Affinity Mortgage Rates, Fees & Info
Des Moines, IALEI: 549300Q0QG1CZF1H4O06
Tax ID: 42-0794732
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Mortgage Data
Review & Overview
Affinity is a smaller mortgage company specializing in Home Purchase loans. Affinity has a high proportion of conventional loans.Affinity has an above average approval rate when compared to the average across all lenders.
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Originations
73Origination Dollar Volume (All Markets)
$7,665,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 73 | $7,665,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 73 | $7,665,000 | $105,000 | $0 | 0.00% |
For 2023, Affinity's most frequently originated type of loan was Conventional, with 73 originations.
Loan Reason
For 2023, Affinity's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Home Improvement, with 23 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 73 | $7,665,000 | $105,000 | $0 | 0.00% |
For 2023, Affinity's most frequently cited loan duration was Other, with 73 originations.
Loan Sizing
2023 saw Affinity place emphasis on $100,000 or less loans with 45 originations, totaling $2,045,000 in origination value.
Applicant Income
Affinity lent most frequently to those with incomes in the $50k-75k range, with 22 originations. The second most popular income band? $100k-150k, with 16 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.65%
Affinity has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 73 | $7,665,000 | $105,000 |