Mid America Mortgage Rates, Fees & Info

ROCKY RIVER, OH

LEI: 54930049L5WINET09Q97

Tax ID: 34-1716542

5 stars - Updated: 4/18/24 - out of 5 stars, based on 84 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Mid America Mortgage is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Mid America Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Dallas, Tampa, Phoenix, and Toledo among others. We have data for 503 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 4/18/24
30 Year Conventional Refi 9.02% 4/18/24
30 Year Cash-out Refi 8.14% 4/18/24
30 Year FHA Purchase 8.35% 4/18/24
30 Year FHA Refi 7.99% 4/18/24
30 Year VA Purchase 8.14% 4/18/24
30 Year VA Refi 6.27% 4/18/24
30 Year USDA Purchase 7.97% 4/18/24
30 Year USDA Refi 6.27% 4/18/24
15 Year Conventional Purchase 8.45% 4/18/24
15 Year Conventional Refi 5.68% 4/18/24
15 Year Cash-out Refi 5.68% 4/18/24
15 Year FHA Purchase 5.68% 4/18/24
15 Year FHA Refi 7.20% 4/18/24
15 Year VA Purchase 5.68% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid America Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Mid America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,090

Origination Dollar Volume (All Markets)

$1,581,170,000
Show all (39) awards

Relative Rate

Mid America Mortgage's average 30 year fixed mortgage rate was 6.06%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.42%.

Relative Fees (Closing Costs)

Mid America Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $7,969.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 524 $152,970,000 $291,927 $17,401 6.93%
Outside of Metro Areas 514 $90,320,000 $175,720 $5,642 6.74%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 228 $63,070,000 $276,623 $6,699 6.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 191 $60,085,000 $314,581 $17,224 7.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 196 $54,380,000 $277,449 $6,282 6.48%
TOLEDO, OH (FHA|USDA|VA) 189 $44,585,000 $235,899 $4,921 6.93%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 164 $42,240,000 $257,561 $10,480 7.24%
KANSAS CITY, MO-KS (FHA|USDA|VA) 149 $40,075,000 $268,960 $5,115 6.85%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 219 $38,555,000 $176,050 $5,487 5.37%
Mountain Home, AR (FHA|USDA|VA) 199 $37,895,000 $190,427 $5,465 6.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 91 $25,675,000 $282,143 $6,468 6.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 71 $24,845,000 $349,930 $18,756 6.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 118 $22,280,000 $188,814 $5,918 5.59%
Alamogordo, NM (FHA|USDA|VA) 95 $21,005,000 $221,105 $4,880 6.58%
CORPUS CHRISTI, TX (FHA|USDA|VA) 79 $20,775,000 $262,975 $15,290 7.24%
LAFAYETTE, LA (FHA|USDA|VA) 107 $20,215,000 $188,925 $6,192 6.83%
OKLAHOMA CITY, OK (FHA|USDA|VA) 83 $18,415,000 $221,867 $4,921 6.60%
LOUISVILLE, KY (FHA|USDA|VA) 106 $16,920,000 $159,623 $4,021 5.90%
COLORADO SPRINGS, CO (FHA|USDA|VA) 43 $16,525,000 $384,302 $4,745 6.56%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 58 $15,760,000 $271,724 $6,577 6.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 55 $14,835,000 $269,727 $3,773 6.99%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 45 $14,515,000 $322,556 $12,044 6.64%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 33 $12,685,000 $384,394 $6,344 6.69%
FLINT, MI (FHA|USDA|VA) 91 $12,085,000 $132,802 $4,103 7.18%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 53 $12,005,000 $226,509 $6,261 7.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 22 $11,600,000 $527,273 $8,349 5.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 57 $11,395,000 $199,912 $5,264 6.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 76 $11,080,000 $145,789 $8,393 6.66%
Harrison, AR (FHA|USDA|VA) 57 $10,825,000 $189,912 $4,558 6.33%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $10,730,000 $298,056 $9,637 6.14%
BATON ROUGE, LA (FHA|USDA|VA) 52 $10,320,000 $198,462 $8,473 6.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 45 $10,235,000 $227,444 $4,766 7.33%
RICHMOND, VA (FHA|USDA|VA) 49 $10,185,000 $207,857 $9,676 6.14%
PUEBLO, CO (FHA|USDA|VA) 30 $9,710,000 $323,667 $5,148 6.20%
West Plains, MO (FHA|USDA|VA) 58 $9,700,000 $167,241 $4,133 6.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $9,655,000 $235,488 $9,483 6.42%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 43 $9,365,000 $217,791 $7,790 6.66%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 53 $9,165,000 $172,925 $5,148 6.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 52 $8,570,000 $164,808 $6,439 5.90%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 19 $8,365,000 $440,263 $7,663 6.34%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 35 $8,305,000 $237,286 $7,504 7.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 23 $8,045,000 $349,783 $5,911 6.86%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 18 $7,600,000 $422,222 $6,454 6.79%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 30 $7,260,000 $242,000 $10,765 6.24%
WHEELING, WV-OH (FHA|USDA|VA) 44 $7,150,000 $162,500 $6,912 6.69%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 44 $6,950,000 $157,955 $5,548 6.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 34 $6,760,000 $198,824 $12,992 6.75%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 25 $6,595,000 $263,800 $8,437 6.50%
HAMMOND, LA (FHA|USDA|VA) 31 $6,465,000 $208,548 $6,318 6.77%
KNOXVILLE, TN (FHA|USDA|VA) 34 $6,230,000 $183,235 $5,226 5.24%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $6,205,000 $167,703 $4,337 6.34%
Altus, OK (FHA|USDA|VA) 25 $6,105,000 $244,200 $4,747 6.81%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 16 $5,930,000 $370,625 $2,704 7.55%
TULSA, OK (FHA|USDA|VA) 35 $5,785,000 $165,286 $5,055 6.92%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 17 $5,735,000 $337,353 $5,298 5.77%
DAYTON-KETTERING, OH (FHA|USDA|VA) 27 $5,525,000 $204,630 $4,858 6.65%
COLUMBIA, SC (FHA|USDA|VA) 30 $5,390,000 $179,667 $7,132 6.47%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $5,290,000 $240,455 $5,095 7.38%
SPRINGFIELD, MO (FHA|USDA|VA) 21 $5,285,000 $251,667 $6,522 7.11%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 20 $5,230,000 $261,500 $10,111 7.44%
Salina, KS (FHA|USDA|VA) 30 $5,180,000 $172,667 $2,627 6.58%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $5,140,000 $257,000 $5,659 6.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 34 $5,090,000 $149,706 $6,264 6.91%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $5,060,000 $158,125 $5,682 6.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 11 $4,995,000 $454,091 $17,799 6.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $4,860,000 $186,923 $7,620 6.11%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 25 $4,745,000 $189,800 $5,096 6.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 19 $4,735,000 $249,211 $6,733 7.02%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 40 $4,690,000 $117,250 $3,160 6.74%
WICHITA, KS (FHA|USDA|VA) 23 $4,685,000 $203,696 $4,661 6.60%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 30 $4,580,000 $152,667 $3,486 5.94%
OCALA, FL (FHA|USDA|VA) 27 $4,315,000 $159,815 $5,715 7.19%
JACKSON, TN (FHA|USDA|VA) 25 $4,265,000 $170,600 $6,729 6.72%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $4,225,000 $145,690 $5,795 4.80%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 21 $4,075,000 $194,048 $4,736 6.43%
Batesville, AR (FHA|USDA|VA) 25 $4,015,000 $160,600 $4,875 6.22%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $3,970,000 $220,556 $7,672 6.60%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $3,835,000 $348,636 $8,046 6.48%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $3,820,000 $212,222 $4,148 6.96%
SHERMAN-DENISON, TX (FHA|USDA|VA) 19 $3,785,000 $199,211 $3,317 6.07%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 18 $3,720,000 $206,667 $7,814 5.80%
LAS CRUCES, NM (FHA|USDA|VA) 25 $3,705,000 $148,200 $3,512 7.19%
AKRON, OH (FHA|USDA|VA) 22 $3,620,000 $164,545 $5,086 6.75%
Silver City, NM (FHA|USDA|VA) 21 $3,585,000 $170,714 $7,465 6.51%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 25 $3,475,000 $139,000 $5,199 7.39%
SALT LAKE CITY, UT (FHA|USDA|VA) 17 $3,425,000 $201,471 $3,026 6.76%
JONESBORO, AR (FHA|USDA|VA) 16 $3,360,000 $210,000 $4,964 6.31%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 9 $3,315,000 $368,333 $9,029 5.63%
Cañon City, CO (FHA|USDA|VA) 17 $3,285,000 $193,235 $3,865 6.65%
SPARTANBURG, SC (FHA|USDA|VA) 18 $3,160,000 $175,556 $4,744 6.28%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 19 $3,005,000 $158,158 $3,815 6.14%
SAGINAW, MI (FHA|USDA|VA) 20 $2,980,000 $149,000 $4,143 6.96%
GREELEY, CO (FHA|USDA|VA) 12 $2,870,000 $239,167 $3,799 7.55%
Rockport, TX (FHA|USDA|VA) 8 $2,750,000 $343,750 $19,277 7.14%
BELLINGHAM, WA (FHA|USDA|VA) 8 $2,740,000 $342,500 $6,271 6.91%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $2,680,000 $670,000 $65,442 7.87%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $2,670,000 $222,500 $5,030 7.35%
FARMINGTON, NM (FHA|USDA|VA) 11 $2,655,000 $241,364 $3,177 5.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $2,645,000 $377,857 $20,062 6.55%
FORT COLLINS, CO (FHA|USDA|VA) 11 $2,635,000 $239,545 $4,633 7.85%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,625,000 $291,667 $3,742 6.79%
Cullowhee, NC (FHA|USDA|VA) 12 $2,460,000 $205,000 $5,190 6.49%
SANTA FE, NM (FHA|USDA|VA) 9 $2,455,000 $272,778 $6,156 6.99%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $2,445,000 $222,273 $9,383 5.87%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,345,000 $335,000 $15,145 8.02%
LONGVIEW, TX (FHA|USDA|VA) 13 $2,295,000 $176,538 $4,048 4.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $2,285,000 $207,727 $4,717 7.09%
WINSTON-SALEM, NC (FHA|USDA|VA) 10 $2,210,000 $221,000 $5,915 6.51%
Coshocton, OH (FHA|USDA|VA) 20 $2,200,000 $110,000 $4,908 7.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,170,000 $271,250 $6,156 6.80%
BILLINGS, MT (FHA|USDA|VA) 7 $2,165,000 $309,286 $4,600 6.88%
Aberdeen, WA (FHA|USDA|VA) 10 $2,160,000 $216,000 $5,895 7.95%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,155,000 $307,857 $8,200 7.20%
Laramie, WY (FHA|USDA|VA) 7 $2,115,000 $302,143 $9,859 6.29%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,070,000 $172,500 $9,854 6.04%
MONROE, MI (FHA|USDA|VA) 9 $2,045,000 $227,222 $5,482 6.65%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $2,025,000 $675,000 $45,790 6.80%
PROVO-OREM, UT (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,718 7.19%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $2,000,000 $333,333 $16,610 6.73%
VISALIA, CA (FHA|USDA|VA) 8 $2,000,000 $250,000 $6,102 7.14%
WACO, TX (FHA|USDA|VA) 9 $1,975,000 $219,444 $6,963 7.08%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $1,955,000 $150,385 $6,251 6.93%
DULUTH, MN-WI (FHA|USDA|VA) 11 $1,875,000 $170,455 $5,267 5.91%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,855,000 $265,000 $7,083 6.88%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,830,000 $305,000 $10,172 7.35%
FORT SMITH, AR-OK (FHA|USDA|VA) 14 $1,830,000 $130,714 $3,015 6.90%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,780,000 $296,667 $4,497 6.66%
YAKIMA, WA (FHA|USDA|VA) 4 $1,740,000 $435,000 $5,479 6.84%
TOPEKA, KS (FHA|USDA|VA) 9 $1,705,000 $189,444 $3,454 6.62%
MIDLAND, TX (FHA|USDA|VA) 6 $1,680,000 $280,000 $6,429 7.21%
Cookeville, TN (FHA|USDA|VA) 10 $1,670,000 $167,000 $3,374 5.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,650,000 $206,250 $6,278 7.05%
Jennings, LA (FHA|USDA|VA) 9 $1,635,000 $181,667 $6,171 6.83%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,635,000 $327,000 $6,942 7.03%
Granbury, TX (FHA|USDA|VA) 5 $1,625,000 $325,000 $7,293 6.53%
VALLEJO, CA (FHA|USDA|VA) 5 $1,605,000 $321,000 $6,230 7.10%
ST. GEORGE, UT (FHA|USDA|VA) 12 $1,600,000 $133,333 $47 7.16%
PANAMA CITY, FL (FHA|USDA|VA) 10 $1,590,000 $159,000 $5,410 6.81%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,096 6.95%
Durant, OK (FHA|USDA|VA) 7 $1,585,000 $226,429 $4,252 6.34%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $9,154 7.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $4,423 6.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $1,505,000 $167,222 $6,225 6.32%
BOISE CITY, ID (FHA|USDA|VA) 6 $1,440,000 $240,000 $5,441 7.79%
EL PASO, TX (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,270 7.06%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $1,400,000 $700,000 $10,193 7.53%
Georgetown, SC (FHA|USDA|VA) 6 $1,390,000 $231,667 $22,419 7.52%
Opelousas, LA (FHA|USDA|VA) 10 $1,360,000 $136,000 $3,974 6.91%
REDDING, CA (FHA|USDA|VA) 5 $1,355,000 $271,000 $9,955 6.72%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,340,000 $167,500 $7,227 6.05%
Gallup, NM (FHA|USDA|VA) 5 $1,335,000 $267,000 $5,787 6.88%
Roseburg, OR (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,130 7.15%
Athens, TX (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,673 5.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,097 5.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 9 $1,255,000 $139,444 $4,074 5.86%
Mount Pleasant, MI (FHA|USDA|VA) 8 $1,250,000 $156,250 $5,588 7.00%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,235,000 $247,000 $4,910 7.28%
BEND, OR (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,770 7.30%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,277 6.85%
CHICO, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $5,870 6.78%
Okeechobee, FL (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,869 7.67%
Hilo, HI (FHA|USDA|VA) 4 $1,200,000 $300,000 $5,569 7.81%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,200,000 $300,000 $13,858 6.95%
LaGrange, GA-AL (FHA|USDA|VA) 12 $1,190,000 $99,167 $4,314 6.28%
Bonham, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,736 7.11%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,754 7.00%
Tahlequah, OK (FHA|USDA|VA) 9 $1,145,000 $127,222 $5,313 6.83%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,055 6.47%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,696 5.78%
STAUNTON, VA (FHA|USDA|VA) 7 $1,105,000 $157,857 $7,316 8.35%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,442 6.61%
JACKSON, MS (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,038 8.50%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,085,000 $155,000 $10,103 7.12%
BISMARCK, ND (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,153 7.19%
Zanesville, OH (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,665 6.69%
TUCSON, AZ (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,775 6.57%
MORRISTOWN, TN (FHA|USDA|VA) 6 $1,050,000 $175,000 $3,725 6.46%
YUMA, AZ (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,194 5.88%
Shawnee, OK (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,990 7.08%
Greenville, OH (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,627 6.10%
TYLER, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,656 6.97%
Shelby, NC (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,184 7.48%
SALEM, OR (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,812 5.53%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,700 8.40%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,630 7.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $995,000 $142,143 $5,716 5.50%
Palatka, FL (FHA|USDA|VA) 4 $990,000 $247,500 $9,353 7.44%
ASHEVILLE, NC (FHA|USDA|VA) 2 $990,000 $495,000 $20,718 8.87%
Jefferson, GA (FHA|USDA|VA) 3 $975,000 $325,000 $11,589 5.21%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $965,000 $193,000 $4,422 4.13%
Bardstown, KY (FHA|USDA|VA) 5 $965,000 $193,000 $7,862 6.83%
Fremont, OH (FHA|USDA|VA) 6 $960,000 $160,000 $7,029 6.56%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $945,000 $135,000 $3,049 5.95%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $935,000 $311,667 $3,149 7.36%
Clewiston, FL (FHA|USDA|VA) 3 $925,000 $308,333 $6,374 7.13%
LONGVIEW, WA (FHA|USDA|VA) 2 $920,000 $460,000 $11,326 7.56%
Shelton, WA (FHA|USDA|VA) 5 $915,000 $183,000 $3,749 7.10%
Dyersburg, TN (FHA|USDA|VA) 6 $910,000 $151,667 $5,786 6.33%
Kapaa, HI (FHA|USDA|VA) 2 $900,000 $450,000 $6,437 7.19%
CLEVELAND, TN (FHA|USDA|VA) 6 $890,000 $148,333 $5,411 6.31%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $885,000 $295,000 $6,059 6.71%
Murray, KY (FHA|USDA|VA) 5 $885,000 $177,000 $6,484 7.00%
RACINE, WI (FHA|USDA|VA) 3 $865,000 $288,333 $5,112 6.83%
AMARILLO, TX (FHA|USDA|VA) 3 $855,000 $285,000 $9,253 6.75%
Breckenridge, CO (FHA|USDA|VA) 2 $830,000 $415,000 $2,405 6.81%
Glenwood Springs, CO (FHA|USDA|VA) 3 $825,000 $275,000 $5,086 7.90%
GAINESVILLE, FL (FHA|USDA|VA) 6 $810,000 $135,000 $5,649 6.65%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $805,000 $115,000 $3,757 6.93%
Bogalusa, LA (FHA|USDA|VA) 5 $805,000 $161,000 $5,939 7.30%
Shelbyville, TN (FHA|USDA|VA) 4 $800,000 $200,000 $4,553 6.15%
Taos, NM (FHA|USDA|VA) 3 $795,000 $265,000 $3,326 5.88%
Connersville, IN (FHA|USDA|VA) 6 $790,000 $131,667 $4,497 6.96%
Jacksonville, TX (FHA|USDA|VA) 2 $790,000 $395,000 $25,511 7.19%
Payson, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $4,960 6.84%
DALTON, GA (FHA|USDA|VA) 6 $760,000 $126,667 $3,809 4.98%
AMES, IA (FHA|USDA|VA) 4 $760,000 $190,000 $4,530 6.81%
Española, NM (FHA|USDA|VA) 3 $755,000 $251,667 $8,438 7.33%
Los Alamos, NM (FHA|USDA|VA) 1 $755,000 $755,000 $59,739 6.75%
Klamath Falls, OR (FHA|USDA|VA) 2 $740,000 $370,000 $4,801 6.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $735,000 $245,000 $4,953 8.46%
Morgan City, LA (FHA|USDA|VA) 5 $735,000 $147,000 $4,716 7.28%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $730,000 $365,000 $6,164 6.69%
El Campo, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,507 7.75%
Dayton, TN (FHA|USDA|VA) 5 $725,000 $145,000 $3,664 4.73%
MONTGOMERY, AL (FHA|USDA|VA) 4 $720,000 $180,000 $2,158 5.34%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $715,000 $238,333 $6,040 4.63%
Lumberton, NC (FHA|USDA|VA) 4 $710,000 $177,500 $3,864 7.47%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $705,000 $705,000 $17,596 8.00%
RENO, NV (FHA|USDA|VA) 4 $700,000 $175,000 $3,333 5.46%
Athens, TN (FHA|USDA|VA) 3 $695,000 $231,667 $5,005 7.96%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $695,000 $231,667 $3,679 6.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $695,000 $231,667 $6,077 8.37%
ROANOKE, VA (FHA|USDA|VA) 9 $695,000 $77,222 $2,059 6.76%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $690,000 $172,500 $4,162 6.28%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $690,000 $172,500 $5,635 6.15%
Grand Rapids, MN (FHA|USDA|VA) 3 $685,000 $228,333 $7,186 8.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $685,000 $228,333 $12,874 7.42%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $675,000 $225,000 $10,411 6.33%
Coldwater, MI (FHA|USDA|VA) 1 $675,000 $675,000 $21,043 8.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,224 7.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $675,000 $225,000 $2,517 7.42%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $665,000 $221,667 $3,751 7.71%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $665,000 $133,000 $3,414 6.67%
Red Bluff, CA (FHA|USDA|VA) 3 $665,000 $221,667 $3,839 4.33%
Clearlake, CA (FHA|USDA|VA) 2 $660,000 $330,000 $7,517 6.88%
Ardmore, OK (FHA|USDA|VA) 4 $660,000 $165,000 $3,490 6.72%
Port Angeles, WA (FHA|USDA|VA) 3 $655,000 $218,333 $7,087 6.96%
Coos Bay, OR (FHA|USDA|VA) 2 $650,000 $325,000 $5,114 7.19%
HOT SPRINGS, AR (FHA|USDA|VA) 6 $650,000 $108,333 $2,365 7.11%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $645,000 $129,000 $5,378 8.15%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $645,000 $215,000 $7,396 6.38%
Atmore, AL (FHA|USDA|VA) 4 $640,000 $160,000 $7,468 7.69%
Fallon, NV (FHA|USDA|VA) 2 $640,000 $320,000 $8,845 7.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $640,000 $160,000 $8,251 3.81%
Outside of Metro Areas 3 $635,000 $211,667 $1,233 6.90%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $630,000 $105,000 $4,518 7.08%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $625,000 $208,333 $6,341 6.95%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $625,000 $625,000 $8,759 7.25%
Cedar City, UT (FHA|USDA|VA) 4 $620,000 $155,000 $57 6.90%
Bay City, TX (FHA|USDA|VA) 2 $610,000 $305,000 $15,795 8.44%
LAWTON, OK (FHA|USDA|VA) 5 $605,000 $121,000 $3,983 6.10%
LOGAN, UT-ID (FHA|USDA|VA) 3 $605,000 $201,667 $1,448 6.74%
MUNCIE, IN (FHA|USDA|VA) 6 $600,000 $100,000 $3,243 7.27%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $600,000 $150,000 $4,816 7.77%
Pahrump, NV (FHA|USDA|VA) 3 $595,000 $198,333 $8,533 7.96%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $595,000 $119,000 $3,243 8.30%
Bemidji, MN (FHA|USDA|VA) 3 $585,000 $195,000 $8,430 4.75%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $575,000 $191,667 $3,739 4.92%
Cambridge, OH (FHA|USDA|VA) 5 $575,000 $115,000 $6,043 6.78%
McMinnville, TN (FHA|USDA|VA) 4 $570,000 $142,500 $4,918 3.69%
Marion, OH (FHA|USDA|VA) 5 $565,000 $113,000 $4,045 5.95%
Beaver Dam, WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,476 6.13%
Crescent City, CA (FHA|USDA|VA) 4 $560,000 $140,000 $4,221 7.56%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $555,000 $185,000 $1,537 8.54%
Branson, MO (FHA|USDA|VA) 3 $555,000 $185,000 $2,735 6.96%
Bartlesville, OK (FHA|USDA|VA) 2 $550,000 $275,000 $5,872 6.81%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $545,000 $181,667 $2,717 7.46%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $540,000 $270,000 $7,345 7.00%
Mayfield, KY (FHA|USDA|VA) 4 $530,000 $132,500 $4,330 6.66%
Richmond-Berea, KY (FHA|USDA|VA) 4 $530,000 $132,500 $4,694 8.56%
Sandusky, OH (FHA|USDA|VA) 5 $525,000 $105,000 $4,905 7.72%
Traverse City, MI (FHA|USDA|VA) 3 $525,000 $175,000 $6,391 6.88%
Danville, VA (FHA|USDA|VA) 6 $520,000 $86,667 $3,962 8.95%
SAN ANGELO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $12,334 6.56%
New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $515,000 $103,000 $3,883 6.08%
Adrian, MI (FHA|USDA|VA) 2 $510,000 $255,000 $7,320 6.88%
Nacogdoches, TX (FHA|USDA|VA) 2 $510,000 $255,000 $16,070 7.19%
Beeville, TX (FHA|USDA|VA) 3 $505,000 $168,333 $15,717 6.79%
Rolla, MO (FHA|USDA|VA) 1 $495,000 $495,000 $8,501 5.75%
Oak Harbor, WA (FHA|USDA|VA) 2 $490,000 $245,000 $5,677 7.14%
Ada, OK (FHA|USDA|VA) 2 $490,000 $245,000 $4,466 6.63%
Newport, OR (FHA|USDA|VA) 2 $490,000 $245,000 $3,961 7.19%
ODESSA, TX (FHA|USDA|VA) 2 $490,000 $245,000 $4,218 6.00%
Findlay, OH (FHA|USDA|VA) 1 $475,000 $475,000 $7,634 6.38%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $475,000 $475,000 $0 6.91%
Ottawa, KS (FHA|USDA|VA) 3 $475,000 $158,333 $3,999 7.00%
Ruidoso, NM (FHA|USDA|VA) 2 $470,000 $235,000 $13,821 7.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $460,000 $230,000 $8,522 6.13%
GREEN BAY, WI (FHA|USDA|VA) 2 $460,000 $230,000 $3,603 6.75%
Albemarle, NC (FHA|USDA|VA) 4 $460,000 $115,000 $5,909 8.52%
Hutchinson, MN (FHA|USDA|VA) 4 $460,000 $115,000 $4,660 8.65%
JOPLIN, MO (FHA|USDA|VA) 3 $455,000 $151,667 $4,290 6.83%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $455,000 $151,667 $3,881 5.13%
ROME, GA (FHA|USDA|VA) 6 $450,000 $75,000 $3,356 4.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $450,000 $225,000 $7,021 6.50%
Lawrenceburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $6,489 7.19%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $445,000 $445,000 $8,291 7.25%
Statesboro, GA (FHA|USDA|VA) 3 $445,000 $148,333 $3,325 5.21%
FLORENCE, SC (FHA|USDA|VA) 3 $445,000 $148,333 $4,567 4.96%
ST. CLOUD, MN (FHA|USDA|VA) 3 $435,000 $145,000 $4,658 4.92%
Tiffin, OH (FHA|USDA|VA) 3 $435,000 $145,000 $3,379 7.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $435,000 $435,000 $6,856 8.88%
MOBILE, AL (FHA|USDA|VA) 6 $430,000 $71,667 $2,502 5.75%
Show Low, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $5,226 7.44%
Newport, TN (FHA|USDA|VA) 2 $430,000 $215,000 $5,469 7.19%
Gaffney, SC (FHA|USDA|VA) 4 $430,000 $107,500 $3,752 6.34%
Ottawa, IL (FHA|USDA|VA) 4 $420,000 $105,000 $3,921 6.25%
Duncan, OK (FHA|USDA|VA) 3 $415,000 $138,333 $3,501 6.92%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $410,000 $205,000 $6,137 8.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $2,927 7.00%
Ellensburg, WA (FHA|USDA|VA) 1 $405,000 $405,000 $4,629 6.88%
Wilmington, OH (FHA|USDA|VA) 2 $400,000 $200,000 $7,047 7.31%
EL CENTRO, CA (FHA|USDA|VA) 2 $400,000 $200,000 $6,175 7.18%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $390,000 $195,000 $3,867 6.63%
DOTHAN, AL (FHA|USDA|VA) 2 $390,000 $195,000 $6,551 6.56%
Blytheville, AR (FHA|USDA|VA) 3 $385,000 $128,333 $2,622 7.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $9,328 8.81%
Stephenville, TX (FHA|USDA|VA) 4 $380,000 $95,000 $2,421 4.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $375,000 $375,000 $3,013 7.38%
Riverton, WY (FHA|USDA|VA) 1 $375,000 $375,000 $5,204 7.38%
Columbus, MS (FHA|USDA|VA) 2 $370,000 $185,000 $17,267 7.55%
Scottsburg, IN (FHA|USDA|VA) 3 $365,000 $121,667 $3,865 8.04%
LAWRENCE, KS (FHA|USDA|VA) 1 $355,000 $355,000 $11,784 7.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $355,000 $71,000 $2,998 4.77%
BOULDER, CO (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.61%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $345,000 $345,000 $4,159 6.13%
Gainesville, TX (FHA|USDA|VA) 1 $345,000 $345,000 $11,656 6.75%
MISSOULA, MT (FHA|USDA|VA) 1 $345,000 $345,000 $4,819 6.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $345,000 $115,000 $4,004 5.13%
ANCHORAGE, AK (FHA|USDA|VA) 1 $345,000 $345,000 $4,608 6.75%
Fort Morgan, CO (FHA|USDA|VA) 2 $340,000 $170,000 $6,788 7.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $335,000 $335,000 $30,059 6.88%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $335,000 $335,000 $16,377 7.25%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $330,000 $165,000 $5,000 3.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $330,000 $165,000 $2,754 6.63%
MEDFORD, OR (FHA|USDA|VA) 1 $325,000 $325,000 $5,212 6.38%
Searcy, AR (FHA|USDA|VA) 1 $325,000 $325,000 $14,293 6.38%
Cordele, GA (FHA|USDA|VA) 4 $320,000 $80,000 $2,657 3.91%
Owatonna, MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,349 8.36%
Sevierville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $6,810 7.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $315,000 $105,000 $1,895 6.85%
Shawano, WI (FHA|USDA|VA) 1 $315,000 $315,000 $5,111 6.88%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $5,610 6.13%
Prineville, OR (FHA|USDA|VA) 1 $295,000 $295,000 $9,315 7.25%
FAIRBANKS, AK (FHA|USDA|VA) 1 $295,000 $295,000 $5,726 6.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $295,000 $295,000 $2,731 6.13%
Norfolk, NE (FHA|USDA|VA) 1 $295,000 $295,000 $4,121 6.75%
PITTSBURGH, PA (FHA|USDA|VA) 2 $290,000 $145,000 $5,103 7.06%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $290,000 $145,000 $4,349 8.81%
Uvalde, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,340 6.88%
Picayune, MS (FHA|USDA|VA) 1 $285,000 $285,000 $9,395 7.25%
BAY CITY, MI (FHA|USDA|VA) 3 $285,000 $95,000 $2,845 7.75%
Garden City, KS (FHA|USDA|VA) 1 $285,000 $285,000 $5,810 7.50%
McAlester, OK (FHA|USDA|VA) 2 $280,000 $140,000 $3,202 6.88%
Calhoun, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,268 8.56%
GAINESVILLE, GA (FHA|USDA|VA) 2 $280,000 $140,000 $569 9.12%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $275,000 $275,000 $24,581 7.25%
PITTSFIELD, MA (FHA|USDA|VA) 1 $275,000 $275,000 $5,195 6.63%
Alma, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,099 6.69%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $270,000 $135,000 $4,193 7.44%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $270,000 $67,500 $3,216 6.62%
Frankfort, KY (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.37%
Deming, NM (FHA|USDA|VA) 2 $270,000 $135,000 $7,303 7.56%
Warsaw, IN (FHA|USDA|VA) 1 $265,000 $265,000 $4,668 7.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $265,000 $265,000 $8,172 6.75%
Cadillac, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,262 6.63%
Sterling, IL (FHA|USDA|VA) 1 $265,000 $265,000 $20,000 7.63%
Brownsville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $11,081 7.13%
Holland, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,196 7.00%
Ashland, OH (FHA|USDA|VA) 1 $255,000 $255,000 $2,581 7.13%
Weatherford, OK (FHA|USDA|VA) 1 $255,000 $255,000 $4,424 7.38%
Paragould, AR (FHA|USDA|VA) 1 $255,000 $255,000 $8,974 6.00%
LAREDO, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,203 3.63%
Andrews, TX (FHA|USDA|VA) 2 $250,000 $125,000 $3,202 8.75%
Mitchell, SD (FHA|USDA|VA) 1 $245,000 $245,000 $3,289 7.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,317 5.88%
Austin, MN (FHA|USDA|VA) 1 $235,000 $235,000 $8,594 6.25%
LIMA, OH (FHA|USDA|VA) 1 $235,000 $235,000 $6,656 5.88%
Danville, KY (FHA|USDA|VA) 1 $235,000 $235,000 $8,478 6.00%
Laurinburg, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,265 7.63%
Thomasville, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.88%
Greensburg, IN (FHA|USDA|VA) 1 $235,000 $235,000 $9,657 5.99%
Paducah, KY-IL (FHA|USDA|VA) 1 $225,000 $225,000 $4,099 6.13%
Union, SC (FHA|USDA|VA) 1 $225,000 $225,000 $4,263 6.50%
Warrensburg, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,658 6.25%
READING, PA (FHA|USDA|VA) 2 $220,000 $110,000 $7,268 4.13%
Sandpoint, ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.29%
Levelland, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,500 6.75%
MADISON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $1,139 5.88%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $4,447 6.38%
Huntsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,000 9.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,356 7.50%
Arcadia, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,978 6.63%
Aberdeen, SD (FHA|USDA|VA) 1 $205,000 $205,000 $4,058 7.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $200,000 $100,000 $3,496 3.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $200,000 $100,000 $2,370 9.12%
HARRISONBURG, VA (FHA|USDA|VA) 2 $200,000 $100,000 $2,325 8.43%
POCATELLO, ID (FHA|USDA|VA) 1 $195,000 $195,000 $4,924 7.50%
Martin, TN (FHA|USDA|VA) 1 $195,000 $195,000 $8,999 7.13%
Alexandria, MN (FHA|USDA|VA) 1 $195,000 $195,000 $20,000 8.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $190,000 $95,000 $3,131 6.81%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $190,000 $95,000 $2,724 4.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $190,000 $95,000 $1,626 8.81%
New Castle, IN (FHA|USDA|VA) 2 $190,000 $95,000 $4,519 6.44%
DeRidder, LA (FHA|USDA|VA) 1 $185,000 $185,000 $13,302 6.00%
Hutchinson, KS (FHA|USDA|VA) 1 $185,000 $185,000 $3,125 7.13%
Bellefontaine, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,159 7.25%
Richmond, IN (FHA|USDA|VA) 4 $180,000 $45,000 $2,265 4.13%
ALBANY, GA (FHA|USDA|VA) 2 $180,000 $90,000 $4,057 3.88%
Muskogee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,769 6.75%
GADSDEN, AL (FHA|USDA|VA) 3 $175,000 $58,333 $1,330 5.07%
London, KY (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,927 7.13%
Crossville, TN (FHA|USDA|VA) 2 $170,000 $85,000 $4,456 6.38%
Lake City, FL (FHA|USDA|VA) 2 $170,000 $85,000 $4,463 3.88%
Norwalk, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,298 6.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.95%
Paris, TN (FHA|USDA|VA) 1 $165,000 $165,000 $7,588 7.13%
Morehead City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,945 7.92%
GREAT FALLS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $3,358 6.88%
Woodward, OK (FHA|USDA|VA) 2 $160,000 $80,000 $1,250 4.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $160,000 $80,000 $2,980 4.13%
LYNCHBURG, VA (FHA|USDA|VA) 4 $160,000 $40,000 $0 7.76%
PEORIA, IL (FHA|USDA|VA) 2 $160,000 $80,000 $3,328 3.88%
Kingsville, TX (FHA|USDA|VA) 2 $160,000 $80,000 $4,651 3.56%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $160,000 $80,000 $2,963 3.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $160,000 $80,000 $4,282 8.00%
Lufkin, TX (FHA|USDA|VA) 2 $160,000 $80,000 $3,957 4.13%
Kirksville, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,081 7.13%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $5,352 5.88%
Maryville, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,940 8.13%
Pella, IA (FHA|USDA|VA) 1 $155,000 $155,000 $2,851 6.75%
Marquette, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,766 6.75%
Marietta, OH (FHA|USDA|VA) 2 $150,000 $75,000 $4,398 8.50%
COLUMBUS, IN (FHA|USDA|VA) 2 $150,000 $75,000 $1,329 9.06%
Thomaston, GA (FHA|USDA|VA) 2 $150,000 $75,000 $3,851 8.62%
Tifton, GA (FHA|USDA|VA) 2 $150,000 $75,000 $2,688 3.75%
Malone, NY (FHA|USDA|VA) 1 $145,000 $145,000 $8,059 6.13%
Peru, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,766 6.50%
Union City, TN (FHA|USDA|VA) 1 $145,000 $145,000 $6,610 7.13%
SYRACUSE, NY (FHA|USDA|VA) 1 $145,000 $145,000 $8,265 6.63%
Wooster, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,301 5.63%
Miami, OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,209 7.63%
Carroll, IA (FHA|USDA|VA) 1 $135,000 $135,000 $4,851 7.13%
Sulphur Springs, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,208 7.25%
Russellville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,752 6.38%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $5,715 6.63%
Greeneville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,222 5.50%
KANKAKEE, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,460 7.25%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,619 7.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.53%
Van Wert, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,099 7.13%
McPherson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,560 6.88%
Fort Polk South, LA (FHA|USDA|VA) 2 $130,000 $65,000 $1,899 4.38%
Urbana, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,708 7.13%
Mason City, IA (FHA|USDA|VA) 1 $125,000 $125,000 $5,618 7.13%
MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.63%
VALDOSTA, GA (FHA|USDA|VA) 2 $120,000 $60,000 $2,483 3.75%
Jesup, GA (FHA|USDA|VA) 2 $120,000 $60,000 $3,283 8.62%
Eagle Pass, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,960 6.88%
MANHATTAN, KS (FHA|USDA|VA) 2 $110,000 $55,000 $2,704 9.12%
Escanaba, MI (FHA|USDA|VA) 1 $105,000 $105,000 $7,277 7.38%
Ashtabula, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,756 7.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.04%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,203 7.50%
New Castle, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,948 6.13%
Moberly, MO (FHA|USDA|VA) 1 $105,000 $105,000 $5,302 6.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,393 7.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,805 7.94%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $100,000 $50,000 $2,507 4.38%
DECATUR, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,219 6.80%
Ponca City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,276 7.63%
Parsons, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,050 5.63%
McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $6,467 8.13%
Starkville, MS (FHA|USDA|VA) 2 $90,000 $45,000 $3,000 3.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $85,000 $85,000 $6,040 7.96%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $85,000 $85,000 $5,488 7.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.00%
Jasper, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,011 7.63%
Kinston, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,058 7.38%
BRUNSWICK, GA (FHA|USDA|VA) 1 $55,000 $55,000 $3,200 6.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
MANKATO, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.61%
Hope, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.61%
Red Wing, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.29%
Winnemucca, NV (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.97%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.59%
Brainerd, MN (FHA|USDA|VA) 1 $35,000 $35,000 $3,764 7.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.78%
LANCASTER, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.31%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.13%
Cedartown, GA (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Mid America Mortgage's top markets include Houston, Dallas, Tampa, Phoenix, and Toledo among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 3,076 $762,250,000 $247,806 $7,734 7.05%
    Conventional 2,949 $567,965,000 $192,596 $7,291 6.26%
    VA 557 $166,435,000 $298,806 $8,329 6.54%
    USDA 508 $84,520,000 $166,378 $5,307 6.57%

    For 2023, Mid America Mortgage's most frequently originated type of loan was FHA, with 3,076 originations. Their 2nd most popular type was Conventional, with 2,949 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,263 $1,411,555,000 $225,380 $7,784 6.58%
    Cash Out Refi 651 $118,615,000 $182,204 $3,441 7.30%
    Refi 176 $51,000,000 $289,773 $6,692 6.75%

    For 2023, Mid America Mortgage's most frequently cited loan purpose was Home Purchase, with 6,263 originations. The 2nd most popular reason was Cash Out Refi, with 651 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,663 $874,825,000 $238,827 $7,969 6.06%
    Other 2,842 $682,840,000 $240,267 $7,977 6.82%
    10 Year 516 $6,490,000 $12,578 $491 9.86%
    15 Year 32 $7,540,000 $235,625 $8,682 6.08%
    20 Year 27 $6,535,000 $242,037 $7,580 7.09%
    1 Year 8 $2,920,000 $365,000 $9,501 9.81%
    5 Year 2 $20,000 $10,000 $0 0.00%

    For 2023, Mid America Mortgage's most frequently cited loan duration was 30 Year, with 3,663 originations. The 2nd most popular length was Other, with 2,842 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,833 $602,935,000 $328,933
    $<1k 1,705 $161,635,000 $94,801
    $1k-2k 1,536 $420,290,000 $273,626
    $2k-3k 633 $126,365,000 $199,629
    $3k-4k 576 $106,180,000 $184,340
    $4k-5k 573 $126,955,000 $221,562

    Mid America Mortgage's average total fees were $7,969, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,833 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,799 $749,215,000 $267,672
    7-8% 2,183 $534,675,000 $244,927
    Over 8% 925 $107,515,000 $116,232
    5-6% 636 $179,820,000 $282,736
    <2.5% 533 $4,985,000 $9,353
    4-5% 14 $4,960,000 $354,286

    During 2023, Mid America Mortgage's average interest rate for loans was 6.06%, while their most frequently originated rate bucket for loans was 6-7%, with 2,799 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,962 $834,020,000 $281,573 $9,196 6.93%
    $100k-200k 1,792 $276,360,000 $154,219 $5,464 6.94%
    $100,000 or less 1,529 $44,415,000 $29,048 $1,133 5.67%
    $400k-600k 651 $307,715,000 $472,680 $14,708 6.80%
    $600k-1MM 143 $99,155,000 $693,392 $21,797 6.81%
    $1MM+ 13 $19,505,000 $1,500,385 $64,243 7.86%

    2023 saw Mid America Mortgage place emphasis on $200k-400k loans with 2,962 originations, totaling $834,020,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,753 $285,535,000 $162,884 $5,385 6.56%
    $100k-150k 1,655 $432,025,000 $261,042 $8,262 6.64%
    $75k-100k 1,558 $323,190,000 $207,439 $6,857 6.41%
    $150k-250k 749 $266,825,000 $356,242 $11,900 6.75%
    $50k or less 665 $84,435,000 $126,970 $4,653 6.72%
    $250k+ 293 $130,175,000 $444,283 $18,752 7.07%

    Mid America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,753 originations. The second most popular income band? $100k-150k, with 1,655 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 1,179 $103,915,000 $88,138 $2,006 5.89%
    30-36% 914 $216,230,000 $236,575 $7,837 6.73%
    50-60% 840 $236,610,000 $281,679 $9,025 6.90%
    20-30% 824 $164,860,000 $200,073 $7,187 6.55%
    40% 316 $73,470,000 $232,500 $7,278 6.89%
    39% 264 $61,440,000 $232,727 $7,418 6.73%
    42% 263 $72,085,000 $274,087 $9,283 6.80%
    38% 251 $57,225,000 $227,988 $7,190 6.82%
    49% 249 $70,985,000 $285,080 $11,651 6.95%
    45% 226 $63,410,000 $280,575 $8,974 6.89%
    36% 226 $50,900,000 $225,221 $7,232 6.70%
    44% 225 $56,165,000 $249,622 $8,553 6.80%
    46% 220 $61,290,000 $278,591 $9,615 7.00%
    37% 216 $50,960,000 $235,926 $7,405 6.76%
    48% 215 $57,275,000 $266,395 $8,663 6.94%
    47% 209 $59,385,000 $284,139 $9,697 6.84%
    43% 205 $53,505,000 $261,000 $9,554 6.83%
    41% 200 $53,100,000 $265,500 $8,878 6.91%
    >60% 39 $13,565,000 $347,821 $12,079 6.69%

    Mid America Mortgage lent most frequently to those with DTI ratios of <20%, with 1,179 originations. The next most common DTI ratio? 30-36%, with 914 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,970 $906,540,000 $228,348 $8,173 6.68%
    Not provided 1,517 $308,375,000 $203,279 $5,565 6.75%
    Black 885 $174,235,000 $196,876 $7,224 6.18%
    American Indian 551 $136,665,000 $248,031 $5,465 6.87%
    Asian 142 $48,630,000 $342,465 $13,251 6.51%
    Native Hawaiian or Islander 22 $6,620,000 $300,909 $9,269 6.99%
    Not applicable 3 $105,000 $35,000 $0 7.12%

    Approval Rates

    Total approvals of all applications
    96.14%

    Mid America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    61.69%

    Mid America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,090 $1,581,170,000 $223,014

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,090 $1,581,170,000 $223,014

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 327 $48,795,000 $149,220 $5,903 7.31%
    40-60% 383 $91,275,000 $238,316 $9,706 6.94%
    60-80% 1,013 $286,625,000 $282,947 $10,216 6.89%
    80-100% 4,125 $1,112,335,000 $269,657 $8,570 6.91%
    Over 100% 69 $23,595,000 $341,957 $8,691 6.46%
    Under 20% 1,173 $18,545,000 $15,810 $440 5.24%