Campbell Employees Federal Credit Union Mortgage Rates, Fees & Info
Cherry Hill, NJLEI: 984500AE53C2CD1BA542
Tax ID: 21-0640968
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Mortgage Data
Review & Overview
Campbell Employees Federal Credit Union is a smaller credit union specializing in Home Improvement and Other loans. Campbell Employees Federal Credit Union has a high proportion of conventional loans. Their top (well, only) market is Philadelphia.Campbell Employees Federal Credit Union has an above average approval rate when compared to the average across all lenders.
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Originations
3Origination Dollar Volume (All Markets)
$265,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 4.33% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3 | $265,000 | $88,333 | $0 | 4.33% |
For 2020, Campbell Employees Federal Credit Union's most frequently originated type of loan was Conventional, with 3 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Improvement | 2 | $210,000 | $105,000 | $0 | 4.50% |
| Other | 1 | $55,000 | $55,000 | $0 | 4.00% |
For 2020, Campbell Employees Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 2 originations. The 2nd most popular reason was Other, with 1 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 15 Year | 2 | $160,000 | $80,000 | $0 | 4.25% |
| 10 Year | 1 | $105,000 | $105,000 | $0 | 4.50% |
For 2020, Campbell Employees Federal Credit Union's most frequently cited loan duration was 15 Year, with 2 originations. The 2nd most popular length was 10 Year, with 1 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 2 | $210,000 | $105,000 |
| 3-4% | 1 | $55,000 | $55,000 |
During 2020, Campbell Employees Federal Credit Union's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 2 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 2 | $210,000 | $105,000 | $0 | 4.50% |
| $100,000 or less | 1 | $55,000 | $55,000 | $0 | 4.00% |
2020 saw Campbell Employees Federal Credit Union place emphasis on $100k-200k loans with 2 originations, totaling $210,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $75k-100k | 1 | $105,000 | $105,000 | $0 | 4.50% |
Campbell Employees Federal Credit Union lent most frequently to those with incomes in the $75k-100k range, with 1 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 2 | $210,000 | $105,000 | $0 | 4.50% |
| Not provided | 1 | $55,000 | $55,000 | $0 | 4.00% |
Approval Rates
Total approvals of all applications100.00%
Campbell Employees Federal Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3 | $265,000 | $88,333 |