Mid America Mortgage Rates, Fees & Info
ROCKY RIVER, OHLEI: 54930049L5WINET09Q97
Tax ID: 34-1716542
5 stars - Updated: 12/17/24
-
out of 5 stars, based on 84 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Mid America Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Dallas, Tampa, Phoenix, and Toledo among others. We have data for 503 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.37% | 12/17/24 |
| 30 Year Conventional Refi | 9.02% | 12/17/24 |
| 30 Year Cash-out Refi | 8.14% | 12/17/24 |
| 30 Year FHA Purchase | 8.35% | 12/17/24 |
| 30 Year FHA Refi | 7.99% | 12/17/24 |
| 30 Year VA Purchase | 8.14% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 7.97% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 8.45% | 12/17/24 |
| 15 Year Conventional Refi | 5.68% | 12/17/24 |
| 15 Year Cash-out Refi | 5.68% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 7.20% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid America Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,090Origination Dollar Volume (All Markets)
$1,581,170,000Awards
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MID AMERICA MORTGAGE - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Mid America Mortgage's average 30 year fixed mortgage rate was
6.06%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.42%.
Relative Fees (Closing Costs)
Mid America Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,969.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 524 | $152,970,000 | $291,927 | $17,401 | 6.93% |
| Outside of Metro Areas | 514 | $90,320,000 | $175,720 | $5,642 | 6.74% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 228 | $63,070,000 | $276,623 | $6,699 | 6.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 191 | $60,085,000 | $314,581 | $17,224 | 7.26% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 196 | $54,380,000 | $277,449 | $6,282 | 6.48% |
| TOLEDO, OH (FHA|USDA|VA) | 189 | $44,585,000 | $235,899 | $4,921 | 6.93% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 164 | $42,240,000 | $257,561 | $10,480 | 7.24% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 149 | $40,075,000 | $268,960 | $5,115 | 6.85% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 219 | $38,555,000 | $176,050 | $5,487 | 5.37% |
| Mountain Home, AR (FHA|USDA|VA) | 199 | $37,895,000 | $190,427 | $5,465 | 6.53% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 91 | $25,675,000 | $282,143 | $6,468 | 6.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 71 | $24,845,000 | $349,930 | $18,756 | 6.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 118 | $22,280,000 | $188,814 | $5,918 | 5.59% |
| Alamogordo, NM (FHA|USDA|VA) | 95 | $21,005,000 | $221,105 | $4,880 | 6.58% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 79 | $20,775,000 | $262,975 | $15,290 | 7.24% |
| LAFAYETTE, LA (FHA|USDA|VA) | 107 | $20,215,000 | $188,925 | $6,192 | 6.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 83 | $18,415,000 | $221,867 | $4,921 | 6.60% |
| LOUISVILLE, KY (FHA|USDA|VA) | 106 | $16,920,000 | $159,623 | $4,021 | 5.90% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 43 | $16,525,000 | $384,302 | $4,745 | 6.56% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 58 | $15,760,000 | $271,724 | $6,577 | 6.49% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 55 | $14,835,000 | $269,727 | $3,773 | 6.99% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 45 | $14,515,000 | $322,556 | $12,044 | 6.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 33 | $12,685,000 | $384,394 | $6,344 | 6.69% |
| FLINT, MI (FHA|USDA|VA) | 91 | $12,085,000 | $132,802 | $4,103 | 7.18% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 53 | $12,005,000 | $226,509 | $6,261 | 7.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $11,600,000 | $527,273 | $8,349 | 5.90% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 57 | $11,395,000 | $199,912 | $5,264 | 6.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 76 | $11,080,000 | $145,789 | $8,393 | 6.66% |
| Harrison, AR (FHA|USDA|VA) | 57 | $10,825,000 | $189,912 | $4,558 | 6.33% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 36 | $10,730,000 | $298,056 | $9,637 | 6.14% |
| BATON ROUGE, LA (FHA|USDA|VA) | 52 | $10,320,000 | $198,462 | $8,473 | 6.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $10,235,000 | $227,444 | $4,766 | 7.33% |
| RICHMOND, VA (FHA|USDA|VA) | 49 | $10,185,000 | $207,857 | $9,676 | 6.14% |
| PUEBLO, CO (FHA|USDA|VA) | 30 | $9,710,000 | $323,667 | $5,148 | 6.20% |
| West Plains, MO (FHA|USDA|VA) | 58 | $9,700,000 | $167,241 | $4,133 | 6.48% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 41 | $9,655,000 | $235,488 | $9,483 | 6.42% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $9,365,000 | $217,791 | $7,790 | 6.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 53 | $9,165,000 | $172,925 | $5,148 | 6.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 52 | $8,570,000 | $164,808 | $6,439 | 5.90% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 19 | $8,365,000 | $440,263 | $7,663 | 6.34% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 35 | $8,305,000 | $237,286 | $7,504 | 7.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 23 | $8,045,000 | $349,783 | $5,911 | 6.86% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $7,600,000 | $422,222 | $6,454 | 6.79% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $7,260,000 | $242,000 | $10,765 | 6.24% |
| WHEELING, WV-OH (FHA|USDA|VA) | 44 | $7,150,000 | $162,500 | $6,912 | 6.69% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 44 | $6,950,000 | $157,955 | $5,548 | 6.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 34 | $6,760,000 | $198,824 | $12,992 | 6.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $6,595,000 | $263,800 | $8,437 | 6.50% |
| HAMMOND, LA (FHA|USDA|VA) | 31 | $6,465,000 | $208,548 | $6,318 | 6.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 34 | $6,230,000 | $183,235 | $5,226 | 5.24% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 37 | $6,205,000 | $167,703 | $4,337 | 6.34% |
| Altus, OK (FHA|USDA|VA) | 25 | $6,105,000 | $244,200 | $4,747 | 6.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $5,930,000 | $370,625 | $2,704 | 7.55% |
| TULSA, OK (FHA|USDA|VA) | 35 | $5,785,000 | $165,286 | $5,055 | 6.92% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 17 | $5,735,000 | $337,353 | $5,298 | 5.77% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 27 | $5,525,000 | $204,630 | $4,858 | 6.65% |
| COLUMBIA, SC (FHA|USDA|VA) | 30 | $5,390,000 | $179,667 | $7,132 | 6.47% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 22 | $5,290,000 | $240,455 | $5,095 | 7.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 21 | $5,285,000 | $251,667 | $6,522 | 7.11% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $5,230,000 | $261,500 | $10,111 | 7.44% |
| Salina, KS (FHA|USDA|VA) | 30 | $5,180,000 | $172,667 | $2,627 | 6.58% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 20 | $5,140,000 | $257,000 | $5,659 | 6.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $5,090,000 | $149,706 | $6,264 | 6.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 32 | $5,060,000 | $158,125 | $5,682 | 6.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $4,995,000 | $454,091 | $17,799 | 6.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $4,860,000 | $186,923 | $7,620 | 6.11% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 25 | $4,745,000 | $189,800 | $5,096 | 6.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $4,735,000 | $249,211 | $6,733 | 7.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 40 | $4,690,000 | $117,250 | $3,160 | 6.74% |
| WICHITA, KS (FHA|USDA|VA) | 23 | $4,685,000 | $203,696 | $4,661 | 6.60% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 30 | $4,580,000 | $152,667 | $3,486 | 5.94% |
| OCALA, FL (FHA|USDA|VA) | 27 | $4,315,000 | $159,815 | $5,715 | 7.19% |
| JACKSON, TN (FHA|USDA|VA) | 25 | $4,265,000 | $170,600 | $6,729 | 6.72% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 29 | $4,225,000 | $145,690 | $5,795 | 4.80% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $4,736 | 6.43% |
| Batesville, AR (FHA|USDA|VA) | 25 | $4,015,000 | $160,600 | $4,875 | 6.22% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $3,970,000 | $220,556 | $7,672 | 6.60% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 11 | $3,835,000 | $348,636 | $8,046 | 6.48% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 18 | $3,820,000 | $212,222 | $4,148 | 6.96% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 19 | $3,785,000 | $199,211 | $3,317 | 6.07% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 18 | $3,720,000 | $206,667 | $7,814 | 5.80% |
| LAS CRUCES, NM (FHA|USDA|VA) | 25 | $3,705,000 | $148,200 | $3,512 | 7.19% |
| AKRON, OH (FHA|USDA|VA) | 22 | $3,620,000 | $164,545 | $5,086 | 6.75% |
| Silver City, NM (FHA|USDA|VA) | 21 | $3,585,000 | $170,714 | $7,465 | 6.51% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 25 | $3,475,000 | $139,000 | $5,199 | 7.39% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 17 | $3,425,000 | $201,471 | $3,026 | 6.76% |
| JONESBORO, AR (FHA|USDA|VA) | 16 | $3,360,000 | $210,000 | $4,964 | 6.31% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $9,029 | 5.63% |
| Cañon City, CO (FHA|USDA|VA) | 17 | $3,285,000 | $193,235 | $3,865 | 6.65% |
| SPARTANBURG, SC (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $4,744 | 6.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 19 | $3,005,000 | $158,158 | $3,815 | 6.14% |
| SAGINAW, MI (FHA|USDA|VA) | 20 | $2,980,000 | $149,000 | $4,143 | 6.96% |
| GREELEY, CO (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $3,799 | 7.55% |
| Rockport, TX (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $19,277 | 7.14% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $6,271 | 6.91% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,680,000 | $670,000 | $65,442 | 7.87% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $5,030 | 7.35% |
| FARMINGTON, NM (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $3,177 | 5.69% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $20,062 | 6.55% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $2,635,000 | $239,545 | $4,633 | 7.85% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $3,742 | 6.79% |
| Cullowhee, NC (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $5,190 | 6.49% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $6,156 | 6.99% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $9,383 | 5.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $15,145 | 8.02% |
| LONGVIEW, TX (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $4,048 | 4.47% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $4,717 | 7.09% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $5,915 | 6.51% |
| Coshocton, OH (FHA|USDA|VA) | 20 | $2,200,000 | $110,000 | $4,908 | 7.14% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $6,156 | 6.80% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $4,600 | 6.88% |
| Aberdeen, WA (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $5,895 | 7.95% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $8,200 | 7.20% |
| Laramie, WY (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $9,859 | 6.29% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $9,854 | 6.04% |
| MONROE, MI (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $5,482 | 6.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,025,000 | $675,000 | $45,790 | 6.80% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,718 | 7.19% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $16,610 | 6.73% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $6,102 | 7.14% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $6,963 | 7.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 13 | $1,955,000 | $150,385 | $6,251 | 6.93% |
| DULUTH, MN-WI (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $5,267 | 5.91% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $7,083 | 6.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $10,172 | 7.35% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 14 | $1,830,000 | $130,714 | $3,015 | 6.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $4,497 | 6.66% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $5,479 | 6.84% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $3,454 | 6.62% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $6,429 | 7.21% |
| Cookeville, TN (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $3,374 | 5.29% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $6,278 | 7.05% |
| Jennings, LA (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $6,171 | 6.83% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $6,942 | 7.03% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $7,293 | 6.53% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,230 | 7.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $47 | 7.16% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $5,410 | 6.81% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $7,096 | 6.95% |
| Durant, OK (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $4,252 | 6.34% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $9,154 | 7.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,535,000 | $139,545 | $4,423 | 6.99% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $6,225 | 6.32% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $5,441 | 7.79% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $4,270 | 7.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $10,193 | 7.53% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $22,419 | 7.52% |
| Opelousas, LA (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $3,974 | 6.91% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $9,955 | 6.72% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $7,227 | 6.05% |
| Gallup, NM (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,787 | 6.88% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,130 | 7.15% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,673 | 5.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,097 | 5.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $4,074 | 5.86% |
| Mount Pleasant, MI (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $5,588 | 7.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,910 | 7.28% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,770 | 7.30% |
| FARGO, ND-MN (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,277 | 6.85% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $5,870 | 6.78% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $3,869 | 7.67% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,569 | 7.81% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $13,858 | 6.95% |
| LaGrange, GA-AL (FHA|USDA|VA) | 12 | $1,190,000 | $99,167 | $4,314 | 6.28% |
| Bonham, TX (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,736 | 7.11% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,754 | 7.00% |
| Tahlequah, OK (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $5,313 | 6.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $5,055 | 6.47% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,696 | 5.78% |
| STAUNTON, VA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $7,316 | 8.35% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,442 | 6.61% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $4,038 | 8.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $10,103 | 7.12% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,153 | 7.19% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $6,665 | 6.69% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,775 | 6.57% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $3,725 | 6.46% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,194 | 5.88% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,990 | 7.08% |
| Greenville, OH (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,627 | 6.10% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,656 | 6.97% |
| Shelby, NC (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,184 | 7.48% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,812 | 5.53% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,700 | 8.40% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $7,630 | 7.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $5,716 | 5.50% |
| Palatka, FL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,353 | 7.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $20,718 | 8.87% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,589 | 5.21% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,422 | 4.13% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,862 | 6.83% |
| Fremont, OH (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $7,029 | 6.56% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,049 | 5.95% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,149 | 7.36% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,374 | 7.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $11,326 | 7.56% |
| Shelton, WA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $3,749 | 7.10% |
| Dyersburg, TN (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,786 | 6.33% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $6,437 | 7.19% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,411 | 6.31% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,059 | 6.71% |
| Murray, KY (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,484 | 7.00% |
| RACINE, WI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,112 | 6.83% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,253 | 6.75% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,405 | 6.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,086 | 7.90% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,649 | 6.65% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $3,757 | 6.93% |
| Bogalusa, LA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,939 | 7.30% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,553 | 6.15% |
| Taos, NM (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,326 | 5.88% |
| Connersville, IN (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,497 | 6.96% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $25,511 | 7.19% |
| Payson, AZ (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,960 | 6.84% |
| DALTON, GA (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,809 | 4.98% |
| AMES, IA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,530 | 6.81% |
| Española, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,438 | 7.33% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $59,739 | 6.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,801 | 6.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,953 | 8.46% |
| Morgan City, LA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,716 | 7.28% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,164 | 6.69% |
| El Campo, TX (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,507 | 7.75% |
| Dayton, TN (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,664 | 4.73% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,158 | 5.34% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,040 | 4.63% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,864 | 7.47% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $17,596 | 8.00% |
| RENO, NV (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,333 | 5.46% |
| Athens, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,005 | 7.96% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,679 | 6.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,077 | 8.37% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $695,000 | $77,222 | $2,059 | 6.76% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,162 | 6.28% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $5,635 | 6.15% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,186 | 8.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $12,874 | 7.42% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,411 | 6.33% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $21,043 | 8.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,224 | 7.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,517 | 7.42% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,751 | 7.71% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,414 | 6.67% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,839 | 4.33% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,517 | 6.88% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,490 | 6.72% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,087 | 6.96% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,114 | 7.19% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $2,365 | 7.11% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,378 | 8.15% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,396 | 6.38% |
| Atmore, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,468 | 7.69% |
| Fallon, NV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,845 | 7.19% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,251 | 3.81% |
| Outside of Metro Areas | 3 | $635,000 | $211,667 | $1,233 | 6.90% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $4,518 | 7.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,341 | 6.95% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $8,759 | 7.25% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $57 | 6.90% |
| Bay City, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $15,795 | 8.44% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,983 | 6.10% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $1,448 | 6.74% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $3,243 | 7.27% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,816 | 7.77% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,533 | 7.96% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $3,243 | 8.30% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,430 | 4.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,739 | 4.92% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,043 | 6.78% |
| McMinnville, TN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,918 | 3.69% |
| Marion, OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $4,045 | 5.95% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,476 | 6.13% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,221 | 7.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $1,537 | 8.54% |
| Branson, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,735 | 6.96% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,872 | 6.81% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,717 | 7.46% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,345 | 7.00% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,330 | 6.66% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,694 | 8.56% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $4,905 | 7.72% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,391 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $3,962 | 8.95% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,334 | 6.56% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,883 | 6.08% |
| Adrian, MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,320 | 6.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $16,070 | 7.19% |
| Beeville, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $15,717 | 6.79% |
| Rolla, MO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,501 | 5.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,677 | 7.14% |
| Ada, OK (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,466 | 6.63% |
| Newport, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,961 | 7.19% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,218 | 6.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,634 | 6.38% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 6.91% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,999 | 7.00% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,821 | 7.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,522 | 6.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,603 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,909 | 8.52% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,660 | 8.65% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,290 | 6.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,881 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $3,356 | 4.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,021 | 6.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,489 | 7.19% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,291 | 7.25% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,325 | 5.21% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,567 | 4.96% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,658 | 4.92% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,379 | 7.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,856 | 8.88% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $2,502 | 5.75% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,226 | 7.44% |
| Newport, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,469 | 7.19% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,752 | 6.34% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,921 | 6.25% |
| Duncan, OK (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,501 | 6.92% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,137 | 8.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,927 | 7.00% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,629 | 6.88% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,047 | 7.31% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,175 | 7.18% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,867 | 6.63% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,551 | 6.56% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,622 | 7.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,328 | 8.81% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $2,421 | 4.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,013 | 7.38% |
| Riverton, WY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,204 | 7.38% |
| Columbus, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $17,267 | 7.55% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,865 | 8.04% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,784 | 7.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $2,998 | 4.77% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.61% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,159 | 6.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,656 | 6.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,819 | 6.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,004 | 5.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,608 | 6.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,788 | 7.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $30,059 | 6.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,377 | 7.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,000 | 3.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,754 | 6.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,212 | 6.38% |
| Searcy, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,293 | 6.38% |
| Cordele, GA (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $2,657 | 3.91% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,349 | 8.36% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,810 | 7.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $1,895 | 6.85% |
| Shawano, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,111 | 6.88% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,610 | 6.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,315 | 7.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,726 | 6.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,731 | 6.13% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,121 | 6.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,103 | 7.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,349 | 8.81% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,340 | 6.88% |
| Picayune, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,395 | 7.25% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,845 | 7.75% |
| Garden City, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,810 | 7.50% |
| McAlester, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,202 | 6.88% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,268 | 8.56% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $569 | 9.12% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $24,581 | 7.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,195 | 6.63% |
| Alma, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,099 | 6.69% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,193 | 7.44% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $3,216 | 6.62% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.37% |
| Deming, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,303 | 7.56% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,668 | 7.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,172 | 6.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,262 | 6.63% |
| Sterling, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,000 | 7.63% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,081 | 7.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,196 | 7.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,581 | 7.13% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,424 | 7.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,974 | 6.00% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,203 | 3.63% |
| Andrews, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,202 | 8.75% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,289 | 7.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,317 | 5.88% |
| Austin, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,594 | 6.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,656 | 5.88% |
| Danville, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,478 | 6.00% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,265 | 7.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.88% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,657 | 5.99% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,099 | 6.13% |
| Union, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,263 | 6.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,658 | 6.25% |
| READING, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,268 | 4.13% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.29% |
| Levelland, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,500 | 6.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,139 | 5.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,447 | 6.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,000 | 9.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,356 | 7.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,978 | 6.63% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,058 | 7.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,496 | 3.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,370 | 9.12% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,325 | 8.43% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,924 | 7.50% |
| Martin, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,999 | 7.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $20,000 | 8.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,131 | 6.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,724 | 4.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,626 | 8.81% |
| New Castle, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,519 | 6.44% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,302 | 6.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,125 | 7.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,159 | 7.25% |
| Richmond, IN (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $2,265 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,057 | 3.88% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,769 | 6.75% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $1,330 | 5.07% |
| London, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,927 | 7.13% |
| Crossville, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,456 | 6.38% |
| Lake City, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,463 | 3.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,298 | 6.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.95% |
| Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,588 | 7.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,945 | 7.92% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,358 | 6.88% |
| Woodward, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,250 | 4.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,980 | 4.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 7.76% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,328 | 3.88% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,651 | 3.56% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,963 | 3.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,282 | 8.00% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,957 | 4.13% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,081 | 7.13% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,352 | 5.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,940 | 8.13% |
| Pella, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,851 | 6.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,766 | 6.75% |
| Marietta, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,398 | 8.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,329 | 9.06% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,851 | 8.62% |
| Tifton, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,688 | 3.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,059 | 6.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,766 | 6.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,610 | 7.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,265 | 6.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,301 | 5.63% |
| Miami, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,209 | 7.63% |
| Carroll, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,851 | 7.13% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,208 | 7.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,752 | 6.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,715 | 6.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,222 | 5.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,460 | 7.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,619 | 7.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.53% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,099 | 7.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,560 | 6.88% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,899 | 4.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,708 | 7.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,618 | 7.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,483 | 3.75% |
| Jesup, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,283 | 8.62% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,960 | 6.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,704 | 9.12% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,277 | 7.38% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,756 | 7.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.04% |
| Summerville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,203 | 7.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,948 | 6.13% |
| Moberly, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,302 | 6.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,393 | 7.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,805 | 7.94% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,507 | 4.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,219 | 6.80% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,276 | 7.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,050 | 5.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,467 | 8.13% |
| Starkville, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $3,000 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,040 | 7.96% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,488 | 7.25% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,011 | 7.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,058 | 7.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,200 | 6.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.61% |
| Hope, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.61% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.29% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.97% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.59% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,764 | 7.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.78% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.31% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
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Product Mix
For 2023, Mid America Mortgage's most frequently originated type of loan was FHA, with 3,076 originations. Their 2nd most popular type was Conventional, with 2,949 originations.
Loan Reason
For 2023, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 6,263 originations. The 2nd most popular reason was Cash Out Refi, with 651 originations.
Loan Duration/Length
For 2023, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 3,663 originations. The 2nd most popular length was Other, with 2,842 originations.
Origination Fees/Closing Costs
Mid America Mortgage's average total fees were $7,969, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,833 originations.
Interest Rates
During 2023, Mid America Mortgage's average interest rate for loans was 6.06%, while their most frequently originated rate bucket for loans was 6-7%, with 2,799 originations.
Loan Sizing
2023 saw Mid America Mortgage place emphasis on $200k-400k loans with 2,962 originations, totaling $834,020,000 in origination value.
Applicant Income
Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,753 originations. The second most popular income band? $100k-150k, with 1,655 originations.
Applicant Debt to Income Ratio
Mid America Mortgage lent most frequently to those with DTI ratios of <20%, with 1,179 originations. The next most common DTI ratio? 30-36%, with 914 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.14%
Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination61.69%
Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,090 | $1,581,170,000 | $223,014 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,090 | $1,581,170,000 | $223,014 |