Calvin B. Taylor Banking Company Of Berlin Maryland Mortgage Rates, Fees & Info
Berlin, MDLEI: 5493005NXMQ7SP5TOF96
Tax ID: 52-0505410
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Mortgage Data
Review & Overview
Calvin B. Taylor Banking Company Of Berlin Maryland is a smaller bank specializing in Home Purchase loans. Calvin B. Taylor Banking Company Of Berlin Maryland has a high proportion of conventional loans. Their top two markets are Salisbury and Virginia Beach .Calvin B. Taylor Banking Company Of Berlin Maryland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
115Origination Dollar Volume (All Markets)
$34,775,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALISBURY, MD-DE (FHA|USDA|VA) | 55 | $17,905,000 | $325,545 | $0 | 0.00% |
| Outside of Metro Areas | 57 | $16,145,000 | $283,246 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Calvin B. Taylor Banking Company of Berlin Maryland based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 115 | $34,775,000 | $302,391 | $0 | 0.00% |
For 2023, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently originated type of loan was Conventional, with 115 originations.
Loan Reason
For 2023, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently cited loan purpose was Home Purchase, with 90 originations. The 2nd most popular reason was Refi, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 115 | $34,775,000 | $302,391 | $0 | 0.00% |
For 2023, Calvin B. Taylor Banking Company Of Berlin Maryland's most frequently cited loan duration was Other, with 115 originations.
Loan Sizing
2023 saw Calvin B. Taylor Banking Company Of Berlin Maryland place emphasis on $100k-200k loans with 38 originations, totaling $5,510,000 in origination value.
Applicant Income
Calvin B. Taylor Banking Company Of Berlin Maryland lent most frequently to those with incomes in the $150k-250k range, with 26 originations. The second most popular income band? $100k-150k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 115 | $34,775,000 | $302,391 | $0 | 0.00% |
Calvin B. Taylor Banking Company Of Berlin Maryland lent most frequently to those with DTI ratios of Exempt%, with 115 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.97%
Calvin B. Taylor Banking Company Of Berlin Maryland has a below average approval rate.
Pick Rate
Approvals leading to origination74.78%
Calvin B. Taylor Banking Company Of Berlin Maryland has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 115 | $34,775,000 | $302,391 |