Huntingdon Valley Bank Mortgage Rates, Fees & Info

Huntingdon Valley, PA

LEI: 549300G36820CW642I52

Tax ID: 23-0718025

3.9 stars - out of 5 stars, based on 49 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


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Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Overview

    Huntingdon Valley Bank is a smaller bank specializing in Home Purchase loans. Huntingdon Valley Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Philadelphia, Ocean City, Dover, New York, and Allentown among others. Huntingdon Valley Bank has an above average approval rate for mortages when compared nationally. They have an average pick rate when compared to the same sample of other lendors. Huntingdon Valley Bank is typically an average fee lendor.


    Originations

    2,423

    Origination Dollar Volume (All Markets)

    $640,155,000

    Employee count

    143

    Awards

    Huntingdon Valley Bank 30 Year Conventional Loans silver Huntingdon Valley Bank 30 Year Conventional Loans gold
    Show all (2) awards

    Relative Rate

    Huntingdon Valley Bank's average 30 year fixed rate mortgage of loans were 3.11%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.04%.

    Relative Fees

    Huntingdon Valley Bank's average total fees for a 30 year fixed rate mortgage are $5,967.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,117 $543,945,000 $256,941 $5,737 3.07%
    OCEAN CITY, NJ (FHA|USDA|VA) 56 $21,950,000 $391,964 $4,794 3.22%
    DOVER, DE (FHA|USDA|VA) 56 $17,160,000 $306,429 $8,013 3.17%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 21 $9,065,000 $431,667 $6,137 2.98%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 39 $8,695,000 $222,949 $5,162 3.07%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $5,315,000 $408,846 $5,133 3.14%
    SALISBURY, MD-DE (FHA|USDA|VA) 19 $5,105,000 $268,684 $6,072 2.83%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $2,860,000 $357,500 $4,889 2.80%
    READING, PA (FHA|USDA|VA) 10 $2,360,000 $236,000 $5,921 3.02%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,606 3.46%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,404 3.16%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,980 3.12%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,425,000 $475,000 $4,730 3.00%
    JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,822 3.15%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $1,300,000 $216,667 $5,544 3.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,728 3.10%
    Outside of Metro Areas 4 $1,110,000 $277,500 $6,278 2.84%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $950,000 $475,000 $11,700 2.81%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $870,000 $435,000 $4,313 2.81%
    OCALA, FL (FHA|USDA|VA) 1 $825,000 $825,000 $29,471 3.13%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $825,000 $275,000 $4,969 3.58%
    LANCASTER, PA (FHA|USDA|VA) 3 $785,000 $261,667 $4,829 2.88%
    Pottsville, PA (FHA|USDA|VA) 2 $660,000 $330,000 $6,994 3.06%
    RALEIGH-CARY, NC (FHA|USDA|VA) 2 $600,000 $300,000 $2,780 2.94%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $545,000 $545,000 $8,884 2.50%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $545,000 $545,000 $4,205 3.25%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $545,000 $109,000 $3,408 3.40%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $545,000 $545,000 $3,363 3.00%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $535,000 $535,000 $5,568 2.63%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $450,000 $225,000 $5,330 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $435,000 $435,000 $2,825 2.88%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $425,000 $425,000 $13,330 3.00%
    Sevierville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $4,186 3.63%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $350,000 $175,000 $3,162 2.81%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,666 2.50%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $295,000 $295,000 $6,888 3.00%
    WILMINGTON, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,692 3.38%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $255,000 $255,000 $3,966 2.50%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $245,000 $245,000 $12,726 2.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $3,619 2.99%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,849 3.13%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,602 2.99%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,575 2.88%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,720 4.00%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,720 2.75%

    Huntingdon Valley Bank's top markets include Philadelphia, Ocean City, Dover, New York, and Allentown among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional 1,767 $483,555,000 $273,659 $4,744 3.06%
    FHA 570 $129,320,000 $226,877 $8,358 3.14%
    VA 66 $21,400,000 $324,242 $8,625 2.80%
    USDA 20 $5,880,000 $294,000 $9,098 3.03%

    For the 2021 period, Huntingdon Valley Bank's most frequently originated loan type of loans were Conventional, with 1,767 originations. Their 2nd most popular type is FHA, with 570 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase 1,620 $433,330,000 $267,488 $6,331 3.12%
    Refi 460 $115,910,000 $251,978 $4,402 2.86%
    Cash Out Refi 309 $83,675,000 $270,793 $4,768 3.12%
    Other 24 $5,630,000 $234,583 $4,735 3.56%
    Home Improvement 10 $1,610,000 $161,000 $4,996 3.48%

    For the 2021, Huntingdon Valley Bank's most frequently cited loan purpose of loans were Home Purchase, with 1,620 originations. The 2nd most popular reason of loans were Refi, with 460 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,135 $564,595,000 $264,447 $5,967 3.11%
    15 Year 148 $33,440,000 $225,946 $4,053 2.52%
    20 Year 84 $22,940,000 $273,095 $4,103 2.87%
    Other 30 $7,570,000 $252,333 $3,739 2.99%
    10 Year 15 $3,995,000 $266,333 $3,600 2.93%
    5 Year 8 $3,590,000 $448,750 $0 4.78%
    30+ year 3 $4,025,000 $1,341,667 $12,119 4.08%

    For the 2021, Huntingdon Valley Bank's most frequently cited loan length of loans were 30 Year, with 2,135 originations. The 2nd most popular length of loans were 15 Year, with 148 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k 1,454 $393,320,000 $270,509
    $1k-2k 571 $124,935,000 $218,800
    $2k-3k 197 $54,025,000 $274,239
    $3k-4k 112 $34,340,000 $306,607
    $5k+ 55 $23,815,000 $433,000

    $5,967 of loans were Huntingdon Valley Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,454 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,116 $304,030,000 $272,428
    3-4% 944 $237,090,000 $251,155
    <2.5% 271 $70,615,000 $260,572
    4-5% 89 $26,195,000 $294,326
    5-6% 3 $2,225,000 $741,667

    During 2021, Huntingdon Valley Bank's average interest rate of loans were 3.11%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,116 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,272 $355,100,000 $279,167 $6,145 3.06%
    $100k-200k 776 $123,710,000 $159,420 $4,764 3.10%
    $400k-600k 267 $125,455,000 $469,869 $6,817 3.00%
    $100,000 or less 75 $6,045,000 $80,600 $3,758 3.24%
    $600k-1MM 26 $19,500,000 $750,000 $9,768 3.16%
    $1MM+ 7 $10,345,000 $1,477,857 $9,336 4.31%

    2021 saw Huntingdon Valley Bank place emphasis on $200k-400k loans with 1,272 originations, totaling $355,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 621 $139,965,000 $225,386 $5,868 3.06%
    $50k or less 485 $85,285,000 $175,845 $5,712 3.08%
    $100k-150k 462 $138,310,000 $299,372 $5,549 3.10%
    $75k-100k 447 $119,535,000 $267,416 $5,849 3.06%
    $150k-250k 284 $101,030,000 $355,739 $5,711 3.05%
    $250k+ 92 $43,960,000 $477,826 $6,357 3.02%

    Huntingdon Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 621 originations. The second most popular income band? $50k or less, with 485 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 438 $115,720,000 $264,201 $5,509 3.06%
    20-30% 429 $115,875,000 $270,105 $4,951 2.98%
    44% 127 $33,945,000 $267,283 $5,825 3.13%
    42% 119 $31,015,000 $260,630 $6,006 3.15%
    50-60% 116 $28,510,000 $245,776 $8,555 3.14%
    40% 111 $29,685,000 $267,432 $5,856 3.12%
    43% 108 $30,390,000 $281,389 $5,934 3.11%
    41% 107 $26,805,000 $250,514 $5,992 3.12%
    <20% 104 $26,570,000 $255,481 $4,676 2.92%
    39% 100 $26,310,000 $263,100 $6,225 3.10%
    45% 93 $22,105,000 $237,688 $5,761 3.04%
    36% 93 $24,185,000 $260,054 $5,261 3.07%
    37% 91 $22,975,000 $252,473 $5,746 3.11%
    38% 90 $25,840,000 $287,111 $6,357 3.05%
    48% 75 $18,755,000 $250,067 $5,977 3.11%
    49% 74 $20,330,000 $274,730 $6,278 3.13%
    47% 73 $19,195,000 $262,945 $6,040 3.12%
    46% 52 $13,080,000 $251,538 $6,289 3.01%
    >60% 1 $195,000 $195,000 $3,543 3.00%

    Huntingdon Valley Bank lent most frequently to those with DTI ratios of 30-36%, with 438 originations. The next most common DTI ratio? 20-30%, with 429 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,454 $398,420,000 $274,017 $5,391 3.03%
    Black 508 $119,220,000 $234,685 $6,980 3.15%
    Not provided 344 $87,500,000 $254,360 $5,554 3.11%
    Asian 97 $28,865,000 $297,577 $5,158 3.02%
    Not applicable 8 $3,430,000 $428,750 $0 4.69%
    American Indian 9 $1,915,000 $212,778 $7,310 3.21%
    Native Hawaiian 2 $440,000 $220,000 $5,703 3.25%
    Asian Indian 1 $365,000 $365,000 $5,462 2.88%

    Approval Rates

    Total approvals of all applications
    95.65%

    Huntingdon Valley Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    92.10%

    Huntingdon Valley Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,423 $640,155,000 $264,199

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,423 $640,155,000 $264,199

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 43 $6,315,000 $146,860 $3,438 2.86%
    40-60% 229 $57,145,000 $249,541 $4,171 2.92%
    60-80% 694 $182,030,000 $262,291 $4,529 3.09%
    80-100% 1,438 $389,080,000 $270,570 $6,543 3.10%
    Over 100% 17 $5,495,000 $323,235 $13,420 2.85%
    Under 20% 2 $90,000 $45,000 $3,273 3.56%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    HUNTINGTON NATIONAL BANK, THE VA mortgage Trouble during payment process 2 1.6%
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 15 12.2%
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Closing on a mortgage 7 5.7%
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Struggling to pay mortgage 9 7.3%
    HUNTINGTON NATIONAL BANK, THE Conventional home mortgage Trouble during payment process 46 37.4%
    HUNTINGTON NATIONAL BANK, THE FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 1.6%
    HUNTINGTON NATIONAL BANK, THE FHA mortgage Incorrect information on your report 2 1.6%
    HUNTINGTON NATIONAL BANK, THE FHA mortgage Struggling to pay mortgage 3 2.4%
    HUNTINGTON NATIONAL BANK, THE FHA mortgage Trouble during payment process 8 6.5%
    HUNTINGTON NATIONAL BANK, THE Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 4 3.3%
    HUNTINGTON NATIONAL BANK, THE Home equity loan or line of credit (HELOC) Closing on a mortgage 5 4.1%
    HUNTINGTON NATIONAL BANK, THE Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 0.8%
    HUNTINGTON NATIONAL BANK, THE Home equity loan or line of credit (HELOC) Trouble during payment process 6 4.9%
    HUNTINGTON NATIONAL BANK, THE Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.4%
    HUNTINGTON NATIONAL BANK, THE Other type of mortgage Closing on a mortgage 1 0.8%
    HUNTINGTON NATIONAL BANK, THE Other type of mortgage Struggling to pay mortgage 3 2.4%
    HUNTINGTON NATIONAL BANK, THE Other type of mortgage Trouble during payment process 4 3.3%
    HUNTINGTON NATIONAL BANK, THE VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.8%
    HUNTINGTON NATIONAL BANK, THE VA mortgage Closing on a mortgage 1 0.8%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Huntingdon Valley Bank 1300 Route 73, Suite 105 Mount Laurel, NJ 8054 Full Service B&M $1
    Huntingdon Valley Bank 1990 County Line Road Huntingdon Valley, PA 19006 Full Service B&M $130,604
    Huntingdon Valley Bank 2617 Huntingdon Pike Huntingdon Valley, PA 19006 Full Service B&M $201,716
    Huntingdon Valley Bank 5725 Easton Road Pipersville, PA 18947 Full Service B&M $42,478
    Huntingdon Valley Bank 610 Easton Road Warrington, PA 18976 Full Service B&M $69,124
    Huntingdon Valley Bank 8580 Verree Rd Philadelphia, PA 19111 Full Service B&M $749

    For 2021, Huntingdon Valley Bank had 6 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $16,611
    Net interest income $14,666
    Total noninterest income $13,239
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $88
    Trading account gains and fees $0
    Additional Noninterest Income $13,151
    Pre-tax net operating income $5,816
    Securities gains (or losses, -) $88
    Income before extraordinary items $4,359
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $4,359
    Minority interest net income $0
    Net income $4,359
    Sale, conversion, retirement of capital stock, net $240
    Net operating income $4,289

    Huntingdon Valley Bank's gross interest income from loans was $16,611,000.
    Huntingdon Valley Bank's net interest income from loans was $14,666,000.
    Huntingdon Valley Bank's fee based income from loans was $88,000.
    Huntingdon Valley Bank's net income from loans was $4,359,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,945
    Provision for credit losses $553
    Total noninterest expense $21,536
    Salaries and employee benefits $13,696
    Premises and equipment expense $2,289
    Additional noninterest expense $5,551
    Applicable income taxes $1,545
    Net charge-offs $202
    Cash dividends $0

    Huntingdon Valley Bank's interest expense for loans was $1,945,000.
    Huntingdon Valley Bank's payroll and benefits expense were $13,696,000.
    Huntingdon Valley Bank's property, plant and equipment expenses $2,289,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 2.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 30.0%
    Credit card loans 0.0%
    Other individual loans 30.0%
    Auto loans 0.0%
    Other consumer loans 30.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $469,916
    Deposits held in domestic offices $469,916
    Deposits by Individuals, partnerships, and corporations $441,187
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $27,485
    Deposits by Commercial banks and other depository institutions in U.S. $1,242
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $310,879
    Demand deposits $310,879
    Nontransaction accounts $159,037
    Money market deposit accounts (MMDAs) $89,504
    Other savings deposits (excluding MMDAs) $37,311
    Total time deposits $32,221
    Total time and savings deposits $159,037
    Noninterest-bearing deposits $99,184
    Interest-bearing deposits $370,732
    Retail deposits $463,342
    IRAs and Keogh plan accounts $5,221
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $557,790
    Cash & Balances due from depository institutions $123,026
    Interest-bearing balances $116,517
    Total securities $40,474
    Federal funds sold & reverse repurchase $0
    Net loans and leases $365,454
    Loan and leases loss allowance $2,368
    Trading account assets $0
    Bank premises and fixed assets $11,829
    Other real estate owned $0
    Goodwill and other intangibles $3,382
    All other assets $13,625

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $557,790
    Total Liabilities $512,493
    Total deposits $469,916
    Interest-bearing deposits $370,732
    Deposits held in domestic offices $469,916
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $29,550
    Subordinated debt $0
    All other liabilities $13,027

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $365,454
    Loan and leases loss allowance $2,368
    Total loans and leases (domestic) $367,822
    All real estate loans $303,764
    Real estate loans in domestic offices $303,764
    Construction and development loans $52,758
    Residential 1-4 family construction $16,152
    Other construction, all land development and other land $36,606
    Loans secured by nonfarm nonresidential properties $50,316
    Nonfarm nonresidential secured by owner-occupied properties $28,263
    Commercial real estate & other non-farm, non-residential $22,053
    Multifamily residential real estate $14,921
    1-4 family residential loans $185,769
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $61,177
    To non-U.S. addressees $0
    Loans to individuals $4,517
    Credit card loans $0
    Related Plans $17
    Consumer Auto Loans $0
    Other loans to individuals $4,500
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $13,985
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Huntingdon Valley Bank had $365,454,000 of loans outstanding in 2021. $303,764,000 of loans were in real estate loans. $52,758,000 of loans were in development loans. $14,921,000 of loans were in multifamily mortgage loans. $185,769,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 47 $21,068 $448,255
    Nonfarm, nonresidential loans - $100-250k 7 $782 $111,714
    Nonfarm, nonresidential loans - $250k-1MM 40 $20,286 $507,150
    Commercial & Industrial, US addressed loans - <$1MM 210 $19,533 $93,014
    Commercial & Industrial, US addressed loans - <$100k 137 $4,170 $30,438
    Commercial & Industrial, US addressed loans - $100-250k 36 $4,409 $122,472
    Commercial & Industrial, US addressed loans - $250k-1MM 37 $10,954 $296,054