Clewiston USDA Loan Rates, Closing Costs & Stats

Clewiston, FL

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Clewiston's 4 lenders originated 4 USDA loans during 2023. The total origination value was $990,000, with an average USDA loan value of $247,500.

    Clewiston USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Clewiston averaged 6.59% for the week of 2025-02-14, compared to the national average (all USDA variants) of 6.526% for the same period.

    Clewiston's average USDA mortgage closing costs are $6,549.

    The average rate for the prior week (2025-02-07) was 6.25% and one month ago for the week of 2025-01-10, the average rate was 6.69%.

    The average rate one year ago was 6.68%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.53%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Clewiston USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Clewiston level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.13% $11,123
    EVANSVILLE TEACHERS 1 6.00% $14,180
    LOANDEPOT.COM, LLC 1 6.25% $13,129
    METROPLEX MORTGAGE SERVICES, INC. 1 6.63% $8,073

    The top Clewiston USDA lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with 1 USDA loans originated. Their average total fees are $11,123, which is $3,057 lower than the next largest lender, EVANSVILLE TEACHERS.

    The lowest fee Clewiston USDA lenders (with over 10 loans originated) are .

    The lowest rate Clewiston USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Clewiston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $219,725 (10.6%) $306,114 (0.2%) 0.00 129
    2018-02-01 $214,900 (7.5%) $291,107 (-8.2%) 0.00 129
    2018-03-01 $191,950 (-3.8%) $286,373 (-9.4%) 0.00 128
    2018-04-01 $208,700 (4.4%) $320,537 (3.1%) 0.00 116
    2018-05-01 $194,950 (-3.0%) $322,383 (-1.6%) 0.00 112
    2018-06-01 $189,900 (-0.4%) $321,634 (6.4%) 0.00 106
    2018-07-01 $189,900 (0.0%) $320,572 (12.3%) 0.00 110
    2018-08-01 $184,900 (-1.4%) $284,288 (-0.8%) 0.00 126
    2018-09-01 $189,900 (-2.6%) $309,328 (4.3%) 0.00 120
    2018-10-01 $202,400 (9.4%) $306,723 (8.5%) 0.00 127
    2018-11-01 $194,475 (-1.7%) $305,199 (5.0%) 0.00 131
    2018-12-01 $199,000 (-9.5%) $307,243 (-3.9%) 0.00 144
    2019-01-01 $198,750 (-9.6%) $322,105 (5.2%) 0.00 144
    2019-02-01 $199,000 (-7.4%) $320,367 (10.1%) 0.00 143
    2019-03-01 $199,214 (3.8%) $319,198 (11.5%) 0.00 144
    2019-04-01 $199,750 (-4.3%) $325,173 (1.5%) 0.00 136
    2019-05-01 $215,000 (10.3%) $322,870 (0.2%) 0.00 137
    2019-06-01 $210,000 (10.6%) $331,761 (3.2%) 0.00 136
    2019-07-01 $199,800 (5.2%) $312,459 (-2.5%) 0.00 134
    2019-08-01 $199,000 (7.6%) $305,417 (7.4%) 0.00 133
    2019-09-01 $199,000 (4.8%) $305,070 (-1.4%) 0.00 134
    2019-10-01 $199,000 (-1.7%) $304,839 (-0.6%) 0.00 135
    2019-11-01 $207,500 (6.7%) $318,596 (4.4%) 0.00 133
    2019-12-01 $223,475 (12.3%) $315,383 (2.7%) 0.00 135
    2020-01-01 $214,925 (8.1%) $316,134 (-1.9%) 0.00 135
    2020-02-01 $197,500 (-0.8%) $306,764 (-4.3%) 0.00 147
    2020-03-01 $200,000 (0.4%) $318,756 (-0.1%) 0.00 143
    2020-04-01 $217,400 (8.8%) $332,776 (2.3%) 0.00 132
    2020-05-01 $220,000 (2.3%) $348,155 (7.8%) 0.00 124
    2020-06-01 $222,475 (5.9%) $370,830 (11.8%) 0.00 115
    2020-07-01 $236,150 (18.2%) $364,928 (16.8%) 0.00 102
    2020-08-01 $232,500 (16.8%) $380,406 (24.6%) 0.00 98
    2020-09-01 $233,450 (17.3%) $388,227 (27.3%) 0.00 102
    2020-10-01 $239,000 (20.1%) $388,566 (27.5%) 0.00 95
    2020-11-01 $239,000 (15.2%) $408,390 (28.2%) 0.00 96
    2020-12-01 $238,750 (6.8%) $421,880 (33.8%) 0.00 94
    2021-01-01 $249,900 (16.3%) $447,510 (41.6%) 0.00 88
    2021-02-01 $238,725 (20.9%) $442,598 (44.3%) 0.00 88
    2021-03-01 $247,475 (23.7%) $464,402 (45.7%) 0.00 86
    2021-04-01 $257,333 (18.4%) $480,182 (44.3%) 0.00 79
    2021-05-01 $267,500 (21.6%) $445,759 (28.0%) 0.00 79
    2021-06-01 $260,000 (16.9%) $443,533 (19.6%) 0.00 74
    2021-07-01 $275,000 (16.5%) $412,749 (13.1%) 0.00 86
    2021-08-01 $299,450 (28.8%) $451,528 (18.7%) 0.00 94
    2021-09-01 $306,750 (31.4%) $469,467 (20.9%) 0.00 94
    2021-10-01 $299,900 (25.5%) $463,894 (19.4%) 0.00 110
    2021-11-01 $307,000 (28.5%) $467,852 (14.6%) 0.00 107
    2021-12-01 $300,000 (25.7%) $463,899 (10.0%) 0.00 117
    2022-01-01 $289,950 (16.0%) $468,664 (4.7%) 0.00 114
    2022-02-01 $295,978 (24.0%) $535,772 (21.1%) 0.00 95
    2022-03-01 $299,953 (21.2%) $550,529 (18.6%) 0.00 84
    2022-04-01 $329,900 (28.2%) $506,918 (5.6%) 0.00 91
    2022-05-01 $350,000 (30.8%) $539,533 (21.0%) 0.00 79
    2022-06-01 $342,250 (31.6%) $504,123 (13.7%) 0.00 98
    2022-07-01 $350,000 (27.3%) $488,026 (18.2%) 0.00 124
    2022-08-01 $352,000 (17.6%) $495,931 (9.8%) 0.00 148
    2022-09-01 $349,198 (13.8%) $443,064 (-5.6%) 0.00 175
    2022-10-01 $348,450 (16.2%) $432,983 (-6.7%) 0.00 181
    2022-11-01 $341,325 (11.2%) $433,140 (-7.4%) 0.00 179
    2022-12-01 $349,500 (16.5%) $431,426 (-7.0%) 0.00 178
    2023-01-01 $340,000 (17.3%) $412,313 (-12.0%) 0.00 187
    2023-02-01 $339,900 (14.8%) $397,904 (-25.7%) 0.00 220
    2023-03-01 $340,000 (13.4%) $402,384 (-26.9%) 0.00 224
    2023-04-01 $339,900 (3.0%) $408,853 (-19.4%) 0.00 184
    2023-05-01 $346,200 (-1.1%) $442,466 (-18.0%) 0.00 171
    2023-06-01 $349,900 (2.2%) $486,855 (-3.4%) 0.00 183
    2023-07-01 $349,900 (0.0%) $479,989 (-1.7%) 0.00 183
    2023-08-01 $352,150 (0.0%) $494,144 (-0.4%) 0.00 188
    2023-09-01 $350,900 (0.5%) $483,523 (9.1%) 0.00 192
    2023-10-01 $350,450 (0.6%) $483,781 (11.7%) 0.00 207
    2023-11-01 $350,000 (2.5%) $474,505 (9.6%) 0.00 226
    2023-12-01 $349,900 (0.1%) $461,954 (7.1%) 0.00 229
    2024-01-01 $346,450 (1.9%) $469,933 (14.0%) 0.00 247
    2024-02-01 $342,000 (0.6%) $460,297 (15.7%) 0.00 262
    2024-03-01 $349,000 (2.7%) $472,124 (17.3%) 0.00 257
    2024-04-01 $345,175 (1.6%) $442,977 (8.4%) 0.00 266
    2024-05-01 $343,850 (-0.7%) $445,239 (0.6%) 0.00 293
    2024-06-01 $342,450 (-2.1%) $450,173 (-7.5%) 0.00 293
    2024-07-01 $344,900 (-1.4%) $444,956 (-7.3%) 0.00 293
    2024-08-01 $339,000 (-3.7%) $448,223 (-9.3%) 0.00 296
    2024-09-01 $347,450 (-1.0%) $452,939 (-6.3%) 0.00 303
    2024-10-01 $350,000 (-0.1%) $463,134 (-4.3%) 0.00 305
    2024-11-01 $349,500 (-0.1%) $465,165 (-2.0%) 0.00 306
    2024-12-01 $349,375 (-0.2%) $459,764 (-0.5%) 0.00 311
    2025-01-01 $359,950 (3.9%) $471,527 (0.3%) 0.00 288
    Clewiston's median listing price for 2025-01-01 was $359,950, a difference of $13,500 (3.9%) versus the prior year and $10,575 versus the prior month.

    Clewiston's median listing price comes in at 0% of the national average.

    Clewiston's average listing price for 2025-01-01 was $471,527, a difference of $1,594 (0.3%) versus the prior year and $11,763 versus the prior month.

    For the 2025-01-01 period, Clewiston had 288 MLS listings, a difference of -23 listings (-7%) versus the prior month and 41 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clewiston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,838 sqft
    2018-02-01 0 days 1,827 sqft
    2018-03-01 0 days 1,702 sqft
    2018-04-01 0 days 1,828 sqft
    2018-05-01 0 days 1,750 sqft
    2018-06-01 0 days 1,712 sqft
    2018-07-01 0 days 1,693 sqft
    2018-08-01 0 days 1,651 sqft
    2018-09-01 0 days 1,713 sqft
    2018-10-01 0 days 1,750 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,750 sqft
    2019-01-01 0 days 1,718 sqft
    2019-02-01 0 days 1,694 sqft
    2019-03-01 0 days 1,679 sqft
    2019-04-01 0 days 1,673 sqft
    2019-05-01 0 days 1,605 sqft
    2019-06-01 0 days 1,679 sqft
    2019-07-01 0 days 1,591 sqft
    2019-08-01 0 days 1,573 sqft
    2019-09-01 0 days 1,573 sqft
    2019-10-01 0 days 1,574 sqft
    2019-11-01 0 days 1,605 sqft
    2019-12-01 0 days 1,662 sqft
    2020-01-01 0 days 1,590 sqft
    2020-02-01 0 days 1,582 sqft
    2020-03-01 0 days 1,598 sqft
    2020-04-01 0 days 1,667 sqft
    2020-05-01 0 days 1,669 sqft
    2020-06-01 0 days 1,736 sqft
    2020-07-01 0 days 1,742 sqft
    2020-08-01 0 days 1,740 sqft
    2020-09-01 0 days 1,669 sqft
    2020-10-01 0 days 1,677 sqft
    2020-11-01 0 days 1,634 sqft
    2020-12-01 0 days 1,657 sqft
    2021-01-01 0 days 1,620 sqft
    2021-02-01 0 days 1,637 sqft
    2021-03-01 0 days 1,604 sqft
    2021-04-01 0 days 1,531 sqft
    2021-05-01 0 days 1,536 sqft
    2021-06-01 0 days 1,513 sqft
    2021-07-01 0 days 1,503 sqft
    2021-08-01 0 days 1,531 sqft
    2021-09-01 0 days 1,535 sqft
    2021-10-01 0 days 1,546 sqft
    2021-11-01 0 days 1,556 sqft
    2021-12-01 0 days 1,524 sqft
    2022-01-01 0 days 1,439 sqft
    2022-02-01 0 days 1,472 sqft
    2022-03-01 0 days 1,494 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,506 sqft
    2022-06-01 0 days 1,540 sqft
    2022-07-01 0 days 1,568 sqft
    2022-08-01 0 days 1,601 sqft
    2022-09-01 0 days 1,576 sqft
    2022-10-01 0 days 1,600 sqft
    2022-11-01 0 days 1,562 sqft
    2022-12-01 0 days 1,546 sqft
    2023-01-01 0 days 1,536 sqft
    2023-02-01 0 days 1,536 sqft
    2023-03-01 0 days 1,543 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,639 sqft
    2023-06-01 0 days 1,563 sqft
    2023-07-01 0 days 1,598 sqft
    2023-08-01 0 days 1,602 sqft
    2023-09-01 0 days 1,607 sqft
    2023-10-01 0 days 1,590 sqft
    2023-11-01 0 days 1,613 sqft
    2023-12-01 0 days 1,604 sqft
    2024-01-01 0 days 1,611 sqft
    2024-02-01 0 days 1,619 sqft
    2024-03-01 0 days 1,640 sqft
    2024-04-01 0 days 1,633 sqft
    2024-05-01 0 days 1,586 sqft
    2024-06-01 0 days 1,622 sqft
    2024-07-01 0 days 1,655 sqft
    2024-08-01 0 days 1,662 sqft
    2024-09-01 0 days 1,650 sqft
    2024-10-01 0 days 1,660 sqft
    2024-11-01 0 days 1,662 sqft
    2024-12-01 0 days 1,662 sqft
    2025-01-01 0 days 1,661 sqft
    Clewiston's median listing age (time on market) for 2025-01-01 was 0 days.

    Clewiston's median square footage for active listings during the 2025-01-01 period was 1,661 sqft. One year prior, the average listing was 1,611 sqft.