Fremont USDA Loan Rates, Closing Costs & Stats
Fremont, NE
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Fremont's 2 lenders originated 5 USDA loans during 2023. The total origination value was $755,000, with an average USDA loan value of $151,000.
Fremont USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Fremont
averaged
-0.04%
for the week of 2024-11-29, compared to the national average (all USDA variants) of
0% for the same period.
Fremont's average USDA mortgage closing costs are $4,248.
The average rate for the prior week (2024-11-22) was
6.56% and
one month ago for the week of 2024-10-25, the
average rate was 6.06%.
The average rate one year ago was 6.96%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.1%.
Fremont USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fremont level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
CASTLE & COOKE MORTGAGE, LLC | 2 | 7.00% | $5,201 |
NEWREZ LLC | 1 | 7.25% | $8,369 |
The top Fremont USDA lender as defined by loan originations is CASTLE & COOKE MORTGAGE, LLC, with
2 USDA loans originated. Their average total fees are
$5,201, which is $3,168
lower than the next largest lender,
NEWREZ LLC.
The lowest fee Fremont USDA lenders (with over 10 loans originated) are
.
The lowest rate Fremont USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $180,325 (18.6%) | $234,075 (16.5%) | 0.00 | 50 |
2018-02-01 | $168,675 (8.0%) | $232,901 (7.2%) | 0.00 | 43 |
2018-03-01 | $178,500 (3.6%) | $243,945 (2.9%) | 0.00 | 40 |
2018-04-01 | $178,500 (10.4%) | $246,411 (3.5%) | 0.00 | 47 |
2018-05-01 | $226,288 (23.3%) | $265,834 (13.4%) | 0.00 | 52 |
2018-06-01 | $219,900 (26.6%) | $248,675 (9.5%) | 0.00 | 81 |
2018-07-01 | $206,905 (25.5%) | $249,993 (14.2%) | 0.00 | 98 |
2018-08-01 | $199,450 (7.9%) | $238,201 (2.4%) | 0.00 | 103 |
2018-09-01 | $199,450 (27.5%) | $240,851 (11.9%) | 0.00 | 104 |
2018-10-01 | $187,063 (22.1%) | $236,359 (11.5%) | 0.00 | 102 |
2018-11-01 | $177,250 (17.4%) | $227,731 (13.1%) | 0.00 | 105 |
2018-12-01 | $163,000 (-4.1%) | $205,339 (-6.3%) | 0.00 | 88 |
2019-01-01 | $164,725 (-8.7%) | $202,680 (-13.4%) | 0.00 | 80 |
2019-02-01 | $197,425 (17.0%) | $222,278 (-4.6%) | 0.00 | 65 |
2019-03-01 | $199,693 (11.9%) | $219,588 (-10.0%) | 0.00 | 64 |
2019-04-01 | $199,238 (11.6%) | $216,214 (-12.3%) | 0.00 | 65 |
2019-05-01 | $198,538 (-12.3%) | $219,662 (-17.4%) | 0.00 | 64 |
2019-06-01 | $214,375 (-2.5%) | $234,582 (-5.7%) | 0.00 | 63 |
2019-07-01 | $198,350 (-4.1%) | $222,946 (-10.8%) | 0.00 | 76 |
2019-08-01 | $190,455 (-4.5%) | $215,236 (-9.6%) | 0.00 | 87 |
2019-09-01 | $177,261 (-11.1%) | $201,863 (-16.2%) | 0.00 | 104 |
2019-10-01 | $169,916 (-9.2%) | $195,409 (-17.3%) | 0.00 | 112 |
2019-11-01 | $169,950 (-4.1%) | $199,439 (-12.4%) | 0.00 | 107 |
2019-12-01 | $162,381 (-0.4%) | $185,367 (-9.7%) | 0.00 | 96 |
2020-01-01 | $167,450 (1.7%) | $187,064 (-7.7%) | 0.00 | 93 |
2020-02-01 | $179,900 (-8.9%) | $187,979 (-15.4%) | 0.00 | 83 |
2020-03-01 | $189,900 (-4.9%) | $199,174 (-9.3%) | 0.00 | 82 |
2020-04-01 | $194,900 (-2.2%) | $223,106 (3.2%) | 0.00 | 81 |
2020-05-01 | $199,900 (0.7%) | $229,823 (4.6%) | 0.00 | 70 |
2020-06-01 | $199,900 (-6.8%) | $234,743 (0.1%) | 0.00 | 65 |
2020-07-01 | $201,925 (1.8%) | $238,668 (7.1%) | 0.00 | 61 |
2020-08-01 | $207,400 (8.9%) | $252,336 (17.2%) | 0.00 | 55 |
2020-09-01 | $194,175 (9.5%) | $270,759 (34.1%) | 0.00 | 60 |
2020-10-01 | $186,950 (10.0%) | $246,120 (26.0%) | 0.00 | 59 |
2020-11-01 | $183,175 (7.8%) | $227,744 (14.2%) | 0.00 | 53 |
2020-12-01 | $206,225 (27.0%) | $237,600 (28.2%) | 0.00 | 50 |
2021-01-01 | $252,450 (50.8%) | $271,087 (44.9%) | 0.00 | 41 |
2021-02-01 | $219,950 (22.3%) | $267,985 (42.6%) | 0.00 | 35 |
2021-03-01 | $252,463 (32.9%) | $281,902 (41.5%) | 0.00 | 39 |
2021-04-01 | $250,463 (28.5%) | $278,342 (24.8%) | 0.00 | 31 |
2021-05-01 | $235,610 (17.9%) | $276,382 (20.3%) | 0.00 | 43 |
2021-06-01 | $222,550 (11.3%) | $266,570 (13.6%) | 0.00 | 58 |
2021-07-01 | $237,500 (17.6%) | $297,123 (24.5%) | 0.00 | 48 |
2021-08-01 | $249,900 (20.5%) | $283,583 (12.4%) | 0.00 | 48 |
2021-09-01 | $250,500 (29.0%) | $269,137 (-0.6%) | 0.00 | 53 |
2021-10-01 | $249,500 (33.5%) | $257,864 (4.8%) | 0.00 | 55 |
2021-11-01 | $249,900 (36.4%) | $258,795 (13.6%) | 0.00 | 62 |
2021-12-01 | $234,000 (13.5%) | $241,843 (1.8%) | 0.00 | 51 |
2022-01-01 | $229,000 (-9.3%) | $235,901 (-13.0%) | 0.00 | 35 |
2022-02-01 | $229,000 (4.1%) | $224,493 (-16.2%) | 0.00 | 37 |
2022-03-01 | $235,750 (-6.6%) | $232,667 (-17.5%) | 0.00 | 38 |
2022-04-01 | $244,000 (-2.6%) | $260,342 (-6.5%) | 0.00 | 40 |
2022-05-01 | $245,500 (4.2%) | $278,655 (0.8%) | 0.00 | 54 |
2022-06-01 | $245,000 (10.1%) | $291,796 (9.5%) | 0.00 | 57 |
2022-07-01 | $245,000 (3.2%) | $301,446 (1.5%) | 0.00 | 70 |
2022-08-01 | $249,900 (0.0%) | $288,491 (1.7%) | 0.00 | 71 |
2022-09-01 | $249,450 (-0.4%) | $287,056 (6.7%) | 0.00 | 72 |
2022-10-01 | $249,900 (0.2%) | $293,013 (13.6%) | 0.00 | 80 |
2022-11-01 | $254,375 (1.8%) | $301,416 (16.5%) | 0.00 | 73 |
2022-12-01 | $254,500 (8.8%) | $310,186 (28.3%) | 0.00 | 68 |
2023-01-01 | $257,225 (12.3%) | $323,175 (37.0%) | 0.00 | 55 |
2023-02-01 | $264,475 (15.5%) | $329,367 (46.7%) | 0.00 | 47 |
2023-03-01 | $259,250 (10.0%) | $315,345 (35.5%) | 0.00 | 52 |
2023-04-01 | $285,000 (16.8%) | $317,313 (21.9%) | 0.00 | 54 |
2023-05-01 | $294,900 (20.1%) | $326,130 (17.0%) | 0.00 | 61 |
2023-06-01 | $293,675 (19.9%) | $329,601 (13.0%) | 0.00 | 70 |
2023-07-01 | $287,500 (17.4%) | $357,110 (18.5%) | 0.00 | 84 |
2023-08-01 | $286,425 (14.6%) | $335,254 (16.2%) | 0.00 | 84 |
2023-09-01 | $259,700 (4.1%) | $324,045 (12.9%) | 0.00 | 88 |
2023-10-01 | $268,425 (7.4%) | $330,991 (13.0%) | 0.00 | 97 |
2023-11-01 | $251,000 (-1.3%) | $316,901 (5.1%) | 0.00 | 108 |
2023-12-01 | $249,000 (-2.2%) | $310,343 (0.1%) | 0.00 | 100 |
2024-01-01 | $249,000 (-3.2%) | $307,808 (-4.8%) | 0.00 | 86 |
2024-02-01 | $255,750 (-3.3%) | $313,806 (-4.7%) | 0.00 | 80 |
2024-03-01 | $262,500 (1.3%) | $317,071 (0.6%) | 0.00 | 87 |
2024-04-01 | $261,825 (-8.1%) | $303,807 (-4.3%) | 0.00 | 86 |
2024-05-01 | $254,925 (-13.6%) | $301,427 (-7.6%) | 0.00 | 85 |
2024-06-01 | $250,000 (-14.9%) | $297,686 (-9.7%) | 0.00 | 91 |
2024-07-01 | $249,225 (-13.3%) | $285,597 (-20.0%) | 0.00 | 92 |
2024-08-01 | $245,450 (-14.3%) | $288,096 (-14.1%) | 0.00 | 95 |
2024-09-01 | $244,500 (-5.9%) | $301,166 (-7.1%) | 0.00 | 100 |
2024-10-01 | $241,500 (-10.0%) | $296,039 (-10.6%) | 0.00 | 105 |
Fremont's median listing price comes in at 0% of the national average.
Fremont's average listing price for 2024-10-01 was $296,039, a difference of $-34,952 (-10.6%) versus the prior year and $-5,127 versus the prior month.
For the 2024-10-01 period, Fremont had 105 MLS listings, a difference of 5 listings (5%) versus the prior month and 8 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Fremont (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,985 sqft |
2018-02-01 | 0 days | 1,890 sqft |
2018-03-01 | 0 days | 2,102 sqft |
2018-04-01 | 0 days | 2,054 sqft |
2018-05-01 | 0 days | 2,224 sqft |
2018-06-01 | 0 days | 2,104 sqft |
2018-07-01 | 0 days | 2,086 sqft |
2018-08-01 | 0 days | 2,045 sqft |
2018-09-01 | 0 days | 1,955 sqft |
2018-10-01 | 0 days | 1,973 sqft |
2018-11-01 | 0 days | 1,941 sqft |
2018-12-01 | 0 days | 1,853 sqft |
2019-01-01 | 0 days | 1,807 sqft |
2019-02-01 | 0 days | 1,881 sqft |
2019-03-01 | 0 days | 1,994 sqft |
2019-04-01 | 0 days | 2,120 sqft |
2019-05-01 | 0 days | 2,143 sqft |
2019-06-01 | 0 days | 2,212 sqft |
2019-07-01 | 0 days | 2,247 sqft |
2019-08-01 | 0 days | 2,130 sqft |
2019-09-01 | 0 days | 1,941 sqft |
2019-10-01 | 0 days | 1,837 sqft |
2019-11-01 | 0 days | 1,827 sqft |
2019-12-01 | 0 days | 1,724 sqft |
2020-01-01 | 0 days | 1,639 sqft |
2020-02-01 | 0 days | 1,628 sqft |
2020-03-01 | 0 days | 1,629 sqft |
2020-04-01 | 0 days | 1,689 sqft |
2020-05-01 | 0 days | 1,631 sqft |
2020-06-01 | 0 days | 1,672 sqft |
2020-07-01 | 0 days | 1,708 sqft |
2020-08-01 | 0 days | 1,710 sqft |
2020-09-01 | 0 days | 1,700 sqft |
2020-10-01 | 0 days | 1,660 sqft |
2020-11-01 | 0 days | 1,652 sqft |
2020-12-01 | 0 days | 1,692 sqft |
2021-01-01 | 0 days | 1,647 sqft |
2021-02-01 | 0 days | 1,631 sqft |
2021-03-01 | 0 days | 1,631 sqft |
2021-04-01 | 0 days | 1,622 sqft |
2021-05-01 | 0 days | 1,631 sqft |
2021-06-01 | 0 days | 1,631 sqft |
2021-07-01 | 0 days | 1,631 sqft |
2021-08-01 | 0 days | 1,611 sqft |
2021-09-01 | 0 days | 1,475 sqft |
2021-10-01 | 0 days | 1,470 sqft |
2021-11-01 | 0 days | 1,495 sqft |
2021-12-01 | 0 days | 1,470 sqft |
2022-01-01 | 0 days | 1,470 sqft |
2022-02-01 | 0 days | 1,470 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,477 sqft |
2022-05-01 | 0 days | 1,491 sqft |
2022-06-01 | 0 days | 1,596 sqft |
2022-07-01 | 0 days | 1,631 sqft |
2022-08-01 | 0 days | 1,546 sqft |
2022-09-01 | 0 days | 1,507 sqft |
2022-10-01 | 0 days | 1,617 sqft |
2022-11-01 | 0 days | 1,753 sqft |
2022-12-01 | 0 days | 1,864 sqft |
2023-01-01 | 0 days | 1,862 sqft |
2023-02-01 | 0 days | 1,624 sqft |
2023-03-01 | 0 days | 1,515 sqft |
2023-04-01 | 0 days | 1,498 sqft |
2023-05-01 | 0 days | 1,568 sqft |
2023-06-01 | 0 days | 1,620 sqft |
2023-07-01 | 0 days | 1,636 sqft |
2023-08-01 | 0 days | 1,644 sqft |
2023-09-01 | 0 days | 1,631 sqft |
2023-10-01 | 0 days | 1,644 sqft |
2023-11-01 | 0 days | 1,636 sqft |
2023-12-01 | 0 days | 1,646 sqft |
2024-01-01 | 0 days | 1,634 sqft |
2024-02-01 | 0 days | 1,632 sqft |
2024-03-01 | 0 days | 1,634 sqft |
2024-04-01 | 0 days | 1,636 sqft |
2024-05-01 | 0 days | 1,634 sqft |
2024-06-01 | 0 days | 1,631 sqft |
2024-07-01 | 0 days | 1,601 sqft |
2024-08-01 | 0 days | 1,631 sqft |
2024-09-01 | 0 days | 1,647 sqft |
2024-10-01 | 0 days | 1,673 sqft |
Fremont's median square footage for active listings during the 2024-10-01 period was 1,673 sqft. One year prior, the average listing was 1,644 sqft.