Collinsville Building And Loan Association Mortgage Rates, Fees & Info
Collinsville, ILLEI: 549300QV6YJK6ZDZPV54
Tax ID: 37-0223930
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Mortgage Data
Review & Overview
Collinsville Building And Loan Association is a smaller mortgage company specializing in Home Purchase loans. Collinsville Building And Loan Association has a high proportion of conventional loans. Their top (well, only) market is St. Louis.Collinsville Building And Loan Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
47Origination Dollar Volume (All Markets)
$6,855,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 47 | $6,855,000 | $145,851 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 47 | $6,855,000 | $145,851 | $0 | 0.00% |
For 2023, Collinsville Building And Loan Association's most frequently originated type of loan was Conventional, with 47 originations.
Loan Reason
For 2023, Collinsville Building And Loan Association's most frequently cited loan purpose was Home Purchase, with 23 originations. The 2nd most popular reason was Home Improvement, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 47 | $6,855,000 | $145,851 | $0 | 0.00% |
For 2023, Collinsville Building And Loan Association's most frequently cited loan duration was Other, with 47 originations.
Loan Sizing
2023 saw Collinsville Building And Loan Association place emphasis on $100,000 or less loans with 22 originations, totaling $1,200,000 in origination value.
Applicant Income
Collinsville Building And Loan Association lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $150k-250k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 47 | $6,855,000 | $145,851 | $0 | 0.00% |
Collinsville Building And Loan Association lent most frequently to those with DTI ratios of Exempt%, with 47 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 42 | $6,170,000 | $146,905 | $0 | 0.00% |
| Not provided | 5 | $685,000 | $137,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications92.19%
Collinsville Building And Loan Association has an average approval rate.
Pick Rate
Approvals leading to origination78.72%
Collinsville Building And Loan Association has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 47 | $6,855,000 | $145,851 |