Equity Prime Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 549300K4ZLGS7SRDTL86

Tax ID: 26-2053389

1 stars - out of 5 stars, based on 112 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Equity Prime Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Equity Prime Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, New Brunswick, Riverside, Anaheim, and Orlando among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Equity Prime Mortgage is typically a high fee lendor.


Originations

12,467

Origination Dollar Volume (All Markets)

$3,831,445,000

Awards

Equity Prime Mortgage  30 Year Conventional Loans silver
Show all (1) awards

Relative Rate

Equity Prime Mortgage 's average 30 year fixed rate mortgage of loans were 3.42%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of 0.06%.

Relative Fees

Equity Prime Mortgage 's average total fees for a 30 year fixed rate mortgage are $7,728.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 1,429 $608,295,000 $425,679 $8,792 3.25%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 1,233 $385,055,000 $312,291 $6,085 3.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 923 $296,355,000 $321,078 $8,371 3.25%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 518 $231,670,000 $447,239 $6,317 3.14%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 913 $228,775,000 $250,575 $7,391 3.45%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 631 $148,575,000 $235,460 $7,016 3.45%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 268 $124,610,000 $464,963 $7,540 3.29%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 328 $115,470,000 $352,043 $7,654 3.27%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) 306 $111,410,000 $364,085 $7,688 3.19%
NEWARK, NJ-PA (FHA|USDA|VA) 193 $73,735,000 $382,047 $8,847 3.33%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 176 $72,920,000 $414,318 $10,362 3.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 319 $69,335,000 $217,351 $8,233 3.67%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 312 $64,160,000 $205,641 $6,970 3.81%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 148 $63,030,000 $425,878 $5,443 3.11%
Outside of Metro Areas 308 $62,020,000 $201,364 $6,315 3.62%
JACKSONVILLE, FL (FHA|USDA|VA) 269 $58,485,000 $217,416 $6,391 3.47%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 255 $54,725,000 $214,608 $7,002 3.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 103 $46,265,000 $449,175 $7,806 3.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 98 $43,620,000 $445,102 $4,204 2.95%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 119 $38,985,000 $327,605 $6,271 3.21%
BAKERSFIELD, CA (FHA|USDA|VA) 154 $35,910,000 $233,182 $7,162 3.27%
CAMDEN, NJ (FHA|USDA|VA) 141 $34,725,000 $246,277 $6,028 3.31%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 139 $32,055,000 $230,612 $6,464 3.47%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 127 $30,815,000 $242,638 $7,960 3.78%
ST. LOUIS, MO-IL (FHA|USDA|VA) 140 $27,750,000 $198,214 $6,000 3.67%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 80 $23,660,000 $295,750 $9,331 3.39%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 85 $23,095,000 $271,706 $8,232 3.27%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 100 $23,080,000 $230,800 $7,994 3.51%
NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) 55 $22,345,000 $406,273 $12,130 3.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 69 $21,505,000 $311,667 $6,395 3.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 85 $21,325,000 $250,882 $7,334 3.56%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 72 $20,290,000 $281,806 $9,315 3.65%
PHILADELPHIA, PA (FHA|USDA|VA) 83 $20,015,000 $241,145 $6,493 3.38%
DOVER, DE (FHA|USDA|VA) 73 $19,015,000 $260,479 $6,997 3.14%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 64 $18,660,000 $291,563 $9,246 3.47%
STOCKTON, CA (FHA|USDA|VA) 47 $16,545,000 $352,021 $8,639 3.26%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 73 $16,425,000 $225,000 $5,313 3.44%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 42 $16,250,000 $386,905 $10,083 3.42%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 58 $15,660,000 $270,000 $5,980 3.47%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 28 $13,610,000 $486,071 $4,983 3.24%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 37 $13,445,000 $363,378 $8,555 3.35%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 48 $12,870,000 $268,125 $8,737 3.53%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $12,750,000 $277,174 $7,685 3.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 52 $12,130,000 $233,269 $7,202 3.48%
BOSTON, MA (FHA|USDA|VA) 30 $11,510,000 $383,667 $7,981 3.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 32 $10,580,000 $330,625 $6,385 3.27%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 54 $10,510,000 $194,630 $6,293 3.82%
WORCESTER, MA-CT (FHA|USDA|VA) 38 $10,480,000 $275,789 $7,794 3.44%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 27 $8,645,000 $320,185 $5,985 3.28%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 33 $8,175,000 $247,727 $6,760 3.62%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 21 $7,925,000 $377,381 $6,781 3.29%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 41 $7,895,000 $192,561 $6,868 3.84%
FRESNO, CA (FHA|USDA|VA) 27 $7,675,000 $284,259 $6,508 3.27%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 29 $7,315,000 $252,241 $6,675 3.25%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 21 $7,155,000 $340,714 $9,374 3.44%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 29 $7,055,000 $243,276 $6,817 3.62%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 29 $6,955,000 $239,828 $5,340 3.29%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $6,790,000 $282,917 $5,444 3.12%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $6,655,000 $443,667 $9,886 3.12%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $6,510,000 $217,000 $7,750 3.61%
OCEAN CITY, NJ (FHA|USDA|VA) 22 $6,370,000 $289,545 $4,911 3.40%
COLUMBIA, SC (FHA|USDA|VA) 30 $6,230,000 $207,667 $5,975 3.95%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 15 $6,015,000 $401,000 $12,846 3.35%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 20 $5,910,000 $295,500 $5,750 3.42%
OKLAHOMA CITY, OK (FHA|USDA|VA) 29 $5,875,000 $202,586 $6,503 4.03%
MODESTO, CA (FHA|USDA|VA) 20 $5,770,000 $288,500 $8,780 3.44%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 21 $5,595,000 $266,429 $7,098 3.52%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 25 $5,595,000 $223,800 $7,363 3.95%
RICHMOND, VA (FHA|USDA|VA) 20 $5,500,000 $275,000 $7,660 3.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $5,415,000 $200,556 $8,977 3.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $5,330,000 $296,111 $10,040 3.65%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 21 $5,275,000 $251,190 $7,942 3.43%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 12 $5,200,000 $433,333 $9,502 3.15%
VALLEJO, CA (FHA|USDA|VA) 14 $5,130,000 $366,429 $7,031 3.53%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $5,070,000 $281,667 $8,225 3.63%
PITTSBURGH, PA (FHA|USDA|VA) 30 $4,990,000 $166,333 $6,777 3.66%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 15 $4,655,000 $310,333 $7,833 3.59%
OCALA, FL (FHA|USDA|VA) 27 $4,655,000 $172,407 $6,609 3.66%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $4,555,000 $350,385 $7,257 3.19%
EL CENTRO, CA (FHA|USDA|VA) 18 $4,440,000 $246,667 $6,995 3.41%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $4,315,000 $287,667 $2,493 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 21 $4,305,000 $205,000 $6,964 3.95%
GAINESVILLE, GA (FHA|USDA|VA) 17 $4,225,000 $248,529 $6,410 3.49%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 12 $4,160,000 $346,667 $7,578 3.35%
SALINAS, CA (FHA|USDA|VA) 10 $4,130,000 $413,000 $7,852 2.98%
ELGIN, IL (FHA|USDA|VA) 17 $4,055,000 $238,529 $7,167 3.73%
GARY, IN (FHA|USDA|VA) 21 $4,055,000 $193,095 $6,227 3.86%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,980,000 $248,750 $7,166 3.30%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $3,745,000 $220,294 $7,487 3.58%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 18 $3,520,000 $195,556 $9,285 3.53%
SAN RAFAEL, CA (FHA|USDA|VA) 5 $3,505,000 $701,000 $5,696 3.20%
YUBA CITY, CA (FHA|USDA|VA) 11 $3,375,000 $306,818 $7,482 3.30%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 16 $3,130,000 $195,625 $5,447 3.26%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $3,085,000 $205,667 $4,956 3.28%
VISALIA, CA (FHA|USDA|VA) 12 $2,890,000 $240,833 $6,289 3.22%
SALEM, OR (FHA|USDA|VA) 9 $2,865,000 $318,333 $12,292 3.44%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,835,000 $315,000 $7,054 3.46%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $2,805,000 $215,769 $7,582 3.52%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 6 $2,770,000 $461,667 $8,726 3.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $2,580,000 $215,000 $6,020 3.97%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 9 $2,445,000 $271,667 $8,731 3.63%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $2,430,000 $303,750 $6,974 3.59%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $2,420,000 $242,000 $8,020 3.43%
WICHITA, KS (FHA|USDA|VA) 17 $2,415,000 $142,059 $4,776 3.60%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 12 $2,360,000 $196,667 $5,971 3.31%
RENO, NV (FHA|USDA|VA) 7 $2,215,000 $316,429 $6,318 3.50%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,115,000 $302,143 $3,902 3.17%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $1,990,000 $248,750 $5,557 3.30%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,865,000 $207,222 $9,048 3.42%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,660,000 $207,500 $5,687 4.30%
LAFAYETTE, LA (FHA|USDA|VA) 10 $1,650,000 $165,000 $6,826 3.81%
CEDAR RAPIDS, IA (FHA|USDA|VA) 10 $1,620,000 $162,000 $7,290 3.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,610,000 $201,250 $6,444 3.56%
READING, PA (FHA|USDA|VA) 8 $1,590,000 $198,750 $7,773 3.64%
AKRON, OH (FHA|USDA|VA) 8 $1,580,000 $197,500 $7,573 4.02%
NAPA, CA (FHA|USDA|VA) 4 $1,570,000 $392,500 $11,234 3.56%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,570,000 $196,250 $8,259 3.80%
GREELEY, CO (FHA|USDA|VA) 4 $1,540,000 $385,000 $4,657 3.22%
THE VILLAGES, FL (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,525 3.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,515,000 $303,000 $9,777 3.45%
MADERA, CA (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,522 3.33%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 6 $1,490,000 $248,333 $8,263 3.21%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,490,000 $186,250 $5,191 3.64%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,440,000 $720,000 $31,294 3.13%
LANCASTER, PA (FHA|USDA|VA) 6 $1,400,000 $233,333 $7,900 3.71%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $1,400,000 $175,000 $8,613 3.78%
SYRACUSE, NY (FHA|USDA|VA) 9 $1,395,000 $155,000 $6,916 3.72%
CARSON CITY, NV (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,783 3.46%
MERCED, CA (FHA|USDA|VA) 5 $1,365,000 $273,000 $7,926 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,320,000 $220,000 $9,911 3.56%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,541 3.54%
JEFFERSON CITY, MO (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,904 3.96%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,200,000 $200,000 $6,767 3.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,185,000 $395,000 $7,274 2.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,180,000 $196,667 $6,227 4.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,943 2.80%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,145,000 $163,571 $7,049 3.95%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,105,000 $221,000 $5,598 3.23%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,100,000 $550,000 $8,962 3.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,254 3.50%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,151 4.29%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,363 3.04%
SUMTER, SC (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,628 3.50%
KINGSTON, NY (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,444 3.75%
GAINESVILLE, FL (FHA|USDA|VA) 5 $965,000 $193,000 $4,817 3.55%
CHICO, CA (FHA|USDA|VA) 4 $960,000 $240,000 $4,462 3.25%
REDDING, CA (FHA|USDA|VA) 4 $960,000 $240,000 $4,606 3.44%
FORT COLLINS, CO (FHA|USDA|VA) 3 $955,000 $318,333 $9,688 3.29%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $955,000 $191,000 $6,150 3.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $930,000 $232,500 $5,104 3.19%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $880,000 $220,000 $7,232 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $875,000 $175,000 $7,121 3.70%
Outside of Metro Areas 2 $850,000 $425,000 $3,919 2.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $845,000 $169,000 $4,135 3.20%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $840,000 $210,000 $5,207 3.47%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $835,000 $835,000 $2,994 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $810,000 $202,500 $7,885 3.53%
CASPER, WY (FHA|USDA|VA) 5 $805,000 $161,000 $3,788 3.95%
HINESVILLE, GA (FHA|USDA|VA) 5 $785,000 $157,000 $4,218 3.93%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $775,000 $258,333 $10,075 3.42%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $770,000 $192,500 $7,548 3.59%
BATON ROUGE, LA (FHA|USDA|VA) 3 $765,000 $255,000 $9,470 3.58%
PANAMA CITY, FL (FHA|USDA|VA) 3 $745,000 $248,333 $6,716 3.63%
MIDLAND, TX (FHA|USDA|VA) 3 $735,000 $245,000 $9,182 3.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $725,000 $145,000 $5,198 3.35%
LONGVIEW, WA (FHA|USDA|VA) 2 $720,000 $360,000 $6,110 2.94%
ROCHESTER, NY (FHA|USDA|VA) 3 $715,000 $238,333 $12,865 4.21%
ANCHORAGE, AK (FHA|USDA|VA) 4 $710,000 $177,500 $7,429 3.53%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $700,000 $175,000 $6,878 3.69%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $695,000 $231,667 $5,909 4.17%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $685,000 $228,333 $4,465 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $670,000 $335,000 $5,662 3.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $665,000 $221,667 $7,644 3.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $655,000 $131,000 $4,562 3.83%
KANKAKEE, IL (FHA|USDA|VA) 4 $630,000 $157,500 $5,897 4.16%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $625,000 $208,333 $6,062 3.92%
TYLER, TX (FHA|USDA|VA) 2 $620,000 $310,000 $10,548 3.81%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $615,000 $205,000 $6,003 3.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $600,000 $300,000 $3,252 3.44%
FLORENCE, SC (FHA|USDA|VA) 3 $595,000 $198,333 $7,404 3.92%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $590,000 $295,000 $7,471 3.13%
DALTON, GA (FHA|USDA|VA) 4 $580,000 $145,000 $5,615 3.50%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $570,000 $142,500 $5,270 3.75%
COEUR D'ALENE, ID (FHA|USDA|VA) 2 $570,000 $285,000 $0 3.50%
TULSA, OK (FHA|USDA|VA) 3 $565,000 $188,333 $9,798 3.42%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,488 3.13%
GLENS FALLS, NY (FHA|USDA|VA) 3 $555,000 $185,000 $9,125 3.33%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $550,000 $275,000 $6,210 3.63%
APPLETON, WI (FHA|USDA|VA) 2 $520,000 $260,000 $5,184 3.63%
ABILENE, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,935 3.75%
BISMARCK, ND (FHA|USDA|VA) 2 $500,000 $250,000 $8,153 3.50%
PUEBLO, CO (FHA|USDA|VA) 2 $490,000 $245,000 $11,360 3.50%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 3 $465,000 $155,000 $4,683 3.38%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,807 3.56%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $460,000 $230,000 $9,687 3.50%
WILMINGTON, NC (FHA|USDA|VA) 2 $460,000 $230,000 $7,323 4.25%
LINCOLN, NE (FHA|USDA|VA) 1 $455,000 $455,000 $1,632 3.00%
BOULDER, CO (FHA|USDA|VA) 2 $450,000 $225,000 $1,835 4.00%
COLUMBIA, MO (FHA|USDA|VA) 2 $440,000 $220,000 $6,666 4.19%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $6,492 3.63%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $405,000 $135,000 $3,006 3.96%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $395,000 $131,667 $5,702 2.71%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $385,000 $385,000 $5,612 4.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $380,000 $190,000 $9,662 3.88%
TOLEDO, OH (FHA|USDA|VA) 2 $360,000 $180,000 $9,652 3.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $360,000 $180,000 $4,969 4.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $350,000 $175,000 $4,294 3.25%
ERIE, PA (FHA|USDA|VA) 3 $345,000 $115,000 $7,578 4.04%
PROVO-OREM, UT (FHA|USDA|VA) 1 $345,000 $345,000 $10,594 3.25%
ITHACA, NY (FHA|USDA|VA) 1 $335,000 $335,000 $5,980 3.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $325,000 $325,000 $7,628 3.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $325,000 $325,000 $2,973 3.00%
BOISE CITY, ID (FHA|USDA|VA) 1 $325,000 $325,000 $11,883 3.75%
HATTIESBURG, MS (FHA|USDA|VA) 2 $320,000 $160,000 $6,461 3.75%
WACO, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,751 3.75%
YUMA, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $3,086 3.25%
IOWA CITY, IA (FHA|USDA|VA) 2 $310,000 $155,000 $6,542 3.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $290,000 $145,000 $5,479 3.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $285,000 $285,000 $3,974 3.00%
EL PASO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,577 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,664 3.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $285,000 $285,000 $1,272 2.75%
YAKIMA, WA (FHA|USDA|VA) 1 $285,000 $285,000 $8,264 4.38%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $280,000 $140,000 $2,992 4.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $2,052 4.19%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $270,000 $135,000 $5,812 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $265,000 $265,000 $5,480 3.63%
ROANOKE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $7,451 3.13%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $250,000 $125,000 $5,249 3.81%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,182 3.75%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $245,000 $245,000 $7,804 4.38%
UTICA-ROME, NY (FHA|USDA|VA) 2 $240,000 $120,000 $5,982 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $240,000 $120,000 $5,979 3.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $235,000 $235,000 $6,372 3.75%
COLUMBUS, IN (FHA|USDA|VA) 1 $235,000 $235,000 $8,656 3.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $235,000 $235,000 $9,725 3.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $225,000 $225,000 $4,136 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $215,000 $215,000 $1,552 3.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $215,000 $215,000 $10,135 3.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $205,000 $205,000 $5,997 3.50%
DECATUR, AL (FHA|USDA|VA) 1 $205,000 $205,000 $10,592 4.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $4,152 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,115 3.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $185,000 $185,000 $6,900 3.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,865 3.75%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,392 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $5,818 3.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $165,000 $165,000 $7,243 3.75%
STAUNTON, VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,609 4.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,138 3.75%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $6,481 2.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,402 4.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $8,886 3.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,026 4.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $7,046 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,994 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,935 3.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.75%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,672 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $95,000 $95,000 $7,103 4.75%
DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,907 4.88%
TOPEKA, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,494 3.75%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,403 4.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,461 4.25%

Equity Prime Mortgage 's top markets include Los Angeles, New Brunswick, Riverside, Anaheim, and Orlando among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,539 $2,125,905,000 $325,112 $5,215 3.28%
FHA 4,837 $1,347,415,000 $278,564 $10,257 3.51%
VA 959 $332,055,000 $346,251 $7,494 3.47%
USDA 132 $26,070,000 $197,500 $6,397 3.47%

For the 2020 period, Equity Prime Mortgage 's most frequently originated loan type of loans were Conventional, with 6,539 originations. Their 2nd most popular type is FHA, with 4,837 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 6,676 $2,029,700,000 $304,029 $7,500 3.40%
Refi 3,556 $1,107,010,000 $311,308 $7,158 3.38%
Cash Out Refi 2,235 $694,735,000 $310,843 $7,259 3.38%

For the 2020, Equity Prime Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 6,676 originations. The 2nd most popular reason of loans were Refi, with 3,556 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 11,193 $3,455,345,000 $308,706 $7,728 3.42%
15 Year 795 $244,315,000 $307,314 $4,227 2.83%
20 Year 299 $90,315,000 $302,057 $4,380 3.17%
Other 90 $29,200,000 $324,444 $3,843 3.24%
10 Year 87 $12,235,000 $140,632 $2,306 5.05%
3 Year 2 $20,000 $10,000 $0 0.00%
5 Year 1 $15,000 $15,000 $150 0.00%

For the 2020, Equity Prime Mortgage 's most frequently cited loan length of loans were 30 Year, with 11,193 originations. The 2nd most popular length of loans were 15 Year, with 795 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 4,056 $1,294,370,000 $319,125
$<1k 2,672 $731,630,000 $273,814
$3k-4k 1,981 $539,825,000 $272,501
$5k+ 1,970 $775,920,000 $393,868
$2k-3k 1,774 $486,070,000 $273,997

$7,728 of loans were Equity Prime Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 4,056 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 6,862 $2,125,050,000 $309,684
2.5-3% 3,705 $1,237,425,000 $333,988
4-5% 1,321 $343,045,000 $259,686
<2.5% 385 $115,015,000 $298,740
7-8% 38 $520,000 $13,684
5-6% 35 $7,915,000 $226,143
6-7% 4 $840,000 $210,000

During 2020, Equity Prime Mortgage 's average interest rate of loans were 3.42%, while their most frequently originated rate bucket of loans were 3-4%, with 6,862 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 6,808 $1,943,570,000 $285,483 $7,394 3.35%
$400k-600k 2,394 $1,140,420,000 $476,366 $8,704 3.23%
$100k-200k 2,367 $379,105,000 $160,163 $5,697 3.56%
$600k-1MM 479 $334,145,000 $697,589 $12,646 3.42%
$100,000 or less 405 $17,265,000 $42,630 $2,059 4.11%
$1MM+ 14 $16,940,000 $1,210,000 $14,258 3.32%

2020 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 6,808 originations, totaling $1,943,570,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 3,075 $779,415,000 $253,468 $7,647 3.45%
$100k-150k 2,431 $892,085,000 $366,962 $7,831 3.32%
$75k-100k 2,292 $704,470,000 $307,360 $7,740 3.42%
$50k or less 2,070 $419,810,000 $202,807 $7,225 3.53%
$150k-250k 1,391 $581,465,000 $418,019 $6,754 3.25%
$250k+ 521 $245,285,000 $470,797 $5,960 3.18%

Equity Prime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,075 originations. The second most popular income band? $100k-150k, with 2,431 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 1,848 $555,700,000 $300,703 $6,570 3.38%
20-30% 1,664 $514,850,000 $309,405 $5,627 3.25%
50-60% 1,643 $504,515,000 $307,069 $10,809 3.46%
44% 622 $192,450,000 $309,405 $7,760 3.46%
43% 530 $169,870,000 $320,509 $7,599 3.45%
42% 516 $163,050,000 $315,988 $7,623 3.42%
<20% 512 $155,210,000 $303,145 $4,588 3.20%
41% 471 $147,255,000 $312,643 $7,241 3.46%
49% 448 $142,410,000 $317,879 $8,329 3.45%
40% 431 $130,095,000 $301,845 $7,012 3.45%
46% 428 $132,730,000 $310,117 $8,138 3.49%
45% 413 $127,305,000 $308,245 $7,688 3.41%
39% 407 $123,825,000 $304,238 $7,239 3.47%
38% 405 $119,925,000 $296,111 $6,841 3.38%
48% 389 $117,635,000 $302,404 $8,105 3.42%
37% 378 $116,560,000 $308,360 $6,465 3.41%
>60% 372 $102,670,000 $275,995 $5,844 3.25%
47% 363 $117,965,000 $324,972 $8,465 3.39%
36% 347 $100,135,000 $288,573 $6,566 3.38%

Equity Prime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,848 originations. The next most common DTI ratio? 20-30%, with 1,664 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 8,872 $2,692,550,000 $303,489 $7,254 3.39%
Not provided 1,492 $490,210,000 $328,559 $8,136 3.38%
Black 1,272 $337,520,000 $265,346 $8,074 3.54%
Asian 735 $278,685,000 $379,163 $5,715 3.15%
Native Hawaiian 43 $17,195,000 $399,884 $8,100 3.37%
American Indian 50 $14,250,000 $285,000 $8,207 3.40%
Not applicable 3 $1,035,000 $345,000 $8,739 3.04%

Approval Rates

Total approvals of all applications
97.38%

Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
69.72%

Equity Prime Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 12,467 $3,831,445,000 $307,327

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 124 $25,510,000 $205,726
Single Family (1-4 Units):Site-Built 12,343 $3,805,935,000 $308,348

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 478 $133,530,000 $279,351 $4,397 3.05%
40-60% 1,400 $472,480,000 $337,486 $4,706 3.11%
60-80% 3,053 $1,043,385,000 $341,757 $6,113 3.33%
80-100% 7,056 $2,088,010,000 $295,920 $8,681 3.47%
Over 100% 223 $82,245,000 $368,812 $13,198 3.54%
Under 20% 257 $11,795,000 $45,895 $759 4.25%