Iowa Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Iowa averaged
6.53%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.62% and
one month ago for the week of 2024-11-07, the
average rate was 6.42%.
Iowa's average rate one year ago was 6.86%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.6%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Iowa 30 Year Fixed Rate | 2024-12-12 | 6.53% |
| Iowa 30 Year Fixed Rate Refi | 2024-12-12 | 6.6% |
| Iowa 15 Year Fixed Rate | 2024-12-12 | 6.12% |
| Iowa 15 Year Fixed Rate Refi | 2024-12-12 | 6.99% |
| Iowa 30 Year FHA | 2024-12-12 | 5.97% |
| Iowa 30 Year FHA Refi | 2024-12-12 | 6.05% |
| Iowa 30 Year USDA | 2024-12-12 | 6.24% |
| Iowa 30 Year USDA Refi | 2024-12-12 | 6.5% |
| Iowa 30 Year VA | 2024-12-12 | 5.8% |
| Iowa 30 Year VA Refi | 2024-12-12 | 6.28% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Iowa.
Iowa Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Iowa market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Iowa Average Closing Costs & Other Stats
Iowa's 333 lenders originated 64,115
loans during 2023. The total origination value was $11,168,715,000, with an average loan value of
$174,198.
Iowa's average closing costs are $3,149.
The top Iowa lender as defined by loan originations is GREENSTATE CREDIT UNION, with
3,657 loans originated. Their average total fees are
$1,963, which is $633
lower than the next largest lender,
IOWA BANKERS MORTGAGE CORPORATION.
The lowest fee Iowa lenders (with over 10 loans originated) are
PREMIA MORTGAGE, LLC ($915), Two Rivers Bank & Trust ($1,491), Raccoon Valley Bank ($1,593), Fidelity Bank & Trust ($1,865) and Hills Bank and Trust Company ($1,873).
The lowest rate Iowa lenders (with over 10 loans originated) are
VANDERBILT MORTGAGE AND FINANCE, INC. (5.61%), DHI MORTGAGE COMPANY, LTD. (5.63%), Bankers Trust Company (5.71%), MEMBERS1st Community Credit Union (5.92%) and CEDAR FALLS COMMUNITY CREDIT UNION (5.94%).
Iowa Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| GREENSTATE CREDIT UNION | $2,188,535,000 | $1,318,825,000 | -39.7% | 11.8% |
| Hills Bank and Trust Company | $724,335,000 | $584,980,000 | -19.2% | 5.2% |
| VERIDIAN CREDIT UNION | $885,830,000 | $512,260,000 | -42.2% | 4.6% |
| IOWA BANKERS MORTGAGE CORPORATION | $531,660,000 | $382,825,000 | -28.0% | 3.4% |
| Northwest Bank | $366,750,000 | $315,560,000 | -14.0% | 2.8% |
| QUICKEN LOANS, LLC | $420,395,000 | $273,305,000 | -35.0% | 2.4% |
| U.S. Bank | $412,035,000 | $227,060,000 | -44.9% | 2.0% |
| DUPACO COMMUNITY | $275,885,000 | $224,115,000 | -18.8% | 2.0% |
| Bankers Trust Company | $218,710,000 | $170,285,000 | -22.1% | 1.5% |
| Lincoln Savings Bank | $260,165,000 | $161,145,000 | -38.1% | 1.4% |
| Central Bank | $179,705,000 | $158,685,000 | -11.7% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $121,500,000 | $153,030,000 | 26.0% | 1.4% |
| Mortgage Research Center, LLC | $169,530,000 | $150,935,000 | -11.0% | 1.4% |
| BROKER SOLUTIONS, INC. | $128,455,000 | $143,205,000 | 11.5% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $88,595,000 | $139,110,000 | 57.0% | 1.2% |
| Collins Community Credit Union | $442,815,000 | $138,425,000 | -68.7% | 1.2% |
| HOMESERVICES LENDING, LLC | $161,260,000 | $137,605,000 | -14.7% | 1.2% |
| Wells Fargo Bank | $339,105,000 | $135,595,000 | -60.0% | 1.2% |
| MidWestOne Bank | $215,720,000 | $125,530,000 | -41.8% | 1.1% |
| Community Choice Credit Union | $136,095,000 | $116,800,000 | -14.2% | 1.0% |
| First National Bank of Omaha | $57,695,000 | $114,605,000 | 98.6% | 1.0% |
| Deere Employees Credit Union | $173,680,000 | $109,945,000 | -36.7% | 1.0% |
| GUILD MORTGAGE COMPANY | $52,290,000 | $105,075,000 | 100.9% | 0.9% |
| Luana Savings Bank | $300,645,000 | $102,400,000 | -65.9% | 0.9% |
| Bank Iowa | $122,285,000 | $97,120,000 | -20.6% | 0.9% |
| COMMUNITY 1ST CREDIT UNION | $103,330,000 | $96,700,000 | -6.4% | 0.9% |
| Cedar Rapids Bank and Trust Company | $80,445,000 | $92,305,000 | 14.7% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $109,570,000 | $91,895,000 | -16.1% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $101,020,000 | $85,385,000 | -15.5% | 0.8% |
| Fortress Bank | $32,065,000 | $83,195,000 | 159.5% | 0.7% |
| Fidelity Bank & Trust | $84,805,000 | $82,030,000 | -3.3% | 0.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $66,060,000 | $81,835,000 | 23.9% | 0.7% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | $80,035,000 | $80,265,000 | 0.3% | 0.7% |
| Premier Credit Union | $80,465,000 | $67,175,000 | -16.5% | 0.6% |
| RUHL MORTGAGE, LLC | $93,030,000 | $66,660,000 | -28.3% | 0.6% |
| GUARANTEED RATE, INC. | $95,730,000 | $66,430,000 | -30.6% | 0.6% |
| Farm Credit Mid-America, ACA | $66,770,000 | $62,080,000 | -7.0% | 0.6% |
| GERSHMAN INVESTMENT CORP. | $131,330,000 | $59,600,000 | -54.6% | 0.5% |
| Community State Bank | $31,410,000 | $57,115,000 | 81.8% | 0.5% |
| The Central Trust Bank | $80,995,000 | $54,875,000 | -32.2% | 0.5% |
| Barrington Bank & Trust Company, N.A. | $39,885,000 | $53,865,000 | 35.1% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $69,890,000 | $53,230,000 | -23.8% | 0.5% |
| Plains Commerce Bank | $66,480,000 | $51,935,000 | -21.9% | 0.5% |
| ASCENTRA | $64,535,000 | $50,385,000 | -21.9% | 0.5% |
| First National Bank, Ames, Iowa | $123,705,000 | $48,745,000 | -60.6% | 0.4% |
| Availa Bank | $116,825,000 | $44,620,000 | -61.8% | 0.4% |
| CMG MORTGAGE, INC. | $46,840,000 | $44,450,000 | -5.1% | 0.4% |
| Primebank | $72,745,000 | $44,105,000 | -39.4% | 0.4% |
| Midwest Heritage Bank FSB | $42,980,000 | $43,650,000 | 1.6% | 0.4% |
| American State Bank | $15,650,000 | $42,690,000 | 172.8% | 0.4% |
| United Bank of Iowa | $62,135,000 | $42,590,000 | -31.5% | 0.4% |
| NEWREZ LLC | $49,890,000 | $41,740,000 | -16.3% | 0.4% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $126,195,000 | $39,580,000 | -68.6% | 0.4% |
| CBI Bank & Trust | $47,800,000 | $38,745,000 | -18.9% | 0.3% |
| GREATER IOWA CREDIT UNION | $55,975,000 | $38,265,000 | -31.6% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $73,120,000 | $38,055,000 | -48.0% | 0.3% |
| Ohnward Bank & Trust | $45,085,000 | $36,565,000 | -18.9% | 0.3% |
| CARDINAL FINANCIAL | $52,865,000 | $36,430,000 | -31.1% | 0.3% |
| West Bank | $134,165,000 | $36,245,000 | -73.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $40,340,000 | $35,925,000 | -10.9% | 0.3% |
| Washington State Bank | $48,555,000 | $35,545,000 | -26.8% | 0.3% |
| West Gate Bank | $27,570,000 | $34,000,000 | 23.3% | 0.3% |
| FLAT BRANCH MORTGAGE, INC. | $14,880,000 | $33,675,000 | 126.3% | 0.3% |
| Merchants Capital Corp. | $33,305,000 | n/a | 0.3% | |
| Community Savings Bank | $54,715,000 | $32,915,000 | -39.8% | 0.3% |
| DuTrac Community Credit Union | $56,785,000 | $32,825,000 | -42.2% | 0.3% |
| LAND HOME FINANCIAL SERVICES, INC. | $49,410,000 | $32,665,000 | -33.9% | 0.3% |
| Grandbridge Real Estate Capital LLC | $65,465,000 | $32,650,000 | -50.1% | 0.3% |
| VisionBank of Iowa | $22,610,000 | $32,345,000 | 43.1% | 0.3% |
| Ixonia Bank | $31,730,000 | $32,040,000 | 1.0% | 0.3% |
| Two Rivers Bank & Trust | $71,625,000 | $31,995,000 | -55.3% | 0.3% |
| The Security National Bank of Sioux City, Iowa | $35,890,000 | $31,705,000 | -11.7% | 0.3% |
| FRONTIER FINANCIAL, INC. | $35,525,000 | $30,930,000 | -12.9% | 0.3% |
| Farmers State Bank | $80,405,000 | $30,840,000 | -61.6% | 0.3% |
| JPMorgan Chase Bank | $47,105,000 | $30,470,000 | -35.3% | 0.3% |
| BMO Harris Bank | $3,760,000 | $29,585,000 | 686.8% | 0.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $31,985,000 | $29,530,000 | -7.7% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $61,960,000 | $29,330,000 | -52.7% | 0.3% |
| Raccoon Valley Bank | $28,485,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $63,920,000 | $27,705,000 | -56.7% | 0.2% |
| BankIowa of Cedar Rapids | $51,720,000 | $26,520,000 | -48.7% | 0.2% |
| Quad City Bank and Trust Company | $18,835,000 | $26,040,000 | 38.3% | 0.2% |
| Flanagan State Bank | $36,380,000 | $25,845,000 | -29.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $13,495,000 | $25,440,000 | 88.5% | 0.2% |
| LOANDEPOT.COM, LLC | $76,685,000 | $25,410,000 | -66.9% | 0.2% |
| Great Southern Bank | $49,320,000 | $24,810,000 | -49.7% | 0.2% |
| Truist | $49,270,000 | $24,735,000 | -49.8% | 0.2% |
| USAA Federal Savings Bank | $30,850,000 | $24,415,000 | -20.9% | 0.2% |
| First Central State Bank | $43,920,000 | $24,355,000 | -44.5% | 0.2% |
| V.I.P. MORTGAGE, INC. | $7,480,000 | $24,335,000 | 225.3% | 0.2% |
| Merchants Bank of Indiana | $103,445,000 | $24,090,000 | -76.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $46,875,000 | $24,000,000 | -48.8% | 0.2% |
| LINN AREA | $50,285,000 | $23,550,000 | -53.2% | 0.2% |
| Farmers State Bank | $80,405,000 | $23,520,000 | -70.7% | 0.2% |
| Midstates Bank | $25,695,000 | $23,015,000 | -10.4% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,190,000 | $22,800,000 | 18.8% | 0.2% |
| Peoples Bank | $385,000 | $21,695,000 | 5,535.1% | 0.2% |
| Earlham Savings Bank | $20,590,000 | n/a | 0.2% | |
| Security National Bank of Omaha | $12,200,000 | $20,530,000 | 68.3% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $24,525,000 | $20,520,000 | -16.3% | 0.2% |
| Mount Vernon Bank and Trust Company | $31,850,000 | $20,350,000 | -36.1% | 0.2% |
| First Interstate Bank | $104,960,000 | $20,335,000 | -80.6% | 0.2% |
| City State Bank | $42,105,000 | $19,260,000 | -54.3% | 0.2% |
| MARINE | $29,760,000 | $19,005,000 | -36.1% | 0.2% |
| OPEN MORTGAGE, LLC | $22,270,000 | $18,830,000 | -15.4% | 0.2% |
| CHARTER WEST BANK | $20,570,000 | $18,715,000 | -9.0% | 0.2% |
| First Bank | $2,300,000 | $18,705,000 | 713.3% | 0.2% |
| Bank of America | $37,430,000 | $18,695,000 | -50.1% | 0.2% |
| Regions Bank | $11,950,000 | $18,620,000 | 55.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $18,030,000 | $18,415,000 | 2.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $10,835,000 | $17,995,000 | 66.1% | 0.2% |
| American Bank and Trust Company | $34,160,000 | $17,705,000 | -48.2% | 0.2% |
| Kerndt Brothers Savings Bank | $16,855,000 | $17,425,000 | 3.4% | 0.2% |
| Manufacturers Bank & Trust Company | $19,435,000 | $17,000,000 | -12.5% | 0.2% |
| Peoples Bank | $385,000 | $16,895,000 | 4,288.3% | 0.2% |
| Bank | $14,815,000 | $16,880,000 | 13.9% | 0.2% |
| FINANCIAL PLUS Credit Union | $29,365,000 | $16,775,000 | -42.9% | 0.2% |
| Peoples Savings Bank | $15,045,000 | $16,760,000 | 11.4% | 0.2% |
| South Story Bank & Trust | $16,485,000 | n/a | 0.1% | |
| FIRST | $35,720,000 | $16,040,000 | -55.1% | 0.1% |
| Denver Savings Bank | $12,540,000 | $15,915,000 | 26.9% | 0.1% |
| BANKORION | $40,060,000 | $15,875,000 | -60.4% | 0.1% |
| CENTRIS FEDERAL CREDIT UNION | $18,045,000 | $15,110,000 | -16.3% | 0.1% |
| GNB Bank | $17,730,000 | $15,015,000 | -15.3% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,465,000 | $14,800,000 | 910.2% | 0.1% |
| COMPASS MORTGAGE, INC. | $29,655,000 | $14,745,000 | -50.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $9,690,000 | $14,575,000 | 50.4% | 0.1% |
| Ames National Corporation/Reliance State Bank | $14,470,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $14,570,000 | $14,325,000 | -1.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $50,860,000 | $14,070,000 | -72.3% | 0.1% |
| Glenwood State Bank | $12,850,000 | $14,045,000 | 9.3% | 0.1% |
| Leighton State Bank | $17,740,000 | $14,025,000 | -20.9% | 0.1% |
| The Huntington National Bank | $14,150,000 | $13,895,000 | -1.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $8,190,000 | $13,890,000 | 69.6% | 0.1% |
| American State Bank | $15,650,000 | $13,560,000 | -13.4% | 0.1% |
| State Savings Bank | $13,405,000 | n/a | 0.1% | |
| Arbor Bank | $10,905,000 | $13,330,000 | 22.2% | 0.1% |
| Citizens State Bank | $22,165,000 | $13,170,000 | -40.6% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $3,300,000 | $12,965,000 | 292.9% | 0.1% |
| Citizens Bank | $23,930,000 | $12,690,000 | -47.0% | 0.1% |
| CEDAR FALLS COMMUNITY CREDIT UNION | $22,730,000 | $12,505,000 | -45.0% | 0.1% |
| Farmers & Merchants Savings Bank | $24,820,000 | $12,340,000 | -50.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $6,945,000 | $12,300,000 | 77.1% | 0.1% |
| Green Belt Bank & Trust | $36,215,000 | $11,875,000 | -67.2% | 0.1% |
| American National Bank | $47,245,000 | $11,685,000 | -75.3% | 0.1% |
| Servion, Inc. | $23,980,000 | $11,535,000 | -51.9% | 0.1% |
| CEDAR VALLEY BANK & TRUST | $11,450,000 | n/a | 0.1% | |
| SIOUXLAND FEDERAL CREDIT UNION | $15,170,000 | $11,425,000 | -24.7% | 0.1% |
| MEMBERS1st Community Credit Union | $12,670,000 | $11,290,000 | -10.9% | 0.1% |
| Iowa State Bank | $11,275,000 | n/a | 0.1% | |
| R.I.A. Federal Credit Union | $15,750,000 | $11,115,000 | -29.4% | 0.1% |
| SENB Bank | $16,455,000 | $10,935,000 | -33.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $20,375,000 | $10,865,000 | -46.7% | 0.1% |
| Waterstone Mortgage Corporation | $16,930,000 | $10,615,000 | -37.3% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $51,945,000 | $10,555,000 | -79.7% | 0.1% |
| Carrington Mortgage Services, LLC | $24,360,000 | $10,525,000 | -56.8% | 0.1% |
| Chickasaw Community Bank | $22,745,000 | $9,955,000 | -56.2% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,555,000 | $9,545,000 | 513.8% | 0.1% |
| FARMERS & MERCHANTS STATE BANK | $9,275,000 | n/a | 0.1% | |
| Heritage Bank | $26,410,000 | $9,270,000 | -64.9% | 0.1% |
| Blackhawk Bank & Trust | $58,975,000 | $8,985,000 | -84.8% | 0.1% |
| Union State Bank | $8,935,000 | n/a | 0.1% | |
| Northeast Security Bank | $8,925,000 | n/a | 0.1% | |
| Bank Midwest | $15,935,000 | $8,825,000 | -44.6% | 0.1% |
| THE FAMILY CREDIT UNION | $22,775,000 | $8,770,000 | -61.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,235,000 | $8,760,000 | -5.1% | 0.1% |
| Exchange State Bank | $8,475,000 | n/a | 0.1% | |
| Bankers' Bank | $23,550,000 | $8,405,000 | -64.3% | 0.1% |
| JMAC LENDING, INC. | $8,340,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $3,070,000 | $8,335,000 | 171.5% | 0.1% |
| Blue Grass Savings Bank | $12,790,000 | $8,215,000 | -35.8% | 0.1% |
| ALLIANT | $13,620,000 | $8,160,000 | -40.1% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $10,795,000 | $7,915,000 | -26.7% | 0.1% |
| Bell Bank | $2,460,000 | $7,860,000 | 219.5% | 0.1% |
| AFFINITY | $115,000 | $7,665,000 | 6,565.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $5,560,000 | $7,530,000 | 35.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $7,970,000 | $7,505,000 | -5.8% | 0.1% |
| PNC Bank | $15,340,000 | $7,500,000 | -51.1% | 0.1% |
| River Bank | $7,425,000 | n/a | 0.1% | |
| Contract Exchange Corporation | $7,055,000 | $7,420,000 | 5.2% | 0.1% |
| The Readlyn Savings Bank | $7,260,000 | n/a | 0.1% | |
| The Federal Savings Bank | $9,820,000 | $7,250,000 | -26.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $8,530,000 | $7,065,000 | -17.2% | 0.1% |
| Old National Bank | $18,550,000 | $7,005,000 | -62.2% | 0.1% |
| TOWNE MORTGAGE COMPANY | $2,265,000 | $6,830,000 | 201.5% | 0.1% |
| Charter Bank | $6,785,000 | n/a | 0.1% | |
| Hiawatha Bank and Trust | $6,780,000 | n/a | 0.1% | |
| Bridge Community Bank | $6,650,000 | n/a | 0.1% | |
| Coastal Community Bank | $6,580,000 | n/a | 0.1% | |
| Cobalt Credit Union | $6,665,000 | $6,385,000 | -4.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,445,000 | $6,295,000 | 82.7% | 0.1% |
| Guthrie County State Bank | $6,280,000 | n/a | 0.1% | |
| Premier Bank | $9,085,000 | $6,280,000 | -30.9% | 0.1% |
| Access Bank | $8,935,000 | $6,230,000 | -30.3% | 0.1% |
| First Savings Bank | $3,155,000 | $6,175,000 | 95.7% | 0.1% |
| Washington County Bank | $9,535,000 | $6,165,000 | -35.3% | 0.1% |
| Figure Lending LLC | $6,410,000 | $6,130,000 | -4.4% | 0.1% |
| Regent Financial Group, Inc. | $5,950,000 | $6,035,000 | 1.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,115,000 | $5,980,000 | -2.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,475,000 | $5,935,000 | 32.6% | 0.1% |
| Centier Bank | $320,000 | $5,915,000 | 1,748.4% | 0.1% |
| Capitol Federal Savings Bank | $28,185,000 | $5,880,000 | -79.1% | 0.1% |
| Grinnell State Bank | $5,875,000 | n/a | 0.1% | |
| BankFirst | $6,875,000 | $5,830,000 | -15.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $6,520,000 | $5,705,000 | -12.5% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $5,695,000 | n/a | 0.1% | |
| Serve Credit Union | $9,535,000 | $5,625,000 | -41.0% | 0.1% |
| First Trust and Savings Bank | $5,600,000 | n/a | 0.1% | |
| Premier Bank | $9,085,000 | $5,600,000 | -38.4% | 0.1% |
| Heartland Bank and Trust Company | $2,950,000 | $5,470,000 | 85.4% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $4,320,000 | $5,295,000 | 22.6% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,190,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $5,235,000 | $5,185,000 | -1.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $12,240,000 | $5,120,000 | -58.2% | 0.0% |
| Pioneer Bank | $5,050,000 | n/a | 0.0% | |
| Tradesmen Community Credit Union | $4,560,000 | $5,045,000 | 10.6% | 0.0% |
| NBKC BANK | $4,975,000 | $5,040,000 | 1.3% | 0.0% |
| FIRST WESTROADS BANK, INC. | $5,005,000 | n/a | 0.0% | |
| First Dakota National Bank | $14,530,000 | $5,000,000 | -65.6% | 0.0% |
| First State Bank | $115,000 | $4,925,000 | 4,182.6% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $8,750,000 | $4,905,000 | -43.9% | 0.0% |
| Ally Bank | $7,360,000 | $4,670,000 | -36.5% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $17,415,000 | $4,635,000 | -73.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $11,120,000 | $4,600,000 | -58.6% | 0.0% |
| Morgan Stanley Private Bank | $12,480,000 | $4,585,000 | -63.3% | 0.0% |
| MORIA DEVELOPMENT, INC. | $4,660,000 | $4,525,000 | -2.9% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,480,000 | n/a | 0.0% | |
| Core Bank | $7,505,000 | $4,475,000 | -40.4% | 0.0% |
| DAS Acquisition Company, LLC | $13,005,000 | $4,425,000 | -66.0% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $4,385,000 | n/a | 0.0% | |
| RIVER VALLEY CREDIT UNION | $5,950,000 | $4,260,000 | -28.4% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $13,900,000 | $4,205,000 | -69.7% | 0.0% |
| Fairfax State Savings Bank | $4,115,000 | n/a | 0.0% | |
| First Bank & Trust | $2,275,000 | $4,115,000 | 80.9% | 0.0% |
| METRO CU | $2,545,000 | $4,020,000 | 58.0% | 0.0% |
| Federation Bank | $5,395,000 | $4,015,000 | -25.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,735,000 | $3,960,000 | 44.8% | 0.0% |
| CALIBER HOME LOANS, INC. | $40,570,000 | $3,930,000 | -90.3% | 0.0% |
| Central State Bank | $17,600,000 | $3,910,000 | -77.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $800,000 | $3,895,000 | 386.9% | 0.0% |
| Keystone Savings Bank | $4,955,000 | $3,620,000 | -26.9% | 0.0% |
| FNB BANK | $3,605,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $5,585,000 | $3,575,000 | -36.0% | 0.0% |
| Midwest Bank | $5,875,000 | $3,485,000 | -40.7% | 0.0% |
| Community Bank | $3,470,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $7,650,000 | $3,390,000 | -55.7% | 0.0% |
| Northpointe Bank | $3,680,000 | $3,285,000 | -10.7% | 0.0% |
| Chelsea Savings Bank | $3,275,000 | n/a | 0.0% | |
| Bridgewater Bank | $3,265,000 | n/a | 0.0% | |
| Exchange Bank | $4,840,000 | $3,265,000 | -32.5% | 0.0% |
| First State Bank | $115,000 | $3,255,000 | 2,730.4% | 0.0% |
| AMCAP MORTGAGE, LTD. | $4,655,000 | $3,190,000 | -31.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,470,000 | $3,115,000 | -10.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $5,545,000 | $3,110,000 | -43.9% | 0.0% |
| Union Bank and Trust Company | $45,125,000 | $3,035,000 | -93.3% | 0.0% |
| First Class Community Credit Union | $2,990,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,040,000 | $2,975,000 | 186.1% | 0.0% |
| Gateway First Bank | $6,850,000 | $2,870,000 | -58.1% | 0.0% |
| Telco Triad Community Credit Union | $6,285,000 | $2,870,000 | -54.3% | 0.0% |
| PHH Mortgage Corporation | $5,055,000 | $2,855,000 | -43.5% | 0.0% |
| Five Points Bank | $1,085,000 | $2,795,000 | 157.6% | 0.0% |
| First Federal Bank | $1,745,000 | $2,780,000 | 59.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $8,930,000 | $2,760,000 | -69.1% | 0.0% |
| Eitzen State Bank | $3,915,000 | $2,725,000 | -30.4% | 0.0% |
| Charles Schwab Bank, SSB | $2,090,000 | $2,705,000 | 29.4% | 0.0% |
| Stifel Bank and Trust | $4,205,000 | $2,690,000 | -36.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,315,000 | $2,685,000 | 16.0% | 0.0% |
| Farmers Savings Bank & Trust | $2,680,000 | n/a | 0.0% | |
| BNC National Bank | $4,395,000 | $2,675,000 | -39.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,195,000 | $2,660,000 | 122.6% | 0.0% |
| Reliabank Dakota | $2,330,000 | $2,640,000 | 13.3% | 0.0% |
| Farmers Trust and Savings Bank | $2,635,000 | n/a | 0.0% | |
| Pinnacle Bank | $35,210,000 | $2,510,000 | -92.9% | 0.0% |
| FOX COMMUNITIES | $2,505,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $3,655,000 | $2,480,000 | -32.1% | 0.0% |
| POLARIS HOME FUNDING CORP. | $260,000 | $2,450,000 | 842.3% | 0.0% |
| Houghton State Bank | $2,380,000 | n/a | 0.0% | |
| GAS AND ELECTRIC CREDIT UNION | $3,475,000 | $2,375,000 | -31.7% | 0.0% |
| WALKER & DUNLOP, LLC | $31,350,000 | $2,375,000 | -92.4% | 0.0% |
| Wintrust Bank, N.A. | $2,360,000 | n/a | 0.0% | |
| American Bank & Trust | $18,640,000 | $2,355,000 | -87.4% | 0.0% |
| Morton Community Bank | $1,590,000 | $2,305,000 | 45.0% | 0.0% |
| First Bank | $2,300,000 | $2,260,000 | -1.7% | 0.0% |
| Raymond James Bank | $580,000 | $2,235,000 | 285.3% | 0.0% |
| Bank of Springfield | $1,280,000 | $2,155,000 | 68.4% | 0.0% |
| Arbor Realty Trust, Inc. | $2,565,000 | $2,095,000 | -18.3% | 0.0% |
| North American Savings Bank, F.S.B. | $5,330,000 | $2,095,000 | -60.7% | 0.0% |
| Barings Multifamily Capital | $2,055,000 | n/a | 0.0% | |
| Home Federal Savings Bank | $1,340,000 | $2,050,000 | 53.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,660,000 | $2,030,000 | 22.3% | 0.0% |
| First Bankers Trust Company | $3,075,000 | $2,020,000 | -34.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,430,000 | $2,005,000 | -17.5% | 0.0% |
| Bank of the West | $35,650,000 | $1,965,000 | -94.5% | 0.0% |
| ANCHOR LOANS, LP | $1,220,000 | $1,925,000 | 57.8% | 0.0% |
| Central Bank Illinois | $23,925,000 | $1,920,000 | -92.0% | 0.0% |
| Merchants Bank | $2,315,000 | $1,880,000 | -18.8% | 0.0% |
| EMM LOANS LLC | $710,000 | $1,860,000 | 162.0% | 0.0% |
| CHEVRON | $195,000 | $1,815,000 | 830.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,800,000 | n/a | 0.0% | |
| F&M Bank | $1,780,000 | n/a | 0.0% | |
| ALTRA | $2,210,000 | $1,735,000 | -21.5% | 0.0% |
| First International Bank & Trust | $3,305,000 | $1,725,000 | -47.8% | 0.0% |
| Frontier Bank | $685,000 | $1,715,000 | 150.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $735,000 | $1,715,000 | 133.3% | 0.0% |
| Rivers Edge Bank | $1,705,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $490,000 | $1,695,000 | 245.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,095,000 | $1,680,000 | -19.8% | 0.0% |
| RCN Capital, LLC | $1,090,000 | $1,680,000 | 54.1% | 0.0% |
| Citibank | $2,180,000 | $1,665,000 | -23.6% | 0.0% |
| Equity Prime Mortgage LLC | $4,555,000 | $1,645,000 | -63.9% | 0.0% |
| Security Savings Bank | $3,050,000 | $1,630,000 | -46.6% | 0.0% |
| Summit Mortgage Corporation | $1,570,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,345,000 | $1,520,000 | 13.0% | 0.0% |
| RBC Bank, (Georgia) | $460,000 | $1,485,000 | 222.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $215,000 | $1,480,000 | 588.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $4,630,000 | $1,440,000 | -68.9% | 0.0% |
| Encompass Lending Group, LP | $1,435,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $390,000 | $1,425,000 | 265.4% | 0.0% |
| SPRING EQ, LLC | $2,365,000 | $1,395,000 | -41.0% | 0.0% |
| Arvest Bank | $3,455,000 | $1,350,000 | -60.9% | 0.0% |
| Farmers National Bank | $265,000 | $1,335,000 | 403.8% | 0.0% |
| NFM, INC. | $1,520,000 | $1,325,000 | -12.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,570,000 | $1,280,000 | -50.2% | 0.0% |
| First PREMIER Bank | $6,145,000 | $1,275,000 | -79.3% | 0.0% |
| COMPEER FINANCIAL, FLCA | $1,725,000 | $1,255,000 | -27.2% | 0.0% |
| Premier Bank | $9,085,000 | $1,250,000 | -86.2% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $2,415,000 | $1,245,000 | -48.4% | 0.0% |
| TBK BANK, SSB | $970,000 | $1,155,000 | 19.1% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,140,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $1,235,000 | $1,130,000 | -8.5% | 0.0% |
| WINGS FINANCIAL | $17,005,000 | $1,125,000 | -93.4% | 0.0% |
| M&T Bank | $3,665,000 | $1,115,000 | -69.6% | 0.0% |
| Florida Capital Bank | $1,095,000 | n/a | 0.0% | |
| PERFORMANCE EQUITY PARTNERS, INC. | $1,010,000 | $1,095,000 | 8.4% | 0.0% |
| Tradition Mortgage, LLC | $8,475,000 | $1,070,000 | -87.4% | 0.0% |
| Commerce Bank | $950,000 | $1,065,000 | 12.1% | 0.0% |
| FIRST TECHNOLOGY | $1,055,000 | n/a | 0.0% | |
| BTC BANK | $1,000,000 | $1,040,000 | 4.0% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $1,025,000 | n/a | 0.0% | |
| FOUR POINTS | $1,415,000 | $1,020,000 | -27.9% | 0.0% |
| Bank of England | $2,455,000 | $1,015,000 | -58.7% | 0.0% |
| Magnolia Bank | $1,565,000 | $995,000 | -36.4% | 0.0% |
| Lincoln FSB of Nebraska | $225,000 | $980,000 | 335.6% | 0.0% |
| Think Mutual Bank | $540,000 | $980,000 | 81.5% | 0.0% |
| Liberty National Bank | $2,655,000 | $960,000 | -63.8% | 0.0% |
| The First National Bank in Sioux Falls | $3,105,000 | $960,000 | -69.1% | 0.0% |
| City National Bank | $4,250,000 | $955,000 | -77.5% | 0.0% |
| DIGITAL Federal Credit Union | $930,000 | $950,000 | 2.2% | 0.0% |
| St Charles Bank & Trust | $950,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $980,000 | $945,000 | -3.6% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $1,905,000 | $935,000 | -50.9% | 0.0% |
| First National Bank of America | $810,000 | $900,000 | 11.1% | 0.0% |
| New Century Bank | $900,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $550,000 | $895,000 | 62.7% | 0.0% |
| CITIZENS EQUITY FIRST | $2,885,000 | $890,000 | -69.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $375,000 | $885,000 | 136.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $485,000 | $845,000 | 74.2% | 0.0% |
| Farmers Bank & Trust | $830,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $325,000 | $830,000 | 155.4% | 0.0% |
| Baxter Credit Union | $1,805,000 | $820,000 | -54.6% | 0.0% |
| VERITAS FUNDING, LLC | $815,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $805,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $1,310,000 | $805,000 | -38.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,290,000 | $785,000 | -39.1% | 0.0% |
| Goldman Sachs Bank USA | $755,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $955,000 | $750,000 | -21.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,170,000 | $725,000 | -38.0% | 0.0% |
| Royal Bank | $1,085,000 | $720,000 | -33.6% | 0.0% |
| TruHome Solutions, LLC | $175,000 | $720,000 | 311.4% | 0.0% |
| KELLER MORTGAGE, LLC | $1,670,000 | $715,000 | -57.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $735,000 | $710,000 | -3.4% | 0.0% |
| Regional Missouri Bank | $505,000 | $710,000 | 40.6% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $3,310,000 | $700,000 | -78.9% | 0.0% |
| Vibrant Credit Union | $32,915,000 | $690,000 | -97.9% | 0.0% |
| Adams Bank & Trust | $115,000 | $675,000 | 487.0% | 0.0% |
| ENCORE BANK | $670,000 | n/a | 0.0% | |
| United Community Bank | $1,825,000 | $665,000 | -63.6% | 0.0% |
| Neighborhood Loans, Inc. | $1,450,000 | $660,000 | -54.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $650,000 | n/a | 0.0% | |
| UNITED | $510,000 | $650,000 | 27.5% | 0.0% |
| OAKTREE FUNDING CORP. | $425,000 | $640,000 | 50.6% | 0.0% |
| Bank of Tennessee | $635,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $1,010,000 | $620,000 | -38.6% | 0.0% |
| The Fisher National Bank | $620,000 | n/a | 0.0% | |
| BANKWEST, INC. | $15,125,000 | $600,000 | -96.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,590,000 | $595,000 | -62.6% | 0.0% |
| FIRST NEBRASKA Credit Union | $175,000 | $590,000 | 237.1% | 0.0% |
| Home Federal Bank | $585,000 | n/a | 0.0% | |
| AIR ACADEMY | $575,000 | n/a | 0.0% | |
| Union Savings Bank | $575,000 | n/a | 0.0% | |
| Mutual Savings Association | $565,000 | n/a | 0.0% | |
| National Bank of Commerce | $560,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $550,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $550,000 | n/a | 0.0% | |
| Hinsdale Bank & Trust Company | $545,000 | n/a | 0.0% | |
| Farmers and Merchants Bank of Ashland | $540,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,140,000 | $535,000 | -53.1% | 0.0% |
| Superior Credit Union, Inc. | $245,000 | $535,000 | 118.4% | 0.0% |
| CIBM Bank | $520,000 | n/a | 0.0% | |
| Community First National Bank | $1,180,000 | $520,000 | -55.9% | 0.0% |
| Liberty Trust & Savings Bank | $515,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $965,000 | $515,000 | -46.6% | 0.0% |
| NEXERA HOLDING LLC | $500,000 | n/a | 0.0% | |
| The Nodaway Valley Bank | $370,000 | $500,000 | 35.1% | 0.0% |
| Atlantic Union Bank | $495,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $205,000 | $480,000 | 134.1% | 0.0% |
| The Farmers Bank, Frankfort, Indiana | $475,000 | n/a | 0.0% | |
| Nebraska Bank of Commerce | $455,000 | n/a | 0.0% | |
| Pinnacle Bank - Wyoming | $455,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE, LLC | $410,000 | $445,000 | 8.5% | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | $445,000 | n/a | 0.0% | |
| OMAHA POLICE FEDERAL CREDIT UNION | $445,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $530,000 | $440,000 | -17.0% | 0.0% |
| F&M Bank | $435,000 | n/a | 0.0% | |
| Gate City Bank | $580,000 | $435,000 | -25.0% | 0.0% |
| Christian Community Credit Union | $25,000 | $425,000 | 1,600.0% | 0.0% |
| Ottawa Savings Bank | $415,000 | n/a | 0.0% | |
| South State Bank | $415,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $295,000 | $410,000 | 39.0% | 0.0% |
| FIDELITY BANK | $405,000 | n/a | 0.0% | |
| The Bank of New Glarus | $850,000 | $405,000 | -52.4% | 0.0% |
| Johnson Bank | $400,000 | n/a | 0.0% | |
| Citizens Bank Minnesota | $75,000 | $395,000 | 426.7% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $47,570,000 | $395,000 | -99.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,620,000 | $390,000 | -75.9% | 0.0% |
| Coulee Bank | $390,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $235,000 | $390,000 | 66.0% | 0.0% |
| Peoples Bank | $385,000 | $390,000 | 1.3% | 0.0% |
| CU MORTGAGE DIRECT, LLC | $350,000 | $385,000 | 10.0% | 0.0% |
| BOKF | $1,370,000 | $380,000 | -72.3% | 0.0% |
| CORTRUST MORTGAGE, INC. | $2,495,000 | $380,000 | -84.8% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $3,530,000 | $380,000 | -89.2% | 0.0% |
| UMB Bank | $1,995,000 | $380,000 | -81.0% | 0.0% |
| Evolve Bank & Trust | $375,000 | n/a | 0.0% | |
| Fidelity Bank | $125,000 | $375,000 | 200.0% | 0.0% |
| LIBERTY FIRST | $375,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $110,000 | $365,000 | 231.8% | 0.0% |
| Fifth Third Bank | $2,245,000 | $365,000 | -83.7% | 0.0% |
| First Nebraska Bank | $290,000 | $365,000 | 25.9% | 0.0% |
| First Western Bank & Trust | $365,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $260,000 | $365,000 | 40.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $360,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $915,000 | $360,000 | -60.7% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $155,000 | $355,000 | 129.0% | 0.0% |
| TJC Mortgage, Inc. | $2,195,000 | $355,000 | -83.8% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $525,000 | $350,000 | -33.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $350,000 | n/a | 0.0% | |
| Busey Bank | $1,900,000 | $345,000 | -81.8% | 0.0% |
| The First National Bank of Bangor | $345,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $345,000 | n/a | 0.0% | |
| First State Bank | $115,000 | $335,000 | 191.3% | 0.0% |
| United Fidelity Funding Corp. | $85,000 | $335,000 | 294.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,595,000 | $330,000 | -79.3% | 0.0% |
| First National Bank | $590,000 | $330,000 | -44.1% | 0.0% |
| GSF Mortgage Corporation | $1,070,000 | $325,000 | -69.6% | 0.0% |
| Capital Bank | $165,000 | $320,000 | 93.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $105,000 | $320,000 | 204.8% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $395,000 | $315,000 | -20.3% | 0.0% |
| The Park Bank | $315,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $105,000 | $310,000 | 195.2% | 0.0% |
| Foundation One Bank | $145,000 | $305,000 | 110.3% | 0.0% |
| INTERCAP LENDING INC. | $305,000 | n/a | 0.0% | |
| UBS Bank USA | $2,275,000 | $305,000 | -86.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,360,000 | $300,000 | -87.3% | 0.0% |
| Frandsen Bank & Trust | $230,000 | $300,000 | 30.4% | 0.0% |
| Members Mortgage Services, L.L.C. | $165,000 | $295,000 | 78.8% | 0.0% |
| Armed Forces Bank | $3,290,000 | $285,000 | -91.3% | 0.0% |
| Deerwood Bank | $285,000 | n/a | 0.0% | |
| Royal Credit Union | $540,000 | $285,000 | -47.2% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,065,000 | $280,000 | -73.7% | 0.0% |
| OCMBC, INC. | $280,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,010,000 | $275,000 | -72.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $250,000 | $275,000 | 10.0% | 0.0% |
| Securityplus FCU | $275,000 | n/a | 0.0% | |
| SERVICE 1ST | $275,000 | n/a | 0.0% | |
| The Union State Bank of Everest | $275,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $275,000 | n/a | 0.0% | |
| CORNHUSKER BANK | $400,000 | $270,000 | -32.5% | 0.0% |
| Northbrook Bank & Trust | $265,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $265,000 | n/a | 0.0% | |
| Community Bank Mankato | $255,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $255,000 | n/a | 0.0% | |
| Quontic Bank | $250,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $250,000 | n/a | 0.0% | |
| Bank & Trust Company | $245,000 | n/a | 0.0% | |
| Cornerstone Bank | $450,000 | $245,000 | -45.6% | 0.0% |
| ON Q FINANCIAL, INC. | $65,000 | $240,000 | 269.2% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $305,000 | $235,000 | -23.0% | 0.0% |
| CITY-COUNTY CREDIT UNION | $820,000 | $235,000 | -71.3% | 0.0% |
| Community National Bank | $235,000 | n/a | 0.0% | |
| First IC Corporation | $235,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $310,000 | $235,000 | -24.2% | 0.0% |
| Peach State Bank & Trust | $235,000 | n/a | 0.0% | |
| Regent Bank | $205,000 | $235,000 | 14.6% | 0.0% |
| United Nations Federal Credit Union | $235,000 | n/a | 0.0% | |
| Wood & Huston Bank | $235,000 | n/a | 0.0% | |
| BNY Mellon | $1,765,000 | $225,000 | -87.3% | 0.0% |
| The Park National Bank | $220,000 | n/a | 0.0% | |
| Cache Valley Bank | $215,000 | n/a | 0.0% | |
| Citizens Alliance Bank | $85,000 | $215,000 | 152.9% | 0.0% |
| HEARTLAND | $215,000 | n/a | 0.0% | |
| Home State Bank | $215,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $150,000 | $210,000 | 40.0% | 0.0% |
| CENTENNIAL LENDING, LLC | $375,000 | $205,000 | -45.3% | 0.0% |
| DIRECT MORTGAGE, CORP. | $205,000 | n/a | 0.0% | |
| IAA Credit Union | $205,000 | n/a | 0.0% | |
| Marine Bank | $205,000 | n/a | 0.0% | |
| Ameris Bank | $440,000 | $200,000 | -54.5% | 0.0% |
| THRIVENT Federal Credit Union | $1,305,000 | $200,000 | -84.7% | 0.0% |
| Allied First Bank,sb | $165,000 | $195,000 | 18.2% | 0.0% |
| BELEM SERVICING LLC | $195,000 | n/a | 0.0% | |
| FLINT HILLS BANK | $195,000 | n/a | 0.0% | |
| Network Funding, L.P. | $195,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $195,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $310,000 | $190,000 | -38.7% | 0.0% |
| FIRST MISSOURI BANK | $45,000 | $190,000 | 322.2% | 0.0% |
| First Option Bank | $190,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $185,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $430,000 | $185,000 | -57.0% | 0.0% |
| RESIDENTIAL BANCORP | $4,665,000 | $185,000 | -96.0% | 0.0% |
| USAlliance Federal Credit Union | $185,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $1,190,000 | $180,000 | -84.9% | 0.0% |
| Cornerstone Bank | $450,000 | $175,000 | -61.1% | 0.0% |
| S1L, Inc. | $815,000 | $175,000 | -78.5% | 0.0% |
| Mound City Bank | $2,740,000 | $170,000 | -93.8% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $170,000 | $170,000 | 0.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $175,000 | $165,000 | -5.7% | 0.0% |
| Secured Investment Corp. | $790,000 | $165,000 | -79.1% | 0.0% |
| Service Federal Credit Union | $375,000 | $165,000 | -56.0% | 0.0% |
| MUTUAL FIRST | $90,000 | $160,000 | 77.8% | 0.0% |
| KeyBank | $9,750,000 | $155,000 | -98.4% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $400,000 | $155,000 | -61.3% | 0.0% |
| Profinium Inc. | $155,000 | n/a | 0.0% | |
| Security National Bank of South Dakota | $5,330,000 | $155,000 | -97.1% | 0.0% |
| Landmark National Bank | $145,000 | n/a | 0.0% | |
| North Shore Trust and Savings | $145,000 | n/a | 0.0% | |
| Alliant Bank | $125,000 | $135,000 | 8.0% | 0.0% |
| BankVista | $135,000 | n/a | 0.0% | |
| First State Bank Nebraska | $275,000 | $135,000 | -50.9% | 0.0% |
| Points West Community Bank | $135,000 | n/a | 0.0% | |
| VOYAGE FEDERAL CREDIT UNION | $70,000 | $135,000 | 92.9% | 0.0% |
| GTE Federal Credit Union | $130,000 | n/a | 0.0% | |
| KELLOGG MIDWEST FEDERAL CREDIT UNION | $160,000 | $130,000 | -18.8% | 0.0% |
| Bank Star | $125,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $125,000 | n/a | 0.0% | |
| HomeTown Bank | $230,000 | $125,000 | -45.7% | 0.0% |
| Peoples State Bank of Plainview | $125,000 | n/a | 0.0% | |
| Pinnacle Bank | $35,210,000 | $125,000 | -99.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $635,000 | $125,000 | -80.3% | 0.0% |
| US MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $680,000 | $120,000 | -82.4% | 0.0% |
| DELMAR FINANCIAL COMPANY | $2,445,000 | $115,000 | -95.3% | 0.0% |
| Equitable Bank | $2,870,000 | $105,000 | -96.3% | 0.0% |
| Financial Funding Solutions, Inc. | $1,100,000 | $105,000 | -90.5% | 0.0% |
| INTERRA CREDIT UNION | $105,000 | n/a | 0.0% | |
| Iroquois Federal Savings and Loan Association | $105,000 | n/a | 0.0% | |
| Midwest BankCentre | $275,000 | $105,000 | -61.8% | 0.0% |
| SeaTrust Mortgage Company | $105,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $285,000 | $100,000 | -64.9% | 0.0% |
| First Federal Savings Bank | $95,000 | n/a | 0.0% | |
| State Bank of Waterloo | $95,000 | n/a | 0.0% | |
| Holcomb Bank | $550,000 | $85,000 | -84.5% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $85,000 | n/a | 0.0% | |
| OMAHA FEDERAL CREDIT UNION | $80,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $405,000 | $75,000 | -81.5% | 0.0% |
| Bank First, N.A. | $75,000 | n/a | 0.0% | |
| Bank Northwest | $75,000 | n/a | 0.0% | |
| Bank of Bennington | $1,405,000 | $75,000 | -94.7% | 0.0% |
| First Mid Bank & Trust | $75,000 | n/a | 0.0% | |
| Security First Bank | $615,000 | $75,000 | -87.8% | 0.0% |
| SOUTHPOINT FINANCIAL | $230,000 | $75,000 | -67.4% | 0.0% |
| TIB The Independent Bankersbank | $75,000 | n/a | 0.0% | |
| Commercial Lender LLC | $290,000 | $65,000 | -77.6% | 0.0% |
| Community Bank of Marshall | $65,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $65,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $55,000 | n/a | 0.0% | |
| INB | $400,000 | $55,000 | -86.3% | 0.0% |
| SERVICE FIRST FEDERAL CREDIT UNION | $235,000 | $55,000 | -76.6% | 0.0% |
| SUMMIT FUNDING, INC. | $55,000 | n/a | 0.0% | |
| HIWAY | $270,000 | $45,000 | -83.3% | 0.0% |
| MidAmerica National Bank | $120,000 | $45,000 | -62.5% | 0.0% |
| Sauk Valley Bank & Trust Company | $310,000 | $45,000 | -85.5% | 0.0% |
| Wells Bank | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | n/a | 0.0% | |
| AFFINITY | $115,000 | $35,000 | -69.6% | 0.0% |
| Assurance Financial Group, L.L.C. | $35,000 | n/a | 0.0% | |
| Bremer Bank | $370,000 | $35,000 | -90.5% | 0.0% |
| Southwest Airlines Federal Credit Union | $35,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
Iowa's top lender by overall market share is GREENSTATE CREDIT UNION, with 11.8% market share. In second place, with 5.2%, is Hills Bank and Trust Company, having originated $584,980,000 in loans. In third place, with 4.6%, is VERIDIAN CREDIT UNION, having originated $512,260,000 in loans. In fourth place, with 3.4%, is IOWA BANKERS MORTGAGE CORPORATION, having originated $382,825,000 in loans. In fifth place, with 2.8%, is Northwest Bank, having originated $315,560,000 in loans.
Iowa Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 39,028 | $8,390,200,000 | $214,979 |
| Home Improvement | 6,782 | $425,370,000 | $62,720 |
| Other | 6,603 | $509,065,000 | $77,096 |
| Refi | 6,422 | $1,121,610,000 | $174,651 |
| Cash Out Refi | 5,280 | $722,470,000 | $136,831 |
Iowa's most frequently cited loan purpose was Home Purchase, with 39,028 originations. The 2nd most popular reason was Home Improvement, with 6,782 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 22,537 | $4,330,995,000 | $192,173 |
| 7-8% | 13,945 | $2,050,375,000 | $147,033 |
| 5-6% | 10,354 | $2,304,300,000 | $222,552 |
| Over 8% | 7,762 | $689,620,000 | $88,846 |
| <2.5% | 1,145 | $43,325,000 | $37,838 |
| 4-5% | 638 | $183,550,000 | $287,696 |
| 3-4% | 499 | $121,825,000 | $244,138 |
| 2.5-3% | 76 | $11,930,000 | $156,974 |
During 2023, Iowa's most frequently originated rate bucket was 6-7%, with 22,537 originations.
Loan Sizing (Iowa MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 25,378 | $1,258,110,000 | $49,575 |
| $100k-200k | 19,684 | $2,891,210,000 | $146,881 |
| $200k-400k | 15,424 | $4,225,610,000 | $273,963 |
| $400k-600k | 2,538 | $1,199,480,000 | $472,608 |
| $600k-1000k | 811 | $577,245,000 | $711,769 |
| $Over $1MM | 280 | $1,017,060,000 | $3,632,357 |
Iowa's loan sizing saw the bucket of loans from $100,000 or less with 25,378 originations, totaling $1,258,110,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 21,992 | $4,915,890,000 | $223,531 |
| 60-80% | 11,134 | $2,733,510,000 | $245,510 |
| Under 20% | 10,827 | $453,905,000 | $41,923 |
| 20-40% | 7,886 | $679,700,000 | $86,191 |
| 40-60% | 4,305 | $765,425,000 | $177,799 |
| Over 100% | 407 | $136,045,000 | $334,263 |
Iowa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 21,992 originations, totaling $4,915,890,000 in origination value.