Homeside Financial Mortgage Rates, Fees & Info

LUTHERVILLE TIMONIUM, MD

LEI: 549300RN01LBYR8ZVX74

Tax ID: 46-3689142

2.7 stars - out of 5 stars, based on 118 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Homeside Financial is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Dallas, Columbus, Chicago, and Miami among others. We have data for 602 markets. (Some data included below & more in-depth data is available with an active subscription.)

Homeside Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeside Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.06% 6/4/23
30 Year Conventional Purchase 6.75% 6/4/23
30 Year Conventional Refi 6.96% 6/4/23
30 Year Cash-out Refi 6.87% 6/4/23
30 Year FHA Purchase 7.55% 6/4/23
30 Year FHA Refi 7.18% 6/4/23
30 Year VA Purchase 6.32% 6/4/23
30 Year VA Refi 5.96% 6/4/23
30 Year USDA Purchase 6.96% 6/4/23
15 Year Conventional Purchase 6.06% 6/4/23
15 Year Conventional Refi 6.36% 6/4/23
15 Year Cash-out Refi 6.36% 6/4/23
15 Year FHA Purchase 5.68% 6/4/23
15 Year FHA Refi 5.68% 6/4/23
15 Year VA Purchase 5.68% 6/4/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Homeside Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Homeside Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

13,979

Origination Dollar Volume (All Markets)

$3,939,695,000
Show all (32) awards

Relative Rate

Homeside Financial's average 30 year fixed mortgage rate was 5.01%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.25%.

Relative Fees (Closing Costs)

Homeside Financial's average total fees/closing costs for a 30 year fixed rate mortgage were $8,065.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,009 $390,755,000 $387,270 $9,945 4.90%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 890 $342,130,000 $384,416 $10,028 4.79%
COLUMBUS, OH (FHA|USDA|VA) 770 $195,210,000 $253,519 $6,138 4.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 613 $159,255,000 $259,796 $6,078 5.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 437 $145,585,000 $333,146 $10,786 5.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 439 $118,995,000 $271,059 $7,725 4.97%
Outside of Metro Areas 438 $88,780,000 $202,694 $6,845 4.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 304 $85,270,000 $280,493 $9,171 5.03%
YAKIMA, WA (FHA|USDA|VA) 284 $82,980,000 $292,183 $8,443 4.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 250 $74,610,000 $298,440 $7,800 5.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 262 $69,350,000 $264,695 $8,400 4.84%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 195 $66,945,000 $343,308 $8,639 4.95%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 193 $59,825,000 $309,974 $10,082 4.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 213 $59,345,000 $278,615 $7,714 5.01%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 300 $58,900,000 $196,333 $5,078 4.85%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 181 $49,275,000 $272,238 $7,255 4.78%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 144 $46,930,000 $325,903 $8,269 4.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 151 $45,325,000 $300,166 $7,546 4.79%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 157 $42,255,000 $269,140 $8,672 4.81%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 171 $40,645,000 $237,690 $5,355 5.11%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 121 $40,555,000 $335,165 $9,315 4.84%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 130 $39,050,000 $300,385 $8,546 5.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 101 $38,825,000 $384,406 $8,459 4.57%
SALISBURY, MD-DE (FHA|USDA|VA) 128 $36,750,000 $287,109 $7,363 4.89%
PROVO-OREM, UT (FHA|USDA|VA) 85 $33,685,000 $396,294 $7,789 4.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 128 $33,560,000 $262,188 $8,933 5.03%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 114 $32,910,000 $288,684 $10,031 5.12%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 78 $29,850,000 $382,692 $10,847 4.68%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 136 $29,610,000 $217,721 $6,812 5.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 87 $28,105,000 $323,046 $7,652 4.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 78 $25,310,000 $324,487 $9,751 4.48%
RICHMOND, VA (FHA|USDA|VA) 98 $23,880,000 $243,673 $7,726 4.98%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 67 $23,645,000 $352,910 $9,708 4.79%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 51 $22,955,000 $450,098 $10,459 4.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 54 $21,840,000 $404,444 $8,772 4.43%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 97 $21,815,000 $224,897 $6,326 5.08%
JACKSONVILLE, FL (FHA|USDA|VA) 82 $21,490,000 $262,073 $7,947 4.83%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 90 $21,330,000 $237,000 $6,880 4.84%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 55 $20,815,000 $378,455 $8,105 4.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 93 $20,085,000 $215,968 $6,949 5.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 61 $19,665,000 $322,377 $8,296 5.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 93 $19,635,000 $211,129 $6,689 5.08%
WILMINGTON, NC (FHA|USDA|VA) 60 $19,280,000 $321,333 $5,711 4.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 61 $18,225,000 $298,770 $6,585 4.93%
SPARTANBURG, SC (FHA|USDA|VA) 66 $17,740,000 $268,788 $8,847 5.11%
DOVER, DE (FHA|USDA|VA) 64 $17,300,000 $270,313 $8,206 4.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 51 $16,965,000 $332,647 $9,841 4.91%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 61 $16,695,000 $273,689 $7,970 5.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 48 $16,340,000 $340,417 $8,893 4.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 61 $14,735,000 $241,557 $6,988 5.21%
LOUISVILLE, KY (FHA|USDA|VA) 65 $14,415,000 $221,769 $5,553 5.34%
KANSAS CITY, MO-KS (FHA|USDA|VA) 58 $14,350,000 $247,414 $6,614 4.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 45 $14,195,000 $315,444 $7,045 4.47%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 31 $14,195,000 $457,903 $11,557 4.57%
ST. LOUIS, MO-IL (FHA|USDA|VA) 64 $13,540,000 $211,563 $6,352 4.91%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 55 $13,385,000 $243,364 $10,020 5.18%
PITTSBURGH, PA (FHA|USDA|VA) 59 $13,035,000 $220,932 $7,587 4.56%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 59 $12,735,000 $215,847 $9,477 5.75%
COLUMBIA, SC (FHA|USDA|VA) 52 $12,470,000 $239,808 $6,280 5.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 45 $11,925,000 $265,000 $6,028 5.39%
PORT ST. LUCIE, FL (FHA|USDA|VA) 44 $11,660,000 $265,000 $9,183 4.91%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 52 $11,560,000 $222,308 $6,320 5.44%
SALT LAKE CITY, UT (FHA|USDA|VA) 35 $11,455,000 $327,286 $10,441 4.71%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $11,315,000 $275,976 $7,233 4.78%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 31 $11,165,000 $360,161 $9,723 4.44%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 31 $11,025,000 $355,645 $6,516 4.43%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 45 $10,735,000 $238,556 $7,995 4.56%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 46 $10,550,000 $229,348 $7,375 5.36%
KNOXVILLE, TN (FHA|USDA|VA) 39 $10,495,000 $269,103 $6,876 4.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 43 $10,455,000 $243,140 $9,393 4.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 48 $10,190,000 $212,292 $7,070 4.98%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 43 $10,075,000 $234,302 $6,054 5.02%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 34 $9,970,000 $293,235 $8,172 4.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 24 $9,820,000 $409,167 $12,044 5.29%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $9,585,000 $383,400 $8,049 4.67%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 26 $9,170,000 $352,692 $10,368 4.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 21 $9,005,000 $428,810 $10,053 4.57%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 38 $8,920,000 $234,737 $7,031 4.88%
PUNTA GORDA, FL (FHA|USDA|VA) 33 $8,415,000 $255,000 $7,509 4.79%
Clinton, IA (FHA|USDA|VA) 55 $8,295,000 $150,818 $5,140 4.99%
Jefferson, GA (FHA|USDA|VA) 27 $8,035,000 $297,593 $9,043 5.24%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 26 $7,750,000 $298,077 $9,630 5.67%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 53 $7,665,000 $144,623 $5,309 4.46%
WINCHESTER, VA-WV (FHA|USDA|VA) 27 $7,585,000 $280,926 $8,245 4.84%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 34 $7,500,000 $220,588 $9,261 4.96%
OKLAHOMA CITY, OK (FHA|USDA|VA) 35 $7,345,000 $209,857 $7,315 4.75%
HUNTSVILLE, AL (FHA|USDA|VA) 28 $7,070,000 $252,500 $6,559 4.89%
DAYTON-KETTERING, OH (FHA|USDA|VA) 43 $6,965,000 $161,977 $5,797 5.19%
BAKERSFIELD, CA (FHA|USDA|VA) 27 $6,885,000 $255,000 $7,675 4.14%
OCALA, FL (FHA|USDA|VA) 32 $6,730,000 $210,313 $7,450 5.06%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 18 $6,620,000 $367,778 $9,639 4.37%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $6,145,000 $267,174 $8,974 5.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 24 $5,960,000 $248,333 $8,270 4.60%
BATON ROUGE, LA (FHA|USDA|VA) 25 $5,835,000 $233,400 $9,280 5.47%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 27 $5,825,000 $215,741 $5,697 5.23%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 29 $5,785,000 $199,483 $7,374 4.74%
SAVANNAH, GA (FHA|USDA|VA) 14 $5,770,000 $412,143 $6,788 4.44%
ASHEVILLE, NC (FHA|USDA|VA) 20 $5,760,000 $288,000 $7,905 5.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 18 $5,640,000 $313,333 $8,470 4.32%
Richmond-Berea, KY (FHA|USDA|VA) 30 $5,630,000 $187,667 $4,894 5.85%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $5,510,000 $250,455 $7,173 4.98%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 27 $5,505,000 $203,889 $6,589 5.28%
EAST STROUDSBURG, PA (FHA|USDA|VA) 32 $5,450,000 $170,313 $7,033 4.60%
GAINESVILLE, FL (FHA|USDA|VA) 27 $5,435,000 $201,296 $8,037 5.07%
STATE COLLEGE, PA (FHA|USDA|VA) 22 $5,260,000 $239,091 $7,532 4.90%
GAINESVILLE, GA (FHA|USDA|VA) 18 $5,250,000 $291,667 $8,554 4.57%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $5,240,000 $524,000 $13,051 4.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $5,200,000 $866,667 $18,325 4.31%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 20 $5,030,000 $251,500 $7,090 5.21%
ALEXANDRIA, LA (FHA|USDA|VA) 22 $4,930,000 $224,091 $8,532 6.05%
PANAMA CITY, FL (FHA|USDA|VA) 18 $4,910,000 $272,778 $9,270 5.82%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 23 $4,815,000 $209,348 $8,552 5.60%
BURLINGTON, NC (FHA|USDA|VA) 19 $4,675,000 $246,053 $6,518 5.34%
Sevierville, TN (FHA|USDA|VA) 12 $4,660,000 $388,333 $6,477 4.22%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 21 $4,425,000 $210,714 $7,039 5.04%
Sandpoint, ID (FHA|USDA|VA) 3 $4,365,000 $1,455,000 $10,911 5.17%
ROCKFORD, IL (FHA|USDA|VA) 23 $4,295,000 $186,739 $4,932 5.56%
CANTON-MASSILLON, OH (FHA|USDA|VA) 19 $4,265,000 $224,474 $7,266 4.71%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 19 $4,115,000 $216,579 $5,836 4.41%
AKRON, OH (FHA|USDA|VA) 27 $4,055,000 $150,185 $5,593 4.75%
Danville, KY (FHA|USDA|VA) 20 $4,040,000 $202,000 $7,925 5.40%
GREELEY, CO (FHA|USDA|VA) 15 $4,005,000 $267,000 $7,673 4.58%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 13 $3,995,000 $307,308 $7,998 4.71%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $3,785,000 $291,154 $7,086 4.24%
TUCSON, AZ (FHA|USDA|VA) 17 $3,685,000 $216,765 $6,376 5.07%
BOISE CITY, ID (FHA|USDA|VA) 13 $3,615,000 $278,077 $7,127 5.07%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $3,595,000 $399,444 $7,716 4.53%
TOLEDO, OH (FHA|USDA|VA) 19 $3,575,000 $188,158 $5,771 4.78%
Outside of Metro Areas 9 $3,505,000 $389,444 $9,077 4.30%
ALBUQUERQUE, NM (FHA|USDA|VA) 18 $3,500,000 $194,444 $7,467 4.73%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 11 $3,455,000 $314,091 $9,810 4.64%
TULSA, OK (FHA|USDA|VA) 16 $3,240,000 $202,500 $6,528 5.20%
SPRINGFIELD, MA (FHA|USDA|VA) 14 $3,170,000 $226,429 $7,416 4.74%
TALLAHASSEE, FL (FHA|USDA|VA) 13 $3,145,000 $241,923 $7,256 4.39%
ROANOKE, VA (FHA|USDA|VA) 13 $3,005,000 $231,154 $5,836 4.43%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 10 $3,000,000 $300,000 $10,708 4.57%
SALEM, OR (FHA|USDA|VA) 11 $2,965,000 $269,545 $8,046 4.01%
Morehead City, NC (FHA|USDA|VA) 8 $2,920,000 $365,000 $10,067 5.45%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,870,000 $358,750 $9,178 4.20%
Sterling, IL (FHA|USDA|VA) 17 $2,865,000 $168,529 $5,129 5.72%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $2,845,000 $258,636 $6,938 5.02%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 17 $2,745,000 $161,471 $6,786 4.29%
Moses Lake, WA (FHA|USDA|VA) 10 $2,710,000 $271,000 $8,157 5.06%
AMES, IA (FHA|USDA|VA) 15 $2,675,000 $178,333 $4,785 4.99%
LEBANON, PA (FHA|USDA|VA) 16 $2,650,000 $165,625 $7,094 4.83%
Seneca, SC (FHA|USDA|VA) 8 $2,620,000 $327,500 $8,912 4.87%
NILES, MI (FHA|USDA|VA) 10 $2,570,000 $257,000 $4,713 4.96%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 12 $2,560,000 $213,333 $6,576 5.25%
JACKSONVILLE, NC (FHA|USDA|VA) 9 $2,545,000 $282,778 $7,711 4.76%
Frankfort, KY (FHA|USDA|VA) 12 $2,540,000 $211,667 $5,014 5.28%
FORT WAYNE, IN (FHA|USDA|VA) 14 $2,540,000 $181,429 $6,150 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $2,495,000 $356,429 $9,154 5.23%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $2,490,000 $249,000 $5,775 5.07%
FORT COLLINS, CO (FHA|USDA|VA) 7 $2,465,000 $352,143 $13,539 5.00%
LANCASTER, PA (FHA|USDA|VA) 15 $2,455,000 $163,667 $6,546 4.86%
Madisonville, KY (FHA|USDA|VA) 13 $2,295,000 $176,538 $6,306 5.57%
MODESTO, CA (FHA|USDA|VA) 7 $2,285,000 $326,429 $11,168 5.61%
VALLEJO, CA (FHA|USDA|VA) 5 $2,235,000 $447,000 $4,112 4.53%
Sandusky, OH (FHA|USDA|VA) 9 $2,205,000 $245,000 $5,093 4.76%
ANN ARBOR, MI (FHA|USDA|VA) 7 $2,195,000 $313,571 $9,847 4.77%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $2,175,000 $241,667 $9,446 5.65%
STOCKTON, CA (FHA|USDA|VA) 6 $2,170,000 $361,667 $9,821 4.85%
NEW BERN, NC (FHA|USDA|VA) 12 $2,160,000 $180,000 $8,289 5.07%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,130,000 $177,500 $5,987 4.76%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $2,105,000 $701,667 $5,702 4.21%
Elizabeth City, NC (FHA|USDA|VA) 10 $2,070,000 $207,000 $7,192 5.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $2,040,000 $255,000 $8,471 5.97%
WALLA WALLA, WA (FHA|USDA|VA) 5 $2,035,000 $407,000 $6,695 5.35%
SPRINGFIELD, OH (FHA|USDA|VA) 15 $2,015,000 $134,333 $6,420 5.27%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $1,990,000 $199,000 $8,456 5.60%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,975,000 $395,000 $8,674 5.23%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,786 4.89%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $1,940,000 $242,500 $8,770 4.97%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,925,000 $385,000 $8,363 4.37%
Forest City, NC (FHA|USDA|VA) 6 $1,920,000 $320,000 $7,083 5.33%
Marion, OH (FHA|USDA|VA) 11 $1,915,000 $174,091 $6,516 5.10%
Torrington, CT (FHA|USDA|VA) 7 $1,915,000 $273,571 $5,507 4.34%
JACKSON, MS (FHA|USDA|VA) 9 $1,905,000 $211,667 $7,369 5.42%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,895,000 $270,714 $9,615 4.43%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,890,000 $472,500 $5,716 5.47%
London, KY (FHA|USDA|VA) 13 $1,885,000 $145,000 $7,359 5.38%
Somerset, KY (FHA|USDA|VA) 11 $1,875,000 $170,455 $6,539 6.44%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,845,000 $263,571 $6,151 4.57%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,820,000 $182,000 $7,505 5.10%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $1,820,000 $303,333 $10,711 5.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $1,800,000 $180,000 $7,102 5.26%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,755,000 $250,714 $9,864 5.57%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,730,000 $288,333 $7,528 4.85%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $1,730,000 $288,333 $9,068 5.25%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,715,000 $343,000 $10,524 6.28%
Urbana, OH (FHA|USDA|VA) 9 $1,685,000 $187,222 $6,810 5.17%
HARRISONBURG, VA (FHA|USDA|VA) 6 $1,680,000 $280,000 $9,192 5.27%
TOPEKA, KS (FHA|USDA|VA) 7 $1,675,000 $239,286 $6,414 5.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,670,000 $208,750 $9,257 4.83%
Marion, NC (FHA|USDA|VA) 4 $1,660,000 $415,000 $7,689 6.19%
BOULDER, CO (FHA|USDA|VA) 3 $1,645,000 $548,333 $6,572 5.33%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,640,000 $273,333 $9,336 5.52%
WICHITA, KS (FHA|USDA|VA) 9 $1,635,000 $181,667 $6,265 4.82%
IOWA CITY, IA (FHA|USDA|VA) 4 $1,630,000 $407,500 $2,591 4.87%
LIMA, OH (FHA|USDA|VA) 9 $1,625,000 $180,556 $6,577 5.18%
Key West, FL (FHA|USDA|VA) 3 $1,625,000 $541,667 $15,168 5.67%
READING, PA (FHA|USDA|VA) 9 $1,605,000 $178,333 $7,722 4.86%
Easton, MD (FHA|USDA|VA) 4 $1,590,000 $397,500 $11,534 5.34%
Lawrenceburg, TN (FHA|USDA|VA) 8 $1,580,000 $197,500 $7,071 5.58%
OWENSBORO, KY (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,749 5.53%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,530,000 $191,250 $6,839 4.19%
FLINT, MI (FHA|USDA|VA) 9 $1,525,000 $169,444 $6,206 4.97%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,525,000 $305,000 $5,444 3.97%
ERIE, PA (FHA|USDA|VA) 11 $1,515,000 $137,727 $6,581 4.92%
MOBILE, AL (FHA|USDA|VA) 11 $1,505,000 $136,818 $5,684 4.92%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,495,000 $213,571 $7,394 4.87%
VALDOSTA, GA (FHA|USDA|VA) 6 $1,480,000 $246,667 $6,439 4.52%
Athens, OH (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,215 4.83%
Shelby, NC (FHA|USDA|VA) 6 $1,470,000 $245,000 $7,790 4.87%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,460,000 $365,000 $11,074 4.71%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,281 4.71%
RACINE, WI (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,343 5.80%
VISALIA, CA (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,315 4.89%
MORRISTOWN, TN (FHA|USDA|VA) 8 $1,370,000 $171,250 $8,135 4.69%
Zanesville, OH (FHA|USDA|VA) 8 $1,360,000 $170,000 $6,953 5.33%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,330,000 $221,667 $7,884 5.89%
EL PASO, TX (FHA|USDA|VA) 8 $1,330,000 $166,250 $6,797 4.00%
MANSFIELD, OH (FHA|USDA|VA) 8 $1,310,000 $163,750 $6,179 5.59%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,305,000 $261,000 $9,072 4.55%
Jackson, WY-ID (FHA|USDA|VA) 3 $1,285,000 $428,333 $24,482 5.58%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,285,000 $257,000 $6,892 4.97%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 10 $1,280,000 $128,000 $3,995 5.10%
Concord, NH (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,918 4.88%
McMinnville, TN (FHA|USDA|VA) 7 $1,235,000 $176,429 $7,059 5.57%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,235,000 $411,667 $6,291 4.12%
CHICO, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,675 3.34%
WHEELING, WV-OH (FHA|USDA|VA) 7 $1,225,000 $175,000 $6,399 6.27%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,388 4.73%
FLORENCE, SC (FHA|USDA|VA) 8 $1,220,000 $152,500 $7,007 5.14%
SUMTER, SC (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,858 4.79%
Scottsboro, AL (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,420 5.02%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,205,000 $241,000 $6,643 5.00%
Palatka, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $8,116 5.15%
SALINAS, CA (FHA|USDA|VA) 3 $1,195,000 $398,333 $9,850 4.29%
Bellefontaine, OH (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,913 4.45%
MIDLAND, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $12,527 5.02%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,175,000 $235,000 $9,292 6.10%
Whitewater, WI (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,527 5.76%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,175,000 $235,000 $8,042 6.20%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,403 4.33%
Brevard, NC (FHA|USDA|VA) 2 $1,140,000 $570,000 $7,905 3.50%
PEORIA, IL (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,926 5.29%
GREEN BAY, WI (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,773 4.89%
Jackson, OH (FHA|USDA|VA) 7 $1,125,000 $160,714 $7,118 5.62%
Salem, OH (FHA|USDA|VA) 7 $1,125,000 $160,714 $5,129 3.77%
Holland, MI (FHA|USDA|VA) 3 $1,115,000 $371,667 $10,109 4.63%
Chillicothe, OH (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,487 4.65%
Bozeman, MT (FHA|USDA|VA) 2 $1,090,000 $545,000 $21,251 3.56%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,253 5.00%
BEND, OR (FHA|USDA|VA) 2 $1,080,000 $540,000 $9,564 3.56%
Athens, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,616 4.62%
Payson, AZ (FHA|USDA|VA) 2 $1,070,000 $535,000 $7,936 3.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,060,000 $132,500 $4,592 6.67%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $1,050,000 $131,250 $4,249 5.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,110 4.55%
FRESNO, CA (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,236 4.53%
Mount Vernon, OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,677 4.90%
CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $990,000 $165,000 $4,852 4.31%
Lumberton, NC (FHA|USDA|VA) 5 $985,000 $197,000 $7,627 4.70%
Somerset, PA (FHA|USDA|VA) 4 $970,000 $242,500 $10,223 5.63%
Laconia, NH (FHA|USDA|VA) 3 $945,000 $315,000 $8,863 3.92%
Shelton, WA (FHA|USDA|VA) 4 $940,000 $235,000 $12,674 4.03%
DECATUR, AL (FHA|USDA|VA) 4 $930,000 $232,500 $7,514 3.37%
ROME, GA (FHA|USDA|VA) 6 $930,000 $155,000 $6,884 4.73%
Maysville, KY (FHA|USDA|VA) 7 $925,000 $132,143 $3,893 4.79%
Lewisburg, TN (FHA|USDA|VA) 4 $920,000 $230,000 $9,498 5.69%
Port Angeles, WA (FHA|USDA|VA) 4 $910,000 $227,500 $14,429 5.56%
MERCED, CA (FHA|USDA|VA) 3 $895,000 $298,333 $7,641 5.00%
Cambridge, MD (FHA|USDA|VA) 4 $880,000 $220,000 $7,508 4.28%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $865,000 $173,000 $8,911 5.20%
Lebanon, NH-VT (FHA|USDA|VA) 4 $850,000 $212,500 $7,652 5.22%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $845,000 $281,667 $11,243 4.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $845,000 $281,667 $8,893 5.79%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $840,000 $210,000 $6,668 4.19%
ALTOONA, PA (FHA|USDA|VA) 4 $840,000 $210,000 $7,758 3.91%
SANTA FE, NM (FHA|USDA|VA) 3 $835,000 $278,333 $14,545 5.38%
Wilson, NC (FHA|USDA|VA) 4 $830,000 $207,500 $8,214 5.28%
COLUMBIA, MO (FHA|USDA|VA) 3 $825,000 $275,000 $10,326 4.41%
Othello, WA (FHA|USDA|VA) 2 $820,000 $410,000 $10,388 4.99%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $815,000 $271,667 $12,772 4.37%
Selinsgrove, PA (FHA|USDA|VA) 3 $815,000 $271,667 $5,644 5.04%
KANKAKEE, IL (FHA|USDA|VA) 5 $815,000 $163,000 $4,490 4.30%
Indiana, PA (FHA|USDA|VA) 3 $815,000 $271,667 $8,036 5.25%
Prineville, OR (FHA|USDA|VA) 2 $810,000 $405,000 $7,581 3.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $805,000 $161,000 $7,550 5.53%
Cullowhee, NC (FHA|USDA|VA) 3 $795,000 $265,000 $8,718 4.92%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $795,000 $265,000 $8,840 4.38%
Bardstown, KY (FHA|USDA|VA) 3 $785,000 $261,667 $7,220 5.13%
Picayune, MS (FHA|USDA|VA) 4 $780,000 $195,000 $6,964 5.06%
Adrian, MI (FHA|USDA|VA) 4 $780,000 $195,000 $6,509 5.47%
Marietta, OH (FHA|USDA|VA) 5 $765,000 $153,000 $7,173 5.18%
Wooster, OH (FHA|USDA|VA) 4 $760,000 $190,000 $6,547 4.66%
Bartlesville, OK (FHA|USDA|VA) 4 $750,000 $187,500 $3,523 5.28%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $745,000 $248,333 $6,608 5.33%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $740,000 $185,000 $6,128 4.78%
LaGrange, GA-AL (FHA|USDA|VA) 4 $740,000 $185,000 $8,310 7.31%
LAFAYETTE, LA (FHA|USDA|VA) 4 $720,000 $180,000 $5,287 5.15%
West Plains, MO (FHA|USDA|VA) 3 $715,000 $238,333 $4,438 4.25%
Mount Sterling, KY (FHA|USDA|VA) 3 $715,000 $238,333 $10,592 5.46%
Ashtabula, OH (FHA|USDA|VA) 6 $710,000 $118,333 $6,685 5.31%
YUBA CITY, CA (FHA|USDA|VA) 3 $705,000 $235,000 $6,505 4.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $705,000 $141,000 $6,301 4.87%
Shelbyville, TN (FHA|USDA|VA) 3 $705,000 $235,000 $5,751 5.25%
Ardmore, OK (FHA|USDA|VA) 5 $705,000 $141,000 $6,069 5.03%
Hobbs, NM (FHA|USDA|VA) 3 $695,000 $231,667 $6,283 4.54%
GOLDSBORO, NC (FHA|USDA|VA) 3 $695,000 $231,667 $9,505 4.08%
HAMMOND, LA (FHA|USDA|VA) 3 $685,000 $228,333 $8,426 4.79%
GADSDEN, AL (FHA|USDA|VA) 3 $685,000 $228,333 $4,566 4.46%
DUBUQUE, IA (FHA|USDA|VA) 3 $685,000 $228,333 $5,395 4.42%
ALBANY, GA (FHA|USDA|VA) 3 $685,000 $228,333 $7,052 4.79%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $675,000 $225,000 $9,779 3.67%
DULUTH, MN-WI (FHA|USDA|VA) 2 $670,000 $335,000 $4,088 4.94%
LOGAN, UT-ID (FHA|USDA|VA) 2 $670,000 $335,000 $4,601 3.12%
Natchez, MS-LA (FHA|USDA|VA) 2 $660,000 $330,000 $12,487 4.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $655,000 $218,333 $10,490 4.75%
ODESSA, TX (FHA|USDA|VA) 3 $655,000 $218,333 $12,300 4.13%
Farmington, MO (FHA|USDA|VA) 3 $655,000 $218,333 $6,880 3.88%
Muscatine, IA (FHA|USDA|VA) 5 $655,000 $131,000 $3,445 6.07%
PITTSFIELD, MA (FHA|USDA|VA) 3 $655,000 $218,333 $10,475 4.50%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $650,000 $325,000 $7,552 4.18%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $650,000 $162,500 $6,967 5.22%
GRANTS PASS, OR (FHA|USDA|VA) 1 $645,000 $645,000 $5,202 4.25%
Keene, NH (FHA|USDA|VA) 2 $640,000 $320,000 $7,428 4.81%
Tiffin, OH (FHA|USDA|VA) 4 $640,000 $160,000 $5,297 4.84%
STAUNTON, VA (FHA|USDA|VA) 3 $635,000 $211,667 $7,287 4.63%
Aberdeen, WA (FHA|USDA|VA) 4 $630,000 $157,500 $5,388 4.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $630,000 $157,500 $5,796 5.09%
GETTYSBURG, PA (FHA|USDA|VA) 3 $615,000 $205,000 $6,022 4.62%
Greenwood, SC (FHA|USDA|VA) 3 $615,000 $205,000 $6,162 4.29%
Milledgeville, GA (FHA|USDA|VA) 3 $615,000 $205,000 $4,935 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $610,000 $305,000 $5,013 5.38%
Angola, IN (FHA|USDA|VA) 2 $600,000 $300,000 $6,026 4.37%
Ottawa, IL (FHA|USDA|VA) 4 $600,000 $150,000 $3,733 4.41%
Bainbridge, GA (FHA|USDA|VA) 2 $600,000 $300,000 $5,505 3.69%
JACKSON, TN (FHA|USDA|VA) 4 $590,000 $147,500 $7,097 4.69%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $19,908 4.38%
JOPLIN, MO (FHA|USDA|VA) 5 $575,000 $115,000 $6,996 5.20%
Okeechobee, FL (FHA|USDA|VA) 3 $575,000 $191,667 $9,054 4.33%
Blackfoot, ID (FHA|USDA|VA) 3 $575,000 $191,667 $7,298 4.63%
Paris, TN (FHA|USDA|VA) 3 $575,000 $191,667 $5,944 5.71%
Newberry, SC (FHA|USDA|VA) 2 $570,000 $285,000 $2,983 5.31%
MIDLAND, MI (FHA|USDA|VA) 2 $570,000 $285,000 $7,130 4.88%
Bogalusa, LA (FHA|USDA|VA) 3 $565,000 $188,333 $7,208 3.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $560,000 $140,000 $2,965 5.41%
Crossville, TN (FHA|USDA|VA) 2 $560,000 $280,000 $10,161 5.25%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $555,000 $185,000 $5,511 4.79%
Meridian, MS (FHA|USDA|VA) 2 $550,000 $275,000 $1,960 4.25%
Thomaston, GA (FHA|USDA|VA) 2 $550,000 $275,000 $4,911 5.75%
Andrews, TX (FHA|USDA|VA) 2 $550,000 $275,000 $11,642 4.69%
LUBBOCK, TX (FHA|USDA|VA) 3 $545,000 $181,667 $8,271 4.17%
Wilmington, OH (FHA|USDA|VA) 3 $545,000 $181,667 $5,962 6.00%
Mount Airy, NC (FHA|USDA|VA) 2 $540,000 $270,000 $7,502 4.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $540,000 $270,000 $6,273 7.19%
Centralia, WA (FHA|USDA|VA) 2 $540,000 $270,000 $8,787 4.18%
Oak Harbor, WA (FHA|USDA|VA) 2 $540,000 $270,000 $3,805 4.63%
LONGVIEW, TX (FHA|USDA|VA) 3 $535,000 $178,333 $11,026 3.33%
Douglas, GA (FHA|USDA|VA) 2 $530,000 $265,000 $7,782 5.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $530,000 $265,000 $7,046 5.88%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $525,000 $525,000 $5,137 3.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $525,000 $175,000 $6,945 4.83%
BILLINGS, MT (FHA|USDA|VA) 2 $520,000 $260,000 $5,528 5.69%
YUMA, AZ (FHA|USDA|VA) 2 $520,000 $260,000 $5,669 4.31%
Albertville, AL (FHA|USDA|VA) 2 $510,000 $255,000 $7,173 4.31%
LAS CRUCES, NM (FHA|USDA|VA) 4 $500,000 $125,000 $5,630 4.81%
Fremont, OH (FHA|USDA|VA) 2 $500,000 $250,000 $4,915 5.88%
Effingham, IL (FHA|USDA|VA) 2 $500,000 $250,000 $5,647 6.44%
LONGVIEW, WA (FHA|USDA|VA) 2 $500,000 $250,000 $5,120 4.50%
Ukiah, CA (FHA|USDA|VA) 1 $495,000 $495,000 $16,617 3.25%
Marion, IN (FHA|USDA|VA) 3 $495,000 $165,000 $2,618 5.41%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $495,000 $495,000 $7,657 5.13%
BISMARCK, ND (FHA|USDA|VA) 2 $490,000 $245,000 $9,285 5.87%
Newport, TN (FHA|USDA|VA) 2 $490,000 $245,000 $7,551 4.43%
Stevens Point, WI (FHA|USDA|VA) 2 $480,000 $240,000 $5,250 4.69%
Ellensburg, WA (FHA|USDA|VA) 2 $480,000 $240,000 $6,850 6.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $480,000 $240,000 $12,778 4.38%
Opelousas, LA (FHA|USDA|VA) 3 $475,000 $158,333 $6,776 5.00%
Lewisburg, PA (FHA|USDA|VA) 3 $475,000 $158,333 $4,704 5.08%
Bay City, TX (FHA|USDA|VA) 3 $475,000 $158,333 $7,793 5.29%
Sturgis, MI (FHA|USDA|VA) 2 $470,000 $235,000 $9,494 4.87%
Sidney, OH (FHA|USDA|VA) 1 $465,000 $465,000 $15,424 4.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $465,000 $155,000 $3,114 5.71%
AMARILLO, TX (FHA|USDA|VA) 3 $455,000 $151,667 $7,904 4.17%
Beeville, TX (FHA|USDA|VA) 3 $455,000 $151,667 $7,610 5.12%
Georgetown, SC (FHA|USDA|VA) 1 $455,000 $455,000 $4,289 4.50%
ROCHESTER, MN (FHA|USDA|VA) 2 $450,000 $225,000 $5,763 4.75%
Statesboro, GA (FHA|USDA|VA) 2 $450,000 $225,000 $2,803 5.62%
Durango, CO (FHA|USDA|VA) 1 $445,000 $445,000 $5,123 5.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $445,000 $445,000 $5,106 3.99%
Roseburg, OR (FHA|USDA|VA) 2 $440,000 $220,000 $11,979 4.88%
Rexburg, ID (FHA|USDA|VA) 2 $440,000 $220,000 $6,115 6.88%
Breckenridge, CO (FHA|USDA|VA) 2 $440,000 $220,000 $7,525 4.69%
Altus, OK (FHA|USDA|VA) 2 $440,000 $220,000 $8,466 4.18%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $435,000 $145,000 $5,217 5.83%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $435,000 $435,000 $12,307 6.99%
Los Alamos, NM (FHA|USDA|VA) 2 $430,000 $215,000 $9,304 5.88%
Portsmouth, OH (FHA|USDA|VA) 4 $430,000 $107,500 $6,103 6.34%
MUNCIE, IN (FHA|USDA|VA) 2 $430,000 $215,000 $7,033 3.88%
MEDFORD, OR (FHA|USDA|VA) 1 $425,000 $425,000 $11,318 5.50%
ST. CLOUD, MN (FHA|USDA|VA) 3 $425,000 $141,667 $7,515 5.92%
McComb, MS (FHA|USDA|VA) 1 $415,000 $415,000 $15,710 5.50%
MONTGOMERY, AL (FHA|USDA|VA) 3 $415,000 $138,333 $6,378 4.12%
MONROE, MI (FHA|USDA|VA) 3 $415,000 $138,333 $4,671 4.04%
Astoria, OR (FHA|USDA|VA) 1 $415,000 $415,000 $10,013 6.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $9,670 4.38%
Auburn, IN (FHA|USDA|VA) 2 $410,000 $205,000 $6,159 4.81%
Ashland, OH (FHA|USDA|VA) 3 $405,000 $135,000 $5,870 5.25%
Clearlake, CA (FHA|USDA|VA) 1 $395,000 $395,000 $17,247 4.50%
MISSOULA, MT (FHA|USDA|VA) 1 $395,000 $395,000 $8,566 7.25%
MUSKEGON, MI (FHA|USDA|VA) 2 $390,000 $195,000 $8,524 4.75%
Clovis, NM (FHA|USDA|VA) 2 $390,000 $195,000 $4,063 4.44%
REDDING, CA (FHA|USDA|VA) 2 $390,000 $195,000 $3,275 4.69%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $390,000 $195,000 $5,573 5.13%
Boone, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,201 3.49%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $385,000 $128,333 $7,589 4.79%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $380,000 $190,000 $7,708 4.75%
Greeneville, TN (FHA|USDA|VA) 3 $375,000 $125,000 $6,140 4.88%
Warrensburg, MO (FHA|USDA|VA) 1 $375,000 $375,000 $23,934 5.75%
Snyder, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,934 4.50%
WACO, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,692 6.87%
Middlesborough, KY (FHA|USDA|VA) 2 $370,000 $185,000 $6,566 5.94%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $365,000 $365,000 $10,040 5.63%
Hood River, OR (FHA|USDA|VA) 1 $365,000 $365,000 $10,260 3.88%
Durant, OK (FHA|USDA|VA) 2 $360,000 $180,000 $5,773 5.00%
Kerrville, TX (FHA|USDA|VA) 2 $360,000 $180,000 $3,679 6.50%
Marshalltown, IA (FHA|USDA|VA) 2 $360,000 $180,000 $9,229 6.06%
Big Stone Gap, VA (FHA|USDA|VA) 2 $350,000 $175,000 $7,785 5.69%
FARGO, ND-MN (FHA|USDA|VA) 1 $345,000 $345,000 $9,894 5.13%
St. Marys, GA (FHA|USDA|VA) 3 $345,000 $115,000 $8,434 4.17%
Crawfordsville, IN (FHA|USDA|VA) 2 $340,000 $170,000 $6,132 5.00%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $340,000 $170,000 $6,764 4.69%
Alexander City, AL (FHA|USDA|VA) 1 $335,000 $335,000 $3,894 2.63%
Sanford, NC (FHA|USDA|VA) 2 $330,000 $165,000 $4,687 3.69%
Fort Dodge, IA (FHA|USDA|VA) 2 $330,000 $165,000 $8,586 3.88%
Gaffney, SC (FHA|USDA|VA) 2 $330,000 $165,000 $5,869 5.38%
MONROE, LA (FHA|USDA|VA) 2 $330,000 $165,000 $3,733 4.06%
Crescent City, CA (FHA|USDA|VA) 1 $325,000 $325,000 $9,795 4.99%
Pottsville, PA (FHA|USDA|VA) 3 $325,000 $108,333 $5,248 3.75%
Guymon, OK (FHA|USDA|VA) 3 $325,000 $108,333 $8,941 3.79%
Kennett, MO (FHA|USDA|VA) 2 $320,000 $160,000 $4,903 4.31%
LAWRENCE, KS (FHA|USDA|VA) 3 $315,000 $105,000 $3,185 4.17%
Washington, NC (FHA|USDA|VA) 1 $315,000 $315,000 $7,074 6.00%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $310,000 $155,000 $5,060 4.75%
ABILENE, TX (FHA|USDA|VA) 2 $310,000 $155,000 $6,476 3.69%
KOKOMO, IN (FHA|USDA|VA) 2 $310,000 $155,000 $6,937 3.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $305,000 $101,667 $4,467 4.58%
Atmore, AL (FHA|USDA|VA) 1 $305,000 $305,000 $4,198 3.75%
Coos Bay, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,090 2.25%
Rockport, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,116 5.50%
Clarksburg, WV (FHA|USDA|VA) 2 $300,000 $150,000 $5,919 4.13%
Logansport, IN (FHA|USDA|VA) 2 $300,000 $150,000 $8,194 5.50%
BAY CITY, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,081 5.81%
Lock Haven, PA (FHA|USDA|VA) 1 $295,000 $295,000 $15,065 4.50%
Starkville, MS (FHA|USDA|VA) 1 $295,000 $295,000 $11,804 3.88%
Bemidji, MN (FHA|USDA|VA) 1 $295,000 $295,000 $7,729 2.88%
Fergus Falls, MN (FHA|USDA|VA) 2 $290,000 $145,000 $7,538 4.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $290,000 $145,000 $4,809 5.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $290,000 $145,000 $6,486 4.88%
SAGINAW, MI (FHA|USDA|VA) 2 $270,000 $135,000 $5,977 5.62%
North Wilkesboro, NC (FHA|USDA|VA) 2 $270,000 $135,000 $5,714 5.81%
Alpena, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,727 5.25%
Defiance, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,805 5.44%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $265,000 $265,000 $10,124 5.75%
TYLER, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,779 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $15,414 5.63%
Ruidoso, NM (FHA|USDA|VA) 1 $265,000 $265,000 $4,916 3.38%
Enterprise, AL (FHA|USDA|VA) 2 $260,000 $130,000 $4,536 5.50%
Alamogordo, NM (FHA|USDA|VA) 2 $260,000 $130,000 $5,382 5.18%
Atchison, KS (FHA|USDA|VA) 1 $255,000 $255,000 $8,293 5.13%
Oskaloosa, IA (FHA|USDA|VA) 1 $255,000 $255,000 $10,691 4.25%
Lebanon, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,393 6.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $255,000 $255,000 $10,023 3.99%
Rockingham, NC (FHA|USDA|VA) 2 $250,000 $125,000 $4,505 6.19%
Plymouth, IN (FHA|USDA|VA) 2 $250,000 $125,000 $6,816 4.94%
JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $12,530 6.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $245,000 $245,000 $14,436 5.12%
Jasper, IN (FHA|USDA|VA) 1 $245,000 $245,000 $10,263 5.63%
MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $5,015 4.88%
Shawnee, OK (FHA|USDA|VA) 1 $235,000 $235,000 $8,756 4.49%
Seymour, IN (FHA|USDA|VA) 2 $230,000 $115,000 $5,425 6.00%
MANHATTAN, KS (FHA|USDA|VA) 2 $230,000 $115,000 $6,440 5.25%
Deming, NM (FHA|USDA|VA) 1 $225,000 $225,000 $8,618 4.00%
Lake City, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,536 5.99%
Beaver Dam, WI (FHA|USDA|VA) 1 $225,000 $225,000 $8,411 5.13%
Ozark, AL (FHA|USDA|VA) 1 $225,000 $225,000 $8,186 6.25%
Scottsburg, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,163 7.13%
Columbus, MS (FHA|USDA|VA) 2 $220,000 $110,000 $3,329 4.38%
Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,964 3.63%
Heber, UT (FHA|USDA|VA) 1 $215,000 $215,000 $8,236 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $215,000 $215,000 $11,716 4.38%
Van Wert, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,806 5.88%
Corsicana, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,998 4.88%
La Grande, OR (FHA|USDA|VA) 2 $210,000 $105,000 $5,704 6.44%
Paducah, KY-IL (FHA|USDA|VA) 2 $210,000 $105,000 $4,662 6.06%
Cedartown, GA (FHA|USDA|VA) 1 $205,000 $205,000 $13,383 6.63%
Bedford, IN (FHA|USDA|VA) 1 $205,000 $205,000 $8,938 5.00%
Owatonna, MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,899 2.88%
Calhoun, GA (FHA|USDA|VA) 1 $205,000 $205,000 $9,724 4.13%
Campbellsville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,114 3.99%
COLUMBUS, IN (FHA|USDA|VA) 1 $205,000 $205,000 $13,269 6.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,087 3.75%
Dickinson, ND (FHA|USDA|VA) 1 $195,000 $195,000 $6,238 4.25%
Searcy, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,114 6.63%
MADERA, CA (FHA|USDA|VA) 1 $195,000 $195,000 $3,091 3.75%
DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,298 5.50%
Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,412 3.99%
APPLETON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $8,475 6.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $195,000 $195,000 $7,359 3.88%
Bonham, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,029 4.63%
Wapakoneta, OH (FHA|USDA|VA) 1 $195,000 $195,000 $3,081 5.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $195,000 $195,000 $8,182 4.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,670 4.25%
Carroll, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,962 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $190,000 $95,000 $7,231 4.88%
Eagle Pass, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,747 2.88%
PUEBLO, CO (FHA|USDA|VA) 1 $185,000 $185,000 $4,778 4.75%
DALTON, GA (FHA|USDA|VA) 1 $185,000 $185,000 $9,657 5.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,802 5.63%
DOTHAN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $7,087 5.63%
Dyersburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $8,726 4.63%
Cadillac, MI (FHA|USDA|VA) 1 $175,000 $175,000 $8,136 3.63%
EL CENTRO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $6,684 3.38%
DuBois, PA (FHA|USDA|VA) 3 $175,000 $58,333 $3,998 3.08%
Summerville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,553 3.00%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,806 4.25%
Parsons, KS (FHA|USDA|VA) 1 $175,000 $175,000 $5,922 5.75%
Taos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $5,184 4.63%
Pearsall, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,493 3.50%
Maryville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $9,459 4.75%
Kendallville, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,547 4.63%
Great Bend, KS (FHA|USDA|VA) 2 $170,000 $85,000 $5,601 6.50%
Marquette, MI (FHA|USDA|VA) 2 $170,000 $85,000 $5,345 6.69%
Natchitoches, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,893 3.25%
Pella, IA (FHA|USDA|VA) 1 $165,000 $165,000 $8,518 6.50%
Kinston, NC (FHA|USDA|VA) 1 $165,000 $165,000 $7,005 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $165,000 $165,000 $8,129 4.25%
Cookeville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,105 5.87%
Clewiston, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,898 6.38%
Burley, ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,236 3.25%
Branson, MO (FHA|USDA|VA) 1 $165,000 $165,000 $8,919 4.62%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,542 4.75%
Fort Payne, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,081 4.62%
Lewistown, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,006 7.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $150,000 $75,000 $5,508 4.94%
Tahlequah, OK (FHA|USDA|VA) 1 $145,000 $145,000 $8,257 4.25%
Coldwater, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,667 6.50%
Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $9,067 6.13%
New Castle, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,204 5.50%
Quincy, IL-MO (FHA|USDA|VA) 2 $140,000 $70,000 $5,201 5.44%
BRUNSWICK, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,303 3.63%
Toccoa, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,098 3.63%
Pullman, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,321 3.99%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,300 6.13%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,095 5.75%
Lufkin, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,848 5.00%
Mount Pleasant, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,158 3.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $135,000 $135,000 $5,863 3.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,952 5.63%
Galesburg, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,734 2.94%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,720 4.63%
Troy, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,609 5.62%
Cañon City, CO (FHA|USDA|VA) 1 $125,000 $125,000 $5,170 4.13%
Cambridge, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,929 5.25%
Norwalk, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,459 6.13%
Fort Morgan, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Warsaw, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,418 6.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $125,000 $125,000 $9,701 6.13%
Manitowoc, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,212 6.13%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,030 6.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,255 3.88%
Oil City, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,607 7.13%
Jacksonville, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,749 5.63%
Spearfish, SD (FHA|USDA|VA) 1 $115,000 $115,000 $5,671 6.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,288 5.99%
Coshocton, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,576 5.25%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,940 3.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,045 5.00%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,837 4.25%
Vidalia, GA (FHA|USDA|VA) 1 $115,000 $115,000 $7,863 5.13%
Salina, KS (FHA|USDA|VA) 1 $115,000 $115,000 $7,214 7.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $110,000 $55,000 $4,129 5.31%
Martinsville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $7,508 5.25%
Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,745 3.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,710 3.50%
HATTIESBURG, MS (FHA|USDA|VA) 1 $105,000 $105,000 $6,772 5.25%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $7,366 7.25%
Alma, MI (FHA|USDA|VA) 1 $95,000 $95,000 $5,494 5.88%
Washington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,989 6.13%
Marshall, MN (FHA|USDA|VA) 1 $95,000 $95,000 $5,643 4.25%
Indianola, MS (FHA|USDA|VA) 1 $95,000 $95,000 $7,729 4.75%
Union, SC (FHA|USDA|VA) 1 $85,000 $85,000 $3,860 5.62%
VICTORIA, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,075 4.38%
Cullman, AL (FHA|USDA|VA) 1 $85,000 $85,000 $6,150 7.13%
DECATUR, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,113 6.63%
Central City, KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,938 7.13%
Edwards, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
Paris, TX (FHA|USDA|VA) 1 $55,000 $55,000 $5,217 3.99%
Dayton, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
Homeside Financial's top markets include Washington, Dallas, Columbus, Chicago, and Miami among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against HOMESIDE FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    VisionBank of Iowa
    Similarity Rank: 45
    Liberty Bank Minnesota
    Similarity Rank: 110
    Luana Savings Bank
    Similarity Rank: 132
    The Peoples State Bank
    Similarity Rank: 136
    FORUM Credit Union
    Similarity Rank: 150
    D.W. BROWN MORTGAGE CORP.
    Similarity Rank: 209
    Peoples Bank
    Similarity Rank: 224
    Neighbors Federal Credit Union
    Similarity Rank: 240
    MEMBERS1st Community Credit Union
    Similarity Rank: 259

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,692 $2,590,520,000 $298,035 $6,514 4.83%
    FHA 2,960 $796,580,000 $269,115 $11,107 5.06%
    HELOC 1,185 $138,765,000 $117,101 n/a 5.64%
    VA 1,039 $394,375,000 $379,572 $10,703 4.67%
    USDA 103 $19,455,000 $188,883 $6,571 4.92%

    For 2022, Homeside Financial's most frequently originated type of loan was Conventional, with 8,692 originations. Their 2nd most popular type was FHA, with 2,960 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,347 $2,527,395,000 $302,791 $8,019 5.13%
    Cash Out Refi 3,869 $935,525,000 $241,800 $8,179 4.78%
    Refi 1,763 $476,775,000 $270,434 $7,021 4.36%

    For 2022, Homeside Financial's most frequently cited loan purpose was Home Purchase, with 8,347 originations. The 2nd most popular reason was Cash Out Refi, with 3,869 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,604 $3,685,260,000 $292,388 $8,065 5.01%
    20 Year 734 $109,570,000 $149,278 $6,065 4.74%
    15 Year 476 $114,400,000 $240,336 $5,750 3.77%
    Other 90 $20,240,000 $224,889 $8,084 4.74%
    10 Year 61 $6,655,000 $109,098 $3,534 2.49%
    30+ year 6 $2,730,000 $455,000 $8,181 5.42%
    5 Year 6 $40,000 $6,667 $0 0.00%
    1 Year 2 $800,000 $400,000 $3,317 6.06%

    For 2022, Homeside Financial's most frequently cited loan duration was 30 Year, with 12,604 originations. The 2nd most popular length was 20 Year, with 734 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,597 $1,320,205,000 $367,029
    $1k-2k 3,543 $1,010,635,000 $285,248
    $2k-3k 1,608 $396,830,000 $246,785
    $3k-4k 1,482 $373,650,000 $252,126
    $<1k 1,275 $333,695,000 $261,722
    $4k-5k 1,252 $358,330,000 $286,206

    Homeside Financial's average total fees were $8,065, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,597 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,939 $1,114,535,000 $282,949
    4-5% 3,696 $1,072,250,000 $290,111
    3-4% 3,060 $910,730,000 $297,624
    6-7% 1,950 $501,520,000 $257,190
    7-8% 587 $141,855,000 $241,661
    2.5-3% 470 $153,330,000 $326,234
    <2.5% 200 $34,410,000 $172,050
    Over 8% 77 $11,065,000 $143,701

    During 2022, Homeside Financial's average interest rate for loans was 5.01%, while their most frequently originated rate bucket for loans was 5-6%, with 3,939 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,489 $1,875,095,000 $288,965 $8,158 4.95%
    $100k-200k 3,603 $551,115,000 $152,960 $5,619 5.04%
    $400k-600k 2,234 $1,062,590,000 $475,645 $10,282 4.80%
    $100,000 or less 1,153 $75,625,000 $65,590 $3,451 4.96%
    $600k-1MM 460 $317,330,000 $689,848 $12,509 4.67%
    $1MM+ 40 $57,940,000 $1,448,500 $23,856 4.57%

    2022 saw Homeside Financial place emphasis on $200k-400k loans with 6,489 originations, totaling $1,875,095,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,620 $1,128,350,000 $311,699 $8,555 4.98%
    $50k-75k 3,163 $678,415,000 $214,485 $7,129 4.87%
    $75k-100k 2,863 $770,755,000 $269,212 $8,257 4.98%
    $150k-250k 2,280 $834,160,000 $365,860 $8,755 5.01%
    $50k or less 1,373 $207,745,000 $151,307 $5,773 4.76%
    $250k+ 664 $315,410,000 $475,015 $9,480 5.05%

    Homeside Financial lent most frequently to those with incomes in the $100k-150k range, with 3,620 originations. The second most popular income band? $50k-75k, with 3,163 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,200 $594,650,000 $270,295 $7,106 4.84%
    20-30% 1,723 $461,655,000 $267,937 $6,481 4.79%
    50-60% 1,329 $407,035,000 $306,272 $11,283 4.97%
    44% 966 $261,890,000 $271,108 $7,838 5.10%
    49% 719 $220,225,000 $306,293 $8,610 5.04%
    43% 692 $189,290,000 $273,540 $7,404 5.07%
    42% 664 $194,150,000 $292,395 $7,912 4.96%
    41% 614 $163,690,000 $266,596 $7,841 5.06%
    39% 604 $160,340,000 $265,464 $7,630 5.00%
    40% 583 $163,735,000 $280,849 $7,461 4.96%
    38% 575 $154,855,000 $269,313 $7,192 4.90%
    45% 526 $155,810,000 $296,217 $7,964 5.05%
    48% 504 $151,830,000 $301,250 $8,568 5.09%
    37% 487 $141,915,000 $291,407 $7,807 5.06%
    47% 467 $143,955,000 $308,255 $8,862 5.07%
    46% 441 $128,425,000 $291,213 $8,428 4.87%
    36% 439 $124,255,000 $283,041 $7,587 4.99%
    <20% 407 $105,395,000 $258,956 $5,715 4.32%
    >60% 39 $16,595,000 $425,513 $14,839 4.50%

    Homeside Financial lent most frequently to those with DTI ratios of 30-36%, with 2,200 originations. The next most common DTI ratio? 20-30%, with 1,723 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,684 $2,386,640,000 $274,832 $7,707 4.98%
    Not provided 3,398 $959,150,000 $282,269 $7,942 4.83%
    Black 1,385 $425,295,000 $307,072 $9,299 5.03%
    Asian 427 $144,825,000 $339,169 $7,631 4.74%
    American Indian 61 $16,505,000 $270,574 $8,286 4.63%
    Native Hawaiian or Islander 24 $7,280,000 $303,333 $9,667 4.93%

    Approval Rates

    Total approvals of all applications
    84.17%

    Homeside Financial has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    29.77%

    Homeside Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,979 $3,939,695,000 $281,830

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13,979 $3,939,695,000 $281,830

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,059 $154,315,000 $145,718 $5,451 5.33%
    40-60% 1,147 $284,745,000 $248,252 $6,385 4.61%
    60-80% 3,976 $1,205,100,000 $303,094 $7,390 4.71%
    80-100% 6,961 $2,163,765,000 $310,841 $8,428 5.09%
    Over 100% 213 $89,355,000 $419,507 $17,513 4.90%
    Under 20% 623 $42,415,000 $68,082 $1,511 4.69%