MISSOULA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Missoula averaged 6.88% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.72% and one month ago for the week of 2024-05-02, the average rate was 7.01%.

Missoula's average rate one year ago was 6.78%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Missoula 30 Year Fixed Rate 2024-06-06 6.88%
Missoula 30 Year Fixed Rate Refi 2024-06-06 7.19%
Missoula 15 Year Fixed Rate 2024-06-06 6.29%
Missoula 15 Year Fixed Rate Refi 2024-06-06 6.39%
Missoula 30 Year FHA 2024-06-06 6.79%
Missoula 30 Year FHA Refi 2024-06-06 6.99%
Missoula 30 Year USDA 2024-06-06 6.9%
Missoula 30 Year USDA Refi 2024-06-06 6.5%
Missoula 30 Year VA 2024-06-06 6.23%
Missoula 30 Year VA Refi 2024-06-06 6.59%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MISSOULA, MT.

MISSOULA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MISSOULA, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MANN FINANCIAL INC. 101 6.62% $10,615
Opportunity Bank of Montana 82 6.88% $6,215
CLEARWATER Federal Credit Union 70 6.52% $6,112
Stockman Bank of Montana 57 6.69% $7,111
UNITED WHOLESALE MORTGAGE, LLC 50 6.68% $6,178
Glacier Bank 49 6.62% $8,038
QUICKEN LOANS, LLC 38 6.60% $9,285
CROSSCOUNTRY MORTGAGE, LLC 33 7.12% $7,939
PRIMELENDING, A PLAINSCAPITAL COMPANY 33 6.89% $7,668
Century Mortgage Company DBA Century Lending Company 30 6.64% $9,328
First Interstate Bank 27 6.69% $6,941
GUARANTEED RATE, INC. 21 6.60% $5,935
U.S. Bank 15 6.57% $5,117
FIRST COLONY MORTGAGE CORPORATION 15 6.88% $11,553
ENVOY MORTGAGE, LTD 14 6.83% $7,627
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.13% $8,548
Wells Fargo Bank 8 6.44% $4,523
Morgan Stanley Private Bank 6 5.63% $4,738
JPMorgan Chase Bank 6 6.71% $7,529
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.85% $5,080
PARK SIDE FINANCIAL 5 6.45% $2,287
Bank of America 5 5.38% $8,076
Prosperity Home Mortgage, LLC 5 6.75% $9,298
Flagstar Bank, FSB 4 6.92% $4,832
PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.19% $5,818
BMO Harris Bank 4 6.03% $5,626
Citibank 4 5.34% $6,215
CMG MORTGAGE, INC. 4 6.69% $11,354
GUILD MORTGAGE COMPANY 3 7.33% $3,857
Mr. Cooper ( Nationstar Mortgage ) 3 6.70% $10,707
Northpointe Bank 3 6.58% $8,284
TOWNE MORTGAGE COMPANY 3 6.96% $4,171
WINGS FINANCIAL 2 6.50% $3,940
CORNERSTONE HOME LENDING, INC. 2 6.56% $13,930
FREEDOM MORTGAGE CORPORATION 2 6.75% $9,696
HORIZON 2 6.56% $6,733
LOANDEPOT.COM, LLC 2 5.81% $7,294
MOVEMENT MORTGAGE, LLC 2 6.78% $9,236
NATIONWIDE MORTGAGE BANKERS, INC. 2 6.75% $8,615
NAVY FEDERAL CREDIT UNION 2 7.25% $5,127
NBKC BANK 2 6.13% $9,697
TIB The Independent Bankersbank 2 6.88% $10,592
IDAHO CENTRAL 1 5.84% $23,767
Johnson Bank 1 8.38% $4,656
Discover Bank 1 6.24% $0
LAKEVIEW LOAN SERVICING, LLC 1 6.00% $7,008
USAA Federal Savings Bank 1 5.75% $6,972
DIRECTORS MORTGAGE, INC. 1 7.50% $12,120
Colonial Savings, F.A. 1 6.50% $2,304
MORTGAGE 1 INCORPORATED 1 7.38% $4,461
MOUNTAIN AMERICA 1 5.88% $5,818
Ally Bank 1 6.75% $4,401
CITYWIDE HOME LOANS, LLC 1 6.63% $4,511
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.99% $14,555
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.50% $4,250
Washington Trust Bank 1 6.13% $4,100
ACADEMY MORTGAGE CORPORATION 1 6.75% $3,200
NFM, INC. 1 7.13% $17,491
Citadel Servicing Corporation 1 12.00% $7,221
BROKER SOLUTIONS, INC. 1 6.88% $7,415
BETTER MORTGAGE CORPORATION 1 6.50% $8,345
PENNYMAC LOAN SERVICES, LLC 1 6.88% $18,305
Plains Commerce Bank 1 7.38% $4,425
PNC Bank 1 6.88% $3,582
BAY EQUITY LLC 1 6.49% $4,006
Barrington Bank & Trust Company, N.A. 1 7.38% $13,662
PRIORITY HOME LENDING, LLC 1 6.88% $14,285
AmRes Corporation 1 10.13% $10,473
AMERICAN INTERNET MORTGAGE, INC. 1 7.25% $4,405
Raymond James Bank 1 5.00% $3,229
Stifel Bank and Trust 1 7.00% $3,229
AMERICAN FINANCING CORPORATION 1 6.88% $9,412
The Central Trust Bank 1 6.13% $3,191
The Federal Savings Bank 1 7.00% $11,246
The Huntington National Bank 1 5.25% $6,788
21ST MORTGAGE CORPORATION 1 8.15% $6,311
AMERICAN FINANCIAL NETWORK, INC. 1 7.50% $6,659
First Federal Bank 1 6.25% $5,693
Firefighters First Federal Credit Union 1 5.88% $3,344
Umpqua Bank 1 6.75% $3,680
GENEVA FINANCIAL, LLC 1 7.38% $14,269
Farmers Bank & Trust 1 5.88% $3,450
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 8.13% $18,416
DRAPER AND KRAMER MORTGAGE CORP. 1 6.99% $4,324
American Bank Center 1 7.13% $8,597

MISSOULA Average Closing Costs & Other Stats

MISSOULA, MT's 85 lenders originated 1,797 loans during 2023. The total origination value was $585,205,000, with an average loan value of $325,657.

MISSOULA's average closing costs are $5,590.

The top MISSOULA lender as defined by loan originations is MANN FINANCIAL INC., with 101 loans originated. Their average total fees are $10,615, which is $4,400 higher than the next largest lender, Opportunity Bank of Montana.

The lowest fee MISSOULA lenders (with over 10 loans originated) are U.S. Bank ($5,117), GUARANTEED RATE, INC. ($5,935), CLEARWATER Federal Credit Union ($6,112), UNITED WHOLESALE MORTGAGE, LLC ($6,178) and Opportunity Bank of Montana ($6,215).

The lowest rate MISSOULA lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.13%), CLEARWATER Federal Credit Union (6.52%), U.S. Bank (6.57%), GUARANTEED RATE, INC. (6.60%) and QUICKEN LOANS, LLC (6.60%).

MISSOULA, MT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Glacier Bank $125,400,000 $57,900,000 -53.8% 9.9%
MANN FINANCIAL INC. $86,910,000 $54,715,000 -37.0% 9.3%
Stockman Bank of Montana $92,580,000 $46,870,000 -49.4% 8.0%
Opportunity Bank of Montana $64,755,000 $45,975,000 -29.0% 7.9%
CLEARWATER Federal Credit Union $68,450,000 $39,580,000 -42.2% 6.8%
First Interstate Bank $98,685,000 $34,825,000 -64.7% 6.0%
UNITED WHOLESALE MORTGAGE, LLC $40,385,000 $29,380,000 -27.3% 5.0%
Century Mortgage Company DBA Century Lending Company $7,560,000 $18,585,000 145.8% 3.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,725,000 $18,530,000 223.7% 3.2%
CROSSCOUNTRY MORTGAGE, LLC $8,385,000 $17,790,000 112.2% 3.0%
QUICKEN LOANS, LLC $29,435,000 $17,375,000 -41.0% 3.0%
U.S. Bank $19,105,000 $11,960,000 -37.4% 2.0%
GUARANTEED RATE, INC. $13,680,000 $11,140,000 -18.6% 1.9%
ENVOY MORTGAGE, LTD $15,150,000 $10,760,000 -29.0% 1.8%
Citibank $685,000 $9,895,000 1,344.5% 1.7%
TrailWest Bank $16,005,000 $9,685,000 -39.5% 1.7%
FIRST COLONY MORTGAGE CORPORATION $2,385,000 $8,315,000 248.6% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,655,000 $6,105,000 31.1% 1.0%
Farmers State Bank $13,460,000 $5,105,000 -62.1% 0.9%
Morgan Stanley Private Bank $2,980,000 $4,800,000 61.1% 0.8%
Bank of America $5,000,000 $4,580,000 -8.4% 0.8%
Wells Fargo Bank $19,985,000 $4,345,000 -78.3% 0.7%
Citizens Alliance Bank $5,655,000 $4,200,000 -25.7% 0.7%
JPMorgan Chase Bank $19,705,000 $4,100,000 -79.2% 0.7%
First Montana Bank, Inc. $5,025,000 $4,085,000 -18.7% 0.7%
Mortgage Research Center, LLC $4,490,000 $3,970,000 -11.6% 0.7%
NAVY FEDERAL CREDIT UNION $6,740,000 $3,815,000 -43.4% 0.7%
CMG MORTGAGE, INC. $1,400,000 $3,675,000 162.5% 0.6%
HORIZON $4,265,000 $3,660,000 -14.2% 0.6%
BMO Harris Bank $3,375,000 n/a 0.6%
WALKER & DUNLOP, LLC $8,135,000 $3,365,000 -58.6% 0.6%
Prosperity Home Mortgage, LLC $455,000 $3,240,000 612.1% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $605,000 $2,890,000 377.7% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 $2,765,000 943.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $4,115,000 $2,750,000 -33.2% 0.5%
CORNERSTONE HOME LENDING, INC. $395,000 $2,505,000 534.2% 0.4%
Flagstar Bank, FSB $12,670,000 $2,475,000 -80.5% 0.4%
FREEDOM MORTGAGE CORPORATION $6,670,000 $2,220,000 -66.7% 0.4%
GUILD MORTGAGE COMPANY $15,025,000 $1,910,000 -87.3% 0.3%
MOUNTAIN AMERICA $5,095,000 $1,865,000 -63.4% 0.3%
21ST MORTGAGE CORPORATION $1,345,000 $1,680,000 24.9% 0.3%
IDAHO CENTRAL $790,000 $1,665,000 110.8% 0.3%
LOANDEPOT.COM, LLC $7,785,000 $1,640,000 -78.9% 0.3%
USAA Federal Savings Bank $1,550,000 $1,535,000 -1.0% 0.3%
NBKC BANK $345,000 $1,475,000 327.5% 0.3%
Northpointe Bank $3,140,000 $1,335,000 -57.5% 0.2%
PARK SIDE FINANCIAL $13,630,000 $1,305,000 -90.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $5,715,000 $1,280,000 -77.6% 0.2%
GEORGIA'S OWN $55,000 $1,240,000 2,154.5% 0.2%
PNC Bank $2,450,000 $1,240,000 -49.4% 0.2%
Stifel Bank and Trust $1,410,000 $1,205,000 -14.5% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $4,335,000 $1,195,000 -72.4% 0.2%
BETTER MORTGAGE CORPORATION $1,955,000 $1,110,000 -43.2% 0.2%
The Huntington National Bank $35,580,000 $1,105,000 -96.9% 0.2%
Wintrust Bank, N.A. $1,085,000 n/a 0.2%
Discover Bank $295,000 $1,040,000 252.5% 0.2%
The Central Trust Bank $700,000 $1,040,000 48.6% 0.2%
Umpqua Bank $980,000 n/a 0.2%
Ally Bank $4,095,000 $945,000 -76.9% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $835,000 $930,000 11.4% 0.2%
TOWNE MORTGAGE COMPANY $925,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $1,705,000 $900,000 -47.2% 0.2%
ACADEMY MORTGAGE CORPORATION $1,075,000 $890,000 -17.2% 0.2%
MOVEMENT MORTGAGE, LLC $540,000 $890,000 64.8% 0.2%
Town Bank, N.A. $845,000 n/a 0.1%
NEWREZ LLC $635,000 $835,000 31.5% 0.1%
FUNDLOANS CAPITAL $785,000 n/a 0.1%
TIB The Independent Bankersbank $700,000 $780,000 11.4% 0.1%
PREMIA MORTGAGE, LLC $765,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $1,280,000 $730,000 -43.0% 0.1%
First Federal Bank $725,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $475,000 $700,000 47.4% 0.1%
Johnson Bank $695,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $645,000 n/a 0.1%
CLEARPATH LENDING $445,000 $635,000 42.7% 0.1%
Plains Commerce Bank $1,405,000 $630,000 -55.2% 0.1%
CALIBER HOME LOANS, INC. $4,470,000 $615,000 -86.2% 0.1%
NFM, INC. $335,000 $615,000 83.6% 0.1%
WINGS FINANCIAL $610,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $295,000 $585,000 98.3% 0.1%
The Federal Savings Bank $1,185,000 $585,000 -50.6% 0.1%
Paramount Residential Mortgage Group, Inc. $520,000 $525,000 1.0% 0.1%
VILLAGE CAPITAL MORTGAGE $1,170,000 $525,000 -55.1% 0.1%
Figure Lending LLC $340,000 $520,000 52.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $505,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $470,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $465,000 n/a 0.1%
BROKER SOLUTIONS, INC. $2,860,000 $460,000 -83.9% 0.1%
GENEVA FINANCIAL, LLC $455,000 n/a 0.1%
American Bank Center $545,000 $445,000 -18.3% 0.1%
Altana Federal Credit Union $255,000 $435,000 70.6% 0.1%
M&T Bank $425,000 n/a 0.1%
Montana Federal Credit Union $315,000 $420,000 33.3% 0.1%
Farmers Bank & Trust $405,000 n/a 0.1%
MORTGAGE 1 INCORPORATED $405,000 n/a 0.1%
DIRECTORS MORTGAGE, INC. $395,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $385,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $385,000 n/a 0.1%
PHH Mortgage Corporation $3,080,000 $380,000 -87.7% 0.1%
Washington Trust Bank $545,000 $375,000 -31.2% 0.1%
Waterstone Mortgage Corporation $375,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $365,000 n/a 0.1%
AmRes Corporation $355,000 n/a 0.1%
Jonah Bank of Wyoming $355,000 n/a 0.1%
Ixonia Bank $635,000 $345,000 -45.7% 0.1%
MID AMERICA MORTGAGE, INC. $345,000 n/a 0.1%
Magnolia Bank $565,000 $335,000 -40.7% 0.1%
Raymond James Bank $335,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $625,000 $315,000 -49.6% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $345,000 $305,000 -11.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $300,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $295,000 n/a 0.1%
Colonial Savings, F.A. $285,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $285,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $280,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $850,000 $255,000 -70.0% 0.0%
AMERICAN FINANCING CORPORATION $1,125,000 $245,000 -78.2% 0.0%
CARDINAL FINANCIAL $925,000 $245,000 -73.5% 0.0%
Citadel Servicing Corporation $235,000 n/a 0.0%
b1BANK $205,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,465,000 $195,000 -86.7% 0.0%
LAKEVIEW LOAN SERVICING, LLC $4,375,000 $195,000 -95.5% 0.0%
Firefighters First Federal Credit Union $185,000 n/a 0.0%
CANOPY MORTGAGE, LLC $265,000 $175,000 -34.0% 0.0%
PLANET HOME LENDING, LLC $965,000 $165,000 -82.9% 0.0%
ALLIANT CREDIT UNION $210,000 $150,000 -28.6% 0.0%
SPRING EQ, LLC $330,000 $150,000 -54.5% 0.0%
BAY EQUITY LLC $1,750,000 $115,000 -93.4% 0.0%
Centier Bank $115,000 n/a 0.0%
GTE Federal Credit Union $460,000 $85,000 -81.5% 0.0%
RAILWAY CREDIT UNION $85,000 n/a 0.0%

MISSOULA's top lender by overall market share is Glacier Bank, with 9.9% market share. In second place, with 9.3%, is MANN FINANCIAL INC., having originated $54,715,000 in loans. In third place, with 8.0%, is Stockman Bank of Montana, having originated $46,870,000 in loans. In fourth place, with 7.9%, is Opportunity Bank of Montana, having originated $45,975,000 in loans. In fifth place, with 6.8%, is CLEARWATER Federal Credit Union, having originated $39,580,000 in loans.


MISSOULA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $393,625 (11.9%) $536,147 (-7.2%) 0.00 408
2018-02-01 $399,450 (13.8%) $552,760 (-2.5%) 0.00 383
2018-03-01 $389,900 (11.4%) $546,710 (-0.8%) 0.00 411
2018-04-01 $387,000 (11.7%) $542,190 (4.5%) 0.00 431
2018-05-01 $399,000 (10.9%) $554,685 (6.0%) 0.00 483
2018-06-01 $399,500 (8.1%) $554,226 (7.1%) 0.00 571
2018-07-01 $392,475 (4.7%) $547,158 (7.5%) 0.00 611
2018-08-01 $394,450 (4.1%) $552,007 (8.4%) 0.00 633
2018-09-01 $389,000 (3.7%) $543,870 (5.4%) 0.00 654
2018-10-01 $389,000 (3.2%) $541,702 (2.8%) 0.00 641
2018-11-01 $386,950 (3.3%) $534,773 (3.1%) 0.00 602
2018-12-01 $388,200 (-0.2%) $550,149 (2.6%) 0.00 526
2019-01-01 $389,450 (-1.1%) $556,009 (3.7%) 0.00 480
2019-02-01 $388,225 (-2.8%) $539,950 (-2.3%) 0.00 456
2019-03-01 $392,264 (0.6%) $539,770 (-1.3%) 0.00 440
2019-04-01 $398,675 (3.0%) $542,647 (0.1%) 0.00 438
2019-05-01 $414,900 (4.0%) $547,608 (-1.3%) 0.00 478
2019-06-01 $409,700 (2.6%) $550,467 (-0.7%) 0.00 484
2019-07-01 $424,975 (8.3%) $549,007 (0.3%) 0.00 489
2019-08-01 $423,636 (7.4%) $559,386 (1.3%) 0.00 482
2019-09-01 $421,591 (8.4%) $564,382 (3.8%) 0.00 472
2019-10-01 $420,000 (8.0%) $569,095 (5.1%) 0.00 458
2019-11-01 $413,300 (6.8%) $560,688 (4.9%) 0.00 417
2019-12-01 $408,450 (5.2%) $552,848 (0.5%) 0.00 361
2020-01-01 $426,975 (9.6%) $581,963 (4.7%) 0.00 297
2020-02-01 $429,000 (10.5%) $592,933 (9.8%) 0.00 280
2020-03-01 $448,000 (14.2%) $630,529 (16.8%) 0.00 299
2020-04-01 $433,325 (8.7%) $608,099 (12.1%) 0.00 324
2020-05-01 $459,000 (10.6%) $645,664 (17.9%) 0.00 310
2020-06-01 $460,950 (12.5%) $654,595 (18.9%) 0.00 303
2020-07-01 $488,175 (14.9%) $721,982 (31.5%) 0.00 279
2020-08-01 $535,000 (26.3%) $766,751 (37.1%) 0.00 264
2020-09-01 $535,500 (27.0%) $792,135 (40.4%) 0.00 237
2020-10-01 $535,000 (27.4%) $789,098 (38.7%) 0.00 221
2020-11-01 $562,500 (36.1%) $845,241 (50.8%) 0.00 165
2020-12-01 $571,225 (39.9%) $891,568 (61.3%) 0.00 134
2021-01-01 $650,000 (52.2%) $959,116 (64.8%) 0.00 107
2021-02-01 $576,975 (34.5%) $895,344 (51.0%) 0.00 107
2021-03-01 $500,450 (11.7%) $786,595 (24.8%) 0.00 124
2021-04-01 $572,000 (32.0%) $819,344 (34.7%) 0.00 116
2021-05-01 $590,000 (28.5%) $886,888 (37.4%) 0.00 127
2021-06-01 $585,500 (27.0%) $895,507 (36.8%) 0.00 140
2021-07-01 $626,000 (28.2%) $894,971 (24.0%) 0.00 154
2021-08-01 $620,040 (15.9%) $855,706 (11.6%) 0.00 180
2021-09-01 $640,000 (19.5%) $878,493 (10.9%) 0.00 167
2021-10-01 $658,500 (23.1%) $888,118 (12.6%) 0.00 149
2021-11-01 $705,625 (25.4%) $999,164 (18.2%) 0.00 114
2021-12-01 $757,500 (32.6%) $1,056,390 (18.5%) 0.00 96
2022-01-01 $799,000 (22.9%) $1,154,607 (20.4%) 0.00 74
2022-02-01 $809,450 (40.3%) $1,178,590 (31.6%) 0.00 75
2022-03-01 $760,000 (51.9%) $1,036,316 (31.8%) 0.00 82
2022-04-01 $839,500 (46.8%) $1,060,262 (29.4%) 0.00 105
2022-05-01 $762,500 (29.2%) $966,231 (9.0%) 0.00 160
2022-06-01 $757,000 (29.3%) $955,076 (6.7%) 0.00 208
2022-07-01 $746,000 (19.2%) $1,005,177 (12.3%) 0.00 240
2022-08-01 $722,250 (16.5%) $982,980 (14.9%) 0.00 258
2022-09-01 $712,000 (11.3%) $969,222 (10.3%) 0.00 264
2022-10-01 $699,000 (6.2%) $976,238 (9.9%) 0.00 257
2022-11-01 $687,475 (-2.6%) $980,539 (-1.9%) 0.00 251
2022-12-01 $690,000 (-8.9%) $985,984 (-6.7%) 0.00 215
2023-01-01 $738,360 (-7.6%) $1,039,164 (-10.0%) 0.00 202
2023-02-01 $749,250 (-7.4%) $1,036,957 (-12.0%) 0.00 193
2023-03-01 $799,963 (5.3%) $1,038,837 (0.2%) 0.00 177
2023-04-01 $820,000 (-2.3%) $1,132,032 (6.8%) 0.00 189
2023-05-01 $799,475 (4.9%) $1,095,330 (13.4%) 0.00 235
2023-06-01 $783,500 (3.5%) $1,074,539 (12.5%) 0.00 263
2023-07-01 $749,000 (0.4%) $1,068,472 (6.3%) 0.00 277
2023-08-01 $698,725 (-3.3%) $1,071,311 (9.0%) 0.00 294
2023-09-01 $725,000 (1.8%) $1,089,200 (12.4%) 0.00 329
2023-10-01 $725,000 (3.7%) $1,102,935 (13.0%) 0.00 334
2023-11-01 $725,000 (5.5%) $1,123,867 (14.6%) 0.00 313
2023-12-01 $699,000 (1.3%) $1,036,067 (5.1%) 0.00 280
2024-01-01 $692,000 (-6.3%) $1,052,637 (1.3%) 0.00 256
2024-02-01 $711,238 (-5.1%) $1,043,354 (0.6%) 0.00 227
2024-03-01 $730,000 (-8.8%) $1,049,145 (1.0%) 0.00 224
2024-04-01 $725,000 (-11.6%) $1,050,316 (-7.2%) 0.00 255
2024-05-01 $725,000 (-9.3%) $1,074,320 (-1.9%) 0.00 316
MISSOULA's median listing price for 2024-05-01 was $725,000, a difference of $-74,475 (-9.3%) versus the prior year and $0 versus the prior month.

MISSOULA's median listing price comes in at 0% of the national average.

MISSOULA's average listing price for 2024-05-01 was $1,074,320, a difference of $-21,010 (-1.9%) versus the prior year and $24,004 versus the prior month.

For the 2024-05-01 period, MISSOULA had 316 MLS listings, a difference of 61 listings (24%) versus the prior month and 81 listings (34%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MISSOULA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,232 sqft
2018-02-01 0 days 2,400 sqft
2018-03-01 0 days 2,290 sqft
2018-04-01 0 days 2,338 sqft
2018-05-01 0 days 2,250 sqft
2018-06-01 0 days 2,212 sqft
2018-07-01 0 days 2,151 sqft
2018-08-01 0 days 2,191 sqft
2018-09-01 0 days 2,128 sqft
2018-10-01 0 days 2,102 sqft
2018-11-01 0 days 2,096 sqft
2018-12-01 0 days 2,102 sqft
2019-01-01 0 days 2,111 sqft
2019-02-01 0 days 2,073 sqft
2019-03-01 0 days 2,071 sqft
2019-04-01 0 days 2,087 sqft
2019-05-01 0 days 2,248 sqft
2019-06-01 0 days 2,249 sqft
2019-07-01 0 days 2,243 sqft
2019-08-01 0 days 2,253 sqft
2019-09-01 0 days 2,251 sqft
2019-10-01 0 days 2,249 sqft
2019-11-01 0 days 2,186 sqft
2019-12-01 0 days 2,131 sqft
2020-01-01 0 days 2,169 sqft
2020-02-01 0 days 2,134 sqft
2020-03-01 0 days 2,233 sqft
2020-04-01 0 days 2,212 sqft
2020-05-01 0 days 2,280 sqft
2020-06-01 0 days 2,336 sqft
2020-07-01 0 days 2,452 sqft
2020-08-01 0 days 2,453 sqft
2020-09-01 0 days 2,417 sqft
2020-10-01 0 days 2,433 sqft
2020-11-01 0 days 2,462 sqft
2020-12-01 0 days 2,405 sqft
2021-01-01 0 days 2,515 sqft
2021-02-01 0 days 2,324 sqft
2021-03-01 0 days 2,073 sqft
2021-04-01 0 days 2,281 sqft
2021-05-01 0 days 2,409 sqft
2021-06-01 0 days 2,234 sqft
2021-07-01 0 days 2,277 sqft
2021-08-01 0 days 2,339 sqft
2021-09-01 0 days 2,364 sqft
2021-10-01 0 days 2,334 sqft
2021-11-01 0 days 2,353 sqft
2021-12-01 0 days 2,471 sqft
2022-01-01 0 days 2,471 sqft
2022-02-01 0 days 2,416 sqft
2022-03-01 0 days 2,311 sqft
2022-04-01 0 days 2,345 sqft
2022-05-01 0 days 2,288 sqft
2022-06-01 0 days 2,343 sqft
2022-07-01 0 days 2,345 sqft
2022-08-01 0 days 2,310 sqft
2022-09-01 0 days 2,270 sqft
2022-10-01 0 days 2,345 sqft
2022-11-01 0 days 2,221 sqft
2022-12-01 0 days 2,197 sqft
2023-01-01 0 days 2,205 sqft
2023-02-01 0 days 2,244 sqft
2023-03-01 0 days 2,303 sqft
2023-04-01 0 days 2,280 sqft
2023-05-01 0 days 2,240 sqft
2023-06-01 0 days 2,262 sqft
2023-07-01 0 days 2,112 sqft
2023-08-01 0 days 2,124 sqft
2023-09-01 0 days 2,146 sqft
2023-10-01 0 days 2,158 sqft
2023-11-01 0 days 2,172 sqft
2023-12-01 0 days 2,146 sqft
2024-01-01 0 days 2,135 sqft
2024-02-01 0 days 2,118 sqft
2024-03-01 0 days 2,155 sqft
2024-04-01 0 days 2,127 sqft
2024-05-01 0 days 2,066 sqft
MISSOULA's median listing age (time on market) for 2024-05-01 was 0 days.

MISSOULA's median square footage for active listings during the 2024-05-01 period was 2,066 sqft. One year prior, the average listing was 2,240 sqft.

MISSOULA, MT Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
59801 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59802 Missoula, MT MSA $750 $870 $1,070 $1,500 $1,820
59803 Missoula, MT MSA $850 $980 $1,210 $1,690 $2,060
59804 Missoula, MT MSA $1,010 $1,170 $1,440 $2,010 $2,450
59806 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59807 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59808 Missoula, MT MSA $850 $970 $1,200 $1,680 $2,040
59812 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59820 Missoula, MT MSA $750 $870 $1,070 $1,500 $1,820
59821 Missoula, MT MSA $700 $800 $990 $1,380 $1,690
59823 Missoula, MT MSA $940 $1,080 $1,330 $1,860 $2,270
59825 Missoula, MT MSA $830 $950 $1,180 $1,650 $2,010
59826 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59833 Missoula, MT MSA $880 $1,010 $1,250 $1,750 $2,130
59834 Missoula, MT MSA $840 $960 $1,180 $1,650 $2,010
59846 Missoula, MT MSA $790 $910 $1,120 $1,570 $1,910
59847 Missoula, MT MSA $760 $870 $1,080 $1,510 $1,840
59851 Missoula, MT MSA $820 $940 $1,160 $1,630 $1,980
59868 Missoula, MT MSA $670 $770 $950 $1,330 $1,620

2022 Average & Median Rent Data Statistics
MISSOULA, MT average 1BR rent: $932, median: $910
MISSOULA, MT average 2BR rent: $1,149, median: $1,120
MISSOULA, MT average 3BR rent: $1,608, median: $1,570

MISSOULA, MT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,024 $448,940,000 $438,418
Home Improvement 299 $38,405,000 $128,445
Other 177 $22,125,000 $125,000
Refi 163 $37,925,000 $232,669
Cash Out Refi 134 $37,810,000 $282,164

Missoula's most frequently cited loan purpose was Home Purchase, with 1,024 originations. The 2nd most popular reason was Home Improvement, with 299 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 586 $237,240,000 $404,846
Over 8% 422 $64,660,000 $153,223
7-8% 419 $126,615,000 $302,184
5-6% 229 $112,725,000 $492,249
4-5% 37 $14,945,000 $403,919
2.5-3% 10 $1,850,000 $185,000
<2.5% 3 $715,000 $238,333
3-4% 3 $795,000 $265,000

During 2023, Missoula's most frequently originated rate bucket was 6-7%, with 586 originations.

Loan Sizing (MISSOULA, MT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 545 $165,505,000 $303,679
$400k-600k 383 $183,805,000 $479,909
$100,000 or less 376 $21,790,000 $57,952
$100k-200k 302 $41,240,000 $136,556
$600k-1000k 154 $110,300,000 $716,234
$Over $1MM 37 $62,565,000 $1,690,946

MISSOULA's loan sizing saw the bucket of loans from $200k-400k with 545 originations, totaling $165,505,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 420 $31,760,000 $75,619
60-80% 412 $194,620,000 $472,379
80-100% 407 $190,265,000 $467,482
20-40% 244 $49,670,000 $203,566
40-60% 214 $87,470,000 $408,738
Over 100% 8 $4,500,000 $562,500

MISSOULA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 420 originations, totaling $31,760,000 in origination value.