Fremont USDA Loan Rates, Closing Costs & Stats

Fremont, NE

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Fremont's 2 lenders originated 5 USDA loans during 2023. The total origination value was $755,000, with an average USDA loan value of $151,000.

    Fremont USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Fremont averaged 6.82% for the week of 2024-04-19, compared to the national average (all USDA variants) of 6.863% for the same period.

    Fremont's average USDA mortgage closing costs are $4,248.

    The average rate for the prior week (2024-04-12) was 6.58% and one month ago for the week of 2024-03-15, the average rate was 6.76%.

    The average rate one year ago was 6.4%.

    For refis of the same type during the week of 2024-04-19, the average rate was 6.66%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Fremont USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fremont level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CASTLE & COOKE MORTGAGE, LLC 2 7.00% $5,201
    NEWREZ LLC 1 7.25% $8,369

    The top Fremont USDA lender as defined by loan originations is CASTLE & COOKE MORTGAGE, LLC, with 2 USDA loans originated. Their average total fees are $5,201, which is $3,168 lower than the next largest lender, NEWREZ LLC.

    The lowest fee Fremont USDA lenders (with over 10 loans originated) are .

    The lowest rate Fremont USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $180,325 (18.6%) $234,075 (16.5%) 0.00 50
    2018-02-01 $168,675 (8.0%) $232,901 (7.2%) 0.00 43
    2018-03-01 $178,500 (3.6%) $243,945 (2.9%) 0.00 40
    2018-04-01 $178,500 (10.4%) $246,411 (3.5%) 0.00 47
    2018-05-01 $226,288 (23.3%) $265,834 (13.4%) 0.00 52
    2018-06-01 $219,900 (26.6%) $248,675 (9.5%) 0.00 81
    2018-07-01 $206,905 (25.5%) $249,993 (14.2%) 0.00 98
    2018-08-01 $199,450 (7.9%) $238,201 (2.4%) 0.00 103
    2018-09-01 $199,450 (27.5%) $240,851 (11.9%) 0.00 104
    2018-10-01 $187,063 (22.1%) $236,359 (11.5%) 0.00 102
    2018-11-01 $177,250 (17.4%) $227,731 (13.1%) 0.00 105
    2018-12-01 $163,000 (-4.1%) $205,339 (-6.3%) 0.00 88
    2019-01-01 $164,725 (-8.7%) $202,680 (-13.4%) 0.00 80
    2019-02-01 $197,425 (17.0%) $222,278 (-4.6%) 0.00 65
    2019-03-01 $199,693 (11.9%) $219,588 (-10.0%) 0.00 64
    2019-04-01 $199,238 (11.6%) $216,214 (-12.3%) 0.00 65
    2019-05-01 $198,538 (-12.3%) $219,662 (-17.4%) 0.00 64
    2019-06-01 $214,375 (-2.5%) $234,582 (-5.7%) 0.00 63
    2019-07-01 $198,350 (-4.1%) $222,946 (-10.8%) 0.00 76
    2019-08-01 $190,455 (-4.5%) $215,236 (-9.6%) 0.00 87
    2019-09-01 $177,261 (-11.1%) $201,863 (-16.2%) 0.00 104
    2019-10-01 $169,916 (-9.2%) $195,409 (-17.3%) 0.00 112
    2019-11-01 $169,950 (-4.1%) $199,439 (-12.4%) 0.00 107
    2019-12-01 $162,381 (-0.4%) $185,367 (-9.7%) 0.00 96
    2020-01-01 $167,450 (1.7%) $187,064 (-7.7%) 0.00 93
    2020-02-01 $179,900 (-8.9%) $187,979 (-15.4%) 0.00 83
    2020-03-01 $189,900 (-4.9%) $199,174 (-9.3%) 0.00 82
    2020-04-01 $194,900 (-2.2%) $223,106 (3.2%) 0.00 81
    2020-05-01 $199,900 (0.7%) $229,823 (4.6%) 0.00 70
    2020-06-01 $199,900 (-6.8%) $234,743 (0.1%) 0.00 65
    2020-07-01 $201,925 (1.8%) $238,668 (7.1%) 0.00 61
    2020-08-01 $207,400 (8.9%) $252,336 (17.2%) 0.00 55
    2020-09-01 $194,175 (9.5%) $270,759 (34.1%) 0.00 60
    2020-10-01 $186,950 (10.0%) $246,120 (26.0%) 0.00 59
    2020-11-01 $183,175 (7.8%) $227,744 (14.2%) 0.00 53
    2020-12-01 $206,225 (27.0%) $237,600 (28.2%) 0.00 50
    2021-01-01 $252,450 (50.8%) $271,087 (44.9%) 0.00 41
    2021-02-01 $219,950 (22.3%) $267,985 (42.6%) 0.00 35
    2021-03-01 $252,463 (32.9%) $281,902 (41.5%) 0.00 39
    2021-04-01 $250,463 (28.5%) $278,342 (24.8%) 0.00 31
    2021-05-01 $235,610 (17.9%) $276,382 (20.3%) 0.00 43
    2021-06-01 $222,550 (11.3%) $266,570 (13.6%) 0.00 58
    2021-07-01 $237,500 (17.6%) $297,123 (24.5%) 0.00 48
    2021-08-01 $249,900 (20.5%) $283,583 (12.4%) 0.00 48
    2021-09-01 $250,500 (29.0%) $269,137 (-0.6%) 0.00 53
    2021-10-01 $249,500 (33.5%) $257,864 (4.8%) 0.00 55
    2021-11-01 $249,900 (36.4%) $258,795 (13.6%) 0.00 62
    2021-12-01 $234,000 (13.5%) $241,843 (1.8%) 0.00 51
    2022-01-01 $229,000 (-9.3%) $235,901 (-13.0%) 0.00 35
    2022-02-01 $229,000 (4.1%) $224,493 (-16.2%) 0.00 37
    2022-03-01 $235,750 (-6.6%) $232,667 (-17.5%) 0.00 38
    2022-04-01 $244,000 (-2.6%) $260,342 (-6.5%) 0.00 40
    2022-05-01 $245,500 (4.2%) $278,655 (0.8%) 0.00 54
    2022-06-01 $245,000 (10.1%) $291,796 (9.5%) 0.00 57
    2022-07-01 $245,000 (3.2%) $301,446 (1.5%) 0.00 70
    2022-08-01 $249,900 (0.0%) $288,491 (1.7%) 0.00 71
    2022-09-01 $249,450 (-0.4%) $287,056 (6.7%) 0.00 72
    2022-10-01 $249,900 (0.2%) $293,013 (13.6%) 0.00 80
    2022-11-01 $254,375 (1.8%) $301,416 (16.5%) 0.00 73
    2022-12-01 $254,500 (8.8%) $310,186 (28.3%) 0.00 68
    2023-01-01 $257,225 (12.3%) $323,175 (37.0%) 0.00 55
    2023-02-01 $264,475 (15.5%) $329,367 (46.7%) 0.00 47
    2023-03-01 $259,250 (10.0%) $315,345 (35.5%) 0.00 52
    2023-04-01 $285,000 (16.8%) $317,313 (21.9%) 0.00 54
    2023-05-01 $294,900 (20.1%) $326,130 (17.0%) 0.00 61
    2023-06-01 $293,675 (19.9%) $329,601 (13.0%) 0.00 70
    2023-07-01 $287,500 (17.4%) $357,110 (18.5%) 0.00 84
    2023-08-01 $286,425 (14.6%) $335,254 (16.2%) 0.00 84
    2023-09-01 $259,700 (4.1%) $324,045 (12.9%) 0.00 88
    2023-10-01 $268,425 (7.4%) $330,991 (13.0%) 0.00 97
    2023-11-01 $251,000 (-1.3%) $316,901 (5.1%) 0.00 108
    2023-12-01 $249,000 (-2.2%) $310,343 (0.1%) 0.00 100
    2024-01-01 $249,000 (-3.2%) $307,808 (-4.8%) 0.00 86
    2024-02-01 $255,750 (-3.3%) $313,806 (-4.7%) 0.00 80
    2024-03-01 $262,500 (1.3%) $317,071 (0.6%) 0.00 87
    Fremont's median listing price for 2024-03-01 was $262,500, a difference of $3,250 (1.3%) versus the prior year and $6,750 versus the prior month.

    Fremont's median listing price comes in at 0% of the national average.

    Fremont's average listing price for 2024-03-01 was $317,071, a difference of $1,726 (0.6%) versus the prior year and $3,265 versus the prior month.

    For the 2024-03-01 period, Fremont had 87 MLS listings, a difference of 7 listings (9%) versus the prior month and 35 listings (67%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,985 sqft
    2018-02-01 0 days 1,890 sqft
    2018-03-01 0 days 2,102 sqft
    2018-04-01 0 days 2,054 sqft
    2018-05-01 0 days 2,224 sqft
    2018-06-01 0 days 2,104 sqft
    2018-07-01 0 days 2,086 sqft
    2018-08-01 0 days 2,045 sqft
    2018-09-01 0 days 1,955 sqft
    2018-10-01 0 days 1,973 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,853 sqft
    2019-01-01 0 days 1,807 sqft
    2019-02-01 0 days 1,881 sqft
    2019-03-01 0 days 1,994 sqft
    2019-04-01 0 days 2,120 sqft
    2019-05-01 0 days 2,143 sqft
    2019-06-01 0 days 2,212 sqft
    2019-07-01 0 days 2,247 sqft
    2019-08-01 0 days 2,130 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,837 sqft
    2019-11-01 0 days 1,827 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,628 sqft
    2020-03-01 0 days 1,629 sqft
    2020-04-01 0 days 1,689 sqft
    2020-05-01 0 days 1,631 sqft
    2020-06-01 0 days 1,672 sqft
    2020-07-01 0 days 1,708 sqft
    2020-08-01 0 days 1,710 sqft
    2020-09-01 0 days 1,700 sqft
    2020-10-01 0 days 1,660 sqft
    2020-11-01 0 days 1,652 sqft
    2020-12-01 0 days 1,692 sqft
    2021-01-01 0 days 1,647 sqft
    2021-02-01 0 days 1,631 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,622 sqft
    2021-05-01 0 days 1,631 sqft
    2021-06-01 0 days 1,631 sqft
    2021-07-01 0 days 1,631 sqft
    2021-08-01 0 days 1,611 sqft
    2021-09-01 0 days 1,475 sqft
    2021-10-01 0 days 1,470 sqft
    2021-11-01 0 days 1,495 sqft
    2021-12-01 0 days 1,470 sqft
    2022-01-01 0 days 1,470 sqft
    2022-02-01 0 days 1,470 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,477 sqft
    2022-05-01 0 days 1,491 sqft
    2022-06-01 0 days 1,596 sqft
    2022-07-01 0 days 1,631 sqft
    2022-08-01 0 days 1,546 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,617 sqft
    2022-11-01 0 days 1,753 sqft
    2022-12-01 0 days 1,864 sqft
    2023-01-01 0 days 1,862 sqft
    2023-02-01 0 days 1,624 sqft
    2023-03-01 0 days 1,515 sqft
    2023-04-01 0 days 1,498 sqft
    2023-05-01 0 days 1,568 sqft
    2023-06-01 0 days 1,620 sqft
    2023-07-01 0 days 1,636 sqft
    2023-08-01 0 days 1,644 sqft
    2023-09-01 0 days 1,631 sqft
    2023-10-01 0 days 1,644 sqft
    2023-11-01 0 days 1,636 sqft
    2023-12-01 0 days 1,646 sqft
    2024-01-01 0 days 1,634 sqft
    2024-02-01 0 days 1,632 sqft
    2024-03-01 0 days 1,634 sqft
    Fremont's median listing age (time on market) for 2024-03-01 was 0 days.

    Fremont's median square footage for active listings during the 2024-03-01 period was 1,634 sqft. One year prior, the average listing was 1,515 sqft.