Mortgage Research Center Rates, Fees & Info
Columbia, MOLEI: 549300DD5QQUHO6PCH70
Tax ID: 43-1965151
5 stars - Updated: 5/25/25
-
out of 5 stars, based on 272 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Mortgage Research Center is a large mortgage company specializing in Home Purchase loans. Mortgage Research Center has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Virginia Beach, Washington, Atlanta, Chicago, and Dallas among others. We have data for 918 markets. (Some data included below & more in-depth data is available with an active subscription.)Mortgage Research Center has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Research Center is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.18% | 5/25/25 |
| 30 Year Conventional Refi | 6.74% | 5/25/25 |
| 30 Year Cash-out Refi | 7.27% | 5/25/25 |
| 30 Year FHA Purchase | 7.44% | 5/25/25 |
| 30 Year FHA Refi | 7.08% | 5/25/25 |
| 30 Year VA Purchase | 6.63% | 5/25/25 |
| 30 Year VA Refi | 6.09% | 5/25/25 |
| 30 Year USDA Purchase | 7.01% | 5/25/25 |
| 30 Year USDA Refi | 6.72% | 5/25/25 |
| 15 Year Conventional Purchase | 6.12% | 5/25/25 |
| 15 Year Conventional Refi | 6.00% | 5/25/25 |
| 15 Year Cash-out Refi | 6.00% | 5/25/25 |
| 15 Year FHA Purchase | 6.77% | 5/25/25 |
| 15 Year FHA Refi | 6.00% | 5/25/25 |
| 15 Year VA Purchase | 5.90% | 5/25/25 |
| 15 Year VA Refi | 6.00% | 5/25/25 |
| 15 Year USDA Purchase | 6.00% | 5/25/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mortgage Research Center Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mortgage Research Center. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
73,759Origination Dollar Volume (All Markets)
$23,234,665,000Awards
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Mortgage Research Center - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Mortgage Research Center's average 30 year fixed mortgage rate was
6.4%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.15%.
Relative Fees (Closing Costs)
Mortgage Research Center's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,388.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 6,437 | $1,648,095,000 | $256,035 | $5,280 | 6.49% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2,156 | $752,630,000 | $349,086 | $7,406 | 6.40% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,184 | $602,780,000 | $509,105 | $9,868 | 6.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,230 | $447,620,000 | $363,919 | $5,864 | 6.41% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,280 | $398,890,000 | $311,633 | $6,700 | 6.41% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,036 | $396,710,000 | $382,925 | $7,631 | 6.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 997 | $340,905,000 | $341,931 | $7,014 | 6.35% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1,133 | $316,445,000 | $279,298 | $6,962 | 6.45% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,117 | $305,705,000 | $273,684 | $5,290 | 6.43% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 860 | $293,690,000 | $341,500 | $7,321 | 6.16% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 775 | $292,115,000 | $376,923 | $8,070 | 6.36% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 934 | $289,360,000 | $309,807 | $5,705 | 6.20% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 701 | $244,555,000 | $348,866 | $7,948 | 6.35% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 450 | $241,550,000 | $536,778 | $9,254 | 6.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 719 | $239,805,000 | $333,526 | $6,871 | 6.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 609 | $237,035,000 | $389,220 | $7,039 | 6.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 449 | $221,925,000 | $494,265 | $8,879 | 6.22% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 523 | $213,965,000 | $409,111 | $7,920 | 6.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 587 | $213,275,000 | $363,330 | $6,814 | 6.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 448 | $210,410,000 | $469,665 | $10,589 | 6.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 484 | $204,210,000 | $421,921 | $7,312 | 6.24% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 466 | $204,170,000 | $438,133 | $7,508 | 6.03% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 677 | $187,455,000 | $276,891 | $5,872 | 6.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 681 | $185,895,000 | $272,974 | $5,241 | 6.41% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 626 | $185,260,000 | $295,942 | $6,009 | 6.43% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 662 | $183,510,000 | $277,205 | $5,580 | 6.46% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 402 | $173,510,000 | $431,617 | $7,726 | 6.32% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 429 | $168,475,000 | $392,716 | $7,996 | 6.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 544 | $166,240,000 | $305,588 | $5,685 | 6.30% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 320 | $157,700,000 | $492,813 | $8,074 | 6.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 250 | $156,220,000 | $624,880 | $12,186 | 6.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 552 | $149,000,000 | $269,928 | $5,881 | 6.47% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 320 | $143,910,000 | $449,719 | $9,589 | 6.28% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 414 | $140,110,000 | $338,430 | $6,794 | 6.39% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 504 | $139,140,000 | $276,071 | $6,415 | 6.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 468 | $138,340,000 | $295,598 | $5,978 | 6.43% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 481 | $136,045,000 | $282,838 | $6,164 | 6.32% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 199 | $131,795,000 | $662,286 | $11,187 | 6.16% |
| COLUMBIA, SC (FHA|USDA|VA) | 456 | $129,440,000 | $283,860 | $5,743 | 6.48% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 220 | $127,750,000 | $580,682 | $12,940 | 5.97% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 289 | $122,635,000 | $424,343 | $8,479 | 6.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 244 | $122,270,000 | $501,107 | $10,730 | 6.34% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 387 | $118,815,000 | $307,016 | $5,404 | 6.42% |
| RICHMOND, VA (FHA|USDA|VA) | 326 | $118,190,000 | $362,546 | $6,751 | 6.39% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 489 | $117,705,000 | $240,706 | $5,372 | 6.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 256 | $115,480,000 | $451,094 | $7,272 | 6.23% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 438 | $114,250,000 | $260,845 | $6,169 | 6.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 367 | $112,975,000 | $307,834 | $7,279 | 6.39% |
| SAVANNAH, GA (FHA|USDA|VA) | 326 | $110,000,000 | $337,423 | $7,355 | 6.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 271 | $109,595,000 | $404,410 | $8,144 | 6.28% |
| PITTSBURGH, PA (FHA|USDA|VA) | 474 | $109,050,000 | $230,063 | $5,617 | 6.48% |
| HINESVILLE, GA (FHA|USDA|VA) | 406 | $108,390,000 | $266,970 | $6,459 | 6.56% |
| EL PASO, TX (FHA|USDA|VA) | 409 | $108,065,000 | $264,218 | $6,659 | 6.37% |
| KNOXVILLE, TN (FHA|USDA|VA) | 289 | $107,975,000 | $373,616 | $7,153 | 6.31% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 284 | $103,770,000 | $365,387 | $7,689 | 6.33% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 281 | $101,855,000 | $362,473 | $7,876 | 6.35% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 312 | $94,720,000 | $303,590 | $7,150 | 6.35% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 377 | $94,715,000 | $251,233 | $4,748 | 6.49% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 277 | $94,205,000 | $340,090 | $6,942 | 6.27% |
| ANCHORAGE, AK (FHA|USDA|VA) | 234 | $89,970,000 | $384,487 | $7,641 | 6.23% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 241 | $88,105,000 | $365,581 | $6,135 | 6.32% |
| TULSA, OK (FHA|USDA|VA) | 310 | $85,370,000 | $275,387 | $6,134 | 6.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 270 | $81,800,000 | $302,963 | $5,872 | 6.35% |
| TUCSON, AZ (FHA|USDA|VA) | 238 | $80,400,000 | $337,815 | $7,024 | 6.22% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 245 | $80,245,000 | $327,531 | $6,813 | 6.32% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 154 | $79,350,000 | $515,260 | $7,954 | 6.34% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 310 | $79,230,000 | $255,581 | $5,551 | 6.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 282 | $77,990,000 | $276,560 | $4,432 | 6.47% |
| LOUISVILLE, KY (FHA|USDA|VA) | 261 | $77,855,000 | $298,295 | $6,247 | 6.37% |
| WICHITA, KS (FHA|USDA|VA) | 308 | $74,370,000 | $241,461 | $5,509 | 6.37% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 233 | $73,715,000 | $316,373 | $6,176 | 6.34% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 167 | $72,335,000 | $433,144 | $8,121 | 6.35% |
| LAWTON, OK (FHA|USDA|VA) | 319 | $71,045,000 | $222,712 | $4,856 | 6.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 226 | $69,530,000 | $307,655 | $6,283 | 6.44% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 241 | $68,975,000 | $286,203 | $5,733 | 6.46% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 229 | $66,425,000 | $290,066 | $6,591 | 6.40% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 261 | $64,665,000 | $247,759 | $4,665 | 6.63% |
| OCALA, FL (FHA|USDA|VA) | 241 | $64,495,000 | $267,614 | $6,076 | 6.41% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 167 | $62,395,000 | $373,623 | $7,490 | 6.32% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 230 | $61,550,000 | $267,609 | $4,924 | 6.45% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 184 | $61,550,000 | $334,511 | $5,031 | 6.43% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 260 | $61,470,000 | $236,423 | $5,087 | 6.52% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 180 | $60,900,000 | $338,333 | $7,893 | 6.34% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 217 | $60,895,000 | $280,622 | $5,619 | 6.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 86 | $57,280,000 | $666,047 | $11,363 | 6.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 139 | $57,065,000 | $410,540 | $8,064 | 6.41% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 117 | $56,215,000 | $480,470 | $9,182 | 6.28% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 168 | $55,900,000 | $332,738 | $5,491 | 6.39% |
| MONTGOMERY, AL (FHA|USDA|VA) | 200 | $55,690,000 | $278,450 | $4,427 | 6.46% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 202 | $55,480,000 | $274,653 | $5,349 | 6.47% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 153 | $53,165,000 | $347,484 | $6,246 | 6.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 168 | $52,130,000 | $310,298 | $7,012 | 6.42% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 115 | $52,115,000 | $453,174 | $10,655 | 6.42% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 119 | $51,945,000 | $436,513 | $6,066 | 6.19% |
| MANHATTAN, KS (FHA|USDA|VA) | 232 | $51,630,000 | $222,543 | $5,357 | 6.43% |
| BOISE CITY, ID (FHA|USDA|VA) | 127 | $51,495,000 | $405,472 | $7,432 | 6.15% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 123 | $50,425,000 | $409,959 | $7,087 | 6.26% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 110 | $50,080,000 | $455,273 | $9,865 | 6.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 164 | $49,140,000 | $299,634 | $4,603 | 6.37% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 160 | $49,090,000 | $306,813 | $6,158 | 6.36% |
| Enterprise, AL (FHA|USDA|VA) | 173 | $48,175,000 | $278,468 | $5,625 | 6.44% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 143 | $44,885,000 | $313,881 | $7,925 | 6.42% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 139 | $43,715,000 | $314,496 | $6,658 | 6.49% |
| JACKSON, MS (FHA|USDA|VA) | 161 | $43,445,000 | $269,845 | $4,848 | 6.57% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 148 | $40,790,000 | $275,608 | $6,784 | 6.44% |
| SPARTANBURG, SC (FHA|USDA|VA) | 144 | $40,700,000 | $282,639 | $5,872 | 6.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 127 | $40,495,000 | $318,858 | $8,100 | 6.33% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 93 | $40,265,000 | $432,957 | $7,690 | 6.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 118 | $40,030,000 | $339,237 | $7,785 | 6.60% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 140 | $39,310,000 | $280,786 | $4,507 | 6.40% |
| AKRON, OH (FHA|USDA|VA) | 168 | $39,060,000 | $232,500 | $6,025 | 6.45% |
| VALLEJO, CA (FHA|USDA|VA) | 67 | $38,775,000 | $578,731 | $9,074 | 6.15% |
| VALDOSTA, GA (FHA|USDA|VA) | 149 | $38,105,000 | $255,738 | $5,024 | 6.32% |
| MOBILE, AL (FHA|USDA|VA) | 156 | $37,360,000 | $239,487 | $3,927 | 6.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 116 | $37,340,000 | $321,897 | $6,982 | 6.26% |
| TOLEDO, OH (FHA|USDA|VA) | 157 | $36,585,000 | $233,025 | $5,699 | 6.44% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 124 | $35,880,000 | $289,355 | $5,425 | 6.36% |
| DOTHAN, AL (FHA|USDA|VA) | 150 | $35,830,000 | $238,867 | $4,742 | 6.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 97 | $35,775,000 | $368,814 | $9,033 | 6.46% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 147 | $35,605,000 | $242,211 | $4,779 | 6.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 180 | $35,530,000 | $197,389 | $4,392 | 6.54% |
| NEW BERN, NC (FHA|USDA|VA) | 128 | $35,050,000 | $273,828 | $6,713 | 6.46% |
| RENO, NV (FHA|USDA|VA) | 74 | $34,880,000 | $471,351 | $6,601 | 6.11% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 124 | $34,850,000 | $281,048 | $6,747 | 6.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 130 | $34,480,000 | $265,231 | $6,162 | 6.44% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 124 | $34,430,000 | $277,661 | $4,835 | 6.51% |
| FAIRBANKS, AK (FHA|USDA|VA) | 105 | $34,185,000 | $325,571 | $7,334 | 6.40% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 74 | $34,030,000 | $459,865 | $6,283 | 6.18% |
| COLUMBIA, MO (FHA|USDA|VA) | 117 | $33,635,000 | $287,479 | $4,334 | 6.33% |
| GREELEY, CO (FHA|USDA|VA) | 76 | $33,510,000 | $440,921 | $7,060 | 6.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 146 | $33,280,000 | $227,945 | $5,327 | 6.47% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 147 | $33,235,000 | $226,088 | $4,345 | 6.62% |
| SUMTER, SC (FHA|USDA|VA) | 137 | $33,215,000 | $242,445 | $4,954 | 6.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 139 | $33,135,000 | $238,381 | $4,976 | 6.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 109 | $33,105,000 | $303,716 | $7,077 | 6.31% |
| ROANOKE, VA (FHA|USDA|VA) | 102 | $32,570,000 | $319,314 | $5,608 | 6.34% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 76 | $32,510,000 | $427,763 | $7,701 | 6.35% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 97 | $32,435,000 | $334,381 | $5,244 | 6.35% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 88 | $32,130,000 | $365,114 | $9,028 | 6.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 81 | $31,625,000 | $390,432 | $7,901 | 6.46% |
| TOPEKA, KS (FHA|USDA|VA) | 129 | $31,135,000 | $241,357 | $5,303 | 6.49% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 103 | $31,035,000 | $301,311 | $5,597 | 6.42% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 116 | $31,000,000 | $267,241 | $5,143 | 6.43% |
| FORT WAYNE, IN (FHA|USDA|VA) | 127 | $30,885,000 | $243,189 | $5,386 | 6.55% |
| PEORIA, IL (FHA|USDA|VA) | 149 | $30,885,000 | $207,282 | $4,452 | 6.43% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 111 | $30,775,000 | $277,252 | $5,563 | 6.38% |
| FRESNO, CA (FHA|USDA|VA) | 77 | $30,315,000 | $393,701 | $7,381 | 6.33% |
| St. Marys, GA (FHA|USDA|VA) | 100 | $29,940,000 | $299,400 | $7,189 | 6.39% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 111 | $29,605,000 | $266,712 | $4,829 | 6.31% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 119 | $29,365,000 | $246,765 | $4,924 | 6.45% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 88 | $29,100,000 | $330,682 | $6,078 | 6.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 71 | $28,895,000 | $406,972 | $9,979 | 6.31% |
| DOVER, DE (FHA|USDA|VA) | 87 | $28,685,000 | $329,713 | $8,553 | 6.44% |
| STOCKTON, CA (FHA|USDA|VA) | 58 | $28,600,000 | $493,103 | $8,345 | 6.30% |
| ASHEVILLE, NC (FHA|USDA|VA) | 71 | $28,465,000 | $400,915 | $6,619 | 6.40% |
| ABILENE, TX (FHA|USDA|VA) | 112 | $28,180,000 | $251,607 | $6,084 | 6.45% |
| Hilo, HI (FHA|USDA|VA) | 57 | $28,055,000 | $492,193 | $8,268 | 5.97% |
| YUMA, AZ (FHA|USDA|VA) | 90 | $28,040,000 | $311,556 | $7,034 | 6.30% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 101 | $27,935,000 | $276,584 | $6,530 | 6.46% |
| GAINESVILLE, FL (FHA|USDA|VA) | 92 | $27,900,000 | $303,261 | $5,759 | 6.51% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 87 | $27,855,000 | $320,172 | $6,300 | 6.43% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 126 | $27,850,000 | $221,032 | $5,247 | 6.44% |
| MODESTO, CA (FHA|USDA|VA) | 58 | $27,530,000 | $474,655 | $8,668 | 6.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 97 | $27,215,000 | $280,567 | $5,413 | 6.52% |
| PUEBLO, CO (FHA|USDA|VA) | 85 | $27,055,000 | $318,294 | $5,084 | 6.36% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 118 | $27,030,000 | $229,068 | $4,816 | 6.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 97 | $26,975,000 | $278,093 | $6,069 | 6.47% |
| LAS CRUCES, NM (FHA|USDA|VA) | 78 | $26,490,000 | $339,615 | $7,678 | 6.27% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 67 | $25,725,000 | $383,955 | $7,277 | 6.28% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 62 | $25,720,000 | $414,839 | $7,800 | 6.26% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 113 | $25,405,000 | $224,823 | $3,426 | 6.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 101 | $25,385,000 | $251,337 | $5,519 | 6.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 95 | $25,245,000 | $265,737 | $5,123 | 6.44% |
| SALEM, OR (FHA|USDA|VA) | 63 | $24,895,000 | $395,159 | $6,689 | 6.35% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 97 | $24,865,000 | $256,340 | $5,763 | 6.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 81 | $24,595,000 | $303,642 | $6,454 | 6.39% |
| DULUTH, MN-WI (FHA|USDA|VA) | 92 | $24,520,000 | $266,522 | $5,636 | 6.42% |
| CHEYENNE, WY (FHA|USDA|VA) | 66 | $23,930,000 | $362,576 | $7,698 | 6.36% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 101 | $23,825,000 | $235,891 | $3,980 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 79 | $23,725,000 | $300,316 | $5,925 | 6.31% |
| LINCOLN, NE (FHA|USDA|VA) | 79 | $23,355,000 | $295,633 | $6,029 | 6.41% |
| WACO, TX (FHA|USDA|VA) | 79 | $23,095,000 | $292,342 | $4,971 | 6.42% |
| FORT COLLINS, CO (FHA|USDA|VA) | 47 | $22,945,000 | $488,191 | $7,597 | 5.95% |
| BILLINGS, MT (FHA|USDA|VA) | 64 | $22,770,000 | $355,781 | $7,420 | 6.22% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 94 | $22,610,000 | $240,532 | $4,680 | 6.61% |
| Roseburg, OR (FHA|USDA|VA) | 64 | $22,580,000 | $352,813 | $5,718 | 6.37% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 86 | $22,480,000 | $261,395 | $5,296 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 70 | $22,360,000 | $319,429 | $6,672 | 6.27% |
| Helena, MT (FHA|USDA|VA) | 54 | $22,180,000 | $410,741 | $7,528 | 6.35% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 55 | $22,065,000 | $401,182 | $6,624 | 6.27% |
| Elizabeth City, NC (FHA|USDA|VA) | 72 | $21,920,000 | $304,444 | $6,159 | 6.41% |
| PROVO-OREM, UT (FHA|USDA|VA) | 45 | $21,835,000 | $485,222 | $7,977 | 6.08% |
| GREEN BAY, WI (FHA|USDA|VA) | 76 | $21,830,000 | $287,237 | $6,832 | 6.35% |
| BANGOR, ME (FHA|USDA|VA) | 81 | $21,685,000 | $267,716 | $4,606 | 6.41% |
| ROCKFORD, IL (FHA|USDA|VA) | 100 | $21,580,000 | $215,800 | $5,430 | 6.49% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 52 | $21,300,000 | $409,615 | $7,564 | 6.22% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 67 | $21,285,000 | $317,687 | $7,457 | 6.51% |
| ALBANY, GA (FHA|USDA|VA) | 85 | $21,135,000 | $248,647 | $3,816 | 6.51% |
| FLORENCE, SC (FHA|USDA|VA) | 76 | $20,960,000 | $275,789 | $4,666 | 6.53% |
| APPLETON, WI (FHA|USDA|VA) | 67 | $20,885,000 | $311,716 | $5,961 | 6.46% |
| CHARLESTON, WV (FHA|USDA|VA) | 101 | $20,795,000 | $205,891 | $3,871 | 6.69% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 57 | $20,775,000 | $364,474 | $7,746 | 6.26% |
| TYLER, TX (FHA|USDA|VA) | 69 | $20,595,000 | $298,478 | $6,124 | 6.41% |
| AMARILLO, TX (FHA|USDA|VA) | 78 | $20,480,000 | $262,564 | $4,975 | 6.49% |
| LAFAYETTE, LA (FHA|USDA|VA) | 83 | $20,235,000 | $243,795 | $4,915 | 6.42% |
| Fernley, NV (FHA|USDA|VA) | 52 | $20,140,000 | $387,308 | $5,376 | 6.31% |
| FLINT, MI (FHA|USDA|VA) | 88 | $20,050,000 | $227,841 | $4,347 | 6.53% |
| GREAT FALLS, MT (FHA|USDA|VA) | 61 | $19,925,000 | $326,639 | $8,198 | 6.28% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 88 | $19,920,000 | $226,364 | $4,691 | 6.44% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 53 | $19,905,000 | $375,566 | $9,780 | 6.03% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 20 | $19,880,000 | $994,000 | $19,199 | 6.17% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 72 | $19,800,000 | $275,000 | $6,331 | 6.42% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 65 | $19,735,000 | $303,615 | $7,625 | 6.52% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 65 | $19,695,000 | $303,000 | $4,723 | 6.42% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 61 | $19,615,000 | $321,557 | $5,960 | 6.28% |
| READING, PA (FHA|USDA|VA) | 58 | $19,540,000 | $336,897 | $7,537 | 6.46% |
| LUBBOCK, TX (FHA|USDA|VA) | 77 | $19,535,000 | $253,701 | $5,797 | 6.42% |
| Mountain Home, ID (FHA|USDA|VA) | 58 | $19,160,000 | $330,345 | $7,577 | 6.14% |
| MEDFORD, OR (FHA|USDA|VA) | 50 | $19,110,000 | $382,200 | $5,461 | 6.28% |
| RACINE, WI (FHA|USDA|VA) | 67 | $19,015,000 | $283,806 | $5,652 | 6.41% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 60 | $18,850,000 | $314,167 | $6,086 | 6.33% |
| Lebanon, NH-VT (FHA|USDA|VA) | 64 | $18,740,000 | $292,813 | $6,690 | 6.48% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 62 | $18,510,000 | $298,548 | $4,878 | 6.47% |
| JACKSON, TN (FHA|USDA|VA) | 70 | $18,290,000 | $261,286 | $4,342 | 6.41% |
| Oak Harbor, WA (FHA|USDA|VA) | 41 | $18,255,000 | $445,244 | $9,540 | 6.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 61 | $18,005,000 | $295,164 | $6,624 | 6.58% |
| JOPLIN, MO (FHA|USDA|VA) | 76 | $17,820,000 | $234,474 | $3,611 | 6.58% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 87 | $17,775,000 | $204,310 | $4,103 | 6.51% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 73 | $17,635,000 | $241,575 | $5,439 | 6.45% |
| VISALIA, CA (FHA|USDA|VA) | 44 | $17,630,000 | $400,682 | $7,221 | 6.41% |
| DECATUR, AL (FHA|USDA|VA) | 64 | $17,440,000 | $272,500 | $4,830 | 6.52% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 47 | $17,415,000 | $370,532 | $8,163 | 6.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 35 | $17,175,000 | $490,714 | $10,367 | 6.47% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 76 | $17,170,000 | $225,921 | $4,177 | 6.45% |
| LANCASTER, PA (FHA|USDA|VA) | 50 | $17,150,000 | $343,000 | $9,297 | 6.22% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 66 | $17,080,000 | $258,788 | $4,959 | 6.42% |
| JACKSON, MI (FHA|USDA|VA) | 67 | $17,035,000 | $254,254 | $4,724 | 6.53% |
| RAPID CITY, SD (FHA|USDA|VA) | 50 | $16,860,000 | $337,200 | $7,997 | 6.38% |
| SAGINAW, MI (FHA|USDA|VA) | 76 | $16,720,000 | $220,000 | $4,754 | 6.47% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 63 | $16,715,000 | $265,317 | $6,916 | 6.43% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 58 | $16,680,000 | $287,586 | $5,970 | 6.30% |
| SYRACUSE, NY (FHA|USDA|VA) | 65 | $16,635,000 | $255,923 | $5,885 | 6.57% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 27 | $16,425,000 | $608,333 | $13,355 | 5.96% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 60 | $16,410,000 | $273,500 | $4,790 | 6.34% |
| Minot, ND (FHA|USDA|VA) | 63 | $16,295,000 | $258,651 | $5,883 | 6.33% |
| BURLINGTON, NC (FHA|USDA|VA) | 47 | $16,265,000 | $346,064 | $4,911 | 6.39% |
| HATTIESBURG, MS (FHA|USDA|VA) | 60 | $16,160,000 | $269,333 | $4,462 | 6.59% |
| MORRISTOWN, TN (FHA|USDA|VA) | 64 | $16,110,000 | $251,719 | $5,214 | 6.65% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 46 | $15,880,000 | $345,217 | $7,758 | 6.47% |
| ROCHESTER, NY (FHA|USDA|VA) | 64 | $15,780,000 | $246,563 | $5,825 | 6.55% |
| FARGO, ND-MN (FHA|USDA|VA) | 56 | $15,760,000 | $281,429 | $6,558 | 6.45% |
| GREENVILLE, NC (FHA|USDA|VA) | 59 | $15,505,000 | $262,797 | $5,448 | 6.59% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 63 | $15,485,000 | $245,794 | $5,622 | 6.57% |
| REDDING, CA (FHA|USDA|VA) | 44 | $15,310,000 | $347,955 | $4,682 | 6.38% |
| Outside of Metro Areas | 33 | $15,305,000 | $463,788 | $8,910 | 6.21% |
| Alamogordo, NM (FHA|USDA|VA) | 61 | $15,125,000 | $247,951 | $6,918 | 6.47% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 60 | $15,120,000 | $252,000 | $6,108 | 6.52% |
| BELLINGHAM, WA (FHA|USDA|VA) | 31 | $15,075,000 | $486,290 | $9,864 | 6.09% |
| CLEVELAND, TN (FHA|USDA|VA) | 48 | $15,070,000 | $313,958 | $3,944 | 6.55% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 57 | $15,055,000 | $264,123 | $5,646 | 6.59% |
| Aberdeen, WA (FHA|USDA|VA) | 42 | $14,840,000 | $353,333 | $4,928 | 6.43% |
| Clovis, NM (FHA|USDA|VA) | 64 | $14,830,000 | $231,719 | $5,368 | 6.46% |
| YUBA CITY, CA (FHA|USDA|VA) | 36 | $14,720,000 | $408,889 | $8,411 | 6.31% |
| Shelton, WA (FHA|USDA|VA) | 36 | $14,620,000 | $406,111 | $7,415 | 6.37% |
| Tupelo, MS (FHA|USDA|VA) | 62 | $14,550,000 | $234,677 | $4,577 | 6.68% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 23 | $14,425,000 | $627,174 | $7,100 | 6.39% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 43 | $14,325,000 | $333,140 | $6,879 | 6.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 62 | $14,310,000 | $230,806 | $4,973 | 6.35% |
| Ozark, AL (FHA|USDA|VA) | 67 | $14,145,000 | $211,119 | $4,306 | 6.66% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 63 | $14,125,000 | $224,206 | $3,771 | 6.46% |
| YAKIMA, WA (FHA|USDA|VA) | 39 | $14,075,000 | $360,897 | $6,544 | 6.37% |
| Columbus, MS (FHA|USDA|VA) | 52 | $14,000,000 | $269,231 | $5,876 | 6.40% |
| Warrensburg, MO (FHA|USDA|VA) | 46 | $13,930,000 | $302,826 | $6,825 | 6.29% |
| THE VILLAGES, FL (FHA|USDA|VA) | 40 | $13,870,000 | $346,750 | $9,010 | 6.40% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 38 | $13,850,000 | $364,474 | $7,357 | 6.58% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 31 | $13,825,000 | $445,968 | $6,323 | 6.31% |
| CHICO, CA (FHA|USDA|VA) | 38 | $13,820,000 | $363,684 | $6,000 | 6.21% |
| Richmond-Berea, KY (FHA|USDA|VA) | 47 | $13,615,000 | $289,681 | $5,406 | 6.36% |
| SAN ANGELO, TX (FHA|USDA|VA) | 54 | $13,610,000 | $252,037 | $6,039 | 6.34% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 37 | $13,585,000 | $367,162 | $5,538 | 6.36% |
| Shawnee, OK (FHA|USDA|VA) | 54 | $13,490,000 | $249,815 | $6,245 | 6.47% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 50 | $13,440,000 | $268,800 | $5,435 | 6.23% |
| Statesboro, GA (FHA|USDA|VA) | 45 | $13,345,000 | $296,556 | $6,814 | 6.47% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 34 | $13,260,000 | $390,000 | $5,259 | 6.25% |
| SANTA FE, NM (FHA|USDA|VA) | 30 | $13,250,000 | $441,667 | $7,987 | 6.39% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 55 | $13,245,000 | $240,818 | $4,018 | 6.44% |
| MONROE, MI (FHA|USDA|VA) | 45 | $13,235,000 | $294,111 | $6,285 | 6.41% |
| Lumberton, NC (FHA|USDA|VA) | 56 | $13,230,000 | $236,250 | $4,790 | 6.55% |
| Kalispell, MT (FHA|USDA|VA) | 23 | $13,125,000 | $570,652 | $13,954 | 6.24% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 31 | $13,015,000 | $419,839 | $10,265 | 6.35% |
| Pahrump, NV (FHA|USDA|VA) | 41 | $12,935,000 | $315,488 | $7,326 | 6.53% |
| GAINESVILLE, GA (FHA|USDA|VA) | 35 | $12,915,000 | $369,000 | $7,663 | 6.34% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 58 | $12,880,000 | $222,069 | $5,220 | 6.50% |
| London, KY (FHA|USDA|VA) | 50 | $12,780,000 | $255,600 | $5,839 | 6.47% |
| MUSKEGON, MI (FHA|USDA|VA) | 50 | $12,650,000 | $253,000 | $4,943 | 6.49% |
| ST. CLOUD, MN (FHA|USDA|VA) | 47 | $12,635,000 | $268,830 | $3,796 | 6.39% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 50 | $12,600,000 | $252,000 | $4,366 | 6.69% |
| BRUNSWICK, GA (FHA|USDA|VA) | 41 | $12,475,000 | $304,268 | $4,775 | 6.40% |
| MORGANTOWN, WV (FHA|USDA|VA) | 43 | $12,435,000 | $289,186 | $6,671 | 6.47% |
| Sevierville, TN (FHA|USDA|VA) | 33 | $12,405,000 | $375,909 | $9,812 | 6.37% |
| ERIE, PA (FHA|USDA|VA) | 62 | $12,360,000 | $199,355 | $5,708 | 6.46% |
| MIDLAND, TX (FHA|USDA|VA) | 35 | $12,355,000 | $353,000 | $6,878 | 6.53% |
| Centralia, WA (FHA|USDA|VA) | 29 | $12,345,000 | $425,690 | $5,169 | 6.24% |
| Crossville, TN (FHA|USDA|VA) | 38 | $12,340,000 | $324,737 | $7,087 | 6.41% |
| Cookeville, TN (FHA|USDA|VA) | 41 | $12,335,000 | $300,854 | $6,302 | 6.50% |
| STAUNTON, VA (FHA|USDA|VA) | 37 | $12,295,000 | $332,297 | $5,590 | 6.48% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 37 | $12,235,000 | $330,676 | $5,891 | 6.62% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 52 | $12,220,000 | $235,000 | $4,885 | 6.59% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 53 | $12,095,000 | $228,208 | $4,054 | 6.55% |
| Klamath Falls, OR (FHA|USDA|VA) | 40 | $11,890,000 | $297,250 | $4,429 | 6.29% |
| Paducah, KY-IL (FHA|USDA|VA) | 50 | $11,830,000 | $236,600 | $4,923 | 6.47% |
| Fallon, NV (FHA|USDA|VA) | 30 | $11,820,000 | $394,000 | $6,386 | 6.33% |
| JONESBORO, AR (FHA|USDA|VA) | 51 | $11,805,000 | $231,471 | $4,074 | 6.54% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 40 | $11,720,000 | $293,000 | $6,110 | 6.51% |
| Concord, NH (FHA|USDA|VA) | 30 | $11,700,000 | $390,000 | $8,038 | 6.04% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 33 | $11,455,000 | $347,121 | $6,463 | 6.59% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 47 | $11,385,000 | $242,234 | $5,202 | 6.45% |
| Meridian, MS (FHA|USDA|VA) | 52 | $11,330,000 | $217,885 | $4,852 | 6.46% |
| Jefferson, GA (FHA|USDA|VA) | 29 | $11,285,000 | $389,138 | $6,530 | 6.36% |
| Brainerd, MN (FHA|USDA|VA) | 31 | $11,245,000 | $362,742 | $8,091 | 6.28% |
| CASPER, WY (FHA|USDA|VA) | 33 | $11,195,000 | $339,242 | $5,493 | 6.28% |
| DALTON, GA (FHA|USDA|VA) | 40 | $11,140,000 | $278,500 | $4,127 | 6.48% |
| ANN ARBOR, MI (FHA|USDA|VA) | 35 | $11,095,000 | $317,000 | $5,894 | 6.21% |
| BEND, OR (FHA|USDA|VA) | 22 | $11,050,000 | $502,273 | $6,744 | 6.07% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 35 | $10,985,000 | $313,857 | $6,479 | 6.61% |
| GRANTS PASS, OR (FHA|USDA|VA) | 30 | $10,870,000 | $362,333 | $5,392 | 6.22% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 27 | $10,855,000 | $402,037 | $6,451 | 6.42% |
| Forest City, NC (FHA|USDA|VA) | 36 | $10,850,000 | $301,389 | $6,217 | 6.46% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 34 | $10,780,000 | $317,059 | $7,687 | 6.20% |
| Lake City, FL (FHA|USDA|VA) | 36 | $10,780,000 | $299,444 | $6,599 | 6.41% |
| Picayune, MS (FHA|USDA|VA) | 37 | $10,745,000 | $290,405 | $6,063 | 6.54% |
| ODESSA, TX (FHA|USDA|VA) | 40 | $10,680,000 | $267,000 | $6,426 | 6.75% |
| Russellville, AR (FHA|USDA|VA) | 49 | $10,665,000 | $217,653 | $3,405 | 6.61% |
| BECKLEY, WV (FHA|USDA|VA) | 50 | $10,650,000 | $213,000 | $4,088 | 6.56% |
| Coos Bay, OR (FHA|USDA|VA) | 30 | $10,280,000 | $342,667 | $6,982 | 6.49% |
| Shelby, NC (FHA|USDA|VA) | 39 | $10,225,000 | $262,179 | $4,470 | 6.46% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 46 | $10,210,000 | $221,957 | $4,869 | 6.40% |
| OWENSBORO, KY (FHA|USDA|VA) | 42 | $10,100,000 | $240,476 | $4,474 | 6.64% |
| Cañon City, CO (FHA|USDA|VA) | 26 | $9,990,000 | $384,231 | $6,945 | 6.21% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 29 | $9,955,000 | $343,276 | $7,002 | 6.15% |
| Show Low, AZ (FHA|USDA|VA) | 29 | $9,895,000 | $341,207 | $8,299 | 6.43% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 20 | $9,870,000 | $493,500 | $14,748 | 6.29% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 42 | $9,800,000 | $233,333 | $3,353 | 6.59% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 37 | $9,765,000 | $263,919 | $5,739 | 6.51% |
| Beaver Dam, WI (FHA|USDA|VA) | 33 | $9,715,000 | $294,394 | $5,558 | 6.24% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 42 | $9,640,000 | $229,524 | $4,040 | 6.36% |
| ST. GEORGE, UT (FHA|USDA|VA) | 22 | $9,630,000 | $437,727 | $4,515 | 6.31% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 43 | $9,625,000 | $223,837 | $3,551 | 6.63% |
| Ashtabula, OH (FHA|USDA|VA) | 48 | $9,610,000 | $200,208 | $4,970 | 6.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 35 | $9,605,000 | $274,429 | $5,044 | 6.51% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 38 | $9,580,000 | $252,105 | $6,883 | 6.54% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $9,540,000 | $530,000 | $12,810 | 6.31% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 30 | $9,530,000 | $317,667 | $5,608 | 6.44% |
| LONGVIEW, WA (FHA|USDA|VA) | 25 | $9,515,000 | $380,600 | $5,593 | 6.40% |
| Somerset, KY (FHA|USDA|VA) | 37 | $9,495,000 | $256,622 | $3,664 | 6.46% |
| Traverse City, MI (FHA|USDA|VA) | 27 | $9,425,000 | $349,074 | $8,098 | 6.45% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 39 | $9,405,000 | $241,154 | $4,518 | 6.46% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 32 | $9,380,000 | $293,125 | $5,922 | 6.64% |
| Moses Lake, WA (FHA|USDA|VA) | 30 | $9,320,000 | $310,667 | $5,284 | 6.41% |
| FARMINGTON, NM (FHA|USDA|VA) | 31 | $9,245,000 | $298,226 | $6,916 | 6.35% |
| Manitowoc, WI (FHA|USDA|VA) | 37 | $9,235,000 | $249,595 | $5,246 | 6.31% |
| Athens, TN (FHA|USDA|VA) | 29 | $9,125,000 | $314,655 | $5,649 | 6.39% |
| Cullman, AL (FHA|USDA|VA) | 32 | $9,070,000 | $283,438 | $4,697 | 6.47% |
| KOKOMO, IN (FHA|USDA|VA) | 41 | $9,055,000 | $220,854 | $4,254 | 6.52% |
| Pottsville, PA (FHA|USDA|VA) | 38 | $9,050,000 | $238,158 | $5,098 | 6.34% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 31 | $9,005,000 | $290,484 | $4,839 | 6.41% |
| Sanford, NC (FHA|USDA|VA) | 27 | $8,965,000 | $332,037 | $7,552 | 6.37% |
| Morehead City, NC (FHA|USDA|VA) | 24 | $8,950,000 | $372,917 | $6,477 | 6.48% |
| Fort Polk South, LA (FHA|USDA|VA) | 41 | $8,795,000 | $214,512 | $4,337 | 6.61% |
| Bedford, IN (FHA|USDA|VA) | 39 | $8,785,000 | $225,256 | $3,617 | 6.48% |
| Albemarle, NC (FHA|USDA|VA) | 27 | $8,705,000 | $322,407 | $4,941 | 6.48% |
| Adrian, MI (FHA|USDA|VA) | 35 | $8,675,000 | $247,857 | $4,908 | 6.44% |
| Keene, NH (FHA|USDA|VA) | 25 | $8,675,000 | $347,000 | $5,818 | 6.45% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 19 | $8,665,000 | $456,053 | $7,420 | 5.87% |
| Kingsville, TX (FHA|USDA|VA) | 30 | $8,650,000 | $288,333 | $5,336 | 6.23% |
| Whitewater, WI (FHA|USDA|VA) | 24 | $8,650,000 | $360,417 | $8,512 | 6.26% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 37 | $8,585,000 | $232,027 | $3,802 | 6.36% |
| FOND DU LAC, WI (FHA|USDA|VA) | 32 | $8,580,000 | $268,125 | $6,508 | 6.61% |
| Frankfort, KY (FHA|USDA|VA) | 33 | $8,505,000 | $257,727 | $5,059 | 6.55% |
| UTICA-ROME, NY (FHA|USDA|VA) | 36 | $8,490,000 | $235,833 | $5,085 | 6.65% |
| MONROE, LA (FHA|USDA|VA) | 37 | $8,465,000 | $228,784 | $3,866 | 6.68% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 39 | $8,455,000 | $216,795 | $3,870 | 6.55% |
| HAMMOND, LA (FHA|USDA|VA) | 34 | $8,390,000 | $246,765 | $4,492 | 6.47% |
| NILES, MI (FHA|USDA|VA) | 30 | $8,360,000 | $278,667 | $6,346 | 6.58% |
| ALTOONA, PA (FHA|USDA|VA) | 42 | $8,350,000 | $198,810 | $4,126 | 6.47% |
| MUNCIE, IN (FHA|USDA|VA) | 45 | $8,345,000 | $185,444 | $4,212 | 6.73% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 28 | $8,280,000 | $295,714 | $7,053 | 6.44% |
| Ottawa, IL (FHA|USDA|VA) | 45 | $8,215,000 | $182,556 | $4,312 | 6.71% |
| POCATELLO, ID (FHA|USDA|VA) | 26 | $8,180,000 | $314,615 | $5,913 | 6.22% |
| Jesup, GA (FHA|USDA|VA) | 33 | $8,175,000 | $247,727 | $5,341 | 6.41% |
| Quincy, IL-MO (FHA|USDA|VA) | 39 | $8,165,000 | $209,359 | $4,203 | 6.48% |
| MANSFIELD, OH (FHA|USDA|VA) | 39 | $8,145,000 | $208,846 | $4,402 | 6.50% |
| AMES, IA (FHA|USDA|VA) | 31 | $8,125,000 | $262,097 | $6,334 | 6.54% |
| MERCED, CA (FHA|USDA|VA) | 20 | $8,090,000 | $404,500 | $7,150 | 6.14% |
| Danville, VA (FHA|USDA|VA) | 38 | $8,000,000 | $210,526 | $3,411 | 6.57% |
| Sedalia, MO (FHA|USDA|VA) | 34 | $7,940,000 | $233,529 | $3,752 | 6.43% |
| Martinsville, VA (FHA|USDA|VA) | 34 | $7,940,000 | $233,529 | $4,194 | 6.52% |
| Granbury, TX (FHA|USDA|VA) | 24 | $7,840,000 | $326,667 | $8,225 | 6.47% |
| DeRidder, LA (FHA|USDA|VA) | 32 | $7,810,000 | $244,063 | $5,668 | 6.34% |
| Farmington, MO (FHA|USDA|VA) | 32 | $7,680,000 | $240,000 | $4,640 | 6.46% |
| Cedar City, UT (FHA|USDA|VA) | 21 | $7,675,000 | $365,476 | $5,642 | 6.21% |
| Zanesville, OH (FHA|USDA|VA) | 34 | $7,660,000 | $225,294 | $4,750 | 6.60% |
| Holland, MI (FHA|USDA|VA) | 24 | $7,660,000 | $319,167 | $8,676 | 6.41% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 25 | $7,655,000 | $306,200 | $6,440 | 6.53% |
| Durant, OK (FHA|USDA|VA) | 30 | $7,650,000 | $255,000 | $3,412 | 6.52% |
| LaGrange, GA-AL (FHA|USDA|VA) | 28 | $7,560,000 | $270,000 | $5,031 | 6.37% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 23 | $7,535,000 | $327,609 | $4,746 | 6.54% |
| LEBANON, PA (FHA|USDA|VA) | 29 | $7,525,000 | $259,483 | $7,573 | 6.41% |
| New Castle, IN (FHA|USDA|VA) | 35 | $7,455,000 | $213,000 | $3,164 | 6.44% |
| VICTORIA, TX (FHA|USDA|VA) | 28 | $7,450,000 | $266,071 | $6,793 | 6.46% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 31 | $7,445,000 | $240,161 | $5,950 | 6.44% |
| COLUMBUS, IN (FHA|USDA|VA) | 30 | $7,410,000 | $247,000 | $4,378 | 6.51% |
| Duncan, OK (FHA|USDA|VA) | 31 | $7,385,000 | $238,226 | $3,576 | 6.52% |
| Bardstown, KY (FHA|USDA|VA) | 28 | $7,380,000 | $263,571 | $4,833 | 6.81% |
| LIMA, OH (FHA|USDA|VA) | 34 | $7,370,000 | $216,765 | $4,448 | 6.42% |
| GETTYSBURG, PA (FHA|USDA|VA) | 20 | $7,370,000 | $368,500 | $8,029 | 5.93% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 25 | $7,355,000 | $294,200 | $5,991 | 6.33% |
| Greeneville, TN (FHA|USDA|VA) | 28 | $7,320,000 | $261,429 | $4,269 | 6.76% |
| Wilson, NC (FHA|USDA|VA) | 29 | $7,315,000 | $252,241 | $5,995 | 6.65% |
| Albertville, AL (FHA|USDA|VA) | 28 | $7,260,000 | $259,286 | $4,289 | 6.40% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $7,255,000 | $558,077 | $7,301 | 6.23% |
| Seneca, SC (FHA|USDA|VA) | 26 | $7,210,000 | $277,308 | $5,815 | 6.73% |
| Bonham, TX (FHA|USDA|VA) | 22 | $7,200,000 | $327,273 | $5,863 | 6.31% |
| Branson, MO (FHA|USDA|VA) | 30 | $7,170,000 | $239,000 | $5,593 | 6.74% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 14 | $7,160,000 | $511,429 | $9,062 | 6.10% |
| Sunbury, PA (FHA|USDA|VA) | 28 | $7,140,000 | $255,000 | $7,865 | 6.62% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 31 | $7,115,000 | $229,516 | $5,176 | 6.22% |
| Altus, OK (FHA|USDA|VA) | 31 | $7,095,000 | $228,871 | $4,554 | 6.39% |
| ENID, OK (FHA|USDA|VA) | 36 | $7,090,000 | $196,944 | $4,403 | 6.55% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 17 | $7,075,000 | $416,176 | $12,112 | 6.37% |
| Orangeburg, SC (FHA|USDA|VA) | 27 | $7,065,000 | $261,667 | $5,432 | 6.59% |
| Kinston, NC (FHA|USDA|VA) | 30 | $7,030,000 | $234,333 | $3,523 | 6.51% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 20 | $7,020,000 | $351,000 | $7,595 | 6.29% |
| Del Rio, TX (FHA|USDA|VA) | 25 | $6,985,000 | $279,400 | $7,362 | 6.35% |
| Madisonville, KY (FHA|USDA|VA) | 31 | $6,985,000 | $225,323 | $3,275 | 6.61% |
| Mount Airy, NC (FHA|USDA|VA) | 26 | $6,980,000 | $268,462 | $5,803 | 6.65% |
| Lebanon, MO (FHA|USDA|VA) | 27 | $6,965,000 | $257,963 | $3,436 | 6.32% |
| PITTSFIELD, MA (FHA|USDA|VA) | 23 | $6,955,000 | $302,391 | $6,916 | 6.48% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $6,945,000 | $534,231 | $6,937 | 6.03% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 27 | $6,915,000 | $256,111 | $4,585 | 6.54% |
| GADSDEN, AL (FHA|USDA|VA) | 33 | $6,875,000 | $208,333 | $3,304 | 6.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 21 | $6,825,000 | $325,000 | $5,344 | 6.27% |
| Williston, ND (FHA|USDA|VA) | 18 | $6,820,000 | $378,889 | $5,795 | 6.37% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 31 | $6,815,000 | $219,839 | $6,079 | 6.48% |
| BISMARCK, ND (FHA|USDA|VA) | 24 | $6,770,000 | $282,083 | $4,966 | 6.34% |
| ROME, GA (FHA|USDA|VA) | 26 | $6,730,000 | $258,846 | $5,118 | 6.53% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 27 | $6,695,000 | $247,963 | $5,054 | 6.41% |
| Fort Payne, AL (FHA|USDA|VA) | 26 | $6,680,000 | $256,923 | $5,322 | 6.31% |
| Clearlake, CA (FHA|USDA|VA) | 20 | $6,660,000 | $333,000 | $5,385 | 6.32% |
| Dublin, GA (FHA|USDA|VA) | 27 | $6,615,000 | $245,000 | $3,752 | 6.42% |
| WHEELING, WV-OH (FHA|USDA|VA) | 34 | $6,600,000 | $194,118 | $4,536 | 6.51% |
| Marion, IN (FHA|USDA|VA) | 28 | $6,600,000 | $235,714 | $5,441 | 6.42% |
| Salina, KS (FHA|USDA|VA) | 31 | $6,595,000 | $212,742 | $3,631 | 6.85% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 20 | $6,580,000 | $329,000 | $8,000 | 6.19% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 29 | $6,555,000 | $226,034 | $4,083 | 6.68% |
| Athens, TX (FHA|USDA|VA) | 25 | $6,555,000 | $262,200 | $5,905 | 6.23% |
| Palatka, FL (FHA|USDA|VA) | 25 | $6,515,000 | $260,600 | $5,419 | 6.71% |
| Mount Sterling, KY (FHA|USDA|VA) | 26 | $6,510,000 | $250,385 | $4,651 | 6.53% |
| New Castle, PA (FHA|USDA|VA) | 36 | $6,510,000 | $180,833 | $3,947 | 6.78% |
| LAWRENCE, KS (FHA|USDA|VA) | 21 | $6,465,000 | $307,857 | $6,363 | 6.52% |
| KANKAKEE, IL (FHA|USDA|VA) | 32 | $6,440,000 | $201,250 | $3,997 | 6.53% |
| Urbana, OH (FHA|USDA|VA) | 22 | $6,440,000 | $292,727 | $5,020 | 6.45% |
| Danville, KY (FHA|USDA|VA) | 29 | $6,365,000 | $219,483 | $3,510 | 6.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 32 | $6,350,000 | $198,438 | $5,443 | 6.58% |
| Searcy, AR (FHA|USDA|VA) | 30 | $6,320,000 | $210,667 | $3,736 | 6.34% |
| Chillicothe, OH (FHA|USDA|VA) | 25 | $6,275,000 | $251,000 | $4,248 | 6.51% |
| Scottsboro, AL (FHA|USDA|VA) | 21 | $6,275,000 | $298,810 | $5,406 | 6.47% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 29 | $6,265,000 | $216,034 | $5,104 | 6.52% |
| Fairmont, WV (FHA|USDA|VA) | 26 | $6,210,000 | $238,846 | $4,283 | 6.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 33 | $6,205,000 | $188,030 | $3,229 | 6.36% |
| LOGAN, UT-ID (FHA|USDA|VA) | 13 | $6,195,000 | $476,538 | $6,338 | 6.53% |
| Lawrenceburg, TN (FHA|USDA|VA) | 21 | $6,095,000 | $290,238 | $4,431 | 6.44% |
| Shelbyville, TN (FHA|USDA|VA) | 20 | $6,030,000 | $301,500 | $4,857 | 6.18% |
| Burlington, IA-IL (FHA|USDA|VA) | 30 | $6,020,000 | $200,667 | $4,887 | 6.52% |
| Bluefield, WV-VA (FHA|USDA|VA) | 31 | $6,005,000 | $193,710 | $2,818 | 6.66% |
| Laconia, NH (FHA|USDA|VA) | 15 | $5,995,000 | $399,667 | $9,101 | 6.31% |
| Gaffney, SC (FHA|USDA|VA) | 23 | $5,985,000 | $260,217 | $5,648 | 6.53% |
| Newport, OR (FHA|USDA|VA) | 13 | $5,925,000 | $455,769 | $10,876 | 6.50% |
| Lufkin, TX (FHA|USDA|VA) | 25 | $5,905,000 | $236,200 | $4,303 | 6.64% |
| Kearney, NE (FHA|USDA|VA) | 22 | $5,900,000 | $268,182 | $5,377 | 6.65% |
| Portsmouth, OH (FHA|USDA|VA) | 31 | $5,895,000 | $190,161 | $4,305 | 6.54% |
| DuBois, PA (FHA|USDA|VA) | 31 | $5,845,000 | $188,548 | $4,918 | 6.57% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 8 | $5,840,000 | $730,000 | $13,880 | 5.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $5,795,000 | $445,769 | $12,532 | 6.07% |
| Clarksburg, WV (FHA|USDA|VA) | 23 | $5,775,000 | $251,087 | $4,926 | 6.68% |
| Dayton, TN (FHA|USDA|VA) | 20 | $5,740,000 | $287,000 | $3,140 | 6.44% |
| Batesville, AR (FHA|USDA|VA) | 26 | $5,710,000 | $219,615 | $4,881 | 6.48% |
| Cadillac, MI (FHA|USDA|VA) | 21 | $5,665,000 | $269,762 | $7,024 | 6.57% |
| Salem, OH (FHA|USDA|VA) | 29 | $5,655,000 | $195,000 | $3,942 | 6.48% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $5,635,000 | $805,000 | $14,243 | 6.52% |
| DECATUR, IL (FHA|USDA|VA) | 33 | $5,635,000 | $170,758 | $4,069 | 6.61% |
| Waycross, GA (FHA|USDA|VA) | 26 | $5,580,000 | $214,615 | $4,301 | 6.76% |
| MIDLAND, MI (FHA|USDA|VA) | 22 | $5,580,000 | $253,636 | $3,874 | 6.50% |
| Warsaw, IN (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $4,881 | 6.39% |
| BAY CITY, MI (FHA|USDA|VA) | 31 | $5,555,000 | $179,194 | $3,616 | 6.78% |
| Hannibal, MO (FHA|USDA|VA) | 24 | $5,470,000 | $227,917 | $6,204 | 6.15% |
| Elko, NV (FHA|USDA|VA) | 15 | $5,465,000 | $364,333 | $8,281 | 6.26% |
| Marinette, WI-MI (FHA|USDA|VA) | 26 | $5,460,000 | $210,000 | $3,614 | 6.54% |
| Rockingham, NC (FHA|USDA|VA) | 21 | $5,435,000 | $258,810 | $5,082 | 6.23% |
| Baraboo, WI (FHA|USDA|VA) | 17 | $5,415,000 | $318,529 | $7,222 | 6.43% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $5,415,000 | $601,667 | $9,416 | 5.85% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 28 | $5,410,000 | $193,214 | $3,179 | 6.60% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 17 | $5,395,000 | $317,353 | $4,721 | 6.51% |
| Paragould, AR (FHA|USDA|VA) | 25 | $5,335,000 | $213,400 | $4,038 | 6.38% |
| Bartlesville, OK (FHA|USDA|VA) | 26 | $5,320,000 | $204,615 | $4,277 | 6.41% |
| Ardmore, OK (FHA|USDA|VA) | 19 | $5,265,000 | $277,105 | $5,478 | 6.30% |
| Key West, FL (FHA|USDA|VA) | 9 | $5,265,000 | $585,000 | $11,606 | 5.83% |
| Marietta, OH (FHA|USDA|VA) | 26 | $5,260,000 | $202,308 | $3,741 | 6.55% |
| Rochelle, IL (FHA|USDA|VA) | 23 | $5,255,000 | $228,478 | $4,282 | 6.36% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 34 | $5,230,000 | $153,824 | $3,403 | 6.72% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 24 | $5,190,000 | $216,250 | $6,496 | 6.34% |
| ROCHESTER, MN (FHA|USDA|VA) | 22 | $5,190,000 | $235,909 | $4,635 | 6.58% |
| Greenwood, SC (FHA|USDA|VA) | 20 | $5,180,000 | $259,000 | $5,296 | 6.52% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 10 | $5,160,000 | $516,000 | $11,119 | 6.44% |
| Martin, TN (FHA|USDA|VA) | 22 | $5,160,000 | $234,545 | $4,211 | 6.50% |
| Platteville, WI (FHA|USDA|VA) | 18 | $5,140,000 | $285,556 | $4,885 | 6.54% |
| Huntington, IN (FHA|USDA|VA) | 18 | $5,090,000 | $282,778 | $6,317 | 6.50% |
| Sidney, OH (FHA|USDA|VA) | 21 | $5,075,000 | $241,667 | $6,117 | 6.65% |
| Bellefontaine, OH (FHA|USDA|VA) | 22 | $5,070,000 | $230,455 | $4,346 | 6.58% |
| Bemidji, MN (FHA|USDA|VA) | 18 | $5,060,000 | $281,111 | $3,054 | 6.65% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $5,045,000 | $560,556 | $10,264 | 6.23% |
| Mount Pleasant, MI (FHA|USDA|VA) | 22 | $5,030,000 | $228,636 | $4,164 | 6.54% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $5,015,000 | $455,909 | $6,309 | 6.34% |
| Norwalk, OH (FHA|USDA|VA) | 24 | $5,010,000 | $208,750 | $4,822 | 6.36% |
| Bozeman, MT (FHA|USDA|VA) | 10 | $4,960,000 | $496,000 | $6,124 | 6.34% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 20 | $4,950,000 | $247,500 | $5,197 | 6.39% |
| Paris, TN (FHA|USDA|VA) | 20 | $4,940,000 | $247,000 | $3,654 | 6.59% |
| Athens, OH (FHA|USDA|VA) | 20 | $4,940,000 | $247,000 | $5,349 | 6.53% |
| EL CENTRO, CA (FHA|USDA|VA) | 13 | $4,905,000 | $377,308 | $10,378 | 6.23% |
| Clinton, IA (FHA|USDA|VA) | 21 | $4,875,000 | $232,143 | $4,124 | 6.54% |
| Findlay, OH (FHA|USDA|VA) | 19 | $4,855,000 | $255,526 | $5,217 | 6.43% |
| LAREDO, TX (FHA|USDA|VA) | 18 | $4,850,000 | $269,444 | $3,670 | 6.23% |
| MANKATO, MN (FHA|USDA|VA) | 18 | $4,850,000 | $269,444 | $5,596 | 6.62% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $4,810,000 | $1,202,500 | $23,748 | 6.50% |
| Muskogee, OK (FHA|USDA|VA) | 23 | $4,795,000 | $208,478 | $3,430 | 6.60% |
| HARRISONBURG, VA (FHA|USDA|VA) | 15 | $4,785,000 | $319,000 | $4,709 | 6.38% |
| Berlin, NH (FHA|USDA|VA) | 20 | $4,780,000 | $239,000 | $5,805 | 6.48% |
| Port Angeles, WA (FHA|USDA|VA) | 11 | $4,765,000 | $433,182 | $8,455 | 6.17% |
| McMinnville, TN (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $4,755 | 6.17% |
| Ontario, OR-ID (FHA|USDA|VA) | 16 | $4,710,000 | $294,375 | $5,781 | 6.48% |
| Roswell, NM (FHA|USDA|VA) | 18 | $4,700,000 | $261,111 | $7,860 | 6.35% |
| PINE BLUFF, AR (FHA|USDA|VA) | 21 | $4,665,000 | $222,143 | $3,426 | 6.42% |
| WALLA WALLA, WA (FHA|USDA|VA) | 12 | $4,650,000 | $387,500 | $5,298 | 6.57% |
| Toccoa, GA (FHA|USDA|VA) | 16 | $4,630,000 | $289,375 | $5,624 | 6.60% |
| Stillwater, OK (FHA|USDA|VA) | 17 | $4,625,000 | $272,059 | $3,487 | 6.66% |
| MADERA, CA (FHA|USDA|VA) | 11 | $4,615,000 | $419,545 | $9,008 | 6.28% |
| Henderson, NC (FHA|USDA|VA) | 17 | $4,545,000 | $267,353 | $5,384 | 6.42% |
| Sheridan, WY (FHA|USDA|VA) | 13 | $4,545,000 | $349,615 | $6,992 | 6.23% |
| Sterling, IL (FHA|USDA|VA) | 23 | $4,545,000 | $197,609 | $5,680 | 6.52% |
| Oxford, MS (FHA|USDA|VA) | 14 | $4,530,000 | $323,571 | $7,773 | 6.61% |
| Glasgow, KY (FHA|USDA|VA) | 16 | $4,490,000 | $280,625 | $3,997 | 6.49% |
| Wapakoneta, OH (FHA|USDA|VA) | 22 | $4,470,000 | $203,182 | $4,853 | 6.55% |
| Wilmington, OH (FHA|USDA|VA) | 16 | $4,460,000 | $278,750 | $5,940 | 6.44% |
| Vicksburg, MS (FHA|USDA|VA) | 20 | $4,450,000 | $222,500 | $3,305 | 6.70% |
| BINGHAMTON, NY (FHA|USDA|VA) | 19 | $4,445,000 | $233,947 | $7,025 | 6.29% |
| McAlester, OK (FHA|USDA|VA) | 23 | $4,425,000 | $192,391 | $3,580 | 6.67% |
| Rock Springs, WY (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $6,909 | 6.49% |
| Hutchinson, KS (FHA|USDA|VA) | 23 | $4,415,000 | $191,957 | $2,916 | 6.63% |
| McComb, MS (FHA|USDA|VA) | 20 | $4,390,000 | $219,500 | $4,011 | 6.44% |
| Mount Vernon, OH (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $6,221 | 6.48% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 21 | $4,375,000 | $208,333 | $3,053 | 6.20% |
| Seymour, IN (FHA|USDA|VA) | 17 | $4,355,000 | $256,176 | $5,855 | 6.15% |
| Gillette, WY (FHA|USDA|VA) | 17 | $4,345,000 | $255,588 | $6,595 | 6.24% |
| Washington, NC (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $6,517 | 6.26% |
| Sikeston, MO (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $3,000 | 6.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 16 | $4,310,000 | $269,375 | $5,451 | 6.68% |
| Rolla, MO (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $4,011 | 6.25% |
| Atmore, AL (FHA|USDA|VA) | 20 | $4,280,000 | $214,000 | $2,668 | 6.49% |
| Marquette, MI (FHA|USDA|VA) | 24 | $4,280,000 | $178,333 | $3,164 | 7.01% |
| Georgetown, SC (FHA|USDA|VA) | 15 | $4,275,000 | $285,000 | $6,852 | 6.55% |
| Jasper, AL (FHA|USDA|VA) | 19 | $4,275,000 | $225,000 | $3,597 | 6.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 20 | $4,270,000 | $213,500 | $4,599 | 6.69% |
| Fremont, OH (FHA|USDA|VA) | 22 | $4,250,000 | $193,182 | $4,622 | 6.37% |
| Los Alamos, NM (FHA|USDA|VA) | 7 | $4,245,000 | $606,429 | $9,606 | 5.57% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $4,215,000 | $383,182 | $11,437 | 6.35% |
| Calhoun, GA (FHA|USDA|VA) | 14 | $4,210,000 | $300,714 | $8,295 | 6.40% |
| Huntsville, TX (FHA|USDA|VA) | 17 | $4,205,000 | $247,353 | $5,684 | 6.31% |
| Okeechobee, FL (FHA|USDA|VA) | 12 | $4,200,000 | $350,000 | $6,994 | 6.35% |
| Cambridge, OH (FHA|USDA|VA) | 19 | $4,165,000 | $219,211 | $3,463 | 6.58% |
| Ashland, OH (FHA|USDA|VA) | 20 | $4,150,000 | $207,500 | $6,450 | 6.59% |
| Sandpoint, ID (FHA|USDA|VA) | 5 | $4,105,000 | $821,000 | $9,241 | 6.40% |
| Marion, OH (FHA|USDA|VA) | 19 | $4,105,000 | $216,053 | $4,370 | 6.44% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $4,105,000 | $456,111 | $15,322 | 6.18% |
| Wooster, OH (FHA|USDA|VA) | 18 | $4,100,000 | $227,778 | $5,667 | 6.50% |
| Lewistown, PA (FHA|USDA|VA) | 17 | $4,085,000 | $240,294 | $3,756 | 6.54% |
| Richmond, IN (FHA|USDA|VA) | 23 | $4,085,000 | $177,609 | $3,395 | 6.41% |
| West Plains, MO (FHA|USDA|VA) | 16 | $4,080,000 | $255,000 | $4,236 | 6.34% |
| Barre, VT (FHA|USDA|VA) | 14 | $4,080,000 | $291,429 | $8,251 | 6.28% |
| Indiana, PA (FHA|USDA|VA) | 24 | $4,000,000 | $166,667 | $3,667 | 6.57% |
| Mayfield, KY (FHA|USDA|VA) | 20 | $3,990,000 | $199,500 | $3,864 | 6.24% |
| DUBUQUE, IA (FHA|USDA|VA) | 17 | $3,975,000 | $233,824 | $5,767 | 6.49% |
| Payson, AZ (FHA|USDA|VA) | 13 | $3,975,000 | $305,769 | $6,142 | 6.15% |
| Fergus Falls, MN (FHA|USDA|VA) | 16 | $3,910,000 | $244,375 | $4,974 | 6.34% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 22 | $3,880,000 | $176,364 | $3,697 | 6.66% |
| Central City, KY (FHA|USDA|VA) | 18 | $3,870,000 | $215,000 | $3,287 | 6.51% |
| Meadville, PA (FHA|USDA|VA) | 20 | $3,870,000 | $193,500 | $4,787 | 6.53% |
| Blackfoot, ID (FHA|USDA|VA) | 10 | $3,860,000 | $386,000 | $6,475 | 6.16% |
| Harrison, AR (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $3,680 | 6.42% |
| Plattsburgh, NY (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $7,964 | 6.65% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $3,820,000 | $477,500 | $7,981 | 6.67% |
| CORVALLIS, OR (FHA|USDA|VA) | 8 | $3,800,000 | $475,000 | $7,475 | 6.19% |
| Peru, IN (FHA|USDA|VA) | 21 | $3,785,000 | $180,238 | $2,658 | 6.77% |
| ELMIRA, NY (FHA|USDA|VA) | 19 | $3,775,000 | $198,684 | $4,897 | 6.78% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 12 | $3,770,000 | $314,167 | $5,706 | 6.51% |
| Ottumwa, IA (FHA|USDA|VA) | 19 | $3,765,000 | $198,158 | $4,584 | 6.47% |
| Tiffin, OH (FHA|USDA|VA) | 17 | $3,755,000 | $220,882 | $4,936 | 6.51% |
| Cornelia, GA (FHA|USDA|VA) | 13 | $3,755,000 | $288,846 | $6,672 | 6.05% |
| Centralia, IL (FHA|USDA|VA) | 18 | $3,750,000 | $208,333 | $4,606 | 6.22% |
| Mount Pleasant, TX (FHA|USDA|VA) | 12 | $3,740,000 | $311,667 | $6,472 | 6.31% |
| Crawfordsville, IN (FHA|USDA|VA) | 18 | $3,710,000 | $206,111 | $4,733 | 6.51% |
| Kerrville, TX (FHA|USDA|VA) | 10 | $3,710,000 | $371,000 | $4,828 | 6.59% |
| Stephenville, TX (FHA|USDA|VA) | 9 | $3,705,000 | $411,667 | $5,247 | 6.28% |
| Sayre, PA (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $4,815 | 6.39% |
| Madison, IN (FHA|USDA|VA) | 15 | $3,655,000 | $243,667 | $4,177 | 6.37% |
| Sturgis, MI (FHA|USDA|VA) | 17 | $3,645,000 | $214,412 | $5,223 | 6.51% |
| Wabash, IN (FHA|USDA|VA) | 18 | $3,640,000 | $202,222 | $3,798 | 6.84% |
| Galesburg, IL (FHA|USDA|VA) | 19 | $3,635,000 | $191,316 | $4,100 | 6.44% |
| Effingham, IL (FHA|USDA|VA) | 16 | $3,620,000 | $226,250 | $3,283 | 6.53% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $3,585,000 | $398,333 | $11,250 | 6.00% |
| Ottawa, KS (FHA|USDA|VA) | 13 | $3,545,000 | $272,692 | $8,029 | 6.42% |
| Marion, NC (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $4,414 | 6.29% |
| Escanaba, MI (FHA|USDA|VA) | 18 | $3,510,000 | $195,000 | $4,087 | 6.44% |
| DANVILLE, IL (FHA|USDA|VA) | 21 | $3,495,000 | $166,429 | $3,293 | 6.50% |
| Dyersburg, TN (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $4,016 | 6.44% |
| Corsicana, TX (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $8,841 | 6.30% |
| North Platte, NE (FHA|USDA|VA) | 16 | $3,480,000 | $217,500 | $4,545 | 6.74% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $7,869 | 6.53% |
| Vidalia, GA (FHA|USDA|VA) | 15 | $3,445,000 | $229,667 | $4,485 | 6.69% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $3,440,000 | $573,333 | $6,499 | 6.50% |
| Palestine, TX (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $5,202 | 6.53% |
| Scottsbluff, NE (FHA|USDA|VA) | 17 | $3,405,000 | $200,294 | $4,626 | 6.51% |
| Paris, TX (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $5,033 | 6.52% |
| Clewiston, FL (FHA|USDA|VA) | 10 | $3,360,000 | $336,000 | $8,839 | 6.27% |
| Ketchikan, AK (FHA|USDA|VA) | 7 | $3,355,000 | $479,286 | $15,207 | 6.66% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 18 | $3,350,000 | $186,111 | $5,693 | 6.35% |
| Washington, IN (FHA|USDA|VA) | 16 | $3,350,000 | $209,375 | $2,993 | 6.29% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $3,340,000 | $334,000 | $8,717 | 6.16% |
| Prineville, OR (FHA|USDA|VA) | 9 | $3,335,000 | $370,556 | $10,655 | 6.03% |
| Troy, AL (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $5,238 | 6.70% |
| Montrose, CO (FHA|USDA|VA) | 9 | $3,325,000 | $369,444 | $5,749 | 6.67% |
| Aberdeen, SD (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $7,610 | 6.31% |
| Beatrice, NE (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $3,904 | 6.38% |
| Tifton, GA (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $3,276 | 6.38% |
| Alpena, MI (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $4,528 | 6.58% |
| Coldwater, MI (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $6,728 | 6.46% |
| Uvalde, TX (FHA|USDA|VA) | 12 | $3,290,000 | $274,167 | $6,928 | 6.40% |
| Hillsdale, MI (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $3,435 | 6.57% |
| Plymouth, IN (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $4,048 | 6.38% |
| Alice, TX (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $8,155 | 6.74% |
| Grand Rapids, MN (FHA|USDA|VA) | 16 | $3,240,000 | $202,500 | $3,998 | 6.66% |
| GLENS FALLS, NY (FHA|USDA|VA) | 12 | $3,230,000 | $269,167 | $7,842 | 6.60% |
| Mason City, IA (FHA|USDA|VA) | 14 | $3,230,000 | $230,714 | $3,970 | 6.48% |
| Somerset, PA (FHA|USDA|VA) | 18 | $3,230,000 | $179,444 | $3,548 | 6.46% |
| Corinth, MS (FHA|USDA|VA) | 16 | $3,220,000 | $201,250 | $4,982 | 6.30% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $4,389 | 6.57% |
| Celina, OH (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $3,458 | 6.14% |
| Big Rapids, MI (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $5,628 | 6.53% |
| Sandusky, OH (FHA|USDA|VA) | 17 | $3,195,000 | $187,941 | $5,032 | 6.48% |
| Laurel, MS (FHA|USDA|VA) | 16 | $3,180,000 | $198,750 | $3,716 | 6.69% |
| Murray, KY (FHA|USDA|VA) | 14 | $3,180,000 | $227,143 | $4,422 | 6.65% |
| Lewisburg, TN (FHA|USDA|VA) | 9 | $3,175,000 | $352,778 | $5,939 | 6.18% |
| Laramie, WY (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $11,943 | 6.52% |
| Heber, UT (FHA|USDA|VA) | 4 | $3,120,000 | $780,000 | $30,612 | 5.68% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 17 | $3,105,000 | $182,647 | $3,986 | 6.88% |
| Dixon, IL (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $7,113 | 6.53% |
| Big Spring, TX (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $6,139 | 6.29% |
| Jacksonville, IL (FHA|USDA|VA) | 18 | $3,050,000 | $169,444 | $3,876 | 6.89% |
| Dickinson, ND (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $5,787 | 6.14% |
| Newberry, SC (FHA|USDA|VA) | 8 | $3,040,000 | $380,000 | $4,292 | 6.26% |
| Mount Vernon, IL (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $5,820 | 6.42% |
| Freeport, IL (FHA|USDA|VA) | 18 | $3,030,000 | $168,333 | $3,909 | 6.55% |
| Ponca City, OK (FHA|USDA|VA) | 18 | $3,030,000 | $168,333 | $3,243 | 6.62% |
| Pittsburg, KS (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $5,091 | 6.66% |
| Bradford, PA (FHA|USDA|VA) | 19 | $3,025,000 | $159,211 | $5,416 | 6.54% |
| Moscow, ID (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $6,127 | 6.14% |
| Brownwood, TX (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $3,565 | 6.77% |
| Vincennes, IN (FHA|USDA|VA) | 14 | $3,010,000 | $215,000 | $3,296 | 6.52% |
| Sulphur Springs, TX (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $4,344 | 6.54% |
| Columbus, NE (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $5,099 | 6.27% |
| Fort Morgan, CO (FHA|USDA|VA) | 8 | $2,970,000 | $371,250 | $7,747 | 6.19% |
| Kendallville, IN (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $3,705 | 6.67% |
| Nogales, AZ (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $5,094 | 6.54% |
| Auburn, IN (FHA|USDA|VA) | 15 | $2,955,000 | $197,000 | $5,018 | 6.76% |
| Stevens Point, WI (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $4,182 | 6.36% |
| Washington Court House, OH (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $5,280 | 6.37% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $2,935,000 | $587,000 | $10,946 | 6.77% |
| Eagle Pass, TX (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $5,120 | 6.06% |
| Corning, NY (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $4,104 | 6.70% |
| Red Bluff, CA (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $3,916 | 6.25% |
| Cedartown, GA (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $5,337 | 6.27% |
| Laurinburg, NC (FHA|USDA|VA) | 16 | $2,910,000 | $181,875 | $4,709 | 6.51% |
| Bennington, VT (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $5,322 | 6.56% |
| Rutland, VT (FHA|USDA|VA) | 12 | $2,890,000 | $240,833 | $5,219 | 6.30% |
| Pella, IA (FHA|USDA|VA) | 12 | $2,840,000 | $236,667 | $4,022 | 6.45% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $3,726 | 6.38% |
| Cullowhee, NC (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $4,970 | 6.33% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $3,812 | 6.72% |
| Spencer, IA (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $5,202 | 6.56% |
| Cambridge, MD (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $3,818 | 6.70% |
| Hastings, NE (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $4,307 | 6.44% |
| Shawano, WI (FHA|USDA|VA) | 13 | $2,765,000 | $212,692 | $5,478 | 6.57% |
| Logansport, IN (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $3,145 | 6.41% |
| Nacogdoches, TX (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $5,288 | 6.56% |
| Lewisburg, PA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $4,756 | 6.38% |
| Marshalltown, IA (FHA|USDA|VA) | 11 | $2,695,000 | $245,000 | $4,920 | 6.52% |
| Malvern, AR (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $6,380 | 6.38% |
| Milledgeville, GA (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $7,197 | 6.26% |
| Menomonie, WI (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $7,625 | 6.43% |
| Tahlequah, OK (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $3,546 | 6.85% |
| Thomasville, GA (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $1,583 | 6.70% |
| Woodward, OK (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $4,167 | 6.71% |
| Emporia, KS (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $4,482 | 6.62% |
| Jacksonville, TX (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $3,435 | 7.09% |
| Moultrie, GA (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $3,110 | 6.47% |
| Moberly, MO (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $3,398 | 6.67% |
| Fort Dodge, IA (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $3,372 | 6.57% |
| Van Wert, OH (FHA|USDA|VA) | 15 | $2,525,000 | $168,333 | $3,671 | 6.76% |
| Hobbs, NM (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $8,018 | 6.43% |
| Defiance, OH (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $4,194 | 6.46% |
| Susanville, CA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $2,243 | 6.64% |
| Ruidoso, NM (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $5,535 | 6.51% |
| Vernal, UT (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $6,723 | 6.33% |
| Juneau, AK (FHA|USDA|VA) | 6 | $2,490,000 | $415,000 | $6,929 | 6.21% |
| Frankfort, IN (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $5,294 | 6.70% |
| Kirksville, MO (FHA|USDA|VA) | 15 | $2,465,000 | $164,333 | $3,325 | 6.47% |
| Oil City, PA (FHA|USDA|VA) | 15 | $2,465,000 | $164,333 | $4,497 | 6.44% |
| Durango, CO (FHA|USDA|VA) | 5 | $2,385,000 | $477,000 | $8,378 | 6.10% |
| Marshall, MN (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $3,365 | 6.52% |
| McPherson, KS (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $4,526 | 6.55% |
| Macomb, IL (FHA|USDA|VA) | 16 | $2,310,000 | $144,375 | $4,156 | 6.77% |
| Jasper, IN (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $4,784 | 6.50% |
| Connersville, IN (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $2,844 | 6.73% |
| Riverton, WY (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $2,413 | 6.50% |
| Norfolk, NE (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $4,600 | 6.68% |
| Boone, NC (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $10,299 | 6.50% |
| ITHACA, NY (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $7,439 | 6.70% |
| Levelland, TX (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $5,164 | 6.56% |
| Grenada, MS (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $4,205 | 6.55% |
| Mexico, MO (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $3,794 | 6.32% |
| Lock Haven, PA (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $3,613 | 7.01% |
| Angola, IN (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $3,089 | 6.57% |
| Opelousas, LA (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $2,235 | 7.11% |
| Astoria, OR (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $3,991 | 6.37% |
| North Vernon, IN (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $4,376 | 6.53% |
| Hutchinson, MN (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $2,571 | 6.74% |
| Brevard, NC (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $4,985 | 5.95% |
| Gloversville, NY (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $5,678 | 6.66% |
| Oneonta, NY (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $8,108 | 6.51% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $3,340 | 5.75% |
| Campbellsville, KY (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $5,087 | 6.43% |
| Red Wing, MN (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $10,173 | 6.18% |
| NAPA, CA (FHA|USDA|VA) | 3 | $2,105,000 | $701,667 | $11,944 | 6.46% |
| Alexandria, MN (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $7,501 | 6.42% |
| Pullman, WA (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $3,927 | 6.11% |
| Sonora, CA (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $2,556 | 6.25% |
| Elkins, WV (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,476 | 6.38% |
| Bennettsville, SC (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $3,438 | 6.67% |
| Marshall, MO (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $3,370 | 6.69% |
| Coffeyville, KS (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $4,301 | 6.38% |
| Scottsburg, IN (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $4,842 | 6.57% |
| Starkville, MS (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $5,469 | 6.55% |
| Greenville, OH (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $3,993 | 6.52% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $6,912 | 6.48% |
| Lincoln, IL (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $3,984 | 6.26% |
| Deming, NM (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,913 | 6.18% |
| Lexington, NE (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $6,014 | 6.91% |
| Alma, MI (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $2,515 | 6.36% |
| Willmar, MN (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $2,842 | 6.61% |
| Maryville, MO (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $3,457 | 6.25% |
| Pierre, SD (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $8,503 | 6.50% |
| Big Stone Gap, VA (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $3,382 | 6.64% |
| Blytheville, AR (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $2,373 | 7.22% |
| Mountain Home, AR (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $4,443 | 6.41% |
| Craig, CO (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $3,306 | 6.31% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $10,087 | 6.19% |
| Eufaula, AL-GA (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $2,418 | 6.83% |
| Bay City, TX (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $5,945 | 6.19% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $8,456 | 6.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $5,856 | 6.86% |
| Mineral Wells, TX (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $6,413 | 6.69% |
| Auburn, NY (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $2,007 | 6.79% |
| Coshocton, OH (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $2,825 | 6.50% |
| Union, SC (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $4,713 | 6.68% |
| Ada, OK (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $4,944 | 6.27% |
| Ludington, MI (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $10,390 | 6.37% |
| Thomaston, GA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $3,574 | 7.04% |
| La Grande, OR (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $6,281 | 6.45% |
| Brookings, OR (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $6,642 | 6.28% |
| Gainesville, TX (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $5,286 | 6.55% |
| Olean, NY (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $4,147 | 6.75% |
| Gallup, NM (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $3,493 | 6.28% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $13,245 | 5.83% |
| Bogalusa, LA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $8,390 | 6.46% |
| Portales, NM (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $5,372 | 6.26% |
| Bluffton, IN (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $3,645 | 6.17% |
| Summerville, GA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,865 | 6.62% |
| Plainview, TX (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $6,712 | 6.54% |
| Silver City, NM (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $3,045 | 6.46% |
| Albert Lea, MN (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,278 | 6.67% |
| Jennings, LA (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $3,265 | 6.50% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $4,306 | 6.39% |
| Decatur, IN (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $6,913 | 6.67% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,620,000 | $810,000 | $9,738 | 5.62% |
| Warren, PA (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $7,147 | 6.40% |
| Taylorville, IL (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $2,876 | 6.61% |
| El Dorado, AR (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $3,716 | 6.72% |
| Brookings, SD (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $4,331 | 6.48% |
| Greenwood, MS (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $3,206 | 6.54% |
| Winfield, KS (FHA|USDA|VA) | 11 | $1,555,000 | $141,364 | $4,493 | 6.62% |
| Dumas, TX (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,829 | 6.54% |
| Oskaloosa, IA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,006 | 6.27% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $6,787 | 6.53% |
| Elk City, OK (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $2,595 | 6.12% |
| Hays, KS (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $6,936 | 6.59% |
| Española, NM (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $6,543 | 6.35% |
| Jackson, OH (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,257 | 6.91% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $6,326 | 5.91% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $11,370 | 5.75% |
| Greensburg, IN (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $5,331 | 6.05% |
| Las Vegas, NM (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,142 | 6.81% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $10,617 | 6.03% |
| New Ulm, MN (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $4,641 | 6.00% |
| Minden, LA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,620 | 6.48% |
| Camden, AR (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $4,533 | 6.67% |
| Garden City, KS (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $2,920 | 6.63% |
| Greenville, MS (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $1,142 | 6.88% |
| Watertown, SD (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,835 | 6.56% |
| Kennett, MO (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $1,666 | 6.56% |
| Winona, MN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $1,448 | 6.38% |
| Burley, ID (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,739 | 6.27% |
| Ruston, LA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,615 | 7.77% |
| Andrews, TX (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,624 | 6.75% |
| Austin, MN (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $9,781 | 6.12% |
| Amsterdam, NY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,398 | 6.35% |
| Pontiac, IL (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $4,752 | 6.45% |
| Hope, AR (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $3,422 | 6.71% |
| Cordele, GA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,307 | 6.85% |
| Houghton, MI (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,751 | 6.68% |
| Winnemucca, NV (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,409 | 6.20% |
| Great Bend, KS (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $2,467 | 6.45% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,085 | 6.88% |
| Pearsall, TX (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,633 | 6.69% |
| Douglas, GA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $2,088 | 6.72% |
| Safford, AZ (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $3,314 | 6.03% |
| Borger, TX (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,696 | 5.89% |
| Vermillion, SD (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,963 | 6.56% |
| Taos, NM (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,490 | 6.63% |
| Beeville, TX (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $4,877 | 6.71% |
| Fitzgerald, GA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,223 | 6.27% |
| Natchitoches, LA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,153 | 6.37% |
| Newport, TN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $2,866 | 6.35% |
| Weatherford, OK (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,232 | 6.45% |
| Pampa, TX (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,364 | 6.79% |
| Easton, MD (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $14,072 | 6.67% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $3,682 | 6.39% |
| Selinsgrove, PA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,324 | 6.62% |
| Fairfield, IA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,971 | 6.68% |
| Bainbridge, GA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $1,250 | 6.69% |
| Huntingdon, PA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,539 | 6.65% |
| Fremont, NE (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,758 | 6.17% |
| Rockport, TX (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $7,073 | 6.63% |
| St. Marys, PA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $7,194 | 6.33% |
| Jamestown, ND (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,840 | 6.45% |
| Vernon, TX (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,200 | 6.17% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $2,678 | 6.03% |
| Snyder, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,962 | 5.81% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $2,929 | 6.27% |
| Atchison, KS (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $1,668 | 6.98% |
| El Campo, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,938 | 6.65% |
| Arkadelphia, AR (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $3,033 | 6.63% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,445 | 6.62% |
| Union City, TN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $1,232 | 6.87% |
| Selma, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,774 | 7.03% |
| Morgan City, LA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,967 | 7.05% |
| Cortland, NY (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $1,987 | 6.78% |
| Carroll, IA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,625 | 6.84% |
| Sterling, CO (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,728 | 7.10% |
| Indianola, MS (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,308 | 6.69% |
| Cleveland, MS (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $1,485 | 6.75% |
| Hudson, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,794 | 6.58% |
| Miami, OK (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,743 | 6.94% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $6,407 | 6.50% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,046 | 7.08% |
| Americus, GA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,644 | 6.75% |
| Clarksdale, MS (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,971 | 6.67% |
| West Point, MS (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,339 | 7.25% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,316 | 6.44% |
| Middlesborough, KY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,825 | 6.50% |
| Malone, NY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,628 | 6.46% |
| Mitchell, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,446 | 6.37% |
| Storm Lake, IA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,596 | 6.33% |
| Batavia, NY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,401 | 6.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $20,376 | 6.99% |
| Brenham, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $26,104 | 5.50% |
| Yankton, SD (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,853 | 6.17% |
| Lamesa, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,470 | 6.21% |
| Hood River, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $9,904 | 6.25% |
| Price, UT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,205 | 5.87% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,901 | 6.44% |
| Pecos, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,978 | 6.75% |
| Parsons, KS (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,444 | 6.53% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,057 | 7.19% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,450 | 6.38% |
| Huron, SD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $11,934 | 6.19% |
| Sweetwater, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,593 | 6.62% |
| Hailey, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,526 | 6.63% |
| Liberal, KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,962 | 6.00% |
| Worthington, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $965 | 7.12% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,515 | 7.25% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,112 | 6.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,165 | 7.13% |
| Grants, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,467 | 6.06% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,131 | 7.00% |
| Hereford, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,991 | 6.75% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,780 | 4.99% |
| Guymon, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,737 | 8.50% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,264 | 6.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Mortgage Research Center based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SIU
Similarity Rank: 6
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Cedar Point Federal Credit Union
Similarity Rank: 22
Similarity Rank: 22
Community State Bank of Orbisonia
Similarity Rank: 30
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UNIVERSITY OF ILLINOIS COMMUNITY
Similarity Rank: 32
Similarity Rank: 32
Farmers State Bank
Similarity Rank: 35
Similarity Rank: 35
Northfield Savings Bank
Similarity Rank: 35
Similarity Rank: 35
Ent Credit Union
Similarity Rank: 40
Similarity Rank: 40
Seven Seventeen Credit Union
Similarity Rank: 40
Similarity Rank: 40
Vermont Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
TWINSTAR
Similarity Rank: 52
Similarity Rank: 52
Product Mix
For 2024, Mortgage Research Center's most frequently originated type of loan was VA, with 68,183 originations. Their 2nd most popular type was Conventional, with 3,308 originations.
Loan Reason
For 2024, Mortgage Research Center's most frequently cited loan purpose was Home Purchase, with 60,352 originations. The 2nd most popular reason was Refi, with 10,869 originations.
Loan Duration/Length
For 2024, Mortgage Research Center's most frequently cited loan duration was 30 Year, with 72,622 originations. The 2nd most popular length was Other, with 391 originations.
Origination Fees/Closing Costs
Mortgage Research Center's average total fees were $6,388, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 42,267 originations.
Interest Rates
During 2024, Mortgage Research Center's average interest rate for loans was 6.40%, while their most frequently originated rate bucket for loans was 6-7%, with 42,042 originations.
Loan Sizing
2024 saw Mortgage Research Center place emphasis on $200k-400k loans with 42,542 originations, totaling $12,376,090,000 in origination value.
Applicant Income
Mortgage Research Center lent most frequently to those with incomes in the $100k-150k range, with 17,463 originations. The second most popular income band? $50k-75k, with 16,345 originations.
Applicant Debt to Income Ratio
Mortgage Research Center lent most frequently to those with DTI ratios of 50-60%, with 15,338 originations. The next most common DTI ratio? 30-36%, with 7,838 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.05%
Mortgage Research Center has a below average approval rate.
Pick Rate
Approvals leading to origination47.00%
Mortgage Research Center has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 73,759 | $23,234,665,000 | $315,008 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 73,759 | $23,234,665,000 | $315,008 |