Maysville USDA Loan Rates, Closing Costs & Stats

Maysville, KY

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Maysville's 5 lenders originated 8 USDA loans during 2023. The total origination value was $1,120,000, with an average USDA loan value of $140,000.

Maysville USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Maysville averaged 0.1% for the week of 2024-11-29, compared to the national average (all USDA variants) of 0% for the same period.

Maysville's average USDA mortgage closing costs are $4,489.

The average rate for the prior week (2024-11-22) was 6.9% and one month ago for the week of 2024-10-25, the average rate was 6.8%.

The average rate one year ago was 7.6%.

For refis of the same type during the week of 2024-11-29, the average rate was 0.1%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Maysville USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maysville level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Carrington Mortgage Services, LLC 3 6.96% $8,756
STOCKTON MORTGAGE CORPORATION 2 7.00% $6,610
AXIA FINANCIAL, LLC 1 6.50% $3,708
MORTGAGE INVESTORS GROUP, INC. 1 6.63% $8,439
Paramount Residential Mortgage Group, Inc. 1 6.00% $5,206

The top Maysville USDA lender as defined by loan originations is Carrington Mortgage Services, LLC, with 3 USDA loans originated. Their average total fees are $8,756, which is $2,146 higher than the next largest lender, STOCKTON MORTGAGE CORPORATION.

The lowest fee Maysville USDA lenders (with over 10 loans originated) are .

The lowest rate Maysville USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $135,000 (150.0%) $126,869 (113.7%) 0.00 13
2018-02-01 $132,450 (72.6%) $131,353 (88.6%) 0.00 14
2018-03-01 $135,000 (131.8%) $134,738 (68.8%) 0.00 13
2018-04-01 $106,250 (23.3%) $126,324 (-17.4%) 0.00 15
2018-05-01 $92,850 (7.7%) $168,784 (10.5%) 0.00 18
2018-06-01 $140,000 (-28.9%) $186,330 (-20.3%) 0.00 20
2018-07-01 $155,500 (-25.6%) $245,727 (15.6%) 0.00 22
2018-08-01 $147,250 (-29.6%) $232,375 (7.7%) 0.00 24
2018-09-01 $132,000 (-33.9%) $210,424 (-2.8%) 0.00 26
2018-10-01 $130,475 (-5.4%) $209,072 (34.0%) 0.00 26
2018-11-01 $135,475 (3.8%) $204,838 (52.8%) 0.00 26
2018-12-01 $139,000 (0.8%) $205,026 (55.7%) 0.00 23
2019-01-01 $127,975 (-5.2%) $189,092 (49.0%) 0.00 22
2019-02-01 $105,750 (-20.2%) $177,853 (35.4%) 0.00 21
2019-03-01 $88,100 (-34.7%) $163,539 (21.4%) 0.00 19
2019-04-01 $82,350 (-22.5%) $160,413 (27.0%) 0.00 19
2019-05-01 $92,250 (-0.7%) $157,402 (-6.7%) 0.00 17
2019-06-01 $98,000 (-30.0%) $159,460 (-14.4%) 0.00 19
2019-07-01 $103,200 (-33.6%) $164,297 (-33.1%) 0.00 22
2019-08-01 $83,364 (-43.4%) $154,628 (-33.5%) 0.00 19
2019-09-01 $78,659 (-40.4%) $148,802 (-29.3%) 0.00 18
2019-10-01 $75,523 (-42.1%) $149,924 (-28.3%) 0.00 17
2019-11-01 $142,000 (4.8%) $185,450 (-9.5%) 0.00 16
2019-12-01 $175,000 (25.9%) $200,370 (-2.3%) 0.00 15
2020-01-01 $119,475 (-6.6%) $212,710 (12.5%) 0.00 22
2020-02-01 $129,000 (22.0%) $221,967 (24.8%) 0.00 21
2020-03-01 $124,500 (41.3%) $196,946 (20.4%) 0.00 24
2020-04-01 $125,625 (52.6%) $196,579 (22.6%) 0.00 24
2020-05-01 $139,900 (51.7%) $210,062 (33.5%) 0.00 20
2020-06-01 $119,500 (21.9%) $229,483 (43.9%) 0.00 15
2020-07-01 $122,000 (18.2%) $246,046 (49.8%) 0.00 13
2020-08-01 $184,500 (121.3%) $314,591 (103.5%) 0.00 11
2020-09-01 $191,500 (143.5%) $320,690 (115.5%) 0.00 10
2020-10-01 $179,900 (138.2%) $336,533 (124.5%) 0.00 9
2020-11-01 $179,950 (26.7%) $340,589 (83.7%) 0.00 8
2020-12-01 $220,000 (25.7%) $421,343 (110.3%) 0.00 7
2021-01-01 $180,000 (50.7%) $356,531 (67.6%) 0.00 7
2021-02-01 $187,250 (45.2%) $368,114 (65.8%) 0.00 7
2021-03-01 $224,950 (80.7%) $379,479 (92.7%) 0.00 6
2021-04-01 $233,725 (86.1%) $352,419 (79.3%) 0.00 8
2021-05-01 $227,450 (62.6%) $337,800 (60.8%) 0.00 10
2021-06-01 $224,900 (88.2%) $335,055 (46.0%) 0.00 11
2021-07-01 $250,000 (104.9%) $249,863 (1.6%) 0.00 10
2021-08-01 $199,500 (8.1%) $318,610 (1.3%) 0.00 11
2021-09-01 $159,725 (-16.6%) $263,626 (-17.8%) 0.00 13
2021-10-01 $154,900 (-13.9%) $303,972 (-9.7%) 0.00 8
2021-11-01 $198,425 (10.3%) $313,947 (-7.8%) 0.00 11
2021-12-01 $229,000 (4.1%) $332,680 (-21.0%) 0.00 9
2022-01-01 $199,900 (11.1%) $295,527 (-17.1%) 0.00 10
2022-02-01 $194,250 (3.7%) $266,281 (-27.7%) 0.00 12
2022-03-01 $163,200 (-27.5%) $235,933 (-37.8%) 0.00 12
2022-04-01 $151,200 (-35.3%) $232,925 (-33.9%) 0.00 11
2022-05-01 $124,125 (-45.4%) $218,512 (-35.3%) 0.00 14
2022-06-01 $130,600 (-41.9%) $253,732 (-24.3%) 0.00 15
2022-07-01 $159,000 (-36.4%) $277,939 (11.2%) 0.00 15
2022-08-01 $176,175 (-11.7%) $222,595 (-30.1%) 0.00 16
2022-09-01 $156,150 (-2.2%) $230,792 (-12.5%) 0.00 14
2022-10-01 $179,000 (15.6%) $323,833 (6.5%) 0.00 18
2022-11-01 $174,450 (-12.1%) $251,518 (-19.9%) 0.00 17
2022-12-01 $205,000 (-10.5%) $273,613 (-17.8%) 0.00 15
2023-01-01 $184,900 (-7.5%) $237,659 (-19.6%) 0.00 17
2023-02-01 $172,400 (-11.3%) $224,218 (-15.8%) 0.00 17
2023-03-01 $153,475 (-6.0%) $246,047 (4.3%) 0.00 14
2023-04-01 $92,500 (-38.8%) $170,186 (-26.9%) 0.00 15
2023-05-01 $105,000 (-15.4%) $223,541 (2.3%) 0.00 14
2023-06-01 $167,500 (28.3%) $217,573 (-14.3%) 0.00 12
2023-07-01 $167,500 (5.4%) $206,629 (-25.7%) 0.00 11
2023-08-01 $201,925 (14.6%) $232,108 (4.3%) 0.00 12
2023-09-01 $184,900 (18.4%) $227,873 (-1.3%) 0.00 10
2023-10-01 $187,450 (4.7%) $234,831 (-27.5%) 0.00 8
2023-11-01 $261,100 (49.7%) $273,037 (8.6%) 0.00 12
2023-12-01 $242,450 (18.3%) $271,740 (-0.7%) 0.00 11
2024-01-01 $182,450 (-1.3%) $259,143 (9.0%) 0.00 10
2024-02-01 $157,450 (-8.7%) $213,238 (-4.9%) 0.00 10
2024-03-01 $159,500 (3.9%) $212,098 (-13.8%) 0.00 12
2024-04-01 $125,750 (36.0%) $129,669 (-23.8%) 0.00 12
2024-05-01 $94,950 (-9.6%) $128,023 (-42.7%) 0.00 14
2024-06-01 $114,900 (-31.4%) $116,390 (-46.5%) 0.00 12
2024-07-01 $127,000 (-24.2%) $210,564 (1.9%) 0.00 13
2024-08-01 $204,950 (1.5%) $299,781 (29.2%) 0.00 15
2024-09-01 $215,000 (16.3%) $344,373 (51.1%) 0.00 18
2024-10-01 $209,075 (11.5%) $299,598 (27.6%) 0.00 21
Maysville's median listing price for 2024-10-01 was $209,075, a difference of $21,625 (11.5%) versus the prior year and $-5,925 versus the prior month.

Maysville's median listing price comes in at 0% of the national average.

Maysville's average listing price for 2024-10-01 was $299,598, a difference of $64,767 (27.6%) versus the prior year and $-44,775 versus the prior month.

For the 2024-10-01 period, Maysville had 21 MLS listings, a difference of 3 listings (17%) versus the prior month and 13 listings (163%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,800 sqft
2018-02-01 0 days 1,980 sqft
2018-03-01 0 days 2,170 sqft
2018-04-01 0 days 2,400 sqft
2018-05-01 0 days 2,235 sqft
2018-06-01 0 days 2,170 sqft
2018-07-01 0 days 2,700 sqft
2018-08-01 0 days 2,500 sqft
2018-09-01 0 days 2,370 sqft
2018-10-01 0 days 2,571 sqft
2018-11-01 0 days 2,040 sqft
2018-12-01 0 days 1,920 sqft
2019-01-01 0 days 1,800 sqft
2019-02-01 0 days 1,706 sqft
2019-03-01 0 days 1,550 sqft
2019-04-01 0 days 1,438 sqft
2019-05-01 0 days 1,516 sqft
2019-06-01 0 days 1,620 sqft
2019-07-01 0 days 1,674 sqft
2019-08-01 0 days 1,678 sqft
2019-09-01 0 days 1,645 sqft
2019-10-01 0 days 1,624 sqft
2019-11-01 0 days 1,740 sqft
2019-12-01 0 days 1,800 sqft
2020-01-01 0 days 2,084 sqft
2020-02-01 0 days 2,178 sqft
2020-03-01 0 days 1,990 sqft
2020-04-01 0 days 1,848 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,759 sqft
2020-07-01 0 days 1,848 sqft
2020-08-01 0 days 1,896 sqft
2020-09-01 0 days 2,640 sqft
2020-10-01 0 days 3,507 sqft
2020-11-01 0 days 3,534 sqft
2020-12-01 0 days 3,534 sqft
2021-01-01 0 days 2,960 sqft
2021-02-01 0 days 3,220 sqft
2021-03-01 0 days 2,940 sqft
2021-04-01 0 days 2,640 sqft
2021-05-01 0 days 2,820 sqft
2021-06-01 0 days 2,580 sqft
2021-07-01 0 days 2,240 sqft
2021-08-01 0 days 2,178 sqft
2021-09-01 0 days 2,135 sqft
2021-10-01 0 days 1,842 sqft
2021-11-01 0 days 2,466 sqft
2021-12-01 0 days 3,071 sqft
2022-01-01 0 days 2,576 sqft
2022-02-01 0 days 2,108 sqft
2022-03-01 0 days 2,030 sqft
2022-04-01 0 days 2,430 sqft
2022-05-01 0 days 1,414 sqft
2022-06-01 0 days 2,011 sqft
2022-07-01 0 days 1,959 sqft
2022-08-01 0 days 2,442 sqft
2022-09-01 0 days 1,959 sqft
2022-10-01 0 days 2,344 sqft
2022-11-01 0 days 2,400 sqft
2022-12-01 0 days 2,408 sqft
2023-01-01 0 days 2,406 sqft
2023-02-01 0 days 2,406 sqft
2023-03-01 0 days 1,568 sqft
2023-04-01 0 days 1,374 sqft
2023-05-01 0 days 1,500 sqft
2023-06-01 0 days 1,466 sqft
2023-07-01 0 days 1,527 sqft
2023-08-01 0 days 1,650 sqft
2023-09-01 0 days 1,794 sqft
2023-10-01 0 days 1,520 sqft
2023-11-01 0 days 2,734 sqft
2023-12-01 0 days 2,657 sqft
2024-01-01 0 days 1,664 sqft
2024-02-01 0 days 1,416 sqft
2024-03-01 0 days 1,416 sqft
2024-04-01 0 days 1,563 sqft
2024-05-01 0 days 1,599 sqft
2024-06-01 0 days 1,404 sqft
2024-07-01 0 days 1,358 sqft
2024-08-01 0 days 1,392 sqft
2024-09-01 0 days 1,544 sqft
2024-10-01 0 days 1,683 sqft
Maysville's median listing age (time on market) for 2024-10-01 was 0 days.

Maysville's median square footage for active listings during the 2024-10-01 period was 1,683 sqft. One year prior, the average listing was 1,520 sqft.