URBAN HONOLULU Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Urban Honolulu averaged
5.74%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.66% and
one month ago for the week of 2023-04-20, the
average rate was 5.46%.
Urban Honolulu's average rate one year ago was 4.52%.
For refis of the same type during the week of 2023-05-25, the average rate
was 4.05%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Urban Honolulu 30 Year Fixed Rate | 2023-05-25 | 5.74% |
| Urban Honolulu 30 Year Fixed Rate Refi | 2023-05-25 | 4.05% |
| Urban Honolulu 15 Year Fixed Rate | 2023-05-25 | 5.4% |
| Urban Honolulu 15 Year Fixed Rate Refi | 2023-05-25 | 4.16% |
| Urban Honolulu 30 Year FHA | 2023-05-25 | 5.75% |
| Urban Honolulu 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Urban Honolulu 30 Year USDA | 2023-05-25 | 6.73% |
| Urban Honolulu 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Urban Honolulu 30 Year VA | 2023-05-25 | 5.64% |
| Urban Honolulu 30 Year VA Refi | 2023-05-25 | 3.59% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within URBAN HONOLULU, HI.
URBAN HONOLULU Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the URBAN HONOLULU, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
URBAN HONOLULU Average Closing Costs & Other Stats
URBAN HONOLULU, HI's 155 lenders originated 22,125
loans during 2022. The total origination value was $11,179,325,000, with an average loan value of
$505,280.
URBAN HONOLULU's average closing costs are $9,845.
The top URBAN HONOLULU lender as defined by loan originations is Bank of Hawaii, with
698 loans originated. Their average total fees are
$15,525, which is $2,793
higher than the next largest lender,
American Savings Bank, FSB.
The lowest fee URBAN HONOLULU lenders (with over 10 loans originated) are
NBKC BANK ($5,278), Morgan Stanley Private Bank ($5,789), Charles Schwab Bank, SSB ($6,572), First Republic Bank ($6,601) and Wells Fargo Bank ($6,738).
The lowest rate URBAN HONOLULU lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (3.02%), First Republic Bank (3.05%), HAWAIIAN FINANCIAL (3.37%), University of Hawaii Federal Credit Union (3.40%) and City National Bank (3.47%).
URBAN HONOLULU, HI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Bank of Hawaii | $2,293,945,000 | $1,666,670,000 | -27.3% | 14.9% |
| American Savings Bank, FSB | $1,262,590,000 | $1,012,185,000 | -19.8% | 9.1% |
| First Hawaiian Bank | $1,245,230,000 | $791,980,000 | -36.4% | 7.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $855,570,000 | $751,350,000 | -12.2% | 6.7% |
| Central Pacific Bank | $1,090,560,000 | $588,860,000 | -46.0% | 5.3% |
| LOANDEPOT.COM, LLC | $1,515,580,000 | $478,340,000 | -68.4% | 4.3% |
| QUICKEN LOANS, LLC | $814,510,000 | $314,635,000 | -61.4% | 2.8% |
| HAWAII STATE FEDERAL CREDIT UNION | $415,790,000 | $294,465,000 | -29.2% | 2.6% |
| HAWAIIUSA FEDERAL CREDIT UNION | $115,600,000 | $276,310,000 | 139.0% | 2.5% |
| GUARANTEED RATE, INC. | $594,015,000 | $274,925,000 | -53.7% | 2.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $864,025,000 | $268,105,000 | -69.0% | 2.4% |
| Wells Fargo Bank | $161,090,000 | $248,520,000 | 54.3% | 2.2% |
| HAWAIIAN FINANCIAL | $234,270,000 | $230,490,000 | -1.6% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $1,323,875,000 | $226,245,000 | -82.9% | 2.0% |
| HOME POINT FINANCIAL CORPORATION | $870,705,000 | $209,555,000 | -75.9% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $172,890,000 | $208,075,000 | 20.4% | 1.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $357,685,000 | $144,825,000 | -59.5% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $239,340,000 | $138,265,000 | -42.2% | 1.2% |
| Territorial Savings Bank | $344,745,000 | $134,085,000 | -61.1% | 1.2% |
| CMG MORTGAGE, INC. | $298,135,000 | $133,410,000 | -55.3% | 1.2% |
| Mortgage Research Center, LLC | $204,585,000 | $131,420,000 | -35.8% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $286,330,000 | $128,905,000 | -55.0% | 1.2% |
| COMPASS HOME LOANS, LLC | $296,190,000 | $103,755,000 | -65.0% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $394,530,000 | $98,115,000 | -75.1% | 0.9% |
| ACADEMY MORTGAGE CORPORATION | $188,945,000 | $97,690,000 | -48.3% | 0.9% |
| Bank of America | $75,065,000 | $94,660,000 | 26.1% | 0.8% |
| JPMorgan Chase Bank | $84,750,000 | $94,375,000 | 11.4% | 0.8% |
| CALIBER HOME LOANS, INC. | $292,945,000 | $83,215,000 | -71.6% | 0.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $55,175,000 | $82,435,000 | 49.4% | 0.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $77,130,000 | $71,245,000 | -7.6% | 0.6% |
| Ameris Bank | $120,920,000 | $70,365,000 | -41.8% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $141,165,000 | $69,165,000 | -51.0% | 0.6% |
| CIVIC FINANCIAL SERVICES, LLC | $36,285,000 | $62,775,000 | 73.0% | 0.6% |
| FINANCE OF AMERICA REVERSE LLC | $27,780,000 | $61,455,000 | 121.2% | 0.5% |
| First Republic Bank | $41,460,000 | $60,475,000 | 45.9% | 0.5% |
| HICKAM | $18,905,000 | $54,095,000 | 186.1% | 0.5% |
| LAND HOME FINANCIAL SERVICES, INC. | $95,975,000 | $50,495,000 | -47.4% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $226,600,000 | $46,190,000 | -79.6% | 0.4% |
| Morgan Stanley Private Bank | $39,300,000 | $43,525,000 | 10.8% | 0.4% |
| GUILD MORTGAGE COMPANY | $146,070,000 | $41,865,000 | -71.3% | 0.4% |
| Finance Factors, Limited | $74,620,000 | $39,540,000 | -47.0% | 0.4% |
| HighTechLending Inc | $122,690,000 | $39,335,000 | -67.9% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $179,085,000 | $38,660,000 | -78.4% | 0.3% |
| ALOHA PACIFIC | $127,575,000 | $32,750,000 | -74.3% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $87,220,000 | $32,700,000 | -62.5% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $121,340,000 | $32,275,000 | -73.4% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $57,660,000 | $30,925,000 | -46.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $72,930,000 | $29,310,000 | -59.8% | 0.3% |
| U.S. Bank | $47,015,000 | $28,720,000 | -38.9% | 0.3% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $53,645,000 | $28,250,000 | -47.3% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $57,060,000 | $28,130,000 | -50.7% | 0.3% |
| City National Bank | $14,310,000 | $27,460,000 | 91.9% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $98,935,000 | $27,165,000 | -72.5% | 0.2% |
| WALKER & DUNLOP, LLC | $20,960,000 | $24,805,000 | 18.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $137,890,000 | $24,450,000 | -82.3% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $185,990,000 | $23,475,000 | -87.4% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $3,390,000 | $22,875,000 | 574.8% | 0.2% |
| University of Hawaii Federal Credit Union | $26,865,000 | $22,580,000 | -16.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $95,105,000 | $20,510,000 | -78.4% | 0.2% |
| Commerce Home Mortgage, Inc. | $2,945,000 | $19,630,000 | 566.6% | 0.2% |
| DAS Acquisition Company, LLC | $10,840,000 | $19,115,000 | 76.3% | 0.2% |
| The Northern Trust Company | $4,740,000 | $17,815,000 | 275.8% | 0.2% |
| Citibank | $62,635,000 | $17,290,000 | -72.4% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,615,000 | $16,880,000 | 366.9% | 0.2% |
| Pearl Hawaii Federal Credit Union | $16,790,000 | n/a | 0.2% | |
| Charles Schwab Bank, SSB | $35,850,000 | $16,360,000 | -54.4% | 0.1% |
| HomeStreet Bank | $36,610,000 | $15,835,000 | -56.7% | 0.1% |
| NEWREZ LLC | $30,795,000 | $15,550,000 | -49.5% | 0.1% |
| MANN FINANCIAL INC. | $95,790,000 | $15,315,000 | -84.0% | 0.1% |
| NBKC BANK | $112,470,000 | $14,795,000 | -86.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $22,335,000 | $14,450,000 | -35.3% | 0.1% |
| Flagstar Bank, FSB | $59,110,000 | $13,575,000 | -77.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $45,000,000 | $13,220,000 | -70.6% | 0.1% |
| HONOLULU | $23,065,000 | $13,020,000 | -43.6% | 0.1% |
| BAY EQUITY LLC | $23,085,000 | $12,515,000 | -45.8% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $12,230,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $29,625,000 | $11,455,000 | -61.3% | 0.1% |
| UBS Bank USA | $12,250,000 | $11,435,000 | -6.7% | 0.1% |
| Pacific Lending LLC | $11,420,000 | n/a | 0.1% | |
| Nations Lending Corporation | $36,995,000 | $11,195,000 | -69.7% | 0.1% |
| AMERICAN ADVISORS GROUP | $11,460,000 | $9,845,000 | -14.1% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $26,100,000 | $9,660,000 | -63.0% | 0.1% |
| NEXERA HOLDING LLC | $9,330,000 | n/a | 0.1% | |
| Quontic Bank | $14,025,000 | $9,180,000 | -34.5% | 0.1% |
| FUNDLOANS CAPITAL | $10,935,000 | $8,950,000 | -18.2% | 0.1% |
| The Federal Savings Bank | $98,975,000 | $8,685,000 | -91.2% | 0.1% |
| V.I.P. MORTGAGE, INC. | $10,680,000 | $8,645,000 | -19.1% | 0.1% |
| Axos Bank | $5,095,000 | $8,130,000 | 59.6% | 0.1% |
| PNC Bank | $22,535,000 | $7,960,000 | -64.7% | 0.1% |
| IMPAC MORTGAGE CORP. | $21,030,000 | $7,845,000 | -62.7% | 0.1% |
| CLEARPATH LENDING | $54,410,000 | $7,825,000 | -85.6% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $5,645,000 | $7,760,000 | 37.5% | 0.1% |
| SUMMIT FUNDING, INC. | $21,635,000 | $7,530,000 | -65.2% | 0.1% |
| Stifel Bank and Trust | $7,470,000 | $7,435,000 | -0.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $11,120,000 | $7,280,000 | -34.5% | 0.1% |
| Citadel Servicing Corporation | $1,580,000 | $7,055,000 | 346.5% | 0.1% |
| Hometown Equity Mortgage, LLC | $6,170,000 | $7,050,000 | 14.3% | 0.1% |
| EVANSVILLE TEACHERS | $885,000 | $7,035,000 | 694.9% | 0.1% |
| Raymond James Bank | $4,780,000 | $6,610,000 | 38.3% | 0.1% |
| Goldman Sachs Bank USA | $16,400,000 | $6,565,000 | -60.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $14,705,000 | $6,485,000 | -55.9% | 0.1% |
| KeyBank | $13,890,000 | $6,395,000 | -54.0% | 0.1% |
| Plains Commerce Bank | $20,640,000 | $5,905,000 | -71.4% | 0.1% |
| BNY Mellon | $4,265,000 | $5,675,000 | 33.1% | 0.1% |
| Mabrey Bank | $5,605,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $55,780,000 | $5,515,000 | -90.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $8,905,000 | $5,380,000 | -39.6% | 0.0% |
| First-Citizens Bank & Trust Company | $5,210,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $5,040,000 | n/a | 0.0% | |
| NexBank | $1,480,000 | $4,920,000 | 232.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $3,740,000 | n/a | 0.0% | |
| M&T Bank | $760,000 | $3,710,000 | 388.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $33,030,000 | $3,590,000 | -89.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,995,000 | $3,250,000 | 62.9% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $13,850,000 | $3,060,000 | -77.9% | 0.0% |
| Low VA Rates, LLC | $15,645,000 | $2,960,000 | -81.1% | 0.0% |
| Mortgage Bank of California | $6,980,000 | $2,950,000 | -57.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,415,000 | $2,895,000 | 19.9% | 0.0% |
| TEACHERS | $2,830,000 | n/a | 0.0% | |
| The Central Trust Bank | $5,875,000 | $2,815,000 | -52.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $3,055,000 | $2,730,000 | -10.6% | 0.0% |
| RBC Bank, (Georgia) | $9,130,000 | $2,710,000 | -70.3% | 0.0% |
| Community First National Bank | $1,985,000 | $2,545,000 | 28.2% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $2,525,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $85,860,000 | $2,475,000 | -97.1% | 0.0% |
| MidFirst Bank | $3,185,000 | $2,385,000 | -25.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $390,000 | $2,365,000 | 506.4% | 0.0% |
| Equity Prime Mortgage LLC | $2,355,000 | n/a | 0.0% | |
| Preferred Bank | $2,285,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $9,805,000 | $2,230,000 | -77.3% | 0.0% |
| Zions Bancorporation, N.A. | $2,315,000 | $2,060,000 | -11.0% | 0.0% |
| HILTON FINANCIAL CORPORATION | $355,000 | $1,975,000 | 456.3% | 0.0% |
| Discover Bank | $1,485,000 | $1,940,000 | 30.6% | 0.0% |
| Umpqua Bank | $2,245,000 | $1,940,000 | -13.6% | 0.0% |
| I.L.W.U. CREDIT UNION | $750,000 | $1,875,000 | 150.0% | 0.0% |
| OCMBC, INC. | $2,295,000 | $1,865,000 | -18.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $85,000 | $1,805,000 | 2,023.5% | 0.0% |
| NFM, INC. | $1,765,000 | n/a | 0.0% | |
| USAA Federal Savings Bank | $7,755,000 | $1,765,000 | -77.2% | 0.0% |
| AXIA FINANCIAL, LLC | $3,980,000 | $1,710,000 | -57.0% | 0.0% |
| Northpointe Bank | $3,310,000 | $1,685,000 | -49.1% | 0.0% |
| STAR ONE CREDIT UNION | $1,280,000 | $1,620,000 | 26.6% | 0.0% |
| Sunflower Bank | $3,420,000 | $1,600,000 | -53.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,305,000 | $1,585,000 | 21.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $15,910,000 | $1,515,000 | -90.5% | 0.0% |
| The Huntington National Bank | $125,000 | $1,405,000 | 1,024.0% | 0.0% |
| Evolve Bank & Trust | $1,300,000 | $1,385,000 | 6.5% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,345,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $1,305,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $355,000 | $1,270,000 | 257.7% | 0.0% |
| BM Real Estate Services, Inc. | $4,745,000 | $1,265,000 | -73.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $6,010,000 | $1,225,000 | -79.6% | 0.0% |
| PACIFIC HOME LOANS, INC. | $3,850,000 | $1,220,000 | -68.3% | 0.0% |
| Armed Forces Bank | $1,200,000 | n/a | 0.0% | |
| Silicon Valley Bank | $1,095,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,865,000 | $1,065,000 | -42.9% | 0.0% |
| Presidential Bank, FSB | $2,080,000 | $1,035,000 | -50.2% | 0.0% |
| First United Bank and Trust Company | $475,000 | $1,005,000 | 111.6% | 0.0% |
| Royal Business Bank | $1,005,000 | n/a | 0.0% | |
| KINECTA | $995,000 | n/a | 0.0% | |
| Atlantic Union Bank | $1,025,000 | $975,000 | -4.9% | 0.0% |
| United Nations Federal Credit Union | $2,765,000 | $905,000 | -67.3% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $860,000 | n/a | 0.0% | |
| CIBC Bank USA | $835,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $830,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $1,395,000 | $825,000 | -40.9% | 0.0% |
| CHEVRON | $75,000 | $805,000 | 973.3% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $775,000 | n/a | 0.0% | |
| Deseret First Credit Union | $745,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $745,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $725,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $1,005,000 | $725,000 | -27.9% | 0.0% |
| MLD MORTGAGE INC. | $5,575,000 | $695,000 | -87.5% | 0.0% |
| Watermark Capital, Inc. | $1,465,000 | $695,000 | -52.6% | 0.0% |
| Ally Bank | $690,000 | n/a | 0.0% | |
| MATANUSKA VALLEY FEDERAL CREDIT UNION | $690,000 | n/a | 0.0% | |
| TOWER | $55,000 | $685,000 | 1,145.5% | 0.0% |
| General Mortgage Capital Corporation | $595,000 | n/a | 0.0% | |
| Baxter Credit Union | $185,000 | $590,000 | 218.9% | 0.0% |
| Firefighters First Federal Credit Union | $555,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $535,000 | $535,000 | 0.0% | 0.0% |
| Citizens National Bank of Texas | $525,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $3,450,000 | $510,000 | -85.2% | 0.0% |
| Chicago Mortgage Solutions LLC | $445,000 | n/a | 0.0% | |
| First Home Bank | $4,400,000 | $445,000 | -89.9% | 0.0% |
| LOANPAL, LLC | $565,000 | $445,000 | -21.2% | 0.0% |
| Paramount Bank | $3,980,000 | $445,000 | -88.8% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $410,000 | $435,000 | 6.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $425,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,475,000 | $420,000 | -71.5% | 0.0% |
| Greenbox Loans, Inc. | $900,000 | $405,000 | -55.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| S1L, Inc. | $345,000 | n/a | 0.0% | |
| Arvest Bank | $2,035,000 | $335,000 | -83.5% | 0.0% |
| KS StateBank | $3,085,000 | $305,000 | -90.1% | 0.0% |
| Farmers Bank & Trust | $1,330,000 | $275,000 | -79.3% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $225,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $2,550,000 | $205,000 | -92.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,180,000 | $195,000 | -91.1% | 0.0% |
| ADVANCIAL | $1,030,000 | $165,000 | -84.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $145,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $125,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $105,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $1,315,000 | $95,000 | -92.8% | 0.0% |
| CORPORATE AMERICA FAMILY | $45,000 | n/a | 0.0% |
URBAN HONOLULU's top lender by overall market share is Bank of Hawaii, with 14.9% market share. In second place, with 9.1%, is American Savings Bank, FSB, having originated $1,012,185,000 in loans. In third place, with 7.1%, is First Hawaiian Bank, having originated $791,980,000 in loans. In fourth place, with 6.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $751,350,000 in loans. In fifth place, with 5.3%, is Central Pacific Bank, having originated $588,860,000 in loans.
URBAN HONOLULU Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $699,000 (-4.9%) | $1,331,140 (-3.0%) | 2.59 | 2,191 |
| 2018-02-01 | $695,000 (-2.6%) | $1,301,012 (-4.2%) | 2.53 | 2,259 |
| 2018-03-01 | $695,000 (-0.2%) | $1,252,690 (-6.2%) | 2.44 | 2,343 |
| 2018-04-01 | $694,950 (-1.0%) | $1,229,995 (-6.2%) | 2.36 | 2,450 |
| 2018-05-01 | $689,500 (-4.6%) | $1,221,354 (-7.5%) | 2.30 | 2,497 |
| 2018-06-01 | $695,000 (-2.7%) | $1,159,032 (-10.4%) | 2.32 | 2,602 |
| 2018-07-01 | $689,500 (-1.4%) | $1,141,169 (-10.5%) | 2.30 | 2,742 |
| 2018-08-01 | $699,000 (0.0%) | $1,144,922 (-10.4%) | 2.34 | 2,752 |
| 2018-09-01 | $699,000 (0.6%) | $1,169,457 (-7.4%) | 2.35 | 2,772 |
| 2018-10-01 | $690,000 (-0.3%) | $1,153,078 (-7.7%) | 2.34 | 2,815 |
| 2018-11-01 | $697,500 (1.1%) | $1,144,212 (-9.2%) | 2.36 | 2,915 |
| 2018-12-01 | $699,000 (0.0%) | $1,156,058 (-11.7%) | 2.41 | 2,906 |
| 2019-01-01 | $699,000 (0.0%) | $1,150,847 (-13.5%) | 2.41 | 2,959 |
| 2019-02-01 | $698,450 (0.5%) | $1,129,548 (-13.2%) | 2.36 | 3,075 |
| 2019-03-01 | $700,000 (0.7%) | $1,148,076 (-8.4%) | 2.33 | 2,994 |
| 2019-04-01 | $699,000 (0.6%) | $1,164,968 (-5.3%) | 2.22 | 3,006 |
| 2019-05-01 | $698,500 (1.3%) | $1,154,917 (-5.4%) | 2.18 | 2,994 |
| 2019-06-01 | $698,000 (0.4%) | $1,148,954 (-0.9%) | 2.18 | 2,994 |
| 2019-07-01 | $698,000 (1.2%) | $1,151,354 (0.9%) | 2.19 | 3,110 |
| 2019-08-01 | $699,000 (0.0%) | $1,170,650 (2.3%) | 2.19 | 3,137 |
| 2019-09-01 | $702,424 (0.5%) | $1,209,194 (3.4%) | 2.22 | 2,890 |
| 2019-10-01 | $679,500 (-1.5%) | $1,164,078 (1.0%) | 2.19 | 3,103 |
| 2019-11-01 | $668,000 (-4.2%) | $1,156,659 (1.1%) | 2.19 | 3,027 |
| 2019-12-01 | $662,500 (-5.2%) | $1,185,495 (2.6%) | 2.21 | 2,858 |
| 2020-01-01 | $649,404 (-7.1%) | $1,167,754 (1.5%) | 2.17 | 2,721 |
| 2020-02-01 | $635,808 (-9.0%) | $1,142,658 (1.2%) | 2.08 | 2,776 |
| 2020-03-01 | $625,000 (-10.7%) | $1,135,601 (-1.1%) | 1.96 | 2,836 |
| 2020-04-01 | $602,750 (-13.8%) | $1,108,765 (-4.8%) | 1.89 | 2,828 |
| 2020-05-01 | $609,000 (-12.8%) | $1,086,301 (-5.9%) | 1.85 | 2,824 |
| 2020-06-01 | $628,250 (-10.0%) | $1,102,788 (-4.0%) | 1.85 | 2,791 |
| 2020-07-01 | $620,000 (-11.2%) | $1,125,921 (-2.2%) | 1.80 | 2,588 |
| 2020-08-01 | $600,000 (-14.2%) | $1,134,609 (-3.1%) | 1.72 | 2,576 |
| 2020-09-01 | $598,250 (-14.8%) | $1,126,095 (-6.9%) | 1.71 | 2,456 |
| 2020-10-01 | $595,000 (-12.4%) | $1,155,865 (-0.7%) | 1.70 | 2,431 |
| 2020-11-01 | $597,000 (-10.6%) | $1,171,735 (1.3%) | 1.75 | 2,365 |
| 2020-12-01 | $580,000 (-12.5%) | $1,188,488 (0.3%) | 1.72 | 2,435 |
| 2021-01-01 | $570,000 (-12.2%) | $1,219,717 (4.5%) | 1.70 | 2,365 |
| 2021-02-01 | $546,500 (-14.1%) | $1,235,584 (8.1%) | 1.59 | 1,897 |
| 2021-03-01 | $571,250 (-8.6%) | $1,265,057 (11.4%) | 1.62 | 1,813 |
| 2021-04-01 | $598,250 (-0.8%) | $1,294,221 (16.7%) | 1.62 | 1,739 |
| 2021-05-01 | $625,000 (2.6%) | $1,413,534 (30.1%) | 1.66 | 1,580 |
| 2021-06-01 | $673,750 (7.2%) | $1,409,787 (27.8%) | 1.77 | 1,569 |
| 2021-07-01 | $697,000 (12.4%) | $1,423,141 (26.4%) | 1.84 | 1,566 |
| 2021-08-01 | $712,500 (18.8%) | $1,467,463 (29.3%) | 1.90 | 1,471 |
| 2021-09-01 | $716,500 (19.8%) | $1,443,377 (28.2%) | 1.91 | 1,512 |
| 2021-10-01 | $715,000 (20.2%) | $1,383,235 (19.7%) | 1.91 | 1,573 |
| 2021-11-01 | $710,000 (18.9%) | $1,389,290 (18.6%) | 1.90 | 1,568 |
| 2021-12-01 | $696,500 (20.1%) | $1,400,181 (17.8%) | 1.89 | 1,485 |
| 2022-01-01 | $689,000 (20.9%) | $1,393,389 (14.2%) | 1.86 | 1,388 |
| 2022-02-01 | $692,750 (26.8%) | $1,349,824 (9.3%) | 1.80 | 1,427 |
| 2022-03-01 | $726,500 (27.2%) | $1,375,156 (8.7%) | 1.82 | 1,366 |
| 2022-04-01 | $775,000 (29.5%) | $1,405,561 (8.6%) | 1.85 | 1,372 |
| 2022-05-01 | $809,000 (29.4%) | $1,425,422 (0.8%) | 1.85 | 1,471 |
| 2022-06-01 | $841,750 (24.9%) | $1,414,040 (0.3%) | 1.87 | 1,529 |
| 2022-07-01 | $850,000 (22.0%) | $1,408,410 (-1.0%) | 1.92 | 1,687 |
| 2022-08-01 | $850,000 (19.3%) | $1,395,229 (-4.9%) | 1.96 | 1,755 |
| 2022-09-01 | $838,250 (17.0%) | $1,382,291 (-4.2%) | 1.96 | 1,779 |
| 2022-10-01 | $830,000 (16.1%) | $1,330,863 (-3.8%) | 1.95 | 1,935 |
| 2022-11-01 | $820,975 (15.6%) | $1,316,376 (-5.3%) | 1.97 | 2,040 |
| 2022-12-01 | $819,500 (17.7%) | $1,328,757 (-5.1%) | 2.02 | 2,043 |
| 2023-01-01 | $813,500 (18.1%) | $1,334,268 (-4.2%) | 2.01 | 2,128 |
| 2023-02-01 | $781,250 (12.8%) | $1,253,202 (-7.2%) | 1.88 | 2,451 |
| 2023-03-01 | $788,972 (8.6%) | $1,233,520 (-10.3%) | 1.86 | 2,512 |
| 2023-04-01 | $799,900 (3.2%) | $1,371,056 (-2.5%) | 1.86 | 1,805 |
URBAN HONOLULU's median listing price for 2023-04-01 was $799,900, a difference of
$24,900
(3.2%) versus the prior year and
$10,928 versus the prior month.
URBAN HONOLULU's median listing price comes in at 186% of the national average.
URBAN HONOLULU's average listing price for 2023-04-01 was $1,371,056, a difference of $-34,505 (-2.5%) versus the prior year and $137,536 versus the prior month.
For the 2023-04-01 period, URBAN HONOLULU had 1,805 MLS listings, a difference of -707 listings (-28%) versus the prior month and 433 listings (32%) versus the prior year.
URBAN HONOLULU's median listing price comes in at 186% of the national average.
URBAN HONOLULU's average listing price for 2023-04-01 was $1,371,056, a difference of $-34,505 (-2.5%) versus the prior year and $137,536 versus the prior month.
For the 2023-04-01 period, URBAN HONOLULU had 1,805 MLS listings, a difference of -707 listings (-28%) versus the prior month and 433 listings (32%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 67 days | 1,253 sqft |
| 2018-02-01 | 54 days | 1,249 sqft |
| 2018-03-01 | 51 days | 1,243 sqft |
| 2018-04-01 | 52 days | 1,263 sqft |
| 2018-05-01 | 54 days | 1,261 sqft |
| 2018-06-01 | 56 days | 1,269 sqft |
| 2018-07-01 | 56 days | 1,273 sqft |
| 2018-08-01 | 58 days | 1,293 sqft |
| 2018-09-01 | 61 days | 1,276 sqft |
| 2018-10-01 | 65 days | 1,264 sqft |
| 2018-11-01 | 65 days | 1,269 sqft |
| 2018-12-01 | 71 days | 1,248 sqft |
| 2019-01-01 | 67 days | 1,227 sqft |
| 2019-02-01 | 61 days | 1,210 sqft |
| 2019-03-01 | 59 days | 1,223 sqft |
| 2019-04-01 | 59 days | 1,237 sqft |
| 2019-05-01 | 58 days | 1,252 sqft |
| 2019-06-01 | 57 days | 1,243 sqft |
| 2019-07-01 | 56 days | 1,227 sqft |
| 2019-08-01 | 67 days | 1,204 sqft |
| 2019-09-01 | 73 days | 1,193 sqft |
| 2019-10-01 | 66 days | 1,175 sqft |
| 2019-11-01 | 68 days | 1,147 sqft |
| 2019-12-01 | 75 days | 1,144 sqft |
| 2020-01-01 | 78 days | 1,115 sqft |
| 2020-02-01 | 71 days | 1,104 sqft |
| 2020-03-01 | 61 days | 1,097 sqft |
| 2020-04-01 | 73 days | 1,057 sqft |
| 2020-05-01 | 85 days | 1,039 sqft |
| 2020-06-01 | 94 days | 1,029 sqft |
| 2020-07-01 | 89 days | 1,001 sqft |
| 2020-08-01 | 79 days | 983 sqft |
| 2020-09-01 | 77 days | 957 sqft |
| 2020-10-01 | 77 days | 975 sqft |
| 2020-11-01 | 82 days | 962 sqft |
| 2020-12-01 | 91 days | 954 sqft |
| 2021-01-01 | 110 days | 934 sqft |
| 2021-02-01 | 80 days | 892 sqft |
| 2021-03-01 | 65 days | 898 sqft |
| 2021-04-01 | 63 days | 931 sqft |
| 2021-05-01 | 57 days | 983 sqft |
| 2021-06-01 | 48 days | 1,016 sqft |
| 2021-07-01 | 46 days | 1,045 sqft |
| 2021-08-01 | 48 days | 1,047 sqft |
| 2021-09-01 | 45 days | 1,043 sqft |
| 2021-10-01 | 44 days | 1,031 sqft |
| 2021-11-01 | 45 days | 1,000 sqft |
| 2021-12-01 | 53 days | 950 sqft |
| 2022-01-01 | 60 days | 926 sqft |
| 2022-02-01 | 49 days | 937 sqft |
| 2022-03-01 | 47 days | 976 sqft |
| 2022-04-01 | 45 days | 1,040 sqft |
| 2022-05-01 | 38 days | 1,078 sqft |
| 2022-06-01 | 41 days | 1,134 sqft |
| 2022-07-01 | 43 days | 1,158 sqft |
| 2022-08-01 | 48 days | 1,168 sqft |
| 2022-09-01 | 52 days | 1,136 sqft |
| 2022-10-01 | 51 days | 1,140 sqft |
| 2022-11-01 | 55 days | 1,141 sqft |
| 2022-12-01 | 66 days | 1,131 sqft |
| 2023-01-01 | 69 days | 1,130 sqft |
| 2023-02-01 | 66 days | 1,123 sqft |
| 2023-03-01 | 61 days | 1,113 sqft |
| 2023-04-01 | 66 days | 1,083 sqft |
URBAN HONOLULU's median listing age (time on market) for 2023-04-01 was 66 days.
This
is 47%
longer
than the same period one year ago.
URBAN HONOLULU's median square footage for active listings during the 2023-04-01 period was 1,083 sqft. One year prior, the average listing was 1,040 sqft.
URBAN HONOLULU's median square footage for active listings during the 2023-04-01 period was 1,083 sqft. One year prior, the average listing was 1,040 sqft.
URBAN HONOLULU, HI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 96701 | Urban Honolulu, HI | $1,610 | $1,770 | $2,320 | $3,300 | $3,970 |
| 96706 | Urban Honolulu, HI | $1,890 | $2,080 | $2,730 | $3,880 | $4,670 |
| 96707 | Urban Honolulu, HI | $1,700 | $1,870 | $2,460 | $3,490 | $4,210 |
| 96709 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96712 | Urban Honolulu, HI | $1,440 | $1,580 | $2,080 | $2,950 | $3,560 |
| 96717 | Urban Honolulu, HI | $1,480 | $1,620 | $2,130 | $3,030 | $3,650 |
| 96730 | Urban Honolulu, HI | $1,320 | $1,450 | $1,910 | $2,710 | $3,270 |
| 96731 | Urban Honolulu, HI | $1,450 | $1,590 | $2,090 | $2,970 | $3,580 |
| 96734 | Urban Honolulu, HI | $2,220 | $2,440 | $3,200 | $4,550 | $5,480 |
| 96744 | Urban Honolulu, HI | $1,600 | $1,760 | $2,310 | $3,280 | $3,950 |
| 96759 | Urban Honolulu, HI | $1,710 | $1,880 | $2,470 | $3,500 | $4,220 |
| 96762 | Urban Honolulu, HI | $1,500 | $1,650 | $2,170 | $3,080 | $3,710 |
| 96782 | Urban Honolulu, HI | $1,730 | $1,900 | $2,500 | $3,550 | $4,280 |
| 96786 | Urban Honolulu, HI | $1,750 | $1,920 | $2,520 | $3,580 | $4,310 |
| 96789 | Urban Honolulu, HI | $1,680 | $1,840 | $2,420 | $3,440 | $4,140 |
| 96791 | Urban Honolulu, HI | $1,700 | $1,870 | $2,450 | $3,480 | $4,190 |
| 96792 | Urban Honolulu, HI | $1,110 | $1,220 | $1,600 | $2,270 | $2,740 |
| 96795 | Urban Honolulu, HI | $1,100 | $1,210 | $1,590 | $2,260 | $2,720 |
| 96797 | Urban Honolulu, HI | $1,460 | $1,610 | $2,110 | $3,000 | $3,610 |
| 96801 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96802 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96803 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96804 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96805 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96806 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96807 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96808 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96809 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96810 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96811 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96812 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96813 | Urban Honolulu, HI | $1,570 | $1,730 | $2,270 | $3,220 | $3,890 |
| 96814 | Urban Honolulu, HI | $1,710 | $1,880 | $2,470 | $3,510 | $4,230 |
| 96815 | Urban Honolulu, HI | $1,920 | $2,110 | $2,770 | $3,930 | $4,740 |
| 96816 | Urban Honolulu, HI | $1,500 | $1,650 | $2,170 | $3,080 | $3,710 |
| 96817 | Urban Honolulu, HI | $1,230 | $1,350 | $1,770 | $2,510 | $3,030 |
| 96818 | Urban Honolulu, HI | $2,080 | $2,280 | $3,000 | $4,260 | $5,130 |
| 96819 | Urban Honolulu, HI | $1,350 | $1,480 | $1,950 | $2,770 | $3,340 |
| 96820 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96821 | Urban Honolulu, HI | $2,280 | $2,500 | $3,290 | $4,670 | $5,630 |
| 96822 | Urban Honolulu, HI | $1,450 | $1,590 | $2,090 | $2,970 | $3,580 |
| 96823 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96824 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96825 | Urban Honolulu, HI | $2,330 | $2,560 | $3,360 | $4,770 | $5,750 |
| 96826 | Urban Honolulu, HI | $1,450 | $1,600 | $2,100 | $2,980 | $3,590 |
| 96828 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96830 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96836 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96837 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96839 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96848 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96850 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96853 | Urban Honolulu, HI | $1,930 | $2,120 | $2,780 | $3,950 | $4,760 |
| 96854 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96857 | Urban Honolulu, HI | $1,750 | $1,920 | $2,520 | $3,580 | $4,310 |
| 96858 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96859 | Urban Honolulu, HI | $1,350 | $1,480 | $1,950 | $2,770 | $3,340 |
| 96860 | Urban Honolulu, HI | $2,080 | $2,280 | $3,000 | $4,260 | $5,130 |
| 96861 | Urban Honolulu, HI | $1,550 | $1,710 | $2,240 | $3,180 | $3,830 |
| 96863 | Urban Honolulu, HI | $1,820 | $2,000 | $2,620 | $3,720 | $4,480 |
2022 Average & Median Rent Data Statistics
URBAN HONOLULU, HI average 1BR rent: $1,771, median: $1,710
URBAN HONOLULU, HI average 2BR rent: $2,324, median: $2,240
URBAN HONOLULU, HI average 3BR rent: $3,299, median: $3,180
URBAN HONOLULU, HI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,780 | $5,893,700,000 | $671,264 |
| Refi | 4,764 | $2,304,510,000 | $483,734 |
| Other | 2,915 | $794,555,000 | $272,575 |
| Home Improvement | 2,838 | $614,470,000 | $216,515 |
| Cash Out Refi | 2,827 | $1,571,935,000 | $556,044 |
| NA | 1 | $155,000 | $155,000 |
Urban Honolulu's most frequently cited loan purpose was Home Purchase, with 8,780 originations. The 2nd most popular reason was Refi, with 4,764 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 6,489 | $3,377,555,000 | $520,505 |
| <2.5% | 4,367 | $1,579,405,000 | $361,668 |
| 4-5% | 4,052 | $2,406,330,000 | $593,862 |
| 2.5-3% | 3,550 | $1,700,050,000 | $478,887 |
| 5-6% | 2,195 | $1,266,385,000 | $576,941 |
| 6-7% | 779 | $422,745,000 | $542,677 |
| 7-8% | 285 | $179,345,000 | $629,281 |
| Over 8% | 270 | $170,780,000 | $632,519 |
During 2022, Urban Honolulu's most frequently originated rate bucket was 3-4%, with 6,489 originations.
Loan Sizing (URBAN HONOLULU, HI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,161 | $1,785,505,000 | $289,808 |
| $400k-600k | 4,910 | $2,319,570,000 | $472,418 |
| $600k-1000k | 4,874 | $3,764,380,000 | $772,339 |
| $100k-200k | 2,981 | $424,985,000 | $142,565 |
| $Over $1MM | 1,606 | $2,781,680,000 | $1,732,055 |
| $100,000 or less | 1,593 | $103,205,000 | $64,787 |
URBAN HONOLULU's loan sizing saw the bucket of loans from $200k-400k with 6,161 originations, totaling $1,785,505,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 5,302 | $3,576,660,000 | $674,587 |
| Under 20% | 4,318 | $623,550,000 | $144,407 |
| 20-40% | 4,038 | $1,332,020,000 | $329,871 |
| 80-100% | 3,944 | $2,697,150,000 | $683,862 |
| 40-60% | 3,163 | $1,977,945,000 | $625,338 |
| Over 100% | 1,115 | $839,125,000 | $752,578 |
URBAN HONOLULU's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,302 originations, totaling $3,576,660,000 in origination value.