United Mortgage Corp Rates, Fees & Info
MELVILLE, NYLEI: 5493005ICQ3QGEIWV618
Tax ID: 11-3073502
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Mortgage Data
Review & Overview
United Mortgage Corp is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. United Mortgage Corp has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Scranton, Miami, and Columbus among others. We have data for 226 markets. (Some data included below & more in-depth data is available with an active subscription.)United Mortgage Corp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. United Mortgage Corp is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.82% | 3/25/24 |
| 30 Year Conventional Refi | 6.51% | 3/25/24 |
| 30 Year Cash-out Refi | 6.84% | 3/25/24 |
| 30 Year FHA Purchase | 7.41% | 3/25/24 |
| 30 Year FHA Refi | 6.98% | 3/25/24 |
| 30 Year VA Purchase | 6.33% | 3/25/24 |
| 30 Year VA Refi | 6.10% | 3/25/24 |
| 30 Year USDA Purchase | 7.09% | 3/25/24 |
| 30 Year USDA Refi | 5.65% | 3/25/24 |
| 15 Year Conventional Purchase | 6.31% | 3/25/24 |
| 15 Year Conventional Refi | 6.24% | 3/25/24 |
| 15 Year Cash-out Refi | 6.24% | 3/25/24 |
| 15 Year FHA Purchase | 7.74% | 3/25/24 |
| 15 Year FHA Refi | 5.68% | 3/25/24 |
| 15 Year VA Refi | 5.68% | 3/25/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
United Mortgage Corp Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from United Mortgage Corp. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,853Origination Dollar Volume (All Markets)
$1,023,025,000Awards
UNITED MORTGAGE CORP - 2022
UNITED MORTGAGE CORP is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
United Mortgage Corp's average 30 year fixed mortgage rate was
5.07%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.31%.
Relative Fees (Closing Costs)
United Mortgage Corp's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,431.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,385 | $651,505,000 | $470,401 | $15,082 | 5.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 213 | $50,665,000 | $237,864 | $8,124 | 4.82% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 113 | $18,405,000 | $162,876 | $8,301 | 5.67% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 47 | $17,455,000 | $371,383 | $12,458 | 5.08% |
| COLUMBUS, OH (FHA|USDA|VA) | 78 | $16,480,000 | $211,282 | $7,762 | 4.85% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 43 | $15,255,000 | $354,767 | $9,308 | 5.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 79 | $15,025,000 | $190,190 | $7,374 | 4.99% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 39 | $12,275,000 | $314,744 | $10,235 | 4.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 46 | $11,730,000 | $255,000 | $7,578 | 4.70% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 28 | $10,940,000 | $390,714 | $14,172 | 5.46% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 37 | $10,895,000 | $294,459 | $11,254 | 5.34% |
| Outside of Metro Areas | 38 | $8,040,000 | $211,579 | $8,325 | 4.79% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 22 | $7,780,000 | $353,636 | $10,934 | 4.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 22 | $7,570,000 | $344,091 | $10,400 | 4.42% |
| LOUISVILLE, KY (FHA|USDA|VA) | 36 | $6,360,000 | $176,667 | $6,241 | 4.92% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $6,175,000 | $411,667 | $14,893 | 5.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 22 | $4,860,000 | $220,909 | $9,642 | 5.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 13 | $4,765,000 | $366,538 | $12,730 | 5.58% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 15 | $4,675,000 | $311,667 | $9,572 | 4.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 15 | $4,525,000 | $301,667 | $11,219 | 4.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $4,080,000 | $408,000 | $11,264 | 4.34% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $3,735,000 | $249,000 | $7,598 | 4.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $6,778 | 4.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $3,330,000 | $277,500 | $11,261 | 4.64% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $3,160,000 | $197,500 | $6,646 | 4.87% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $11,135 | 5.61% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $8,430 | 4.58% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $12,191 | 5.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $9,887 | 5.49% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $6,734 | 4.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $10,616 | 5.80% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $7,945 | 4.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $9,054 | 4.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $9,363 | 4.80% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $12,515 | 4.53% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $10,028 | 5.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $9,797 | 4.35% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $11,148 | 5.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $8,548 | 4.98% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $8,659 | 4.76% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $11,277 | 4.95% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $7,593 | 5.48% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $8,667 | 4.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $10,575 | 5.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $8,269 | 5.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $8,776 | 5.23% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $9,092 | 5.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $7,180 | 5.85% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $28,047 | 4.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $16,886 | 5.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $9,220 | 4.53% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $12,979 | 5.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $12,095 | 5.42% |
| Concord, NH (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $11,831 | 3.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $9,206 | 4.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $8,481 | 5.70% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $8,069 | 4.88% |
| Granbury, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,367 | 5.09% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,281 | 3.69% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $8,577 | 4.66% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $12,189 | 6.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $49,320 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,544 | 5.28% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $11,874 | 4.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $44,912 | 5.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $19,612 | 5.75% |
| SALEM, OR (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $15,915 | 5.54% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $11,058 | 5.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,346 | 5.58% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,764 | 4.06% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $8,643 | 4.33% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,362 | 4.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,031 | 4.21% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,383 | 4.33% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,663 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,700 | 5.04% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,887 | 5.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,124 | 5.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,190 | 5.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,199 | 4.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,205 | 4.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,202 | 4.81% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,602 | 4.44% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,438 | 6.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,732 | 5.54% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,311 | 5.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,530 | 5.53% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,950 | 4.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $36,327 | 5.25% |
| AKRON, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $12,590 | 4.56% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,900 | 5.12% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $19,377 | 4.88% |
| Athens, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,209 | 5.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,664 | 5.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,705 | 5.31% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,137 | 4.75% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,674 | 4.81% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,507 | 5.46% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,710 | 5.88% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,391 | 4.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,930 | 4.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,939 | 4.94% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $13,604 | 4.38% |
| READING, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,148 | 4.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,763 | 5.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,601 | 5.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,092 | 4.75% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,122 | 5.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,990 | 4.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,919 | 5.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,239 | 7.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,269 | 5.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,379 | 5.31% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,615 | 5.56% |
| OCALA, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,797 | 5.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,895 | 5.63% |
| Marion, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,827 | 4.54% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,485 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,774 | 5.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,176 | 4.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,200 | 4.75% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,823 | 5.56% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,722 | 4.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,260 | 3.19% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,155 | 4.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,177 | 4.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,429 | 4.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,523 | 5.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,035 | 4.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,121 | 4.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,693 | 4.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,230 | 5.44% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,462 | 4.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,604 | 8.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,282 | 4.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,605 | 6.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,165 | 4.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,047 | 6.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,382 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,558 | 4.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,161 | 2.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,398 | 4.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,830 | 6.88% |
| Washington, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,762 | 2.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,350 | 5.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,809 | 3.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,349 | 4.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,980 | 4.75% |
| Elko, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,105 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,279 | 4.50% |
| Laconia, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,006 | 4.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,987 | 3.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,755 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,653 | 3.25% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,780 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,454 | 4.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,065 | 6.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,140 | 4.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,092 | 6.50% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,675 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,943 | 3.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,085 | 7.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $16,485 | 5.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,369 | 4.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,934 | 5.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,963 | 3.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,937 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,059 | 6.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,758 | 5.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,932 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,981 | 4.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,228 | 4.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,980 | 4.50% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,010 | 6.63% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,717 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,971 | 6.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,458 | 6.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,249 | 4.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,400 | 6.25% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,446 | 3.88% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,436 | 3.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,440 | 5.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,654 | 4.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,716 | 5.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,199 | 4.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,473 | 5.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,290 | 6.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,827 | 5.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,381 | 6.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,450 | 4.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,467 | 4.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,723 | 8.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,408 | 5.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,273 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,506 | 4.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,723 | 3.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,929 | 4.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,442 | 3.88% |
| Bedford, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,796 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,505 | 3.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,780 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,772 | 5.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,705 | 4.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,544 | 4.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,422 | 3.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,998 | 5.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,999 | 3.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,145 | 5.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,304 | 6.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,203 | 4.63% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,725 | 4.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,832 | 5.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,560 | 4.38% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,041 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,189 | 3.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,501 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,301 | 4.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,374 | 6.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,381 | 6.63% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,678 | 5.50% |
| Malone, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,829 | 5.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,945 | 6.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,149 | 5.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,804 | 3.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,084 | 6.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,025 | 4.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against UNITED MORTGAGE CORP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2022, United Mortgage Corp's most frequently originated type of loan was Conventional, with 1,974 originations. Their 2nd most popular type was FHA, with 781 originations.
Loan Reason
For 2022, United Mortgage Corp's most frequently cited loan purpose was Home Purchase, with 1,684 originations. The 2nd most popular reason was Cash Out Refi, with 975 originations.
Loan Duration/Length
For 2022, United Mortgage Corp's most frequently cited loan duration was 30 Year, with 2,656 originations. The 2nd most popular length was 15 Year, with 129 originations.
Origination Fees/Closing Costs
United Mortgage Corp's average total fees were $12,431, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,514 originations.
Interest Rates
During 2022, United Mortgage Corp's average interest rate for loans was 5.07%, while their most frequently originated rate bucket for loans was 5-6%, with 832 originations.
Loan Sizing
2022 saw United Mortgage Corp place emphasis on $200k-400k loans with 1,127 originations, totaling $334,955,000 in origination value.
Applicant Income
United Mortgage Corp lent most frequently to those with incomes in the $100k-150k range, with 885 originations. The second most popular income band? $75k-100k, with 579 originations.
Applicant Debt to Income Ratio
United Mortgage Corp lent most frequently to those with DTI ratios of 50-60%, with 391 originations. The next most common DTI ratio? 30-36%, with 376 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.72%
United Mortgage Corp has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.60%
United Mortgage Corp has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,853 | $1,023,025,000 | $358,579 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,853 | $1,023,025,000 | $358,579 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| UNITED COMMUNITY BANK | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |