Iowa Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Iowa averaged
6.68%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.43% and
one month ago for the week of 2025-04-17, the
average rate was 6.45%.
Iowa's average rate one year ago was 6.64%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.16%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Iowa 30 Year Fixed Rate | 2025-05-22 | 6.68% |
| Iowa 30 Year Fixed Rate Refi | 2025-05-22 | 7.16% |
| Iowa 15 Year Fixed Rate | 2025-05-22 | 6.41% |
| Iowa 15 Year Fixed Rate Refi | 2025-05-22 | 6.17% |
| Iowa 30 Year FHA | 2025-05-22 | 6.68% |
| Iowa 30 Year FHA Refi | 2025-05-22 | 6.62% |
| Iowa 30 Year USDA | 2025-05-22 | 6.68% |
| Iowa 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Iowa 30 Year VA | 2025-05-22 | 6.79% |
| Iowa 30 Year VA Refi | 2025-05-22 | 6.23% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Iowa.
Iowa Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Iowa market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Iowa Average Closing Costs & Other Stats
Iowa's 338 lenders originated 67,598
loans during 2024. The total origination value was $12,654,380,000, with an average loan value of
$187,201.
Iowa's average closing costs are $3,255.
The top Iowa lender as defined by loan originations is GREENSTATE CREDIT UNION, with
3,859 loans originated. Their average total fees are
$1,941, which is $30
lower than the next largest lender,
VERIDIAN CREDIT UNION.
The lowest fee Iowa lenders (with over 10 loans originated) are
Cobalt Credit Union ($622), PREMIA MORTGAGE, LLC ($1,043), Luana Savings Bank ($1,448), Two Rivers Bank & Trust ($1,484) and GUARANTEED RATE AFFINITY, LLC ($1,571).
The lowest rate Iowa lenders (with over 10 loans originated) are
Bank (5.80%), DHI MORTGAGE COMPANY, LTD. (5.82%), R.I.A. Federal Credit Union (5.90%), Farmers State Bank (5.93%) and FINANCIAL PLUS Credit Union (5.97%).
Iowa Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GREENSTATE CREDIT UNION | $1,318,825,000 | $1,475,990,000 | 11.9% | 11.7% |
| VERIDIAN CREDIT UNION | $512,260,000 | $724,275,000 | 41.4% | 5.7% |
| Hills Bank and Trust Company | $584,980,000 | $453,445,000 | -22.5% | 3.6% |
| IOWA BANKERS MORTGAGE CORPORATION | $382,825,000 | $450,130,000 | 17.6% | 3.6% |
| QUICKEN LOANS, LLC | $273,305,000 | $348,680,000 | 27.6% | 2.8% |
| Northwest Bank | $315,560,000 | $311,450,000 | -1.3% | 2.5% |
| BROKER SOLUTIONS, INC. | $143,205,000 | $264,315,000 | 84.6% | 2.1% |
| U.S. Bank | $227,060,000 | $247,935,000 | 9.2% | 2.0% |
| DUPACO COMMUNITY | $224,115,000 | $220,340,000 | -1.7% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $153,030,000 | $210,140,000 | 37.3% | 1.7% |
| Mortgage Research Center, LLC | $150,935,000 | $197,415,000 | 30.8% | 1.6% |
| Community Choice Credit Union | $116,800,000 | $194,090,000 | 66.2% | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | $139,110,000 | $187,470,000 | 34.8% | 1.5% |
| Luana Savings Bank | $102,400,000 | $182,830,000 | 78.5% | 1.4% |
| Central Bank | $158,685,000 | $172,650,000 | 8.8% | 1.4% |
| MidWestOne Bank | $125,530,000 | $153,330,000 | 22.1% | 1.2% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $29,530,000 | $141,400,000 | 378.8% | 1.1% |
| GERSHMAN INVESTMENT CORP. | $59,600,000 | $137,695,000 | 131.0% | 1.1% |
| HOMESERVICES LENDING, LLC | $137,605,000 | $132,220,000 | -3.9% | 1.0% |
| Bank Iowa | $97,120,000 | $125,715,000 | 29.4% | 1.0% |
| HOMESIDE FINANCIAL, LLC | $85,385,000 | $112,850,000 | 32.2% | 0.9% |
| Fortress Bank | $83,195,000 | $111,735,000 | 34.3% | 0.9% |
| Wells Fargo Bank | $135,595,000 | $111,175,000 | -18.0% | 0.9% |
| Deere Employees Credit Union | $109,945,000 | $110,795,000 | 0.8% | 0.9% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | $80,265,000 | $109,495,000 | 36.4% | 0.9% |
| GUILD MORTGAGE COMPANY | $105,075,000 | $102,775,000 | -2.2% | 0.8% |
| Bankers Trust Company | $170,285,000 | $99,015,000 | -41.9% | 0.8% |
| Fidelity Bank & Trust | $82,030,000 | $98,740,000 | 20.4% | 0.8% |
| Lincoln Savings Bank | $161,145,000 | $98,415,000 | -38.9% | 0.8% |
| Farmers State Bank | $23,520,000 | $95,045,000 | 304.1% | 0.8% |
| Collins Community Credit Union | $138,425,000 | $90,645,000 | -34.5% | 0.7% |
| COMMUNITY 1ST CREDIT UNION | $96,700,000 | $90,450,000 | -6.5% | 0.7% |
| Merchants Bank of Indiana | $24,090,000 | $86,865,000 | 260.6% | 0.7% |
| RUHL MORTGAGE, LLC | $66,660,000 | $85,060,000 | 27.6% | 0.7% |
| Barrington Bank & Trust Company, N.A. | $53,865,000 | $78,375,000 | 45.5% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $81,835,000 | $76,700,000 | -6.3% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $53,230,000 | $73,085,000 | 37.3% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $91,895,000 | $71,070,000 | -22.7% | 0.6% |
| NEWREZ LLC | $41,740,000 | $68,850,000 | 64.9% | 0.5% |
| Premier Credit Union | $67,175,000 | $67,170,000 | 0.0% | 0.5% |
| Farm Credit Mid-America, ACA | $62,080,000 | $67,045,000 | 8.0% | 0.5% |
| GUARANTEED RATE, INC. | $66,430,000 | $65,325,000 | -1.7% | 0.5% |
| Availa Bank | $44,620,000 | $63,525,000 | 42.4% | 0.5% |
| Community State Bank | $57,115,000 | $62,365,000 | 9.2% | 0.5% |
| Cedar Rapids Bank and Trust Company | $92,305,000 | $61,200,000 | -33.7% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $38,055,000 | $59,375,000 | 56.0% | 0.5% |
| American State Bank | $13,560,000 | $56,080,000 | 313.6% | 0.4% |
| West Gate Bank | $34,000,000 | $55,060,000 | 61.9% | 0.4% |
| DuTrac Community Credit Union | $32,825,000 | $54,985,000 | 67.5% | 0.4% |
| CMG MORTGAGE, INC. | $44,450,000 | $54,975,000 | 23.7% | 0.4% |
| FLAT BRANCH MORTGAGE, INC. | $33,675,000 | $51,295,000 | 52.3% | 0.4% |
| Quad City Bank and Trust Company | $26,040,000 | $50,175,000 | 92.7% | 0.4% |
| Plains Commerce Bank | $51,935,000 | $49,935,000 | -3.9% | 0.4% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $39,580,000 | $48,010,000 | 21.3% | 0.4% |
| M&T Bank | $1,115,000 | $47,355,000 | 4,147.1% | 0.4% |
| CBI Bank & Trust | $38,745,000 | $46,220,000 | 19.3% | 0.4% |
| The Security National Bank of Sioux City, Iowa | $31,705,000 | $46,025,000 | 45.2% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $20,520,000 | $44,420,000 | 116.5% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $14,070,000 | $44,195,000 | 214.1% | 0.3% |
| Primebank | $44,105,000 | $42,745,000 | -3.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $35,925,000 | $42,470,000 | 18.2% | 0.3% |
| Farmers State Bank | $23,520,000 | $42,360,000 | 80.1% | 0.3% |
| GREATER IOWA CREDIT UNION | $38,265,000 | $41,770,000 | 9.2% | 0.3% |
| Ohnward Bank & Trust | $36,565,000 | $40,545,000 | 10.9% | 0.3% |
| Midwest Heritage Bank FSB | $43,650,000 | $40,450,000 | -7.3% | 0.3% |
| First Interstate Bank | $20,335,000 | $39,465,000 | 94.1% | 0.3% |
| LOANDEPOT.COM, LLC | $25,410,000 | $38,820,000 | 52.8% | 0.3% |
| ASCENTRA | $50,385,000 | $37,975,000 | -24.6% | 0.3% |
| Truist | $24,735,000 | $37,445,000 | 51.4% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $29,330,000 | $36,745,000 | 25.3% | 0.3% |
| Washington State Bank | $35,545,000 | $36,520,000 | 2.7% | 0.3% |
| Two Rivers Bank & Trust | $31,995,000 | $35,530,000 | 11.0% | 0.3% |
| Peoples Bank | $390,000 | $35,095,000 | 8,898.7% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $25,440,000 | $35,085,000 | 37.9% | 0.3% |
| United Bank of Iowa | $42,590,000 | $34,810,000 | -18.3% | 0.3% |
| CARDINAL FINANCIAL | $36,430,000 | $34,385,000 | -5.6% | 0.3% |
| West Bank | $36,245,000 | $33,405,000 | -7.8% | 0.3% |
| VisionBank of Iowa | $32,345,000 | $32,595,000 | 0.8% | 0.3% |
| First National Bank, Ames, Iowa | $48,745,000 | $32,330,000 | -33.7% | 0.3% |
| FRONTIER FINANCIAL, INC. | $30,930,000 | $31,585,000 | 2.1% | 0.2% |
| Raccoon Valley Bank | $28,485,000 | $31,415,000 | 10.3% | 0.2% |
| Great Southern Bank | $24,810,000 | $31,145,000 | 25.5% | 0.2% |
| USAA Federal Savings Bank | $24,415,000 | $30,545,000 | 25.1% | 0.2% |
| JPMorgan Chase Bank | $30,470,000 | $30,470,000 | 0.0% | 0.2% |
| First National Bank of Omaha | $114,605,000 | $30,000,000 | -73.8% | 0.2% |
| The Central Trust Bank | $54,875,000 | $29,245,000 | -46.7% | 0.2% |
| Bank | $16,880,000 | $28,880,000 | 71.1% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $32,665,000 | $28,305,000 | -13.3% | 0.2% |
| Flanagan State Bank | $25,845,000 | $28,225,000 | 9.2% | 0.2% |
| CHARTER WEST BANK | $18,715,000 | $27,365,000 | 46.2% | 0.2% |
| LINN AREA | $23,550,000 | $27,355,000 | 16.2% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $650,000 | $27,285,000 | 4,097.7% | 0.2% |
| First Central State Bank | $24,355,000 | $27,180,000 | 11.6% | 0.2% |
| Flagstar Bank, FSB | $27,705,000 | $26,475,000 | -4.4% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $22,800,000 | $26,210,000 | 15.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $18,415,000 | $26,195,000 | 42.2% | 0.2% |
| CEDAR FALLS COMMUNITY CREDIT UNION | $12,505,000 | $26,155,000 | 109.2% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,205,000 | $25,275,000 | 501.1% | 0.2% |
| City State Bank | $19,260,000 | $24,525,000 | 27.3% | 0.2% |
| COLLIERS MORTGAGE LLC | $23,880,000 | n/a | 0.2% | |
| First Bank | $2,260,000 | $23,730,000 | 950.0% | 0.2% |
| PGIM Real Estate Finance, LLC | $23,655,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $14,575,000 | $23,635,000 | 62.2% | 0.2% |
| BankIowa of Cedar Rapids | $26,520,000 | $23,520,000 | -11.3% | 0.2% |
| Community Savings Bank | $32,915,000 | $22,005,000 | -33.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $10,865,000 | $22,005,000 | 102.5% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $14,800,000 | $21,225,000 | 43.4% | 0.2% |
| V.I.P. MORTGAGE, INC. | $24,335,000 | $20,750,000 | -14.7% | 0.2% |
| Peoples Bank | $390,000 | $20,665,000 | 5,198.7% | 0.2% |
| AmeriHome Mortgage Company, LLC | $12,300,000 | $20,270,000 | 64.8% | 0.2% |
| Bank of America | $18,695,000 | $19,750,000 | 5.6% | 0.2% |
| Citizens State Bank | $13,170,000 | $19,305,000 | 46.6% | 0.2% |
| South Story Bank & Trust | $16,485,000 | $18,925,000 | 14.8% | 0.1% |
| Mount Vernon Bank and Trust Company | $20,350,000 | $18,630,000 | -8.5% | 0.1% |
| Earlham Savings Bank | $20,590,000 | $18,280,000 | -11.2% | 0.1% |
| State Savings Bank | $13,405,000 | $18,115,000 | 35.1% | 0.1% |
| First Dakota National Bank | $5,000,000 | $17,590,000 | 251.8% | 0.1% |
| American Bank and Trust Company | $17,705,000 | $17,510,000 | -1.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $4,905,000 | $17,225,000 | 251.2% | 0.1% |
| FINANCIAL PLUS Credit Union | $16,775,000 | $16,890,000 | 0.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $17,995,000 | $16,870,000 | -6.3% | 0.1% |
| BMO Harris Bank | $29,585,000 | $16,800,000 | -43.2% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $12,965,000 | $16,195,000 | 24.9% | 0.1% |
| Manufacturers Bank & Trust Company | $17,000,000 | $15,785,000 | -7.1% | 0.1% |
| Blackhawk Bank & Trust | $8,985,000 | $15,745,000 | 75.2% | 0.1% |
| GNB Bank | $15,015,000 | $15,570,000 | 3.7% | 0.1% |
| Waterstone Mortgage Corporation | $10,615,000 | $15,565,000 | 46.6% | 0.1% |
| CENTRIS FEDERAL CREDIT UNION | $15,110,000 | $15,275,000 | 1.1% | 0.1% |
| MARINE | $19,005,000 | $15,265,000 | -19.7% | 0.1% |
| Servion, Inc. | $11,535,000 | $15,120,000 | 31.1% | 0.1% |
| Glenwood State Bank | $14,045,000 | $15,080,000 | 7.4% | 0.1% |
| SIOUXLAND FEDERAL CREDIT UNION | $11,425,000 | $14,880,000 | 30.2% | 0.1% |
| Midstates Bank | $23,015,000 | $14,855,000 | -35.5% | 0.1% |
| Merchants Capital Corp. | $33,305,000 | $14,635,000 | -56.1% | 0.1% |
| Morgan Stanley Private Bank | $4,585,000 | $14,490,000 | 216.0% | 0.1% |
| Farmers & Merchants Savings Bank | $12,340,000 | $14,240,000 | 15.4% | 0.1% |
| R.I.A. Federal Credit Union | $11,115,000 | $14,075,000 | 26.6% | 0.1% |
| COMPASS MORTGAGE, INC. | $14,745,000 | $13,830,000 | -6.2% | 0.1% |
| Premier Bank | $1,250,000 | $13,680,000 | 994.4% | 0.1% |
| PLANET HOME LENDING, LLC | $5,185,000 | $13,470,000 | 159.8% | 0.1% |
| M&T Realty Capital Corporation | $13,395,000 | n/a | 0.1% | |
| Northeast Security Bank | $8,925,000 | $13,380,000 | 49.9% | 0.1% |
| Arbor Bank | $13,330,000 | $13,355,000 | 0.2% | 0.1% |
| American National Bank | $11,685,000 | $13,160,000 | 12.6% | 0.1% |
| Figure Lending LLC | $6,130,000 | $13,105,000 | 113.8% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $14,325,000 | $12,950,000 | -9.6% | 0.1% |
| CEDAR VALLEY BANK & TRUST | $11,450,000 | $12,775,000 | 11.6% | 0.1% |
| Blue Grass Savings Bank | $8,215,000 | $12,370,000 | 50.6% | 0.1% |
| Ames National Corporation/Reliance State Bank | $14,470,000 | $12,345,000 | -14.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $13,890,000 | $12,005,000 | -13.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $24,000,000 | $11,985,000 | -50.1% | 0.1% |
| Carrington Mortgage Services, LLC | $10,525,000 | $11,950,000 | 13.5% | 0.1% |
| The Federal Savings Bank | $7,250,000 | $11,850,000 | 63.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,800,000 | $11,820,000 | 556.7% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $5,695,000 | $11,705,000 | 105.5% | 0.1% |
| ENVOY MORTGAGE, LTD | $8,335,000 | $11,670,000 | 40.0% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $4,385,000 | $11,360,000 | 159.1% | 0.1% |
| FARMERS & MERCHANTS STATE BANK | $9,275,000 | $11,220,000 | 21.0% | 0.1% |
| BANKORION | $15,875,000 | $10,985,000 | -30.8% | 0.1% |
| MEMBERS1st Community Credit Union | $11,290,000 | $10,985,000 | -2.7% | 0.1% |
| Iowa State Bank | $11,275,000 | $10,505,000 | -6.8% | 0.1% |
| Green Belt Bank & Trust | $11,875,000 | $10,280,000 | -13.4% | 0.1% |
| Pioneer Bank | $5,050,000 | $10,260,000 | 103.2% | 0.1% |
| American State Bank | $13,560,000 | $10,240,000 | -24.5% | 0.1% |
| Bridge Community Bank | $6,650,000 | $10,140,000 | 52.5% | 0.1% |
| Peoples Savings Bank | $16,760,000 | $10,125,000 | -39.6% | 0.1% |
| NBKC BANK | $5,040,000 | $9,950,000 | 97.4% | 0.1% |
| Old National Bank | $7,005,000 | $9,615,000 | 37.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $2,685,000 | $9,530,000 | 254.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $7,530,000 | $9,390,000 | 24.7% | 0.1% |
| THE FAMILY CREDIT UNION | $8,770,000 | $9,345,000 | 6.6% | 0.1% |
| The Huntington National Bank | $13,895,000 | $9,340,000 | -32.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,935,000 | $9,265,000 | 56.1% | 0.1% |
| Kerndt Brothers Savings Bank | $17,425,000 | $8,940,000 | -48.7% | 0.1% |
| Premier Bank | $1,250,000 | $8,765,000 | 601.2% | 0.1% |
| Guthrie County State Bank | $6,280,000 | $8,535,000 | 35.9% | 0.1% |
| MLD MORTGAGE INC. | $185,000 | $8,480,000 | 4,483.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,635,000 | $8,420,000 | 81.7% | 0.1% |
| Leighton State Bank | $14,025,000 | $8,400,000 | -40.1% | 0.1% |
| Denver Savings Bank | $15,915,000 | $8,375,000 | -47.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $5,295,000 | $8,305,000 | 56.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $7,505,000 | $8,245,000 | 9.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $7,065,000 | $8,135,000 | 15.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $9,545,000 | $7,945,000 | -16.8% | 0.1% |
| Access Bank | $6,230,000 | $7,855,000 | 26.1% | 0.1% |
| Heritage Bank | $9,270,000 | $7,775,000 | -16.1% | 0.1% |
| Contract Exchange Corporation | $7,420,000 | $7,665,000 | 3.3% | 0.1% |
| Coastal Community Bank | $6,580,000 | $7,335,000 | 11.5% | 0.1% |
| Pinnacle Bank | $125,000 | $7,285,000 | 5,728.0% | 0.1% |
| Charter Bank | $6,785,000 | $7,225,000 | 6.5% | 0.1% |
| First Federal Bank | $2,780,000 | $7,210,000 | 159.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,975,000 | $7,035,000 | 136.5% | 0.1% |
| Cobalt Credit Union | $6,385,000 | $6,920,000 | 8.4% | 0.1% |
| Hiawatha Bank and Trust | $6,780,000 | $6,920,000 | 2.1% | 0.1% |
| FIRST | $16,040,000 | $6,830,000 | -57.4% | 0.1% |
| The Loan Store, Inc. | $195,000 | $6,765,000 | 3,369.2% | 0.1% |
| Tradesmen Community Credit Union | $5,045,000 | $6,660,000 | 32.0% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $7,915,000 | $6,535,000 | -17.4% | 0.1% |
| Midwest Bank | $3,485,000 | $6,495,000 | 86.4% | 0.1% |
| Citizens Bank | $12,690,000 | $6,455,000 | -49.1% | 0.1% |
| Regent Financial Group, Inc. | $6,035,000 | $6,345,000 | 5.1% | 0.1% |
| Exchange State Bank | $8,475,000 | $6,290,000 | -25.8% | 0.0% |
| Alerus Financial | $6,285,000 | n/a | 0.0% | |
| Bankers' Bank | $8,405,000 | $6,200,000 | -26.2% | 0.0% |
| Regions Bank | $18,620,000 | $6,140,000 | -67.0% | 0.0% |
| Union State Bank | $8,935,000 | $6,105,000 | -31.7% | 0.0% |
| PNC Bank | $7,500,000 | $6,085,000 | -18.9% | 0.0% |
| Grinnell State Bank | $5,875,000 | $6,070,000 | 3.3% | 0.0% |
| AFFINITY | $35,000 | $6,050,000 | 17,185.7% | 0.0% |
| ALLIANT | $8,160,000 | $5,990,000 | -26.6% | 0.0% |
| Arbor Realty Trust, Inc. | $2,095,000 | $5,980,000 | 185.4% | 0.0% |
| Bank Midwest | $8,825,000 | $5,940,000 | -32.7% | 0.0% |
| BankFirst | $5,830,000 | $5,830,000 | 0.0% | 0.0% |
| Federation Bank | $4,015,000 | $5,725,000 | 42.6% | 0.0% |
| Farmers Savings Bank & Trust | $2,680,000 | $5,480,000 | 104.5% | 0.0% |
| Core Bank | $4,475,000 | $5,455,000 | 21.9% | 0.0% |
| ZILLOW HOME LOANS, LLC | $5,980,000 | $5,390,000 | -9.9% | 0.0% |
| FNB BANK | $3,605,000 | $5,280,000 | 46.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $6,830,000 | $5,155,000 | -24.5% | 0.0% |
| Washington County Bank | $6,165,000 | $5,140,000 | -16.6% | 0.0% |
| UNION HOME MORTGAGE CORP. | $5,705,000 | $5,055,000 | -11.4% | 0.0% |
| Ally Bank | $4,670,000 | $5,005,000 | 7.2% | 0.0% |
| Equity Prime Mortgage LLC | $1,645,000 | $4,975,000 | 202.4% | 0.0% |
| RIVER VALLEY CREDIT UNION | $4,260,000 | $4,865,000 | 14.2% | 0.0% |
| AXIA FINANCIAL, LLC | $4,850,000 | n/a | 0.0% | |
| Serve Credit Union | $5,625,000 | $4,810,000 | -14.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,115,000 | $4,765,000 | 53.0% | 0.0% |
| Platinum Bank | $4,765,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $8,340,000 | $4,705,000 | -43.6% | 0.0% |
| Pinnacle Bank | $125,000 | $4,525,000 | 3,520.0% | 0.0% |
| First Class Community Credit Union | $2,990,000 | $4,490,000 | 50.2% | 0.0% |
| First Trust and Savings Bank | $5,600,000 | $4,445,000 | -20.6% | 0.0% |
| First State Bank | $335,000 | $4,430,000 | 1,222.4% | 0.0% |
| Northpointe Bank | $3,285,000 | $4,190,000 | 27.5% | 0.0% |
| Chelsea Savings Bank | $3,275,000 | $4,155,000 | 26.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $390,000 | $4,085,000 | 947.4% | 0.0% |
| Landmark Credit Union | $4,025,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $18,830,000 | $3,745,000 | -80.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $4,600,000 | $3,685,000 | -19.9% | 0.0% |
| The Readlyn Savings Bank | $7,260,000 | $3,630,000 | -50.0% | 0.0% |
| Dundee Bank | $3,615,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $2,690,000 | $3,600,000 | 33.8% | 0.0% |
| First State Bank | $335,000 | $3,590,000 | 971.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,140,000 | $3,575,000 | 213.6% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,660,000 | $3,480,000 | 30.8% | 0.0% |
| Fifth Third Bank | $365,000 | $3,390,000 | 828.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $3,110,000 | $3,350,000 | 7.7% | 0.0% |
| American Bank & Trust | $2,355,000 | $3,305,000 | 40.3% | 0.0% |
| Union Bank and Trust Company | $3,035,000 | $3,265,000 | 7.6% | 0.0% |
| Keystone Savings Bank | $3,620,000 | $3,240,000 | -10.5% | 0.0% |
| PHH Mortgage Corporation | $2,855,000 | $3,215,000 | 12.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $3,575,000 | $3,210,000 | -10.2% | 0.0% |
| Houghton State Bank | $2,380,000 | $3,195,000 | 34.2% | 0.0% |
| Telco Triad Community Credit Union | $2,870,000 | $3,165,000 | 10.3% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $360,000 | $3,100,000 | 761.1% | 0.0% |
| Bell Bank | $7,860,000 | $3,055,000 | -61.1% | 0.0% |
| Eitzen State Bank | $2,725,000 | $3,025,000 | 11.0% | 0.0% |
| Grandbridge Real Estate Capital LLC | $32,650,000 | $2,935,000 | -91.0% | 0.0% |
| First PREMIER Bank | $1,275,000 | $2,925,000 | 129.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $4,525,000 | $2,915,000 | -35.6% | 0.0% |
| Farmers Trust and Savings Bank | $2,635,000 | $2,905,000 | 10.2% | 0.0% |
| Central State Bank | $3,910,000 | $2,885,000 | -26.2% | 0.0% |
| Security National Bank of South Dakota | $155,000 | $2,785,000 | 1,696.8% | 0.0% |
| Farmers National Bank | $1,335,000 | $2,775,000 | 107.9% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,005,000 | $2,605,000 | 29.9% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,480,000 | $2,585,000 | -42.3% | 0.0% |
| NEXERA HOLDING LLC | $500,000 | $2,570,000 | 414.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $3,895,000 | $2,550,000 | -34.5% | 0.0% |
| Goldman Sachs Bank USA | $755,000 | $2,550,000 | 237.7% | 0.0% |
| Ixonia Bank | $32,040,000 | $2,540,000 | -92.1% | 0.0% |
| Community Bank | $3,470,000 | $2,530,000 | -27.1% | 0.0% |
| Frontier Bank | $1,715,000 | $2,480,000 | 44.6% | 0.0% |
| First Bank & Trust | $4,115,000 | $2,390,000 | -41.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,390,000 | $2,330,000 | -31.3% | 0.0% |
| SPRING EQ, LLC | $1,395,000 | $2,295,000 | 64.5% | 0.0% |
| METRO CU | $4,020,000 | $2,290,000 | -43.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,295,000 | $2,175,000 | -65.4% | 0.0% |
| OCMBC, INC. | $280,000 | $2,170,000 | 675.0% | 0.0% |
| COMPEER FINANCIAL, FLCA | $1,255,000 | $2,155,000 | 71.7% | 0.0% |
| DAS Acquisition Company, LLC | $4,425,000 | $2,140,000 | -51.6% | 0.0% |
| Nebraska Bank of Commerce | $455,000 | $2,140,000 | 370.3% | 0.0% |
| Fairfax State Savings Bank | $4,115,000 | $2,130,000 | -48.2% | 0.0% |
| Legacy Bank & Trust Company | $2,115,000 | n/a | 0.0% | |
| Texana Bank | $2,100,000 | n/a | 0.0% | |
| Gateway First Bank | $2,870,000 | $2,045,000 | -28.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $785,000 | $2,025,000 | 158.0% | 0.0% |
| Citibank | $1,665,000 | $2,020,000 | 21.3% | 0.0% |
| TruHome Solutions, LLC | $720,000 | $2,000,000 | 177.8% | 0.0% |
| BETTER MORTGAGE CORPORATION | $5,120,000 | $1,960,000 | -61.7% | 0.0% |
| The Greenwood's State Bank | $1,955,000 | n/a | 0.0% | |
| First International Bank & Trust | $1,725,000 | $1,950,000 | 13.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,695,000 | $1,840,000 | 8.6% | 0.0% |
| WaterStone Bank, SSB | $1,825,000 | n/a | 0.0% | |
| National Exchange Bank and Trust | $1,820,000 | n/a | 0.0% | |
| First National Bank and Trust Company | $1,805,000 | n/a | 0.0% | |
| ALTRA | $1,735,000 | $1,795,000 | 3.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $390,000 | $1,790,000 | 359.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,715,000 | $1,770,000 | 3.2% | 0.0% |
| Stride Bank | $1,745,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,480,000 | $1,735,000 | 17.2% | 0.0% |
| Regional Missouri Bank | $710,000 | $1,720,000 | 142.3% | 0.0% |
| UMB Bank | $380,000 | $1,675,000 | 340.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,480,000 | $1,640,000 | -33.9% | 0.0% |
| Central Bank Illinois | $1,920,000 | $1,620,000 | -15.6% | 0.0% |
| Arvest Bank | $1,350,000 | $1,535,000 | 13.7% | 0.0% |
| RCN Capital, LLC | $1,680,000 | $1,515,000 | -9.8% | 0.0% |
| GAS AND ELECTRIC CREDIT UNION | $2,375,000 | $1,500,000 | -36.8% | 0.0% |
| First Bank | $2,260,000 | $1,495,000 | -33.8% | 0.0% |
| BTC BANK | $1,040,000 | $1,485,000 | 42.8% | 0.0% |
| Charles Schwab Bank, SSB | $2,705,000 | $1,485,000 | -45.1% | 0.0% |
| RESIDENTIAL BANCORP | $185,000 | $1,470,000 | 694.6% | 0.0% |
| First Savings Bank | $6,175,000 | $1,455,000 | -76.4% | 0.0% |
| PERFORMANCE EQUITY PARTNERS, INC. | $1,095,000 | $1,440,000 | 31.5% | 0.0% |
| EMM LOANS LLC | $1,860,000 | $1,435,000 | -22.8% | 0.0% |
| Associated Bank | $1,420,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $550,000 | $1,390,000 | 152.7% | 0.0% |
| UIF CORPORATION | $1,380,000 | n/a | 0.0% | |
| FOUR POINTS | $1,020,000 | $1,370,000 | 34.3% | 0.0% |
| TBK BANK, SSB | $1,155,000 | $1,360,000 | 17.7% | 0.0% |
| United Community Bank | $665,000 | $1,355,000 | 103.8% | 0.0% |
| Rivers Edge Bank | $1,705,000 | $1,350,000 | -20.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,280,000 | $1,340,000 | 4.7% | 0.0% |
| Lincoln FSB of Nebraska | $980,000 | $1,325,000 | 35.2% | 0.0% |
| Reliabank Dakota | $2,640,000 | $1,325,000 | -49.8% | 0.0% |
| BOKF | $380,000 | $1,315,000 | 246.1% | 0.0% |
| Security Savings Bank | $1,630,000 | $1,300,000 | -20.2% | 0.0% |
| Providence Bank & Trust | $1,275,000 | n/a | 0.0% | |
| SERVICE FIRST FEDERAL CREDIT UNION | $55,000 | $1,275,000 | 2,218.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $515,000 | $1,255,000 | 143.7% | 0.0% |
| Armed Forces Bank | $285,000 | $1,245,000 | 336.8% | 0.0% |
| BAY EQUITY LLC | $1,425,000 | $1,230,000 | -13.7% | 0.0% |
| Liberty National Bank | $960,000 | $1,210,000 | 26.0% | 0.0% |
| Heartland Bank and Trust Company | $5,470,000 | $1,195,000 | -78.2% | 0.0% |
| Baxter Credit Union | $820,000 | $1,160,000 | 41.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $120,000 | $1,155,000 | 862.5% | 0.0% |
| CHEVRON | $1,815,000 | $1,150,000 | -36.6% | 0.0% |
| Hinsdale Bank & Trust Company | $545,000 | $1,130,000 | 107.3% | 0.0% |
| LIMA ONE CAPITAL, LLC | $3,960,000 | $1,125,000 | -71.6% | 0.0% |
| Beverly Bank & Trust | $1,115,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,680,000 | $1,115,000 | -33.6% | 0.0% |
| Raymond James Bank | $2,235,000 | $1,110,000 | -50.3% | 0.0% |
| General Mortgage Capital Corporation | $1,080,000 | n/a | 0.0% | |
| NexBank | $1,080,000 | n/a | 0.0% | |
| Exchange Bank | $3,265,000 | $1,070,000 | -67.2% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $550,000 | $1,055,000 | 91.8% | 0.0% |
| PROPER RATE, LLC | $830,000 | $1,050,000 | 26.5% | 0.0% |
| Royal Bank | $720,000 | $1,040,000 | 44.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $2,760,000 | $1,035,000 | -62.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $275,000 | $1,020,000 | 270.9% | 0.0% |
| Johnson Bank | $400,000 | $1,015,000 | 153.8% | 0.0% |
| Frandsen Bank & Trust | $300,000 | $1,005,000 | 235.0% | 0.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $210,000 | $1,000,000 | 376.2% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,000,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $895,000 | $995,000 | 11.2% | 0.0% |
| Academy Bank | $990,000 | n/a | 0.0% | |
| Schaumburg Bank & Trust | $990,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $890,000 | $985,000 | 10.7% | 0.0% |
| COMMUNITY STATE BANK | $985,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $805,000 | $985,000 | 22.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $2,450,000 | $985,000 | -59.8% | 0.0% |
| Encompass Lending Group, LP | $1,435,000 | $980,000 | -31.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $620,000 | $980,000 | 58.1% | 0.0% |
| Lakeview Community Capital, LLC | $440,000 | $980,000 | 122.7% | 0.0% |
| Ameris Bank | $200,000 | $975,000 | 387.5% | 0.0% |
| Financial Funding Solutions, Inc. | $105,000 | $970,000 | 823.8% | 0.0% |
| Cornerstone Bank | $175,000 | $955,000 | 445.7% | 0.0% |
| Lake Forest Bank & Trust | $945,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $945,000 | n/a | 0.0% | |
| NFM, INC. | $1,325,000 | $940,000 | -29.1% | 0.0% |
| Security National Bank of Omaha | $20,530,000 | $915,000 | -95.5% | 0.0% |
| CANOPY MORTGAGE, LLC | $905,000 | n/a | 0.0% | |
| Horizon Bank | $905,000 | n/a | 0.0% | |
| Willamette Valley Bank | $905,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $5,190,000 | $895,000 | -82.8% | 0.0% |
| Morton Community Bank | $2,305,000 | $895,000 | -61.2% | 0.0% |
| CITY-COUNTY CREDIT UNION | $235,000 | $855,000 | 263.8% | 0.0% |
| Magnolia Bank | $995,000 | $855,000 | -14.1% | 0.0% |
| COMMUNITYAMERICA | $750,000 | $840,000 | 12.0% | 0.0% |
| Royal Credit Union | $285,000 | $840,000 | 194.7% | 0.0% |
| Bank of England | $1,015,000 | $835,000 | -17.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $310,000 | $830,000 | 167.7% | 0.0% |
| State Department Federal Credit Union | $810,000 | n/a | 0.0% | |
| Bridgewater Bank | $3,265,000 | $805,000 | -75.3% | 0.0% |
| DELMAR FINANCIAL COMPANY | $115,000 | $790,000 | 587.0% | 0.0% |
| Merchants Bank | $1,880,000 | $785,000 | -58.2% | 0.0% |
| Old Plank Trail Community Bank | $765,000 | n/a | 0.0% | |
| THOMPSON KANE & COMPANY, LLC | $380,000 | $750,000 | 97.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $740,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $1,570,000 | $730,000 | -53.5% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $235,000 | $710,000 | 202.1% | 0.0% |
| American Airlines Federal Credit Union | $75,000 | $705,000 | 840.0% | 0.0% |
| Liberty Trust & Savings Bank | $515,000 | $705,000 | 36.9% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $680,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $185,000 | $680,000 | 267.6% | 0.0% |
| Busey Bank | $345,000 | $675,000 | 95.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $2,030,000 | $675,000 | -66.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $360,000 | $670,000 | 86.1% | 0.0% |
| KeyBank | $155,000 | $665,000 | 329.0% | 0.0% |
| ANCHOR LOANS, LP | $1,925,000 | $655,000 | -66.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $595,000 | $655,000 | 10.1% | 0.0% |
| First Bankers Trust Company | $2,020,000 | $650,000 | -67.8% | 0.0% |
| Five Points Bank | $2,795,000 | $650,000 | -76.7% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $645,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $195,000 | $645,000 | 230.8% | 0.0% |
| Quontic Bank | $250,000 | $640,000 | 156.0% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $8,760,000 | $640,000 | -92.7% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $355,000 | $635,000 | 78.9% | 0.0% |
| F&M Bank | $435,000 | $630,000 | 44.8% | 0.0% |
| WINGS FINANCIAL | $1,125,000 | $630,000 | -44.0% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $625,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $205,000 | $620,000 | 202.4% | 0.0% |
| Central National Bank | $620,000 | n/a | 0.0% | |
| First Horizon Bank | $620,000 | n/a | 0.0% | |
| CIBM Bank | $520,000 | $615,000 | 18.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $235,000 | $615,000 | 161.7% | 0.0% |
| COLORADO CREDIT UNION | $605,000 | n/a | 0.0% | |
| TOWN AND COUNTRY Credit Union | $605,000 | n/a | 0.0% | |
| MidAmerica National Bank | $45,000 | $595,000 | 1,222.2% | 0.0% |
| Sunflower Bank | $590,000 | n/a | 0.0% | |
| CORNHUSKER BANK | $270,000 | $580,000 | 114.8% | 0.0% |
| First Nebraska Bank | $365,000 | $580,000 | 58.9% | 0.0% |
| ALLIANT CREDIT UNION | $180,000 | $575,000 | 219.4% | 0.0% |
| FOOTHILLS | $575,000 | n/a | 0.0% | |
| HomeTown Bank | $125,000 | $575,000 | 360.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $190,000 | $570,000 | 200.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $570,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $545,000 | n/a | 0.0% | |
| SIOUX FALLS | $545,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $525,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $525,000 | n/a | 0.0% | |
| Axos Bank | $520,000 | n/a | 0.0% | |
| Hawthorn Bank | $515,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $510,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $505,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $505,000 | 83.6% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $395,000 | $505,000 | 27.8% | 0.0% |
| The Nodaway Valley Bank | $500,000 | $505,000 | 1.0% | 0.0% |
| VALOR BANK | $505,000 | n/a | 0.0% | |
| FIRST NEBRASKA Credit Union | $590,000 | $480,000 | -18.6% | 0.0% |
| Think Mutual Bank | $980,000 | $480,000 | -51.0% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,245,000 | $465,000 | -62.7% | 0.0% |
| GEORGIA'S OWN | $465,000 | n/a | 0.0% | |
| MUTUAL FIRST | $160,000 | $465,000 | 190.6% | 0.0% |
| UBS Bank USA | $305,000 | $465,000 | 52.5% | 0.0% |
| American Mortgage Bank, LLC | $460,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $830,000 | $460,000 | -44.6% | 0.0% |
| Fidelity Bank | $375,000 | $460,000 | 22.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,520,000 | $460,000 | -69.7% | 0.0% |
| Paragon Bank | $455,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $325,000 | $440,000 | 35.4% | 0.0% |
| Bethpage Federal Credit Union | $365,000 | $430,000 | 17.8% | 0.0% |
| Firefighters Credit Union | $415,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $415,000 | n/a | 0.0% | |
| CORTRUST MORTGAGE, INC. | $380,000 | $405,000 | 6.6% | 0.0% |
| Chickasaw Community Bank | $9,955,000 | $400,000 | -96.0% | 0.0% |
| Transportation Federal Credit Union | $395,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $390,000 | n/a | 0.0% | |
| Sullivan Bank | $385,000 | n/a | 0.0% | |
| Tradition Mortgage, LLC | $1,070,000 | $385,000 | -64.0% | 0.0% |
| Bank First, N.A. | $75,000 | $380,000 | 406.7% | 0.0% |
| NOVATION CREDIT UNION | $380,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $200,000 | $380,000 | 90.0% | 0.0% |
| First Federal Bank, A FSB | $375,000 | n/a | 0.0% | |
| Gate City Bank | $435,000 | $375,000 | -13.8% | 0.0% |
| S1L, Inc. | $175,000 | $375,000 | 114.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $710,000 | $370,000 | -47.9% | 0.0% |
| Brighton Bank | $370,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $165,000 | $370,000 | 124.2% | 0.0% |
| Commercial Lender LLC | $65,000 | $365,000 | 461.5% | 0.0% |
| Wahoo State Bank | $365,000 | n/a | 0.0% | |
| SPIRE Credit Union | $360,000 | n/a | 0.0% | |
| Community Resource Bank | $355,000 | n/a | 0.0% | |
| Leader Bank | $355,000 | n/a | 0.0% | |
| Sauk Valley Bank & Trust Company | $45,000 | $355,000 | 688.9% | 0.0% |
| Midwest BankCentre | $105,000 | $350,000 | 233.3% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $345,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $345,000 | n/a | 0.0% | |
| Centier Bank | $5,915,000 | $335,000 | -94.3% | 0.0% |
| IAA Credit Union | $205,000 | $335,000 | 63.4% | 0.0% |
| Legacy National Bank | $335,000 | n/a | 0.0% | |
| The Park Bank | $315,000 | $335,000 | 6.3% | 0.0% |
| Zions Bank | $335,000 | n/a | 0.0% | |
| AmRes Corporation | $325,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $950,000 | $325,000 | -65.8% | 0.0% |
| First Western Trust Bank | $325,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $2,095,000 | $325,000 | -84.5% | 0.0% |
| Bank of Farmington | $315,000 | n/a | 0.0% | |
| CITY BANK & TRUST CO. | $315,000 | n/a | 0.0% | |
| Equitable Bank | $105,000 | $315,000 | 200.0% | 0.0% |
| T2 FINANCIAL LLC | $250,000 | $310,000 | 24.0% | 0.0% |
| Commerce Bank | $1,065,000 | $300,000 | -71.8% | 0.0% |
| First National Bank | $330,000 | $300,000 | -9.1% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $350,000 | $300,000 | -14.3% | 0.0% |
| Coulee Bank | $390,000 | $295,000 | -24.4% | 0.0% |
| Profinium Inc. | $155,000 | $295,000 | 90.3% | 0.0% |
| GNBank | $285,000 | n/a | 0.0% | |
| Citizens State Bank of La Crosse | $280,000 | n/a | 0.0% | |
| Citizens Bank of Kansas | $275,000 | n/a | 0.0% | |
| Nations Lending Corporation | $535,000 | $275,000 | -48.6% | 0.0% |
| The Freedom Bank of Virginia | $275,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $185,000 | $275,000 | 48.6% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $365,000 | $270,000 | -26.0% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $270,000 | n/a | 0.0% | |
| Secured Investment Corp. | $165,000 | $260,000 | 57.6% | 0.0% |
| BNY Mellon | $225,000 | $255,000 | 13.3% | 0.0% |
| Community Bank Mankato | $255,000 | $255,000 | 0.0% | 0.0% |
| Dacotah Bank | $255,000 | n/a | 0.0% | |
| HANSCOM | $255,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $155,000 | $245,000 | 58.1% | 0.0% |
| A&D Mortgage LLC | $280,000 | $240,000 | -14.3% | 0.0% |
| Bremer Bank | $35,000 | $230,000 | 557.1% | 0.0% |
| Elements Financial Federal Credit Union | $1,130,000 | $230,000 | -79.6% | 0.0% |
| First National Bank of America | $900,000 | $230,000 | -74.4% | 0.0% |
| Chippewa Valley Bank | $225,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,440,000 | $220,000 | -84.7% | 0.0% |
| Country Club Bank | $215,000 | n/a | 0.0% | |
| Extraco Banks | $215,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $215,000 | n/a | 0.0% | |
| Security Financial Bank | $215,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $125,000 | $215,000 | 72.0% | 0.0% |
| First Mid Bank & Trust | $75,000 | $210,000 | 180.0% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $170,000 | $210,000 | 23.5% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $210,000 | n/a | 0.0% | |
| Alliant Bank | $135,000 | $205,000 | 51.9% | 0.0% |
| Cambria Financial Group, LLC | $205,000 | n/a | 0.0% | |
| Mabrey Bank | $205,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Peoples Bank | $390,000 | $205,000 | -47.4% | 0.0% |
| Citizens Bank Minnesota | $395,000 | $200,000 | -49.4% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $200,000 | n/a | 0.0% | |
| First National Bank of Brookfield | $195,000 | n/a | 0.0% | |
| Horicon Bank | $195,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $640,000 | $195,000 | -69.5% | 0.0% |
| ON Q FINANCIAL, INC. | $240,000 | $195,000 | -18.8% | 0.0% |
| Presidential Bank, FSB | $195,000 | n/a | 0.0% | |
| VANTAGE WEST | $195,000 | n/a | 0.0% | |
| Service Federal Credit Union | $165,000 | $190,000 | 15.2% | 0.0% |
| Jonah Bank of Wyoming | $185,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $265,000 | $185,000 | -30.2% | 0.0% |
| Paramount Bank | $185,000 | n/a | 0.0% | |
| Village Bank & Trust | $185,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $175,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $105,000 | $175,000 | 66.7% | 0.0% |
| TJC Mortgage, Inc. | $355,000 | $175,000 | -50.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $165,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $725,000 | $165,000 | -77.2% | 0.0% |
| ARC HOME LLC | $155,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $155,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $155,000 | n/a | 0.0% | |
| UNITED | $650,000 | $155,000 | -76.2% | 0.0% |
| Bank of Deerfield | $145,000 | n/a | 0.0% | |
| Midwest Mortgage Associates Corporation | $145,000 | n/a | 0.0% | |
| Pioneer Bank | $5,050,000 | $145,000 | -97.1% | 0.0% |
| Premier Bank | $1,250,000 | $145,000 | -88.4% | 0.0% |
| The Peoples Community Bank | $145,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| KELLOGG MIDWEST FEDERAL CREDIT UNION | $130,000 | $140,000 | 7.7% | 0.0% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $135,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $135,000 | n/a | 0.0% | |
| Granite Community Bank | $135,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $305,000 | $135,000 | -55.7% | 0.0% |
| Landmark National Bank | $145,000 | $135,000 | -6.9% | 0.0% |
| UNITED MORTGAGE CORP | $135,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $255,000 | $125,000 | -51.0% | 0.0% |
| Nicolet National Bank | $125,000 | n/a | 0.0% | |
| OMAHA POLICE FEDERAL CREDIT UNION | $445,000 | $120,000 | -73.0% | 0.0% |
| Allied First Bank,sb | $195,000 | $115,000 | -41.0% | 0.0% |
| River Region Credit Union | $115,000 | n/a | 0.0% | |
| Stillman Bank | $115,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $115,000 | n/a | 0.0% | |
| F & M Community Bank | $110,000 | n/a | 0.0% | |
| Farmers and Merchants Bank of Ashland | $540,000 | $105,000 | -80.6% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| Grand Valley Bank | $105,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
| STATE BANK OFTOULON | $105,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $55,000 | $105,000 | 90.9% | 0.0% |
| OMAHA FEDERAL CREDIT UNION | $80,000 | $100,000 | 25.0% | 0.0% |
| Chambers Bank | $95,000 | n/a | 0.0% | |
| FIRST WESTROADS BANK, INC. | $5,005,000 | $95,000 | -98.1% | 0.0% |
| University Bank | $95,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $885,000 | $95,000 | -89.3% | 0.0% |
| Connexus Credit Union | $90,000 | n/a | 0.0% | |
| Lakeview Bank | $85,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $85,000 | n/a | 0.0% | |
| TIB The Independent Bankersbank | $75,000 | $85,000 | 13.3% | 0.0% |
| Equity Bank | $75,000 | n/a | 0.0% | |
| The Bank of Old Monroe | $75,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL | $75,000 | $65,000 | -13.3% | 0.0% |
| The First National Bank of Raymond | $65,000 | n/a | 0.0% | |
| Bank of Springfield | $2,155,000 | $55,000 | -97.4% | 0.0% |
| Southwest Airlines Federal Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| Tyndall Federal Credit Union | $55,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $45,000 | n/a | 0.0% | |
| TOWER | $45,000 | n/a | 0.0% | |
| BancFirst | $35,000 | n/a | 0.0% | |
| First American Bank | $35,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $25,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $65,000 | $25,000 | -61.5% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $15,000 | n/a | 0.0% |
Iowa's top lender by overall market share is GREENSTATE CREDIT UNION, with 11.7% market share. In second place, with 5.7%, is VERIDIAN CREDIT UNION, having originated $724,275,000 in loans. In third place, with 3.6%, is Hills Bank and Trust Company, having originated $453,445,000 in loans. In fourth place, with 3.6%, is IOWA BANKERS MORTGAGE CORPORATION, having originated $450,130,000 in loans. In fifth place, with 2.8%, is QUICKEN LOANS, LLC, having originated $348,680,000 in loans.
Iowa Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 39,070 | $8,753,350,000 | $224,043 |
| Refi | 8,871 | $1,899,585,000 | $214,134 |
| Other | 8,008 | $712,080,000 | $88,921 |
| Home Improvement | 5,920 | $390,990,000 | $66,046 |
| Cash Out Refi | 5,696 | $893,840,000 | $156,924 |
| NA | 33 | $4,535,000 | $137,424 |
Iowa's most frequently cited loan purpose was Home Purchase, with 39,070 originations. The 2nd most popular reason was Refi, with 8,871 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 26,179 | $5,578,645,000 | $213,096 |
| 7-8% | 12,814 | $2,095,550,000 | $163,536 |
| 5-6% | 9,587 | $2,337,325,000 | $243,802 |
| Over 8% | 8,871 | $729,725,000 | $82,260 |
| <2.5% | 1,478 | $45,560,000 | $30,825 |
| 4-5% | 594 | $168,580,000 | $283,805 |
| 2.5-3% | 74 | $9,740,000 | $131,622 |
| 3-4% | 59 | $33,835,000 | $573,475 |
During 2024, Iowa's most frequently originated rate bucket was 6-7%, with 26,179 originations.
Loan Sizing (Iowa MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 25,170 | $1,261,060,000 | $50,102 |
| $100k-200k | 20,225 | $2,970,535,000 | $146,874 |
| $200k-400k | 17,662 | $4,870,550,000 | $275,764 |
| $400k-600k | 3,169 | $1,502,255,000 | $474,047 |
| $600k-1000k | 1,025 | $736,355,000 | $718,395 |
| $Over $1MM | 347 | $1,313,625,000 | $3,785,663 |
Iowa's loan sizing saw the bucket of loans from $100,000 or less with 25,170 originations, totaling $1,261,060,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 22,692 | $5,343,500,000 | $235,479 |
| 60-80% | 11,721 | $3,114,405,000 | $265,712 |
| Under 20% | 10,883 | $488,155,000 | $44,855 |
| 20-40% | 8,597 | $781,195,000 | $90,868 |
| 40-60% | 4,691 | $897,625,000 | $191,350 |
| Over 100% | 485 | $191,595,000 | $395,041 |
Iowa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 22,692 originations, totaling $5,343,500,000 in origination value.