Fairway Independent Mortgage Corporation Rates, Fees & Info
AUSTIN, TXLEI: 549300MGPZBLQDIL7538
Tax ID: 76-0503625
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Fairway Independent Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. Fairway Independent Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Phoenix, Seattle, Denver, Atlanta, and Washington among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Fairway Independent Mortgage Corporation is typically an average fee lendor.Originations
228,154Origination Dollar Volume (All Markets)
$64,957,500,000Relative Rate
Fairway Independent Mortgage Corporation's average 30 year fixed rate mortgage was
3.29%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.07%.
Relative Fees
Fairway Independent Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $5,158.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 174,118 | $50,790,160,000 | $291,700 | $4,172 | 3.23% |
| FHA | 31,994 | $7,527,080,000 | $235,265 | $8,159 | 3.40% |
| VA | 17,621 | $5,860,725,000 | $332,599 | $6,742 | 3.14% |
| USDA | 4,421 | $779,535,000 | $176,325 | $4,884 | 3.31% |
For the 2020 period, Fairway Independent Mortgage Corporation's most frequently originated loan type was Conventional, with 174,118 originations. Their 2nd most popular type is FHA, with 31,994 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 137,392 | $37,231,910,000 | $270,990 | $5,649 | 3.28% |
| Refi | 66,842 | $20,859,610,000 | $312,073 | $3,754 | 3.14% |
| Cash Out Refi | 23,056 | $6,673,350,000 | $289,441 | $4,926 | 3.39% |
| Other | 574 | $134,210,000 | $233,815 | $4,365 | 3.60% |
| Home Improvement | 290 | $58,420,000 | $201,448 | $4,095 | 3.65% |
For the 2020, Fairway Independent Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 137,392 originations. The 2nd most popular reason was Refi, with 66,842 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 200,945 | $59,220,735,000 | $294,711 | $5,158 | 3.29% |
| 15 Year | 15,983 | $3,710,335,000 | $232,143 | $3,522 | 2.80% |
| 20 Year | 5,341 | $1,409,105,000 | $263,828 | $3,695 | 3.15% |
| Other | 2,110 | $459,050,000 | $217,559 | $3,519 | 3.19% |
| 3 Year | 1,840 | $16,280,000 | $8,848 | $1,342 | 6.50% |
| 10 Year | 1,738 | $139,910,000 | $80,501 | $3,235 | 3.42% |
| 5 Year | 144 | $1,180,000 | $8,194 | $0 | 0.00% |
| 30+ year | 49 | $335,000 | $6,837 | $0 | 3.00% |
| 1 Year | 4 | $570,000 | $142,500 | $2,619 | 4.25% |
For the 2020, Fairway Independent Mortgage Corporation's most frequently cited loan length was 30 Year, with 200,945 originations. The 2nd most popular length was 15 Year, with 15,983 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 102,429 | $30,820,205,000 | $300,893 |
| $<1k | 51,385 | $14,217,855,000 | $276,693 |
| $3k-4k | 24,482 | $7,173,680,000 | $293,019 |
| $2k-3k | 22,906 | $5,973,840,000 | $260,798 |
| $5k+ | 11,507 | $4,901,205,000 | $425,932 |
$5,158 was Fairway Independent Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 102,429 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ | 17,314 | $4,665,390,000 | $269,458 | $5,161 | 3.34% |
| Outside of Metro Areas | 17,113 | $3,794,145,000 | $221,711 | $4,560 | 3.29% |
| SEATTLE-BELLEVUE-KENT, WA | 8,125 | $3,662,115,000 | $450,722 | $5,066 | 3.22% |
| DENVER-AURORA-LAKEWOOD, CO | 8,284 | $2,815,170,000 | $339,832 | $5,387 | 3.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 7,006 | $1,987,280,000 | $283,654 | $4,820 | 3.23% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,832 | $1,622,550,000 | $423,421 | $5,542 | 3.13% |
| DALLAS-PLANO-IRVING, TX | 5,445 | $1,595,045,000 | $292,938 | $6,207 | 3.22% |
| TACOMA-LAKEWOOD, WA | 4,590 | $1,523,790,000 | $331,980 | $6,011 | 3.28% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 5,817 | $1,497,195,000 | $257,383 | $4,591 | 3.27% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4,060 | $1,410,790,000 | $347,485 | $5,728 | 3.25% |
| BOSTON, MA | 3,213 | $1,352,925,000 | $421,078 | $3,865 | 3.13% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,584 | $1,330,220,000 | $514,791 | $6,116 | 3.21% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,031 | $1,270,435,000 | $419,147 | $3,573 | 3.12% |
| KANSAS CITY, MO-KS | 4,656 | $1,119,470,000 | $240,436 | $3,204 | 3.16% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 2,134 | $1,043,830,000 | $489,142 | $7,665 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4,100 | $1,024,990,000 | $249,998 | $4,726 | 3.26% |
| BOISE CITY, ID | 3,861 | $1,003,045,000 | $259,789 | $6,585 | 3.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,912 | $995,720,000 | $341,937 | $6,825 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,455 | $945,985,000 | $273,802 | $4,309 | 3.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 2,754 | $882,950,000 | $320,606 | $5,464 | 3.14% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4,159 | $827,555,000 | $198,979 | $3,678 | 3.34% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,415 | $817,825,000 | $239,480 | $6,161 | 3.24% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,433 | $808,395,000 | $564,128 | $6,436 | 3.17% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 1,955 | $686,835,000 | $351,322 | $5,637 | 3.21% |
| BIRMINGHAM-HOOVER, AL | 2,416 | $650,040,000 | $269,056 | $4,049 | 3.12% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 2,466 | $620,320,000 | $251,549 | $5,880 | 3.28% |
| KILLEEN-TEMPLE, TX | 3,055 | $612,265,000 | $200,414 | $4,457 | 3.30% |
| MADISON, WI | 2,226 | $599,310,000 | $269,232 | $2,301 | 3.14% |
| WORCESTER, MA-CT | 2,118 | $579,750,000 | $273,725 | $3,817 | 3.17% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,011 | $546,095,000 | $271,554 | $5,964 | 3.31% |
| TUCSON, AZ | 2,367 | $533,755,000 | $225,499 | $4,533 | 3.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,724 | $529,750,000 | $307,280 | $5,389 | 3.18% |
| SALT LAKE CITY, UT | 1,497 | $507,555,000 | $339,048 | $5,657 | 3.30% |
| MILWAUKEE-WAUKESHA, WI | 2,004 | $495,280,000 | $247,146 | $2,863 | 3.19% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 929 | $485,185,000 | $522,266 | $6,027 | 3.21% |
| RALEIGH-CARY, NC | 1,768 | $475,060,000 | $268,699 | $3,848 | 3.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,687 | $422,055,000 | $250,181 | $5,778 | 3.29% |
| COLORADO SPRINGS, CO | 1,358 | $415,970,000 | $306,311 | $5,615 | 3.19% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 1,255 | $392,015,000 | $312,363 | $6,751 | 3.28% |
| ST. LOUIS, MO-IL | 1,707 | $363,115,000 | $212,721 | $3,540 | 3.28% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 1,104 | $350,120,000 | $317,138 | $6,105 | 3.30% |
| COLUMBUS, OH | 1,553 | $346,095,000 | $222,856 | $4,902 | 3.32% |
| OLYMPIA-LACEY-TUMWATER, WA | 1,067 | $334,985,000 | $313,950 | $6,000 | 3.22% |
| PROVIDENCE-WARWICK, RI-MA | 1,070 | $328,100,000 | $306,636 | $4,360 | 3.15% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 684 | $322,100,000 | $470,906 | $8,242 | 3.18% |
| WINSTON-SALEM, NC | 1,709 | $320,905,000 | $187,774 | $4,125 | 3.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,124 | $288,660,000 | $256,815 | $5,995 | 3.31% |
| URBAN HONOLULU, HI | 525 | $276,615,000 | $526,886 | $9,421 | 3.09% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 880 | $251,130,000 | $285,375 | $4,907 | 3.33% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 753 | $243,595,000 | $323,499 | $7,825 | 3.28% |
| JACKSONVILLE, FL | 1,008 | $241,980,000 | $240,060 | $5,869 | 3.30% |
| OGDEN-CLEARFIELD, UT | 832 | $230,390,000 | $276,911 | $5,587 | 3.40% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 638 | $226,750,000 | $355,408 | $5,185 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 880 | $224,760,000 | $255,409 | $5,738 | 3.26% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 690 | $217,810,000 | $315,667 | $6,052 | 3.26% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 503 | $216,335,000 | $430,089 | $9,858 | 3.22% |
| CHARLESTON-NORTH CHARLESTON, SC | 698 | $212,000,000 | $303,725 | $4,935 | 3.23% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 897 | $211,395,000 | $235,669 | $4,076 | 3.31% |
| WARREN-TROY-FARMINGTON HILLS, MI | 872 | $208,350,000 | $238,933 | $3,159 | 3.31% |
| CINCINNATI, OH-KY-IN | 1,045 | $205,925,000 | $197,057 | $4,771 | 3.39% |
| AKRON, OH | 1,242 | $204,340,000 | $164,525 | $3,508 | 3.31% |
| GREELEY, CO | 666 | $195,220,000 | $293,123 | $6,459 | 3.30% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 490 | $194,300,000 | $396,531 | $5,373 | 3.17% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 925 | $193,015,000 | $208,665 | $3,875 | 3.37% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 516 | $180,100,000 | $349,031 | $6,450 | 3.25% |
| SPOKANE-SPOKANE VALLEY, WA | 693 | $179,485,000 | $258,997 | $4,968 | 3.27% |
| FORT COLLINS, CO | 545 | $178,875,000 | $328,211 | $5,677 | 3.30% |
| GREENVILLE-ANDERSON, SC | 784 | $177,430,000 | $226,314 | $4,387 | 3.26% |
| BARNSTABLE TOWN, MA | 503 | $171,095,000 | $340,149 | $4,001 | 3.15% |
| WILMINGTON, DE-MD-NJ | 621 | $169,655,000 | $273,196 | $5,365 | 3.28% |
| VALLEJO, CA | 423 | $160,905,000 | $380,390 | $5,900 | 3.20% |
| PENSACOLA-FERRY PASS-BRENT, FL | 748 | $159,510,000 | $213,249 | $4,981 | 3.43% |
| CLEVELAND-ELYRIA, OH | 968 | $158,850,000 | $164,101 | $3,803 | 3.38% |
| NEWARK, NJ-PA | 446 | $156,880,000 | $351,749 | $7,156 | 3.18% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 297 | $156,385,000 | $526,549 | $6,631 | 3.23% |
| SALEM, OR | 508 | $152,280,000 | $299,764 | $5,551 | 3.29% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 529 | $151,495,000 | $286,380 | $4,097 | 3.31% |
| ELGIN, IL | 618 | $143,480,000 | $232,168 | $4,552 | 3.28% |
| MONTGOMERY, AL | 613 | $141,915,000 | $231,509 | $4,087 | 3.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 527 | $136,655,000 | $259,307 | $4,703 | 3.16% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 433 | $133,505,000 | $308,326 | $3,704 | 3.26% |
| JACKSON, MS | 589 | $131,845,000 | $223,846 | $4,347 | 3.22% |
| NEW HAVEN-MILFORD, CT | 523 | $130,915,000 | $250,315 | $5,561 | 3.32% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 572 | $129,950,000 | $227,185 | $4,032 | 3.18% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 557 | $127,835,000 | $229,506 | $5,180 | 3.21% |
| RICHMOND, VA | 477 | $125,515,000 | $263,134 | $4,079 | 3.20% |
| FLAGSTAFF, AZ | 391 | $125,205,000 | $320,217 | $4,846 | 3.30% |
| GRAND JUNCTION, CO | 542 | $119,020,000 | $219,594 | $5,577 | 3.36% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 173 | $116,895,000 | $675,694 | $5,695 | 3.17% |
| WACO, TX | 579 | $116,105,000 | $200,527 | $4,432 | 3.43% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 191 | $115,665,000 | $605,576 | $5,933 | 3.15% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 532 | $114,250,000 | $214,756 | $5,245 | 3.30% |
| GREENSBORO-HIGH POINT, NC | 628 | $113,740,000 | $181,115 | $4,514 | 3.27% |
| SALISBURY, MD-DE | 384 | $113,690,000 | $296,068 | $4,618 | 3.29% |
| DES MOINES-WEST DES MOINES, IA | 555 | $113,595,000 | $204,676 | $2,969 | 3.29% |
| SPRINGFIELD, MA | 499 | $113,285,000 | $227,024 | $5,124 | 3.21% |
| PROVO-OREM, UT | 351 | $112,165,000 | $319,558 | $5,438 | 3.25% |
| TOLEDO, OH | 631 | $109,825,000 | $174,049 | $5,235 | 3.22% |
| STOCKTON, CA | 328 | $107,100,000 | $326,524 | $6,440 | 3.23% |
| BOULDER, CO | 273 | $106,535,000 | $390,238 | $4,887 | 3.24% |
| CAMDEN, NJ | 445 | $105,045,000 | $236,056 | $5,233 | 3.23% |
| LAWRENCE, KS | 437 | $100,025,000 | $228,890 | $2,620 | 3.17% |
| LAFAYETTE, LA | 396 | $91,330,000 | $230,631 | $3,953 | 3.11% |
| MEMPHIS, TN-MS-AR | 491 | $88,765,000 | $180,784 | $4,896 | 3.46% |
| SIOUX FALLS, SD | 363 | $88,515,000 | $243,843 | $4,670 | 3.03% |
| BELLINGHAM, WA | 254 | $85,850,000 | $337,992 | $4,340 | 3.35% |
| BATON ROUGE, LA | 497 | $85,845,000 | $172,726 | $4,812 | 3.41% |
| BURLINGTON-SOUTH BURLINGTON, VT | 319 | $85,445,000 | $267,853 | $5,017 | 3.31% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 312 | $84,620,000 | $271,218 | $5,703 | 3.27% |
| MEDFORD, OR | 306 | $84,580,000 | $276,405 | $7,774 | 3.57% |
| NAPA, CA | 169 | $84,125,000 | $497,781 | $6,173 | 3.13% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 276 | $84,020,000 | $304,420 | $5,549 | 3.13% |
| GARY, IN | 406 | $83,920,000 | $206,700 | $3,458 | 3.39% |
| DURHAM-CHAPEL HILL, NC | 332 | $83,830,000 | $252,500 | $3,793 | 3.17% |
| GAINESVILLE, GA | 300 | $83,680,000 | $278,933 | $4,391 | 3.19% |
| CANTON-MASSILLON, OH | 508 | $82,470,000 | $162,343 | $3,591 | 3.28% |
| TOPEKA, KS | 508 | $81,120,000 | $159,685 | $2,727 | 3.34% |
| FRESNO, CA | 316 | $79,550,000 | $251,741 | $5,572 | 3.19% |
| ST. JOSEPH, MO-KS | 519 | $79,175,000 | $152,553 | $2,794 | 3.21% |
| RENO, NV | 224 | $76,350,000 | $340,848 | $5,807 | 3.21% |
| DETROIT-DEARBORN-LIVONIA, MI | 400 | $76,140,000 | $190,350 | $3,259 | 3.40% |
| OKLAHOMA CITY, OK | 350 | $75,900,000 | $216,857 | $5,048 | 3.38% |
| LEXINGTON-FAYETTE, KY | 366 | $75,440,000 | $206,120 | $3,616 | 3.31% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 169 | $74,555,000 | $441,154 | $7,437 | 3.12% |
| SANTA ROSA-PETALUMA, CA | 178 | $72,660,000 | $408,202 | $5,264 | 3.17% |
| ASHEVILLE, NC | 235 | $72,145,000 | $307,000 | $4,576 | 3.17% |
| MANCHESTER-NASHUA, NH | 262 | $72,140,000 | $275,344 | $3,728 | 3.27% |
| MODESTO, CA | 263 | $71,645,000 | $272,414 | $5,012 | 3.25% |
| BEND, OR | 206 | $70,330,000 | $341,408 | $5,305 | 3.22% |
| HARRISBURG-CARLISLE, PA | 331 | $70,155,000 | $211,949 | $4,910 | 3.35% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 327 | $67,705,000 | $207,049 | $4,950 | 3.35% |
| LANCASTER, PA | 319 | $66,105,000 | $207,226 | $4,903 | 3.32% |
| NORWICH-NEW LONDON, CT | 265 | $65,855,000 | $248,509 | $5,916 | 3.30% |
| CHEYENNE, WY | 260 | $65,380,000 | $251,462 | $5,926 | 3.11% |
| MOBILE, AL | 354 | $64,200,000 | $181,356 | $4,226 | 3.28% |
| PORTLAND-SOUTH PORTLAND, ME | 224 | $64,110,000 | $286,205 | $4,495 | 3.28% |
| COLLEGE STATION-BRYAN, TX | 269 | $64,015,000 | $237,974 | $4,787 | 3.28% |
| CLARKSVILLE, TN-KY | 320 | $63,680,000 | $199,000 | $4,670 | 3.38% |
| YUMA, AZ | 283 | $63,165,000 | $223,198 | $4,619 | 3.38% |
| TULSA, OK | 286 | $62,100,000 | $217,133 | $5,274 | 3.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 265 | $61,725,000 | $232,925 | $4,252 | 3.20% |
| VALDOSTA, GA | 318 | $61,290,000 | $192,736 | $4,817 | 3.17% |
| LAKELAND-WINTER HAVEN, FL | 309 | $59,345,000 | $192,055 | $5,559 | 3.32% |
| SHREVEPORT-BOSSIER CITY, LA | 309 | $59,195,000 | $191,570 | $4,685 | 3.28% |
| CAPE CORAL-FORT MYERS, FL | 235 | $58,605,000 | $249,383 | $5,499 | 3.33% |
| COEUR D'ALENE, ID | 192 | $58,580,000 | $305,104 | $6,725 | 3.18% |
| SAVANNAH, GA | 233 | $58,525,000 | $251,180 | $4,727 | 3.27% |
| GREAT FALLS, MT | 266 | $56,640,000 | $212,932 | $6,565 | 2.95% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 233 | $56,445,000 | $242,253 | $4,576 | 3.25% |
| SPARTANBURG, SC | 279 | $55,955,000 | $200,556 | $4,578 | 3.33% |
| RACINE, WI | 255 | $52,775,000 | $206,961 | $3,181 | 3.23% |
| CHATTANOOGA, TN-GA | 235 | $52,575,000 | $223,723 | $4,679 | 3.28% |
| DAYTON-KETTERING, OH | 365 | $52,005,000 | $142,479 | $5,949 | 3.50% |
| DOTHAN, AL | 274 | $51,800,000 | $189,051 | $3,701 | 3.05% |
| ALEXANDRIA, LA | 247 | $49,935,000 | $202,166 | $4,938 | 3.42% |
| LAKE HAVASU CITY-KINGMAN, AZ | 232 | $49,340,000 | $212,672 | $5,483 | 3.37% |
| ANNISTON-OXFORD, AL | 296 | $47,600,000 | $160,811 | $4,094 | 3.10% |
| PITTSBURGH, PA | 233 | $46,785,000 | $200,794 | $5,437 | 3.19% |
| ST. GEORGE, UT | 149 | $45,115,000 | $302,785 | $4,470 | 3.26% |
| FLORENCE-MUSCLE SHOALS, AL | 235 | $43,695,000 | $185,936 | $3,767 | 3.08% |
| HICKORY-LENOIR-MORGANTON, NC | 223 | $43,475,000 | $194,955 | $4,806 | 3.28% |
| FLORENCE, SC | 286 | $42,310,000 | $147,937 | $4,772 | 3.52% |
| ATHENS-CLARKE COUNTY, GA | 167 | $42,205,000 | $252,725 | $4,319 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 148 | $41,560,000 | $280,811 | $4,946 | 3.28% |
| NAPLES-MARCO ISLAND, FL | 135 | $41,335,000 | $306,185 | $5,375 | 3.25% |
| LONGVIEW, TX | 204 | $38,820,000 | $190,294 | $5,409 | 3.33% |
| MOUNT VERNON-ANACORTES, WA | 118 | $38,510,000 | $326,356 | $5,592 | 3.23% |
| WICHITA, KS | 221 | $38,025,000 | $172,059 | $4,523 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 132 | $36,120,000 | $273,636 | $5,881 | 3.17% |
| MANHATTAN, KS | 203 | $36,075,000 | $177,709 | $3,733 | 2.92% |
| PUEBLO, CO | 193 | $36,005,000 | $186,554 | $5,914 | 3.39% |
| PHILADELPHIA, PA | 124 | $35,700,000 | $287,903 | $5,347 | 3.17% |
| FAYETTEVILLE, NC | 246 | $35,430,000 | $144,024 | $4,439 | 3.35% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 242 | $35,210,000 | $145,496 | $3,930 | 3.38% |
| YUBA CITY, CA | 142 | $34,610,000 | $243,732 | $6,274 | 3.34% |
| KENNEWICK-RICHLAND, WA | 120 | $34,280,000 | $285,667 | $3,840 | 3.25% |
| ALBUQUERQUE, NM | 122 | $33,760,000 | $276,721 | $5,129 | 3.48% |
| KNOXVILLE, TN | 153 | $32,525,000 | $212,582 | $3,946 | 3.36% |
| SPRINGFIELD, MO | 172 | $32,520,000 | $189,070 | $3,956 | 3.20% |
| LINCOLN, NE | 154 | $31,840,000 | $206,753 | $3,469 | 3.09% |
| LONGVIEW, WA | 124 | $31,770,000 | $256,210 | $5,718 | 3.36% |
| DULUTH, MN-WI | 242 | $31,720,000 | $131,074 | $3,526 | 3.34% |
| BAKERSFIELD, CA | 136 | $31,350,000 | $230,515 | $5,990 | 3.31% |
| ROCHESTER, NY | 177 | $30,655,000 | $173,192 | $4,710 | 3.05% |
| YORK-HANOVER, PA | 146 | $30,570,000 | $209,384 | $5,651 | 3.32% |
| GADSDEN, AL | 196 | $30,340,000 | $154,796 | $3,606 | 3.38% |
| STATE COLLEGE, PA | 106 | $29,700,000 | $280,189 | $5,529 | 3.34% |
| SAN RAFAEL, CA | 51 | $29,445,000 | $577,353 | $5,892 | 3.18% |
| COLUMBIA, SC | 139 | $29,275,000 | $210,612 | $5,083 | 3.38% |
| BROWNSVILLE-HARLINGEN, TX | 150 | $28,520,000 | $190,133 | $5,253 | 3.26% |
| HUNTSVILLE, AL | 133 | $28,175,000 | $211,842 | $3,888 | 3.28% |
| PORT ST. LUCIE, FL | 110 | $27,800,000 | $252,727 | $5,222 | 3.25% |
| EL PASO, TX | 173 | $27,675,000 | $159,971 | $5,831 | 3.34% |
| SANTA MARIA-SANTA BARBARA, CA | 70 | $27,200,000 | $388,571 | $5,974 | 3.16% |
| KINGSPORT-BRISTOL, TN-VA | 148 | $26,540,000 | $179,324 | $3,262 | 3.44% |
| TRENTON-PRINCETON, NJ | 93 | $26,485,000 | $284,785 | $4,455 | 3.19% |
| CALIFORNIA-LEXINGTON PARK, MD | 81 | $25,995,000 | $320,926 | $5,729 | 3.09% |
| EAST STROUDSBURG, PA | 138 | $25,530,000 | $185,000 | $5,082 | 3.38% |
| SIERRA VISTA-DOUGLAS, AZ | 122 | $25,040,000 | $205,246 | $5,243 | 3.26% |
| WENATCHEE, WA | 75 | $24,835,000 | $331,133 | $4,643 | 3.26% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 196 | $24,780,000 | $126,429 | $3,168 | 3.43% |
| PANAMA CITY, FL | 104 | $23,980,000 | $230,577 | $4,451 | 3.20% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 74 | $23,610,000 | $319,054 | $7,375 | 3.16% |
| CORPUS CHRISTI, TX | 97 | $23,595,000 | $243,247 | $5,532 | 3.28% |
| LUBBOCK, TX | 122 | $23,570,000 | $193,197 | $5,581 | 3.46% |
| WINCHESTER, VA-WV | 90 | $23,480,000 | $260,889 | $4,613 | 3.28% |
| EL CENTRO, CA | 147 | $23,185,000 | $157,721 | $7,946 | 3.29% |
| ROCHESTER, MN | 109 | $22,955,000 | $210,596 | $4,574 | 3.28% |
| SANTA CRUZ-WATSONVILLE, CA | 38 | $22,770,000 | $599,211 | $5,810 | 3.10% |
| DOVER, DE | 111 | $22,735,000 | $204,820 | $5,746 | 3.27% |
| DALTON, GA | 130 | $22,580,000 | $173,692 | $4,601 | 3.29% |
| MADERA, CA | 98 | $22,170,000 | $226,224 | $6,101 | 3.38% |
| TYLER, TX | 91 | $22,085,000 | $242,692 | $5,852 | 3.12% |
| GREEN BAY, WI | 118 | $22,060,000 | $186,949 | $3,211 | 3.28% |
| JANESVILLE-BELOIT, WI | 110 | $21,490,000 | $195,364 | $3,072 | 3.13% |
| BEAUMONT-PORT ARTHUR, TX | 126 | $21,140,000 | $167,778 | $5,601 | 3.40% |
| MACON-BIBB COUNTY, GA | 131 | $21,115,000 | $161,183 | $3,979 | 3.45% |
| CHICO, CA | 65 | $21,075,000 | $324,231 | $4,638 | 3.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 76 | $20,760,000 | $273,158 | $6,855 | 3.25% |
| SHERMAN-DENISON, TX | 85 | $20,385,000 | $239,824 | $5,447 | 3.35% |
| REDDING, CA | 85 | $19,835,000 | $233,353 | $5,172 | 3.32% |
| EUGENE-SPRINGFIELD, OR | 69 | $19,725,000 | $285,870 | $3,687 | 3.13% |
| WILMINGTON, NC | 80 | $19,470,000 | $243,375 | $4,137 | 3.23% |
| MONROE, MI | 87 | $18,525,000 | $212,931 | $4,690 | 3.26% |
| WARNER ROBINS, GA | 108 | $18,500,000 | $171,296 | $4,342 | 3.22% |
| ALBANY-LEBANON, OR | 67 | $18,415,000 | $274,851 | $5,482 | 3.39% |
| IDAHO FALLS, ID | 78 | $18,280,000 | $234,359 | $7,073 | 3.20% |
| WAUSAU-WESTON, WI | 102 | $18,220,000 | $178,627 | $5,223 | 3.17% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 86 | $18,130,000 | $210,814 | $4,797 | 3.26% |
| TUSCALOOSA, AL | 79 | $17,845,000 | $225,886 | $3,543 | 3.12% |
| BURLINGTON, NC | 112 | $17,800,000 | $158,929 | $4,478 | 3.41% |
| ANN ARBOR, MI | 66 | $17,770,000 | $269,242 | $3,203 | 3.21% |
| PEORIA, IL | 148 | $17,620,000 | $119,054 | $4,252 | 3.51% |
| OCALA, FL | 100 | $17,510,000 | $175,100 | $5,775 | 3.41% |
| HOMOSASSA SPRINGS, FL | 104 | $16,970,000 | $163,173 | $4,552 | 3.42% |
| AMES, IA | 88 | $16,580,000 | $188,409 | $3,270 | 3.31% |
| YAKIMA, WA | 65 | $16,445,000 | $253,000 | $4,791 | 3.45% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 80 | $16,200,000 | $202,500 | $3,977 | 3.25% |
| GULFPORT-BILOXI, MS | 86 | $15,870,000 | $184,535 | $3,784 | 3.50% |
| FORT SMITH, AR-OK | 110 | $15,630,000 | $142,091 | $4,928 | 3.56% |
| JOHNSON CITY, TN | 97 | $15,595,000 | $160,773 | $3,340 | 3.45% |
| NEW ORLEANS-METAIRIE, LA | 62 | $15,560,000 | $250,968 | $5,609 | 3.42% |
| ROME, GA | 80 | $15,420,000 | $192,750 | $4,974 | 3.40% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 64 | $15,120,000 | $236,250 | $6,226 | 3.28% |
| AUBURN-OPELIKA, AL | 56 | $15,110,000 | $269,821 | $3,664 | 3.26% |
| ALBANY-SCHENECTADY-TROY, NY | 50 | $14,880,000 | $297,600 | $6,836 | 3.15% |
| ST. CLOUD, MN | 75 | $14,745,000 | $196,600 | $4,333 | 3.29% |
| SALINAS, CA | 30 | $14,390,000 | $479,667 | $7,105 | 3.28% |
| TALLAHASSEE, FL | 63 | $14,195,000 | $225,317 | $4,594 | 3.28% |
| MCALLEN-EDINBURG-MISSION, TX | 87 | $13,855,000 | $159,253 | $5,496 | 3.58% |
| MANSFIELD, OH | 106 | $13,680,000 | $129,057 | $4,427 | 3.60% |
| LAFAYETTE-WEST LAFAYETTE, IN | 80 | $13,520,000 | $169,000 | $3,113 | 3.37% |
| CORVALLIS, OR | 44 | $13,290,000 | $302,045 | $4,481 | 3.31% |
| GRANTS PASS, OR | 42 | $13,130,000 | $312,619 | $7,175 | 3.42% |
| CHAMPAIGN-URBANA, IL | 80 | $12,750,000 | $159,375 | $4,930 | 3.47% |
| ALBANY, GA | 64 | $12,510,000 | $195,469 | $6,249 | 3.13% |
| OCEAN CITY, NJ | 41 | $12,225,000 | $298,171 | $6,026 | 3.10% |
| POCATELLO, ID | 68 | $12,200,000 | $179,412 | $6,836 | 3.25% |
| CHARLOTTESVILLE, VA | 41 | $12,145,000 | $296,220 | $2,501 | 3.14% |
| FARGO, ND-MN | 56 | $11,610,000 | $207,321 | $6,027 | 3.22% |
| LEBANON, PA | 56 | $11,540,000 | $206,071 | $4,681 | 3.23% |
| ABILENE, TX | 55 | $10,715,000 | $194,818 | $5,052 | 3.61% |
| READING, PA | 55 | $10,555,000 | $191,909 | $5,650 | 3.36% |
| SEBASTIAN-VERO BEACH, FL | 38 | $9,990,000 | $262,895 | $5,630 | 3.12% |
| APPLETON, WI | 47 | $9,745,000 | $207,340 | $3,085 | 3.28% |
| TWIN FALLS, ID | 51 | $9,725,000 | $190,686 | $9,270 | 3.42% |
| CAPE GIRARDEAU, MO-IL | 55 | $9,435,000 | $171,545 | $4,318 | 3.32% |
| MIDLAND, TX | 38 | $9,430,000 | $248,158 | $6,021 | 3.17% |
| PUNTA GORDA, FL | 44 | $9,410,000 | $213,864 | $5,266 | 3.39% |
| GRAND RAPIDS-KENTWOOD, MI | 40 | $9,200,000 | $230,000 | $4,028 | 3.26% |
| ROCKFORD, IL | 59 | $8,995,000 | $152,458 | $4,647 | 3.19% |
| COLUMBUS, IN | 48 | $8,860,000 | $184,583 | $4,347 | 3.31% |
| PITTSFIELD, MA | 26 | $8,110,000 | $311,923 | $4,807 | 3.14% |
| OSHKOSH-NEENAH, WI | 36 | $8,000,000 | $222,222 | $3,420 | 3.25% |
| LOGAN, UT-ID | 28 | $7,850,000 | $280,357 | $4,753 | 3.23% |
| MERCED, CA | 32 | $7,830,000 | $244,688 | $6,924 | 3.28% |
| DECATUR, AL | 42 | $7,760,000 | $184,762 | $4,279 | 3.47% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 34 | $7,420,000 | $218,235 | $5,104 | 3.35% |
| EAU CLAIRE, WI | 37 | $7,285,000 | $196,892 | $4,207 | 3.36% |
| BILLINGS, MT | 24 | $7,270,000 | $302,917 | $6,512 | 3.14% |
| KAHULUI-WAILUKU-LAHAINA, HI | 13 | $7,215,000 | $555,000 | $7,307 | 3.47% |
| ROANOKE, VA | 25 | $7,185,000 | $287,400 | $2,567 | 3.11% |
| JACKSONVILLE, NC | 33 | $6,885,000 | $208,636 | $3,441 | 3.30% |
| ANCHORAGE, AK | 16 | $6,780,000 | $423,750 | $6,694 | 3.24% |
| EVANSVILLE, IN-KY | 50 | $6,760,000 | $135,200 | $3,061 | 3.43% |
| FOND DU LAC, WI | 40 | $6,710,000 | $167,750 | $3,493 | 3.48% |
| BRUNSWICK, GA | 24 | $6,690,000 | $278,750 | $5,210 | 3.23% |
| LYNCHBURG, VA | 25 | $6,595,000 | $263,800 | $3,929 | 3.37% |
| FORT WAYNE, IN | 32 | $6,560,000 | $205,000 | $3,731 | 3.24% |
| ELIZABETHTOWN-FORT KNOX, KY | 35 | $6,415,000 | $183,286 | $4,316 | 3.59% |
| KOKOMO, IN | 33 | $5,965,000 | $180,758 | $3,738 | 3.41% |
| VISALIA, CA | 29 | $5,775,000 | $199,138 | $5,796 | 3.34% |
| FLINT, MI | 36 | $5,650,000 | $156,944 | $3,151 | 3.39% |
| SHEBOYGAN, WI | 26 | $5,540,000 | $213,077 | $3,981 | 3.14% |
| BOWLING GREEN, KY | 33 | $5,515,000 | $167,121 | $5,270 | 3.83% |
| COLUMBUS, GA-AL | 23 | $5,495,000 | $238,913 | $5,576 | 3.51% |
| SUMTER, SC | 26 | $5,240,000 | $201,538 | $5,420 | 3.30% |
| MUNCIE, IN | 43 | $5,215,000 | $121,279 | $2,624 | 3.40% |
| KANKAKEE, IL | 33 | $5,115,000 | $155,000 | $3,880 | 3.41% |
| GAINESVILLE, FL | 24 | $5,090,000 | $212,083 | $5,530 | 3.26% |
| BUFFALO-CHEEKTOWAGA, NY | 21 | $4,805,000 | $228,810 | $8,272 | 3.30% |
| BLOOMINGTON, IL | 25 | $4,785,000 | $191,400 | $3,977 | 3.30% |
| SANTA FE, NM | 12 | $4,510,000 | $375,833 | $6,687 | 3.34% |
| CASPER, WY | 22 | $4,420,000 | $200,909 | $5,499 | 2.90% |
| MANKATO, MN | 19 | $4,405,000 | $231,842 | $4,194 | 3.14% |
| CLEVELAND, TN | 21 | $4,385,000 | $208,810 | $5,486 | 3.07% |
| MISSOULA, MT | 13 | $4,365,000 | $335,769 | $6,565 | 3.16% |
| WALLA WALLA, WA | 15 | $4,345,000 | $289,667 | $3,728 | 3.46% |
| WICHITA FALLS, TX | 28 | $4,320,000 | $154,286 | $3,970 | 3.34% |
| LANSING-EAST LANSING, MI | 20 | $4,210,000 | $210,500 | $5,073 | 3.22% |
| NILES, MI | 15 | $4,135,000 | $275,667 | $3,533 | 3.12% |
| ODESSA, TX | 20 | $4,100,000 | $205,000 | $5,378 | 3.47% |
| GOLDSBORO, NC | 24 | $4,080,000 | $170,000 | $4,422 | 3.54% |
| THE VILLAGES, FL | 16 | $4,070,000 | $254,375 | $6,194 | 3.18% |
| HATTIESBURG, MS | 22 | $4,040,000 | $183,636 | $5,028 | 3.30% |
| BLOOMINGTON, IN | 17 | $3,965,000 | $233,235 | $3,387 | 3.34% |
| GLENS FALLS, NY | 14 | $3,950,000 | $282,143 | $6,428 | 3.19% |
| SEBRING-AVON PARK, FL | 21 | $3,885,000 | $185,000 | $5,658 | 3.33% |
| ATLANTIC CITY-HAMMONTON, NJ | 15 | $3,875,000 | $258,333 | $5,344 | 3.16% |
| ROCKY MOUNT, NC | 21 | $3,795,000 | $180,714 | $4,283 | 3.44% |
| SOUTH BEND-MISHAWAKA, IN-MI | 18 | $3,770,000 | $209,444 | $3,745 | 3.16% |
| SCRANTON--WILKES-BARRE, PA | 20 | $3,730,000 | $186,500 | $4,799 | 3.38% |
| AMARILLO, TX | 17 | $3,705,000 | $217,941 | $4,665 | 3.58% |
| MICHIGAN CITY-LA PORTE, IN | 19 | $3,555,000 | $187,105 | $3,252 | 3.14% |
| FAIRBANKS, AK | 11 | $3,425,000 | $311,364 | $7,362 | 2.81% |
| CARSON CITY, NV | 14 | $3,350,000 | $239,286 | $5,374 | 3.21% |
| LAS CRUCES, NM | 15 | $3,305,000 | $220,333 | $6,037 | 3.46% |
| LEWISTON-AUBURN, ME | 19 | $3,215,000 | $169,211 | $5,201 | 3.52% |
| BISMARCK, ND | 17 | $3,205,000 | $188,529 | $5,535 | 3.33% |
| MORRISTOWN, TN | 14 | $3,080,000 | $220,000 | $3,767 | 3.24% |
| RAPID CITY, SD | 11 | $3,075,000 | $279,545 | $5,760 | 3.03% |
| GETTYSBURG, PA | 13 | $3,075,000 | $236,538 | $5,505 | 3.24% |
| HOT SPRINGS, AR | 14 | $3,070,000 | $219,286 | $3,585 | 3.48% |
| HINESVILLE, GA | 15 | $3,015,000 | $201,000 | $4,534 | 3.26% |
| SAN ANGELO, TX | 12 | $2,960,000 | $246,667 | $5,083 | 3.20% |
| CARBONDALE-MARION, IL | 16 | $2,910,000 | $181,875 | $3,368 | 3.01% |
| BANGOR, ME | 14 | $2,660,000 | $190,000 | $5,194 | 3.46% |
| STAUNTON, VA | 11 | $2,595,000 | $235,909 | $3,263 | 3.20% |
| VICTORIA, TX | 10 | $2,440,000 | $244,000 | $7,595 | 3.57% |
| LEWISTON, ID-WA | 13 | $2,395,000 | $184,231 | $5,712 | 3.43% |
| TERRE HAUTE, IN | 16 | $2,380,000 | $148,750 | $3,375 | 3.16% |
| CHAMBERSBURG-WAYNESBORO, PA | 12 | $2,310,000 | $192,500 | $5,553 | 3.10% |
| NEW BERN, NC | 10 | $2,290,000 | $229,000 | $4,426 | 3.37% |
| COLUMBIA, MO | 10 | $2,290,000 | $229,000 | $2,773 | 3.34% |
| LAKE CHARLES, LA | 10 | $2,080,000 | $208,000 | $3,348 | 3.31% |
| SPRINGFIELD, IL | 9 | $2,075,000 | $230,556 | $5,497 | 3.32% |
| MONROE, LA | 11 | $2,045,000 | $185,909 | $6,315 | 3.40% |
| BLACKSBURG-CHRISTIANSBURG, VA | 8 | $1,990,000 | $248,750 | $2,952 | 3.00% |
| KALAMAZOO-PORTAGE, MI | 11 | $1,935,000 | $175,909 | $4,892 | 3.49% |
| JEFFERSON CITY, MO | 10 | $1,870,000 | $187,000 | $3,605 | 3.39% |
| ELKHART-GOSHEN, IN | 8 | $1,870,000 | $233,750 | $6,026 | 3.28% |
| JOPLIN, MO | 10 | $1,860,000 | $186,000 | $4,138 | 3.32% |
| BAY CITY, MI | 14 | $1,840,000 | $131,429 | $4,413 | 3.59% |
| SPRINGFIELD, OH | 16 | $1,810,000 | $113,125 | $5,226 | 3.82% |
| CEDAR RAPIDS, IA | 8 | $1,800,000 | $225,000 | $5,019 | 3.45% |
| HANFORD-CORCORAN, CA | 8 | $1,700,000 | $212,500 | $4,924 | 3.28% |
| MIDLAND, MI | 8 | $1,580,000 | $197,500 | $4,981 | 3.31% |
| FARMINGTON, NM | 4 | $1,430,000 | $357,500 | $4,348 | 3.53% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $1,415,000 | $157,222 | $5,555 | 3.63% |
| LA CROSSE-ONALASKA, WI-MN | 6 | $1,380,000 | $230,000 | $4,323 | 3.04% |
| SYRACUSE, NY | 8 | $1,320,000 | $165,000 | $5,192 | 3.64% |
| HOUMA-THIBODAUX, LA | 9 | $1,315,000 | $146,111 | $4,063 | 3.61% |
| GREENVILLE, NC | 7 | $1,315,000 | $187,857 | $5,151 | 3.43% |
| LAREDO, TX | 5 | $1,175,000 | $235,000 | $3,222 | 3.15% |
| WATERLOO-CEDAR FALLS, IA | 7 | $1,155,000 | $165,000 | $2,418 | 3.46% |
| JACKSON, MI | 7 | $1,155,000 | $165,000 | $2,688 | 3.25% |
| DECATUR, IL | 10 | $1,090,000 | $109,000 | $4,435 | 3.36% |
| HAMMOND, LA | 6 | $1,050,000 | $175,000 | $4,445 | 3.50% |
| TEXARKANA, TX-AR | 6 | $1,050,000 | $175,000 | $4,626 | 3.29% |
| DANVILLE, IL | 8 | $1,020,000 | $127,500 | $3,465 | 3.67% |
| DUBUQUE, IA | 3 | $1,015,000 | $338,333 | $4,783 | 3.29% |
| JACKSON, TN | 5 | $985,000 | $197,000 | $2,382 | 3.12% |
| SIOUX CITY, IA-NE-SD | 5 | $935,000 | $187,000 | $3,007 | 3.30% |
| ERIE, PA | 5 | $905,000 | $181,000 | $4,288 | 3.38% |
| ALTOONA, PA | 5 | $875,000 | $175,000 | $5,911 | 3.05% |
| MUSKEGON, MI | 4 | $800,000 | $200,000 | $3,267 | 3.40% |
| SAGINAW, MI | 7 | $775,000 | $110,714 | $2,157 | 3.89% |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $770,000 | $128,333 | $4,789 | 3.35% |
| ENID, OK | 3 | $765,000 | $255,000 | $3,817 | 3.91% |
| LIMA, OH | 6 | $740,000 | $123,333 | $6,104 | 3.48% |
| HARRISONBURG, VA | 3 | $725,000 | $241,667 | $2,277 | 3.54% |
| BINGHAMTON, NY | 4 | $710,000 | $177,500 | $7,133 | 3.12% |
| KINGSTON, NY | 3 | $705,000 | $235,000 | $4,469 | 3.29% |
| MORGANTOWN, WV | 4 | $690,000 | $172,500 | $6,988 | 3.41% |
| WILLIAMSPORT, PA | 4 | $690,000 | $172,500 | $5,258 | 3.44% |
| PARKERSBURG-VIENNA, WV | 2 | $680,000 | $340,000 | $5,035 | 3.69% |
| GRAND FORKS, ND-MN | 3 | $655,000 | $218,333 | $3,810 | 3.67% |
| JONESBORO, AR | 4 | $620,000 | $155,000 | $4,652 | 3.31% |
| WHEELING, WV-OH | 3 | $525,000 | $175,000 | $9,510 | 3.33% |
| LAWTON, OK | 3 | $395,000 | $131,667 | $6,308 | 3.00% |
| PINE BLUFF, AR | 2 | $360,000 | $180,000 | $6,992 | 2.94% |
| CHARLESTON, WV | 2 | $340,000 | $170,000 | $6,824 | 3.19% |
| VINELAND-BRIDGETON, NJ | 2 | $310,000 | $155,000 | $6,454 | 3.06% |
| BATTLE CREEK, MI | 1 | $265,000 | $265,000 | $2,000 | 2.99% |
| CUMBERLAND, MD-WV | 2 | $260,000 | $130,000 | $3,570 | 2.68% |
| OWENSBORO, KY | 1 | $225,000 | $225,000 | $6,220 | 4.25% |
| IOWA CITY, IA | 1 | $185,000 | $185,000 | $2,807 | 2.13% |
| ITHACA, NY | 1 | $185,000 | $185,000 | $3,734 | 4.38% |
| WATERTOWN-FORT DRUM, NY | 1 | $165,000 | $165,000 | $9,404 | 2.99% |
| BECKLEY, WV | 1 | $145,000 | $145,000 | $8,749 | 2.63% |
| ELMIRA, NY | 1 | $125,000 | $125,000 | $2,651 | 2.75% |
| UTICA-ROME, NY | 1 | $105,000 | $105,000 | $3,338 | 3.63% |
| JOHNSTOWN, PA | 1 | $45,000 | $45,000 | $1,283 | 4.50% |
Fairway Independent Mortgage Corporation's top markets include Phoenix, Seattle, Denver, Atlanta, and Washington among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 116,627 | $33,612,855,000 | $288,208 |
| 2.5-3% | 80,671 | $25,132,985,000 | $311,549 |
| 4-5% | 11,576 | $2,596,760,000 | $224,323 |
| <2.5% | 11,172 | $3,246,770,000 | $290,617 |
| 5-6% | 1,608 | $306,230,000 | $190,442 |
| 6-7% | 18 | $3,750,000 | $208,333 |
| 7-8% | 9 | $75,000 | $8,333 |
During 2020, Fairway Independent Mortgage Corporation's average interest rate was 3.29%, while their most frequently originated rate bucket was 3-4%, with 116,627 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 114,338 | $32,626,910,000 | $285,355 | $5,064 | 3.22% |
| $100k-200k | 54,925 | $8,627,745,000 | $157,082 | $4,075 | 3.33% |
| $400k-600k | 35,247 | $16,731,645,000 | $474,697 | $5,850 | 3.17% |
| $100,000 or less | 15,326 | $673,210,000 | $43,926 | $3,221 | 3.57% |
| $600k-1MM | 7,548 | $5,343,710,000 | $707,964 | $7,508 | 3.16% |
| $1MM+ | 770 | $954,280,000 | $1,239,325 | $9,862 | 3.08% |
2020 saw Fairway Independent Mortgage Corporation place emphasis on $200k-400k loans with 114,338 originations, totaling $32,626,910,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 53,866 | $11,401,250,000 | $211,659 | $5,058 | 3.30% |
| $100k-150k | 51,352 | $16,860,340,000 | $328,329 | $5,086 | 3.22% |
| $75k-100k | 42,450 | $11,406,950,000 | $268,715 | $5,244 | 3.26% |
| $150k-250k | 33,457 | $13,391,085,000 | $400,248 | $4,974 | 3.20% |
| $50k or less | 30,226 | $4,437,570,000 | $146,813 | $4,429 | 3.33% |
| $250k+ | 11,462 | $5,647,580,000 | $492,722 | $5,267 | 3.18% |
Fairway Independent Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 53,866 originations. The second most popular income band? $100k-150k, with 51,352 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 48,246 | $14,118,120,000 | $292,628 | $4,255 | 3.19% |
| 30-36% | 42,064 | $12,099,700,000 | $287,650 | $4,747 | 3.25% |
| <20% | 16,654 | $4,740,440,000 | $284,643 | $3,758 | 3.10% |
| 50-60% | 10,294 | $2,679,250,000 | $260,273 | $8,308 | 3.31% |
| 44% | 10,088 | $2,764,110,000 | $274,000 | $5,488 | 3.36% |
| 43% | 9,219 | $2,495,235,000 | $270,662 | $5,316 | 3.32% |
| 42% | 9,099 | $2,592,635,000 | $284,936 | $5,377 | 3.32% |
| 41% | 8,928 | $2,507,680,000 | $280,878 | $5,227 | 3.32% |
| 40% | 8,596 | $2,421,990,000 | $281,758 | $5,194 | 3.32% |
| 39% | 8,333 | $2,353,185,000 | $282,393 | $5,136 | 3.30% |
| 38% | 8,209 | $2,322,725,000 | $282,949 | $5,088 | 3.29% |
| 37% | 8,075 | $2,266,755,000 | $280,713 | $5,015 | 3.29% |
| 36% | 7,749 | $2,192,645,000 | $282,958 | $4,947 | 3.28% |
| 45% | 6,446 | $1,780,130,000 | $276,160 | $5,415 | 3.31% |
| 49% | 6,037 | $1,725,525,000 | $285,825 | $5,928 | 3.30% |
| 46% | 5,385 | $1,494,025,000 | $277,442 | $5,659 | 3.28% |
| 47% | 5,242 | $1,466,720,000 | $279,802 | $5,765 | 3.28% |
| 48% | 5,184 | $1,450,410,000 | $279,786 | $5,847 | 3.31% |
| >60% | 445 | $132,425,000 | $297,584 | $7,946 | 3.29% |
Fairway Independent Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 48,246 originations. The next most common DTI ratio? 30-36%, with 42,064 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 175,008 | $49,026,170,000 | $280,137 | $4,842 | 3.25% |
| Not provided | 28,369 | $8,666,995,000 | $305,509 | $5,446 | 3.24% |
| Asian | 9,800 | $3,400,300,000 | $346,969 | $5,113 | 3.17% |
| Black | 12,194 | $2,995,940,000 | $245,690 | $5,968 | 3.34% |
| American Indian | 1,351 | $371,555,000 | $275,022 | $5,788 | 3.28% |
| Asian Indian | 389 | $158,195,000 | $406,671 | $4,333 | 3.01% |
| Native Hawaiian | 506 | $157,830,000 | $311,917 | $6,626 | 3.33% |
| Filipino | 128 | $46,730,000 | $365,078 | $5,746 | 3.10% |
| Other Asian | 124 | $39,410,000 | $317,823 | $5,176 | 3.19% |
| Korean | 67 | $24,435,000 | $364,701 | $4,791 | 3.10% |
| Chinese | 56 | $20,290,000 | $362,321 | $4,281 | 3.08% |
| Japanese | 38 | $14,500,000 | $381,579 | $5,620 | 3.35% |
| Other Pacific Islander | 51 | $12,695,000 | $248,922 | $6,880 | 3.23% |
| Vietnamese | 32 | $9,480,000 | $296,250 | $4,193 | 3.18% |
| Samoan | 22 | $5,410,000 | $245,909 | $7,790 | 3.31% |
| Native Hawiian | 10 | $4,410,000 | $441,000 | $7,141 | 3.06% |
| Guamanian | 6 | $2,330,000 | $388,333 | $7,822 | 3.15% |
| 3 | $825,000 | $275,000 | $3,250 | 3.54% |
Approval Rates
Total approvals of all applications95.08%
Fairway Independent Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.28%
Fairway Independent Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 228,154 | $64,957,500,000 | $284,709 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 2,965 | $517,515,000 | $174,541 |
| Single Family (1-4 Units):Site-Built | 225,189 | $64,439,985,000 | $286,160 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 5,622 | $1,272,900,000 | $226,414 | $3,497 | 3.04% |
| 40-60% | 22,439 | $6,479,945,000 | $288,780 | $3,624 | 3.07% |
| 60-80% | 69,842 | $22,129,540,000 | $316,851 | $4,167 | 3.26% |
| 80-100% | 117,451 | $33,282,315,000 | $283,372 | $5,495 | 3.30% |
| Over 100% | 4,757 | $1,660,455,000 | $349,055 | $11,844 | 3.17% |
| Under 20% | 8,042 | $132,160,000 | $16,434 | $3,593 | 3.42% |