Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

5 stars - Updated: 4/17/25 - out of 5 stars, based on 98 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. Mid America Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Tampa, Phoenix, Dallas, and Kansas City among others. We have data for 511 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.99% 4/17/25
30 Year Conventional Refi 9.26% 4/17/25
30 Year Cash-out Refi 8.32% 4/17/25
30 Year FHA Purchase 8.63% 4/17/25
30 Year FHA Refi 6.72% 4/17/25
30 Year VA Purchase 8.61% 4/17/25
30 Year VA Refi 6.72% 4/17/25
30 Year USDA Purchase 8.34% 4/17/25
30 Year USDA Refi 6.72% 4/17/25
15 Year Conventional Purchase 6.00% 4/17/25
15 Year Conventional Refi 6.00% 4/17/25
15 Year Cash-out Refi 6.00% 4/17/25
15 Year FHA Purchase 6.00% 4/17/25
15 Year FHA Refi 6.00% 4/17/25
15 Year VA Purchase 6.00% 4/17/25
15 Year VA Refi 6.00% 4/17/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,598

Origination Dollar Volume (All Markets)

$2,167,510,000
Show all (35) awards

Relative Rate

Mid America Mortgage's average 30 year fixed mortgage rate was 5.9%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.65%.

Relative Fees (Closing Costs)

Mid America Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $9,354.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 835 $248,145,000 $297,180 $19,618 7.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 595 $155,535,000 $261,403 $10,067 7.36%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 656 $143,160,000 $218,232 $5,421 5.69%
Outside of Metro Areas 574 $102,500,000 $178,571 $5,353 6.66%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 328 $81,540,000 $248,598 $7,858 6.89%
KANSAS CITY, MO-KS (FHA|USDA|VA) 266 $71,670,000 $269,436 $4,690 6.79%
TOLEDO, OH (FHA|USDA|VA) 235 $60,905,000 $259,170 $5,301 6.76%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 218 $60,630,000 $278,119 $10,081 7.01%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 173 $43,235,000 $249,913 $7,668 6.58%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 208 $41,720,000 $200,577 $7,613 6.16%
Mountain Home, AR (FHA|USDA|VA) 183 $38,945,000 $212,814 $5,463 6.46%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 124 $36,950,000 $297,984 $9,036 6.97%
ALBUQUERQUE, NM (FHA|USDA|VA) 114 $32,850,000 $288,158 $6,161 6.86%
Alamogordo, NM (FHA|USDA|VA) 110 $27,170,000 $247,000 $5,887 6.40%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 118 $25,370,000 $215,000 $6,304 6.80%
CORPUS CHRISTI, TX (FHA|USDA|VA) 106 $23,870,000 $225,189 $12,381 7.73%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 111 $23,095,000 $208,063 $8,306 6.49%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 86 $21,450,000 $249,419 $8,556 6.60%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 96 $21,340,000 $222,292 $7,321 7.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 62 $20,260,000 $326,774 $8,539 6.61%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 62 $19,500,000 $314,516 $13,272 7.16%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 98 $19,170,000 $195,612 $4,854 6.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 88 $15,490,000 $176,023 $5,897 6.49%
LOUISVILLE, KY (FHA|USDA|VA) 91 $14,505,000 $159,396 $3,873 7.26%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 74 $14,030,000 $189,595 $6,422 6.68%
West Plains, MO (FHA|USDA|VA) 63 $14,005,000 $222,302 $4,969 6.42%
Harrison, AR (FHA|USDA|VA) 74 $13,680,000 $184,865 $4,555 6.43%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 35 $12,365,000 $353,286 $8,350 7.49%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 45 $11,835,000 $263,000 $10,294 7.09%
TULSA, OK (FHA|USDA|VA) 60 $11,440,000 $190,667 $6,439 7.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 46 $11,430,000 $248,478 $6,027 6.34%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 43 $11,205,000 $260,581 $7,657 7.40%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 67 $10,995,000 $164,104 $8,040 7.21%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 37 $10,765,000 $290,946 $7,074 7.32%
BATON ROUGE, LA (FHA|USDA|VA) 64 $10,120,000 $158,125 $5,243 6.96%
RICHMOND, VA (FHA|USDA|VA) 48 $9,580,000 $199,583 $8,444 6.79%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 48 $9,470,000 $197,292 $5,185 6.49%
LAFAYETTE, LA (FHA|USDA|VA) 61 $9,355,000 $153,361 $4,604 6.97%
HAMMOND, LA (FHA|USDA|VA) 50 $9,170,000 $183,400 $5,238 6.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 28 $9,010,000 $321,786 $6,693 6.36%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 28 $8,710,000 $311,071 $8,392 6.43%
JACKSONVILLE, FL (FHA|USDA|VA) 50 $8,430,000 $168,600 $6,670 6.51%
OCALA, FL (FHA|USDA|VA) 48 $8,260,000 $172,083 $5,528 6.35%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 45 $8,185,000 $181,889 $6,472 7.23%
OKLAHOMA CITY, OK (FHA|USDA|VA) 53 $8,115,000 $153,113 $4,699 6.76%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 51 $8,105,000 $158,922 $3,848 6.65%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 41 $8,085,000 $197,195 $5,692 6.33%
KNOXVILLE, TN (FHA|USDA|VA) 42 $8,050,000 $191,667 $6,200 7.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 29 $7,735,000 $266,724 $6,595 6.97%
WICHITA, KS (FHA|USDA|VA) 47 $7,625,000 $162,234 $5,106 7.07%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 35 $7,485,000 $213,857 $10,658 6.61%
WHEELING, WV-OH (FHA|USDA|VA) 41 $7,435,000 $181,341 $5,660 6.38%
COLUMBIA, SC (FHA|USDA|VA) 34 $7,400,000 $217,647 $7,678 7.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 23 $7,295,000 $317,174 $6,193 6.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $7,010,000 $233,667 $8,125 6.95%
LAS CRUCES, NM (FHA|USDA|VA) 41 $6,995,000 $170,610 $4,107 6.73%
ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $6,835,000 $235,690 $6,770 7.49%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 31 $6,635,000 $214,032 $10,252 5.70%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 37 $6,625,000 $179,054 $5,030 6.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 35 $6,625,000 $189,286 $7,395 5.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 20 $6,420,000 $321,000 $5,418 6.37%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 25 $6,035,000 $241,400 $7,073 6.37%
Salina, KS (FHA|USDA|VA) 44 $5,720,000 $130,000 $4,046 7.35%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 25 $5,585,000 $223,400 $4,892 6.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 25 $5,545,000 $221,800 $6,284 6.63%
SPRINGFIELD, MO (FHA|USDA|VA) 29 $5,455,000 $188,103 $3,831 6.92%
SALEM, OR (FHA|USDA|VA) 22 $5,390,000 $245,000 $4,404 7.03%
AKRON, OH (FHA|USDA|VA) 26 $5,260,000 $202,308 $6,374 6.95%
JACKSON, TN (FHA|USDA|VA) 33 $5,085,000 $154,091 $7,158 7.05%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 27 $4,935,000 $182,778 $6,475 6.48%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 28 $4,870,000 $173,929 $6,001 7.15%
PORT ST. LUCIE, FL (FHA|USDA|VA) 21 $4,835,000 $230,238 $7,230 7.09%
TUCSON, AZ (FHA|USDA|VA) 26 $4,790,000 $184,231 $5,090 6.57%
COLUMBUS, OH (FHA|USDA|VA) 24 $4,750,000 $197,917 $6,420 7.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $4,610,000 $461,000 $10,618 7.91%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 24 $4,550,000 $189,583 $5,480 5.90%
Silver City, NM (FHA|USDA|VA) 21 $4,465,000 $212,619 $5,213 6.96%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 25 $4,365,000 $174,600 $4,275 7.05%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $4,320,000 $270,000 $8,131 6.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $4,280,000 $305,714 $9,468 7.14%
MONROE, MI (FHA|USDA|VA) 15 $4,275,000 $285,000 $7,239 6.98%
Altus, OK (FHA|USDA|VA) 16 $4,260,000 $266,250 $5,074 6.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $4,195,000 $322,692 $8,267 8.03%
WINSTON-SALEM, NC (FHA|USDA|VA) 23 $4,115,000 $178,913 $5,719 6.26%
Coshocton, OH (FHA|USDA|VA) 26 $4,110,000 $158,077 $6,050 7.11%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $4,095,000 $455,000 $6,193 7.83%
MOBILE, AL (FHA|USDA|VA) 25 $4,085,000 $163,400 $4,496 6.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 18 $4,060,000 $225,556 $5,109 6.60%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $4,005,000 $308,077 $7,975 6.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $3,965,000 $264,333 $11,709 7.33%
EL PASO, TX (FHA|USDA|VA) 17 $3,775,000 $222,059 $6,409 7.62%
SALT LAKE CITY, UT (FHA|USDA|VA) 13 $3,725,000 $286,538 $4,775 5.60%
BELLINGHAM, WA (FHA|USDA|VA) 11 $3,705,000 $336,818 $6,903 7.33%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 28 $3,590,000 $128,214 $4,328 6.85%
Batesville, AR (FHA|USDA|VA) 17 $3,245,000 $190,882 $5,649 6.43%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $3,215,000 $153,095 $5,399 6.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 15 $3,175,000 $211,667 $6,874 7.32%
FLINT, MI (FHA|USDA|VA) 31 $3,145,000 $101,452 $1,999 7.19%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,930,000 $366,250 $11,215 7.23%
CaƱon City, CO (FHA|USDA|VA) 15 $2,905,000 $193,667 $4,191 6.82%
LONGVIEW, TX (FHA|USDA|VA) 14 $2,860,000 $204,286 $6,632 5.84%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $2,860,000 $357,500 $6,540 6.70%
Shelby, NC (FHA|USDA|VA) 15 $2,795,000 $186,333 $3,440 6.68%
CANTON-MASSILLON, OH (FHA|USDA|VA) 14 $2,720,000 $194,286 $6,547 6.31%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $2,720,000 $680,000 $8,553 7.15%
Durant, OK (FHA|USDA|VA) 11 $2,715,000 $246,818 $4,029 6.89%
ANCHORAGE, AK (FHA|USDA|VA) 5 $2,675,000 $535,000 $16,431 7.65%
LYNCHBURG, VA (FHA|USDA|VA) 14 $2,650,000 $189,286 $7,592 7.05%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 14 $2,640,000 $188,571 $5,414 7.09%
Show Low, AZ (FHA|USDA|VA) 12 $2,570,000 $214,167 $6,703 7.49%
Huntsville, TX (FHA|USDA|VA) 6 $2,560,000 $426,667 $25,913 6.79%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $2,545,000 $195,769 $5,970 6.80%
Cullowhee, NC (FHA|USDA|VA) 10 $2,540,000 $254,000 $6,794 6.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,505,000 $278,333 $8,523 7.24%
Fernley, NV (FHA|USDA|VA) 12 $2,460,000 $205,000 $5,166 5.78%
FRESNO, CA (FHA|USDA|VA) 9 $2,435,000 $270,556 $6,847 6.19%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,435,000 $221,364 $5,091 7.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $2,420,000 $201,667 $6,116 8.33%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $2,390,000 $239,000 $8,230 8.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,380,000 $297,500 $9,300 6.73%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 18 $2,370,000 $131,667 $3,046 5.48%
PUEBLO, CO (FHA|USDA|VA) 18 $2,360,000 $131,111 $3,828 5.37%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 9 $2,355,000 $261,667 $10,097 6.43%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $2,340,000 $130,000 $3,874 6.10%
JONESBORO, AR (FHA|USDA|VA) 21 $2,325,000 $110,714 $3,300 7.35%
BILLINGS, MT (FHA|USDA|VA) 9 $2,265,000 $251,667 $4,449 6.19%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $2,255,000 $322,143 $7,691 8.14%
YAKIMA, WA (FHA|USDA|VA) 7 $2,255,000 $322,143 $6,347 6.91%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,250,000 $187,500 $6,923 8.31%
Nogales, AZ (FHA|USDA|VA) 13 $2,225,000 $171,154 $4,928 7.72%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 12 $2,210,000 $184,167 $5,037 7.09%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $2,205,000 $200,455 $5,437 6.37%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $2,075,000 $415,000 $6,216 6.33%
New Philadelphia-Dover, OH (FHA|USDA|VA) 13 $2,015,000 $155,000 $5,347 7.12%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $1,995,000 $153,462 $6,089 6.80%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,985,000 $180,455 $5,235 6.69%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,955,000 $279,286 $6,158 5.68%
SPARTANBURG, SC (FHA|USDA|VA) 13 $1,935,000 $148,846 $3,147 7.06%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,930,000 $321,667 $14,679 6.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,500 6.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,915,000 $383,000 $13,968 5.25%
VALLEJO, CA (FHA|USDA|VA) 5 $1,915,000 $383,000 $8,022 5.23%
Rockport, TX (FHA|USDA|VA) 6 $1,900,000 $316,667 $17,977 5.98%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $1,860,000 $186,000 $7,129 7.37%
Aberdeen, WA (FHA|USDA|VA) 8 $1,860,000 $232,500 $7,348 6.92%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $1,800,000 $225,000 $9,561 8.31%
TYLER, TX (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,416 7.71%
FORT COLLINS, CO (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,035 5.66%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $1,710,000 $142,500 $4,716 7.11%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,705,000 $568,333 $11,172 6.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,700,000 $283,333 $7,918 6.96%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,665,000 $237,857 $6,818 7.64%
BOULDER, CO (FHA|USDA|VA) 3 $1,655,000 $551,667 $6,661 6.17%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,635,000 $181,667 $7,733 7.08%
Laramie, WY (FHA|USDA|VA) 5 $1,605,000 $321,000 $10,270 6.55%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,844 6.46%
Roseburg, OR (FHA|USDA|VA) 5 $1,515,000 $303,000 $4,921 6.33%
ROANOKE, VA (FHA|USDA|VA) 8 $1,500,000 $187,500 $5,500 8.20%
TOPEKA, KS (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,025 7.27%
RENO, NV (FHA|USDA|VA) 6 $1,490,000 $248,333 $8,885 7.85%
BURLINGTON, NC (FHA|USDA|VA) 8 $1,490,000 $186,250 $5,548 8.22%
MERCED, CA (FHA|USDA|VA) 8 $1,490,000 $186,250 $4,205 8.53%
PANAMA CITY, FL (FHA|USDA|VA) 9 $1,485,000 $165,000 $6,483 8.63%
GREELEY, CO (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,303 6.40%
Granbury, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,703 6.37%
GAINESVILLE, GA (FHA|USDA|VA) 7 $1,465,000 $209,286 $5,388 5.55%
SANTA FE, NM (FHA|USDA|VA) 5 $1,465,000 $293,000 $6,619 6.70%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $1,415,000 $157,222 $4,500 7.54%
Moses Lake, WA (FHA|USDA|VA) 5 $1,395,000 $279,000 $8,854 8.42%
ROME, GA (FHA|USDA|VA) 14 $1,380,000 $98,571 $4,344 5.78%
Outside of Metro Areas 5 $1,375,000 $275,000 $5,142 7.32%
Clewiston, FL (FHA|USDA|VA) 7 $1,365,000 $195,000 $6,810 7.48%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,360,000 $170,000 $8,477 7.09%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,355,000 $271,000 $10,146 8.27%
Zanesville, OH (FHA|USDA|VA) 9 $1,355,000 $150,556 $5,859 7.53%
Centralia, WA (FHA|USDA|VA) 6 $1,330,000 $221,667 $8,158 7.96%
FARMINGTON, NM (FHA|USDA|VA) 8 $1,310,000 $163,750 $3,414 5.45%
WACO, TX (FHA|USDA|VA) 8 $1,270,000 $158,750 $5,599 6.36%
STOCKTON, CA (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,131 5.48%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,538 5.15%
Athens, TX (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,700 7.60%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 11 $1,235,000 $112,273 $4,297 7.61%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,506 5.52%
Atmore, AL (FHA|USDA|VA) 3 $1,205,000 $401,667 $8,390 6.46%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,195,000 $398,333 $6,551 6.13%
SAGINAW, MI (FHA|USDA|VA) 10 $1,180,000 $118,000 $1,636 7.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,180,000 $147,500 $6,293 8.51%
Marion, OH (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,727 7.06%
Ukiah, CA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,035 8.00%
Adrian, MI (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,736 6.56%
Frankfort, KY (FHA|USDA|VA) 9 $1,115,000 $123,889 $3,118 7.27%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,646 6.25%
Cambridge, OH (FHA|USDA|VA) 10 $1,090,000 $109,000 $5,581 7.42%
CHICO, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $12,617 5.25%
EspaƱola, NM (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,893 5.78%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,040,000 $173,333 $10,858 7.81%
REDDING, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,912 7.27%
GOLDSBORO, NC (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,453 7.69%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,566 7.64%
Paragould, AR (FHA|USDA|VA) 7 $1,005,000 $143,571 $5,660 6.21%
Clearlake, CA (FHA|USDA|VA) 4 $990,000 $247,500 $6,936 7.69%
Coldwater, MI (FHA|USDA|VA) 2 $970,000 $485,000 $7,153 7.38%
Branson, MO (FHA|USDA|VA) 6 $970,000 $161,667 $4,565 6.98%
MUNCIE, IN (FHA|USDA|VA) 9 $965,000 $107,222 $3,397 8.51%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $945,000 $189,000 $2,283 7.92%
Opelousas, LA (FHA|USDA|VA) 7 $945,000 $135,000 $3,017 7.09%
Dyersburg, TN (FHA|USDA|VA) 7 $945,000 $135,000 $6,290 6.63%
JACKSON, MS (FHA|USDA|VA) 5 $945,000 $189,000 $15,120 7.55%
Payson, AZ (FHA|USDA|VA) 5 $925,000 $185,000 $5,750 6.40%
Shelton, WA (FHA|USDA|VA) 4 $920,000 $230,000 $6,546 5.34%
Bonham, TX (FHA|USDA|VA) 6 $900,000 $150,000 $7,225 6.35%
BOISE CITY, ID (FHA|USDA|VA) 3 $885,000 $295,000 $7,543 6.17%
PROVO-OREM, UT (FHA|USDA|VA) 2 $880,000 $440,000 $5,408 6.56%
Bartlesville, OK (FHA|USDA|VA) 5 $875,000 $175,000 $4,723 7.77%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $865,000 $123,571 $7,490 8.50%
ASHEVILLE, NC (FHA|USDA|VA) 3 $855,000 $285,000 $22,593 8.12%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $855,000 $122,143 $3,657 6.84%
Malone, NY (FHA|USDA|VA) 4 $850,000 $212,500 $7,464 6.00%
LaGrange, GA-AL (FHA|USDA|VA) 5 $845,000 $169,000 $9,010 7.57%
Shawnee, OK (FHA|USDA|VA) 4 $840,000 $210,000 $4,413 8.00%
Mount Vernon, OH (FHA|USDA|VA) 3 $835,000 $278,333 $7,859 7.08%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $835,000 $167,000 $6,039 7.95%
YUMA, AZ (FHA|USDA|VA) 6 $830,000 $138,333 $3,085 5.29%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $820,000 $205,000 $3,003 7.53%
VISALIA, CA (FHA|USDA|VA) 6 $820,000 $136,667 $4,250 8.62%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $815,000 $163,000 $5,310 8.20%
STAUNTON, VA (FHA|USDA|VA) 6 $810,000 $135,000 $5,511 6.85%
LINCOLN, NE (FHA|USDA|VA) 3 $805,000 $268,333 $3,917 6.33%
Danville, VA (FHA|USDA|VA) 7 $805,000 $115,000 $5,507 8.26%
MORRISTOWN, TN (FHA|USDA|VA) 5 $795,000 $159,000 $3,359 4.43%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $790,000 $197,500 $6,447 7.44%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $785,000 $261,667 $9,626 7.54%
WENATCHEE, WA (FHA|USDA|VA) 4 $780,000 $195,000 $5,329 6.31%
Mount Airy, NC (FHA|USDA|VA) 2 $780,000 $390,000 $21,645 6.69%
PITTSBURGH, PA (FHA|USDA|VA) 7 $775,000 $110,714 $6,413 7.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $765,000 $765,000 $6,379 8.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $765,000 $765,000 $3,108 6.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $760,000 $380,000 $8,434 3.63%
Corsicana, TX (FHA|USDA|VA) 2 $760,000 $380,000 $9,077 7.06%
Russellville, AR (FHA|USDA|VA) 5 $755,000 $151,000 $2,781 7.42%
Hilo, HI (FHA|USDA|VA) 3 $755,000 $251,667 $3,869 7.79%
MUSKEGON, MI (FHA|USDA|VA) 3 $755,000 $251,667 $2,706 8.29%
YUBA CITY, CA (FHA|USDA|VA) 4 $750,000 $187,500 $5,627 7.09%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $745,000 $248,333 $3,588 7.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $745,000 $106,429 $3,171 5.80%
Fremont, OH (FHA|USDA|VA) 4 $740,000 $185,000 $3,683 6.66%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $735,000 $245,000 $6,415 8.00%
London, KY (FHA|USDA|VA) 2 $730,000 $365,000 $5,897 7.00%
SUMTER, SC (FHA|USDA|VA) 5 $725,000 $145,000 $2,944 4.85%
Astoria, OR (FHA|USDA|VA) 1 $725,000 $725,000 $29,765 8.13%
JOPLIN, MO (FHA|USDA|VA) 4 $720,000 $180,000 $3,678 5.38%
Cookeville, TN (FHA|USDA|VA) 4 $720,000 $180,000 $7,277 7.22%
Taos, NM (FHA|USDA|VA) 1 $715,000 $715,000 $11,421 8.13%
LONGVIEW, WA (FHA|USDA|VA) 3 $715,000 $238,333 $7,251 7.83%
Sonora, CA (FHA|USDA|VA) 2 $710,000 $355,000 $13,452 6.44%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $710,000 $177,500 $4,669 6.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $705,000 $705,000 $7,109 6.88%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $705,000 $235,000 $11,513 6.29%
Bardstown, KY (FHA|USDA|VA) 5 $695,000 $139,000 $3,487 7.05%
Warrensburg, MO (FHA|USDA|VA) 3 $695,000 $231,667 $6,834 8.87%
Richmond-Berea, KY (FHA|USDA|VA) 4 $690,000 $172,500 $3,542 7.50%
BOWLING GREEN, KY (FHA|USDA|VA) 7 $685,000 $97,857 $2,977 8.17%
Sevierville, TN (FHA|USDA|VA) 4 $680,000 $170,000 $6,785 5.69%
Lufkin, TX (FHA|USDA|VA) 5 $675,000 $135,000 $9,751 7.37%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $675,000 $225,000 $14,424 7.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $7,237 7.13%
Moultrie, GA (FHA|USDA|VA) 5 $665,000 $133,000 $4,673 8.20%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $655,000 $218,333 $16,098 7.58%
Brenham, TX (FHA|USDA|VA) 3 $655,000 $218,333 $16,378 7.75%
Georgetown, SC (FHA|USDA|VA) 2 $650,000 $325,000 $20,612 6.88%
Okeechobee, FL (FHA|USDA|VA) 3 $645,000 $215,000 $7,460 6.08%
Cedartown, GA (FHA|USDA|VA) 1 $645,000 $645,000 $9,999 8.63%
Grants, NM (FHA|USDA|VA) 2 $640,000 $320,000 $6,122 6.31%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $635,000 $127,000 $4,000 7.35%
Dayton, TN (FHA|USDA|VA) 3 $625,000 $208,333 $5,354 5.50%
COLUMBIA, MO (FHA|USDA|VA) 4 $620,000 $155,000 $2,864 7.90%
Paris, TX (FHA|USDA|VA) 4 $620,000 $155,000 $7,096 6.09%
Sandusky, OH (FHA|USDA|VA) 5 $615,000 $123,000 $4,520 6.80%
CHEYENNE, WY (FHA|USDA|VA) 1 $605,000 $605,000 $17,655 6.63%
Ada, OK (FHA|USDA|VA) 3 $605,000 $201,667 $3,737 6.79%
Albemarle, NC (FHA|USDA|VA) 2 $600,000 $300,000 $12,072 7.38%
FLORENCE, SC (FHA|USDA|VA) 4 $600,000 $150,000 $4,515 3.66%
Lumberton, NC (FHA|USDA|VA) 3 $595,000 $198,333 $4,110 7.17%
Burley, ID (FHA|USDA|VA) 3 $595,000 $198,333 $8,057 7.79%
Newport, TN (FHA|USDA|VA) 5 $585,000 $117,000 $3,758 6.42%
Moberly, MO (FHA|USDA|VA) 3 $585,000 $195,000 $3,263 6.63%
Forest City, NC (FHA|USDA|VA) 3 $585,000 $195,000 $3,001 6.54%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $580,000 $290,000 $7,075 6.69%
Rochelle, IL (FHA|USDA|VA) 5 $575,000 $115,000 $7,429 6.20%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $570,000 $285,000 $3,932 6.25%
BRUNSWICK, GA (FHA|USDA|VA) 4 $570,000 $142,500 $4,153 6.00%
Mount Pleasant, TX (FHA|USDA|VA) 4 $570,000 $142,500 $6,622 4.75%
Riverton, WY (FHA|USDA|VA) 2 $570,000 $285,000 $5,390 6.56%
Muskogee, OK (FHA|USDA|VA) 3 $565,000 $188,333 $5,277 6.83%
Klamath Falls, OR (FHA|USDA|VA) 3 $565,000 $188,333 $9,869 7.38%
HARRISONBURG, VA (FHA|USDA|VA) 3 $555,000 $185,000 $7,174 4.46%
GRANTS PASS, OR (FHA|USDA|VA) 2 $550,000 $275,000 $5,751 6.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $540,000 $135,000 $3,173 6.56%
WALLA WALLA, WA (FHA|USDA|VA) 4 $540,000 $135,000 $4,503 8.56%
MODESTO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $4,273 8.18%
Union City, TN (FHA|USDA|VA) 3 $535,000 $178,333 $6,563 6.83%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $530,000 $265,000 $6,334 6.81%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $530,000 $265,000 $5,233 6.44%
Helena, MT (FHA|USDA|VA) 1 $505,000 $505,000 $6,330 6.63%
Durango, CO (FHA|USDA|VA) 1 $505,000 $505,000 $22,078 6.00%
JACKSON, MI (FHA|USDA|VA) 2 $500,000 $250,000 $6,722 6.88%
Weatherford, OK (FHA|USDA|VA) 2 $500,000 $250,000 $5,031 6.81%
McPherson, KS (FHA|USDA|VA) 6 $500,000 $83,333 $2,233 8.66%
Coos Bay, OR (FHA|USDA|VA) 1 $495,000 $495,000 $6,390 5.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $495,000 $165,000 $3,452 7.83%
McAlester, OK (FHA|USDA|VA) 3 $495,000 $165,000 $3,583 8.16%
Ottawa, KS (FHA|USDA|VA) 2 $490,000 $245,000 $4,159 6.56%
Richmond, IN (FHA|USDA|VA) 6 $490,000 $81,667 $3,805 6.39%
Roswell, NM (FHA|USDA|VA) 5 $485,000 $97,000 $3,189 7.72%
Bay City, TX (FHA|USDA|VA) 2 $480,000 $240,000 $13,131 7.88%
Scottsburg, IN (FHA|USDA|VA) 4 $480,000 $120,000 $3,634 5.66%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $475,000 $475,000 $11,754 6.63%
Gaffney, SC (FHA|USDA|VA) 3 $475,000 $158,333 $5,848 5.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $475,000 $158,333 $5,942 8.91%
Morgan City, LA (FHA|USDA|VA) 1 $475,000 $475,000 $7,439 6.88%
Aberdeen, SD (FHA|USDA|VA) 2 $470,000 $235,000 $4,435 6.69%
Port Angeles, WA (FHA|USDA|VA) 2 $470,000 $235,000 $6,405 6.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $470,000 $235,000 $3,717 6.81%
Jacksonville, TX (FHA|USDA|VA) 4 $470,000 $117,500 $5,538 8.68%
Tahlequah, OK (FHA|USDA|VA) 3 $465,000 $155,000 $4,913 6.42%
MIDLAND, TX (FHA|USDA|VA) 3 $465,000 $155,000 $3,839 7.91%
BANGOR, ME (FHA|USDA|VA) 3 $465,000 $155,000 $9,956 7.62%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $465,000 $155,000 $3,361 7.75%
Rolla, MO (FHA|USDA|VA) 2 $460,000 $230,000 $8,352 6.56%
Beeville, TX (FHA|USDA|VA) 5 $455,000 $91,000 $7,608 8.17%
SAVANNAH, GA (FHA|USDA|VA) 4 $450,000 $112,500 $5,417 6.09%
Alexander City, AL (FHA|USDA|VA) 2 $450,000 $225,000 $3,630 7.38%
AMES, IA (FHA|USDA|VA) 3 $445,000 $148,333 $3,350 4.92%
LAREDO, TX (FHA|USDA|VA) 4 $440,000 $110,000 $4,786 5.87%
DOVER, DE (FHA|USDA|VA) 2 $440,000 $220,000 $11,201 8.37%
Mount Sterling, KY (FHA|USDA|VA) 2 $440,000 $220,000 $5,685 6.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,962 6.94%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $435,000 $435,000 $4,090 6.75%
Ardmore, OK (FHA|USDA|VA) 3 $435,000 $145,000 $4,427 8.16%
Wilmington, OH (FHA|USDA|VA) 3 $435,000 $145,000 $3,149 5.17%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $435,000 $435,000 $7,322 6.25%
Brevard, NC (FHA|USDA|VA) 1 $425,000 $425,000 $18,456 7.50%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $425,000 $425,000 $5,407 6.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $425,000 $141,667 $11,926 7.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $420,000 $210,000 $14,757 6.25%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $410,000 $205,000 $8,430 8.50%
Danville, KY (FHA|USDA|VA) 2 $400,000 $200,000 $5,386 6.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $400,000 $100,000 $5,216 6.03%
Arkadelphia, AR (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.00%
MADISON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $2,564 3.81%
CARSON CITY, NV (FHA|USDA|VA) 2 $390,000 $195,000 $5,013 8.31%
LAWTON, OK (FHA|USDA|VA) 3 $385,000 $128,333 $3,324 7.37%
MANHATTAN, KS (FHA|USDA|VA) 3 $385,000 $128,333 $3,219 8.12%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $375,000 $375,000 $4,718 6.75%
Jefferson, GA (FHA|USDA|VA) 1 $375,000 $375,000 $3,783 5.75%
Thomasville, GA (FHA|USDA|VA) 3 $365,000 $121,667 $3,797 8.99%
BAY CITY, MI (FHA|USDA|VA) 3 $365,000 $121,667 $964 7.79%
MEDFORD, OR (FHA|USDA|VA) 1 $365,000 $365,000 $4,854 7.63%
Jasper, IN (FHA|USDA|VA) 2 $360,000 $180,000 $5,233 8.81%
Duncan, OK (FHA|USDA|VA) 2 $360,000 $180,000 $9,440 6.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $360,000 $180,000 $6,703 8.25%
Warsaw, IN (FHA|USDA|VA) 2 $350,000 $175,000 $2,172 3.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $350,000 $175,000 $4,051 6.06%
ALBANY, GA (FHA|USDA|VA) 4 $350,000 $87,500 $4,166 8.59%
Bemidji, MN (FHA|USDA|VA) 1 $345,000 $345,000 $7,670 6.88%
FORT WAYNE, IN (FHA|USDA|VA) 3 $335,000 $111,667 $3,132 7.87%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $335,000 $111,667 $5,337 8.08%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $335,000 $335,000 $28,157 6.63%
Albertville, AL (FHA|USDA|VA) 1 $335,000 $335,000 $11,938 7.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $330,000 $165,000 $6,204 6.00%
Hannibal, MO (FHA|USDA|VA) 3 $325,000 $108,333 $2,323 7.66%
FARGO, ND-MN (FHA|USDA|VA) 1 $325,000 $325,000 $4,654 5.75%
Ponca City, OK (FHA|USDA|VA) 4 $320,000 $80,000 $4,190 5.31%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $12,053 8.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $12,737 7.13%
MANSFIELD, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,621 3.63%
Palestine, TX (FHA|USDA|VA) 4 $310,000 $77,500 $2,007 8.53%
Greenville, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,689 6.19%
Bogalusa, LA (FHA|USDA|VA) 2 $310,000 $155,000 $3,471 6.75%
APPLETON, WI (FHA|USDA|VA) 2 $310,000 $155,000 $1,776 8.87%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $305,000 $305,000 $11,664 7.63%
Prineville, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,707 6.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,647 3.44%
Andrews, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,327 3.81%
Macomb, IL (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.50%
MADERA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $10,910 5.88%
NILES, MI (FHA|USDA|VA) 1 $295,000 $295,000 $6,820 6.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $295,000 $295,000 $3,686 6.75%
Hobbs, NM (FHA|USDA|VA) 1 $295,000 $295,000 $4,706 6.88%
Elko, NV (FHA|USDA|VA) 1 $295,000 $295,000 $6,588 6.75%
Findlay, OH (FHA|USDA|VA) 1 $295,000 $295,000 $5,027 6.88%
Ellensburg, WA (FHA|USDA|VA) 1 $295,000 $295,000 $3,905 6.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $295,000 $295,000 $4,797 6.25%
Norwalk, OH (FHA|USDA|VA) 2 $290,000 $145,000 $4,624 7.44%
Arcadia, FL (FHA|USDA|VA) 2 $290,000 $145,000 $2,900 3.63%
Muscatine, IA (FHA|USDA|VA) 4 $290,000 $72,500 $1,670 8.31%
FAIRBANKS, AK (FHA|USDA|VA) 1 $285,000 $285,000 $5,453 6.88%
Vermillion, SD (FHA|USDA|VA) 1 $285,000 $285,000 $4,128 6.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $285,000 $285,000 $12,272 7.63%
NEW BERN, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,853 6.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $285,000 $285,000 $4,764 6.25%
Newport, OR (FHA|USDA|VA) 1 $285,000 $285,000 $6,533 7.50%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $285,000 $95,000 $0 6.92%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $285,000 $285,000 $11,703 7.25%
Alexandria, MN (FHA|USDA|VA) 2 $280,000 $140,000 $2,414 8.56%
Mount Pleasant, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,000 6.88%
McMinnville, TN (FHA|USDA|VA) 2 $280,000 $140,000 $6,564 7.56%
Athens, TN (FHA|USDA|VA) 2 $280,000 $140,000 $4,500 3.81%
Connersville, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,426 6.81%
Emporia, KS (FHA|USDA|VA) 3 $275,000 $91,667 $2,847 7.96%
Ottawa, IL (FHA|USDA|VA) 3 $275,000 $91,667 $4,325 8.12%
ENID, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,920 6.13%
Portales, NM (FHA|USDA|VA) 1 $275,000 $275,000 $4,338 6.25%
ODESSA, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,195 8.62%
Deming, NM (FHA|USDA|VA) 2 $270,000 $135,000 $4,693 6.75%
Helena-West Helena, AR (FHA|USDA|VA) 1 $265,000 $265,000 $9,356 6.63%
Salem, OH (FHA|USDA|VA) 1 $265,000 $265,000 $6,548 6.88%
Kapaa, HI (FHA|USDA|VA) 1 $265,000 $265,000 $5,723 7.00%
Sterling, IL (FHA|USDA|VA) 2 $260,000 $130,000 $4,765 8.37%
Manitowoc, WI (FHA|USDA|VA) 2 $260,000 $130,000 $5,755 8.81%
Winfield, KS (FHA|USDA|VA) 2 $260,000 $130,000 $4,542 7.19%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $255,000 $255,000 $7,638 6.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $255,000 $255,000 $4,792 6.13%
Henderson, NC (FHA|USDA|VA) 2 $250,000 $125,000 $5,067 3.50%
Owatonna, MN (FHA|USDA|VA) 2 $250,000 $125,000 $6,750 8.56%
Cullman, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,589 7.13%
Big Spring, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,273 8.81%
Holland, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,705 10.99%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,436 7.38%
Crossville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $8,986 7.50%
Red Bluff, CA (FHA|USDA|VA) 1 $235,000 $235,000 $7,084 6.25%
Houghton, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,986 6.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $230,000 $115,000 $5,672 3.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $225,000 $75,000 $3,935 7.62%
Murray, KY (FHA|USDA|VA) 1 $225,000 $225,000 $4,596 7.25%
Boone, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,704 7.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $225,000 $225,000 $7,009 6.13%
Van Wert, OH (FHA|USDA|VA) 1 $225,000 $225,000 $6,179 6.50%
Greenwood, SC (FHA|USDA|VA) 1 $225,000 $225,000 $12,670 8.63%
Norfolk, NE (FHA|USDA|VA) 1 $225,000 $225,000 $4,587 6.38%
Urbana, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,306 7.25%
Somerset, KY (FHA|USDA|VA) 1 $215,000 $215,000 $3,125 6.88%
Gainesville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $2,500 3.63%
Gallup, NM (FHA|USDA|VA) 1 $205,000 $205,000 $6,121 6.63%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,364 7.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,488 3.88%
Greeneville, TN (FHA|USDA|VA) 2 $200,000 $100,000 $5,191 8.62%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,731 6.13%
Mason City, IA (FHA|USDA|VA) 1 $195,000 $195,000 $6,053 6.63%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,762 6.88%
McComb, MS (FHA|USDA|VA) 2 $190,000 $95,000 $2,302 6.94%
GAINESVILLE, FL (FHA|USDA|VA) 2 $190,000 $95,000 $5,770 3.81%
VICTORIA, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,658 3.88%
LUBBOCK, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,270 8.56%
Waycross, GA (FHA|USDA|VA) 2 $190,000 $95,000 $4,297 3.56%
Blytheville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,184 6.50%
Dublin, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,730 6.63%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,934 6.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,425 6.13%
ABILENE, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,591 6.88%
Beaver Dam, WI (FHA|USDA|VA) 2 $180,000 $90,000 $2,508 4.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,044 3.69%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,524 6.75%
Kingsville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $15,926 7.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,921 6.63%
PINE BLUFF, AR (FHA|USDA|VA) 2 $170,000 $85,000 $4,212 8.81%
DECATUR, AL (FHA|USDA|VA) 2 $170,000 $85,000 $4,539 8.43%
Newberry, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,082 6.38%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $16,514 6.63%
Parsons, KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,491 6.25%
DUBUQUE, IA (FHA|USDA|VA) 2 $160,000 $80,000 $1,453 4.13%
Lewisburg, TN (FHA|USDA|VA) 2 $160,000 $80,000 $3,213 8.87%
El Dorado, AR (FHA|USDA|VA) 2 $160,000 $80,000 $1,592 3.81%
Wapakoneta, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,188 7.00%
Marshalltown, IA (FHA|USDA|VA) 1 $155,000 $155,000 $5,503 7.63%
Austin, MN (FHA|USDA|VA) 2 $150,000 $75,000 $2,257 8.56%
Sweetwater, TX (FHA|USDA|VA) 2 $150,000 $75,000 $1,536 8.62%
VALDOSTA, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,438 6.88%
New Castle, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,951 7.13%
Tiffin, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,074 6.63%
North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $750 6.88%
Sedalia, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,629 6.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $12,472 8.75%
Farmington, MO (FHA|USDA|VA) 2 $140,000 $70,000 $1,811 8.06%
Ashland, OH (FHA|USDA|VA) 2 $140,000 $70,000 $2,594 8.56%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $140,000 $70,000 $4,306 8.56%
Snyder, TX (FHA|USDA|VA) 2 $140,000 $70,000 $1,931 4.06%
Orangeburg, SC (FHA|USDA|VA) 2 $140,000 $70,000 $2,832 4.38%
Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $7,054 7.13%
Sheridan, WY (FHA|USDA|VA) 1 $135,000 $135,000 $1,970 6.13%
Angola, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,549 6.13%
Marion, IN (FHA|USDA|VA) 2 $130,000 $65,000 $2,642 8.87%
MONTGOMERY, AL (FHA|USDA|VA) 2 $130,000 $65,000 $2,000 4.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,396 6.88%
Atchison, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,000 5.75%
Escanaba, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,970 6.13%
Jennings, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,406 7.25%
DOTHAN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,738 7.13%
Thomaston, GA (FHA|USDA|VA) 2 $120,000 $60,000 $4,120 3.75%
Clarksdale, MS (FHA|USDA|VA) 2 $120,000 $60,000 $80 8.62%
CHARLESTON, WV (FHA|USDA|VA) 2 $120,000 $60,000 $2,163 8.56%
Alice, TX (FHA|USDA|VA) 2 $120,000 $60,000 $2,845 8.87%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,698 6.50%
Stillwater, OK (FHA|USDA|VA) 2 $100,000 $50,000 $1,674 8.87%
Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,854 6.88%
Spirit Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,397 7.25%
Alma, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,717 6.63%
Woodward, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,690 6.88%
Marietta, OH (FHA|USDA|VA) 1 $55,000 $55,000 $375 9.99%
Watertown, SD (FHA|USDA|VA) 1 $35,000 $35,000 $3,214 6.25%
El Campo, TX (FHA|USDA|VA) 1 $15,000 $15,000 $265 9.99%
Mid America Mortgage's top markets include Houston, Tampa, Phoenix, Dallas, and Kansas City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MID AMERICA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ProFed Federal Credit Union
    Similarity Rank: 48
    FINANCIAL PLUS CREDIT UNION
    Similarity Rank: 60
    CREDIT UNION 1
    Similarity Rank: 60
    MCT Credit Union
    Similarity Rank: 70
    NECHES
    Similarity Rank: 72
    JOLT CREDIT UNION
    Similarity Rank: 72
    CRESCENT MORTGAGE COMPANY
    Similarity Rank: 80
    La Capitol Federal Credit Union
    Similarity Rank: 104

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,624 $748,400,000 $161,851 $6,512 6.75%
    FHA 4,070 $1,197,300,000 $294,177 $9,265 6.88%
    USDA 461 $78,595,000 $170,488 $4,900 6.62%
    VA 443 $143,215,000 $323,284 $9,386 6.45%

    For 2024, Mid America Mortgage's most frequently originated type of loan was Conventional, with 4,624 originations. Their 2nd most popular type was FHA, with 4,070 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,837 $1,939,415,000 $219,465 $7,855 6.77%
    Cash Out Refi 385 $97,515,000 $253,286 $5,731 7.36%
    Refi 376 $130,580,000 $347,287 $7,002 6.57%

    For 2024, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 8,837 originations. The 2nd most popular reason was Cash Out Refi, with 385 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,711 $1,226,755,000 $260,402 $9,354 5.90%
    Other 3,224 $879,410,000 $272,770 $8,673 6.71%
    10 Year 1,550 $20,040,000 $12,929 $436 9.62%
    20 Year 52 $14,370,000 $276,346 $10,412 6.19%
    15 Year 43 $12,665,000 $294,535 $15,183 6.22%
    1 Year 17 $12,015,000 $706,765 $20,279 10.27%
    30+ year 1 $2,255,000 $2,255,000 $79,000 6.88%

    For 2024, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 4,711 originations. The 2nd most popular length was Other, with 3,224 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,287 $1,125,075,000 $342,280
    $<1k 2,881 $185,375,000 $64,344
    $1k-2k 1,538 $461,300,000 $299,935
    $4k-5k 664 $150,000,000 $225,904
    $3k-4k 616 $118,100,000 $191,721
    $2k-3k 577 $117,985,000 $204,480

    Mid America Mortgage's average total fees were $9,354, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,287 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,911 $1,111,015,000 $284,074
    7-8% 2,382 $681,730,000 $286,201
    Over 8% 1,731 $136,685,000 $78,963
    5-6% 775 $212,735,000 $274,497
    <2.5% 752 $9,070,000 $12,061
    4-5% 46 $16,130,000 $350,652
    3-4% 1 $145,000 $145,000

    During 2024, Mid America Mortgage's average interest rate for loans was 5.90%, while their most frequently originated rate bucket for loans was 6-7%, with 3,911 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,048 $1,184,380,000 $292,584 $10,049 6.85%
    $100,000 or less 2,559 $45,845,000 $17,915 $644 6.55%
    $100k-200k 1,711 $269,585,000 $157,560 $5,925 6.86%
    $400k-600k 1,048 $495,230,000 $472,548 $15,366 6.88%
    $600k-1MM 218 $151,450,000 $694,725 $24,339 7.07%
    $1MM+ 14 $21,020,000 $1,501,429 $29,848 8.77%

    2024 saw Mid America Mortgage place emphasis on $200k-400k loans with 4,048 originations, totaling $1,184,380,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,757 $673,985,000 $244,463 $7,837 6.70%
    $75k-100k 2,496 $473,270,000 $189,611 $6,111 6.65%
    $50k-75k 2,031 $315,835,000 $155,507 $5,559 6.80%
    $150k-250k 1,153 $411,415,000 $356,821 $12,976 6.98%
    $50k or less 712 $90,550,000 $127,177 $4,410 6.93%
    $250k+ 397 $184,165,000 $463,892 $19,172 7.10%

    Mid America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,757 originations. The second most popular income band? $75k-100k, with 2,496 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 1,611 $94,405,000 $58,600 $1,791 6.43%
    50-60% 1,549 $439,195,000 $283,535 $9,603 6.94%
    30-36% 1,096 $269,250,000 $245,666 $8,595 6.77%
    20-30% 1,066 $212,810,000 $199,634 $6,839 6.75%
    49% 363 $109,685,000 $302,163 $10,774 6.91%
    40% 339 $89,325,000 $263,496 $7,911 6.72%
    47% 317 $85,195,000 $268,754 $10,257 6.88%
    42% 316 $85,680,000 $271,139 $9,427 6.71%
    39% 314 $76,680,000 $244,204 $8,186 6.75%
    43% 313 $84,475,000 $269,888 $9,319 6.76%
    45% 305 $86,495,000 $283,590 $9,386 7.03%
    38% 299 $72,535,000 $242,592 $9,026 6.84%
    46% 294 $83,610,000 $284,388 $9,549 7.06%
    44% 293 $80,725,000 $275,512 $10,125 6.97%
    48% 293 $82,955,000 $283,123 $10,872 7.15%
    41% 283 $73,645,000 $260,230 $8,281 6.74%
    37% 260 $67,360,000 $259,077 $8,075 6.85%
    36% 241 $59,715,000 $247,780 $8,634 6.66%
    >60% 46 $13,770,000 $299,348 $9,884 8.00%

    Mid America Mortgage lent most frequently to those with DTI ratios of <20%, with 1,611 originations. The next most common DTI ratio? 50-60%, with 1,549 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,760 $1,307,820,000 $227,052 $8,282 6.85%
    Not provided 1,648 $369,820,000 $224,405 $6,841 6.85%
    Black 1,283 $248,135,000 $193,402 $6,945 6.57%
    American Indian 695 $186,995,000 $269,058 $6,261 6.50%
    Asian 192 $49,650,000 $258,594 $9,904 6.82%
    Native Hawaiian or Islander 20 $5,090,000 $254,500 $6,224 6.65%

    Approval Rates

    Total approvals of all applications
    96.91%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    23.97%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,598 $2,167,510,000 $225,829

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,598 $2,167,510,000 $225,829

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 143 $24,585,000 $171,923 $8,368 7.16%
    40-60% 369 $95,145,000 $257,846 $11,950 6.77%
    60-80% 1,197 $369,435,000 $308,634 $12,036 6.94%
    80-100% 5,466 $1,626,210,000 $297,514 $9,696 6.86%
    Over 100% 60 $20,570,000 $342,833 $9,502 6.61%
    Under 20% 2,363 $31,565,000 $13,358 $340 6.53%