Bank Of Bridger Mortgage Rates, Fees & Info
Bridger, MTLEI: 549300DY5ZVXIORLFC39
Tax ID: 83-0129675
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Bridger is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Bridger has a high proportion of conventional loans. Their top markets by origination volume include: Billings, Missoula, and Phoenix among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Bridger has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
123Origination Dollar Volume (All Markets)
$27,845,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 89 | $16,935,000 | $190,281 | $0 | 0.00% |
| BILLINGS, MT (FHA|USDA|VA) | 31 | $9,535,000 | $307,581 | $0 | 0.00% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 123 | $27,845,000 | $226,382 | $0 | 0.00% |
For 2022, Bank Of Bridger's most frequently originated type of loan was Conventional, with 123 originations.
Loan Reason
For 2022, Bank Of Bridger's most frequently cited loan purpose was Home Purchase, with 64 originations. The 2nd most popular reason was Refi, with 42 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 123 | $27,845,000 | $226,382 | $0 | 0.00% |
For 2022, Bank Of Bridger's most frequently cited loan duration was Other, with 123 originations.
Loan Sizing
2022 saw Bank Of Bridger place emphasis on $100,000 or less loans with 43 originations, totaling $2,535,000 in origination value.
Applicant Income
Bank Of Bridger lent most frequently to those with incomes in the $75k-100k range, with 24 originations. The second most popular income band? $50k-75k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 123 | $27,845,000 | $226,382 | $0 | 0.00% |
Bank Of Bridger lent most frequently to those with DTI ratios of Exempt%, with 123 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.16%
Bank Of Bridger has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.62%
Bank Of Bridger has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 123 | $27,845,000 | $226,382 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 20.0% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 7 | 46.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | FHA mortgage | Struggling to pay mortgage | 1 | 6.7% |
| BANK OF AMERICA, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 6.7% |