Waterstone Mortgage Corporation Rates, Fees & Info
Pewaukee, WILEI: 549300GRGZDEH4ZGQS06
Tax ID: 39-2001010
4.3 stars - Updated: 4/5/25
-
out of 5 stars, based on 88 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Waterstone Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Waterstone Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albuquerque, Phoenix, Orlando, Deltona, and Dallas among others. We have data for 341 markets. (Some data included below & more in-depth data is available with an active subscription.)Waterstone Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Waterstone Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.31% | 4/5/25 |
| 30 Year Conventional Refi | 6.99% | 4/5/25 |
| 30 Year Cash-out Refi | 7.47% | 4/5/25 |
| 30 Year FHA Purchase | 7.46% | 4/5/25 |
| 30 Year FHA Refi | 7.07% | 4/5/25 |
| 30 Year VA Purchase | 6.72% | 4/5/25 |
| 30 Year VA Refi | 5.87% | 4/5/25 |
| 30 Year USDA Purchase | 7.14% | 4/5/25 |
| 15 Year Conventional Purchase | 7.34% | 4/5/25 |
| 15 Year Conventional Refi | 8.77% | 4/5/25 |
| 15 Year Cash-out Refi | 8.77% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Waterstone Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Waterstone Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,819Origination Dollar Volume (All Markets)
$2,144,295,000Awards
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Waterstone Mortgage Corporation - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Waterstone Mortgage Corporation's average 30 year fixed mortgage rate was
6.61%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.06%.
Relative Fees (Closing Costs)
Waterstone Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,882.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1,586 | $303,040,000 | $191,072 | $5,534 | 6.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 369 | $150,805,000 | $408,686 | $12,360 | 6.48% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 430 | $133,040,000 | $309,395 | $9,257 | 6.14% |
| Outside of Metro Areas | 423 | $92,055,000 | $217,624 | $7,436 | 6.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 339 | $89,445,000 | $263,850 | $9,617 | 6.10% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 201 | $86,935,000 | $432,512 | $9,833 | 6.74% |
| TULSA, OK (FHA|USDA|VA) | 289 | $71,705,000 | $248,114 | $9,226 | 6.55% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 253 | $71,595,000 | $282,984 | $6,098 | 6.30% |
| BOISE CITY, ID (FHA|USDA|VA) | 189 | $63,895,000 | $338,069 | $10,504 | 6.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 123 | $61,775,000 | $502,236 | $11,361 | 6.49% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 217 | $61,205,000 | $282,051 | $9,151 | 5.85% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 180 | $58,900,000 | $327,222 | $8,410 | 6.06% |
| SANTA FE, NM (FHA|USDA|VA) | 127 | $46,895,000 | $369,252 | $7,670 | 6.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 139 | $39,005,000 | $280,612 | $9,286 | 5.82% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 80 | $34,150,000 | $426,875 | $12,418 | 6.52% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 122 | $33,680,000 | $276,066 | $7,390 | 5.84% |
| Los Alamos, NM (FHA|USDA|VA) | 87 | $31,825,000 | $365,805 | $7,985 | 6.42% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 99 | $31,335,000 | $316,515 | $11,274 | 6.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 77 | $28,455,000 | $369,545 | $10,483 | 6.28% |
| LAS CRUCES, NM (FHA|USDA|VA) | 182 | $26,190,000 | $143,901 | $5,052 | 5.83% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 97 | $25,435,000 | $262,216 | $12,154 | 5.86% |
| ODESSA, TX (FHA|USDA|VA) | 74 | $18,990,000 | $256,622 | $11,453 | 7.01% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 45 | $17,635,000 | $391,889 | $7,418 | 7.24% |
| APPLETON, WI (FHA|USDA|VA) | 72 | $16,380,000 | $227,500 | $6,231 | 6.72% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 67 | $16,305,000 | $243,358 | $8,448 | 6.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 49 | $16,095,000 | $328,469 | $11,049 | 6.66% |
| EL PASO, TX (FHA|USDA|VA) | 61 | $16,025,000 | $262,705 | $8,590 | 6.51% |
| FARMINGTON, NM (FHA|USDA|VA) | 92 | $15,920,000 | $173,043 | $6,209 | 5.86% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 40 | $12,880,000 | $322,000 | $10,817 | 6.77% |
| STAUNTON, VA (FHA|USDA|VA) | 50 | $12,210,000 | $244,200 | $8,380 | 6.90% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 63 | $12,075,000 | $191,667 | $5,366 | 6.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $10,410,000 | $371,786 | $11,887 | 6.54% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 38 | $9,640,000 | $253,684 | $8,611 | 5.47% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 35 | $9,395,000 | $268,429 | $6,682 | 7.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 33 | $8,815,000 | $267,121 | $6,247 | 6.78% |
| KNOXVILLE, TN (FHA|USDA|VA) | 28 | $8,570,000 | $306,071 | $8,649 | 6.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 28 | $8,240,000 | $294,286 | $8,947 | 6.34% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $7,985,000 | $532,333 | $14,138 | 6.49% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $7,755,000 | $369,286 | $10,037 | 6.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $7,625,000 | $282,407 | $9,354 | 6.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 29 | $7,575,000 | $261,207 | $7,157 | 5.43% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $7,230,000 | $602,500 | $15,695 | 6.72% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 19 | $6,945,000 | $365,526 | $15,724 | 6.51% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $6,895,000 | $530,385 | $12,686 | 7.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 26 | $6,740,000 | $259,231 | $7,647 | 5.93% |
| RICHMOND, VA (FHA|USDA|VA) | 22 | $6,440,000 | $292,727 | $9,654 | 6.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 21 | $6,295,000 | $299,762 | $9,884 | 7.06% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $6,290,000 | $314,500 | $9,775 | 5.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $6,240,000 | $390,000 | $10,069 | 6.31% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 36 | $6,140,000 | $170,556 | $6,293 | 6.26% |
| MIDLAND, TX (FHA|USDA|VA) | 19 | $5,845,000 | $307,632 | $13,612 | 7.01% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $5,810,000 | $322,778 | $10,716 | 6.94% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 23 | $5,695,000 | $247,609 | $8,623 | 6.19% |
| JACKSON, MI (FHA|USDA|VA) | 31 | $5,375,000 | $173,387 | $5,286 | 7.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $5,225,000 | $348,333 | $11,222 | 6.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $5,170,000 | $517,000 | $14,302 | 6.52% |
| OCALA, FL (FHA|USDA|VA) | 20 | $4,920,000 | $246,000 | $9,361 | 6.30% |
| Concord, NH (FHA|USDA|VA) | 16 | $4,660,000 | $291,250 | $8,076 | 7.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $4,575,000 | $415,909 | $8,718 | 6.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $4,295,000 | $859,000 | $23,242 | 6.58% |
| Española, NM (FHA|USDA|VA) | 17 | $4,155,000 | $244,412 | $7,747 | 6.68% |
| Pecos, TX (FHA|USDA|VA) | 15 | $3,865,000 | $257,667 | $10,129 | 6.67% |
| Gallup, NM (FHA|USDA|VA) | 29 | $3,795,000 | $130,862 | $5,074 | 6.03% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,745,000 | $340,455 | $10,839 | 6.43% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $8,823 | 6.89% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $6,638 | 6.65% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $3,235,000 | $647,000 | $14,880 | 7.37% |
| Taos, NM (FHA|USDA|VA) | 8 | $3,220,000 | $402,500 | $8,703 | 7.46% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $3,165,000 | $633,000 | $16,019 | 7.62% |
| Las Vegas, NM (FHA|USDA|VA) | 18 | $3,110,000 | $172,778 | $4,536 | 5.86% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $8,512 | 6.33% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $2,935,000 | $154,474 | $5,701 | 7.19% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $9,061 | 7.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $10,529 | 7.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $2,800,000 | $233,333 | $7,679 | 7.55% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $12,271 | 6.52% |
| Andrews, TX (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $13,434 | 6.78% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $10,362 | 6.86% |
| DOVER, DE (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $14,070 | 6.98% |
| Alamogordo, NM (FHA|USDA|VA) | 20 | $2,630,000 | $131,500 | $5,184 | 6.35% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $5,497 | 7.54% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 19 | $2,505,000 | $131,842 | $5,985 | 7.10% |
| Keene, NH (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $6,877 | 7.08% |
| Greenwood, SC (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $9,479 | 6.87% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $10,066 | 6.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 5 | $2,335,000 | $467,000 | $11,860 | 7.08% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $12,035 | 7.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $13,735 | 6.96% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $6,426 | 7.91% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $9,919 | 7.09% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $12,704 | 7.68% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $6,814 | 6.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $2,070,000 | $517,500 | $11,756 | 7.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $8,468 | 6.72% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $10,268 | 6.96% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $9,238 | 6.43% |
| TYLER, TX (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $9,861 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $12,561 | 6.63% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $6,376 | 7.21% |
| Sunbury, PA (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $7,583 | 7.18% |
| Laconia, NH (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $5,857 | 7.23% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $7,130 | 6.95% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $8,939 | 4.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $7,976 | 7.14% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $4,615 | 6.89% |
| Stevens Point, WI (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $6,314 | 6.97% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $14,268 | 6.69% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $7,614 | 6.71% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $16,824 | 6.58% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $14,019 | 7.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $4,006 | 6.90% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $6,333 | 4.66% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $9,996 | 7.06% |
| Manitowoc, WI (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $5,029 | 6.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $8,835 | 6.75% |
| Clewiston, FL (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $9,662 | 4.69% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $9,752 | 6.84% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $4,963 | 5.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $9,126 | 5.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $11,942 | 6.81% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $20,341 | 5.93% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $6,255 | 7.41% |
| Shawano, WI (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,625 | 7.00% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $14,688 | 7.12% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $11,276 | 6.72% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,868 | 7.34% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $16,105 | 7.21% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $2,556 | 6.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $16,576 | 6.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $11,083 | 6.71% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $10,680 | 7.02% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $8,190 | 7.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $13,345 | 6.56% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,715 | 6.40% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $11,381 | 7.31% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $12,104 | 7.19% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $7,341 | 6.59% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $7,039 | 6.47% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $9,907 | 6.46% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,437 | 5.45% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $10,323 | 6.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,316 | 7.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $8,432 | 6.75% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $10,308 | 7.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $6,904 | 7.88% |
| Lufkin, TX (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $9,816 | 6.92% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $5,344 | 6.16% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,424 | 6.84% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,375 | 6.91% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $8,498 | 7.31% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $12,922 | 6.37% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $11,447 | 6.54% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $13,215 | 6.18% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,813 | 7.98% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,685 | 6.63% |
| Deming, NM (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $4,007 | 5.98% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $15,840 | 7.38% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,066 | 7.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $3,463 | 6.70% |
| Hobbs, NM (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,327 | 5.85% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,359 | 6.23% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $11,630 | 6.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,951 | 7.84% |
| Durant, OK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $15,352 | 7.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,906 | 6.47% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,050 | 7.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,071 | 6.99% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,211 | 7.25% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,687 | 7.33% |
| RACINE, WI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,132 | 7.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $17,306 | 6.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $14,920 | 6.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $12,952 | 7.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $19,597 | 7.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $20,130 | 7.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,237 | 6.66% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,616 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,965 | 7.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $5,094 | 6.69% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,089 | 7.43% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,841 | 6.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $14,601 | 7.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $12,237 | 5.99% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,069 | 6.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $10,832 | 6.71% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,036 | 7.00% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $17,312 | 6.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $10,763 | 6.62% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,972 | 6.94% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,137 | 6.75% |
| Silver City, NM (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $4,170 | 6.48% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $11,971 | 6.83% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,143 | 6.81% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $14,741 | 8.00% |
| MADISON, WI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $8,849 | 7.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $9,154 | 6.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,361 | 7.13% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,536 | 7.31% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,622 | 7.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,933 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,795 | 6.69% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $20,955 | 5.75% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,033 | 6.75% |
| Payson, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,677 | 6.06% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,916 | 7.38% |
| DALTON, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,226 | 6.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $22,370 | 8.38% |
| Palatka, FL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,842 | 7.47% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $18,015 | 6.00% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,532 | 6.44% |
| Elk City, OK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,247 | 6.81% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,719 | 7.99% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,171 | 7.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $21,553 | 6.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,572 | 8.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,066 | 6.63% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,235 | 6.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,736 | 7.00% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,080 | 8.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,261 | 7.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,708 | 7.13% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,985 | 6.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,769 | 6.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,254 | 7.19% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,864 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,675 | 6.99% |
| Centralia, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,257 | 7.13% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,486 | 6.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,663 | 6.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,546 | 6.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,851 | 6.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,528 | 7.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,462 | 5.99% |
| Union, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,252 | 7.44% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,596 | 7.75% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,502 | 6.66% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,020 | 6.69% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,857 | 6.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,079 | 6.63% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,257 | 6.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,823 | 6.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,336 | 7.25% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,041 | 8.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,542 | 5.99% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,225 | 6.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,832 | 7.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,544 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,884 | 6.88% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,702 | 6.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,540 | 6.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,832 | 5.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,210 | 6.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,303 | 5.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,866 | 7.13% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,539 | 6.25% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,920 | 6.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,825 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,307 | 6.75% |
| Roswell, NM (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $1,544 | 4.58% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,366 | 6.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,694 | 6.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,007 | 5.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,059 | 6.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,562 | 6.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,808 | 7.63% |
| Central City, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,346 | 6.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,047 | 7.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,454 | 6.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,885 | 7.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,336 | 7.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,145 | 6.99% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,726 | 4.54% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,340 | 6.63% |
| Danville, VA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,277 | 5.54% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,590 | 6.99% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,948 | 6.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,633 | 6.50% |
| Carroll, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,240 | 7.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,230 | 6.38% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,605 | 7.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,062 | 6.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,027 | 7.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,615 | 6.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,843 | 5.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,885 | 6.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,304 | 6.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,891 | 6.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,621 | 6.63% |
| Rutland, VT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,648 | 7.63% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,352 | 4.87% |
| Hereford, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,521 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,127 | 6.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,808 | 6.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,586 | 7.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,705 | 7.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,877 | 7.13% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,451 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,306 | 5.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,122 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,727 | 5.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,188 | 5.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,341 | 7.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,320 | 7.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,499 | 7.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,661 | 7.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,501 | 6.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,863 | 7.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,057 | 6.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,292 | 6.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,528 | 6.63% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,661 | 6.38% |
| Grants, NM (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,097 | 6.94% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,829 | 6.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,302 | 6.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,484 | 6.63% |
| Ruston, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,733 | 7.13% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,483 | 7.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,320 | 7.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,477 | 7.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,023 | 7.63% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,619 | 6.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,454 | 7.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,829 | 7.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,197 | 6.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,561 | 8.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,971 | 6.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,101 | 6.99% |
| Miami, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,859 | 6.00% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,530 | 7.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,011 | 7.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,746 | 5.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,014 | 7.75% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,832 | 8.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,402 | 6.13% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,481 | 7.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,441 | 7.63% |
| McAlester, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,467 | 6.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,863 | 6.99% |
| Ada, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
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Product Mix
For 2024, Waterstone Mortgage Corporation's most frequently originated type of loan was Conventional, with 5,320 originations. Their 2nd most popular type was FHA, with 1,839 originations.
Loan Reason
For 2024, Waterstone Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 7,231 originations. The 2nd most popular reason was Cash Out Refi, with 389 originations.
Loan Duration/Length
For 2024, Waterstone Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,961 originations. The 2nd most popular length was 15 Year, with 384 originations.
Origination Fees/Closing Costs
Waterstone Mortgage Corporation's average total fees were $8,882, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,403 originations.
Interest Rates
During 2024, Waterstone Mortgage Corporation's average interest rate for loans was 6.61%, while their most frequently originated rate bucket for loans was 6-7%, with 3,702 originations.
Loan Sizing
2024 saw Waterstone Mortgage Corporation place emphasis on $200k-400k loans with 3,705 originations, totaling $1,079,615,000 in origination value.
Applicant Income
Waterstone Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,015 originations. The second most popular income band? $100k-150k, with 1,772 originations.
Applicant Debt to Income Ratio
Waterstone Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,088 originations. The next most common DTI ratio? 20-30%, with 802 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.53%
Waterstone Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination69.10%
Waterstone Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,819 | $2,144,295,000 | $274,242 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,819 | $2,144,295,000 | $274,242 |