URBAN HONOLULU Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Urban Honolulu averaged 6.67% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.28% and one month ago for the week of 2024-10-10, the average rate was 5.91%.

    Urban Honolulu's average rate one year ago was 7.09%.

    For refis of the same type during the week of 2024-11-14, the average rate was 5.83%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Urban Honolulu 30 Year Fixed Rate 2024-11-14 6.67%
    Urban Honolulu 30 Year Fixed Rate Refi 2024-11-14 5.83%
    Urban Honolulu 15 Year Fixed Rate 2024-11-14 5.82%
    Urban Honolulu 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Urban Honolulu 30 Year FHA 2024-11-14 -0.38%
    Urban Honolulu 30 Year FHA Refi 2024-11-14 0.1%
    Urban Honolulu 30 Year USDA 2024-11-14 0%
    Urban Honolulu 30 Year USDA Refi 2024-11-14 0.2%
    Urban Honolulu 30 Year VA 2024-11-14 -0.64%
    Urban Honolulu 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within URBAN HONOLULU, HI.

    URBAN HONOLULU Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the URBAN HONOLULU, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 356 6.55% $14,207
    American Savings Bank, FSB 355 5.83% $13,244
    QUICKEN LOANS, LLC 266 6.62% $11,181
    Bank of Hawaii 252 6.13% $15,930
    First Hawaiian Bank 202 6.46% $12,628
    DHI MORTGAGE COMPANY, LTD. 166 5.78% $5,676
    Territorial Savings Bank 146 5.89% $14,850
    Central Pacific Bank 130 6.28% $9,002
    CMG MORTGAGE, INC. 123 6.68% $12,323
    GUARANTEED RATE, INC. 108 6.60% $11,474
    HAWAII STATE FEDERAL CREDIT UNION 102 6.39% $11,566
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 97 6.74% $11,780
    LOANDEPOT.COM, LLC 95 6.76% $13,918
    FREEDOM MORTGAGE CORPORATION 65 6.62% $10,762
    NEWREZ LLC 52 6.64% $11,412
    GUILD MORTGAGE COMPANY 47 6.65% $16,263
    Ameris Bank 43 6.65% $11,306
    ACADEMY MORTGAGE CORPORATION 36 6.72% $11,629
    CROSSCOUNTRY MORTGAGE, LLC 33 6.27% $13,423
    HOMEBRIDGE FINANCIAL SERVICES, INC. 32 6.86% $17,272
    Century Mortgage Company DBA Century Lending Company 32 6.68% $15,161
    PRIMARY RESIDENTIAL MORTGAGE, INC. 31 6.92% $6,902
    HAWAIIAN FINANCIAL 29 6.27% $14,967
    PENNYMAC LOAN SERVICES, LLC 27 6.69% $12,928
    NAVY FEDERAL CREDIT UNION 27 5.87% $9,094
    University of Hawaii Federal Credit Union 22 5.76% $17,834
    Paramount Residential Mortgage Group, Inc. 22 7.17% $16,362
    HighTechLending Inc 21 7.05% $16,983
    Wells Fargo Bank 21 6.43% $7,613
    JPMorgan Chase Bank 20 6.58% $14,790
    Morgan Stanley Private Bank 19 6.07% $5,481
    HAWAIIUSA FEDERAL CREDIT UNION 18 6.42% $11,566
    PRIMELENDING, A PLAINSCAPITAL COMPANY 16 6.68% $17,944
    AMERICAN PACIFIC MORTGAGE CORPORATION 15 6.80% $18,517
    SECURITYNATIONAL MORTGAGE COMPANY 14 6.59% $28,474
    Mr. Cooper ( Nationstar Mortgage ) 13 6.48% $17,416
    Citadel Servicing Corporation 13 8.43% $14,909
    DAS Acquisition Company, LLC 13 6.66% $7,969
    AMERICAN FINANCIAL NETWORK, INC. 11 7.15% $16,373
    Bank of America 10 6.45% $14,205
    PLAZA HOME MORTGAGE, INC. 9 6.82% $14,415
    BAY EQUITY LLC 9 6.82% $7,762
    Plains Commerce Bank 9 6.81% $15,306
    AMERISAVE MORTGAGE CORPORATION 9 5.85% $13,963
    Charles Schwab Bank, SSB 8 5.78% $10,102
    BAY-VALLEY MORTGAGE GROUP 8 7.97% $16,588
    NEXERA HOLDING LLC 8 7.47% $31,388
    OCMBC, INC. 7 7.30% $20,949
    First Republic Bank 6 4.81% $8,404
    Mortgage Research Center, LLC 6 6.40% $5,100
    MUTUAL OF OMAHA MORTGAGE, INC. 6 6.12% $12,578
    Citibank 6 5.31% $13,062
    V.I.P. MORTGAGE, INC. 6 6.98% $11,809
    HOMEXPRESS MORTGAGE CORP. 6 7.98% $24,353
    U.S. Bank 6 6.39% $10,750
    MANN FINANCIAL INC. 6 6.77% $18,258
    CASTLE & COOKE MORTGAGE, LLC 5 6.95% $19,122
    PNC Bank 5 5.50% $8,728
    LENDSURE MORTGAGE CORP. 5 8.20% $20,153
    CANOPY MORTGAGE, LLC 5 7.42% $8,227
    INTERNATIONAL CITY MORTGAGE, INC. 4 6.88% $17,332
    Carrington Mortgage Services, LLC 4 6.16% $20,571
    GUARANTEED RATE AFFINITY, LLC 4 6.81% $13,059
    NexBank 4 7.22% $19,494
    Stifel Bank and Trust 3 5.83% $3,771
    NuVision Federal Credit Union 3 6.17% $6,957
    Raymond James Bank 3 5.54% $4,487
    NBKC BANK 3 6.79% $6,722
    AHL FUNDING 3 7.96% $15,858
    American Mortgage & Equity Consultants, Inc. 3 7.00% $10,258
    BMO Harris Bank 3 6.29% $8,547
    COMPASS HOME LOANS, LLC 3 6.42% $8,603
    FUNDLOANS CAPITAL 3 8.83% $26,337
    UBS Bank USA 3 6.42% $6,161
    Commerce Home Mortgage, Inc. 3 7.83% $32,594
    MOVEMENT MORTGAGE, LLC 3 7.56% $5,277
    ZILLOW HOME LOANS, LLC 2 6.50% $5,736
    Bank of England 2 7.44% $9,606
    BNY Mellon 2 5.50% $6,612
    Discover Bank 2 7.24% $0
    HICKAM 2 5.38% $19,169
    HomeStreet Bank 2 6.94% $8,496
    HSBC BANK USA, NATIONAL ASSOCIATION 2 6.51% $7,588
    KeyBank 2 5.94% $15,626
    LAND HOME FINANCIAL SERVICES, INC. 2 6.94% $14,664
    Nations Lending Corporation 2 5.81% $18,072
    NMSI, INC. 2 8.00% $12,788
    Northpointe Bank 2 8.00% $22,792
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.75% $13,524
    RBC Bank, (Georgia) 2 5.94% $3,525
    SIRVA MORTGAGE, INC. 2 6.94% $1,151
    The Federal Savings Bank 2 6.69% $16,417
    Ixonia Bank 1 6.50% $18,151
    HONDA Federal Credit Union 1 6.63% $10,008
    Goldman Sachs Bank USA 1 5.45% $9,464
    PENTAGON FEDERAL CREDIT UNION 1 6.75% $13,506
    Performance Financial, Inc. 1 8.25% $20,669
    PHH Mortgage Corporation 1 7.49% $4,857
    GENEVA FINANCIAL, LLC 1 5.38% $57,857
    Flagstar Bank, FSB 1 8.50% $11,202
    First Bank 1 7.38% $16,300
    AMERICAN FINANCING CORPORATION 1 7.63% $23,746
    Fifth Third Bank 1 6.99% $7,756
    Farmers Bank & Trust 1 7.00% $5,902
    Evolve Bank & Trust 1 7.50% $6,713
    EVERETT FINANCIAL, INC. 1 5.50% $12,946
    Ally Bank 1 7.00% $6,463
    River Bank & Trust 1 7.50% $8,137
    Royal Business Bank 1 7.63% $8,216
    S1L, Inc. 1 7.50% $11,552
    Equity Prime Mortgage LLC 1 5.88% $5,896
    ALAMEDA MORTGAGE CORPORATION 1 6.50% $12,370
    STAR ONE CREDIT UNION 1 7.88% $3,918
    State Department Federal Credit Union 1 5.50% $10,712
    Cornerstone First Mortgage, Inc 1 6.50% $13,201
    Sunflower Bank 1 7.25% $23,380
    TEACHERS 1 5.63% $2,944
    Commerce Bank 1 5.88% $2,253
    ADVANCIAL 1 8.38% $6,858
    The Loan Store, Inc. 1 7.38% $8,980
    CITIZENS EQUITY FIRST 1 5.25% $4,722
    Umpqua Bank 1 6.75% $12,586
    Maui County Federal Credit Union 1 5.50% $7,048
    MATANUSKA VALLEY FEDERAL CREDIT UNION 1 6.88% $3,216
    NFM, INC. 1 7.13% $8,036
    CALIBER HOME LOANS, INC. 1 6.99% $4,309
    BETTER MORTGAGE CORPORATION 1 4.63% $16,037
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.13% $24,946

    URBAN HONOLULU Average Closing Costs & Other Stats

    URBAN HONOLULU, HI's 128 lenders originated 11,298 loans during 2023. The total origination value was $5,857,340,000, with an average loan value of $518,440.

    URBAN HONOLULU's average closing costs are $10,149.

    The top URBAN HONOLULU lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 356 loans originated. Their average total fees are $14,207, which is $962 higher than the next largest lender, American Savings Bank, FSB.

    The lowest fee URBAN HONOLULU lenders (with over 10 loans originated) are Morgan Stanley Private Bank ($5,481), DHI MORTGAGE COMPANY, LTD. ($5,676), PRIMARY RESIDENTIAL MORTGAGE, INC. ($6,902), Wells Fargo Bank ($7,613) and DAS Acquisition Company, LLC ($7,969).

    The lowest rate URBAN HONOLULU lenders (with over 10 loans originated) are University of Hawaii Federal Credit Union (5.76%), DHI MORTGAGE COMPANY, LTD. (5.78%), American Savings Bank, FSB (5.83%), NAVY FEDERAL CREDIT UNION (5.87%) and Territorial Savings Bank (5.89%).

    URBAN HONOLULU, HI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Bank of Hawaii $1,666,670,000 $671,540,000 -59.7% 11.5%
    UNITED WHOLESALE MORTGAGE, LLC $751,350,000 $575,180,000 -23.4% 9.8%
    American Savings Bank, FSB $1,012,185,000 $412,260,000 -59.3% 7.0%
    First Hawaiian Bank $791,980,000 $344,700,000 -56.5% 5.9%
    QUICKEN LOANS, LLC $314,635,000 $243,905,000 -22.5% 4.2%
    DHI MORTGAGE COMPANY, LTD. $208,075,000 $214,005,000 2.8% 3.7%
    Central Pacific Bank $588,860,000 $194,790,000 -66.9% 3.3%
    HAWAII STATE FEDERAL CREDIT UNION $294,465,000 $179,175,000 -39.2% 3.1%
    HAWAIIUSA FEDERAL CREDIT UNION $276,310,000 $166,030,000 -39.9% 2.8%
    LOANDEPOT.COM, LLC $478,340,000 $151,725,000 -68.3% 2.6%
    FREEDOM MORTGAGE CORPORATION $226,245,000 $147,750,000 -34.7% 2.5%
    CMG MORTGAGE, INC. $133,410,000 $127,520,000 -4.4% 2.2%
    PNC Bank $7,960,000 $120,640,000 1,415.6% 2.1%
    GUARANTEED RATE, INC. $274,925,000 $118,750,000 -56.8% 2.0%
    WALKER & DUNLOP, LLC $24,805,000 $110,005,000 343.5% 1.9%
    Mortgage Research Center, LLC $131,420,000 $109,140,000 -17.0% 1.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $268,105,000 $106,500,000 -60.3% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $128,905,000 $102,985,000 -20.1% 1.8%
    Territorial Savings Bank $134,085,000 $92,535,000 -31.0% 1.6%
    ALOHA PACIFIC $32,750,000 $80,965,000 147.2% 1.4%
    NAVY FEDERAL CREDIT UNION $138,265,000 $74,725,000 -46.0% 1.3%
    HICKAM $54,095,000 $72,350,000 33.7% 1.2%
    HAWAIIAN FINANCIAL $230,490,000 $61,590,000 -73.3% 1.1%
    NEWREZ LLC $15,550,000 $58,440,000 275.8% 1.0%
    Century Mortgage Company DBA Century Lending Company $775,000 $55,180,000 7,020.0% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $32,275,000 $54,185,000 67.9% 0.9%
    PENNYMAC LOAN SERVICES, LLC $98,115,000 $53,425,000 -45.5% 0.9%
    Ameris Bank $70,365,000 $49,750,000 -29.3% 0.8%
    GUILD MORTGAGE COMPANY $41,865,000 $44,530,000 6.4% 0.8%
    Cross River Bank $42,005,000 n/a 0.7%
    ACADEMY MORTGAGE CORPORATION $97,690,000 $41,825,000 -57.2% 0.7%
    Finance Factors, Limited $39,540,000 $41,715,000 5.5% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $144,825,000 $39,065,000 -73.0% 0.7%
    Citadel Servicing Corporation $7,055,000 $28,850,000 308.9% 0.5%
    JPMorgan Chase Bank $94,375,000 $28,550,000 -69.7% 0.5%
    TEMPLE VIEW CAPITAL FUNDING, LP $82,435,000 $26,545,000 -67.8% 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $25,815,000 n/a 0.4%
    FINANCE OF AMERICA REVERSE LLC $61,455,000 $22,300,000 -63.7% 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $71,245,000 $22,055,000 -69.0% 0.4%
    LAND HOME FINANCIAL SERVICES, INC. $50,495,000 $22,045,000 -56.3% 0.4%
    Paramount Residential Mortgage Group, Inc. $28,130,000 $21,940,000 -22.0% 0.4%
    Morgan Stanley Private Bank $43,525,000 $21,645,000 -50.3% 0.4%
    Plains Commerce Bank $5,905,000 $21,520,000 264.4% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $38,660,000 $21,140,000 -45.3% 0.4%
    Commerce Home Mortgage, Inc. $19,630,000 $20,340,000 3.6% 0.3%
    Wells Fargo Bank $248,520,000 $19,140,000 -92.3% 0.3%
    Bank of America $94,660,000 $19,130,000 -79.8% 0.3%
    PLAZA HOME MORTGAGE, INC. $20,510,000 $18,965,000 -7.5% 0.3%
    HighTechLending Inc $39,335,000 $18,940,000 -51.8% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $14,450,000 $17,090,000 18.3% 0.3%
    Citibank $17,290,000 $16,790,000 -2.9% 0.3%
    First Republic Bank $60,475,000 $16,170,000 -73.3% 0.3%
    University of Hawaii Federal Credit Union $22,580,000 $15,820,000 -29.9% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $29,310,000 $15,810,000 -46.1% 0.3%
    Carrington Mortgage Services, LLC $11,455,000 $15,070,000 31.6% 0.3%
    HOMEXPRESS MORTGAGE CORP. $3,250,000 $12,650,000 289.2% 0.2%
    V.I.P. MORTGAGE, INC. $8,645,000 $11,865,000 37.2% 0.2%
    Charles Schwab Bank, SSB $16,360,000 $11,825,000 -27.7% 0.2%
    U.S. Bank $28,720,000 $10,790,000 -62.4% 0.2%
    NEXERA HOLDING LLC $9,330,000 $10,320,000 10.6% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $27,165,000 $10,250,000 -62.3% 0.2%
    CARDINAL FINANCIAL $24,450,000 $9,945,000 -59.3% 0.2%
    AMERISAVE MORTGAGE CORPORATION $46,190,000 $9,745,000 -78.9% 0.2%
    OCMBC, INC. $1,865,000 $9,215,000 394.1% 0.2%
    DAS Acquisition Company, LLC $19,115,000 $8,565,000 -55.2% 0.1%
    The Federal Savings Bank $8,685,000 $8,185,000 -5.8% 0.1%
    MANN FINANCIAL INC. $15,315,000 $7,870,000 -48.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $32,700,000 $7,715,000 -76.4% 0.1%
    Hawaii National Bank $7,415,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $95,000 $6,755,000 7,010.5% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $9,660,000 $6,635,000 -31.3% 0.1%
    Pearl Hawaii Federal Credit Union $16,790,000 $6,120,000 -63.5% 0.1%
    AMWEST FUNDING CORP. $5,040,000 $5,910,000 17.3% 0.1%
    CANOPY MORTGAGE, LLC $5,490,000 n/a 0.1%
    HONOLULU $13,020,000 $5,055,000 -61.2% 0.1%
    HomeStreet Bank $15,835,000 $4,940,000 -68.8% 0.1%
    AMERICAN HERITAGE LENDING, INC. $4,920,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $2,365,000 $4,905,000 107.4% 0.1%
    MOVEMENT MORTGAGE, LLC $30,925,000 $4,735,000 -84.7% 0.1%
    BMO Harris Bank $4,660,000 n/a 0.1%
    BAY EQUITY LLC $12,515,000 $4,580,000 -63.4% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $7,280,000 $4,565,000 -37.3% 0.1%
    BAY-VALLEY MORTGAGE GROUP $4,480,000 n/a 0.1%
    BNY Mellon $5,675,000 $4,390,000 -22.6% 0.1%
    NEW DAY FINANCIAL, LLC $6,485,000 $4,300,000 -33.7% 0.1%
    Equity Prime Mortgage LLC $2,355,000 $4,285,000 82.0% 0.1%
    FUNDLOANS CAPITAL $8,950,000 $3,985,000 -55.5% 0.1%
    M&T Bank $3,710,000 $3,785,000 2.0% 0.1%
    CLEARPATH LENDING $7,825,000 $3,635,000 -53.5% 0.1%
    NexBank $4,920,000 $3,500,000 -28.9% 0.1%
    Hometown Equity Mortgage, LLC $7,050,000 $3,415,000 -51.6% 0.1%
    INTERNATIONAL CITY MORTGAGE, INC. $3,225,000 n/a 0.1%
    Nations Lending Corporation $11,195,000 $3,050,000 -72.8% 0.1%
    NuVision Federal Credit Union $1,270,000 $3,015,000 137.4% 0.1%
    Discover Bank $1,940,000 $2,985,000 53.9% 0.1%
    COMPASS HOME LOANS, LLC $103,755,000 $2,860,000 -97.2% 0.0%
    GUARANTEED RATE AFFINITY, LLC $2,840,000 n/a 0.0%
    USAA Federal Savings Bank $1,765,000 $2,735,000 55.0% 0.0%
    HSBC BANK USA, NATIONAL ASSOCIATION $5,380,000 $2,480,000 -53.9% 0.0%
    NBKC BANK $14,795,000 $2,215,000 -85.0% 0.0%
    KeyBank $6,395,000 $2,200,000 -65.6% 0.0%
    Flagstar Bank, FSB $13,575,000 $2,050,000 -84.9% 0.0%
    UBS Bank USA $11,435,000 $2,035,000 -82.2% 0.0%
    CIVIC FINANCIAL SERVICES, LLC $62,775,000 $2,025,000 -96.8% 0.0%
    VAL-CHRIS INVESTMENTS, INC. $2,005,000 n/a 0.0%
    American Mortgage & Equity Consultants, Inc. $1,965,000 n/a 0.0%
    Stifel Bank and Trust $7,435,000 $1,910,000 -74.3% 0.0%
    NMSI, INC. $1,850,000 n/a 0.0%
    AHL FUNDING $1,795,000 n/a 0.0%
    Raymond James Bank $6,610,000 $1,785,000 -73.0% 0.0%
    Sunflower Bank $1,600,000 $1,700,000 6.3% 0.0%
    Goldman Sachs Bank USA $6,565,000 $1,635,000 -75.1% 0.0%
    EVERETT FINANCIAL, INC. $1,065,000 $1,590,000 49.3% 0.0%
    NFM, INC. $1,765,000 $1,580,000 -10.5% 0.0%
    Northpointe Bank $1,685,000 $1,550,000 -8.0% 0.0%
    S1L, Inc. $345,000 $1,510,000 337.7% 0.0%
    HILTON FINANCIAL CORPORATION $1,975,000 $1,505,000 -23.8% 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $12,230,000 $1,405,000 -88.5% 0.0%
    North American Savings Bank, F.S.B. $5,515,000 $1,385,000 -74.9% 0.0%
    VILLAGE CAPITAL MORTGAGE $1,280,000 n/a 0.0%
    LAKEVIEW LOAN SERVICING, LLC $1,275,000 n/a 0.0%
    Umpqua Bank $1,940,000 $1,245,000 -35.8% 0.0%
    OPEN MORTGAGE, LLC $1,240,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $425,000 $1,220,000 187.1% 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $16,880,000 $1,200,000 -92.9% 0.0%
    LENDINGONE, LLC $1,085,000 n/a 0.0%
    SIRVA MORTGAGE, INC. $1,040,000 n/a 0.0%
    ADVANCIAL $165,000 $1,005,000 509.1% 0.0%
    MLD MORTGAGE INC. $695,000 $995,000 43.2% 0.0%
    Wasatch Peaks Federal Credit Union $975,000 n/a 0.0%
    Armed Forces Bank $1,200,000 $965,000 -19.6% 0.0%
    Maui County Federal Credit Union $965,000 n/a 0.0%
    River Bank & Trust $950,000 n/a 0.0%
    RBC Bank, (Georgia) $2,710,000 $945,000 -65.1% 0.0%
    Bank of England $870,000 n/a 0.0%
    First Bank $870,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $13,220,000 $855,000 -93.5% 0.0%
    LONGBRIDGE FINANCIAL, LLC $855,000 n/a 0.0%
    MASON MCDUFFIE MORTGAGE CORPORATION $3,060,000 $855,000 -72.1% 0.0%
    Citizens Bank $845,000 n/a 0.0%
    PLANET HOME LENDING, LLC $205,000 $800,000 290.2% 0.0%
    Ixonia Bank $780,000 n/a 0.0%
    GENEVA FINANCIAL, LLC $1,585,000 $755,000 -52.4% 0.0%
    CALIBER HOME LOANS, INC. $83,215,000 $735,000 -99.1% 0.0%
    Evolve Bank & Trust $1,385,000 $705,000 -49.1% 0.0%
    LOS ANGELES POLICE Federal Credit Union $705,000 n/a 0.0%
    American Airlines Federal Credit Union $420,000 $690,000 64.3% 0.0%
    Community First National Bank $2,545,000 $685,000 -73.1% 0.0%
    JMJ FINANCIAL GROUP $685,000 n/a 0.0%
    Axos Bank $8,130,000 $665,000 -91.8% 0.0%
    Fifth Third Bank $655,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $1,225,000 $645,000 -47.3% 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $2,895,000 $640,000 -77.9% 0.0%
    State Department Federal Credit Union $630,000 n/a 0.0%
    First Federal Bank $585,000 n/a 0.0%
    FOUNDATION MORTGAGE CORPORATION $585,000 n/a 0.0%
    Royal Business Bank $1,005,000 $570,000 -43.3% 0.0%
    CORNERSTONE HOME LENDING, INC. $545,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $1,805,000 $545,000 -69.8% 0.0%
    Legence Bank $525,000 n/a 0.0%
    ALLIANT CREDIT UNION $510,000 $510,000 0.0% 0.0%
    CITIZENS EQUITY FIRST $505,000 n/a 0.0%
    Performance Financial, Inc. $505,000 n/a 0.0%
    Presidential Bank, FSB $1,035,000 $505,000 -51.2% 0.0%
    Farmers Bank & Trust $275,000 $475,000 72.7% 0.0%
    MID AMERICA MORTGAGE, INC. $23,475,000 $450,000 -98.1% 0.0%
    BETTER MORTGAGE CORPORATION $1,345,000 $405,000 -69.9% 0.0%
    Farmers Bank and Trust Company $405,000 n/a 0.0%
    UNIVERSITY CREDIT UNION $830,000 $405,000 -51.2% 0.0%
    Ally Bank $690,000 $395,000 -42.8% 0.0%
    MORTGAGEONE, INC. $355,000 n/a 0.0%
    The Loan Store, Inc. $345,000 n/a 0.0%
    Cornerstone First Mortgage, Inc $335,000 n/a 0.0%
    ALAMEDA MORTGAGE CORPORATION $315,000 n/a 0.0%
    GTE Federal Credit Union $305,000 n/a 0.0%
    HONDA Federal Credit Union $285,000 n/a 0.0%
    SUMMIT FUNDING, INC. $7,530,000 $285,000 -96.2% 0.0%
    Figure Lending LLC $270,000 n/a 0.0%
    STAR ONE CREDIT UNION $1,620,000 $265,000 -83.6% 0.0%
    Commerce Bank $205,000 n/a 0.0%
    AEROSPACE FEDERAL CREDIT UNION $155,000 n/a 0.0%
    PHH Mortgage Corporation $125,000 n/a 0.0%
    TEACHERS $2,830,000 $105,000 -96.3% 0.0%
    MATANUSKA VALLEY FEDERAL CREDIT UNION $690,000 $85,000 -87.7% 0.0%

    URBAN HONOLULU's top lender by overall market share is Bank of Hawaii, with 11.5% market share. In second place, with 9.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $575,180,000 in loans. In third place, with 7.0%, is American Savings Bank, FSB, having originated $412,260,000 in loans. In fourth place, with 5.9%, is First Hawaiian Bank, having originated $344,700,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $243,905,000 in loans.

    URBAN HONOLULU Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $699,000 (-4.9%) $1,331,140 (-3.0%) 2.59 2,191
    2018-02-01 $695,000 (-2.6%) $1,301,012 (-4.2%) 2.52 2,259
    2018-03-01 $695,000 (-0.2%) $1,252,690 (-6.3%) 2.44 2,343
    2018-04-01 $694,900 (-1.1%) $1,229,744 (-6.2%) 2.36 2,450
    2018-05-01 $692,000 (-4.3%) $1,221,866 (-7.5%) 2.31 2,499
    2018-06-01 $695,000 (-2.7%) $1,160,573 (-10.3%) 2.32 2,606
    2018-07-01 $692,000 (-1.0%) $1,142,621 (-10.3%) 2.31 2,746
    2018-08-01 $699,000 (0.0%) $1,146,306 (-10.3%) 2.34 2,755
    2018-09-01 $699,000 (0.6%) $1,170,922 (-7.3%) 2.35 2,775
    2018-10-01 $690,000 (-0.3%) $1,154,490 (-7.9%) 2.34 2,819
    2018-11-01 $698,257 (1.0%) $1,145,622 (-9.1%) 2.37 2,919
    2018-12-01 $699,000 (0.0%) $1,157,469 (-11.6%) 2.41 2,910
    2019-01-01 $699,000 (0.0%) $1,152,171 (-13.4%) 2.41 2,963
    2019-02-01 $699,000 (0.6%) $1,131,246 (-13.1%) 2.36 3,081
    2019-03-01 $699,214 (0.6%) $1,146,333 (-8.5%) 2.29 3,079
    2019-04-01 $699,214 (0.6%) $1,164,959 (-5.3%) 2.22 3,031
    2019-05-01 $698,500 (0.9%) $1,155,880 (-5.4%) 2.18 2,998
    2019-06-01 $698,500 (0.5%) $1,150,252 (-0.9%) 2.18 2,996
    2019-07-01 $698,000 (0.9%) $1,152,606 (0.9%) 2.19 3,113
    2019-08-01 $693,091 (-0.9%) $1,158,868 (1.1%) 2.19 3,106
    2019-09-01 $685,727 (-1.9%) $1,162,227 (-0.7%) 2.19 3,115
    2019-10-01 $679,500 (-1.5%) $1,164,467 (0.9%) 2.19 3,115
    2019-11-01 $668,000 (-4.3%) $1,157,569 (1.0%) 2.19 3,032
    2019-12-01 $662,500 (-5.2%) $1,186,499 (2.5%) 2.21 2,863
    2020-01-01 $649,450 (-7.1%) $1,168,819 (1.4%) 2.17 2,726
    2020-02-01 $638,000 (-8.7%) $1,143,925 (1.1%) 2.09 2,780
    2020-03-01 $625,000 (-10.6%) $1,137,009 (-0.8%) 1.96 2,839
    2020-04-01 $604,500 (-13.6%) $1,110,263 (-4.7%) 1.89 2,831
    2020-05-01 $610,000 (-12.7%) $1,087,870 (-5.9%) 1.85 2,827
    2020-06-01 $629,000 (-10.0%) $1,104,349 (-4.0%) 1.85 2,794
    2020-07-01 $621,250 (-11.0%) $1,127,585 (-2.2%) 1.80 2,591
    2020-08-01 $600,000 (-13.4%) $1,136,252 (-2.0%) 1.72 2,579
    2020-09-01 $598,500 (-12.7%) $1,127,838 (-3.0%) 1.71 2,459
    2020-10-01 $595,000 (-12.4%) $1,157,577 (-0.6%) 1.70 2,434
    2020-11-01 $597,500 (-10.6%) $1,173,448 (1.4%) 1.75 2,368
    2020-12-01 $581,750 (-12.2%) $1,190,127 (0.3%) 1.73 2,438
    2021-01-01 $573,250 (-11.7%) $1,221,455 (4.5%) 1.71 2,368
    2021-02-01 $547,500 (-14.2%) $1,237,714 (8.2%) 1.59 1,900
    2021-03-01 $572,500 (-8.4%) $1,266,540 (11.4%) 1.62 1,815
    2021-04-01 $599,000 (-0.9%) $1,295,716 (16.7%) 1.62 1,741
    2021-05-01 $625,000 (2.5%) $1,415,112 (30.1%) 1.66 1,581
    2021-06-01 $675,000 (7.3%) $1,411,373 (27.8%) 1.78 1,571
    2021-07-01 $697,400 (12.3%) $1,424,694 (26.4%) 1.84 1,568
    2021-08-01 $712,500 (18.8%) $1,468,837 (29.3%) 1.90 1,473
    2021-09-01 $719,250 (20.2%) $1,444,997 (28.1%) 1.92 1,514
    2021-10-01 $716,500 (20.4%) $1,384,855 (19.6%) 1.91 1,576
    2021-11-01 $717,500 (20.1%) $1,390,971 (18.5%) 1.92 1,571
    2021-12-01 $696,500 (19.7%) $1,401,938 (17.8%) 1.89 1,489
    2022-01-01 $695,000 (21.2%) $1,395,284 (14.2%) 1.88 1,391
    2022-02-01 $696,750 (27.3%) $1,351,223 (9.2%) 1.81 1,429
    2022-03-01 $726,750 (26.9%) $1,376,135 (8.7%) 1.82 1,367
    2022-04-01 $775,000 (29.4%) $1,405,561 (8.5%) 1.85 1,372
    2022-05-01 $809,000 (29.4%) $1,425,422 (0.7%) 1.85 1,471
    2022-06-01 $841,750 (24.7%) $1,414,040 (0.2%) 1.87 1,529
    2022-07-01 $850,000 (21.9%) $1,408,410 (-1.1%) 1.91 1,687
    2022-08-01 $850,000 (19.3%) $1,395,229 (-5.0%) 1.96 1,755
    2022-09-01 $838,250 (16.6%) $1,382,291 (-4.3%) 1.96 1,779
    2022-10-01 $830,000 (15.8%) $1,330,863 (-3.9%) 1.95 1,935
    2022-11-01 $819,750 (14.3%) $1,316,224 (-5.4%) 1.97 2,040
    2022-12-01 $819,500 (17.7%) $1,328,757 (-5.2%) 2.02 2,043
    2023-01-01 $813,500 (17.1%) $1,334,268 (-4.4%) 2.02 2,128
    2023-02-01 $781,250 (12.1%) $1,253,202 (-7.3%) 1.89 2,451
    2023-03-01 $789,222 (8.6%) $1,233,520 (-10.4%) 1.86 2,512
    2023-04-01 $799,900 (3.2%) $1,371,056 (-2.5%) 1.86 1,805
    2023-05-01 $811,500 (0.3%) $1,362,620 (-4.4%) 1.84 1,777
    2023-06-01 $824,018 (-2.1%) $1,393,489 (-1.5%) 1.85 1,811
    2023-07-01 $827,000 (-2.7%) $1,391,699 (-1.2%) 1.88 1,840
    2023-08-01 $822,500 (-3.2%) $1,379,907 (-1.1%) 1.89 1,858
    2023-09-01 $820,000 (-2.2%) $1,379,356 (-0.2%) 1.91 1,862
    2023-10-01 $798,750 (-3.8%) $1,361,328 (2.3%) 1.88 1,970
    2023-11-01 $799,000 (-2.5%) $1,354,828 (2.9%) 1.90 2,077
    2023-12-01 $795,500 (-2.9%) $1,392,029 (4.8%) 1.94 2,107
    2024-01-01 $789,500 (-3.0%) $1,378,053 (3.3%) 1.93 2,054
    2024-02-01 $789,750 (1.1%) $1,367,011 (9.1%) 1.90 2,074
    2024-03-01 $750,000 (-5.0%) $1,327,164 (7.6%) 1.77 2,197
    2024-04-01 $744,000 (-7.0%) $1,322,934 (-3.5%) 1.73 2,243
    2024-05-01 $727,000 (-10.4%) $1,316,710 (-3.4%) 1.64 2,359
    2024-06-01 $725,000 (-12.0%) $1,295,373 (-7.0%) 1.63 2,441
    2024-07-01 $731,500 (-11.6%) $1,241,413 (-10.8%) 1.67 2,638
    2024-08-01 $725,000 (-11.9%) $1,240,712 (-10.1%) 1.69 2,740
    2024-09-01 $712,500 (-13.1%) $1,230,468 (-10.8%) 1.68 2,792
    2024-10-01 $707,375 (-11.4%) $1,225,726 (-10.0%) 1.66 2,805
    URBAN HONOLULU's median listing price for 2024-10-01 was $707,375, a difference of $-91,375 (-11.4%) versus the prior year and $-5,125 versus the prior month.

    URBAN HONOLULU's median listing price comes in at 166% of the national average.

    URBAN HONOLULU's average listing price for 2024-10-01 was $1,225,726, a difference of $-135,602 (-10.0%) versus the prior year and $-4,742 versus the prior month.

    For the 2024-10-01 period, URBAN HONOLULU had 2,805 MLS listings, a difference of 13 listings (0%) versus the prior month and 835 listings (42%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 66 days 1,253 sqft
    2018-02-01 52 days 1,250 sqft
    2018-03-01 50 days 1,244 sqft
    2018-04-01 51 days 1,263 sqft
    2018-05-01 53 days 1,263 sqft
    2018-06-01 54 days 1,269 sqft
    2018-07-01 54 days 1,273 sqft
    2018-08-01 56 days 1,294 sqft
    2018-09-01 60 days 1,278 sqft
    2018-10-01 64 days 1,265 sqft
    2018-11-01 63 days 1,271 sqft
    2018-12-01 68 days 1,248 sqft
    2019-01-01 65 days 1,228 sqft
    2019-02-01 59 days 1,212 sqft
    2019-03-01 55 days 1,224 sqft
    2019-04-01 57 days 1,238 sqft
    2019-05-01 56 days 1,252 sqft
    2019-06-01 56 days 1,244 sqft
    2019-07-01 54 days 1,228 sqft
    2019-08-01 57 days 1,214 sqft
    2019-09-01 61 days 1,193 sqft
    2019-10-01 64 days 1,176 sqft
    2019-11-01 66 days 1,149 sqft
    2019-12-01 74 days 1,144 sqft
    2020-01-01 76 days 1,115 sqft
    2020-02-01 69 days 1,107 sqft
    2020-03-01 61 days 1,098 sqft
    2020-04-01 71 days 1,058 sqft
    2020-05-01 82 days 1,040 sqft
    2020-06-01 91 days 1,030 sqft
    2020-07-01 83 days 1,002 sqft
    2020-08-01 75 days 985 sqft
    2020-09-01 73 days 959 sqft
    2020-10-01 74 days 977 sqft
    2020-11-01 77 days 963 sqft
    2020-12-01 85 days 957 sqft
    2021-01-01 101 days 934 sqft
    2021-02-01 73 days 892 sqft
    2021-03-01 60 days 899 sqft
    2021-04-01 59 days 932 sqft
    2021-05-01 53 days 984 sqft
    2021-06-01 45 days 1,017 sqft
    2021-07-01 44 days 1,047 sqft
    2021-08-01 46 days 1,048 sqft
    2021-09-01 43 days 1,046 sqft
    2021-10-01 41 days 1,032 sqft
    2021-11-01 44 days 1,000 sqft
    2021-12-01 52 days 952 sqft
    2022-01-01 58 days 927 sqft
    2022-02-01 45 days 938 sqft
    2022-03-01 44 days 976 sqft
    2022-04-01 42 days 1,040 sqft
    2022-05-01 36 days 1,078 sqft
    2022-06-01 39 days 1,134 sqft
    2022-07-01 41 days 1,158 sqft
    2022-08-01 46 days 1,168 sqft
    2022-09-01 49 days 1,136 sqft
    2022-10-01 50 days 1,140 sqft
    2022-11-01 53 days 1,141 sqft
    2022-12-01 64 days 1,131 sqft
    2023-01-01 68 days 1,130 sqft
    2023-02-01 64 days 1,123 sqft
    2023-03-01 60 days 1,113 sqft
    2023-04-01 64 days 1,082 sqft
    2023-05-01 59 days 1,104 sqft
    2023-06-01 58 days 1,120 sqft
    2023-07-01 59 days 1,130 sqft
    2023-08-01 61 days 1,117 sqft
    2023-09-01 58 days 1,131 sqft
    2023-10-01 54 days 1,123 sqft
    2023-11-01 56 days 1,107 sqft
    2023-12-01 62 days 1,077 sqft
    2024-01-01 72 days 1,081 sqft
    2024-02-01 68 days 1,067 sqft
    2024-03-01 60 days 1,045 sqft
    2024-04-01 58 days 1,041 sqft
    2024-05-01 54 days 1,023 sqft
    2024-06-01 57 days 1,016 sqft
    2024-07-01 61 days 1,027 sqft
    2024-08-01 63 days 1,031 sqft
    2024-09-01 66 days 1,029 sqft
    2024-10-01 68 days 1,022 sqft
    URBAN HONOLULU's median listing age (time on market) for 2024-10-01 was 68 days. This is 26% longer than the same period one year ago.

    URBAN HONOLULU's median square footage for active listings during the 2024-10-01 period was 1,022 sqft. One year prior, the average listing was 1,123 sqft.

    URBAN HONOLULU, HI Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    96701 Urban Honolulu, HI MSA $1,630 $1,790 $2,340 $3,330 $3,990
    96706 Urban Honolulu, HI MSA $1,930 $2,120 $2,780 $3,950 $4,740
    96707 Urban Honolulu, HI MSA $1,650 $1,810 $2,370 $3,370 $4,040
    96709 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96712 Urban Honolulu, HI MSA $1,430 $1,570 $2,050 $2,910 $3,490
    96717 Urban Honolulu, HI MSA $1,520 $1,660 $2,180 $3,100 $3,710
    96730 Urban Honolulu, HI MSA $1,300 $1,430 $1,870 $2,660 $3,190
    96731 Urban Honolulu, HI MSA $1,470 $1,610 $2,110 $3,000 $3,590
    96734 Urban Honolulu, HI MSA $2,230 $2,450 $3,210 $4,560 $5,470
    96744 Urban Honolulu, HI MSA $1,630 $1,790 $2,350 $3,340 $4,000
    96759 Urban Honolulu, HI MSA $1,700 $1,860 $2,440 $3,470 $4,160
    96762 Urban Honolulu, HI MSA $1,600 $1,760 $2,300 $3,270 $3,920
    96782 Urban Honolulu, HI MSA $1,690 $1,860 $2,430 $3,450 $4,140
    96786 Urban Honolulu, HI MSA $1,790 $1,960 $2,570 $3,650 $4,380
    96789 Urban Honolulu, HI MSA $1,680 $1,850 $2,420 $3,440 $4,120
    96791 Urban Honolulu, HI MSA $1,750 $1,920 $2,510 $3,570 $4,280
    96792 Urban Honolulu, HI MSA $1,110 $1,220 $1,600 $2,270 $2,730
    96795 Urban Honolulu, HI MSA $1,120 $1,230 $1,610 $2,290 $2,740
    96797 Urban Honolulu, HI MSA $1,440 $1,580 $2,070 $2,940 $3,530
    96801 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96802 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96803 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96804 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96805 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96806 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96807 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96808 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96809 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96810 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96811 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96812 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96813 Urban Honolulu, HI MSA $1,420 $1,560 $2,050 $2,900 $3,510
    96814 Urban Honolulu, HI MSA $1,680 $1,850 $2,420 $3,440 $4,120
    96815 Urban Honolulu, HI MSA $1,900 $2,080 $2,730 $3,880 $4,650
    96816 Urban Honolulu, HI MSA $1,510 $1,660 $2,170 $3,080 $3,700
    96817 Urban Honolulu, HI MSA $1,240 $1,360 $1,780 $2,530 $3,030
    96818 Urban Honolulu, HI MSA $2,110 $2,310 $3,030 $4,310 $5,160
    96819 Urban Honolulu, HI MSA $1,350 $1,480 $1,940 $2,760 $3,300
    96820 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96821 Urban Honolulu, HI MSA $2,250 $2,470 $3,230 $4,590 $5,500
    96822 Urban Honolulu, HI MSA $1,470 $1,610 $2,110 $3,000 $3,590
    96823 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96824 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96825 Urban Honolulu, HI MSA $2,340 $2,570 $3,370 $4,790 $5,740
    96826 Urban Honolulu, HI MSA $1,480 $1,630 $2,130 $3,030 $3,630
    96828 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96830 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96836 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96837 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96839 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96848 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96850 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96853 Urban Honolulu, HI MSA $1,740 $1,910 $2,510 $3,560 $4,290
    96854 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96857 Urban Honolulu, HI MSA $1,580 $1,730 $2,270 $3,230 $3,880
    96858 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96859 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96860 Urban Honolulu, HI MSA $1,880 $2,060 $2,700 $3,840 $4,620
    96861 Urban Honolulu, HI MSA $1,570 $1,720 $2,250 $3,200 $3,830
    96863 Urban Honolulu, HI MSA $1,640 $1,800 $2,360 $3,350 $4,040

    2022 Average & Median Rent Data Statistics
    URBAN HONOLULU, HI average 1BR rent: $1,767, median: $1,720
    URBAN HONOLULU, HI average 2BR rent: $2,313, median: $2,250
    URBAN HONOLULU, HI average 3BR rent: $3,288, median: $3,200

    URBAN HONOLULU, HI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 5,760 $4,103,140,000 $712,351
    Refi 1,703 $755,295,000 $443,509
    Other 1,571 $347,885,000 $221,442
    Home Improvement 1,524 $282,380,000 $185,289
    Cash Out Refi 740 $368,640,000 $498,162

    Urban Honolulu's most frequently cited loan purpose was Home Purchase, with 5,760 originations. The 2nd most popular reason was Refi, with 1,703 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 3,358 $1,871,050,000 $557,192
    6-7% 2,845 $1,816,695,000 $638,557
    7-8% 1,710 $785,460,000 $459,333
    4-5% 1,674 $664,070,000 $396,697
    Over 8% 917 $371,005,000 $404,586
    3-4% 516 $163,230,000 $316,337
    2.5-3% 87 $33,705,000 $387,414
    <2.5% 75 $39,215,000 $522,867

    During 2023, Urban Honolulu's most frequently originated rate bucket was 5-6%, with 3,358 originations.

    Loan Sizing (URBAN HONOLULU, HI MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 3,010 $870,070,000 $289,060
    $600k-1000k 2,480 $1,911,110,000 $770,609
    $400k-600k 2,092 $1,010,650,000 $483,102
    $100k-200k 1,728 $241,680,000 $139,861
    $100,000 or less 1,053 $67,515,000 $64,117
    $Over $1MM 935 $1,756,315,000 $1,878,412

    URBAN HONOLULU's loan sizing saw the bucket of loans from $200k-400k with 3,010 originations, totaling $870,070,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 2,745 $373,755,000 $136,158
    80-100% 2,427 $1,685,755,000 $694,584
    60-80% 2,112 $1,508,760,000 $714,375
    20-40% 1,880 $689,660,000 $366,840
    40-60% 1,168 $678,780,000 $581,147
    Over 100% 795 $667,965,000 $840,208

    URBAN HONOLULU's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 2,745 originations, totaling $373,755,000 in origination value.