Pearl Hawaii Federal Credit Union Mortgage Rates, Fees & Info
Waipahu, HILEI: 549300JD50LHLWMWPN92
Tax ID: 99-0073437
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Mortgage Data
Review & Overview
Pearl Hawaii Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Improvement loans. Pearl Hawaii Federal Credit Union has a high proportion of conventional loans. Their top (well, only) market is Urban Honolulu.Pearl Hawaii Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
52Origination Dollar Volume (All Markets)
$8,850,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| URBAN HONOLULU, HI (FHA|USDA|VA) | 52 | $8,850,000 | $170,192 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 52 | $8,850,000 | $170,192 | $0 | 0.00% |
For 2018, Pearl Hawaii Federal Credit Union's most frequently originated type of loan was Conventional, with 52 originations.
Loan Reason
For 2018, Pearl Hawaii Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 18 originations. The 2nd most popular reason was Home Improvement, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 52 | $8,850,000 | $170,192 | $0 | 0.00% |
For 2018, Pearl Hawaii Federal Credit Union's most frequently cited loan duration was Other, with 52 originations.
Loan Sizing
2018 saw Pearl Hawaii Federal Credit Union place emphasis on $100,000 or less loans with 21 originations, totaling $1,235,000 in origination value.
Applicant Income
Pearl Hawaii Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 17 originations. The second most popular income band? $50k-75k, with 13 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.19%
Pearl Hawaii Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination67.31%
Pearl Hawaii Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 52 | $8,850,000 | $170,192 |