EAST STROUDSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in East Stroudsburg averaged
7.06%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.89% and
one month ago for the week of 2024-10-03, the
average rate was 6.39%.
East Stroudsburg's average rate one year ago was 7.93%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| East Stroudsburg 30 Year Fixed Rate | 2024-11-07 | 7.06% |
| East Stroudsburg 30 Year Fixed Rate Refi | 2024-11-07 | 7.24% |
| East Stroudsburg 15 Year Fixed Rate | 2024-11-07 | 6.19% |
| East Stroudsburg 15 Year Fixed Rate Refi | 2024-11-07 | 6.1% |
| East Stroudsburg 30 Year FHA | 2024-11-07 | 6.63% |
| East Stroudsburg 30 Year FHA Refi | 2024-11-07 | 6.53% |
| East Stroudsburg 30 Year USDA | 2024-11-07 | 6.48% |
| East Stroudsburg 30 Year USDA Refi | 2024-11-07 | 6.68% |
| East Stroudsburg 30 Year VA | 2024-11-07 | 6.57% |
| East Stroudsburg 30 Year VA Refi | 2024-11-07 | 6.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EAST STROUDSBURG, PA.
EAST STROUDSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EAST STROUDSBURG, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EAST STROUDSBURG Average Closing Costs & Other Stats
EAST STROUDSBURG, PA's 221 lenders originated 3,931
loans during 2023. The total origination value was $877,115,000, with an average loan value of
$223,128.
EAST STROUDSBURG's average closing costs are $6,352.
The top EAST STROUDSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
166 loans originated. Their average total fees are
$7,993, which is $504
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee EAST STROUDSBURG lenders (with over 10 loans originated) are
ESSA Bank & Trust ($4,204), CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,499), The Fidelity Deposit and Discount Bank ($4,941), TD Bank ($5,198) and Wells Fargo Bank ($5,472).
The lowest rate EAST STROUDSBURG lenders (with over 10 loans originated) are
Citibank (5.44%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (6.09%), TD Bank (6.27%), The Huntington National Bank (6.40%) and PENNYMAC LOAN SERVICES, LLC (6.49%).
EAST STROUDSBURG, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $112,395,000 | $76,055,000 | -32.3% | 8.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $37,315,000 | $43,295,000 | 16.0% | 4.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $49,765,000 | $40,760,000 | -18.1% | 4.6% |
| ESSA Bank & Trust | $65,785,000 | $39,455,000 | -40.0% | 4.5% |
| Liberty Bank | $36,505,000 | n/a | 4.2% | |
| Citizens Bank | $34,980,000 | $19,525,000 | -44.2% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $19,960,000 | $19,130,000 | -4.2% | 2.2% |
| Prosperity Home Mortgage, LLC | $13,795,000 | $14,860,000 | 7.7% | 1.7% |
| PNC Bank | $33,050,000 | $14,445,000 | -56.3% | 1.6% |
| UNION HOME MORTGAGE CORP. | $20,060,000 | $13,750,000 | -31.5% | 1.6% |
| Mortgage Research Center, LLC | $13,110,000 | $13,680,000 | 4.3% | 1.6% |
| JPMorgan Chase Bank | $21,080,000 | $12,885,000 | -38.9% | 1.5% |
| GUILD MORTGAGE COMPANY | $4,895,000 | $12,695,000 | 159.3% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $13,840,000 | $12,080,000 | -12.7% | 1.4% |
| NEWREZ LLC | $12,825,000 | $10,925,000 | -14.8% | 1.2% |
| Wells Fargo Bank | $26,770,000 | $10,640,000 | -60.3% | 1.2% |
| LOANDEPOT.COM, LLC | $26,010,000 | $10,395,000 | -60.0% | 1.2% |
| TD Bank | $7,740,000 | $9,780,000 | 26.4% | 1.1% |
| CMG MORTGAGE, INC. | $1,030,000 | $9,720,000 | 843.7% | 1.1% |
| GUARANTEED RATE, INC. | $12,535,000 | $8,645,000 | -31.0% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $10,990,000 | $7,950,000 | -27.7% | 0.9% |
| The Fidelity Deposit and Discount Bank | $12,010,000 | $7,950,000 | -33.8% | 0.9% |
| NBT Bank | $3,780,000 | $7,585,000 | 100.7% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $9,415,000 | $7,555,000 | -19.8% | 0.9% |
| LIMA ONE CAPITAL, LLC | $785,000 | $7,320,000 | 832.5% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,000,000 | $7,300,000 | -61.6% | 0.8% |
| Bank of America | $12,275,000 | $6,885,000 | -43.9% | 0.8% |
| First Northern Bank and Trust Company | $13,060,000 | $6,755,000 | -48.3% | 0.8% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $9,450,000 | $6,550,000 | -30.7% | 0.7% |
| Ixonia Bank | $275,000 | $6,485,000 | 2,258.2% | 0.7% |
| Northpointe Bank | $3,405,000 | $6,075,000 | 78.4% | 0.7% |
| Acre Mortgage and Financial Inc | $14,305,000 | $5,890,000 | -58.8% | 0.7% |
| PARAGON HOME LOANS INC. | $5,825,000 | n/a | 0.7% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,810,000 | $5,510,000 | -69.1% | 0.6% |
| BROKER SOLUTIONS, INC. | $6,165,000 | $5,370,000 | -12.9% | 0.6% |
| First Keystone Community Bank | $9,550,000 | $5,145,000 | -46.1% | 0.6% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $8,095,000 | $5,090,000 | -37.1% | 0.6% |
| Citibank | $2,075,000 | $5,020,000 | 141.9% | 0.6% |
| USAA Federal Savings Bank | $4,120,000 | $4,940,000 | 19.9% | 0.6% |
| CARDINAL FINANCIAL | $6,555,000 | $4,895,000 | -25.3% | 0.6% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $4,220,000 | $4,870,000 | 15.4% | 0.6% |
| NJ LENDERS CORP. | $3,475,000 | $4,850,000 | 39.6% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $13,295,000 | $4,795,000 | -63.9% | 0.5% |
| Community Bank | $695,000 | $4,725,000 | 579.9% | 0.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $5,870,000 | $4,345,000 | -26.0% | 0.5% |
| A&D Mortgage LLC | $5,660,000 | $4,075,000 | -28.0% | 0.5% |
| TRUMARK FINANCIAL CREDIT UNION | $1,880,000 | $3,955,000 | 110.4% | 0.5% |
| GREENTREE MORTGAGE COMPANY, L.P. | $1,380,000 | $3,880,000 | 181.2% | 0.4% |
| OceanFirst Bank | $265,000 | $3,880,000 | 1,364.2% | 0.4% |
| CONTOUR MORTGAGE CORPORATION | $3,165,000 | $3,845,000 | 21.5% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $18,580,000 | $3,745,000 | -79.8% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $12,330,000 | $3,695,000 | -70.0% | 0.4% |
| Citizens Savings Bank | $9,975,000 | $3,660,000 | -63.3% | 0.4% |
| ARC HOME LLC | $1,300,000 | $3,535,000 | 171.9% | 0.4% |
| Semper Home Loans, Inc. | $5,025,000 | $3,495,000 | -30.4% | 0.4% |
| RESIDENTIAL HOME FUNDING CORP. | $4,955,000 | $3,420,000 | -31.0% | 0.4% |
| The Huntington National Bank | $1,335,000 | $3,410,000 | 155.4% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $5,550,000 | $3,260,000 | -41.3% | 0.4% |
| PLANET HOME LENDING, LLC | $510,000 | $3,240,000 | 535.3% | 0.4% |
| The Ephrata National Bank | $2,905,000 | $3,195,000 | 10.0% | 0.4% |
| Flagstar Bank, FSB | $8,250,000 | $3,030,000 | -63.3% | 0.3% |
| NFM, INC. | $2,895,000 | $2,975,000 | 2.8% | 0.3% |
| U.S. Bank | $3,485,000 | $2,955,000 | -15.2% | 0.3% |
| Discover Bank | $2,910,000 | $2,855,000 | -1.9% | 0.3% |
| Mortgage America, Inc. | $9,150,000 | $2,820,000 | -69.2% | 0.3% |
| The Federal Savings Bank | $2,295,000 | $2,805,000 | 22.2% | 0.3% |
| M&T Bank | $4,850,000 | $2,800,000 | -42.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,760,000 | $2,690,000 | -2.5% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $560,000 | $2,665,000 | 375.9% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $4,690,000 | $2,605,000 | -44.5% | 0.3% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $4,430,000 | $2,600,000 | -41.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $3,605,000 | $2,530,000 | -29.8% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,510,000 | n/a | 0.3% | |
| Peoples Security Bank and Trust Company | $5,065,000 | $2,465,000 | -51.3% | 0.3% |
| EMM LOANS LLC | $2,585,000 | $2,415,000 | -6.6% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,765,000 | $2,405,000 | -36.1% | 0.3% |
| Wayne Bank | $6,085,000 | $2,340,000 | -61.5% | 0.3% |
| First Commonwealth Federal Credit Union | $2,075,000 | $2,330,000 | 12.3% | 0.3% |
| EMBRACE HOME LOANS, INC. | $2,890,000 | $2,260,000 | -21.8% | 0.3% |
| AMERICAN HERITAGE LENDING, INC. | $1,815,000 | $2,255,000 | 24.2% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $3,175,000 | $2,250,000 | -29.1% | 0.3% |
| New Tripoli Bank | $430,000 | $2,215,000 | 415.1% | 0.3% |
| Truist | $3,175,000 | $2,200,000 | -30.7% | 0.3% |
| Keystone Funding, Inc. | $2,195,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,070,000 | $2,190,000 | -46.2% | 0.2% |
| Carrington Mortgage Services, LLC | $3,890,000 | $2,185,000 | -43.8% | 0.2% |
| ZILLOW HOME LOANS, LLC | $325,000 | $2,165,000 | 566.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $5,450,000 | $2,130,000 | -60.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,640,000 | $2,085,000 | 27.1% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,130,000 | $2,040,000 | -4.2% | 0.2% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $920,000 | $2,025,000 | 120.1% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $1,605,000 | $1,935,000 | 20.6% | 0.2% |
| Summit Mortgage Corporation | $3,675,000 | $1,915,000 | -47.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $880,000 | $1,915,000 | 117.6% | 0.2% |
| MORTGAGE ACCESS CORP. | $1,740,000 | $1,855,000 | 6.6% | 0.2% |
| AMWEST FUNDING CORP. | $335,000 | $1,845,000 | 450.7% | 0.2% |
| The Honesdale National Bank | $1,715,000 | $1,820,000 | 6.1% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $1,830,000 | $1,795,000 | -1.9% | 0.2% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $3,835,000 | $1,790,000 | -53.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $2,490,000 | $1,780,000 | -28.5% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,625,000 | $1,750,000 | -33.3% | 0.2% |
| Bank of England | $840,000 | $1,730,000 | 106.0% | 0.2% |
| Advisors Mortgage Group, L.L.C. | $1,505,000 | $1,725,000 | 14.6% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,360,000 | $1,635,000 | 20.2% | 0.2% |
| Fulton Bank | $3,030,000 | $1,525,000 | -49.7% | 0.2% |
| T2 FINANCIAL LLC | $3,325,000 | $1,510,000 | -54.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $5,545,000 | $1,495,000 | -73.0% | 0.2% |
| First National Bank of Pennsylvania | $3,780,000 | $1,490,000 | -60.6% | 0.2% |
| FNCB Bank | $325,000 | $1,490,000 | 358.5% | 0.2% |
| Figure Lending LLC | $1,665,000 | $1,470,000 | -11.7% | 0.2% |
| Wilmington Savings Fund Society, FSB | $590,000 | $1,465,000 | 148.3% | 0.2% |
| Bethpage Federal Credit Union | $3,005,000 | $1,455,000 | -51.6% | 0.2% |
| TEACHERS | $455,000 | $1,455,000 | 219.8% | 0.2% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $5,070,000 | $1,430,000 | -71.8% | 0.2% |
| Valley National Bank | $1,030,000 | $1,430,000 | 38.8% | 0.2% |
| First Hope Bank, A National Banking Association | $700,000 | $1,385,000 | 97.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $4,240,000 | $1,370,000 | -67.7% | 0.2% |
| Coastal Community Bank | $1,365,000 | n/a | 0.2% | |
| FM Home Loans, LLC | $585,000 | $1,350,000 | 130.8% | 0.2% |
| Municipal Credit Union | $1,345,000 | n/a | 0.2% | |
| First Savings Bank | $330,000 | $1,340,000 | 306.1% | 0.2% |
| Logan Finance Corporation | $1,340,000 | n/a | 0.2% | |
| Univest Bank and Trust Co. | $3,910,000 | $1,335,000 | -65.9% | 0.2% |
| Firstrust Savings Bank | $3,005,000 | $1,275,000 | -57.6% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $870,000 | $1,270,000 | 46.0% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $910,000 | $1,260,000 | 38.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,825,000 | $1,250,000 | -31.5% | 0.1% |
| Plains Commerce Bank | $1,225,000 | $1,240,000 | 1.2% | 0.1% |
| NBKC BANK | $465,000 | $1,230,000 | 164.5% | 0.1% |
| Princeton Mortgage Corporation | $1,450,000 | $1,215,000 | -16.2% | 0.1% |
| MID-ISLAND MORTGAGE CORP. | $470,000 | $1,210,000 | 157.4% | 0.1% |
| Meridian Bank Corporation | $1,560,000 | $1,205,000 | -22.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $480,000 | $1,140,000 | 137.5% | 0.1% |
| AmRes Corporation | $4,720,000 | $1,130,000 | -76.1% | 0.1% |
| CLIFFCO, INC. | $1,135,000 | $1,125,000 | -0.9% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $1,075,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,160,000 | $1,045,000 | -51.6% | 0.1% |
| Quontic Bank | $3,845,000 | $1,020,000 | -73.5% | 0.1% |
| NexBank | $985,000 | n/a | 0.1% | |
| Orrstown Bank | $155,000 | $980,000 | 532.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $5,590,000 | $950,000 | -83.0% | 0.1% |
| AFFINITY | $1,370,000 | $945,000 | -31.0% | 0.1% |
| NEXERA HOLDING LLC | $920,000 | n/a | 0.1% | |
| OCMBC, INC. | $270,000 | $920,000 | 240.7% | 0.1% |
| American Bank | $670,000 | $915,000 | 36.6% | 0.1% |
| Mid Penn Bank | $900,000 | n/a | 0.1% | |
| PICATINNY FEDERAL CREDIT UNION | $550,000 | $885,000 | 60.9% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,115,000 | $880,000 | -21.1% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $6,150,000 | $870,000 | -85.9% | 0.1% |
| GSF Mortgage Corporation | $1,480,000 | $870,000 | -41.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,730,000 | $860,000 | -76.9% | 0.1% |
| JET DIRECT FUNDING CORP | $510,000 | $855,000 | 67.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,430,000 | $850,000 | -65.0% | 0.1% |
| East Coast Capital Corp. | $1,245,000 | $835,000 | -32.9% | 0.1% |
| Citadel Servicing Corporation | $455,000 | $830,000 | 82.4% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $830,000 | n/a | 0.1% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,330,000 | $825,000 | -38.0% | 0.1% |
| BOND STREET MORTGAGE, LLC | $1,155,000 | $815,000 | -29.4% | 0.1% |
| Evolve Bank & Trust | $615,000 | $805,000 | 30.9% | 0.1% |
| KeyBank | $4,390,000 | $805,000 | -81.7% | 0.1% |
| LENDING CAPITAL GROUP Inc | $2,760,000 | $795,000 | -71.2% | 0.1% |
| POLICE & FIRE | $1,225,000 | $790,000 | -35.5% | 0.1% |
| UIF CORPORATION | $560,000 | $790,000 | 41.1% | 0.1% |
| SPRING EQ, LLC | $1,545,000 | $770,000 | -50.2% | 0.1% |
| Lakeland Bank | $825,000 | $765,000 | -7.3% | 0.1% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $1,465,000 | $765,000 | -47.8% | 0.1% |
| SWBC MORTGAGE CORPORATION | $4,500,000 | $760,000 | -83.1% | 0.1% |
| Metro City Bank | $595,000 | $730,000 | 22.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,025,000 | $720,000 | -29.8% | 0.1% |
| Parke Bank | $705,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,575,000 | $695,000 | -55.9% | 0.1% |
| Equity Prime Mortgage LLC | $2,180,000 | $695,000 | -68.1% | 0.1% |
| MLB RESIDENTIAL LENDING, LLC | $1,295,000 | $695,000 | -46.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $745,000 | $695,000 | -6.7% | 0.1% |
| United Nations Federal Credit Union | $680,000 | n/a | 0.1% | |
| Nations Lending Corporation | $615,000 | $675,000 | 9.8% | 0.1% |
| Fifth Third Bank | $670,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $665,000 | n/a | 0.1% | |
| Ally Bank | $3,385,000 | $660,000 | -80.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,530,000 | $655,000 | -57.2% | 0.1% |
| AMERICAN HERITAGE FCU | $1,450,000 | $650,000 | -55.2% | 0.1% |
| Charles Schwab Bank, SSB | $645,000 | $650,000 | 0.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $650,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $255,000 | $635,000 | 149.0% | 0.1% |
| The Dime Bank | $1,805,000 | $635,000 | -64.8% | 0.1% |
| Farmers Bank & Trust | $625,000 | n/a | 0.1% | |
| VISIONS | $1,420,000 | $620,000 | -56.3% | 0.1% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $265,000 | $615,000 | 132.1% | 0.1% |
| US MORTGAGE CORPORATION | $1,060,000 | $600,000 | -43.4% | 0.1% |
| BNC National Bank | $590,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $1,575,000 | $585,000 | -62.9% | 0.1% |
| Provident Bank | $565,000 | n/a | 0.1% | |
| First Central Savings Bank | $560,000 | n/a | 0.1% | |
| PEOPLE FIRST | $1,185,000 | $550,000 | -53.6% | 0.1% |
| 1st Colonial Community Bank | $530,000 | n/a | 0.1% | |
| FRANKLIN MINT | $570,000 | $515,000 | -9.6% | 0.1% |
| LOANPAL, LLC | $655,000 | $510,000 | -22.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,170,000 | $505,000 | -56.8% | 0.1% |
| STANFORD Federal Credit Union | $505,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $670,000 | $495,000 | -26.1% | 0.1% |
| THRIVE MORTGAGE, LLC | $480,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $280,000 | $475,000 | 69.6% | 0.1% |
| First Option Mortgage, LLC | $475,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $21,255,000 | $470,000 | -97.8% | 0.1% |
| North American Savings Bank, F.S.B. | $1,095,000 | $460,000 | -58.0% | 0.1% |
| NP, Inc. | $460,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,535,000 | $460,000 | -70.0% | 0.1% |
| WALL STREET MORTGAGE BANKERS, LTD. | $1,000,000 | $460,000 | -54.0% | 0.1% |
| Popular Bank | $125,000 | $445,000 | 256.0% | 0.1% |
| GOLD Credit Union | $215,000 | $440,000 | 104.7% | 0.1% |
| MidAtlantic Farm Credit, ACA | $435,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $175,000 | $430,000 | 145.7% | 0.0% |
| Mauch Chunk Trust Company | $955,000 | $425,000 | -55.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $430,000 | $425,000 | -1.2% | 0.0% |
| RESIDENTIAL BANCORP | $825,000 | $425,000 | -48.5% | 0.0% |
| SILVER HILL FUNDING, LLC | $380,000 | $420,000 | 10.5% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $410,000 | n/a | 0.0% | |
| HomePromise Corporation | $405,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $3,050,000 | $390,000 | -87.2% | 0.0% |
| JMAC LENDING, INC. | $390,000 | n/a | 0.0% | |
| PS Bank | $1,795,000 | $385,000 | -78.6% | 0.0% |
| CITADEL FEDERAL CREDIT UNION | $120,000 | $380,000 | 216.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $265,000 | $375,000 | 41.5% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,690,000 | $375,000 | -77.8% | 0.0% |
| UBS Bank USA | $1,435,000 | $375,000 | -73.9% | 0.0% |
| MILEND, INC. | $370,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $410,000 | $370,000 | -9.8% | 0.0% |
| Luxury Mortgage Corp. | $480,000 | $365,000 | -24.0% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $355,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $350,000 | n/a | 0.0% | |
| Diamond Credit Union | $105,000 | $345,000 | 228.6% | 0.0% |
| LADERA LENDING, INC. | $725,000 | $345,000 | -52.4% | 0.0% |
| Monroe Savings Bank | $345,000 | n/a | 0.0% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $335,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $335,000 | n/a | 0.0% | |
| Actors Federal Credit Union | $125,000 | $330,000 | 164.0% | 0.0% |
| FEDERATED LENDING CORPORATION | $325,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $225,000 | $315,000 | 40.0% | 0.0% |
| EQUITY NOW INC. | $395,000 | $315,000 | -20.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| Gateway First Bank | $360,000 | $315,000 | -12.5% | 0.0% |
| Quaint Oak Mortgage, LLC | $225,000 | $315,000 | 40.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $490,000 | $310,000 | -36.7% | 0.0% |
| Citizens & Northern Bank | $235,000 | $305,000 | 29.8% | 0.0% |
| SUMMIT FUNDING, INC. | $305,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $420,000 | $305,000 | -27.4% | 0.0% |
| First National Bank of America | $300,000 | n/a | 0.0% | |
| Secured Investment Corp. | $300,000 | n/a | 0.0% | |
| Ukrainian Selfreliance Federal Credit Union | $145,000 | $300,000 | 106.9% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $295,000 | n/a | 0.0% | |
| Amalgamated Bank | $330,000 | $295,000 | -10.6% | 0.0% |
| AmeriServ Financial Bank | $155,000 | $295,000 | 90.3% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $155,000 | $285,000 | 83.9% | 0.0% |
| Magnolia Bank | $995,000 | $285,000 | -71.4% | 0.0% |
| ROSS MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $285,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $275,000 | n/a | 0.0% | |
| The Victory Bank | $275,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $275,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $275,000 | $265,000 | -3.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $100,000 | $260,000 | 160.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $695,000 | $255,000 | -63.3% | 0.0% |
| MDE Home Loans, LLC | $525,000 | $255,000 | -51.4% | 0.0% |
| IRCO COMMUNITY FCU | $250,000 | n/a | 0.0% | |
| ALLENTOWN | $25,000 | $245,000 | 880.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $220,000 | $245,000 | 11.4% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $245,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $490,000 | $235,000 | -52.0% | 0.0% |
| Baxter Credit Union | $580,000 | $235,000 | -59.5% | 0.0% |
| Brighton Bank | $235,000 | n/a | 0.0% | |
| First Federal Bank | $275,000 | $235,000 | -14.5% | 0.0% |
| Mid-Continent Funding, Inc. | $235,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $235,000 | n/a | 0.0% | |
| First Commonwealth Bank | $230,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $225,000 | n/a | 0.0% | |
| City National Bank | $2,930,000 | $225,000 | -92.3% | 0.0% |
| DAS Acquisition Company, LLC | $225,000 | n/a | 0.0% | |
| First IC Corporation | $225,000 | n/a | 0.0% | |
| Jim Thorpe Neighborhood Bank | $1,735,000 | $225,000 | -87.0% | 0.0% |
| KINECTA | $195,000 | $225,000 | 15.4% | 0.0% |
| Byline Bank | $215,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,665,000 | $215,000 | -87.1% | 0.0% |
| Huntingdon Valley Bank | $615,000 | $215,000 | -65.0% | 0.0% |
| Sun East Federal Credit Union | $215,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,850,000 | $205,000 | -92.8% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $115,000 | $205,000 | 78.3% | 0.0% |
| UKRAINIAN NATIONAL Federal Credit Union | $790,000 | $205,000 | -74.1% | 0.0% |
| Florida Capital Bank | $195,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $285,000 | $195,000 | -31.6% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $540,000 | $195,000 | -63.9% | 0.0% |
| Ambler Savings Bank | $185,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $865,000 | $185,000 | -78.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $780,000 | $185,000 | -76.3% | 0.0% |
| STAR ONE CREDIT UNION | $185,000 | n/a | 0.0% | |
| State Financial Network, LLC | $390,000 | $185,000 | -52.6% | 0.0% |
| Artisans' Bank | $175,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $900,000 | $175,000 | -80.6% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $280,000 | $175,000 | -37.5% | 0.0% |
| Paramount Bank | $165,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $545,000 | $155,000 | -71.6% | 0.0% |
| Greenbox Loans, Inc. | $795,000 | $155,000 | -80.5% | 0.0% |
| Morgan Stanley Private Bank | $4,365,000 | $155,000 | -96.4% | 0.0% |
| Academy Bank | $145,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $145,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $205,000 | $145,000 | -29.3% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $235,000 | $145,000 | -38.3% | 0.0% |
| SUMA YONKERS Federal Credit Union | $235,000 | $145,000 | -38.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $875,000 | $135,000 | -84.6% | 0.0% |
| Commerce Home Mortgage, Inc. | $125,000 | n/a | 0.0% | |
| NORRISTOWN BELL | $125,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $660,000 | $125,000 | -81.1% | 0.0% |
| Fairway Consumer Discount Company | $60,000 | $120,000 | 100.0% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| CNB Bank | $115,000 | n/a | 0.0% | |
| Columbia Bank | $1,210,000 | $115,000 | -90.5% | 0.0% |
| APCI Federal Credit Union | $60,000 | $110,000 | 83.3% | 0.0% |
| Embassy Bank For The Lehigh Valley | $430,000 | $105,000 | -75.6% | 0.0% |
| USAlliance Federal Credit Union | $180,000 | $100,000 | -44.4% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $9,655,000 | $95,000 | -99.0% | 0.0% |
| PGMEFCU | $95,000 | n/a | 0.0% | |
| Servion, Inc. | $95,000 | n/a | 0.0% | |
| The Luzerne Bank | $745,000 | $95,000 | -87.2% | 0.0% |
| American Airlines Federal Credit Union | $85,000 | n/a | 0.0% | |
| Northfield Bank | $2,380,000 | $65,000 | -97.3% | 0.0% |
| Ballston Spa National Bank | $55,000 | n/a | 0.0% | |
| CORNING | $55,000 | n/a | 0.0% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $55,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $55,000 | n/a | 0.0% | |
| Princeton Federal Credit Union | $55,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $335,000 | $55,000 | -83.6% | 0.0% |
| RIEGEL | $55,000 | n/a | 0.0% | |
| LEHIGH VALLEY EDUCATORS | $50,000 | n/a | 0.0% | |
| Centier Bank | $45,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $45,000 | n/a | 0.0% | |
| Northwest Bank | $535,000 | $45,000 | -91.6% | 0.0% |
| TOGETHER CREDIT UNION | $95,000 | $45,000 | -52.6% | 0.0% |
| Ardent Federal Credit Union | $35,000 | n/a | 0.0% | |
| BayCoast Bank | $145,000 | $35,000 | -75.9% | 0.0% |
| EASTMAN | $35,000 | n/a | 0.0% | |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| GHS Federal Credit Union | $15,000 | n/a | 0.0% | |
| QNB Bank | $155,000 | $15,000 | -90.3% | 0.0% |
EAST STROUDSBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 8.7% market share. In second place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $43,295,000 in loans. In third place, with 4.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $40,760,000 in loans. In fourth place, with 4.5%, is ESSA Bank & Trust, having originated $39,455,000 in loans. In fifth place, with 4.2%, is Liberty Bank, having originated $36,505,000 in loans.
EAST STROUDSBURG, PA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 18058 | East Stroudsburg, PA MSA | $1,010 | $1,040 | $1,350 | $1,840 | $2,150 |
| 18071 | East Stroudsburg, PA MSA | $790 | $860 | $1,090 | $1,450 | $1,690 |
| 18210 | East Stroudsburg, PA MSA | $1,160 | $1,280 | $1,640 | $2,140 | $2,320 |
| 18301 | East Stroudsburg, PA MSA | $1,030 | $1,030 | $1,360 | $1,870 | $2,220 |
| 18302 | East Stroudsburg, PA MSA | $1,160 | $1,170 | $1,540 | $2,120 | $2,510 |
| 18320 | East Stroudsburg, PA MSA | $990 | $1,000 | $1,310 | $1,800 | $2,140 |
| 18321 | East Stroudsburg, PA MSA | $940 | $940 | $1,240 | $1,700 | $2,020 |
| 18322 | East Stroudsburg, PA MSA | $890 | $900 | $1,180 | $1,620 | $1,920 |
| 18323 | East Stroudsburg, PA MSA | $800 | $800 | $1,050 | $1,450 | $1,730 |
| 18324 | East Stroudsburg, PA MSA | $1,220 | $1,230 | $1,620 | $2,110 | $2,710 |
| 18325 | East Stroudsburg, PA MSA | $950 | $950 | $1,240 | $1,680 | $2,110 |
| 18326 | East Stroudsburg, PA MSA | $950 | $950 | $1,240 | $1,680 | $2,110 |
| 18327 | East Stroudsburg, PA MSA | $980 | $990 | $1,300 | $1,790 | $2,120 |
| 18328 | East Stroudsburg, PA MSA | $1,030 | $1,030 | $1,360 | $1,770 | $2,270 |
| 18330 | East Stroudsburg, PA MSA | $960 | $960 | $1,270 | $1,750 | $2,070 |
| 18331 | East Stroudsburg, PA MSA | $960 | $980 | $1,280 | $1,760 | $2,070 |
| 18332 | East Stroudsburg, PA MSA | $1,250 | $1,260 | $1,660 | $2,280 | $2,710 |
| 18333 | East Stroudsburg, PA MSA | $1,010 | $1,040 | $1,350 | $1,840 | $2,150 |
| 18334 | East Stroudsburg, PA MSA | $1,160 | $1,170 | $1,540 | $2,120 | $2,510 |
| 18335 | East Stroudsburg, PA MSA | $1,160 | $1,170 | $1,540 | $2,120 | $2,510 |
| 18341 | East Stroudsburg, PA MSA | $990 | $1,000 | $1,310 | $1,800 | $2,140 |
| 18342 | East Stroudsburg, PA MSA | $790 | $790 | $1,040 | $1,450 | $1,690 |
| 18344 | East Stroudsburg, PA MSA | $820 | $820 | $1,080 | $1,490 | $1,760 |
| 18346 | East Stroudsburg, PA MSA | $880 | $890 | $1,170 | $1,610 | $1,910 |
| 18347 | East Stroudsburg, PA MSA | $940 | $940 | $1,240 | $1,710 | $2,020 |
| 18349 | East Stroudsburg, PA MSA | $1,110 | $1,120 | $1,470 | $2,020 | $2,390 |
| 18350 | East Stroudsburg, PA MSA | $790 | $790 | $1,040 | $1,450 | $1,690 |
| 18352 | East Stroudsburg, PA MSA | $910 | $910 | $1,200 | $1,650 | $1,960 |
| 18353 | East Stroudsburg, PA MSA | $850 | $860 | $1,130 | $1,550 | $1,840 |
| 18354 | East Stroudsburg, PA MSA | $870 | $880 | $1,160 | $1,590 | $1,880 |
| 18355 | East Stroudsburg, PA MSA | $1,430 | $1,440 | $1,890 | $2,600 | $3,080 |
| 18356 | East Stroudsburg, PA MSA | $1,030 | $1,030 | $1,360 | $1,870 | $2,220 |
| 18357 | East Stroudsburg, PA MSA | $890 | $890 | $1,170 | $1,600 | $1,920 |
| 18360 | East Stroudsburg, PA MSA | $910 | $910 | $1,200 | $1,650 | $1,960 |
| 18370 | East Stroudsburg, PA MSA | $1,150 | $1,160 | $1,530 | $2,100 | $2,490 |
| 18372 | East Stroudsburg, PA MSA | $1,100 | $1,110 | $1,460 | $2,010 | $2,380 |
| 18424 | East Stroudsburg, PA MSA | $810 | $930 | $1,150 | $1,490 | $1,690 |
| 18466 | East Stroudsburg, PA MSA | $1,170 | $1,180 | $1,550 | $2,130 | $2,530 |
| 18610 | East Stroudsburg, PA MSA | $820 | $850 | $1,090 | $1,500 | $1,780 |
2022 Average & Median Rent Data Statistics
EAST STROUDSBURG, PA average 1BR rent: $1,006, median: $980
EAST STROUDSBURG, PA average 2BR rent: $1,318, median: $1,280
EAST STROUDSBURG, PA average 3BR rent: $1,799, median: $1,760
EAST STROUDSBURG, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,255 | $602,225,000 | $267,062 |
| Cash Out Refi | 674 | $129,990,000 | $192,864 |
| Home Improvement | 423 | $37,565,000 | $88,806 |
| Other | 368 | $31,920,000 | $86,739 |
| Refi | 211 | $75,415,000 | $357,417 |
East Stroudsburg's most frequently cited loan purpose was Home Purchase, with 2,255 originations. The 2nd most popular reason was Cash Out Refi, with 674 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,426 | $384,060,000 | $269,327 |
| 7-8% | 962 | $224,640,000 | $233,514 |
| Over 8% | 822 | $110,770,000 | $134,757 |
| 5-6% | 486 | $114,320,000 | $235,226 |
| 4-5% | 49 | $14,425,000 | $294,388 |
| <2.5% | 42 | $3,750,000 | $89,286 |
| 3-4% | 14 | $2,400,000 | $171,429 |
| 2.5-3% | 4 | $1,030,000 | $257,500 |
During 2023, East Stroudsburg's most frequently originated rate bucket was 6-7%, with 1,426 originations.
Loan Sizing (EAST STROUDSBURG, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,724 | $478,100,000 | $277,320 |
| $100k-200k | 1,134 | $173,070,000 | $152,619 |
| $100,000 or less | 802 | $45,130,000 | $56,272 |
| $400k-600k | 227 | $105,255,000 | $463,678 |
| $600k-1000k | 34 | $23,190,000 | $682,059 |
| $Over $1MM | 10 | $52,370,000 | $5,237,000 |
EAST STROUDSBURG's loan sizing saw the bucket of loans from $200k-400k with 1,724 originations, totaling $478,100,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,477 | $421,245,000 | $285,203 |
| 60-80% | 1,075 | $261,815,000 | $243,549 |
| 20-40% | 432 | $41,610,000 | $96,319 |
| Under 20% | 431 | $19,805,000 | $45,951 |
| 40-60% | 347 | $97,925,000 | $282,205 |
| Over 100% | 32 | $9,780,000 | $305,625 |
EAST STROUDSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,477 originations, totaling $421,245,000 in origination value.