LAFAYETTE - WEST LAFAYETTE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lafayette - West Lafayette averaged 7.02% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.85% and one month ago for the week of 2022-10-20, the average rate was 7.28%.

Lafayette - West Lafayette's average rate one year ago was 3.15%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Lafayette - West Lafayette 30 Year Fixed Rate 2022-11-23 7.02%
Lafayette - West Lafayette 30 Year Fixed Rate Refi 2022-11-23 6.82%
Lafayette - West Lafayette 15 Year Fixed Rate 2022-11-23 6.28%
Lafayette - West Lafayette 15 Year Fixed Rate Refi 2022-11-23 6.08%
Lafayette - West Lafayette 30 Year FHA 2022-11-23 0.21%
Lafayette - West Lafayette 30 Year FHA Refi 2022-11-23 -0.03%
Lafayette - West Lafayette 30 Year USDA 2022-11-23 0.1%
Lafayette - West Lafayette 30 Year USDA Refi 2022-11-23 -0.01%
Lafayette - West Lafayette 30 Year VA 2022-11-23 0.4%
Lafayette - West Lafayette 30 Year VA Refi 2022-11-23 -0.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAFAYETTE-WEST LAFAYETTE, IN.

LAFAYETTE - WEST LAFAYETTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAFAYETTE-WEST LAFAYETTE, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
PURDUE FEDERAL CREDIT UNION 555 2.99% $2,384
RUOFF MORTGAGE COMPANY, INC. 445 3.22% $2,044
QUICKEN LOANS, LLC 262 3.14% $4,354
UNITED WHOLESALE MORTGAGE, LLC 175 3.14% $2,501
AMERICAN MORTGAGE SERVICE COMPANY 174 3.04% $2,995
Regions Bank 144 3.37% $2,627
JPMorgan Chase Bank 130 3.05% $2,037
First Merchants Bank 123 3.20% $2,487
CALIBER HOME LOANS, INC. 121 3.26% $2,925
HALLMARK HOME MORTGAGE, LLC 114 3.29% $2,831
Centier Bank 111 3.26% $2,439
Old National Bank 88 3.15% $1,958
Horizon Bank 77 3.42% $2,447
The Huntington National Bank 69 3.15% $2,913
The Fountain Trust Company 63 3.20% $1,826
Security Federal Savings Bank 61 3.07% $2,123
GVC MORTGAGE, INC. 58 3.28% $3,061
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 55 3.28% $2,655
PANORAMA MORTGAGE GROUP, LLC 48 3.96% $3,755
LOANDEPOT.COM, LLC 43 3.16% $4,126
Wells Fargo Bank 33 3.10% $2,635
CMG MORTGAGE, INC. 31 3.24% $2,686
Fifth Third Bank 29 3.24% $2,386
AMERISAVE MORTGAGE CORPORATION 28 3.03% $3,718
First Farmers Bank and Trust Company 27 3.23% $1,921
Mr. Cooper ( Nationstar Mortgage ) 24 3.53% $4,366
PRIMARY RESIDENTIAL MORTGAGE, INC. 22 3.40% $3,438
BETTER MORTGAGE CORPORATION 20 2.94% $2,464
1st Source Bank 20 3.49% $2,905
FAIR WAY LENDING LLC 20 3.60% $3,144
Farm Credit Mid-America, ACA 19 3.41% $5,036
BROKER SOLUTIONS, INC. 18 3.08% $3,659
FREEDOM MORTGAGE CORPORATION 16 3.21% $1,616
Union Savings Bank 15 3.03% $940
ROYAL UNITED MORTGAGE LLC 13 3.47% $5,578
Wolfe Financial, Inc 12 3.19% $2,904
HOME POINT FINANCIAL CORPORATION 11 3.10% $2,589
PENNYMAC LOAN SERVICES, LLC 11 3.43% $5,586
U.S. Bank 11 2.97% $2,115
GUARANTEED RATE, INC. 11 3.02% $2,374
First Financial Bank 10 3.14% $2,592
NEWREZ LLC 10 3.04% $2,933
INLANTA MORTGAGE, INC. 9 3.24% $2,877
Servion, Inc. 9 3.63% $3,135
Industrial Federal Credit Union 9 3.44% $2,797
Flagstar Bank, FSB 9 3.01% $2,855
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 2.91% $3,585
Bank of America 8 2.97% $3,103
Citizens Bank 8 3.19% $2,810
SUCCESS MORTGAGE PARTNERS, INC. 7 3.36% $5,131
AMERIFIRST FINANCIAL CORPORATION 7 3.21% $3,811
PNC Bank 7 3.14% $2,456
Community First Bank of Indiana 7 3.18% $1,976
Elements Financial Federal Credit Union 7 3.27% $2,522
NAVY FEDERAL CREDIT UNION 6 3.63% $3,089
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.35% $2,975
KELLER MORTGAGE, LLC 6 3.17% $1,835
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 3.50% $2,552
UNIVERSITY LENDING GROUP, LLC 6 3.69% $3,115
CROSSCOUNTRY MORTGAGE, LLC 6 3.46% $3,052
FINANCE OF AMERICA MORTGAGE LLC 5 3.60% $2,949
JLB CORPORATION 5 3.35% $3,989
First Internet Bank of Indiana 5 3.25% $3,682
Stifel Bank and Trust 5 2.85% $1,991
HOMESIDE FINANCIAL, LLC 5 3.10% $4,627
AMERICAN FINANCIAL NETWORK, INC. 5 3.50% $4,498
Ally Bank 5 3.13% $2,337
ZILLOW HOME LOANS, LLC 5 3.13% $4,369
MJW Financial LLC 5 3.37% $2,645
STAR Financial Bank 4 3.00% $2,891
CITIZENS EQUITY FIRST 4 2.91% $2,367
Bankers' Bank 4 3.00% $2,141
First Guaranty Mortgage Corporation 4 3.41% $3,150
TEACHERS CREDIT UNION 4 3.09% $1,947
UNION HOME MORTGAGE CORP. 4 3.13% $4,146
Discover Bank 4 4.06% $0
Community Mortgage Banc Corporation 4 3.06% $1,945
DRAPER AND KRAMER MORTGAGE CORP. 4 3.06% $2,409
Wyndham Capital Mortgage, Inc. 4 3.06% $1,099
GUARANTEED RATE AFFINITY, LLC 4 2.94% $847
KeyBank 4 2.94% $2,581
ENDEAVOR CAPITAL, LLC. 4 3.47% $4,073
HOMESTEAD FUNDING CORP. 4 2.91% $3,175
PROVIDENT FUNDING ASSOCIATES, L.P. 4 3.13% $3,663
CELEBRITY HOME LOANS, LLC 4 3.19% $3,090
Solidarity Community Federal Credit Union 4 3.00% $3,054
InterContinental Capital Group, Inc 4 3.03% $3,396
PHH Mortgage Corporation 3 3.75% $5,249
AMERICAN FINANCING CORPORATION 3 3.13% $4,998
Arvest Bank 3 2.96% $3,070
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.83% $2,339
First Federal Savings Bank 3 3.17% $3,152
First National Bank of America 3 7.25% $7,163
Iroquois Federal Savings and Loan Association 3 3.17% $1,874
Longview Bank & Trust 3 3.08% $5,374
Mortgage Research Center, LLC 3 2.58% $8,405
Nations Lending Corporation 3 2.83% $9,245
STOCKTON MORTGAGE CORPORATION 2 3.31% $1,906
Ixonia Bank 2 3.50% $2,689
BMO Harris Bank 2 3.06% $2,520
RELIANCE FIRST CAPITAL, LLC 2 2.81% $8,437
T2 FINANCIAL LLC 2 3.06% $3,252
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.13% $2,698
1ST SIGNATURE LENDING, LLC 2 3.25% $3,521
The Federal Savings Bank 2 3.06% $5,400
AmeriHome Mortgage Company, LLC 2 3.50% $3,150
The Home Loan Expert LLC 2 4.38% $2,506
First Option Mortgage, LLC 2 3.38% $4,329
TIAA, FSB 2 3.00% $2,472
Truist 2 2.81% $3,218
DAS Acquisition Company, LLC 2 3.88% $2,881
FORUM Credit Union 2 3.06% $2,668
MID AMERICA MORTGAGE, INC. 2 3.38% $3,006
BEST CAPITAL FUNDING 2 2.94% $2,392
SIRVA MORTGAGE, INC. 2 3.00% $373
CHURCHILL MORTGAGE CORPORATION 2 2.75% $6,721
AMERICAN INTERNET MORTGAGE, INC. 2 2.88% $2,384
BEACON CREDIT UNION 2 2.63% $3,110
CHERRY CREEK MORTGAGE, LLC 2 3.37% $373
Vibrant Credit Union 2 3.00% $2,023
M&T Bank 2 3.56% $3,111
Carrington Mortgage Services, LLC 2 2.94% $4,383
GENEVA FINANCIAL, LLC 2 3.50% $3,541
MILESTONE HOME LENDING, LLC 2 3.38% $2,554
Gateway First Bank 2 3.38% $1,197
AMCAP MORTGAGE, LTD. 1 3.25% $2,158
Marquette Bank 1 3.25% $4,316
MEMBER FIRST MORTGAGE, LLC 1 3.38% $2,587
Mercantile Bank of Michigan 1 2.75% $1,837
DUPACO COMMUNITY 1 2.38% $2,426
MORTGAGE ACCESS CORP. 1 2.75% $2,268
ACADEMY MORTGAGE CORPORATION 1 3.63% $2,452
Dollar Bank, Federal Savings Bank 1 3.25% $12,876
DIRECT MORTGAGE LOANS, LLC 1 2.63% $3,246
21ST MORTGAGE CORPORATION 1 5.00% $5,562
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.13% $3,817
DIGITAL Federal Credit Union 1 2.88% $3,220
NBH Bank 1 3.00% $2,032
NBKC BANK 1 3.38% $1,010
Neighborhood Loans, Inc. 1 3.38% $2,427
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.25% $2,275
Northpointe Bank 1 3.25% $2,478
OCEANSIDE MORTGAGE COMPANY 1 4.25% $1,035
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.00% $2,280
COMPASS MORTGAGE, INC. 1 2.63% $2,996
Paramount Residential Mortgage Group, Inc. 1 2.75% $2,141
Community First National Bank 1 2.88% $2,468
PENTAGON FEDERAL CREDIT UNION 1 2.63% $1,447
PLANET HOME LENDING, LLC 1 4.25% $2,412
CIBM Bank 1 2.88% $2,272
POLARIS HOME FUNDING CORP. 1 3.13% $3,965
Charles Schwab Bank, SSB 1 1.48% $6,677
CANOPY MORTGAGE, LLC 1 2.99% $2,876
Raymond James Bank 1 2.38% $2,698
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 2.88% $3,042
Blue Ridge Bank 1 3.50% $2,708
BLUELEAF LENDING, LLC 1 3.25% $3,173
S1L, Inc. 1 3.50% $4,863
Bethpage Federal Credit Union 1 2.88% $4,568
SOFI LENDING CORP. 1 3.00% $4,550
SPRING EQ, LLC 1 2.75% $0
Baxter Credit Union 1 2.88% $3,256
STEARNS LENDING, LLC 1 3.38% $1,536
Bank Five Nine 1 2.63% $2,227
Stride Bank 1 3.00% $2,308
ANGEL OAK HOME LOANS LLC 1 3.38% $2,136
Sunflower Bank 1 3.99% $3,295
TCF National Bank 1 2.88% $2,183
Ameris Bank 1 2.99% $3,084
Amerifirst Financial, Inc. 1 2.75% $3,073
TUCKER MORTGAGE, LLC 1 3.25% $2,820
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.13% $2,627
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $2,720
UNITED MORTGAGE CORP. 1 3.38% $3,881
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $4,439
AMERICAN FINANCE HOUSE LARIBA 1 3.18% $2,032
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.13% $2,335
Watermark Capital, Inc. 1 3.13% $2,367
German American Bank 1 3.13% $2,376
GUARANTY HOME MORTGAGE CORPORATION 1 3.50% $5,413
UBS Bank USA 1 2.50% $3,313
Home Mortgage Alliance Corp 1 3.25% $6,041
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $2,719
FIRST STATE MORTGAGE SERVICES, LLC 1 2.88% $4,712
First State Bank 1 3.88% $1,644
First National Bank of Waterloo 1 3.13% $1,536
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.88% $2,217
INB 1 4.25% $3,034
Independent Bank 1 3.25% $2,986
INDIANA MEMBERS CREDIT UNION 1 3.25% $2,025
INDIANA UNIVERSITY CREDIT UNION 1 2.75% $2,130
First Horizon Bank 1 3.00% $3,299
First Federal Savings Bank 1 3.88% $1,989
Fidelity Bank 1 3.00% $2,452
American Airlines Federal Credit Union 1 2.88% $0
Jackson County Bank 1 3.25% $2,266
EVERETT FINANCIAL, INC. 1 3.88% $2,353
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.50% $7,356
EQUITY RESOURCES, INC. 1 2.75% $1,819
EMBRACE HOME LOANS, INC. 1 2.88% $9,680
LAKEVIEW LOAN SERVICING, LLC 1 3.88% $1,814
LAND HOME FINANCIAL SERVICES, INC. 1 2.88% $3,975
LEADERONE FINANCIAL CORPORATION 1 3.12% $2,822
LENDSURE MORTGAGE CORP. 1 6.50% $15,764
LIBERTY HOME MORTGAGE CORPORATION 1 3.38% $4,316
EASTMAN 1 2.50% $9,703
LOANFLIGHT LENDING, LLC 1 2.87% $2,045
LOANPAL, LLC 1 3.75% $6,057

LAFAYETTE - WEST LAFAYETTE Average Closing Costs & Other Stats

LAFAYETTE-WEST LAFAYETTE, IN's 208 lenders originated 9,538 loans during 2021. The total origination value was $1,735,980,000, with an average loan value of $182,007.

LAFAYETTE - WEST LAFAYETTE's average closing costs are $3,283.

The top LAFAYETTE - WEST LAFAYETTE lender as defined by loan originations is PURDUE FEDERAL CREDIT UNION, with 555 loans originated. Their average total fees are $2,384, which is $339 higher than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

The lowest fee LAFAYETTE - WEST LAFAYETTE lenders (with over 10 loans originated) are Union Savings Bank ($940), FREEDOM MORTGAGE CORPORATION ($1,616), The Fountain Trust Company ($1,826), First Farmers Bank and Trust Company ($1,921) and Old National Bank ($1,958).

The lowest rate LAFAYETTE - WEST LAFAYETTE lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.94%), U.S. Bank (2.97%), PURDUE FEDERAL CREDIT UNION (2.99%), GUARANTEED RATE, INC. (3.02%) and Union Savings Bank (3.03%).

LAFAYETTE-WEST LAFAYETTE, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
PURDUE FEDERAL CREDIT UNION $301,895,000 $279,730,000 -7.3% 16.1%
RUOFF MORTGAGE COMPANY, INC. $161,895,000 $166,420,000 2.8% 9.6%
QUICKEN LOANS, LLC $81,605,000 $107,315,000 31.5% 6.2%
First Merchants Bank $72,855,000 $68,715,000 -5.7% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $39,915,000 $63,230,000 58.4% 3.6%
AMERICAN MORTGAGE SERVICE COMPANY $47,550,000 $51,500,000 8.3% 3.0%
Regions Bank $48,190,000 $47,385,000 -1.7% 2.7%
Old National Bank $58,105,000 $46,900,000 -19.3% 2.7%
Centier Bank $64,110,000 $46,560,000 -27.4% 2.7%
CALIBER HOME LOANS, INC. $59,670,000 $46,080,000 -22.8% 2.7%
Capital One $44,620,000 n/a 2.6%
The Fountain Trust Company $32,810,000 $40,425,000 23.2% 2.3%
JPMorgan Chase Bank $32,310,000 $40,160,000 24.3% 2.3%
Security Federal Savings Bank $35,285,000 $36,955,000 4.7% 2.1%
HALLMARK HOME MORTGAGE, LLC $35,240,000 $35,460,000 0.6% 2.0%
FREEDOM MORTGAGE CORPORATION $36,975,000 $35,185,000 -4.8% 2.0%
The Huntington National Bank $32,760,000 $30,590,000 -6.6% 1.8%
Horizon Bank $29,035,000 $28,835,000 -0.7% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,520,000 $22,275,000 64.8% 1.3%
GVC MORTGAGE, INC. $2,895,000 $19,850,000 585.7% 1.1%
Merchants Bank of Indiana $365,000 $19,150,000 5,146.6% 1.1%
LOANDEPOT.COM, LLC $10,840,000 $18,315,000 69.0% 1.1%
The Farmers and Merchants Bank $38,245,000 $17,930,000 -53.1% 1.0%
PANORAMA MORTGAGE GROUP, LLC $19,270,000 $15,675,000 -18.7% 0.9%
Fifth Third Bank $11,385,000 $14,190,000 24.6% 0.8%
Wells Fargo Bank $9,730,000 $12,600,000 29.5% 0.7%
First Farmers Bank and Trust Company $7,050,000 $11,875,000 68.4% 0.7%
1st Source Bank $19,705,000 $11,645,000 -40.9% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $9,275,000 $11,540,000 24.4% 0.7%
CMG MORTGAGE, INC. $11,730,000 $11,435,000 -2.5% 0.7%
Mortgage Research Center, LLC $13,285,000 $11,425,000 -14.0% 0.7%
BETTER MORTGAGE CORPORATION $2,325,000 $10,330,000 344.3% 0.6%
Farm Credit Mid-America, ACA $10,400,000 $9,935,000 -4.5% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,515,000 $9,495,000 11.5% 0.5%
PENNYMAC LOAN SERVICES, LLC $4,695,000 $9,395,000 100.1% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $7,595,000 $8,300,000 9.3% 0.5%
First Financial Bank $620,000 $8,270,000 1,233.9% 0.5%
Industrial Federal Credit Union $13,710,000 $7,910,000 -42.3% 0.5%
Arbor Realty Trust, Inc. $7,835,000 n/a 0.5%
FAIR WAY LENDING LLC $8,235,000 $7,570,000 -8.1% 0.4%
NEWREZ LLC $4,235,000 $7,480,000 76.6% 0.4%
HOME POINT FINANCIAL CORPORATION $4,325,000 $7,085,000 63.8% 0.4%
NAVY FEDERAL CREDIT UNION $4,580,000 $5,785,000 26.3% 0.3%
Union Savings Bank $3,885,000 $5,040,000 29.7% 0.3%
BROKER SOLUTIONS, INC. $3,680,000 $4,600,000 25.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,805,000 $4,580,000 63.3% 0.3%
U.S. Bank $2,240,000 $4,260,000 90.2% 0.2%
PNC Bank $2,340,000 $4,010,000 71.4% 0.2%
USAA Federal Savings Bank $7,265,000 $3,750,000 -48.4% 0.2%
The Farmers Bank, Frankfort, Indiana $4,865,000 $3,685,000 -24.3% 0.2%
First Guaranty Mortgage Corporation $1,410,000 $3,665,000 159.9% 0.2%
Carrington Mortgage Services, LLC $4,390,000 $3,510,000 -20.0% 0.2%
Bank of America $2,785,000 $3,475,000 24.8% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,725,000 $3,450,000 100.0% 0.2%
Alliance Bank $5,405,000 $3,245,000 -40.0% 0.2%
First Internet Bank of Indiana $1,120,000 $3,235,000 188.8% 0.2%
Wolfe Financial, Inc $2,270,000 $3,235,000 42.5% 0.2%
Elements Financial Federal Credit Union $2,625,000 $3,220,000 22.7% 0.2%
INLANTA MORTGAGE, INC. $5,645,000 $3,220,000 -43.0% 0.2%
Flagstar Bank, FSB $2,500,000 $3,130,000 25.2% 0.2%
ROYAL UNITED MORTGAGE LLC $4,400,000 $3,090,000 -29.8% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $175,000 $2,995,000 1,611.4% 0.2%
GUARANTEED RATE, INC. $3,575,000 $2,940,000 -17.8% 0.2%
Citizens Bank $11,845,000 $2,775,000 -76.6% 0.2%
CITIZENS EQUITY FIRST $1,245,000 $2,745,000 120.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $2,140,000 $2,635,000 23.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,150,000 $2,610,000 21.4% 0.2%
CLEARPATH LENDING $4,220,000 $2,530,000 -40.0% 0.1%
Servion, Inc. $3,015,000 $2,445,000 -18.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,150,000 $2,420,000 110.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,875,000 $2,405,000 28.3% 0.1%
KELLER MORTGAGE, LLC $1,375,000 $2,325,000 69.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $795,000 $2,240,000 181.8% 0.1%
UNIVERSITY LENDING GROUP, LLC $1,135,000 $2,210,000 94.7% 0.1%
NEW DAY FINANCIAL, LLC $2,800,000 $2,130,000 -23.9% 0.1%
AMERIFIRST FINANCIAL CORPORATION $2,015,000 $2,045,000 1.5% 0.1%
Wyndham Capital Mortgage, Inc. $560,000 $2,045,000 265.2% 0.1%
Stifel Bank and Trust $1,835,000 $1,805,000 -1.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,720,000 $1,750,000 1.7% 0.1%
UNION HOME MORTGAGE CORP. $2,210,000 $1,745,000 -21.0% 0.1%
STAR Financial Bank $595,000 $1,700,000 185.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $590,000 $1,620,000 174.6% 0.1%
InterContinental Capital Group, Inc $1,145,000 $1,565,000 36.7% 0.1%
1ST SIGNATURE LENDING, LLC $1,010,000 $1,555,000 54.0% 0.1%
KeyBank $530,000 $1,550,000 192.5% 0.1%
MJW Financial LLC $450,000 $1,550,000 244.4% 0.1%
HOMESIDE FINANCIAL, LLC $475,000 $1,545,000 225.3% 0.1%
Community First Bank of Indiana $275,000 $1,505,000 447.3% 0.1%
Ally Bank $960,000 $1,485,000 54.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,510,000 $1,430,000 -5.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $895,000 $1,430,000 59.8% 0.1%
JLB CORPORATION $655,000 $1,385,000 111.5% 0.1%
ZILLOW HOME LOANS, LLC $310,000 $1,355,000 337.1% 0.1%
AmeriHome Mortgage Company, LLC $1,905,000 $1,350,000 -29.1% 0.1%
TEACHERS CREDIT UNION $1,425,000 $1,350,000 -5.3% 0.1%
The Federal Savings Bank $1,260,000 $1,350,000 7.1% 0.1%
LEADERONE FINANCIAL CORPORATION $1,450,000 $1,320,000 -9.0% 0.1%
Bankers' Bank $1,290,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,910,000 $1,235,000 -35.3% 0.1%
ENDEAVOR CAPITAL, LLC. $320,000 $1,230,000 284.4% 0.1%
HOMESTEAD FUNDING CORP. $695,000 $1,230,000 77.0% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $500,000 $1,205,000 141.0% 0.1%
PLANET HOME LENDING, LLC $1,495,000 $1,180,000 -21.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,390,000 $1,165,000 -16.2% 0.1%
CHERRY CREEK MORTGAGE, LLC $335,000 $1,140,000 240.3% 0.1%
Iroquois Federal Savings and Loan Association $485,000 $1,085,000 123.7% 0.1%
Community Mortgage Banc Corporation $1,080,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $205,000 $1,075,000 424.4% 0.1%
First Federal Savings Bank $135,000 $1,075,000 696.3% 0.1%
SIRVA MORTGAGE, INC. $1,075,000 n/a 0.1%
Hoosier Heartland State Bank $2,115,000 $1,040,000 -50.8% 0.1%
Truist Bank $20,205,000 $1,035,000 -94.9% 0.1%
Barrington Bank & Trust Company, N.A. $1,195,000 $1,025,000 -14.2% 0.1%
MID AMERICA MORTGAGE, INC. $850,000 $1,025,000 20.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,285,000 $990,000 -23.0% 0.1%
First Option Mortgage, LLC $655,000 $975,000 48.9% 0.1%
Raymond James Bank $940,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $1,795,000 $930,000 -48.2% 0.1%
Longview Bank & Trust $920,000 n/a 0.1%
SOFI LENDING CORP. $195,000 $920,000 371.8% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,280,000 $900,000 -29.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $780,000 $895,000 14.7% 0.1%
AMERICAN FINANCING CORPORATION $1,065,000 $885,000 -16.9% 0.1%
TOP FLITE FINANCIAL, INC. $910,000 $885,000 -2.7% 0.1%
CELEBRITY HOME LOANS, LLC $750,000 $850,000 13.3% 0.0%
North American Savings Bank, F.S.B. $165,000 $850,000 415.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $480,000 $850,000 77.1% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $345,000 $845,000 144.9% 0.0%
First Federal Bank $800,000 $840,000 5.0% 0.0%
Catlin Bank $1,605,000 $835,000 -48.0% 0.0%
Low VA Rates, LLC $1,025,000 $835,000 -18.5% 0.0%
21ST MORTGAGE CORPORATION $590,000 $810,000 37.3% 0.0%
Ixonia Bank $300,000 $805,000 168.3% 0.0%
BEACON CREDIT UNION $1,245,000 $800,000 -35.7% 0.0%
Nations Lending Corporation $405,000 $790,000 95.1% 0.0%
STOCKTON MORTGAGE CORPORATION $440,000 $775,000 76.1% 0.0%
Arvest Bank $390,000 $765,000 96.2% 0.0%
PHH Mortgage Corporation $460,000 $760,000 65.2% 0.0%
FORUM Credit Union $1,600,000 $740,000 -53.8% 0.0%
TIAA, FSB $360,000 $730,000 102.8% 0.0%
FLAT BRANCH MORTGAGE, INC. $380,000 $725,000 90.8% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $995,000 $720,000 -27.6% 0.0%
First National Bank of America $715,000 n/a 0.0%
Solidarity Community Federal Credit Union $795,000 $695,000 -12.6% 0.0%
AMERICAN ADVISORS GROUP $505,000 $675,000 33.7% 0.0%
NP, Inc. $660,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $305,000 $650,000 113.1% 0.0%
PLAZA HOME MORTGAGE, INC. $1,335,000 $635,000 -52.4% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,580,000 $625,000 -60.4% 0.0%
Discover Bank $585,000 $625,000 6.8% 0.0%
EVANSVILLE TEACHERS $1,300,000 $625,000 -51.9% 0.0%
BMO Harris Bank $355,000 $620,000 74.6% 0.0%
TJC Mortgage, Inc. $610,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $595,000 n/a 0.0%
BEST CAPITAL FUNDING $585,000 n/a 0.0%
Baxter Credit Union $205,000 $570,000 178.0% 0.0%
FirstBank $560,000 n/a 0.0%
First Federal Bank of the Midwest $200,000 $560,000 180.0% 0.0%
NBKC BANK $640,000 $545,000 -14.8% 0.0%
Gateway First Bank $300,000 $530,000 76.7% 0.0%
INB $145,000 $515,000 255.2% 0.0%
Community First National Bank $670,000 $500,000 -25.4% 0.0%
EVERETT FINANCIAL, INC. $165,000 $490,000 197.0% 0.0%
Vibrant Credit Union $760,000 $490,000 -35.5% 0.0%
First Horizon Bank $485,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $485,000 n/a 0.0%
Manufacturers and Traders Trust Company $825,000 $485,000 -41.2% 0.0%
POLARIS HOME FUNDING CORP. $125,000 $480,000 284.0% 0.0%
T2 FINANCIAL LLC $460,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $145,000 $455,000 213.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,840,000 $445,000 -75.8% 0.0%
Bank of England $700,000 $435,000 -37.9% 0.0%
OPEN MORTGAGE, LLC $525,000 $435,000 -17.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $200,000 $435,000 117.5% 0.0%
INDIANA MEMBERS CREDIT UNION $1,270,000 $425,000 -66.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $420,000 n/a 0.0%
WINTERWOOD MORTGAGE GROUP, LLC $505,000 $420,000 -16.8% 0.0%
UBS Bank USA $410,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $175,000 $395,000 125.7% 0.0%
EASTMAN $385,000 n/a 0.0%
ARC HOME LLC $370,000 $380,000 2.7% 0.0%
MORTGAGE ACCESS CORP. $255,000 $370,000 45.1% 0.0%
Ameris Bank $365,000 n/a 0.0%
Mid-Continent Funding, Inc. $340,000 $365,000 7.4% 0.0%
CANOPY MORTGAGE, LLC $355,000 n/a 0.0%
TCF National Bank $355,000 n/a 0.0%
Stock Yards Bank & Trust Company $320,000 $350,000 9.4% 0.0%
BLUELEAF LENDING, LLC $185,000 $345,000 86.5% 0.0%
INDIANA UNIVERSITY CREDIT UNION $1,545,000 $345,000 -77.7% 0.0%
Stride Bank $345,000 n/a 0.0%
COMPASS MORTGAGE, INC. $115,000 $335,000 191.3% 0.0%
Credit Union 1 $335,000 n/a 0.0%
AMWEST FUNDING CORP. $135,000 $330,000 144.4% 0.0%
The Home Loan Expert LLC $420,000 $325,000 -22.6% 0.0%
Citizens Bank $11,845,000 $315,000 -97.3% 0.0%
Centra Credit Union $350,000 $310,000 -11.4% 0.0%
Northpointe Bank $575,000 $305,000 -47.0% 0.0%
Bethpage Federal Credit Union $300,000 n/a 0.0%
Colten Mortgage, LLC $115,000 $300,000 160.9% 0.0%
S1L, Inc. $300,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $300,000 252.9% 0.0%
Independent Bank $295,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $145,000 $295,000 103.4% 0.0%
First State Bank $285,000 n/a 0.0%
DAS Acquisition Company, LLC $280,000 n/a 0.0%
MILESTONE HOME LENDING, LLC $280,000 n/a 0.0%
Figure Lending LLC $480,000 $275,000 -42.7% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $275,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $135,000 $270,000 100.0% 0.0%
ANGEL OAK HOME LOANS LLC $265,000 n/a 0.0%
DeMotte State Bank $150,000 $265,000 76.7% 0.0%
Jackson County Bank $265,000 n/a 0.0%
Pinnacle Bank $195,000 $265,000 35.9% 0.0%
STEARNS LENDING, LLC $250,000 n/a 0.0%
FINANCIAL BUILDERS Federal Credit Union $65,000 $245,000 276.9% 0.0%
First Federal Savings and Loan Association of Greensburg $245,000 n/a 0.0%
First Midwest Bank $945,000 $245,000 -74.1% 0.0%
LOANFLIGHT LENDING, LLC $245,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $240,000 n/a 0.0%
DIGITAL Federal Credit Union $65,000 $235,000 261.5% 0.0%
Farmers Bank & Trust $235,000 n/a 0.0%
Blue Ridge Bank $225,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $225,000 n/a 0.0%
Fidelity Bank $250,000 $225,000 -10.0% 0.0%
First Financial Bank $620,000 $225,000 -63.7% 0.0%
The North Salem State Bank $300,000 $225,000 -25.0% 0.0%
SPRING EQ, LLC $425,000 $220,000 -48.2% 0.0%
First Home Bank $540,000 $215,000 -60.2% 0.0%
Home Mortgage Alliance Corp $215,000 n/a 0.0%
Marquette Bank $215,000 n/a 0.0%
NBH Bank $515,000 $215,000 -58.3% 0.0%
Neighborhood Loans, Inc. $235,000 $215,000 -8.5% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $205,000 n/a 0.0%
Gold Coast Bank $205,000 n/a 0.0%
Waterstone Mortgage Corporation $205,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $170,000 $200,000 17.6% 0.0%
GENEVA FINANCIAL, LLC $200,000 n/a 0.0%
DUPACO COMMUNITY $195,000 n/a 0.0%
First National Bank of Waterloo $195,000 $195,000 0.0% 0.0%
Mercantile Bank of Michigan $195,000 n/a 0.0%
EQUITY RESOURCES, INC. $190,000 n/a 0.0%
Renasant Bank $190,000 n/a 0.0%
CIBM Bank $410,000 $185,000 -54.9% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $185,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $185,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $175,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
LOANPAL, LLC $175,000 $175,000 0.0% 0.0%
Plains Commerce Bank $360,000 $175,000 -51.4% 0.0%
UNITED MORTGAGE CORP. $115,000 $175,000 52.2% 0.0%
UNITED SECURITY FINANCIAL CORP $175,000 n/a 0.0%
Charles Schwab Bank, SSB $165,000 n/a 0.0%
Deere Employees Credit Union $295,000 $165,000 -44.1% 0.0%
Paramount Residential Mortgage Group, Inc. $535,000 $165,000 -69.2% 0.0%
Commonwealth Bank and Trust Company $125,000 $155,000 24.0% 0.0%
GEORGIA'S OWN $155,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $155,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $155,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $265,000 $145,000 -45.3% 0.0%
GSF Mortgage Corporation $215,000 $145,000 -32.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $145,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $145,000 n/a 0.0%
The Garrett State Bank $145,000 n/a 0.0%
United Nations Federal Credit Union $145,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $125,000 $135,000 8.0% 0.0%
AMCAP MORTGAGE, LTD. $125,000 n/a 0.0%
Bath State Bank $185,000 $125,000 -32.4% 0.0%
First Bank $95,000 $125,000 31.6% 0.0%
Magnolia Bank $230,000 $125,000 -45.7% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $125,000 n/a 0.0%
Bank Five Nine $115,000 n/a 0.0%
Citadel Servicing Corporation $115,000 n/a 0.0%
German American Bank $115,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $115,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $105,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
Amerifirst Financial, Inc. $105,000 n/a 0.0%
Citibank $170,000 $105,000 -38.2% 0.0%
DOMINION FINANCIAL SERVICES, LLC $90,000 $105,000 16.7% 0.0%
Watermark Capital, Inc. $105,000 n/a 0.0%
ILLINOIS STATE CREDIT UNION $100,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $95,000 n/a 0.0%
First Federal Savings Bank $135,000 $95,000 -29.6% 0.0%
The State Bank and Trust Company $85,000 $95,000 11.8% 0.0%
DIRECT MORTGAGE LOANS, LLC $325,000 $85,000 -73.8% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $85,000 n/a 0.0%
MYCUMORTGAGE, LLC $145,000 $85,000 -41.4% 0.0%
Sunflower Bank $560,000 $85,000 -84.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $85,000 n/a 0.0%
Oxford Bank & Trust $100,000 $80,000 -20.0% 0.0%
First Mid Bank & Trust $735,000 $75,000 -89.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 n/a 0.0%
MEMBERS HERITAGE Credit Union $65,000 n/a 0.0%
TUCKER MORTGAGE, LLC $405,000 $65,000 -84.0% 0.0%
Flanagan State Bank $55,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $380,000 $55,000 -85.5% 0.0%
N R L Federal Credit Union $55,000 n/a 0.0%
MIDWEST AMERICA $45,000 n/a 0.0%

LAFAYETTE - WEST LAFAYETTE's top lender by overall market share is PURDUE FEDERAL CREDIT UNION, with 16.1% market share. In second place, with 9.6%, is RUOFF MORTGAGE COMPANY, INC., having originated $166,420,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $107,315,000 in loans. In fourth place, with 4.0%, is First Merchants Bank, having originated $68,715,000 in loans. In fifth place, with 3.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $63,230,000 in loans.


LAFAYETTE - WEST LAFAYETTE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LAFAYETTE - WEST LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,900 (10.0%) $204,585 (4.7%) 0.63 473
2018-02-01 $173,225 (8.4%) $211,029 (6.1%) 0.63 468
2018-03-01 $185,000 (-4.3%) $217,637 (-0.5%) 0.65 446
2018-04-01 $202,400 (1.3%) $234,236 (2.6%) 0.69 456
2018-05-01 $199,675 (-2.4%) $237,154 (3.0%) 0.67 492
2018-06-01 $205,450 (6.0%) $244,034 (5.9%) 0.69 519
2018-07-01 $195,450 (3.0%) $233,700 (5.2%) 0.65 532
2018-08-01 $190,475 (5.8%) $228,034 (3.0%) 0.64 557
2018-09-01 $189,900 (2.7%) $222,373 (-0.7%) 0.64 559
2018-10-01 $179,900 (-1.4%) $216,085 (-3.6%) 0.61 567
2018-11-01 $184,250 (2.4%) $215,264 (-4.3%) 0.62 528
2018-12-01 $189,900 (11.8%) $217,992 (4.1%) 0.66 459
2019-01-01 $196,200 (15.5%) $221,797 (8.4%) 0.68 397
2019-02-01 $197,325 (13.9%) $221,711 (5.1%) 0.67 380
2019-03-01 $216,229 (16.9%) $237,661 (9.2%) 0.71 341
2019-04-01 $238,500 (17.8%) $256,715 (9.6%) 0.76 295
2019-05-01 $256,950 (28.7%) $278,262 (17.3%) 0.80 323
2019-06-01 $250,000 (21.7%) $278,945 (14.3%) 0.78 332
2019-07-01 $248,400 (27.1%) $273,777 (17.2%) 0.78 345
2019-08-01 $236,718 (24.3%) $266,894 (17.0%) 0.75 363
2019-09-01 $224,445 (18.2%) $258,317 (16.2%) 0.72 387
2019-10-01 $216,264 (20.2%) $252,666 (16.9%) 0.70 400
2019-11-01 $204,950 (11.2%) $240,141 (11.6%) 0.67 356
2019-12-01 $201,000 (5.9%) $240,337 (10.3%) 0.67 277
2020-01-01 $202,100 (3.0%) $234,520 (5.7%) 0.68 231
2020-02-01 $235,900 (19.6%) $258,924 (16.8%) 0.77 244
2020-03-01 $262,950 (21.6%) $277,407 (16.7%) 0.82 250
2020-04-01 $239,900 (0.6%) $268,748 (4.7%) 0.75 274
2020-05-01 $245,000 (-4.7%) $278,752 (0.2%) 0.74 262
2020-06-01 $264,925 (6.0%) $294,814 (5.7%) 0.78 224
2020-07-01 $251,200 (1.1%) $292,509 (6.8%) 0.73 228
2020-08-01 $259,900 (9.8%) $306,013 (14.7%) 0.74 231
2020-09-01 $248,700 (10.8%) $294,594 (14.0%) 0.71 236
2020-10-01 $249,700 (15.5%) $296,414 (17.3%) 0.72 218
2020-11-01 $244,925 (19.5%) $288,752 (20.2%) 0.72 186
2020-12-01 $219,900 (9.4%) $279,336 (16.2%) 0.65 156
2021-01-01 $199,000 (-1.5%) $269,656 (15.0%) 0.59 118
2021-02-01 $236,425 (0.2%) $309,862 (19.7%) 0.69 85
2021-03-01 $248,450 (-5.5%) $304,087 (9.6%) 0.70 92
2021-04-01 $259,750 (8.3%) $311,167 (15.8%) 0.70 99
2021-05-01 $239,900 (-2.1%) $309,406 (11.0%) 0.63 115
2021-06-01 $222,750 (-15.9%) $298,215 (1.2%) 0.59 138
2021-07-01 $215,000 (-14.4%) $286,338 (-2.1%) 0.57 168
2021-08-01 $205,425 (-21.0%) $268,676 (-12.2%) 0.55 179
2021-09-01 $216,592 (-12.9%) $270,064 (-8.3%) 0.58 195
2021-10-01 $217,000 (-13.1%) $276,253 (-6.8%) 0.58 197
2021-11-01 $225,750 (-7.8%) $293,649 (1.7%) 0.60 171
2021-12-01 $224,925 (2.3%) $297,490 (6.5%) 0.61 138
2022-01-01 $222,500 (11.8%) $314,913 (16.8%) 0.60 114
2022-02-01 $256,700 (8.6%) $340,416 (9.9%) 0.67 97
2022-03-01 $296,375 (19.3%) $365,004 (20.0%) 0.74 102
2022-04-01 $325,000 (25.1%) $384,692 (23.6%) 0.78 109
2022-05-01 $289,900 (20.8%) $347,625 (12.4%) 0.66 155
2022-06-01 $282,175 (26.7%) $339,702 (13.9%) 0.63 184
2022-07-01 $279,900 (30.2%) $334,901 (17.0%) 0.63 225
2022-08-01 $290,000 (41.2%) $342,859 (27.6%) 0.67 196
2022-09-01 $291,250 (34.5%) $347,569 (28.7%) 0.68 199
2022-10-01 $299,500 (38.0%) $355,470 (28.7%) 0.70 216
LAFAYETTE - WEST LAFAYETTE's median listing price for 2022-10-01 was $299,500, a difference of $82,500 (38.0%) versus the prior year and $8,250 versus the prior month.

LAFAYETTE - WEST LAFAYETTE's median listing price comes in at 70% of the national average.

LAFAYETTE - WEST LAFAYETTE's average listing price for 2022-10-01 was $355,470, a difference of $79,217 (28.7%) versus the prior year and $7,901 versus the prior month.

For the 2022-10-01 period, LAFAYETTE - WEST LAFAYETTE had 216 MLS listings, a difference of 17 listings (9%) versus the prior month and 19 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAFAYETTE - WEST LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 72 days 1,823 sqft
2018-02-01 68 days 1,882 sqft
2018-03-01 47 days 1,939 sqft
2018-04-01 37 days 2,022 sqft
2018-05-01 36 days 2,013 sqft
2018-06-01 38 days 2,123 sqft
2018-07-01 41 days 2,031 sqft
2018-08-01 43 days 2,023 sqft
2018-09-01 50 days 2,020 sqft
2018-10-01 51 days 1,977 sqft
2018-11-01 55 days 1,949 sqft
2018-12-01 66 days 1,974 sqft
2019-01-01 73 days 1,966 sqft
2019-02-01 71 days 1,908 sqft
2019-03-01 54 days 2,045 sqft
2019-04-01 38 days 2,227 sqft
2019-05-01 32 days 2,278 sqft
2019-06-01 37 days 2,218 sqft
2019-07-01 43 days 2,214 sqft
2019-08-01 44 days 2,187 sqft
2019-09-01 45 days 2,153 sqft
2019-10-01 46 days 2,130 sqft
2019-11-01 55 days 1,996 sqft
2019-12-01 67 days 1,906 sqft
2020-01-01 69 days 1,901 sqft
2020-02-01 39 days 2,028 sqft
2020-03-01 38 days 2,113 sqft
2020-04-01 42 days 2,030 sqft
2020-05-01 54 days 2,126 sqft
2020-06-01 49 days 2,218 sqft
2020-07-01 44 days 2,249 sqft
2020-08-01 39 days 2,232 sqft
2020-09-01 37 days 2,038 sqft
2020-10-01 36 days 2,027 sqft
2020-11-01 44 days 2,014 sqft
2020-12-01 46 days 1,988 sqft
2021-01-01 52 days 1,856 sqft
2021-02-01 51 days 2,062 sqft
2021-03-01 25 days 2,039 sqft
2021-04-01 17 days 2,104 sqft
2021-05-01 16 days 1,995 sqft
2021-06-01 17 days 1,957 sqft
2021-07-01 23 days 1,872 sqft
2021-08-01 27 days 1,837 sqft
2021-09-01 23 days 1,802 sqft
2021-10-01 30 days 1,780 sqft
2021-11-01 33 days 1,841 sqft
2021-12-01 42 days 1,850 sqft
2022-01-01 49 days 1,792 sqft
2022-02-01 46 days 1,820 sqft
2022-03-01 29 days 2,023 sqft
2022-04-01 23 days 2,178 sqft
2022-05-01 14 days 2,119 sqft
2022-06-01 21 days 2,021 sqft
2022-07-01 23 days 2,042 sqft
2022-08-01 34 days 2,076 sqft
2022-09-01 33 days 2,062 sqft
2022-10-01 36 days 2,053 sqft
LAFAYETTE - WEST LAFAYETTE's median listing age (time on market) for 2022-10-01 was 36 days. This is 22% longer than the same period one year ago.

LAFAYETTE - WEST LAFAYETTE's median square footage for active listings during the 2022-10-01 period was 2,053 sqft. One year prior, the average listing was 1,780 sqft.

LAFAYETTE-WEST LAFAYETTE, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,512 $792,730,000 $225,720
Refi 3,211 $549,845,000 $171,238
Cash Out Refi 1,774 $306,990,000 $173,050
Home Improvement 574 $45,660,000 $79,547
Other 467 $40,755,000 $87,270

Lafayette - West Lafayette's most frequently cited loan purpose was Home Purchase, with 3,512 originations. The 2nd most popular reason was Refi, with 3,211 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,916 $699,260,000 $178,565
2.5-3% 3,145 $599,875,000 $190,739
<2.5% 1,639 $290,365,000 $177,160
4-5% 457 $60,205,000 $131,740
5-6% 138 $8,410,000 $60,942
6-7% 39 $3,175,000 $81,410
7-8% 18 $1,080,000 $60,000
Over 8% 17 $515,000 $30,294

During 2021, Lafayette - West Lafayette's most frequently originated rate bucket was 3-4%, with 3,916 originations.

Loan Sizing (LAFAYETTE-WEST LAFAYETTE, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 4,294 $626,640,000 $145,934
$200k-400k 2,584 $684,330,000 $264,834
$100,000 or less 2,306 $146,120,000 $63,365
$400k-600k 291 $136,285,000 $468,333
$600k-1000k 36 $25,800,000 $716,667
$Over $1MM 27 $116,805,000 $4,326,111

LAFAYETTE - WEST LAFAYETTE's loan sizing saw the bucket of loans from $100k-200k with 4,294 originations, totaling $626,640,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,151 $680,205,000 $215,870
80-100% 2,948 $623,000,000 $211,330
40-60% 1,361 $203,805,000 $149,747
20-40% 825 $75,125,000 $91,061
Under 20% 559 $20,765,000 $37,147
Over 100% 49 $13,665,000 $278,878

LAFAYETTE - WEST LAFAYETTE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,151 originations, totaling $680,205,000 in origination value.