Homeside Financial Mortgage Rates, Fees & Info
LUTHERVILLE TIMONIUM, MDLEI: 549300RN01LBYR8ZVX74
Tax ID: 46-3689142
4.2 stars - Updated: 4/22/24
-
out of 5 stars, based on 94 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Homeside Financial is a small mortgage company specializing in Home Purchase loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Washington, Miami, Chicago, and Columbus among others. We have data for 462 markets. (Some data included below & more in-depth data is available with an active subscription.)Homeside Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeside Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.06% | 4/22/24 |
| 30 Year Conventional Purchase | 6.75% | 4/22/24 |
| 30 Year Conventional Refi | 6.96% | 4/22/24 |
| 30 Year Cash-out Refi | 6.87% | 4/22/24 |
| 30 Year FHA Purchase | 7.55% | 4/22/24 |
| 30 Year FHA Refi | 7.18% | 4/22/24 |
| 30 Year VA Purchase | 6.32% | 4/22/24 |
| 30 Year VA Refi | 5.96% | 4/22/24 |
| 30 Year USDA Purchase | 6.96% | 4/22/24 |
| 15 Year Conventional Purchase | 6.06% | 4/22/24 |
| 15 Year Conventional Refi | 6.36% | 4/22/24 |
| 15 Year Cash-out Refi | 6.36% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homeside Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Homeside Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,747Origination Dollar Volume (All Markets)
$2,528,005,000Awards
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HOMESIDE FINANCIAL - 2023
HOMESIDE FINANCIAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Homeside Financial's average 30 year fixed mortgage rate was
6.7%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.22%.
Relative Fees (Closing Costs)
Homeside Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,209.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 734 | $315,300,000 | $429,564 | $12,042 | 6.21% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 595 | $239,385,000 | $402,328 | $11,193 | 6.81% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 410 | $141,260,000 | $344,537 | $12,772 | 6.17% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 451 | $124,485,000 | $276,020 | $6,873 | 6.89% |
| COLUMBUS, OH (FHA|USDA|VA) | 356 | $107,610,000 | $302,275 | $8,165 | 7.17% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 335 | $86,905,000 | $259,418 | $8,664 | 5.84% |
| Outside of Metro Areas | 386 | $72,310,000 | $187,332 | $7,291 | 6.67% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 220 | $66,800,000 | $303,636 | $9,447 | 6.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 195 | $55,925,000 | $286,795 | $8,500 | 7.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 177 | $45,105,000 | $254,831 | $10,550 | 5.74% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 204 | $44,380,000 | $217,549 | $4,772 | 6.49% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 123 | $40,125,000 | $326,220 | $9,858 | 7.01% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 146 | $37,000,000 | $253,425 | $5,343 | 6.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 68 | $28,390,000 | $417,500 | $9,722 | 7.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 87 | $26,725,000 | $307,184 | $9,181 | 6.43% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 80 | $25,100,000 | $313,750 | $9,990 | 6.89% |
| LOUISVILLE, KY (FHA|USDA|VA) | 109 | $24,635,000 | $226,009 | $6,300 | 6.71% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 98 | $23,500,000 | $239,796 | $7,630 | 6.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 74 | $23,290,000 | $314,730 | $8,067 | 6.80% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 95 | $22,645,000 | $238,368 | $11,025 | 6.58% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 67 | $22,165,000 | $330,821 | $10,992 | 6.59% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 92 | $21,760,000 | $236,522 | $7,815 | 6.24% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 88 | $21,390,000 | $243,068 | $9,891 | 7.10% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 63 | $20,875,000 | $331,349 | $10,308 | 6.83% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 53 | $19,525,000 | $368,396 | $13,746 | 6.91% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 69 | $18,785,000 | $272,246 | $7,845 | 6.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 70 | $18,040,000 | $257,714 | $9,319 | 6.69% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 60 | $17,840,000 | $297,333 | $10,992 | 6.74% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 53 | $16,505,000 | $311,415 | $7,979 | 6.61% |
| PROVO-OREM, UT (FHA|USDA|VA) | 39 | $16,245,000 | $416,538 | $10,384 | 6.59% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 66 | $15,910,000 | $241,061 | $7,217 | 6.04% |
| YAKIMA, WA (FHA|USDA|VA) | 48 | $14,630,000 | $304,792 | $9,962 | 5.89% |
| SPARTANBURG, SC (FHA|USDA|VA) | 56 | $14,500,000 | $258,929 | $7,879 | 7.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 53 | $14,275,000 | $269,340 | $8,136 | 7.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 45 | $14,235,000 | $316,333 | $8,441 | 7.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 45 | $12,985,000 | $288,556 | $9,629 | 6.57% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 47 | $12,385,000 | $263,511 | $11,012 | 6.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 54 | $12,310,000 | $227,963 | $7,713 | 6.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 34 | $12,080,000 | $355,294 | $8,769 | 6.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 51 | $11,735,000 | $230,098 | $7,637 | 7.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 38 | $11,620,000 | $305,789 | $9,609 | 7.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $11,180,000 | $310,556 | $10,538 | 6.47% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 43 | $10,965,000 | $255,000 | $9,269 | 7.06% |
| RICHMOND, VA (FHA|USDA|VA) | 41 | $10,945,000 | $266,951 | $9,047 | 7.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $10,825,000 | $349,194 | $10,823 | 6.52% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 44 | $10,400,000 | $236,364 | $9,948 | 6.91% |
| WICHITA, KS (FHA|USDA|VA) | 48 | $10,200,000 | $212,500 | $6,013 | 6.62% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $10,040,000 | $278,889 | $11,959 | 6.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $9,750,000 | $325,000 | $10,558 | 6.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 28 | $9,740,000 | $347,857 | $12,568 | 7.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 42 | $9,580,000 | $228,095 | $9,352 | 6.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 46 | $9,130,000 | $198,478 | $7,210 | 7.10% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 24 | $8,410,000 | $350,417 | $12,381 | 8.15% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 22 | $8,110,000 | $368,636 | $7,610 | 7.64% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 24 | $7,970,000 | $332,083 | $10,761 | 6.27% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 29 | $7,935,000 | $273,621 | $9,774 | 5.52% |
| Somerset, KY (FHA|USDA|VA) | 42 | $7,730,000 | $184,048 | $8,688 | 6.40% |
| Richmond-Berea, KY (FHA|USDA|VA) | 33 | $7,565,000 | $229,242 | $7,235 | 6.60% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 38 | $7,510,000 | $197,632 | $7,941 | 7.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 17 | $7,415,000 | $436,176 | $16,584 | 7.94% |
| Clewiston, FL (FHA|USDA|VA) | 31 | $7,325,000 | $236,290 | $10,810 | 5.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 20 | $7,210,000 | $360,500 | $8,962 | 6.72% |
| Danville, KY (FHA|USDA|VA) | 39 | $7,075,000 | $181,410 | $7,949 | 6.52% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 37 | $6,965,000 | $188,243 | $5,877 | 7.29% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $6,930,000 | $577,500 | $16,203 | 7.22% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 19 | $6,875,000 | $361,842 | $11,065 | 6.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 40 | $6,780,000 | $169,500 | $7,094 | 6.77% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $6,545,000 | $284,565 | $11,401 | 8.09% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 26 | $6,130,000 | $235,769 | $7,219 | 6.48% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $6,015,000 | $353,824 | $11,501 | 7.35% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $6,015,000 | $286,429 | $6,818 | 7.21% |
| PITTSBURGH, PA (FHA|USDA|VA) | 27 | $5,775,000 | $213,889 | $7,293 | 7.18% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $5,630,000 | $351,875 | $11,032 | 7.35% |
| DOVER, DE (FHA|USDA|VA) | 18 | $5,470,000 | $303,889 | $10,586 | 6.67% |
| BURLINGTON, NC (FHA|USDA|VA) | 18 | $5,370,000 | $298,333 | $11,098 | 6.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $5,305,000 | $408,077 | $11,674 | 7.19% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $5,130,000 | $366,429 | $10,587 | 7.12% |
| ST. GEORGE, UT (FHA|USDA|VA) | 16 | $5,090,000 | $318,125 | $9,400 | 6.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $5,075,000 | $390,385 | $9,694 | 7.73% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 23 | $5,075,000 | $220,652 | $8,719 | 6.76% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $4,990,000 | $277,222 | $8,570 | 7.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,720,000 | $590,000 | $12,640 | 6.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,680,000 | $390,000 | $12,815 | 7.59% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 25 | $4,665,000 | $186,600 | $3,815 | 6.60% |
| OWENSBORO, KY (FHA|USDA|VA) | 31 | $4,575,000 | $147,581 | $5,828 | 6.77% |
| Clinton, IA (FHA|USDA|VA) | 31 | $4,555,000 | $146,935 | $5,667 | 6.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $4,470,000 | $558,750 | $24,586 | 7.03% |
| APPLETON, WI (FHA|USDA|VA) | 19 | $4,385,000 | $230,789 | $5,671 | 6.82% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 16 | $4,100,000 | $256,250 | $6,974 | 6.77% |
| AMES, IA (FHA|USDA|VA) | 20 | $4,020,000 | $201,000 | $5,288 | 7.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $3,990,000 | $199,500 | $6,212 | 7.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $3,970,000 | $198,500 | $6,508 | 7.39% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 20 | $3,900,000 | $195,000 | $5,675 | 7.84% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $10,386 | 6.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 19 | $3,725,000 | $196,053 | $6,911 | 7.01% |
| Frankfort, KY (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $7,648 | 7.02% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $3,610,000 | $257,857 | $8,229 | 6.62% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $9,414 | 6.93% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $10,390 | 6.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 13 | $3,585,000 | $275,769 | $9,005 | 7.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $3,570,000 | $255,000 | $8,634 | 8.02% |
| GREEN BAY, WI (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $5,667 | 6.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 17 | $3,475,000 | $204,412 | $9,571 | 7.24% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 13 | $3,265,000 | $251,154 | $8,614 | 6.86% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $6,941 | 7.86% |
| Muscatine, IA (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $9,264 | 6.80% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $7,022 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $12,793 | 8.55% |
| Lawrenceburg, TN (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $11,991 | 5.67% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $11,676 | 7.26% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $15,764 | 6.58% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $15,331 | 7.61% |
| GAINESVILLE, GA (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $10,103 | 7.33% |
| AKRON, OH (FHA|USDA|VA) | 16 | $2,700,000 | $168,750 | $6,640 | 7.58% |
| TOLEDO, OH (FHA|USDA|VA) | 20 | $2,700,000 | $135,000 | $5,761 | 7.24% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $8,354 | 6.70% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $7,413 | 7.12% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $6,650 | 7.15% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $7,236 | 7.72% |
| Key West, FL (FHA|USDA|VA) | 4 | $2,590,000 | $647,500 | $14,743 | 7.06% |
| Whitewater, WI (FHA|USDA|VA) | 9 | $2,545,000 | $282,778 | $4,496 | 7.30% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $7,767 | 6.94% |
| OCALA, FL (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $8,033 | 6.35% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $6,830 | 6.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $8,036 | 7.03% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $4,519 | 6.93% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $10,460 | 5.70% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $7,923 | 5.65% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $10,527 | 7.19% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $13,535 | 6.86% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $6,725 | 6.66% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $12,307 | 8.12% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $8,324 | 6.80% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $3,925 | 7.21% |
| Bardstown, KY (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $7,058 | 7.24% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $9,132 | 7.31% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $9,074 | 7.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $8,983 | 6.75% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $16,609 | 7.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $11,388 | 6.91% |
| MONROE, LA (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $7,631 | 6.95% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $9,689 | 7.42% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $10,888 | 8.09% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $10,765 | 7.04% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $9,726 | 5.44% |
| London, KY (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $6,999 | 5.73% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $7,793 | 7.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $11,631 | 7.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $12,288 | 10.04% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $10,396 | 6.39% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,989 | 7.71% |
| Glasgow, KY (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,765 | 6.73% |
| Forest City, NC (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $7,223 | 5.95% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $9,954 | 7.03% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $7,700 | 7.10% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $17,875 | 8.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $11,248 | 9.45% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $15,483 | 8.05% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $11,168 | 7.04% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,983 | 6.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $7,585 | 5.31% |
| Urbana, OH (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $10,957 | 7.95% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $3,518 | 6.42% |
| Crossville, TN (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $12,221 | 7.12% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,824 | 7.15% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $4,129 | 6.95% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $1,175,000 | $130,556 | $5,962 | 6.01% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $16,149 | 7.94% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $8,163 | 7.52% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,036 | 7.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $16,063 | 7.13% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $10,265 | 6.92% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,319 | 7.06% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,480 | 7.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,239 | 7.12% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $10,986 | 6.97% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,516 | 7.68% |
| Sterling, IL (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $4,222 | 6.14% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,839 | 9.21% |
| Mount Airy, NC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,906 | 6.70% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,532 | 7.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $12,348 | 7.71% |
| Mount Sterling, KY (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $6,549 | 5.84% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $8,916 | 7.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $8,462 | 6.79% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $9,575 | 8.22% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $13,483 | 5.63% |
| Marion, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,652 | 7.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,348 | 6.55% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $7,098 | 6.83% |
| RACINE, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,579 | 6.93% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $8,947 | 8.38% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 8.28% |
| Columbus, NE (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,365 | 7.13% |
| MADISON, WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $9,632 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,047 | 6.88% |
| Campbellsville, KY (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,937 | 6.44% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,850 | 6.54% |
| Madisonville, KY (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,531 | 6.37% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,668 | 6.79% |
| LIMA, OH (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,733 | 7.34% |
| Concord, NH (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,731 | 6.81% |
| Marion, OH (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,547 | 7.79% |
| ERIE, PA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $11,801 | 6.78% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,700 | 7.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $11,940 | 6.12% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,368 | 6.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,417 | 6.96% |
| Fort Polk South, LA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $8,138 | 6.90% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,549 | 6.50% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,860 | 7.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $5,559 | 7.21% |
| Heber, UT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $23,511 | 6.50% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $16,081 | 6.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,812 | 6.49% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,440 | 6.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $8,601 | 6.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $18,334 | 6.12% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,173 | 7.63% |
| Outside of Metro Areas | 2 | $700,000 | $350,000 | $17,099 | 6.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $16,486 | 9.37% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,053 | 7.06% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $15,570 | 6.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,251 | 6.47% |
| Wilson, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $16,357 | 6.94% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,093 | 6.83% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,467 | 8.00% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,349 | 7.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $13,744 | 6.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $24,360 | 7.50% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,339 | 7.56% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $16,083 | 6.69% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,191 | 6.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,500 | 7.08% |
| NILES, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,189 | 7.31% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,303 | 6.91% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,123 | 6.83% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,730 | 6.83% |
| Wooster, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,104 | 7.25% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,387 | 7.31% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,920 | 7.13% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,060 | 7.04% |
| READING, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,052 | 6.71% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,293 | 7.19% |
| Edwards, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $10,968 | 6.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,735 | 7.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,606 | 10.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $13,826 | 7.33% |
| Marietta, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $11,825 | 6.79% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,787 | 6.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,041 | 6.96% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,488 | 6.56% |
| MONROE, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,869 | 6.96% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,676 | 8.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,622 | 7.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,401 | 5.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,745 | 6.99% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,390 | 6.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,235 | 8.19% |
| Athens, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,739 | 7.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,801 | 7.06% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,015 | 7.06% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,860 | 7.17% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,770 | 6.88% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,092 | 6.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $11,875 | 9.29% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $25,150 | 5.88% |
| Paris, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,820 | 6.44% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,829 | 7.37% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,874 | 6.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $14,124 | 6.25% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,609 | 7.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,624 | 6.69% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,083 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,895 | 6.13% |
| Galesburg, IL (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $4,478 | 4.15% |
| Danville, VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,531 | 7.00% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,810 | 6.19% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,305 | 6.69% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,220 | 6.93% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,702 | 7.06% |
| Malvern, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,694 | 7.08% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,489 | 7.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,175 | 7.63% |
| Pella, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,851 | 6.56% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $27,604 | 6.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,009 | 7.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,811 | 7.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,703 | 6.12% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,177 | 6.94% |
| Berlin, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,405 | 6.94% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,776 | 7.31% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,461 | 4.58% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,145 | 7.21% |
| Starkville, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,966 | 7.25% |
| Selma, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,404 | 6.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,950 | 6.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,015 | 5.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $30,971 | 7.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,854 | 6.81% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,787 | 3.38% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,732 | 5.12% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,885 | 6.58% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,493 | 5.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,282 | 9.16% |
| Jasper, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,088 | 7.25% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,017 | 6.67% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,188 | 6.50% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,770 | 6.44% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,538 | 6.75% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,149 | 7.13% |
| Freeport, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,779 | 7.37% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,556 | 7.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,297 | 6.99% |
| CHICO, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $15,452 | 8.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,064 | 9.56% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,710 | 7.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,177 | 6.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,020 | 7.19% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,563 | 6.69% |
| Oskaloosa, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,614 | 7.96% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $11,067 | 9.44% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,539 | 7.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,280 | 7.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,460 | 6.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,625 | 10.31% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,953 | 8.19% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,302 | 5.63% |
| Ruston, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,676 | 9.06% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,278 | 5.99% |
| TYLER, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.63% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,979 | 6.75% |
| Fremont, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,364 | 6.81% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,156 | 7.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,361 | 6.75% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,794 | 6.75% |
| Fremont, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,620 | 7.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,004 | 7.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,537 | 6.00% |
| Celina, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,702 | 10.31% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,517 | 9.19% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,844 | 7.13% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,631 | 6.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,635 | 4.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,699 | 5.75% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,052 | 7.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,159 | 6.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,727 | 9.69% |
| Mitchell, SD (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,517 | 3.94% |
| Richmond, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,595 | 3.56% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,962 | 3.69% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,361 | 6.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,793 | 7.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,880 | 8.25% |
| Jasper, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,140 | 7.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,359 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $19,682 | 6.99% |
| Russellville, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,046 | 6.94% |
| Holland, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,926 | 7.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,820 | 7.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,777 | 7.25% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,004 | 9.56% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,402 | 7.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,279 | 6.99% |
| Altus, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,450 | 7.06% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,767 | 7.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,423 | 7.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,140 | 6.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,648 | 6.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,235 | 6.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,243 | 7.38% |
| Searcy, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,119 | 6.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,819 | 6.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,738 | 8.75% |
| Somerset, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,954 | 7.19% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,419 | 6.99% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,428 | 7.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,606 | 5.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,967 | 5.13% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,879 | 7.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 12.50% |
| Williston, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,876 | 7.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,533 | 7.25% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,063 | 7.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,429 | 5.99% |
| Española, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,093 | 6.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,611 | 7.75% |
| New Castle, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,645 | 7.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,368 | 7.38% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,224 | 6.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,643 | 6.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,845 | 6.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,348 | 6.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 13.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,837 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,645 | 7.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,589 | 6.50% |
| Zapata, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,483 | 7.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,264 | 6.38% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,398 | 6.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,527 | 6.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,649 | 7.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,862 | 7.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,754 | 6.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,939 | 7.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 12.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,057 | 6.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,638 | 7.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,239 | 7.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,102 | 7.13% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,142 | 7.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,826 | 7.13% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,558 | 6.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,792 | 7.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,814 | 6.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,666 | 7.38% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,449 | 6.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,745 | 6.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,741 | 6.25% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,773 | 6.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,969 | 6.99% |
| Findlay, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,273 | 6.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,268 | 6.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,993 | 6.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,674 | 7.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,884 | 7.13% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,107 | 7.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,971 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $4,581 | 10.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,282 | 7.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,444 | 5.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Easton, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 13.50% |
| McPherson, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,002 | 6.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 13.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,843 | 6.88% |
| Granbury, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,359 | 6.99% |
| Athens, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,133 | 7.00% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,054 | 7.12% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,233 | 6.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 13.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,864 | 6.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,233 | 6.38% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,577 | 6.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,199 | 5.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,149 | 7.99% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,800 | 6.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,080 | 5.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,219 | 6.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.13% |
| Platteville, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,388 | 6.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,604 | 7.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,015 | 6.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,392 | 6.38% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,422 | 7.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,339 | 6.25% |
| DuBois, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $4,862 | 3.19% |
| SALEM, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $4,187 | 3.38% |
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Product Mix
For 2023, Homeside Financial's most frequently originated type of loan was Conventional, with 5,321 originations. Their 2nd most popular type was FHA, with 2,356 originations.
Loan Reason
For 2023, Homeside Financial's most frequently cited loan purpose was Home Purchase, with 7,731 originations. The 2nd most popular reason was Cash Out Refi, with 750 originations.
Loan Duration/Length
For 2023, Homeside Financial's most frequently cited loan duration was 30 Year, with 8,264 originations. The 2nd most popular length was 20 Year, with 204 originations.
Origination Fees/Closing Costs
Homeside Financial's average total fees were $9,209, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,730 originations.
Interest Rates
During 2023, Homeside Financial's average interest rate for loans was 6.70%, while their most frequently originated rate bucket for loans was 6-7%, with 3,963 originations.
Loan Sizing
2023 saw Homeside Financial place emphasis on $200k-400k loans with 3,939 originations, totaling $1,147,325,000 in origination value.
Applicant Income
Homeside Financial lent most frequently to those with incomes in the $100k-150k range, with 2,305 originations. The second most popular income band? $50k-75k, with 1,920 originations.
Applicant Debt to Income Ratio
Homeside Financial lent most frequently to those with DTI ratios of 30-36%, with 1,161 originations. The next most common DTI ratio? 50-60%, with 1,080 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.92%
Homeside Financial has an average approval rate.
Pick Rate
Approvals leading to origination73.00%
Homeside Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,747 | $2,528,005,000 | $289,014 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,747 | $2,528,005,000 | $289,014 |