URBAN HONOLULU Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Urban Honolulu averaged
6.87%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.82% and
one month ago for the week of 2025-04-17, the
average rate was 6.94%.
Urban Honolulu's average rate one year ago was 7.23%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.03%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Urban Honolulu 30 Year Fixed Rate | 2025-05-22 | 6.87% |
| Urban Honolulu 30 Year Fixed Rate Refi | 2025-05-22 | 7.03% |
| Urban Honolulu 15 Year Fixed Rate | 2025-05-22 | 6.54% |
| Urban Honolulu 15 Year Fixed Rate Refi | 2025-05-22 | 6.41% |
| Urban Honolulu 30 Year FHA | 2025-05-22 | 6.1% |
| Urban Honolulu 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Urban Honolulu 30 Year USDA | 2025-05-22 | 6.43% |
| Urban Honolulu 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Urban Honolulu 30 Year VA | 2025-05-22 | 6.04% |
| Urban Honolulu 30 Year VA Refi | 2025-05-22 | 6% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within URBAN HONOLULU, HI.
URBAN HONOLULU Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the URBAN HONOLULU, HI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
URBAN HONOLULU Average Closing Costs & Other Stats
URBAN HONOLULU, HI's 127 lenders originated 10,711
loans during 2024. The total origination value was $5,964,175,000, with an average loan value of
$556,827.
URBAN HONOLULU's average closing costs are $10,377.
The top URBAN HONOLULU lender as defined by loan originations is QUICKEN LOANS, LLC, with
355 loans originated. Their average total fees are
$10,874, which is $1,699
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee URBAN HONOLULU lenders (with over 10 loans originated) are
Morgan Stanley Private Bank ($5,250), DHI MORTGAGE COMPANY, LTD. ($5,283), Charles Schwab Bank, SSB ($5,692), PRIMARY RESIDENTIAL MORTGAGE, INC. ($7,197) and JPMorgan Chase Bank ($8,078).
The lowest rate URBAN HONOLULU lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.75%), Morgan Stanley Private Bank (5.93%), Bank of America (5.97%), University of Hawaii Federal Credit Union (5.97%) and Charles Schwab Bank, SSB (6.06%).
URBAN HONOLULU, HI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $575,180,000 | $653,355,000 | 13.6% | 11.0% |
| FREEDOM MORTGAGE CORPORATION | $147,750,000 | $425,355,000 | 187.9% | 7.1% |
| Bank of Hawaii | $671,540,000 | $415,100,000 | -38.2% | 7.0% |
| QUICKEN LOANS, LLC | $243,905,000 | $344,065,000 | 41.1% | 5.8% |
| First Hawaiian Bank | $344,700,000 | $339,490,000 | -1.5% | 5.7% |
| American Savings Bank, FSB | $412,260,000 | $333,990,000 | -19.0% | 5.6% |
| CMG MORTGAGE, INC. | $127,520,000 | $210,540,000 | 65.1% | 3.5% |
| GUARANTEED RATE, INC. | $118,750,000 | $186,945,000 | 57.4% | 3.1% |
| Central Pacific Bank | $194,790,000 | $169,220,000 | -13.1% | 2.8% |
| DHI MORTGAGE COMPANY, LTD. | $214,005,000 | $159,320,000 | -25.6% | 2.7% |
| HAWAII STATE FEDERAL CREDIT UNION | $179,175,000 | $157,705,000 | -12.0% | 2.6% |
| NEWREZ LLC | $58,440,000 | $131,645,000 | 125.3% | 2.2% |
| Mortgage Research Center, LLC | $109,140,000 | $127,750,000 | 17.1% | 2.1% |
| GUILD MORTGAGE COMPANY | $44,530,000 | $118,205,000 | 165.5% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $53,425,000 | $113,065,000 | 111.6% | 1.9% |
| LOANDEPOT.COM, LLC | $151,725,000 | $107,315,000 | -29.3% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $74,725,000 | $94,655,000 | 26.7% | 1.6% |
| HAWAIIUSA FEDERAL CREDIT UNION | $166,030,000 | $84,335,000 | -49.2% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $102,985,000 | $69,115,000 | -32.9% | 1.2% |
| HAWAIIAN FINANCIAL | $61,590,000 | $66,080,000 | 7.3% | 1.1% |
| Citadel Servicing Corporation | $28,850,000 | $61,895,000 | 114.5% | 1.0% |
| PNC Bank | $120,640,000 | $61,795,000 | -48.8% | 1.0% |
| Century Mortgage Company DBA Century Lending Company | $55,180,000 | $60,135,000 | 9.0% | 1.0% |
| Territorial Savings Bank | $92,535,000 | $54,660,000 | -40.9% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $54,185,000 | $48,540,000 | -10.4% | 0.8% |
| The Loan Store, Inc. | $345,000 | $45,160,000 | 12,989.9% | 0.8% |
| Paramount Residential Mortgage Group, Inc. | $21,940,000 | $41,935,000 | 91.1% | 0.7% |
| CANOPY MORTGAGE, LLC | $5,490,000 | $41,060,000 | 647.9% | 0.7% |
| Ameris Bank | $49,750,000 | $40,060,000 | -19.5% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $18,965,000 | $36,420,000 | 92.0% | 0.6% |
| Morgan Stanley Private Bank | $21,645,000 | $35,350,000 | 63.3% | 0.6% |
| Bank of America | $19,130,000 | $34,000,000 | 77.7% | 0.6% |
| Plains Commerce Bank | $21,520,000 | $33,240,000 | 54.5% | 0.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $21,140,000 | $27,765,000 | 31.3% | 0.5% |
| JPMorgan Chase Bank | $28,550,000 | $27,250,000 | -4.6% | 0.5% |
| V.I.P. MORTGAGE, INC. | $11,865,000 | $27,040,000 | 127.9% | 0.5% |
| HighTechLending Inc | $18,940,000 | $25,500,000 | 34.6% | 0.4% |
| LAND HOME FINANCIAL SERVICES, INC. | $22,045,000 | $24,970,000 | 13.3% | 0.4% |
| Finance Factors, Limited | $41,715,000 | $23,765,000 | -43.0% | 0.4% |
| Carrington Mortgage Services, LLC | $15,070,000 | $23,265,000 | 54.4% | 0.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | $22,055,000 | $22,510,000 | 2.1% | 0.4% |
| ALOHA PACIFIC | $80,965,000 | $22,255,000 | -72.5% | 0.4% |
| University of Hawaii Federal Credit Union | $15,820,000 | $22,215,000 | 40.4% | 0.4% |
| HOMEXPRESS MORTGAGE CORP. | $12,650,000 | $20,660,000 | 63.3% | 0.3% |
| HICKAM | $72,350,000 | $19,390,000 | -73.2% | 0.3% |
| Commerce Home Mortgage, Inc. | $20,340,000 | $18,270,000 | -10.2% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $22,300,000 | $17,800,000 | -20.2% | 0.3% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $17,605,000 | n/a | 0.3% | |
| Mr. Cooper ( Nationstar Mortgage ) | $10,250,000 | $17,390,000 | 69.7% | 0.3% |
| Wells Fargo Bank | $19,140,000 | $16,975,000 | -11.3% | 0.3% |
| Charles Schwab Bank, SSB | $11,825,000 | $15,815,000 | 33.7% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $15,280,000 | n/a | 0.3% | |
| WALKER & DUNLOP, LLC | $110,005,000 | $14,965,000 | -86.4% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $39,065,000 | $14,840,000 | -62.0% | 0.2% |
| NEXERA HOLDING LLC | $10,320,000 | $14,390,000 | 39.4% | 0.2% |
| DAS Acquisition Company, LLC | $8,565,000 | $14,385,000 | 68.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $7,715,000 | $14,270,000 | 85.0% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $25,815,000 | $14,065,000 | -45.5% | 0.2% |
| U.S. Bank | $10,790,000 | $13,315,000 | 23.4% | 0.2% |
| LIMA ONE CAPITAL, LLC | $6,755,000 | $12,220,000 | 80.9% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $4,565,000 | $11,810,000 | 158.7% | 0.2% |
| UBS Bank USA | $2,035,000 | $11,760,000 | 477.9% | 0.2% |
| Flagstar Bank, FSB | $2,050,000 | $11,745,000 | 472.9% | 0.2% |
| Citibank | $16,790,000 | $11,355,000 | -32.4% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $26,545,000 | $10,980,000 | -58.6% | 0.2% |
| BMO Harris Bank | $4,660,000 | $10,795,000 | 131.7% | 0.2% |
| The Federal Savings Bank | $8,185,000 | $10,395,000 | 27.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $17,090,000 | $9,880,000 | -42.2% | 0.2% |
| OCMBC, INC. | $9,215,000 | $9,455,000 | 2.6% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $15,810,000 | $9,245,000 | -41.5% | 0.2% |
| Home Mortgage Alliance Corp | $8,985,000 | n/a | 0.2% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $106,500,000 | $8,850,000 | -91.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,280,000 | $8,530,000 | 566.4% | 0.1% |
| Logan Finance Corporation | $7,635,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $855,000 | $7,070,000 | 726.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $3,415,000 | $7,035,000 | 106.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,405,000 | $6,880,000 | 389.7% | 0.1% |
| CARDINAL FINANCIAL | $9,945,000 | $6,685,000 | -32.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $4,735,000 | $6,615,000 | 39.7% | 0.1% |
| NFM, INC. | $1,580,000 | $6,515,000 | 312.3% | 0.1% |
| City National Bank | $6,395,000 | n/a | 0.1% | |
| BAY-VALLEY MORTGAGE GROUP | $4,480,000 | $6,115,000 | 36.5% | 0.1% |
| BNY Mellon | $4,390,000 | $6,070,000 | 38.3% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $6,635,000 | $5,645,000 | -14.9% | 0.1% |
| M&T Bank | $3,785,000 | $5,605,000 | 48.1% | 0.1% |
| LENDSURE MORTGAGE CORP. | $4,905,000 | $5,555,000 | 13.3% | 0.1% |
| SUMMIT FUNDING, INC. | $285,000 | $5,390,000 | 1,791.2% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $9,745,000 | $5,385,000 | -44.7% | 0.1% |
| NexBank | $3,500,000 | $5,215,000 | 49.0% | 0.1% |
| Pearl Hawaii Federal Credit Union | $6,120,000 | $5,165,000 | -15.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $405,000 | $5,135,000 | 1,167.9% | 0.1% |
| USAA Federal Savings Bank | $2,735,000 | $4,580,000 | 67.5% | 0.1% |
| AMWEST FUNDING CORP. | $5,910,000 | $4,545,000 | -23.1% | 0.1% |
| Pacific Lending LLC | $4,505,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $4,350,000 | n/a | 0.1% | |
| AHL FUNDING | $1,795,000 | $4,045,000 | 125.3% | 0.1% |
| East West Bank | $4,005,000 | n/a | 0.1% | |
| Umpqua Bank | $1,245,000 | $3,905,000 | 213.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,840,000 | $3,810,000 | 34.2% | 0.1% |
| NuVision Federal Credit Union | $3,015,000 | $3,745,000 | 24.2% | 0.1% |
| ALLIANT CREDIT UNION | $510,000 | $3,525,000 | 591.2% | 0.1% |
| CLEARPATH LENDING | $3,635,000 | $3,470,000 | -4.5% | 0.1% |
| ARC HOME LLC | $3,360,000 | n/a | 0.1% | |
| Baxter Credit Union | $3,330,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $315,000 | $3,300,000 | 947.6% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $4,920,000 | $3,180,000 | -35.4% | 0.1% |
| Discover Bank | $2,985,000 | $3,145,000 | 5.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,275,000 | $3,080,000 | 141.6% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $585,000 | $3,035,000 | 418.8% | 0.1% |
| Stifel Bank and Trust | $1,910,000 | $3,030,000 | 58.6% | 0.1% |
| FUNDLOANS CAPITAL | $3,985,000 | $2,985,000 | -25.1% | 0.1% |
| Washington Trust Bank | $2,975,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $4,580,000 | $2,905,000 | -36.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,765,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $475,000 | $2,725,000 | 473.7% | 0.0% |
| NEW WAVE LENDING GROUP INC | $2,725,000 | n/a | 0.0% | |
| HomeStreet Bank | $4,940,000 | $2,650,000 | -46.4% | 0.0% |
| ALKAN MORTGAGE CORPORATION | $2,435,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $450,000 | $2,255,000 | 401.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $855,000 | $2,175,000 | 154.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $640,000 | $2,145,000 | 235.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,060,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $800,000 | $2,035,000 | 154.4% | 0.0% |
| Raymond James Bank | $1,785,000 | $2,005,000 | 12.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,985,000 | n/a | 0.0% | |
| Northpointe Bank | $1,550,000 | $1,980,000 | 27.7% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $2,005,000 | $1,870,000 | -6.7% | 0.0% |
| JMJ FINANCIAL GROUP | $685,000 | $1,815,000 | 165.0% | 0.0% |
| NMSI, INC. | $1,850,000 | $1,815,000 | -1.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,965,000 | $1,805,000 | -8.1% | 0.0% |
| Royal Business Bank | $570,000 | $1,675,000 | 193.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,590,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $4,300,000 | $1,565,000 | -63.6% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $3,225,000 | $1,545,000 | -52.1% | 0.0% |
| Texana Bank | $1,540,000 | n/a | 0.0% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $1,495,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $755,000 | $1,470,000 | 94.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $545,000 | $1,430,000 | 162.4% | 0.0% |
| MORTGAGEONE, INC. | $355,000 | $1,410,000 | 297.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,220,000 | $1,390,000 | 13.9% | 0.0% |
| MidFirst Bank | $1,375,000 | n/a | 0.0% | |
| Magnolia Bank | $1,340,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $505,000 | $1,280,000 | 153.5% | 0.0% |
| The Central Trust Bank | $1,230,000 | n/a | 0.0% | |
| Armed Forces Bank | $965,000 | $1,195,000 | 23.8% | 0.0% |
| S1L, Inc. | $1,510,000 | $1,190,000 | -21.2% | 0.0% |
| NBKC BANK | $2,215,000 | $1,185,000 | -46.5% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,180,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $1,160,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,145,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $645,000 | $1,110,000 | 72.1% | 0.0% |
| PACIFIC HOME LOANS, INC. | $1,105,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $1,100,000 | n/a | 0.0% | |
| KeyBank | $2,200,000 | $1,100,000 | -50.0% | 0.0% |
| Bank of England | $870,000 | $1,095,000 | 25.9% | 0.0% |
| MLD MORTGAGE INC. | $995,000 | $1,035,000 | 4.0% | 0.0% |
| HILTON FINANCIAL CORPORATION | $1,505,000 | $975,000 | -35.2% | 0.0% |
| Arvest Bank | $920,000 | n/a | 0.0% | |
| Ally Bank | $395,000 | $895,000 | 126.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $335,000 | $885,000 | 164.2% | 0.0% |
| First Federal Bank | $585,000 | $880,000 | 50.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $835,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,480,000 | $785,000 | -68.3% | 0.0% |
| Zions Bank | $785,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $125,000 | $765,000 | 512.0% | 0.0% |
| Presidential Bank, FSB | $505,000 | $760,000 | 50.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $545,000 | $725,000 | 33.0% | 0.0% |
| Brighton Bank | $625,000 | n/a | 0.0% | |
| BOKF | $605,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $595,000 | n/a | 0.0% | |
| BROKER SOLUTIONS, INC. | $490,000 | n/a | 0.0% | |
| Paramount Bank | $485,000 | n/a | 0.0% | |
| LOANPAL, LLC | $480,000 | n/a | 0.0% | |
| TEACHERS | $105,000 | $455,000 | 333.3% | 0.0% |
| Evolve Bank & Trust | $705,000 | $435,000 | -38.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $405,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $1,085,000 | $405,000 | -62.7% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $945,000 | $335,000 | -64.6% | 0.0% |
| I.L.W.U. CREDIT UNION | $310,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $275,000 | n/a | 0.0% | |
| Nations Lending Corporation | $3,050,000 | $265,000 | -91.3% | 0.0% |
| STAR ONE CREDIT UNION | $265,000 | $265,000 | 0.0% | 0.0% |
| Merchants Mortgage & Trust Corporation | $245,000 | n/a | 0.0% | |
| Allied First Bank,sb | $235,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $165,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $690,000 | $105,000 | -84.8% | 0.0% |
| UNIFY FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $55,000 | n/a | 0.0% |
URBAN HONOLULU's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.0% market share. In second place, with 7.1%, is FREEDOM MORTGAGE CORPORATION, having originated $425,355,000 in loans. In third place, with 7.0%, is Bank of Hawaii, having originated $415,100,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $344,065,000 in loans. In fifth place, with 5.7%, is First Hawaiian Bank, having originated $339,490,000 in loans.
URBAN HONOLULU Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $699,000 (-4.9%) | $1,331,604 (-3.0%) | 2.59 | 2,190 |
| 2018-02-01 | $695,000 (-2.6%) | $1,301,448 (-4.2%) | 2.52 | 2,258 |
| 2018-03-01 | $695,000 (-0.2%) | $1,253,091 (-6.2%) | 2.44 | 2,342 |
| 2018-04-01 | $694,900 (-1.1%) | $1,229,744 (-6.2%) | 2.36 | 2,450 |
| 2018-05-01 | $692,000 (-4.3%) | $1,221,866 (-7.5%) | 2.31 | 2,499 |
| 2018-06-01 | $695,000 (-2.7%) | $1,160,573 (-10.3%) | 2.32 | 2,606 |
| 2018-07-01 | $692,000 (-1.0%) | $1,142,621 (-10.4%) | 2.31 | 2,746 |
| 2018-08-01 | $699,000 (0.0%) | $1,146,306 (-10.3%) | 2.34 | 2,755 |
| 2018-09-01 | $699,000 (0.6%) | $1,170,922 (-7.3%) | 2.35 | 2,775 |
| 2018-10-01 | $690,000 (-0.3%) | $1,154,490 (-8.0%) | 2.34 | 2,819 |
| 2018-11-01 | $698,257 (0.8%) | $1,145,622 (-9.2%) | 2.37 | 2,919 |
| 2018-12-01 | $699,000 (-0.1%) | $1,157,469 (-11.7%) | 2.41 | 2,910 |
| 2019-01-01 | $699,000 (0.0%) | $1,152,171 (-13.5%) | 2.41 | 2,963 |
| 2019-02-01 | $699,000 (0.6%) | $1,131,246 (-13.1%) | 2.36 | 3,081 |
| 2019-03-01 | $699,214 (0.6%) | $1,146,333 (-8.5%) | 2.29 | 3,079 |
| 2019-04-01 | $699,214 (0.6%) | $1,164,959 (-5.3%) | 2.22 | 3,031 |
| 2019-05-01 | $698,500 (0.9%) | $1,155,880 (-5.4%) | 2.18 | 2,998 |
| 2019-06-01 | $698,500 (0.5%) | $1,150,252 (-0.9%) | 2.18 | 2,996 |
| 2019-07-01 | $698,000 (0.9%) | $1,152,606 (0.9%) | 2.19 | 3,113 |
| 2019-08-01 | $693,091 (-0.9%) | $1,158,868 (1.1%) | 2.19 | 3,106 |
| 2019-09-01 | $685,727 (-1.9%) | $1,162,227 (-0.7%) | 2.19 | 3,115 |
| 2019-10-01 | $679,500 (-1.5%) | $1,164,467 (0.9%) | 2.19 | 3,115 |
| 2019-11-01 | $668,000 (-4.3%) | $1,157,569 (1.0%) | 2.19 | 3,032 |
| 2019-12-01 | $662,500 (-5.2%) | $1,186,499 (2.5%) | 2.21 | 2,863 |
| 2020-01-01 | $649,450 (-7.1%) | $1,168,819 (1.4%) | 2.17 | 2,726 |
| 2020-02-01 | $638,000 (-8.7%) | $1,143,925 (1.1%) | 2.09 | 2,780 |
| 2020-03-01 | $625,000 (-10.6%) | $1,137,009 (-0.8%) | 1.96 | 2,839 |
| 2020-04-01 | $604,500 (-13.6%) | $1,110,263 (-4.7%) | 1.89 | 2,831 |
| 2020-05-01 | $610,000 (-12.7%) | $1,087,870 (-5.9%) | 1.85 | 2,827 |
| 2020-06-01 | $629,000 (-10.0%) | $1,104,349 (-4.0%) | 1.85 | 2,794 |
| 2020-07-01 | $621,250 (-11.0%) | $1,127,585 (-2.2%) | 1.80 | 2,591 |
| 2020-08-01 | $600,000 (-13.4%) | $1,136,252 (-2.0%) | 1.72 | 2,579 |
| 2020-09-01 | $598,500 (-12.7%) | $1,127,838 (-3.0%) | 1.71 | 2,459 |
| 2020-10-01 | $595,000 (-12.4%) | $1,157,577 (-0.6%) | 1.70 | 2,434 |
| 2020-11-01 | $597,500 (-10.6%) | $1,173,448 (1.4%) | 1.75 | 2,368 |
| 2020-12-01 | $581,750 (-12.2%) | $1,190,127 (0.3%) | 1.73 | 2,438 |
| 2021-01-01 | $573,250 (-11.7%) | $1,221,455 (4.5%) | 1.71 | 2,368 |
| 2021-02-01 | $547,500 (-14.2%) | $1,237,714 (8.2%) | 1.59 | 1,900 |
| 2021-03-01 | $572,500 (-8.4%) | $1,266,540 (11.4%) | 1.62 | 1,815 |
| 2021-04-01 | $599,000 (-0.9%) | $1,295,716 (16.7%) | 1.62 | 1,741 |
| 2021-05-01 | $625,000 (2.5%) | $1,415,112 (30.1%) | 1.66 | 1,581 |
| 2021-06-01 | $675,000 (7.3%) | $1,411,373 (27.8%) | 1.78 | 1,571 |
| 2021-07-01 | $697,400 (12.3%) | $1,424,694 (26.4%) | 1.84 | 1,568 |
| 2021-08-01 | $712,500 (18.8%) | $1,468,837 (29.3%) | 1.90 | 1,473 |
| 2021-09-01 | $719,250 (20.2%) | $1,444,997 (28.1%) | 1.92 | 1,514 |
| 2021-10-01 | $716,500 (20.4%) | $1,384,855 (19.6%) | 1.91 | 1,576 |
| 2021-11-01 | $717,500 (20.1%) | $1,390,971 (18.5%) | 1.92 | 1,571 |
| 2021-12-01 | $696,500 (19.7%) | $1,401,938 (17.8%) | 1.89 | 1,489 |
| 2022-01-01 | $695,000 (21.2%) | $1,395,284 (14.2%) | 1.88 | 1,391 |
| 2022-02-01 | $696,750 (27.3%) | $1,351,223 (9.2%) | 1.81 | 1,429 |
| 2022-03-01 | $726,750 (26.9%) | $1,376,135 (8.7%) | 1.82 | 1,367 |
| 2022-04-01 | $775,000 (29.4%) | $1,405,561 (8.5%) | 1.85 | 1,372 |
| 2022-05-01 | $809,000 (29.4%) | $1,425,422 (0.7%) | 1.85 | 1,471 |
| 2022-06-01 | $841,750 (24.7%) | $1,414,040 (0.2%) | 1.87 | 1,529 |
| 2022-07-01 | $850,000 (21.9%) | $1,408,410 (-1.1%) | 1.91 | 1,687 |
| 2022-08-01 | $850,000 (19.3%) | $1,395,229 (-5.0%) | 1.96 | 1,755 |
| 2022-09-01 | $838,250 (16.6%) | $1,382,291 (-4.3%) | 1.96 | 1,779 |
| 2022-10-01 | $830,000 (15.8%) | $1,332,210 (-3.8%) | 1.95 | 1,936 |
| 2022-11-01 | $821,100 (14.4%) | $1,317,498 (-5.3%) | 1.97 | 2,041 |
| 2022-12-01 | $819,750 (17.7%) | $1,330,017 (-5.1%) | 2.02 | 2,044 |
| 2023-01-01 | $814,000 (17.1%) | $1,335,491 (-4.3%) | 2.02 | 2,129 |
| 2023-02-01 | $782,500 (12.3%) | $1,254,280 (-7.2%) | 1.89 | 2,452 |
| 2023-03-01 | $789,500 (8.6%) | $1,234,933 (-10.3%) | 1.86 | 2,511 |
| 2023-04-01 | $799,900 (3.2%) | $1,371,056 (-2.5%) | 1.86 | 1,805 |
| 2023-05-01 | $811,500 (0.3%) | $1,362,620 (-4.4%) | 1.84 | 1,777 |
| 2023-06-01 | $824,018 (-2.1%) | $1,393,489 (-1.5%) | 1.85 | 1,811 |
| 2023-07-01 | $827,000 (-2.7%) | $1,391,699 (-1.2%) | 1.88 | 1,840 |
| 2023-08-01 | $822,500 (-3.2%) | $1,379,907 (-1.1%) | 1.89 | 1,858 |
| 2023-09-01 | $820,000 (-2.2%) | $1,379,356 (-0.2%) | 1.91 | 1,862 |
| 2023-10-01 | $798,750 (-3.8%) | $1,361,328 (2.2%) | 1.88 | 1,970 |
| 2023-11-01 | $799,000 (-2.7%) | $1,354,828 (2.8%) | 1.90 | 2,077 |
| 2023-12-01 | $795,500 (-3.0%) | $1,392,029 (4.7%) | 1.94 | 2,107 |
| 2024-01-01 | $789,500 (-3.0%) | $1,378,053 (3.2%) | 1.93 | 2,054 |
| 2024-02-01 | $789,750 (0.9%) | $1,367,011 (9.0%) | 1.90 | 2,074 |
| 2024-03-01 | $750,000 (-5.0%) | $1,327,164 (7.5%) | 1.77 | 2,197 |
| 2024-04-01 | $744,000 (-7.0%) | $1,322,934 (-3.5%) | 1.73 | 2,243 |
| 2024-05-01 | $727,000 (-10.4%) | $1,318,284 (-3.3%) | 1.65 | 2,358 |
| 2024-06-01 | $728,000 (-11.7%) | $1,302,646 (-6.5%) | 1.65 | 2,441 |
| 2024-07-01 | $731,500 (-11.6%) | $1,241,413 (-10.8%) | 1.67 | 2,638 |
| 2024-08-01 | $725,000 (-11.9%) | $1,240,712 (-10.1%) | 1.69 | 2,740 |
| 2024-09-01 | $712,500 (-13.1%) | $1,230,468 (-10.8%) | 1.68 | 2,792 |
| 2024-10-01 | $707,375 (-11.4%) | $1,225,726 (-10.0%) | 1.66 | 2,805 |
| 2024-11-01 | $699,000 (-12.5%) | $1,215,029 (-10.3%) | 1.68 | 2,933 |
| 2024-12-01 | $699,000 (-12.1%) | $1,259,258 (-9.5%) | 1.74 | 2,897 |
| 2025-01-01 | $698,500 (-11.5%) | $1,275,437 (-7.5%) | 1.74 | 2,877 |
| 2025-02-01 | $679,500 (-14.0%) | $1,200,797 (-12.2%) | 1.65 | 2,955 |
| 2025-03-01 | $675,000 (-10.0%) | $1,168,908 (-11.9%) | 1.59 | 3,108 |
| 2025-04-01 | $659,000 (-11.4%) | $1,140,045 (-13.8%) | 1.53 | 3,334 |
URBAN HONOLULU's median listing price for 2025-04-01 was $659,000, a difference of
$-85,000
(-11.4%) versus the prior year and
$-16,000 versus the prior month.
URBAN HONOLULU's median listing price comes in at 153% of the national average.
URBAN HONOLULU's average listing price for 2025-04-01 was $1,140,045, a difference of $-182,889 (-13.8%) versus the prior year and $-28,863 versus the prior month.
For the 2025-04-01 period, URBAN HONOLULU had 3,334 MLS listings, a difference of 226 listings (7%) versus the prior month and 1,091 listings (49%) versus the prior year.
URBAN HONOLULU's median listing price comes in at 153% of the national average.
URBAN HONOLULU's average listing price for 2025-04-01 was $1,140,045, a difference of $-182,889 (-13.8%) versus the prior year and $-28,863 versus the prior month.
For the 2025-04-01 period, URBAN HONOLULU had 3,334 MLS listings, a difference of 226 listings (7%) versus the prior month and 1,091 listings (49%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - URBAN HONOLULU (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 66 days | 1,253 sqft |
| 2018-02-01 | 52 days | 1,250 sqft |
| 2018-03-01 | 50 days | 1,244 sqft |
| 2018-04-01 | 51 days | 1,263 sqft |
| 2018-05-01 | 53 days | 1,263 sqft |
| 2018-06-01 | 54 days | 1,269 sqft |
| 2018-07-01 | 54 days | 1,273 sqft |
| 2018-08-01 | 56 days | 1,294 sqft |
| 2018-09-01 | 60 days | 1,278 sqft |
| 2018-10-01 | 64 days | 1,265 sqft |
| 2018-11-01 | 63 days | 1,271 sqft |
| 2018-12-01 | 68 days | 1,248 sqft |
| 2019-01-01 | 65 days | 1,228 sqft |
| 2019-02-01 | 59 days | 1,212 sqft |
| 2019-03-01 | 55 days | 1,223 sqft |
| 2019-04-01 | 57 days | 1,238 sqft |
| 2019-05-01 | 56 days | 1,252 sqft |
| 2019-06-01 | 56 days | 1,244 sqft |
| 2019-07-01 | 54 days | 1,228 sqft |
| 2019-08-01 | 57 days | 1,215 sqft |
| 2019-09-01 | 61 days | 1,193 sqft |
| 2019-10-01 | 64 days | 1,176 sqft |
| 2019-11-01 | 66 days | 1,149 sqft |
| 2019-12-01 | 74 days | 1,144 sqft |
| 2020-01-01 | 76 days | 1,115 sqft |
| 2020-02-01 | 69 days | 1,107 sqft |
| 2020-03-01 | 61 days | 1,098 sqft |
| 2020-04-01 | 71 days | 1,058 sqft |
| 2020-05-01 | 82 days | 1,040 sqft |
| 2020-06-01 | 91 days | 1,030 sqft |
| 2020-07-01 | 83 days | 1,002 sqft |
| 2020-08-01 | 75 days | 985 sqft |
| 2020-09-01 | 73 days | 959 sqft |
| 2020-10-01 | 74 days | 977 sqft |
| 2020-11-01 | 77 days | 963 sqft |
| 2020-12-01 | 85 days | 957 sqft |
| 2021-01-01 | 101 days | 934 sqft |
| 2021-02-01 | 73 days | 892 sqft |
| 2021-03-01 | 60 days | 899 sqft |
| 2021-04-01 | 59 days | 932 sqft |
| 2021-05-01 | 53 days | 984 sqft |
| 2021-06-01 | 45 days | 1,017 sqft |
| 2021-07-01 | 44 days | 1,047 sqft |
| 2021-08-01 | 46 days | 1,048 sqft |
| 2021-09-01 | 43 days | 1,046 sqft |
| 2021-10-01 | 41 days | 1,032 sqft |
| 2021-11-01 | 44 days | 1,000 sqft |
| 2021-12-01 | 52 days | 952 sqft |
| 2022-01-01 | 58 days | 927 sqft |
| 2022-02-01 | 45 days | 938 sqft |
| 2022-03-01 | 44 days | 976 sqft |
| 2022-04-01 | 42 days | 1,040 sqft |
| 2022-05-01 | 36 days | 1,078 sqft |
| 2022-06-01 | 39 days | 1,134 sqft |
| 2022-07-01 | 41 days | 1,158 sqft |
| 2022-08-01 | 46 days | 1,168 sqft |
| 2022-09-01 | 49 days | 1,136 sqft |
| 2022-10-01 | 50 days | 1,140 sqft |
| 2022-11-01 | 53 days | 1,142 sqft |
| 2022-12-01 | 64 days | 1,131 sqft |
| 2023-01-01 | 68 days | 1,132 sqft |
| 2023-02-01 | 64 days | 1,123 sqft |
| 2023-03-01 | 60 days | 1,114 sqft |
| 2023-04-01 | 64 days | 1,082 sqft |
| 2023-05-01 | 59 days | 1,104 sqft |
| 2023-06-01 | 58 days | 1,120 sqft |
| 2023-07-01 | 59 days | 1,130 sqft |
| 2023-08-01 | 61 days | 1,117 sqft |
| 2023-09-01 | 58 days | 1,132 sqft |
| 2023-10-01 | 54 days | 1,123 sqft |
| 2023-11-01 | 56 days | 1,108 sqft |
| 2023-12-01 | 62 days | 1,078 sqft |
| 2024-01-01 | 72 days | 1,081 sqft |
| 2024-02-01 | 68 days | 1,067 sqft |
| 2024-03-01 | 60 days | 1,045 sqft |
| 2024-04-01 | 58 days | 1,041 sqft |
| 2024-05-01 | 55 days | 1,023 sqft |
| 2024-06-01 | 57 days | 1,016 sqft |
| 2024-07-01 | 61 days | 1,027 sqft |
| 2024-08-01 | 63 days | 1,031 sqft |
| 2024-09-01 | 66 days | 1,029 sqft |
| 2024-10-01 | 68 days | 1,022 sqft |
| 2024-11-01 | 71 days | 1,023 sqft |
| 2024-12-01 | 75 days | 1,019 sqft |
| 2025-01-01 | 76 days | 1,011 sqft |
| 2025-02-01 | 74 days | 1,001 sqft |
| 2025-03-01 | 61 days | 991 sqft |
| 2025-04-01 | 61 days | 973 sqft |
URBAN HONOLULU's median listing age (time on market) for 2025-04-01 was 61 days.
This
is 5%
longer
than the same period one year ago.
URBAN HONOLULU's median square footage for active listings during the 2025-04-01 period was 973 sqft. One year prior, the average listing was 1,041 sqft.
URBAN HONOLULU's median square footage for active listings during the 2025-04-01 period was 973 sqft. One year prior, the average listing was 1,041 sqft.
URBAN HONOLULU, HI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,999 | $4,170,965,000 | $695,277 |
| Refi | 1,740 | $864,460,000 | $496,816 |
| Other | 1,089 | $268,115,000 | $246,203 |
| Home Improvement | 951 | $206,255,000 | $216,882 |
| Cash Out Refi | 927 | $450,215,000 | $485,669 |
| NA | 5 | $4,165,000 | $833,000 |
Urban Honolulu's most frequently cited loan purpose was Home Purchase, with 5,999 originations. The 2nd most popular reason was Refi, with 1,740 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,417 | $2,566,855,000 | $581,131 |
| 5-6% | 2,404 | $1,669,500,000 | $694,468 |
| 7-8% | 2,267 | $984,895,000 | $434,449 |
| Over 8% | 1,179 | $418,585,000 | $355,034 |
| 4-5% | 189 | $161,625,000 | $855,159 |
| <2.5% | 102 | $62,940,000 | $617,059 |
| 2.5-3% | 68 | $46,260,000 | $680,294 |
| 3-4% | 26 | $20,100,000 | $773,077 |
During 2024, Urban Honolulu's most frequently originated rate bucket was 6-7%, with 4,417 originations.
Loan Sizing (URBAN HONOLULU, HI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 2,690 | $2,096,630,000 | $779,416 |
| $200k-400k | 2,511 | $743,405,000 | $296,059 |
| $400k-600k | 2,197 | $1,064,035,000 | $484,313 |
| $100k-200k | 1,253 | $173,275,000 | $138,288 |
| $Over $1MM | 1,240 | $1,835,940,000 | $1,480,597 |
| $100,000 or less | 820 | $50,890,000 | $62,061 |
URBAN HONOLULU's loan sizing saw the bucket of loans from $600k-1000k with 2,690 originations, totaling $2,096,630,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,942 | $2,158,800,000 | $733,787 |
| 60-80% | 2,266 | $1,628,930,000 | $718,857 |
| Under 20% | 1,985 | $263,055,000 | $132,521 |
| 20-40% | 1,407 | $469,445,000 | $333,650 |
| 40-60% | 1,143 | $685,675,000 | $599,891 |
| Over 100% | 723 | $549,225,000 | $759,647 |
URBAN HONOLULU's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,942 originations, totaling $2,158,800,000 in origination value.