Homeside Financial Mortgage Rates, Fees & Info
LUTHERVILLE TIMONIUM, MDLEI: 549300RN01LBYR8ZVX74
Tax ID: 46-3689142
4.5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Homeside Financial is a large mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Washington, Chicago, Dallas, Columbus, and Raleigh among others. Homeside Financial has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Homeside Financial is typically an average fee lendor.Originations
29,591Origination Dollar Volume (All Markets)
$7,542,025,000Awards
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HOMESIDE FINANCIAL - 2021
HOMESIDE FINANCIAL is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Homeside Financial 's average 30 year fixed rate mortgage of loans were
3.11%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.04%.
Relative Fees
Homeside Financial 's average total fees for a 30 year fixed rate
mortgage are $5,376.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2,804 | $1,019,500,000 | $363,588 | $6,798 | 3.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,756 | $663,880,000 | $240,885 | $3,691 | 3.10% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,402 | $443,890,000 | $316,612 | $7,818 | 3.10% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,442 | $331,830,000 | $230,118 | $4,144 | 3.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 590 | $174,200,000 | $295,254 | $4,019 | 2.91% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 583 | $169,535,000 | $290,798 | $6,139 | 3.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 683 | $155,095,000 | $227,079 | $5,163 | 3.24% |
| Outside of Metro Areas | 692 | $146,120,000 | $211,156 | $4,951 | 3.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 470 | $135,970,000 | $289,298 | $5,141 | 3.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 446 | $135,250,000 | $303,251 | $5,415 | 3.08% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 542 | $132,360,000 | $244,207 | $4,368 | 3.00% |
| YAKIMA, WA (FHA|USDA|VA) | 499 | $124,455,000 | $249,409 | $5,026 | 2.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 430 | $114,160,000 | $265,488 | $5,516 | 3.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 262 | $109,740,000 | $418,855 | $5,295 | 2.92% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 488 | $104,820,000 | $214,795 | $3,988 | 3.07% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 436 | $100,220,000 | $229,862 | $5,692 | 3.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 405 | $97,415,000 | $240,531 | $6,075 | 3.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 407 | $96,005,000 | $235,885 | $5,125 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 379 | $94,935,000 | $250,488 | $5,053 | 3.17% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 322 | $81,440,000 | $252,919 | $6,457 | 3.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 299 | $73,685,000 | $246,438 | $5,038 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 310 | $66,870,000 | $215,710 | $4,590 | 3.10% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 242 | $65,000,000 | $268,595 | $5,388 | 3.12% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 277 | $61,425,000 | $221,751 | $3,641 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 185 | $60,275,000 | $325,811 | $5,365 | 2.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 236 | $57,040,000 | $241,695 | $4,910 | 3.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 169 | $53,725,000 | $317,899 | $4,425 | 3.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 181 | $52,565,000 | $290,414 | $5,198 | 2.97% |
| PROVO-OREM, UT (FHA|USDA|VA) | 170 | $50,610,000 | $297,706 | $5,902 | 3.17% |
| RICHMOND, VA (FHA|USDA|VA) | 210 | $49,640,000 | $236,381 | $4,411 | 3.04% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 185 | $49,625,000 | $268,243 | $4,029 | 2.91% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 221 | $48,435,000 | $219,163 | $4,656 | 3.17% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 171 | $47,935,000 | $280,322 | $5,578 | 3.22% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 143 | $47,765,000 | $334,021 | $5,607 | 3.17% |
| WILMINGTON, NC (FHA|USDA|VA) | 174 | $47,370,000 | $272,241 | $4,171 | 3.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 251 | $47,095,000 | $187,629 | $4,209 | 3.08% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 195 | $46,375,000 | $237,821 | $4,762 | 3.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 197 | $46,345,000 | $235,254 | $4,883 | 3.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 145 | $46,005,000 | $317,276 | $6,061 | 3.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 121 | $34,735,000 | $287,066 | $6,723 | 3.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 105 | $32,985,000 | $314,143 | $4,217 | 2.84% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 110 | $32,950,000 | $299,545 | $6,387 | 3.12% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 173 | $32,805,000 | $189,624 | $4,130 | 2.70% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 77 | $32,595,000 | $423,312 | $5,768 | 2.77% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 153 | $32,555,000 | $212,778 | $3,867 | 3.14% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 221 | $31,835,000 | $144,050 | $4,096 | 3.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 149 | $31,635,000 | $212,315 | $4,115 | 3.23% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 103 | $29,685,000 | $288,204 | $5,412 | 2.97% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 124 | $29,540,000 | $238,226 | $5,076 | 3.02% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 153 | $28,605,000 | $186,961 | $4,836 | 3.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 162 | $28,590,000 | $176,481 | $4,662 | 2.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 111 | $27,335,000 | $246,261 | $4,940 | 2.90% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 129 | $26,155,000 | $202,752 | $4,349 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 73 | $25,085,000 | $343,630 | $4,975 | 2.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 116 | $25,010,000 | $215,603 | $4,963 | 3.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 78 | $25,010,000 | $320,641 | $5,896 | 3.30% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 105 | $24,265,000 | $231,095 | $6,115 | 3.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 113 | $23,365,000 | $206,770 | $4,232 | 3.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 110 | $22,570,000 | $205,182 | $5,171 | 3.06% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 105 | $22,415,000 | $213,476 | $5,317 | 3.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 104 | $22,300,000 | $214,423 | $5,609 | 3.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 98 | $22,250,000 | $227,041 | $6,503 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 99 | $21,405,000 | $216,212 | $5,672 | 2.99% |
| ASHEVILLE, NC (FHA|USDA|VA) | 84 | $20,130,000 | $239,643 | $4,073 | 3.11% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 63 | $19,775,000 | $313,889 | $6,528 | 3.20% |
| COLUMBIA, SC (FHA|USDA|VA) | 78 | $17,600,000 | $225,641 | $4,972 | 3.14% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 94 | $16,630,000 | $176,915 | $3,808 | 3.01% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 85 | $16,575,000 | $195,000 | $4,195 | 3.12% |
| AKRON, OH (FHA|USDA|VA) | 89 | $16,165,000 | $181,629 | $4,005 | 3.08% |
| LEBANON, PA (FHA|USDA|VA) | 82 | $16,140,000 | $196,829 | $5,604 | 3.11% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 76 | $16,110,000 | $211,974 | $5,782 | 3.15% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 77 | $15,605,000 | $202,662 | $5,607 | 3.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 75 | $15,545,000 | $207,267 | $5,463 | 3.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 52 | $15,260,000 | $293,462 | $5,098 | 2.93% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 57 | $15,145,000 | $265,702 | $6,992 | 3.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 66 | $14,800,000 | $224,242 | $5,605 | 3.23% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 65 | $14,405,000 | $221,615 | $4,517 | 3.23% |
| STOCKTON, CA (FHA|USDA|VA) | 44 | $14,250,000 | $323,864 | $4,389 | 2.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 66 | $14,150,000 | $214,394 | $5,269 | 3.05% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 53 | $14,025,000 | $264,623 | $6,145 | 3.24% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 59 | $12,815,000 | $217,203 | $4,844 | 3.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 58 | $12,510,000 | $215,690 | $4,876 | 3.01% |
| TUCSON, AZ (FHA|USDA|VA) | 55 | $12,085,000 | $219,727 | $4,561 | 3.17% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 67 | $12,075,000 | $180,224 | $4,002 | 3.01% |
| Clinton, IA (FHA|USDA|VA) | 81 | $12,055,000 | $148,827 | $4,120 | 3.16% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 38 | $11,960,000 | $314,737 | $5,788 | 3.22% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 48 | $11,310,000 | $235,625 | $5,969 | 3.32% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 57 | $10,955,000 | $192,193 | $4,247 | 3.17% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 58 | $10,860,000 | $187,241 | $4,848 | 3.07% |
| TOLEDO, OH (FHA|USDA|VA) | 55 | $10,815,000 | $196,636 | $4,380 | 3.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 26 | $10,770,000 | $414,231 | $4,267 | 2.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 55 | $10,635,000 | $193,364 | $6,692 | 3.23% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 36 | $10,530,000 | $292,500 | $5,563 | 2.59% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 48 | $10,220,000 | $212,917 | $5,079 | 3.22% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 44 | $10,100,000 | $229,545 | $4,957 | 2.98% |
| FRESNO, CA (FHA|USDA|VA) | 42 | $10,090,000 | $240,238 | $3,793 | 2.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 29 | $10,085,000 | $347,759 | $4,595 | 2.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 53 | $9,665,000 | $182,358 | $5,793 | 3.03% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 52 | $9,500,000 | $182,692 | $4,376 | 3.33% |
| SAVANNAH, GA (FHA|USDA|VA) | 41 | $9,355,000 | $228,171 | $5,271 | 3.09% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 52 | $9,320,000 | $179,231 | $5,570 | 3.34% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 44 | $9,280,000 | $210,909 | $5,318 | 3.24% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 38 | $8,850,000 | $232,895 | $6,084 | 3.11% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 36 | $8,820,000 | $245,000 | $5,066 | 3.29% |
| TULSA, OK (FHA|USDA|VA) | 44 | $8,570,000 | $194,773 | $6,237 | 3.26% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 31 | $8,365,000 | $269,839 | $5,634 | 2.80% |
| BURLINGTON, NC (FHA|USDA|VA) | 31 | $8,175,000 | $263,710 | $3,662 | 2.81% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 45 | $8,125,000 | $180,556 | $5,022 | 3.37% |
| LANCASTER, PA (FHA|USDA|VA) | 37 | $8,105,000 | $219,054 | $5,863 | 2.86% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 34 | $8,070,000 | $237,353 | $4,827 | 2.98% |
| DOVER, DE (FHA|USDA|VA) | 32 | $7,870,000 | $245,938 | $6,451 | 2.96% |
| OCALA, FL (FHA|USDA|VA) | 39 | $7,695,000 | $197,308 | $4,669 | 3.17% |
| LYNCHBURG, VA (FHA|USDA|VA) | 37 | $7,545,000 | $203,919 | $5,058 | 3.21% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 20 | $7,360,000 | $368,000 | $6,181 | 2.84% |
| BOISE CITY, ID (FHA|USDA|VA) | 27 | $7,225,000 | $267,593 | $5,446 | 2.87% |
| ROANOKE, VA (FHA|USDA|VA) | 39 | $7,185,000 | $184,231 | $3,712 | 2.84% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 33 | $7,175,000 | $217,424 | $6,344 | 3.10% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 30 | $6,970,000 | $232,333 | $4,675 | 2.82% |
| BATON ROUGE, LA (FHA|USDA|VA) | 32 | $6,970,000 | $217,813 | $5,331 | 3.19% |
| Sterling, IL (FHA|USDA|VA) | 42 | $6,810,000 | $162,143 | $3,979 | 3.15% |
| SALEM, OR (FHA|USDA|VA) | 22 | $6,790,000 | $308,636 | $10,790 | 3.19% |
| READING, PA (FHA|USDA|VA) | 35 | $6,735,000 | $192,429 | $5,199 | 3.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 34 | $6,700,000 | $197,059 | $4,235 | 3.28% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 17 | $6,485,000 | $381,471 | $3,976 | 2.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 35 | $6,475,000 | $185,000 | $6,364 | 3.15% |
| Morehead City, NC (FHA|USDA|VA) | 26 | $6,460,000 | $248,462 | $4,048 | 3.10% |
| Outside of Metro Areas | 18 | $6,460,000 | $358,889 | $7,010 | 2.99% |
| GREELEY, CO (FHA|USDA|VA) | 20 | $6,440,000 | $322,000 | $6,977 | 2.89% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 25 | $6,295,000 | $251,800 | $4,398 | 2.93% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 29 | $6,135,000 | $211,552 | $4,743 | 2.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $6,010,000 | $300,500 | $6,147 | 2.81% |
| MADISON, WI (FHA|USDA|VA) | 23 | $5,935,000 | $258,043 | $3,460 | 3.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 24 | $5,760,000 | $240,000 | $4,976 | 2.87% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 28 | $5,630,000 | $201,071 | $5,028 | 3.21% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 34 | $5,510,000 | $162,059 | $4,166 | 3.30% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 21 | $5,495,000 | $261,667 | $6,135 | 3.30% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 26 | $5,460,000 | $210,000 | $4,203 | 3.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 24 | $5,350,000 | $222,917 | $6,081 | 3.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 28 | $5,250,000 | $187,500 | $5,226 | 2.95% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 28 | $5,250,000 | $187,500 | $5,334 | 3.21% |
| AMES, IA (FHA|USDA|VA) | 27 | $5,175,000 | $191,667 | $4,264 | 3.16% |
| GREENVILLE, NC (FHA|USDA|VA) | 28 | $5,090,000 | $181,786 | $4,024 | 2.93% |
| Salem, OH (FHA|USDA|VA) | 32 | $5,060,000 | $158,125 | $4,682 | 3.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $6,771 | 2.77% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $4,680 | 3.08% |
| MOBILE, AL (FHA|USDA|VA) | 29 | $4,965,000 | $171,207 | $3,712 | 3.34% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 21 | $4,885,000 | $232,619 | $4,842 | 3.30% |
| GAINESVILLE, FL (FHA|USDA|VA) | 24 | $4,880,000 | $203,333 | $4,560 | 2.87% |
| PANAMA CITY, FL (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $4,720 | 2.98% |
| VISALIA, CA (FHA|USDA|VA) | 19 | $4,765,000 | $250,789 | $4,800 | 2.74% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $4,745,000 | $316,333 | $5,668 | 3.18% |
| FORT WAYNE, IN (FHA|USDA|VA) | 30 | $4,720,000 | $157,333 | $4,104 | 3.11% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 19 | $4,615,000 | $242,895 | $4,623 | 2.79% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 25 | $4,545,000 | $181,800 | $4,635 | 3.17% |
| Sanford, NC (FHA|USDA|VA) | 19 | $4,535,000 | $238,684 | $5,534 | 2.77% |
| MIDLAND, TX (FHA|USDA|VA) | 20 | $4,490,000 | $224,500 | $6,745 | 3.22% |
| EL PASO, TX (FHA|USDA|VA) | 24 | $4,470,000 | $186,250 | $5,359 | 2.96% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 20 | $4,460,000 | $223,000 | $4,564 | 2.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 23 | $4,455,000 | $193,696 | $5,231 | 3.04% |
| Torrington, CT (FHA|USDA|VA) | 18 | $4,430,000 | $246,111 | $6,103 | 2.89% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $4,420,000 | $245,556 | $6,453 | 3.01% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $4,260,000 | $266,250 | $4,027 | 2.69% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 15 | $4,195,000 | $279,667 | $4,362 | 2.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 29 | $4,185,000 | $144,310 | $5,079 | 3.09% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 20 | $4,170,000 | $208,500 | $3,674 | 3.19% |
| THE VILLAGES, FL (FHA|USDA|VA) | 19 | $4,075,000 | $214,474 | $3,616 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 22 | $4,050,000 | $184,091 | $3,958 | 3.04% |
| Whitewater, WI (FHA|USDA|VA) | 17 | $3,945,000 | $232,059 | $3,289 | 3.30% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 24 | $3,940,000 | $164,167 | $4,101 | 3.11% |
| NILES, MI (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $3,585 | 2.96% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $3,850,000 | $481,250 | $8,720 | 2.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 18 | $3,800,000 | $211,111 | $4,432 | 3.03% |
| MODESTO, CA (FHA|USDA|VA) | 15 | $3,785,000 | $252,333 | $5,701 | 2.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $6,623 | 3.03% |
| GREEN BAY, WI (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $4,587 | 3.24% |
| MANSFIELD, OH (FHA|USDA|VA) | 20 | $3,380,000 | $169,000 | $3,828 | 3.06% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $5,355 | 3.42% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 13 | $3,345,000 | $257,308 | $6,588 | 2.97% |
| ROCKFORD, IL (FHA|USDA|VA) | 23 | $3,345,000 | $145,435 | $3,701 | 3.36% |
| LUBBOCK, TX (FHA|USDA|VA) | 19 | $3,295,000 | $173,421 | $5,741 | 3.22% |
| HARRISONBURG, VA (FHA|USDA|VA) | 17 | $3,235,000 | $190,294 | $4,871 | 3.21% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $4,236 | 3.16% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 19 | $3,195,000 | $168,158 | $4,335 | 3.20% |
| FLINT, MI (FHA|USDA|VA) | 16 | $3,180,000 | $198,750 | $3,969 | 3.13% |
| ODESSA, TX (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $7,535 | 3.12% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $4,753 | 3.05% |
| TYLER, TX (FHA|USDA|VA) | 14 | $3,140,000 | $224,286 | $5,727 | 3.02% |
| BELLINGHAM, WA (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $5,072 | 2.77% |
| Jefferson, GA (FHA|USDA|VA) | 14 | $3,120,000 | $222,857 | $6,020 | 2.95% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $4,150 | 2.96% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $5,868 | 2.92% |
| WENATCHEE, WA (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $5,259 | 2.93% |
| Wooster, OH (FHA|USDA|VA) | 11 | $2,995,000 | $272,273 | $4,275 | 2.82% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $3,329 | 3.12% |
| Ottawa, IL (FHA|USDA|VA) | 17 | $2,895,000 | $170,294 | $3,501 | 3.17% |
| YUBA CITY, CA (FHA|USDA|VA) | 12 | $2,890,000 | $240,833 | $3,997 | 2.86% |
| LAFAYETTE, LA (FHA|USDA|VA) | 17 | $2,865,000 | $168,529 | $5,674 | 3.54% |
| MONTGOMERY, AL (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $4,643 | 3.04% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 15 | $2,825,000 | $188,333 | $4,680 | 3.02% |
| Marietta, OH (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $3,909 | 2.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 14 | $2,780,000 | $198,571 | $2,844 | 3.03% |
| Boone, NC (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $4,517 | 2.74% |
| Zanesville, OH (FHA|USDA|VA) | 13 | $2,685,000 | $206,538 | $4,638 | 3.29% |
| Sandusky, OH (FHA|USDA|VA) | 15 | $2,685,000 | $179,000 | $4,432 | 3.42% |
| Concord, NH (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $4,300 | 2.91% |
| Marion, OH (FHA|USDA|VA) | 19 | $2,665,000 | $140,263 | $2,717 | 3.28% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $4,851 | 2.80% |
| Moses Lake, WA (FHA|USDA|VA) | 12 | $2,650,000 | $220,833 | $4,497 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $4,567 | 2.94% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $3,754 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $4,176 | 2.74% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $7,496 | 2.95% |
| Clearlake, CA (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $4,648 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $4,822 | 3.01% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $5,573 | 3.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $4,517 | 3.20% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 16 | $2,530,000 | $158,125 | $4,480 | 3.12% |
| KANKAKEE, IL (FHA|USDA|VA) | 16 | $2,520,000 | $157,500 | $2,798 | 3.22% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $4,094 | 3.39% |
| Brainerd, MN (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $6,312 | 3.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,465,000 | $189,615 | $4,174 | 2.82% |
| Mount Vernon, OH (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $4,145 | 2.90% |
| PEORIA, IL (FHA|USDA|VA) | 15 | $2,425,000 | $161,667 | $3,487 | 3.21% |
| BEND, OR (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $6,136 | 3.23% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $4,559 | 3.30% |
| LIMA, OH (FHA|USDA|VA) | 14 | $2,370,000 | $169,286 | $4,569 | 3.07% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 13 | $2,315,000 | $178,077 | $6,299 | 2.98% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 16 | $2,300,000 | $143,750 | $4,008 | 3.17% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 12 | $2,270,000 | $189,167 | $4,597 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $5,599 | 3.01% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 14 | $2,200,000 | $157,143 | $3,382 | 3.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 11 | $2,195,000 | $199,545 | $4,352 | 3.08% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $5,850 | 3.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $2,175,000 | $167,308 | $5,000 | 3.27% |
| Bellefontaine, OH (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $4,602 | 2.99% |
| RACINE, WI (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $2,796 | 3.01% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 14 | $2,120,000 | $151,429 | $4,969 | 3.22% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $4,341 | 2.79% |
| REDDING, CA (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $3,628 | 2.62% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 12 | $2,110,000 | $175,833 | $3,870 | 3.45% |
| Cullowhee, NC (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $3,665 | 2.92% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $5,530 | 3.08% |
| Richmond-Berea, KY (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,471 | 3.20% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $6,096 | 2.87% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $6,233 | 3.02% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $7,213 | 3.33% |
| WICHITA, KS (FHA|USDA|VA) | 11 | $2,055,000 | $186,818 | $4,270 | 3.31% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $4,309 | 3.21% |
| NAPA, CA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $3,138 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 13 | $2,025,000 | $155,769 | $5,439 | 3.29% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $4,580 | 2.90% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $4,420 | 3.22% |
| Athens, OH (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,574 | 3.12% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $4,079 | 2.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $3,913 | 2.90% |
| ST. CLOUD, MN (FHA|USDA|VA) | 14 | $1,890,000 | $135,000 | $4,400 | 3.20% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $4,082 | 2.93% |
| NEW BERN, NC (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $3,901 | 2.85% |
| Madisonville, KY (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $6,190 | 2.98% |
| Show Low, AZ (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $6,338 | 2.69% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $4,002 | 3.32% |
| North Wilkesboro, NC (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $4,422 | 3.05% |
| ALBANY, GA (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $5,555 | 3.28% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $5,384 | 2.89% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $4,890 | 3.03% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $5,235 | 3.31% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $3,337 | 2.96% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $7,433 | 2.70% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $4,478 | 3.21% |
| FARGO, ND-MN (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,238 | 3.19% |
| WHEELING, WV-OH (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $4,794 | 3.22% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $5,052 | 3.31% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,928 | 3.01% |
| Wilson, NC (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,951 | 3.29% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $5,333 | 3.20% |
| Danville, VA (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,234 | 3.14% |
| Crossville, TN (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $4,577 | 3.21% |
| Muscatine, IA (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,407 | 3.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $4,578 | 2.86% |
| JOPLIN, MO (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,229 | 2.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $4,478 | 3.08% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $8,660 | 2.95% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $6,972 | 3.37% |
| COLUMBUS, IN (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $3,819 | 2.82% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $4,659 | 2.84% |
| Rexburg, ID (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,824 | 3.08% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $4,766 | 3.08% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,299 | 2.65% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $4,838 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $4,424 | 2.73% |
| Shelby, NC (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $3,125 | 3.25% |
| YUMA, AZ (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $6,442 | 2.78% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $5,281 | 3.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $4,120 | 2.92% |
| Brevard, NC (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,477 | 2.95% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,793 | 2.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,988 | 3.01% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,254 | 2.88% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $5,872 | 3.56% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $5,529 | 3.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $3,405 | 3.58% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $6,465 | 3.06% |
| OWENSBORO, KY (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,511 | 3.11% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,113 | 2.63% |
| Forest City, NC (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $3,516 | 3.36% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,851 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,903 | 2.87% |
| Norwalk, OH (FHA|USDA|VA) | 10 | $1,420,000 | $142,000 | $3,594 | 2.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $6,152 | 3.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $8,279 | 3.16% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $4,868 | 2.92% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,476 | 3.50% |
| Findlay, OH (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,937 | 2.92% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,370 | 2.90% |
| Sturgis, MI (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,855 | 2.87% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $3,683 | 2.95% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $5,833 | 2.87% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,721 | 3.00% |
| Urbana, OH (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $5,958 | 3.11% |
| MONROE, LA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $4,407 | 3.14% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,119 | 3.07% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $8,554 | 3.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $3,950 | 2.80% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,372 | 3.02% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $7,361 | 2.77% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,531 | 2.97% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $3,356 | 3.04% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $4,563 | 3.23% |
| MANHATTAN, KS (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,211 | 2.67% |
| ERIE, PA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,992 | 2.91% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,107 | 3.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $3,258 | 2.66% |
| Mount Airy, NC (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $3,641 | 2.89% |
| Branson, MO (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,933 | 2.98% |
| Laconia, NH (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,230 | 3.35% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,060 | 2.84% |
| Marion, NC (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $4,990 | 3.25% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $3,458 | 3.32% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,788 | 2.90% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,628 | 2.72% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,138 | 3.19% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,843 | 3.15% |
| Adrian, MI (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,468 | 3.46% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,818 | 2.77% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,561 | 2.95% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $5,919 | 3.02% |
| Celina, OH (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,656 | 3.20% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $5,227 | 2.83% |
| MONROE, MI (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,819 | 3.28% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $7,073 | 3.56% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,766 | 2.90% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,801 | 3.53% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,295 | 3.33% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,984 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,692 | 3.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,850 | 2.78% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,581 | 3.03% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,563 | 3.05% |
| Brookings, OR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,061 | 3.04% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,754 | 2.94% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,872 | 3.04% |
| Cullman, AL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,158 | 3.27% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,849 | 3.21% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,374 | 3.08% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,093 | 2.74% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,419 | 3.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,422 | 2.68% |
| FOND DU LAC, WI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,362 | 3.56% |
| Henderson, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,885 | 3.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,433 | 2.90% |
| Scottsboro, AL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,466 | 3.13% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,033 | 3.12% |
| Austin, MN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,666 | 3.04% |
| Sonora, CA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,016 | 3.12% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,127 | 2.95% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,885 | 2.75% |
| Coffeyville, KS (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,356 | 3.33% |
| Freeport, IL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,385 | 3.32% |
| Rochelle, IL (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $3,562 | 3.06% |
| Edwards, CO (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,006 | 2.69% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,050 | 2.95% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,984 | 3.04% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,167 | 3.15% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,558 | 2.79% |
| Easton, MD (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,132 | 3.16% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,432 | 3.29% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,987 | 3.05% |
| New Castle, PA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,021 | 2.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,195 | 3.78% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,863 | 2.68% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,282 | 2.82% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,220 | 3.42% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,690 | 3.18% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,377 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,430 | 3.55% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,683 | 2.94% |
| Palatka, FL (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,435 | 3.02% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,217 | 3.09% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,443 | 2.69% |
| Lewistown, PA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $6,630 | 3.10% |
| Auburn, IN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,664 | 3.32% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,325 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,121 | 2.66% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,982 | 2.92% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,931 | 2.75% |
| Angola, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,939 | 3.04% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,862 | 2.94% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,149 | 3.23% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,222 | 3.29% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,471 | 2.67% |
| Shelton, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,462 | 2.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,627 | 2.81% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,274 | 3.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,439 | 3.60% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,726 | 2.66% |
| Keene, NH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,341 | 2.91% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,182 | 2.96% |
| Richmond, IN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,951 | 2.92% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,290 | 2.79% |
| Meadville, PA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,346 | 3.63% |
| Bay City, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,394 | 3.04% |
| London, KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,604 | 3.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,127 | 2.93% |
| Athens, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,394 | 3.12% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,126 | 3.37% |
| West Plains, MO (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,703 | 3.13% |
| Kinston, NC (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $6,027 | 3.13% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,076 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,140 | 3.15% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,362 | 3.44% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,535 | 2.94% |
| Bedford, IN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,871 | 2.50% |
| Holland, MI (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,791 | 3.17% |
| Ludington, MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,764 | 3.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,370 | 3.29% |
| Hannibal, MO (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,695 | 3.62% |
| Ruston, LA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,460 | 3.00% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,369 | 2.63% |
| Fremont, OH (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $4,538 | 4.23% |
| Tiffin, OH (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $4,012 | 3.40% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,392 | 3.22% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $3,768 | 3.77% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,407 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,664 | 2.44% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,006 | 2.38% |
| Durango, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,392 | 2.69% |
| Washington, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,359 | 3.21% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,997 | 2.88% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,025 | 3.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,790 | 3.06% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,812 | 3.22% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,375 | 2.81% |
| Cambridge, OH (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,517 | 2.89% |
| Cadillac, MI (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,685 | 3.97% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,277 | 3.25% |
| Kirksville, MO (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,009 | 3.53% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,474 | 2.97% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,768 | 3.00% |
| Troy, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,746 | 3.13% |
| Newberry, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,123 | 3.21% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $3,852 | 3.40% |
| Beeville, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,265 | 3.92% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,727 | 3.66% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,373 | 2.72% |
| Americus, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,768 | 3.06% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,999 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,268 | 3.75% |
| Paris, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,412 | 3.71% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,391 | 3.04% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,959 | 3.02% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,636 | 3.63% |
| Williston, ND (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,862 | 3.58% |
| Ashland, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,023 | 3.21% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,376 | 3.04% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,274 | 2.94% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,368 | 2.62% |
| Seymour, IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,079 | 2.96% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,813 | 3.04% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,892 | 2.96% |
| Atmore, AL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,106 | 3.58% |
| Pella, IA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,605 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,031 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,741 | 2.67% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,945 | 3.21% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,215 | 2.88% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,766 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,372 | 3.38% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,031 | 3.12% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,533 | 2.38% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,517 | 3.42% |
| Union City, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,681 | 2.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,175 | 3.41% |
| DALTON, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,568 | 2.96% |
| Jackson, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,538 | 2.94% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,968 | 2.94% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,701 | 2.83% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,908 | 2.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,840 | 3.29% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,898 | 3.75% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,370 | 3.21% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,004 | 3.05% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,970 | 3.13% |
| Somerset, KY (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,222 | 3.59% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,675 | 2.38% |
| Lake City, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,319 | 3.31% |
| ENID, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,100 | 4.08% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,299 | 2.92% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,744 | 3.19% |
| Centralia, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,819 | 3.50% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,907 | 2.96% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,319 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,523 | 3.21% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,064 | 3.81% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,612 | 3.00% |
| Sidney, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,810 | 3.38% |
| Defiance, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,754 | 3.75% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,419 | 3.21% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,893 | 3.29% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,161 | 3.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,916 | 3.63% |
| Martin, TN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,630 | 3.63% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,293 | 4.56% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,382 | 2.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,300 | 2.79% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,160 | 2.88% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,950 | 3.00% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,971 | 3.06% |
| Oil City, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,380 | 2.93% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,558 | 3.13% |
| Levelland, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,002 | 2.99% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,914 | 3.50% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,672 | 2.81% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,137 | 3.38% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,849 | 3.31% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,901 | 2.79% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,672 | 2.87% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,603 | 2.31% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,332 | 2.81% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,232 | 3.31% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,457 | 4.08% |
| DuBois, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,574 | 2.67% |
| Salina, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,427 | 2.81% |
| Douglas, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,269 | 3.00% |
| Jasper, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,112 | 3.06% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,960 | 2.71% |
| Hood River, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,055 | 2.75% |
| Meridian, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,746 | 2.44% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,802 | 2.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,323 | 3.44% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,094 | 2.69% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,940 | 3.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,209 | 2.94% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,574 | 3.63% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,471 | 2.88% |
| Newport, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,150 | 2.88% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,258 | 3.71% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,216 | 2.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,632 | 2.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,605 | 3.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,200 | 4.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,383 | 3.13% |
| Roswell, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,735 | 2.94% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,960 | 2.81% |
| Hays, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,733 | 3.38% |
| Bonham, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,776 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,387 | 2.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,281 | 2.94% |
| Picayune, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,096 | 3.44% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,280 | 3.06% |
| Athens, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,045 | 4.08% |
| Willmar, MN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,563 | 3.46% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,354 | 3.25% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,867 | 3.00% |
| Marshall, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,646 | 2.63% |
| Plainview, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,626 | 3.06% |
| Clovis, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,121 | 3.31% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,154 | 3.58% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,740 | 3.06% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,455 | 3.50% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,603 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,704 | 3.94% |
| Craig, CO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,624 | 2.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,121 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,814 | 2.80% |
| Central City, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,897 | 3.00% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,824 | 3.81% |
| Ozark, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,037 | 2.65% |
| Starkville, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,024 | 2.75% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,866 | 3.19% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,332 | 3.81% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,712 | 3.31% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,332 | 2.88% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,561 | 2.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,222 | 3.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,936 | 2.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,003 | 3.25% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,603 | 3.43% |
| Dixon, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,227 | 3.31% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,729 | 3.56% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,061 | 2.50% |
| Hereford, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,582 | 2.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,868 | 2.75% |
| Woodward, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,999 | 2.94% |
| Sterling, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,816 | 2.75% |
| New Castle, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,088 | 4.56% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,226 | 2.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,598 | 3.49% |
| Othello, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,534 | 2.75% |
| Price, UT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,301 | 3.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,543 | 2.63% |
| Greenville, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,618 | 3.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,936 | 2.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,479 | 4.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,996 | 2.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,388 | 2.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,097 | 2.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,248 | 3.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,232 | 3.13% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,023 | 3.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,705 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,694 | 3.50% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,303 | 4.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,594 | 2.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,093 | 3.15% |
| Indiana, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,859 | 2.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,736 | 2.88% |
| Minden, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,674 | 2.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,835 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,168 | 3.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,335 | 2.88% |
| Columbus, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,026 | 4.19% |
| Searcy, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,025 | 3.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,120 | 3.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,821 | 3.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,585 | 2.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,356 | 3.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,406 | 3.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,058 | 2.88% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,956 | 3.13% |
| Wabash, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,145 | 3.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,236 | 3.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,042 | 3.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,802 | 3.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,559 | 2.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,298 | 3.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,701 | 3.00% |
| Bradford, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,437 | 3.25% |
| Maryville, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,330 | 3.38% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,666 | 2.75% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,334 | 2.88% |
| Safford, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,639 | 2.99% |
| Guymon, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,786 | 3.63% |
| Cordele, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,734 | 3.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,470 | 3.13% |
| Carroll, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,548 | 3.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,953 | 3.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,450 | 2.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,111 | 2.50% |
| Warren, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,566 | 3.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,117 | 3.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,815 | 2.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,540 | 2.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,035 | 3.38% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,252 | 2.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,225 | 2.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,738 | 3.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,777 | 3.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,996 | 2.63% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,180 | 2.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,034 | 3.25% |
| Liberal, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,695 | 3.15% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,239 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,412 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,240 | 2.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,088 | 3.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,279 | 3.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,580 | 3.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,080 | 2.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,298 | 3.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,451 | 3.50% |
| Farmington, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,606 | 3.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,882 | 3.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,769 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,906 | 2.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,635 | 2.99% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,368 | 3.25% |
| Marshall, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,456 | 3.00% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,301 | 2.63% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,595 | 3.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,809 | 3.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,836 | 2.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,989 | 3.13% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,039 | 3.38% |
| Alpena, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,125 | 3.38% |
| Summerville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,007 | 2.75% |
Homeside Financial 's top markets include Washington, Chicago, Dallas, Columbus, and Raleigh among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 24,394 | $6,082,760,000 | $249,355 | $4,375 | 3.08% |
| FHA | 3,624 | $951,600,000 | $262,583 | $9,236 | 3.14% |
| VA | 1,414 | $476,470,000 | $336,966 | $7,006 | 2.77% |
| USDA | 159 | $31,195,000 | $196,195 | $5,843 | 3.04% |
For the 2021 period, Homeside Financial 's most frequently originated loan type of loans were Conventional, with 24,394 originations. Their 2nd most popular type is FHA, with 3,624 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 11,341 | $2,781,505,000 | $245,261 | $4,352 | 2.91% |
| Home Purchase | 11,141 | $3,163,665,000 | $283,966 | $6,037 | 3.11% |
| Cash Out Refi | 7,109 | $1,596,855,000 | $224,624 | $4,925 | 3.29% |
For the 2021, Homeside Financial 's most frequently cited loan purpose of loans were Refi, with 11,341 originations. The 2nd most popular reason of loans were Home Purchase, with 11,141 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 23,782 | $6,410,200,000 | $269,540 | $5,376 | 3.11% |
| 15 Year | 2,942 | $623,410,000 | $211,900 | $3,802 | 2.48% |
| 20 Year | 2,138 | $362,800,000 | $169,691 | $4,039 | 3.58% |
| Other | 415 | $91,375,000 | $220,181 | $4,589 | 3.06% |
| 10 Year | 301 | $53,445,000 | $177,558 | $3,663 | 2.39% |
| 5 Year | 9 | $45,000 | $5,000 | $14 | 0.00% |
| 1 Year | 2 | $310,000 | $155,000 | $3,717 | 7.00% |
| 30+ year | 2 | $440,000 | $220,000 | $7,038 | 4.50% |
For the 2021, Homeside Financial 's most frequently cited loan length of loans were 30 Year, with 23,782 originations. The 2nd most popular length of loans were 15 Year, with 2,942 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 14,750 | $3,772,250,000 | $255,746 |
| $3k-4k | 4,230 | $1,100,290,000 | $260,116 |
| $2k-3k | 3,500 | $820,910,000 | $234,546 |
| $<1k | 3,414 | $899,180,000 | $263,380 |
| $5k+ | 2,496 | $822,630,000 | $329,579 |
$5,376 of loans were Homeside Financial 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 14,750 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 12,204 | $3,178,910,000 | $260,481 |
| 2.5-3% | 11,510 | $3,044,530,000 | $264,512 |
| <2.5% | 4,214 | $1,059,140,000 | $251,338 |
| 4-5% | 1,476 | $241,420,000 | $163,564 |
| 5-6% | 183 | $17,275,000 | $94,399 |
| 6-7% | 4 | $750,000 | $187,500 |
During 2021, Homeside Financial 's average interest rate of loans were 3.11%, while their most frequently originated rate bucket of loans were 3-4%, with 12,204 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 14,103 | $3,940,575,000 | $279,414 | $5,533 | 3.04% |
| $100k-200k | 10,140 | $1,592,630,000 | $157,064 | $4,118 | 3.08% |
| $400k-600k | 3,228 | $1,535,160,000 | $475,576 | $6,364 | 3.02% |
| $100,000 or less | 1,646 | $111,550,000 | $67,770 | $2,961 | 3.50% |
| $600k-1MM | 436 | $316,600,000 | $726,147 | $9,529 | 3.12% |
| $1MM+ | 38 | $45,510,000 | $1,197,632 | $16,499 | 3.10% |
2021 saw Homeside Financial place emphasis on $200k-400k loans with 14,103 originations, totaling $3,940,575,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 7,277 | $1,543,505,000 | $212,107 | $5,170 | 3.06% |
| $100k-150k | 6,775 | $1,919,305,000 | $283,292 | $5,247 | 3.10% |
| $75k-100k | 6,023 | $1,495,165,000 | $248,243 | $5,328 | 3.09% |
| $150k-250k | 3,894 | $1,313,740,000 | $337,375 | $5,095 | 3.12% |
| $50k or less | 3,742 | $602,650,000 | $161,050 | $4,540 | 3.04% |
| $250k+ | 1,106 | $450,020,000 | $406,890 | $5,405 | 3.15% |
Homeside Financial lent most frequently to those with incomes in the $50k-75k range, with 7,277 originations. The second most popular income band? $100k-150k, with 6,775 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 5,842 | $1,445,120,000 | $247,367 | $4,353 | 2.96% |
| 30-36% | 5,384 | $1,364,610,000 | $253,457 | $4,779 | 3.09% |
| <20% | 1,974 | $465,120,000 | $235,623 | $3,916 | 2.81% |
| 44% | 1,432 | $360,890,000 | $252,018 | $5,251 | 3.22% |
| 43% | 1,230 | $319,520,000 | $259,772 | $5,416 | 3.19% |
| 50-60% | 1,221 | $346,655,000 | $283,911 | $9,297 | 3.06% |
| 39% | 1,157 | $287,385,000 | $248,388 | $5,362 | 3.28% |
| 42% | 1,141 | $295,075,000 | $258,611 | $5,493 | 3.18% |
| 41% | 1,109 | $285,105,000 | $257,083 | $5,194 | 3.17% |
| 40% | 1,080 | $277,650,000 | $257,083 | $5,269 | 3.14% |
| 38% | 1,072 | $270,550,000 | $252,379 | $5,070 | 3.17% |
| 37% | 1,047 | $263,545,000 | $251,714 | $5,172 | 3.17% |
| 36% | 1,005 | $259,135,000 | $257,846 | $5,092 | 3.08% |
| 49% | 932 | $253,880,000 | $272,403 | $5,807 | 3.12% |
| 45% | 880 | $227,750,000 | $258,807 | $5,515 | 3.16% |
| 46% | 769 | $200,155,000 | $260,280 | $5,617 | 3.13% |
| 48% | 735 | $189,475,000 | $257,789 | $5,747 | 3.18% |
| 47% | 709 | $184,405,000 | $260,092 | $5,872 | 3.11% |
| >60% | 27 | $10,895,000 | $403,519 | $10,126 | 2.85% |
Homeside Financial lent most frequently to those with DTI ratios of 20-30%, with 5,842 originations. The next most common DTI ratio? 30-36%, with 5,384 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18,599 | $4,688,855,000 | $252,103 | $4,865 | 3.08% |
| Not provided | 7,648 | $1,902,500,000 | $248,758 | $5,216 | 3.05% |
| Black | 2,295 | $641,805,000 | $279,654 | $6,934 | 3.16% |
| Asian | 898 | $267,930,000 | $298,363 | $5,083 | 2.97% |
| American Indian | 113 | $30,595,000 | $270,752 | $6,712 | 3.07% |
| Native Hawaiian | 34 | $9,270,000 | $272,647 | $5,976 | 2.97% |
| Filipino | 2 | $530,000 | $265,000 | $5,205 | 3.25% |
| Asian Indian | 1 | $365,000 | $365,000 | $2,861 | 2.50% |
| Other Asian | 1 | $175,000 | $175,000 | $3,928 | 2.88% |
Approval Rates
Total approvals of all applications90.26%
Homeside Financial has an average approval rate.
Pick Rate
Approvals leading to origination43.47%
Homeside Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 29,591 | $7,542,025,000 | $254,876 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 29,591 | $7,542,025,000 | $254,876 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,768 | $272,770,000 | $154,282 | $3,687 | 3.45% |
| 40-60% | 4,282 | $984,710,000 | $229,965 | $3,913 | 2.83% |
| 60-80% | 11,343 | $2,943,565,000 | $259,505 | $4,606 | 3.07% |
| 80-100% | 11,340 | $3,209,660,000 | $283,039 | $6,131 | 3.10% |
| Over 100% | 222 | $90,180,000 | $406,216 | $14,603 | 3.00% |
| Under 20% | 636 | $41,140,000 | $64,686 | $1,299 | 3.32% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HOMESTAR FINANCIAL CORPORATION | Conventional home mortgage | Trouble during payment process | 3 | 37.5% |
| HOMESTAR FINANCIAL CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 25.0% |
| HOMESTAR FINANCIAL CORPORATION | FHA mortgage | Closing on a mortgage | 1 | 12.5% |
| HOMESTAR FINANCIAL CORPORATION | VA mortgage | Closing on a mortgage | 1 | 12.5% |
| HOMESTAR FINANCIAL CORPORATION | VA mortgage | Trouble during payment process | 1 | 12.5% |
