Maysville USDA Loan Rates, Closing Costs & Stats
Maysville, KY
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Maysville's 5 lenders originated 8 USDA loans during 2023. The total origination value was $1,120,000, with an average USDA loan value of $140,000.
Maysville USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Maysville
averaged
6.91%
for the week of 2024-04-12, compared to the national average (all USDA variants) of
6.705% for the same period.
Maysville's average USDA mortgage closing costs are $4,489.
The average rate for the prior week (2024-04-05) was
7.13% and
one month ago for the week of 2024-03-08, the
average rate was 6.89%.
The average rate one year ago was 6.7%.
For refis of the same type during the week of 2024-04-12, the average rate
was 6.71%.
Maysville USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maysville level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Carrington Mortgage Services, LLC | 3 | 6.96% | $8,756 |
| STOCKTON MORTGAGE CORPORATION | 2 | 7.00% | $6,610 |
| AXIA FINANCIAL, LLC | 1 | 6.50% | $3,708 |
| MORTGAGE INVESTORS GROUP, INC. | 1 | 6.63% | $8,439 |
| Paramount Residential Mortgage Group, Inc. | 1 | 6.00% | $5,206 |
The top Maysville USDA lender as defined by loan originations is Carrington Mortgage Services, LLC, with
3 USDA loans originated. Their average total fees are
$8,756, which is $2,146
higher than the next largest lender,
STOCKTON MORTGAGE CORPORATION.
The lowest fee Maysville USDA lenders (with over 10 loans originated) are
.
The lowest rate Maysville USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $135,000 (150.0%) | $126,869 (113.7%) | 0.00 | 13 |
| 2018-02-01 | $132,450 (72.6%) | $131,353 (88.6%) | 0.00 | 14 |
| 2018-03-01 | $135,000 (131.8%) | $134,738 (68.8%) | 0.00 | 13 |
| 2018-04-01 | $106,250 (23.3%) | $126,324 (-17.4%) | 0.00 | 15 |
| 2018-05-01 | $92,850 (7.7%) | $168,784 (10.5%) | 0.00 | 18 |
| 2018-06-01 | $140,000 (-28.9%) | $186,330 (-20.3%) | 0.00 | 20 |
| 2018-07-01 | $155,500 (-25.6%) | $245,727 (15.6%) | 0.00 | 22 |
| 2018-08-01 | $147,250 (-29.6%) | $232,375 (7.7%) | 0.00 | 24 |
| 2018-09-01 | $132,000 (-33.9%) | $210,424 (-2.8%) | 0.00 | 26 |
| 2018-10-01 | $130,475 (-5.4%) | $209,072 (34.0%) | 0.00 | 26 |
| 2018-11-01 | $135,475 (3.8%) | $204,838 (52.8%) | 0.00 | 26 |
| 2018-12-01 | $139,000 (0.8%) | $205,026 (55.7%) | 0.00 | 23 |
| 2019-01-01 | $127,975 (-5.2%) | $189,092 (49.0%) | 0.00 | 22 |
| 2019-02-01 | $105,750 (-20.2%) | $177,853 (35.4%) | 0.00 | 21 |
| 2019-03-01 | $88,100 (-34.7%) | $163,539 (21.4%) | 0.00 | 19 |
| 2019-04-01 | $82,350 (-22.5%) | $160,413 (27.0%) | 0.00 | 19 |
| 2019-05-01 | $92,250 (-0.7%) | $157,402 (-6.7%) | 0.00 | 17 |
| 2019-06-01 | $98,000 (-30.0%) | $159,460 (-14.4%) | 0.00 | 19 |
| 2019-07-01 | $103,200 (-33.6%) | $164,297 (-33.1%) | 0.00 | 22 |
| 2019-08-01 | $83,364 (-43.4%) | $154,628 (-33.5%) | 0.00 | 19 |
| 2019-09-01 | $78,659 (-40.4%) | $148,802 (-29.3%) | 0.00 | 18 |
| 2019-10-01 | $75,523 (-42.1%) | $149,924 (-28.3%) | 0.00 | 17 |
| 2019-11-01 | $142,000 (4.8%) | $185,450 (-9.5%) | 0.00 | 16 |
| 2019-12-01 | $175,000 (25.9%) | $200,370 (-2.3%) | 0.00 | 15 |
| 2020-01-01 | $119,475 (-6.6%) | $212,710 (12.5%) | 0.00 | 22 |
| 2020-02-01 | $129,000 (22.0%) | $221,967 (24.8%) | 0.00 | 21 |
| 2020-03-01 | $124,500 (41.3%) | $196,946 (20.4%) | 0.00 | 24 |
| 2020-04-01 | $125,625 (52.6%) | $196,579 (22.6%) | 0.00 | 24 |
| 2020-05-01 | $139,900 (51.7%) | $210,062 (33.5%) | 0.00 | 20 |
| 2020-06-01 | $119,500 (21.9%) | $229,483 (43.9%) | 0.00 | 15 |
| 2020-07-01 | $122,000 (18.2%) | $246,046 (49.8%) | 0.00 | 13 |
| 2020-08-01 | $184,500 (121.3%) | $314,591 (103.5%) | 0.00 | 11 |
| 2020-09-01 | $191,500 (143.5%) | $320,690 (115.5%) | 0.00 | 10 |
| 2020-10-01 | $179,900 (138.2%) | $336,533 (124.5%) | 0.00 | 9 |
| 2020-11-01 | $179,950 (26.7%) | $340,589 (83.7%) | 0.00 | 8 |
| 2020-12-01 | $220,000 (25.7%) | $421,343 (110.3%) | 0.00 | 7 |
| 2021-01-01 | $180,000 (50.7%) | $356,531 (67.6%) | 0.00 | 7 |
| 2021-02-01 | $187,250 (45.2%) | $368,114 (65.8%) | 0.00 | 7 |
| 2021-03-01 | $224,950 (80.7%) | $379,479 (92.7%) | 0.00 | 6 |
| 2021-04-01 | $233,725 (86.1%) | $352,419 (79.3%) | 0.00 | 8 |
| 2021-05-01 | $227,450 (62.6%) | $337,800 (60.8%) | 0.00 | 10 |
| 2021-06-01 | $224,900 (88.2%) | $335,055 (46.0%) | 0.00 | 11 |
| 2021-07-01 | $250,000 (104.9%) | $249,863 (1.6%) | 0.00 | 10 |
| 2021-08-01 | $199,500 (8.1%) | $318,610 (1.3%) | 0.00 | 11 |
| 2021-09-01 | $159,725 (-16.6%) | $263,626 (-17.8%) | 0.00 | 13 |
| 2021-10-01 | $154,900 (-13.9%) | $303,972 (-9.7%) | 0.00 | 8 |
| 2021-11-01 | $198,425 (10.3%) | $313,947 (-7.8%) | 0.00 | 11 |
| 2021-12-01 | $229,000 (4.1%) | $332,680 (-21.0%) | 0.00 | 9 |
| 2022-01-01 | $199,900 (11.1%) | $295,527 (-17.1%) | 0.00 | 10 |
| 2022-02-01 | $194,250 (3.7%) | $266,281 (-27.7%) | 0.00 | 12 |
| 2022-03-01 | $163,200 (-27.5%) | $235,933 (-37.8%) | 0.00 | 12 |
| 2022-04-01 | $151,200 (-35.3%) | $232,925 (-33.9%) | 0.00 | 11 |
| 2022-05-01 | $124,125 (-45.4%) | $218,512 (-35.3%) | 0.00 | 14 |
| 2022-06-01 | $130,600 (-41.9%) | $253,732 (-24.3%) | 0.00 | 15 |
| 2022-07-01 | $159,000 (-36.4%) | $277,939 (11.2%) | 0.00 | 15 |
| 2022-08-01 | $176,175 (-11.7%) | $222,595 (-30.1%) | 0.00 | 16 |
| 2022-09-01 | $156,150 (-2.2%) | $230,792 (-12.5%) | 0.00 | 14 |
| 2022-10-01 | $179,000 (15.6%) | $323,833 (6.5%) | 0.00 | 18 |
| 2022-11-01 | $174,450 (-12.1%) | $251,518 (-19.9%) | 0.00 | 17 |
| 2022-12-01 | $205,000 (-10.5%) | $273,613 (-17.8%) | 0.00 | 15 |
| 2023-01-01 | $184,900 (-7.5%) | $237,659 (-19.6%) | 0.00 | 17 |
| 2023-02-01 | $172,400 (-11.3%) | $224,218 (-15.8%) | 0.00 | 17 |
| 2023-03-01 | $153,475 (-6.0%) | $246,047 (4.3%) | 0.00 | 14 |
| 2023-04-01 | $92,500 (-38.8%) | $170,186 (-26.9%) | 0.00 | 15 |
| 2023-05-01 | $105,000 (-15.4%) | $223,541 (2.3%) | 0.00 | 14 |
| 2023-06-01 | $167,500 (28.3%) | $217,573 (-14.3%) | 0.00 | 12 |
| 2023-07-01 | $167,500 (5.4%) | $206,629 (-25.7%) | 0.00 | 11 |
| 2023-08-01 | $201,925 (14.6%) | $232,108 (4.3%) | 0.00 | 12 |
| 2023-09-01 | $184,900 (18.4%) | $227,873 (-1.3%) | 0.00 | 10 |
| 2023-10-01 | $187,450 (4.7%) | $234,831 (-27.5%) | 0.00 | 8 |
| 2023-11-01 | $261,100 (49.7%) | $273,037 (8.6%) | 0.00 | 12 |
| 2023-12-01 | $242,450 (18.3%) | $271,740 (-0.7%) | 0.00 | 11 |
| 2024-01-01 | $182,450 (-1.3%) | $259,143 (9.0%) | 0.00 | 10 |
| 2024-02-01 | $157,450 (-8.7%) | $213,238 (-4.9%) | 0.00 | 10 |
| 2024-03-01 | $159,500 (3.9%) | $212,098 (-13.8%) | 0.00 | 12 |
Maysville's median listing price comes in at 0% of the national average.
Maysville's average listing price for 2024-03-01 was $212,098, a difference of $-33,949 (-13.8%) versus the prior year and $-1,140 versus the prior month.
For the 2024-03-01 period, Maysville had 12 MLS listings, a difference of 2 listings (20%) versus the prior month and -2 listings (-14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maysville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,800 sqft |
| 2018-02-01 | 0 days | 1,980 sqft |
| 2018-03-01 | 0 days | 2,170 sqft |
| 2018-04-01 | 0 days | 2,400 sqft |
| 2018-05-01 | 0 days | 2,235 sqft |
| 2018-06-01 | 0 days | 2,170 sqft |
| 2018-07-01 | 0 days | 2,700 sqft |
| 2018-08-01 | 0 days | 2,500 sqft |
| 2018-09-01 | 0 days | 2,370 sqft |
| 2018-10-01 | 0 days | 2,571 sqft |
| 2018-11-01 | 0 days | 2,040 sqft |
| 2018-12-01 | 0 days | 1,920 sqft |
| 2019-01-01 | 0 days | 1,800 sqft |
| 2019-02-01 | 0 days | 1,706 sqft |
| 2019-03-01 | 0 days | 1,550 sqft |
| 2019-04-01 | 0 days | 1,438 sqft |
| 2019-05-01 | 0 days | 1,516 sqft |
| 2019-06-01 | 0 days | 1,620 sqft |
| 2019-07-01 | 0 days | 1,674 sqft |
| 2019-08-01 | 0 days | 1,678 sqft |
| 2019-09-01 | 0 days | 1,645 sqft |
| 2019-10-01 | 0 days | 1,624 sqft |
| 2019-11-01 | 0 days | 1,740 sqft |
| 2019-12-01 | 0 days | 1,800 sqft |
| 2020-01-01 | 0 days | 2,084 sqft |
| 2020-02-01 | 0 days | 2,178 sqft |
| 2020-03-01 | 0 days | 1,990 sqft |
| 2020-04-01 | 0 days | 1,848 sqft |
| 2020-05-01 | 0 days | 1,800 sqft |
| 2020-06-01 | 0 days | 1,759 sqft |
| 2020-07-01 | 0 days | 1,848 sqft |
| 2020-08-01 | 0 days | 1,896 sqft |
| 2020-09-01 | 0 days | 2,640 sqft |
| 2020-10-01 | 0 days | 3,507 sqft |
| 2020-11-01 | 0 days | 3,534 sqft |
| 2020-12-01 | 0 days | 3,534 sqft |
| 2021-01-01 | 0 days | 2,960 sqft |
| 2021-02-01 | 0 days | 3,220 sqft |
| 2021-03-01 | 0 days | 2,940 sqft |
| 2021-04-01 | 0 days | 2,640 sqft |
| 2021-05-01 | 0 days | 2,820 sqft |
| 2021-06-01 | 0 days | 2,580 sqft |
| 2021-07-01 | 0 days | 2,240 sqft |
| 2021-08-01 | 0 days | 2,178 sqft |
| 2021-09-01 | 0 days | 2,135 sqft |
| 2021-10-01 | 0 days | 1,842 sqft |
| 2021-11-01 | 0 days | 2,466 sqft |
| 2021-12-01 | 0 days | 3,071 sqft |
| 2022-01-01 | 0 days | 2,576 sqft |
| 2022-02-01 | 0 days | 2,108 sqft |
| 2022-03-01 | 0 days | 2,030 sqft |
| 2022-04-01 | 0 days | 2,430 sqft |
| 2022-05-01 | 0 days | 1,414 sqft |
| 2022-06-01 | 0 days | 2,011 sqft |
| 2022-07-01 | 0 days | 1,959 sqft |
| 2022-08-01 | 0 days | 2,442 sqft |
| 2022-09-01 | 0 days | 1,959 sqft |
| 2022-10-01 | 0 days | 2,344 sqft |
| 2022-11-01 | 0 days | 2,400 sqft |
| 2022-12-01 | 0 days | 2,408 sqft |
| 2023-01-01 | 0 days | 2,406 sqft |
| 2023-02-01 | 0 days | 2,406 sqft |
| 2023-03-01 | 0 days | 1,568 sqft |
| 2023-04-01 | 0 days | 1,374 sqft |
| 2023-05-01 | 0 days | 1,500 sqft |
| 2023-06-01 | 0 days | 1,466 sqft |
| 2023-07-01 | 0 days | 1,527 sqft |
| 2023-08-01 | 0 days | 1,650 sqft |
| 2023-09-01 | 0 days | 1,794 sqft |
| 2023-10-01 | 0 days | 1,520 sqft |
| 2023-11-01 | 0 days | 2,734 sqft |
| 2023-12-01 | 0 days | 2,657 sqft |
| 2024-01-01 | 0 days | 1,664 sqft |
| 2024-02-01 | 0 days | 1,416 sqft |
| 2024-03-01 | 0 days | 1,416 sqft |
Maysville's median square footage for active listings during the 2024-03-01 period was 1,416 sqft. One year prior, the average listing was 1,568 sqft.