Homeside Financial Mortgage Rates, Fees & Info

LUTHERVILLE TIMONIUM, MD

LEI: 549300RN01LBYR8ZVX74

Tax ID: 46-3689142

4.5 stars - out of 5 stars, based on 172 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Homeside Financial is a large mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Washington, Chicago, Dallas, Columbus, and Raleigh among others. Homeside Financial has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Homeside Financial is typically an average fee lendor.


Originations

29,591

Origination Dollar Volume (All Markets)

$7,542,025,000
Show all (32) awards

Relative Rate

Homeside Financial 's average 30 year fixed rate mortgage of loans were 3.11%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.04%.

Relative Fees

Homeside Financial 's average total fees for a 30 year fixed rate mortgage are $5,376.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2,804 $1,019,500,000 $363,588 $6,798 3.05%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,756 $663,880,000 $240,885 $3,691 3.10%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,402 $443,890,000 $316,612 $7,818 3.10%
COLUMBUS, OH (FHA|USDA|VA) 1,442 $331,830,000 $230,118 $4,144 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 590 $174,200,000 $295,254 $4,019 2.91%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 583 $169,535,000 $290,798 $6,139 3.09%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 683 $155,095,000 $227,079 $5,163 3.24%
Outside of Metro Areas 692 $146,120,000 $211,156 $4,951 3.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 470 $135,970,000 $289,298 $5,141 3.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 446 $135,250,000 $303,251 $5,415 3.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 542 $132,360,000 $244,207 $4,368 3.00%
YAKIMA, WA (FHA|USDA|VA) 499 $124,455,000 $249,409 $5,026 2.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 430 $114,160,000 $265,488 $5,516 3.09%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 262 $109,740,000 $418,855 $5,295 2.92%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 488 $104,820,000 $214,795 $3,988 3.07%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 436 $100,220,000 $229,862 $5,692 3.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 405 $97,415,000 $240,531 $6,075 3.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 407 $96,005,000 $235,885 $5,125 3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 379 $94,935,000 $250,488 $5,053 3.17%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 322 $81,440,000 $252,919 $6,457 3.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 299 $73,685,000 $246,438 $5,038 3.01%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 310 $66,870,000 $215,710 $4,590 3.10%
SALISBURY, MD-DE (FHA|USDA|VA) 242 $65,000,000 $268,595 $5,388 3.12%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 277 $61,425,000 $221,751 $3,641 3.13%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 185 $60,275,000 $325,811 $5,365 2.86%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 236 $57,040,000 $241,695 $4,910 3.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 169 $53,725,000 $317,899 $4,425 3.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 181 $52,565,000 $290,414 $5,198 2.97%
PROVO-OREM, UT (FHA|USDA|VA) 170 $50,610,000 $297,706 $5,902 3.17%
RICHMOND, VA (FHA|USDA|VA) 210 $49,640,000 $236,381 $4,411 3.04%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 185 $49,625,000 $268,243 $4,029 2.91%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 221 $48,435,000 $219,163 $4,656 3.17%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 171 $47,935,000 $280,322 $5,578 3.22%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 143 $47,765,000 $334,021 $5,607 3.17%
WILMINGTON, NC (FHA|USDA|VA) 174 $47,370,000 $272,241 $4,171 3.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 251 $47,095,000 $187,629 $4,209 3.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 195 $46,375,000 $237,821 $4,762 3.09%
JACKSONVILLE, FL (FHA|USDA|VA) 197 $46,345,000 $235,254 $4,883 3.04%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 145 $46,005,000 $317,276 $6,061 3.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 121 $34,735,000 $287,066 $6,723 3.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 105 $32,985,000 $314,143 $4,217 2.84%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 110 $32,950,000 $299,545 $6,387 3.12%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 173 $32,805,000 $189,624 $4,130 2.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 77 $32,595,000 $423,312 $5,768 2.77%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 153 $32,555,000 $212,778 $3,867 3.14%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 221 $31,835,000 $144,050 $4,096 3.29%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 149 $31,635,000 $212,315 $4,115 3.23%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 103 $29,685,000 $288,204 $5,412 2.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 124 $29,540,000 $238,226 $5,076 3.02%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 153 $28,605,000 $186,961 $4,836 3.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 162 $28,590,000 $176,481 $4,662 2.89%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 111 $27,335,000 $246,261 $4,940 2.90%
KANSAS CITY, MO-KS (FHA|USDA|VA) 129 $26,155,000 $202,752 $4,349 3.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 73 $25,085,000 $343,630 $4,975 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 116 $25,010,000 $215,603 $4,963 3.08%
SALT LAKE CITY, UT (FHA|USDA|VA) 78 $25,010,000 $320,641 $5,896 3.30%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 105 $24,265,000 $231,095 $6,115 3.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 113 $23,365,000 $206,770 $4,232 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 110 $22,570,000 $205,182 $5,171 3.06%
FAYETTEVILLE, NC (FHA|USDA|VA) 105 $22,415,000 $213,476 $5,317 3.08%
SPARTANBURG, SC (FHA|USDA|VA) 104 $22,300,000 $214,423 $5,609 3.19%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 98 $22,250,000 $227,041 $6,503 3.06%
PITTSBURGH, PA (FHA|USDA|VA) 99 $21,405,000 $216,212 $5,672 2.99%
ASHEVILLE, NC (FHA|USDA|VA) 84 $20,130,000 $239,643 $4,073 3.11%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 63 $19,775,000 $313,889 $6,528 3.20%
COLUMBIA, SC (FHA|USDA|VA) 78 $17,600,000 $225,641 $4,972 3.14%
DAYTON-KETTERING, OH (FHA|USDA|VA) 94 $16,630,000 $176,915 $3,808 3.01%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 85 $16,575,000 $195,000 $4,195 3.12%
AKRON, OH (FHA|USDA|VA) 89 $16,165,000 $181,629 $4,005 3.08%
LEBANON, PA (FHA|USDA|VA) 82 $16,140,000 $196,829 $5,604 3.11%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 76 $16,110,000 $211,974 $5,782 3.15%
PORT ST. LUCIE, FL (FHA|USDA|VA) 77 $15,605,000 $202,662 $5,607 3.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 75 $15,545,000 $207,267 $5,463 3.23%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 52 $15,260,000 $293,462 $5,098 2.93%
BAKERSFIELD, CA (FHA|USDA|VA) 57 $15,145,000 $265,702 $6,992 3.00%
WORCESTER, MA-CT (FHA|USDA|VA) 66 $14,800,000 $224,242 $5,605 3.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 65 $14,405,000 $221,615 $4,517 3.23%
STOCKTON, CA (FHA|USDA|VA) 44 $14,250,000 $323,864 $4,389 2.79%
KNOXVILLE, TN (FHA|USDA|VA) 66 $14,150,000 $214,394 $5,269 3.05%
WINCHESTER, VA-WV (FHA|USDA|VA) 53 $14,025,000 $264,623 $6,145 3.24%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 59 $12,815,000 $217,203 $4,844 3.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 58 $12,510,000 $215,690 $4,876 3.01%
TUCSON, AZ (FHA|USDA|VA) 55 $12,085,000 $219,727 $4,561 3.17%
CANTON-MASSILLON, OH (FHA|USDA|VA) 67 $12,075,000 $180,224 $4,002 3.01%
Clinton, IA (FHA|USDA|VA) 81 $12,055,000 $148,827 $4,120 3.16%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 38 $11,960,000 $314,737 $5,788 3.22%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 48 $11,310,000 $235,625 $5,969 3.32%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 57 $10,955,000 $192,193 $4,247 3.17%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 58 $10,860,000 $187,241 $4,848 3.07%
TOLEDO, OH (FHA|USDA|VA) 55 $10,815,000 $196,636 $4,380 3.13%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 26 $10,770,000 $414,231 $4,267 2.81%
EAST STROUDSBURG, PA (FHA|USDA|VA) 55 $10,635,000 $193,364 $6,692 3.23%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 36 $10,530,000 $292,500 $5,563 2.59%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 48 $10,220,000 $212,917 $5,079 3.22%
PUNTA GORDA, FL (FHA|USDA|VA) 44 $10,100,000 $229,545 $4,957 2.98%
FRESNO, CA (FHA|USDA|VA) 42 $10,090,000 $240,238 $3,793 2.97%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 29 $10,085,000 $347,759 $4,595 2.94%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 53 $9,665,000 $182,358 $5,793 3.03%
HUNTSVILLE, AL (FHA|USDA|VA) 52 $9,500,000 $182,692 $4,376 3.33%
SAVANNAH, GA (FHA|USDA|VA) 41 $9,355,000 $228,171 $5,271 3.09%
OKLAHOMA CITY, OK (FHA|USDA|VA) 52 $9,320,000 $179,231 $5,570 3.34%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 44 $9,280,000 $210,909 $5,318 3.24%
SPRINGFIELD, MA (FHA|USDA|VA) 38 $8,850,000 $232,895 $6,084 3.11%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 36 $8,820,000 $245,000 $5,066 3.29%
TULSA, OK (FHA|USDA|VA) 44 $8,570,000 $194,773 $6,237 3.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 31 $8,365,000 $269,839 $5,634 2.80%
BURLINGTON, NC (FHA|USDA|VA) 31 $8,175,000 $263,710 $3,662 2.81%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 45 $8,125,000 $180,556 $5,022 3.37%
LANCASTER, PA (FHA|USDA|VA) 37 $8,105,000 $219,054 $5,863 2.86%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 34 $8,070,000 $237,353 $4,827 2.98%
DOVER, DE (FHA|USDA|VA) 32 $7,870,000 $245,938 $6,451 2.96%
OCALA, FL (FHA|USDA|VA) 39 $7,695,000 $197,308 $4,669 3.17%
LYNCHBURG, VA (FHA|USDA|VA) 37 $7,545,000 $203,919 $5,058 3.21%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 20 $7,360,000 $368,000 $6,181 2.84%
BOISE CITY, ID (FHA|USDA|VA) 27 $7,225,000 $267,593 $5,446 2.87%
ROANOKE, VA (FHA|USDA|VA) 39 $7,185,000 $184,231 $3,712 2.84%
STATE COLLEGE, PA (FHA|USDA|VA) 33 $7,175,000 $217,424 $6,344 3.10%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 30 $6,970,000 $232,333 $4,675 2.82%
BATON ROUGE, LA (FHA|USDA|VA) 32 $6,970,000 $217,813 $5,331 3.19%
Sterling, IL (FHA|USDA|VA) 42 $6,810,000 $162,143 $3,979 3.15%
SALEM, OR (FHA|USDA|VA) 22 $6,790,000 $308,636 $10,790 3.19%
READING, PA (FHA|USDA|VA) 35 $6,735,000 $192,429 $5,199 3.06%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 34 $6,700,000 $197,059 $4,235 3.28%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $6,485,000 $381,471 $3,976 2.99%
YORK-HANOVER, PA (FHA|USDA|VA) 35 $6,475,000 $185,000 $6,364 3.15%
Morehead City, NC (FHA|USDA|VA) 26 $6,460,000 $248,462 $4,048 3.10%
Outside of Metro Areas 18 $6,460,000 $358,889 $7,010 2.99%
GREELEY, CO (FHA|USDA|VA) 20 $6,440,000 $322,000 $6,977 2.89%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 25 $6,295,000 $251,800 $4,398 2.93%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 29 $6,135,000 $211,552 $4,743 2.93%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $6,010,000 $300,500 $6,147 2.81%
MADISON, WI (FHA|USDA|VA) 23 $5,935,000 $258,043 $3,460 3.05%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 24 $5,760,000 $240,000 $4,976 2.87%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 28 $5,630,000 $201,071 $5,028 3.21%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 34 $5,510,000 $162,059 $4,166 3.30%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 21 $5,495,000 $261,667 $6,135 3.30%
JACKSONVILLE, NC (FHA|USDA|VA) 26 $5,460,000 $210,000 $4,203 3.25%
GAINESVILLE, GA (FHA|USDA|VA) 24 $5,350,000 $222,917 $6,081 3.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 28 $5,250,000 $187,500 $5,226 2.95%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 28 $5,250,000 $187,500 $5,334 3.21%
AMES, IA (FHA|USDA|VA) 27 $5,175,000 $191,667 $4,264 3.16%
GREENVILLE, NC (FHA|USDA|VA) 28 $5,090,000 $181,786 $4,024 2.93%
Salem, OH (FHA|USDA|VA) 32 $5,060,000 $158,125 $4,682 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 22 $4,980,000 $226,364 $6,771 2.77%
VALLEJO, CA (FHA|USDA|VA) 16 $4,970,000 $310,625 $4,680 3.08%
MOBILE, AL (FHA|USDA|VA) 29 $4,965,000 $171,207 $3,712 3.34%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 21 $4,885,000 $232,619 $4,842 3.30%
GAINESVILLE, FL (FHA|USDA|VA) 24 $4,880,000 $203,333 $4,560 2.87%
PANAMA CITY, FL (FHA|USDA|VA) 21 $4,835,000 $230,238 $4,720 2.98%
VISALIA, CA (FHA|USDA|VA) 19 $4,765,000 $250,789 $4,800 2.74%
FORT COLLINS, CO (FHA|USDA|VA) 15 $4,745,000 $316,333 $5,668 3.18%
FORT WAYNE, IN (FHA|USDA|VA) 30 $4,720,000 $157,333 $4,104 3.11%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 19 $4,615,000 $242,895 $4,623 2.79%
ROCKY MOUNT, NC (FHA|USDA|VA) 25 $4,545,000 $181,800 $4,635 3.17%
Sanford, NC (FHA|USDA|VA) 19 $4,535,000 $238,684 $5,534 2.77%
MIDLAND, TX (FHA|USDA|VA) 20 $4,490,000 $224,500 $6,745 3.22%
EL PASO, TX (FHA|USDA|VA) 24 $4,470,000 $186,250 $5,359 2.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 20 $4,460,000 $223,000 $4,564 2.99%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 23 $4,455,000 $193,696 $5,231 3.04%
Torrington, CT (FHA|USDA|VA) 18 $4,430,000 $246,111 $6,103 2.89%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $4,420,000 $245,556 $6,453 3.01%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $4,260,000 $266,250 $4,027 2.69%
OCEAN CITY, NJ (FHA|USDA|VA) 15 $4,195,000 $279,667 $4,362 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 29 $4,185,000 $144,310 $5,079 3.09%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $4,170,000 $208,500 $3,674 3.19%
THE VILLAGES, FL (FHA|USDA|VA) 19 $4,075,000 $214,474 $3,616 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 22 $4,050,000 $184,091 $3,958 3.04%
Whitewater, WI (FHA|USDA|VA) 17 $3,945,000 $232,059 $3,289 3.30%
TALLAHASSEE, FL (FHA|USDA|VA) 24 $3,940,000 $164,167 $4,101 3.11%
NILES, MI (FHA|USDA|VA) 17 $3,905,000 $229,706 $3,585 2.96%
Sandpoint, ID (FHA|USDA|VA) 8 $3,850,000 $481,250 $8,720 2.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $3,800,000 $211,111 $4,432 3.03%
MODESTO, CA (FHA|USDA|VA) 15 $3,785,000 $252,333 $5,701 2.94%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $3,670,000 $305,833 $6,623 3.03%
GREEN BAY, WI (FHA|USDA|VA) 16 $3,490,000 $218,125 $4,587 3.24%
MANSFIELD, OH (FHA|USDA|VA) 20 $3,380,000 $169,000 $3,828 3.06%
GRAND JUNCTION, CO (FHA|USDA|VA) 15 $3,345,000 $223,000 $5,355 3.42%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $3,345,000 $257,308 $6,588 2.97%
ROCKFORD, IL (FHA|USDA|VA) 23 $3,345,000 $145,435 $3,701 3.36%
LUBBOCK, TX (FHA|USDA|VA) 19 $3,295,000 $173,421 $5,741 3.22%
HARRISONBURG, VA (FHA|USDA|VA) 17 $3,235,000 $190,294 $4,871 3.21%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,200,000 $320,000 $4,236 3.16%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 19 $3,195,000 $168,158 $4,335 3.20%
FLINT, MI (FHA|USDA|VA) 16 $3,180,000 $198,750 $3,969 3.13%
ODESSA, TX (FHA|USDA|VA) 14 $3,170,000 $226,429 $7,535 3.12%
WARNER ROBINS, GA (FHA|USDA|VA) 13 $3,155,000 $242,692 $4,753 3.05%
TYLER, TX (FHA|USDA|VA) 14 $3,140,000 $224,286 $5,727 3.02%
BELLINGHAM, WA (FHA|USDA|VA) 11 $3,135,000 $285,000 $5,072 2.77%
Jefferson, GA (FHA|USDA|VA) 14 $3,120,000 $222,857 $6,020 2.95%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $3,110,000 $259,167 $4,150 2.96%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $3,065,000 $278,636 $5,868 2.92%
WENATCHEE, WA (FHA|USDA|VA) 9 $3,045,000 $338,333 $5,259 2.93%
Wooster, OH (FHA|USDA|VA) 11 $2,995,000 $272,273 $4,275 2.82%
BOULDER, CO (FHA|USDA|VA) 10 $2,900,000 $290,000 $3,329 3.12%
Ottawa, IL (FHA|USDA|VA) 17 $2,895,000 $170,294 $3,501 3.17%
YUBA CITY, CA (FHA|USDA|VA) 12 $2,890,000 $240,833 $3,997 2.86%
LAFAYETTE, LA (FHA|USDA|VA) 17 $2,865,000 $168,529 $5,674 3.54%
MONTGOMERY, AL (FHA|USDA|VA) 15 $2,835,000 $189,000 $4,643 3.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 15 $2,825,000 $188,333 $4,680 3.02%
Marietta, OH (FHA|USDA|VA) 14 $2,820,000 $201,429 $3,909 2.96%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 14 $2,780,000 $198,571 $2,844 3.03%
Boone, NC (FHA|USDA|VA) 9 $2,705,000 $300,556 $4,517 2.74%
Zanesville, OH (FHA|USDA|VA) 13 $2,685,000 $206,538 $4,638 3.29%
Sandusky, OH (FHA|USDA|VA) 15 $2,685,000 $179,000 $4,432 3.42%
Concord, NH (FHA|USDA|VA) 12 $2,670,000 $222,500 $4,300 2.91%
Marion, OH (FHA|USDA|VA) 19 $2,665,000 $140,263 $2,717 3.28%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,851 2.80%
Moses Lake, WA (FHA|USDA|VA) 12 $2,650,000 $220,833 $4,497 2.99%
LONGVIEW, WA (FHA|USDA|VA) 11 $2,645,000 $240,455 $4,567 2.94%
Kill Devil Hills, NC (FHA|USDA|VA) 9 $2,635,000 $292,778 $3,754 3.25%
MERCED, CA (FHA|USDA|VA) 10 $2,630,000 $263,000 $4,176 2.74%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $2,615,000 $237,727 $7,496 2.95%
Clearlake, CA (FHA|USDA|VA) 9 $2,615,000 $290,556 $4,648 2.88%
STAUNTON, VA (FHA|USDA|VA) 11 $2,565,000 $233,182 $4,822 3.01%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $2,555,000 $283,889 $5,573 3.03%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $2,550,000 $182,143 $4,517 3.20%
SPRINGFIELD, OH (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,480 3.12%
KANKAKEE, IL (FHA|USDA|VA) 16 $2,520,000 $157,500 $2,798 3.22%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 13 $2,485,000 $191,154 $4,094 3.39%
Brainerd, MN (FHA|USDA|VA) 13 $2,475,000 $190,385 $6,312 3.06%
SPRINGFIELD, MO (FHA|USDA|VA) 13 $2,465,000 $189,615 $4,174 2.82%
Mount Vernon, OH (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,145 2.90%
PEORIA, IL (FHA|USDA|VA) 15 $2,425,000 $161,667 $3,487 3.21%
BEND, OR (FHA|USDA|VA) 7 $2,395,000 $342,143 $6,136 3.23%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,559 3.30%
LIMA, OH (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,569 3.07%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 13 $2,315,000 $178,077 $6,299 2.98%
CARBONDALE-MARION, IL (FHA|USDA|VA) 16 $2,300,000 $143,750 $4,008 3.17%
EVANSVILLE, IN-KY (FHA|USDA|VA) 12 $2,270,000 $189,167 $4,597 3.38%
Elizabeth City, NC (FHA|USDA|VA) 11 $2,225,000 $202,273 $5,599 3.01%
BLOOMINGTON, IL (FHA|USDA|VA) 14 $2,200,000 $157,143 $3,382 3.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 11 $2,195,000 $199,545 $4,352 3.08%
ST. GEORGE, UT (FHA|USDA|VA) 5 $2,185,000 $437,000 $5,850 3.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 13 $2,175,000 $167,308 $5,000 3.27%
Bellefontaine, OH (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,602 2.99%
RACINE, WI (FHA|USDA|VA) 11 $2,125,000 $193,182 $2,796 3.01%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 14 $2,120,000 $151,429 $4,969 3.22%
CHICO, CA (FHA|USDA|VA) 10 $2,110,000 $211,000 $4,341 2.79%
REDDING, CA (FHA|USDA|VA) 10 $2,110,000 $211,000 $3,628 2.62%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $2,110,000 $175,833 $3,870 3.45%
Cullowhee, NC (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,665 2.92%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 12 $2,080,000 $173,333 $5,530 3.08%
Richmond-Berea, KY (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,471 3.20%
MEDFORD, OR (FHA|USDA|VA) 8 $2,080,000 $260,000 $6,096 2.87%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,065,000 $187,727 $6,233 3.02%
LAS CRUCES, NM (FHA|USDA|VA) 8 $2,060,000 $257,500 $7,213 3.33%
WICHITA, KS (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,270 3.31%
BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,045,000 $157,308 $4,309 3.21%
NAPA, CA (FHA|USDA|VA) 6 $2,030,000 $338,333 $3,138 2.88%
Seneca, SC (FHA|USDA|VA) 13 $2,025,000 $155,769 $5,439 3.29%
Lebanon, NH-VT (FHA|USDA|VA) 5 $2,025,000 $405,000 $4,580 2.90%
FLORENCE, SC (FHA|USDA|VA) 11 $2,005,000 $182,273 $4,420 3.22%
Athens, OH (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,574 3.12%
ANN ARBOR, MI (FHA|USDA|VA) 9 $1,955,000 $217,222 $4,079 2.99%
New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $1,895,000 $210,556 $3,913 2.90%
ST. CLOUD, MN (FHA|USDA|VA) 14 $1,890,000 $135,000 $4,400 3.20%
Chillicothe, OH (FHA|USDA|VA) 9 $1,875,000 $208,333 $4,082 2.93%
NEW BERN, NC (FHA|USDA|VA) 10 $1,850,000 $185,000 $3,901 2.85%
Madisonville, KY (FHA|USDA|VA) 10 $1,850,000 $185,000 $6,190 2.98%
Show Low, AZ (FHA|USDA|VA) 9 $1,845,000 $205,000 $6,338 2.69%
Warsaw, IN (FHA|USDA|VA) 9 $1,845,000 $205,000 $4,002 3.32%
North Wilkesboro, NC (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,422 3.05%
ALBANY, GA (FHA|USDA|VA) 11 $1,835,000 $166,818 $5,555 3.28%
Sevierville, TN (FHA|USDA|VA) 8 $1,820,000 $227,500 $5,384 2.89%
JACKSON, MS (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,890 3.03%
PUEBLO, CO (FHA|USDA|VA) 8 $1,800,000 $225,000 $5,235 3.31%
SALINAS, CA (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,337 2.96%
AMARILLO, TX (FHA|USDA|VA) 8 $1,790,000 $223,750 $7,433 2.70%
SUMTER, SC (FHA|USDA|VA) 7 $1,785,000 $255,000 $4,478 3.21%
FARGO, ND-MN (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,238 3.19%
WHEELING, WV-OH (FHA|USDA|VA) 10 $1,760,000 $176,000 $4,794 3.22%
WACO, TX (FHA|USDA|VA) 9 $1,735,000 $192,778 $5,052 3.31%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,928 3.01%
Wilson, NC (FHA|USDA|VA) 9 $1,715,000 $190,556 $5,951 3.29%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,710,000 $213,750 $5,333 3.20%
Danville, VA (FHA|USDA|VA) 10 $1,710,000 $171,000 $5,234 3.14%
Crossville, TN (FHA|USDA|VA) 7 $1,705,000 $243,571 $4,577 3.21%
Muscatine, IA (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,407 3.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,578 2.86%
JOPLIN, MO (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,229 2.99%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,478 3.08%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,655,000 $331,000 $8,660 2.95%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,630,000 $203,750 $6,972 3.37%
COLUMBUS, IN (FHA|USDA|VA) 9 $1,615,000 $179,444 $3,819 2.82%
GETTYSBURG, PA (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,659 2.84%
Rexburg, ID (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,824 3.08%
APPLETON, WI (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,766 3.08%
IOWA CITY, IA (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,299 2.65%
Ellensburg, WA (FHA|USDA|VA) 5 $1,585,000 $317,000 $4,838 2.75%
Georgetown, SC (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,424 2.73%
Shelby, NC (FHA|USDA|VA) 8 $1,570,000 $196,250 $3,125 3.25%
YUMA, AZ (FHA|USDA|VA) 9 $1,555,000 $172,778 $6,442 2.78%
BOWLING GREEN, KY (FHA|USDA|VA) 8 $1,550,000 $193,750 $5,281 3.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,120 2.92%
Brevard, NC (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,477 2.95%
BRUNSWICK, GA (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,793 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,988 3.01%
Port Angeles, WA (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,254 2.88%
Pottsville, PA (FHA|USDA|VA) 10 $1,480,000 $148,000 $5,872 3.56%
Traverse City, MI (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,529 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,405 3.58%
LAREDO, TX (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,465 3.06%
OWENSBORO, KY (FHA|USDA|VA) 7 $1,455,000 $207,857 $5,511 3.11%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,113 2.63%
Forest City, NC (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,516 3.36%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $1,430,000 $357,500 $7,851 3.25%
Lumberton, NC (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,903 2.87%
Norwalk, OH (FHA|USDA|VA) 10 $1,420,000 $142,000 $3,594 2.85%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $1,405,000 $156,111 $6,152 3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,395,000 $199,286 $8,279 3.16%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,868 2.92%
DECATUR, AL (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,476 3.50%
Findlay, OH (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,937 2.92%
Cookeville, TN (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,370 2.90%
Sturgis, MI (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,855 2.87%
Payson, AZ (FHA|USDA|VA) 5 $1,325,000 $265,000 $3,683 2.95%
DOTHAN, AL (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,833 2.87%
SAN ANGELO, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,721 3.00%
Urbana, OH (FHA|USDA|VA) 7 $1,305,000 $186,429 $5,958 3.11%
MONROE, LA (FHA|USDA|VA) 9 $1,305,000 $145,000 $4,407 3.14%
Ashtabula, OH (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,119 3.07%
Heber, UT (FHA|USDA|VA) 3 $1,295,000 $431,667 $8,554 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,295,000 $185,000 $3,950 2.80%
Lewisburg, TN (FHA|USDA|VA) 6 $1,290,000 $215,000 $6,372 3.02%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,280,000 $320,000 $7,361 2.77%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,531 2.97%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,356 3.04%
HAMMOND, LA (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,563 3.23%
MANHATTAN, KS (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,211 2.67%
ERIE, PA (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,992 2.91%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,107 3.50%
TERRE HAUTE, IN (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,258 2.66%
Mount Airy, NC (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,641 2.89%
Branson, MO (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,933 2.98%
Laconia, NH (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,230 3.35%
MADERA, CA (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,060 2.84%
Marion, NC (FHA|USDA|VA) 3 $1,195,000 $398,333 $4,990 3.25%
JACKSON, TN (FHA|USDA|VA) 7 $1,185,000 $169,286 $3,458 3.32%
Cambridge, MD (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,788 2.90%
Aberdeen, WA (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,628 2.72%
CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,138 3.19%
JACKSON, MI (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,843 3.15%
Adrian, MI (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,468 3.46%
St. Marys, GA (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,818 2.77%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,561 2.95%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,919 3.02%
Celina, OH (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,656 3.20%
Pullman, WA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,227 2.83%
MONROE, MI (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,819 3.28%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,080,000 $180,000 $7,073 3.56%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,766 2.90%
Cedar City, UT (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,801 3.53%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,295 3.33%
Key West, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,984 2.75%
Paris, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,692 3.08%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,850 2.78%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,581 3.03%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,563 3.05%
Brookings, OR (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,061 3.04%
Granbury, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,754 2.94%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,872 3.04%
Cullman, AL (FHA|USDA|VA) 5 $995,000 $199,000 $4,158 3.27%
MORRISTOWN, TN (FHA|USDA|VA) 6 $990,000 $165,000 $4,849 3.21%
TOPEKA, KS (FHA|USDA|VA) 5 $985,000 $197,000 $3,374 3.08%
Roanoke Rapids, NC (FHA|USDA|VA) 5 $975,000 $195,000 $4,093 2.74%
TWIN FALLS, ID (FHA|USDA|VA) 5 $975,000 $195,000 $5,419 3.25%
WALLA WALLA, WA (FHA|USDA|VA) 5 $945,000 $189,000 $4,422 2.68%
FOND DU LAC, WI (FHA|USDA|VA) 6 $940,000 $156,667 $4,362 3.56%
Henderson, NC (FHA|USDA|VA) 4 $940,000 $235,000 $6,885 3.00%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $935,000 $187,000 $3,433 2.90%
Scottsboro, AL (FHA|USDA|VA) 5 $915,000 $183,000 $4,466 3.13%
ABILENE, TX (FHA|USDA|VA) 5 $915,000 $183,000 $7,033 3.12%
Austin, MN (FHA|USDA|VA) 3 $905,000 $301,667 $5,666 3.04%
Sonora, CA (FHA|USDA|VA) 4 $900,000 $225,000 $7,016 3.12%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $895,000 $179,000 $4,127 2.95%
Albemarle, NC (FHA|USDA|VA) 5 $895,000 $179,000 $3,885 2.75%
Coffeyville, KS (FHA|USDA|VA) 4 $890,000 $222,500 $4,356 3.33%
Freeport, IL (FHA|USDA|VA) 5 $885,000 $177,000 $3,385 3.32%
Rochelle, IL (FHA|USDA|VA) 6 $880,000 $146,667 $3,562 3.06%
Edwards, CO (FHA|USDA|VA) 2 $880,000 $440,000 $3,006 2.69%
MUSKEGON, MI (FHA|USDA|VA) 5 $875,000 $175,000 $4,050 2.95%
Bainbridge, GA (FHA|USDA|VA) 3 $875,000 $291,667 $6,984 3.04%
Paducah, KY-IL (FHA|USDA|VA) 5 $865,000 $173,000 $5,167 3.15%
Wapakoneta, OH (FHA|USDA|VA) 3 $855,000 $285,000 $4,558 2.79%
Easton, MD (FHA|USDA|VA) 4 $850,000 $212,500 $4,132 3.16%
Fredericksburg, TX (FHA|USDA|VA) 3 $845,000 $281,667 $5,432 3.29%
VALDOSTA, GA (FHA|USDA|VA) 5 $845,000 $169,000 $3,987 3.05%
New Castle, PA (FHA|USDA|VA) 4 $840,000 $210,000 $7,021 2.88%
LOGAN, UT-ID (FHA|USDA|VA) 4 $840,000 $210,000 $4,195 3.78%
VICTORIA, TX (FHA|USDA|VA) 4 $830,000 $207,500 $6,863 2.68%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $825,000 $165,000 $3,282 2.82%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $825,000 $275,000 $4,220 3.42%
DECATUR, IL (FHA|USDA|VA) 4 $820,000 $205,000 $2,690 3.18%
PITTSFIELD, MA (FHA|USDA|VA) 3 $815,000 $271,667 $6,377 3.25%
ALTOONA, PA (FHA|USDA|VA) 5 $805,000 $161,000 $5,430 3.55%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $790,000 $197,500 $4,683 2.94%
Palatka, FL (FHA|USDA|VA) 6 $790,000 $131,667 $6,435 3.02%
EL CENTRO, CA (FHA|USDA|VA) 4 $780,000 $195,000 $5,217 3.09%
BISMARCK, ND (FHA|USDA|VA) 4 $780,000 $195,000 $4,443 2.69%
Lewistown, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,630 3.10%
Auburn, IN (FHA|USDA|VA) 5 $765,000 $153,000 $4,664 3.32%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $765,000 $153,000 $4,325 3.50%
MIDLAND, MI (FHA|USDA|VA) 4 $760,000 $190,000 $3,121 2.66%
Fort Morgan, CO (FHA|USDA|VA) 3 $755,000 $251,667 $6,982 2.92%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $755,000 $251,667 $5,931 2.75%
Angola, IN (FHA|USDA|VA) 3 $755,000 $251,667 $5,939 3.04%
Fort Payne, AL (FHA|USDA|VA) 4 $750,000 $187,500 $3,862 2.94%
Greeneville, TN (FHA|USDA|VA) 5 $745,000 $149,000 $4,149 3.23%
Frankfort, KY (FHA|USDA|VA) 3 $745,000 $248,333 $4,222 3.29%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $745,000 $248,333 $6,471 2.67%
Shelton, WA (FHA|USDA|VA) 3 $745,000 $248,333 $5,462 2.88%
COLUMBIA, MO (FHA|USDA|VA) 4 $740,000 $185,000 $3,627 2.81%
Mineral Wells, TX (FHA|USDA|VA) 2 $740,000 $370,000 $9,274 3.19%
ROCHESTER, MN (FHA|USDA|VA) 5 $735,000 $147,000 $4,439 3.60%
Wilmington, OH (FHA|USDA|VA) 3 $735,000 $245,000 $4,726 2.66%
Keene, NH (FHA|USDA|VA) 4 $730,000 $182,500 $3,341 2.91%
Ukiah, CA (FHA|USDA|VA) 3 $725,000 $241,667 $4,182 2.96%
Richmond, IN (FHA|USDA|VA) 3 $725,000 $241,667 $2,951 2.92%
Red Wing, MN (FHA|USDA|VA) 3 $725,000 $241,667 $3,290 2.79%
Meadville, PA (FHA|USDA|VA) 3 $725,000 $241,667 $4,346 3.63%
Bay City, TX (FHA|USDA|VA) 3 $725,000 $241,667 $6,394 3.04%
London, KY (FHA|USDA|VA) 4 $720,000 $180,000 $6,604 3.50%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $710,000 $355,000 $6,127 2.93%
Athens, TX (FHA|USDA|VA) 4 $700,000 $175,000 $6,394 3.12%
Gainesville, TX (FHA|USDA|VA) 4 $700,000 $175,000 $5,126 3.37%
West Plains, MO (FHA|USDA|VA) 4 $700,000 $175,000 $3,703 3.13%
Kinston, NC (FHA|USDA|VA) 5 $695,000 $139,000 $6,027 3.13%
Menomonie, WI (FHA|USDA|VA) 3 $695,000 $231,667 $5,076 2.75%
Mount Pleasant, MI (FHA|USDA|VA) 5 $695,000 $139,000 $3,140 3.15%
Orangeburg, SC (FHA|USDA|VA) 4 $690,000 $172,500 $4,362 3.44%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $680,000 $170,000 $3,535 2.94%
Bedford, IN (FHA|USDA|VA) 2 $680,000 $340,000 $4,871 2.50%
Holland, MI (FHA|USDA|VA) 5 $675,000 $135,000 $3,791 3.17%
Ludington, MI (FHA|USDA|VA) 2 $670,000 $335,000 $4,764 3.50%
Lawrenceburg, TN (FHA|USDA|VA) 3 $665,000 $221,667 $4,370 3.29%
Hannibal, MO (FHA|USDA|VA) 4 $660,000 $165,000 $2,695 3.62%
Ruston, LA (FHA|USDA|VA) 3 $655,000 $218,333 $6,460 3.00%
Laurinburg, NC (FHA|USDA|VA) 3 $655,000 $218,333 $3,369 2.63%
Fremont, OH (FHA|USDA|VA) 7 $655,000 $93,571 $4,538 4.23%
Tiffin, OH (FHA|USDA|VA) 6 $650,000 $108,333 $4,012 3.40%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $650,000 $162,500 $5,392 3.22%
BAY CITY, MI (FHA|USDA|VA) 7 $645,000 $92,143 $3,768 3.77%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $645,000 $215,000 $3,407 3.25%
Centralia, WA (FHA|USDA|VA) 2 $640,000 $320,000 $3,664 2.44%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $640,000 $320,000 $9,006 2.38%
Durango, CO (FHA|USDA|VA) 2 $640,000 $320,000 $3,392 2.69%
Washington, NC (FHA|USDA|VA) 3 $635,000 $211,667 $7,359 3.21%
Dyersburg, TN (FHA|USDA|VA) 3 $635,000 $211,667 $5,997 2.88%
Lock Haven, PA (FHA|USDA|VA) 3 $635,000 $211,667 $6,025 3.13%
HATTIESBURG, MS (FHA|USDA|VA) 4 $630,000 $157,500 $4,790 3.06%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $630,000 $157,500 $4,812 3.22%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $630,000 $157,500 $4,375 2.81%
Cambridge, OH (FHA|USDA|VA) 5 $625,000 $125,000 $3,517 2.89%
Cadillac, MI (FHA|USDA|VA) 5 $615,000 $123,000 $3,685 3.97%
Clewiston, FL (FHA|USDA|VA) 3 $615,000 $205,000 $4,277 3.25%
Kirksville, MO (FHA|USDA|VA) 4 $610,000 $152,500 $7,009 3.53%
Quincy, IL-MO (FHA|USDA|VA) 4 $600,000 $150,000 $3,474 2.97%
Crawfordsville, IN (FHA|USDA|VA) 4 $600,000 $150,000 $4,768 3.00%
Troy, AL (FHA|USDA|VA) 3 $595,000 $198,333 $5,746 3.13%
Newberry, SC (FHA|USDA|VA) 3 $595,000 $198,333 $4,123 3.21%
MUNCIE, IN (FHA|USDA|VA) 5 $595,000 $119,000 $3,852 3.40%
Beeville, TX (FHA|USDA|VA) 3 $585,000 $195,000 $8,265 3.92%
Marinette, WI-MI (FHA|USDA|VA) 4 $580,000 $145,000 $2,727 3.66%
Enterprise, AL (FHA|USDA|VA) 3 $575,000 $191,667 $2,373 2.72%
Americus, GA (FHA|USDA|VA) 2 $570,000 $285,000 $3,768 3.06%
Hillsdale, MI (FHA|USDA|VA) 3 $565,000 $188,333 $3,999 3.25%
Sulphur Springs, TX (FHA|USDA|VA) 2 $560,000 $280,000 $13,268 3.75%
Paris, TN (FHA|USDA|VA) 3 $555,000 $185,000 $4,412 3.71%
Dodge City, KS (FHA|USDA|VA) 3 $555,000 $185,000 $2,391 3.04%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $555,000 $185,000 $3,959 3.02%
Albert Lea, MN (FHA|USDA|VA) 5 $555,000 $111,000 $3,636 3.63%
Williston, ND (FHA|USDA|VA) 3 $555,000 $185,000 $7,862 3.58%
Ashland, OH (FHA|USDA|VA) 3 $555,000 $185,000 $6,023 3.21%
Mount Sterling, KY (FHA|USDA|VA) 3 $555,000 $185,000 $5,376 3.04%
Fergus Falls, MN (FHA|USDA|VA) 2 $550,000 $275,000 $4,274 2.94%
Lewisburg, PA (FHA|USDA|VA) 2 $550,000 $275,000 $5,368 2.62%
Seymour, IN (FHA|USDA|VA) 3 $545,000 $181,667 $4,079 2.96%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $545,000 $181,667 $2,813 3.04%
LAWRENCE, KS (FHA|USDA|VA) 3 $545,000 $181,667 $5,892 2.96%
Atmore, AL (FHA|USDA|VA) 3 $535,000 $178,333 $3,106 3.58%
Pella, IA (FHA|USDA|VA) 3 $535,000 $178,333 $3,605 3.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $530,000 $265,000 $6,031 2.75%
Murray, KY (FHA|USDA|VA) 3 $525,000 $175,000 $3,741 2.67%
Milledgeville, GA (FHA|USDA|VA) 3 $525,000 $175,000 $4,945 3.21%
Okeechobee, FL (FHA|USDA|VA) 3 $525,000 $175,000 $5,215 2.88%
Washington Court House, OH (FHA|USDA|VA) 4 $520,000 $130,000 $4,766 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $520,000 $260,000 $5,372 3.38%
Blackfoot, ID (FHA|USDA|VA) 3 $515,000 $171,667 $3,031 3.12%
Huntingdon, PA (FHA|USDA|VA) 3 $505,000 $168,333 $5,533 2.38%
Big Rapids, MI (FHA|USDA|VA) 3 $505,000 $168,333 $3,517 3.42%
Union City, TN (FHA|USDA|VA) 3 $505,000 $168,333 $2,681 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $500,000 $125,000 $3,175 3.41%
DALTON, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,568 2.96%
Jackson, OH (FHA|USDA|VA) 4 $490,000 $122,500 $3,538 2.94%
SAGINAW, MI (FHA|USDA|VA) 4 $490,000 $122,500 $4,968 2.94%
Cedartown, GA (FHA|USDA|VA) 3 $485,000 $161,667 $3,701 2.83%
Breckenridge, CO (FHA|USDA|VA) 1 $485,000 $485,000 $2,908 2.88%
Spirit Lake, IA (FHA|USDA|VA) 3 $475,000 $158,333 $2,840 3.29%
Vineyard Haven, MA (FHA|USDA|VA) 1 $475,000 $475,000 $7,898 3.75%
Pontiac, IL (FHA|USDA|VA) 3 $475,000 $158,333 $3,370 3.21%
LaGrange, GA-AL (FHA|USDA|VA) 3 $475,000 $158,333 $4,004 3.05%
Baraboo, WI (FHA|USDA|VA) 3 $475,000 $158,333 $2,970 3.13%
Somerset, KY (FHA|USDA|VA) 4 $470,000 $117,500 $4,222 3.59%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $470,000 $235,000 $6,675 2.38%
Lake City, FL (FHA|USDA|VA) 2 $470,000 $235,000 $5,319 3.31%
ENID, OK (FHA|USDA|VA) 3 $465,000 $155,000 $6,100 4.08%
Portsmouth, OH (FHA|USDA|VA) 3 $465,000 $155,000 $3,299 2.92%
Cornelia, GA (FHA|USDA|VA) 2 $460,000 $230,000 $5,744 3.19%
Centralia, IL (FHA|USDA|VA) 3 $455,000 $151,667 $3,819 3.50%
Martinsville, VA (FHA|USDA|VA) 3 $455,000 $151,667 $3,907 2.96%
Statesboro, GA (FHA|USDA|VA) 2 $450,000 $225,000 $5,319 2.75%
Manitowoc, WI (FHA|USDA|VA) 3 $445,000 $148,333 $3,523 3.21%
Galesburg, IL (FHA|USDA|VA) 4 $440,000 $110,000 $5,064 3.81%
SANTA FE, NM (FHA|USDA|VA) 2 $440,000 $220,000 $4,612 3.00%
Sidney, OH (FHA|USDA|VA) 2 $440,000 $220,000 $3,810 3.38%
Defiance, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,754 3.75%
GADSDEN, AL (FHA|USDA|VA) 3 $435,000 $145,000 $3,419 3.21%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,893 3.29%
Scottsburg, IN (FHA|USDA|VA) 2 $430,000 $215,000 $5,161 3.00%
Beaver Dam, WI (FHA|USDA|VA) 3 $425,000 $141,667 $3,916 3.63%
Martin, TN (FHA|USDA|VA) 3 $425,000 $141,667 $4,630 3.63%
MISSOULA, MT (FHA|USDA|VA) 2 $420,000 $210,000 $4,293 4.56%
Coos Bay, OR (FHA|USDA|VA) 2 $420,000 $210,000 $6,382 2.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,300 2.79%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $415,000 $138,333 $4,160 2.88%
Kerrville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,950 3.00%
Pittsburg, KS (FHA|USDA|VA) 2 $410,000 $205,000 $4,971 3.06%
Oil City, PA (FHA|USDA|VA) 2 $410,000 $205,000 $11,380 2.93%
Alexandria, MN (FHA|USDA|VA) 2 $410,000 $205,000 $4,558 3.13%
Levelland, TX (FHA|USDA|VA) 1 $405,000 $405,000 $7,002 2.99%
Crescent City, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,914 3.50%
Fort Dodge, IA (FHA|USDA|VA) 2 $400,000 $200,000 $2,672 2.81%
Mount Vernon, IL (FHA|USDA|VA) 2 $390,000 $195,000 $4,137 3.38%
Ardmore, OK (FHA|USDA|VA) 2 $390,000 $195,000 $6,849 3.31%
FARMINGTON, NM (FHA|USDA|VA) 3 $385,000 $128,333 $3,901 2.79%
Greenwood, SC (FHA|USDA|VA) 3 $385,000 $128,333 $4,672 2.87%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $380,000 $190,000 $3,603 2.31%
Stephenville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,332 2.81%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $380,000 $190,000 $3,232 3.31%
Bogalusa, LA (FHA|USDA|VA) 3 $375,000 $125,000 $4,457 4.08%
DuBois, PA (FHA|USDA|VA) 3 $375,000 $125,000 $3,574 2.67%
Salina, KS (FHA|USDA|VA) 2 $370,000 $185,000 $4,427 2.81%
Douglas, GA (FHA|USDA|VA) 2 $370,000 $185,000 $4,269 3.00%
Jasper, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,112 3.06%
LAWTON, OK (FHA|USDA|VA) 3 $365,000 $121,667 $3,960 2.71%
Hood River, OR (FHA|USDA|VA) 1 $365,000 $365,000 $17,055 2.75%
Meridian, MS (FHA|USDA|VA) 2 $360,000 $180,000 $5,746 2.44%
Red Bluff, CA (FHA|USDA|VA) 2 $360,000 $180,000 $3,802 2.63%
Waycross, GA (FHA|USDA|VA) 2 $360,000 $180,000 $7,323 3.44%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $350,000 $175,000 $4,094 2.69%
Eufaula, AL-GA (FHA|USDA|VA) 2 $350,000 $175,000 $3,940 3.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,209 2.94%
Lufkin, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,574 3.63%
Bardstown, KY (FHA|USDA|VA) 2 $340,000 $170,000 $2,471 2.88%
Newport, TN (FHA|USDA|VA) 2 $340,000 $170,000 $5,150 2.88%
Toccoa, GA (FHA|USDA|VA) 3 $335,000 $111,667 $4,258 3.71%
POCATELLO, ID (FHA|USDA|VA) 2 $330,000 $165,000 $4,216 2.75%
Albertville, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,632 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $320,000 $160,000 $5,605 3.50%
Durant, OK (FHA|USDA|VA) 1 $315,000 $315,000 $10,200 4.13%
Port Lavaca, TX (FHA|USDA|VA) 1 $315,000 $315,000 $2,383 3.13%
Roswell, NM (FHA|USDA|VA) 2 $310,000 $155,000 $4,735 2.94%
Shelbyville, TN (FHA|USDA|VA) 2 $310,000 $155,000 $7,960 2.81%
Hays, KS (FHA|USDA|VA) 2 $310,000 $155,000 $2,733 3.38%
Bonham, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,776 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $17,387 2.63%
Shawnee, OK (FHA|USDA|VA) 2 $300,000 $150,000 $6,281 2.94%
Picayune, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,096 3.44%
KOKOMO, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,280 3.06%
Athens, TN (FHA|USDA|VA) 3 $295,000 $98,333 $6,045 4.08%
Willmar, MN (FHA|USDA|VA) 3 $295,000 $98,333 $3,563 3.46%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $290,000 $145,000 $7,354 3.25%
Greensburg, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,867 3.00%
Marshall, MO (FHA|USDA|VA) 2 $290,000 $145,000 $4,646 2.63%
Plainview, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,626 3.06%
Clovis, NM (FHA|USDA|VA) 2 $290,000 $145,000 $3,121 3.31%
Sunbury, PA (FHA|USDA|VA) 3 $285,000 $95,000 $4,154 3.58%
New Ulm, MN (FHA|USDA|VA) 2 $280,000 $140,000 $4,740 3.06%
Alamogordo, NM (FHA|USDA|VA) 2 $280,000 $140,000 $4,455 3.50%
Marshalltown, IA (FHA|USDA|VA) 2 $280,000 $140,000 $3,603 3.13%
Calhoun, GA (FHA|USDA|VA) 2 $280,000 $140,000 $2,704 3.94%
Craig, CO (FHA|USDA|VA) 2 $280,000 $140,000 $3,624 2.63%
Roseburg, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,121 3.25%
Moberly, MO (FHA|USDA|VA) 1 $275,000 $275,000 $6,814 2.80%
Central City, KY (FHA|USDA|VA) 2 $270,000 $135,000 $4,897 3.00%
Arcadia, FL (FHA|USDA|VA) 2 $270,000 $135,000 $5,824 3.81%
Ozark, AL (FHA|USDA|VA) 1 $265,000 $265,000 $15,037 2.65%
Starkville, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,024 2.75%
Sikeston, MO (FHA|USDA|VA) 2 $260,000 $130,000 $4,866 3.19%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $260,000 $130,000 $6,332 3.81%
Vidalia, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,712 3.31%
Jacksonville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,332 2.88%
Big Spring, TX (FHA|USDA|VA) 1 $255,000 $255,000 $10,561 2.88%
Brenham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,222 3.25%
La Grande, OR (FHA|USDA|VA) 1 $255,000 $255,000 $6,936 2.88%
Rolla, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,003 3.25%
Escanaba, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,603 3.43%
Dixon, IL (FHA|USDA|VA) 2 $250,000 $125,000 $5,227 3.31%
DANVILLE, IL (FHA|USDA|VA) 2 $250,000 $125,000 $4,729 3.56%
MANKATO, MN (FHA|USDA|VA) 1 $245,000 $245,000 $13,061 2.50%
Hereford, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,582 2.50%
Berlin, NH (FHA|USDA|VA) 1 $245,000 $245,000 $6,868 2.75%
Woodward, OK (FHA|USDA|VA) 2 $240,000 $120,000 $2,999 2.94%
Sterling, CO (FHA|USDA|VA) 1 $235,000 $235,000 $6,816 2.75%
New Castle, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,088 4.56%
Burlington, IA-IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,226 2.25%
Rockport, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,598 3.49%
Othello, WA (FHA|USDA|VA) 1 $225,000 $225,000 $4,534 2.75%
Price, UT (FHA|USDA|VA) 1 $225,000 $225,000 $6,301 3.50%
Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,543 2.63%
Greenville, OH (FHA|USDA|VA) 2 $220,000 $110,000 $5,618 3.25%
Ottumwa, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,936 2.38%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $8,479 4.13%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,996 2.63%
Newport, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,388 2.75%
Weatherford, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,097 2.25%
Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,248 3.13%
Gaffney, SC (FHA|USDA|VA) 1 $205,000 $205,000 $6,232 3.13%
Dickinson, ND (FHA|USDA|VA) 1 $205,000 $205,000 $7,023 3.00%
Glasgow, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,705 3.25%
Ruidoso, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,694 3.50%
Coldwater, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,303 4.25%
Oxford, MS (FHA|USDA|VA) 1 $195,000 $195,000 $3,594 2.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,093 3.15%
Indiana, PA (FHA|USDA|VA) 1 $185,000 $185,000 $7,859 2.25%
Frankfort, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,736 2.88%
Minden, LA (FHA|USDA|VA) 1 $185,000 $185,000 $1,674 2.63%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,835 2.88%
Marion, IN (FHA|USDA|VA) 1 $185,000 $185,000 $7,168 3.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,335 2.88%
Columbus, MS (FHA|USDA|VA) 2 $180,000 $90,000 $5,026 4.19%
Searcy, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,025 3.63%
El Campo, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,120 3.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $175,000 $175,000 $2,821 3.25%
Taos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,585 2.88%
Thomaston, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,356 3.88%
Dayton, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,406 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,058 2.88%
Jamestown, ND (FHA|USDA|VA) 1 $175,000 $175,000 $5,956 3.13%
Wabash, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,145 3.25%
Palestine, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,236 3.50%
Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,042 3.13%
McPherson, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,802 3.63%
Andrews, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,559 2.75%
Coshocton, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,298 3.00%
Bluefield, WV-VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,701 3.00%
Bradford, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,437 3.25%
Maryville, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,330 3.38%
Hutchinson, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,666 2.75%
Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,334 2.88%
Safford, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $7,639 2.99%
Guymon, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,786 3.63%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $8,734 3.63%
Snyder, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,470 3.13%
Carroll, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,548 3.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,953 3.50%
Sayre, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,450 2.38%
Dublin, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,111 2.50%
Warren, PA (FHA|USDA|VA) 1 $145,000 $145,000 $9,566 3.63%
Sedalia, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,117 3.00%
Hobbs, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,815 2.99%
Mason City, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,540 2.63%
Bemidji, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,035 3.38%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,252 2.88%
Madison, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,225 2.88%
Alexander City, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,738 3.00%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $4,777 3.25%
Danville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,996 2.63%
BILLINGS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,180 2.88%
Susanville, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,034 3.25%
Liberal, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,695 3.15%
Mayfield, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,239 3.25%
Bartlesville, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,412 3.25%
Tifton, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,240 2.63%
Alma, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,088 3.75%
Ottawa, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,279 3.13%
Nogales, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $5,580 3.13%
Peru, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,080 2.88%
Garden City, KS (FHA|USDA|VA) 1 $125,000 $125,000 $3,298 3.13%
Lebanon, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,451 3.50%
Farmington, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,606 3.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,882 3.25%
Decatur, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,769 3.25%
CaƱon City, CO (FHA|USDA|VA) 1 $115,000 $115,000 $4,906 2.88%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,635 2.99%
Huntsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,368 3.25%
Marshall, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,456 3.00%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,301 2.63%
Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,595 3.00%
Connersville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,809 3.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,836 2.75%
Campbellsville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,989 3.13%
Las Vegas, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,039 3.38%
Alpena, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,125 3.38%
Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,007 2.75%

Homeside Financial 's top markets include Washington, Chicago, Dallas, Columbus, and Raleigh among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 24,394 $6,082,760,000 $249,355 $4,375 3.08%
FHA 3,624 $951,600,000 $262,583 $9,236 3.14%
VA 1,414 $476,470,000 $336,966 $7,006 2.77%
USDA 159 $31,195,000 $196,195 $5,843 3.04%

For the 2021 period, Homeside Financial 's most frequently originated loan type of loans were Conventional, with 24,394 originations. Their 2nd most popular type is FHA, with 3,624 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 11,341 $2,781,505,000 $245,261 $4,352 2.91%
Home Purchase 11,141 $3,163,665,000 $283,966 $6,037 3.11%
Cash Out Refi 7,109 $1,596,855,000 $224,624 $4,925 3.29%

For the 2021, Homeside Financial 's most frequently cited loan purpose of loans were Refi, with 11,341 originations. The 2nd most popular reason of loans were Home Purchase, with 11,141 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 23,782 $6,410,200,000 $269,540 $5,376 3.11%
15 Year 2,942 $623,410,000 $211,900 $3,802 2.48%
20 Year 2,138 $362,800,000 $169,691 $4,039 3.58%
Other 415 $91,375,000 $220,181 $4,589 3.06%
10 Year 301 $53,445,000 $177,558 $3,663 2.39%
5 Year 9 $45,000 $5,000 $14 0.00%
1 Year 2 $310,000 $155,000 $3,717 7.00%
30+ year 2 $440,000 $220,000 $7,038 4.50%

For the 2021, Homeside Financial 's most frequently cited loan length of loans were 30 Year, with 23,782 originations. The 2nd most popular length of loans were 15 Year, with 2,942 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 14,750 $3,772,250,000 $255,746
$3k-4k 4,230 $1,100,290,000 $260,116
$2k-3k 3,500 $820,910,000 $234,546
$<1k 3,414 $899,180,000 $263,380
$5k+ 2,496 $822,630,000 $329,579

$5,376 of loans were Homeside Financial 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 14,750 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 12,204 $3,178,910,000 $260,481
2.5-3% 11,510 $3,044,530,000 $264,512
<2.5% 4,214 $1,059,140,000 $251,338
4-5% 1,476 $241,420,000 $163,564
5-6% 183 $17,275,000 $94,399
6-7% 4 $750,000 $187,500

During 2021, Homeside Financial 's average interest rate of loans were 3.11%, while their most frequently originated rate bucket of loans were 3-4%, with 12,204 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 14,103 $3,940,575,000 $279,414 $5,533 3.04%
$100k-200k 10,140 $1,592,630,000 $157,064 $4,118 3.08%
$400k-600k 3,228 $1,535,160,000 $475,576 $6,364 3.02%
$100,000 or less 1,646 $111,550,000 $67,770 $2,961 3.50%
$600k-1MM 436 $316,600,000 $726,147 $9,529 3.12%
$1MM+ 38 $45,510,000 $1,197,632 $16,499 3.10%

2021 saw Homeside Financial place emphasis on $200k-400k loans with 14,103 originations, totaling $3,940,575,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 7,277 $1,543,505,000 $212,107 $5,170 3.06%
$100k-150k 6,775 $1,919,305,000 $283,292 $5,247 3.10%
$75k-100k 6,023 $1,495,165,000 $248,243 $5,328 3.09%
$150k-250k 3,894 $1,313,740,000 $337,375 $5,095 3.12%
$50k or less 3,742 $602,650,000 $161,050 $4,540 3.04%
$250k+ 1,106 $450,020,000 $406,890 $5,405 3.15%

Homeside Financial lent most frequently to those with incomes in the $50k-75k range, with 7,277 originations. The second most popular income band? $100k-150k, with 6,775 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,842 $1,445,120,000 $247,367 $4,353 2.96%
30-36% 5,384 $1,364,610,000 $253,457 $4,779 3.09%
<20% 1,974 $465,120,000 $235,623 $3,916 2.81%
44% 1,432 $360,890,000 $252,018 $5,251 3.22%
43% 1,230 $319,520,000 $259,772 $5,416 3.19%
50-60% 1,221 $346,655,000 $283,911 $9,297 3.06%
39% 1,157 $287,385,000 $248,388 $5,362 3.28%
42% 1,141 $295,075,000 $258,611 $5,493 3.18%
41% 1,109 $285,105,000 $257,083 $5,194 3.17%
40% 1,080 $277,650,000 $257,083 $5,269 3.14%
38% 1,072 $270,550,000 $252,379 $5,070 3.17%
37% 1,047 $263,545,000 $251,714 $5,172 3.17%
36% 1,005 $259,135,000 $257,846 $5,092 3.08%
49% 932 $253,880,000 $272,403 $5,807 3.12%
45% 880 $227,750,000 $258,807 $5,515 3.16%
46% 769 $200,155,000 $260,280 $5,617 3.13%
48% 735 $189,475,000 $257,789 $5,747 3.18%
47% 709 $184,405,000 $260,092 $5,872 3.11%
>60% 27 $10,895,000 $403,519 $10,126 2.85%

Homeside Financial lent most frequently to those with DTI ratios of 20-30%, with 5,842 originations. The next most common DTI ratio? 30-36%, with 5,384 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 18,599 $4,688,855,000 $252,103 $4,865 3.08%
Not provided 7,648 $1,902,500,000 $248,758 $5,216 3.05%
Black 2,295 $641,805,000 $279,654 $6,934 3.16%
Asian 898 $267,930,000 $298,363 $5,083 2.97%
American Indian 113 $30,595,000 $270,752 $6,712 3.07%
Native Hawaiian 34 $9,270,000 $272,647 $5,976 2.97%
Filipino 2 $530,000 $265,000 $5,205 3.25%
Asian Indian 1 $365,000 $365,000 $2,861 2.50%
Other Asian 1 $175,000 $175,000 $3,928 2.88%

Approval Rates

Total approvals of all applications
90.26%

Homeside Financial has an average approval rate.

Pick Rate

Approvals leading to origination
43.47%

Homeside Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 29,591 $7,542,025,000 $254,876

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
29,591 $7,542,025,000 $254,876

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,768 $272,770,000 $154,282 $3,687 3.45%
40-60% 4,282 $984,710,000 $229,965 $3,913 2.83%
60-80% 11,343 $2,943,565,000 $259,505 $4,606 3.07%
80-100% 11,340 $3,209,660,000 $283,039 $6,131 3.10%
Over 100% 222 $90,180,000 $406,216 $14,603 3.00%
Under 20% 636 $41,140,000 $64,686 $1,299 3.32%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
HOMESTAR FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 3 37.5%
HOMESTAR FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 25.0%
HOMESTAR FINANCIAL CORPORATION FHA mortgage Closing on a mortgage 1 12.5%
HOMESTAR FINANCIAL CORPORATION VA mortgage Closing on a mortgage 1 12.5%
HOMESTAR FINANCIAL CORPORATION VA mortgage Trouble during payment process 1 12.5%