Mid America Mortgage Rates, Fees & Info
ROCKY RIVER, OHLEI: 54930049L5WINET09Q97
Tax ID: 34-1716542
5 stars - Updated: 7/7/25
-
out of 5 stars, based on 98 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Tampa, Phoenix, Dallas, and Kansas City among others. We have data for 511 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.99% | 7/7/25 |
| 30 Year Conventional Refi | 9.26% | 7/7/25 |
| 30 Year Cash-out Refi | 8.32% | 7/7/25 |
| 30 Year FHA Purchase | 8.63% | 7/7/25 |
| 30 Year FHA Refi | 6.72% | 7/7/25 |
| 30 Year VA Purchase | 8.61% | 7/7/25 |
| 30 Year VA Refi | 6.72% | 7/7/25 |
| 30 Year USDA Purchase | 8.34% | 7/7/25 |
| 30 Year USDA Refi | 6.72% | 7/7/25 |
| 15 Year Conventional Purchase | 6.00% | 7/7/25 |
| 15 Year Conventional Refi | 6.00% | 7/7/25 |
| 15 Year Cash-out Refi | 6.00% | 7/7/25 |
| 15 Year FHA Purchase | 6.00% | 7/7/25 |
| 15 Year FHA Refi | 6.00% | 7/7/25 |
| 15 Year VA Purchase | 6.00% | 7/7/25 |
| 15 Year VA Refi | 6.00% | 7/7/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid America Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,598Origination Dollar Volume (All Markets)
$2,167,510,000Awards
×
![]()
MID AMERICA MORTGAGE - 2024
MID AMERICA MORTGAGE is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for MID AMERICA MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Mid America Mortgage's average 30 year fixed mortgage rate was
5.9%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.65%.
Relative Fees (Closing Costs)
Mid America Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,354.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 835 | $248,145,000 | $297,180 | $19,618 | 7.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 595 | $155,535,000 | $261,403 | $10,067 | 7.36% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 656 | $143,160,000 | $218,232 | $5,421 | 5.69% |
| Outside of Metro Areas | 574 | $102,500,000 | $178,571 | $5,353 | 6.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 328 | $81,540,000 | $248,598 | $7,858 | 6.89% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 266 | $71,670,000 | $269,436 | $4,690 | 6.79% |
| TOLEDO, OH (FHA|USDA|VA) | 235 | $60,905,000 | $259,170 | $5,301 | 6.76% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 218 | $60,630,000 | $278,119 | $10,081 | 7.01% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 173 | $43,235,000 | $249,913 | $7,668 | 6.58% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 208 | $41,720,000 | $200,577 | $7,613 | 6.16% |
| Mountain Home, AR (FHA|USDA|VA) | 183 | $38,945,000 | $212,814 | $5,463 | 6.46% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 124 | $36,950,000 | $297,984 | $9,036 | 6.97% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 114 | $32,850,000 | $288,158 | $6,161 | 6.86% |
| Alamogordo, NM (FHA|USDA|VA) | 110 | $27,170,000 | $247,000 | $5,887 | 6.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 118 | $25,370,000 | $215,000 | $6,304 | 6.80% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 106 | $23,870,000 | $225,189 | $12,381 | 7.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 111 | $23,095,000 | $208,063 | $8,306 | 6.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 86 | $21,450,000 | $249,419 | $8,556 | 6.60% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 96 | $21,340,000 | $222,292 | $7,321 | 7.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 62 | $20,260,000 | $326,774 | $8,539 | 6.61% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 62 | $19,500,000 | $314,516 | $13,272 | 7.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 98 | $19,170,000 | $195,612 | $4,854 | 6.72% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 88 | $15,490,000 | $176,023 | $5,897 | 6.49% |
| LOUISVILLE, KY (FHA|USDA|VA) | 91 | $14,505,000 | $159,396 | $3,873 | 7.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 74 | $14,030,000 | $189,595 | $6,422 | 6.68% |
| West Plains, MO (FHA|USDA|VA) | 63 | $14,005,000 | $222,302 | $4,969 | 6.42% |
| Harrison, AR (FHA|USDA|VA) | 74 | $13,680,000 | $184,865 | $4,555 | 6.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 35 | $12,365,000 | $353,286 | $8,350 | 7.49% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 45 | $11,835,000 | $263,000 | $10,294 | 7.09% |
| TULSA, OK (FHA|USDA|VA) | 60 | $11,440,000 | $190,667 | $6,439 | 7.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 46 | $11,430,000 | $248,478 | $6,027 | 6.34% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 43 | $11,205,000 | $260,581 | $7,657 | 7.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 67 | $10,995,000 | $164,104 | $8,040 | 7.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $10,765,000 | $290,946 | $7,074 | 7.32% |
| BATON ROUGE, LA (FHA|USDA|VA) | 64 | $10,120,000 | $158,125 | $5,243 | 6.96% |
| RICHMOND, VA (FHA|USDA|VA) | 48 | $9,580,000 | $199,583 | $8,444 | 6.79% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 48 | $9,470,000 | $197,292 | $5,185 | 6.49% |
| LAFAYETTE, LA (FHA|USDA|VA) | 61 | $9,355,000 | $153,361 | $4,604 | 6.97% |
| HAMMOND, LA (FHA|USDA|VA) | 50 | $9,170,000 | $183,400 | $5,238 | 6.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 28 | $9,010,000 | $321,786 | $6,693 | 6.36% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 28 | $8,710,000 | $311,071 | $8,392 | 6.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 50 | $8,430,000 | $168,600 | $6,670 | 6.51% |
| OCALA, FL (FHA|USDA|VA) | 48 | $8,260,000 | $172,083 | $5,528 | 6.35% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 45 | $8,185,000 | $181,889 | $6,472 | 7.23% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 53 | $8,115,000 | $153,113 | $4,699 | 6.76% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 51 | $8,105,000 | $158,922 | $3,848 | 6.65% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 41 | $8,085,000 | $197,195 | $5,692 | 6.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 42 | $8,050,000 | $191,667 | $6,200 | 7.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $7,735,000 | $266,724 | $6,595 | 6.97% |
| WICHITA, KS (FHA|USDA|VA) | 47 | $7,625,000 | $162,234 | $5,106 | 7.07% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 35 | $7,485,000 | $213,857 | $10,658 | 6.61% |
| WHEELING, WV-OH (FHA|USDA|VA) | 41 | $7,435,000 | $181,341 | $5,660 | 6.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 34 | $7,400,000 | $217,647 | $7,678 | 7.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 23 | $7,295,000 | $317,174 | $6,193 | 6.93% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $7,010,000 | $233,667 | $8,125 | 6.95% |
| LAS CRUCES, NM (FHA|USDA|VA) | 41 | $6,995,000 | $170,610 | $4,107 | 6.73% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 29 | $6,835,000 | $235,690 | $6,770 | 7.49% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 31 | $6,635,000 | $214,032 | $10,252 | 5.70% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 37 | $6,625,000 | $179,054 | $5,030 | 6.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 35 | $6,625,000 | $189,286 | $7,395 | 5.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $6,420,000 | $321,000 | $5,418 | 6.37% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 25 | $6,035,000 | $241,400 | $7,073 | 6.37% |
| Salina, KS (FHA|USDA|VA) | 44 | $5,720,000 | $130,000 | $4,046 | 7.35% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 25 | $5,585,000 | $223,400 | $4,892 | 6.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 25 | $5,545,000 | $221,800 | $6,284 | 6.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 29 | $5,455,000 | $188,103 | $3,831 | 6.92% |
| SALEM, OR (FHA|USDA|VA) | 22 | $5,390,000 | $245,000 | $4,404 | 7.03% |
| AKRON, OH (FHA|USDA|VA) | 26 | $5,260,000 | $202,308 | $6,374 | 6.95% |
| JACKSON, TN (FHA|USDA|VA) | 33 | $5,085,000 | $154,091 | $7,158 | 7.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 27 | $4,935,000 | $182,778 | $6,475 | 6.48% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $4,870,000 | $173,929 | $6,001 | 7.15% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $7,230 | 7.09% |
| TUCSON, AZ (FHA|USDA|VA) | 26 | $4,790,000 | $184,231 | $5,090 | 6.57% |
| COLUMBUS, OH (FHA|USDA|VA) | 24 | $4,750,000 | $197,917 | $6,420 | 7.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $4,610,000 | $461,000 | $10,618 | 7.91% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 24 | $4,550,000 | $189,583 | $5,480 | 5.90% |
| Silver City, NM (FHA|USDA|VA) | 21 | $4,465,000 | $212,619 | $5,213 | 6.96% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 25 | $4,365,000 | $174,600 | $4,275 | 7.05% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 16 | $4,320,000 | $270,000 | $8,131 | 6.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $4,280,000 | $305,714 | $9,468 | 7.14% |
| MONROE, MI (FHA|USDA|VA) | 15 | $4,275,000 | $285,000 | $7,239 | 6.98% |
| Altus, OK (FHA|USDA|VA) | 16 | $4,260,000 | $266,250 | $5,074 | 6.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $4,195,000 | $322,692 | $8,267 | 8.03% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 23 | $4,115,000 | $178,913 | $5,719 | 6.26% |
| Coshocton, OH (FHA|USDA|VA) | 26 | $4,110,000 | $158,077 | $6,050 | 7.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $4,095,000 | $455,000 | $6,193 | 7.83% |
| MOBILE, AL (FHA|USDA|VA) | 25 | $4,085,000 | $163,400 | $4,496 | 6.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 18 | $4,060,000 | $225,556 | $5,109 | 6.60% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 13 | $4,005,000 | $308,077 | $7,975 | 6.06% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $3,965,000 | $264,333 | $11,709 | 7.33% |
| EL PASO, TX (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $6,409 | 7.62% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $4,775 | 5.60% |
| BELLINGHAM, WA (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $6,903 | 7.33% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 28 | $3,590,000 | $128,214 | $4,328 | 6.85% |
| Batesville, AR (FHA|USDA|VA) | 17 | $3,245,000 | $190,882 | $5,649 | 6.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $3,215,000 | $153,095 | $5,399 | 6.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $6,874 | 7.32% |
| FLINT, MI (FHA|USDA|VA) | 31 | $3,145,000 | $101,452 | $1,999 | 7.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $11,215 | 7.23% |
| Cañon City, CO (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $4,191 | 6.82% |
| LONGVIEW, TX (FHA|USDA|VA) | 14 | $2,860,000 | $204,286 | $6,632 | 5.84% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $6,540 | 6.70% |
| Shelby, NC (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $3,440 | 6.68% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $6,547 | 6.31% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,720,000 | $680,000 | $8,553 | 7.15% |
| Durant, OK (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $4,029 | 6.89% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $2,675,000 | $535,000 | $16,431 | 7.65% |
| LYNCHBURG, VA (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $7,592 | 7.05% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $5,414 | 7.09% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $6,703 | 7.49% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $2,560,000 | $426,667 | $25,913 | 6.79% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $5,970 | 6.80% |
| Cullowhee, NC (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $6,794 | 6.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $8,523 | 7.24% |
| Fernley, NV (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $5,166 | 5.78% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $6,847 | 6.19% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $5,091 | 7.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $6,116 | 8.33% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $8,230 | 8.17% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $9,300 | 6.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $2,370,000 | $131,667 | $3,046 | 5.48% |
| PUEBLO, CO (FHA|USDA|VA) | 18 | $2,360,000 | $131,111 | $3,828 | 5.37% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $10,097 | 6.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 18 | $2,340,000 | $130,000 | $3,874 | 6.10% |
| JONESBORO, AR (FHA|USDA|VA) | 21 | $2,325,000 | $110,714 | $3,300 | 7.35% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $4,449 | 6.19% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $7,691 | 8.14% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $6,347 | 6.91% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $6,923 | 8.31% |
| Nogales, AZ (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $4,928 | 7.72% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 12 | $2,210,000 | $184,167 | $5,037 | 7.09% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,437 | 6.37% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $6,216 | 6.33% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 13 | $2,015,000 | $155,000 | $5,347 | 7.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $1,995,000 | $153,462 | $6,089 | 6.80% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $5,235 | 6.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $6,158 | 5.68% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $3,147 | 7.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $14,679 | 6.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,500 | 6.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $13,968 | 5.25% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $8,022 | 5.23% |
| Rockport, TX (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $17,977 | 5.98% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $7,129 | 7.37% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $7,348 | 6.92% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $9,561 | 8.31% |
| TYLER, TX (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $4,416 | 7.71% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,035 | 5.66% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 12 | $1,710,000 | $142,500 | $4,716 | 7.11% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $11,172 | 6.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $7,918 | 6.96% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,818 | 7.64% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $6,661 | 6.17% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $7,733 | 7.08% |
| Laramie, WY (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $10,270 | 6.55% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $3,844 | 6.46% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $4,921 | 6.33% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,500 | 8.20% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,025 | 7.27% |
| RENO, NV (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,885 | 7.85% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $5,548 | 8.22% |
| MERCED, CA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,205 | 8.53% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $6,483 | 8.63% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,303 | 6.40% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,703 | 6.37% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $5,388 | 5.55% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,619 | 6.70% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $4,500 | 7.54% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $8,854 | 8.42% |
| ROME, GA (FHA|USDA|VA) | 14 | $1,380,000 | $98,571 | $4,344 | 5.78% |
| Outside of Metro Areas | 5 | $1,375,000 | $275,000 | $5,142 | 7.32% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,810 | 7.48% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $8,477 | 7.09% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $10,146 | 8.27% |
| Zanesville, OH (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $5,859 | 7.53% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $8,158 | 7.96% |
| FARMINGTON, NM (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $3,414 | 5.45% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,599 | 6.36% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,131 | 5.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,538 | 5.15% |
| Athens, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $7,700 | 7.60% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $4,297 | 7.61% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,506 | 5.52% |
| Atmore, AL (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $8,390 | 6.46% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $6,551 | 6.13% |
| SAGINAW, MI (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $1,636 | 7.86% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $6,293 | 8.51% |
| Marion, OH (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $5,727 | 7.06% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $6,035 | 8.00% |
| Adrian, MI (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $3,736 | 6.56% |
| Frankfort, KY (FHA|USDA|VA) | 9 | $1,115,000 | $123,889 | $3,118 | 7.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $5,646 | 6.25% |
| Cambridge, OH (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $5,581 | 7.42% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $12,617 | 5.25% |
| Española, NM (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $2,893 | 5.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $10,858 | 7.81% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $7,912 | 7.27% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,453 | 7.69% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $6,566 | 7.64% |
| Paragould, AR (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $5,660 | 6.21% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,936 | 7.69% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $7,153 | 7.38% |
| Branson, MO (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,565 | 6.98% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $3,397 | 8.51% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $2,283 | 7.92% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,017 | 7.09% |
| Dyersburg, TN (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $6,290 | 6.63% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $15,120 | 7.55% |
| Payson, AZ (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,750 | 6.40% |
| Shelton, WA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,546 | 5.34% |
| Bonham, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $7,225 | 6.35% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $7,543 | 6.17% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,408 | 6.56% |
| Bartlesville, OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,723 | 7.77% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $7,490 | 8.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $22,593 | 8.12% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $3,657 | 6.84% |
| Malone, NY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,464 | 6.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $9,010 | 7.57% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,413 | 8.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,859 | 7.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,039 | 7.95% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $3,085 | 5.29% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,003 | 7.53% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,250 | 8.62% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,310 | 8.20% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $5,511 | 6.85% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,917 | 6.33% |
| Danville, VA (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,507 | 8.26% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,359 | 4.43% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,447 | 7.44% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,626 | 7.54% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,329 | 6.31% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $21,645 | 6.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $6,413 | 7.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,379 | 8.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,108 | 6.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,434 | 3.63% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,077 | 7.06% |
| Russellville, AR (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,781 | 7.42% |
| Hilo, HI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,869 | 7.79% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,706 | 8.29% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,627 | 7.09% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,588 | 7.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $3,171 | 5.80% |
| Fremont, OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,683 | 6.66% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,415 | 8.00% |
| London, KY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,897 | 7.00% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,944 | 4.85% |
| Astoria, OR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $29,765 | 8.13% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,678 | 5.38% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,277 | 7.22% |
| Taos, NM (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $11,421 | 8.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,251 | 7.83% |
| Sonora, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $13,452 | 6.44% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,669 | 6.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,109 | 6.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $11,513 | 6.29% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,487 | 7.05% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,834 | 8.87% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,542 | 7.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 7 | $685,000 | $97,857 | $2,977 | 8.17% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,785 | 5.69% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $9,751 | 7.37% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $14,424 | 7.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,237 | 7.13% |
| Moultrie, GA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,673 | 8.20% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $16,098 | 7.58% |
| Brenham, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $16,378 | 7.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $20,612 | 6.88% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,460 | 6.08% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,999 | 8.63% |
| Grants, NM (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,122 | 6.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,000 | 7.35% |
| Dayton, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,354 | 5.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,864 | 7.90% |
| Paris, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,096 | 6.09% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,520 | 6.80% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $17,655 | 6.63% |
| Ada, OK (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,737 | 6.79% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $12,072 | 7.38% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,515 | 3.66% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,110 | 7.17% |
| Burley, ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,057 | 7.79% |
| Newport, TN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,758 | 6.42% |
| Moberly, MO (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,263 | 6.63% |
| Forest City, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,001 | 6.54% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,075 | 6.69% |
| Rochelle, IL (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $7,429 | 6.20% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,932 | 6.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,153 | 6.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,622 | 4.75% |
| Riverton, WY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,390 | 6.56% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,277 | 6.83% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,869 | 7.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,174 | 4.46% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,751 | 6.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,173 | 6.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,503 | 8.56% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,273 | 8.18% |
| Union City, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,563 | 6.83% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,334 | 6.81% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,233 | 6.44% |
| Helena, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,330 | 6.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $22,078 | 6.00% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,722 | 6.88% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,031 | 6.81% |
| McPherson, KS (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $2,233 | 8.66% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,390 | 5.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,452 | 7.83% |
| McAlester, OK (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,583 | 8.16% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,159 | 6.56% |
| Richmond, IN (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $3,805 | 6.39% |
| Roswell, NM (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,189 | 7.72% |
| Bay City, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $13,131 | 7.88% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,634 | 5.66% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $11,754 | 6.63% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,848 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,942 | 8.91% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,439 | 6.88% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,435 | 6.69% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,405 | 6.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,717 | 6.81% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,538 | 8.68% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,913 | 6.42% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,839 | 7.91% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $9,956 | 7.62% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,361 | 7.75% |
| Rolla, MO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,352 | 6.56% |
| Beeville, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $7,608 | 8.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,417 | 6.09% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,630 | 7.38% |
| AMES, IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,350 | 4.92% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,786 | 5.87% |
| DOVER, DE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,201 | 8.37% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,685 | 6.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,962 | 6.94% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,090 | 6.75% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,427 | 8.16% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,149 | 5.17% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,322 | 6.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,456 | 7.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,407 | 6.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $11,926 | 7.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $14,757 | 6.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,430 | 8.50% |
| Danville, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,386 | 6.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $5,216 | 6.03% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 7.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,564 | 3.81% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,013 | 8.31% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,324 | 7.37% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,219 | 8.12% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,718 | 6.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,783 | 5.75% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,797 | 8.99% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $964 | 7.79% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,854 | 7.63% |
| Jasper, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,233 | 8.81% |
| Duncan, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,440 | 6.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,703 | 8.25% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,172 | 3.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,051 | 6.06% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $4,166 | 8.59% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,670 | 6.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,132 | 7.87% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,337 | 8.08% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $28,157 | 6.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,938 | 7.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,204 | 6.00% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,323 | 7.66% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,654 | 5.75% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $4,190 | 5.31% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $12,053 | 8.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,737 | 7.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,621 | 3.63% |
| Palestine, TX (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,007 | 8.53% |
| Greenville, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,689 | 6.19% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,471 | 6.75% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,776 | 8.87% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,664 | 7.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,707 | 6.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,647 | 3.44% |
| Andrews, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,327 | 3.81% |
| Macomb, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.50% |
| MADERA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,910 | 5.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,820 | 6.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,686 | 6.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,706 | 6.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,588 | 6.75% |
| Findlay, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,027 | 6.88% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,905 | 6.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,797 | 6.25% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,624 | 7.44% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,900 | 3.63% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $1,670 | 8.31% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,453 | 6.88% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,128 | 6.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,272 | 7.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,853 | 6.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,764 | 6.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,533 | 7.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.92% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,703 | 7.25% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,414 | 8.56% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,000 | 6.88% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,564 | 7.56% |
| Athens, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,500 | 3.81% |
| Connersville, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,426 | 6.81% |
| Emporia, KS (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,847 | 7.96% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,325 | 8.12% |
| ENID, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,920 | 6.13% |
| Portales, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,338 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,195 | 8.62% |
| Deming, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,693 | 6.75% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,356 | 6.63% |
| Salem, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,548 | 6.88% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,723 | 7.00% |
| Sterling, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,765 | 8.37% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,755 | 8.81% |
| Winfield, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,542 | 7.19% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,638 | 6.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,792 | 6.13% |
| Henderson, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,067 | 3.50% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,750 | 8.56% |
| Cullman, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,589 | 7.13% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,273 | 8.81% |
| Holland, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,705 | 10.99% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,436 | 7.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,986 | 7.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,084 | 6.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,986 | 6.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,672 | 3.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,935 | 7.62% |
| Murray, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,596 | 7.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,704 | 7.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,009 | 6.13% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,179 | 6.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,670 | 8.63% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,587 | 6.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,306 | 7.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,125 | 6.88% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,500 | 3.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,121 | 6.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,364 | 7.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,488 | 3.88% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,191 | 8.62% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,731 | 6.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,053 | 6.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,762 | 6.88% |
| McComb, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,302 | 6.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,770 | 3.81% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,658 | 3.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,270 | 8.56% |
| Waycross, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,297 | 3.56% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,184 | 6.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,730 | 6.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,934 | 6.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,425 | 6.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,591 | 6.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,508 | 4.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,044 | 3.69% |
| Marquette, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,524 | 6.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $15,926 | 7.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,921 | 6.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,212 | 8.81% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,539 | 8.43% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,082 | 6.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $16,514 | 6.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,491 | 6.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,453 | 4.13% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,213 | 8.87% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,592 | 3.81% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,188 | 7.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,503 | 7.63% |
| Austin, MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,257 | 8.56% |
| Sweetwater, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,536 | 8.62% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,438 | 6.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,951 | 7.13% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,074 | 6.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $750 | 6.88% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,629 | 6.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,472 | 8.75% |
| Farmington, MO (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,811 | 8.06% |
| Ashland, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,594 | 8.56% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,306 | 8.56% |
| Snyder, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,931 | 4.06% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,832 | 4.38% |
| Martin, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,054 | 7.13% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,970 | 6.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,549 | 6.13% |
| Marion, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,642 | 8.87% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,000 | 4.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,396 | 6.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,000 | 5.75% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,970 | 6.13% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,406 | 7.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,738 | 7.13% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,120 | 3.75% |
| Clarksdale, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $80 | 8.62% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,163 | 8.56% |
| Alice, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,845 | 8.87% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,698 | 6.50% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,674 | 8.87% |
| Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,854 | 6.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,397 | 7.25% |
| Alma, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,717 | 6.63% |
| Woodward, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,690 | 6.88% |
| Marietta, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $375 | 9.99% |
| Watertown, SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,214 | 6.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $265 | 9.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against MID AMERICA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
FinancialEdge Community Credit Union
Similarity Rank: 36
Similarity Rank: 36
ProFed Federal Credit Union
Similarity Rank: 48
Similarity Rank: 48
MATANUSKA VALLEY FEDERAL CREDIT UNION
Similarity Rank: 56
Similarity Rank: 56
FINANCIAL PLUS CREDIT UNION
Similarity Rank: 60
Similarity Rank: 60
CREDIT UNION 1
Similarity Rank: 60
Similarity Rank: 60
MCT Credit Union
Similarity Rank: 70
Similarity Rank: 70
NECHES
Similarity Rank: 72
Similarity Rank: 72
JOLT CREDIT UNION
Similarity Rank: 72
Similarity Rank: 72
CRESCENT MORTGAGE COMPANY
Similarity Rank: 80
Similarity Rank: 80
La Capitol Federal Credit Union
Similarity Rank: 104
Similarity Rank: 104
Product Mix
For 2024, Mid America Mortgage's most frequently originated type of loan was Conventional, with 4,624 originations. Their 2nd most popular type was FHA, with 4,070 originations.
Loan Reason
For 2024, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 8,837 originations. The 2nd most popular reason was Cash Out Refi, with 385 originations.
Loan Duration/Length
For 2024, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 4,711 originations. The 2nd most popular length was Other, with 3,224 originations.
Origination Fees/Closing Costs
Mid America Mortgage's average total fees were $9,354, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,287 originations.
Interest Rates
During 2024, Mid America Mortgage's average interest rate for loans was 5.90%, while their most frequently originated rate bucket for loans was 6-7%, with 3,911 originations.
Loan Sizing
2024 saw Mid America Mortgage place emphasis on $200k-400k loans with 4,048 originations, totaling $1,184,380,000 in origination value.
Applicant Income
Mid America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,757 originations. The second most popular income band? $75k-100k, with 2,496 originations.
Applicant Debt to Income Ratio
Mid America Mortgage lent most frequently to those with DTI ratios of <20%, with 1,611 originations. The next most common DTI ratio? 50-60%, with 1,549 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.91%
Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination23.97%
Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,598 | $2,167,510,000 | $225,829 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,598 | $2,167,510,000 | $225,829 |