New Jersey Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in New Jersey averaged 6.76% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.03% and one month ago for the week of 2023-10-26, the average rate was 7.13%.

    New Jersey's average rate one year ago was 6.02%.

    For refis of the same type during the week of 2023-11-30, the average rate was 6.44%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    New Jersey 30 Year Fixed Rate 2023-11-30 6.76%
    New Jersey 30 Year Fixed Rate Refi 2023-11-30 6.44%
    New Jersey 15 Year Fixed Rate 2023-11-30 5.81%
    New Jersey 15 Year Fixed Rate Refi 2023-11-30 5.52%
    New Jersey 30 Year FHA 2023-11-30 6.19%
    New Jersey 30 Year FHA Refi 2023-11-30 5.06%
    New Jersey 30 Year USDA 2023-11-30 6.16%
    New Jersey 30 Year USDA Refi 2023-11-30 7.2%
    New Jersey 30 Year VA 2023-11-30 6.49%
    New Jersey 30 Year VA Refi 2023-11-30 4.36%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New Jersey.

    New Jersey Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New Jersey market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 6,409 4.85% $7,851
    UNITED WHOLESALE MORTGAGE, LLC 3,977 5.19% $8,817
    Wells Fargo Bank 3,837 4.28% $5,500
    LOANDEPOT.COM, LLC 3,425 4.46% $6,877
    CROSSCOUNTRY MORTGAGE, LLC 3,119 5.05% $9,048
    JPMorgan Chase Bank 3,018 4.37% $5,953
    GUARANTEED RATE, INC. 2,845 4.71% $6,856
    NJ LENDERS CORP. 2,703 4.65% $6,188
    Bank of America 2,060 3.86% $6,191
    Advisors Mortgage Group, L.L.C. 2,046 4.82% $5,716
    Columbia Bank 1,667 3.70% $3,858
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1,665 5.14% $7,919
    TD Bank 1,572 4.26% $5,983
    CALIBER HOME LOANS, INC. 1,540 4.73% $6,720
    FINANCE OF AMERICA MORTGAGE LLC 1,445 5.04% $8,530
    ABSOLUTE HOME MORTGAGE CORPORATION 1,407 5.26% $8,137
    GREENTREE MORTGAGE COMPANY, L.P. 1,386 5.10% $5,151
    Citizens Bank 1,292 4.22% $8,361
    GUARANTEED RATE AFFINITY, LLC 1,230 4.78% $6,656
    Prosperity Home Mortgage, LLC 1,133 4.86% $6,292
    PNC Bank 1,089 4.25% $6,471
    U.S. Bank 1,045 4.37% $6,636
    HOME POINT FINANCIAL CORPORATION 967 4.41% $9,102
    Mr. Cooper ( Nationstar Mortgage ) 915 4.54% $9,272
    MORTGAGE ACCESS CORP. 886 4.97% $6,682
    HOMEBRIDGE FINANCIAL SERVICES, INC. 859 4.81% $9,634
    OceanFirst Bank 843 4.17% $6,553
    Valley National Bank 813 4.11% $5,933
    Citibank 806 3.76% $7,831
    AMERISAVE MORTGAGE CORPORATION 803 4.37% $8,789
    Paramount Residential Mortgage Group, Inc. 762 5.12% $9,180
    PENNYMAC LOAN SERVICES, LLC 753 4.57% $8,972
    BETTER MORTGAGE CORPORATION 745 3.90% $7,008
    Lakeland Bank 731 4.04% $5,626
    Northpointe Bank 721 4.95% $8,057
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 697 4.94% $7,552
    NFM, INC. 689 5.26% $7,900
    Morgan Stanley Private Bank 628 3.76% $7,093
    MOVEMENT MORTGAGE, LLC 627 4.96% $7,073
    CARDINAL FINANCIAL 603 4.82% $9,360
    Kearny Bank 590 4.24% $5,601
    NEWREZ LLC 569 4.45% $6,452
    Republic Bank 558 3.85% $5,295
    FM Home Loans, LLC 551 4.80% $8,764
    BOND STREET MORTGAGE, LLC 547 4.80% $8,095
    VISIONS 512 3.98% $5,209
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 499 4.41% $7,800
    First Republic Bank 487 3.35% $5,327
    Gateway First Bank 475 5.03% $5,743
    FREEDOM MORTGAGE CORPORATION 464 4.59% $6,809
    AMERICAN FEDERAL MORTGAGE CORPORATION 447 4.48% $4,833
    NVR Mortgage Finance, Inc. 414 4.40% $9,966
    ARK MORTGAGE, INC. 408 5.04% $12,462
    Unity Bank 406 5.32% $7,664
    M&T Bank 395 4.13% $6,753
    NAVY FEDERAL CREDIT UNION 391 4.97% $5,542
    AFFINITY 391 4.23% $4,376
    Equity Prime Mortgage LLC 379 4.93% $7,217
    DHI MORTGAGE COMPANY, LTD. 374 4.01% $6,363
    EMBRACE HOME LOANS, INC. 367 4.87% $7,482
    Flagstar Bank, FSB 365 4.66% $7,530
    NATION ONE MORTGAGE CORPORATION 358 5.40% $8,542
    Webster Bank 348 4.28% $8,833
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 346 5.04% $10,101
    EAGLE HOME MORTGAGE, LLC 323 5.12% $6,034
    NATIONWIDE MORTGAGE BANKERS, INC. 319 5.36% $10,518
    UNION HOME MORTGAGE CORP. 314 5.09% $7,793
    ALLIED MORTGAGE GROUP, INC. 311 5.06% $6,133
    BROKER SOLUTIONS, INC. 310 4.93% $7,897
    MLB RESIDENTIAL LENDING, LLC 307 5.09% $10,926
    Investors Bank 283 3.12% $5,053
    MILLENIUM HOME MORTGAGE, LLC 280 4.51% $7,238
    Kwik Mortgage Corporation 265 4.68% $6,300
    DRAPER AND KRAMER MORTGAGE CORP. 264 4.85% $5,688
    Manasquan Bank 261 4.08% $6,531
    EMM LOANS LLC 261 5.07% $8,732
    Fulton Bank 257 4.65% $5,661
    ARC HOME LLC 251 5.08% $11,307
    Firstrust Savings Bank 240 4.64% $9,829
    PROVIDENT FUNDING ASSOCIATES, L.P. 227 4.98% $6,809
    AmeriHome Mortgage Company, LLC 225 4.70% $6,860
    Quontic Bank 220 6.82% $13,963
    FIRST ALLIANCE HOME MORTGAGE, LLC 214 5.03% $9,361
    POLICE & FIRE 211 4.04% $2,253
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 206 4.99% $7,939
    PENTAGON FEDERAL CREDIT UNION 204 4.31% $6,108
    Peapack-Gladstone Bank 204 3.66% $4,968
    Acre Mortgage and Financial Inc 203 5.21% $6,631
    PULTE MORTGAGE LLC 203 4.98% $3,808
    MUTUAL OF OMAHA MORTGAGE, INC. 199 4.90% $7,498
    The Federal Savings Bank 198 4.88% $9,917
    GREENWAY MORTGAGE FUNDING CORP. 194 4.80% $7,072
    Bethpage Federal Credit Union 194 4.53% $5,939
    United Nations Federal Credit Union 193 3.51% $5,612
    1st Colonial Community Bank 193 4.92% $7,044
    UNITED MORTGAGE CORP 192 5.33% $8,866
    MLD MORTGAGE INC. 191 4.75% $6,128
    ENVOY MORTGAGE, LTD 188 4.90% $6,724
    Plains Commerce Bank 188 4.74% $8,282
    Ally Bank 184 4.29% $6,420
    LAKEVIEW LOAN SERVICING, LLC 173 4.49% $5,618
    UBS Bank USA 169 3.73% $7,718
    Santander Bank, N.A. 169 3.17% $5,085
    Nations Lending Corporation 169 5.03% $9,364
    HOMESIDE FINANCIAL, LLC 167 4.83% $7,683
    The Huntington National Bank 166 4.55% $6,269
    HSBC BANK USA, NATIONAL ASSOCIATION 164 4.14% $7,004
    CMG MORTGAGE, INC. 163 5.03% $8,413
    Truist 162 4.47% $6,328
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 158 5.32% $6,673
    ANGEL OAK MORTGAGE SOLUTIONS LLC 154 6.12% $13,419
    Univest Bank and Trust Co. 147 4.42% $7,836
    NBKC BANK 146 4.38% $5,324
    RESIDENTIAL HOME FUNDING CORP. 146 4.79% $8,365
    KeyBank 145 4.12% $7,546
    Third Federal Savings and Loan Association of Cleveland 144 3.57% $1,980
    PRIMELENDING, A PLAINSCAPITAL COMPANY 139 5.32% $6,880
    CHERRY CREEK MORTGAGE, LLC 134 4.57% $1,046
    First Home Bank 133 4.63% $7,500
    First National Bank of America 133 8.57% $11,675
    PANORAMA MORTGAGE GROUP, LLC 131 5.78% $10,936
    Wilmington Savings Fund Society, FSB 130 4.65% $4,595
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 130 4.96% $9,513
    PHH Mortgage Corporation 129 4.37% $8,121
    TRUMARK FINANCIAL CREDIT UNION 119 4.48% $6,615
    Carrington Mortgage Services, LLC 118 5.26% $9,325
    DIGITAL Federal Credit Union 115 4.11% $5,561
    Provident Bank 115 3.95% $5,238
    SUCCESS MORTGAGE PARTNERS, INC. 114 4.95% $9,165
    CONTOUR MORTGAGE CORPORATION 113 5.20% $11,135
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 111 3.97% $4,650
    Meridian Bank Corporation 110 5.07% $6,404
    Charles Schwab Bank, SSB 109 3.58% $6,741
    US MORTGAGE CORPORATION 108 5.20% $9,463
    GUIDANCE RESIDENTIAL, LLC 107 5.37% $8,738
    City National Bank 102 3.83% $6,910
    GENNEXT FUNDING, LLC 100 5.12% $10,556
    USAlliance Federal Credit Union 100 3.84% $7,784
    PRIMARY RESIDENTIAL MORTGAGE, INC. 100 5.26% $7,587
    Huntingdon Valley Bank 99 5.14% $6,251
    SUMMIT MORTGAGE BANKERS INC. 98 4.75% $6,878
    A&D Mortgage LLC 98 7.12% $18,167
    POLISH & SLAVIC FEDERAL CREDIT UNION 95 3.93% $5,058
    Bogota Savings Bank 94 4.18% $5,568
    Princeton Mortgage Corporation 93 4.61% $8,979
    First Savings Bank 90 4.56% $9,490
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 88 5.11% $9,591
    Stifel Bank and Trust 86 3.39% $4,996
    AmRes Corporation 86 5.15% $8,257
    TBI MORTGAGE COMPANY 86 3.99% $9,420
    First Guaranty Mortgage Corporation 86 4.57% $9,359
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 83 5.12% $14,032
    Municipal Credit Union 81 4.24% $5,467
    GLENDENNING MORTGAGE CORPORATION 81 5.09% $6,997
    HARBORONE MORTGAGE, LLC 74 4.67% $7,152
    VAN DYK MORTGAGE CORPORATION 72 4.47% $7,652
    Discover Bank 70 5.02% $0
    AMERICAN PACIFIC MORTGAGE CORPORATION 68 5.81% $9,101
    NETWORK CAPITAL FUNDING CORPORATION 65 4.86% $8,481
    RESIDENTIAL HOME MORTGAGE CORPORATION 63 4.89% $9,983
    East Coast Capital Corp. 63 4.99% $11,333
    UIF CORPORATION 62 5.47% $6,778
    MEMBER FIRST MORTGAGE, LLC 61 4.81% $4,870
    North American Savings Bank, F.S.B. 61 4.28% $5,202
    BAYSHORE MORTGAGE FUNDING, LLC 61 4.97% $6,561
    MICHIGAN MUTUAL, INC. 60 4.22% $7,559
    PLAZA HOME MORTGAGE, INC. 60 5.41% $12,588
    Lakeview Community Capital, LLC 60 4.23% $5,433
    PROPONENT Federal Credit Union 58 3.78% $5,458
    Presidential Bank, FSB 57 4.60% $6,906
    NP, Inc. 57 5.12% $8,838
    Luxury Mortgage Corp. 56 5.34% $14,674
    Financial Freedom Mortgage, LLC 55 5.24% $7,832
    SUN WEST MORTGAGE COMPANY, INC. 54 4.63% $8,263
    Wyndham Capital Mortgage, Inc. 53 4.15% $5,275
    LADERA LENDING, INC. 53 4.20% $6,710
    Florida Capital Bank 52 4.68% $11,889
    Philadelphia Mortgage Advisors, Inc. 52 4.61% $6,745
    MDE Home Loans, LLC 51 4.59% $8,112
    DEVELOPER'S MORTGAGE COMPANY 51 6.13% $7,375
    BAY EQUITY LLC 51 5.59% $6,119
    Raymond James Bank 50 3.36% $7,717
    First Horizon Bank 49 4.24% $19,264
    RELIANCE FIRST CAPITAL, LLC 47 5.10% $8,624
    APEX HOME LOANS, INC. 47 4.45% $8,117
    TIDEWATER MORTGAGE SERVICES, INC. 46 4.82% $6,880
    SOFI LENDING CORP. 46 3.88% $5,450
    TOWNE MORTGAGE COMPANY 46 3.82% $9,916
    Farm Credit East, ACA 44 5.32% $10,398
    EVERETT FINANCIAL, INC. 44 5.59% $3,837
    AMERICAN FINANCING CORPORATION 44 4.62% $7,203
    CHURCHILL MORTGAGE CORPORATION 44 5.29% $7,444
    PLANET HOME LENDING, LLC 43 5.12% $8,788
    AMERICAN HERITAGE FCU 42 4.81% $2,927
    Bank of Hope 42 4.30% $6,505
    BNC National Bank 42 4.57% $6,966
    ATLANTIS MORTGAGE CO., INC. 40 5.23% $5,864
    People's United Bank 40 2.88% $6,367
    LENDSURE MORTGAGE CORP. 40 6.73% $16,772
    FUNDING RESOURCES MORTGAGE CORPORATION 40 5.56% $9,393
    Citadel Servicing Corporation 39 6.70% $14,907
    OCMBC, INC. 39 6.12% $15,631
    NEXERA HOLDING LLC 39 7.54% $14,805
    GuardHill Financial Corp. 38 4.37% $8,347
    HOMEXPRESS MORTGAGE CORP. 38 7.29% $14,095
    Mortgage Research Center, LLC 37 5.10% $7,706
    Metro City Bank 37 5.56% $10,859
    HOMESTEAD FUNDING CORP. 36 3.84% $5,312
    BNY Mellon 36 3.59% $8,068
    ROYAL UNITED MORTGAGE LLC 36 5.45% $5,891
    MORIA DEVELOPMENT, INC. 35 5.25% $9,382
    Hometown Lenders, Inc. 35 5.05% $7,136
    PREMIA MORTGAGE, LLC 35 4.51% $1,519
    PIKE CREEK MORTGAGE SERVICES, INC. 34 5.29% $7,490
    NATIONWIDE EQUITIES CORPORATION 33 4.84% $8,087
    Century Mortgage Company DBA Century Lending Company 33 5.40% $14,250
    Goldman Sachs Bank USA 33 3.57% $7,415
    GARDEN SAVINGS FEDERAL CREDIT UNION 33 4.12% $2,518
    Mortgage America, Inc. 32 4.58% $5,623
    Strong Home Mortgage, LLC 32 4.05% $4,791
    GUILD MORTGAGE COMPANY 32 4.84% $5,945
    LENDING CAPITAL GROUP Inc 32 4.91% $7,070
    SOUTH JERSEY 31 5.02% $3,024
    GSF Mortgage Corporation 31 4.92% $7,072
    CLIFFCO, INC. 31 5.68% $12,752
    Bank of England 30 5.36% $10,909
    The First National Bank of Long Island 30 3.71% $6,164
    MY MORTGAGE, INC. 29 5.72% $12,179
    Sierra Pacific Mortgage Company, Inc. 29 4.27% $10,374
    Parke Bank 29 4.38% $10,116
    Greenbox Loans, Inc. 29 7.99% $15,961
    GREATER ALLIANCE 29 4.23% $3,613
    ANGEL OAK HOME LOANS LLC 29 5.64% $10,844
    LOANPAL, LLC 29 4.43% $8,487
    CREDIT UNION OF NEW JERSEY 28 4.91% $3,521
    Royal Business Bank 28 4.93% $8,374
    T2 FINANCIAL LLC 28 5.08% $10,634
    DEEPHAVEN MORTGAGE LLC 28 7.24% $15,343
    ONY GLO, INC. 28 4.63% $8,433
    Center City Mortgage and Investments LLC 27 4.59% $4,828
    Ponce Bank 27 5.09% $12,871
    NORWICH COMMERCIAL GROUP, INC. 27 4.97% $8,403
    Quaint Oak Mortgage, LLC 26 4.83% $7,063
    AMERICAN INTERNET MORTGAGE, INC. 26 4.16% $6,618
    MCLEAN MORTGAGE CORPORATION 25 4.60% $6,148
    Commerce Home Mortgage, Inc. 25 5.84% $16,624
    WALL STREET MORTGAGE BANKERS, LTD. 24 5.46% $13,882
    Arvest Bank 24 4.64% $6,310
    North Jersey Federal Credit Union 23 3.84% $5,044
    TOTAL MORTGAGE SERVICES, LLC 23 4.84% $10,491
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 22 4.35% $5,615
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 22 4.62% $6,889
    FirstBank 22 3.67% $6,222
    Silicon Valley Bank 22 3.56% $7,309
    ADVANCIAL 22 6.20% $7,741
    USAA Federal Savings Bank 21 4.98% $6,756
    General Mortgage Capital Corporation 21 5.35% $6,392
    Baxter Credit Union 20 4.13% $5,792
    GUARANTY HOME MORTGAGE CORPORATION 20 4.66% $8,944
    AMERICAN BANCSHARES MORTGAGE 19 4.32% $8,519
    Cathay Bank 19 5.38% $5,283
    Waterstone Mortgage Corporation 18 5.82% $10,985
    VANDERBILT MORTGAGE AND FINANCE, INC. 18 4.62% $5,508
    Mortgage Network, Inc. 18 4.33% $7,774
    Amalgamated Bank 18 3.86% $7,012
    TrustCo Bank 18 4.36% $4,815
    State Financial Network, LLC 18 4.66% $4,106
    Magnolia Bank 18 4.80% $9,015
    TEACHERS 17 4.43% $6,062
    J. VIRGIL, INC. 17 5.74% $9,889
    Penn Community Bank 16 3.95% $3,232
    Capitol Federal Savings Bank 16 4.31% $12,119
    RSI BANK 16 3.04% $4,470
    FRANKLIN MINT 16 3.55% $6,469
    INLAND BANK & TRUST 16 5.41% $9,710
    First National Bank of Pennsylvania 16 4.23% $6,676
    GENEVA FINANCIAL, LLC 15 4.48% $9,830
    Victorian Finance, LLC 15 4.94% $8,093
    The Central Trust Bank 15 4.96% $5,137
    Summit Mortgage Corporation 15 5.35% $6,595
    SELF RELIANCE NY Federal Credit Union 15 3.84% $6,137
    First Internet Bank of Indiana 15 4.72% $5,499
    LENOX FINANCIAL MORTGAGE CORPORATION 14 4.86% $12,254
    JET DIRECT FUNDING CORP 14 4.88% $12,044
    INTERSTATE HOME LOAN CENTER, INC. 14 4.79% $8,492
    NATIONAL COOPERATIVE BANK, N.A. 14 4.49% $3,878
    RESIDENTIAL BANCORP 14 5.01% $6,729
    First Mortgage Solutions, LLC 14 3.63% $5,447
    Schuyler Savings Bank 14 3.88% $3,448
    FBC MORTGAGE, LLC 14 4.79% $8,413
    Evolve Bank & Trust 14 4.90% $8,368
    BEST CAPITAL FUNDING 14 5.60% $8,885
    CITADEL FEDERAL CREDIT UNION 13 3.87% $4,373
    CITY FIRST MORTGAGE SERVICES, L.L.C. 13 5.49% $10,345
    First Federal Bank 13 4.54% $9,386
    ALLIANT CREDIT UNION 13 4.48% $6,969
    Watermark Capital, Inc. 13 3.88% $6,525
    NEW FED MORTGAGE, CORP. 13 6.15% $6,121
    FIRST TECHNOLOGY 13 4.39% $6,807
    Actors Federal Credit Union 12 3.13% $5,042
    Axos Bank 12 4.51% $10,340
    FEDERATED MORTGAGE CORP. 12 3.85% $4,833
    SIRVA MORTGAGE, INC. 12 4.78% $1,062
    STEARNS LENDING, LLC 12 3.11% $10,418
    AMERICAN FINANCE HOUSE LARIBA 12 5.55% $7,439
    Toyota Financial Savings Bank 12 3.68% $7,142
    BMO Harris Bank 12 4.33% $7,513
    OAKTREE FUNDING CORP. 11 6.48% $9,551
    AMERICA'S CHOICE HOME LOANS LP 11 5.28% $5,887
    CANOPY MORTGAGE, LLC 11 3.82% $5,795
    Leader Bank 11 4.47% $6,821
    Semper Home Loans, Inc. 11 4.89% $9,937
    AMERICAN ADVISORS GROUP 11 4.25% $7,085
    PREMIER MORTGAGE RESOURCES, L.L.C. 11 6.15% $10,564
    CTBC Bank Corp. (USA) 10 3.96% $6,600
    Fifth Third Bank 10 5.11% $11,663
    ESSA Bank & Trust 10 4.98% $8,128
    EQUITY NOW INC. 10 5.39% $8,856
    RBC Bank, (Georgia) 10 4.91% $5,203
    KELLER MORTGAGE, LLC 10 5.14% $5,837
    Popular Bank 10 4.23% $15,295
    The Atlantic Federal Credit Union 9 3.35% $2,774
    ACADEMY MORTGAGE CORPORATION 9 4.51% $5,772
    ASSOCIATED MORTGAGE BANKERS, INC. 9 4.90% $8,483
    FIRST HOME MORTGAGE CORPORATION 9 4.47% $14,796
    IMPAC MORTGAGE CORP. 9 6.10% $10,512
    MID-ISLAND MORTGAGE CORP. 9 5.21% $11,807
    Mid Penn Bank 9 4.92% $7,883
    NATIONS DIRECT MORTGAGE, LLC 9 6.29% $12,621
    PHILADELPHIA 9 5.46% $5,311
    The Fidelity Deposit and Discount Bank 9 5.23% $5,999
    Paramount Bank 8 5.02% $7,668
    Barrington Bank & Trust Company, N.A. 8 4.95% $6,249
    Blue Ridge Bank 8 4.95% $7,546
    ATHAS CAPITAL GROUP, INC. 8 7.73% $17,946
    Cornerstone First Mortgage, Inc 8 4.78% $6,385
    DIRECT MORTGAGE LOANS, LLC 8 5.61% $7,603
    UTILITIES EMPLOYEES CREDIT UNION 8 4.52% $4,592
    First Commonwealth Federal Credit Union 7 5.37% $5,411
    Bank-Fund Staff Federal Credit Union 7 4.30% $6,086
    Northeast Equitable Mortgage, LLC 7 5.39% $7,533
    FEDERATED LENDING CORPORATION 7 4.20% $4,922
    HARTFORD FUNDING, LTD. 7 6.25% $22,243
    Princeton Federal Credit Union 7 4.75% $5,273
    SOVEREIGN LENDING GROUP INCORPORATED 7 4.38% $8,981
    UNITED TELETECH FINANCIAL 7 4.64% $10,908
    Dollar Bank, Federal Savings Bank 6 3.02% $6,963
    BENCHMARK Federal Credit Union 6 3.92% $7,091
    HOMESPIRE MORTGAGE CORPORATION 6 5.25% $9,905
    Customers Bank 6 4.77% $6,492
    FAY SERVICING, LLC 6 4.46% $7,070
    PINNACLE MORTGAGE, INC. 6 4.58% $6,287
    S&T Bank 6 4.90% $9,024
    Simmons Bank 5 3.58% $4,493
    LIBERTY HOME MORTGAGE CORPORATION 5 5.28% $8,410
    The Loan Store, Inc. 5 5.28% $8,308
    The Camden National Bank 5 3.92% $3,456
    KINECTA 5 5.35% $8,775
    OCEANSIDE MORTGAGE COMPANY 5 3.70% $2,892
    Orrstown Bank 5 4.95% $6,826
    JMAC LENDING, INC. 5 5.45% $12,102
    THRIVENT Federal Credit Union 5 3.68% $5,182
    Republic Bank & Trust Company 5 5.00% $5,713
    TOGETHER CREDIT UNION 5 4.57% $6,716
    AMERICAN FINANCIAL RESOURCES, INC. 5 5.15% $5,248
    Peoples Security Bank and Trust Company 5 3.63% $6,066
    Hometown Equity Mortgage, LLC 5 4.25% $10,210
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 5 5.10% $4,494
    UNIFY FINANCIAL Credit Union 5 4.43% $7,757
    FREEDOM CREDIT UNION 5 5.15% $4,774
    First-Citizens Bank & Trust Company 5 4.58% $6,527
    FIDELITY DIRECT MORTGAGE, LLC 5 5.15% $12,655
    CIBC Bank USA 4 4.94% $5,996
    MidFirst Bank 4 4.67% $26,048
    DAS Acquisition Company, LLC 4 5.94% $8,370
    Prime Choice Funding Inc. 4 3.65% $6,714
    TOWER 4 3.78% $8,127
    Berkshire Bank 4 3.94% $6,812
    United Community Bank 4 3.72% $5,242
    Amerifirst Financial, Inc. 4 6.19% $7,479
    First Standard Financial Corp. 4 3.75% $5,502
    IVY MORTGAGE, INC. 4 5.47% $4,079
    SHARONVIEW FEDERAL CREDIT UNION 4 4.78% $6,723
    STANFORD Federal Credit Union 4 4.25% $7,217
    MID AMERICA MORTGAGE, INC. 4 5.09% $7,288
    Sunflower Bank 3 4.75% $9,072
    JUSTICE Federal Credit Union 3 4.58% $6,670
    Aurora Financial, LLC 3 5.00% $4,832
    Atlantic Union Bank 3 4.88% $7,978
    MORTGAGE CAPITAL PARTNERS, INC. 3 4.33% $6,256
    ANDREWS FEDERAL CREDIT UNION 3 4.33% $4,748
    SWBC MORTGAGE CORPORATION 3 4.96% $3,454
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.67% $26,453
    GENISYS 3 4.38% $4,981
    AMCAP MORTGAGE, LTD. 3 4.71% $12,792
    First Merchants Bank 3 3.50% $5,596
    Mortgage World Bankers, Inc. 3 3.63% $9,479
    FIRST HERITAGE FINANCIAL, LLC 3 4.65% $3,580
    The Union Bank Company 3 4.63% $4,292
    The Northern Trust Company 3 3.96% $10,006
    First Federal Bank of Kansas City 3 4.46% $5,559
    HANSCOM 3 4.46% $4,876
    Malvern Bank N.A. 3 5.38% $6,119
    Ixonia Bank 3 4.54% $11,234
    FIRST ATLANTIC FEDERAL CREDIT UNION 3 5.13% $4,095
    ITHINK FINANCIAL Credit Union 3 5.21% $19,531
    Shamrock Home Loans, Inc. 3 4.13% $6,455
    FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.25% $8,309
    City National Bank of Florida 3 3.92% $6,935
    MERCK SHARP & DOHME FEDERAL CREDIT UNION 3 4.25% $9,292
    Colonial Savings, F.A. 3 4.50% $6,412
    Poli Mortgage Group, Inc. 3 4.42% $4,419
    SOUTHERN TRUST MORTGAGE, LLC 3 5.42% $9,707
    CONTINENTAL MORTGAGE BANKERS, INC. 3 4.92% $15,900
    NMSI, INC. 3 5.17% $8,113
    BAYCOAST MORTGAGE COMPANY, LLC 3 5.46% $5,359
    LAND HOME FINANCIAL SERVICES, INC. 3 4.38% $7,446
    U S WIDE FINANCIAL LLC 3 4.13% $4,361
    ATLANTA POSTAL 2 4.25% $5,155
    Citizens & Northern Bank 2 4.44% $3,673
    Armed Forces Bank 2 4.19% $5,635
    RUOFF MORTGAGE COMPANY, INC. 2 5.31% $3,464
    RAPID MORTGAGE COMPANY 2 5.25% $8,330
    DELMAR FINANCIAL COMPANY 2 4.94% $6,106
    Ameris Bank 2 5.50% $13,915
    First United Bank and Trust Company 2 6.31% $5,857
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 4.56% $4,862
    SECURITYNATIONAL MORTGAGE COMPANY 2 5.93% $12,466
    FineMark National Bank & Trust 2 4.25% $5,624
    CASTLE & COOKE MORTGAGE, LLC 2 3.94% $13,921
    American Broadcast Employees Federal Credit Union 2 4.19% $2,370
    Sun East Federal Credit Union 2 3.88% $3,123
    ALLEGACY FEDERAL CREDIT UNION 2 4.63% $5,523
    Marriott Employees' Federal Credit Union 2 5.31% $6,557
    Cf Bank 2 3.56% $9,180
    WILLIAM RAVEIS MORTGAGE, LLC 2 7.19% $7,459
    HAMILTON HOME LOANS, INC. 2 4.49% $11,602
    PLUS RELOCATION MORTGAGE, LLC 2 4.18% $4,879
    Mutual Federal Bank 2 4.38% $7,905
    QUORUM FEDERAL CREDIT UNION 2 5.25% $3,906
    KEMBA CREDIT UNION, INC. 2 4.88% $4,879
    INTERCAP LENDING INC. 2 4.31% $11,028
    York Traditions Bank 2 3.69% $4,541
    Old National Bank 2 4.81% $6,106
    BOKF 2 4.56% $4,227
    NEW DAY FINANCIAL, LLC 1 3.13% $3,049
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.13% $7,032
    NexBank 1 4.38% $4,505
    Mortgage Bank of California 1 6.50% $18,240
    Midwest Community Bank 1 5.63% $4,491
    Midwest BankCentre 1 3.75% $3,928
    Midland States Bank 1 4.00% $3,257
    NORTHPOINT MORTGAGE, INC. 1 5.99% $5,793
    Northwest Federal Credit Union 1 3.50% $4,850
    Mid-Atlantic Federal Credit Union 1 5.88% $4,943
    NUMARK CREDIT UNION 1 6.50% $3,341
    Merchants Bank of Indiana 1 5.50% $4,978
    LYONS MORTGAGE SERVICES, INC. 1 3.50% $4,061
    OWNERSCHOICE FUNDING, INCORPORATED 1 5.50% $3,445
    Logan Finance Corporation 1 8.25% $8,515
    LOANLEADERS OF AMERICA, INC. 1 6.13% $13,780
    LOANFLIGHT LENDING, LLC 1 4.88% $8,692
    LEADERONE FINANCIAL CORPORATION 1 5.25% $4,133
    21ST MORTGAGE CORPORATION 1 8.00% $4,422
    JERSEY SHORE FEDERAL CREDIT UNION 1 5.50% $7,179
    JAMES B. NUTTER & COMPANY 1 5.50% $5,047
    POLARIS HOME FUNDING CORP. 1 4.75% $5,764
    ISLAND 1 3.50% $6,725
    INTOUCH CREDIT UNION 1 6.63% $7,632
    INTELLILOAN, INC. 1 3.25% $10,093
    IncredibleBank 1 4.13% $5,345
    PREMIER AMERICA 1 2.63% $3,158
    HomePromise Corporation 1 3.75% $5,829
    HOME FUNDING CORPORATION 1 5.38% $13,496
    Progress Bank and Trust 1 3.63% $1,450
    Great Southern Bank 1 4.00% $10,203
    Goldwater Bank, N.A. 1 7.63% $6,011
    FIRST WORLD MORTGAGE CORPORATION 1 4.38% $9,229
    First Western Bank & Trust 1 5.38% $8,134
    RADIUS FINANCIAL GROUP INC. 1 4.38% $3,728
    First State Bank of St. Charles, Missouri 1 3.63% $6,646
    First Option Mortgage, LLC 1 4.75% $42,961
    First National Bank of Omaha 1 3.75% $2,864
    Residential Mortgage Solutions, Inc. 1 5.38% $5,719
    First Financial Federal Credit Union 1 5.75% $3,561
    S1L, Inc. 1 4.88% $5,137
    First Bank 1 5.25% $10,194
    Figure Lending LLC 1 3.63% $5,148
    Service Federal Credit Union 1 3.88% $4,047
    Servion, Inc. 1 3.50% $4,427
    Signature Federal Credit Union 1 4.25% $7,540
    FBT Mortgage, L.L.C. 1 5.75% $6,496
    SOUTH CAROLINA FEDERAL CREDIT UNION 1 4.75% $15,752
    STAR ONE CREDIT UNION 1 3.25% $5,470
    EVANSVILLE TEACHERS 1 3.38% $4,281
    Elements Financial Federal Credit Union 1 6.38% $3,725
    EagleBank 1 3.13% $4,420
    Dover Federal Credit Union 1 4.13% $6,875
    SUFFOLK 1 4.13% $6,509
    SUN Federal Credit Union 1 3.88% $3,881
    DEPARTMENT OF COMMERCE 1 2.88% $13,626
    Texana Bank 1 3.50% $10,105
    The Farmers National Bank of Canfield 1 5.00% $2,497
    The First National Bank of Middle Tennessee 1 3.38% $6,280
    The First National Bank of Ottawa 1 3.25% $4,970
    CITIZENS EQUITY FIRST 1 5.00% $4,940
    THE MORTGAGE FIRM, INC. 1 5.50% $12,506
    THRIVE MORTGAGE, LLC 1 5.88% $6,421
    CapStar Bank 1 4.99% $5,310
    CALCON MUTUAL MORTGAGE LLC 1 4.88% $15,441
    Trinity Oaks Mortgage, LLC 1 3.88% $7,082
    TruHome Solutions, LLC 1 4.25% $7,757
    BRIDGEVIEW MORTGAGE CORP. 1 5.00% $13,965
    TRUWEST Credit Union 1 5.38% $8,881
    BLUELEAF LENDING, LLC 1 4.75% $2,955
    BHCU 1 5.00% $4,171
    UMB Bank 1 4.10% $4,020
    Union Savings Bank 1 4.50% $15,729
    Austin Capital Bank SSB 1 6.00% $32,445
    AMERICAN HERITAGE LENDING, INC. 1 8.00% $3,019
    Walden Savings Bank 1 4.25% $2,936
    Alerus Financial 1 4.75% $3,239
    Westfield Bank, FSB 1 3.75% $7,099
    Academy Bank 1 6.00% $6,691
    WINGS FINANCIAL 1 4.38% $5,722

    New Jersey Average Closing Costs & Other Stats

    New Jersey's 525 lenders originated 202,129 loans during 2022. The total origination value was $79,605,155,000, with an average loan value of $393,833.

    New Jersey's average closing costs are $6,462.

    The top New Jersey lender as defined by loan originations is QUICKEN LOANS, LLC, with 6,409 loans originated. Their average total fees are $7,851, which is $965 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee New Jersey lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,046), SIRVA MORTGAGE, INC. ($1,062), PREMIA MORTGAGE, LLC ($1,519) and Third Federal Savings and Loan Association of Cleveland ($1,980).

    The lowest rate New Jersey lenders (with over 10 loans originated) are People's United Bank (2.88%), RSI BANK (3.04%), STEARNS LENDING, LLC (3.11%), Investors Bank (3.12%) and Actors Federal Credit Union (3.13%).

    New Jersey Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $9,775,820,000 $3,369,575,000 -65.5% 4.2%
    Wells Fargo Bank $5,938,380,000 $2,840,940,000 -52.2% 3.6%
    UNITED WHOLESALE MORTGAGE, LLC $4,245,665,000 $2,544,205,000 -40.1% 3.2%
    PNC Bank $2,299,950,000 $2,540,235,000 10.4% 3.2%
    LOANDEPOT.COM, LLC $6,182,915,000 $2,171,200,000 -64.9% 2.7%
    Citizens Bank $1,886,720,000 $2,077,985,000 10.1% 2.6%
    TD Bank $2,043,190,000 $2,000,935,000 -2.1% 2.5%
    JPMorgan Chase Bank $4,310,470,000 $1,963,730,000 -54.4% 2.5%
    CROSSCOUNTRY MORTGAGE, LLC $3,216,995,000 $1,921,340,000 -40.3% 2.4%
    Bank of America $3,334,505,000 $1,917,325,000 -42.5% 2.4%
    GUARANTEED RATE, INC. $3,195,905,000 $1,746,925,000 -45.3% 2.2%
    NJ LENDERS CORP. $4,522,575,000 $1,456,365,000 -67.8% 1.8%
    Valley National Bank $1,542,450,000 $1,428,500,000 -7.4% 1.8%
    Columbia Bank $1,274,815,000 $1,304,780,000 2.4% 1.6%
    Flagstar Bank, FSB $443,200,000 $1,228,570,000 177.2% 1.5%
    Lakeland Bank $674,990,000 $973,605,000 44.2% 1.2%
    U.S. Bank $1,374,570,000 $938,420,000 -31.7% 1.2%
    CALIBER HOME LOANS, INC. $2,071,720,000 $922,515,000 -55.5% 1.2%
    Advisors Mortgage Group, L.L.C. $1,909,870,000 $901,215,000 -52.8% 1.1%
    FINANCE OF AMERICA MORTGAGE LLC $1,453,195,000 $880,355,000 -39.4% 1.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,387,350,000 $843,595,000 -39.2% 1.1%
    Citibank $835,225,000 $830,080,000 -0.6% 1.0%
    ABSOLUTE HOME MORTGAGE CORPORATION $1,049,745,000 $742,185,000 -29.3% 0.9%
    OceanFirst Bank $793,370,000 $729,855,000 -8.0% 0.9%
    Kearny Bank $750,380,000 $706,350,000 -5.9% 0.9%
    HOME POINT FINANCIAL CORPORATION $2,240,880,000 $674,390,000 -69.9% 0.8%
    GUARANTEED RATE AFFINITY, LLC $1,204,255,000 $634,745,000 -47.3% 0.8%
    The Northwestern Mutual Life Insurance Company $632,295,000 n/a 0.8%
    Morgan Stanley Private Bank $612,880,000 $608,420,000 -0.7% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,749,970,000 $603,105,000 -65.5% 0.8%
    GREENTREE MORTGAGE COMPANY, L.P. $1,075,165,000 $571,400,000 -46.9% 0.7%
    Paramount Residential Mortgage Group, Inc. $810,545,000 $570,640,000 -29.6% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,173,700,000 $560,505,000 -52.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,518,995,000 $553,055,000 -63.6% 0.7%
    First Republic Bank $393,475,000 $547,025,000 39.0% 0.7%
    Northpointe Bank $575,760,000 $527,905,000 -8.3% 0.7%
    Republic Bank $494,740,000 $523,890,000 5.9% 0.7%
    Prosperity Home Mortgage, LLC $825,265,000 $509,685,000 -38.2% 0.6%
    GREYSTONE SERVICING COMPANY LLC $415,220,000 $507,490,000 22.2% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,414,340,000 $490,135,000 -65.3% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $740,540,000 $449,795,000 -39.3% 0.6%
    M&T Bank $563,690,000 $436,085,000 -22.6% 0.5%
    FREEDOM MORTGAGE CORPORATION $2,471,260,000 $428,025,000 -82.7% 0.5%
    BERKADIA COMMERCIAL MORTGAGE LLC $78,715,000 $424,125,000 438.8% 0.5%
    FM Home Loans, LLC $850,950,000 $417,905,000 -50.9% 0.5%
    Fulton Bank $486,705,000 $415,320,000 -14.7% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,187,495,000 $406,925,000 -65.7% 0.5%
    BETTER MORTGAGE CORPORATION $2,303,230,000 $400,820,000 -82.6% 0.5%
    Webster Bank $126,660,000 $386,330,000 205.0% 0.5%
    Signature Bank $184,785,000 $381,685,000 106.6% 0.5%
    Manasquan Bank $308,195,000 $375,275,000 21.8% 0.5%
    Santander Bank, N.A. $1,014,300,000 $374,825,000 -63.0% 0.5%
    Investors Bank $1,747,530,000 $371,795,000 -78.7% 0.5%
    ConnectOne Bank $811,500,000 $370,390,000 -54.4% 0.5%
    MORTGAGE ACCESS CORP. $744,525,000 $366,170,000 -50.8% 0.5%
    VISIONS $212,585,000 $358,080,000 68.4% 0.4%
    NEWREZ LLC $1,838,990,000 $342,085,000 -81.4% 0.4%
    Provident Bank $346,745,000 $331,510,000 -4.4% 0.4%
    MOVEMENT MORTGAGE, LLC $492,550,000 $328,430,000 -33.3% 0.4%
    NFM, INC. $338,250,000 $325,620,000 -3.7% 0.4%
    Unity Bank $338,170,000 $319,230,000 -5.6% 0.4%
    Truist $137,860,000 $317,170,000 130.1% 0.4%
    Mortgage Research Center, LLC $474,560,000 $311,095,000 -34.4% 0.4%
    NAVY FEDERAL CREDIT UNION $387,330,000 $307,890,000 -20.5% 0.4%
    Spencer Savings Bank, SLA $370,050,000 $301,335,000 -18.6% 0.4%
    Northfield Bank $413,475,000 $298,185,000 -27.9% 0.4%
    PGIM Real Estate Finance, LLC $296,330,000 n/a 0.4%
    AFFINITY $407,765,000 $293,370,000 -28.1% 0.4%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $188,990,000 $290,390,000 53.7% 0.4%
    Peapack-Gladstone Bank $411,090,000 $288,635,000 -29.8% 0.4%
    Gateway First Bank $609,200,000 $284,725,000 -53.3% 0.4%
    BOND STREET MORTGAGE, LLC $654,900,000 $280,005,000 -57.2% 0.4%
    Equity Prime Mortgage LLC $480,495,000 $241,400,000 -49.8% 0.3%
    NATIONWIDE MORTGAGE BANKERS, INC. $384,300,000 $239,535,000 -37.7% 0.3%
    AMERICAN FEDERAL MORTGAGE CORPORATION $684,235,000 $237,020,000 -65.4% 0.3%
    MLB RESIDENTIAL LENDING, LLC $386,390,000 $228,170,000 -40.9% 0.3%
    POLICE & FIRE $464,745,000 $223,305,000 -52.0% 0.3%
    EMBRACE HOME LOANS, INC. $355,355,000 $221,440,000 -37.7% 0.3%
    NVR Mortgage Finance, Inc. $178,140,000 $211,380,000 18.7% 0.3%
    Haven Savings Bank $195,570,000 $209,450,000 7.1% 0.3%
    NATION ONE MORTGAGE CORPORATION $248,355,000 $209,320,000 -15.7% 0.3%
    Blue Foundry Bank $93,010,000 $208,055,000 123.7% 0.3%
    PENTAGON FEDERAL CREDIT UNION $274,605,000 $205,185,000 -25.3% 0.3%
    DHI MORTGAGE COMPANY, LTD. $178,800,000 $200,120,000 11.9% 0.3%
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. $340,180,000 $198,865,000 -41.5% 0.2%
    ARK MORTGAGE, INC. $312,230,000 $198,285,000 -36.5% 0.2%
    City National Bank $81,830,000 $197,115,000 140.9% 0.2%
    The Federal Savings Bank $394,470,000 $194,905,000 -50.6% 0.2%
    ALLIED MORTGAGE GROUP, INC. $394,310,000 $188,235,000 -52.3% 0.2%
    UBS Bank USA $233,680,000 $185,245,000 -20.7% 0.2%
    KeyBank $211,100,000 $184,670,000 -12.5% 0.2%
    BROKER SOLUTIONS, INC. $374,125,000 $181,135,000 -51.6% 0.2%
    Prudential Huntoon Paige Associates, LLC $176,120,000 n/a 0.2%
    BNB Bank $12,435,000 $172,085,000 1,283.9% 0.2%
    Third Federal Savings and Loan Association of Cleveland $190,785,000 $167,815,000 -12.0% 0.2%
    BCB Community Bank $123,440,000 $165,500,000 34.1% 0.2%
    HSBC BANK USA, NATIONAL ASSOCIATION $208,770,000 $164,945,000 -21.0% 0.2%
    1st Colonial Community Bank $226,565,000 $164,150,000 -27.5% 0.2%
    MILLENIUM HOME MORTGAGE, LLC $332,210,000 $153,115,000 -53.9% 0.2%
    UNION HOME MORTGAGE CORP. $151,485,000 $149,525,000 -1.3% 0.2%
    Univest Bank and Trust Co. $131,915,000 $148,155,000 12.3% 0.2%
    EMM LOANS LLC $216,565,000 $147,865,000 -31.7% 0.2%
    GREYSTONE FUNDING COMPANY LLC $147,750,000 n/a 0.2%
    Bethpage Federal Credit Union $71,235,000 $147,385,000 106.9% 0.2%
    PINNACLE MORTGAGE, INC. $408,135,000 $147,315,000 -63.9% 0.2%
    WALKER & DUNLOP, LLC $257,840,000 $146,020,000 -43.4% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $485,650,000 $145,410,000 -70.1% 0.2%
    Commerce Home Mortgage, Inc. $9,135,000 $143,995,000 1,476.3% 0.2%
    Kwik Mortgage Corporation $421,120,000 $143,745,000 -65.9% 0.2%
    FIRST ALLIANCE HOME MORTGAGE, LLC $482,880,000 $142,665,000 -70.5% 0.2%
    EAGLE HOME MORTGAGE, LLC $114,090,000 $139,840,000 22.6% 0.2%
    Wilmington Savings Fund Society, FSB $200,180,000 $139,825,000 -30.2% 0.2%
    ARC HOME LLC $364,985,000 $138,775,000 -62.0% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $357,415,000 $138,355,000 -61.3% 0.2%
    MLD MORTGAGE INC. $658,150,000 $137,485,000 -79.1% 0.2%
    Raymond James Bank $43,735,000 $131,510,000 200.7% 0.2%
    Carrington Mortgage Services, LLC $297,415,000 $130,495,000 -56.1% 0.2%
    UNITED MORTGAGE CORP. $336,535,000 $127,495,000 -62.1% 0.2%
    United Nations Federal Credit Union $84,115,000 $125,370,000 49.0% 0.2%
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. $124,770,000 n/a 0.2%
    Firstrust Savings Bank $74,325,000 $123,740,000