Mid America Mortgage Rates, Fees & Info
ROCKY RIVER, OHLEI: 54930049L5WINET09Q97
Tax ID: 34-1716542
4.9 stars
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Mortgage Data
Overview
Mid America Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Mid America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others. Mid America Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Mid America Mortgage is typically an average fee lendor.Originations
20,416Origination Dollar Volume (All Markets)
$5,111,530,000Awards
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MID AMERICA MORTGAGE - 2021
MID AMERICA MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Mid America Mortgage 's average 30 year fixed rate mortgage of loans were
3.16%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.01%.
Relative Fees
Mid America Mortgage 's average total fees for a 30 year fixed rate
mortgage are $4,774.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,791 | $829,565,000 | $297,229 | $5,767 | 3.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,087 | $571,415,000 | $273,797 | $6,057 | 3.20% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 854 | $288,370,000 | $337,670 | $5,789 | 3.11% |
| Outside of Metro Areas | 1,072 | $189,980,000 | $177,220 | $4,450 | 3.26% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 348 | $185,990,000 | $534,454 | $5,205 | 2.79% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 402 | $118,720,000 | $295,323 | $3,937 | 2.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 374 | $110,790,000 | $296,230 | $8,235 | 3.23% |
| FLINT, MI (FHA|USDA|VA) | 700 | $110,560,000 | $157,943 | $3,883 | 3.53% |
| TOLEDO, OH (FHA|USDA|VA) | 515 | $109,475,000 | $212,573 | $2,810 | 2.88% |
| Hilo, HI (FHA|USDA|VA) | 303 | $101,215,000 | $334,043 | $4,551 | 3.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 363 | $92,195,000 | $253,981 | $3,120 | 2.97% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 376 | $87,150,000 | $231,782 | $3,205 | 3.29% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 155 | $75,605,000 | $487,774 | $3,731 | 2.94% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 344 | $70,870,000 | $206,017 | $3,865 | 3.16% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 270 | $66,800,000 | $247,407 | $4,356 | 3.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 258 | $53,640,000 | $207,907 | $3,887 | 3.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 195 | $46,665,000 | $239,308 | $5,538 | 2.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 133 | $44,115,000 | $331,692 | $3,309 | 2.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 188 | $43,780,000 | $232,872 | $4,046 | 2.93% |
| BATON ROUGE, LA (FHA|USDA|VA) | 205 | $42,785,000 | $208,707 | $5,354 | 3.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 141 | $41,495,000 | $294,291 | $3,758 | 2.48% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 205 | $41,425,000 | $202,073 | $5,692 | 3.47% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 104 | $40,670,000 | $391,058 | $4,374 | 2.90% |
| LAFAYETTE, LA (FHA|USDA|VA) | 215 | $40,585,000 | $188,767 | $4,287 | 3.01% |
| Alamogordo, NM (FHA|USDA|VA) | 170 | $36,240,000 | $213,176 | $3,891 | 2.84% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 119 | $35,535,000 | $298,613 | $6,524 | 3.24% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 185 | $33,615,000 | $181,703 | $3,805 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 150 | $33,570,000 | $223,800 | $4,002 | 2.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 91 | $32,855,000 | $361,044 | $4,012 | 2.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 86 | $30,090,000 | $349,884 | $4,828 | 3.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 75 | $26,755,000 | $356,733 | $3,223 | 2.95% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 74 | $26,460,000 | $357,568 | $5,560 | 2.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 120 | $25,790,000 | $214,917 | $15,589 | 3.21% |
| FORT WAYNE, IN (FHA|USDA|VA) | 130 | $24,630,000 | $189,462 | $3,309 | 3.60% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 127 | $24,585,000 | $193,583 | $4,825 | 3.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 127 | $22,905,000 | $180,354 | $3,950 | 3.03% |
| RICHMOND, VA (FHA|USDA|VA) | 86 | $22,680,000 | $263,721 | $4,386 | 3.24% |
| Mountain Home, AR (FHA|USDA|VA) | 136 | $22,510,000 | $165,515 | $3,264 | 2.96% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 143 | $21,885,000 | $153,042 | $3,842 | 3.35% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 41 | $19,415,000 | $473,537 | $4,387 | 2.81% |
| WHEELING, WV-OH (FHA|USDA|VA) | 127 | $19,405,000 | $152,795 | $4,054 | 3.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 53 | $19,115,000 | $360,660 | $4,299 | 2.95% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 56 | $18,440,000 | $329,286 | $3,719 | 2.72% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 64 | $17,450,000 | $272,656 | $5,123 | 2.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 64 | $17,310,000 | $270,469 | $9,063 | 2.98% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 70 | $17,050,000 | $243,571 | $4,929 | 3.12% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 69 | $16,935,000 | $245,435 | $3,555 | 3.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 58 | $16,420,000 | $283,103 | $5,907 | 3.35% |
| TULSA, OK (FHA|USDA|VA) | 78 | $16,340,000 | $209,487 | $4,883 | 3.12% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 32 | $15,880,000 | $496,250 | $4,299 | 2.93% |
| HAMMOND, LA (FHA|USDA|VA) | 85 | $15,165,000 | $178,412 | $4,461 | 3.20% |
| Cañon City, CO (FHA|USDA|VA) | 59 | $15,115,000 | $256,186 | $2,948 | 2.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 66 | $14,440,000 | $218,788 | $3,332 | 3.02% |
| SAGINAW, MI (FHA|USDA|VA) | 95 | $13,765,000 | $144,895 | $3,658 | 3.62% |
| AKRON, OH (FHA|USDA|VA) | 81 | $13,175,000 | $162,654 | $4,541 | 2.91% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 29 | $13,095,000 | $451,552 | $6,391 | 2.78% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 42 | $12,920,000 | $307,619 | $2,871 | 3.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 42 | $12,650,000 | $301,190 | $3,704 | 2.95% |
| MONROE, MI (FHA|USDA|VA) | 60 | $12,380,000 | $206,333 | $2,559 | 2.92% |
| EL PASO, TX (FHA|USDA|VA) | 59 | $11,585,000 | $196,356 | $4,285 | 3.11% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 77 | $11,455,000 | $148,766 | $2,431 | 3.27% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 45 | $11,245,000 | $249,889 | $4,385 | 2.97% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 56 | $11,140,000 | $198,929 | $3,698 | 3.08% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 58 | $11,080,000 | $191,034 | $3,442 | 2.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 68 | $10,670,000 | $156,912 | $3,383 | 3.31% |
| Elk City, OK (FHA|USDA|VA) | 67 | $10,345,000 | $154,403 | $4,402 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 49 | $10,265,000 | $209,490 | $2,957 | 3.45% |
| COLUMBUS, OH (FHA|USDA|VA) | 44 | $10,080,000 | $229,091 | $3,897 | 3.01% |
| MIDLAND, TX (FHA|USDA|VA) | 35 | $9,795,000 | $279,857 | $5,383 | 3.14% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 44 | $9,710,000 | $220,682 | $2,917 | 2.91% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 48 | $9,080,000 | $189,167 | $3,653 | 3.23% |
| FARMINGTON, NM (FHA|USDA|VA) | 44 | $8,900,000 | $202,273 | $4,046 | 2.93% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 41 | $8,755,000 | $213,537 | $2,892 | 2.94% |
| ANCHORAGE, AK (FHA|USDA|VA) | 28 | $8,750,000 | $312,500 | $4,622 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 56 | $8,270,000 | $147,679 | $6,002 | 3.34% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 31 | $8,175,000 | $263,710 | $6,642 | 3.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 33 | $8,135,000 | $246,515 | $3,981 | 2.97% |
| LONGVIEW, TX (FHA|USDA|VA) | 37 | $8,045,000 | $217,432 | $4,764 | 3.15% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 24 | $8,030,000 | $334,583 | $4,077 | 3.15% |
| Granbury, TX (FHA|USDA|VA) | 32 | $7,870,000 | $245,938 | $5,455 | 3.21% |
| Del Rio, TX (FHA|USDA|VA) | 35 | $7,575,000 | $216,429 | $5,567 | 3.24% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 16 | $7,450,000 | $465,625 | $3,466 | 2.69% |
| LAREDO, TX (FHA|USDA|VA) | 30 | $7,250,000 | $241,667 | $5,455 | 3.48% |
| Harrison, AR (FHA|USDA|VA) | 38 | $7,220,000 | $190,000 | $3,363 | 3.04% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $7,200,000 | $276,923 | $4,113 | 2.84% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 41 | $7,175,000 | $175,000 | $3,246 | 3.23% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 30 | $7,150,000 | $238,333 | $4,122 | 2.90% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 24 | $7,130,000 | $297,083 | $3,531 | 3.29% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 42 | $7,080,000 | $168,571 | $2,051 | 2.37% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 41 | $6,885,000 | $167,927 | $3,917 | 3.06% |
| WICHITA, KS (FHA|USDA|VA) | 41 | $6,795,000 | $165,732 | $4,607 | 3.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 37 | $6,725,000 | $181,757 | $4,985 | 2.71% |
| BELLINGHAM, WA (FHA|USDA|VA) | 20 | $6,690,000 | $334,500 | $4,323 | 2.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 32 | $6,590,000 | $205,938 | $3,877 | 3.07% |
| Warsaw, IN (FHA|USDA|VA) | 27 | $6,215,000 | $230,185 | $3,196 | 3.57% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 36 | $6,210,000 | $172,500 | $3,747 | 2.98% |
| TYLER, TX (FHA|USDA|VA) | 22 | $5,810,000 | $264,091 | $3,788 | 2.99% |
| TUCSON, AZ (FHA|USDA|VA) | 28 | $5,760,000 | $205,714 | $3,123 | 2.99% |
| Coshocton, OH (FHA|USDA|VA) | 46 | $5,740,000 | $124,783 | $4,813 | 3.46% |
| GREELEY, CO (FHA|USDA|VA) | 17 | $5,725,000 | $336,765 | $7,691 | 3.39% |
| WACO, TX (FHA|USDA|VA) | 23 | $5,605,000 | $243,696 | $4,065 | 3.28% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 24 | $5,560,000 | $231,667 | $7,253 | 3.18% |
| SALEM, OR (FHA|USDA|VA) | 17 | $5,385,000 | $316,765 | $4,934 | 3.01% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 14 | $5,380,000 | $384,286 | $5,340 | 2.95% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 21 | $5,365,000 | $255,476 | $4,576 | 3.07% |
| BILLINGS, MT (FHA|USDA|VA) | 21 | $5,355,000 | $255,000 | $4,583 | 3.17% |
| Cambridge, OH (FHA|USDA|VA) | 37 | $5,315,000 | $143,649 | $4,579 | 3.24% |
| REDDING, CA (FHA|USDA|VA) | 20 | $5,240,000 | $262,000 | $4,696 | 2.97% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $5,200,000 | $260,000 | $5,153 | 2.96% |
| Mount Airy, NC (FHA|USDA|VA) | 33 | $5,185,000 | $157,121 | $3,234 | 2.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 25 | $5,145,000 | $205,800 | $3,883 | 2.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 28 | $5,090,000 | $181,786 | $3,654 | 3.08% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $5,040,000 | $420,000 | $6,023 | 2.98% |
| Mount Pleasant, MI (FHA|USDA|VA) | 33 | $4,995,000 | $151,364 | $3,684 | 3.44% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $4,930,000 | $308,125 | $5,122 | 3.19% |
| Athens, TX (FHA|USDA|VA) | 21 | $4,825,000 | $229,762 | $6,301 | 3.44% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 25 | $4,805,000 | $192,200 | $2,988 | 3.43% |
| MIDLAND, MI (FHA|USDA|VA) | 27 | $4,775,000 | $176,852 | $3,718 | 3.51% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 12 | $4,710,000 | $392,500 | $3,721 | 2.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $4,670,000 | $259,444 | $3,197 | 2.85% |
| SANTA FE, NM (FHA|USDA|VA) | 14 | $4,600,000 | $328,571 | $5,554 | 3.14% |
| Traverse City, MI (FHA|USDA|VA) | 19 | $4,485,000 | $236,053 | $2,890 | 3.10% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $3,970 | 3.03% |
| LAS CRUCES, NM (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $4,176 | 3.07% |
| Sandusky, OH (FHA|USDA|VA) | 25 | $4,215,000 | $168,600 | $6,604 | 3.15% |
| Altus, OK (FHA|USDA|VA) | 22 | $4,210,000 | $191,364 | $3,715 | 3.03% |
| New Castle, IN (FHA|USDA|VA) | 34 | $4,200,000 | $123,529 | $3,113 | 3.23% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 19 | $4,185,000 | $220,263 | $5,410 | 3.08% |
| Opelousas, LA (FHA|USDA|VA) | 27 | $4,175,000 | $154,630 | $3,661 | 3.12% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 22 | $4,170,000 | $189,545 | $2,833 | 2.83% |
| LAWTON, OK (FHA|USDA|VA) | 27 | $4,165,000 | $154,259 | $4,118 | 3.24% |
| CHICO, CA (FHA|USDA|VA) | 14 | $4,130,000 | $295,000 | $5,863 | 3.18% |
| Tahlequah, OK (FHA|USDA|VA) | 23 | $3,945,000 | $171,522 | $4,727 | 3.23% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $4,631 | 3.05% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 19 | $3,885,000 | $204,474 | $3,738 | 2.71% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $3,865,000 | $227,353 | $3,465 | 3.08% |
| Zanesville, OH (FHA|USDA|VA) | 25 | $3,825,000 | $153,000 | $4,986 | 3.18% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 17 | $3,815,000 | $224,412 | $4,267 | 3.46% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 18 | $3,810,000 | $211,667 | $2,856 | 2.99% |
| Gainesville, TX (FHA|USDA|VA) | 16 | $3,810,000 | $238,125 | $5,782 | 3.34% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 24 | $3,790,000 | $157,917 | $3,158 | 2.99% |
| Auburn, IN (FHA|USDA|VA) | 18 | $3,660,000 | $203,333 | $3,875 | 3.36% |
| Fremont, OH (FHA|USDA|VA) | 24 | $3,560,000 | $148,333 | $3,124 | 3.09% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 20 | $3,550,000 | $177,500 | $3,433 | 3.44% |
| Greenville, OH (FHA|USDA|VA) | 28 | $3,510,000 | $125,357 | $4,701 | 2.99% |
| Durant, OK (FHA|USDA|VA) | 17 | $3,445,000 | $202,647 | $4,246 | 3.32% |
| AMARILLO, TX (FHA|USDA|VA) | 18 | $3,430,000 | $190,556 | $3,696 | 2.94% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 11 | $3,415,000 | $310,455 | $6,096 | 3.11% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $2,782 | 2.79% |
| Kendallville, IN (FHA|USDA|VA) | 17 | $3,385,000 | $199,118 | $3,157 | 3.96% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $2,971 | 2.94% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 9 | $3,275,000 | $363,889 | $4,028 | 3.28% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $6,110 | 3.22% |
| Aberdeen, WA (FHA|USDA|VA) | 15 | $3,195,000 | $213,000 | $4,538 | 3.26% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $3,175,000 | $244,231 | $2,574 | 2.84% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $3,150,000 | $262,500 | $4,118 | 2.91% |
| BAY CITY, MI (FHA|USDA|VA) | 26 | $3,030,000 | $116,538 | $3,576 | 3.48% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $7,451 | 3.29% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $3,484 | 2.84% |
| Batesville, AR (FHA|USDA|VA) | 20 | $3,020,000 | $151,000 | $2,979 | 3.23% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 12 | $3,000,000 | $250,000 | $3,879 | 2.90% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $4,174 | 3.11% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $6,155 | 2.79% |
| OCALA, FL (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $6,458 | 3.29% |
| Salina, KS (FHA|USDA|VA) | 22 | $2,940,000 | $133,636 | $2,006 | 3.27% |
| Shawnee, OK (FHA|USDA|VA) | 16 | $2,890,000 | $180,625 | $3,833 | 3.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $5,700 | 2.95% |
| LUBBOCK, TX (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $3,337 | 2.96% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 15 | $2,745,000 | $183,000 | $2,688 | 3.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,740,000 | $274,000 | $6,453 | 3.19% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $2,720,000 | $170,000 | $2,665 | 2.98% |
| Danville, KY (FHA|USDA|VA) | 13 | $2,655,000 | $204,231 | $3,954 | 3.52% |
| Cullowhee, NC (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $4,710 | 2.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $1,804 | 2.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $6,820 | 3.21% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $2,037 | 2.76% |
| Bogalusa, LA (FHA|USDA|VA) | 18 | $2,590,000 | $143,889 | $4,723 | 3.28% |
| Gallup, NM (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $3,652 | 2.84% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $2,850 | 2.88% |
| Outside of Metro Areas | 8 | $2,520,000 | $315,000 | $5,552 | 3.42% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $3,568 | 3.06% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $2,440,000 | $135,556 | $3,777 | 2.53% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $4,273 | 3.09% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,415,000 | $483,000 | $9,763 | 3.11% |
| Richmond, IN (FHA|USDA|VA) | 19 | $2,395,000 | $126,053 | $4,328 | 2.70% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $7,671 | 3.52% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 20 | $2,380,000 | $119,000 | $4,085 | 3.46% |
| ABILENE, TX (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $5,305 | 3.30% |
| MOBILE, AL (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $2,537 | 2.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $2,427 | 2.85% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $3,635 | 3.36% |
| Bonham, TX (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $4,587 | 3.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $7,583 | 3.11% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $3,409 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $7,425 | 2.58% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $2,635 | 2.84% |
| McAlester, OK (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $4,614 | 3.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 15 | $2,235,000 | $149,000 | $3,479 | 3.17% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $6,384 | 3.30% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $5,603 | 2.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $2,964 | 2.71% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $3,347 | 3.12% |
| West Plains, MO (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $2,654 | 3.02% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $2,783 | 2.69% |
| MONTGOMERY, AL (FHA|USDA|VA) | 13 | $2,065,000 | $158,846 | $1,487 | 2.59% |
| Dyersburg, TN (FHA|USDA|VA) | 15 | $2,035,000 | $135,667 | $6,045 | 3.40% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 12 | $2,010,000 | $167,500 | $2,464 | 3.25% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $4,931 | 3.08% |
| Adrian, MI (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $2,394 | 3.16% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $5,197 | 4.02% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,163 | 2.74% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,084 | 3.06% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $4,409 | 3.21% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $4,022 | 2.89% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $2,994 | 2.91% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,997 | 3.06% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $5,499 | 3.28% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $5,685 | 2.90% |
| DeRidder, LA (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $3,953 | 3.11% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $3,393 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,496 | 3.71% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $9,113 | 3.31% |
| Weatherford, OK (FHA|USDA|VA) | 14 | $1,600,000 | $114,286 | $3,899 | 3.18% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $3,374 | 2.55% |
| Centralia, WA (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,415 | 3.16% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $2,064 | 2.77% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $7,745 | 3.34% |
| FARGO, ND-MN (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,156 | 3.16% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $2,985 | 2.84% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $2,883 | 3.40% |
| DULUTH, MN-WI (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $2,725 | 2.63% |
| BISMARCK, ND (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $3,926 | 3.21% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $5,029 | 3.18% |
| JOPLIN, MO (FHA|USDA|VA) | 11 | $1,495,000 | $135,909 | $3,825 | 3.31% |
| Shelton, WA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $5,094 | 3.35% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $3,706 | 3.14% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,075 | 2.96% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,725 | 2.89% |
| Morgan City, LA (FHA|USDA|VA) | 11 | $1,455,000 | $132,273 | $3,301 | 3.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $3,321 | 2.96% |
| AMES, IA (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $2,345 | 2.86% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $2,602 | 3.00% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $3,910 | 3.16% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $4,875 | 2.63% |
| Muskogee, OK (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $3,727 | 3.25% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $6,062 | 3.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $6,834 | 3.09% |
| Lumberton, NC (FHA|USDA|VA) | 11 | $1,385,000 | $125,909 | $3,600 | 3.17% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,955 | 2.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $4,203 | 2.74% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $7,678 | 3.36% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $2,781 | 2.87% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $5,853 | 3.22% |
| Blackfoot, ID (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $3,396 | 3.20% |
| Palestine, TX (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,030 | 3.12% |
| Van Wert, OH (FHA|USDA|VA) | 12 | $1,350,000 | $112,500 | $4,885 | 3.19% |
| Ketchikan, AK (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,420 | 3.06% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,242 | 3.05% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $3,285 | 2.95% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $2,745 | 2.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,202 | 2.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $2,814 | 3.03% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $3,545 | 3.12% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $2,690 | 3.09% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $3,945 | 2.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,878 | 3.31% |
| Port Angeles, WA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,678 | 3.06% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,728 | 3.28% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $3,662 | 2.81% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $5,376 | 3.09% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,402 | 3.06% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,586 | 2.66% |
| Murray, KY (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,054 | 3.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,461 | 2.06% |
| Brenham, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,454 | 3.32% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,053 | 3.19% |
| Ada, OK (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,459 | 2.90% |
| Holland, MI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,463 | 3.35% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $1,689 | 2.60% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,604 | 3.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $4,756 | 3.46% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,786 | 3.69% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,314 | 2.84% |
| Jennings, LA (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $3,891 | 3.05% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $2,316 | 3.16% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,590 | 2.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,676 | 3.05% |
| Hillsdale, MI (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,264 | 3.06% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,979 | 2.96% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,072 | 2.98% |
| Paris, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,539 | 3.00% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,668 | 3.53% |
| Scottsburg, IN (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $1,942 | 3.27% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,549 | 3.30% |
| Norwalk, OH (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $4,021 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $8,336 | 3.16% |
| El Campo, TX (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,570 | 2.77% |
| Cadillac, MI (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $2,748 | 3.52% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,271 | 3.10% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,121 | 2.25% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,851 | 2.76% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,965 | 3.00% |
| Española, NM (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,040 | 3.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,427 | 2.69% |
| RACINE, WI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,143 | 2.97% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,355 | 2.61% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $1,575 | 2.10% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $6,468 | 2.69% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,012 | 3.31% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,091 | 3.40% |
| Connersville, IN (FHA|USDA|VA) | 11 | $945,000 | $85,909 | $3,965 | 3.14% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,305 | 2.79% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $4,815 | 3.14% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $1,537 | 2.94% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,069 | 2.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,656 | 3.02% |
| LIMA, OH (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $3,460 | 3.05% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,130 | 3.08% |
| Sidney, OH (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,420 | 3.02% |
| Wapakoneta, OH (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $3,951 | 3.14% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $4,065 | 3.02% |
| MADERA, CA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,151 | 2.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,531 | 2.58% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $1,843 | 3.03% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,404 | 2.66% |
| Atmore, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,624 | 3.09% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,039 | 3.09% |
| Searcy, AR (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $3,748 | 3.54% |
| Alma, MI (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $3,387 | 3.52% |
| Clovis, NM (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,022 | 3.59% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,840 | 2.81% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,214 | 2.79% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $2,930 | 2.93% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,106 | 2.81% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,703 | 2.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,445 | 3.17% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,916 | 2.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,170 | 2.42% |
| BEND, OR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,274 | 3.13% |
| NAPA, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,929 | 3.06% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,256 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,603 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,583 | 2.93% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,491 | 2.94% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $10,098 | 4.00% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,918 | 3.67% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $4,623 | 3.29% |
| Aberdeen, SD (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,552 | 3.03% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,389 | 3.41% |
| Mayfield, KY (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $3,479 | 3.13% |
| Marietta, OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,356 | 3.41% |
| Jesup, GA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,303 | 3.20% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,345 | 2.84% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $20,569 | 3.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,783 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,126 | 3.08% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $1,743 | 2.81% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,133 | 3.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,879 | 2.89% |
| Laramie, WY (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,580 | 3.08% |
| Wooster, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,301 | 3.31% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,453 | 3.29% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,727 | 3.20% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,823 | 2.70% |
| Peru, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,392 | 3.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,663 | 3.17% |
| RENO, NV (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,939 | 2.98% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,995 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,558 | 2.85% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,431 | 3.03% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $1,786 | 2.56% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,783 | 3.12% |
| Branson, MO (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,687 | 3.13% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,132 | 2.80% |
| Marion, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,381 | 2.83% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,323 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,913 | 2.52% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,827 | 3.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,402 | 3.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,887 | 3.78% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,147 | 2.97% |
| Williston, ND (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,124 | 3.19% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $1,769 | 2.91% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,616 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,852 | 3.11% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,281 | 2.75% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,078 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,919 | 2.65% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,085 | 2.58% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,169 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,698 | 2.79% |
| Dickinson, ND (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,619 | 3.29% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,263 | 2.94% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,091 | 2.56% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,272 | 3.31% |
| Picayune, MS (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,042 | 3.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,109 | 2.90% |
| Celina, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,472 | 3.08% |
| Crossville, TN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,794 | 3.09% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,204 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,626 | 2.71% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,419 | 2.50% |
| Huntington, IN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,991 | 3.53% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,193 | 2.61% |
| Alice, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,583 | 3.06% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,666 | 3.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,147 | 4.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,291 | 3.59% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,477 | 2.75% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,157 | 3.54% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,195 | 2.50% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $1,738 | 2.52% |
| Juneau, AK (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,379 | 2.50% |
| Dublin, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,080 | 2.67% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,853 | 3.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,252 | 3.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,246 | 3.44% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,536 | 3.33% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,248 | 3.29% |
| Craig, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,970 | 3.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,944 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,196 | 3.19% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,327 | 2.81% |
| Union City, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,009 | 3.53% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,278 | 2.75% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,237 | 3.22% |
| Payson, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,226 | 2.69% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,084 | 2.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,208 | 3.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,540 | 2.63% |
| Roswell, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,005 | 2.88% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,612 | 2.60% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,137 | 2.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,759 | 3.44% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,824 | 4.00% |
| READING, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,138 | 2.94% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,341 | 3.29% |
| Rockport, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,303 | 2.74% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,243 | 3.21% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $1,396 | 2.47% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,836 | 2.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,304 | 3.31% |
| Findlay, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,091 | 2.56% |
| Riverton, WY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,179 | 3.31% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,158 | 2.11% |
| Newport, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,448 | 2.83% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $9,377 | 3.33% |
| Miami, OK (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $3,633 | 3.48% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,728 | 3.19% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,390 | 2.87% |
| Albertville, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,883 | 2.75% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,104 | 2.50% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,863 | 4.06% |
| Duncan, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,868 | 3.00% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,664 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,815 | 3.69% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,872 | 2.69% |
| Danville, VA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,263 | 2.86% |
| Sanford, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,146 | 2.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,333 | 3.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,850 | 2.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,800 | 2.31% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,654 | 3.69% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,234 | 3.19% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,728 | 3.19% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,100 | 3.56% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,440 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,289 | 3.00% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,692 | 3.38% |
| Heber, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,693 | 2.75% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,062 | 3.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,282 | 3.13% |
| Parsons, KS (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $3,572 | 3.59% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,729 | 3.31% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,006 | 2.88% |
| Grants, NM (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,191 | 3.00% |
| Elko, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,551 | 3.00% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,689 | 2.83% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,686 | 2.75% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,272 | 3.00% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,394 | 3.31% |
| Plainview, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,125 | 3.44% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,885 | 3.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,162 | 3.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,225 | 3.13% |
| Wabash, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,662 | 4.00% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,461 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,617 | 2.88% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,148 | 3.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,394 | 3.38% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,308 | 3.38% |
| Lake City, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,556 | 2.88% |
| MONROE, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,010 | 3.31% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,081 | 3.06% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,653 | 3.06% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,514 | 3.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,135 | 2.69% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,754 | 3.31% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,832 | 2.56% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,803 | 2.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,111 | 2.88% |
| Beeville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,302 | 4.00% |
| NILES, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,977 | 2.98% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,696 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,140 | 3.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,544 | 2.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,963 | 3.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,552 | 2.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,485 | 2.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,949 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,991 | 3.37% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,208 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,343 | 3.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,909 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $1,767 | 3.08% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,756 | 3.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,157 | 3.31% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,667 | 4.06% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,597 | 4.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,540 | 4.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,139 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,453 | 3.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,069 | 2.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,264 | 3.06% |
| Sonora, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,909 | 3.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,443 | 3.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,520 | 4.25% |
| Minot, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,195 | 3.38% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 1.83% |
| Paragould, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,253 | 2.69% |
| DALTON, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,357 | 2.68% |
| Madison, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,007 | 2.94% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,511 | 3.38% |
| Kearney, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,522 | 2.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,898 | 3.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,795 | 3.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,301 | 3.06% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $974 | 3.31% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,534 | 2.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,249 | 3.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,609 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,788 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,768 | 2.63% |
| Brookings, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,802 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,813 | 2.88% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,382 | 3.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,869 | 2.50% |
| Athens, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,680 | 2.42% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,114 | 3.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,781 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,557 | 2.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,357 | 3.00% |
| Dumas, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,476 | 3.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,318 | 3.31% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $706 | 2.99% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,038 | 3.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,723 | 3.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,049 | 4.00% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,940 | 2.30% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,226 | 2.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,181 | 4.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,370 | 3.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,644 | 3.00% |
| Indiana, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,533 | 2.38% |
| Farmington, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,187 | 2.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $991 | 2.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,781 | 4.25% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $843 | 4.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,957 | 2.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,297 | 3.13% |
| Pella, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,791 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,974 | 2.99% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,430 | 4.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,033 | 3.25% |
| Sweetwater, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,771 | 3.81% |
| Camden, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,508 | 3.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,485 | 3.88% |
| Washington, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,150 | 4.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,887 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.21% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,797 | 4.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,182 | 3.13% |
| Malvern, AR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,589 | 3.56% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,868 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,677 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,781 | 2.63% |
| Union, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,113 | 2.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,196 | 3.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,190 | 3.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,291 | 2.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,678 | 2.25% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,581 | 3.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,726 | 2.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $176 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,654 | 1.99% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,779 | 2.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,152 | 2.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $443 | 2.06% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.11% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,724 | 3.13% |
| Cullman, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,221 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,820 | 2.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,429 | 2.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,706 | 2.88% |
| Jasper, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,206 | 2.99% |
| Fernley, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,164 | 2.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,859 | 4.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,304 | 3.50% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,394 | 3.00% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,696 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,156 | 3.75% |
| Portales, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,902 | 4.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,566 | 3.50% |
| Columbus, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.58% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,094 | 2.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,643 | 3.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,914 | 3.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,469 | 2.05% |
| Maysville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,314 | 3.38% |
| Pampa, TX (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $3,178 | 3.06% |
Mid America Mortgage 's top markets include Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 10,275 | $2,806,255,000 | $273,115 | $4,939 | 3.15% |
| FHA | 6,435 | $1,456,895,000 | $226,402 | $4,752 | 3.20% |
| VA | 2,009 | $564,695,000 | $281,083 | $3,729 | 2.85% |
| USDA | 1,697 | $283,685,000 | $167,169 | $4,811 | 3.13% |
For the 2021 period, Mid America Mortgage 's most frequently originated loan type of loans were Conventional, with 10,275 originations. Their 2nd most popular type is FHA, with 6,435 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 12,076 | $3,051,680,000 | $252,706 | $5,732 | 3.29% |
| Refi | 5,141 | $1,221,065,000 | $237,515 | $3,015 | 2.86% |
| Cash Out Refi | 3,196 | $837,850,000 | $262,156 | $3,669 | 3.00% |
| Other | 3 | $935,000 | $311,667 | $3,312 | 2.67% |
For the 2021, Mid America Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 12,076 originations. The 2nd most popular reason of loans were Refi, with 5,141 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 12,723 | $3,282,935,000 | $258,032 | $4,774 | 3.16% |
| Other | 6,178 | $1,504,330,000 | $243,498 | $5,000 | 3.20% |
| 15 Year | 1,035 | $218,975,000 | $211,570 | $3,706 | 2.57% |
| 20 Year | 402 | $90,980,000 | $226,318 | $3,341 | 2.92% |
| 10 Year | 76 | $13,450,000 | $176,974 | $3,135 | 2.42% |
| 3 Year | 1 | $485,000 | $485,000 | $2,404 | 2.25% |
| 1 Year | 1 | $375,000 | $375,000 | $15,443 | 6.00% |
For the 2021, Mid America Mortgage 's most frequently cited loan length of loans were 30 Year, with 12,723 originations. The 2nd most popular length of loans were Other, with 6,178 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 8,792 | $2,143,750,000 | $243,830 |
| $<1k | 4,582 | $1,152,950,000 | $251,626 |
| $5k+ | 2,544 | $912,960,000 | $358,868 |
| $3k-4k | 2,122 | $425,160,000 | $200,358 |
| $2k-3k | 1,868 | $373,880,000 | $200,150 |
$4,774 of loans were Mid America Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 8,792 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 9,710 | $2,405,330,000 | $247,717 |
| 2.5-3% | 6,782 | $1,787,420,000 | $263,554 |
| <2.5% | 2,763 | $677,915,000 | $245,355 |
| 4-5% | 1,115 | $226,755,000 | $203,368 |
| 7-8% | 16 | $5,250,000 | $328,125 |
| 5-6% | 12 | $4,600,000 | $383,333 |
| Over 8% | 10 | $2,160,000 | $216,000 |
| 6-7% | 8 | $2,100,000 | $262,500 |
During 2021, Mid America Mortgage 's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 9,710 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 9,259 | $2,582,395,000 | $278,906 | $4,976 | 3.11% |
| $100k-200k | 7,281 | $1,114,885,000 | $153,123 | $3,938 | 3.16% |
| $400k-600k | 2,083 | $995,945,000 | $478,130 | $6,704 | 3.08% |
| $100,000 or less | 1,382 | $108,480,000 | $78,495 | $3,478 | 3.30% |
| $600k-1MM | 384 | $275,900,000 | $718,490 | $7,413 | 3.09% |
| $1MM+ | 27 | $33,925,000 | $1,256,481 | $16,995 | 3.18% |
2021 saw Mid America Mortgage place emphasis on $200k-400k loans with 9,259 originations, totaling $2,582,395,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 4,808 | $995,540,000 | $207,059 | $4,800 | 3.23% |
| $50k or less | 4,040 | $612,050,000 | $151,498 | $3,931 | 3.23% |
| $100k-150k | 3,888 | $1,214,700,000 | $312,423 | $5,290 | 3.15% |
| $75k-100k | 3,308 | $867,840,000 | $262,346 | $4,901 | 3.19% |
| $150k-250k | 2,100 | $776,670,000 | $369,843 | $5,847 | 3.09% |
| $250k+ | 671 | $295,265,000 | $440,037 | $7,011 | 3.13% |
Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,808 originations. The second most popular income band? $50k or less, with 4,040 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,614 | $865,540,000 | $239,496 | $4,524 | 3.11% |
| 30-36% | 3,514 | $879,790,000 | $250,367 | $4,757 | 3.17% |
| <20% | 3,091 | $689,885,000 | $223,192 | $2,947 | 2.74% |
| 50-60% | 1,254 | $332,480,000 | $265,136 | $5,421 | 3.30% |
| 40% | 792 | $205,690,000 | $259,710 | $5,198 | 3.21% |
| 39% | 781 | $200,415,000 | $256,613 | $4,939 | 3.23% |
| 44% | 728 | $190,840,000 | $262,143 | $6,613 | 3.24% |
| 38% | 723 | $187,755,000 | $259,689 | $5,087 | 3.27% |
| 43% | 707 | $186,415,000 | $263,670 | $5,083 | 3.25% |
| 41% | 696 | $183,470,000 | $263,606 | $5,235 | 3.22% |
| 42% | 692 | $182,090,000 | $263,136 | $5,066 | 3.26% |
| 36% | 687 | $167,095,000 | $243,224 | $5,004 | 3.24% |
| 37% | 619 | $157,585,000 | $254,580 | $4,954 | 3.24% |
| 45% | 544 | $144,200,000 | $265,074 | $5,386 | 3.33% |
| 49% | 512 | $136,710,000 | $267,012 | $5,360 | 3.26% |
| 46% | 469 | $126,205,000 | $269,094 | $5,160 | 3.23% |
| 47% | 469 | $133,985,000 | $285,682 | $5,507 | 3.27% |
| 48% | 446 | $117,120,000 | $262,601 | $5,321 | 3.30% |
| >60% | 78 | $24,260,000 | $311,026 | $5,817 | 3.15% |
Mid America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,614 originations. The next most common DTI ratio? 30-36%, with 3,514 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 12,906 | $3,117,600,000 | $241,562 | $4,765 | 3.16% |
| Not provided | 3,217 | $814,705,000 | $253,250 | $4,332 | 2.98% |
| American Indian | 1,596 | $396,340,000 | $248,333 | $4,643 | 3.15% |
| Black | 1,578 | $378,220,000 | $239,683 | $5,025 | 3.29% |
| Asian | 951 | $349,485,000 | $367,492 | $5,673 | 3.08% |
| Native Hawaiian | 168 | $55,180,000 | $328,452 | $4,016 | 2.70% |
Approval Rates
Total approvals of all applications97.24%
Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination60.22%
Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 20,416 | $5,111,530,000 | $250,369 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 20,416 | $5,111,530,000 | $250,369 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 603 | $105,455,000 | $174,884 | $4,058 | 2.73% |
| 40-60% | 2,078 | $493,480,000 | $237,478 | $3,884 | 2.84% |
| 60-80% | 5,854 | $1,573,180,000 | $268,736 | $4,505 | 3.13% |
| 80-100% | 11,565 | $2,850,475,000 | $246,474 | $5,045 | 3.22% |
| Over 100% | 259 | $82,745,000 | $319,479 | $5,007 | 3.04% |
| Under 20% | 57 | $6,195,000 | $108,684 | $3,726 | 2.66% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| MidAmerica Mortgage Inc | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 3.8% |
| MidAmerica Mortgage Inc | Conventional home mortgage | Trouble during payment process | 6 | 11.5% |
| MidAmerica Mortgage Inc | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 3.8% |
| MidAmerica Mortgage Inc | FHA mortgage | Closing on a mortgage | 1 | 1.9% |
| MidAmerica Mortgage Inc | FHA mortgage | Incorrect information on your report | 5 | 9.6% |
| MidAmerica Mortgage Inc | FHA mortgage | Struggling to pay mortgage | 6 | 11.5% |
| MidAmerica Mortgage Inc | FHA mortgage | Trouble during payment process | 14 | 26.9% |
| MidAmerica Mortgage Inc | Other type of mortgage | Struggling to pay mortgage | 1 | 1.9% |
| MidAmerica Mortgage Inc | Other type of mortgage | Trouble during payment process | 2 | 3.8% |
| MidAmerica Mortgage Inc | VA mortgage | Incorrect information on your report | 1 | 1.9% |
| MidAmerica Mortgage Inc | VA mortgage | Struggling to pay mortgage | 5 | 9.6% |
| MidAmerica Mortgage Inc | VA mortgage | Trouble during payment process | 7 | 13.5% |
