Crowdcopia Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 9845001ADACA7A75EE02
Tax ID: 81-3473847
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Mortgage Data
Review & Overview
Crowdcopia is a smaller mortgage company specializing in NA loans. Crowdcopia has a high proportion of conventional loans. Their top two markets are Philadelphia and East Stroudsburg .Crowdcopia has an above average approval rate when compared to the average across all lenders.
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Originations
268Origination Dollar Volume (All Markets)
$40,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 267 | $39,915,000 | $149,494 | $0 | 11.86% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 12.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 268 | $40,140,000 | $149,776 | $0 | 11.86% |
For 2019, Crowdcopia's most frequently originated type of loan was Conventional, with 268 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| NA | 268 | $40,140,000 | $149,776 | $0 | 11.86% |
For 2019, Crowdcopia's most frequently cited loan purpose was NA, with 268 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 263 | $39,235,000 | $149,183 | $0 | 11.86% |
| 1 Year | 5 | $905,000 | $181,000 | $0 | 12.00% |
For 2019, Crowdcopia's most frequently cited loan duration was Other, with 263 originations. The 2nd most popular length was 1 Year, with 5 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 268 | $40,140,000 | $149,776 |
During 2019, Crowdcopia's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 268 originations.
Loan Sizing
2019 saw Crowdcopia place emphasis on $100k-200k loans with 166 originations, totaling $21,920,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Crowdcopia has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 268 | $40,140,000 | $149,776 |