New Jersey Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in New Jersey averaged 6.63% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.84% and one month ago for the week of 2025-02-27, the average rate was 6.85%.

New Jersey's average rate one year ago was 6.98%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
New Jersey 30 Year Fixed Rate 2025-04-03 6.63%
New Jersey 30 Year Fixed Rate Refi 2025-04-03 6.94%
New Jersey 15 Year Fixed Rate 2025-04-03 5.78%
New Jersey 15 Year Fixed Rate Refi 2025-04-03 5.79%
New Jersey 30 Year FHA 2025-04-03 6.07%
New Jersey 30 Year FHA Refi 2025-04-03 5.71%
New Jersey 30 Year USDA 2025-04-03 6.16%
New Jersey 30 Year USDA Refi 2025-04-03 6.42%
New Jersey 30 Year VA 2025-04-03 6.29%
New Jersey 30 Year VA Refi 2025-04-03 5.43%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New Jersey.

New Jersey Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New Jersey market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 4,644 6.67% $8,144
CROSSCOUNTRY MORTGAGE, LLC 4,000 6.85% $9,191
UNITED WHOLESALE MORTGAGE, LLC 3,296 6.72% $10,584
GUARANTEED RATE, INC. 2,300 6.67% $7,201
JPMorgan Chase Bank 2,126 6.56% $6,123
NJ LENDERS CORP. 1,870 6.59% $6,431
LOANDEPOT.COM, LLC 1,669 6.64% $6,872
Advisors Mortgage Group, L.L.C. 1,327 6.85% $6,339
Wells Fargo Bank 1,294 6.39% $7,061
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1,181 6.89% $8,915
MOVEMENT MORTGAGE, LLC 1,123 6.80% $8,988
TD Bank 1,035 6.62% $5,689
ABSOLUTE HOME MORTGAGE CORPORATION 1,028 6.98% $8,330
Bank of America 1,002 6.15% $6,195
CMG MORTGAGE, INC. 987 6.84% $9,162
OceanFirst Bank 923 6.34% $5,324
GREENTREE MORTGAGE COMPANY, L.P. 882 6.90% $6,102
U.S. Bank 874 6.48% $6,305
Citizens Bank 831 6.47% $8,666
Prosperity Home Mortgage, LLC 819 6.85% $6,852
NFM, INC. 783 6.86% $7,154
GUARANTEED RATE AFFINITY, LLC 776 6.77% $7,433
PENNYMAC LOAN SERVICES, LLC 775 6.74% $11,213
NEWREZ LLC 647 6.86% $8,231
Paramount Residential Mortgage Group, Inc. 627 7.00% $11,794
Citibank 592 6.23% $7,788
Morgan Stanley Private Bank 579 6.04% $7,243
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 550 6.88% $8,338
BOND STREET MORTGAGE, LLC 516 6.86% $8,296
PROVIDENT FUNDING ASSOCIATES, L.P. 467 6.48% $7,386
BROKER SOLUTIONS, INC. 464 6.90% $8,008
NVR Mortgage Finance, Inc. 446 6.85% $7,852
EMBRACE HOME LOANS, INC. 442 6.89% $7,640
AMERICAN FEDERAL MORTGAGE CORPORATION 423 6.47% $5,181
PNC Bank 417 6.56% $6,188
UNION HOME MORTGAGE CORP. 402 6.80% $9,367
The Loan Store, Inc. 401 6.99% $10,400
Mr. Cooper ( Nationstar Mortgage ) 395 6.68% $9,808
NATION ONE MORTGAGE CORPORATION 388 6.92% $8,675
Kearny Bank 387 6.36% $5,528
Provident Bank 384 6.31% $5,368
MORTGAGE ACCESS CORP. 381 6.84% $7,459
EAGLE HOME MORTGAGE, LLC 373 6.59% $6,687
M&T Bank 342 6.28% $7,085
MLD MORTGAGE INC. 339 6.63% $6,717
Valley National Bank 337 6.30% $5,911
Columbia Bank 320 5.83% $1,539
DHI MORTGAGE COMPANY, LTD. 306 6.66% $5,817
NAVY FEDERAL CREDIT UNION 291 6.41% $5,486
FM Home Loans, LLC 270 6.92% $7,642
FREEDOM MORTGAGE CORPORATION 265 6.73% $10,960
EMM LOANS LLC 261 6.91% $7,183
Cornerstone First Mortgage, Inc 235 7.02% $9,825
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 234 6.75% $7,308
PLAZA HOME MORTGAGE, INC. 233 6.94% $11,565
Webster Bank 224 6.35% $9,077
Gateway First Bank 219 6.96% $7,504
Kwik Mortgage Corporation 219 6.58% $6,119
MILLENIUM HOME MORTGAGE, LLC 217 6.58% $7,996
MUTUAL OF OMAHA MORTGAGE, INC. 212 6.55% $7,700
1st Colonial Community Bank 210 6.73% $5,217
Flagstar Bank, FSB 205 6.94% $8,366
NORWICH COMMERCIAL GROUP, INC. 195 6.83% $12,490
NATIONWIDE MORTGAGE BANKERS, INC. 190 6.97% $13,463
PINNACLE MORTGAGE, INC. 187 6.68% $7,541
MLB RESIDENTIAL LENDING, LLC 185 7.28% $13,538
Manasquan Bank 181 6.54% $8,643
NP, Inc. 176 8.28% $9,591
Century Mortgage Company DBA Century Lending Company 175 6.86% $12,439
Unity Bank 175 7.12% $7,043
The Federal Savings Bank 173 6.75% $10,014
CARDINAL FINANCIAL 169 6.86% $11,105
Acre Mortgage and Financial Inc 167 6.86% $7,874
ALLIED MORTGAGE GROUP, INC. 159 6.87% $8,474
AMERICAN FINANCIAL NETWORK, INC. 156 7.05% $11,598
FIRST ALLIANCE HOME MORTGAGE, LLC 153 6.97% $10,041
United Nations Federal Credit Union 152 5.87% $5,928
TBI MORTGAGE COMPANY 152 6.65% $10,847
BETTER MORTGAGE CORPORATION 149 6.42% $7,752
Nations Lending Corporation 148 6.85% $8,787
HSBC BANK USA, NATIONAL ASSOCIATION 143 6.12% $7,451
NATIONS DIRECT MORTGAGE, LLC 143 6.71% $10,645
UNITED MORTGAGE CORP 142 7.02% $11,661
ARK-LA-TEX FINANCIAL SERVICES, LLC. 140 6.95% $8,286
FIRST COLONY MORTGAGE CORPORATION 138 6.88% $12,197
GREENWAY MORTGAGE FUNDING CORP. 137 6.77% $7,218
A&D Mortgage LLC 136 7.41% $15,069
Plains Commerce Bank 132 6.54% $11,175
NBKC BANK 132 6.41% $5,021
BAY EQUITY LLC 127 6.64% $5,657
Keystone Funding, Inc. 123 6.70% $11,860
AFFORDABLE MORTGAGE ADVISORS, LLC. 121 6.78% $6,140
PULTE MORTGAGE LLC 120 6.72% $2,238
Fulton Bank 117 6.96% $8,149
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 116 6.92% $8,926
GUIDANCE RESIDENTIAL, LLC 116 7.04% $8,747
First National Bank of America 114 9.67% $12,870
Wilmington Savings Fund Society, FSB 107 6.48% $6,084
PANORAMA MORTGAGE GROUP, LLC 107 7.09% $12,112
HOMEBRIDGE FINANCIAL SERVICES, INC. 101 7.21% $14,680
Truist 100 6.47% $7,614
JMAC LENDING, INC. 98 6.98% $10,136
ARC HOME LLC 98 7.70% $14,283
The Huntington National Bank 97 6.52% $6,380
PRIMELENDING, A PLAINSCAPITAL COMPANY 97 6.81% $7,675
HOMESIDE FINANCIAL, LLC 97 6.70% $10,315
UBS Bank USA 96 6.27% $7,670
Charles Schwab Bank, SSB 96 5.84% $5,748
Commerce Home Mortgage, Inc. 93 8.55% $18,396
TRUMARK FINANCIAL CREDIT UNION 91 6.50% $6,900
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 90 7.08% $9,782
AFFINITY 90 6.74% $5,789
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 89 7.44% $15,241
UIF CORPORATION 86 6.78% $8,195
Northpointe Bank 85 6.75% $8,772
OCMBC, INC. 83 8.39% $17,681
AmeriHome Mortgage Company, LLC 81 6.79% $6,361
CONTOUR MORTGAGE CORPORATION 80 6.78% $12,177
GLENDENNING MORTGAGE CORPORATION 80 6.92% $8,703
PHILADELPHIA 77 6.34% $9,747
DEVELOPER'S MORTGAGE COMPANY 77 7.46% $9,167
SUMMIT MORTGAGE BANKERS INC. 75 6.78% $7,619
AMERISAVE MORTGAGE CORPORATION 74 6.47% $11,585
Ally Bank 73 6.29% $9,771
Bethpage Federal Credit Union 72 6.40% $7,434
Meridian Bank Corporation 70 6.82% $8,103
US MORTGAGE CORPORATION 69 6.87% $8,127
POLICE & FIRE 66 6.37% $3,233
Citadel Servicing Corporation 65 8.82% $18,840
Discover Bank 64 6.99% $0
Quontic Bank 63 8.79% $15,173
PHH Mortgage Corporation 61 6.78% $8,019
General Mortgage Capital Corporation 61 6.53% $5,992
Stifel Bank and Trust 61 6.19% $5,191
ARK MORTGAGE, INC. 60 7.31% $14,982
First Federal Bank 58 6.51% $7,662
Princeton Mortgage Corporation 57 6.88% $8,184
DEEPHAVEN MORTGAGE LLC 57 8.31% $14,272
East Coast Capital Corp. 57 7.19% $10,424
Municipal Credit Union 57 6.00% $7,127
CLIFFCO, INC. 56 7.70% $15,997
First Citizens Community Bank 55 6.84% $6,394
RESIDENTIAL HOME MORTGAGE CORPORATION 55 6.76% $7,787
SUCCESS MORTGAGE PARTNERS, INC. 55 6.80% $10,501
American Mortgage & Equity Consultants, Inc. 55 7.23% $8,060
ZILLOW HOME LOANS, LLC 54 6.59% $8,391
HARBORONE MORTGAGE, LLC 53 6.72% $6,410
Metro City Bank 52 7.07% $9,450
Raymond James Bank 52 5.81% $7,157
GUILD MORTGAGE COMPANY 52 6.86% $8,233
USAA Federal Savings Bank 51 6.69% $7,333
PENTAGON FEDERAL CREDIT UNION 50 6.54% $9,447
FINANCIAL RESOURCES FEDERAL CREDIT UNION 49 6.21% $5,637
First National Bank of Pennsylvania 48 6.63% $7,413
Logan Finance Corporation 48 7.76% $18,227
UNITED NORTHERN MORTGAGE BANKERS LIMITED 47 6.67% $9,285
1ST PRIORITY MORTGAGE, INC. 47 6.68% $6,843
HOMEXPRESS MORTGAGE CORP. 46 8.37% $18,043
LENOX FINANCIAL MORTGAGE CORPORATION 45 6.38% $6,048
LENDING CAPITAL GROUP Inc 45 6.92% $8,179
AMERICAN HERITAGE FCU 44 6.19% $4,299
Carrington Mortgage Services, LLC 43 7.96% $12,775
NexBank 43 6.76% $8,931
NETWORK CAPITAL FUNDING CORPORATION 43 6.76% $12,628
CIBM Bank 41 6.80% $6,290
T2 FINANCIAL LLC 40 7.10% $9,105
Farm Credit East, ACA 38 7.23% $7,738
ROYAL UNITED MORTGAGE LLC 38 7.10% $7,681
TOTAL MORTGAGE SERVICES, LLC 37 7.05% $12,389
MICHIGAN MUTUAL, INC. 37 6.67% $8,855
TOWNE MORTGAGE COMPANY 36 6.78% $8,794
NEXERA HOLDING LLC 36 7.82% $15,103
Ixonia Bank 35 6.87% $9,199
Mid Penn Bank 35 6.68% $6,898
BMO Harris Bank 34 6.63% $8,681
Luxury Mortgage Corp. 34 7.89% $20,648
FIRST COMMUNITY MORTGAGE, INC. 33 6.68% $9,055
LAKEVIEW LOAN SERVICING, LLC 32 6.68% $10,222
ATLANTIS MORTGAGE CO., INC. 32 6.69% $6,295
Bank of Hope 32 6.87% $7,422
DIGITAL Federal Credit Union 31 6.53% $5,025
RELIANCE FIRST CAPITAL, LLC 31 6.93% $12,071
PRIMARY RESIDENTIAL MORTGAGE, INC. 31 6.89% $9,683
EVERETT FINANCIAL, INC. 30 7.03% $13,505
NEW WAVE LENDING GROUP INC 30 7.50% $12,750
ANGEL OAK MORTGAGE SOLUTIONS LLC 29 8.11% $15,663
BAYSHORE MORTGAGE FUNDING, LLC 29 7.01% $7,728
Farmers Bank & Trust 28 6.59% $5,909
AMERICAN FINANCIAL RESOURCES, INC. 27 6.66% $9,115
CHURCHILL MORTGAGE CORPORATION 27 6.97% $9,914
Quaint Oak Mortgage, LLC 27 6.75% $7,402
SUN WEST MORTGAGE COMPANY, INC. 27 6.89% $9,911
TIDEWATER MORTGAGE SERVICES, INC. 27 6.93% $8,257
MEMBER FIRST MORTGAGE, LLC 26 6.53% $5,963
POLISH & SLAVIC FEDERAL CREDIT UNION 26 6.09% $4,611
Firstrust Savings Bank 25 6.75% $8,359
Univest Bank and Trust Co. 25 7.06% $7,488
CREDIT UNION OF NEW JERSEY 25 5.89% $5,667
PLANET HOME LENDING, LLC 25 6.75% $8,917
Mortgage Research Center, LLC 24 6.95% $7,095
PREMIA MORTGAGE, LLC 24 6.53% $2,881
LADERA LENDING, INC. 24 6.97% $7,821
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 22 6.80% $8,438
Goldman Sachs Bank USA 22 6.13% $5,840
Sierra Pacific Mortgage Company, Inc. 21 6.52% $11,620
Waterstone Mortgage Corporation 20 6.70% $9,655
WALL STREET MORTGAGE BANKERS, LTD. 20 7.44% $16,666
CREDIT UNION MORTGAGE ASSOCIATION, INC. 19 6.15% $6,815
AmRes Corporation 19 7.14% $11,600
Equity Prime Mortgage LLC 19 6.97% $15,822
ALLIANT CREDIT UNION 18 6.31% $6,376
Cathay Bank 18 7.02% $5,949
HOMESTEAD FUNDING CORP. 18 6.57% $6,352
JET DIRECT FUNDING CORP 18 6.73% $10,119
ENVOY MORTGAGE, LTD 18 6.88% $7,422
GSF Mortgage Corporation 18 6.98% $9,703
Presidential Bank, FSB 17 6.70% $6,405
ADVANCIAL 17 7.33% $16,784
GENEVA FINANCIAL, LLC 17 6.94% $14,074
PICATINNY FEDERAL CREDIT UNION 17 6.74% $4,126
Leader Bank 16 6.60% $5,653
TJC Mortgage, Inc. 16 6.99% $6,795
AMERICAN FINANCING CORPORATION 15 6.66% $12,216
BNY Mellon 15 6.33% $7,751
Florida Capital Bank 15 6.54% $13,681
CITADEL FEDERAL CREDIT UNION 15 6.65% $4,591
Hometown Equity Mortgage, LLC 15 8.19% $21,145
MY MORTGAGE, INC. 15 7.19% $16,285
SIRVA MORTGAGE, INC. 15 6.73% $547
Princeton Federal Credit Union 14 6.24% $5,851
KeyBank 14 6.40% $8,201
NMSI, INC. 14 7.04% $9,925
Greenbox Loans, Inc. 14 9.48% $16,118
AMERICAN PACIFIC MORTGAGE CORPORATION 14 7.19% $9,541
OAKTREE FUNDING CORP. 14 8.44% $21,278
Bogota Savings Bank 13 6.89% $5,652
Philadelphia Mortgage Advisors, Inc. 13 6.95% $7,051
First-Citizens Bank & Trust Company 13 6.04% $6,566
FIRST HOME MORTGAGE CORPORATION 13 7.08% $11,415
SELF RELIANCE NY Federal Credit Union 13 6.16% $6,506
LENDSURE MORTGAGE CORP. 13 8.36% $20,047
Fifth Third Bank 13 6.66% $5,932
TrustCo Bank 13 6.33% $4,841
LOANPAL, LLC 13 6.63% $10,464
Royal Business Bank 12 7.19% $10,593
RBC Bank, (Georgia) 12 5.49% $5,600
MDE Home Loans, LLC 12 6.49% $7,413
ESSA Bank & Trust 11 7.04% $10,684
ANDREWS FEDERAL CREDIT UNION 11 6.42% $5,890
HARTFORD FUNDING, LTD. 11 7.35% $11,794
FREEDOM CREDIT UNION 10 5.96% $3,527
INTERSTATE HOME LOAN CENTER, INC. 10 7.56% $16,068
FOUNDATION MORTGAGE CORPORATION 10 7.90% $21,145
PROPONENT Federal Credit Union 10 6.14% $5,837
Third Federal Savings and Loan Association of Cleveland 10 6.62% $1,389
DAS Acquisition Company, LLC 10 6.75% $6,280
City National Bank 10 6.35% $8,643
Barrington Bank & Trust Company, N.A. 10 6.73% $7,010
TEACHERS 10 6.36% $9,434
FIRST HERITAGE FINANCIAL, LLC 10 6.84% $11,173
USAlliance Federal Credit Union 10 6.76% $7,634
NEW FED MORTGAGE, CORP. 9 6.49% $6,715
Mortgage America, Inc. 9 6.89% $9,010
BM Real Estate Services, Inc. 9 7.64% $13,922
Toyota Financial Savings Bank 9 6.27% $6,054
AMERITRUST MORTGAGE CORPORATION 9 7.80% $15,626
Encompass Lending Group, LP 9 6.74% $9,801
NATIONWIDE EQUITIES CORPORATION 9 6.96% $10,053
Bank of England 9 6.67% $8,274
North American Savings Bank, F.S.B. 9 6.96% $18,324
OCEANSIDE MORTGAGE COMPANY 9 6.55% $3,273
Peoples Security Bank and Trust Company 9 4.86% $4,179
J. VIRGIL, INC. 9 7.40% $10,932
UTILITIES EMPLOYEES CREDIT UNION 9 6.29% $5,037
Parke Bank 9 6.82% $8,887
PIKE CREEK MORTGAGE SERVICES, INC. 9 6.79% $7,194
Semper Home Loans, Inc. 8 6.70% $16,222
State Financial Network, LLC 8 6.89% $4,099
Magnolia Bank 8 6.70% $8,709
First Standard Financial Corp. 8 7.75% $14,064
Lakeview Community Capital, LLC 8 6.57% $8,685
CITY FIRST MORTGAGE SERVICES, L.L.C. 8 6.81% $10,714
Northeast Equitable Mortgage, LLC 8 6.92% $7,216
FEDERATED MORTGAGE CORP. 8 6.47% $6,812
Evolve Bank & Trust 8 6.51% $4,675
Center City Mortgage and Investments LLC 7 6.86% $6,007
AMERICAN INTERNET MORTGAGE, INC. 7 6.27% $8,217
Arvest Bank 7 6.79% $4,044
First Central Savings Bank 7 7.66% $13,635
GARDEN SAVINGS FEDERAL CREDIT UNION 7 6.48% $6,063
Baxter Credit Union 7 6.46% $7,042
Home Mortgage Alliance Corp 7 8.14% $17,529
AMERICAN HERITAGE LENDING, INC. 7 7.59% $17,096
The Central Trust Bank 7 6.73% $6,201
Popular Bank 7 6.04% $7,442
Blue Foundry Bank 6 6.81% $6,442
GREATER ALLIANCE 6 7.25% $5,325
BAY-VALLEY MORTGAGE GROUP 6 7.62% $13,552
V.I.P. MORTGAGE, INC. 6 6.91% $8,477
The Fidelity Deposit and Discount Bank 6 6.77% $8,967
Residential Mortgage Solutions, Inc. 6 6.62% $10,293
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 7.06% $7,342
Customers Bank 6 5.94% $5,041
SECURITYNATIONAL MORTGAGE COMPANY 6 7.14% $13,555
Axos Bank 6 6.69% $11,699
VANDERBILT MORTGAGE AND FINANCE, INC. 6 6.29% $4,698
IVY MORTGAGE, INC. 5 6.73% $4,298
Merchants Bank of Indiana 5 6.54% $4,815
First Heritage Mortgage, LLC 5 6.79% $5,834
FBC MORTGAGE, LLC 5 7.10% $9,679
Penn Community Bank 5 6.80% $4,934
Dollar Bank, Federal Savings Bank 5 7.28% $9,712
RESIDENTIAL BANCORP 4 6.43% $6,802
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 6.65% $4,210
MID-ISLAND MORTGAGE CORP. 4 6.56% $8,787
First Horizon Bank 4 6.66% $8,549
GENISYS 4 6.16% $5,768
Strong Home Mortgage, LLC 4 6.62% $4,302
MORIA DEVELOPMENT, INC. 4 6.75% $5,917
VISIONS 4 6.38% $6,560
Capital Bank 4 6.93% $7,529
NATIONAL COOPERATIVE BANK, N.A. 4 6.44% $4,336
Performance Financial, Inc. 4 8.56% $28,256
Tompkins Trust Company 4 6.75% $10,322
Blue Ridge Bank 3 6.54% $6,498
WILLIAM RAVEIS MORTGAGE, LLC 3 6.54% $8,497
CTBC Bank Corp. (USA) 3 7.29% $5,573
AMERICAN FINANCE HOUSE LARIBA 3 6.53% $4,611
DIRECT MORTGAGE LOANS, LLC 3 7.17% $12,284
CALCON MUTUAL MORTGAGE LLC 3 7.38% $5,921
CIBC Bank USA 3 6.04% $6,197
FIRST ATLANTIC FEDERAL CREDIT UNION 3 6.33% $4,152
MK LENDING CORP. 3 6.88% $5,995
U S WIDE FINANCIAL LLC 3 6.63% $5,230
Home Loan Investment Bank, F.S.B. 3 7.08% $6,107
ONY GLO, INC. 3 6.75% $9,091
Schuyler Savings Bank 3 6.50% $4,243
BNB Bank 3 6.54% $5,788
NORTHPOINT MORTGAGE, INC. 2 6.69% $6,287
JUSTICE Federal Credit Union 2 6.50% $9,972
Vellum Mortgage, Inc. 2 6.63% $6,140
INTELLILOAN, INC. 2 6.56% $1,493
MID AMERICA MORTGAGE, INC. 2 7.38% $21,558
Watermark Capital, Inc. 2 6.56% $6,562
Summit Mortgage Corporation 2 6.00% $10,018
Sun East Federal Credit Union 2 6.30% $5,995
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 2 5.31% $4,495
SUN Federal Credit Union 2 6.19% $3,194
WRIGHT-PATT CREDIT UNION, INC. 2 6.44% $9,665
First National Bank of Omaha 2 7.25% $4,157
BAYCOAST MORTGAGE COMPANY, LLC 2 6.31% $4,287
SWBC MORTGAGE CORPORATION 2 6.44% $12,015
MERCK SHARP & DOHME FEDERAL CREDIT UNION 2 6.31% $5,684
TEG Federal Credit Union 2 7.38% $6,668
The Camden National Bank 2 6.44% $4,584
Bank-Fund Staff Federal Credit Union 2 5.56% $5,853
GEO-CORP, INC. 2 7.56% $11,879
MORTGAGE EQUITY PARTNERS LLC 2 7.56% $8,744
MASON MCDUFFIE MORTGAGE CORPORATION 2 7.24% $5,801
THRIVENT Federal Credit Union 2 7.56% $9,294
Atlantic Coast Mortgage, LLC 2 6.88% $8,723
First Commonwealth Federal Credit Union 2 7.25% $5,615
RUOFF MORTGAGE COMPANY, INC. 2 6.25% $4,279
S1L, Inc. 2 6.63% $9,405
ASSOCIATED MORTGAGE BANKERS, INC. 2 7.13% $12,011
GREENSTATE CREDIT UNION 2 6.63% $5,841
LOANLEADERS OF AMERICA, INC. 2 7.38% $11,966
SeaTrust Mortgage Company 2 6.44% $11,724
Service Federal Credit Union 2 5.69% $7,166
City Lending Inc. 2 9.56% $15,875
KINECTA 2 6.44% $4,759
Orrstown Bank 2 6.88% $12,272
AMERICAN BANCSHARES MORTGAGE 2 7.75% $15,363
American Airlines Federal Credit Union 2 5.94% $0
Inspire Federal Credit Union 2 7.88% $5,149
S&T Bank 2 6.63% $5,955
LEGEND LENDING CORPORATION 1 6.63% $8,793
UNIFY FINANCIAL Credit Union 1 6.25% $3,859
Union County Savings Bank 1 6.38% $3,758
Ameris Bank 1 6.49% $9,950
UNITED 1 6.50% $7,065
LEADERONE FINANCIAL CORPORATION 1 8.13% $14,730
HUDSON HERITAGE 1 5.50% $2,831
Amalgamated Bank 1 6.25% $4,378
ALLEGACY FEDERAL CREDIT UNION 1 6.25% $6,595
Integrity Home Mortgage Corp 1 6.88% $7,531
ALAMEDA MORTGAGE CORPORATION 1 6.88% $7,054
VERITAS FUNDING, LLC 1 6.50% $23,088
Affiliated Bank 1 8.50% $7,866
Actors Federal Credit Union 1 7.55% $6,090
Access Bank 1 7.25% $8,390
Academy Bank 1 6.88% $4,186
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $6,261
Ocean Financial Federal Credit Union 1 7.38% $4,294
Old National Bank 1 5.88% $4,229
OPEN MORTGAGE, LLC 1 8.88% $30,658
FEDERATED LENDING CORPORATION 1 6.63% $4,492
Paramount Bank 1 7.13% $7,515
ENCORE BANK 1 6.63% $11,188
FIDELITY DIRECT MORTGAGE, LLC 1 7.50% $9,809
PCSB Bank 1 6.75% $5,641
York Traditions Bank 1 7.00% $8,301
ITHINK FINANCIAL Credit Union 1 7.50% $11,361
First American Bank 1 7.13% $3,936
Nizari Progressive Federal Credit Union 1 6.00% $8,693
21ST MORTGAGE CORPORATION 1 8.72% $6,852
First Commonwealth Bank 1 6.75% $3,939
Pinnacle Bank 1 8.00% $12,415
County Savings Bank 1 6.25% $4,891
CORNERSTONE HOME LENDING, INC. 1 7.13% $6,489
Connexus Credit Union 1 6.59% $2,874
POLARIS HOME FUNDING CORP. 1 6.88% $14,397
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 7.00% $4,887
First Financial Federal Credit Union 1 6.25% $3,561
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.00% $4,364
Premium Mortgage Corporation 1 6.88% $4,062
FIRST MORTGAGE COMPANY, INC. 1 6.13% $8,943
Citizens & Northern Bank 1 7.38% $5,871
PROPER RATE, LLC 1 6.58% $5,530
MYCUMORTGAGE, LLC 1 6.88% $7,320
Centra Credit Union 1 6.50% $3,937
First Option Mortgage, LLC 1 6.38% $22,965
PRYSMA LENDING GROUP, LLC 1 9.00% $16,254
CANOPY MORTGAGE, LLC 1 7.38% $8,009
BOKF 1 7.13% $10,677
FIRST TECHNOLOGY 1 6.63% $4,587
QUORUM FEDERAL CREDIT UNION 1 7.63% $4,261
RADIUS FINANCIAL GROUP INC. 1 7.13% $9,105
First United Bank and Trust Company 1 7.00% $6,761
First Western Trust Bank 1 8.63% $11,662
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 6.63% $7,312
MORTGAGE CAPITAL PARTNERS, INC. 1 5.99% $9,510
Fortress Bank 1 7.99% $7,249
Sandy Spring Bank 1 6.63% $8,083
FRANKLIN MINT 1 5.75% $3,650
Shore United Bank 1 7.00% $4,756
FREEDOM FIRST 1 7.13% $4,921
FUNDLOANS CAPITAL 1 7.50% $12,225
STANFORD Federal Credit Union 1 6.13% $5,609
STAR ONE CREDIT UNION 1 6.13% $7,910
BHCU 1 6.75% $4,307
Sunflower Bank 1 6.63% $8,350
Bay Atlantic Federal Credit Union 1 6.88% $3,054
GARDNER FINANCIAL SERVICES, LTD. 1 8.00% $7,885
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 5.50% $5,749
MEMBERS MORTGAGE COMPANY, INC. 1 6.50% $5,039
Texana Bank 1 6.00% $10,970
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 6.50% $5,902
Atlantic Union Bank 1 7.38% $11,287
THE MORTGAGE FIRM, INC. 1 6.62% $11,253
LYONS MORTGAGE SERVICES, INC. 1 7.13% $7,397
TOGETHER CREDIT UNION 1 6.75% $7,226
Louviers Federal Credit Union 1 6.88% $3,722
TOWER 1 5.63% $20,502
Trinity Oaks Mortgage, LLC 1 6.88% $17,559
Armed Forces Bank 1 6.50% $4,145
HANSCOM 1 6.13% $3,410
HighTechLending Inc 1 6.99% $16,579

New Jersey Average Closing Costs & Other Stats

New Jersey's 458 lenders originated 155,388 loans during 2024. The total origination value was $60,407,420,000, with an average loan value of $388,752.

New Jersey's average closing costs are $7,022.

The top New Jersey lender as defined by loan originations is QUICKEN LOANS, LLC, with 4,644 loans originated. Their average total fees are $8,144, which is $1,047 lower than the next largest lender, CROSSCOUNTRY MORTGAGE, LLC.

The lowest fee New Jersey lenders (with over 10 loans originated) are Discover Bank ($0), SIRVA MORTGAGE, INC. ($547), Third Federal Savings and Loan Association of Cleveland ($1,389), Columbia Bank ($1,539) and PULTE MORTGAGE LLC ($2,238).

The lowest rate New Jersey lenders (with over 10 loans originated) are RBC Bank, (Georgia) (5.49%), Raymond James Bank (5.81%), Columbia Bank (5.83%), Charles Schwab Bank, SSB (5.84%) and United Nations Federal Credit Union (5.87%).

New Jersey Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $2,058,330,000 $2,892,965,000 40.5% 4.8%
CROSSCOUNTRY MORTGAGE, LLC $1,864,715,000 $2,874,800,000 54.2% 4.8%
UNITED WHOLESALE MORTGAGE, LLC $2,013,870,000 $2,755,790,000 36.8% 4.6%
TD Bank $1,789,960,000 $1,860,725,000 4.0% 3.1%
Citizens Bank $1,536,450,000 $1,720,345,000 12.0% 2.8%
GUARANTEED RATE, INC. $1,283,945,000 $1,670,595,000 30.1% 2.8%
Bank of America $1,256,590,000 $1,492,165,000 18.7% 2.5%
JPMorgan Chase Bank $1,180,855,000 $1,490,060,000 26.2% 2.5%
PNC Bank $1,225,530,000 $1,288,805,000 5.2% 2.1%
LOANDEPOT.COM, LLC $994,770,000 $1,260,330,000 26.7% 2.1%
NJ LENDERS CORP. $1,164,220,000 $1,087,080,000 -6.6% 1.8%
Wells Fargo Bank $1,466,350,000 $1,047,910,000 -28.5% 1.7%
PENNYMAC LOAN SERVICES, LLC $537,765,000 $832,390,000 54.8% 1.4%
U.S. Bank $612,645,000 $798,720,000 30.4% 1.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $594,575,000 $717,895,000 20.7% 1.2%
Advisors Mortgage Group, L.L.C. $655,550,000 $661,985,000 1.0% 1.1%
CMG MORTGAGE, INC. $350,685,000 $654,800,000 86.7% 1.1%
MOVEMENT MORTGAGE, LLC $496,080,000 $645,765,000 30.2% 1.1%
Citibank $764,445,000 $634,275,000 -17.0% 1.0%
ABSOLUTE HOME MORTGAGE CORPORATION $527,135,000 $623,270,000 18.2% 1.0%
Morgan Stanley Private Bank $495,315,000 $592,855,000 19.7% 1.0%
The Northwestern Mutual Life Insurance Company $332,520,000 $574,030,000 72.6% 1.0%
Provident Bank $354,755,000 $546,110,000 53.9% 0.9%
OceanFirst Bank $475,315,000 $543,735,000 14.4% 0.9%
Paramount Residential Mortgage Group, Inc. $402,530,000 $532,205,000 32.2% 0.9%
GUARANTEED RATE AFFINITY, LLC $444,810,000 $490,525,000 10.3% 0.8%
FREEDOM MORTGAGE CORPORATION $173,805,000 $488,080,000 180.8% 0.8%
NEWREZ LLC $295,620,000 $471,905,000 59.6% 0.8%
M&T Bank $254,375,000 $437,855,000 72.1% 0.7%
Fulton Bank $348,105,000 $435,405,000 25.1% 0.7%
GREENTREE MORTGAGE COMPANY, L.P. $408,160,000 $425,860,000 4.3% 0.7%
NFM, INC. $318,660,000 $412,405,000 29.4% 0.7%
Prosperity Home Mortgage, LLC $344,560,000 $404,440,000 17.4% 0.7%
Valley National Bank $835,135,000 $391,555,000 -53.1% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $382,115,000 $379,405,000 -0.7% 0.6%
Grandbridge Real Estate Capital LLC $37,160,000 $375,195,000 909.7% 0.6%
PGIM Real Estate Finance, LLC $55,010,000 $360,775,000 555.8% 0.6%
Columbia Bank $519,575,000 $354,235,000 -31.8% 0.6%
Webster Bank $224,205,000 $339,325,000 51.3% 0.6%
NAVY FEDERAL CREDIT UNION $247,455,000 $325,785,000 31.7% 0.5%
Manasquan Bank $266,640,000 $323,335,000 21.3% 0.5%
BOND STREET MORTGAGE, LLC $232,965,000 $314,900,000 35.2% 0.5%
Kearny Bank $179,030,000 $313,975,000 75.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $208,965,000 $313,415,000 50.0% 0.5%
RF Renovo Management Company, LLC $190,935,000 $300,025,000 57.1% 0.5%
NVR Mortgage Finance, Inc. $247,925,000 $293,465,000 18.4% 0.5%
Mortgage Research Center, LLC $219,670,000 $291,885,000 32.9% 0.5%
EMBRACE HOME LOANS, INC. $200,665,000 $283,765,000 41.4% 0.5%
FM Home Loans, LLC $205,055,000 $281,895,000 37.5% 0.5%
BROKER SOLUTIONS, INC. $127,380,000 $281,385,000 120.9% 0.5%
NATION ONE MORTGAGE CORPORATION $251,385,000 $258,110,000 2.7% 0.4%
LENDINGHOME FUNDING CORPORATION $145,415,000 $252,885,000 73.9% 0.4%
AMERICAN FEDERAL MORTGAGE CORPORATION $170,220,000 $249,045,000 46.3% 0.4%
UNION HOME MORTGAGE CORP. $148,075,000 $243,705,000 64.6% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $187,555,000 $237,435,000 26.6% 0.4%
WALKER & DUNLOP, LLC $283,830,000 $221,605,000 -21.9% 0.4%
CONSTRUCTIVE LOANS, LLC $105,435,000 $221,015,000 109.6% 0.4%
POLICE & FIRE $167,530,000 $213,355,000 27.4% 0.4%
The Loan Store, Inc. $40,635,000 $209,115,000 414.6% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $44,210,000 $208,385,000 371.4% 0.3%
DHI MORTGAGE COMPANY, LTD. $167,790,000 $206,030,000 22.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $94,935,000 $205,140,000 116.1% 0.3%
EAGLE HOME MORTGAGE, LLC $176,315,000 $202,115,000 14.6% 0.3%
MLD MORTGAGE INC. $151,725,000 $196,105,000 29.3% 0.3%
Cornerstone First Mortgage, Inc $83,630,000 $187,165,000 123.8% 0.3%
MORTGAGE ACCESS CORP. $222,715,000 $186,860,000 -16.1% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $153,315,000 $186,055,000 21.4% 0.3%
Arbor Realty Trust, Inc. $224,195,000 $182,360,000 -18.7% 0.3%
EMM LOANS LLC $118,635,000 $181,845,000 53.3% 0.3%
GREYSTONE SERVICING COMPANY LLC $588,205,000 $179,405,000 -69.5% 0.3%
PLAZA HOME MORTGAGE, INC. $185,250,000 $177,720,000 -4.1% 0.3%
Century Mortgage Company DBA Century Lending Company $47,665,000 $177,260,000 271.9% 0.3%
Gateway First Bank $211,885,000 $175,805,000 -17.0% 0.3%
HSBC BANK USA, NATIONAL ASSOCIATION $124,760,000 $172,315,000 38.1% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $190,110,000 $170,785,000 -10.2% 0.3%
Discover Bank $124,400,000 $170,720,000 37.2% 0.3%
The Federal Savings Bank $143,885,000 $163,625,000 13.7% 0.3%
NORWICH COMMERCIAL GROUP, INC. $31,775,000 $159,930,000 403.3% 0.3%
Logan Finance Corporation $93,150,000 $157,205,000 68.8% 0.3%
Kwik Mortgage Corporation $85,765,000 $151,880,000 77.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $164,915,000 $151,235,000 -8.3% 0.3%
Flagstar Bank, FSB $281,035,000 $149,620,000 -46.8% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $119,360,000 $149,035,000 24.9% 0.2%
ALLIED MORTGAGE GROUP, INC. $118,805,000 $147,685,000 24.3% 0.2%
ARK MORTGAGE, INC. $96,790,000 $144,015,000 48.8% 0.2%
CARDINAL FINANCIAL $195,790,000 $139,790,000 -28.6% 0.2%
Unity Bank $139,515,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $108,785,000 $139,225,000 28.0% 0.2%
Charles Schwab Bank, SSB $68,425,000 $131,435,000 92.1% 0.2%
1st Colonial Community Bank $140,280,000 $129,715,000 -7.5% 0.2%
VILLAGE CAPITAL MORTGAGE $25,890,000 $127,220,000 391.4% 0.2%
AFFINITY $139,010,000 $127,125,000 -8.5% 0.2%
MLB RESIDENTIAL LENDING, LLC $151,095,000 $126,365,000 -16.4% 0.2%
MILLENIUM HOME MORTGAGE, LLC $109,855,000 $125,370,000 14.1% 0.2%
UNITED MORTGAGE CORP $124,665,000 n/a 0.2%
UBS Bank USA $110,605,000 $122,310,000 10.6% 0.2%
Wilmington Savings Fund Society, FSB $94,200,000 $120,330,000 27.7% 0.2%
FIRST ALLIANCE HOME MORTGAGE, LLC $67,935,000 $120,235,000 77.0% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $90,720,000 $117,855,000 29.9% 0.2%
PINNACLE MORTGAGE, INC. $72,480,000 $117,090,000 61.5% 0.2%
RCN Capital, LLC $107,465,000 $115,000,000 7.0% 0.2%
A&D Mortgage LLC $110,890,000 $113,590,000 2.4% 0.2%
BETTER MORTGAGE CORPORATION $114,915,000 $113,095,000 -1.6% 0.2%
Bethpage Federal Credit Union $98,355,000 $110,320,000 12.2% 0.2%
United Nations Federal Credit Union $84,495,000 $107,695,000 27.5% 0.2%
Somerset Savings Bank, SLA $23,150,000 $105,535,000 355.9% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $62,455,000 $104,515,000 67.3% 0.2%
Acre Mortgage and Financial Inc $82,450,000 $104,100,000 26.3% 0.2%
M&T Realty Capital Corporation $28,985,000 $102,345,000 253.1% 0.2%
Spencer Savings Bank, SLA $171,725,000 $101,545,000 -40.9% 0.2%
Truist $165,620,000 $101,335,000 -38.8% 0.2%
NATIONS DIRECT MORTGAGE, LLC $46,365,000 $99,365,000 114.3% 0.2%
PANORAMA MORTGAGE GROUP, LLC $68,670,000 $99,245,000 44.5% 0.2%
Nations Lending Corporation $102,670,000 $95,210,000 -7.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $117,730,000 $92,835,000 -21.1% 0.2%
NP, Inc. $58,190,000 $92,620,000 59.2% 0.2%
AMWEST FUNDING CORP. $82,135,000 $92,305,000 12.4% 0.2%
TBI MORTGAGE COMPANY $73,795,000 $92,230,000 25.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $97,825,000 $92,015,000 -5.9% 0.2%
VISIONS $250,350,000 $90,670,000 -63.8% 0.2%
Figure Lending LLC $78,295,000 $89,930,000 14.9% 0.1%
Plains Commerce Bank $159,400,000 $89,280,000 -44.0% 0.1%
Prudential Huntoon Paige Associates, LLC $46,975,000 $88,985,000 89.4% 0.1%
ARC HOME LLC $56,790,000 $87,040,000 53.3% 0.1%
JMAC LENDING, INC. $13,600,000 $86,675,000 537.3% 0.1%
Commerce Home Mortgage, Inc. $96,670,000 $86,370,000 -10.7% 0.1%
OCMBC, INC. $50,780,000 $86,100,000 69.6% 0.1%
GREENWAY MORTGAGE FUNDING CORP. $66,245,000 $85,685,000 29.3% 0.1%
FIRST COLONY MORTGAGE CORPORATION $84,755,000 n/a 0.1%
Carrington Mortgage Services, LLC $68,805,000 $84,650,000 23.0% 0.1%
NBKC BANK $55,875,000 $82,795,000 48.2% 0.1%
Barings Multifamily Capital $250,455,000 $81,150,000 -67.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $65,225,000 $79,880,000 22.5% 0.1%
Keystone Funding, Inc. $96,410,000 $77,330,000 -19.8% 0.1%
Citadel Servicing Corporation $59,855,000 $77,260,000 29.1% 0.1%
PULTE MORTGAGE LLC $84,260,000 $77,080,000 -8.5% 0.1%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $81,770,000 $76,945,000 -5.9% 0.1%
DEEPHAVEN MORTGAGE LLC $37,320,000 $76,505,000 105.0% 0.1%
CLIFFCO, INC. $30,930,000 $74,285,000 140.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $53,340,000 $72,040,000 35.1% 0.1%
BAY EQUITY LLC $34,590,000 $70,820,000 104.7% 0.1%
Hometown Equity Mortgage, LLC $49,320,000 $70,570,000 43.1% 0.1%
HOMESIDE FINANCIAL, LLC $29,985,000 $69,525,000 131.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $25,690,000 $68,685,000 167.4% 0.1%
TRUMARK FINANCIAL CREDIT UNION $63,600,000 $68,110,000 7.1% 0.1%
CONTOUR MORTGAGE CORPORATION $65,685,000 $67,325,000 2.5% 0.1%
Equity Prime Mortgage LLC $145,150,000 $64,825,000 -55.3% 0.1%
The Huntington National Bank $68,605,000 $64,715,000 -5.7% 0.1%
Northpointe Bank $368,770,000 $64,595,000 -82.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $43,665,000 $64,110,000 46.8% 0.1%
Merchants Bank of Indiana $49,215,000 $63,390,000 28.8% 0.1%
Raymond James Bank $32,650,000 $61,795,000 89.3% 0.1%
Stifel Bank and Trust $46,630,000 $61,620,000 32.1% 0.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. $61,300,000 n/a 0.1%
ConnectOne Bank $27,955,000 $60,865,000 117.7% 0.1%
BERKELEY POINT CAPITAL LLC $60,345,000 n/a 0.1%
First Bank $615,000 $60,080,000 9,669.1% 0.1%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $68,935,000 $59,980,000 -13.0% 0.1%
PLANET HOME LENDING, LLC $35,510,000 $59,680,000 68.1% 0.1%
AmeriHome Mortgage Company, LLC $42,440,000 $58,275,000 37.3% 0.1%
First Federal Bank $22,565,000 $57,990,000 157.0% 0.1%
Coastal Community Bank $25,345,000 $57,475,000 126.8% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $207,720,000 $55,645,000 -73.2% 0.1%
Freedom Bank $51,450,000 $55,355,000 7.6% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $37,285,000 $54,010,000 44.9% 0.1%
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. $114,755,000 $53,910,000 -53.0% 0.1%
BERKADIA COMMERCIAL MORTGAGE LLC $87,275,000 $53,515,000 -38.7% 0.1%
GUIDANCE RESIDENTIAL, LLC $42,585,000 $53,135,000 24.8% 0.1%
East Coast Capital Corp. $34,325,000 $52,990,000 54.4% 0.1%
Municipal Credit Union $24,740,000 $52,675,000 112.9% 0.1%
Magyar Bank $27,130,000 $51,015,000 88.0% 0.1%
Meridian Bank Corporation $44,540,000 $50,935,000 14.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $63,025,000 $50,830,000 -19.3% 0.1%
Lusitania Savings Bank $43,015,000 $50,810,000 18.1% 0.1%
Peapack-Gladstone Bank $121,800,000 $50,575,000 -58.5% 0.1%
DIGITAL Federal Credit Union $75,785,000 $50,170,000 -33.8% 0.1%
Mid Penn Bank $41,775,000 $49,395,000 18.2% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $34,500,000 $49,275,000 42.8% 0.1%
USAA Federal Savings Bank $44,200,000 $48,580,000 9.9% 0.1%
NEXERA HOLDING LLC $26,630,000 $48,065,000 80.5% 0.1%
PHILADELPHIA $16,045,000 $47,670,000 197.1% 0.1%
AMERICAN HERITAGE LENDING, INC. $26,310,000 $47,100,000 79.0% 0.1%
PHH Mortgage Corporation $34,740,000 $46,460,000 33.7% 0.1%
CREDIT UNION OF NEW JERSEY $21,585,000 $46,130,000 113.7% 0.1%
Luxury Mortgage Corp. $10,295,000 $46,005,000 346.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $21,655,000 $45,870,000 111.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $55,135,000 $45,630,000 -17.2% 0.1%
Brighton Bank $45,490,000 $45,535,000 0.1% 0.1%
UIF CORPORATION $27,975,000 $43,935,000 57.1% 0.1%
AMERICAN HERITAGE FCU $30,450,000 $43,685,000 43.5% 0.1%
SPRING EQ, LLC $28,765,000 $43,150,000 50.0% 0.1%
BMO Harris Bank $24,950,000 $42,795,000 71.5% 0.1%
Glen Rock Savings Bank $60,625,000 $42,415,000 -30.0% 0.1%
First National Bank of Pennsylvania $18,630,000 $42,320,000 127.2% 0.1%
Sturdy Savings Bank $46,985,000 $41,790,000 -11.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $39,510,000 $41,000,000 3.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $27,485,000 $40,565,000 47.6% 0.1%
DEVELOPER'S MORTGAGE COMPANY $16,825,000 $40,470,000 140.5% 0.1%
ALLIANT CREDIT UNION $24,305,000 $40,085,000 64.9% 0.1%
PICATINNY FEDERAL CREDIT UNION $32,425,000 $39,875,000 23.0% 0.1%
Amboy Bank $146,775,000 $39,640,000 -73.0% 0.1%
Customers Bank $3,665,000 $39,175,000 968.9% 0.1%
NEW DAY FINANCIAL, LLC $24,835,000 $38,290,000 54.2% 0.1%
SUMMIT MORTGAGE BANKERS INC. $28,290,000 $38,085,000 34.6% 0.1%
Northfield Bank $72,355,000 $37,580,000 -48.1% 0.1%
LIMA ONE CAPITAL, LLC $54,235,000 $37,565,000 -30.7% 0.1%
GLENDENNING MORTGAGE CORPORATION $40,910,000 $37,300,000 -8.8% 0.1%
TOWER $29,685,000 $37,220,000 25.4% 0.1%
Crest Savings Bank $65,360,000 $37,190,000 -43.1% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,440,000 $36,855,000 2,459.4% 0.1%
US MORTGAGE CORPORATION $39,045,000 $36,480,000 -6.6% 0.1%
First National Bank of America $38,950,000 $35,690,000 -8.4% 0.1%
USAlliance Federal Credit Union $41,895,000 $35,335,000 -15.7% 0.1%
Lakeview Community Capital, LLC $13,095,000 $34,615,000 164.3% 0.1%
LENDINGONE, LLC $30,290,000 $34,610,000 14.3% 0.1%
General Mortgage Capital Corporation $21,870,000 $34,445,000 57.5% 0.1%
T2 FINANCIAL LLC $15,090,000 $34,180,000 126.5% 0.1%
Woori America Bank $22,545,000 $34,155,000 51.5% 0.1%
Ally Bank $38,565,000 $33,605,000 -12.9% 0.1%
GUILD MORTGAGE COMPANY $22,620,000 $32,620,000 44.2% 0.1%
Princeton Mortgage Corporation $24,925,000 $32,480,000 30.3% 0.1%
RESIDENTIAL HOME MORTGAGE CORPORATION $25,655,000 $32,295,000 25.9% 0.1%
Quontic Bank $26,380,000 $31,455,000 19.2% 0.1%
Bank of Hope $18,220,000 $30,760,000 68.8% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $15,430,000 $30,450,000 97.3% 0.1%
First Citizens Community Bank $16,760,000 $30,395,000 81.4% 0.1%
HARBORONE MORTGAGE, LLC $39,390,000 $30,035,000 -23.7% 0.0%
The First National Bank of Elmer $78,590,000 $29,530,000 -62.4% 0.0%
Princeton Federal Credit Union $17,160,000 $29,030,000 69.2% 0.0%
SILVER HILL FUNDING, LLC $16,650,000 $28,840,000 73.2% 0.0%
American Mortgage & Equity Consultants, Inc. $17,285,000 $28,825,000 66.8% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $12,660,000 $28,660,000 126.4% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $42,600,000 $28,650,000 -32.7% 0.0%
Univest Bank and Trust Co. $79,430,000 $28,565,000 -64.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $22,790,000 $28,510,000 25.1% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $26,885,000 $28,120,000 4.6% 0.0%
EVERETT FINANCIAL, INC. $37,375,000 $27,785,000 -25.7% 0.0%
1st Bank of Sea Isle City $33,765,000 $27,410,000 -18.8% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $34,245,000 $27,115,000 -20.8% 0.0%
1ST PRIORITY MORTGAGE, INC. $27,035,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $8,665,000 $26,640,000 207.4% 0.0%
SOUTH JERSEY $24,865,000 $26,520,000 6.7% 0.0%
Farm Credit East, ACA $19,350,000 $26,050,000 34.6% 0.0%
Firstrust Savings Bank $57,555,000 $25,775,000 -55.2% 0.0%
BCB Community Bank $92,870,000 $25,740,000 -72.3% 0.0%
LOANPAL, LLC $10,435,000 $25,695,000 146.2% 0.0%
TOTAL MORTGAGE SERVICES, LLC $15,585,000 $25,520,000 63.7% 0.0%
Commercial Lender LLC $28,465,000 $25,355,000 -10.9% 0.0%
CIBM Bank $21,135,000 $25,350,000 19.9% 0.0%
ZILLOW HOME LOANS, LLC $8,295,000 $25,280,000 204.8% 0.0%
PROPONENT Federal Credit Union $27,195,000 $25,100,000 -7.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $18,455,000 $24,690,000 33.8% 0.0%
Goldman Sachs Bank USA $46,230,000 $24,080,000 -47.9% 0.0%
DOMINION FINANCIAL SERVICES, LLC $7,105,000 $23,305,000 228.0% 0.0%
NEW WAVE LENDING GROUP INC $12,575,000 $22,990,000 82.8% 0.0%
GENEVA FINANCIAL, LLC $14,845,000 $22,840,000 53.9% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $17,910,000 $22,160,000 23.7% 0.0%
BNY Mellon $17,665,000 $21,975,000 24.4% 0.0%
QUORUM FEDERAL CREDIT UNION $3,655,000 $21,710,000 494.0% 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $21,155,000 $21,685,000 2.5% 0.0%
Metro City Bank $20,625,000 $21,130,000 2.4% 0.0%
Blue Foundry Bank $60,300,000 $21,120,000 -65.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $13,605,000 $20,945,000 54.0% 0.0%
BAYPORT FUNDING LLC $19,605,000 $20,745,000 5.8% 0.0%
CITADEL FEDERAL CREDIT UNION $15,050,000 $20,365,000 35.3% 0.0%
Haven Savings Bank $38,820,000 $19,950,000 -48.6% 0.0%
Ixonia Bank $8,730,000 $19,840,000 127.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $3,525,000 $19,765,000 460.7% 0.0%
FOUNDATION MORTGAGE CORPORATION $11,490,000 $19,085,000 66.1% 0.0%
City National Bank $24,600,000 $19,055,000 -22.5% 0.0%
PREMIA MORTGAGE, LLC $10,880,000 $18,720,000 72.1% 0.0%
Cathay Bank $43,235,000 $18,545,000 -57.1% 0.0%
MICHIGAN MUTUAL, INC. $8,460,000 $18,425,000 117.8% 0.0%
LENDING CAPITAL GROUP Inc $6,545,000 $18,365,000 180.6% 0.0%
Ponce Bank $10,220,000 $18,280,000 78.9% 0.0%
Parke Bank $11,930,000 $18,100,000 51.7% 0.0%
EagleBank $255,000 $18,075,000 6,988.2% 0.0%
NexBank $11,565,000 $17,960,000 55.3% 0.0%
Farmers Bank & Trust $12,390,000 $17,840,000 44.0% 0.0%
GEORGIA'S OWN $9,510,000 $17,700,000 86.1% 0.0%
Cross River Bank $2,260,000 $17,515,000 675.0% 0.0%
First Hope Bank, A National Banking Association $11,250,000 $17,500,000 55.6% 0.0%
GREATER ALLIANCE $20,025,000 $16,975,000 -15.2% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $16,105,000 $16,105,000 0.0% 0.0%
Ion Bank $4,515,000 $16,080,000 256.1% 0.0%
LADERA LENDING, INC. $2,790,000 $15,830,000 467.4% 0.0%
ATLANTIS MORTGAGE CO., INC. $19,065,000 $15,615,000 -18.1% 0.0%
The Atlantic Federal Credit Union $6,580,000 $15,415,000 134.3% 0.0%
The Bank of Princeton $18,835,000 $15,065,000 -20.0% 0.0%
ABCO Federal Credit Union $7,845,000 $15,015,000 91.4% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $28,685,000 $14,280,000 -50.2% 0.0%
Axos Bank $6,890,000 $14,265,000 107.0% 0.0%
Millville Savings Bank $5,305,000 $14,220,000 168.0% 0.0%
OAKTREE FUNDING CORP. $12,485,000 $14,155,000 13.4% 0.0%
Franklin Bank $19,085,000 $14,090,000 -26.2% 0.0%
MEMBER FIRST MORTGAGE, LLC $20,025,000 $13,920,000 -30.5% 0.0%
First-Citizens Bank & Trust Company $14,030,000 $13,860,000 -1.2% 0.0%
Barrington Bank & Trust Company, N.A. $10,185,000 $13,785,000 35.3% 0.0%
PeoplesBank $15,970,000 $13,720,000 -14.1% 0.0%
TrustCo Bank $15,485,000 $13,555,000 -12.5% 0.0%
TEACHERS $7,690,000 $13,430,000 74.6% 0.0%
KeyBank $19,390,000 $13,390,000 -30.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,575,000 $12,990,000 97.6% 0.0%
Pennsville National Bank $8,695,000 $12,985,000 49.3% 0.0%
SIRVA MORTGAGE, INC. $8,715,000 $12,905,000 48.1% 0.0%
Popular Bank $7,995,000 $12,830,000 60.5% 0.0%
LENDSURE MORTGAGE CORP. $17,330,000 $12,750,000 -26.4% 0.0%
Flushing Bank $4,835,000 $12,710,000 162.9% 0.0%
JET DIRECT FUNDING CORP $2,475,000 $12,690,000 412.7% 0.0%
AmRes Corporation $16,915,000 $12,635,000 -25.3% 0.0%
ROYAL UNITED MORTGAGE LLC $8,915,000 $12,615,000 41.5% 0.0%
Waterstone Mortgage Corporation $20,345,000 $12,480,000 -38.7% 0.0%
AMERITRUST MORTGAGE CORPORATION $6,200,000 $12,400,000 100.0% 0.0%
Fifth Third Bank $4,640,000 $12,370,000 166.6% 0.0%
Century Savings Bank $6,535,000 $12,355,000 89.1% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $11,160,000 $12,295,000 10.2% 0.0%
GARDEN SAVINGS FEDERAL CREDIT UNION $13,205,000 $12,240,000 -7.3% 0.0%
JERSEY SHORE FEDERAL CREDIT UNION $12,565,000 $12,080,000 -3.9% 0.0%
AMERICAN FINANCING CORPORATION $9,955,000 $12,055,000 21.1% 0.0%
MY MORTGAGE, INC. $26,330,000 $11,930,000 -54.7% 0.0%
Haddon Savings Bank $12,995,000 $11,885,000 -8.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $7,290,000 $11,840,000 62.4% 0.0%
William Penn Bank $12,020,000 $11,840,000 -1.5% 0.0%
ENVOY MORTGAGE, LTD $23,140,000 $11,615,000 -49.8% 0.0%
HOMESTEAD FUNDING CORP. $12,790,000 $11,600,000 -9.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $14,160,000 $11,580,000 -18.2% 0.0%
Magnolia Bank $9,490,000 $11,530,000 21.5% 0.0%
Florida Capital Bank $9,355,000 $11,520,000 23.1% 0.0%
BM Real Estate Services, Inc. $4,380,000 $11,095,000 153.3% 0.0%
American Airlines Federal Credit Union $9,915,000 $10,965,000 10.6% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $5,495,000 $10,960,000 99.5% 0.0%
GSF Mortgage Corporation $20,050,000 $10,900,000 -45.6% 0.0%
Newfield National Bank $17,110,000 $10,780,000 -37.0% 0.0%
Sierra Pacific Mortgage Company, Inc. $2,200,000 $10,640,000 383.6% 0.0%
ADVANCIAL $7,180,000 $10,535,000 46.7% 0.0%
21ST MORTGAGE CORPORATION $4,075,000 $10,515,000 158.0% 0.0%
CLEARPATH LENDING $4,320,000 $10,490,000 142.8% 0.0%
Bogota Savings Bank $33,055,000 $10,370,000 -68.6% 0.0%
Home Mortgage Alliance Corp $10,355,000 n/a 0.0%
INTELLILOAN, INC. $65,000 $10,310,000 15,761.5% 0.0%
Peoples Security Bank and Trust Company $30,100,000 $10,285,000 -65.8% 0.0%
S&T Bank $31,810,000 $10,185,000 -68.0% 0.0%
Quaint Oak Mortgage, LLC $4,875,000 $10,115,000 107.5% 0.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $10,005,000 n/a 0.0%
Leader Bank $6,535,000 $9,720,000 48.7% 0.0%
RESIDENTIAL BANCORP $7,320,000 $9,610,000 31.3% 0.0%
NATIONWIDE EQUITIES CORPORATION $10,380,000 $9,515,000 -8.3% 0.0%
NVE Bank $11,785,000 $9,450,000 -19.8% 0.0%
First Financial Federal Credit Union $6,980,000 $9,360,000 34.1% 0.0%
UNITED TELETECH FINANCIAL $12,545,000 $9,350,000 -25.5% 0.0%
RBC Bank, (Georgia) $13,430,000 $9,160,000 -31.8% 0.0%
GREYSTONE FUNDING COMPANY LLC $9,105,000 n/a 0.0%
Habib American Bank $11,830,000 $9,090,000 -23.2% 0.0%
HARTFORD FUNDING, LTD. $6,220,000 $9,015,000 44.9% 0.0%
Greenbox Loans, Inc. $4,465,000 $8,970,000 100.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,950,000 $8,875,000 355.1% 0.0%
FRANKLIN MINT $10,370,000 $8,835,000 -14.8% 0.0%
Tompkins Trust Company $550,000 $8,835,000 1,506.4% 0.0%
Toyota Financial Savings Bank $2,380,000 $8,760,000 268.1% 0.0%
Cornerstone Bank $9,995,000 $8,745,000 -12.5% 0.0%
Diamond Credit Union $965,000 $8,735,000 805.2% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,665,000 $8,610,000 -19.3% 0.0%
TJC Mortgage, Inc. $690,000 $8,525,000 1,135.5% 0.0%
ESSA Bank & Trust $3,660,000 $8,485,000 131.8% 0.0%
Royal Business Bank $6,295,000 $8,350,000 32.6% 0.0%
Ukrainian Selfreliance Federal Credit Union $5,705,000 $8,340,000 46.2% 0.0%
ANDREWS FEDERAL CREDIT UNION $925,000 $8,320,000 799.5% 0.0%
North Jersey Federal Credit Union $7,215,000 $8,295,000 15.0% 0.0%
First National Bank of Absecon $8,395,000 $8,155,000 -2.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,080,000 $8,100,000 163.0% 0.0%
FIRST HOME MORTGAGE CORPORATION $690,000 $7,850,000 1,037.7% 0.0%
VERITAS FUNDING, LLC $3,855,000 $7,790,000 102.1% 0.0%
First Standard Financial Corp. $265,000 $7,780,000 2,835.8% 0.0%
Presidential Bank, FSB $6,935,000 $7,765,000 12.0% 0.0%
SELFRELIANCE $3,270,000 $7,700,000 135.5% 0.0%
MDE Home Loans, LLC $11,790,000 $7,490,000 -36.5% 0.0%
North American Savings Bank, F.S.B. $10,375,000 $7,485,000 -27.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $8,810,000 $7,360,000 -16.5% 0.0%
SELF RELIANCE NY Federal Credit Union $5,385,000 $7,330,000 36.1% 0.0%
ANCHOR LOANS, LP $10,105,000 $7,210,000 -28.6% 0.0%
State Department Federal Credit Union $4,720,000 $7,175,000 52.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $5,075,000 $7,130,000 40.5% 0.0%
FEDERATED MORTGAGE CORP. $2,865,000 $7,110,000 148.2% 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $8,975,000 $7,090,000 -21.0% 0.0%
Healthcare Employees FCU $7,520,000 $7,080,000 -5.9% 0.0%
FIRST HERITAGE FINANCIAL, LLC $6,235,000 $7,075,000 13.5% 0.0%
NMSI, INC. $2,305,000 $7,045,000 205.6% 0.0%
The Central Trust Bank $14,090,000 $6,790,000 -51.8% 0.0%
Peoples Bank $1,065,000 $6,665,000 525.8% 0.0%
Amalgamated Bank $6,990,000 $6,485,000 -7.2% 0.0%
Industrial Bank $940,000 $6,460,000 587.2% 0.0%
Penn Community Bank $11,090,000 $6,295,000 -43.2% 0.0%
The Fidelity Deposit and Discount Bank $6,145,000 $6,215,000 1.1% 0.0%
Semper Home Loans, Inc. $2,700,000 $6,190,000 129.3% 0.0%
Baxter Credit Union $6,120,000 $6,175,000 0.9% 0.0%
Interaudi Bank $1,460,000 $6,050,000 314.4% 0.0%
First Commonwealth Federal Credit Union $7,075,000 $6,045,000 -14.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $7,410,000 $5,990,000 -19.2% 0.0%
FREEDOM CREDIT UNION $6,390,000 $5,940,000 -7.0% 0.0%
Philadelphia Mortgage Advisors, Inc. $9,085,000 $5,795,000 -36.2% 0.0%
Performance Financial, Inc. $395,000 $5,695,000 1,341.8% 0.0%
FBC MORTGAGE, LLC $2,760,000 $5,525,000 100.2% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $4,935,000 $5,505,000 11.6% 0.0%
Ardent Federal Credit Union $4,430,000 $5,500,000 24.2% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $5,425,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $6,245,000 $5,385,000 -13.8% 0.0%
J. VIRGIL, INC. $3,705,000 $5,325,000 43.7% 0.0%
First Central Savings Bank $2,335,000 $5,315,000 127.6% 0.0%
Residential Mortgage Solutions, Inc. $3,615,000 $5,145,000 42.3% 0.0%
United Savings Bank $2,290,000 $5,140,000 124.5% 0.0%
GENISYS $1,445,000 $5,035,000 248.4% 0.0%
Emigrant Funding Corporation $8,345,000 $5,015,000 -39.9% 0.0%
Dollar Bank, Federal Savings Bank $5,885,000 $4,965,000 -15.6% 0.0%
Schuyler Savings Bank $5,570,000 $4,885,000 -12.3% 0.0%
Sun East Federal Credit Union $7,800,000 $4,820,000 -38.2% 0.0%
GTE Federal Credit Union $9,515,000 $4,805,000 -49.5% 0.0%
Arvest Bank $715,000 $4,740,000 562.9% 0.0%
Evolve Bank & Trust $6,845,000 $4,700,000 -31.3% 0.0%
Texana Bank $4,650,000 n/a 0.0%
IVY MORTGAGE, INC. $3,470,000 $4,575,000 31.8% 0.0%
RIEGEL $4,750,000 $4,480,000 -5.7% 0.0%
Citizens & Northern Bank $8,880,000 $4,470,000 -49.7% 0.0%
Bank of England $10,230,000 $4,445,000 -56.5% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $5,155,000 $4,435,000 -14.0% 0.0%
Shinhan Bank America $11,680,000 $4,390,000 -62.4% 0.0%
BHCU $6,935,000 $4,375,000 -36.9% 0.0%
NEW FED MORTGAGE, CORP. $10,855,000 $4,270,000 -60.7% 0.0%
The Gratz Bank $4,680,000 $4,230,000 -9.6% 0.0%
DAS Acquisition Company, LLC $1,935,000 $4,060,000 109.8% 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $3,945,000 $4,010,000 1.6% 0.0%
V.I.P. MORTGAGE, INC. $525,000 $3,925,000 647.6% 0.0%
Orrstown Bank $1,035,000 $3,845,000 271.5% 0.0%
ALLEGACY FEDERAL CREDIT UNION $3,800,000 $3,825,000 0.7% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,265,000 $3,760,000 197.2% 0.0%
Regions Bank $460,000 $3,620,000 687.0% 0.0%
Hanover Community Bank $8,135,000 $3,610,000 -55.6% 0.0%
First Savings Bank $28,550,000 $3,605,000 -87.4% 0.0%
Members 1st of NJ Federal Credit Union $2,335,000 $3,465,000 48.4% 0.0%
Mortgage America, Inc. $5,555,000 $3,395,000 -38.9% 0.0%
Pinnacle Bank $1,995,000 $3,270,000 63.9% 0.0%
MID AMERICA MORTGAGE, INC. $3,405,000 $3,255,000 -4.4% 0.0%
Capital Bank $505,000 $3,195,000 532.7% 0.0%
Center City Mortgage and Investments LLC $7,955,000 $3,170,000 -60.2% 0.0%
FUNDLOANS CAPITAL $1,005,000 $3,100,000 208.5% 0.0%
Northeast Equitable Mortgage, LLC $2,935,000 $3,080,000 4.9% 0.0%
HUDSON HERITAGE $3,130,000 $3,075,000 -1.8% 0.0%
LOANLEADERS OF AMERICA, INC. $3,280,000 $3,015,000 -8.1% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $680,000 $2,995,000 340.4% 0.0%
Strong Home Mortgage, LLC $3,360,000 $2,995,000 -10.9% 0.0%
Deutsche Bank Trust Company Americas $895,000 $2,990,000 234.1% 0.0%
Bank-Fund Staff Federal Credit Union $2,665,000 $2,960,000 11.1% 0.0%
AMERICAN BANCSHARES MORTGAGE $2,495,000 $2,940,000 17.8% 0.0%
JUSTICE Federal Credit Union $2,300,000 $2,920,000 27.0% 0.0%
DEEPWATER INDUSTRIES $1,930,000 $2,905,000 50.5% 0.0%
GREENWOOD $2,605,000 $2,825,000 8.4% 0.0%
Ridgewood Savings Bank $1,285,000 $2,815,000 119.1% 0.0%
MID-ISLAND MORTGAGE CORP. $3,610,000 $2,785,000 -22.9% 0.0%
The Victory Bank $8,145,000 $2,770,000 -66.0% 0.0%
RUTGERS $1,405,000 $2,675,000 90.4% 0.0%
State Financial Network, LLC $5,465,000 $2,655,000 -51.4% 0.0%
U S WIDE FINANCIAL LLC $1,200,000 $2,630,000 119.2% 0.0%
Armed Forces Bank $2,650,000 $2,625,000 -0.9% 0.0%
PINNACLE $2,985,000 $2,605,000 -12.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,045,000 $2,595,000 -35.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $3,090,000 $2,560,000 -17.2% 0.0%
Service Federal Credit Union $1,460,000 $2,560,000 75.3% 0.0%
Home Loan Investment Bank, F.S.B. $1,075,000 $2,550,000 137.2% 0.0%
CROSS COUNTY SAVINGS BANK $2,520,000 n/a 0.0%
Encompass Lending Group, LP $2,435,000 $2,515,000 3.3% 0.0%
HANSCOM $4,185,000 $2,460,000 -41.2% 0.0%
OPEN MORTGAGE, LLC $4,045,000 $2,425,000 -40.0% 0.0%
FIRST TECHNOLOGY $2,650,000 $2,320,000 -12.5% 0.0%
DIRECT MORTGAGE LOANS, LLC $1,990,000 $2,315,000 16.3% 0.0%
Connexus Credit Union $5,055,000 $2,310,000 -54.3% 0.0%
First Horizon Bank $39,650,000 $2,280,000 -94.2% 0.0%
KINECTA $5,030,000 $2,200,000 -56.3% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $2,200,000 n/a 0.0%
The First Bank of Greenwich $2,190,000 n/a 0.0%
Goldwater Bank, N.A. $475,000 $2,180,000 358.9% 0.0%
QNB Bank $2,045,000 $2,165,000 5.9% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $1,975,000 $2,150,000 8.9% 0.0%
READYCAP COMMERCIAL, LLC $6,325,000 $2,145,000 -66.1% 0.0%
CTBC Bank Corp. (USA) $9,470,000 $2,130,000 -77.5% 0.0%
GoPrime Mortgage, Inc. $865,000 $2,130,000 146.2% 0.0%
PEOPLE FIRST $2,765,000 $2,125,000 -23.1% 0.0%
Hyperion Bank $3,105,000 $2,120,000 -31.7% 0.0%
ALL REVERSE MORTGAGE, INC. $1,030,000 $2,100,000 103.9% 0.0%
Watermark Capital, Inc. $2,550,000 $2,100,000 -17.6% 0.0%
Sunflower Bank $910,000 $2,095,000 130.2% 0.0%
CANOPY MORTGAGE, LLC $1,025,000 $2,035,000 98.5% 0.0%
Sharon Bank $1,065,000 $2,030,000 90.6% 0.0%
SUN Federal Credit Union $1,880,000 $2,015,000 7.2% 0.0%
City Lending Inc. $2,000,000 n/a 0.0%
XCEL Federal Credit Union $1,540,000 $1,995,000 29.5% 0.0%
S1L, Inc. $285,000 $1,975,000 593.0% 0.0%
Merchants Mortgage & Trust Corporation $980,000 $1,970,000 101.0% 0.0%
Affiliated Bank $1,955,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $860,000 $1,930,000 124.4% 0.0%
Berkshire Bank $1,575,000 $1,930,000 22.5% 0.0%
Ballston Spa National Bank $660,000 $1,895,000 187.1% 0.0%
PS Bank $55,000 $1,890,000 3,336.4% 0.0%
ONY GLO, INC. $4,330,000 $1,870,000 -56.8% 0.0%
The People's Credit Union $1,070,000 $1,870,000 74.8% 0.0%
York Traditions Bank $1,175,000 $1,800,000 53.2% 0.0%
MORTGAGE EQUITY PARTNERS LLC $1,765,000 n/a 0.0%
Bay Atlantic Federal Credit Union $1,750,000 n/a 0.0%
MK LENDING CORP. $1,445,000 $1,735,000 20.1% 0.0%
BNB Bank $11,755,000 $1,715,000 -85.4% 0.0%
WILLIAM RAVEIS MORTGAGE, LLC $295,000 $1,715,000 481.4% 0.0%
Bank Five Nine $1,705,000 n/a 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $2,345,000 $1,695,000 -27.7% 0.0%
FEDERATED LENDING CORPORATION $540,000 $1,695,000 213.9% 0.0%
First Heritage Mortgage, LLC $615,000 $1,665,000 170.7% 0.0%
CIBC Bank USA $6,775,000 $1,655,000 -75.6% 0.0%
MidFirst Bank $1,510,000 $1,625,000 7.6% 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $535,000 $1,610,000 200.9% 0.0%
Northwest Federal Credit Union $3,065,000 $1,580,000 -48.5% 0.0%
UKRAINIAN NATIONAL Federal Credit Union $2,740,000 $1,580,000 -42.3% 0.0%
IRCO COMMUNITY FCU $2,355,000 $1,560,000 -33.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,170,000 $1,555,000 32.9% 0.0%
United States Senate Federal Credit Union $1,990,000 $1,545,000 -22.4% 0.0%
Phoenixville Federal Bank and Trust $1,235,000 $1,525,000 23.5% 0.0%
The Camden National Bank $1,510,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $3,300,000 $1,495,000 -54.7% 0.0%
POLARIS HOME FUNDING CORP. $1,355,000 $1,485,000 9.6% 0.0%
Credence Funding Corporation $1,240,000 $1,475,000 19.0% 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,160,000 $1,435,000 23.7% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $1,405,000 n/a 0.0%
Abacus Federal Savings Bank $1,515,000 $1,400,000 -7.6% 0.0%
Secured Investment Corp. $810,000 $1,385,000 71.0% 0.0%
HomePromise Corporation $800,000 $1,375,000 71.9% 0.0%
FineMark National Bank & Trust $1,365,000 n/a 0.0%
Asian Bank $1,570,000 $1,360,000 -13.4% 0.0%
First National Bank and Trust Company of Newtown $2,640,000 $1,355,000 -48.7% 0.0%
ITHINK FINANCIAL Credit Union $825,000 $1,350,000 63.6% 0.0%
SeaTrust Mortgage Company $1,330,000 n/a 0.0%
Community Federal Savings Bank $4,925,000 $1,305,000 -73.5% 0.0%
STANFORD Federal Credit Union $2,380,000 $1,290,000 -45.8% 0.0%
GEO-CORP, INC. $315,000 $1,285,000 307.9% 0.0%
Ameris Bank $3,340,000 $1,280,000 -61.7% 0.0%
Vellum Mortgage, Inc. $1,230,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $805,000 $1,195,000 48.4% 0.0%
International Bank of Chicago $1,180,000 n/a 0.0%
THRIVENT Federal Credit Union $1,410,000 $1,160,000 -17.7% 0.0%
Elements Financial Federal Credit Union $835,000 $1,130,000 35.3% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $955,000 $1,110,000 16.2% 0.0%
HighTechLending Inc $835,000 $1,050,000 25.7% 0.0%
GREENSTATE CREDIT UNION $1,030,000 n/a 0.0%
The Canandaigua National Bank and Trust Company $45,000 $1,030,000 2,188.9% 0.0%
NORTHPOINT MORTGAGE, INC. $1,005,000 n/a 0.0%
First National Bank of Omaha $530,000 $990,000 86.8% 0.0%
Signature Federal Credit Union $3,885,000 $980,000 -74.8% 0.0%
RADIUS FINANCIAL GROUP INC. $600,000 $965,000 60.8% 0.0%
First American Bank $705,000 $960,000 36.2% 0.0%
Nassau Educators Federal Credit Union $715,000 $955,000 33.6% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $3,865,000 $910,000 -76.5% 0.0%
ENCORE BANK $515,000 $905,000 75.7% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $965,000 $895,000 -7.3% 0.0%
Union County Savings Bank $5,700,000 $895,000 -84.3% 0.0%
Walden Savings Bank $660,000 $895,000 35.6% 0.0%
Inspire Federal Credit Union $1,285,000 $885,000 -31.1% 0.0%
Summit Mortgage Corporation $2,115,000 $875,000 -58.6% 0.0%
ALTRA $1,065,000 $865,000 -18.8% 0.0%
FIRST MORTGAGE COMPANY, INC. $4,010,000 $855,000 -78.7% 0.0%
Schaumburg Bank & Trust $845,000 n/a 0.0%
The Dime Bank $845,000 n/a 0.0%
Blue Ridge Bank $1,110,000 $825,000 -25.7% 0.0%
First IC Corporation $2,095,000 $820,000 -60.9% 0.0%
ASSOCIATED MORTGAGE BANKERS, INC. $2,920,000 $800,000 -72.6% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $800,000 n/a 0.0%
RIVERFRONT $205,000 $770,000 275.6% 0.0%
STAR ONE CREDIT UNION $285,000 $765,000 168.4% 0.0%
UNITED $755,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $980,000 $750,000 -23.5% 0.0%
First Resource Bank $7,680,000 $740,000 -90.4% 0.0%
UNIFY FINANCIAL Credit Union $675,000 $725,000 7.4% 0.0%
WINGS FINANCIAL $1,390,000 $715,000 -48.6% 0.0%
SWBC MORTGAGE CORPORATION $480,000 $690,000 43.8% 0.0%
BRIDGEVIEW MORTGAGE CORP. $225,000 $675,000 200.0% 0.0%
THE MORTGAGE FIRM, INC. $670,000 n/a 0.0%
Actors Federal Credit Union $5,325,000 $660,000 -87.6% 0.0%
Sandy Spring Bank $635,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $540,000 $630,000 16.7% 0.0%
Access Bank $605,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $605,000 n/a 0.0%
Pacific City Bank $2,090,000 $605,000 -71.1% 0.0%
County Savings Bank $600,000 n/a 0.0%
Heritage Bank $595,000 $595,000 0.0% 0.0%
LYONS MORTGAGE SERVICES, INC. $335,000 $595,000 77.6% 0.0%
TEG Federal Credit Union $590,000 n/a 0.0%
APCI Federal Credit Union $1,100,000 $585,000 -46.8% 0.0%
BOKF $585,000 n/a 0.0%
LIBRARY OF CONGRESS $585,000 n/a 0.0%
American Broadcast Employees Federal Credit Union $615,000 $580,000 -5.7% 0.0%
Paramount Bank $1,710,000 $565,000 -67.0% 0.0%
Fortress Bank $390,000 $555,000 42.3% 0.0%
CNB Bank Inc. $535,000 n/a 0.0%
First Western Trust Bank $415,000 $525,000 26.5% 0.0%
Atlantic Union Bank $605,000 $505,000 -16.5% 0.0%
DATA MORTGAGE, INC. $225,000 $505,000 124.4% 0.0%
First United Bank and Trust Company $1,095,000 $505,000 -53.9% 0.0%
LEADERONE FINANCIAL CORPORATION $2,240,000 $505,000 -77.5% 0.0%
Trinity Oaks Mortgage, LLC $215,000 $505,000 134.9% 0.0%
PLUS RELOCATION MORTGAGE, LLC $2,025,000 $500,000 -75.3% 0.0%
EASTERN SAVINGS BANK $7,265,000 $490,000 -93.3% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,425,000 $490,000 -79.8% 0.0%
Empire State Bank $2,640,000 $485,000 -81.6% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $1,035,000 $480,000 -53.6% 0.0%
First Option Mortgage, LLC $475,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $770,000 $465,000 -39.6% 0.0%
MYCUMORTGAGE, LLC $465,000 n/a 0.0%
Drake Bank $460,000 n/a 0.0%
The State Bank $460,000 n/a 0.0%
Academy Bank $355,000 $455,000 28.2% 0.0%
Central Bank $495,000 $455,000 -8.1% 0.0%
Centier Bank $2,495,000 $445,000 -82.2% 0.0%
FREEDOM FIRST $445,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $435,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $425,000 n/a 0.0%
BANC ONE MORTGAGE CORPORATION $175,000 $420,000 140.0% 0.0%
MASSMUTUAL $375,000 $420,000 12.0% 0.0%
Community First National Bank $415,000 n/a 0.0%
Louviers Federal Credit Union $50,000 $415,000 730.0% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $415,000 n/a 0.0%
The Freedom Bank of Virginia $415,000 n/a 0.0%
The Union Bank Company $815,000 $415,000 -49.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,145,000 $410,000 -64.2% 0.0%
FEDCHOICE Federal Credit Union $405,000 n/a 0.0%
PCSB Bank $1,005,000 $405,000 -59.7% 0.0%
Securityplus FCU $405,000 n/a 0.0%
Fieldpoint Private Bank & Trust $2,270,000 $395,000 -82.6% 0.0%
Gulf Coast Bank and Trust Company $375,000 n/a 0.0%
PRYSMA LENDING GROUP, LLC $365,000 n/a 0.0%
The Ephrata National Bank $1,425,000 $365,000 -74.4% 0.0%
Union Savings Bank $355,000 $365,000 2.8% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $250,000 $360,000 44.0% 0.0%
Integrity Home Mortgage Corp $355,000 n/a 0.0%
INTOUCH CREDIT UNION $125,000 $345,000 176.0% 0.0%
TruHome Solutions, LLC $600,000 $345,000 -42.5% 0.0%
CORNING $950,000 $340,000 -64.2% 0.0%
Bank of Clarke County $335,000 n/a 0.0%
LEGEND LENDING CORPORATION $1,650,000 $335,000 -79.7% 0.0%
DELMAR FINANCIAL COMPANY $965,000 $325,000 -66.3% 0.0%
FIRST WORLD MORTGAGE CORPORATION $675,000 $325,000 -51.9% 0.0%
Jeff Bank $325,000 n/a 0.0%
Nizari Progressive Federal Credit Union $325,000 n/a 0.0%
Prosper Bank $325,000 n/a 0.0%
First Commonwealth Bank $4,110,000 $315,000 -92.3% 0.0%
Upper Darby Belltelco Federal Credit Union $1,320,000 $315,000 -76.1% 0.0%
Clearview Federal Credit Union $695,000 $300,000 -56.8% 0.0%
NORTHROP GRUMMAN Federal Credit Union $255,000 $300,000 17.6% 0.0%
Global Bank $295,000 n/a 0.0%
MEMBERS MORTGAGE COMPANY, INC. $295,000 n/a 0.0%
CHEVRON $375,000 $290,000 -22.7% 0.0%
BayCoast Bank $1,115,000 $285,000 -74.4% 0.0%
Centra Credit Union $285,000 n/a 0.0%
HOME TOWN FUNDING, INC. $900,000 $285,000 -68.3% 0.0%
Old National Bank $550,000 $285,000 -48.2% 0.0%
SUMMIT FUNDING, INC. $4,325,000 $285,000 -93.4% 0.0%
ALL IN $255,000 $275,000 7.8% 0.0%
Fidelity Bank $520,000 $275,000 -47.1% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $265,000 n/a 0.0%
Parda Federal Credit Union $480,000 $260,000 -45.8% 0.0%
CITIZENS EQUITY FIRST $260,000 $255,000 -1.9% 0.0%
First Northern Bank and Trust Company $255,000 n/a 0.0%
TOGETHER CREDIT UNION $760,000 $255,000 -66.4% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $250,000 n/a 0.0%
PROPER RATE, LLC $245,000 n/a 0.0%
CORPORATE AMERICA FAMILY $350,000 $240,000 -31.4% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $1,430,000 $235,000 -83.6% 0.0%
Servion, Inc. $1,370,000 $235,000 -82.8% 0.0%
CAMPBELL EMPLOYEES FEDERAL CREDIT UNION $110,000 $230,000 109.1% 0.0%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $405,000 $225,000 -44.4% 0.0%
STAR USA FEDERAL CREDIT UNION $155,000 $210,000 35.5% 0.0%
AGRICULTURE Federal Credit Union $75,000 $205,000 173.3% 0.0%
Orange Bank &Trust Company $975,000 $205,000 -79.0% 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $205,000 $195,000 -4.9% 0.0%
SCIENT Federal Credit Union $300,000 $190,000 -36.7% 0.0%
FirstBank $1,450,000 $185,000 -87.2% 0.0%
Premium Mortgage Corporation $1,235,000 $185,000 -85.0% 0.0%
VAN DYK MORTGAGE CORPORATION $49,495,000 $185,000 -99.6% 0.0%
AgFirst Farm Credit Bank $165,000 n/a 0.0%
Ocean Financial Federal Credit Union $95,000 $165,000 73.7% 0.0%
The Citizens National Bank of Bluffton $155,000 n/a 0.0%
Shore United Bank $640,000 $145,000 -77.3% 0.0%
ASHLAND Credit Union $245,000 $120,000 -51.0% 0.0%
Christian Community Credit Union $120,000 n/a 0.0%
Bank of Whittier $105,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $280,000 $105,000 -62.5% 0.0%
SUFFOLK $760,000 $90,000 -88.2% 0.0%
AMERICHOICE $420,000 $75,000 -82.1% 0.0%
ATLANTA POSTAL $55,000 $75,000 36.4% 0.0%
DEXSTA $75,000 n/a 0.0%
GFA Federal Credit Union $65,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $65,000 $55,000 -15.4% 0.0%
Central Bank $495,000 $45,000 -90.9% 0.0%
EAGLE ONE $45,000 n/a 0.0%

New Jersey's top lender by overall market share is QUICKEN LOANS, LLC, with 4.8% market share. In second place, with 4.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $2,874,800,000 in loans. In third place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,755,790,000 in loans. In fourth place, with 3.1%, is TD Bank, having originated $1,860,725,000 in loans. In fifth place, with 2.8%, is Citizens Bank, having originated $1,720,345,000 in loans.

New Jersey Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 79,515 $38,859,555,000 $488,707
Cash Out Refi 22,447 $6,721,055,000 $299,419
Home Improvement 18,527 $3,004,215,000 $162,153
Refi 17,890 $8,616,040,000 $481,612
Other 16,914 $2,592,570,000 $153,280
NA 95 $613,985,000 $6,463,000

New Jersey's most frequently cited loan purpose was Home Purchase, with 79,515 originations. The 2nd most popular reason was Cash Out Refi, with 22,447 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 62,019 $27,149,375,000 $437,759
Over 8% 37,622 $7,923,800,000 $210,616
7-8% 31,724 $11,740,840,000 $370,093
5-6% 17,848 $11,080,370,000 $620,819
4-5% 1,188 $772,430,000 $650,194
<2.5% 1,184 $55,420,000 $46,807
3-4% 155 $58,445,000 $377,065
2.5-3% 87 $29,205,000 $335,690

During 2024, New Jersey's most frequently originated rate bucket was 6-7%, with 62,019 originations.

Loan Sizing (New Jersey MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 48,942 $14,385,840,000 $293,936
$400k-600k 31,951 $15,551,265,000 $486,722
$100k-200k 27,054 $3,821,390,000 $141,250
$100,000 or less 24,305 $1,385,645,000 $57,011
$600k-1000k 17,552 $12,817,460,000 $730,256
$Over $1MM 5,584 $12,445,820,000 $2,228,836

New Jersey's loan sizing saw the bucket of loans from $200k-400k with 48,942 originations, totaling $14,385,840,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 43,848 $21,004,990,000 $479,041
60-80% 39,253 $21,302,445,000 $542,696
Under 20% 27,962 $2,404,100,000 $85,977
20-40% 21,838 $4,754,280,000 $217,707
40-60% 16,055 $7,834,215,000 $487,961
Over 100% 1,102 $847,570,000 $769,120

New Jersey's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 43,848 originations, totaling $21,004,990,000 in origination value.