185,000 $185,000 $4,348 3.00%
    Other Pacific Islander 1 $125,000 $125,000 $4,763 3.00%

    Approval Rates

    Total approvals of all applications
    89.72%

    Crescent Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.08%

    Crescent Mortgage Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,729 $1,283,195,000 $223,982

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,729 $1,283,195,000 $223,982

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 351 $51,145,000 $145,712 $3,198 2.78%
    40-60% 959 $185,255,000 $193,175 $3,454 2.86%
    60-80% 2,198 $532,350,000 $242,197 $4,103 3.04%
    80-100% 2,065 $481,945,000 $233,387 $4,661 3.00%
    Over 100% 86 $20,020,000 $232,791 $8,304 2.82%
    Under 20% 26 $2,720,000 $104,615 $2,911 2.71%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CrossCountry Mortgage LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 15 15.8%
    CrossCountry Mortgage LLC Conventional home mortgage Closing on a mortgage 7 7.4%
    CrossCountry Mortgage LLC Conventional home mortgage Trouble during payment process 35 36.8%
    CrossCountry Mortgage LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 12 12.6%
    CrossCountry Mortgage LLC FHA mortgage Closing on a mortgage 1 1.1%
    CrossCountry Mortgage LLC FHA mortgage Struggling to pay mortgage 1 1.1%
    CrossCountry Mortgage LLC FHA mortgage Trouble during payment process 5 5.3%
    CrossCountry Mortgage LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 3.2%
    CrossCountry Mortgage LLC Other type of mortgage Closing on a mortgage 4 4.2%
    CrossCountry Mortgage LLC Other type of mortgage Trouble during payment process 1 1.1%
    CrossCountry Mortgage LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.1%
    CrossCountry Mortgage LLC VA mortgage Closing on a mortgage 2 2.1%
    CrossCountry Mortgage LLC VA mortgage Struggling to pay mortgage 1 1.1%
    CrossCountry Mortgage LLC VA mortgage Trouble during payment process 7 7.4%