Homeside Financial Mortgage Rates, Fees & Info

LUTHERVILLE TIMONIUM, MD

LEI: 549300RN01LBYR8ZVX74

Tax ID: 46-3689142

4.5 stars - out of 5 stars, based on 172 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Homeside Financial is a large mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Chicago, Dallas, Columbus, and Raleigh among others. We have data for 695 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Homeside Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeside Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 8.14% 10/3/22
    30 Year Conventional Purchase 6.64% 10/3/22
    30 Year Conventional Refi 6.53% 10/3/22
    30 Year Cash-out Refi 6.70% 10/3/22
    30 Year FHA Purchase 7.57% 10/3/22
    30 Year FHA Refi 7.32% 10/3/22
    30 Year VA Purchase 6.48% 10/3/22
    30 Year VA Refi 5.99% 10/3/22
    30 Year USDA Purchase 6.95% 10/3/22
    30 Year USDA Refi 6.78% 10/3/22
    15 Year Conventional Purchase 5.88% 10/3/22
    15 Year Conventional Refi 6.24% 10/3/22
    15 Year Cash-out Refi 6.24% 10/3/22
    15 Year FHA Purchase 7.55% 10/3/22
    15 Year FHA Refi 7.18% 10/3/22
    15 Year VA Purchase 5.96% 10/3/22
    15 Year VA Refi 6.18% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    29,591

    Origination Dollar Volume (All Markets)

    $7,542,025,000
    Show all (32) awards

    Relative Rate

    Homeside Financial 's average 30 year fixed mortgage rate was 3.11%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.04%.

    Relative Fees (Closing Costs)

    Homeside Financial 's average total fees/closing costs for a 30 year fixed rate mortgage were $5,376.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,804 $1,019,500,000 $363,588 $6,798 3.05%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,756 $663,880,000 $240,885 $3,691 3.10%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,402 $443,890,000 $316,612 $7,818 3.10%
    COLUMBUS, OH (FHA|USDA|VA) 1,442 $331,830,000 $230,118 $4,144 3.06%
    RALEIGH-CARY, NC (FHA|USDA|VA) 590 $174,200,000 $295,254 $4,019 2.91%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 583 $169,535,000 $290,798 $6,139 3.09%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 683 $155,095,000 $227,079 $5,163 3.24%
    Outside of Metro Areas 692 $146,120,000 $211,156 $4,951 3.10%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 470 $135,970,000 $289,298 $5,141 3.00%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 446 $135,250,000 $303,251 $5,415 3.08%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 542 $132,360,000 $244,207 $4,368 3.00%
    YAKIMA, WA (FHA|USDA|VA) 499 $124,455,000 $249,409 $5,026 2.97%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 430 $114,160,000 $265,488 $5,516 3.09%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 262 $109,740,000 $418,855 $5,295 2.92%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 488 $104,820,000 $214,795 $3,988 3.07%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 436 $100,220,000 $229,862 $5,692 3.08%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 405 $97,415,000 $240,531 $6,075 3.12%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 407 $96,005,000 $235,885 $5,125 3.05%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 379 $94,935,000 $250,488 $5,053 3.17%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 322 $81,440,000 $252,919 $6,457 3.02%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 299 $73,685,000 $246,438 $5,038 3.01%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 310 $66,870,000 $215,710 $4,590 3.10%
    SALISBURY, MD-DE (FHA|USDA|VA) 242 $65,000,000 $268,595 $5,388 3.12%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 277 $61,425,000 $221,751 $3,641 3.13%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 185 $60,275,000 $325,811 $5,365 2.86%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 236 $57,040,000 $241,695 $4,910 3.04%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 169 $53,725,000 $317,899 $4,425 3.15%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 181 $52,565,000 $290,414 $5,198 2.97%
    PROVO-OREM, UT (FHA|USDA|VA) 170 $50,610,000 $297,706 $5,902 3.17%
    RICHMOND, VA (FHA|USDA|VA) 210 $49,640,000 $236,381 $4,411 3.04%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 185 $49,625,000 $268,243 $4,029 2.91%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 221 $48,435,000 $219,163 $4,656 3.17%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 171 $47,935,000 $280,322 $5,578 3.22%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 143 $47,765,000 $334,021 $5,607 3.17%
    WILMINGTON, NC (FHA|USDA|VA) 174 $47,370,000 $272,241 $4,171 3.10%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 251 $47,095,000 $187,629 $4,209 3.08%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 195 $46,375,000 $237,821 $4,762 3.09%
    JACKSONVILLE, FL (FHA|USDA|VA) 197 $46,345,000 $235,254 $4,883 3.04%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 145 $46,005,000 $317,276 $6,061 3.02%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 121 $34,735,000 $287,066 $6,723 3.10%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 105 $32,985,000 $314,143 $4,217 2.84%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 110 $32,950,000 $299,545 $6,387 3.12%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 173 $32,805,000 $189,624 $4,130 2.70%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 77 $32,595,000 $423,312 $5,768 2.77%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 153 $32,555,000 $212,778 $3,867 3.14%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 221 $31,835,000 $144,050 $4,096 3.29%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 149 $31,635,000 $212,315 $4,115 3.23%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 103 $29,685,000 $288,204 $5,412 2.97%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 124 $29,540,000 $238,226 $5,076 3.02%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 153 $28,605,000 $186,961 $4,836 3.13%
    WINSTON-SALEM, NC (FHA|USDA|VA) 162 $28,590,000 $176,481 $4,662 2.89%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 111 $27,335,000 $246,261 $4,940 2.90%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 129 $26,155,000 $202,752 $4,349 3.18%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 73 $25,085,000 $343,630 $4,975 2.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 116 $25,010,000 $215,603 $4,963 3.08%
    SALT LAKE CITY, UT (FHA|USDA|VA) 78 $25,010,000 $320,641 $5,896 3.30%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 105 $24,265,000 $231,095 $6,115 3.04%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 113 $23,365,000 $206,770 $4,232 3.21%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 110 $22,570,000 $205,182 $5,171 3.06%
    FAYETTEVILLE, NC (FHA|USDA|VA) 105 $22,415,000 $213,476 $5,317 3.08%
    SPARTANBURG, SC (FHA|USDA|VA) 104 $22,300,000 $214,423 $5,609 3.19%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 98 $22,250,000 $227,041 $6,503 3.06%
    PITTSBURGH, PA (FHA|USDA|VA) 99 $21,405,000 $216,212 $5,672 2.99%
    ASHEVILLE, NC (FHA|USDA|VA) 84 $20,130,000 $239,643 $4,073 3.11%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 63 $19,775,000 $313,889 $6,528 3.20%
    COLUMBIA, SC (FHA|USDA|VA) 78 $17,600,000 $225,641 $4,972 3.14%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 94 $16,630,000 $176,915 $3,808 3.01%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 85 $16,575,000 $195,000 $4,195 3.12%
    AKRON, OH (FHA|USDA|VA) 89 $16,165,000 $181,629 $4,005 3.08%
    LEBANON, PA (FHA|USDA|VA) 82 $16,140,000 $196,829 $5,604 3.11%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 76 $16,110,000 $211,974 $5,782 3.15%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 77 $15,605,000 $202,662 $5,607 3.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 75 $15,545,000 $207,267 $5,463 3.23%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 52 $15,260,000 $293,462 $5,098 2.93%
    BAKERSFIELD, CA (FHA|USDA|VA) 57 $15,145,000 $265,702 $6,992 3.00%
    WORCESTER, MA-CT (FHA|USDA|VA) 66 $14,800,000 $224,242 $5,605 3.23%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 65 $14,405,000 $221,615 $4,517 3.23%
    STOCKTON, CA (FHA|USDA|VA) 44 $14,250,000 $323,864 $4,389 2.79%
    KNOXVILLE, TN (FHA|USDA|VA) 66 $14,150,000 $214,394 $5,269 3.05%
    WINCHESTER, VA-WV (FHA|USDA|VA) 53 $14,025,000 $264,623 $6,145 3.24%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 59 $12,815,000 $217,203 $4,844 3.21%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 58 $12,510,000 $215,690 $4,876 3.01%
    TUCSON, AZ (FHA|USDA|VA) 55 $12,085,000 $219,727 $4,561 3.17%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 67 $12,075,000 $180,224 $4,002 3.01%
    Clinton, IA (FHA|USDA|VA) 81 $12,055,000 $148,827 $4,120 3.16%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 38 $11,960,000 $314,737 $5,788 3.22%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 48 $11,310,000 $235,625 $5,969 3.32%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 57 $10,955,000 $192,193 $4,247 3.17%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 58 $10,860,000 $187,241 $4,848 3.07%
    TOLEDO, OH (FHA|USDA|VA) 55 $10,815,000 $196,636 $4,380 3.13%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 26 $10,770,000 $414,231 $4,267 2.81%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 55 $10,635,000 $193,364 $6,692 3.23%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 36 $10,530,000 $292,500 $5,563 2.59%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 48 $10,220,000 $212,917 $5,079 3.22%
    PUNTA GORDA, FL (FHA|USDA|VA) 44 $10,100,000 $229,545 $4,957 2.98%
    FRESNO, CA (FHA|USDA|VA) 42 $10,090,000 $240,238 $3,793 2.97%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 29 $10,085,000 $347,759 $4,595 2.94%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 53 $9,665,000 $182,358 $5,793 3.03%
    HUNTSVILLE, AL (FHA|USDA|VA) 52 $9,500,000 $182,692 $4,376 3.33%
    SAVANNAH, GA (FHA|USDA|VA) 41 $9,355,000 $228,171 $5,271 3.09%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 52 $9,320,000 $179,231 $5,570 3.34%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 44 $9,280,000 $210,909 $5,318 3.24%
    SPRINGFIELD, MA (FHA|USDA|VA) 38 $8,850,000 $232,895 $6,084 3.11%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 36 $8,820,000 $245,000 $5,066 3.29%
    TULSA, OK (FHA|USDA|VA) 44 $8,570,000 $194,773 $6,237 3.26%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 31 $8,365,000 $269,839 $5,634 2.80%
    BURLINGTON, NC (FHA|USDA|VA) 31 $8,175,000 $263,710 $3,662 2.81%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 45 $8,125,000 $180,556 $5,022 3.37%
    LANCASTER, PA (FHA|USDA|VA) 37 $8,105,000 $219,054 $5,863 2.86%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 34 $8,070,000 $237,353 $4,827 2.98%
    DOVER, DE (FHA|USDA|VA) 32 $7,870,000 $245,938 $6,451 2.96%
    OCALA, FL (FHA|USDA|VA) 39 $7,695,000 $197,308 $4,669 3.17%
    LYNCHBURG, VA (FHA|USDA|VA) 37 $7,545,000 $203,919 $5,058 3.21%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 20 $7,360,000 $368,000 $6,181 2.84%
    BOISE CITY, ID (FHA|USDA|VA) 27 $7,225,000 $267,593 $5,446 2.87%
    ROANOKE, VA (FHA|USDA|VA) 39 $7,185,000 $184,231 $3,712 2.84%
    STATE COLLEGE, PA (FHA|USDA|VA) 33 $7,175,000 $217,424 $6,344 3.10%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 30 $6,970,000 $232,333 $4,675 2.82%
    BATON ROUGE, LA (FHA|USDA|VA) 32 $6,970,000 $217,813 $5,331 3.19%
    Sterling, IL (FHA|USDA|VA) 42 $6,810,000 $162,143 $3,979 3.15%
    SALEM, OR (FHA|USDA|VA) 22 $6,790,000 $308,636 $10,790 3.19%
    READING, PA (FHA|USDA|VA) 35 $6,735,000 $192,429 $5,199 3.06%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 34 $6,700,000 $197,059 $4,235 3.28%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $6,485,000 $381,471 $3,976 2.99%
    YORK-HANOVER, PA (FHA|USDA|VA) 35 $6,475,000 $185,000 $6,364 3.15%
    Morehead City, NC (FHA|USDA|VA) 26 $6,460,000 $248,462 $4,048 3.10%
    Outside of Metro Areas 18 $6,460,000 $358,889 $7,010 2.99%
    GREELEY, CO (FHA|USDA|VA) 20 $6,440,000 $322,000 $6,977 2.89%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 25 $6,295,000 $251,800 $4,398 2.93%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 29 $6,135,000 $211,552 $4,743 2.93%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $6,010,000 $300,500 $6,147 2.81%
    MADISON, WI (FHA|USDA|VA) 23 $5,935,000 $258,043 $3,460 3.05%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 24 $5,760,000 $240,000 $4,976 2.87%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 28 $5,630,000 $201,071 $5,028 3.21%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 34 $5,510,000 $162,059 $4,166 3.30%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 21 $5,495,000 $261,667 $6,135 3.30%
    JACKSONVILLE, NC (FHA|USDA|VA) 26 $5,460,000 $210,000 $4,203 3.25%
    GAINESVILLE, GA (FHA|USDA|VA) 24 $5,350,000 $222,917 $6,081 3.04%
    ALBUQUERQUE, NM (FHA|USDA|VA) 28 $5,250,000 $187,500 $5,226 2.95%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 28 $5,250,000 $187,500 $5,334 3.21%
    AMES, IA (FHA|USDA|VA) 27 $5,175,000 $191,667 $4,264 3.16%
    GREENVILLE, NC (FHA|USDA|VA) 28 $5,090,000 $181,786 $4,024 2.93%
    Salem, OH (FHA|USDA|VA) 32 $5,060,000 $158,125 $4,682 3.17%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 22 $4,980,000 $226,364 $6,771 2.77%
    VALLEJO, CA (FHA|USDA|VA) 16 $4,970,000 $310,625 $4,680 3.08%
    MOBILE, AL (FHA|USDA|VA) 29 $4,965,000 $171,207 $3,712 3.34%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 21 $4,885,000 $232,619 $4,842 3.30%
    GAINESVILLE, FL (FHA|USDA|VA) 24 $4,880,000 $203,333 $4,560 2.87%
    PANAMA CITY, FL (FHA|USDA|VA) 21 $4,835,000 $230,238 $4,720 2.98%
    VISALIA, CA (FHA|USDA|VA) 19 $4,765,000 $250,789 $4,800 2.74%
    FORT COLLINS, CO (FHA|USDA|VA) 15 $4,745,000 $316,333 $5,668 3.18%
    FORT WAYNE, IN (FHA|USDA|VA) 30 $4,720,000 $157,333 $4,104 3.11%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 19 $4,615,000 $242,895 $4,623 2.79%
    ROCKY MOUNT, NC (FHA|USDA|VA) 25 $4,545,000 $181,800 $4,635 3.17%
    Sanford, NC (FHA|USDA|VA) 19 $4,535,000 $238,684 $5,534 2.77%
    MIDLAND, TX (FHA|USDA|VA) 20 $4,490,000 $224,500 $6,745 3.22%
    EL PASO, TX (FHA|USDA|VA) 24 $4,470,000 $186,250 $5,359 2.96%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 20 $4,460,000 $223,000 $4,564 2.99%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 23 $4,455,000 $193,696 $5,231 3.04%
    Torrington, CT (FHA|USDA|VA) 18 $4,430,000 $246,111 $6,103 2.89%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $4,420,000 $245,556 $6,453 3.01%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $4,260,000 $266,250 $4,027 2.69%
    OCEAN CITY, NJ (FHA|USDA|VA) 15 $4,195,000 $279,667 $4,362 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 29 $4,185,000 $144,310 $5,079 3.09%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $4,170,000 $208,500 $3,674 3.19%
    THE VILLAGES, FL (FHA|USDA|VA) 19 $4,075,000 $214,474 $3,616 2.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 22 $4,050,000 $184,091 $3,958 3.04%
    Whitewater, WI (FHA|USDA|VA) 17 $3,945,000 $232,059 $3,289 3.30%
    TALLAHASSEE, FL (FHA|USDA|VA) 24 $3,940,000 $164,167 $4,101 3.11%
    NILES, MI (FHA|USDA|VA) 17 $3,905,000 $229,706 $3,585 2.96%
    Sandpoint, ID (FHA|USDA|VA) 8 $3,850,000 $481,250 $8,720 2.81%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $3,800,000 $211,111 $4,432 3.03%
    MODESTO, CA (FHA|USDA|VA) 15 $3,785,000 $252,333 $5,701 2.94%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $3,670,000 $305,833 $6,623 3.03%
    GREEN BAY, WI (FHA|USDA|VA) 16 $3,490,000 $218,125 $4,587 3.24%
    MANSFIELD, OH (FHA|USDA|VA) 20 $3,380,000 $169,000 $3,828 3.06%
    GRAND JUNCTION, CO (FHA|USDA|VA) 15 $3,345,000 $223,000 $5,355 3.42%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $3,345,000 $257,308 $6,588 2.97%
    ROCKFORD, IL (FHA|USDA|VA) 23 $3,345,000 $145,435 $3,701 3.36%
    LUBBOCK, TX (FHA|USDA|VA) 19 $3,295,000 $173,421 $5,741 3.22%
    HARRISONBURG, VA (FHA|USDA|VA) 17 $3,235,000 $190,294 $4,871 3.21%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,200,000 $320,000 $4,236 3.16%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 19 $3,195,000 $168,158 $4,335 3.20%
    FLINT, MI (FHA|USDA|VA) 16 $3,180,000 $198,750 $3,969 3.13%
    ODESSA, TX (FHA|USDA|VA) 14 $3,170,000 $226,429 $7,535 3.12%
    WARNER ROBINS, GA (FHA|USDA|VA) 13 $3,155,000 $242,692 $4,753 3.05%
    TYLER, TX (FHA|USDA|VA) 14 $3,140,000 $224,286 $5,727 3.02%
    BELLINGHAM, WA (FHA|USDA|VA) 11 $3,135,000 $285,000 $5,072 2.77%
    Jefferson, GA (FHA|USDA|VA) 14 $3,120,000 $222,857 $6,020 2.95%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $3,110,000 $259,167 $4,150 2.96%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $3,065,000 $278,636 $5,868 2.92%
    WENATCHEE, WA (FHA|USDA|VA) 9 $3,045,000 $338,333 $5,259 2.93%
    Wooster, OH (FHA|USDA|VA) 11 $2,995,000 $272,273 $4,275 2.82%
    BOULDER, CO (FHA|USDA|VA) 10 $2,900,000 $290,000 $3,329 3.12%
    Ottawa, IL (FHA|USDA|VA) 17 $2,895,000 $170,294 $3,501 3.17%
    YUBA CITY, CA (FHA|USDA|VA) 12 $2,890,000 $240,833 $3,997 2.86%
    LAFAYETTE, LA (FHA|USDA|VA) 17 $2,865,000 $168,529 $5,674 3.54%
    MONTGOMERY, AL (FHA|USDA|VA) 15 $2,835,000 $189,000 $4,643 3.04%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 15 $2,825,000 $188,333 $4,680 3.02%
    Marietta, OH (FHA|USDA|VA) 14 $2,820,000 $201,429 $3,909 2.96%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 14 $2,780,000 $198,571 $2,844 3.03%
    Boone, NC (FHA|USDA|VA) 9 $2,705,000 $300,556 $4,517 2.74%
    Zanesville, OH (FHA|USDA|VA) 13 $2,685,000 $206,538 $4,638 3.29%
    Sandusky, OH (FHA|USDA|VA) 15 $2,685,000 $179,000 $4,432 3.42%
    Concord, NH (FHA|USDA|VA) 12 $2,670,000 $222,500 $4,300 2.91%
    Marion, OH (FHA|USDA|VA) 19 $2,665,000 $140,263 $2,717 3.28%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,851 2.80%
    Moses Lake, WA (FHA|USDA|VA) 12 $2,650,000 $220,833 $4,497 2.99%
    LONGVIEW, WA (FHA|USDA|VA) 11 $2,645,000 $240,455 $4,567 2.94%
    Kill Devil Hills, NC (FHA|USDA|VA) 9 $2,635,000 $292,778 $3,754 3.25%
    MERCED, CA (FHA|USDA|VA) 10 $2,630,000 $263,000 $4,176 2.74%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $2,615,000 $237,727 $7,496 2.95%
    Clearlake, CA (FHA|USDA|VA) 9 $2,615,000 $290,556 $4,648 2.88%
    STAUNTON, VA (FHA|USDA|VA) 11 $2,565,000 $233,182 $4,822 3.01%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $2,555,000 $283,889 $5,573 3.03%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $2,550,000 $182,143 $4,517 3.20%
    SPRINGFIELD, OH (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,480 3.12%
    KANKAKEE, IL (FHA|USDA|VA) 16 $2,520,000 $157,500 $2,798 3.22%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 13 $2,485,000 $191,154 $4,094 3.39%
    Brainerd, MN (FHA|USDA|VA) 13 $2,475,000 $190,385 $6,312 3.06%
    SPRINGFIELD, MO (FHA|USDA|VA) 13 $2,465,000 $189,615 $4,174 2.82%
    Mount Vernon, OH (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,145 2.90%
    PEORIA, IL (FHA|USDA|VA) 15 $2,425,000 $161,667 $3,487 3.21%
    BEND, OR (FHA|USDA|VA) 7 $2,395,000 $342,143 $6,136 3.23%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,559 3.30%
    LIMA, OH (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,569 3.07%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 13 $2,315,000 $178,077 $6,299 2.98%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 16 $2,300,000 $143,750 $4,008 3.17%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 12 $2,270,000 $189,167 $4,597 3.38%
    Elizabeth City, NC (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,599 3.01%
    BLOOMINGTON, IL (FHA|USDA|VA) 14 $2,200,000 $157,143 $3,382 3.13%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 11 $2,195,000 $199,545 $4,352 3.08%
    ST. GEORGE, UT (FHA|USDA|VA) 5 $2,185,000 $437,000 $5,850 3.25%
    COLUMBUS, GA-AL (FHA|USDA|VA) 13 $2,175,000 $167,308 $5,000 3.27%
    Bellefontaine, OH (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,602 2.99%
    RACINE, WI (FHA|USDA|VA) 11 $2,125,000 $193,182 $2,796 3.01%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 14 $2,120,000 $151,429 $4,969 3.22%
    CHICO, CA (FHA|USDA|VA) 10 $2,110,000 $211,000 $4,341 2.79%
    REDDING, CA (FHA|USDA|VA) 10 $2,110,000 $211,000 $3,628 2.62%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $2,110,000 $175,833 $3,870 3.45%
    Cullowhee, NC (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,665 2.92%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 12 $2,080,000 $173,333 $5,530 3.08%
    Richmond-Berea, KY (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,471 3.20%
    MEDFORD, OR (FHA|USDA|VA) 8 $2,080,000 $260,000 $6,096 2.87%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,065,000 $187,727 $6,233 3.02%
    LAS CRUCES, NM (FHA|USDA|VA) 8 $2,060,000 $257,500 $7,213 3.33%
    WICHITA, KS (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,270 3.31%
    BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,045,000 $157,308 $4,309 3.21%
    NAPA, CA (FHA|USDA|VA) 6 $2,030,000 $338,333 $3,138 2.88%
    Seneca, SC (FHA|USDA|VA) 13 $2,025,000 $155,769 $5,439 3.29%
    Lebanon, NH-VT (FHA|USDA|VA) 5 $2,025,000 $405,000 $4,580 2.90%
    FLORENCE, SC (FHA|USDA|VA) 11 $2,005,000 $182,273 $4,420 3.22%
    Athens, OH (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,574 3.12%
    ANN ARBOR, MI (FHA|USDA|VA) 9 $1,955,000 $217,222 $4,079 2.99%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $1,895,000 $210,556 $3,913 2.90%
    ST. CLOUD, MN (FHA|USDA|VA) 14 $1,890,000 $135,000 $4,400 3.20%
    Chillicothe, OH (FHA|USDA|VA) 9 $1,875,000 $208,333 $4,082 2.93%
    NEW BERN, NC (FHA|USDA|VA) 10 $1,850,000 $185,000 $3,901 2.85%
    Madisonville, KY (FHA|USDA|VA) 10 $1,850,000 $185,000 $6,190 2.98%
    Show Low, AZ (FHA|USDA|VA) 9 $1,845,000 $205,000 $6,338 2.69%
    Warsaw, IN (FHA|USDA|VA) 9 $1,845,000 $205,000 $4,002 3.32%
    North Wilkesboro, NC (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,422 3.05%
    ALBANY, GA (FHA|USDA|VA) 11 $1,835,000 $166,818 $5,555 3.28%
    Sevierville, TN (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,384 2.89%
    JACKSON, MS (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,890 3.03%
    PUEBLO, CO (FHA|USDA|VA) 8 $1,800,000 $225,000 $5,235 3.31%
    SALINAS, CA (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,337 2.96%
    AMARILLO, TX (FHA|USDA|VA) 8 $1,790,000 $223,750 $7,433 2.70%
    SUMTER, SC (FHA|USDA|VA) 7 $1,785,000 $255,000 $4,478 3.21%
    FARGO, ND-MN (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,238 3.19%
    WHEELING, WV-OH (FHA|USDA|VA) 10 $1,760,000 $176,000 $4,794 3.22%
    WACO, TX (FHA|USDA|VA) 9 $1,735,000 $192,778 $5,052 3.31%
    LONGVIEW, TX (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,928 3.01%
    Wilson, NC (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,951 3.29%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,710,000 $213,750 $5,333 3.20%
    Danville, VA (FHA|USDA|VA) 10 $1,710,000 $171,000 $5,234 3.14%
    Crossville, TN (FHA|USDA|VA) 7 $1,705,000 $243,571 $4,577 3.21%
    Muscatine, IA (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,407 3.25%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,578 2.86%
    JOPLIN, MO (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,229 2.99%
    BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,478 3.08%
    Glenwood Springs, CO (FHA|USDA|VA) 5 $1,655,000 $331,000 $8,660 2.95%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,630,000 $203,750 $6,972 3.37%
    COLUMBUS, IN (FHA|USDA|VA) 9 $1,615,000 $179,444 $3,819 2.82%
    GETTYSBURG, PA (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,659 2.84%
    Rexburg, ID (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,824 3.08%
    APPLETON, WI (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,766 3.08%
    IOWA CITY, IA (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,299 2.65%
    Ellensburg, WA (FHA|USDA|VA) 5 $1,585,000 $317,000 $4,838 2.75%
    Georgetown, SC (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,424 2.73%
    Shelby, NC (FHA|USDA|VA) 8 $1,570,000 $196,250 $3,125 3.25%
    YUMA, AZ (FHA|USDA|VA) 9 $1,555,000 $172,778 $6,442 2.78%
    BOWLING GREEN, KY (FHA|USDA|VA) 8 $1,550,000 $193,750 $5,281 3.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,120 2.92%
    Brevard, NC (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,477 2.95%
    BRUNSWICK, GA (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,793 2.88%
    DULUTH, MN-WI (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,988 3.01%
    Port Angeles, WA (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,254 2.88%
    Pottsville, PA (FHA|USDA|VA) 10 $1,480,000 $148,000 $5,872 3.56%
    Traverse City, MI (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,529 3.13%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,405 3.58%
    LAREDO, TX (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,465 3.06%
    OWENSBORO, KY (FHA|USDA|VA) 7 $1,455,000 $207,857 $5,511 3.11%
    FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,113 2.63%
    Forest City, NC (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,516 3.36%
    Faribault-Northfield, MN (FHA|USDA|VA) 4 $1,430,000 $357,500 $7,851 3.25%
    Lumberton, NC (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,903 2.87%
    Norwalk, OH (FHA|USDA|VA) 10 $1,420,000 $142,000 $3,594 2.85%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $1,405,000 $156,111 $6,152 3.25%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,395,000 $199,286 $8,279 3.16%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,868 2.92%
    DECATUR, AL (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,476 3.50%
    Findlay, OH (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,937 2.92%
    Cookeville, TN (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,370 2.90%
    Sturgis, MI (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,855 2.87%
    Payson, AZ (FHA|USDA|VA) 5 $1,325,000 $265,000 $3,683 2.95%
    DOTHAN, AL (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,833 2.87%
    SAN ANGELO, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,721 3.00%
    Urbana, OH (FHA|USDA|VA) 7 $1,305,000 $186,429 $5,958 3.11%
    MONROE, LA (FHA|USDA|VA) 9 $1,305,000 $145,000 $4,407 3.14%
    Ashtabula, OH (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,119 3.07%
    Heber, UT (FHA|USDA|VA) 3 $1,295,000 $431,667 $8,554 3.25%
    JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,950 2.80%
    Lewisburg, TN (FHA|USDA|VA) 6 $1,290,000 $215,000 $6,372 3.02%
    Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,280,000 $320,000 $7,361 2.77%
    TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,531 2.97%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,356 3.04%
    HAMMOND, LA (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,563 3.23%
    MANHATTAN, KS (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,211 2.67%
    ERIE, PA (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,992 2.91%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,107 3.50%
    TERRE HAUTE, IN (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,258 2.66%
    Mount Airy, NC (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,641 2.89%
    Branson, MO (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,933 2.98%
    Laconia, NH (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,230 3.35%
    MADERA, CA (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,060 2.84%
    Marion, NC (FHA|USDA|VA) 3 $1,195,000 $398,333 $4,990 3.25%
    JACKSON, TN (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,458 3.32%
    Cambridge, MD (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,788 2.90%
    Aberdeen, WA (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,628 2.72%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,138 3.19%
    JACKSON, MI (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,843 3.15%
    Adrian, MI (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,468 3.46%
    St. Marys, GA (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,818 2.77%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,561 2.95%
    GOLDSBORO, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,919 3.02%
    Celina, OH (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,656 3.20%
    Pullman, WA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,227 2.83%
    MONROE, MI (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,819 3.28%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,080,000 $180,000 $7,073 3.56%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,766 2.90%
    Cedar City, UT (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,801 3.53%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,295 3.33%
    Key West, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,984 2.75%
    Paris, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,692 3.08%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,850 2.78%
    CLEVELAND, TN (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,581 3.03%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,563 3.05%
    Brookings, OR (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,061 3.04%
    Granbury, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,754 2.94%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,872 3.04%
    Cullman, AL (FHA|USDA|VA) 5 $995,000 $199,000 $4,158 3.27%
    MORRISTOWN, TN (FHA|USDA|VA) 6 $990,000 $165,000 $4,849 3.21%
    TOPEKA, KS (FHA|USDA|VA) 5 $985,000 $197,000 $3,374 3.08%
    Roanoke Rapids, NC (FHA|USDA|VA) 5 $975,000 $195,000 $4,093 2.74%
    TWIN FALLS, ID (FHA|USDA|VA) 5 $975,000 $195,000 $5,419 3.25%
    WALLA WALLA, WA (FHA|USDA|VA) 5 $945,000 $189,000 $4,422 2.68%
    FOND DU LAC, WI (FHA|USDA|VA) 6 $940,000 $156,667 $4,362 3.56%
    Henderson, NC (FHA|USDA|VA) 4 $940,000 $235,000 $6,885 3.00%
    LEWISTON, ID-WA (FHA|USDA|VA) 5 $935,000 $187,000 $3,433 2.90%
    Scottsboro, AL (FHA|USDA|VA) 5 $915,000 $183,000 $4,466 3.13%
    ABILENE, TX (FHA|USDA|VA) 5 $915,000 $183,000 $7,033 3.12%
    Austin, MN (FHA|USDA|VA) 3 $905,000 $301,667 $5,666 3.04%
    Sonora, CA (FHA|USDA|VA) 4 $900,000 $225,000 $7,016 3.12%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $895,000 $179,000 $4,127 2.95%
    Albemarle, NC (FHA|USDA|VA) 5 $895,000 $179,000 $3,885 2.75%
    Coffeyville, KS (FHA|USDA|VA) 4 $890,000 $222,500 $4,356 3.33%
    Freeport, IL (FHA|USDA|VA) 5 $885,000 $177,000 $3,385 3.32%
    Rochelle, IL (FHA|USDA|VA) 6 $880,000 $146,667 $3,562 3.06%
    Edwards, CO (FHA|USDA|VA) 2 $880,000 $440,000 $3,006 2.69%
    MUSKEGON, MI (FHA|USDA|VA) 5 $875,000 $175,000 $4,050 2.95%
    Bainbridge, GA (FHA|USDA|VA) 3 $875,000 $291,667 $6,984 3.04%
    Paducah, KY-IL (FHA|USDA|VA) 5 $865,000 $173,000 $5,167 3.15%
    Wapakoneta, OH (FHA|USDA|VA) 3 $855,000 $285,000 $4,558 2.79%
    Easton, MD (FHA|USDA|VA) 4 $850,000 $212,500 $4,132 3.16%
    Fredericksburg, TX (FHA|USDA|VA) 3 $845,000 $281,667 $5,432 3.29%
    VALDOSTA, GA (FHA|USDA|VA) 5 $845,000 $169,000 $3,987 3.05%
    New Castle, PA (FHA|USDA|VA) 4 $840,000 $210,000 $7,021 2.88%
    LOGAN, UT-ID (FHA|USDA|VA) 4 $840,000 $210,000 $4,195 3.78%
    VICTORIA, TX (FHA|USDA|VA) 4 $830,000 $207,500 $6,863 2.68%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $825,000 $165,000 $3,282 2.82%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $825,000 $275,000 $4,220 3.42%
    DECATUR, IL (FHA|USDA|VA) 4 $820,000 $205,000 $2,690 3.18%
    PITTSFIELD, MA (FHA|USDA|VA) 3 $815,000 $271,667 $6,377 3.25%
    ALTOONA, PA (FHA|USDA|VA) 5 $805,000 $161,000 $5,430 3.55%
    LAKE CHARLES, LA (FHA|USDA|VA) 4 $790,000 $197,500 $4,683 2.94%
    Palatka, FL (FHA|USDA|VA) 6 $790,000 $131,667 $6,435 3.02%
    EL CENTRO, CA (FHA|USDA|VA) 4 $780,000 $195,000 $5,217 3.09%
    BISMARCK, ND (FHA|USDA|VA) 4 $780,000 $195,000 $4,443 2.69%
    Lewistown, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,630 3.10%
    Auburn, IN (FHA|USDA|VA) 5 $765,000 $153,000 $4,664 3.32%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $765,000 $153,000 $4,325 3.50%
    MIDLAND, MI (FHA|USDA|VA) 4 $760,000 $190,000 $3,121 2.66%
    Fort Morgan, CO (FHA|USDA|VA) 3 $755,000 $251,667 $6,982 2.92%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $755,000 $251,667 $5,931 2.75%
    Angola, IN (FHA|USDA|VA) 3 $755,000 $251,667 $5,939 3.04%
    Fort Payne, AL (FHA|USDA|VA) 4 $750,000 $187,500 $3,862 2.94%
    Greeneville, TN (FHA|USDA|VA) 5 $745,000 $149,000 $4,149 3.23%
    Frankfort, KY (FHA|USDA|VA) 3 $745,000 $248,333 $4,222 3.29%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $745,000 $248,333 $6,471 2.67%
    Shelton, WA (FHA|USDA|VA) 3 $745,000 $248,333 $5,462 2.88%
    COLUMBIA, MO (FHA|USDA|VA) 4 $740,000 $185,000 $3,627 2.81%
    Mineral Wells, TX (FHA|USDA|VA) 2 $740,000 $370,000 $9,274 3.19%
    ROCHESTER, MN (FHA|USDA|VA) 5 $735,000 $147,000 $4,439 3.60%
    Wilmington, OH (FHA|USDA|VA) 3 $735,000 $245,000 $4,726 2.66%
    Keene, NH (FHA|USDA|VA) 4 $730,000 $182,500 $3,341 2.91%
    Ukiah, CA (FHA|USDA|VA) 3 $725,000 $241,667 $4,182 2.96%
    Richmond, IN (FHA|USDA|VA) 3 $725,000 $241,667 $2,951 2.92%
    Red Wing, MN (FHA|USDA|VA) 3 $725,000 $241,667 $3,290 2.79%
    Meadville, PA (FHA|USDA|VA) 3 $725,000 $241,667 $4,346 3.63%
    Bay City, TX (FHA|USDA|VA) 3 $725,000 $241,667 $6,394 3.04%
    London, KY (FHA|USDA|VA) 4 $720,000 $180,000 $6,604 3.50%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $710,000 $355,000 $6,127 2.93%
    Athens, TX (FHA|USDA|VA) 4 $700,000 $175,000 $6,394 3.12%
    Gainesville, TX (FHA|USDA|VA) 4 $700,000 $175,000 $5,126 3.37%
    West Plains, MO (FHA|USDA|VA) 4 $700,000 $175,000 $3,703 3.13%
    Kinston, NC (FHA|USDA|VA) 5 $695,000 $139,000 $6,027 3.13%
    Menomonie, WI (FHA|USDA|VA) 3 $695,000 $231,667 $5,076 2.75%
    Mount Pleasant, MI (FHA|USDA|VA) 5 $695,000 $139,000 $3,140 3.15%
    Orangeburg, SC (FHA|USDA|VA) 4 $690,000 $172,500 $4,362 3.44%
    Fort Leonard Wood, MO (FHA|USDA|VA) 4 $680,000 $170,000 $3,535 2.94%
    Bedford, IN (FHA|USDA|VA) 2 $680,000 $340,000 $4,871 2.50%
    Holland, MI (FHA|USDA|VA) 5 $675,000 $135,000 $3,791 3.17%
    Ludington, MI (FHA|USDA|VA) 2 $670,000 $335,000 $4,764 3.50%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $665,000 $221,667 $4,370 3.29%
    Hannibal, MO (FHA|USDA|VA) 4 $660,000 $165,000 $2,695 3.62%
    Ruston, LA (FHA|USDA|VA) 3 $655,000 $218,333 $6,460 3.00%
    Laurinburg, NC (FHA|USDA|VA) 3 $655,000 $218,333 $3,369 2.63%
    Fremont, OH (FHA|USDA|VA) 7 $655,000 $93,571 $4,538 4.23%
    Tiffin, OH (FHA|USDA|VA) 6 $650,000 $108,333 $4,012 3.40%
    Bucyrus-Galion, OH (FHA|USDA|VA) 4 $650,000 $162,500 $5,392 3.22%
    BAY CITY, MI (FHA|USDA|VA) 7 $645,000 $92,143 $3,768 3.77%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $645,000 $215,000 $3,407 3.25%
    Centralia, WA (FHA|USDA|VA) 2 $640,000 $320,000 $3,664 2.44%
    WILLIAMSPORT, PA (FHA|USDA|VA) 2 $640,000 $320,000 $9,006 2.38%
    Durango, CO (FHA|USDA|VA) 2 $640,000 $320,000 $3,392 2.69%
    Washington, NC (FHA|USDA|VA) 3 $635,000 $211,667 $7,359 3.21%
    Dyersburg, TN (FHA|USDA|VA) 3 $635,000 $211,667 $5,997 2.88%
    Lock Haven, PA (FHA|USDA|VA) 3 $635,000 $211,667 $6,025 3.13%
    HATTIESBURG, MS (FHA|USDA|VA) 4 $630,000 $157,500 $4,790 3.06%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $630,000 $157,500 $4,812 3.22%
    ALEXANDRIA, LA (FHA|USDA|VA) 4 $630,000 $157,500 $4,375 2.81%
    Cambridge, OH (FHA|USDA|VA) 5 $625,000 $125,000 $3,517 2.89%
    Cadillac, MI (FHA|USDA|VA) 5 $615,000 $123,000 $3,685 3.97%
    Clewiston, FL (FHA|USDA|VA) 3 $615,000 $205,000 $4,277 3.25%
    Kirksville, MO (FHA|USDA|VA) 4 $610,000 $152,500 $7,009 3.53%
    Quincy, IL-MO (FHA|USDA|VA) 4 $600,000 $150,000 $3,474 2.97%
    Crawfordsville, IN (FHA|USDA|VA) 4 $600,000 $150,000 $4,768 3.00%
    Troy, AL (FHA|USDA|VA) 3 $595,000 $198,333 $5,746 3.13%
    Newberry, SC (FHA|USDA|VA) 3 $595,000 $198,333 $4,123 3.21%
    MUNCIE, IN (FHA|USDA|VA) 5 $595,000 $119,000 $3,852 3.40%
    Beeville, TX (FHA|USDA|VA) 3 $585,000 $195,000 $8,265 3.92%
    Marinette, WI-MI (FHA|USDA|VA) 4 $580,000 $145,000 $2,727 3.66%
    Enterprise, AL (FHA|USDA|VA) 3 $575,000 $191,667 $2,373 2.72%
    Americus, GA (FHA|USDA|VA) 2 $570,000 $285,000 $3,768 3.06%
    Hillsdale, MI (FHA|USDA|VA) 3 $565,000 $188,333 $3,999 3.25%
    Sulphur Springs, TX (FHA|USDA|VA) 2 $560,000 $280,000 $13,268 3.75%
    Paris, TN (FHA|USDA|VA) 3 $555,000 $185,000 $4,412 3.71%
    Dodge City, KS (FHA|USDA|VA) 3 $555,000 $185,000 $2,391 3.04%
    SPRINGFIELD, IL (FHA|USDA|VA) 3 $555,000 $185,000 $3,959 3.02%
    Albert Lea, MN (FHA|USDA|VA) 5 $555,000 $111,000 $3,636 3.63%
    Williston, ND (FHA|USDA|VA) 3 $555,000 $185,000 $7,862 3.58%
    Ashland, OH (FHA|USDA|VA) 3 $555,000 $185,000 $6,023 3.21%
    Mount Sterling, KY (FHA|USDA|VA) 3 $555,000 $185,000 $5,376 3.04%
    Fergus Falls, MN (FHA|USDA|VA) 2 $550,000 $275,000 $4,274 2.94%
    Lewisburg, PA (FHA|USDA|VA) 2 $550,000 $275,000 $5,368 2.62%
    Seymour, IN (FHA|USDA|VA) 3 $545,000 $181,667 $4,079 2.96%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $545,000 $181,667 $2,813 3.04%
    LAWRENCE, KS (FHA|USDA|VA) 3 $545,000 $181,667 $5,892 2.96%
    Atmore, AL (FHA|USDA|VA) 3 $535,000 $178,333 $3,106 3.58%
    Pella, IA (FHA|USDA|VA) 3 $535,000 $178,333 $3,605 3.50%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $530,000 $265,000 $6,031 2.75%
    Murray, KY (FHA|USDA|VA) 3 $525,000 $175,000 $3,741 2.67%
    Milledgeville, GA (FHA|USDA|VA) 3 $525,000 $175,000 $4,945 3.21%
    Okeechobee, FL (FHA|USDA|VA) 3 $525,000 $175,000 $5,215 2.88%
    Washington Court House, OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,766 3.25%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $520,000 $260,000 $5,372 3.38%
    Blackfoot, ID (FHA|USDA|VA) 3 $515,000 $171,667 $3,031 3.12%
    Huntingdon, PA (FHA|USDA|VA) 3 $505,000 $168,333 $5,533 2.38%
    Big Rapids, MI (FHA|USDA|VA) 3 $505,000 $168,333 $3,517 3.42%
    Union City, TN (FHA|USDA|VA) 3 $505,000 $168,333 $2,681 2.75%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $500,000 $125,000 $3,175 3.41%
    DALTON, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,568 2.96%
    Jackson, OH (FHA|USDA|VA) 4 $490,000 $122,500 $3,538 2.94%
    SAGINAW, MI (FHA|USDA|VA) 4 $490,000 $122,500 $4,968 2.94%
    Cedartown, GA (FHA|USDA|VA) 3 $485,000 $161,667 $3,701 2.83%
    Breckenridge, CO (FHA|USDA|VA) 1 $485,000 $485,000 $2,908 2.88%
    Spirit Lake, IA (FHA|USDA|VA) 3 $475,000 $158,333 $2,840 3.29%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $475,000 $475,000 $7,898 3.75%
    Pontiac, IL (FHA|USDA|VA) 3 $475,000 $158,333 $3,370 3.21%
    LaGrange, GA-AL (FHA|USDA|VA) 3 $475,000 $158,333 $4,004 3.05%
    Baraboo, WI (FHA|USDA|VA) 3 $475,000 $158,333 $2,970 3.13%
    Somerset, KY (FHA|USDA|VA) 4 $470,000 $117,500 $4,222 3.59%
    IDAHO FALLS, ID (FHA|USDA|VA) 2 $470,000 $235,000 $6,675 2.38%
    Lake City, FL (FHA|USDA|VA) 2 $470,000 $235,000 $5,319 3.31%
    ENID, OK (FHA|USDA|VA) 3 $465,000 $155,000 $6,100 4.08%
    Portsmouth, OH (FHA|USDA|VA) 3 $465,000 $155,000 $3,299 2.92%
    Cornelia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $5,744 3.19%
    Centralia, IL (FHA|USDA|VA) 3 $455,000 $151,667 $3,819 3.50%
    Martinsville, VA (FHA|USDA|VA) 3 $455,000 $151,667 $3,907 2.96%
    Statesboro, GA (FHA|USDA|VA) 2 $450,000 $225,000 $5,319 2.75%
    Manitowoc, WI (FHA|USDA|VA) 3 $445,000 $148,333 $3,523 3.21%
    Galesburg, IL (FHA|USDA|VA) 4 $440,000 $110,000 $5,064 3.81%
    SANTA FE, NM (FHA|USDA|VA) 2 $440,000 $220,000 $4,612 3.00%
    Sidney, OH (FHA|USDA|VA) 2 $440,000 $220,000 $3,810 3.38%
    Defiance, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,754 3.75%
    GADSDEN, AL (FHA|USDA|VA) 3 $435,000 $145,000 $3,419 3.21%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,893 3.29%
    Scottsburg, IN (FHA|USDA|VA) 2 $430,000 $215,000 $5,161 3.00%
    Beaver Dam, WI (FHA|USDA|VA) 3 $425,000 $141,667 $3,916 3.63%
    Martin, TN (FHA|USDA|VA) 3 $425,000 $141,667 $4,630 3.63%
    MISSOULA, MT (FHA|USDA|VA) 2 $420,000 $210,000 $4,293 4.56%
    Coos Bay, OR (FHA|USDA|VA) 2 $420,000 $210,000 $6,382 2.75%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,300 2.79%
    Iron Mountain, MI-WI (FHA|USDA|VA) 3 $415,000 $138,333 $4,160 2.88%
    Kerrville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,950 3.00%
    Pittsburg, KS (FHA|USDA|VA) 2 $410,000 $205,000 $4,971 3.06%
    Oil City, PA (FHA|USDA|VA) 2 $410,000 $205,000 $11,380 2.93%
    Alexandria, MN (FHA|USDA|VA) 2 $410,000 $205,000 $4,558 3.13%
    Levelland, TX (FHA|USDA|VA) 1 $405,000 $405,000 $7,002 2.99%
    Crescent City, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,914 3.50%
    Fort Dodge, IA (FHA|USDA|VA) 2 $400,000 $200,000 $2,672 2.81%
    Mount Vernon, IL (FHA|USDA|VA) 2 $390,000 $195,000 $4,137 3.38%
    Ardmore, OK (FHA|USDA|VA) 2 $390,000 $195,000 $6,849 3.31%
    FARMINGTON, NM (FHA|USDA|VA) 3 $385,000 $128,333 $3,901 2.79%
    Greenwood, SC (FHA|USDA|VA) 3 $385,000 $128,333 $4,672 2.87%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $380,000 $190,000 $3,603 2.31%
    Stephenville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,332 2.81%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $380,000 $190,000 $3,232 3.31%
    Bogalusa, LA (FHA|USDA|VA) 3 $375,000 $125,000 $4,457 4.08%
    DuBois, PA (FHA|USDA|VA) 3 $375,000 $125,000 $3,574 2.67%
    Salina, KS (FHA|USDA|VA) 2 $370,000 $185,000 $4,427 2.81%
    Douglas, GA (FHA|USDA|VA) 2 $370,000 $185,000 $4,269 3.00%
    Jasper, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,112 3.06%
    LAWTON, OK (FHA|USDA|VA) 3 $365,000 $121,667 $3,960 2.71%
    Hood River, OR (FHA|USDA|VA) 1 $365,000 $365,000 $17,055 2.75%
    Meridian, MS (FHA|USDA|VA) 2 $360,000 $180,000 $5,746 2.44%
    Red Bluff, CA (FHA|USDA|VA) 2 $360,000 $180,000 $3,802 2.63%
    Waycross, GA (FHA|USDA|VA) 2 $360,000 $180,000 $7,323 3.44%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $350,000 $175,000 $4,094 2.69%
    Eufaula, AL-GA (FHA|USDA|VA) 2 $350,000 $175,000 $3,940 3.13%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,209 2.94%
    Lufkin, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,574 3.63%
    Bardstown, KY (FHA|USDA|VA) 2 $340,000 $170,000 $2,471 2.88%
    Newport, TN (FHA|USDA|VA) 2 $340,000 $170,000 $5,150 2.88%
    Toccoa, GA (FHA|USDA|VA) 3 $335,000 $111,667 $4,258 3.71%
    POCATELLO, ID (FHA|USDA|VA) 2 $330,000 $165,000 $4,216 2.75%
    Albertville, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,632 2.88%
    TEXARKANA, TX-AR (FHA|USDA|VA) 2 $320,000 $160,000 $5,605 3.50%
    Durant, OK (FHA|USDA|VA) 1 $315,000 $315,000 $10,200 4.13%
    Port Lavaca, TX (FHA|USDA|VA) 1 $315,000 $315,000 $2,383 3.13%
    Roswell, NM (FHA|USDA|VA) 2 $310,000 $155,000 $4,735 2.94%
    Shelbyville, TN (FHA|USDA|VA) 2 $310,000 $155,000 $7,960 2.81%
    Hays, KS (FHA|USDA|VA) 2 $310,000 $155,000 $2,733 3.38%
    Bonham, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,776 3.19%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $17,387 2.63%
    Shawnee, OK (FHA|USDA|VA) 2 $300,000 $150,000 $6,281 2.94%
    Picayune, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,096 3.44%
    KOKOMO, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,280 3.06%
    Athens, TN (FHA|USDA|VA) 3 $295,000 $98,333 $6,045 4.08%
    Willmar, MN (FHA|USDA|VA) 3 $295,000 $98,333 $3,563 3.46%
    Point Pleasant, WV-OH (FHA|USDA|VA) 2 $290,000 $145,000 $7,354 3.25%
    Greensburg, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,867 3.00%
    Marshall, MO (FHA|USDA|VA) 2 $290,000 $145,000 $4,646 2.63%
    Plainview, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,626 3.06%
    Clovis, NM (FHA|USDA|VA) 2 $290,000 $145,000 $3,121 3.31%
    Sunbury, PA (FHA|USDA|VA) 3 $285,000 $95,000 $4,154 3.58%
    New Ulm, MN (FHA|USDA|VA) 2 $280,000 $140,000 $4,740 3.06%
    Alamogordo, NM (FHA|USDA|VA) 2 $280,000 $140,000 $4,455 3.50%
    Marshalltown, IA (FHA|USDA|VA) 2 $280,000 $140,000 $3,603 3.13%
    Calhoun, GA (FHA|USDA|VA) 2 $280,000 $140,000 $2,704 3.94%
    Craig, CO (FHA|USDA|VA) 2 $280,000 $140,000 $3,624 2.63%
    Roseburg, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,121 3.25%
    Moberly, MO (FHA|USDA|VA) 1 $275,000 $275,000 $6,814 2.80%
    Central City, KY (FHA|USDA|VA) 2 $270,000 $135,000 $4,897 3.00%
    Arcadia, FL (FHA|USDA|VA) 2 $270,000 $135,000 $5,824 3.81%
    Ozark, AL (FHA|USDA|VA) 1 $265,000 $265,000 $15,037 2.65%
    Starkville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,024 2.75%
    Sikeston, MO (FHA|USDA|VA) 2 $260,000 $130,000 $4,866 3.19%
    EAU CLAIRE, WI (FHA|USDA|VA) 2 $260,000 $130,000 $6,332 3.81%
    Vidalia, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,712 3.31%
    Jacksonville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,332 2.88%
    Big Spring, TX (FHA|USDA|VA) 1 $255,000 $255,000 $10,561 2.88%
    Brenham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,222 3.25%
    La Grande, OR (FHA|USDA|VA) 1 $255,000 $255,000 $6,936 2.88%
    Rolla, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,003 3.25%
    Escanaba, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,603 3.43%
    Dixon, IL (FHA|USDA|VA) 2 $250,000 $125,000 $5,227 3.31%
    DANVILLE, IL (FHA|USDA|VA) 2 $250,000 $125,000 $4,729 3.56%
    MANKATO, MN (FHA|USDA|VA) 1 $245,000 $245,000 $13,061 2.50%
    Hereford, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,582 2.50%
    Berlin, NH (FHA|USDA|VA) 1 $245,000 $245,000 $6,868 2.75%
    Woodward, OK (FHA|USDA|VA) 2 $240,000 $120,000 $2,999 2.94%
    Sterling, CO (FHA|USDA|VA) 1 $235,000 $235,000 $6,816 2.75%
    New Castle, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,088 4.56%
    Burlington, IA-IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,226 2.25%
    Rockport, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,598 3.49%
    Othello, WA (FHA|USDA|VA) 1 $225,000 $225,000 $4,534 2.75%
    Price, UT (FHA|USDA|VA) 1 $225,000 $225,000 $6,301 3.50%
    Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,543 2.63%
    Greenville, OH (FHA|USDA|VA) 2 $220,000 $110,000 $5,618 3.25%
    Ottumwa, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,936 2.38%
    HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $8,479 4.13%
    Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,996 2.63%
    Newport, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,388 2.75%
    Weatherford, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,097 2.25%
    Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,248 3.13%
    Gaffney, SC (FHA|USDA|VA) 1 $205,000 $205,000 $6,232 3.13%
    Dickinson, ND (FHA|USDA|VA) 1 $205,000 $205,000 $7,023 3.00%
    Glasgow, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,705 3.25%
    Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,694 3.50%
    Coldwater, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,303 4.25%
    Oxford, MS (FHA|USDA|VA) 1 $195,000 $195,000 $3,594 2.38%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,093 3.15%
    Indiana, PA (FHA|USDA|VA) 1 $185,000 $185,000 $7,859 2.25%
    Frankfort, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,736 2.88%
    Minden, LA (FHA|USDA|VA) 1 $185,000 $185,000 $1,674 2.63%
    Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,835 2.88%
    Marion, IN (FHA|USDA|VA) 1 $185,000 $185,000 $7,168 3.63%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,335 2.88%
    Columbus, MS (FHA|USDA|VA) 2 $180,000 $90,000 $5,026 4.19%
    Searcy, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,025 3.63%
    El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,120 3.13%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $175,000 $175,000 $2,821 3.25%
    Taos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,585 2.88%
    Thomaston, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,356 3.88%
    Dayton, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,406 3.75%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,058 2.88%
    Jamestown, ND (FHA|USDA|VA) 1 $175,000 $175,000 $5,956 3.13%
    Wabash, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,145 3.25%
    Palestine, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,236 3.50%
    Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,042 3.13%
    McPherson, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,802 3.63%
    Andrews, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,559 2.75%
    Coshocton, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,298 3.00%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,701 3.00%
    Bradford, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,437 3.25%
    Maryville, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,330 3.38%
    Hutchinson, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,666 2.75%
    Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,334 2.88%
    Safford, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $7,639 2.99%
    Guymon, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,786 3.63%
    Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $8,734 3.63%
    Snyder, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,470 3.13%
    Carroll, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,548 3.38%
    Nacogdoches, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,953 3.50%
    Sayre, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,450 2.38%
    Dublin, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,111 2.50%
    Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $9,566 3.63%
    Sedalia, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,117 3.00%
    Hobbs, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,815 2.99%
    Mason City, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,540 2.63%
    Bemidji, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,035 3.38%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,252 2.88%
    Madison, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,225 2.88%
    Alexander City, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,738 3.00%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,777 3.25%
    Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,996 2.63%
    BILLINGS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,180 2.88%
    Susanville, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,034 3.25%
    Liberal, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,695 3.15%
    Mayfield, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,239 3.25%
    Bartlesville, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,412 3.25%
    Tifton, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,240 2.63%
    Alma, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,088 3.75%
    Ottawa, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,279 3.13%
    Nogales, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $5,580 3.13%
    Peru, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,080 2.88%
    Garden City, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,298 3.13%
    Lebanon, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,451 3.50%
    Farmington, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,606 3.13%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,882 3.25%
    Decatur, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,769 3.25%
    CaƱon City, CO (FHA|USDA|VA) 1 $115,000 $115,000 $4,906 2.88%
    ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,635 2.99%
    Huntsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,368 3.25%
    Marshall, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,456 3.00%
    Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,301 2.63%
    Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,595 3.00%
    Connersville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,809 3.75%
    DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,836 2.75%
    Campbellsville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,989 3.13%
    Las Vegas, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,039 3.38%
    Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,125 3.38%
    Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,007 2.75%

    Homeside Financial 's top markets include Washington, Chicago, Dallas, Columbus, and Raleigh among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 23,194 $5,956,130,000 $256,796 $4,375 3.01%
    FHA 3,624 $951,600,000 $262,583 $9,236 3.14%
    VA 1,414 $476,470,000 $336,966 $7,006 2.77%
    HELOC 1,200 $126,630,000 $105,525 n/a 4.43%
    USDA 159 $31,195,000 $196,195 $5,843 3.04%

    For 2021, Homeside Financial 's most frequently originated type of loan was Conventional, with 23,194 originations. Their 2nd most popular type was FHA, with 3,624 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 11,341 $2,781,505,000 $245,261 $4,352 2.91%
    Home Purchase 11,141 $3,163,665,000 $283,966 $6,037 3.11%
    Cash Out Refi 7,109 $1,596,855,000 $224,624 $4,925 3.29%

    For 2021, Homeside Financial 's most frequently cited loan purpose was Refi, with 11,341 originations. The 2nd most popular reason was Home Purchase, with 11,141 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,782 $6,410,200,000 $269,540 $5,376 3.11%
    15 Year 2,942 $623,410,000 $211,900 $3,802 2.48%
    20 Year 2,138 $362,800,000 $169,691 $4,039 3.58%
    Other 415 $91,375,000 $220,181 $4,589 3.06%
    10 Year 301 $53,445,000 $177,558 $3,663 2.39%
    5 Year 9 $45,000 $5,000 $14 0.00%
    1 Year 2 $310,000 $155,000 $3,717 7.00%
    30+ year 2 $440,000 $220,000 $7,038 4.50%

    For 2021, Homeside Financial 's most frequently cited loan duration was 30 Year, with 23,782 originations. The 2nd most popular length was 15 Year, with 2,942 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 14,750 $3,772,250,000 $255,746
    $2k-3k 3,500 $820,910,000 $234,546
    $<1k 3,414 $899,180,000 $263,380
    $3k-4k 2,625 $664,545,000 $253,160
    $5k+ 2,496 $822,630,000 $329,579
    $4k-5k 1,605 $435,745,000 $271,492

    Homeside Financial 's average total fees were $5,376, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 14,750 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 12,204 $3,178,910,000 $260,481
    2.5-3% 11,510 $3,044,530,000 $264,512
    <2.5% 4,214 $1,059,140,000 $251,338
    4-5% 1,476 $241,420,000 $163,564
    5-6% 183 $17,275,000 $94,399
    6-7% 4 $750,000 $187,500

    During 2021, Homeside Financial 's average interest rate for loans was 3.11%, while their most frequently originated rate bucket for loans was 3-4%, with 12,204 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 14,103 $3,940,575,000 $279,414 $5,533 3.04%
    $100k-200k 10,140 $1,592,630,000 $157,064 $4,118 3.08%
    $400k-600k 3,228 $1,535,160,000 $475,576 $6,364 3.02%
    $100,000 or less 1,646 $111,550,000 $67,770 $2,961 3.50%
    $600k-1MM 436 $316,600,000 $726,147 $9,529 3.12%
    $1MM+ 38 $45,510,000 $1,197,632 $16,499 3.10%

    2021 saw Homeside Financial place emphasis on $200k-400k loans with 14,103 originations, totaling $3,940,575,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 7,277 $1,543,505,000 $212,107 $5,170 3.06%
    $100k-150k 6,775 $1,919,305,000 $283,292 $5,247 3.10%
    $75k-100k 6,023 $1,495,165,000 $248,243 $5,328 3.09%
    $150k-250k 3,894 $1,313,740,000 $337,375 $5,095 3.12%
    $50k or less 3,742 $602,650,000 $161,050 $4,540 3.04%
    $250k+ 1,106 $450,020,000 $406,890 $5,405 3.15%

    Homeside Financial lent most frequently to those with incomes in the $50k-75k range, with 7,277 originations. The second most popular income band? $100k-150k, with 6,775 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,842 $1,445,120,000 $247,367 $4,353 2.96%
    30-36% 5,384 $1,364,610,000 $253,457 $4,779 3.09%
    <20% 1,974 $465,120,000 $235,623 $3,916 2.81%
    44% 1,432 $360,890,000 $252,018 $5,251 3.22%
    43% 1,230 $319,520,000 $259,772 $5,416 3.19%
    50-60% 1,221 $346,655,000 $283,911 $9,297 3.06%
    39% 1,157 $287,385,000 $248,388 $5,362 3.28%
    42% 1,141 $295,075,000 $258,611 $5,493 3.18%
    41% 1,109 $285,105,000 $257,083 $5,194 3.17%
    40% 1,080 $277,650,000 $257,083 $5,269 3.14%
    38% 1,072 $270,550,000 $252,379 $5,070 3.17%
    37% 1,047 $263,545,000 $251,714 $5,172 3.17%
    36% 1,005 $259,135,000 $257,846 $5,092 3.08%
    49% 932 $253,880,000 $272,403 $5,807 3.12%
    45% 880 $227,750,000 $258,807 $5,515 3.16%
    46% 769 $200,155,000 $260,280 $5,617 3.13%
    48% 735 $189,475,000 $257,789 $5,747 3.18%
    47% 709 $184,405,000 $260,092 $5,872 3.11%
    >60% 27 $10,895,000 $403,519 $10,126 2.85%

    Homeside Financial lent most frequently to those with DTI ratios of 20-30%, with 5,842 originations. The next most common DTI ratio? 30-36%, with 5,384 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,599 $4,688,855,000 $252,103 $4,865 3.08%
    Not provided 7,648 $1,902,500,000 $248,758 $5,216 3.05%
    Black 2,295 $641,805,000 $279,654 $6,934 3.16%
    Asian 898 $267,930,000 $298,363 $5,083 2.97%
    American Indian 113 $30,595,000 $270,752 $6,712 3.07%
    Native Hawaiian or Islander 34 $9,270,000 $272,647 $5,976 2.97%
    Filipino 2 $530,000 $265,000 $5,205 3.25%
    Asian Indian 1 $365,000 $365,000 $2,861 2.50%
    Other Asian 1 $175,000 $175,000 $3,928 2.88%

    Approval Rates

    Total approvals of all applications
    90.53%

    Homeside Financial has an average approval rate.

    Pick Rate

    Approvals leading to origination
    42.53%

    Homeside Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 29,591 $7,542,025,000 $254,876

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    29,591 $7,542,025,000 $254,876

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,768 $272,770,000 $154,282 $3,687 3.45%
    40-60% 4,282 $984,710,000 $229,965 $3,913 2.83%
    60-80% 11,343 $2,943,565,000 $259,505 $4,606 3.07%
    80-100% 11,340 $3,209,660,000 $283,039 $6,131 3.10%
    Over 100% 222 $90,180,000 $406,216 $14,603 3.00%
    Under 20% 636 $41,140,000 $64,686 $1,299 3.32%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    HOMESTAR FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 3 37.5%
    HOMESTAR FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 25.0%
    HOMESTAR FINANCIAL CORPORATION FHA mortgage Closing on a mortgage 1 12.5%
    HOMESTAR FINANCIAL CORPORATION VA mortgage Closing on a mortgage 1 12.5%
    HOMESTAR FINANCIAL CORPORATION VA mortgage Trouble during payment process 1 12.5%