First National Bank Of Omaha Mortgage Rates, Fees & Info

Omaha, NE

LEI: LDVFX8JEECFFE8HRWA73

Tax ID: 47-0259043

5 stars - out of 5 stars, based on 109 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

First National Bank Of Omaha is a small bank specializing in Refi and Home Purchase loans. First National Bank Of Omaha has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Omaha, Fort Collins, Chicago, Kansas City, and Lincoln among others. First National Bank Of Omaha has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First National Bank Of Omaha is typically a low fee lendor.


Originations

11,962

Origination Dollar Volume (All Markets)

$2,707,030,000

Employee count

4,213 Show all (25) awards

Relative Rate

First National Bank Of Omaha's average 30 year fixed rate mortgage of loans were 3.35%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.2%.

Relative Fees

First National Bank Of Omaha's average total fees for a 30 year fixed rate mortgage are $2,986.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4,993 $948,435,000 $189,953 $2,471 3.15%
FORT COLLINS, CO (FHA|USDA|VA) 1,081 $342,295,000 $316,647 $3,005 3.37%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,137 $248,065,000 $218,175 $2,649 3.23%
KANSAS CITY, MO-KS (FHA|USDA|VA) 720 $149,000,000 $206,944 $2,436 3.40%
LINCOLN, NE (FHA|USDA|VA) 465 $117,305,000 $252,269 $2,464 3.13%
GREELEY, CO (FHA|USDA|VA) 496 $115,420,000 $232,702 $3,404 3.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 214 $108,950,000 $509,112 $4,631 3.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 246 $91,200,000 $370,732 $2,905 3.36%
Kearney, NE (FHA|USDA|VA) 372 $69,510,000 $186,855 $2,950 2.97%
BOULDER, CO (FHA|USDA|VA) 200 $69,270,000 $346,350 $3,277 3.36%
Outside of Metro Areas 431 $62,735,000 $145,557 $2,807 3.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 10 $52,450,000 $5,245,000 $5,146 2.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $36,055,000 $7,211,000 $4,276 3.34%
Fremont, NE (FHA|USDA|VA) 258 $35,960,000 $139,380 $2,370 3.27%
GRAND ISLAND, NE (FHA|USDA|VA) 224 $32,020,000 $142,946 $2,256 2.88%
ROCKFORD, IL (FHA|USDA|VA) 104 $24,870,000 $239,135 $2,935 3.16%
North Platte, NE (FHA|USDA|VA) 136 $20,110,000 $147,868 $3,025 3.18%
Columbus, NE (FHA|USDA|VA) 89 $13,655,000 $153,427 $2,654 3.28%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $10,405,000 $612,059 $3,981 3.00%
Ottawa, IL (FHA|USDA|VA) 62 $9,030,000 $145,645 $2,539 3.36%
Beatrice, NE (FHA|USDA|VA) 78 $8,930,000 $114,487 $2,528 3.29%
Norfolk, NE (FHA|USDA|VA) 58 $8,550,000 $147,414 $2,332 3.12%
Scottsbluff, NE (FHA|USDA|VA) 59 $8,405,000 $142,458 $2,773 3.46%
Yankton, SD (FHA|USDA|VA) 48 $7,250,000 $151,042 $2,788 3.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 20 $6,770,000 $338,500 $5,107 2.91%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $6,710,000 $838,750 $3,245 2.50%
Rochelle, IL (FHA|USDA|VA) 34 $4,920,000 $144,706 $2,808 3.21%
COLORADO SPRINGS, CO (FHA|USDA|VA) 14 $4,750,000 $339,286 $3,921 3.02%
Steamboat Springs, CO (FHA|USDA|VA) 4 $3,250,000 $812,500 $3,056 3.34%
Mitchell, SD (FHA|USDA|VA) 20 $3,230,000 $161,500 $2,154 3.27%
Lexington, NE (FHA|USDA|VA) 24 $3,050,000 $127,083 $3,154 3.05%
Hastings, NE (FHA|USDA|VA) 17 $3,045,000 $179,118 $4,461 2.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $2,730,000 $273,000 $2,363 2.85%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $2,575,000 $515,000 $2,614 3.17%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $2,270,000 $567,500 $4,358 3.03%
Breckenridge, CO (FHA|USDA|VA) 6 $2,160,000 $360,000 $4,143 3.04%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $2,105,000 $701,667 $6,425 2.96%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $2,050,000 $256,250 $2,216 2.97%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,441 3.11%
ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $1,780,000 $222,500 $2,314 3.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,705,000 $341,000 $2,154 2.63%
Whitewater, WI (FHA|USDA|VA) 4 $1,660,000 $415,000 $4,695 3.09%
CHEYENNE, WY (FHA|USDA|VA) 7 $1,645,000 $235,000 $4,000 3.64%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $5,467 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $1,455,000 $485,000 $3,828 2.79%
LAWRENCE, KS (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,224 4.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,235,000 $247,000 $2,856 2.65%
Brainerd, MN (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,300 2.91%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $1,160,000 $193,333 $2,396 2.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,132 2.96%
Heber, UT (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $3,127 3.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,882 3.00%
PEORIA, IL (FHA|USDA|VA) 6 $970,000 $161,667 $2,151 2.94%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $950,000 $237,500 $3,052 2.91%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $930,000 $232,500 $2,148 3.00%
Fort Morgan, CO (FHA|USDA|VA) 5 $925,000 $185,000 $5,989 3.47%
MADISON, WI (FHA|USDA|VA) 2 $870,000 $435,000 $2,182 3.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $855,000 $171,000 $2,178 2.63%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $770,000 $192,500 $3,570 3.13%
Kalispell, MT (FHA|USDA|VA) 1 $765,000 $765,000 $5,730 3.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $765,000 $765,000 $6,885 3.50%
Dixon, IL (FHA|USDA|VA) 4 $760,000 $190,000 $2,325 3.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $745,000 $248,333 $2,794 3.13%
ROCHESTER, MN (FHA|USDA|VA) 2 $730,000 $365,000 $2,743 2.81%
Sterling, CO (FHA|USDA|VA) 2 $690,000 $345,000 $2,548 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $680,000 $340,000 $4,480 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $650,000 $325,000 $2,112 3.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $645,000 $215,000 $2,777 2.71%
EL PASO, TX (FHA|USDA|VA) 3 $635,000 $211,667 $4,152 2.46%
TUCSON, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $4,479 2.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $620,000 $310,000 $6,568 2.81%
RAPID CITY, SD (FHA|USDA|VA) 2 $610,000 $305,000 $2,923 3.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $600,000 $300,000 $2,657 2.81%
Durango, CO (FHA|USDA|VA) 2 $590,000 $295,000 $3,400 3.00%
TYLER, TX (FHA|USDA|VA) 2 $590,000 $295,000 $2,571 2.81%
TOPEKA, KS (FHA|USDA|VA) 3 $585,000 $195,000 $3,491 2.58%
READING, PA (FHA|USDA|VA) 2 $580,000 $290,000 $3,092 2.69%
Huron, SD (FHA|USDA|VA) 5 $575,000 $115,000 $3,219 3.33%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $555,000 $185,000 $2,535 2.92%
Helena, MT (FHA|USDA|VA) 1 $545,000 $545,000 $4,520 3.13%
Shelby, NC (FHA|USDA|VA) 1 $545,000 $545,000 $3,240 2.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $545,000 $545,000 $3,990 2.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $540,000 $270,000 $2,072 3.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $540,000 $270,000 $1,471 2.75%
BRUNSWICK, GA (FHA|USDA|VA) 1 $505,000 $505,000 $3,987 3.75%
LAS CRUCES, NM (FHA|USDA|VA) 2 $500,000 $250,000 $3,408 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $475,000 $158,333 $4,851 3.08%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $475,000 $475,000 $5,348 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $470,000 $235,000 $2,466 2.88%
Ottawa, KS (FHA|USDA|VA) 3 $465,000 $155,000 $3,196 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $455,000 $455,000 $3,147 3.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $440,000 $220,000 $1,750 3.13%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $420,000 $210,000 $1,834 3.00%
Spearfish, SD (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.75%
AMARILLO, TX (FHA|USDA|VA) 2 $400,000 $200,000 $7,896 3.50%
TULSA, OK (FHA|USDA|VA) 2 $400,000 $200,000 $3,276 3.06%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $400,000 $200,000 $2,770 2.88%
Corsicana, TX (FHA|USDA|VA) 1 $395,000 $395,000 $5,177 3.63%
LANCASTER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $2,470 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $385,000 $385,000 $2,752 3.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $385,000 $128,333 $1,773 3.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $385,000 $385,000 $3,380 3.00%
SANTA FE, NM (FHA|USDA|VA) 1 $375,000 $375,000 $3,458 3.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $365,000 $365,000 $3,874 3.13%
PITTSBURGH, PA (FHA|USDA|VA) 2 $350,000 $175,000 $2,426 2.88%
PUEBLO, CO (FHA|USDA|VA) 2 $350,000 $175,000 $2,218 2.63%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $345,000 $345,000 $2,765 3.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,050 2.38%
BEND, OR (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 2 $320,000 $160,000 $1,963 3.38%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,558 3.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $320,000 $160,000 $1,903 2.69%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.88%
LUBBOCK, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,511 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $315,000 $315,000 $1,960 3.00%
AMES, IA (FHA|USDA|VA) 1 $315,000 $315,000 $2,046 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,379 3.13%
FAIRBANKS, AK (FHA|USDA|VA) 1 $295,000 $295,000 $2,506 3.00%
MIDLAND, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,705 3.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $285,000 $285,000 $2,588 2.88%
Vermillion, SD (FHA|USDA|VA) 2 $280,000 $140,000 $2,654 2.88%
YAKIMA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,440 2.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,044 3.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $265,000 $265,000 $6,629 2.88%
Plattsburgh, NY (FHA|USDA|VA) 1 $265,000 $265,000 $2,770 3.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $255,000 $255,000 $1,861 3.13%
KOKOMO, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,145 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.90%
MANHATTAN, KS (FHA|USDA|VA) 3 $245,000 $81,667 $2,179 3.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $245,000 $245,000 $2,121 2.88%
NILES, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,663 2.88%
ODESSA, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,650 3.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,052 2.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,553 2.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $225,000 $225,000 $10,974 3.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,985 3.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,541 3.00%
FRESNO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $1,609 3.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,937 3.13%
McPherson, KS (FHA|USDA|VA) 1 $225,000 $225,000 $2,632 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,221 3.13%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $2,958 2.88%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $205,000 $205,000 $911 2.63%
Bonham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,167 2.88%
SYRACUSE, NY (FHA|USDA|VA) 1 $205,000 $205,000 $2,642 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,628 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,182 3.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,735 2.88%
Freeport, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,955 3.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $175,000 $175,000 $1,078 2.88%
Pottsville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,628 3.13%
SAN ANGELO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,202 3.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,844 3.00%
Laramie, WY (FHA|USDA|VA) 1 $175,000 $175,000 $4,520 2.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $175,000 $175,000 $1,735 2.88%
ERIE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,645 2.50%
VISALIA, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,457 3.25%
ENID, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,425 2.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,660 3.00%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,534 3.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $4,465 2.75%
Lufkin, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,085 3.13%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,149 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $155,000 $155,000 $1,752 2.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $155,000 $155,000 $1,187 2.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $145,000 $145,000 $2,768 2.50%
Quincy, IL-MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,292 3.13%
MOBILE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,151 3.13%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,174 3.13%
Hailey, ID (FHA|USDA|VA) 1 $135,000 $135,000 $3,110 2.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $135,000 $135,000 $1,907 2.50%
Salina, KS (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,987 3.13%
Great Bend, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,425 3.38%
Athens, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,786 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,003 3.38%
Atchison, KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,986 2.75%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,533 2.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.75%
Torrington, CT (FHA|USDA|VA) 1 $95,000 $95,000 $1,401 2.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,633 3.13%
Red Wing, MN (FHA|USDA|VA) 1 $95,000 $95,000 $1,790 3.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,925 2.88%
Pella, IA (FHA|USDA|VA) 1 $85,000 $85,000 $1,911 2.88%
YUMA, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $1,959 2.38%
Carroll, IA (FHA|USDA|VA) 1 $75,000 $75,000 $1,857 3.13%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,548 3.50%
Athens, TN (FHA|USDA|VA) 1 $65,000 $65,000 $1,763 2.75%
Pontiac, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,873 3.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,660 3.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $45,000 $45,000 $1,634 3.13%

First National Bank Of Omaha's top markets include Omaha, Fort Collins, Chicago, Kansas City, and Lincoln among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 11,076 $2,520,350,000 $227,551 $2,448 3.23%
FHA 461 $88,555,000 $192,093 $5,978 2.91%
VA 365 $89,155,000 $244,260 $3,910 2.79%
USDA 60 $8,970,000 $149,500 $4,058 2.79%

For the 2021 period, First National Bank Of Omaha's most frequently originated loan type of loans were Conventional, with 11,076 originations. Their 2nd most popular type is FHA, with 461 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 4,360 $906,510,000 $207,915 $2,229 3.01%
Home Purchase 3,955 $1,252,445,000 $316,674 $3,154 3.04%
Cash Out Refi 1,880 $415,810,000 $221,176 $2,963 3.06%
Home Improvement 1,141 $84,255,000 $73,843 $822 4.21%
Other 626 $48,010,000 $76,693 $825 4.18%

For the 2021, First National Bank Of Omaha's most frequently cited loan purpose of loans were Refi, with 4,360 originations. The 2nd most popular reason of loans were Home Purchase, with 3,955 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 8,750 $1,822,020,000 $208,231 $2,986 3.35%
15 Year 2,051 $365,995,000 $178,447 $2,282 2.62%
10 Year 434 $43,800,000 $100,922 $1,050 2.56%
5 Year 253 $339,855,000 $1,343,300 $281 3.76%
20 Year 243 $48,295,000 $198,745 $2,374 3.02%
Other 198 $80,260,000 $405,354 $1,610 3.42%
1 Year 31 $5,935,000 $191,452 $0 4.15%
3 Year 2 $870,000 $435,000 $0 3.63%

For the 2021, First National Bank Of Omaha's most frequently cited loan length of loans were 30 Year, with 8,750 originations. The 2nd most popular length of loans were 15 Year, with 2,051 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 5,978 $1,289,240,000 $215,664
$1k-2k 2,540 $553,900,000 $218,071
$2k-3k 447 $114,185,000 $255,447
$3k-4k 229 $73,005,000 $318,799
$5k+ 64 $27,140,000 $424,063

$2,986 of loans were First National Bank Of Omaha's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 5,978 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 5,154 $1,352,620,000 $262,441
2.5-3% 4,110 $995,420,000 $242,195
<2.5% 1,556 $268,250,000 $172,397
4-5% 1,082 $87,460,000 $80,832
5-6% 31 $2,665,000 $85,968
6-7% 5 $495,000 $99,000

During 2021, First National Bank Of Omaha's average interest rate of loans were 3.35%, while their most frequently originated rate bucket of loans were 3-4%, with 5,154 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 4,396 $655,360,000 $149,081 $2,550 3.09%
$200k-400k 3,955 $1,074,415,000 $271,660 $2,965 3.03%
$100,000 or less 2,763 $153,545,000 $55,572 $1,512 3.66%
$400k-600k 642 $301,660,000 $469,875 $3,827 3.03%
$600k-1MM 134 $98,380,000 $734,179 $3,854 3.16%
$1MM+ 72 $423,670,000 $5,884,306 $4,980 3.30%

2021 saw First National Bank Of Omaha place emphasis on $100k-200k loans with 4,396 originations, totaling $655,360,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 2,706 $568,150,000 $209,959 $2,738 3.26%
$50k-75k 2,467 $391,835,000 $158,831 $2,715 3.18%
$75k-100k 2,081 $388,435,000 $186,658 $2,783 3.21%
$150k-250k 1,590 $407,800,000 $256,478 $2,839 3.28%
$50k or less 1,579 $190,505,000 $120,649 $2,593 3.16%
$250k+ 593 $248,955,000 $419,823 $3,273 3.29%

First National Bank Of Omaha lent most frequently to those with incomes in the $100k-150k range, with 2,706 originations. The second most popular income band? $50k-75k, with 2,467 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,919 $598,745,000 $205,120 $2,577 3.15%
30-36% 2,309 $448,255,000 $194,134 $2,701 3.25%
<20% 1,181 $237,585,000 $201,173 $2,369 3.06%
44% 486 $92,280,000 $189,877 $3,026 3.37%
45% 433 $67,015,000 $154,769 $3,102 3.65%
40% 431 $87,615,000 $203,283 $2,943 3.28%
38% 425 $83,535,000 $196,553 $2,870 3.26%
36% 416 $82,300,000 $197,837 $2,740 3.29%
42% 404 $79,340,000 $196,386 $3,069 3.35%
41% 401 $80,645,000 $201,110 $2,985 3.33%
43% 400 $76,610,000 $191,525 $2,809 3.29%
37% 383 $74,305,000 $194,008 $2,690 3.27%
39% 348 $69,480,000 $199,655 $2,785 3.31%
46% 224 $48,600,000 $216,964 $3,186 3.01%
49% 202 $45,700,000 $226,238 $3,249 3.01%
48% 193 $46,395,000 $240,389 $3,165 2.97%
47% 189 $41,895,000 $221,667 $3,307 3.01%
50-60% 41 $9,865,000 $240,610 $4,739 3.07%
>60% 4 $980,000 $245,000 $2,723 3.13%

First National Bank Of Omaha lent most frequently to those with DTI ratios of 20-30%, with 2,919 originations. The next most common DTI ratio? 30-36%, with 2,309 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,876 $1,905,020,000 $192,894 $2,667 3.20%
Not applicable 191 $388,455,000 $2,033,796 $0 3.77%
Not provided 1,471 $323,905,000 $220,194 $2,797 3.16%
Asian 207 $49,535,000 $239,300 $2,849 3.07%
Black 148 $27,740,000 $187,432 $2,902 3.28%
American Indian 49 $8,445,000 $172,347 $2,939 3.31%
Other Asian 5 $1,315,000 $263,000 $2,218 3.15%
Korean 4 $770,000 $192,500 $3,493 3.65%
Native Hawaiian 6 $690,000 $115,000 $2,280 3.83%
Other Pacific Islander 1 $385,000 $385,000 $3,426 3.13%
Asian Indian 1 $285,000 $285,000 $2,517 2.88%
Filipino 2 $260,000 $130,000 $1,697 3.06%
Chinese 1 $225,000 $225,000 $1,903 2.38%

Approval Rates

Total approvals of all applications
89.39%

First National Bank Of Omaha has an average approval rate.

Pick Rate

Approvals leading to origination
82.78%

First National Bank Of Omaha has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 11,962 $2,707,030,000 $226,302

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
11,962 $2,707,030,000 $226,302

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,356 $177,290,000 $130,745 $2,097 3.56%
40-60% 2,064 $463,790,000 $224,704 $2,276 2.97%
60-80% 3,808 $1,218,500,000 $319,984 $2,670 3.06%
80-100% 3,153 $762,575,000 $241,857 $3,284 3.04%
Over 100% 23 $6,525,000 $283,696 $12,060 2.85%
Under 20% 1,558 $78,350,000 $50,289 $459 3.89%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FIRST NATIONAL BANK OF OMAHA Other type of mortgage Struggling to pay mortgage 1 25.0%
FIRST NATIONAL BANK OF OMAHA FHA mortgage Improper use of your report 1 25.0%
FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Trouble during payment process 1 25.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
First National Bank of Omaha 13518 South Alden Street Olathe, KS 66062 Full Service B&M $83,114
First National Bank of Omaha 1 West Flatiron Circle, Suite 1126 Broomfield, CO 80021 Limited, Drive-thru $0
First National Bank of Omaha 100 Greenwood Acres Drive Dekalb, IL 60115 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 100 Greenwood Acres Drive Dekalb, IL 60115 Full Service B&M $85,538
First National Bank of Omaha 100 Johnstown Center Drive Johnstown, CO 80534 Full Service B&M $87,882
First National Bank of Omaha 100 West Church Street Sandwich, IL 60548 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 100 West Church Street Sandwich, IL 60548 Full Service B&M $109,599
First National Bank of Omaha 1600 E. Bridge Street Brighton, CO 80601 Full Service B&M $68,729
First National Bank of Omaha 1600 North College Avenue Fort Collins, CO 80524 Full Service B&M $133,397
First National Bank of Omaha 1601 Capitol Avenue Omaha, NE 68102 Full Service B&M $8,132,977
First National Bank of Omaha 1620 Dodge Street Omaha, NE 68102 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 16770 West Maple Road Omaha, NE 68116 Full Service B&M $119,959
First National Bank of Omaha 1701 23rd Avenue Greeley, CO 80634 Full Service B&M $303,253
First National Bank of Omaha 1725 South State Street Belvidere, IL 61008 Full Service B&M $97,668
First National Bank of Omaha 17810 Welch Plaza Omaha, NE 68135 Full Service B&M $50,765
First National Bank of Omaha 1820 23rd Street Columbus, NE 68601 Full Service B&M $309,347
First National Bank of Omaha 1926 Broadway Scottsbluff, NE 69361 Full Service B&M $90,094
First National Bank of Omaha 2008 Pratt Bellevue, NE 68123 Full Service B&M $150,562
First National Bank of Omaha 201 East Francis Street North Platte, NE 69101 Full Service B&M $30,493
First National Bank of Omaha 201 North Dewey Street North Platte, NE 69101 Full Service B&M $244,409
First National Bank of Omaha 2023 South Locust Street Grand Island, NE 68801 Full Service B&M $13,951
First National Bank of Omaha 205 W Oak St Fort Collins, CO 80521 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 205 West Oak Street Fort Collins, CO 80521 Full Service B&M $1,546,545
First National Bank of Omaha 2075 State Highway 7 Erie, CO 80516 Full Service B&M $8,281
First National Bank of Omaha 210 North Lawler Mitchell, SD 57301 Full Service B&M $173,228
First National Bank of Omaha 2100 Algonquin Road Lake In The Hills, IL 60102 Full Service B&M $83,264
First National Bank of Omaha 2100 West Drake Fort Collins, CO 80526 Full Service B&M $103,472
First National Bank of Omaha 2205 North 6th Street Beatrice, NE 68310 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 3033 Iris Avenue Branch Boulder, CO 80301 Full Service B&M $236,733
First National Bank of Omaha 315 West 3rd Street Chadron, NE 69337 Full Service B&M $79,923
First National Bank of Omaha 3305 L Street Omaha, NE 68107 Full Service B&M $40,936
First National Bank of Omaha 332 Broadway Yankton, SD 57078 Full Service B&M $176,908
First National Bank of Omaha 355 South Division Street Harvard, IL 60033 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 355 South Division Street Harvard, IL 60033 Full Service B&M $76,413
First National Bank of Omaha 36 East Galena Boulevard Sugar Grove, IL 60554 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 36 East Galena Boulevard Sugar Grove, IL 60554 Full Service B&M $79,498
First National Bank of Omaha 3808 North 203rd Street Elkhorn, NE 68022 Full Service B&M $24,997
First National Bank of Omaha 3815 Denmark Drive Council Bluffs, IA 51501 Full Service B&M $83,464
First National Bank of Omaha 397 Fourth Street David City, NE 68632 Full Service B&M $61,353
First National Bank of Omaha 4100 Harrison Wellington, CO 80549 Full Service B&M $53,973
First National Bank of Omaha 5150 Center Street Omaha, NE 68106 Full Service B&M $72,331
First National Bank of Omaha 5410 17th Avenue Kearney, NE 68847 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 5504 North 90th Street Omaha, NE 68134 Full Service B&M $251,662
First National Bank of Omaha 5812 South 144th Street Omaha, NE 68137 Full Service B&M $244,225
First National Bank of Omaha 601 R Street, Suite 150 Lincoln, NE 68508 Full Service B&M $188,847
First National Bank of Omaha 6301 Pflumm Shawnee, KS 66216 Full Service B&M $52,550
First National Bank of Omaha 6600 South 27th Street Lincoln, NE 68512 Full Service B&M $97,500
First National Bank of Omaha 6601 Route 34 Oswego, IL 60543 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 6601 Rt 34 Oswego, IL 60543 Full Service B&M $29,006
First National Bank of Omaha 677 East Grant Highway Marengo, IL 60152 Full Service B&M $90,095
First National Bank of Omaha 7335 West 119th Street Overland Park, KS 66213 Full Service B&M $17,155
First National Bank of Omaha 750 North Lincoln Loveland, CO 80537 Full Service B&M $113,426
First National Bank of Omaha 7818 Cass Street Omaha, NE 68114 Full Service B&M $252,487
First National Bank of Omaha 79 Second Street, S.W. Huron, SD 57350 Full Service B&M $26,332
First National Bank of Omaha 7901 W 159th Street Overland Park, KS 66223 Full Service B&M $30,601
First National Bank of Omaha 7960 Towne Center Parkway Papillion, NE 68046 Full Service B&M $87,811
First National Bank of Omaha 7978 Main Street La Vista, NE 68128 Full Service B&M $187,726
First National Bank of Omaha 801 East 23rd Street Fremont, NE 68025 Full Service B&M $107,928
First National Bank of Omaha 810 Allen Drive Grand Island, NE 68803 Full Service B&M $101,066
First National Bank of Omaha 8311 S. 167th Plz. Omaha, NE 68136 Full Service B&M $72,433
First National Bank of Omaha 8418 Frederick Street Omaha, NE 68124 Full Service B&M $202,036
First National Bank of Omaha 8800 West 135th Street Overland Park, KS 66221 Full Service B&M $114,006
First National Bank of Omaha 8820 Maurer Road Lenexa, KS 66219 Full Service B&M $7,922
First National Bank of Omaha 915 South Hover Street Longmont, CO 80501 Full Service B&M $89,482
First National Bank of Omaha 102 South Locust Street Glenwood, IA 51534 Full Service B&M $355,262
First National Bank of Omaha 109 West Veterans Parkway Yorkville, IL 60560 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 109 West Veterans Parkway Yorkville, IL 60560 Full Service B&M $296,038
First National Bank of Omaha 1101 Central Avenue Mall Fort Collins, CO 80521 Full Service B&M $49,982
First National Bank of Omaha 11404 West Dodge Road Omaha, NE 68154 Full Service B&M $321,712
First National Bank of Omaha 1155 Canyon Blvd Boulder, CO 80302 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 1155 Canyon Road Boulder, CO 80302 Full Service B&M $33,490
First National Bank of Omaha 11700 Route 47 Huntley, IL 60142 Full Service B&M $79,244
First National Bank of Omaha 12009 Sheridan Blvd Broomfield, CO 80020 Full Service B&M $96,429
First National Bank of Omaha 124 West Third Street Alliance, NE 69301 Full Service B&M $81,319
First National Bank of Omaha 1300 Preston Road Plano, TX 75093 Full Service B&M $69,686
First National Bank of Omaha 13310 West Maple Road Omaha, NE 68164 Full Service B&M $313,972
First National Bank of Omaha 2205 North Sixth Street Beatrice, NE 68310 Full Service B&M $103,573
First National Bank of Omaha 2216 1st Avenue Kearney, NE 68847 Limited, Drive-thru $0
First National Bank of Omaha 2223 Second Avenue Kearney, NE 68847 Full Service B&M $438,884
First National Bank of Omaha 2305 Main Street Longmont, CO 80501 Full Service B&M $32,530
First National Bank of Omaha 2421 West Broadway Council Bluffs, IA 51501 Full Service B&M $36,419
First National Bank of Omaha 2605 South 133rd Plaza Omaha, NE 68144 Full Service B&M $497,342
First National Bank of Omaha 2623 13th Street Columbus, NE 68601 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 2623 Thirteenth Street Columbus, NE 68601 Full Service B&M $99,277
First National Bank of Omaha 2625 South 175th Street Omaha, NE 68130 Full Service B&M $266,805
First National Bank of Omaha 2828 Shawnee Mission Parkway Fairway, KS 66205 Full Service B&M $72,808
First National Bank of Omaha 2913 Legacy Drive Plano, TX 75023 Full Service B&M $66,676
First National Bank of Omaha 2930 South 24th Str Omaha, NE 68108 Full Service B&M $71,314
First National Bank of Omaha 301 First Street Kersey, CO 80644 Full Service B&M $45,818
First National Bank of Omaha 4124 South 50th Street Omaha, NE 68117 Full Service B&M $153,300
First National Bank of Omaha 4500 Preston Road Frisco, TX 75034 Full Service B&M $103,348
First National Bank of Omaha 4520 West Algonquin Road Lake In The Hills, IL 60102 Full Service B&M $41,318
First National Bank of Omaha 4603 South Timberline Fort Collins, CO 80528 Full Service B&M $170,032
First National Bank of Omaha 4650 College Boulevard Overland Park, KS 66211 Full Service B&M $441,647
First National Bank of Omaha 4770 Table Mesa Drive Boulder, CO 80305 Full Service B&M $11,633
First National Bank of Omaha 4827 South 24th Street Omaha, NE 68107 Full Service B&M $17,425
First National Bank of Omaha 5006 Ames Avenue Omaha, NE 68104 Full Service B&M $58,431
First National Bank of Omaha 505 W 7th St Woonsocket, SD 57385 Full Service B&M $28,195
First National Bank of Omaha 511 W State St Sycamore, IL 60178 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 511 W State St Sycamore, IL 60178 Full Service B&M $63,020
First National Bank of Omaha 515 Mccaslin Blvd Louisville, CO 80027 Full Service B&M $56,844
First National Bank of Omaha 9161 Teel Parkway Frisco, TX 75034 Full Service B&M $48,364
First National Bank of Omaha 920 54th Avenue Greeley, CO 80634 Full Service B&M $129,043
First National Bank of Omaha 9700 Metcalf Overland Park, KS 66212 Full Service B&M $110,453
First National Bank of Omaha 141 W Lincoln Highway Dekalb, IL 60115 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 141 W Lincoln Hwy Dekalb, IL 60115 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 141 W Lincoln Hwy Dekalb, IL 60115 Full Service B&M $643,366
First National Bank of Omaha 14310 Fnb Parkway Omaha, NE 68154 Full Service B&M $104,056
First National Bank of Omaha 1450 N. Boyd Lake Ave. Loveland, CO 80538 Full Service B&M $62,345
First National Bank of Omaha 1500 Market Lane Norfolk, NE 68701 Full Service B&M $99,993
First National Bank of Omaha 1501 North 84th Street Lincoln, NE 68505 Full Service B&M $21,270
First National Bank of Omaha 1505 Main Street Windsor, CO 80550 Full Service B&M $94,428
First National Bank of Omaha 152 East 6th Street Fremont, NE 68025 Limited, Mobile/Seasonal Office $0
First National Bank of Omaha 152 East Sixth Street Fremont, NE 68025 Full Service B&M $304,729
First National Bank of Omaha 155 East Boardwalk Drive Fort Collins, CO 80525 Full Service B&M $224,912

For 2021, First National Bank Of Omaha had 119 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,199,808
Net interest income $1,173,600
Total noninterest income $483,335
Gross Fiduciary activities income $44,463
Service charges on deposit accounts $38,540
Trading account gains and fees $68,146
Additional Noninterest Income $332,186
Pre-tax net operating income $664,491
Securities gains (or losses, -) $880
Income before extraordinary items $517,859
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $517,859
Minority interest net income $-1,239
Net income $519,098
Sale, conversion, retirement of capital stock, net $0
Net operating income $517,163

First National Bank Of Omaha's gross interest income from loans was $1,199,808,000.
First National Bank Of Omaha's net interest income from loans was $1,173,600,000.
First National Bank Of Omaha's fee based income from loans was $38,540,000.
First National Bank Of Omaha's net income from loans was $519,098,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $26,208
Provision for credit losses $6,903
Total noninterest expense $985,541
Salaries and employee benefits $459,352
Premises and equipment expense $94,757
Additional noninterest expense $431,432
Applicable income taxes $147,512
Net charge-offs $163,116
Cash dividends $253,002

First National Bank Of Omaha's interest expense for loans was $26,208,000.
First National Bank Of Omaha's payroll and benefits expense were $459,352,000.
First National Bank Of Omaha's property, plant and equipment expenses $94,757,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 3.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.7%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $23,433,462
Deposits held in domestic offices $23,433,462
Deposits by Individuals, partnerships, and corporations $21,618,764
Deposits by U.S. Government $6,337
Deposits by States and political subdivisions in the U.S. $1,362,021
Deposits by Commercial banks and other depository institutions in U.S. $446,340
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $12,128,023
Demand deposits $10,099,012
Nontransaction accounts $11,305,439
Money market deposit accounts (MMDAs) $5,796,992
Other savings deposits (excluding MMDAs) $4,499,042
Total time deposits $1,009,405
Total time and savings deposits $13,334,450
Noninterest-bearing deposits $8,401,548
Interest-bearing deposits $15,031,914
Retail deposits $23,261,964
IRAs and Keogh plan accounts $253,521
Brokered deposits $24,492
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $26,812,859
Cash & Balances due from depository institutions $3,898,400
Interest-bearing balances $3,179,652
Total securities $4,751,214
Federal funds sold & reverse repurchase $150
Net loans and leases $16,474,987
Loan and leases loss allowance $284,129
Trading account assets $3,783
Bank premises and fixed assets $494,877
Other real estate owned $98
Goodwill and other intangibles $210,057
All other assets $979,293

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $26,812,859
Total Liabilities $24,000,720
Total deposits $23,433,462
Interest-bearing deposits $15,031,914
Deposits held in domestic offices $23,433,462
% insured (estimated) $53
Federal funds purchased and repurchase agreements $57,129
Trading liabilities $0
Other borrowed funds $4,688
Subordinated debt $0
All other liabilities $505,441

Issued Loan Types

Type Value (in 000's)
Net loans and leases $16,474,987
Loan and leases loss allowance $284,129
Total loans and leases (domestic) $16,759,116
All real estate loans $5,960,998
Real estate loans in domestic offices $5,960,998
Construction and development loans $1,321,458
Residential 1-4 family construction $73,282
Other construction, all land development and other land $1,248,176
Loans secured by nonfarm nonresidential properties $2,586,612
Nonfarm nonresidential secured by owner-occupied properties $1,063,194
Commercial real estate & other non-farm, non-residential $1,523,418
Multifamily residential real estate $393,463
1-4 family residential loans $1,286,908
Farmland loans $372,557
Loans held in foreign offices $0
Farm loans $1,537,405
Commercial and industrial loans $1,943,826
To non-U.S. addressees $13
Loans to individuals $7,005,787
Credit card loans $6,052,745
Related Plans $55,929
Consumer Auto Loans $28,737
Other loans to individuals $868,376
All other loans & leases $311,100
Loans to foreign governments and official institutions $0
Other loans $226,502
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $88,603
Loans secured by real estate to non-U.S. addressees $48
Restructured Loans & leases $52,488
Non 1-4 family restructured loans & leases $39,968
Total loans and leases (foreign) $0

First National Bank of Omaha had $16,474,987,000 of loans outstanding in 2021. $5,960,998,000 of loans were in real estate loans. $1,321,458,000 of loans were in development loans. $393,463,000 of loans were in multifamily mortgage loans. $1,286,908,000 of loans were in 1-4 family mortgage loans. $1,537,405,000 of loans were in farm loans. $6,052,745,000 of loans were in credit card loans. $28,737,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 1,274 $339,757 $266,685
Nonfarm, nonresidential loans - <$100k 219 $9,525 $43,493
Nonfarm, nonresidential loans - $100-250k 380 $48,311 $127,134
Nonfarm, nonresidential loans - $250k-1MM 675 $281,921 $417,661
Commercial & Industrial, US addressed loans - <$1MM 116,761 $806,467 $6,907
Commercial & Industrial, US addressed loans - <$100k 111,791 $555,426 $4,968
Commercial & Industrial, US addressed loans - $100-250k 3,524 $90,680 $25,732
Commercial & Industrial, US addressed loans - $250k-1MM 1,446 $160,361 $110,900
Farmland loans - <$1MM 592 $88,993 $150,326
Farmland loans - <$100k 150 $6,233 $41,553
Farmland loans - $100-250k 257 $32,359 $125,911
Farmland loans - $250k-1MM 185 $50,401 $272,438
Agriculture operations loans - <$1MM 1,654 $166,882 $100,896
Agriculture operations loans - <$100k 790 $22,563 $28,561
Agriculture operations loans - $100-250k 412 $38,641 $93,789
Agriculture operations loans - $250k-1MM 452 $105,678 $233,801