West View Savings Bank Mortgage Rates, Fees & Info

Wexford, PA

LEI: 549300H0KQCD2P5IR560

Tax ID: 25-0875950

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    West View Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. West View Savings Bank has a high proportion of conventional loans. Their top (well, only) market is Pittsburgh.

    West View Savings Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    58

    Origination Dollar Volume (All Markets)

    $16,500,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PITTSBURGH, PA (FHA|USDA|VA) 58 $16,500,000 $284,483 $0 0.00%
    West View Savings Bank's top markets include and Pittsburgh among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against West View Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    TRI BORO
    Similarity Rank: 70
    American Financial Mortgage Corporation
    Similarity Rank: 172
    First Federal Savings and Loan Association of Greene Co
    Similarity Rank: 210
    WELCOME HOME FINANCE, L.P.
    Similarity Rank: 237
    M. S. Flynn, Inc.
    Similarity Rank: 252
    NEW FED MORTGAGE, CORP.
    Similarity Rank: 328
    HANCOCK COUNTY SAVINGS BANK, FSB, INC.
    Similarity Rank: 344
    ARMCO CREDIT UNION
    Similarity Rank: 490
    PENNSYLVANIA STATE EMPLOYEES Credit Union
    Similarity Rank: 494
    NEXTIER BANK, NATIONAL ASSOCIATION
    Similarity Rank: 775

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 58 $16,500,000 $284,483 $0 0.00%

    For 2019, West View Savings Bank's most frequently originated type of loan was Conventional, with 58 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 32 $10,960,000 $342,500 $0 0.00%
    Refi 14 $4,410,000 $315,000 $0 0.00%
    Other 7 $875,000 $125,000 $0 0.00%
    Home Improvement 5 $255,000 $51,000 $0 0.00%

    For 2019, West View Savings Bank's most frequently cited loan purpose was Home Purchase, with 32 originations. The 2nd most popular reason was Refi, with 14 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 58 $16,500,000 $284,483 $0 0.00%

    For 2019, West View Savings Bank's most frequently cited loan duration was Other, with 58 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 21 $5,795,000 $275,952 $0 0.00%
    $100k-200k 18 $2,730,000 $151,667 $0 0.00%
    $100,000 or less 8 $390,000 $48,750 $0 0.00%
    $400k-600k 7 $3,535,000 $505,000 $0 0.00%
    $1MM+ 2 $2,760,000 $1,380,000 $0 0.00%
    $600k-1MM 2 $1,290,000 $645,000 $0 0.00%

    2019 saw West View Savings Bank place emphasis on $200k-400k loans with 21 originations, totaling $5,795,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 22 $6,230,000 $283,182 $0 0.00%
    $100k-150k 12 $2,300,000 $191,667 $0 0.00%
    $250k+ 12 $6,110,000 $509,167 $0 0.00%
    $50k-75k 6 $960,000 $160,000 $0 0.00%
    $75k-100k 6 $900,000 $150,000 $0 0.00%

    West View Savings Bank lent most frequently to those with incomes in the $150k-250k range, with 22 originations. The second most popular income band? $100k-150k, with 12 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 58 $16,500,000 $284,483 $0 0.00%

    West View Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 58 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 53 $14,725,000 $277,830 $0 0.00%
    Asian 4 $1,640,000 $410,000 $0 0.00%
    Chinese 1 $135,000 $135,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.96%

    West View Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    94.83%

    West View Savings Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 58 $16,500,000 $284,483

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 58 $16,500,000 $284,483