Linkbank Mortgage Rates, Fees & Info

Camp Hill, PA

LEI: 549300R2Q0E1T4DWKH51

Tax ID: 23-2990904

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Linkbank is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    35

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Longbridge Financial, LLC Reverse mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stonebridge Bank 605 Willowbrook Lane West Chester, PA 19382 Full Service Cyber Office $17,016
    Stonebridge Bank 605 Willowbrook Lane West Chester, PA 19382 Full Service B&M $34,201

    For 2018, Linkbank had 2 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $767
    Net interest income $702
    Total noninterest income $10
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3
    Trading account gains and fees $0
    Additional Noninterest Income $7
    Pre-tax net operating income $-1,292
    Securities gains (or losses, -) $0
    Income before extraordinary items $-1,292
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $-1,292
    Minority interest net income $0
    Net income $-1,292
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $-1,292

    Linkbank's gross interest income from loans was $767,000.
    Linkbank's net interest income from loans was $702,000.
    Linkbank's fee based income from loans was $3,000.
    Linkbank's net income from loans was $-1,292,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $65
    Provision for credit losses $0
    Total noninterest expense $2,004
    Salaries and employee benefits $1,284
    Premises and equipment expense $48
    Additional noninterest expense $672
    Applicable income taxes $0
    Net charge-offs $-57
    Cash dividends $0

    Linkbank's interest expense for loans was $65,000.
    Linkbank's payroll and benefits expense were $1,284,000.
    Linkbank's property, plant and equipment expenses $48,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $47,529
    Deposits held in domestic offices $47,529
    Deposits by Individuals, partnerships, and corporations $47,362
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $167
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $12,149
    Demand deposits $5,591
    Nontransaction accounts $35,380
    Money market deposit accounts (MMDAs) $17,612
    Other savings deposits (excluding MMDAs) $444
    Total time deposits $17,324
    Total time and savings deposits $41,938
    Noninterest-bearing deposits $5,591
    Interest-bearing deposits $41,938
    Retail deposits $46,433
    IRAs and Keogh plan accounts $3,981
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $83,681
    Cash & Balances due from depository institutions $45,921
    Interest-bearing balances $45,219
    Total securities $0
    Federal funds sold & reverse repurchase $0
    Net loans and leases $33,754
    Loan and leases loss allowance $49
    Trading account assets $0
    Bank premises and fixed assets $447
    Other real estate owned $0
    Goodwill and other intangibles $534
    All other assets $3,025

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $83,681
    Total Liabilities $48,848
    Total deposits $47,529
    Interest-bearing deposits $41,938
    Deposits held in domestic offices $47,529
    % insured (estimated) $95
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $1,319

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $33,754
    Loan and leases loss allowance $49
    Total loans and leases (domestic) $33,803
    All real estate loans $31,801
    Real estate loans in domestic offices $31,801
    Construction and development loans $492
    Residential 1-4 family construction $0
    Other construction, all land development and other land $492
    Loans secured by nonfarm nonresidential properties $15,239
    Nonfarm nonresidential secured by owner-occupied properties $8,320
    Commercial real estate & other non-farm, non-residential $6,919
    Multifamily residential real estate $2,519
    1-4 family residential loans $13,551
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,928
    To non-U.S. addressees $0
    Loans to individuals $74
    Credit card loans $0
    Related Plans $54
    Consumer Auto Loans $0
    Other loans to individuals $20
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    LINKBANK had $33,754,000 of loans outstanding in 2018. $31,801,000 of loans were in real estate loans. $492,000 of loans were in development loans. $2,519,000 of loans were in multifamily mortgage loans. $13,551,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 129 $5,078 $39,364
    Nonfarm, nonresidential loans - <$100k 77 $243 $3,156
    Nonfarm, nonresidential loans - $100-250k 26 $939 $36,115
    Nonfarm, nonresidential loans - $250k-1MM 26 $3,896 $149,846
    Commercial & Industrial, US addressed loans - <$1MM 43 $1,923 $44,721
    Commercial & Industrial, US addressed loans - <$100k 13 $189 $14,538
    Commercial & Industrial, US addressed loans - $100-250k 18 $349 $19,389
    Commercial & Industrial, US addressed loans - $250k-1MM 12 $1,385 $115,417