Community State Bank Mortgage Rates, Fees & Info
Brook, INLEI: 549300K6I4IZA57BON59
Tax ID: 35-0242160
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community State Bank is a smaller bank specializing in Refi and Home Purchase loans. Community State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Lafayette, and Indianapolis among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Community State Bank has an above average approval rate when compared to the average across all lenders.
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Originations
64Origination Dollar Volume (All Markets)
$14,700,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 56 | $12,820,000 | $228,929 | $0 | 0.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $515,000 | $171,667 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Community State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 64 | $14,700,000 | $229,688 | $0 | 0.00% |
For 2024, Community State Bank's most frequently originated type of loan was Conventional, with 64 originations.
Loan Reason
For 2024, Community State Bank's most frequently cited loan purpose was Refi, with 33 originations. The 2nd most popular reason was Home Purchase, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 64 | $14,700,000 | $229,688 | $0 | 0.00% |
For 2024, Community State Bank's most frequently cited loan duration was Other, with 64 originations.
Loan Sizing
2024 saw Community State Bank place emphasis on $200k-400k loans with 21 originations, totaling $6,145,000 in origination value.
Applicant Income
Community State Bank lent most frequently to those with incomes in the $50k-75k range, with 17 originations. The second most popular income band? $100k-150k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 64 | $14,700,000 | $229,688 | $0 | 0.00% |
Community State Bank lent most frequently to those with DTI ratios of Exempt%, with 64 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 62 | $14,280,000 | $230,323 | $0 | 0.00% |
| Not applicable | 2 | $420,000 | $210,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications94.12%
Community State Bank has an average approval rate.
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Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 64 | $14,700,000 | $229,688 |