MISSOULA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Missoula averaged
6.91%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.9% and
one month ago for the week of 2023-08-17, the
average rate was 6.91%.
Missoula's average rate one year ago was 5.64%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.25%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Missoula 30 Year Fixed Rate | 2023-09-21 | 6.91% |
| Missoula 30 Year Fixed Rate Refi | 2023-09-21 | 6.25% |
| Missoula 15 Year Fixed Rate | 2023-09-21 | 6.34% |
| Missoula 15 Year Fixed Rate Refi | 2023-09-21 | 7.14% |
| Missoula 30 Year FHA | 2023-09-21 | 6.94% |
| Missoula 30 Year FHA Refi | 2023-09-21 | 7.24% |
| Missoula 30 Year USDA | 2023-09-21 | 6.82% |
| Missoula 30 Year USDA Refi | 2023-09-21 | 6.92% |
| Missoula 30 Year VA | 2023-09-21 | 6.09% |
| Missoula 30 Year VA Refi | 2023-09-21 | 6.82% |
MISSOULA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MISSOULA, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MISSOULA Average Closing Costs & Other Stats
MISSOULA, MT's 130 lenders originated 2,982
loans during 2022. The total origination value was $1,064,500,000, with an average loan value of
$356,975.
MISSOULA's average closing costs are $5,390.
The top MISSOULA lender as defined by loan originations is MANN FINANCIAL INC., with
200 loans originated. Their average total fees are
$7,680, which is $3,257
higher than the next largest lender,
CLEARWATER Federal Credit Union.
The lowest fee MISSOULA lenders (with over 10 loans originated) are
PARK SIDE FINANCIAL ($2,435), CLEARWATER Federal Credit Union ($4,423), UNITED WHOLESALE MORTGAGE, LLC ($5,217), Flagstar Bank, FSB ($5,390) and Wells Fargo Bank ($5,477).
The lowest rate MISSOULA lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (3.57%), AMERISAVE MORTGAGE CORPORATION (4.00%), PARK SIDE FINANCIAL (4.11%), Glacier Bank (4.45%) and Wells Fargo Bank (4.48%).
MISSOULA, MT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Glacier Bank | $199,445,000 | $125,400,000 | -37.1% | 11.8% |
| First Interstate Bank | $114,850,000 | $98,685,000 | -14.1% | 9.3% |
| Stockman Bank of Montana | $93,100,000 | $92,580,000 | -0.6% | 8.7% |
| MANN FINANCIAL INC. | $182,685,000 | $86,910,000 | -52.4% | 8.2% |
| CLEARWATER Federal Credit Union | $114,885,000 | $68,450,000 | -40.4% | 6.4% |
| Opportunity Bank of Montana | $176,165,000 | $64,755,000 | -63.2% | 6.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $97,525,000 | $40,385,000 | -58.6% | 3.8% |
| The Huntington National Bank | $1,450,000 | $35,580,000 | 2,353.8% | 3.3% |
| QUICKEN LOANS, LLC | $96,735,000 | $29,435,000 | -69.6% | 2.8% |
| Wells Fargo Bank | $46,345,000 | $19,985,000 | -56.9% | 1.9% |
| JPMorgan Chase Bank | $3,825,000 | $19,705,000 | 415.2% | 1.9% |
| U.S. Bank | $32,450,000 | $19,105,000 | -41.1% | 1.8% |
| TrailWest Bank | $19,475,000 | $16,005,000 | -17.8% | 1.5% |
| ENVOY MORTGAGE, LTD | $23,895,000 | $15,150,000 | -36.6% | 1.4% |
| GUILD MORTGAGE COMPANY | $36,665,000 | $15,025,000 | -59.0% | 1.4% |
| East West Bank | $22,565,000 | $13,690,000 | -39.3% | 1.3% |
| GUARANTEED RATE, INC. | $24,140,000 | $13,680,000 | -43.3% | 1.3% |
| PARK SIDE FINANCIAL | $8,485,000 | $13,630,000 | 60.6% | 1.3% |
| Farmers State Bank | $11,165,000 | $13,460,000 | 20.6% | 1.3% |
| Flagstar Bank, FSB | $16,280,000 | $12,670,000 | -22.2% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,560,000 | $8,385,000 | 83.9% | 0.8% |
| WALKER & DUNLOP, LLC | $8,135,000 | n/a | 0.8% | |
| LOANDEPOT.COM, LLC | $34,260,000 | $7,785,000 | -77.3% | 0.7% |
| Century Mortgage Company DBA Century Lending Company | $7,560,000 | n/a | 0.7% | |
| GREYSTONE SERVICING COMPANY LLC | $6,885,000 | n/a | 0.6% | |
| NAVY FEDERAL CREDIT UNION | $7,195,000 | $6,740,000 | -6.3% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $35,565,000 | $6,670,000 | -81.2% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,170,000 | $5,725,000 | 163.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $16,485,000 | $5,715,000 | -65.3% | 0.5% |
| Citizens Alliance Bank | $10,560,000 | $5,655,000 | -46.4% | 0.5% |
| MOUNTAIN AMERICA | $1,935,000 | $5,095,000 | 163.3% | 0.5% |
| First Montana Bank, Inc. | $1,320,000 | $5,025,000 | 280.7% | 0.5% |
| Bank of America | $12,620,000 | $5,000,000 | -60.4% | 0.5% |
| Goldman Sachs Bank USA | $3,005,000 | $4,665,000 | 55.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,865,000 | $4,655,000 | -40.8% | 0.4% |
| Mortgage Research Center, LLC | $7,600,000 | $4,490,000 | -40.9% | 0.4% |
| CALIBER HOME LOANS, INC. | $7,175,000 | $4,470,000 | -37.7% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $6,005,000 | $4,375,000 | -27.1% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,120,000 | $4,335,000 | -52.5% | 0.4% |
| HORIZON | $3,975,000 | $4,265,000 | 7.3% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $550,000 | $4,260,000 | 674.5% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $13,065,000 | $4,115,000 | -68.5% | 0.4% |
| Ally Bank | $6,460,000 | $4,095,000 | -36.6% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $8,480,000 | $3,940,000 | -53.5% | 0.4% |
| NUMERICA CREDIT UNION | $3,850,000 | $3,190,000 | -17.1% | 0.3% |
| Northpointe Bank | $2,125,000 | $3,140,000 | 47.8% | 0.3% |
| KeyBank | $3,585,000 | $3,090,000 | -13.8% | 0.3% |
| PHH Mortgage Corporation | $3,300,000 | $3,080,000 | -6.7% | 0.3% |
| Morgan Stanley Private Bank | $4,315,000 | $2,980,000 | -30.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $8,275,000 | $2,860,000 | -65.4% | 0.3% |
| City National Bank | $920,000 | $2,770,000 | 201.1% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,285,000 | $2,630,000 | 104.7% | 0.2% |
| STEARNS LENDING, LLC | $42,505,000 | $2,570,000 | -94.0% | 0.2% |
| PNC Bank | $1,155,000 | $2,450,000 | 112.1% | 0.2% |
| AMERICAN ADVISORS GROUP | $1,600,000 | $2,410,000 | 50.6% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $2,385,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $24,985,000 | $1,955,000 | -92.2% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $460,000 | $1,910,000 | 315.2% | 0.2% |
| Hometown Lenders, Inc. | $1,545,000 | $1,895,000 | 22.7% | 0.2% |
| Charles Schwab Bank, SSB | $5,865,000 | $1,870,000 | -68.1% | 0.2% |
| First Republic Bank | $265,000 | $1,800,000 | 579.2% | 0.2% |
| BAY EQUITY LLC | $3,685,000 | $1,750,000 | -52.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,035,000 | $1,705,000 | -57.7% | 0.2% |
| North American Savings Bank, F.S.B. | $2,925,000 | $1,605,000 | -45.1% | 0.2% |
| SOFI LENDING CORP. | $1,510,000 | $1,590,000 | 5.3% | 0.1% |
| USAA Federal Savings Bank | $5,970,000 | $1,550,000 | -74.0% | 0.1% |
| Bank of England | $1,465,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,465,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $925,000 | $1,410,000 | 52.4% | 0.1% |
| Plains Commerce Bank | $715,000 | $1,405,000 | 96.5% | 0.1% |
| CMG MORTGAGE, INC. | $2,930,000 | $1,400,000 | -52.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,860,000 | $1,380,000 | -51.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,320,000 | $1,365,000 | -41.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $700,000 | $1,345,000 | 92.1% | 0.1% |
| First Federal Bank of Kansas City | $640,000 | $1,295,000 | 102.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $550,000 | $1,280,000 | 132.7% | 0.1% |
| GoPrime Mortgage, Inc. | $965,000 | $1,275,000 | 32.1% | 0.1% |
| Truist | $2,795,000 | $1,195,000 | -57.2% | 0.1% |
| The Federal Savings Bank | $3,055,000 | $1,185,000 | -61.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,205,000 | $1,170,000 | -2.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,970,000 | $1,125,000 | -62.1% | 0.1% |
| Bank of Bridger | $1,080,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $385,000 | $1,075,000 | 179.2% | 0.1% |
| Gateway First Bank | $1,020,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $2,250,000 | $1,010,000 | -55.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $550,000 | $985,000 | 79.1% | 0.1% |
| PLANET HOME LENDING, LLC | $2,215,000 | $965,000 | -56.4% | 0.1% |
| Rocky Mountain Bank | $1,210,000 | $935,000 | -22.7% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,310,000 | $925,000 | -72.1% | 0.1% |
| MidFirst Bank | $905,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $7,750,000 | $850,000 | -89.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $850,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $365,000 | $835,000 | 128.8% | 0.1% |
| Nations Lending Corporation | $1,670,000 | $835,000 | -50.0% | 0.1% |
| NBH Bank | $725,000 | $825,000 | 13.8% | 0.1% |
| UBS Bank USA | $1,140,000 | $805,000 | -29.4% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $235,000 | $795,000 | 238.3% | 0.1% |
| IDAHO CENTRAL | $385,000 | $790,000 | 105.2% | 0.1% |
| S1L, Inc. | $1,275,000 | $765,000 | -40.0% | 0.1% |
| The Central Trust Bank | $495,000 | $700,000 | 41.4% | 0.1% |
| TIB The Independent Bankersbank | $3,250,000 | $700,000 | -78.5% | 0.1% |
| Citibank | $13,095,000 | $685,000 | -94.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $325,000 | $675,000 | 107.7% | 0.1% |
| Ixonia Bank | $635,000 | n/a | 0.1% | |
| NEWREZ LLC | $6,720,000 | $635,000 | -90.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $625,000 | n/a | 0.1% | |
| Zions Bancorporation, N.A. | $610,000 | n/a | 0.1% | |
| Bank-Fund Staff Federal Credit Union | $605,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,390,000 | $605,000 | -86.2% | 0.1% |
| Origin Bank | $585,000 | n/a | 0.1% | |
| Wyoming Bank & Trust | $585,000 | n/a | 0.1% | |
| Amerifirst Financial, Inc. | $565,000 | n/a | 0.1% | |
| Citizens Bank | $1,160,000 | $565,000 | -51.3% | 0.1% |
| Evolve Bank & Trust | $870,000 | $565,000 | -35.1% | 0.1% |
| Magnolia Bank | $565,000 | n/a | 0.1% | |
| American Bank Center | $390,000 | $545,000 | 39.7% | 0.1% |
| BNC National Bank | $1,050,000 | $545,000 | -48.1% | 0.1% |
| KELLER MORTGAGE, LLC | $4,095,000 | $545,000 | -86.7% | 0.1% |
| Washington Trust Bank | $935,000 | $545,000 | -41.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,155,000 | $540,000 | -53.2% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $500,000 | $525,000 | 5.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $255,000 | $520,000 | 103.9% | 0.0% |
| First Internet Bank of Indiana | $295,000 | $515,000 | 74.6% | 0.0% |
| First Savings Bank | $1,265,000 | $500,000 | -60.5% | 0.0% |
| CHEVRON | $515,000 | $485,000 | -5.8% | 0.0% |
| Arvest Bank | $760,000 | $480,000 | -36.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $795,000 | $475,000 | -40.3% | 0.0% |
| BKCO MORTGAGE, LLC | $1,175,000 | $465,000 | -60.4% | 0.0% |
| IMPAC MORTGAGE CORP. | $815,000 | $465,000 | -42.9% | 0.0% |
| Northwest Federal Credit Union | $465,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $460,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $455,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $2,365,000 | $445,000 | -81.2% | 0.0% |
| Lincoln Savings Bank | $445,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $435,000 | n/a | 0.0% | |
| Bank of Utah | $425,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $415,000 | n/a | 0.0% | |
| Community First Bank of Indiana | $395,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $2,695,000 | $395,000 | -85.3% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,355,000 | $395,000 | -88.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $420,000 | $395,000 | -6.0% | 0.0% |
| SWBC MORTGAGE CORPORATION | $375,000 | $395,000 | 5.3% | 0.0% |
| THRIVE MORTGAGE, LLC | $395,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $515,000 | $385,000 | -25.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $365,000 | n/a | 0.0% | |
| FirstBank | $3,530,000 | $355,000 | -89.9% | 0.0% |
| TruHome Solutions, LLC | $355,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $450,000 | $345,000 | -23.3% | 0.0% |
| NBKC BANK | $1,830,000 | $345,000 | -81.1% | 0.0% |
| Figure Lending LLC | $40,000 | $340,000 | 750.0% | 0.0% |
| NFM, INC. | $335,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $165,000 | $330,000 | 100.0% | 0.0% |
| First Home Bank | $305,000 | $325,000 | 6.6% | 0.0% |
| Montana Federal Credit Union | $315,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $295,000 | n/a | 0.0% | |
| Discover Bank | $380,000 | $295,000 | -22.4% | 0.0% |
| RESIDENTIAL BANCORP. | $225,000 | $295,000 | 31.1% | 0.0% |
| Semper Home Loans, Inc. | $275,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,700,000 | $265,000 | -84.4% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $645,000 | $265,000 | -58.9% | 0.0% |
| Altana Federal Credit Union | $255,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $215,000 | $245,000 | 14.0% | 0.0% |
| ALLIANT CREDIT UNION | $315,000 | $210,000 | -33.3% | 0.0% |
| Ameris Bank | $195,000 | n/a | 0.0% | |
| Paramount Bank | $275,000 | $185,000 | -32.7% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $175,000 | n/a | 0.0% | |
| BANKWEST, INC. | $165,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $155,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $145,000 | n/a | 0.0% | |
| UNIVERSAL LENDING CORPORATION | $145,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $100,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% |
MISSOULA's top lender by overall market share is Glacier Bank, with 11.8% market share. In second place, with 9.3%, is First Interstate Bank, having originated $98,685,000 in loans. In third place, with 8.7%, is Stockman Bank of Montana, having originated $92,580,000 in loans. In fourth place, with 8.2%, is MANN FINANCIAL INC., having originated $86,910,000 in loans. In fifth place, with 6.4%, is CLEARWATER Federal Credit Union, having originated $68,450,000 in loans.
MISSOULA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $393,625 (11.9%) | $536,147 (-7.2%) | 0.00 | 408 |
| 2018-02-01 | $399,450 (13.8%) | $552,760 (-2.5%) | 0.00 | 383 |
| 2018-03-01 | $389,900 (11.4%) | $546,710 (-0.8%) | 0.00 | 411 |
| 2018-04-01 | $387,000 (11.7%) | $542,190 (4.5%) | 0.00 | 431 |
| 2018-05-01 | $399,000 (10.9%) | $554,685 (6.0%) | 0.00 | 483 |
| 2018-06-01 | $399,500 (8.1%) | $554,226 (7.1%) | 0.00 | 571 |
| 2018-07-01 | $392,475 (4.7%) | $547,158 (7.5%) | 0.00 | 611 |
| 2018-08-01 | $394,450 (4.1%) | $552,007 (8.4%) | 0.00 | 633 |
| 2018-09-01 | $389,000 (3.7%) | $543,870 (5.4%) | 0.00 | 654 |
| 2018-10-01 | $389,000 (3.2%) | $541,702 (2.8%) | 0.00 | 641 |
| 2018-11-01 | $386,950 (3.3%) | $534,773 (3.1%) | 0.00 | 602 |
| 2018-12-01 | $388,200 (-0.2%) | $550,149 (2.6%) | 0.00 | 526 |
| 2019-01-01 | $389,450 (-1.1%) | $556,009 (3.7%) | 0.00 | 480 |
| 2019-02-01 | $388,225 (-2.8%) | $539,950 (-2.3%) | 0.00 | 456 |
| 2019-03-01 | $392,264 (0.6%) | $539,770 (-1.3%) | 0.00 | 440 |
| 2019-04-01 | $398,675 (3.0%) | $542,647 (0.1%) | 0.00 | 438 |
| 2019-05-01 | $414,900 (4.0%) | $547,608 (-1.3%) | 0.00 | 478 |
| 2019-06-01 | $409,700 (2.6%) | $550,467 (-0.7%) | 0.00 | 484 |
| 2019-07-01 | $424,975 (8.3%) | $549,007 (0.3%) | 0.00 | 489 |
| 2019-08-01 | $423,636 (7.4%) | $559,386 (1.3%) | 0.00 | 482 |
| 2019-09-01 | $421,591 (8.4%) | $564,382 (3.8%) | 0.00 | 472 |
| 2019-10-01 | $420,000 (8.0%) | $569,095 (5.1%) | 0.00 | 458 |
| 2019-11-01 | $413,300 (6.8%) | $560,688 (4.9%) | 0.00 | 417 |
| 2019-12-01 | $408,450 (5.2%) | $552,848 (0.5%) | 0.00 | 361 |
| 2020-01-01 | $426,975 (9.6%) | $581,963 (4.7%) | 0.00 | 297 |
| 2020-02-01 | $429,000 (10.5%) | $592,933 (9.8%) | 0.00 | 280 |
| 2020-03-01 | $448,000 (14.2%) | $630,529 (16.8%) | 0.00 | 299 |
| 2020-04-01 | $433,325 (8.7%) | $608,099 (12.1%) | 0.00 | 324 |
| 2020-05-01 | $459,000 (10.6%) | $645,664 (17.9%) | 0.00 | 310 |
| 2020-06-01 | $460,950 (12.5%) | $654,595 (18.9%) | 0.00 | 303 |
| 2020-07-01 | $488,175 (14.9%) | $721,982 (31.5%) | 0.00 | 279 |
| 2020-08-01 | $535,000 (26.3%) | $766,751 (37.1%) | 0.00 | 264 |
| 2020-09-01 | $535,500 (27.0%) | $792,135 (40.4%) | 0.00 | 237 |
| 2020-10-01 | $535,000 (27.4%) | $789,098 (38.7%) | 0.00 | 221 |
| 2020-11-01 | $562,500 (36.1%) | $845,241 (50.8%) | 0.00 | 165 |
| 2020-12-01 | $571,225 (39.9%) | $891,568 (61.3%) | 0.00 | 134 |
| 2021-01-01 | $650,000 (52.2%) | $959,116 (64.8%) | 0.00 | 107 |
| 2021-02-01 | $576,975 (34.5%) | $895,344 (51.0%) | 0.00 | 107 |
| 2021-03-01 | $500,450 (11.7%) | $786,595 (24.8%) | 0.00 | 124 |
| 2021-04-01 | $572,000 (32.0%) | $819,344 (34.7%) | 0.00 | 116 |
| 2021-05-01 | $590,000 (28.5%) | $886,888 (37.4%) | 0.00 | 127 |
| 2021-06-01 | $584,225 (26.7%) | $895,042 (36.7%) | 0.00 | 140 |
| 2021-07-01 | $626,000 (28.2%) | $894,971 (24.0%) | 0.00 | 155 |
| 2021-08-01 | $620,040 (15.9%) | $855,706 (11.6%) | 0.00 | 180 |
| 2021-09-01 | $640,000 (19.5%) | $878,493 (10.9%) | 0.00 | 167 |
| 2021-10-01 | $658,500 (23.1%) | $888,118 (12.6%) | 0.00 | 149 |
| 2021-11-01 | $705,625 (25.4%) | $999,164 (18.2%) | 0.00 | 114 |
| 2021-12-01 | $757,500 (32.6%) | $1,056,390 (18.5%) | 0.00 | 96 |
| 2022-01-01 | $799,000 (22.9%) | $1,154,607 (20.4%) | 0.00 | 74 |
| 2022-02-01 | $809,450 (40.3%) | $1,178,590 (31.6%) | 0.00 | 75 |
| 2022-03-01 | $760,000 (51.9%) | $1,036,316 (31.8%) | 0.00 | 82 |
| 2022-04-01 | $839,500 (46.8%) | $1,060,262 (29.4%) | 0.00 | 105 |
| 2022-05-01 | $762,500 (29.2%) | $966,231 (9.0%) | 0.00 | 160 |
| 2022-06-01 | $757,000 (29.6%) | $955,076 (6.7%) | 0.00 | 208 |
| 2022-07-01 | $746,000 (19.2%) | $1,005,177 (12.3%) | 0.00 | 240 |
| 2022-08-01 | $722,250 (16.5%) | $982,980 (14.9%) | 0.00 | 258 |
| 2022-09-01 | $712,000 (11.3%) | $969,222 (10.3%) | 0.00 | 264 |
| 2022-10-01 | $699,000 (6.2%) | $976,238 (9.9%) | 0.00 | 257 |
| 2022-11-01 | $687,475 (-2.6%) | $980,539 (-1.9%) | 0.00 | 251 |
| 2022-12-01 | $690,000 (-8.9%) | $985,984 (-6.7%) | 0.00 | 215 |
| 2023-01-01 | $738,360 (-7.6%) | $1,039,164 (-10.0%) | 0.00 | 202 |
| 2023-02-01 | $749,250 (-7.4%) | $1,036,957 (-12.0%) | 0.00 | 193 |
| 2023-03-01 | $799,963 (5.3%) | $1,038,837 (0.2%) | 0.00 | 177 |
| 2023-04-01 | $822,500 (-2.0%) | $1,132,781 (6.8%) | 0.00 | 189 |
| 2023-05-01 | $799,975 (4.9%) | $1,098,675 (13.7%) | 0.00 | 234 |
| 2023-06-01 | $787,000 (4.0%) | $1,079,228 (13.0%) | 0.00 | 261 |
| 2023-07-01 | $749,000 (0.4%) | $1,072,881 (6.7%) | 0.00 | 275 |
| 2023-08-01 | $698,725 (-3.3%) | $1,071,311 (9.0%) | 0.00 | 294 |
MISSOULA's median listing price comes in at 0% of the national average.
MISSOULA's average listing price for 2023-08-01 was $1,071,311, a difference of $88,331 (9.0%) versus the prior year and $-1,570 versus the prior month.
For the 2023-08-01 period, MISSOULA had 294 MLS listings, a difference of 19 listings (7%) versus the prior month and 36 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,232 sqft |
| 2018-02-01 | 0 days | 2,400 sqft |
| 2018-03-01 | 0 days | 2,290 sqft |
| 2018-04-01 | 0 days | 2,338 sqft |
| 2018-05-01 | 0 days | 2,250 sqft |
| 2018-06-01 | 0 days | 2,212 sqft |
| 2018-07-01 | 0 days | 2,151 sqft |
| 2018-08-01 | 0 days | 2,191 sqft |
| 2018-09-01 | 0 days | 2,128 sqft |
| 2018-10-01 | 0 days | 2,108 sqft |
| 2018-11-01 | 0 days | 2,097 sqft |
| 2018-12-01 | 0 days | 2,104 sqft |
| 2019-01-01 | 0 days | 2,116 sqft |
| 2019-02-01 | 0 days | 2,076 sqft |
| 2019-03-01 | 0 days | 2,074 sqft |
| 2019-04-01 | 0 days | 2,087 sqft |
| 2019-05-01 | 0 days | 2,248 sqft |
| 2019-06-01 | 0 days | 2,249 sqft |
| 2019-07-01 | 0 days | 2,243 sqft |
| 2019-08-01 | 0 days | 2,253 sqft |
| 2019-09-01 | 0 days | 2,251 sqft |
| 2019-10-01 | 0 days | 2,249 sqft |
| 2019-11-01 | 0 days | 2,186 sqft |
| 2019-12-01 | 0 days | 2,131 sqft |
| 2020-01-01 | 0 days | 2,169 sqft |
| 2020-02-01 | 0 days | 2,134 sqft |
| 2020-03-01 | 0 days | 2,233 sqft |
| 2020-04-01 | 0 days | 2,212 sqft |
| 2020-05-01 | 0 days | 2,280 sqft |
| 2020-06-01 | 0 days | 2,336 sqft |
| 2020-07-01 | 0 days | 2,452 sqft |
| 2020-08-01 | 0 days | 2,453 sqft |
| 2020-09-01 | 0 days | 2,417 sqft |
| 2020-10-01 | 0 days | 2,433 sqft |
| 2020-11-01 | 0 days | 2,462 sqft |
| 2020-12-01 | 0 days | 2,405 sqft |
| 2021-01-01 | 0 days | 2,518 sqft |
| 2021-02-01 | 0 days | 2,333 sqft |
| 2021-03-01 | 0 days | 2,092 sqft |
| 2021-04-01 | 0 days | 2,299 sqft |
| 2021-05-01 | 0 days | 2,437 sqft |
| 2021-06-01 | 0 days | 2,238 sqft |
| 2021-07-01 | 0 days | 2,266 sqft |
| 2021-08-01 | 0 days | 2,343 sqft |
| 2021-09-01 | 0 days | 2,370 sqft |
| 2021-10-01 | 0 days | 2,334 sqft |
| 2021-11-01 | 0 days | 2,353 sqft |
| 2021-12-01 | 0 days | 2,471 sqft |
| 2022-01-01 | 0 days | 2,471 sqft |
| 2022-02-01 | 0 days | 2,416 sqft |
| 2022-03-01 | 0 days | 2,311 sqft |
| 2022-04-01 | 0 days | 2,345 sqft |
| 2022-05-01 | 0 days | 2,288 sqft |
| 2022-06-01 | 0 days | 2,343 sqft |
| 2022-07-01 | 0 days | 2,345 sqft |
| 2022-08-01 | 0 days | 2,310 sqft |
| 2022-09-01 | 0 days | 2,270 sqft |
| 2022-10-01 | 0 days | 2,345 sqft |
| 2022-11-01 | 0 days | 2,221 sqft |
| 2022-12-01 | 0 days | 2,197 sqft |
| 2023-01-01 | 0 days | 2,205 sqft |
| 2023-02-01 | 0 days | 2,244 sqft |
| 2023-03-01 | 0 days | 2,303 sqft |
| 2023-04-01 | 0 days | 2,282 sqft |
| 2023-05-01 | 0 days | 2,249 sqft |
| 2023-06-01 | 0 days | 2,262 sqft |
| 2023-07-01 | 0 days | 2,112 sqft |
| 2023-08-01 | 0 days | 2,124 sqft |
MISSOULA's median square footage for active listings during the 2023-08-01 period was 2,124 sqft. One year prior, the average listing was 2,310 sqft.
MISSOULA, MT Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 59801 | Missoula, MT | $710 | $810 | $1,010 | $1,430 | $1,730 |
| 59802 | Missoula, MT | $680 | $770 | $970 | $1,370 | $1,660 |
| 59803 | Missoula, MT | $760 | $860 | $1,080 | $1,520 | $1,850 |
| 59804 | Missoula, MT | $940 | $1,070 | $1,340 | $1,890 | $2,290 |
| 59806 | Missoula, MT | $720 | $810 | $1,020 | $1,440 | $1,750 |
| 59807 | Missoula, MT | $720 | $810 | $1,020 | $1,440 | $1,750 |
| 59808 | Missoula, MT | $790 | $890 | $1,120 | $1,580 | $1,920 |
| 59812 | Missoula, MT | $720 | $810 | $1,020 | $1,440 | $1,750 |
| 59820 | Missoula, MT | $760 | $860 | $1,080 | $1,520 | $1,850 |
| 59821 | Missoula, MT | $620 | $700 | $890 | $1,270 | $1,530 |
| 59823 | Missoula, MT | $880 | $1,000 | $1,250 | $1,760 | $2,140 |
| 59825 | Missoula, MT | $780 | $880 | $1,110 | $1,570 | $1,900 |
| 59826 | Missoula, MT | $720 | $810 | $1,020 | $1,440 | $1,750 |
| 59833 | Missoula, MT | $840 | $960 | $1,200 | $1,690 | $2,050 |
| 59834 | Missoula, MT | $770 | $870 | $1,090 | $1,540 | $1,860 |
| 59846 | Missoula, MT | $720 | $810 | $1,020 | $1,440 | $1,750 |
| 59847 | Missoula, MT | $740 | $840 | $1,050 | $1,480 | $1,800 |
| 59851 | Missoula, MT | $750 | $850 | $1,070 | $1,510 | $1,830 |
| 59868 | Missoula, MT | $620 | $700 | $890 | $1,270 | $1,530 |
2022 Average & Median Rent Data Statistics
MISSOULA, MT average 1BR rent: $848, median: $840
MISSOULA, MT average 2BR rent: $1,066, median: $1,050
MISSOULA, MT average 3BR rent: $1,505, median: $1,480
MISSOULA, MT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,360 | $686,250,000 | $504,596 |
| Home Improvement | 530 | $64,690,000 | $122,057 |
| Cash Out Refi | 470 | $159,670,000 | $339,723 |
| Refi | 422 | $124,380,000 | $294,739 |
| Other | 200 | $29,510,000 | $147,550 |
Missoula's most frequently cited loan purpose was Home Purchase, with 1,360 originations. The 2nd most popular reason was Home Improvement, with 530 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 772 | $329,770,000 | $427,163 |
| 5-6% | 698 | $257,380,000 | $368,739 |
| 3-4% | 666 | $237,830,000 | $357,102 |
| 6-7% | 343 | $92,725,000 | $270,335 |
| 2.5-3% | 185 | $54,625,000 | $295,270 |
| 7-8% | 95 | $18,105,000 | $190,579 |
| Over 8% | 58 | $6,250,000 | $107,759 |
| <2.5% | 42 | $26,590,000 | $633,095 |
During 2022, Missoula's most frequently originated rate bucket was 4-5%, with 772 originations.
Loan Sizing (MISSOULA, MT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,110 | $333,750,000 | $300,676 |
| $400k-600k | 571 | $272,345,000 | $476,961 |
| $100k-200k | 550 | $77,080,000 | $140,145 |
| $100,000 or less | 501 | $28,385,000 | $56,657 |
| $600k-1000k | 189 | $134,235,000 | $710,238 |
| $Over $1MM | 61 | $218,705,000 | $3,585,328 |
MISSOULA's loan sizing saw the bucket of loans from $200k-400k with 1,110 originations, totaling $333,750,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 764 | $369,180,000 | $483,220 |
| Under 20% | 559 | $61,815,000 | $110,581 |
| 80-100% | 536 | $261,570,000 | $488,004 |
| 40-60% | 515 | $233,355,000 | $453,117 |
| 20-40% | 470 | $89,590,000 | $190,617 |
| Over 100% | 9 | $6,415,000 | $712,778 |
MISSOULA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 764 originations, totaling $369,180,000 in origination value.