MISSOULA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Missoula averaged 6.49% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.68% and one month ago for the week of 2024-11-07, the average rate was 6.88%.

    Missoula's average rate one year ago was 6.82%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Missoula 30 Year Fixed Rate 2024-12-12 6.49%
    Missoula 30 Year Fixed Rate Refi 2024-12-12 7%
    Missoula 15 Year Fixed Rate 2024-12-12 5.84%
    Missoula 15 Year Fixed Rate Refi 2024-12-12 6.24%
    Missoula 30 Year FHA 2024-12-12 6.48%
    Missoula 30 Year FHA Refi 2024-12-12 6.18%
    Missoula 30 Year USDA 2024-12-12 6.4%
    Missoula 30 Year USDA Refi 2024-12-12 6.2%
    Missoula 30 Year VA 2024-12-12 5.62%
    Missoula 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MISSOULA, MT.

    MISSOULA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MISSOULA, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    MANN FINANCIAL INC. 101 6.62% $10,615
    Opportunity Bank of Montana 82 6.88% $6,215
    CLEARWATER Federal Credit Union 70 6.52% $6,112
    Stockman Bank of Montana 57 6.69% $7,111
    UNITED WHOLESALE MORTGAGE, LLC 50 6.68% $6,178
    Glacier Bank 49 6.62% $8,038
    QUICKEN LOANS, LLC 38 6.60% $9,285
    CROSSCOUNTRY MORTGAGE, LLC 33 7.12% $7,939
    PRIMELENDING, A PLAINSCAPITAL COMPANY 33 6.89% $7,668
    Century Mortgage Company DBA Century Lending Company 30 6.64% $9,328
    First Interstate Bank 27 6.69% $6,941
    GUARANTEED RATE, INC. 21 6.60% $5,935
    U.S. Bank 15 6.57% $5,117
    FIRST COLONY MORTGAGE CORPORATION 15 6.88% $11,553
    ENVOY MORTGAGE, LTD 14 6.83% $7,627
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.13% $8,548
    Wells Fargo Bank 8 6.44% $4,523
    Morgan Stanley Private Bank 6 5.63% $4,738
    JPMorgan Chase Bank 6 6.71% $7,529
    MUTUAL OF OMAHA MORTGAGE, INC. 5 6.85% $5,080
    PARK SIDE FINANCIAL 5 6.45% $2,287
    Bank of America 5 5.38% $8,076
    Prosperity Home Mortgage, LLC 5 6.75% $9,298
    Flagstar Bank, FSB 4 6.92% $4,832
    PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.19% $5,818
    BMO Harris Bank 4 6.03% $5,626
    Citibank 4 5.34% $6,215
    CMG MORTGAGE, INC. 4 6.69% $11,354
    GUILD MORTGAGE COMPANY 3 7.33% $3,857
    Mr. Cooper ( Nationstar Mortgage ) 3 6.70% $10,707
    Northpointe Bank 3 6.58% $8,284
    TOWNE MORTGAGE COMPANY 3 6.96% $4,171
    WINGS FINANCIAL 2 6.50% $3,940
    CORNERSTONE HOME LENDING, INC. 2 6.56% $13,930
    FREEDOM MORTGAGE CORPORATION 2 6.75% $9,696
    HORIZON 2 6.56% $6,733
    LOANDEPOT.COM, LLC 2 5.81% $7,294
    MOVEMENT MORTGAGE, LLC 2 6.78% $9,236
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.75% $8,615
    NAVY FEDERAL CREDIT UNION 2 7.25% $5,127
    NBKC BANK 2 6.13% $9,697
    TIB The Independent Bankersbank 2 6.88% $10,592
    IDAHO CENTRAL 1 5.84% $23,767
    Johnson Bank 1 8.38% $4,656
    Discover Bank 1 6.24% $0
    LAKEVIEW LOAN SERVICING, LLC 1 6.00% $7,008
    USAA Federal Savings Bank 1 5.75% $6,972
    DIRECTORS MORTGAGE, INC. 1 7.50% $12,120
    Colonial Savings, F.A. 1 6.50% $2,304
    MORTGAGE 1 INCORPORATED 1 7.38% $4,461
    MOUNTAIN AMERICA 1 5.88% $5,818
    Ally Bank 1 6.75% $4,401
    CITYWIDE HOME LOANS, LLC 1 6.63% $4,511
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.99% $14,555
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.50% $4,250
    Washington Trust Bank 1 6.13% $4,100
    ACADEMY MORTGAGE CORPORATION 1 6.75% $3,200
    NFM, INC. 1 7.13% $17,491
    Citadel Servicing Corporation 1 12.00% $7,221
    BROKER SOLUTIONS, INC. 1 6.88% $7,415
    BETTER MORTGAGE CORPORATION 1 6.50% $8,345
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $18,305
    Plains Commerce Bank 1 7.38% $4,425
    PNC Bank 1 6.88% $3,582
    BAY EQUITY LLC 1 6.49% $4,006
    Barrington Bank & Trust Company, N.A. 1 7.38% $13,662
    PRIORITY HOME LENDING, LLC 1 6.88% $14,285
    AmRes Corporation 1 10.13% $10,473
    AMERICAN INTERNET MORTGAGE, INC. 1 7.25% $4,405
    Raymond James Bank 1 5.00% $3,229
    Stifel Bank and Trust 1 7.00% $3,229
    AMERICAN FINANCING CORPORATION 1 6.88% $9,412
    The Central Trust Bank 1 6.13% $3,191
    The Federal Savings Bank 1 7.00% $11,246
    The Huntington National Bank 1 5.25% $6,788
    21ST MORTGAGE CORPORATION 1 8.15% $6,311
    AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $6,659
    First Federal Bank 1 6.25% $5,693
    Firefighters First Federal Credit Union 1 5.88% $3,344
    Umpqua Bank 1 6.75% $3,680
    GENEVA FINANCIAL, LLC 1 7.38% $14,269
    Farmers Bank & Trust 1 5.88% $3,450
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 8.13% $18,416
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.99% $4,324
    American Bank Center 1 7.13% $8,597

    MISSOULA Average Closing Costs & Other Stats

    MISSOULA, MT's 85 lenders originated 1,797 loans during 2023. The total origination value was $585,205,000, with an average loan value of $325,657.

    MISSOULA's average closing costs are $5,590.

    The top MISSOULA lender as defined by loan originations is MANN FINANCIAL INC., with 101 loans originated. Their average total fees are $10,615, which is $4,400 higher than the next largest lender, Opportunity Bank of Montana.

    The lowest fee MISSOULA lenders (with over 10 loans originated) are U.S. Bank ($5,117), GUARANTEED RATE, INC. ($5,935), CLEARWATER Federal Credit Union ($6,112), UNITED WHOLESALE MORTGAGE, LLC ($6,178) and Opportunity Bank of Montana ($6,215).

    The lowest rate MISSOULA lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.13%), CLEARWATER Federal Credit Union (6.52%), U.S. Bank (6.57%), GUARANTEED RATE, INC. (6.60%) and QUICKEN LOANS, LLC (6.60%).

    MISSOULA, MT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Glacier Bank $125,400,000 $57,900,000 -53.8% 9.9%
    MANN FINANCIAL INC. $86,910,000 $54,715,000 -37.0% 9.3%
    Stockman Bank of Montana $92,580,000 $46,870,000 -49.4% 8.0%
    Opportunity Bank of Montana $64,755,000 $45,975,000 -29.0% 7.9%
    CLEARWATER Federal Credit Union $68,450,000 $39,580,000 -42.2% 6.8%
    First Interstate Bank $98,685,000 $34,825,000 -64.7% 6.0%
    UNITED WHOLESALE MORTGAGE, LLC $40,385,000 $29,380,000 -27.3% 5.0%
    Century Mortgage Company DBA Century Lending Company $7,560,000 $18,585,000 145.8% 3.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $5,725,000 $18,530,000 223.7% 3.2%
    CROSSCOUNTRY MORTGAGE, LLC $8,385,000 $17,790,000 112.2% 3.0%
    QUICKEN LOANS, LLC $29,435,000 $17,375,000 -41.0% 3.0%
    U.S. Bank $19,105,000 $11,960,000 -37.4% 2.0%
    GUARANTEED RATE, INC. $13,680,000 $11,140,000 -18.6% 1.9%
    ENVOY MORTGAGE, LTD $15,150,000 $10,760,000 -29.0% 1.8%
    Citibank $685,000 $9,895,000 1,344.5% 1.7%
    TrailWest Bank $16,005,000 $9,685,000 -39.5% 1.7%
    FIRST COLONY MORTGAGE CORPORATION $2,385,000 $8,315,000 248.6% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,655,000 $6,105,000 31.1% 1.0%
    Farmers State Bank $13,460,000 $5,105,000 -62.1% 0.9%
    Morgan Stanley Private Bank $2,980,000 $4,800,000 61.1% 0.8%
    Bank of America $5,000,000 $4,580,000 -8.4% 0.8%
    Wells Fargo Bank $19,985,000 $4,345,000 -78.3% 0.7%
    Citizens Alliance Bank $5,655,000 $4,200,000 -25.7% 0.7%
    JPMorgan Chase Bank $19,705,000 $4,100,000 -79.2% 0.7%
    First Montana Bank, Inc. $5,025,000 $4,085,000 -18.7% 0.7%
    Mortgage Research Center, LLC $4,490,000 $3,970,000 -11.6% 0.7%
    NAVY FEDERAL CREDIT UNION $6,740,000 $3,815,000 -43.4% 0.7%
    CMG MORTGAGE, INC. $1,400,000 $3,675,000 162.5% 0.6%
    HORIZON $4,265,000 $3,660,000 -14.2% 0.6%
    BMO Harris Bank $3,375,000 n/a 0.6%
    WALKER & DUNLOP, LLC $8,135,000 $3,365,000 -58.6% 0.6%
    Prosperity Home Mortgage, LLC $455,000 $3,240,000 612.1% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $605,000 $2,890,000 377.7% 0.5%
    PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 $2,765,000 943.4% 0.5%
    PENNYMAC LOAN SERVICES, LLC $4,115,000 $2,750,000 -33.2% 0.5%
    CORNERSTONE HOME LENDING, INC. $395,000 $2,505,000 534.2% 0.4%
    Flagstar Bank, FSB $12,670,000 $2,475,000 -80.5% 0.4%
    FREEDOM MORTGAGE CORPORATION $6,670,000 $2,220,000 -66.7% 0.4%
    GUILD MORTGAGE COMPANY $15,025,000 $1,910,000 -87.3% 0.3%
    MOUNTAIN AMERICA $5,095,000 $1,865,000 -63.4% 0.3%
    21ST MORTGAGE CORPORATION $1,345,000 $1,680,000 24.9% 0.3%
    IDAHO CENTRAL $790,000 $1,665,000 110.8% 0.3%
    LOANDEPOT.COM, LLC $7,785,000 $1,640,000 -78.9% 0.3%
    USAA Federal Savings Bank $1,550,000 $1,535,000 -1.0% 0.3%
    NBKC BANK $345,000 $1,475,000 327.5% 0.3%
    Northpointe Bank $3,140,000 $1,335,000 -57.5% 0.2%
    PARK SIDE FINANCIAL $13,630,000 $1,305,000 -90.4% 0.2%
    AMERISAVE MORTGAGE CORPORATION $5,715,000 $1,280,000 -77.6% 0.2%
    GEORGIA'S OWN $55,000 $1,240,000 2,154.5% 0.2%
    PNC Bank $2,450,000 $1,240,000 -49.4% 0.2%
    Stifel Bank and Trust $1,410,000 $1,205,000 -14.5% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $4,335,000 $1,195,000 -72.4% 0.2%
    BETTER MORTGAGE CORPORATION $1,955,000 $1,110,000 -43.2% 0.2%
    The Huntington National Bank $35,580,000 $1,105,000 -96.9% 0.2%
    Wintrust Bank, N.A. $1,085,000 n/a 0.2%
    Discover Bank $295,000 $1,040,000 252.5% 0.2%
    The Central Trust Bank $700,000 $1,040,000 48.6% 0.2%
    Umpqua Bank $980,000 n/a 0.2%
    Ally Bank $4,095,000 $945,000 -76.9% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $835,000 $930,000 11.4% 0.2%
    TOWNE MORTGAGE COMPANY $925,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $1,705,000 $900,000 -47.2% 0.2%
    ACADEMY MORTGAGE CORPORATION $1,075,000 $890,000 -17.2% 0.2%
    MOVEMENT MORTGAGE, LLC $540,000 $890,000 64.8% 0.2%
    Town Bank, N.A. $845,000 n/a 0.1%
    NEWREZ LLC $635,000 $835,000 31.5% 0.1%
    FUNDLOANS CAPITAL $785,000 n/a 0.1%
    TIB The Independent Bankersbank $700,000 $780,000 11.4% 0.1%
    PREMIA MORTGAGE, LLC $765,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,280,000 $730,000 -43.0% 0.1%
    First Federal Bank $725,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $475,000 $700,000 47.4% 0.1%
    Johnson Bank $695,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $645,000 n/a 0.1%
    CLEARPATH LENDING $445,000 $635,000 42.7% 0.1%
    Plains Commerce Bank $1,405,000 $630,000 -55.2% 0.1%
    CALIBER HOME LOANS, INC. $4,470,000 $615,000 -86.2% 0.1%
    NFM, INC. $335,000 $615,000 83.6% 0.1%
    WINGS FINANCIAL $610,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $295,000 $585,000 98.3% 0.1%
    The Federal Savings Bank $1,185,000 $585,000 -50.6% 0.1%
    Paramount Residential Mortgage Group, Inc. $520,000 $525,000 1.0% 0.1%
    VILLAGE CAPITAL MORTGAGE $1,170,000 $525,000 -55.1% 0.1%
    Figure Lending LLC $340,000 $520,000 52.9% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $505,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $470,000 n/a 0.1%
    PRIORITY HOME LENDING, LLC $465,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $2,860,000 $460,000 -83.9% 0.1%
    GENEVA FINANCIAL, LLC $455,000 n/a 0.1%
    American Bank Center $545,000 $445,000 -18.3% 0.1%
    Altana Federal Credit Union $255,000 $435,000 70.6% 0.1%
    M&T Bank $425,000 n/a 0.1%
    Montana Federal Credit Union $315,000 $420,000 33.3% 0.1%
    Farmers Bank & Trust $405,000 n/a 0.1%
    MORTGAGE 1 INCORPORATED $405,000 n/a 0.1%
    DIRECTORS MORTGAGE, INC. $395,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $385,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $385,000 n/a 0.1%
    PHH Mortgage Corporation $3,080,000 $380,000 -87.7% 0.1%
    Washington Trust Bank $545,000 $375,000 -31.2% 0.1%
    Waterstone Mortgage Corporation $375,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $365,000 n/a 0.1%
    AmRes Corporation $355,000 n/a 0.1%
    Jonah Bank of Wyoming $355,000 n/a 0.1%
    Ixonia Bank $635,000 $345,000 -45.7% 0.1%
    MID AMERICA MORTGAGE, INC. $345,000 n/a 0.1%
    Magnolia Bank $565,000 $335,000 -40.7% 0.1%
    Raymond James Bank $335,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $625,000 $315,000 -49.6% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $345,000 $305,000 -11.6% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $300,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $295,000 n/a 0.1%
    Colonial Savings, F.A. $285,000 n/a 0.0%
    DRAPER AND KRAMER MORTGAGE CORP. $285,000 n/a 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $280,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $850,000 $255,000 -70.0% 0.0%
    AMERICAN FINANCING CORPORATION $1,125,000 $245,000 -78.2% 0.0%
    CARDINAL FINANCIAL $925,000 $245,000 -73.5% 0.0%
    Citadel Servicing Corporation $235,000 n/a 0.0%
    b1BANK $205,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,465,000 $195,000 -86.7% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $4,375,000 $195,000 -95.5% 0.0%
    Firefighters First Federal Credit Union $185,000 n/a 0.0%
    CANOPY MORTGAGE, LLC $265,000 $175,000 -34.0% 0.0%
    PLANET HOME LENDING, LLC $965,000 $165,000 -82.9% 0.0%
    ALLIANT CREDIT UNION $210,000 $150,000 -28.6% 0.0%
    SPRING EQ, LLC $330,000 $150,000 -54.5% 0.0%
    BAY EQUITY LLC $1,750,000 $115,000 -93.4% 0.0%
    Centier Bank $115,000 n/a 0.0%
    GTE Federal Credit Union $460,000 $85,000 -81.5% 0.0%
    RAILWAY CREDIT UNION $85,000 n/a 0.0%

    MISSOULA's top lender by overall market share is Glacier Bank, with 9.9% market share. In second place, with 9.3%, is MANN FINANCIAL INC., having originated $54,715,000 in loans. In third place, with 8.0%, is Stockman Bank of Montana, having originated $46,870,000 in loans. In fourth place, with 7.9%, is Opportunity Bank of Montana, having originated $45,975,000 in loans. In fifth place, with 6.8%, is CLEARWATER Federal Credit Union, having originated $39,580,000 in loans.

    MISSOULA Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $393,625 (11.9%) $536,147 (-7.2%) 0.00 408
    2018-02-01 $399,450 (13.8%) $552,760 (-2.5%) 0.00 383
    2018-03-01 $389,900 (11.4%) $546,710 (-0.8%) 0.00 411
    2018-04-01 $387,000 (11.7%) $542,190 (4.5%) 0.00 431
    2018-05-01 $399,000 (10.9%) $554,685 (6.0%) 0.00 483
    2018-06-01 $399,500 (8.1%) $554,226 (7.1%) 0.00 571
    2018-07-01 $392,475 (4.7%) $547,158 (7.5%) 0.00 611
    2018-08-01 $394,450 (4.1%) $552,007 (8.4%) 0.00 633
    2018-09-01 $389,000 (3.7%) $543,870 (5.4%) 0.00 654
    2018-10-01 $389,000 (3.2%) $541,702 (2.8%) 0.00 641
    2018-11-01 $386,950 (3.3%) $534,773 (3.1%) 0.00 602
    2018-12-01 $388,200 (-0.2%) $550,149 (2.6%) 0.00 526
    2019-01-01 $389,450 (-1.1%) $556,009 (3.7%) 0.00 480
    2019-02-01 $388,225 (-2.8%) $539,950 (-2.3%) 0.00 456
    2019-03-01 $392,264 (0.6%) $539,770 (-1.3%) 0.00 440
    2019-04-01 $398,675 (3.0%) $542,647 (0.1%) 0.00 438
    2019-05-01 $414,900 (4.0%) $547,608 (-1.3%) 0.00 478
    2019-06-01 $409,700 (2.6%) $550,467 (-0.7%) 0.00 484
    2019-07-01 $424,975 (8.3%) $549,007 (0.3%) 0.00 489
    2019-08-01 $423,636 (7.4%) $559,386 (1.3%) 0.00 482
    2019-09-01 $421,591 (8.4%) $564,382 (3.8%) 0.00 472
    2019-10-01 $420,000 (8.0%) $569,095 (5.1%) 0.00 458
    2019-11-01 $413,300 (6.8%) $560,688 (4.9%) 0.00 417
    2019-12-01 $408,450 (5.2%) $552,848 (0.5%) 0.00 361
    2020-01-01 $426,975 (9.6%) $581,963 (4.7%) 0.00 297
    2020-02-01 $429,000 (10.5%) $592,933 (9.8%) 0.00 280
    2020-03-01 $448,000 (14.2%) $630,529 (16.8%) 0.00 299
    2020-04-01 $433,325 (8.7%) $608,099 (12.1%) 0.00 324
    2020-05-01 $459,000 (10.6%) $645,664 (17.9%) 0.00 310
    2020-06-01 $460,950 (12.5%) $654,595 (18.9%) 0.00 303
    2020-07-01 $488,175 (14.9%) $721,982 (31.5%) 0.00 279
    2020-08-01 $535,000 (26.3%) $766,751 (37.1%) 0.00 264
    2020-09-01 $535,500 (27.0%) $792,135 (40.4%) 0.00 237
    2020-10-01 $535,000 (27.4%) $789,098 (38.7%) 0.00 221
    2020-11-01 $562,500 (36.1%) $845,241 (50.8%) 0.00 165
    2020-12-01 $571,225 (39.9%) $891,568 (61.3%) 0.00 134
    2021-01-01 $650,000 (52.2%) $959,116 (64.8%) 0.00 107
    2021-02-01 $576,975 (34.5%) $895,344 (51.0%) 0.00 107
    2021-03-01 $500,450 (11.7%) $786,595 (24.8%) 0.00 124
    2021-04-01 $572,000 (32.0%) $819,344 (34.7%) 0.00 116
    2021-05-01 $590,000 (28.5%) $886,888 (37.4%) 0.00 127
    2021-06-01 $585,500 (27.0%) $895,507 (36.8%) 0.00 140
    2021-07-01 $626,000 (28.2%) $894,971 (24.0%) 0.00 154
    2021-08-01 $620,040 (15.9%) $855,706 (11.6%) 0.00 180
    2021-09-01 $640,000 (19.5%) $878,493 (10.9%) 0.00 167
    2021-10-01 $658,500 (23.1%) $888,118 (12.6%) 0.00 149
    2021-11-01 $705,625 (25.4%) $999,164 (18.2%) 0.00 114
    2021-12-01 $757,500 (32.6%) $1,056,390 (18.5%) 0.00 96
    2022-01-01 $799,000 (22.9%) $1,154,607 (20.4%) 0.00 74
    2022-02-01 $809,450 (40.3%) $1,178,590 (31.6%) 0.00 75
    2022-03-01 $760,000 (51.9%) $1,036,316 (31.8%) 0.00 82
    2022-04-01 $839,500 (46.8%) $1,060,262 (29.4%) 0.00 105
    2022-05-01 $762,500 (29.2%) $966,231 (9.0%) 0.00 160
    2022-06-01 $757,000 (29.3%) $955,076 (6.7%) 0.00 208
    2022-07-01 $746,000 (19.2%) $1,005,177 (12.3%) 0.00 240
    2022-08-01 $722,250 (16.5%) $982,980 (14.9%) 0.00 258
    2022-09-01 $712,000 (11.3%) $969,222 (10.3%) 0.00 264
    2022-10-01 $699,000 (6.2%) $976,238 (9.9%) 0.00 257
    2022-11-01 $687,475 (-2.6%) $980,539 (-1.9%) 0.00 251
    2022-12-01 $690,000 (-8.9%) $985,984 (-6.7%) 0.00 215
    2023-01-01 $738,360 (-7.6%) $1,039,164 (-10.0%) 0.00 202
    2023-02-01 $749,250 (-7.4%) $1,036,957 (-12.0%) 0.00 193
    2023-03-01 $799,963 (5.3%) $1,038,837 (0.2%) 0.00 177
    2023-04-01 $820,000 (-2.3%) $1,132,032 (6.8%) 0.00 189
    2023-05-01 $799,475 (4.9%) $1,095,330 (13.4%) 0.00 235
    2023-06-01 $783,500 (3.5%) $1,074,539 (12.5%) 0.00 263
    2023-07-01 $749,000 (0.4%) $1,068,472 (6.3%) 0.00 277
    2023-08-01 $698,725 (-3.3%) $1,071,311 (9.0%) 0.00 294
    2023-09-01 $725,000 (1.8%) $1,089,200 (12.4%) 0.00 329
    2023-10-01 $725,000 (3.7%) $1,102,935 (13.0%) 0.00 334
    2023-11-01 $725,000 (5.5%) $1,123,867 (14.6%) 0.00 313
    2023-12-01 $699,000 (1.3%) $1,036,067 (5.1%) 0.00 280
    2024-01-01 $692,000 (-6.3%) $1,052,637 (1.3%) 0.00 256
    2024-02-01 $711,238 (-5.1%) $1,043,354 (0.6%) 0.00 227
    2024-03-01 $730,000 (-8.8%) $1,049,145 (1.0%) 0.00 224
    2024-04-01 $725,000 (-11.6%) $1,050,316 (-7.2%) 0.00 255
    2024-05-01 $725,000 (-9.3%) $1,074,320 (-1.9%) 0.00 316
    2024-06-01 $722,450 (-7.8%) $1,046,908 (-2.6%) 0.00 355
    2024-07-01 $734,250 (-2.0%) $1,049,348 (-1.8%) 0.00 370
    2024-08-01 $725,000 (3.8%) $1,015,388 (-5.2%) 0.00 380
    2024-09-01 $699,000 (-3.6%) $975,332 (-10.5%) 0.00 400
    2024-10-01 $699,000 (-3.6%) $986,348 (-10.6%) 0.00 392
    2024-11-01 $695,000 (-4.1%) $975,155 (-13.2%) 0.00 352
    MISSOULA's median listing price for 2024-11-01 was $695,000, a difference of $-30,000 (-4.1%) versus the prior year and $-4,000 versus the prior month.

    MISSOULA's median listing price comes in at 0% of the national average.

    MISSOULA's average listing price for 2024-11-01 was $975,155, a difference of $-148,712 (-13.2%) versus the prior year and $-11,193 versus the prior month.

    For the 2024-11-01 period, MISSOULA had 352 MLS listings, a difference of -40 listings (-10%) versus the prior month and 39 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,232 sqft
    2018-02-01 0 days 2,400 sqft
    2018-03-01 0 days 2,290 sqft
    2018-04-01 0 days 2,338 sqft
    2018-05-01 0 days 2,250 sqft
    2018-06-01 0 days 2,212 sqft
    2018-07-01 0 days 2,151 sqft
    2018-08-01 0 days 2,191 sqft
    2018-09-01 0 days 2,128 sqft
    2018-10-01 0 days 2,102 sqft
    2018-11-01 0 days 2,096 sqft
    2018-12-01 0 days 2,102 sqft
    2019-01-01 0 days 2,111 sqft
    2019-02-01 0 days 2,073 sqft
    2019-03-01 0 days 2,071 sqft
    2019-04-01 0 days 2,087 sqft
    2019-05-01 0 days 2,248 sqft
    2019-06-01 0 days 2,249 sqft
    2019-07-01 0 days 2,243 sqft
    2019-08-01 0 days 2,253 sqft
    2019-09-01 0 days 2,251 sqft
    2019-10-01 0 days 2,249 sqft
    2019-11-01 0 days 2,186 sqft
    2019-12-01 0 days 2,131 sqft
    2020-01-01 0 days 2,169 sqft
    2020-02-01 0 days 2,134 sqft
    2020-03-01 0 days 2,233 sqft
    2020-04-01 0 days 2,212 sqft
    2020-05-01 0 days 2,280 sqft
    2020-06-01 0 days 2,336 sqft
    2020-07-01 0 days 2,452 sqft
    2020-08-01 0 days 2,453 sqft
    2020-09-01 0 days 2,417 sqft
    2020-10-01 0 days 2,433 sqft
    2020-11-01 0 days 2,462 sqft
    2020-12-01 0 days 2,405 sqft
    2021-01-01 0 days 2,515 sqft
    2021-02-01 0 days 2,324 sqft
    2021-03-01 0 days 2,073 sqft
    2021-04-01 0 days 2,281 sqft
    2021-05-01 0 days 2,409 sqft
    2021-06-01 0 days 2,234 sqft
    2021-07-01 0 days 2,277 sqft
    2021-08-01 0 days 2,339 sqft
    2021-09-01 0 days 2,364 sqft
    2021-10-01 0 days 2,334 sqft
    2021-11-01 0 days 2,353 sqft
    2021-12-01 0 days 2,471 sqft
    2022-01-01 0 days 2,471 sqft
    2022-02-01 0 days 2,416 sqft
    2022-03-01 0 days 2,311 sqft
    2022-04-01 0 days 2,345 sqft
    2022-05-01 0 days 2,288 sqft
    2022-06-01 0 days 2,343 sqft
    2022-07-01 0 days 2,345 sqft
    2022-08-01 0 days 2,310 sqft
    2022-09-01 0 days 2,270 sqft
    2022-10-01 0 days 2,345 sqft
    2022-11-01 0 days 2,221 sqft
    2022-12-01 0 days 2,197 sqft
    2023-01-01 0 days 2,205 sqft
    2023-02-01 0 days 2,244 sqft
    2023-03-01 0 days 2,303 sqft
    2023-04-01 0 days 2,280 sqft
    2023-05-01 0 days 2,240 sqft
    2023-06-01 0 days 2,262 sqft
    2023-07-01 0 days 2,112 sqft
    2023-08-01 0 days 2,124 sqft
    2023-09-01 0 days 2,146 sqft
    2023-10-01 0 days 2,158 sqft
    2023-11-01 0 days 2,172 sqft
    2023-12-01 0 days 2,146 sqft
    2024-01-01 0 days 2,135 sqft
    2024-02-01 0 days 2,118 sqft
    2024-03-01 0 days 2,155 sqft
    2024-04-01 0 days 2,127 sqft
    2024-05-01 0 days 2,066 sqft
    2024-06-01 0 days 2,043 sqft
    2024-07-01 0 days 2,170 sqft
    2024-08-01 0 days 2,160 sqft
    2024-09-01 0 days 2,072 sqft
    2024-10-01 0 days 2,157 sqft
    2024-11-01 0 days 2,120 sqft
    MISSOULA's median listing age (time on market) for 2024-11-01 was 0 days.

    MISSOULA's median square footage for active listings during the 2024-11-01 period was 2,120 sqft. One year prior, the average listing was 2,172 sqft.

    MISSOULA, MT Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    59801 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59802 Missoula, MT MSA $750 $870 $1,070 $1,500 $1,820
    59803 Missoula, MT MSA $850 $980 $1,210 $1,690 $2,060
    59804 Missoula, MT MSA $1,010 $1,170 $1,440 $2,010 $2,450
    59806 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59807 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59808 Missoula, MT MSA $850 $970 $1,200 $1,680 $2,040
    59812 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59820 Missoula, MT MSA $750 $870 $1,070 $1,500 $1,820
    59821 Missoula, MT MSA $700 $800 $990 $1,380 $1,690
    59823 Missoula, MT MSA $940 $1,080 $1,330 $1,860 $2,270
    59825 Missoula, MT MSA $830 $950 $1,180 $1,650 $2,010
    59826 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59833 Missoula, MT MSA $880 $1,010 $1,250 $1,750 $2,130
    59834 Missoula, MT MSA $840 $960 $1,180 $1,650 $2,010
    59846 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
    59847 Missoula, MT MSA $760 $870 $1,080 $1,510 $1,840
    59851 Missoula, MT MSA $820 $940 $1,160 $1,630 $1,980
    59868 Missoula, MT MSA $670 $770 $950 $1,330 $1,620

    2022 Average & Median Rent Data Statistics
    MISSOULA, MT average 1BR rent: $932, median: $910
    MISSOULA, MT average 2BR rent: $1,149, median: $1,120
    MISSOULA, MT average 3BR rent: $1,608, median: $1,570

    MISSOULA, MT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,024 $448,940,000 $438,418
    Home Improvement 299 $38,405,000 $128,445
    Other 177 $22,125,000 $125,000
    Refi 163 $37,925,000 $232,669
    Cash Out Refi 134 $37,810,000 $282,164

    Missoula's most frequently cited loan purpose was Home Purchase, with 1,024 originations. The 2nd most popular reason was Home Improvement, with 299 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 586 $237,240,000 $404,846
    Over 8% 422 $64,660,000 $153,223
    7-8% 419 $126,615,000 $302,184
    5-6% 229 $112,725,000 $492,249
    4-5% 37 $14,945,000 $403,919
    2.5-3% 10 $1,850,000 $185,000
    <2.5% 3 $715,000 $238,333
    3-4% 3 $795,000 $265,000

    During 2023, Missoula's most frequently originated rate bucket was 6-7%, with 586 originations.

    Loan Sizing (MISSOULA, MT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 545 $165,505,000 $303,679
    $400k-600k 383 $183,805,000 $479,909
    $100,000 or less 376 $21,790,000 $57,952
    $100k-200k 302 $41,240,000 $136,556
    $600k-1000k 154 $110,300,000 $716,234
    $Over $1MM 37 $62,565,000 $1,690,946

    MISSOULA's loan sizing saw the bucket of loans from $200k-400k with 545 originations, totaling $165,505,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 420 $31,760,000 $75,619
    60-80% 412 $194,620,000 $472,379
    80-100% 407 $190,265,000 $467,482
    20-40% 244 $49,670,000 $203,566
    40-60% 214 $87,470,000 $408,738
    Over 100% 8 $4,500,000 $562,500

    MISSOULA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 420 originations, totaling $31,760,000 in origination value.