Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

4.9 stars - out of 5 stars, based on 143 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Mid America Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Mid America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others. Mid America Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Mid America Mortgage is typically an average fee lendor.


Originations

20,416

Origination Dollar Volume (All Markets)

$5,111,530,000
Show all (133) awards

Relative Rate

Mid America Mortgage 's average 30 year fixed rate mortgage of loans were 3.16%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.01%.

Relative Fees

Mid America Mortgage 's average total fees for a 30 year fixed rate mortgage are $4,774.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,791 $829,565,000 $297,229 $5,767 3.21%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,087 $571,415,000 $273,797 $6,057 3.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 854 $288,370,000 $337,670 $5,789 3.11%
Outside of Metro Areas 1,072 $189,980,000 $177,220 $4,450 3.26%
URBAN HONOLULU, HI (FHA|USDA|VA) 348 $185,990,000 $534,454 $5,205 2.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 402 $118,720,000 $295,323 $3,937 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 374 $110,790,000 $296,230 $8,235 3.23%
FLINT, MI (FHA|USDA|VA) 700 $110,560,000 $157,943 $3,883 3.53%
TOLEDO, OH (FHA|USDA|VA) 515 $109,475,000 $212,573 $2,810 2.88%
Hilo, HI (FHA|USDA|VA) 303 $101,215,000 $334,043 $4,551 3.02%
KANSAS CITY, MO-KS (FHA|USDA|VA) 363 $92,195,000 $253,981 $3,120 2.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 376 $87,150,000 $231,782 $3,205 3.29%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 155 $75,605,000 $487,774 $3,731 2.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 344 $70,870,000 $206,017 $3,865 3.16%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 270 $66,800,000 $247,407 $4,356 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 258 $53,640,000 $207,907 $3,887 3.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 195 $46,665,000 $239,308 $5,538 2.98%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 133 $44,115,000 $331,692 $3,309 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 188 $43,780,000 $232,872 $4,046 2.93%
BATON ROUGE, LA (FHA|USDA|VA) 205 $42,785,000 $208,707 $5,354 3.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 141 $41,495,000 $294,291 $3,758 2.48%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 205 $41,425,000 $202,073 $5,692 3.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 104 $40,670,000 $391,058 $4,374 2.90%
LAFAYETTE, LA (FHA|USDA|VA) 215 $40,585,000 $188,767 $4,287 3.01%
Alamogordo, NM (FHA|USDA|VA) 170 $36,240,000 $213,176 $3,891 2.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 119 $35,535,000 $298,613 $6,524 3.24%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 185 $33,615,000 $181,703 $3,805 2.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 150 $33,570,000 $223,800 $4,002 2.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 91 $32,855,000 $361,044 $4,012 2.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 86 $30,090,000 $349,884 $4,828 3.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 75 $26,755,000 $356,733 $3,223 2.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 74 $26,460,000 $357,568 $5,560 2.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 120 $25,790,000 $214,917 $15,589 3.21%
FORT WAYNE, IN (FHA|USDA|VA) 130 $24,630,000 $189,462 $3,309 3.60%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 127 $24,585,000 $193,583 $4,825 3.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 127 $22,905,000 $180,354 $3,950 3.03%
RICHMOND, VA (FHA|USDA|VA) 86 $22,680,000 $263,721 $4,386 3.24%
Mountain Home, AR (FHA|USDA|VA) 136 $22,510,000 $165,515 $3,264 2.96%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 143 $21,885,000 $153,042 $3,842 3.35%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 41 $19,415,000 $473,537 $4,387 2.81%
WHEELING, WV-OH (FHA|USDA|VA) 127 $19,405,000 $152,795 $4,054 3.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 53 $19,115,000 $360,660 $4,299 2.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 56 $18,440,000 $329,286 $3,719 2.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 64 $17,450,000 $272,656 $5,123 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 64 $17,310,000 $270,469 $9,063 2.98%
CORPUS CHRISTI, TX (FHA|USDA|VA) 70 $17,050,000 $243,571 $4,929 3.12%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 69 $16,935,000 $245,435 $3,555 3.03%
SHERMAN-DENISON, TX (FHA|USDA|VA) 58 $16,420,000 $283,103 $5,907 3.35%
TULSA, OK (FHA|USDA|VA) 78 $16,340,000 $209,487 $4,883 3.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 32 $15,880,000 $496,250 $4,299 2.93%
HAMMOND, LA (FHA|USDA|VA) 85 $15,165,000 $178,412 $4,461 3.20%
Cañon City, CO (FHA|USDA|VA) 59 $15,115,000 $256,186 $2,948 2.94%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $14,440,000 $218,788 $3,332 3.02%
SAGINAW, MI (FHA|USDA|VA) 95 $13,765,000 $144,895 $3,658 3.62%
AKRON, OH (FHA|USDA|VA) 81 $13,175,000 $162,654 $4,541 2.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 29 $13,095,000 $451,552 $6,391 2.78%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 42 $12,920,000 $307,619 $2,871 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 42 $12,650,000 $301,190 $3,704 2.95%
MONROE, MI (FHA|USDA|VA) 60 $12,380,000 $206,333 $2,559 2.92%
EL PASO, TX (FHA|USDA|VA) 59 $11,585,000 $196,356 $4,285 3.11%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 77 $11,455,000 $148,766 $2,431 3.27%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 45 $11,245,000 $249,889 $4,385 2.97%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 56 $11,140,000 $198,929 $3,698 3.08%
DAYTON-KETTERING, OH (FHA|USDA|VA) 58 $11,080,000 $191,034 $3,442 2.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 68 $10,670,000 $156,912 $3,383 3.31%
Elk City, OK (FHA|USDA|VA) 67 $10,345,000 $154,403 $4,402 3.25%
Angola, IN (FHA|USDA|VA) 49 $10,265,000 $209,490 $2,957 3.45%
COLUMBUS, OH (FHA|USDA|VA) 44 $10,080,000 $229,091 $3,897 3.01%
MIDLAND, TX (FHA|USDA|VA) 35 $9,795,000 $279,857 $5,383 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 44 $9,710,000 $220,682 $2,917 2.91%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 48 $9,080,000 $189,167 $3,653 3.23%
FARMINGTON, NM (FHA|USDA|VA) 44 $8,900,000 $202,273 $4,046 2.93%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 41 $8,755,000 $213,537 $2,892 2.94%
ANCHORAGE, AK (FHA|USDA|VA) 28 $8,750,000 $312,500 $4,622 2.88%
JACKSON, TN (FHA|USDA|VA) 56 $8,270,000 $147,679 $6,002 3.34%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $8,175,000 $263,710 $6,642 3.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $8,135,000 $246,515 $3,981 2.97%
LONGVIEW, TX (FHA|USDA|VA) 37 $8,045,000 $217,432 $4,764 3.15%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 24 $8,030,000 $334,583 $4,077 3.15%
Granbury, TX (FHA|USDA|VA) 32 $7,870,000 $245,938 $5,455 3.21%
Del Rio, TX (FHA|USDA|VA) 35 $7,575,000 $216,429 $5,567 3.24%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $7,450,000 $465,625 $3,466 2.69%
LAREDO, TX (FHA|USDA|VA) 30 $7,250,000 $241,667 $5,455 3.48%
Harrison, AR (FHA|USDA|VA) 38 $7,220,000 $190,000 $3,363 3.04%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 26 $7,200,000 $276,923 $4,113 2.84%
SPRINGFIELD, MO (FHA|USDA|VA) 41 $7,175,000 $175,000 $3,246 3.23%
JACKSONVILLE, FL (FHA|USDA|VA) 30 $7,150,000 $238,333 $4,122 2.90%
SALT LAKE CITY, UT (FHA|USDA|VA) 24 $7,130,000 $297,083 $3,531 3.29%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 42 $7,080,000 $168,571 $2,051 2.37%
FORT SMITH, AR-OK (FHA|USDA|VA) 41 $6,885,000 $167,927 $3,917 3.06%
WICHITA, KS (FHA|USDA|VA) 41 $6,795,000 $165,732 $4,607 3.06%
KNOXVILLE, TN (FHA|USDA|VA) 37 $6,725,000 $181,757 $4,985 2.71%
BELLINGHAM, WA (FHA|USDA|VA) 20 $6,690,000 $334,500 $4,323 2.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 32 $6,590,000 $205,938 $3,877 3.07%
Warsaw, IN (FHA|USDA|VA) 27 $6,215,000 $230,185 $3,196 3.57%
CANTON-MASSILLON, OH (FHA|USDA|VA) 36 $6,210,000 $172,500 $3,747 2.98%
TYLER, TX (FHA|USDA|VA) 22 $5,810,000 $264,091 $3,788 2.99%
TUCSON, AZ (FHA|USDA|VA) 28 $5,760,000 $205,714 $3,123 2.99%
Coshocton, OH (FHA|USDA|VA) 46 $5,740,000 $124,783 $4,813 3.46%
GREELEY, CO (FHA|USDA|VA) 17 $5,725,000 $336,765 $7,691 3.39%
WACO, TX (FHA|USDA|VA) 23 $5,605,000 $243,696 $4,065 3.28%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 24 $5,560,000 $231,667 $7,253 3.18%
SALEM, OR (FHA|USDA|VA) 17 $5,385,000 $316,765 $4,934 3.01%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $5,380,000 $384,286 $5,340 2.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 21 $5,365,000 $255,476 $4,576 3.07%
BILLINGS, MT (FHA|USDA|VA) 21 $5,355,000 $255,000 $4,583 3.17%
Cambridge, OH (FHA|USDA|VA) 37 $5,315,000 $143,649 $4,579 3.24%
REDDING, CA (FHA|USDA|VA) 20 $5,240,000 $262,000 $4,696 2.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $5,200,000 $260,000 $5,153 2.96%
Mount Airy, NC (FHA|USDA|VA) 33 $5,185,000 $157,121 $3,234 2.94%
COLUMBIA, SC (FHA|USDA|VA) 25 $5,145,000 $205,800 $3,883 2.92%
SPARTANBURG, SC (FHA|USDA|VA) 28 $5,090,000 $181,786 $3,654 3.08%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $5,040,000 $420,000 $6,023 2.98%
Mount Pleasant, MI (FHA|USDA|VA) 33 $4,995,000 $151,364 $3,684 3.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $4,930,000 $308,125 $5,122 3.19%
Athens, TX (FHA|USDA|VA) 21 $4,825,000 $229,762 $6,301 3.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 25 $4,805,000 $192,200 $2,988 3.43%
MIDLAND, MI (FHA|USDA|VA) 27 $4,775,000 $176,852 $3,718 3.51%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 12 $4,710,000 $392,500 $3,721 2.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $4,670,000 $259,444 $3,197 2.85%
SANTA FE, NM (FHA|USDA|VA) 14 $4,600,000 $328,571 $5,554 3.14%
Traverse City, MI (FHA|USDA|VA) 19 $4,485,000 $236,053 $2,890 3.10%
FLAGSTAFF, AZ (FHA|USDA|VA) 18 $4,470,000 $248,333 $3,970 3.03%
LAS CRUCES, NM (FHA|USDA|VA) 14 $4,400,000 $314,286 $4,176 3.07%
Sandusky, OH (FHA|USDA|VA) 25 $4,215,000 $168,600 $6,604 3.15%
Altus, OK (FHA|USDA|VA) 22 $4,210,000 $191,364 $3,715 3.03%
New Castle, IN (FHA|USDA|VA) 34 $4,200,000 $123,529 $3,113 3.23%
LAKE CHARLES, LA (FHA|USDA|VA) 19 $4,185,000 $220,263 $5,410 3.08%
Opelousas, LA (FHA|USDA|VA) 27 $4,175,000 $154,630 $3,661 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $4,170,000 $189,545 $2,833 2.83%
LAWTON, OK (FHA|USDA|VA) 27 $4,165,000 $154,259 $4,118 3.24%
CHICO, CA (FHA|USDA|VA) 14 $4,130,000 $295,000 $5,863 3.18%
Tahlequah, OK (FHA|USDA|VA) 23 $3,945,000 $171,522 $4,727 3.23%
FORT COLLINS, CO (FHA|USDA|VA) 10 $3,900,000 $390,000 $4,631 3.05%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 19 $3,885,000 $204,474 $3,738 2.71%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $3,865,000 $227,353 $3,465 3.08%
Zanesville, OH (FHA|USDA|VA) 25 $3,825,000 $153,000 $4,986 3.18%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 17 $3,815,000 $224,412 $4,267 3.46%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 18 $3,810,000 $211,667 $2,856 2.99%
Gainesville, TX (FHA|USDA|VA) 16 $3,810,000 $238,125 $5,782 3.34%
WINSTON-SALEM, NC (FHA|USDA|VA) 24 $3,790,000 $157,917 $3,158 2.99%
Auburn, IN (FHA|USDA|VA) 18 $3,660,000 $203,333 $3,875 3.36%
Fremont, OH (FHA|USDA|VA) 24 $3,560,000 $148,333 $3,124 3.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $3,550,000 $177,500 $3,433 3.44%
Greenville, OH (FHA|USDA|VA) 28 $3,510,000 $125,357 $4,701 2.99%
Durant, OK (FHA|USDA|VA) 17 $3,445,000 $202,647 $4,246 3.32%
AMARILLO, TX (FHA|USDA|VA) 18 $3,430,000 $190,556 $3,696 2.94%
Eureka-Arcata, CA (FHA|USDA|VA) 11 $3,415,000 $310,455 $6,096 3.11%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $3,405,000 $261,923 $2,782 2.79%
Kendallville, IN (FHA|USDA|VA) 17 $3,385,000 $199,118 $3,157 3.96%
STOCKTON, CA (FHA|USDA|VA) 9 $3,355,000 $372,778 $2,971 2.94%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 9 $3,275,000 $363,889 $4,028 3.28%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,245,000 $249,615 $6,110 3.22%
Aberdeen, WA (FHA|USDA|VA) 15 $3,195,000 $213,000 $4,538 3.26%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $3,175,000 $244,231 $2,574 2.84%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $3,150,000 $262,500 $4,118 2.91%
BAY CITY, MI (FHA|USDA|VA) 26 $3,030,000 $116,538 $3,576 3.48%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $3,025,000 $232,692 $7,451 3.29%
FRESNO, CA (FHA|USDA|VA) 13 $3,025,000 $232,692 $3,484 2.84%
Batesville, AR (FHA|USDA|VA) 20 $3,020,000 $151,000 $2,979 3.23%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $3,000,000 $250,000 $3,879 2.90%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,000,000 $375,000 $4,174 3.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,975,000 $330,556 $6,155 2.79%
OCALA, FL (FHA|USDA|VA) 15 $2,975,000 $198,333 $6,458 3.29%
Salina, KS (FHA|USDA|VA) 22 $2,940,000 $133,636 $2,006 3.27%
Shawnee, OK (FHA|USDA|VA) 16 $2,890,000 $180,625 $3,833 3.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $2,805,000 $187,000 $5,700 2.95%
LUBBOCK, TX (FHA|USDA|VA) 14 $2,800,000 $200,000 $3,337 2.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 15 $2,745,000 $183,000 $2,688 3.19%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,740,000 $274,000 $6,453 3.19%
FAYETTEVILLE, NC (FHA|USDA|VA) 16 $2,720,000 $170,000 $2,665 2.98%
Danville, KY (FHA|USDA|VA) 13 $2,655,000 $204,231 $3,954 3.52%
Cullowhee, NC (FHA|USDA|VA) 14 $2,650,000 $189,286 $4,710 2.94%
HUNTSVILLE, AL (FHA|USDA|VA) 13 $2,625,000 $201,923 $1,804 2.53%
PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $2,600,000 $260,000 $6,820 3.21%
VALLEJO, CA (FHA|USDA|VA) 7 $2,595,000 $370,714 $2,037 2.76%
Bogalusa, LA (FHA|USDA|VA) 18 $2,590,000 $143,889 $4,723 3.28%
Gallup, NM (FHA|USDA|VA) 12 $2,550,000 $212,500 $3,652 2.84%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,520,000 $315,000 $2,850 2.88%
Outside of Metro Areas 8 $2,520,000 $315,000 $5,552 3.42%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,500,000 $250,000 $3,568 3.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $2,440,000 $135,556 $3,777 2.53%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $2,420,000 $242,000 $4,273 3.09%
Key West, FL (FHA|USDA|VA) 5 $2,415,000 $483,000 $9,763 3.11%
Richmond, IN (FHA|USDA|VA) 19 $2,395,000 $126,053 $4,328 2.70%
PANAMA CITY, FL (FHA|USDA|VA) 6 $2,380,000 $396,667 $7,671 3.52%
New Philadelphia-Dover, OH (FHA|USDA|VA) 20 $2,380,000 $119,000 $4,085 3.46%
ABILENE, TX (FHA|USDA|VA) 13 $2,375,000 $182,692 $5,305 3.30%
MOBILE, AL (FHA|USDA|VA) 12 $2,370,000 $197,500 $2,537 2.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 13 $2,355,000 $181,154 $2,427 2.85%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 14 $2,350,000 $167,857 $3,635 3.36%
Bonham, TX (FHA|USDA|VA) 10 $2,340,000 $234,000 $4,587 3.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $2,315,000 $257,222 $7,583 3.11%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,315,000 $257,222 $3,409 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $2,290,000 $229,000 $7,425 2.58%
VISALIA, CA (FHA|USDA|VA) 9 $2,265,000 $251,667 $2,635 2.84%
McAlester, OK (FHA|USDA|VA) 12 $2,250,000 $187,500 $4,614 3.53%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,235,000 $149,000 $3,479 3.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $2,220,000 $185,000 $6,384 3.30%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,195,000 $313,571 $5,603 2.85%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 12 $2,170,000 $180,833 $2,964 2.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $2,165,000 $166,538 $3,347 3.12%
West Plains, MO (FHA|USDA|VA) 14 $2,100,000 $150,000 $2,654 3.02%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $2,090,000 $209,000 $2,783 2.69%
MONTGOMERY, AL (FHA|USDA|VA) 13 $2,065,000 $158,846 $1,487 2.59%
Dyersburg, TN (FHA|USDA|VA) 15 $2,035,000 $135,667 $6,045 3.40%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $2,010,000 $167,500 $2,464 3.25%
Show Low, AZ (FHA|USDA|VA) 6 $2,010,000 $335,000 $4,931 3.08%
Adrian, MI (FHA|USDA|VA) 10 $1,970,000 $197,000 $2,394 3.16%
Carlsbad-Artesia, NM (FHA|USDA|VA) 8 $1,920,000 $240,000 $5,197 4.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,163 2.74%
Roseburg, OR (FHA|USDA|VA) 8 $1,860,000 $232,500 $4,084 3.06%
ALEXANDRIA, LA (FHA|USDA|VA) 10 $1,860,000 $186,000 $4,409 3.21%
SAVANNAH, GA (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,022 2.89%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,795,000 $256,429 $2,994 2.91%
YUMA, AZ (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,997 3.06%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,780,000 $222,500 $5,499 3.28%
Sevierville, TN (FHA|USDA|VA) 6 $1,770,000 $295,000 $5,685 2.90%
DeRidder, LA (FHA|USDA|VA) 8 $1,720,000 $215,000 $3,953 3.11%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,393 3.25%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,605,000 $229,286 $5,496 3.71%
Brownwood, TX (FHA|USDA|VA) 6 $1,600,000 $266,667 $9,113 3.31%
Weatherford, OK (FHA|USDA|VA) 14 $1,600,000 $114,286 $3,899 3.18%
Kapaa, HI (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,374 2.55%
Centralia, WA (FHA|USDA|VA) 7 $1,565,000 $223,571 $3,415 3.16%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,064 2.77%
Mineral Wells, TX (FHA|USDA|VA) 4 $1,560,000 $390,000 $7,745 3.34%
FARGO, ND-MN (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,156 3.16%
SALINAS, CA (FHA|USDA|VA) 4 $1,540,000 $385,000 $2,985 2.84%
MUNCIE, IN (FHA|USDA|VA) 9 $1,535,000 $170,556 $2,883 3.40%
DULUTH, MN-WI (FHA|USDA|VA) 9 $1,525,000 $169,444 $2,725 2.63%
BISMARCK, ND (FHA|USDA|VA) 6 $1,520,000 $253,333 $3,926 3.21%
Torrington, CT (FHA|USDA|VA) 5 $1,505,000 $301,000 $5,029 3.18%
JOPLIN, MO (FHA|USDA|VA) 11 $1,495,000 $135,909 $3,825 3.31%
Shelton, WA (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,094 3.35%
TOPEKA, KS (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,706 3.14%
ODESSA, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,075 2.96%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,725 2.89%
Morgan City, LA (FHA|USDA|VA) 11 $1,455,000 $132,273 $3,301 3.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,321 2.96%
AMES, IA (FHA|USDA|VA) 8 $1,440,000 $180,000 $2,345 2.86%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,602 3.00%
JACKSON, MI (FHA|USDA|VA) 7 $1,415,000 $202,143 $3,910 3.16%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,875 2.63%
Muskogee, OK (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,727 3.25%
Ukiah, CA (FHA|USDA|VA) 5 $1,405,000 $281,000 $6,062 3.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $6,834 3.09%
Lumberton, NC (FHA|USDA|VA) 11 $1,385,000 $125,909 $3,600 3.17%
Clewiston, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,955 2.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $1,370,000 $137,000 $4,203 2.74%
Clearlake, CA (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,678 3.36%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $2,781 2.87%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,360,000 $170,000 $5,853 3.22%
Blackfoot, ID (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,396 3.20%
Palestine, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,030 3.12%
Van Wert, OH (FHA|USDA|VA) 12 $1,350,000 $112,500 $4,885 3.19%
Ketchikan, AK (FHA|USDA|VA) 4 $1,350,000 $337,500 $4,420 3.06%
Stillwater, OK (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,242 3.05%
YAKIMA, WA (FHA|USDA|VA) 7 $1,325,000 $189,286 $3,285 2.95%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,745 2.75%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,202 2.92%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,305,000 $261,000 $2,814 3.03%
Huntsville, TX (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,545 3.12%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,280,000 $160,000 $2,690 3.09%
Edwards, CO (FHA|USDA|VA) 3 $1,275,000 $425,000 $3,945 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,878 3.31%
Port Angeles, WA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,678 3.06%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $1,215,000 $243,000 $3,728 3.28%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,662 2.81%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,195,000 $170,714 $5,376 3.09%
MERCED, CA (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,402 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,586 2.66%
Murray, KY (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,054 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,461 2.06%
Brenham, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,454 3.32%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,053 3.19%
Ada, OK (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,459 2.90%
Holland, MI (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,463 3.35%
MADISON, WI (FHA|USDA|VA) 6 $1,130,000 $188,333 $1,689 2.60%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,604 3.13%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,756 3.46%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,786 3.69%
Enterprise, AL (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,314 2.84%
Jennings, LA (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,891 3.05%
Bardstown, KY (FHA|USDA|VA) 7 $1,065,000 $152,143 $2,316 3.16%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,590 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,676 3.05%
Hillsdale, MI (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,264 3.06%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,979 2.96%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,072 2.98%
Paris, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,539 3.00%
Sturgis, MI (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,668 3.53%
Scottsburg, IN (FHA|USDA|VA) 6 $1,030,000 $171,667 $1,942 3.27%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,549 3.30%
Norwalk, OH (FHA|USDA|VA) 9 $1,015,000 $112,778 $4,021 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,336 3.16%
El Campo, TX (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,570 2.77%
Cadillac, MI (FHA|USDA|VA) 7 $995,000 $142,143 $2,748 3.52%
Richmond-Berea, KY (FHA|USDA|VA) 5 $995,000 $199,000 $3,271 3.10%
BOULDER, CO (FHA|USDA|VA) 4 $990,000 $247,500 $3,121 2.25%
PUEBLO, CO (FHA|USDA|VA) 5 $975,000 $195,000 $3,851 2.76%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $970,000 $161,667 $4,965 3.00%
Española, NM (FHA|USDA|VA) 4 $970,000 $242,500 $3,040 3.25%
HATTIESBURG, MS (FHA|USDA|VA) 4 $970,000 $242,500 $3,427 2.69%
RACINE, WI (FHA|USDA|VA) 4 $970,000 $242,500 $3,143 2.97%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $970,000 $161,667 $3,355 2.61%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $960,000 $240,000 $1,575 2.10%
EL CENTRO, CA (FHA|USDA|VA) 2 $950,000 $475,000 $6,468 2.69%
KOKOMO, IN (FHA|USDA|VA) 4 $950,000 $237,500 $3,012 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $950,000 $237,500 $3,091 3.40%
Connersville, IN (FHA|USDA|VA) 11 $945,000 $85,909 $3,965 3.14%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $915,000 $305,000 $4,305 2.79%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $905,000 $129,286 $4,815 3.14%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $900,000 $150,000 $1,537 2.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $890,000 $222,500 $5,069 2.78%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $885,000 $177,000 $5,656 3.02%
LIMA, OH (FHA|USDA|VA) 7 $885,000 $126,429 $3,460 3.05%
Stephenville, TX (FHA|USDA|VA) 3 $875,000 $291,667 $5,130 3.08%
Sidney, OH (FHA|USDA|VA) 6 $870,000 $145,000 $3,420 3.02%
Wapakoneta, OH (FHA|USDA|VA) 7 $865,000 $123,571 $3,951 3.14%
Ashtabula, OH (FHA|USDA|VA) 7 $865,000 $123,571 $4,065 3.02%
MADERA, CA (FHA|USDA|VA) 4 $860,000 $215,000 $4,151 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $855,000 $285,000 $2,531 2.58%
SAN ANGELO, TX (FHA|USDA|VA) 4 $850,000 $212,500 $1,843 3.03%
GAINESVILLE, FL (FHA|USDA|VA) 4 $830,000 $207,500 $3,404 2.66%
Atmore, AL (FHA|USDA|VA) 4 $830,000 $207,500 $4,624 3.09%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $830,000 $207,500 $3,039 3.09%
Searcy, AR (FHA|USDA|VA) 7 $825,000 $117,857 $3,748 3.54%
Alma, MI (FHA|USDA|VA) 8 $820,000 $102,500 $3,387 3.52%
Clovis, NM (FHA|USDA|VA) 4 $820,000 $205,000 $5,022 3.59%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $820,000 $205,000 $3,840 2.81%
MODESTO, CA (FHA|USDA|VA) 4 $820,000 $205,000 $2,214 2.79%
MANHATTAN, KS (FHA|USDA|VA) 5 $815,000 $163,000 $2,930 2.93%
ROANOKE, VA (FHA|USDA|VA) 5 $815,000 $163,000 $3,106 2.81%
Fredericksburg, TX (FHA|USDA|VA) 3 $815,000 $271,667 $3,703 2.50%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $805,000 $268,333 $3,445 3.17%
LONGVIEW, WA (FHA|USDA|VA) 3 $805,000 $268,333 $5,916 2.90%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $805,000 $268,333 $1,170 2.42%
BEND, OR (FHA|USDA|VA) 2 $800,000 $400,000 $6,274 3.13%
NAPA, CA (FHA|USDA|VA) 2 $790,000 $395,000 $4,929 3.06%
RAPID CITY, SD (FHA|USDA|VA) 3 $785,000 $261,667 $4,256 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 3 $785,000 $261,667 $2,603 2.88%
Taos, NM (FHA|USDA|VA) 5 $785,000 $157,000 $4,583 2.93%
YUBA CITY, CA (FHA|USDA|VA) 2 $780,000 $390,000 $4,491 2.94%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $775,000 $775,000 $10,098 4.00%
Frankfort, KY (FHA|USDA|VA) 3 $775,000 $258,333 $2,918 3.67%
Bartlesville, OK (FHA|USDA|VA) 7 $775,000 $110,714 $4,623 3.29%
Aberdeen, SD (FHA|USDA|VA) 4 $770,000 $192,500 $4,552 3.03%
LANCASTER, PA (FHA|USDA|VA) 4 $770,000 $192,500 $2,389 3.41%
Mayfield, KY (FHA|USDA|VA) 6 $770,000 $128,333 $3,479 3.13%
Marietta, OH (FHA|USDA|VA) 4 $770,000 $192,500 $7,356 3.41%
Jesup, GA (FHA|USDA|VA) 5 $765,000 $153,000 $5,303 3.20%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $760,000 $190,000 $2,345 2.84%
Breckenridge, CO (FHA|USDA|VA) 1 $755,000 $755,000 $20,569 3.50%
North Wilkesboro, NC (FHA|USDA|VA) 5 $745,000 $149,000 $3,783 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $745,000 $248,333 $5,126 3.08%
Kerrville, TX (FHA|USDA|VA) 4 $740,000 $185,000 $1,743 2.81%
Coldwater, MI (FHA|USDA|VA) 4 $740,000 $185,000 $4,133 3.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $740,000 $185,000 $4,879 2.89%
Laramie, WY (FHA|USDA|VA) 3 $735,000 $245,000 $4,580 3.08%
Wooster, OH (FHA|USDA|VA) 4 $730,000 $182,500 $4,301 3.31%
Lufkin, TX (FHA|USDA|VA) 3 $725,000 $241,667 $7,453 3.29%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $725,000 $145,000 $2,727 3.20%
JACKSON, MS (FHA|USDA|VA) 4 $720,000 $180,000 $2,823 2.70%
Peru, IN (FHA|USDA|VA) 3 $715,000 $238,333 $2,392 3.13%
LAWRENCE, KS (FHA|USDA|VA) 3 $715,000 $238,333 $3,663 3.17%
RENO, NV (FHA|USDA|VA) 3 $705,000 $235,000 $4,939 2.98%
MEDFORD, OR (FHA|USDA|VA) 3 $705,000 $235,000 $3,995 3.25%
Whitewater, WI (FHA|USDA|VA) 3 $705,000 $235,000 $1,558 2.85%
POCATELLO, ID (FHA|USDA|VA) 4 $700,000 $175,000 $3,431 3.03%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $700,000 $175,000 $1,786 2.56%
Big Spring, TX (FHA|USDA|VA) 3 $685,000 $228,333 $4,783 3.12%
Branson, MO (FHA|USDA|VA) 4 $680,000 $170,000 $2,687 3.13%
Cedar City, UT (FHA|USDA|VA) 2 $680,000 $340,000 $6,132 2.80%
Marion, OH (FHA|USDA|VA) 3 $675,000 $225,000 $2,381 2.83%
BRUNSWICK, GA (FHA|USDA|VA) 4 $670,000 $167,500 $4,323 2.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $665,000 $221,667 $2,913 2.52%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $665,000 $221,667 $2,827 3.13%
GRAND FORKS, ND-MN (FHA|USDA|VA) 3 $665,000 $221,667 $3,402 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $660,000 $165,000 $3,887 3.78%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $660,000 $165,000 $6,147 2.97%
Williston, ND (FHA|USDA|VA) 2 $660,000 $330,000 $4,124 3.19%
Lawrenceburg, TN (FHA|USDA|VA) 3 $655,000 $218,333 $1,769 2.91%
Corsicana, TX (FHA|USDA|VA) 3 $655,000 $218,333 $8,616 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 3 $655,000 $218,333 $7,852 3.11%
Red Bluff, CA (FHA|USDA|VA) 2 $650,000 $325,000 $2,281 2.75%
Jefferson, GA (FHA|USDA|VA) 3 $645,000 $215,000 $3,078 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 3 $645,000 $215,000 $4,919 2.65%
COLUMBUS, IN (FHA|USDA|VA) 3 $635,000 $211,667 $4,085 2.58%
WENATCHEE, WA (FHA|USDA|VA) 2 $630,000 $315,000 $4,169 2.75%
JONESBORO, AR (FHA|USDA|VA) 3 $625,000 $208,333 $1,698 2.79%
Dickinson, ND (FHA|USDA|VA) 3 $625,000 $208,333 $3,619 3.29%
CORVALLIS, OR (FHA|USDA|VA) 2 $620,000 $310,000 $4,263 2.94%
Warrensburg, MO (FHA|USDA|VA) 2 $610,000 $305,000 $7,091 2.56%
MISSOULA, MT (FHA|USDA|VA) 2 $600,000 $300,000 $3,272 3.31%
Picayune, MS (FHA|USDA|VA) 4 $600,000 $150,000 $4,042 3.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $600,000 $150,000 $2,109 2.90%
Celina, OH (FHA|USDA|VA) 3 $595,000 $198,333 $4,472 3.08%
Crossville, TN (FHA|USDA|VA) 4 $590,000 $147,500 $2,794 3.09%
Sulphur Springs, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,204 3.25%
Coos Bay, OR (FHA|USDA|VA) 3 $585,000 $195,000 $3,626 2.71%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $585,000 $195,000 $1,419 2.50%
Huntington, IN (FHA|USDA|VA) 4 $580,000 $145,000 $2,991 3.53%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $575,000 $191,667 $3,193 2.61%
Alice, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,583 3.06%
GRANTS PASS, OR (FHA|USDA|VA) 2 $570,000 $285,000 $5,666 3.25%
Arcadia, FL (FHA|USDA|VA) 1 $565,000 $565,000 $7,147 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $560,000 $140,000 $3,291 3.59%
STAUNTON, VA (FHA|USDA|VA) 4 $560,000 $140,000 $1,477 2.75%
Las Vegas, NM (FHA|USDA|VA) 3 $555,000 $185,000 $2,157 3.54%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $2,195 2.50%
DECATUR, AL (FHA|USDA|VA) 4 $540,000 $135,000 $1,738 2.52%
Juneau, AK (FHA|USDA|VA) 1 $535,000 $535,000 $11,379 2.50%
Dublin, GA (FHA|USDA|VA) 3 $535,000 $178,333 $6,080 2.67%
Big Rapids, MI (FHA|USDA|VA) 3 $515,000 $171,667 $2,853 3.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $510,000 $255,000 $6,252 3.50%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $500,000 $250,000 $4,246 3.44%
Mount Sterling, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,536 3.33%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $495,000 $165,000 $1,248 3.29%
Craig, CO (FHA|USDA|VA) 2 $490,000 $245,000 $4,970 3.38%
Fort Polk South, LA (FHA|USDA|VA) 3 $485,000 $161,667 $4,944 2.88%
Paducah, KY-IL (FHA|USDA|VA) 2 $480,000 $240,000 $5,196 3.19%
Winnemucca, NV (FHA|USDA|VA) 2 $480,000 $240,000 $4,327 2.81%
Union City, TN (FHA|USDA|VA) 4 $480,000 $120,000 $6,009 3.53%
HINESVILLE, GA (FHA|USDA|VA) 3 $475,000 $158,333 $2,278 2.75%
Ponca City, OK (FHA|USDA|VA) 4 $470,000 $117,500 $4,237 3.22%
Payson, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $2,226 2.69%
DOTHAN, AL (FHA|USDA|VA) 3 $465,000 $155,000 $1,084 2.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $465,000 $465,000 $11,208 3.13%
Morehead City, NC (FHA|USDA|VA) 1 $465,000 $465,000 $2,540 2.63%
Roswell, NM (FHA|USDA|VA) 2 $460,000 $230,000 $3,005 2.88%
Cornelia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,612 2.60%
CHEYENNE, WY (FHA|USDA|VA) 1 $455,000 $455,000 $1,137 2.25%
MUSKEGON, MI (FHA|USDA|VA) 2 $450,000 $225,000 $4,759 3.44%
Nacogdoches, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,824 4.00%
READING, PA (FHA|USDA|VA) 2 $450,000 $225,000 $3,138 2.94%
LYNCHBURG, VA (FHA|USDA|VA) 3 $445,000 $148,333 $3,341 3.29%
Rockport, TX (FHA|USDA|VA) 3 $445,000 $148,333 $3,303 2.74%
Wilmington, OH (FHA|USDA|VA) 3 $445,000 $148,333 $3,243 3.21%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $445,000 $89,000 $1,396 2.47%
CLEVELAND, TN (FHA|USDA|VA) 2 $440,000 $220,000 $7,836 2.75%
CARSON CITY, NV (FHA|USDA|VA) 2 $430,000 $215,000 $3,304 3.31%
Findlay, OH (FHA|USDA|VA) 2 $430,000 $215,000 $2,091 2.56%
Riverton, WY (FHA|USDA|VA) 2 $420,000 $210,000 $4,179 3.31%
LOGAN, UT-ID (FHA|USDA|VA) 2 $420,000 $210,000 $2,158 2.11%
Newport, OR (FHA|USDA|VA) 3 $415,000 $138,333 $5,448 2.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $415,000 $138,333 $9,377 3.33%
Miami, OK (FHA|USDA|VA) 5 $415,000 $83,000 $3,633 3.48%
TWIN FALLS, ID (FHA|USDA|VA) 2 $410,000 $205,000 $3,728 3.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,390 2.87%
Albertville, AL (FHA|USDA|VA) 2 $410,000 $205,000 $1,883 2.75%
LINCOLN, NE (FHA|USDA|VA) 2 $410,000 $205,000 $1,104 2.50%
Frankfort, IN (FHA|USDA|VA) 2 $410,000 $205,000 $3,863 4.06%
Duncan, OK (FHA|USDA|VA) 2 $410,000 $205,000 $4,868 3.00%
FLORENCE, SC (FHA|USDA|VA) 2 $410,000 $205,000 $1,664 2.88%
Andrews, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,815 3.69%
ALBANY, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,872 2.69%
Danville, VA (FHA|USDA|VA) 3 $385,000 $128,333 $7,263 2.86%
Sanford, NC (FHA|USDA|VA) 1 $375,000 $375,000 $2,146 2.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $375,000 $375,000 $4,333 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $370,000 $185,000 $5,850 2.81%
WILMINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $1,800 2.31%
GADSDEN, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,654 3.69%
North Vernon, IN (FHA|USDA|VA) 2 $360,000 $180,000 $1,234 3.19%
Washington Court House, OH (FHA|USDA|VA) 2 $360,000 $180,000 $4,728 3.19%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $360,000 $180,000 $5,100 3.56%
Vineyard Haven, MA (FHA|USDA|VA) 1 $355,000 $355,000 $4,440 2.75%
Kalispell, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,289 3.00%
Bluffton, IN (FHA|USDA|VA) 2 $350,000 $175,000 $2,692 3.38%
Heber, UT (FHA|USDA|VA) 1 $345,000 $345,000 $3,693 2.75%
Ardmore, OK (FHA|USDA|VA) 3 $345,000 $115,000 $3,062 3.25%
Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $3,282 3.13%
Parsons, KS (FHA|USDA|VA) 4 $340,000 $85,000 $3,572 3.59%
GAINESVILLE, GA (FHA|USDA|VA) 2 $340,000 $170,000 $1,729 3.31%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,006 2.88%
Grants, NM (FHA|USDA|VA) 2 $340,000 $170,000 $5,191 3.00%
Elko, NV (FHA|USDA|VA) 1 $335,000 $335,000 $8,551 3.00%
Tiffin, OH (FHA|USDA|VA) 3 $335,000 $111,667 $2,689 2.83%
Red Wing, MN (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.00%
Spearfish, SD (FHA|USDA|VA) 1 $335,000 $335,000 $3,686 2.75%
The Dalles, OR (FHA|USDA|VA) 2 $330,000 $165,000 $3,272 3.00%
Okeechobee, FL (FHA|USDA|VA) 2 $330,000 $165,000 $7,394 3.31%
Plainview, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,125 3.44%
Fergus Falls, MN (FHA|USDA|VA) 1 $325,000 $325,000 $4,885 3.13%
Wauchula, FL (FHA|USDA|VA) 1 $325,000 $325,000 $6,162 3.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $320,000 $160,000 $2,225 3.13%
Wabash, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,662 4.00%
Natchitoches, LA (FHA|USDA|VA) 2 $320,000 $160,000 $2,461 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $2,617 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,148 3.13%
Plymouth, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,394 3.38%
Crawfordsville, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,308 3.38%
Lake City, FL (FHA|USDA|VA) 2 $310,000 $155,000 $6,556 2.88%
MONROE, LA (FHA|USDA|VA) 2 $310,000 $155,000 $3,010 3.31%
Kingsville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,081 3.06%
Mount Vernon, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,653 3.06%
ST. CLOUD, MN (FHA|USDA|VA) 2 $310,000 $155,000 $1,514 3.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $310,000 $155,000 $3,135 2.69%
FOND DU LAC, WI (FHA|USDA|VA) 2 $310,000 $155,000 $1,754 3.31%
GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,832 2.56%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,803 2.75%
Ruidoso, NM (FHA|USDA|VA) 1 $295,000 $295,000 $3,111 2.88%
Beeville, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,302 4.00%
NILES, MI (FHA|USDA|VA) 2 $290,000 $145,000 $2,977 2.98%
VICTORIA, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,696 2.75%
Minden, LA (FHA|USDA|VA) 3 $285,000 $95,000 $5,140 3.50%
Ottawa, KS (FHA|USDA|VA) 1 $285,000 $285,000 $1,544 2.63%
HARRISONBURG, VA (FHA|USDA|VA) 2 $280,000 $140,000 $1,963 3.25%
Urbana, OH (FHA|USDA|VA) 1 $275,000 $275,000 $2,552 2.99%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,485 2.25%
Beaver Dam, WI (FHA|USDA|VA) 2 $270,000 $135,000 $1,949 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $270,000 $135,000 $3,991 3.37%
BANGOR, ME (FHA|USDA|VA) 1 $265,000 $265,000 $1,208 2.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,343 3.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $265,000 $265,000 $2,909 2.75%
Salem, OH (FHA|USDA|VA) 3 $265,000 $88,333 $1,767 3.08%
Hutchinson, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,756 3.00%
Shelby, NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,157 3.31%
Greensburg, IN (FHA|USDA|VA) 2 $260,000 $130,000 $1,667 4.06%
APPLETON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $4,597 4.00%
Bay City, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,540 4.13%
Orangeburg, SC (FHA|USDA|VA) 1 $255,000 $255,000 $4,139 3.25%
Vernal, UT (FHA|USDA|VA) 1 $255,000 $255,000 $2,453 3.38%
Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,069 2.38%
COLUMBIA, MO (FHA|USDA|VA) 2 $250,000 $125,000 $2,264 3.06%
Sonora, CA (FHA|USDA|VA) 1 $245,000 $245,000 $5,909 3.38%
Greeneville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $5,443 3.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $245,000 $245,000 $4,520 4.25%
Minot, ND (FHA|USDA|VA) 1 $245,000 $245,000 $3,195 3.38%
Alexandria, MN (FHA|USDA|VA) 1 $245,000 $245,000 $0 1.83%
Paragould, AR (FHA|USDA|VA) 2 $240,000 $120,000 $4,253 2.69%
DALTON, GA (FHA|USDA|VA) 2 $240,000 $120,000 $1,357 2.68%
Madison, IN (FHA|USDA|VA) 2 $240,000 $120,000 $2,007 2.94%
Jackson, WY-ID (FHA|USDA|VA) 1 $235,000 $235,000 $2,511 3.38%
Kearney, NE (FHA|USDA|VA) 1 $235,000 $235,000 $1,522 2.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,898 3.38%
Brainerd, MN (FHA|USDA|VA) 1 $235,000 $235,000 $1,795 3.38%
Bellefontaine, OH (FHA|USDA|VA) 2 $230,000 $115,000 $3,301 3.06%
Vincennes, IN (FHA|USDA|VA) 2 $230,000 $115,000 $974 3.31%
St. Marys, GA (FHA|USDA|VA) 1 $225,000 $225,000 $4,534 2.63%
McComb, MS (FHA|USDA|VA) 1 $215,000 $215,000 $4,249 3.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,609 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $215,000 $215,000 $1,788 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $2,768 2.63%
Brookings, SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,802 3.13%
Mason City, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,813 2.88%
Madisonville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,382 3.75%
Statesboro, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,869 2.50%
Athens, TN (FHA|USDA|VA) 2 $200,000 $100,000 $2,680 2.42%
GREENVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,114 3.00%
Poplar Bluff, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,781 3.00%
Portsmouth, OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,557 2.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $195,000 $195,000 $4,357 3.00%
Dumas, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,476 3.38%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $190,000 $95,000 $2,318 3.31%
Lewisburg, PA (FHA|USDA|VA) 1 $185,000 $185,000 $706 2.99%
WALLA WALLA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,038 3.63%
Logansport, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,723 3.75%
Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,049 4.00%
Calhoun, GA (FHA|USDA|VA) 2 $180,000 $90,000 $1,940 2.30%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $1,226 2.88%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,181 4.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,370 3.25%
VALDOSTA, GA (FHA|USDA|VA) 2 $170,000 $85,000 $1,644 3.00%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,533 2.38%
Farmington, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,187 2.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $165,000 $165,000 $991 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $6,781 4.25%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $165,000 $165,000 $843 4.00%
Rexburg, ID (FHA|USDA|VA) 1 $165,000 $165,000 $1,957 2.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,297 3.13%
Pella, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,791 2.75%
Palatka, FL (FHA|USDA|VA) 1 $165,000 $165,000 $10,974 2.99%
Pahrump, NV (FHA|USDA|VA) 1 $165,000 $165,000 $5,430 4.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,033 3.25%
Sweetwater, TX (FHA|USDA|VA) 2 $160,000 $80,000 $5,771 3.81%
Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,508 3.50%
Ruston, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,485 3.88%
Washington, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,150 4.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,887 2.75%
Dayton, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.21%
Uvalde, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,797 4.25%
Bluefield, WV-VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,182 3.13%
Malvern, AR (FHA|USDA|VA) 2 $150,000 $75,000 $3,589 3.56%
Escanaba, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,868 2.75%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,677 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,781 2.63%
Union, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,113 2.50%
Vidalia, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,196 3.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,190 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,291 2.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,678 2.25%
Vermillion, SD (FHA|USDA|VA) 1 $135,000 $135,000 $2,581 3.00%
Centralia, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,726 2.25%
Hobbs, NM (FHA|USDA|VA) 1 $125,000 $125,000 $176 3.75%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,654 1.99%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $1,779 2.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,152 2.25%
Montrose, CO (FHA|USDA|VA) 1 $125,000 $125,000 $443 2.06%
Steamboat Springs, CO (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.11%
Storm Lake, IA (FHA|USDA|VA) 1 $115,000 $115,000 $1,724 3.13%
Cullman, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.06%
BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,221 3.25%
Meadville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $1,820 2.25%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,429 2.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,706 2.88%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,206 2.99%
Fernley, NV (FHA|USDA|VA) 1 $105,000 $105,000 $3,164 2.88%
Marinette, WI-MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,859 4.75%
Glasgow, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,304 3.50%
Norfolk, NE (FHA|USDA|VA) 1 $95,000 $95,000 $2,394 3.00%
Great Bend, KS (FHA|USDA|VA) 1 $95,000 $95,000 $1,696 3.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,156 3.75%
Portales, NM (FHA|USDA|VA) 1 $85,000 $85,000 $3,902 4.38%
Marion, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,566 3.50%
Columbus, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.58%
Stevens Point, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,094 2.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,643 3.88%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,914 3.13%
NEW BERN, NC (FHA|USDA|VA) 1 $65,000 $65,000 $1,469 2.05%
Maysville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,314 3.38%
Pampa, TX (FHA|USDA|VA) 1 $15,000 $15,000 $3,178 3.06%

Mid America Mortgage 's top markets include Dallas, Houston, Austin, Urban Honolulu, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 10,275 $2,806,255,000 $273,115 $4,939 3.15%
FHA 6,435 $1,456,895,000 $226,402 $4,752 3.20%
VA 2,009 $564,695,000 $281,083 $3,729 2.85%
USDA 1,697 $283,685,000 $167,169 $4,811 3.13%

For the 2021 period, Mid America Mortgage 's most frequently originated loan type of loans were Conventional, with 10,275 originations. Their 2nd most popular type is FHA, with 6,435 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 12,076 $3,051,680,000 $252,706 $5,732 3.29%
Refi 5,141 $1,221,065,000 $237,515 $3,015 2.86%
Cash Out Refi 3,196 $837,850,000 $262,156 $3,669 3.00%
Other 3 $935,000 $311,667 $3,312 2.67%

For the 2021, Mid America Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 12,076 originations. The 2nd most popular reason of loans were Refi, with 5,141 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 12,723 $3,282,935,000 $258,032 $4,774 3.16%
Other 6,178 $1,504,330,000 $243,498 $5,000 3.20%
15 Year 1,035 $218,975,000 $211,570 $3,706 2.57%
20 Year 402 $90,980,000 $226,318 $3,341 2.92%
10 Year 76 $13,450,000 $176,974 $3,135 2.42%
3 Year 1 $485,000 $485,000 $2,404 2.25%
1 Year 1 $375,000 $375,000 $15,443 6.00%

For the 2021, Mid America Mortgage 's most frequently cited loan length of loans were 30 Year, with 12,723 originations. The 2nd most popular length of loans were Other, with 6,178 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 8,792 $2,143,750,000 $243,830
$<1k 4,582 $1,152,950,000 $251,626
$5k+ 2,544 $912,960,000 $358,868
$3k-4k 2,122 $425,160,000 $200,358
$2k-3k 1,868 $373,880,000 $200,150

$4,774 of loans were Mid America Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 8,792 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 9,710 $2,405,330,000 $247,717
2.5-3% 6,782 $1,787,420,000 $263,554
<2.5% 2,763 $677,915,000 $245,355
4-5% 1,115 $226,755,000 $203,368
7-8% 16 $5,250,000 $328,125
5-6% 12 $4,600,000 $383,333
Over 8% 10 $2,160,000 $216,000
6-7% 8 $2,100,000 $262,500

During 2021, Mid America Mortgage 's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 9,710 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 9,259 $2,582,395,000 $278,906 $4,976 3.11%
$100k-200k 7,281 $1,114,885,000 $153,123 $3,938 3.16%
$400k-600k 2,083 $995,945,000 $478,130 $6,704 3.08%
$100,000 or less 1,382 $108,480,000 $78,495 $3,478 3.30%
$600k-1MM 384 $275,900,000 $718,490 $7,413 3.09%
$1MM+ 27 $33,925,000 $1,256,481 $16,995 3.18%

2021 saw Mid America Mortgage place emphasis on $200k-400k loans with 9,259 originations, totaling $2,582,395,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,808 $995,540,000 $207,059 $4,800 3.23%
$50k or less 4,040 $612,050,000 $151,498 $3,931 3.23%
$100k-150k 3,888 $1,214,700,000 $312,423 $5,290 3.15%
$75k-100k 3,308 $867,840,000 $262,346 $4,901 3.19%
$150k-250k 2,100 $776,670,000 $369,843 $5,847 3.09%
$250k+ 671 $295,265,000 $440,037 $7,011 3.13%

Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,808 originations. The second most popular income band? $50k or less, with 4,040 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 3,614 $865,540,000 $239,496 $4,524 3.11%
30-36% 3,514 $879,790,000 $250,367 $4,757 3.17%
<20% 3,091 $689,885,000 $223,192 $2,947 2.74%
50-60% 1,254 $332,480,000 $265,136 $5,421 3.30%
40% 792 $205,690,000 $259,710 $5,198 3.21%
39% 781 $200,415,000 $256,613 $4,939 3.23%
44% 728 $190,840,000 $262,143 $6,613 3.24%
38% 723 $187,755,000 $259,689 $5,087 3.27%
43% 707 $186,415,000 $263,670 $5,083 3.25%
41% 696 $183,470,000 $263,606 $5,235 3.22%
42% 692 $182,090,000 $263,136 $5,066 3.26%
36% 687 $167,095,000 $243,224 $5,004 3.24%
37% 619 $157,585,000 $254,580 $4,954 3.24%
45% 544 $144,200,000 $265,074 $5,386 3.33%
49% 512 $136,710,000 $267,012 $5,360 3.26%
46% 469 $126,205,000 $269,094 $5,160 3.23%
47% 469 $133,985,000 $285,682 $5,507 3.27%
48% 446 $117,120,000 $262,601 $5,321 3.30%
>60% 78 $24,260,000 $311,026 $5,817 3.15%

Mid America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,614 originations. The next most common DTI ratio? 30-36%, with 3,514 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 12,906 $3,117,600,000 $241,562 $4,765 3.16%
Not provided 3,217 $814,705,000 $253,250 $4,332 2.98%
American Indian 1,596 $396,340,000 $248,333 $4,643 3.15%
Black 1,578 $378,220,000 $239,683 $5,025 3.29%
Asian 951 $349,485,000 $367,492 $5,673 3.08%
Native Hawaiian 168 $55,180,000 $328,452 $4,016 2.70%

Approval Rates

Total approvals of all applications
97.24%

Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
60.22%

Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 20,416 $5,111,530,000 $250,369

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
20,416 $5,111,530,000 $250,369

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 603 $105,455,000 $174,884 $4,058 2.73%
40-60% 2,078 $493,480,000 $237,478 $3,884 2.84%
60-80% 5,854 $1,573,180,000 $268,736 $4,505 3.13%
80-100% 11,565 $2,850,475,000 $246,474 $5,045 3.22%
Over 100% 259 $82,745,000 $319,479 $5,007 3.04%
Under 20% 57 $6,195,000 $108,684 $3,726 2.66%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
MidAmerica Mortgage Inc Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
MidAmerica Mortgage Inc Conventional home mortgage Trouble during payment process 6 11.5%
MidAmerica Mortgage Inc FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.8%
MidAmerica Mortgage Inc FHA mortgage Closing on a mortgage 1 1.9%
MidAmerica Mortgage Inc FHA mortgage Incorrect information on your report 5 9.6%
MidAmerica Mortgage Inc FHA mortgage Struggling to pay mortgage 6 11.5%
MidAmerica Mortgage Inc FHA mortgage Trouble during payment process 14 26.9%
MidAmerica Mortgage Inc Other type of mortgage Struggling to pay mortgage 1 1.9%
MidAmerica Mortgage Inc Other type of mortgage Trouble during payment process 2 3.8%
MidAmerica Mortgage Inc VA mortgage Incorrect information on your report 1 1.9%
MidAmerica Mortgage Inc VA mortgage Struggling to pay mortgage 5 9.6%
MidAmerica Mortgage Inc VA mortgage Trouble during payment process 7 13.5%