URBAN HONOLULU Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Urban Honolulu averaged 6.21% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.37% and one month ago for the week of 2024-01-25, the average rate was 5.86%.

Urban Honolulu's average rate one year ago was 5.9%.

For refis of the same type during the week of 2024-02-29, the average rate was 4.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Urban Honolulu 30 Year Fixed Rate 2024-02-29 6.21%
Urban Honolulu 30 Year Fixed Rate Refi 2024-02-29 4.62%
Urban Honolulu 15 Year Fixed Rate 2024-02-29 5.49%
Urban Honolulu 15 Year Fixed Rate Refi 2024-02-29 4.95%
Urban Honolulu 30 Year FHA 2024-02-29 5.83%
Urban Honolulu 30 Year FHA Refi 2024-02-29 6.89%
Urban Honolulu 30 Year USDA 2024-02-29 6.73%
Urban Honolulu 30 Year USDA Refi 2024-02-29 6.53%
Urban Honolulu 30 Year VA 2024-02-29 5.55%
Urban Honolulu 30 Year VA Refi 2024-02-29 3.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within URBAN HONOLULU, HI.

URBAN HONOLULU Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the URBAN HONOLULU, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Bank of Hawaii 698 4.22% $15,525
American Savings Bank, FSB 614 4.07% $12,732
LOANDEPOT.COM, LLC 519 4.06% $9,591
First Hawaiian Bank 463 4.07% $12,030
UNITED WHOLESALE MORTGAGE, LLC 450 4.73% $11,690
QUICKEN LOANS, LLC 382 4.40% $10,740
Central Pacific Bank 349 4.15% $10,637
Territorial Savings Bank 214 3.76% $14,367
GUARANTEED RATE, INC. 202 4.60% $10,597
HAWAII STATE FEDERAL CREDIT UNION 191 4.17% $11,963
DHI MORTGAGE COMPANY, LTD. 189 4.27% $7,348
HOME POINT FINANCIAL CORPORATION 178 4.03% $8,091
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 152 4.79% $10,608
HAWAIIUSA FEDERAL CREDIT UNION 136 4.22% $9,237
HAWAIIAN FINANCIAL 132 3.37% $17,198
HOMEBRIDGE FINANCIAL SERVICES, INC. 120 4.73% $12,924
CMG MORTGAGE, INC. 112 4.64% $12,343
ACADEMY MORTGAGE CORPORATION 101 4.85% $13,595
COMPASS HOME LOANS, LLC 88 4.60% $11,035
Ameris Bank 88 4.55% $9,771
Wells Fargo Bank 87 4.01% $6,738
SECURITYNATIONAL MORTGAGE COMPANY 82 5.19% $18,170
FINANCE OF AMERICA MORTGAGE LLC 79 4.86% $17,942
CALIBER HOME LOANS, INC. 75 4.50% $8,662
FREEDOM MORTGAGE CORPORATION 70 4.32% $10,045
NAVY FEDERAL CREDIT UNION 67 4.06% $7,907
AMERICAN PACIFIC MORTGAGE CORPORATION 63 4.46% $8,962
PENNYMAC LOAN SERVICES, LLC 61 4.05% $8,054
AMERISAVE MORTGAGE CORPORATION 58 3.62% $12,566
JPMorgan Chase Bank 51 4.12% $10,417
PRIMARY RESIDENTIAL MORTGAGE, INC. 47 4.47% $8,552
GUILD MORTGAGE COMPANY 45 4.43% $14,699
PRIMELENDING, A PLAINSCAPITAL COMPANY 44 5.13% $10,786
ROUNDPOINT MORTGAGE SERVICING CORPORATION 41 4.66% $13,109
MOVEMENT MORTGAGE, LLC 40 4.26% $10,098
ALOHA PACIFIC 39 3.65% $11,329
Paramount Residential Mortgage Group, Inc. 38 5.31% $9,930
Morgan Stanley Private Bank 38 3.67% $5,789
HighTechLending Inc 35 4.97% $13,295
Mr. Cooper ( Nationstar Mortgage ) 33 4.02% $12,492
University of Hawaii Federal Credit Union 31 3.40% $14,290
Bank of America 31 3.54% $7,508
DAS Acquisition Company, LLC 28 4.74% $11,618
First Republic Bank 27 3.05% $6,601
CROSSCOUNTRY MORTGAGE, LLC 25 4.31% $12,904
NEWREZ LLC 23 4.33% $8,988
NBKC BANK 22 4.08% $5,278
PREMIER MORTGAGE RESOURCES, L.L.C. 21 4.77% $11,427
U.S. Bank 19 4.09% $7,804
LAND HOME FINANCIAL SERVICES, INC. 17 4.36% $9,964
AMERICAN FINANCING CORPORATION 17 4.07% $7,700
CARDINAL FINANCIAL 17 4.62% $14,346
Nations Lending Corporation 15 4.55% $22,327
Pacific Lending LLC 14 4.95% $10,043
Charles Schwab Bank, SSB 14 3.02% $6,572
City National Bank 14 3.47% $7,047
PLAZA HOME MORTGAGE, INC. 14 4.69% $16,251
Quontic Bank 14 6.78% $15,952
Mortgage Research Center, LLC 12 4.74% $8,615
Flagstar Bank, FSB 12 3.94% $7,086
CASTLE & COOKE MORTGAGE, LLC 11 4.73% $13,300
Citibank 11 3.75% $11,532
MUTUAL OF OMAHA MORTGAGE, INC. 11 5.03% $13,372
ANGEL OAK MORTGAGE SOLUTIONS LLC 11 6.69% $19,625
SUMMIT FUNDING, INC. 9 4.61% $13,261
BAY EQUITY LLC 9 4.32% $12,062
Carrington Mortgage Services, LLC 9 4.89% $13,337
IMPAC MORTGAGE CORP. 9 4.82% $6,591
PENTAGON FEDERAL CREDIT UNION 9 3.31% $10,600
UBS Bank USA 9 3.18% $7,411
V.I.P. MORTGAGE, INC. 8 5.08% $13,590
NEXERA HOLDING LLC 8 7.58% $31,830
NexBank 8 4.78% $10,708
HomeStreet Bank 8 4.52% $5,921
MANN FINANCIAL INC. 7 5.16% $24,034
PNC Bank 7 4.45% $10,821
First-Citizens Bank & Trust Company 6 3.88% $6,772
North American Savings Bank, F.S.B. 6 3.21% $4,463
AMERICAN INTERNET MORTGAGE, INC. 6 3.83% $12,221
FUNDLOANS CAPITAL 6 5.00% $28,448
Plains Commerce Bank 5 3.62% $20,464
KeyBank 5 4.40% $10,702
MASON MCDUFFIE MORTGAGE CORPORATION 5 4.55% $5,603
ENVOY MORTGAGE, LTD 5 3.98% $13,277
HSBC BANK USA, NATIONAL ASSOCIATION 4 4.48% $6,717
Umpqua Bank 4 5.13% $7,972
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 4 5.81% $13,387
Raymond James Bank 4 4.00% $6,906
TEACHERS 4 4.38% $6,069
The Central Trust Bank 4 4.31% $3,656
MID AMERICA MORTGAGE, INC. 4 3.53% $6,591
Stifel Bank and Trust 4 3.66% $4,773
The Federal Savings Bank 3 3.58% $7,923
Goldman Sachs Bank USA 3 3.03% $8,252
EVERETT FINANCIAL, INC. 3 4.67% $3,061
M&T Bank 3 3.54% $7,065
Axos Bank 3 4.67% $39,244
BNY Mellon 3 3.08% $14,477
I.L.W.U. CREDIT UNION 3 3.88% $5,261
Zions Bank 2 3.00% $6,737
MidFirst Bank 2 4.71% $13,483
Evolve Bank & Trust 2 3.88% $3,602
Northpointe Bank 2 4.81% $7,329
OCMBC, INC. 2 6.13% $13,142
PACIFIC HOME LOANS, INC. 2 3.94% $6,688
Barrington Bank & Trust Company, N.A. 2 5.24% $9,402
RBC Bank, (Georgia) 2 4.19% $6,164
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.88% $12,792
SOVEREIGN LENDING GROUP INCORPORATED 2 4.62% $14,205
STAR ONE CREDIT UNION 2 2.81% $7,039
STEARNS LENDING, LLC 2 3.75% $26,141
Strong Home Mortgage, LLC 2 3.43% $4,507
Ally Bank 2 5.25% $3,986
CALCON MUTUAL MORTGAGE LLC 1 5.88% $5,592
Community First National Bank 1 3.50% $2,903
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.25% $5,248
BETTER MORTGAGE CORPORATION 1 4.50% $37,108
Baxter Credit Union 1 4.00% $4,222
Armed Forces Bank 1 3.50% $3,447
Bank-Fund Staff Federal Credit Union 1 4.38% $4,940
Deseret First Credit Union 1 3.88% $13,718
KINECTA 1 5.25% $7,603
USAA Federal Savings Bank 1 4.75% $38,641
Discover Bank 1 3.49% $0
Royal Business Bank 1 5.00% $10,667
S1L, Inc. 1 6.50% $9,690
AXIA FINANCIAL, LLC 1 5.88% $11,101
Sierra Pacific Mortgage Company, Inc. 1 5.99% $2,950
Silicon Valley Bank 1 2.63% $5,335
First Home Bank 1 5.50% $20,319
STANFORD Federal Credit Union 1 3.38% $8,705
First Federal Bank of Kansas City 1 2.75% $13,045
ADVANCIAL 1 5.75% $7,466
EVANSVILLE TEACHERS 1 2.63% $21,591
General Mortgage Capital Corporation 1 5.63% $13,125
MLD MORTGAGE INC. 1 3.88% $5,985
SUN WEST MORTGAGE COMPANY, INC. 1 3.00% $15,497
MATANUSKA VALLEY FEDERAL CREDIT UNION 1 6.38% $3,918
Atlantic Union Bank 1 4.25% $17,732
LOANPAL, LLC 1 3.63% $10,190
Firefighters First Federal Credit Union 1 2.63% $0
The Huntington National Bank 1 5.98% $4,899
The Northern Trust Company 1 3.25% $37,188
TOWER 1 5.00% $6,895
NFM, INC. 1 5.38% $15,142
First Internet Bank of Indiana 1 2.99% $6,277
NuVision Federal Credit Union 1 4.50% $8,733
LENDSURE MORTGAGE CORP. 1 8.75% $23,725
United Nations Federal Credit Union 1 4.88% $7,288
CIBC Bank USA 1 5.38% $4,753
Paramount Bank 1 3.25% $14,998
CHURCHILL MORTGAGE CORPORATION 1 6.25% $6,535
CHEVRON 1 2.50% $7,516
WESCOM CENTRAL CREDIT UNION 1 3.63% $5,029
Commerce Home Mortgage, Inc. 1 3.50% $30,196

URBAN HONOLULU Average Closing Costs & Other Stats

URBAN HONOLULU, HI's 155 lenders originated 22,125 loans during 2022. The total origination value was $11,179,325,000, with an average loan value of $505,280.

URBAN HONOLULU's average closing costs are $9,845.

The top URBAN HONOLULU lender as defined by loan originations is Bank of Hawaii, with 698 loans originated. Their average total fees are $15,525, which is $2,793 higher than the next largest lender, American Savings Bank, FSB.

The lowest fee URBAN HONOLULU lenders (with over 10 loans originated) are NBKC BANK ($5,278), Morgan Stanley Private Bank ($5,789), Charles Schwab Bank, SSB ($6,572), First Republic Bank ($6,601) and Wells Fargo Bank ($6,738).

The lowest rate URBAN HONOLULU lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (3.02%), First Republic Bank (3.05%), HAWAIIAN FINANCIAL (3.37%), University of Hawaii Federal Credit Union (3.40%) and City National Bank (3.47%).

URBAN HONOLULU, HI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Bank of Hawaii $2,293,945,000 $1,666,670,000 -27.3% 14.9%
American Savings Bank, FSB $1,262,590,000 $1,012,185,000 -19.8% 9.1%
First Hawaiian Bank $1,245,230,000 $791,980,000 -36.4% 7.1%
UNITED WHOLESALE MORTGAGE, LLC $855,570,000 $751,350,000 -12.2% 6.7%
Central Pacific Bank $1,090,560,000 $588,860,000 -46.0% 5.3%
LOANDEPOT.COM, LLC $1,515,580,000 $478,340,000 -68.4% 4.3%
QUICKEN LOANS, LLC $814,510,000 $314,635,000 -61.4% 2.8%
HAWAII STATE FEDERAL CREDIT UNION $415,790,000 $294,465,000 -29.2% 2.6%
HAWAIIUSA FEDERAL CREDIT UNION $115,600,000 $276,310,000 139.0% 2.5%
GUARANTEED RATE, INC. $594,015,000 $274,925,000 -53.7% 2.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $864,025,000 $268,105,000 -69.0% 2.4%
Wells Fargo Bank $161,090,000 $248,520,000 54.3% 2.2%
HAWAIIAN FINANCIAL $234,270,000 $230,490,000 -1.6% 2.1%
FREEDOM MORTGAGE CORPORATION $1,323,875,000 $226,245,000 -82.9% 2.0%
HOME POINT FINANCIAL CORPORATION $870,705,000 $209,555,000 -75.9% 1.9%
DHI MORTGAGE COMPANY, LTD. $172,890,000 $208,075,000 20.4% 1.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $357,685,000 $144,825,000 -59.5% 1.3%
NAVY FEDERAL CREDIT UNION $239,340,000 $138,265,000 -42.2% 1.2%
Territorial Savings Bank $344,745,000 $134,085,000 -61.1% 1.2%
CMG MORTGAGE, INC. $298,135,000 $133,410,000 -55.3% 1.2%
Mortgage Research Center, LLC $204,585,000 $131,420,000 -35.8% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $286,330,000 $128,905,000 -55.0% 1.2%
COMPASS HOME LOANS, LLC $296,190,000 $103,755,000 -65.0% 0.9%
PENNYMAC LOAN SERVICES, LLC $394,530,000 $98,115,000 -75.1% 0.9%
ACADEMY MORTGAGE CORPORATION $188,945,000 $97,690,000 -48.3% 0.9%
Bank of America $75,065,000 $94,660,000 26.1% 0.8%
JPMorgan Chase Bank $84,750,000 $94,375,000 11.4% 0.8%
CALIBER HOME LOANS, INC. $292,945,000 $83,215,000 -71.6% 0.7%
TEMPLE VIEW CAPITAL FUNDING, LP $55,175,000 $82,435,000 49.4% 0.7%
SECURITYNATIONAL MORTGAGE COMPANY $77,130,000 $71,245,000 -7.6% 0.6%
Ameris Bank $120,920,000 $70,365,000 -41.8% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $141,165,000 $69,165,000 -51.0% 0.6%
CIVIC FINANCIAL SERVICES, LLC $36,285,000 $62,775,000 73.0% 0.6%
FINANCE OF AMERICA REVERSE LLC $27,780,000 $61,455,000 121.2% 0.5%
First Republic Bank $41,460,000 $60,475,000 45.9% 0.5%
HICKAM $18,905,000 $54,095,000 186.1% 0.5%
LAND HOME FINANCIAL SERVICES, INC. $95,975,000 $50,495,000 -47.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $226,600,000 $46,190,000 -79.6% 0.4%
Morgan Stanley Private Bank $39,300,000 $43,525,000 10.8% 0.4%
GUILD MORTGAGE COMPANY $146,070,000 $41,865,000 -71.3% 0.4%
Finance Factors, Limited $74,620,000 $39,540,000 -47.0% 0.4%
HighTechLending Inc $122,690,000 $39,335,000 -67.9% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $179,085,000 $38,660,000 -78.4% 0.3%
ALOHA PACIFIC $127,575,000 $32,750,000 -74.3% 0.3%
PENTAGON FEDERAL CREDIT UNION $87,220,000 $32,700,000 -62.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $121,340,000 $32,275,000 -73.4% 0.3%
MOVEMENT MORTGAGE, LLC $57,660,000 $30,925,000 -46.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $72,930,000 $29,310,000 -59.8% 0.3%
U.S. Bank $47,015,000 $28,720,000 -38.9% 0.3%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $53,645,000 $28,250,000 -47.3% 0.3%
Paramount Residential Mortgage Group, Inc. $57,060,000 $28,130,000 -50.7% 0.3%
City National Bank $14,310,000 $27,460,000 91.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $98,935,000 $27,165,000 -72.5% 0.2%
WALKER & DUNLOP, LLC $20,960,000 $24,805,000 18.3% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $137,890,000 $24,450,000 -82.3% 0.2%
MID AMERICA MORTGAGE, INC. $185,990,000 $23,475,000 -87.4% 0.2%
REVERSE MORTGAGE FUNDING LLC $3,390,000 $22,875,000 574.8% 0.2%
University of Hawaii Federal Credit Union $26,865,000 $22,580,000 -16.0% 0.2%
PLAZA HOME MORTGAGE, INC. $95,105,000 $20,510,000 -78.4% 0.2%
Commerce Home Mortgage, Inc. $2,945,000 $19,630,000 566.6% 0.2%
DAS Acquisition Company, LLC $10,840,000 $19,115,000 76.3% 0.2%
The Northern Trust Company $4,740,000 $17,815,000 275.8% 0.2%
Citibank $62,635,000 $17,290,000 -72.4% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,615,000 $16,880,000 366.9% 0.2%
Pearl Hawaii Federal Credit Union $16,790,000 n/a 0.2%
Charles Schwab Bank, SSB $35,850,000 $16,360,000 -54.4% 0.1%
HomeStreet Bank $36,610,000 $15,835,000 -56.7% 0.1%
NEWREZ LLC $30,795,000 $15,550,000 -49.5% 0.1%
MANN FINANCIAL INC. $95,790,000 $15,315,000 -84.0% 0.1%
NBKC BANK $112,470,000 $14,795,000 -86.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $22,335,000 $14,450,000 -35.3% 0.1%
Flagstar Bank, FSB $59,110,000 $13,575,000 -77.0% 0.1%
AMERICAN FINANCING CORPORATION $45,000,000 $13,220,000 -70.6% 0.1%
HONOLULU $23,065,000 $13,020,000 -43.6% 0.1%
BAY EQUITY LLC $23,085,000 $12,515,000 -45.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $12,230,000 n/a 0.1%
Carrington Mortgage Services, LLC $29,625,000 $11,455,000 -61.3% 0.1%
UBS Bank USA $12,250,000 $11,435,000 -6.7% 0.1%
Pacific Lending LLC $11,420,000 n/a 0.1%
Nations Lending Corporation $36,995,000 $11,195,000 -69.7% 0.1%
AMERICAN ADVISORS GROUP $11,460,000 $9,845,000 -14.1% 0.1%
CASTLE & COOKE MORTGAGE, LLC $26,100,000 $9,660,000 -63.0% 0.1%
NEXERA HOLDING LLC $9,330,000 n/a 0.1%
Quontic Bank $14,025,000 $9,180,000 -34.5% 0.1%
FUNDLOANS CAPITAL $10,935,000 $8,950,000 -18.2% 0.1%
The Federal Savings Bank $98,975,000 $8,685,000 -91.2% 0.1%
V.I.P. MORTGAGE, INC. $10,680,000 $8,645,000 -19.1% 0.1%
Axos Bank $5,095,000 $8,130,000 59.6% 0.1%
PNC Bank $22,535,000 $7,960,000 -64.7% 0.1%
IMPAC MORTGAGE CORP. $21,030,000 $7,845,000 -62.7% 0.1%
CLEARPATH LENDING $54,410,000 $7,825,000 -85.6% 0.1%
ATHAS CAPITAL GROUP, INC. $5,645,000 $7,760,000 37.5% 0.1%
SUMMIT FUNDING, INC. $21,635,000 $7,530,000 -65.2% 0.1%
Stifel Bank and Trust $7,470,000 $7,435,000 -0.5% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $11,120,000 $7,280,000 -34.5% 0.1%
Citadel Servicing Corporation $1,580,000 $7,055,000 346.5% 0.1%
Hometown Equity Mortgage, LLC $6,170,000 $7,050,000 14.3% 0.1%
EVANSVILLE TEACHERS $885,000 $7,035,000 694.9% 0.1%
Raymond James Bank $4,780,000 $6,610,000 38.3% 0.1%
Goldman Sachs Bank USA $16,400,000 $6,565,000 -60.0% 0.1%
NEW DAY FINANCIAL, LLC $14,705,000 $6,485,000 -55.9% 0.1%
KeyBank $13,890,000 $6,395,000 -54.0% 0.1%
Plains Commerce Bank $20,640,000 $5,905,000 -71.4% 0.1%
BNY Mellon $4,265,000 $5,675,000 33.1% 0.1%
Mabrey Bank $5,605,000 n/a 0.1%
North American Savings Bank, F.S.B. $55,780,000 $5,515,000 -90.1% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $8,905,000 $5,380,000 -39.6% 0.0%
First-Citizens Bank & Trust Company $5,210,000 n/a 0.0%
AMWEST FUNDING CORP. $5,040,000 n/a 0.0%
NexBank $1,480,000 $4,920,000 232.4% 0.0%
ENVOY MORTGAGE, LTD $3,740,000 n/a 0.0%
M&T Bank $760,000 $3,710,000 388.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $33,030,000 $3,590,000 -89.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,995,000 $3,250,000 62.9% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $13,850,000 $3,060,000 -77.9% 0.0%
Low VA Rates, LLC $15,645,000 $2,960,000 -81.1% 0.0%
Mortgage Bank of California $6,980,000 $2,950,000 -57.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,415,000 $2,895,000 19.9% 0.0%
TEACHERS $2,830,000 n/a 0.0%
The Central Trust Bank $5,875,000 $2,815,000 -52.1% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $3,055,000 $2,730,000 -10.6% 0.0%
RBC Bank, (Georgia) $9,130,000 $2,710,000 -70.3% 0.0%
Community First National Bank $1,985,000 $2,545,000 28.2% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $2,525,000 n/a 0.0%
STEARNS LENDING, LLC $85,860,000 $2,475,000 -97.1% 0.0%
MidFirst Bank $3,185,000 $2,385,000 -25.1% 0.0%
LENDSURE MORTGAGE CORP. $390,000 $2,365,000 506.4% 0.0%
Equity Prime Mortgage LLC $2,355,000 n/a 0.0%
Preferred Bank $2,285,000 n/a 0.0%
Strong Home Mortgage, LLC $9,805,000 $2,230,000 -77.3% 0.0%
Zions Bancorporation, N.A. $2,315,000 $2,060,000 -11.0% 0.0%
HILTON FINANCIAL CORPORATION $355,000 $1,975,000 456.3% 0.0%
Discover Bank $1,485,000 $1,940,000 30.6% 0.0%
Umpqua Bank $2,245,000 $1,940,000 -13.6% 0.0%
I.L.W.U. CREDIT UNION $750,000 $1,875,000 150.0% 0.0%
OCMBC, INC. $2,295,000 $1,865,000 -18.7% 0.0%
QUORUM FEDERAL CREDIT UNION $85,000 $1,805,000 2,023.5% 0.0%
NFM, INC. $1,765,000 n/a 0.0%
USAA Federal Savings Bank $7,755,000 $1,765,000 -77.2% 0.0%
AXIA FINANCIAL, LLC $3,980,000 $1,710,000 -57.0% 0.0%
Northpointe Bank $3,310,000 $1,685,000 -49.1% 0.0%
STAR ONE CREDIT UNION $1,280,000 $1,620,000 26.6% 0.0%
Sunflower Bank $3,420,000 $1,600,000 -53.2% 0.0%
GENEVA FINANCIAL, LLC $1,305,000 $1,585,000 21.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $15,910,000 $1,515,000 -90.5% 0.0%
The Huntington National Bank $125,000 $1,405,000 1,024.0% 0.0%
Evolve Bank & Trust $1,300,000 $1,385,000 6.5% 0.0%
BETTER MORTGAGE CORPORATION $1,345,000 n/a 0.0%
Merchants Bank of Indiana $1,305,000 n/a 0.0%
NuVision Federal Credit Union $355,000 $1,270,000 257.7% 0.0%
BM Real Estate Services, Inc. $4,745,000 $1,265,000 -73.3% 0.0%
Barrington Bank & Trust Company, N.A. $6,010,000 $1,225,000 -79.6% 0.0%
PACIFIC HOME LOANS, INC. $3,850,000 $1,220,000 -68.3% 0.0%
Armed Forces Bank $1,200,000 n/a 0.0%
Silicon Valley Bank $1,095,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,865,000 $1,065,000 -42.9% 0.0%
Presidential Bank, FSB $2,080,000 $1,035,000 -50.2% 0.0%
First United Bank and Trust Company $475,000 $1,005,000 111.6% 0.0%
Royal Business Bank $1,005,000 n/a 0.0%
KINECTA $995,000 n/a 0.0%
Atlantic Union Bank $1,025,000 $975,000 -4.9% 0.0%
United Nations Federal Credit Union $2,765,000 $905,000 -67.3% 0.0%
LANTZMAN MANAGEMENT, INC. $860,000 n/a 0.0%
CIBC Bank USA $835,000 n/a 0.0%
UNIVERSITY CREDIT UNION $830,000 n/a 0.0%
First Internet Bank of Indiana $1,395,000 $825,000 -40.9% 0.0%
CHEVRON $75,000 $805,000 973.3% 0.0%
Century Mortgage Company DBA Century Lending Company $775,000 n/a 0.0%
Deseret First Credit Union $745,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $745,000 n/a 0.0%
First Federal Bank of Kansas City $725,000 n/a 0.0%
STANFORD Federal Credit Union $1,005,000 $725,000 -27.9% 0.0%
MLD MORTGAGE INC. $5,575,000 $695,000 -87.5% 0.0%
Watermark Capital, Inc. $1,465,000 $695,000 -52.6% 0.0%
Ally Bank $690,000 n/a 0.0%
MATANUSKA VALLEY FEDERAL CREDIT UNION $690,000 n/a 0.0%
TOWER $55,000 $685,000 1,145.5% 0.0%
General Mortgage Capital Corporation $595,000 n/a 0.0%
Baxter Credit Union $185,000 $590,000 218.9% 0.0%
Firefighters First Federal Credit Union $555,000 n/a 0.0%
Meridian Bank Corporation $535,000 $535,000 0.0% 0.0%
Citizens National Bank of Texas $525,000 n/a 0.0%
ALLIANT CREDIT UNION $3,450,000 $510,000 -85.2% 0.0%
Chicago Mortgage Solutions LLC $445,000 n/a 0.0%
First Home Bank $4,400,000 $445,000 -89.9% 0.0%
LOANPAL, LLC $565,000 $445,000 -21.2% 0.0%
Paramount Bank $3,980,000 $445,000 -88.8% 0.0%
Bank-Fund Staff Federal Credit Union $410,000 $435,000 6.1% 0.0%
ZILLOW HOME LOANS, LLC $425,000 n/a 0.0%
American Airlines Federal Credit Union $1,475,000 $420,000 -71.5% 0.0%
Greenbox Loans, Inc. $900,000 $405,000 -55.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $375,000 n/a 0.0%
S1L, Inc. $345,000 n/a 0.0%
Arvest Bank $2,035,000 $335,000 -83.5% 0.0%
KS StateBank $3,085,000 $305,000 -90.1% 0.0%
Farmers Bank & Trust $1,330,000 $275,000 -79.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $225,000 n/a 0.0%
PLANET HOME LENDING, LLC $2,550,000 $205,000 -92.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $2,180,000 $195,000 -91.1% 0.0%
ADVANCIAL $1,030,000 $165,000 -84.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $145,000 n/a 0.0%
First State Bank of St. Charles, Missouri $125,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $105,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,315,000 $95,000 -92.8% 0.0%
CORPORATE AMERICA FAMILY $45,000 n/a 0.0%

URBAN HONOLULU's top lender by overall market share is Bank of Hawaii, with 14.9% market share. In second place, with 9.1%, is American Savings Bank, FSB, having originated $1,012,185,000 in loans. In third place, with 7.1%, is First Hawaiian Bank, having originated $791,980,000 in loans. In fourth place, with 6.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $751,350,000 in loans. In fifth place, with 5.3%, is Central Pacific Bank, having originated $588,860,000 in loans.


URBAN HONOLULU Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $699,000 (-4.9%) $1,331,140 (-3.0%) 2.59 2,191
2018-02-01 $695,000 (-2.6%) $1,301,012 (-4.2%) 2.52 2,259
2018-03-01 $695,000 (-0.2%) $1,252,690 (-6.3%) 2.44 2,343
2018-04-01 $694,900 (-1.1%) $1,229,744 (-6.2%) 2.36 2,450
2018-05-01 $692,000 (-4.3%) $1,221,866 (-7.5%) 2.31 2,499
2018-06-01 $695,000 (-2.7%) $1,160,573 (-10.3%) 2.32 2,606
2018-07-01 $692,000 (-1.0%) $1,142,621 (-10.3%) 2.31 2,746
2018-08-01 $699,000 (0.0%) $1,146,306 (-10.3%) 2.34 2,755
2018-09-01 $699,000 (0.6%) $1,170,922 (-7.3%) 2.35 2,775
2018-10-01 $690,000 (-0.3%) $1,154,490 (-7.9%) 2.34 2,819
2018-11-01 $698,257 (1.0%) $1,145,622 (-9.1%) 2.37 2,919
2018-12-01 $699,000 (0.0%) $1,157,469 (-11.6%) 2.41 2,910
2019-01-01 $699,000 (0.0%) $1,152,171 (-13.4%) 2.41 2,963
2019-02-01 $699,000 (0.6%) $1,131,246 (-13.1%) 2.36 3,081
2019-03-01 $699,214 (0.6%) $1,146,333 (-8.5%) 2.29 3,079
2019-04-01 $699,214 (0.6%) $1,164,959 (-5.3%) 2.22 3,031
2019-05-01 $698,500 (0.9%) $1,155,880 (-5.4%) 2.18 2,998
2019-06-01 $698,500 (0.5%) $1,150,252 (-0.9%) 2.18 2,996
2019-07-01 $698,000 (0.9%) $1,152,606 (0.9%) 2.19 3,113
2019-08-01 $693,091 (-0.9%) $1,158,868 (1.1%) 2.19 3,106
2019-09-01 $685,727 (-1.9%) $1,162,227 (-0.7%) 2.19 3,115
2019-10-01 $679,500 (-1.5%) $1,164,467 (0.9%) 2.19 3,115
2019-11-01 $668,000 (-4.3%) $1,157,569 (1.0%) 2.19 3,032
2019-12-01 $662,500 (-5.2%) $1,186,499 (2.5%) 2.21 2,863
2020-01-01 $649,450 (-7.1%) $1,168,819 (1.4%) 2.17 2,726
2020-02-01 $638,000 (-8.7%) $1,143,925 (1.1%) 2.09 2,780
2020-03-01 $625,000 (-10.6%) $1,137,009 (-0.8%) 1.96 2,839
2020-04-01 $604,500 (-13.6%) $1,110,263 (-4.7%) 1.89 2,831
2020-05-01 $610,000 (-12.7%) $1,087,870 (-5.9%) 1.85 2,827
2020-06-01 $629,000 (-10.0%) $1,104,349 (-4.0%) 1.85 2,794
2020-07-01 $621,250 (-11.0%) $1,127,585 (-2.2%) 1.80 2,591
2020-08-01 $600,000 (-13.4%) $1,136,252 (-2.0%) 1.72 2,579
2020-09-01 $598,500 (-12.7%) $1,127,838 (-3.0%) 1.71 2,459
2020-10-01 $595,000 (-12.4%) $1,157,577 (-0.6%) 1.70 2,434
2020-11-01 $597,500 (-10.6%) $1,173,448 (1.4%) 1.75 2,368
2020-12-01 $581,750 (-12.2%) $1,190,127 (0.3%) 1.73 2,438
2021-01-01 $573,250 (-11.7%) $1,221,455 (4.5%) 1.71 2,368
2021-02-01 $547,500 (-14.2%) $1,237,714 (8.2%) 1.59 1,900
2021-03-01 $572,500 (-8.4%) $1,266,540 (11.4%) 1.62 1,815
2021-04-01 $599,000 (-0.9%) $1,295,716 (16.7%) 1.62 1,741
2021-05-01 $625,000 (2.5%) $1,415,112 (30.1%) 1.66 1,581
2021-06-01 $675,000 (7.3%) $1,411,373 (27.8%) 1.78 1,571
2021-07-01 $697,400 (12.3%) $1,424,694 (26.4%) 1.84 1,568
2021-08-01 $712,500 (18.8%) $1,468,837 (29.3%) 1.90 1,473
2021-09-01 $719,250 (20.2%) $1,444,997 (28.1%) 1.92 1,514
2021-10-01 $716,500 (20.4%) $1,384,855 (19.6%) 1.91 1,576
2021-11-01 $717,500 (20.1%) $1,390,971 (18.5%) 1.92 1,571
2021-12-01 $696,500 (19.7%) $1,401,938 (17.8%) 1.89 1,489
2022-01-01 $695,000 (21.2%) $1,395,284 (14.2%) 1.88 1,391
2022-02-01 $696,750 (27.3%) $1,351,223 (9.2%) 1.81 1,429
2022-03-01 $726,750 (26.9%) $1,376,135 (8.7%) 1.82 1,367
2022-04-01 $775,000 (29.4%) $1,405,561 (8.5%) 1.85 1,372
2022-05-01 $809,000 (29.4%) $1,425,422 (0.7%) 1.85 1,471
2022-06-01 $841,750 (24.7%) $1,414,040 (0.2%) 1.87 1,529
2022-07-01 $850,000 (21.9%) $1,408,410 (-1.1%) 1.91 1,687
2022-08-01 $850,000 (19.3%) $1,395,229 (-5.0%) 1.96 1,755
2022-09-01 $838,250 (16.6%) $1,382,291 (-4.3%) 1.96 1,779
2022-10-01 $830,000 (15.8%) $1,330,863 (-3.9%) 1.95 1,935
2022-11-01 $819,750 (14.3%) $1,316,224 (-5.4%) 1.97 2,040
2022-12-01 $819,500 (17.7%) $1,328,757 (-5.2%) 2.02 2,043
2023-01-01 $813,500 (17.1%) $1,334,268 (-4.4%) 2.02 2,128
2023-02-01 $781,250 (12.1%) $1,253,202 (-7.3%) 1.89 2,451
2023-03-01 $789,222 (8.6%) $1,233,520 (-10.4%) 1.86 2,512
2023-04-01 $799,900 (3.2%) $1,371,056 (-2.5%) 1.86 1,805
2023-05-01 $811,500 (0.3%) $1,362,620 (-4.4%) 1.84 1,777
2023-06-01 $824,018 (-2.1%) $1,393,489 (-1.5%) 1.85 1,811
2023-07-01 $827,000 (-2.7%) $1,391,699 (-1.2%) 1.88 1,840
2023-08-01 $822,500 (-3.2%) $1,379,907 (-1.1%) 1.89 1,858
2023-09-01 $820,000 (-2.2%) $1,379,356 (-0.2%) 1.91 1,862
2023-10-01 $798,750 (-3.8%) $1,361,328 (2.3%) 1.88 1,970
2023-11-01 $799,000 (-2.5%) $1,354,828 (2.9%) 1.90 2,077
2023-12-01 $795,500 (-2.9%) $1,392,029 (4.8%) 1.94 2,107
2024-01-01 $789,500 (-3.0%) $1,378,053 (3.3%) 1.93 2,054
URBAN HONOLULU's median listing price for 2024-01-01 was $789,500, a difference of $-24,000 (-3.0%) versus the prior year and $-6,000 versus the prior month.

URBAN HONOLULU's median listing price comes in at 193% of the national average.

URBAN HONOLULU's average listing price for 2024-01-01 was $1,378,053, a difference of $43,785 (3.3%) versus the prior year and $-13,976 versus the prior month.

For the 2024-01-01 period, URBAN HONOLULU had 2,054 MLS listings, a difference of -53 listings (-3%) versus the prior month and -74 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 66 days 1,253 sqft
2018-02-01 52 days 1,250 sqft
2018-03-01 50 days 1,244 sqft
2018-04-01 51 days 1,263 sqft
2018-05-01 53 days 1,263 sqft
2018-06-01 54 days 1,269 sqft
2018-07-01 54 days 1,273 sqft
2018-08-01 56 days 1,294 sqft
2018-09-01 60 days 1,278 sqft
2018-10-01 64 days 1,265 sqft
2018-11-01 63 days 1,271 sqft
2018-12-01 68 days 1,248 sqft
2019-01-01 65 days 1,228 sqft
2019-02-01 59 days 1,212 sqft
2019-03-01 55 days 1,224 sqft
2019-04-01 57 days 1,238 sqft
2019-05-01 56 days 1,252 sqft
2019-06-01 56 days 1,244 sqft
2019-07-01 54 days 1,228 sqft
2019-08-01 57 days 1,214 sqft
2019-09-01 61 days 1,193 sqft
2019-10-01 64 days 1,176 sqft
2019-11-01 66 days 1,149 sqft
2019-12-01 74 days 1,144 sqft
2020-01-01 76 days 1,115 sqft
2020-02-01 69 days 1,107 sqft
2020-03-01 61 days 1,098 sqft
2020-04-01 71 days 1,058 sqft
2020-05-01 82 days 1,040 sqft
2020-06-01 91 days 1,030 sqft
2020-07-01 83 days 1,002 sqft
2020-08-01 75 days 985 sqft
2020-09-01 73 days 959 sqft
2020-10-01 74 days 977 sqft
2020-11-01 77 days 963 sqft
2020-12-01 85 days 957 sqft
2021-01-01 101 days 934 sqft
2021-02-01 73 days 892 sqft
2021-03-01 60 days 899 sqft
2021-04-01 59 days 932 sqft
2021-05-01 53 days 984 sqft
2021-06-01 45 days 1,017 sqft
2021-07-01 44 days 1,047 sqft
2021-08-01 46 days 1,048 sqft
2021-09-01 43 days 1,046 sqft
2021-10-01 41 days 1,032 sqft
2021-11-01 44 days 1,000 sqft
2021-12-01 52 days 952 sqft
2022-01-01 58 days 927 sqft
2022-02-01 45 days 938 sqft
2022-03-01 44 days 976 sqft
2022-04-01 42 days 1,040 sqft
2022-05-01 36 days 1,078 sqft
2022-06-01 39 days 1,134 sqft
2022-07-01 41 days 1,158 sqft
2022-08-01 46 days 1,168 sqft
2022-09-01 49 days 1,136 sqft
2022-10-01 50 days 1,140 sqft
2022-11-01 53 days 1,141 sqft
2022-12-01 64 days 1,131 sqft
2023-01-01 68 days 1,130 sqft
2023-02-01 64 days 1,123 sqft
2023-03-01 60 days 1,113 sqft
2023-04-01 64 days 1,082 sqft
2023-05-01 59 days 1,104 sqft
2023-06-01 58 days 1,120 sqft
2023-07-01 59 days 1,130 sqft
2023-08-01 61 days 1,117 sqft
2023-09-01 58 days 1,131 sqft
2023-10-01 54 days 1,123 sqft
2023-11-01 56 days 1,107 sqft
2023-12-01 62 days 1,077 sqft
2024-01-01 72 days 1,081 sqft
URBAN HONOLULU's median listing age (time on market) for 2024-01-01 was 72 days. This is 6% longer than the same period one year ago.

URBAN HONOLULU's median square footage for active listings during the 2024-01-01 period was 1,081 sqft. One year prior, the average listing was 1,130 sqft.

URBAN HONOLULU, HI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
96701 Urban Honolulu, HI $1,610 $1,770 $2,320 $3,300 $3,970
96706 Urban Honolulu, HI $1,890 $2,080 $2,730 $3,880 $4,670
96707 Urban Honolulu, HI $1,700 $1,870 $2,460 $3,490 $4,210
96709 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96712 Urban Honolulu, HI $1,440 $1,580 $2,080 $2,950 $3,560
96717 Urban Honolulu, HI $1,480 $1,620 $2,130 $3,030 $3,650
96730 Urban Honolulu, HI $1,320 $1,450 $1,910 $2,710 $3,270
96731 Urban Honolulu, HI $1,450 $1,590 $2,090 $2,970 $3,580
96734 Urban Honolulu, HI $2,220 $2,440 $3,200 $4,550 $5,480
96744 Urban Honolulu, HI $1,600 $1,760 $2,310 $3,280 $3,950
96759 Urban Honolulu, HI $1,710 $1,880 $2,470 $3,500 $4,220
96762 Urban Honolulu, HI $1,500 $1,650 $2,170 $3,080 $3,710
96782 Urban Honolulu, HI $1,730 $1,900 $2,500 $3,550 $4,280
96786 Urban Honolulu, HI $1,750 $1,920 $2,520 $3,580 $4,310
96789 Urban Honolulu, HI $1,680 $1,840 $2,420 $3,440 $4,140
96791 Urban Honolulu, HI $1,700 $1,870 $2,450 $3,480 $4,190
96792 Urban Honolulu, HI $1,110 $1,220 $1,600 $2,270 $2,740
96795 Urban Honolulu, HI $1,100 $1,210 $1,590 $2,260 $2,720
96797 Urban Honolulu, HI $1,460 $1,610 $2,110 $3,000 $3,610
96801 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96802 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96803 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96804 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96805 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96806 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96807 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96808 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96809 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96810 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96811 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96812 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96813 Urban Honolulu, HI $1,570 $1,730 $2,270 $3,220 $3,890
96814 Urban Honolulu, HI $1,710 $1,880 $2,470 $3,510 $4,230
96815 Urban Honolulu, HI $1,920 $2,110 $2,770 $3,930 $4,740
96816 Urban Honolulu, HI $1,500 $1,650 $2,170 $3,080 $3,710
96817 Urban Honolulu, HI $1,230 $1,350 $1,770 $2,510 $3,030
96818 Urban Honolulu, HI $2,080 $2,280 $3,000 $4,260 $5,130
96819 Urban Honolulu, HI $1,350 $1,480 $1,950 $2,770 $3,340
96820 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96821 Urban Honolulu, HI $2,280 $2,500 $3,290 $4,670 $5,630
96822 Urban Honolulu, HI $1,450 $1,590 $2,090 $2,970 $3,580
96823 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96824 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96825 Urban Honolulu, HI $2,330 $2,560 $3,360 $4,770 $5,750
96826 Urban Honolulu, HI $1,450 $1,600 $2,100 $2,980 $3,590
96828 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96830 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96836 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96837 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96839 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96848 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96850 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96853 Urban Honolulu, HI $1,930 $2,120 $2,780 $3,950 $4,760
96854 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96857 Urban Honolulu, HI $1,750 $1,920 $2,520 $3,580 $4,310
96858 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96859 Urban Honolulu, HI $1,350 $1,480 $1,950 $2,770 $3,340
96860 Urban Honolulu, HI $2,080 $2,280 $3,000 $4,260 $5,130
96861 Urban Honolulu, HI $1,550 $1,710 $2,240 $3,180 $3,830
96863 Urban Honolulu, HI $1,820 $2,000 $2,620 $3,720 $4,480

2022 Average & Median Rent Data Statistics
URBAN HONOLULU, HI average 1BR rent: $1,771, median: $1,710
URBAN HONOLULU, HI average 2BR rent: $2,324, median: $2,240
URBAN HONOLULU, HI average 3BR rent: $3,299, median: $3,180

URBAN HONOLULU, HI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,780 $5,893,700,000 $671,264
Refi 4,764 $2,304,510,000 $483,734
Other 2,915 $794,555,000 $272,575
Home Improvement 2,838 $614,470,000 $216,515
Cash Out Refi 2,827 $1,571,935,000 $556,044
NA 1 $155,000 $155,000

Urban Honolulu's most frequently cited loan purpose was Home Purchase, with 8,780 originations. The 2nd most popular reason was Refi, with 4,764 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 6,489 $3,377,555,000 $520,505
<2.5% 4,367 $1,579,405,000 $361,668
4-5% 4,052 $2,406,330,000 $593,862
2.5-3% 3,550 $1,700,050,000 $478,887
5-6% 2,195 $1,266,385,000 $576,941
6-7% 779 $422,745,000 $542,677
7-8% 285 $179,345,000 $629,281
Over 8% 270 $170,780,000 $632,519

During 2022, Urban Honolulu's most frequently originated rate bucket was 3-4%, with 6,489 originations.

Loan Sizing (URBAN HONOLULU, HI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,161 $1,785,505,000 $289,808
$400k-600k 4,910 $2,319,570,000 $472,418
$600k-1000k 4,874 $3,764,380,000 $772,339
$100k-200k 2,981 $424,985,000 $142,565
$Over $1MM 1,606 $2,781,680,000 $1,732,055
$100,000 or less 1,593 $103,205,000 $64,787

URBAN HONOLULU's loan sizing saw the bucket of loans from $200k-400k with 6,161 originations, totaling $1,785,505,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 5,302 $3,576,660,000 $674,587
Under 20% 4,318 $623,550,000 $144,407
20-40% 4,038 $1,332,020,000 $329,871
80-100% 3,944 $2,697,150,000 $683,862
40-60% 3,163 $1,977,945,000 $625,338
Over 100% 1,115 $839,125,000 $752,578

URBAN HONOLULU's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,302 originations, totaling $3,576,660,000 in origination value.