MISSOULA Mortgage Rates
30 Year Fixed Rate mortgages in Missoula averaged
6.01%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.02% and
one month ago for the week of 2022-05-26, the
average rate was 5.01%.
Missoula's average rate one year ago was 3.12%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Missoula 30 Year Fixed Rate | 2022-06-30 | 6.01% |
| Missoula 30 Year Fixed Rate Refi | 2022-06-30 | 5.85% |
| Missoula 15 Year Fixed Rate | 2022-06-30 | 5.58% |
| Missoula 15 Year Fixed Rate Refi | 2022-06-30 | 5.22% |
| Missoula 30 Year FHA | 2022-06-30 | 5.69% |
| Missoula 30 Year FHA Refi | 2022-06-30 | 5.52% |
| Missoula 30 Year USDA | 2022-06-30 | 5.37% |
| Missoula 30 Year USDA Refi | 2022-06-30 | 5.48% |
| Missoula 30 Year VA | 2022-06-30 | 5.56% |
| Missoula 30 Year VA Refi | 2022-06-30 | 5.48% |
MISSOULA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MISSOULA, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MISSOULA, MT's 148 lenders originated 6,037
loans during 2021. The total origination value was $1,853,745,000, with an average loan value of
$307,064.
The top MISSOULA lender as defined by loan originations is MANN FINANCIAL INC., with
459 loans originated. Their average total fees are
$5,008, which is $351
higher than the next largest lender,
Opportunity Bank of Montana.
The lowest fee MISSOULA lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION ($2,206), PARK SIDE FINANCIAL ($2,404), KELLER MORTGAGE, LLC ($3,230), CLEARWATER Federal Credit Union ($3,324) and U.S. Bank ($3,378).
The lowest rate MISSOULA lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.80%), Ally Bank (2.84%), BETTER MORTGAGE CORPORATION (2.85%), LOANDEPOT.COM, LLC (2.90%) and MUTUAL OF OMAHA MORTGAGE, INC. (2.90%).
MISSOULA, MT Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Glacier Bank | $193,245,000 | $199,445,000 | 3.2% | 10.8% |
| MANN FINANCIAL INC. | $187,695,000 | $182,685,000 | -2.7% | 9.9% |
| Opportunity Bank of Montana | $192,715,000 | $176,165,000 | -8.6% | 9.5% |
| CLEARWATER Federal Credit Union | $170,475,000 | $114,885,000 | -32.6% | 6.2% |
| First Interstate Bank | $136,360,000 | $114,850,000 | -15.8% | 6.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $60,005,000 | $97,525,000 | 62.5% | 5.3% |
| QUICKEN LOANS, LLC | $92,890,000 | $96,735,000 | 4.1% | 5.2% |
| Stockman Bank of Montana | $186,465,000 | $93,100,000 | -50.1% | 5.0% |
| Wells Fargo Bank | $57,040,000 | $46,345,000 | -18.8% | 2.5% |
| STEARNS LENDING, LLC | $48,470,000 | $42,505,000 | -12.3% | 2.3% |
| LENDUS, LLC | $44,790,000 | $39,820,000 | -11.1% | 2.1% |
| GUILD MORTGAGE COMPANY | $32,875,000 | $36,665,000 | 11.5% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $56,105,000 | $35,565,000 | -36.6% | 1.9% |
| LOANDEPOT.COM, LLC | $19,895,000 | $34,260,000 | 72.2% | 1.8% |
| U.S. Bank | $36,780,000 | $32,450,000 | -11.8% | 1.8% |
| BETTER MORTGAGE CORPORATION | $10,415,000 | $24,985,000 | 139.9% | 1.3% |
| GUARANTEED RATE, INC. | $19,610,000 | $24,140,000 | 23.1% | 1.3% |
| ENVOY MORTGAGE, LTD | $18,120,000 | $23,895,000 | 31.9% | 1.3% |
| East West Bank | $22,565,000 | n/a | 1.2% | |
| TrailWest Bank | $18,720,000 | $19,475,000 | 4.0% | 1.1% |
| AMERISAVE MORTGAGE CORPORATION | $16,840,000 | $16,485,000 | -2.1% | 0.9% |
| Flagstar Bank, FSB | $19,435,000 | $16,280,000 | -16.2% | 0.9% |
| Citibank | $970,000 | $13,095,000 | 1,250.0% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $5,920,000 | $13,065,000 | 120.7% | 0.7% |
| Bank of America | $6,855,000 | $12,620,000 | 84.1% | 0.7% |
| Farmers State Bank | $21,610,000 | $11,165,000 | -48.3% | 0.6% |
| Citizens Alliance Bank | $8,060,000 | $10,560,000 | 31.0% | 0.6% |
| HomeStreet Bank | $10,165,000 | $10,405,000 | 2.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,790,000 | $9,120,000 | 17.1% | 0.5% |
| PARK SIDE FINANCIAL | $12,160,000 | $8,485,000 | -30.2% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,060,000 | $8,480,000 | 67.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $4,350,000 | $8,275,000 | 90.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,365,000 | $7,865,000 | 80.2% | 0.4% |
| CRESCENT MORTGAGE COMPANY | $7,910,000 | $7,750,000 | -2.0% | 0.4% |
| Mortgage Research Center, LLC | $14,100,000 | $7,600,000 | -46.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $4,330,000 | $7,195,000 | 66.2% | 0.4% |
| CALIBER HOME LOANS, INC. | $3,130,000 | $7,175,000 | 129.2% | 0.4% |
| NEWREZ LLC | $2,505,000 | $6,720,000 | 168.3% | 0.4% |
| Ally Bank | $885,000 | $6,460,000 | 629.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $7,565,000 | $6,005,000 | -20.6% | 0.3% |
| USAA Federal Savings Bank | $11,660,000 | $5,970,000 | -48.8% | 0.3% |
| Charles Schwab Bank, SSB | $305,000 | $5,865,000 | 1,823.0% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,290,000 | $4,560,000 | 253.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,130,000 | $4,390,000 | -14.4% | 0.2% |
| Morgan Stanley Private Bank | $1,780,000 | $4,315,000 | 142.4% | 0.2% |
| KELLER MORTGAGE, LLC | $4,555,000 | $4,095,000 | -10.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,985,000 | $4,035,000 | 35.2% | 0.2% |
| HORIZON | $7,050,000 | $3,975,000 | -43.6% | 0.2% |
| NUMERICA CREDIT UNION | $455,000 | $3,850,000 | 746.2% | 0.2% |
| JPMorgan Chase Bank | $9,205,000 | $3,825,000 | -58.4% | 0.2% |
| BAY EQUITY LLC | $4,205,000 | $3,685,000 | -12.4% | 0.2% |
| KeyBank | $3,585,000 | n/a | 0.2% | |
| FirstBank | $5,490,000 | $3,530,000 | -35.7% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,945,000 | $3,355,000 | -15.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,580,000 | $3,310,000 | -27.7% | 0.2% |
| PHH Mortgage Corporation | $1,595,000 | $3,300,000 | 106.9% | 0.2% |
| TIB The Independent Bankersbank | $1,185,000 | $3,250,000 | 174.3% | 0.2% |
| The Federal Savings Bank | $3,810,000 | $3,055,000 | -19.8% | 0.2% |
| Goldman Sachs Bank USA | $1,575,000 | $3,005,000 | 90.8% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,675,000 | $2,970,000 | 77.3% | 0.2% |
| CMG MORTGAGE, INC. | $1,775,000 | $2,930,000 | 65.1% | 0.2% |
| North American Savings Bank, F.S.B. | $3,175,000 | $2,925,000 | -7.9% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $2,455,000 | $2,860,000 | 16.5% | 0.2% |
| Truist Bank | $4,085,000 | $2,795,000 | -31.6% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $2,585,000 | $2,695,000 | 4.3% | 0.1% |
| Idaho First Bank | $2,515,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $4,650,000 | $2,365,000 | -49.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $520,000 | $2,320,000 | 346.2% | 0.1% |
| Carrington Mortgage Services, LLC | $255,000 | $2,250,000 | 782.4% | 0.1% |
| PLANET HOME LENDING, LLC | $255,000 | $2,215,000 | 768.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,895,000 | $2,170,000 | 14.5% | 0.1% |
| Northpointe Bank | $2,650,000 | $2,125,000 | -19.8% | 0.1% |
| MOUNTAIN AMERICA | $65,000 | $1,935,000 | 2,876.9% | 0.1% |
| LENDERFI, INC. | $355,000 | $1,845,000 | 419.7% | 0.1% |
| NBKC BANK | $7,755,000 | $1,830,000 | -76.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,025,000 | $1,740,000 | -14.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,700,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,255,000 | $1,670,000 | 33.1% | 0.1% |
| AMERICAN ADVISORS GROUP | $245,000 | $1,600,000 | 553.1% | 0.1% |
| SPOKANE TEACHERS | $1,590,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $1,575,000 | n/a | 0.1% | |
| Axos Bank | $1,220,000 | $1,550,000 | 27.0% | 0.1% |
| Hometown Lenders, Inc. | $175,000 | $1,545,000 | 782.9% | 0.1% |
| SOFI LENDING CORP. | $740,000 | $1,510,000 | 104.1% | 0.1% |
| The Huntington National Bank | $255,000 | $1,450,000 | 468.6% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $500,000 | $1,420,000 | 184.0% | 0.1% |
| First Montana Bank, Inc. | $570,000 | $1,320,000 | 131.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,140,000 | $1,285,000 | -40.0% | 0.1% |
| Armed Forces Bank | $345,000 | $1,280,000 | 271.0% | 0.1% |
| S1L, Inc. | $215,000 | $1,275,000 | 493.0% | 0.1% |
| First Savings Bank | $650,000 | $1,265,000 | 94.6% | 0.1% |
| AMCAP MORTGAGE, LTD. | $450,000 | $1,240,000 | 175.6% | 0.1% |
| TCF National Bank | $1,040,000 | $1,230,000 | 18.3% | 0.1% |
| Rocky Mountain Bank | $25,000 | $1,210,000 | 4,740.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,870,000 | $1,205,000 | -35.6% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,150,000 | $1,205,000 | -44.0% | 0.1% |
| BKCO MORTGAGE, LLC | $1,175,000 | n/a | 0.1% | |
| Citizens Bank | $1,990,000 | $1,160,000 | -41.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,155,000 | n/a | 0.1% | |
| PNC Bank | $890,000 | $1,155,000 | 29.8% | 0.1% |
| UBS Bank USA | $1,275,000 | $1,140,000 | -10.6% | 0.1% |
| BNC National Bank | $1,170,000 | $1,050,000 | -10.3% | 0.1% |
| Willamette Valley Bank | $1,015,000 | $995,000 | -2.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,305,000 | $990,000 | -24.1% | 0.1% |
| GoPrime Mortgage, Inc. | $1,480,000 | $965,000 | -34.8% | 0.1% |
| SIWELL, INC. | $485,000 | $965,000 | 99.0% | 0.1% |
| Washington Trust Bank | $935,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $770,000 | $925,000 | 20.1% | 0.0% |
| City National Bank | $505,000 | $920,000 | 82.2% | 0.0% |
| First Guaranty Mortgage Corporation | $930,000 | $905,000 | -2.7% | 0.0% |
| KS StateBank | $355,000 | $885,000 | 149.3% | 0.0% |
| Evolve Bank & Trust | $870,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $865,000 | n/a | 0.0% | |
| Pinnacle Bank | $855,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $275,000 | $840,000 | 205.5% | 0.0% |
| IMPAC MORTGAGE CORP. | $815,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $2,080,000 | $800,000 | -61.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,315,000 | $795,000 | -76.0% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $790,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $765,000 | n/a | 0.0% | |
| Arvest Bank | $760,000 | n/a | 0.0% | |
| Sunflower Bank | $175,000 | $755,000 | 331.4% | 0.0% |
| Manufacturers and Traders Trust Company | $735,000 | n/a | 0.0% | |
| Raymond James Bank | $805,000 | $735,000 | -8.7% | 0.0% |
| First Federal Bank | $1,300,000 | $730,000 | -43.8% | 0.0% |
| NBH Bank | $725,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,030,000 | $715,000 | -30.6% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $400,000 | $710,000 | 77.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $605,000 | $700,000 | 15.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $645,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $235,000 | $640,000 | 172.3% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $640,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $620,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $690,000 | $610,000 | -11.6% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $580,000 | $600,000 | 3.4% | 0.0% |
| The Union Bank Company | $760,000 | $570,000 | -25.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $560,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $560,000 | n/a | 0.0% | |
| Umpqua Bank | $115,000 | $555,000 | 382.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $550,000 | n/a | 0.0% | |
| HOME POINT FINANCIAL CORPORATION | $825,000 | $550,000 | -33.3% | 0.0% |
| ZILLOW HOME LOANS, LLC | $385,000 | $550,000 | 42.9% | 0.0% |
| The First National Bank of Fort Smith | $545,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $535,000 | n/a | 0.0% | |
| CHEVRON | $515,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $515,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Lakewood | $505,000 | n/a | 0.0% | |
| FOUR POINTS | $505,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $500,000 | n/a | 0.0% | |
| The Central Trust Bank | $495,000 | n/a | 0.0% | |
| BILLINGS | $485,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $475,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $450,000 | $460,000 | 2.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $455,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $450,000 | n/a | 0.0% | |
| Texana Bank | $445,000 | n/a | 0.0% | |
| Commerce Bank | $435,000 | n/a | 0.0% | |
| AFFINITY | $425,000 | n/a | 0.0% | |
| Independent Bank | $95,000 | $425,000 | 347.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $425,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $420,000 | n/a | 0.0% | |
| Frontier Bank | $405,000 | n/a | 0.0% | |
| American Bank Center | $205,000 | $390,000 | 90.2% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $900,000 | $385,000 | -57.2% | 0.0% |
| Burke & Herbert Bank & Trust Company | $385,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $385,000 | n/a | 0.0% | |
| Discover Bank | $550,000 | $380,000 | -30.9% | 0.0% |
| Carrollton Bank | $225,000 | $375,000 | 66.7% | 0.0% |
| SWBC MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $365,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $365,000 | n/a | 0.0% | |
| KINECTA | $365,000 | n/a | 0.0% | |
| Wheatland Bank | $355,000 | n/a | 0.0% | |
| Community First National Bank | $335,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $510,000 | $325,000 | -36.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $325,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $245,000 | $325,000 | 32.7% | 0.0% |
| ALLIANT CREDIT UNION | $315,000 | n/a | 0.0% | |
| First Home Bank | $305,000 | n/a | 0.0% | |
| West Gate Bank | $305,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $550,000 | $295,000 | -46.4% | 0.0% |
| Columbia State Bank | $305,000 | $275,000 | -9.8% | 0.0% |
| Low VA Rates, LLC | $795,000 | $275,000 | -65.4% | 0.0% |
| Paramount Bank | $325,000 | $275,000 | -15.4% | 0.0% |
| First International Bank & Trust | $265,000 | n/a | 0.0% | |
| First Republic Bank | $265,000 | n/a | 0.0% | |
| Bank of Idaho | $255,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $255,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $1,995,000 | $255,000 | -87.2% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $460,000 | $245,000 | -46.7% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $235,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $235,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $225,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $215,000 | n/a | 0.0% | |
| Bell Bank | $195,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $260,000 | $165,000 | -36.5% | 0.0% |
| BOKF | $155,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $155,000 | n/a | 0.0% | |
| ADVANCIAL | $135,000 | n/a | 0.0% | |
| TIAA, FSB | $730,000 | $135,000 | -81.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Figure Lending LLC | $120,000 | $40,000 | -66.7% | 0.0% |
MISSOULA's top lender by overall market share is Glacier Bank, with 10.8% market share. In second place, with 9.9%, is MANN FINANCIAL INC., having originated $182,685,000 in loans. In third place, with 9.5%, is Opportunity Bank of Montana, having originated $176,165,000 in loans. In third place, with 6.2%, is CLEARWATER Federal Credit Union, having originated $114,885,000 in loans. In third place, with 6.2%, is First Interstate Bank, having originated $114,850,000 in loans.
MISSOULA, MT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 2,063 | $549,015,000 | $266,125 |
| Home Purchase | 1,840 | $764,640,000 | $415,565 |
| Cash Out Refi | 1,497 | $447,525,000 | $298,948 |
| Home Improvement | 444 | $65,690,000 | $147,950 |
| Other | 192 | $26,430,000 | $137,656 |
| NA | 1 | $445,000 | $445,000 |
Missoula's most frequently cited loan purpose was Refi, with 2,063 originations. The 2nd most popular reason was Home Purchase, with 1,840 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,296 | $766,910,000 | $334,020 |
| 2.5-3% | 2,276 | $725,050,000 | $318,563 |
| <2.5% | 809 | $230,985,000 | $285,519 |
| 4-5% | 412 | $77,620,000 | $188,398 |
| 5-6% | 44 | $3,530,000 | $80,227 |
| 7-8% | 22 | $1,450,000 | $65,909 |
| 6-7% | 14 | $1,740,000 | $124,286 |
| Over 8% | 7 | $535,000 | $76,429 |
During 2021, Missoula's most frequently originated rate bucket was 3-4%, with 2,296 originations.
Loan Sizing (MISSOULA, MT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,216 | $931,010,000 | $289,493 |
| $100k-200k | 1,202 | $184,600,000 | $153,577 |
| $400k-600k | 931 | $442,895,000 | $475,720 |
| $100,000 or less | 493 | $28,095,000 | $56,988 |
| $600k-1000k | 143 | $104,585,000 | $731,364 |
| $Over $1MM | 52 | $162,560,000 | $3,126,154 |
MISSOULA's loan sizing saw the bucket of loans from $200k-400k with 3,216 originations, totaling $931,010,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,089 | $768,315,000 | $367,791 |
| 40-60% | 1,423 | $388,015,000 | $272,674 |
| 80-100% | 1,044 | $426,140,000 | $408,180 |
| 20-40% | 712 | $140,190,000 | $196,896 |
| Under 20% | 427 | $29,985,000 | $70,222 |
| Over 100% | 22 | $10,000,000 | $454,545 |
MISSOULA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,089 originations, totaling $768,315,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $393,000 (6.5%) | $555,640 (-14.7%) | 0.00 | 524 |
| 2018-02-01 | $398,000 (7.7%) | $568,110 (-11.0%) | 0.00 | 487 |
| 2018-03-01 | $389,000 (10.9%) | $566,889 (-7.2%) | 0.00 | 513 |
| 2018-04-01 | $388,900 (11.9%) | $570,394 (-1.5%) | 0.00 | 523 |
| 2018-05-01 | $399,850 (10.3%) | $588,213 (3.4%) | 0.00 | 569 |
| 2018-06-01 | $399,500 (8.0%) | $575,441 (3.7%) | 0.00 | 665 |
| 2018-07-01 | $398,450 (7.3%) | $566,487 (6.2%) | 0.00 | 704 |
| 2018-08-01 | $404,350 (7.2%) | $568,605 (7.1%) | 0.00 | 729 |
| 2018-09-01 | $394,500 (4.1%) | $564,033 (3.4%) | 0.00 | 745 |
| 2018-10-01 | $389,450 (3.3%) | $560,715 (1.0%) | 0.00 | 740 |
| 2018-11-01 | $386,900 (3.5%) | $553,153 (2.4%) | 0.00 | 667 |
| 2018-12-01 | $389,000 (0.0%) | $566,875 (1.7%) | 0.00 | 575 |
| 2019-01-01 | $389,000 (-1.0%) | $578,037 (4.0%) | 0.00 | 531 |
| 2019-02-01 | $387,900 (-2.5%) | $560,165 (-1.4%) | 0.00 | 488 |
| 2019-03-01 | $392,657 (0.9%) | $557,804 (-1.6%) | 0.00 | 475 |
| 2019-04-01 | $399,250 (2.7%) | $558,622 (-2.1%) | 0.00 | 469 |
| 2019-05-01 | $418,100 (4.6%) | $565,489 (-3.9%) | 0.00 | 516 |
| 2019-06-01 | $409,800 (2.6%) | $555,745 (-3.4%) | 0.00 | 535 |
| 2019-07-01 | $419,450 (5.3%) | $557,502 (-1.6%) | 0.00 | 542 |
| 2019-08-01 | $410,857 (1.6%) | $552,335 (-2.9%) | 0.00 | 547 |
| 2019-09-01 | $406,357 (3.0%) | $558,238 (-1.0%) | 0.00 | 547 |
| 2019-10-01 | $414,550 (6.4%) | $576,126 (2.8%) | 0.00 | 511 |
| 2019-11-01 | $417,100 (7.8%) | $565,904 (2.3%) | 0.00 | 443 |
| 2019-12-01 | $422,450 (8.6%) | $566,432 (-0.1%) | 0.00 | 385 |
| 2020-01-01 | $436,700 (12.3%) | $600,518 (3.9%) | 0.00 | 322 |
| 2020-02-01 | $441,000 (13.7%) | $586,172 (4.6%) | 0.00 | 304 |
| 2020-03-01 | $439,300 (11.9%) | $608,732 (9.1%) | 0.00 | 317 |
| 2020-04-01 | $436,650 (9.4%) | $596,627 (6.8%) | 0.00 | 342 |
| 2020-05-01 | $462,900 (10.7%) | $640,969 (13.4%) | 0.00 | 321 |
| 2020-06-01 | $462,000 (12.7%) | $651,205 (17.2%) | 0.00 | 318 |
| 2020-07-01 | $494,000 (17.8%) | $726,935 (30.4%) | 0.00 | 290 |
| 2020-08-01 | $535,000 (30.2%) | $782,588 (41.7%) | 0.00 | 277 |
| 2020-09-01 | $562,500 (38.4%) | $876,115 (56.9%) | 0.00 | 251 |
| 2020-10-01 | $550,000 (32.7%) | $873,731 (51.7%) | 0.00 | 230 |
| 2020-11-01 | $609,950 (46.2%) | $943,387 (66.7%) | 0.00 | 178 |
| 2020-12-01 | $614,500 (45.5%) | $941,049 (66.1%) | 0.00 | 141 |
| 2021-01-01 | $665,900 (52.5%) | $956,251 (59.2%) | 0.00 | 110 |
| 2021-02-01 | $550,000 (24.7%) | $885,422 (51.1%) | 0.00 | 106 |
| 2021-03-01 | $500,000 (13.8%) | $776,088 (27.5%) | 0.00 | 124 |
| 2021-04-01 | $557,450 (27.7%) | $809,246 (35.6%) | 0.00 | 116 |
| 2021-05-01 | $582,500 (25.8%) | $868,767 (35.5%) | 0.00 | 133 |
| 2021-06-01 | $582,450 (26.1%) | $900,030 (38.2%) | 0.00 | 148 |
| 2021-07-01 | $618,245 (25.2%) | $927,150 (27.5%) | 0.00 | 166 |
| 2021-08-01 | $619,930 (15.9%) | $871,702 (11.4%) | 0.00 | 181 |
| 2021-09-01 | $637,500 (13.3%) | $885,336 (1.1%) | 0.00 | 172 |
| 2021-10-01 | $652,000 (18.6%) | $899,852 (3.0%) | 0.00 | 151 |
| 2021-11-01 | $692,450 (13.5%) | $973,703 (3.2%) | 0.00 | 115 |
| 2021-12-01 | $751,000 (22.2%) | $1,041,231 (10.7%) | 0.00 | 94 |
| 2022-01-01 | $799,000 (20.0%) | $1,155,133 (20.8%) | 0.00 | 71 |
| 2022-02-01 | $798,250 (45.1%) | $1,166,652 (31.8%) | 0.00 | 73 |
| 2022-03-01 | $742,000 (48.4%) | $1,027,976 (32.5%) | 0.00 | 80 |
| 2022-04-01 | $795,000 (42.6%) | $1,031,270 (27.4%) | 0.00 | 105 |
| 2022-05-01 | $742,500 (27.5%) | $951,363 (9.5%) | 0.00 | 160 |
| 2022-06-01 | $730,000 (25.3%) | $940,265 (4.5%) | 0.00 | 218 |
MISSOULA's median listing price comes in at 0% of the national average.
MISSOULA's average listing price for 2022-06-01 was $940,265, a difference of $40,235 (4.5%) versus the prior year and $-11,098 versus the prior month.
For the 2022-06-01 period, MISSOULA had 218 MLS listings, a difference of 58 listings (36%) versus the prior month and 70 listings (47%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,228 sqft |
| 2018-02-01 | 0 days | 2,294 sqft |
| 2018-03-01 | 0 days | 2,292 sqft |
| 2018-04-01 | 0 days | 2,314 sqft |
| 2018-05-01 | 0 days | 2,284 sqft |
| 2018-06-01 | 0 days | 2,230 sqft |
| 2018-07-01 | 0 days | 2,163 sqft |
| 2018-08-01 | 0 days | 2,224 sqft |
| 2018-09-01 | 0 days | 2,192 sqft |
| 2018-10-01 | 0 days | 2,163 sqft |
| 2018-11-01 | 0 days | 2,120 sqft |
| 2018-12-01 | 0 days | 2,144 sqft |
| 2019-01-01 | 0 days | 2,150 sqft |
| 2019-02-01 | 0 days | 2,096 sqft |
| 2019-03-01 | 0 days | 2,095 sqft |
| 2019-04-01 | 0 days | 2,136 sqft |
| 2019-05-01 | 0 days | 2,282 sqft |
| 2019-06-01 | 0 days | 2,255 sqft |
| 2019-07-01 | 0 days | 2,230 sqft |
| 2019-08-01 | 0 days | 2,230 sqft |
| 2019-09-01 | 0 days | 2,256 sqft |
| 2019-10-01 | 0 days | 2,249 sqft |
| 2019-11-01 | 0 days | 2,196 sqft |
| 2019-12-01 | 0 days | 2,165 sqft |
| 2020-01-01 | 0 days | 2,231 sqft |
| 2020-02-01 | 0 days | 2,234 sqft |
| 2020-03-01 | 0 days | 2,272 sqft |
| 2020-04-01 | 0 days | 2,217 sqft |
| 2020-05-01 | 0 days | 2,320 sqft |
| 2020-06-01 | 0 days | 2,347 sqft |
| 2020-07-01 | 0 days | 2,466 sqft |
| 2020-08-01 | 0 days | 2,450 sqft |
| 2020-09-01 | 0 days | 2,548 sqft |
| 2020-10-01 | 0 days | 2,536 sqft |
| 2020-11-01 | 0 days | 2,563 sqft |
| 2020-12-01 | 0 days | 2,407 sqft |
| 2021-01-01 | 0 days | 2,520 sqft |
| 2021-02-01 | 0 days | 2,293 sqft |
| 2021-03-01 | 0 days | 2,058 sqft |
| 2021-04-01 | 0 days | 2,230 sqft |
| 2021-05-01 | 0 days | 2,320 sqft |
| 2021-06-01 | 0 days | 2,206 sqft |
| 2021-07-01 | 0 days | 2,246 sqft |
| 2021-08-01 | 0 days | 2,345 sqft |
| 2021-09-01 | 0 days | 2,356 sqft |
| 2021-10-01 | 0 days | 2,345 sqft |
| 2021-11-01 | 0 days | 2,345 sqft |
| 2021-12-01 | 0 days | 2,392 sqft |
| 2022-01-01 | 0 days | 2,460 sqft |
| 2022-02-01 | 0 days | 2,390 sqft |
| 2022-03-01 | 0 days | 2,311 sqft |
| 2022-04-01 | 0 days | 2,280 sqft |
| 2022-05-01 | 0 days | 2,209 sqft |
| 2022-06-01 | 0 days | 2,300 sqft |
MISSOULA's median square footage for active listings during the 2022-06-01 period was 2,300 sqft. One year prior, the average listing was 2,206 sqft.
